Nexbank Mortgage Lending & HMDA Data, 2022

In 2022, Nexbank of Dallas, TX reported 23,529 mortgage applications totaling $11.1 billion, up 62% from 2021. The average application was for $472,831, and applicants reported an average income of $221,081. 22% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,600), Dallas-Plano-Irving, TX (1,191) and Los Angeles-Long Beach-Glendale, CA (1,073) (applications in parentheses).

Mortgage Company & Address Nexbank
2515 McKinney Avenue, Suite 1100
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 23,529
Total Mortgage Loan Application Amount $11,125,245,000
Average Mortgage Loan Application Amount $472,831
Highest Mortgage Loan Application Amount $75,005,000
Average Applicant Income $221,081
Highest Applicant Income $5,722,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nexbank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,073 $ 843,905,000 $ 786,491 $ 364,000
Maricopa, Arizona 586 $ 287,590,000 $ 490,767 $ 294,000
San Diego, California 509 $ 387,525,000 $ 761,345 $ 293,000
Harris, Texas 493 $ 411,155,000 $ 833,985 $ 169,000
Riverside, California 387 $ 193,695,000 $ 500,503 $ 213,000
Tarrant, Texas 366 $ 337,790,000 $ 922,923 $ 209,000
Dallas, Texas 348 $ 161,010,000 $ 462,672 $ 187,000
Fulton, Georgia 343 $ 162,555,000 $ 473,921 $ 264,000
Collin, Texas 336 $ 184,250,000 $ 548,363 $ 177,000
Cook, Illinois 332 $ 114,400,000 $ 344,578 $ 161,000
Denton, Texas 332 $ 237,040,000 $ 713,975 $ 177,000
Orange, California 319 $ 263,515,000 $ 826,065 $ 399,000
San Bernardino, California 291 $ 130,265,000 $ 447,646 $ 235,000
King, Washington 291 $ 186,635,000 $ 641,357 $ 238,000
Travis, Texas 287 $ 184,025,000 $ 641,202 $ 214,000
Bexar, Texas 254 $ 102,640,000 $ 404,094 $ 177,000
Cobb, Georgia 243 $ 97,775,000 $ 402,366 $ 189,000
Williamson, Texas 241 $ 121,745,000 $ 505,165 $ 187,000
Gwinnett, Georgia 230 $ 93,350,000 $ 405,869 $ 169,000
Miami-Dade, Florida 210 $ 101,270,000 $ 482,238 $ 187,000
Broward, Florida 192 $ 83,540,000 $ 435,104 $ 353,000
DeKalb, Georgia 191 $ 82,855,000 $ 433,795 $ 189,000
Palm Beach, Florida 184 $ 89,070,000 $ 484,076 $ 488,000
Alameda, California 183 $ 148,065,000 $ 809,098 $ 305,000
Forsyth, Georgia 172 $ 83,110,000 $ 483,197 $ 177,000
Contra Costa, California 159 $ 116,145,000 $ 730,471 $ 260,000
Clark, Nevada 159 $ 72,705,000 $ 457,264 $ 429,000
Cherokee, Georgia 157 $ 60,585,000 $ 385,891 $ 178,000
Fort Bend, Texas 156 $ 65,910,000 $ 422,500 $ 254,000
Santa Clara, California 148 $ 142,300,000 $ 961,486 $ 328,000
Snohomish, Washington 139 $ 91,235,000 $ 656,366 $ 221,000
Sacramento, California 129 $ 58,085,000 $ 450,271 $ 172,000
Mecklenburg, North Carolina 128 $ 50,840,000 $ 397,187 $ 288,000
Pierce, Washington 124 $ 57,170,000 $ 461,048 $ 194,000
Pima, Arizona 123 $ 38,505,000 $ 313,048 $ 114,000
Montgomery, Texas 122 $ 47,070,000 $ 385,819 $ 193,000
Hillsborough, Florida 117 $ 45,375,000 $ 387,820 $ 578,000
Denver, Colorado 116 $ 62,680,000 $ 540,344 $ 275,000
El Paso, Colorado 116 $ 48,430,000 $ 417,500 $ 126,000
Orange, Florida 111 $ 40,125,000 $ 361,486 $ 145,000
Wake, North Carolina 111 $ 47,695,000 $ 429,684 $ 202,000
El Paso, Texas 111 $ 22,165,000 $ 199,684 $ 173,000
St. Louis, Missouri 110 $ 37,330,000 $ 339,363 $ 145,000
Jefferson, Colorado 105 $ 53,405,000 $ 508,619 $ 191,000
Davidson, Tennessee 105 $ 43,605,000 $ 415,285 $ 171,000
DuPage, Illinois 104 $ 37,970,000 $ 365,096 $ 155,000
Pinellas, Florida 102 $ 40,010,000 $ 392,254 $ 276,000
Adams, Colorado 100 $ 47,600,000 $ 476,000 $ 166,000
San Joaquin, California 96 $ 50,990,000 $ 531,145 $ 225,000
Douglas, Colorado 96 $ 54,590,000 $ 568,645 $ 301,000
Lee, Florida 91 $ 34,005,000 $ 373,681 $ 177,000
Hennepin, Minnesota 86 $ 30,740,000 $ 357,441 $ 224,000
St. Charles, Missouri 85 $ 27,625,000 $ 325,000 $ 0
Bernalillo, New Mexico 85 $ 26,305,000 $ 309,470 $ 0
San Mateo, California 84 $ 77,570,000 $ 923,452 $ 276,000
Arapahoe, Colorado 84 $ 38,630,000 $ 459,880 $ 266,000
Ventura, California 82 $ 59,450,000 $ 725,000 $ 251,000
Brevard, Florida 82 $ 29,380,000 $ 358,292 $ 110,000
Pinal, Arizona 75 $ 25,845,000 $ 344,600 $ 213,000
Honolulu, Hawaii 74 $ 48,780,000 $ 659,189 $ 234,000
San Francisco, California 73 $ 61,015,000 $ 835,821 $ 312,000
Middlesex, Massachusetts 73 $ 34,195,000 $ 468,424 $ 155,000
Hays, Texas 73 $ 33,615,000 $ 460,479 $ 182,000
Chester, Pennsylvania 72 $ 30,040,000 $ 417,222 $ 186,000
Montgomery, Pennsylvania 72 $ 29,640,000 $ 411,666 $ 221,000
Fairfax, Virginia 71 $ 36,465,000 $ 513,591 $ 200,000
Philadelphia, Pennsylvania 70 $ 25,680,000 $ 366,857 $ 0
Madison, Alabama 69 $ 23,275,000 $ 337,318 $ 56,000
Kern, California 68 $ 21,550,000 $ 316,911 $ 91,000
Pasco, Florida 68 $ 24,890,000 $ 366,029 $ 214,000
New Castle, Delaware 66 $ 25,060,000 $ 379,696 $ 0
Polk, Florida 66 $ 20,210,000 $ 306,212 $ 253,000
Jefferson, Kentucky 65 $ 20,825,000 $ 320,384 $ 212,000
Orleans, Louisiana 64 $ 23,790,000 $ 371,718 $ 60,000
Essex, Massachusetts 64 $ 30,460,000 $ 475,937 $ 197,000
Multnomah, Oregon 64 $ 27,350,000 $ 427,343 $ 192,000
Will, Illinois 58 $ 22,340,000 $ 385,172 $ 196,000
Oklahoma, Oklahoma 58 $ 15,410,000 $ 265,689 $ 94,000
Rockwall, Texas 58 $ 25,010,000 $ 431,206 $ 176,000
Fresno, California 57 $ 23,315,000 $ 409,035 $ 145,000
Weld, Colorado 57 $ 26,105,000 $ 457,982 $ 163,000
Oakland, Michigan 57 $ 20,645,000 $ 362,192 $ 166,000
Osceola, Florida 55 $ 19,775,000 $ 359,545 $ 192,000
Galveston, Texas 55 $ 21,515,000 $ 391,181 $ 276,000
Parker, Texas 53 $ 21,245,000 $ 400,849 $ 158,000
Hidalgo, Texas 52 $ 14,260,000 $ 274,230 $ 69,000
Kaufman, Texas 52 $ 17,510,000 $ 336,730 $ 221,000
Brazoria, Texas 51 $ 13,875,000 $ 272,058 $ 110,000
Delaware, Pennsylvania 50 $ 19,460,000 $ 389,200 $ 0
Stanislaus, California 49 $ 19,665,000 $ 401,326 $ 136,000
Boulder, Colorado 49 $ 31,955,000 $ 652,142 $ 472,000
Sarasota, Florida 49 $ 19,925,000 $ 406,632 $ 244,000
Montgomery, Maryland 49 $ 23,275,000 $ 475,000 $ 180,000
Rutherford, Tennessee 48 $ 18,760,000 $ 390,833 $ 238,000
Lake, Illinois 47 $ 16,905,000 $ 359,680 $ 134,000
Worcester, Massachusetts 47 $ 18,965,000 $ 403,510 $ 82,000
Jackson, Missouri 47 $ 14,635,000 $ 311,382 $ 133,000
Yavapai, Arizona 45 $ 19,515,000 $ 433,666 $ 278,000
Manatee, Florida 45 $ 18,985,000 $ 421,888 $ 147,000
Johnson, Kansas 45 $ 16,435,000 $ 365,222 $ 141,000
Prince George's, Maryland 45 $ 17,225,000 $ 382,777 $ 140,000
Greenville, South Carolina 45 $ 15,795,000 $ 351,000 $ 217,000
Volusia, Florida 44 $ 14,630,000 $ 332,500 $ 169,000
Ellis, Texas 44 $ 18,920,000 $ 430,000 $ 143,000
Salt Lake, Utah 44 $ 21,060,000 $ 478,636 $ 172,000
Collier, Florida 43 $ 23,655,000 $ 550,116 $ 618,000
Hall, Georgia 43 $ 16,145,000 $ 375,465 $ 124,000
Clark, Washington 43 $ 18,975,000 $ 441,279 $ 204,000
Fairfield, Connecticut 42 $ 18,930,000 $ 450,714 $ 179,000
Spokane, Washington 42 $ 14,580,000 $ 347,142 $ 209,000
Placer, California 41 $ 23,745,000 $ 579,146 $ 237,000
Solano, California 41 $ 20,015,000 $ 488,170 $ 188,000
Duval, Florida 41 $ 14,385,000 $ 350,853 $ 288,000
Wayne, Michigan 41 $ 12,115,000 $ 295,487 $ 295,000
St. Lucie, Florida 40 $ 13,730,000 $ 343,250 $ 192,000
Hamilton, Indiana 40 $ 13,910,000 $ 347,750 $ 252,000
Union, North Carolina 40 $ 15,820,000 $ 395,500 $ 203,000
Williamson, Tennessee 40 $ 24,080,000 $ 602,000 $ 232,000
East Baton Rouge, Louisiana 39 $ 11,265,000 $ 288,846 $ 0
Sevier, Tennessee 39 $ 28,865,000 $ 740,128 $ 424,000
Sussex, Delaware 38 $ 15,880,000 $ 417,894 $ 0
Plymouth, Massachusetts 38 $ 16,420,000 $ 432,105 $ 183,000
Washington, Oregon 38 $ 18,520,000 $ 487,368 $ 349,000
Jefferson, Alabama 37 $ 11,535,000 $ 311,756 $ 111,000
Sonoma, California 37 $ 25,095,000 $ 678,243 $ 279,000
Larimer, Colorado 37 $ 15,175,000 $ 410,135 $ 157,000
Baltimore, Maryland 37 $ 12,545,000 $ 339,054 $ 113,000
St. Louis City, Missouri 37 $ 10,285,000 $ 277,972 $ 63,000
Providence, Rhode Island 37 $ 13,405,000 $ 362,297 $ 120,000
Comal, Texas 36 $ 13,580,000 $ 377,222 $ 161,000
Johnson, Texas 36 $ 11,710,000 $ 325,277 $ 105,000
Prince William, Virginia 36 $ 15,850,000 $ 440,277 $ 141,000
Henry, Georgia 35 $ 11,135,000 $ 318,142 $ 189,000
Lake, Indiana 35 $ 10,305,000 $ 294,428 $ 0
Middlesex, New Jersey 35 $ 12,425,000 $ 355,000 $ 0
Bucks, Pennsylvania 35 $ 12,335,000 $ 352,428 $ 480,000
Sumner, Tennessee 35 $ 14,045,000 $ 401,285 $ 82,000
Henrico, Virginia 35 $ 10,205,000 $ 291,571 $ 126,000
Yuma, Arizona 34 $ 8,230,000 $ 242,058 $ 100,000
Seminole, Florida 34 $ 12,370,000 $ 363,823 $ 68,000
Kane, Illinois 34 $ 11,410,000 $ 335,588 $ 141,000
Anne Arundel, Maryland 34 $ 13,610,000 $ 400,294 $ 150,000
Anoka, Minnesota 34 $ 12,390,000 $ 364,411 $ 199,000
Washoe, Nevada 34 $ 17,480,000 $ 514,117 $ 1,102,000
Franklin, Ohio 34 $ 10,240,000 $ 301,176 $ 113,000
Thurston, Washington 34 $ 14,610,000 $ 429,705 $ 208,000
Lake, Florida 33 $ 10,925,000 $ 331,060 $ 110,000
Monmouth, New Jersey 33 $ 14,155,000 $ 428,939 $ 0
Ocean, New Jersey 33 $ 14,015,000 $ 424,696 $ 0
Clackamas, Oregon 33 $ 18,665,000 $ 565,606 $ 203,000
Utah, Utah 33 $ 14,715,000 $ 445,909 $ 225,000
Tulare, California 32 $ 10,550,000 $ 329,687 $ 84,000
St. Johns, Florida 32 $ 16,260,000 $ 508,125 $ 234,000
Jefferson, Louisiana 32 $ 10,250,000 $ 320,312 $ 0
Norfolk, Massachusetts 32 $ 13,930,000 $ 435,312 $ 245,000
Burlington, New Jersey 32 $ 11,260,000 $ 351,875 $ 163,000
Allegheny, Pennsylvania 32 $ 9,830,000 $ 307,187 $ 139,000
Grayson, Texas 32 $ 10,380,000 $ 324,375 $ 172,000
Baldwin, Alabama 31 $ 13,325,000 $ 429,838 $ 219,000
New Hanover, North Carolina 31 $ 12,415,000 $ 400,483 $ 250,000
Charleston, South Carolina 31 $ 13,865,000 $ 447,258 $ 171,000
Spartanburg, South Carolina 31 $ 8,925,000 $ 287,903 $ 86,000
Hamilton, Tennessee 31 $ 11,115,000 $ 358,548 $ 56,000
Wilson, Tennessee 31 $ 13,325,000 $ 429,838 $ 218,000
McLennan, Texas 31 $ 9,695,000 $ 312,741 $ 128,000
Loudoun, Virginia 31 $ 15,495,000 $ 499,838 $ 163,000
Shasta, California 30 $ 9,070,000 $ 302,333 $ 99,000
Bartow, Georgia 30 $ 9,620,000 $ 320,666 $ 128,000
McHenry, Illinois 30 $ 9,300,000 $ 310,000 $ 138,000
Cuyahoga, Ohio 30 $ 7,630,000 $ 254,333 $ 143,000
Benton, Arkansas 29 $ 10,865,000 $ 374,655 $ 105,000
Suffolk, Massachusetts 29 $ 13,645,000 $ 470,517 $ 839,000
Onslow, North Carolina 29 $ 8,705,000 $ 300,172 $ 551,000
York, South Carolina 29 $ 10,605,000 $ 365,689 $ 107,000
Marion, Florida 28 $ 9,900,000 $ 353,571 $ 268,000
St. Tammany, Louisiana 28 $ 10,450,000 $ 373,214 $ 0
Hamilton, Ohio 28 $ 7,680,000 $ 274,285 $ 179,000
Shelby, Tennessee 28 $ 8,670,000 $ 309,642 $ 67,000
Clarke, Georgia 27 $ 8,475,000 $ 313,888 $ 108,000
Marion, Indiana 27 $ 7,235,000 $ 267,962 $ 0
Bell, Texas 27 $ 6,755,000 $ 250,185 $ 118,000
Wise, Texas 27 $ 10,285,000 $ 380,925 $ 158,000
Kitsap, Washington 27 $ 14,515,000 $ 537,592 $ 207,000
Charlotte, Florida 26 $ 7,850,000 $ 301,923 $ 193,000
Dakota, Minnesota 26 $ 7,960,000 $ 306,153 $ 0
Morris, New Jersey 26 $ 12,210,000 $ 469,615 $ 0
Cabarrus, North Carolina 26 $ 11,910,000 $ 458,076 $ 500,000
Stark, Ohio 26 $ 7,210,000 $ 277,307 $ 29,000
Horry, South Carolina 26 $ 9,770,000 $ 375,769 $ 148,000
Knox, Tennessee 26 $ 10,220,000 $ 393,076 $ 475,000
Brazos, Texas 26 $ 7,470,000 $ 287,307 $ 147,000
Chesterfield, Virginia 26 $ 9,150,000 $ 351,923 $ 133,000
Shelby, Alabama 25 $ 9,635,000 $ 385,400 $ 0
Marin, California 25 $ 28,535,000 $ 1,141,400 $ 237,000
Lafayette, Louisiana 25 $ 8,085,000 $ 323,400 $ 160,000
Santa Cruz, California 24 $ 22,740,000 $ 947,500 $ 226,000
Hartford, Connecticut 24 $ 6,430,000 $ 267,916 $ 67,000
Columbia, Georgia 24 $ 7,490,000 $ 312,083 $ 147,000
Fayette, Georgia 24 $ 9,580,000 $ 399,166 $ 249,000
Paulding, Georgia 24 $ 8,220,000 $ 342,500 $ 118,000
Frederick, Maryland 24 $ 9,990,000 $ 416,250 $ 136,000
Howard, Maryland 24 $ 10,390,000 $ 432,916 $ 129,000
Macomb, Michigan 24 $ 6,420,000 $ 267,500 $ 70,000
Johnston, North Carolina 24 $ 7,660,000 $ 319,166 $ 806,000
Nueces, Texas 24 $ 10,690,000 $ 445,416 $ 215,000
Smith, Texas 24 $ 8,100,000 $ 337,500 $ 168,000
Taylor, Texas 24 $ 5,880,000 $ 245,000 $ 102,000
Montgomery, Alabama 23 $ 6,755,000 $ 293,695 $ 0
Coconino, Arizona 23 $ 13,325,000 $ 579,347 $ 623,000
Mesa, Colorado 23 $ 8,075,000 $ 351,086 $ 0
Bay, Florida 23 $ 8,925,000 $ 388,043 $ 680,000
Baltimore City, Maryland 23 $ 7,725,000 $ 335,869 $ 173,000
Jefferson, Missouri 23 $ 5,715,000 $ 248,478 $ 0
Hillsborough, New Hampshire 23 $ 9,105,000 $ 395,869 $ 0
Brunswick, North Carolina 23 $ 10,405,000 $ 452,391 $ 0
Durham, North Carolina 23 $ 8,725,000 $ 379,347 $ 258,000
Waukesha, Wisconsin 23 $ 8,835,000 $ 384,130 $ 0
Lee, Alabama 22 $ 6,810,000 $ 309,545 $ 72,000
Cochise, Arizona 22 $ 5,490,000 $ 249,545 $ 0
El Dorado, California 22 $ 16,100,000 $ 731,818 $ 278,000
Monterey, California 22 $ 16,270,000 $ 739,545 $ 272,000
Ramsey, Minnesota 22 $ 6,920,000 $ 314,545 $ 0
Gaston, North Carolina 22 $ 7,510,000 $ 341,363 $ 80,000
Northampton, Pennsylvania 22 $ 7,900,000 $ 359,090 $ 0
Cameron, Texas 22 $ 7,440,000 $ 338,181 $ 272,000
Santa Barbara, California 21 $ 17,155,000 $ 816,904 $ 73,000
Kent, Delaware 21 $ 7,255,000 $ 345,476 $ 0
District of Columbia, District Of Columbia 21 $ 10,175,000 $ 484,523 $ 219,000
Bergen, New Jersey 21 $ 9,995,000 $ 475,952 $ 0
Camden, New Jersey 21 $ 6,175,000 $ 294,047 $ 0
Gloucester, New Jersey 21 $ 6,425,000 $ 305,952 $ 0
Passaic, New Jersey 21 $ 6,715,000 $ 319,761 $ 100,000
Canadian, Oklahoma 21 $ 5,515,000 $ 262,619 $ 91,000
Deschutes, Oregon 21 $ 10,445,000 $ 497,380 $ 120,000
Lane, Oregon 21 $ 7,425,000 $ 353,571 $ 62,000
Marion, Oregon 21 $ 8,845,000 $ 421,190 $ 323,000
Guadalupe, Texas 21 $ 6,045,000 $ 287,857 $ 121,000
Hunt, Texas 21 $ 5,915,000 $ 281,666 $ 113,000
Waller, Texas 21 $ 7,915,000 $ 376,904 $ 170,000
Richmond City, Virginia 21 $ 9,115,000 $ 434,047 $ 184,000
Merced, California 20 $ 8,530,000 $ 426,500 $ 212,000
Napa, California 20 $ 15,770,000 $ 788,500 $ 121,000
New Haven, Connecticut 20 $ 7,360,000 $ 368,000 $ 373,000
Escambia, Florida 20 $ 5,370,000 $ 268,500 $ 141,000
Flagler, Florida 20 $ 7,170,000 $ 358,500 $ 220,000
Berks, Pennsylvania 20 $ 5,660,000 $ 283,000 $ 173,000
Berkeley, South Carolina 20 $ 6,900,000 $ 345,000 $ 60,000
Maury, Tennessee 20 $ 6,540,000 $ 327,000 $ 0
Tom Green, Texas 20 $ 4,750,000 $ 237,500 $ 0
Chatham, Georgia 19 $ 7,035,000 $ 370,263 $ 260,000
Ada, Idaho 19 $ 8,715,000 $ 458,684 $ 166,000
Carroll, Maryland 19 $ 8,015,000 $ 421,842 $ 113,000
Clay, Missouri 19 $ 6,045,000 $ 318,157 $ 117,000
Essex, New Jersey 19 $ 7,535,000 $ 396,578 $ 0
Summit, Ohio 19 $ 5,025,000 $ 264,473 $ 152,000
Mohave, Arizona 18 $ 6,200,000 $ 344,444 $ 258,000
Nevada, California 18 $ 11,120,000 $ 617,777 $ 327,000
Indian River, Florida 18 $ 7,070,000 $ 392,777 $ 153,000
Hawaii, Hawaii 18 $ 10,260,000 $ 570,000 $ 401,000
Fayette, Kentucky 18 $ 5,970,000 $ 331,666 $ 0
Bristol, Massachusetts 18 $ 8,270,000 $ 459,444 $ 818,000
Kent, Michigan 18 $ 5,580,000 $ 310,000 $ 0
Cass, Missouri 18 $ 4,960,000 $ 275,555 $ 88,000
Rockingham, New Hampshire 18 $ 7,770,000 $ 431,666 $ 0
Cumberland, North Carolina 18 $ 4,160,000 $ 231,111 $ 0
Robertson, Tennessee 18 $ 5,930,000 $ 329,444 $ 0
Barrow, Georgia 17 $ 4,905,000 $ 288,529 $ 97,000
Carroll, Georgia 17 $ 4,725,000 $ 277,941 $ 182,000
Douglas, Georgia 17 $ 5,075,000 $ 298,529 $ 82,000
Fannin, Georgia 17 $ 9,585,000 $ 563,823 $ 272,000
Rockdale, Georgia 17 $ 4,865,000 $ 286,176 $ 140,000
Sandoval, New Mexico 17 $ 5,275,000 $ 310,294 $ 0
Santa Fe, New Mexico 17 $ 6,615,000 $ 389,117 $ 165,000
Guilford, North Carolina 17 $ 5,605,000 $ 329,705 $ 97,000
Iredell, North Carolina 17 $ 6,625,000 $ 389,705 $ 89,000
Lexington, South Carolina 17 $ 4,805,000 $ 282,647 $ 0
Richland, South Carolina 17 $ 3,815,000 $ 224,411 $ 130,000
Bastrop, Texas 17 $ 6,585,000 $ 387,352 $ 121,000
Skagit, Washington 17 $ 7,665,000 $ 450,882 $ 214,000
San Luis Obispo, California 16 $ 8,920,000 $ 557,500 $ 458,000
Yolo, California 16 $ 7,790,000 $ 486,875 $ 1,212,000
Santa Rosa, Florida 16 $ 6,250,000 $ 390,625 $ 731,000
Muscogee, Georgia 16 $ 4,430,000 $ 276,875 $ 84,000
Montgomery, Ohio 16 $ 3,290,000 $ 205,625 $ 0
Tulsa, Oklahoma 16 $ 5,400,000 $ 337,500 $ 0
Jackson, Oregon 16 $ 4,740,000 $ 296,250 $ 112,000
Lehigh, Pennsylvania 16 $ 5,290,000 $ 330,625 $ 0
Dorchester, South Carolina 16 $ 5,220,000 $ 326,250 $ 0
Montgomery, Tennessee 16 $ 5,120,000 $ 320,000 $ 65,000
Virginia Beach, Virginia 16 $ 6,560,000 $ 410,000 $ 185,000
Limestone, Alabama 15 $ 3,955,000 $ 263,666 $ 0
Tuscaloosa, Alabama 15 $ 4,915,000 $ 327,666 $ 0
Pulaski, Arkansas 15 $ 3,655,000 $ 243,666 $ 0
Washington, Arkansas 15 $ 4,655,000 $ 310,333 $ 104,000
Madera, California 15 $ 6,255,000 $ 417,000 $ 238,000
Coweta, Georgia 15 $ 6,285,000 $ 419,000 $ 465,000
Dawson, Georgia 15 $ 5,165,000 $ 344,333 $ 86,000
Oconee, Georgia 15 $ 6,815,000 $ 454,333 $ 212,000
Livingston, Louisiana 15 $ 5,035,000 $ 335,666 $ 0
Platte, Missouri 15 $ 6,135,000 $ 409,000 $ 160,000
Union, New Jersey 15 $ 6,005,000 $ 400,333 $ 0
Buncombe, North Carolina 15 $ 5,515,000 $ 367,666 $ 172,000
Josephine, Oregon 15 $ 4,965,000 $ 331,000 $ 0
Blount, Tennessee 15 $ 5,155,000 $ 343,666 $ 0
Henderson, Texas 15 $ 8,285,000 $ 552,333 $ 591,000
Spotsylvania, Virginia 15 $ 7,245,000 $ 483,000 $ 929,000
Stafford, Virginia 15 $ 6,325,000 $ 421,666 $ 110,000
Anchorage, Alaska 14 $ 4,790,000 $ 342,142 $ 0
La Plata, Colorado 14 $ 7,150,000 $ 510,714 $ 205,000
Alachua, Florida 14 $ 4,750,000 $ 339,285 $ 185,000
Hernando, Florida 14 $ 3,460,000 $ 247,142 $ 218,000
Martin, Florida 14 $ 5,400,000 $ 385,714 $ 0
Okaloosa, Florida 14 $ 5,100,000 $ 364,285 $ 218,000
Greene, Missouri 14 $ 3,590,000 $ 256,428 $ 0
Somerset, New Jersey 14 $ 4,640,000 $ 331,428 $ 0
Harnett, North Carolina 14 $ 4,160,000 $ 297,142 $ 0
Butler, Ohio 14 $ 3,850,000 $ 275,000 $ 60,000
Kendall, Texas 14 $ 7,200,000 $ 514,285 $ 354,000
Weber, Utah 14 $ 5,760,000 $ 411,428 $ 0
Houston, Alabama 13 $ 2,995,000 $ 230,384 $ 0
Sutter, California 13 $ 5,095,000 $ 391,923 $ 0
Lumpkin, Georgia 13 $ 4,435,000 $ 341,153 $ 157,000
Harford, Maryland 13 $ 4,255,000 $ 327,307 $ 82,000
Washington, Minnesota 13 $ 4,735,000 $ 364,230 $ 0
Wright, Minnesota 13 $ 5,175,000 $ 398,076 $ 129,000
DeSoto, Mississippi 13 $ 4,015,000 $ 308,846 $ 0
Harrison, Mississippi 13 $ 3,465,000 $ 266,538 $ 84,000
Boone, Missouri 13 $ 4,155,000 $ 319,615 $ 0
Mercer, New Jersey 13 $ 4,835,000 $ 371,923 $ 0
Forsyth, North Carolina 13 $ 3,735,000 $ 287,307 $ 0
Lorain, Ohio 13 $ 3,995,000 $ 307,307 $ 0
Pennington, South Dakota 13 $ 4,065,000 $ 312,692 $ 0
Randall, Texas 13 $ 3,265,000 $ 251,153 $ 59,000
Alexandria, Virginia 13 $ 4,555,000 $ 350,384 $ 179,000
St. Croix, Wisconsin 13 $ 4,645,000 $ 357,307 $ 0
Yuba, California 12 $ 4,860,000 $ 405,000 $ 0
Clay, Florida 12 $ 3,700,000 $ 308,333 $ 46,000
Richmond, Georgia 12 $ 3,190,000 $ 265,833 $ 212,000
Canyon, Idaho 12 $ 4,400,000 $ 366,666 $ 73,000
McLean, Illinois 12 $ 2,740,000 $ 228,333 $ 0
Boone, Kentucky 12 $ 2,910,000 $ 242,500 $ 0
Bossier, Louisiana 12 $ 3,820,000 $ 318,333 $ 0
Hampden, Massachusetts 12 $ 3,300,000 $ 275,000 $ 0
Dona Ana, New Mexico 12 $ 3,270,000 $ 272,500 $ 0
Butler, Pennsylvania 12 $ 4,230,000 $ 352,500 $ 214,000
Lancaster, Pennsylvania 12 $ 3,290,000 $ 274,166 $ 87,000
Washington, Pennsylvania 12 $ 3,770,000 $ 314,166 $ 161,000
Putnam, Tennessee 12 $ 3,950,000 $ 329,166 $ 0
Webb, Texas 12 $ 4,360,000 $ 363,333 $ 0
Davis, Utah 12 $ 4,910,000 $ 409,166 $ 98,000
Arlington, Virginia 12 $ 6,530,000 $ 544,166 $ 130,000
Chesapeake, Virginia 12 $ 3,530,000 $ 294,166 $ 383,000
Dane, Wisconsin 12 $ 4,210,000 $ 350,833 $ 0
Autauga, Alabama 11 $ 3,005,000 $ 273,181 $ 0
Archuleta, Colorado 11 $ 4,215,000 $ 383,181 $ 218,000
Leon, Florida 11 $ 2,395,000 $ 217,727 $ 182,000
Sumter, Florida 11 $ 3,085,000 $ 280,454 $ 62,000
Floyd, Georgia 11 $ 2,715,000 $ 246,818 $ 124,000
Madison, Illinois 11 $ 2,155,000 $ 195,909 $ 0
Boone, Indiana 11 $ 3,605,000 $ 327,727 $ 170,000
Hendricks, Indiana 11 $ 3,505,000 $ 318,636 $ 62,000
Ascension, Louisiana 11 $ 3,975,000 $ 361,363 $ 0
Calcasieu, Louisiana 11 $ 3,285,000 $ 298,636 $ 0
Vernon, Louisiana 11 $ 2,385,000 $ 216,818 $ 0
Christian, Missouri 11 $ 3,355,000 $ 305,000 $ 0
San Juan, New Mexico 11 $ 3,085,000 $ 280,454 $ 0
Lincoln, North Carolina 11 $ 4,375,000 $ 397,727 $ 0
McKenzie, North Dakota 11 $ 1,965,000 $ 178,636 $ 0
Cleveland, Oklahoma 11 $ 2,665,000 $ 242,272 $ 0
Monroe, Pennsylvania 11 $ 4,045,000 $ 367,727 $ 0
Pike, Pennsylvania 11 $ 2,575,000 $ 234,090 $ 189,000
Kent, Rhode Island 11 $ 3,755,000 $ 341,363 $ 116,000
Beaufort, South Carolina 11 $ 3,705,000 $ 336,818 $ 64,000
Lancaster, South Carolina 11 $ 5,815,000 $ 528,636 $ 0
Lubbock, Texas 11 $ 2,715,000 $ 246,818 $ 251,000
Milwaukee, Wisconsin 11 $ 2,645,000 $ 240,454 $ 110,000
Citrus, Florida 10 $ 3,180,000 $ 318,000 $ 178,000
Walton, Florida 10 $ 6,960,000 $ 696,000 $ 497,000
Lowndes, Georgia 10 $ 2,540,000 $ 254,000 $ 100,000
Newton, Georgia 10 $ 2,930,000 $ 293,000 $ 145,000
Kootenai, Idaho 10 $ 6,340,000 $ 634,000 $ 290,000
Latah, Idaho 10 $ 3,560,000 $ 356,000 $ 255,000
Johnson, Indiana 10 $ 3,170,000 $ 317,000 $ 0
Hudson, New Jersey 10 $ 4,820,000 $ 482,000 $ 0
Valencia, New Mexico 10 $ 2,470,000 $ 247,000 $ 0
Anderson, South Carolina 10 $ 3,470,000 $ 347,000 $ 75,000
Frederick, Virginia 10 $ 3,370,000 $ 337,000 $ 148,000
Berkeley, West Virginia 10 $ 3,080,000 $ 308,000 $ 0
Mobile, Alabama 9 $ 2,295,000 $ 255,000 $ 0
Morgan, Alabama 9 $ 2,425,000 $ 269,444 $ 0
Butte, California 9 $ 3,495,000 $ 388,333 $ 128,000
Imperial, California 9 $ 2,715,000 $ 301,666 $ 132,000
Pueblo, Colorado 9 $ 2,505,000 $ 278,333 $ 0
Monroe, Florida 9 $ 5,675,000 $ 630,555 $ 411,000
Clayton, Georgia 9 $ 2,355,000 $ 261,666 $ 0
Harris, Georgia 9 $ 4,555,000 $ 506,111 $ 1,659,000
Jackson, Georgia 9 $ 3,455,000 $ 383,888 $ 150,000
Elkhart, Indiana 9 $ 1,945,000 $ 216,111 $ 69,000
St. Mary's, Maryland 9 $ 3,075,000 $ 341,666 $ 188,000
Washtenaw, Michigan 9 $ 4,715,000 $ 523,888 $ 816,000
Camden, Missouri 9 $ 2,705,000 $ 300,555 $ 297,000
Warren, New Jersey 9 $ 3,035,000 $ 337,222 $ 0
Pickens, South Carolina 9 $ 2,505,000 $ 278,333 $ 66,000
Burnet, Texas 9 $ 3,265,000 $ 362,777 $ 205,000
Ector, Texas 9 $ 2,045,000 $ 227,222 $ 274,000
Midland, Texas 9 $ 2,815,000 $ 312,777 $ 174,000
Navarro, Texas 9 $ 2,645,000 $ 293,888 $ 154,000
Wichita, Texas 9 $ 2,525,000 $ 280,555 $ 121,000
Benton, Washington 9 $ 4,495,000 $ 499,444 $ 231,000
Chelan, Washington 9 $ 6,265,000 $ 696,111 $ 405,000
Marshall, Alabama 8 $ 2,130,000 $ 266,250 $ 227,000
St. Clair, Alabama 8 $ 2,200,000 $ 275,000 $ 0
Saline, Arkansas 8 $ 2,520,000 $ 315,000 $ 0
Lake, California 8 $ 2,470,000 $ 308,750 $ 0
Broomfield, Colorado 8 $ 3,390,000 $ 423,750 $ 204,000
Montezuma, Colorado 8 $ 5,040,000 $ 630,000 $ 660,000
Teller, Colorado 8 $ 3,230,000 $ 403,750 $ 259,000
Walton, Georgia 8 $ 2,720,000 $ 340,000 $ 92,000
Kauai, Hawaii 8 $ 7,610,000 $ 951,250 $ 0
Kendall, Illinois 8 $ 4,020,000 $ 502,500 $ 300,000
Porter, Indiana 8 $ 2,330,000 $ 291,250 $ 0
Kenton, Kentucky 8 $ 2,300,000 $ 287,500 $ 0
Caddo, Louisiana 8 $ 1,140,000 $ 142,500 $ 0
Charles, Maryland 8 $ 3,300,000 $ 412,500 $ 133,000
Livingston, Michigan 8 $ 2,430,000 $ 303,750 $ 0
Ottawa, Michigan 8 $ 3,050,000 $ 381,250 $ 0
Scott, Minnesota 8 $ 3,000,000 $ 375,000 $ 0
Warren, Missouri 8 $ 2,430,000 $ 303,750 $ 0
Douglas, Nebraska 8 $ 2,710,000 $ 338,750 $ 0
Delaware, Ohio 8 $ 2,880,000 $ 360,000 $ 0
Warren, Ohio 8 $ 2,720,000 $ 340,000 $ 78,000
Austin, Texas 8 $ 2,280,000 $ 285,000 $ 70,000
Jefferson, Texas 8 $ 1,430,000 $ 178,750 $ 94,000
Liberty, Texas 8 $ 2,330,000 $ 291,250 $ 0
Tooele, Utah 8 $ 3,600,000 $ 450,000 $ 0
Grays Harbor, Washington 8 $ 2,640,000 $ 330,000 $ 237,000
Elmore, Alabama 7 $ 2,105,000 $ 300,714 $ 317,000
Matanuska-Susitna, Alaska 7 $ 3,165,000 $ 452,142 $ 0
Calaveras, California 7 $ 3,105,000 $ 443,571 $ 233,000
Montrose, Colorado 7 $ 2,575,000 $ 367,857 $ 0
Summit, Colorado 7 $ 6,815,000 $ 973,571 $ 1,302,000
New London, Connecticut 7 $ 3,425,000 $ 489,285 $ 424,000
Camden, Georgia 7 $ 1,335,000 $ 190,714 $ 99,000
Putnam, Georgia 7 $ 5,135,000 $ 733,571 $ 347,000
Sedgwick, Kansas 7 $ 1,705,000 $ 243,571 $ 0
Wyandotte, Kansas 7 $ 1,115,000 $ 159,285 $ 156,000
Bullitt, Kentucky 7 $ 2,375,000 $ 339,285 $ 0
Oldham, Kentucky 7 $ 2,205,000 $ 315,000 $ 0
Barnstable, Massachusetts 7 $ 2,755,000 $ 393,571 $ 249,000
Carver, Minnesota 7 $ 2,355,000 $ 336,428 $ 0
Cape May, New Jersey 7 $ 2,365,000 $ 337,857 $ 0
Carteret, North Carolina 7 $ 3,835,000 $ 547,857 $ 267,000
Lake, Ohio 7 $ 1,175,000 $ 167,857 $ 0
Medina, Ohio 7 $ 1,825,000 $ 260,714 $ 0
Logan, Oklahoma 7 $ 2,365,000 $ 337,857 $ 207,000
McCurtain, Oklahoma 7 $ 4,055,000 $ 579,285 $ 482,000
Yamhill, Oregon 7 $ 2,795,000 $ 399,285 $ 206,000
Luzerne, Pennsylvania 7 $ 2,395,000 $ 342,142 $ 0
York, Pennsylvania 7 $ 2,215,000 $ 316,428 $ 209,000
Minnehaha, South Dakota 7 $ 2,305,000 $ 329,285 $ 127,000
Jefferson, Tennessee 7 $ 2,295,000 $ 327,857 $ 0
Gillespie, Texas 7 $ 3,005,000 $ 429,285 $ 183,000
Upshur, Texas 7 $ 3,025,000 $ 432,142 $ 104,000
Van Zandt, Texas 7 $ 2,355,000 $ 336,428 $ 169,000
Albemarle, Virginia 7 $ 2,815,000 $ 402,142 $ 0
Fauquier, Virginia 7 $ 3,125,000 $ 446,428 $ 129,000
Hanover, Virginia 7 $ 1,795,000 $ 256,428 $ 89,000
Westmoreland, Virginia 7 $ 2,805,000 $ 400,714 $ 150,000
Island, Washington 7 $ 4,145,000 $ 592,142 $ 157,000
Kittitas, Washington 7 $ 2,945,000 $ 420,714 $ 92,000
Whatcom, Washington 7 $ 3,325,000 $ 475,000 $ 166,000
Whitman, Washington 7 $ 2,245,000 $ 320,714 $ 327,000
Tallapoosa, Alabama 6 $ 1,850,000 $ 308,333 $ 154,000
Faulkner, Arkansas 6 $ 1,470,000 $ 245,000 $ 0
White, Arkansas 6 $ 1,130,000 $ 188,333 $ 0
Highlands, Florida 6 $ 1,360,000 $ 226,666 $ 0
Bibb, Georgia 6 $ 1,030,000 $ 171,666 $ 172,000
Monroe, Georgia 6 $ 1,980,000 $ 330,000 $ 117,000
Pickens, Georgia 6 $ 1,620,000 $ 270,000 $ 140,000
Rabun, Georgia 6 $ 3,000,000 $ 500,000 $ 950,000
Whitfield, Georgia 6 $ 2,300,000 $ 383,333 $ 557,000
Maui, Hawaii 6 $ 5,850,000 $ 975,000 $ 0
Bonner, Idaho 6 $ 2,250,000 $ 375,000 $ 198,000
Hancock, Indiana 6 $ 2,210,000 $ 368,333 $ 218,000
Riley, Kansas 6 $ 940,000 $ 156,666 $ 392,000
Campbell, Kentucky 6 $ 1,470,000 $ 245,000 $ 0
Shelby, Kentucky 6 $ 1,930,000 $ 321,666 $ 0
Acadia, Louisiana 6 $ 860,000 $ 143,333 $ 0
Lafourche, Louisiana 6 $ 1,270,000 $ 211,666 $ 0
St. Landry, Louisiana 6 $ 2,070,000 $ 345,000 $ 0
Tangipahoa, Louisiana 6 $ 1,670,000 $ 278,333 $ 0
Kennebec, Maine 6 $ 1,930,000 $ 321,666 $ 0
York, Maine 6 $ 1,470,000 $ 245,000 $ 59,000
Grand Traverse, Michigan 6 $ 2,400,000 $ 400,000 $ 160,000
St. Louis, Minnesota 6 $ 1,460,000 $ 243,333 $ 204,000
Madison, Mississippi 6 $ 2,580,000 $ 430,000 $ 0
Lincoln, Missouri 6 $ 1,850,000 $ 308,333 $ 0
Cumberland, New Jersey 6 $ 1,490,000 $ 248,333 $ 0
Sussex, New Jersey 6 $ 1,880,000 $ 313,333 $ 0
Catawba, North Carolina 6 $ 2,410,000 $ 401,666 $ 0
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Mortgage Loan Application Detail Totals for Nexbank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 16,893 $8,020,335,000 $474,000 $75,005,000 $222,000 $5,722,000
Cash-out Refinancing 4,239 $2,073,815,000 $489,000 $52,505,000 $210,000 $3,300,000
Refinancing 1,640 $735,200,000 $448,000 $17,005,000 $238,000 $3,193,000
Other Purpose 757 $295,895,000 $390,000 $2,815,000 $226,000 $2,070,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,021 $5,167,015,000 $429,000 $4,655,000 $220,000 $5,722,000
Not Provided 3,607 $1,688,425,000 $468,000 $3,005,000 $260,000 $4,467,000
Hispanic 3,335 $1,413,695,000 $423,000 $3,005,000 $162,000 $1,876,000
Asian 2,953 $1,511,035,000 $511,000 $3,005,000 $231,000 $2,528,000
Black or African American 1,300 $523,100,000 $402,000 $2,885,000 $183,000 $1,494,000
American Indian or Alaskan Native 100 $46,160,000 $461,000 $1,685,000 $160,000 $376,000
Native Hawaiian or Other Pacific Islander 48 $19,080,000 $397,000 $885,000 $216,000 $963,000
Not applicable 25 $687,165,000 $27,486,000 $75,005,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,908 $10,955,760,000 $478,000 $75,005,000 $224,000 $5,722,000
VA-guaranteed (Veterans Administration) 323 $100,955,000 $312,000 $2,005,000 $108,000 $377,000
FHA-insured (Federal Housing Administration) 298 $68,530,000 $229,000 $645,000 $94,000 $307,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 16,913 $7,134,075,000 $421,000 $3,505,000 $108,000 $191,000
Loan Originated 5,122 $3,187,860,000 $622,000 $75,005,000 $222,000 $5,722,000
Application Denied By Financial Institution 539 $312,155,000 $579,000 $4,655,000 $207,000 $2,748,000
File Closed For Incompleteness 508 $260,690,000 $513,000 $3,505,000 $244,000 $4,885,000
Application Withdrawn By Applicant 343 $180,735,000 $526,000 $4,205,000 $224,000 $2,907,000
Application Approved But Not Accepted 104 $49,730,000 $478,000 $2,005,000 $178,000 $990,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 22,990 $10,813,090,000 $470,000 $75,005,000 $223,000 $5,722,000
Debt-To-Income Ratio 304 $183,310,000 $602,000 $2,605,000 $150,000 $1,256,000
Collateral 55 $25,955,000 $471,000 $1,665,000 $289,000 $1,322,000
Unverifiable Information 53 $35,945,000 $678,000 $4,655,000 $323,000 $1,542,000
Credit History 47 $22,125,000 $470,000 $1,845,000 $263,000 $2,748,000
Other 36 $18,220,000 $506,000 $1,605,000 $191,000 $481,000
Insufficient Cash (Downpayment, Closing Cost) 26 $14,130,000 $543,000 $2,255,000 $370,000 $1,659,000
Employment History 17 $12,135,000 $713,000 $2,525,000 $381,000 $1,747,000
Mortgage Insurance Denied 1 $335,000 $335,000 $335,000 $58,000 $58,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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