Navy Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Navy Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 206,004 |
| Total Mortgage Loan Application Amount | $57,760,850,000 |
| Average Mortgage Loan Application Amount | $223,500 |
| Highest Mortgage Loan Application Amount | $5,995,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $9,348,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Navy Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Navy Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Navy Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Navy Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Navy Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Navy Federal Credit Union's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 21,423 | $ 7,913,285,000 | $ 344,000 | $ 151,250 |
| NA (OUTSIDE OF MSA/MD) | 15,395 | $ 3,251,765,000 | $ 223,234 | $ 113,787 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9,956 | $ 2,387,850,000 | $ 243,500 | $ 114,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 7,936 | $ 1,939,350,000 | $ 244,000 | $ 112,000 |
| SAN DIEGO-CARLSBAD, CA | 7,575 | $ 3,239,345,000 | $ 427,000 | $ 151,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 5,820 | $ 1,929,700,000 | $ 331,000 | $ 150,000 |
| JACKSONVILLE, FL | 4,986 | $ 1,140,960,000 | $ 228,000 | $ 105,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4,231 | $ 1,413,045,000 | $ 333,000 | $ 130,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3,708 | $ 763,250,000 | $ 205,000 | $ 104,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,569 | $ 901,245,000 | $ 252,000 | $ 122,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 3,535 | $ 984,805,000 | $ 278,000 | $ 119,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,876 | $ 705,740,000 | $ 245,000 | $ 128,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2,686 | $ 763,790,000 | $ 284,000 | $ 114,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 2,553 | $ 975,415,000 | $ 382,000 | $ 171,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2,515 | $ 630,565,000 | $ 250,000 | $ 116,000 |
| DALLAS-PLANO-IRVING, TX | 2,373 | $ 682,495,000 | $ 287,000 | $ 137,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2,152 | $ 532,890,000 | $ 247,000 | $ 112,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2,132 | $ 538,000,000 | $ 252,000 | $ 120,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,042 | $ 973,880,000 | $ 476,000 | $ 159,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,997 | $ 728,845,000 | $ 364,000 | $ 141,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,903 | $ 513,225,000 | $ 270,500 | $ 122,000 |
| RICHMOND, VA | 1,824 | $ 449,750,000 | $ 246,000 | $ 118,000 |
| JACKSONVILLE, NC | 1,727 | $ 309,765,000 | $ 179,000 | $ 84,000 |
| RALEIGH, NC | 1,682 | $ 465,050,000 | $ 276,000 | $ 119,000 |
| FORT WORTH-ARLINGTON, TX | 1,680 | $ 409,520,000 | $ 243,000 | $ 120,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,513 | $ 647,515,000 | $ 427,000 | $ 164,000 |
| CHICAGO-NAPERVILLE, IL | 1,477 | $ 385,025,000 | $ 260,000 | $ 126,000 |
| BREMERTON-SILVERDALE, WA | 1,469 | $ 441,445,000 | $ 300,000 | $ 123,000 |
| FAYETTEVILLE, NC | 1,424 | $ 252,620,000 | $ 177,000 | $ 85,000 |
| URBAN HONOLULU, HI | 1,332 | $ 640,080,000 | $ 480,000 | $ 143,000 |
| COLORADO SPRINGS, CO | 1,251 | $ 393,915,000 | $ 314,000 | $ 119,000 |
| MEMPHIS, TN-MS-AR | 1,189 | $ 248,265,000 | $ 187,000 | $ 101,333 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,159 | $ 594,575,000 | $ 513,000 | $ 170,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1,158 | $ 232,250,000 | $ 201,000 | $ 99,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,133 | $ 330,305,000 | $ 291,000 | $ 128,000 |
| CAMDEN, NJ | 1,067 | $ 237,105,000 | $ 222,000 | $ 129,000 |
| ST. LOUIS, MO-IL | 1,065 | $ 205,945,000 | $ 188,500 | $ 103,500 |
| NEW YORK-NEWARK, NY | 1,056 | $ 312,600,000 | $ 283,000 | $ 135,000 |
| NEW ORLEANS-METAIRIE, LA | 1,051 | $ 224,105,000 | $ 213,000 | $ 103,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,048 | $ 439,300,000 | $ 409,000 | $ 161,000 |
| TACOMA-LAKEWOOD, WA | 1,034 | $ 344,040,000 | $ 332,000 | $ 126,000 |
| AUSTIN-ROUND ROCK, TX | 1,014 | $ 321,180,000 | $ 316,000 | $ 154,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 975 | $ 297,505,000 | $ 305,000 | $ 155,000 |
| PROVIDENCE-WARWICK, RI-MA | 965 | $ 282,825,000 | $ 300,500 | $ 141,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 923 | $ 301,875,000 | $ 327,000 | $ 126,000 |
| PHILADELPHIA, PA | 923 | $ 198,545,000 | $ 215,000 | $ 118,000 |
| OKLAHOMA CITY, OK | 921 | $ 196,875,000 | $ 213,000 | $ 107,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 906 | $ 225,000,000 | $ 248,000 | $ 119,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 901 | $ 323,445,000 | $ 358,000 | $ 132,500 |
| CALIFORNIA-LEXINGTON PARK, MD | 898 | $ 262,020,000 | $ 291,000 | $ 147,000 |
| COLUMBIA, SC | 887 | $ 174,275,000 | $ 196,000 | $ 97,000 |
| CLEVELAND-ELYRIA, OH | 842 | $ 145,900,000 | $ 173,000 | $ 101,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 805 | $ 231,745,000 | $ 287,000 | $ 121,000 |
| KANSAS CITY, MO-KS | 784 | $ 178,570,000 | $ 229,000 | $ 108,500 |
| KILLEEN-TEMPLE, TX | 777 | $ 140,845,000 | $ 181,000 | $ 87,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 776 | $ 294,210,000 | $ 379,000 | $ 146,000 |
| NORWICH-NEW LONDON, CT | 773 | $ 174,915,000 | $ 226,000 | $ 118,000 |
| SAVANNAH, GA | 757 | $ 158,665,000 | $ 209,000 | $ 101,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 692 | $ 193,360,000 | $ 257,000 | $ 117,000 |
| NEW BERN, NC | 690 | $ 127,710,000 | $ 185,000 | $ 96,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 685 | $ 203,565,000 | $ 297,000 | $ 136,000 |
| NEWARK, NJ-PA | 660 | $ 222,970,000 | $ 269,000 | $ 141,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 641 | $ 152,825,000 | $ 238,000 | $ 129,000 |
| EL PASO, TX | 639 | $ 107,055,000 | $ 167,000 | $ 97,000 |
| PITTSBURGH, PA | 622 | $ 122,480,000 | $ 196,000 | $ 118,000 |
| ALBUQUERQUE, NM | 618 | $ 146,040,000 | $ 236,000 | $ 112,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 612 | $ 137,990,000 | $ 225,000 | $ 112,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 609 | $ 142,175,000 | $ 233,000 | $ 118,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 607 | $ 326,435,000 | $ 537,000 | $ 195,000 |
| WINCHESTER, VA-WV | 601 | $ 151,855,000 | $ 222,500 | $ 124,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 597 | $ 129,145,000 | $ 216,000 | $ 105,000 |
| CLARKSVILLE, TN-KY | 593 | $ 113,455,000 | $ 174,500 | $ 91,500 |
| COLUMBUS, OH | 586 | $ 134,980,000 | $ 230,000 | $ 117,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 581 | $ 255,175,000 | $ 439,000 | $ 150,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 578 | $ 164,600,000 | $ 284,000 | $ 137,000 |
| TUCSON, AZ | 570 | $ 139,010,000 | $ 243,000 | $ 112,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 567 | $ 123,385,000 | $ 221,500 | $ 123,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 564 | $ 237,290,000 | $ 420,000 | $ 167,000 |
| YUMA, AZ | 561 | $ 98,955,000 | $ 176,000 | $ 93,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 560 | $ 150,220,000 | $ 268,000 | $ 123,000 |
| CINCINNATI, OH-KY-IN | 557 | $ 118,485,000 | $ 209,333 | $ 104,333 |
| HUNTSVILLE, AL | 544 | $ 141,760,000 | $ 260,000 | $ 133,000 |
| BAKERSFIELD, CA | 542 | $ 119,960,000 | $ 221,000 | $ 120,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 524 | $ 92,770,000 | $ 177,000 | $ 96,000 |
| DURHAM-CHAPEL HILL, NC | 517 | $ 131,175,000 | $ 253,000 | $ 123,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 515 | $ 110,185,000 | $ 194,500 | $ 101,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 480 | $ 205,810,000 | $ 428,000 | $ 171,000 |
| CORPUS CHRISTI, TX | 476 | $ 97,890,000 | $ 205,000 | $ 109,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 473 | $ 107,315,000 | $ 216,500 | $ 111,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 471 | $ 105,995,000 | $ 230,000 | $ 108,000 |
| COLUMBUS, GA-AL | 470 | $ 82,630,000 | $ 173,000 | $ 81,500 |
| SALISBURY, MD-DE | 452 | $ 130,370,000 | $ 277,000 | $ 173,500 |
| WILMINGTON, NC | 444 | $ 117,400,000 | $ 264,000 | $ 127,000 |
| BOSTON, MA | 438 | $ 178,870,000 | $ 408,000 | $ 165,000 |
| BIRMINGHAM-HOOVER, AL | 431 | $ 96,115,000 | $ 223,000 | $ 106,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 430 | $ 105,810,000 | $ 246,000 | $ 126,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 429 | $ 97,305,000 | $ 226,000 | $ 110,000 |
| CAPE CORAL-FORT MYERS, FL | 423 | $ 101,865,000 | $ 240,000 | $ 128,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 410 | $ 98,220,000 | $ 239,000 | $ 118,000 |
| LAKELAND-WINTER HAVEN, FL | 409 | $ 82,335,000 | $ 201,000 | $ 100,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 408 | $ 90,950,000 | $ 216,500 | $ 101,500 |
| WILMINGTON, DE-MD-NJ | 383 | $ 99,075,000 | $ 248,000 | $ 116,333 |
| GREENSBORO-HIGH POINT, NC | 377 | $ 76,575,000 | $ 203,000 | $ 94,000 |
| PANAMA CITY, FL | 377 | $ 91,635,000 | $ 243,000 | $ 123,000 |
| OLYMPIA-TUMWATER, WA | 371 | $ 114,695,000 | $ 309,000 | $ 113,000 |
| BOISE CITY, ID | 370 | $ 111,410,000 | $ 301,000 | $ 119,000 |
| PORT ST. LUCIE, FL | 369 | $ 92,965,000 | $ 251,000 | $ 109,000 |
| KNOXVILLE, TN | 364 | $ 96,870,000 | $ 266,000 | $ 117,000 |
| MONTGOMERY, AL | 363 | $ 68,075,000 | $ 187,000 | $ 96,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 359 | $ 73,645,000 | $ 205,000 | $ 107,000 |
| ALBANY-SCHENECTADY-TROY, NY | 353 | $ 89,015,000 | $ 252,000 | $ 121,000 |
| PORTLAND-SOUTH PORTLAND, ME | 347 | $ 95,525,000 | $ 275,000 | $ 136,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 319 | $ 57,085,000 | $ 178,000 | $ 101,000 |
| HINESVILLE, GA | 315 | $ 48,355,000 | $ 153,000 | $ 84,000 |
| FRESNO, CA | 307 | $ 82,545,000 | $ 268,000 | $ 120,000 |
| WORCESTER, MA-CT | 289 | $ 78,865,000 | $ 243,500 | $ 109,500 |
| OCALA, FL | 284 | $ 50,350,000 | $ 177,000 | $ 83,000 |
| HANFORD-CORCORAN, CA | 283 | $ 64,695,000 | $ 228,000 | $ 100,000 |
| HARRISBURG-CARLISLE, PA | 282 | $ 67,030,000 | $ 237,000 | $ 116,000 |
| ALBANY, GA | 277 | $ 40,925,000 | $ 147,000 | $ 95,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 273 | $ 50,005,000 | $ 183,000 | $ 97,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 271 | $ 68,175,000 | $ 251,000 | $ 122,000 |
| RENO, NV | 271 | $ 99,765,000 | $ 368,000 | $ 131,000 |
| CHARLOTTESVILLE, VA | 268 | $ 82,380,000 | $ 307,000 | $ 154,000 |
| WARNER ROBINS, GA | 268 | $ 53,740,000 | $ 200,000 | $ 98,000 |
| ASHEVILLE, NC | 267 | $ 70,575,000 | $ 264,000 | $ 130,000 |
| WINSTON-SALEM, NC | 266 | $ 57,630,000 | $ 216,000 | $ 102,000 |
| VALLEJO-FAIRFIELD, CA | 264 | $ 100,760,000 | $ 381,000 | $ 147,000 |
| MOBILE, AL | 257 | $ 38,855,000 | $ 151,000 | $ 86,000 |
| SIERRA VISTA-DOUGLAS, AZ | 256 | $ 47,110,000 | $ 184,000 | $ 96,000 |
| YORK-HANOVER, PA | 246 | $ 56,180,000 | $ 228,000 | $ 122,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 245 | $ 46,885,000 | $ 191,000 | $ 97,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 240 | $ 74,320,000 | $ 309,000 | $ 147,000 |
| TULSA, OK | 237 | $ 47,185,000 | $ 199,000 | $ 98,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 234 | $ 55,240,000 | $ 244,000 | $ 135,000 |
| SPOKANE-SPOKANE VALLEY, WA | 234 | $ 65,640,000 | $ 280,000 | $ 111,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 227 | $ 41,445,000 | $ 182,000 | $ 94,000 |
| NEW HAVEN-MILFORD, CT | 225 | $ 56,775,000 | $ 252,000 | $ 132,000 |
| BATON ROUGE, LA | 221 | $ 47,165,000 | $ 213,000 | $ 119,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 219 | $ 136,235,000 | $ 622,000 | $ 215,000 |
| SALINAS, CA | 211 | $ 113,315,000 | $ 537,000 | $ 189,000 |
| CHATTANOOGA, TN-GA | 206 | $ 48,480,000 | $ 215,000 | $ 100,500 |
| ROCHESTER, NY | 205 | $ 36,155,000 | $ 176,000 | $ 117,000 |
| SALT LAKE CITY, UT | 204 | $ 69,210,000 | $ 339,000 | $ 133,000 |
| AKRON, OH | 203 | $ 38,235,000 | $ 188,000 | $ 99,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 201 | $ 86,105,000 | $ 428,000 | $ 169,000 |
| STOCKTON-LODI, CA | 196 | $ 68,310,000 | $ 348,000 | $ 134,000 |
| GREELEY, CO | 192 | $ 63,730,000 | $ 331,000 | $ 116,000 |
| TALLAHASSEE, FL | 191 | $ 39,375,000 | $ 206,000 | $ 108,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 189 | $ 64,965,000 | $ 343,000 | $ 183,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 188 | $ 45,150,000 | $ 240,000 | $ 125,000 |
| OGDEN-CLEARFIELD, UT | 186 | $ 60,850,000 | $ 327,000 | $ 122,000 |
| ANCHORAGE, AK | 185 | $ 57,565,000 | $ 311,000 | $ 143,000 |
| LYNCHBURG, VA | 180 | $ 39,420,000 | $ 219,000 | $ 121,000 |
| GRAND RAPIDS-WYOMING, MI | 178 | $ 42,460,000 | $ 238,000 | $ 113,000 |
| MANHATTAN, KS | 176 | $ 29,850,000 | $ 169,000 | $ 84,000 |
| GARY, IN | 175 | $ 38,095,000 | $ 217,000 | $ 109,000 |
| JACKSON, MS | 175 | $ 38,635,000 | $ 220,000 | $ 115,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 174 | $ 47,490,000 | $ 272,000 | $ 109,000 |
| MANCHESTER-NASHUA, NH | 173 | $ 52,435,000 | $ 303,000 | $ 140,000 |
| SPRINGFIELD, MA | 172 | $ 41,840,000 | $ 243,000 | $ 116,000 |
| GAINESVILLE, FL | 171 | $ 35,195,000 | $ 205,000 | $ 106,000 |
| FORT COLLINS, CO | 167 | $ 58,595,000 | $ 350,000 | $ 134,000 |
| SYRACUSE, NY | 165 | $ 29,575,000 | $ 179,000 | $ 111,000 |
| ROANOKE, VA | 161 | $ 36,765,000 | $ 228,000 | $ 110,000 |
| HOMOSASSA SPRINGS, FL | 160 | $ 29,700,000 | $ 185,000 | $ 87,000 |
| WICHITA, KS | 158 | $ 32,630,000 | $ 206,000 | $ 99,000 |
| AUBURN-OPELIKA, AL | 156 | $ 33,330,000 | $ 213,000 | $ 95,000 |
| MOUNT VERNON-ANACORTES, WA | 155 | $ 50,465,000 | $ 325,000 | $ 112,000 |
| ELGIN, IL | 154 | $ 38,560,000 | $ 250,000 | $ 122,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 154 | $ 29,210,000 | $ 189,000 | $ 95,000 |
| LAS CRUCES, NM | 151 | $ 31,565,000 | $ 209,000 | $ 103,000 |
| LAWTON, OK | 151 | $ 23,625,000 | $ 156,000 | $ 96,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 149 | $ 105,405,000 | $ 707,000 | $ 231,000 |
| HICKORY-LENOIR-MORGANTON, NC | 148 | $ 32,310,000 | $ 218,000 | $ 101,000 |
| BRUNSWICK, GA | 144 | $ 28,480,000 | $ 197,000 | $ 95,000 |
| BOULDER, CO | 141 | $ 60,075,000 | $ 426,000 | $ 181,000 |
| MACON-BIBB COUNTY, GA | 140 | $ 25,320,000 | $ 180,000 | $ 101,000 |
| PUNTA GORDA, FL | 139 | $ 29,585,000 | $ 212,000 | $ 100,000 |
| LANCASTER, PA | 137 | $ 32,835,000 | $ 239,000 | $ 117,000 |
| SPARTANBURG, SC | 137 | $ 26,685,000 | $ 194,000 | $ 92,000 |
| SPRINGFIELD, MO | 137 | $ 25,545,000 | $ 186,000 | $ 89,000 |
| SUMTER, SC | 136 | $ 24,380,000 | $ 179,000 | $ 95,000 |
| TOLEDO, OH | 135 | $ 22,915,000 | $ 169,000 | $ 84,000 |
| GREENVILLE, NC | 134 | $ 22,540,000 | $ 168,000 | $ 90,000 |
| SEBASTIAN-VERO BEACH, FL | 133 | $ 32,745,000 | $ 246,000 | $ 104,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 129 | $ 28,495,000 | $ 220,000 | $ 138,000 |
| GAINESVILLE, GA | 126 | $ 32,410,000 | $ 257,000 | $ 125,000 |
| SHREVEPORT-BOSSIER CITY, LA | 126 | $ 24,950,000 | $ 198,000 | $ 107,000 |
| DOVER, DE | 125 | $ 29,905,000 | $ 239,000 | $ 98,000 |
| LEXINGTON-FAYETTE, KY | 123 | $ 27,195,000 | $ 221,000 | $ 117,000 |
| PROVO-OREM, UT | 122 | $ 47,230,000 | $ 387,000 | $ 146,000 |
| MADISON, WI | 121 | $ 32,185,000 | $ 265,000 | $ 116,000 |
| THE VILLAGES, FL | 119 | $ 29,355,000 | $ 246,000 | $ 114,000 |
| VISALIA-PORTERVILLE, CA | 119 | $ 29,615,000 | $ 248,000 | $ 107,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 116 | $ 15,790,000 | $ 130,000 | $ 91,500 |
| BELLINGHAM, WA | 115 | $ 38,585,000 | $ 335,000 | $ 130,000 |
| BEND-REDMOND, OR | 114 | $ 41,930,000 | $ 367,000 | $ 151,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 114 | $ 22,400,000 | $ 194,500 | $ 91,000 |
| LANSING-EAST LANSING, MI | 113 | $ 20,225,000 | $ 178,000 | $ 86,000 |
| SALEM, OR | 113 | $ 31,375,000 | $ 277,000 | $ 105,000 |
| BARNSTABLE TOWN, MA | 109 | $ 37,055,000 | $ 339,000 | $ 167,000 |
| KENNEWICK-RICHLAND, WA | 106 | $ 31,250,000 | $ 294,000 | $ 125,000 |
| OCEAN CITY, NJ | 105 | $ 35,315,000 | $ 336,000 | $ 200,000 |
| ATHENS-CLARKE COUNTY, GA | 103 | $ 21,155,000 | $ 205,000 | $ 118,000 |
| VALDOSTA, GA | 103 | $ 16,885,000 | $ 163,000 | $ 80,000 |
| SANTA MARIA-SANTA BARBARA, CA | 102 | $ 45,890,000 | $ 449,000 | $ 156,000 |
| DES MOINES-WEST DES MOINES, IA | 101 | $ 22,555,000 | $ 223,000 | $ 101,000 |
| DOTHAN, AL | 100 | $ 18,860,000 | $ 188,000 | $ 100,000 |
| ROCKY MOUNT, NC | 97 | $ 16,195,000 | $ 166,000 | $ 96,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 97 | $ 17,245,000 | $ 177,000 | $ 100,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 96 | $ 21,630,000 | $ 225,000 | $ 104,000 |
| EAST STROUDSBURG, PA | 96 | $ 17,340,000 | $ 180,000 | $ 117,000 |
| BURLINGTON, NC | 95 | $ 21,115,000 | $ 222,000 | $ 99,000 |
| GOLDSBORO, NC | 95 | $ 15,645,000 | $ 164,000 | $ 76,000 |
| TRENTON, NJ | 94 | $ 27,800,000 | $ 295,000 | $ 143,000 |
| WACO, TX | 94 | $ 18,980,000 | $ 201,000 | $ 103,000 |
| COEUR D'ALENE, ID | 92 | $ 27,400,000 | $ 297,000 | $ 110,000 |
| READING, PA | 92 | $ 18,830,000 | $ 204,000 | $ 101,000 |
| FORT WAYNE, IN | 89 | $ 16,535,000 | $ 185,000 | $ 96,000 |
| MODESTO, CA | 88 | $ 26,400,000 | $ 300,000 | $ 135,000 |
| LAFAYETTE, LA | 87 | $ 14,965,000 | $ 172,000 | $ 107,000 |
| PUEBLO, CO | 87 | $ 18,865,000 | $ 216,000 | $ 87,000 |
| WATERTOWN-FORT DRUM, NY | 86 | $ 13,900,000 | $ 161,000 | $ 98,000 |
| BEAUMONT-PORT ARTHUR, TX | 85 | $ 16,515,000 | $ 194,000 | $ 113,000 |
| MCALLEN-EDINBURG-MISSION, TX | 85 | $ 15,855,000 | $ 186,000 | $ 111,000 |
| BROWNSVILLE-HARLINGEN, TX | 82 | $ 14,790,000 | $ 180,000 | $ 97,000 |
| STAUNTON-WAYNESBORO, VA | 82 | $ 17,920,000 | $ 218,000 | $ 98,000 |
| EUGENE, OR | 80 | $ 21,350,000 | $ 266,000 | $ 118,000 |
| COLLEGE STATION-BRYAN, TX | 79 | $ 19,125,000 | $ 242,000 | $ 98,000 |
| BLOOMINGTON, IN | 78 | $ 19,280,000 | $ 247,000 | $ 108,000 |
| JOHNSON CITY, TN | 78 | $ 18,370,000 | $ 235,000 | $ 115,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 77 | $ 15,805,000 | $ 205,000 | $ 127,000 |
| CANTON-MASSILLON, OH | 77 | $ 13,815,000 | $ 179,000 | $ 89,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 75 | $ 14,465,000 | $ 193,000 | $ 122,500 |
| AMARILLO, TX | 74 | $ 17,530,000 | $ 236,000 | $ 120,000 |
| FLORENCE, SC | 72 | $ 11,020,000 | $ 153,000 | $ 80,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 72 | $ 31,540,000 | $ 438,000 | $ 159,000 |
| SANTA ROSA, CA | 72 | $ 34,320,000 | $ 476,000 | $ 186,000 |
| MEDFORD, OR | 71 | $ 20,785,000 | $ 292,000 | $ 112,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 70 | $ 13,210,000 | $ 187,500 | $ 98,500 |
| BANGOR, ME | 68 | $ 12,970,000 | $ 190,000 | $ 92,000 |
| SANTA FE, NM | 68 | $ 23,710,000 | $ 348,000 | $ 127,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 67 | $ 10,895,000 | $ 161,333 | $ 96,000 |
| GETTYSBURG, PA | 65 | $ 17,285,000 | $ 265,000 | $ 155,000 |
| ANN ARBOR, MI | 64 | $ 15,860,000 | $ 247,000 | $ 134,000 |
| TUSCALOOSA, AL | 63 | $ 11,935,000 | $ 189,000 | $ 94,000 |
| TYLER, TX | 63 | $ 14,265,000 | $ 226,000 | $ 122,000 |
| DULUTH, MN-WI | 62 | $ 10,810,000 | $ 178,500 | $ 111,000 |
| GREEN BAY, WI | 62 | $ 12,750,000 | $ 205,000 | $ 106,000 |
| FORT SMITH, AR-OK | 61 | $ 12,205,000 | $ 170,000 | $ 87,000 |
| LINCOLN, NE | 61 | $ 13,035,000 | $ 213,000 | $ 106,000 |
| RACINE, WI | 61 | $ 12,145,000 | $ 199,000 | $ 95,000 |
| UTICA-ROME, NY | 60 | $ 10,830,000 | $ 180,000 | $ 103,000 |
| DECATUR, AL | 59 | $ 13,095,000 | $ 221,000 | $ 105,000 |
| FAIRBANKS, AK | 59 | $ 14,935,000 | $ 253,000 | $ 92,000 |
| IDAHO FALLS, ID | 59 | $ 15,405,000 | $ 261,000 | $ 126,000 |
| YUBA CITY, CA | 58 | $ 17,920,000 | $ 308,000 | $ 109,000 |
| REDDING, CA | 57 | $ 14,205,000 | $ 249,000 | $ 113,000 |
| ROCKFORD, IL | 57 | $ 8,595,000 | $ 150,000 | $ 95,000 |
| GRAND JUNCTION, CO | 56 | $ 15,170,000 | $ 270,000 | $ 94,000 |
| BILLINGS, MT | 55 | $ 15,385,000 | $ 279,000 | $ 120,000 |
| ERIE, PA | 55 | $ 9,595,000 | $ 174,000 | $ 86,000 |
| HARRISONBURG, VA | 55 | $ 13,375,000 | $ 243,000 | $ 99,000 |
| EL CENTRO, CA | 54 | $ 12,370,000 | $ 229,000 | $ 112,000 |
| FLAGSTAFF, AZ | 54 | $ 16,390,000 | $ 303,000 | $ 133,000 |
| COLUMBIA, MO | 53 | $ 12,625,000 | $ 238,000 | $ 109,000 |
| HATTIESBURG, MS | 53 | $ 8,705,000 | $ 164,000 | $ 80,000 |
| LEBANON, PA | 53 | $ 11,305,000 | $ 213,000 | $ 111,000 |
| LONGVIEW, TX | 53 | $ 9,595,000 | $ 181,000 | $ 104,000 |
| ALBANY, OR | 52 | $ 13,870,000 | $ 266,000 | $ 105,000 |
| FLINT, MI | 52 | $ 10,840,000 | $ 208,000 | $ 111,000 |
| STATE COLLEGE, PA | 52 | $ 13,040,000 | $ 250,000 | $ 117,000 |
| SEBRING, FL | 50 | $ 8,950,000 | $ 179,000 | $ 157,000 |
| CHEYENNE, WY | 49 | $ 15,935,000 | $ 325,000 | $ 123,000 |
| CLEVELAND, TN | 49 | $ 10,055,000 | $ 205,000 | $ 98,000 |
| HOUMA-THIBODAUX, LA | 49 | $ 9,435,000 | $ 192,000 | $ 95,000 |
| LUBBOCK, TX | 49 | $ 9,795,000 | $ 199,000 | $ 107,000 |
| ST. GEORGE, UT | 49 | $ 15,755,000 | $ 321,000 | $ 127,000 |
| ABILENE, TX | 48 | $ 9,000,000 | $ 187,000 | $ 122,000 |
| NILES-BENTON HARBOR, MI | 48 | $ 8,120,000 | $ 169,000 | $ 95,000 |
| PEORIA, IL | 48 | $ 7,680,000 | $ 160,000 | $ 99,000 |
| HAMMOND, LA | 47 | $ 8,575,000 | $ 182,000 | $ 102,000 |
| JACKSON, TN | 47 | $ 8,395,000 | $ 178,000 | $ 88,000 |
| KALAMAZOO-PORTAGE, MI | 47 | $ 7,615,000 | $ 162,000 | $ 100,000 |
| CEDAR RAPIDS, IA | 46 | $ 8,910,000 | $ 193,000 | $ 99,000 |
| GLENS FALLS, NY | 46 | $ 10,560,000 | $ 229,000 | $ 119,000 |
| KINGSTON, NY | 46 | $ 10,520,000 | $ 228,000 | $ 143,000 |
| WENATCHEE, WA | 46 | $ 15,400,000 | $ 334,000 | $ 131,000 |
| WICHITA FALLS, TX | 46 | $ 8,550,000 | $ 185,000 | $ 95,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 45 | $ 12,805,000 | $ 284,000 | $ 123,000 |
| CHICO, CA | 45 | $ 11,715,000 | $ 260,000 | $ 115,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 45 | $ 7,845,000 | $ 174,000 | $ 83,000 |
| MERCED, CA | 45 | $ 13,095,000 | $ 291,000 | $ 114,000 |
| MORRISTOWN, TN | 45 | $ 10,765,000 | $ 239,000 | $ 99,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 44 | $ 20,050,000 | $ 455,000 | $ 178,000 |
| LAREDO, TX | 44 | $ 8,750,000 | $ 198,000 | $ 104,000 |
| TOPEKA, KS | 43 | $ 7,065,000 | $ 164,000 | $ 87,000 |
| MORGANTOWN, WV | 42 | $ 9,560,000 | $ 227,000 | $ 104,000 |
| ROCHESTER, MN | 42 | $ 9,890,000 | $ 235,000 | $ 117,000 |
| SAN ANGELO, TX | 42 | $ 8,890,000 | $ 211,000 | $ 95,000 |
| SHERMAN-DENISON, TX | 42 | $ 8,490,000 | $ 202,000 | $ 108,000 |
| SPRINGFIELD, IL | 42 | $ 7,770,000 | $ 185,000 | $ 104,000 |
| CHARLESTON, WV | 41 | $ 5,675,000 | $ 138,000 | $ 73,000 |
| LAKE CHARLES, LA | 40 | $ 8,280,000 | $ 207,000 | $ 94,000 |
| MADERA, CA | 40 | $ 11,850,000 | $ 296,000 | $ 103,000 |
| SIOUX FALLS, SD | 40 | $ 8,450,000 | $ 211,000 | $ 105,000 |
| APPLETON, WI | 38 | $ 7,960,000 | $ 209,000 | $ 85,000 |
| BINGHAMTON, NY | 38 | $ 5,540,000 | $ 145,000 | $ 109,000 |
| JACKSON, MI | 38 | $ 5,720,000 | $ 150,000 | $ 66,000 |
| RAPID CITY, SD | 38 | $ 8,970,000 | $ 236,000 | $ 110,000 |
| MIDLAND, TX | 37 | $ 8,165,000 | $ 220,000 | $ 125,000 |
| MONROE, MI | 37 | $ 7,925,000 | $ 214,000 | $ 112,000 |
| EAU CLAIRE, WI | 36 | $ 7,700,000 | $ 213,000 | $ 93,000 |
| EVANSVILLE, IN-KY | 36 | $ 6,540,000 | $ 173,500 | $ 82,500 |
| LAWRENCE, KS | 36 | $ 8,580,000 | $ 238,000 | $ 93,000 |
| LEWISTON-AUBURN, ME | 36 | $ 6,640,000 | $ 184,000 | $ 90,000 |
| LONGVIEW, WA | 36 | $ 11,520,000 | $ 320,000 | $ 108,000 |
| VINELAND-BRIDGETON, NJ | 36 | $ 5,800,000 | $ 161,000 | $ 107,000 |
| MISSOULA, MT | 35 | $ 10,375,000 | $ 296,000 | $ 117,000 |
| YAKIMA, WA | 35 | $ 8,855,000 | $ 253,000 | $ 114,000 |
| CARBONDALE-MARION, IL | 34 | $ 4,410,000 | $ 129,000 | $ 83,000 |
| CHAMPAIGN-URBANA, IL | 34 | $ 5,870,000 | $ 172,000 | $ 101,000 |
| JOPLIN, MO | 34 | $ 5,960,000 | $ 175,000 | $ 77,000 |
| TEXARKANA, TX-AR | 34 | $ 5,640,000 | $ 151,000 | $ 81,000 |
| BATTLE CREEK, MI | 33 | $ 5,475,000 | $ 165,000 | $ 97,000 |
| SPRINGFIELD, OH | 33 | $ 4,515,000 | $ 136,000 | $ 76,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 32 | $ 4,510,000 | $ 140,000 | $ 88,000 |
| FLORENCE-MUSCLE SHOALS, AL | 32 | $ 5,360,000 | $ 167,000 | $ 85,000 |
| SANTA CRUZ-WATSONVILLE, CA | 32 | $ 22,550,000 | $ 704,000 | $ 191,000 |
| ALEXANDRIA, LA | 31 | $ 5,355,000 | $ 172,000 | $ 84,000 |
| DALTON, GA | 31 | $ 3,565,000 | $ 115,000 | $ 60,000 |
| GREAT FALLS, MT | 31 | $ 7,425,000 | $ 239,000 | $ 80,000 |
| NAPA, CA | 31 | $ 17,835,000 | $ 575,000 | $ 230,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 31 | $ 4,715,000 | $ 153,000 | $ 90,000 |
| BLOOMSBURG-BERWICK, PA | 30 | $ 6,010,000 | $ 200,000 | $ 120,000 |
| CAPE GIRARDEAU, MO-IL | 30 | $ 5,900,000 | $ 151,500 | $ 126,500 |
| ELKHART-GOSHEN, IN | 30 | $ 6,060,000 | $ 202,000 | $ 322,000 |
| JANESVILLE-BELOIT, WI | 30 | $ 5,030,000 | $ 167,000 | $ 76,000 |
| MANSFIELD, OH | 30 | $ 4,650,000 | $ 155,000 | $ 85,000 |
| WAUSAU, WI | 30 | $ 7,220,000 | $ 240,000 | $ 121,000 |
| BECKLEY, WV | 29 | $ 3,865,000 | $ 133,000 | $ 71,000 |
| BLOOMINGTON, IL | 29 | $ 5,815,000 | $ 200,000 | $ 98,000 |
| HOT SPRINGS, AR | 28 | $ 4,760,000 | $ 170,000 | $ 110,000 |
| JONESBORO, AR | 28 | $ 6,350,000 | $ 226,000 | $ 122,000 |
| BOWLING GREEN, KY | 27 | $ 6,465,000 | $ 239,000 | $ 98,000 |
| ST. JOSEPH, MO-KS | 27 | $ 4,105,000 | $ 152,000 | $ 78,000 |
| WILLIAMSPORT, PA | 27 | $ 5,065,000 | $ 187,000 | $ 84,000 |
| JEFFERSON CITY, MO | 26 | $ 4,830,000 | $ 185,000 | $ 96,000 |
| ROME, GA | 26 | $ 4,650,000 | $ 178,000 | $ 82,000 |
| SAGINAW, MI | 26 | $ 4,410,000 | $ 169,000 | $ 86,000 |
| SAN RAFAEL, CA | 26 | $ 18,850,000 | $ 725,000 | $ 258,000 |
| FARGO, ND-MN | 25 | $ 7,075,000 | $ 246,000 | $ 115,000 |
| MUNCIE, IN | 25 | $ 3,255,000 | $ 130,000 | $ 105,000 |
| POCATELLO, ID | 25 | $ 5,325,000 | $ 213,000 | $ 90,000 |
| JOHNSTOWN, PA | 24 | $ 2,500,000 | $ 104,000 | $ 90,000 |
| MONROE, LA | 24 | $ 4,510,000 | $ 187,000 | $ 118,000 |
| MUSKEGON, MI | 24 | $ 3,570,000 | $ 148,000 | $ 110,000 |
| ODESSA, TX | 24 | $ 4,250,000 | $ 177,000 | $ 113,000 |
| PITTSFIELD, MA | 24 | $ 5,290,000 | $ 220,000 | $ 106,000 |
| CORVALLIS, OR | 23 | $ 8,435,000 | $ 366,000 | $ 164,000 |
| FARMINGTON, NM | 23 | $ 3,605,000 | $ 156,000 | $ 107,000 |
| KANKAKEE, IL | 23 | $ 3,905,000 | $ 169,000 | $ 88,000 |
| MICHIGAN CITY-LA PORTE, IN | 23 | $ 3,505,000 | $ 152,000 | $ 93,000 |
| DECATUR, IL | 22 | $ 3,340,000 | $ 151,000 | $ 94,000 |
| LOGAN, UT-ID | 22 | $ 6,620,000 | $ 356,500 | $ 94,000 |
| OWENSBORO, KY | 22 | $ 3,660,000 | $ 166,000 | $ 116,000 |
| SHEBOYGAN, WI | 22 | $ 4,190,000 | $ 190,000 | $ 108,000 |
| TERRE HAUTE, IN | 22 | $ 3,540,000 | $ 160,000 | $ 93,000 |
| ALTOONA, PA | 21 | $ 3,885,000 | $ 185,000 | $ 88,000 |
| BAY CITY, MI | 21 | $ 3,135,000 | $ 149,000 | $ 69,000 |
| GRANTS PASS, OR | 21 | $ 5,415,000 | $ 257,000 | $ 76,000 |
| TWIN FALLS, ID | 21 | $ 5,575,000 | $ 265,000 | $ 143,000 |
| CASPER, WY | 20 | $ 4,910,000 | $ 245,000 | $ 87,000 |
| ELMIRA, NY | 20 | $ 3,860,000 | $ 193,000 | $ 89,000 |
| GRAND FORKS, ND-MN | 20 | $ 5,170,000 | $ 246,500 | $ 110,500 |
| LA CROSSE-ONALASKA, WI-MN | 20 | $ 4,000,000 | $ 200,000 | $ 134,000 |
| SIOUX CITY, IA-NE-SD | 20 | $ 3,800,000 | $ 222,333 | $ 74,333 |
| BISMARCK, ND | 19 | $ 6,195,000 | $ 326,000 | $ 122,000 |
| CARSON CITY, NV | 19 | $ 5,585,000 | $ 293,000 | $ 87,000 |
| CUMBERLAND, MD-WV | 19 | $ 2,915,000 | $ 141,500 | $ 108,000 |
| GADSDEN, AL | 19 | $ 2,705,000 | $ 142,000 | $ 73,000 |
| ST. CLOUD, MN | 19 | $ 3,865,000 | $ 203,000 | $ 75,000 |
| WATERLOO-CEDAR FALLS, IA | 19 | $ 2,435,000 | $ 128,000 | $ 92,000 |
| LEWISTON, ID-WA | 18 | $ 4,470,000 | $ 245,000 | $ 96,000 |
| PINE BLUFF, AR | 18 | $ 2,510,000 | $ 139,000 | $ 85,000 |
| WHEELING, WV-OH | 18 | $ 3,000,000 | $ 175,500 | $ 72,000 |
| ITHACA, NY | 17 | $ 3,755,000 | $ 220,000 | $ 142,000 |
| OSHKOSH-NEENAH, WI | 17 | $ 3,545,000 | $ 208,000 | $ 111,000 |
| AMES, IA | 16 | $ 2,690,000 | $ 168,000 | $ 86,000 |
| IOWA CITY, IA | 16 | $ 4,140,000 | $ 258,000 | $ 149,000 |
| MIDLAND, MI | 16 | $ 3,300,000 | $ 206,000 | $ 85,000 |
| VICTORIA, TX | 16 | $ 2,630,000 | $ 164,000 | $ 81,000 |
| PARKERSBURG-VIENNA, WV | 15 | $ 2,775,000 | $ 185,000 | $ 101,000 |
| WALLA WALLA, WA | 14 | $ 4,580,000 | $ 327,000 | $ 155,000 |
| DANVILLE, IL | 13 | $ 1,825,000 | $ 140,000 | $ 113,000 |
| DUBUQUE, IA | 13 | $ 2,545,000 | $ 195,000 | $ 113,000 |
| KOKOMO, IN | 13 | $ 2,035,000 | $ 156,000 | $ 76,000 |
| LIMA, OH | 13 | $ 2,095,000 | $ 161,000 | $ 90,000 |
| ENID, OK | 12 | $ 1,710,000 | $ 142,000 | $ 92,000 |
| FOND DU LAC, WI | 10 | $ 1,520,000 | $ 152,000 | $ 64,000 |
| GRAND ISLAND, NE | 9 | $ 1,605,000 | $ 178,000 | $ 101,000 |
| MANKATO-NORTH MANKATO, MN | 9 | $ 1,695,000 | $ 188,000 | $ 71,000 |
| COLUMBUS, IN | 8 | $ 1,780,000 | $ 222,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 74,670 | $22,490,720,000 | $301,000 | $5,995,000 | $114,000 | $7,473,000 |
| Refinancing | 73,141 | $21,082,455,000 | $288,000 | $3,005,000 | $139,000 | $9,283,000 |
| Cash-out Refinancing | 37,299 | $11,096,925,000 | $297,000 | $3,205,000 | $130,000 | $9,348,000 |
| Other Purpose | 11,818 | $1,902,990,000 | $161,000 | $2,005,000 | $120,000 | $7,539,000 |
| Home Improvement | 5,652 | $450,690,000 | $79,000 | $1,355,000 | $125,000 | $5,701,000 |
| Not Applicable | 3,424 | $737,070,000 | $215,000 | $1,085,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 109,195 | $30,897,115,000 | $282,000 | $5,995,000 | $131,000 | $8,474,000 |
| Black or African American | 35,341 | $8,816,015,000 | $249,000 | $3,005,000 | $109,000 | $9,283,000 |
| Not Provided | 21,197 | $6,456,125,000 | $304,000 | $3,205,000 | $134,000 | $4,834,000 |
| Hispanic | 18,641 | $5,133,435,000 | $275,000 | $2,005,000 | $113,000 | $5,701,000 |
| Asian | 8,644 | $2,897,270,000 | $335,000 | $1,985,000 | $134,000 | $6,306,000 |
| Not applicable | 6,393 | $1,570,065,000 | $245,000 | $1,365,000 | $0 | $0 |
| American Indian or Alaskan Native | 2,665 | $673,205,000 | $252,000 | $1,445,000 | $113,000 | $9,348,000 |
| Native Hawaiian or Other Pacific Islander | 566 | $169,990,000 | $300,000 | $1,205,000 | $122,000 | $2,500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 131,943 | $34,815,835,000 | $263,000 | $5,995,000 | $133,000 | $9,283,000 |
| VA-guaranteed (Veterans Administration) | 73,658 | $22,856,220,000 | $310,000 | $3,205,000 | $108,000 | $9,348,000 |
| FHA-insured (Federal Housing Administration) | 403 | $88,795,000 | $220,000 | $715,000 | $90,000 | $352,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 81,055 | $23,784,735,000 | $293,000 | $2,405,000 | $121,000 | $7,473,000 |
| Application Withdrawn By Applicant | 68,878 | $20,073,280,000 | $291,000 | $3,205,000 | $141,000 | $9,348,000 |
| Application Denied By Financial Institution | 42,131 | $10,265,695,000 | $243,000 | $5,995,000 | $107,000 | $9,283,000 |
| File Closed For Incompleteness | 6,767 | $1,838,595,000 | $271,000 | $1,955,000 | $145,000 | $7,680,000 |
| Loan Purchased By The Institution | 6,308 | $1,549,620,000 | $245,000 | $1,365,000 | $0 | $0 |
| Application Approved But Not Accepted | 863 | $248,285,000 | $287,000 | $1,755,000 | $125,000 | $656,000 |
| Preapproval Denied by Financial Institution | 2 | $640,000 | $320,000 | $335,000 | $56,000 | $60,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 163,871 | $47,494,515,000 | $289,000 | $3,205,000 | $131,000 | $9,348,000 |
| Credit History | 17,994 | $3,894,750,000 | $216,000 | $5,995,000 | $120,000 | $9,283,000 |
| Debt-To-Income Ratio | 11,049 | $2,878,445,000 | $260,000 | $2,035,000 | $75,000 | $1,750,000 |
| Other | 8,315 | $2,211,925,000 | $266,000 | $3,225,000 | $122,000 | $4,834,000 |
| Collateral | 1,894 | $487,190,000 | $257,000 | $2,025,000 | $129,000 | $1,920,000 |
| Unverifiable Information | 1,193 | $322,985,000 | $270,000 | $2,005,000 | $110,000 | $1,452,000 |
| Credit Application Incomplete | 940 | $269,290,000 | $286,000 | $1,755,000 | $113,000 | $1,050,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 378 | $109,310,000 | $289,000 | $1,745,000 | $113,000 | $956,000 |
| Employment History | 369 | $92,025,000 | $249,000 | $965,000 | $74,000 | $562,000 |
| Mortgage Insurance Denied | 1 | $415,000 | $415,000 | $415,000 | $46,000 | $46,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.