Navy Federal Credit Union Mortgage Lending & HMDA Data, 2020
In 2020, Navy Federal Credit Union of Vienna, VA reported 206,004 mortgage applications totaling $57.8 billion, up 5% from 2019. The average application was for $280,387, and applicants reported an average income of $126,629. 39% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (21,423), Virginia Beach-Norfolk-Newport News, VA-NC (9,956) and Atlanta-Sandy Springs-Roswell, GA (7,936) (applications in parentheses).
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 206,004 |
| Total Mortgage Loan Application Amount | $57,760,850,000 |
| Average Mortgage Loan Application Amount | $280,387 |
| Highest Mortgage Loan Application Amount | $5,995,000 |
| Average Applicant Income | $126,629 |
| Highest Applicant Income | $9,348,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Navy Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 21,423 | $ 7,913,285,000 | $ 369,382 | $ 161,094 |
| Outside any metro area | 15,395 | $ 3,251,765,000 | $ 211,222 | $ 110,097 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9,956 | $ 2,387,850,000 | $ 239,840 | $ 110,300 |
| Atlanta-Sandy Springs-Roswell, GA | 7,936 | $ 1,939,350,000 | $ 244,373 | $ 112,000 |
| San Diego-Carlsbad, CA | 7,575 | $ 3,239,345,000 | $ 427,636 | $ 151,000 |
| Baltimore-Columbia-Towson, MD | 5,820 | $ 1,929,700,000 | $ 331,563 | $ 150,000 |
| Jacksonville, FL | 4,986 | $ 1,140,960,000 | $ 228,832 | $ 105,000 |
| Riverside-San Bernardino-Ontario, CA | 4,231 | $ 1,413,045,000 | $ 333,974 | $ 130,000 |
| Pensacola-Ferry Pass-Brent, FL | 3,708 | $ 763,250,000 | $ 205,838 | $ 104,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,569 | $ 901,245,000 | $ 252,520 | $ 122,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,535 | $ 984,805,000 | $ 278,586 | $ 119,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,876 | $ 705,740,000 | $ 245,389 | $ 128,000 |
| Las Vegas-Henderson-Paradise, NV | 2,686 | $ 763,790,000 | $ 284,359 | $ 114,000 |
| Washington-Baltimore-Arlington, DC | 2,553 | $ 975,415,000 | $ 382,066 | $ 171,000 |
| Orlando-Kissimmee-Sanford, FL | 2,515 | $ 630,565,000 | $ 250,721 | $ 116,000 |
| Dallas-Plano-Irving, TX | 2,373 | $ 682,495,000 | $ 287,608 | $ 137,000 |
| Charleston-North Charleston, SC | 2,152 | $ 532,890,000 | $ 247,625 | $ 112,000 |
| San Antonio-New Braunfels, TX | 2,132 | $ 538,000,000 | $ 252,345 | $ 120,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,042 | $ 973,880,000 | $ 476,924 | $ 159,000 |
| Denver-Aurora-Lakewood, CO | 1,997 | $ 728,845,000 | $ 364,969 | $ 141,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,903 | $ 513,225,000 | $ 269,692 | $ 123,342 |
| Richmond, VA | 1,824 | $ 449,750,000 | $ 246,573 | $ 118,000 |
| Jacksonville, NC | 1,727 | $ 309,765,000 | $ 179,365 | $ 84,000 |
| Raleigh, NC | 1,682 | $ 465,050,000 | $ 276,486 | $ 119,000 |
| Fort Worth-Arlington, TX | 1,680 | $ 409,520,000 | $ 243,761 | $ 120,000 |
| Seattle-Bellevue-Everett, WA | 1,513 | $ 647,515,000 | $ 427,967 | $ 164,000 |
| Chicago-Naperville, IL | 1,477 | $ 385,025,000 | $ 260,680 | $ 126,000 |
| Bremerton-Silverdale, WA | 1,469 | $ 441,445,000 | $ 300,507 | $ 123,000 |
| Fayetteville, NC | 1,424 | $ 252,620,000 | $ 177,401 | $ 85,000 |
| Urban Honolulu, HI | 1,332 | $ 640,080,000 | $ 480,540 | $ 143,000 |
| Colorado Springs, CO | 1,251 | $ 393,915,000 | $ 314,880 | $ 119,000 |
| Memphis, TN-MS-AR | 1,189 | $ 248,265,000 | $ 208,801 | $ 108,058 |
| Anaheim-Santa Ana-Irvine, CA | 1,159 | $ 594,575,000 | $ 513,006 | $ 170,000 |
| Augusta-Richmond County, GA-SC | 1,158 | $ 232,250,000 | $ 200,561 | $ 97,885 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,133 | $ 330,305,000 | $ 291,531 | $ 128,000 |
| Camden, NJ | 1,067 | $ 237,105,000 | $ 222,216 | $ 129,000 |
| St. Louis, MO-IL | 1,065 | $ 205,945,000 | $ 193,375 | $ 103,643 |
| New York-Newark, NY | 1,056 | $ 312,600,000 | $ 296,022 | $ 139,734 |
| New Orleans-Metairie, LA | 1,051 | $ 224,105,000 | $ 213,230 | $ 103,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,048 | $ 439,300,000 | $ 419,179 | $ 161,979 |
| Tacoma-Lakewood, WA | 1,034 | $ 344,040,000 | $ 332,727 | $ 126,000 |
| Austin-Round Rock, TX | 1,014 | $ 321,180,000 | $ 316,745 | $ 154,000 |
| Montgomery County-Bucks County-Chester County, PA | 975 | $ 297,505,000 | $ 305,133 | $ 155,000 |
| Providence-Warwick, RI-MA | 965 | $ 282,825,000 | $ 293,082 | $ 142,487 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 923 | $ 301,875,000 | $ 327,058 | $ 126,000 |
| Philadelphia, PA | 923 | $ 198,545,000 | $ 215,108 | $ 118,000 |
| Oklahoma City, OK | 921 | $ 196,875,000 | $ 213,762 | $ 107,000 |
| Palm Bay-Melbourne-Titusville, FL | 906 | $ 225,000,000 | $ 248,344 | $ 119,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 901 | $ 323,445,000 | $ 358,984 | $ 137,452 |
| California-Lexington Park, MD | 898 | $ 262,020,000 | $ 291,781 | $ 147,000 |
| Columbia, SC | 887 | $ 174,275,000 | $ 196,476 | $ 97,000 |
| Cleveland-Elyria, OH | 842 | $ 145,900,000 | $ 173,277 | $ 101,000 |
| Miami-Miami Beach-Kendall, FL | 805 | $ 231,745,000 | $ 287,881 | $ 121,000 |
| Kansas City, MO-KS | 784 | $ 178,570,000 | $ 227,767 | $ 107,728 |
| Killeen-Temple, TX | 777 | $ 140,845,000 | $ 181,267 | $ 87,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 776 | $ 294,210,000 | $ 379,136 | $ 146,000 |
| Norwich-New London, CT | 773 | $ 174,915,000 | $ 226,280 | $ 118,000 |
| Savannah, GA | 757 | $ 158,665,000 | $ 209,597 | $ 101,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 692 | $ 193,360,000 | $ 279,421 | $ 129,826 |
| New Bern, NC | 690 | $ 127,710,000 | $ 185,086 | $ 96,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 685 | $ 203,565,000 | $ 297,175 | $ 136,000 |
| Newark, NJ-PA | 660 | $ 222,970,000 | $ 337,833 | $ 169,300 |
| Hilton Head Island-Bluffton-Beaufort, SC | 641 | $ 152,825,000 | $ 238,416 | $ 129,000 |
| El Paso, TX | 639 | $ 107,055,000 | $ 167,535 | $ 97,000 |
| Pittsburgh, PA | 622 | $ 122,480,000 | $ 196,913 | $ 118,000 |
| Albuquerque, NM | 618 | $ 146,040,000 | $ 236,310 | $ 112,000 |
| Indianapolis-Carmel-Anderson, IN | 612 | $ 137,990,000 | $ 225,473 | $ 112,000 |
| Warren-Troy-Farmington Hills, MI | 609 | $ 142,175,000 | $ 233,456 | $ 118,000 |
| Oakland-Hayward-Berkeley, CA | 607 | $ 326,435,000 | $ 537,784 | $ 195,000 |
| Winchester, VA-WV | 601 | $ 151,855,000 | $ 252,670 | $ 119,178 |
| Deltona-Daytona Beach-Ormond Beach, FL | 597 | $ 129,145,000 | $ 216,323 | $ 105,000 |
| Clarksville, TN-KY | 593 | $ 113,455,000 | $ 191,323 | $ 98,276 |
| Columbus, OH | 586 | $ 134,980,000 | $ 230,341 | $ 117,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 581 | $ 255,175,000 | $ 439,199 | $ 150,000 |
| North Port-Sarasota-Bradenton, FL | 578 | $ 164,600,000 | $ 284,775 | $ 137,000 |
| Tucson, AZ | 570 | $ 139,010,000 | $ 243,877 | $ 112,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 567 | $ 123,385,000 | $ 217,610 | $ 122,135 |
| Nassau County-Suffolk County, NY | 564 | $ 237,290,000 | $ 420,726 | $ 167,000 |
| Yuma, AZ | 561 | $ 98,955,000 | $ 176,390 | $ 93,000 |
| Crestview-Fort Walton Beach-Destin, FL | 560 | $ 150,220,000 | $ 268,250 | $ 123,000 |
| Cincinnati, OH-KY-IN | 557 | $ 118,485,000 | $ 212,719 | $ 108,572 |
| Huntsville, AL | 544 | $ 141,760,000 | $ 260,588 | $ 133,000 |
| Bakersfield, CA | 542 | $ 119,960,000 | $ 221,328 | $ 120,000 |
| Gulfport-Biloxi-Pascagoula, MS | 524 | $ 92,770,000 | $ 177,041 | $ 96,000 |
| Durham-Chapel Hill, NC | 517 | $ 131,175,000 | $ 253,723 | $ 123,000 |
| Omaha-Council Bluffs, NE-IA | 515 | $ 110,185,000 | $ 213,951 | $ 114,291 |
| Cambridge-Newton-Framingham, MA | 480 | $ 205,810,000 | $ 428,770 | $ 171,000 |
| Corpus Christi, TX | 476 | $ 97,890,000 | $ 205,651 | $ 109,000 |
| Lake County-Kenosha County, IL-WI | 473 | $ 107,315,000 | $ 226,881 | $ 113,674 |
| Hagerstown-Martinsburg, MD-WV | 471 | $ 105,995,000 | $ 225,042 | $ 108,000 |
| Columbus, GA-AL | 470 | $ 82,630,000 | $ 175,808 | $ 84,819 |
| Salisbury, MD-DE | 452 | $ 130,370,000 | $ 288,429 | $ 172,632 |
| Wilmington, NC | 444 | $ 117,400,000 | $ 264,414 | $ 127,000 |
| Boston, MA | 438 | $ 178,870,000 | $ 408,378 | $ 165,000 |
| Birmingham-Hoover, AL | 431 | $ 96,115,000 | $ 223,004 | $ 106,000 |
| Hartford-West Hartford-East Hartford, CT | 430 | $ 105,810,000 | $ 246,069 | $ 126,000 |
| Greenville-Anderson-Mauldin, SC | 429 | $ 97,305,000 | $ 226,818 | $ 110,000 |
| Cape Coral-Fort Myers, FL | 423 | $ 101,865,000 | $ 240,815 | $ 128,000 |
| Daphne-Fairhope-Foley, AL | 410 | $ 98,220,000 | $ 239,560 | $ 118,000 |
| Lakeland-Winter Haven, FL | 409 | $ 82,335,000 | $ 201,308 | $ 100,000 |
| Louisville/Jefferson County, KY-IN | 408 | $ 90,950,000 | $ 222,916 | $ 104,808 |
| Wilmington, DE-MD-NJ | 383 | $ 99,075,000 | $ 258,681 | $ 117,287 |
| Greensboro-High Point, NC | 377 | $ 76,575,000 | $ 203,116 | $ 94,000 |
| Panama City, FL | 377 | $ 91,635,000 | $ 243,063 | $ 123,000 |
| Olympia-Tumwater, WA | 371 | $ 114,695,000 | $ 309,150 | $ 113,000 |
| Boise City, ID | 370 | $ 111,410,000 | $ 301,108 | $ 119,000 |
| Port St. Lucie, FL | 369 | $ 92,965,000 | $ 251,937 | $ 109,000 |
| Knoxville, TN | 364 | $ 96,870,000 | $ 266,126 | $ 117,000 |
| Montgomery, AL | 363 | $ 68,075,000 | $ 187,534 | $ 96,000 |
| Dayton-Springfield-Kettering, OH | 359 | $ 73,645,000 | $ 205,139 | $ 107,000 |
| Albany-Schenectady-Troy, NY | 353 | $ 89,015,000 | $ 252,167 | $ 121,000 |
| Portland-South Portland, ME | 347 | $ 95,525,000 | $ 275,288 | $ 136,000 |
| Detroit-Dearborn-Livonia, MI | 319 | $ 57,085,000 | $ 178,949 | $ 101,000 |
| Hinesville, GA | 315 | $ 48,355,000 | $ 153,507 | $ 84,000 |
| Fresno, CA | 307 | $ 82,545,000 | $ 268,876 | $ 120,000 |
| Worcester, MA-CT | 289 | $ 78,865,000 | $ 272,889 | $ 117,435 |
| Ocala, FL | 284 | $ 50,350,000 | $ 177,288 | $ 83,000 |
| Hanford-Corcoran, CA | 283 | $ 64,695,000 | $ 228,604 | $ 100,000 |
| Harrisburg-Carlisle, PA | 282 | $ 67,030,000 | $ 237,695 | $ 116,000 |
| Albany, GA | 277 | $ 40,925,000 | $ 147,743 | $ 95,000 |
| Little Rock-North Little Rock-Conway, AR | 273 | $ 50,005,000 | $ 183,168 | $ 97,000 |
| Milwaukee-Waukesha-West Allis, WI | 271 | $ 68,175,000 | $ 251,568 | $ 122,000 |
| Reno, NV | 271 | $ 99,765,000 | $ 368,136 | $ 131,000 |
| Charlottesville, VA | 268 | $ 82,380,000 | $ 307,388 | $ 154,000 |
| Warner Robins, GA | 268 | $ 53,740,000 | $ 200,522 | $ 98,000 |
| Asheville, NC | 267 | $ 70,575,000 | $ 264,325 | $ 130,000 |
| Winston-Salem, NC | 266 | $ 57,630,000 | $ 216,654 | $ 102,000 |
| Vallejo-Fairfield, CA | 264 | $ 100,760,000 | $ 381,666 | $ 147,000 |
| Mobile, AL | 257 | $ 38,855,000 | $ 151,186 | $ 86,000 |
| Sierra Vista-Douglas, AZ | 256 | $ 47,110,000 | $ 184,023 | $ 96,000 |
| York-Hanover, PA | 246 | $ 56,180,000 | $ 228,373 | $ 122,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 245 | $ 46,885,000 | $ 191,367 | $ 97,000 |
| Rockingham County-Strafford County, NH | 240 | $ 74,320,000 | $ 309,666 | $ 147,000 |
| Tulsa, OK | 237 | $ 47,185,000 | $ 199,092 | $ 98,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 234 | $ 55,240,000 | $ 236,068 | $ 132,564 |
| Spokane-Spokane Valley, WA | 234 | $ 65,640,000 | $ 280,512 | $ 111,000 |
| Elizabethtown-Fort Knox, KY | 227 | $ 41,445,000 | $ 182,577 | $ 94,000 |
| New Haven-Milford, CT | 225 | $ 56,775,000 | $ 252,333 | $ 132,000 |
| Baton Rouge, LA | 221 | $ 47,165,000 | $ 213,416 | $ 119,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 219 | $ 136,235,000 | $ 622,077 | $ 215,000 |
| Salinas, CA | 211 | $ 113,315,000 | $ 537,037 | $ 189,000 |
| Chattanooga, TN-GA | 206 | $ 48,480,000 | $ 235,339 | $ 110,864 |
| Rochester, NY | 205 | $ 36,155,000 | $ 176,365 | $ 117,000 |
| Salt Lake City, UT | 204 | $ 69,210,000 | $ 339,264 | $ 133,000 |
| Akron, OH | 203 | $ 38,235,000 | $ 188,349 | $ 99,000 |
| Bridgeport-Stamford-Norwalk, CT | 201 | $ 86,105,000 | $ 428,383 | $ 169,000 |
| Stockton-Lodi, CA | 196 | $ 68,310,000 | $ 348,520 | $ 134,000 |
| Greeley, CO | 192 | $ 63,730,000 | $ 331,927 | $ 116,000 |
| Tallahassee, FL | 191 | $ 39,375,000 | $ 206,151 | $ 108,000 |
| Naples-Immokalee-Marco Island, FL | 189 | $ 64,965,000 | $ 343,730 | $ 183,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 188 | $ 45,150,000 | $ 240,159 | $ 125,000 |
| Ogden-Clearfield, UT | 186 | $ 60,850,000 | $ 327,150 | $ 122,000 |
| Anchorage, AK | 185 | $ 57,565,000 | $ 311,162 | $ 143,000 |
| Lynchburg, VA | 180 | $ 39,420,000 | $ 219,000 | $ 121,000 |
| Grand Rapids-Wyoming, MI | 178 | $ 42,460,000 | $ 238,539 | $ 113,000 |
| Manhattan, KS | 176 | $ 29,850,000 | $ 169,602 | $ 84,000 |
| Gary, IN | 175 | $ 38,095,000 | $ 217,685 | $ 109,000 |
| Jackson, MS | 175 | $ 38,635,000 | $ 220,771 | $ 115,000 |
| Prescott Valley-Prescott, AZ | 174 | $ 47,490,000 | $ 272,931 | $ 109,000 |
| Manchester-Nashua, NH | 173 | $ 52,435,000 | $ 303,092 | $ 140,000 |
| Springfield, MA | 172 | $ 41,840,000 | $ 243,255 | $ 116,000 |
| Gainesville, FL | 171 | $ 35,195,000 | $ 205,818 | $ 106,000 |
| Fort Collins, CO | 167 | $ 58,595,000 | $ 350,868 | $ 134,000 |
| Syracuse, NY | 165 | $ 29,575,000 | $ 179,242 | $ 111,000 |
| Roanoke, VA | 161 | $ 36,765,000 | $ 228,354 | $ 110,000 |
| Homosassa Springs, FL | 160 | $ 29,700,000 | $ 185,625 | $ 87,000 |
| Wichita, KS | 158 | $ 32,630,000 | $ 206,518 | $ 99,000 |
| Auburn-Opelika, AL | 156 | $ 33,330,000 | $ 213,653 | $ 95,000 |
| Mount Vernon-Anacortes, WA | 155 | $ 50,465,000 | $ 325,580 | $ 112,000 |
| Elgin, IL | 154 | $ 38,560,000 | $ 250,389 | $ 122,000 |
| Lake Havasu City-Kingman, AZ | 154 | $ 29,210,000 | $ 189,675 | $ 95,000 |
| Las Cruces, NM | 151 | $ 31,565,000 | $ 209,039 | $ 103,000 |
| Lawton, OK | 151 | $ 23,625,000 | $ 156,456 | $ 96,000 |
| San Francisco-Redwood City-South San Francisco, CA | 149 | $ 105,405,000 | $ 707,416 | $ 231,000 |
| Hickory-Lenoir-Morganton, NC | 148 | $ 32,310,000 | $ 218,310 | $ 101,000 |
| Brunswick, GA | 144 | $ 28,480,000 | $ 197,777 | $ 95,000 |
| Boulder, CO | 141 | $ 60,075,000 | $ 426,063 | $ 181,000 |
| Macon-Bibb County, GA | 140 | $ 25,320,000 | $ 180,857 | $ 101,000 |
| Punta Gorda, FL | 139 | $ 29,585,000 | $ 212,841 | $ 100,000 |
| Lancaster, PA | 137 | $ 32,835,000 | $ 239,671 | $ 117,000 |
| Spartanburg, SC | 137 | $ 26,685,000 | $ 194,781 | $ 92,000 |
| Springfield, MO | 137 | $ 25,545,000 | $ 186,459 | $ 89,000 |
| Sumter, SC | 136 | $ 24,380,000 | $ 179,264 | $ 95,000 |
| Toledo, OH | 135 | $ 22,915,000 | $ 169,740 | $ 84,000 |
| Greenville, NC | 134 | $ 22,540,000 | $ 168,208 | $ 90,000 |
| Sebastian-Vero Beach, FL | 133 | $ 32,745,000 | $ 246,203 | $ 104,000 |
| Atlantic City-Hammonton, NJ | 129 | $ 28,495,000 | $ 220,891 | $ 138,000 |
| Gainesville, GA | 126 | $ 32,410,000 | $ 257,222 | $ 125,000 |
| Shreveport-Bossier City, LA | 126 | $ 24,950,000 | $ 198,015 | $ 107,000 |
| Dover, DE | 125 | $ 29,905,000 | $ 239,240 | $ 98,000 |
| Lexington-Fayette, KY | 123 | $ 27,195,000 | $ 221,097 | $ 117,000 |
| Provo-Orem, UT | 122 | $ 47,230,000 | $ 387,131 | $ 146,000 |
| Madison, WI | 121 | $ 32,185,000 | $ 265,991 | $ 116,000 |
| The Villages, FL | 119 | $ 29,355,000 | $ 246,680 | $ 114,000 |
| Visalia-Porterville, CA | 119 | $ 29,615,000 | $ 248,865 | $ 107,000 |
| Youngstown-Warren-Boardman, OH-PA | 116 | $ 15,790,000 | $ 136,120 | $ 91,232 |
| Bellingham, WA | 115 | $ 38,585,000 | $ 335,521 | $ 130,000 |
| Bend-Redmond, OR | 114 | $ 41,930,000 | $ 367,807 | $ 151,000 |
| Kingsport-Bristol-Bristol, TN-VA | 114 | $ 22,400,000 | $ 196,491 | $ 94,929 |
| Lansing-East Lansing, MI | 113 | $ 20,225,000 | $ 178,982 | $ 86,000 |
| Salem, OR | 113 | $ 31,375,000 | $ 277,654 | $ 105,000 |
| Barnstable Town, MA | 109 | $ 37,055,000 | $ 339,954 | $ 167,000 |
| Kennewick-Richland, WA | 106 | $ 31,250,000 | $ 294,811 | $ 125,000 |
| Ocean City, NJ | 105 | $ 35,315,000 | $ 336,333 | $ 200,000 |
| Athens-Clarke County, GA | 103 | $ 21,155,000 | $ 205,388 | $ 118,000 |
| Valdosta, GA | 103 | $ 16,885,000 | $ 163,932 | $ 80,000 |
| Santa Maria-Santa Barbara, CA | 102 | $ 45,890,000 | $ 449,901 | $ 156,000 |
| Des Moines-West Des Moines, IA | 101 | $ 22,555,000 | $ 223,316 | $ 101,000 |
| Dothan, AL | 100 | $ 18,860,000 | $ 188,600 | $ 100,000 |
| Rocky Mount, NC | 97 | $ 16,195,000 | $ 166,958 | $ 96,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 97 | $ 17,245,000 | $ 177,783 | $ 100,000 |
| Chambersburg-Waynesboro, PA | 96 | $ 21,630,000 | $ 225,312 | $ 104,000 |
| East Stroudsburg, PA | 96 | $ 17,340,000 | $ 180,625 | $ 117,000 |
| Burlington, NC | 95 | $ 21,115,000 | $ 222,263 | $ 99,000 |
| Goldsboro, NC | 95 | $ 15,645,000 | $ 164,684 | $ 76,000 |
| Trenton, NJ | 94 | $ 27,800,000 | $ 295,744 | $ 143,000 |
| Waco, TX | 94 | $ 18,980,000 | $ 201,914 | $ 103,000 |
| Coeur D'Alene, ID | 92 | $ 27,400,000 | $ 297,826 | $ 110,000 |
| Reading, PA | 92 | $ 18,830,000 | $ 204,673 | $ 101,000 |
| Fort Wayne, IN | 89 | $ 16,535,000 | $ 185,786 | $ 96,000 |
| Modesto, CA | 88 | $ 26,400,000 | $ 300,000 | $ 135,000 |
| Lafayette, LA | 87 | $ 14,965,000 | $ 172,011 | $ 107,000 |
| Pueblo, CO | 87 | $ 18,865,000 | $ 216,839 | $ 87,000 |
| Watertown-Fort Drum, NY | 86 | $ 13,900,000 | $ 161,627 | $ 98,000 |
| Beaumont-Port Arthur, TX | 85 | $ 16,515,000 | $ 194,294 | $ 113,000 |
| McAllen-Edinburg-Mission, TX | 85 | $ 15,855,000 | $ 186,529 | $ 111,000 |
| Brownsville-Harlingen, TX | 82 | $ 14,790,000 | $ 180,365 | $ 97,000 |
| Staunton-Waynesboro, VA | 82 | $ 17,920,000 | $ 218,536 | $ 98,000 |
| Eugene, OR | 80 | $ 21,350,000 | $ 266,875 | $ 118,000 |
| College Station-Bryan, TX | 79 | $ 19,125,000 | $ 242,088 | $ 98,000 |
| Bloomington, IN | 78 | $ 19,280,000 | $ 247,179 | $ 108,000 |
| Johnson City, TN | 78 | $ 18,370,000 | $ 235,512 | $ 115,000 |
| Blacksburg-Christiansburg-Radford, VA | 77 | $ 15,805,000 | $ 205,259 | $ 127,000 |
| Canton-Massillon, OH | 77 | $ 13,815,000 | $ 179,415 | $ 89,000 |
| Davenport-Moline-Rock Island, IA-IL | 75 | $ 14,465,000 | $ 192,866 | $ 122,146 |
| Amarillo, TX | 74 | $ 17,530,000 | $ 236,891 | $ 120,000 |
| Florence, SC | 72 | $ 11,020,000 | $ 153,055 | $ 80,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 72 | $ 31,540,000 | $ 438,055 | $ 159,000 |
| Santa Rosa, CA | 72 | $ 34,320,000 | $ 476,666 | $ 186,000 |
| Medford, OR | 71 | $ 20,785,000 | $ 292,746 | $ 112,000 |
| South Bend-Mishawaka, IN-MI | 70 | $ 13,210,000 | $ 188,714 | $ 105,285 |
| Bangor, ME | 68 | $ 12,970,000 | $ 190,735 | $ 92,000 |
| Santa Fe, NM | 68 | $ 23,710,000 | $ 348,676 | $ 127,000 |
| Huntington-Ashland, WV-KY-OH | 67 | $ 10,895,000 | $ 162,611 | $ 96,000 |
| Gettysburg, PA | 65 | $ 17,285,000 | $ 265,923 | $ 155,000 |
| Ann Arbor, MI | 64 | $ 15,860,000 | $ 247,812 | $ 134,000 |
| Tuscaloosa, AL | 63 | $ 11,935,000 | $ 189,444 | $ 94,000 |
| Tyler, TX | 63 | $ 14,265,000 | $ 226,428 | $ 122,000 |
| Duluth, MN-WI | 62 | $ 10,810,000 | $ 174,354 | $ 113,129 |
| Green Bay, WI | 62 | $ 12,750,000 | $ 205,645 | $ 106,000 |
| Fort Smith, AR-OK | 61 | $ 12,205,000 | $ 200,081 | $ 94,377 |
| Lincoln, NE | 61 | $ 13,035,000 | $ 213,688 | $ 106,000 |
| Racine, WI | 61 | $ 12,145,000 | $ 199,098 | $ 95,000 |
| Utica-Rome, NY | 60 | $ 10,830,000 | $ 180,500 | $ 103,000 |
| Decatur, AL | 59 | $ 13,095,000 | $ 221,949 | $ 105,000 |
| Fairbanks, AK | 59 | $ 14,935,000 | $ 253,135 | $ 92,000 |
| Idaho Falls, ID | 59 | $ 15,405,000 | $ 261,101 | $ 126,000 |
| Yuba City, CA | 58 | $ 17,920,000 | $ 308,965 | $ 109,000 |
| Redding, CA | 57 | $ 14,205,000 | $ 249,210 | $ 113,000 |
| Rockford, IL | 57 | $ 8,595,000 | $ 150,789 | $ 95,000 |
| Grand Junction, CO | 56 | $ 15,170,000 | $ 270,892 | $ 94,000 |
| Billings, MT | 55 | $ 15,385,000 | $ 279,727 | $ 120,000 |
| Erie, PA | 55 | $ 9,595,000 | $ 174,454 | $ 86,000 |
| Harrisonburg, VA | 55 | $ 13,375,000 | $ 243,181 | $ 99,000 |
| El Centro, CA | 54 | $ 12,370,000 | $ 229,074 | $ 112,000 |
| Flagstaff, AZ | 54 | $ 16,390,000 | $ 303,518 | $ 133,000 |
| Columbia, MO | 53 | $ 12,625,000 | $ 238,207 | $ 109,000 |
| Hattiesburg, MS | 53 | $ 8,705,000 | $ 164,245 | $ 80,000 |
| Lebanon, PA | 53 | $ 11,305,000 | $ 213,301 | $ 111,000 |
| Longview, TX | 53 | $ 9,595,000 | $ 181,037 | $ 104,000 |
| Albany, OR | 52 | $ 13,870,000 | $ 266,730 | $ 105,000 |
| Flint, MI | 52 | $ 10,840,000 | $ 208,461 | $ 111,000 |
| State College, PA | 52 | $ 13,040,000 | $ 250,769 | $ 117,000 |
| Sebring, FL | 50 | $ 8,950,000 | $ 179,000 | $ 157,000 |
| Cheyenne, WY | 49 | $ 15,935,000 | $ 325,204 | $ 123,000 |
| Cleveland, TN | 49 | $ 10,055,000 | $ 205,204 | $ 98,000 |
| Houma-Thibodaux, LA | 49 | $ 9,435,000 | $ 192,551 | $ 95,000 |
| Lubbock, TX | 49 | $ 9,795,000 | $ 199,897 | $ 107,000 |
| St. George, UT | 49 | $ 15,755,000 | $ 321,530 | $ 127,000 |
| Abilene, TX | 48 | $ 9,000,000 | $ 187,500 | $ 122,000 |
| Niles-Benton Harbor, MI | 48 | $ 8,120,000 | $ 169,166 | $ 95,000 |
| Peoria, IL | 48 | $ 7,680,000 | $ 160,000 | $ 99,000 |
| Hammond, LA | 47 | $ 8,575,000 | $ 182,446 | $ 102,000 |
| Jackson, TN | 47 | $ 8,395,000 | $ 178,617 | $ 88,000 |
| Kalamazoo-Portage, MI | 47 | $ 7,615,000 | $ 162,021 | $ 100,000 |
| Cedar Rapids, IA | 46 | $ 8,910,000 | $ 193,695 | $ 99,000 |
| Glens Falls, NY | 46 | $ 10,560,000 | $ 229,565 | $ 119,000 |
| Kingston, NY | 46 | $ 10,520,000 | $ 228,695 | $ 143,000 |
| Wenatchee, WA | 46 | $ 15,400,000 | $ 334,782 | $ 131,000 |
| Wichita Falls, TX | 46 | $ 8,550,000 | $ 185,869 | $ 95,000 |
| Burlington-South Burlington, VT | 45 | $ 12,805,000 | $ 284,555 | $ 123,000 |
| Chico, CA | 45 | $ 11,715,000 | $ 260,333 | $ 115,000 |
| Lafayette-West Lafayette, IN | 45 | $ 7,845,000 | $ 174,333 | $ 83,000 |
| Merced, CA | 45 | $ 13,095,000 | $ 291,000 | $ 114,000 |
| Morristown, TN | 45 | $ 10,765,000 | $ 239,222 | $ 99,000 |
| Kahului-Wailuku-Lahaina, HI | 44 | $ 20,050,000 | $ 455,681 | $ 178,000 |
| Laredo, TX | 44 | $ 8,750,000 | $ 198,863 | $ 104,000 |
| Topeka, KS | 43 | $ 7,065,000 | $ 164,302 | $ 87,000 |
| Morgantown, WV | 42 | $ 9,560,000 | $ 227,619 | $ 104,000 |
| Rochester, MN | 42 | $ 9,890,000 | $ 235,476 | $ 117,000 |
| San Angelo, TX | 42 | $ 8,890,000 | $ 211,666 | $ 95,000 |
| Sherman-Denison, TX | 42 | $ 8,490,000 | $ 202,142 | $ 108,000 |
| Springfield, IL | 42 | $ 7,770,000 | $ 185,000 | $ 104,000 |
| Charleston, WV | 41 | $ 5,675,000 | $ 138,414 | $ 73,000 |
| Lake Charles, LA | 40 | $ 8,280,000 | $ 207,000 | $ 94,000 |
| Madera, CA | 40 | $ 11,850,000 | $ 296,250 | $ 103,000 |
| Sioux Falls, SD | 40 | $ 8,450,000 | $ 211,250 | $ 105,000 |
| Appleton, WI | 38 | $ 7,960,000 | $ 209,473 | $ 85,000 |
| Binghamton, NY | 38 | $ 5,540,000 | $ 145,789 | $ 109,000 |
| Jackson, MI | 38 | $ 5,720,000 | $ 150,526 | $ 66,000 |
| Rapid City, SD | 38 | $ 8,970,000 | $ 236,052 | $ 110,000 |
| Midland, TX | 37 | $ 8,165,000 | $ 220,675 | $ 125,000 |
| Monroe, MI | 37 | $ 7,925,000 | $ 214,189 | $ 112,000 |
| Eau Claire, WI | 36 | $ 7,700,000 | $ 213,888 | $ 93,000 |
| Evansville, IN-KY | 36 | $ 6,540,000 | $ 181,666 | $ 97,166 |
| Lawrence, KS | 36 | $ 8,580,000 | $ 238,333 | $ 93,000 |
| Lewiston-Auburn, ME | 36 | $ 6,640,000 | $ 184,444 | $ 90,000 |
| Longview, WA | 36 | $ 11,520,000 | $ 320,000 | $ 108,000 |
| Vineland-Bridgeton, NJ | 36 | $ 5,800,000 | $ 161,111 | $ 107,000 |
| Missoula, MT | 35 | $ 10,375,000 | $ 296,428 | $ 117,000 |
| Yakima, WA | 35 | $ 8,855,000 | $ 253,000 | $ 114,000 |
| Carbondale-Marion, IL | 34 | $ 4,410,000 | $ 129,705 | $ 83,000 |
| Champaign-Urbana, IL | 34 | $ 5,870,000 | $ 172,647 | $ 101,000 |
| Joplin, MO | 34 | $ 5,960,000 | $ 175,294 | $ 77,000 |
| Texarkana, TX-AR | 34 | $ 5,640,000 | $ 165,882 | $ 85,529 |
| Battle Creek, MI | 33 | $ 5,475,000 | $ 165,909 | $ 97,000 |
| Springfield, OH | 33 | $ 4,515,000 | $ 136,818 | $ 76,000 |
| Anniston-Oxford-Jacksonville, AL | 32 | $ 4,510,000 | $ 140,937 | $ 88,000 |
| Florence-Muscle Shoals, AL | 32 | $ 5,360,000 | $ 167,500 | $ 85,000 |
| Santa Cruz-Watsonville, CA | 32 | $ 22,550,000 | $ 704,687 | $ 191,000 |
| Alexandria, LA | 31 | $ 5,355,000 | $ 172,741 | $ 84,000 |
| Dalton, GA | 31 | $ 3,565,000 | $ 115,000 | $ 60,000 |
| Great Falls, MT | 31 | $ 7,425,000 | $ 239,516 | $ 80,000 |
| Napa, CA | 31 | $ 17,835,000 | $ 575,322 | $ 230,000 |
| Weirton-Steubenville, WV-OH | 31 | $ 4,715,000 | $ 152,096 | $ 89,709 |
| Bloomsburg-Berwick, PA | 30 | $ 6,010,000 | $ 200,333 | $ 120,000 |
| Cape Girardeau, MO-IL | 30 | $ 5,900,000 | $ 196,666 | $ 116,533 |
| Elkhart-Goshen, IN | 30 | $ 6,060,000 | $ 202,000 | $ 322,000 |
| Janesville-Beloit, WI | 30 | $ 5,030,000 | $ 167,666 | $ 76,000 |
| Mansfield, OH | 30 | $ 4,650,000 | $ 155,000 | $ 85,000 |
| Wausau, WI | 30 | $ 7,220,000 | $ 240,666 | $ 121,000 |
| Beckley, WV | 29 | $ 3,865,000 | $ 133,275 | $ 71,000 |
| Bloomington, IL | 29 | $ 5,815,000 | $ 200,517 | $ 98,000 |
| Hot Springs, AR | 28 | $ 4,760,000 | $ 170,000 | $ 110,000 |
| Jonesboro, AR | 28 | $ 6,350,000 | $ 226,785 | $ 122,000 |
| Bowling Green, KY | 27 | $ 6,465,000 | $ 239,444 | $ 98,000 |
| St. Joseph, MO-KS | 27 | $ 4,105,000 | $ 152,037 | $ 78,000 |
| Williamsport, PA | 27 | $ 5,065,000 | $ 187,592 | $ 84,000 |
| Jefferson City, MO | 26 | $ 4,830,000 | $ 185,769 | $ 96,000 |
| Rome, GA | 26 | $ 4,650,000 | $ 178,846 | $ 82,000 |
| Saginaw, MI | 26 | $ 4,410,000 | $ 169,615 | $ 86,000 |
| San Rafael, CA | 26 | $ 18,850,000 | $ 725,000 | $ 258,000 |
| Fargo, ND-MN | 25 | $ 7,075,000 | $ 283,000 | $ 123,840 |
| Muncie, IN | 25 | $ 3,255,000 | $ 130,200 | $ 105,000 |
| Pocatello, ID | 25 | $ 5,325,000 | $ 213,000 | $ 90,000 |
| Johnstown, PA | 24 | $ 2,500,000 | $ 104,166 | $ 90,000 |
| Monroe, LA | 24 | $ 4,510,000 | $ 187,916 | $ 118,000 |
| Muskegon, MI | 24 | $ 3,570,000 | $ 148,750 | $ 110,000 |
| Odessa, TX | 24 | $ 4,250,000 | $ 177,083 | $ 113,000 |
| Pittsfield, MA | 24 | $ 5,290,000 | $ 220,416 | $ 106,000 |
| Corvallis, OR | 23 | $ 8,435,000 | $ 366,739 | $ 164,000 |
| Farmington, NM | 23 | $ 3,605,000 | $ 156,739 | $ 107,000 |
| Kankakee, IL | 23 | $ 3,905,000 | $ 169,782 | $ 88,000 |
| Michigan City-La Porte, IN | 23 | $ 3,505,000 | $ 152,391 | $ 93,000 |
| Decatur, IL | 22 | $ 3,340,000 | $ 151,818 | $ 94,000 |
| Logan, UT-ID | 22 | $ 6,620,000 | $ 300,909 | $ 99,727 |
| Owensboro, KY | 22 | $ 3,660,000 | $ 166,363 | $ 116,000 |
| Sheboygan, WI | 22 | $ 4,190,000 | $ 190,454 | $ 108,000 |
| Terre Haute, IN | 22 | $ 3,540,000 | $ 160,909 | $ 93,000 |
| Altoona, PA | 21 | $ 3,885,000 | $ 185,000 | $ 88,000 |
| Bay City, MI | 21 | $ 3,135,000 | $ 149,285 | $ 69,000 |
| Grants Pass, OR | 21 | $ 5,415,000 | $ 257,857 | $ 76,000 |
| Twin Falls, ID | 21 | $ 5,575,000 | $ 265,476 | $ 143,000 |
| Casper, WY | 20 | $ 4,910,000 | $ 245,500 | $ 87,000 |
| Elmira, NY | 20 | $ 3,860,000 | $ 193,000 | $ 89,000 |
| Grand Forks, ND-MN | 20 | $ 5,170,000 | $ 258,500 | $ 104,300 |
| La Crosse-Onalaska, WI-MN | 20 | $ 4,000,000 | $ 200,000 | $ 134,000 |
| Sioux City, IA-NE-SD | 20 | $ 3,800,000 | $ 190,000 | $ 87,250 |
| Bismarck, ND | 19 | $ 6,195,000 | $ 326,052 | $ 122,000 |
| Carson City, NV | 19 | $ 5,585,000 | $ 293,947 | $ 87,000 |
| Cumberland, MD-WV | 19 | $ 2,915,000 | $ 153,421 | $ 102,842 |
| Gadsden, AL | 19 | $ 2,705,000 | $ 142,368 | $ 73,000 |
| St. Cloud, MN | 19 | $ 3,865,000 | $ 203,421 | $ 75,000 |
| Waterloo-Cedar Falls, IA | 19 | $ 2,435,000 | $ 128,157 | $ 92,000 |
| Lewiston, ID-WA | 18 | $ 4,470,000 | $ 248,333 | $ 97,444 |
| Pine Bluff, AR | 18 | $ 2,510,000 | $ 139,444 | $ 85,000 |
| Wheeling, WV-OH | 18 | $ 3,000,000 | $ 166,666 | $ 80,000 |
| Ithaca, NY | 17 | $ 3,755,000 | $ 220,882 | $ 142,000 |
| Oshkosh-Neenah, WI | 17 | $ 3,545,000 | $ 208,529 | $ 111,000 |
| Ames, IA | 16 | $ 2,690,000 | $ 168,125 | $ 86,000 |
| Iowa City, IA | 16 | $ 4,140,000 | $ 258,750 | $ 149,000 |
| Midland, MI | 16 | $ 3,300,000 | $ 206,250 | $ 85,000 |
| Victoria, TX | 16 | $ 2,630,000 | $ 164,375 | $ 81,000 |
| Parkersburg-Vienna, WV | 15 | $ 2,775,000 | $ 185,000 | $ 101,000 |
| Walla Walla, WA | 14 | $ 4,580,000 | $ 327,142 | $ 155,000 |
| Danville, IL | 13 | $ 1,825,000 | $ 140,384 | $ 113,000 |
| Dubuque, IA | 13 | $ 2,545,000 | $ 195,769 | $ 113,000 |
| Kokomo, IN | 13 | $ 2,035,000 | $ 156,538 | $ 76,000 |
| Lima, OH | 13 | $ 2,095,000 | $ 161,153 | $ 90,000 |
| Enid, OK | 12 | $ 1,710,000 | $ 142,500 | $ 92,000 |
| Fond Du Lac, WI | 10 | $ 1,520,000 | $ 152,000 | $ 64,000 |
| Grand Island, NE | 9 | $ 1,605,000 | $ 178,333 | $ 101,000 |
| Mankato-North Mankato, MN | 9 | $ 1,695,000 | $ 188,333 | $ 71,000 |
| Columbus, IN | 8 | $ 1,780,000 | $ 222,500 | $ 73,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 74,670 | $22,490,720,000 | $301,000 | $5,995,000 | $114,000 | $7,473,000 |
| Refinancing | 73,141 | $21,082,455,000 | $288,000 | $3,005,000 | $139,000 | $9,283,000 |
| Cash-out Refinancing | 37,299 | $11,096,925,000 | $297,000 | $3,205,000 | $130,000 | $9,348,000 |
| Other Purpose | 11,818 | $1,902,990,000 | $161,000 | $2,005,000 | $120,000 | $7,539,000 |
| Home Improvement | 5,652 | $450,690,000 | $79,000 | $1,355,000 | $125,000 | $5,701,000 |
| Not Applicable | 3,424 | $737,070,000 | $215,000 | $1,085,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 109,195 | $30,897,115,000 | $282,000 | $5,995,000 | $131,000 | $8,474,000 |
| Black or African American | 35,341 | $8,816,015,000 | $249,000 | $3,005,000 | $109,000 | $9,283,000 |
| Not Provided | 21,197 | $6,456,125,000 | $304,000 | $3,205,000 | $134,000 | $4,834,000 |
| Hispanic | 18,641 | $5,133,435,000 | $275,000 | $2,005,000 | $113,000 | $5,701,000 |
| Asian | 8,644 | $2,897,270,000 | $335,000 | $1,985,000 | $134,000 | $6,306,000 |
| Not applicable | 6,393 | $1,570,065,000 | $245,000 | $1,365,000 | $0 | $0 |
| American Indian or Alaskan Native | 2,665 | $673,205,000 | $252,000 | $1,445,000 | $113,000 | $9,348,000 |
| Native Hawaiian or Other Pacific Islander | 566 | $169,990,000 | $300,000 | $1,205,000 | $122,000 | $2,500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 131,943 | $34,815,835,000 | $263,000 | $5,995,000 | $133,000 | $9,283,000 |
| VA-guaranteed (Veterans Administration) | 73,658 | $22,856,220,000 | $310,000 | $3,205,000 | $108,000 | $9,348,000 |
| FHA-insured (Federal Housing Administration) | 403 | $88,795,000 | $220,000 | $715,000 | $90,000 | $352,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 81,055 | $23,784,735,000 | $293,000 | $2,405,000 | $121,000 | $7,473,000 |
| Application Withdrawn By Applicant | 68,878 | $20,073,280,000 | $291,000 | $3,205,000 | $141,000 | $9,348,000 |
| Application Denied By Financial Institution | 42,131 | $10,265,695,000 | $243,000 | $5,995,000 | $107,000 | $9,283,000 |
| File Closed For Incompleteness | 6,767 | $1,838,595,000 | $271,000 | $1,955,000 | $145,000 | $7,680,000 |
| Loan Purchased By The Institution | 6,308 | $1,549,620,000 | $245,000 | $1,365,000 | $0 | $0 |
| Application Approved But Not Accepted | 863 | $248,285,000 | $287,000 | $1,755,000 | $125,000 | $656,000 |
| Preapproval Denied by Financial Institution | 2 | $640,000 | $320,000 | $335,000 | $56,000 | $60,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 163,871 | $47,494,515,000 | $289,000 | $3,205,000 | $131,000 | $9,348,000 |
| Credit History | 17,994 | $3,894,750,000 | $216,000 | $5,995,000 | $120,000 | $9,283,000 |
| Debt-To-Income Ratio | 11,049 | $2,878,445,000 | $260,000 | $2,035,000 | $75,000 | $1,750,000 |
| Other | 8,315 | $2,211,925,000 | $266,000 | $3,225,000 | $122,000 | $4,834,000 |
| Collateral | 1,894 | $487,190,000 | $257,000 | $2,025,000 | $129,000 | $1,920,000 |
| Unverifiable Information | 1,193 | $322,985,000 | $270,000 | $2,005,000 | $110,000 | $1,452,000 |
| Credit Application Incomplete | 940 | $269,290,000 | $286,000 | $1,755,000 | $113,000 | $1,050,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 378 | $109,310,000 | $289,000 | $1,745,000 | $113,000 | $956,000 |
| Employment History | 369 | $92,025,000 | $249,000 | $965,000 | $74,000 | $562,000 |
| Mortgage Insurance Denied | 1 | $415,000 | $415,000 | $415,000 | $46,000 | $46,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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