Nfm, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Nfm, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Nfm, Inc.
1190 Winterson Road, Suite 300
Linthicum, MD 21090
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,770
Total Mortgage Loan Application Amount $1,532,348,000
Average Mortgage Loan Application Amount $218,000
Highest Mortgage Loan Application Amount $990,000
Average Applicant Income $81,500
Highest Applicant Income $1,680,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Nfm, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nfm, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Nfm, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nfm, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Nfm, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nfm, Inc.'s mortgage activity for 2012.

Mortgage Loan Application Totals for Nfm, Inc. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's County Maryland 215 $ 51,187,000 $ 238,000 $ 71,000
Montgomery County Maryland 207 $ 62,670,000 $ 302,000 $ 114,000
Fairfax County Virginia 195 $ 72,720,000 $ 372,000 $ 121,000
Baltimore County Maryland 186 $ 41,023,000 $ 220,000 $ 74,000
Anne Arundel County Maryland 126 $ 35,056,000 $ 278,000 $ 99,000
Philadelphia County Pennsylvania 122 $ 22,259,000 $ 182,000 $ 76,000
Gloucester County New Jersey 113 $ 23,033,000 $ 203,000 $ 92,000
Frederick County Maryland 109 $ 28,659,000 $ 262,000 $ 89,000
Galveston County Texas 107 $ 16,410,000 $ 153,000 $ 97,000
Burlington County New Jersey 105 $ 20,967,000 $ 199,000 $ 82,000
Camden County New Jersey 104 $ 18,618,000 $ 179,000 $ 74,000
Baltimore City County Maryland 98 $ 18,467,000 $ 188,000 $ 81,000
Prince William County Virginia 93 $ 24,135,000 $ 259,000 $ 78,000
Wake County North Carolina 91 $ 17,405,000 $ 191,000 $ 89,000
Bucks County Pennsylvania 91 $ 19,311,000 $ 212,000 $ 81,000
Mobile County Alabama 89 $ 11,231,000 $ 126,000 $ 57,000
Montgomery County Pennsylvania 87 $ 21,229,000 $ 244,000 $ 94,000
Hartford County Connecticut 84 $ 16,580,000 $ 197,000 $ 79,000
Lake County Indiana 84 $ 10,175,000 $ 121,000 $ 50,000
Loudoun County Virginia 79 $ 32,123,000 $ 406,000 $ 136,000
Howard County Maryland 73 $ 24,416,000 $ 334,000 $ 130,000
Bergen County New Jersey 69 $ 22,974,000 $ 332,000 $ 116,000
District of Columbia County District Of Columbia 68 $ 22,881,000 $ 336,000 $ 100,000
Harford County Maryland 68 $ 16,711,000 $ 245,000 $ 86,000
Middlesex County Massachusetts 67 $ 19,956,000 $ 297,000 $ 83,000
Ocean County New Jersey 67 $ 17,202,000 $ 256,000 $ 89,000
New Haven County Connecticut 66 $ 13,653,000 $ 206,000 $ 67,000
Allegheny County Pennsylvania 66 $ 10,948,000 $ 165,000 $ 81,000
Cook County Illinois 65 $ 9,942,000 $ 152,000 $ 66,000
Charles County Maryland 62 $ 15,297,000 $ 246,000 $ 67,000
Fairfield County Connecticut 58 $ 17,299,000 $ 298,000 $ 100,000
Chester County Pennsylvania 58 $ 14,669,000 $ 252,000 $ 88,000
Middlesex County New Jersey 56 $ 15,486,000 $ 276,000 $ 85,000
Monmouth County New Jersey 55 $ 16,801,000 $ 305,000 $ 99,000
Mecklenburg County North Carolina 51 $ 8,053,000 $ 157,000 $ 60,000
Delaware County Pennsylvania 50 $ 10,691,000 $ 213,000 $ 85,000
Durham County North Carolina 49 $ 9,425,000 $ 192,000 $ 74,000
York County Pennsylvania 44 $ 7,930,000 $ 180,000 $ 68,000
Union County New Jersey 40 $ 11,611,000 $ 290,000 $ 102,000
Plymouth County Massachusetts 39 $ 9,432,000 $ 241,000 $ 62,000
Carroll County Maryland 38 $ 10,442,000 $ 274,000 $ 104,000
Essex County New Jersey 37 $ 9,905,000 $ 267,000 $ 93,000
Morris County New Jersey 37 $ 11,356,000 $ 306,000 $ 95,000
Gwinnett County Georgia 36 $ 6,038,000 $ 167,000 $ 55,000
Worcester County Massachusetts 36 $ 8,528,000 $ 236,000 $ 76,000
Lancaster County Pennsylvania 36 $ 6,017,000 $ 167,000 $ 62,000
Arlington County Virginia 36 $ 13,789,000 $ 383,000 $ 122,000
Miami-Dade County Florida 35 $ 7,347,000 $ 209,000 $ 65,000
Essex County Massachusetts 35 $ 8,832,000 $ 252,000 $ 61,000
Harris County Texas 35 $ 4,744,000 $ 135,000 $ 73,000
Monroe County Alabama 34 $ 3,193,000 $ 93,000 $ 57,000
Passaic County New Jersey 34 $ 9,735,000 $ 286,000 $ 85,000
Brazoria County Texas 34 $ 4,975,000 $ 146,000 $ 77,000
Chesterfield County Virginia 34 $ 6,864,000 $ 201,000 $ 55,000
Broward County Florida 33 $ 7,060,000 $ 213,000 $ 77,000
Washington County Maryland 33 $ 5,421,000 $ 164,000 $ 67,000
Lehigh County Pennsylvania 33 $ 6,201,000 $ 187,000 $ 69,000
Fulton County Georgia 31 $ 6,205,000 $ 200,000 $ 78,000
Atlantic County New Jersey 31 $ 5,707,000 $ 184,000 $ 66,000
Somerset County New Jersey 30 $ 9,468,000 $ 315,000 $ 104,000
Virginia Beach County Virginia 30 $ 6,236,000 $ 207,000 $ 47,000
Calvert County Maryland 29 $ 8,265,000 $ 285,000 $ 88,000
Bristol County Massachusetts 29 $ 6,875,000 $ 237,000 $ 71,000
Mercer County New Jersey 29 $ 6,365,000 $ 219,000 $ 83,000
Spotsylvania County Virginia 28 $ 6,939,000 $ 247,000 $ 88,000
Northampton County Pennsylvania 27 $ 5,692,000 $ 210,000 $ 81,000
Baldwin County Alabama 26 $ 4,204,000 $ 161,000 $ 58,000
Duval County Florida 26 $ 4,532,000 $ 174,000 $ 69,000
Hillsborough County Florida 26 $ 4,514,000 $ 173,000 $ 75,000
Cecil County Maryland 25 $ 5,659,000 $ 226,000 $ 64,000
Hudson County New Jersey 25 $ 7,548,000 $ 301,000 $ 102,000
Los Angeles County California 24 $ 7,386,000 $ 307,000 $ 64,000
Palm Beach County Florida 24 $ 4,854,000 $ 202,000 $ 73,000
Norfolk County Massachusetts 24 $ 6,248,000 $ 260,000 $ 75,000
Orange County Florida 23 $ 5,067,000 $ 220,000 $ 77,000
Charleston County South Carolina 23 $ 4,782,000 $ 207,000 $ 53,000
Henrico County Virginia 23 $ 4,528,000 $ 196,000 $ 63,000
Alexandria County Virginia 22 $ 7,236,000 $ 328,000 $ 105,000
Chesapeake County Virginia 22 $ 4,822,000 $ 219,000 $ 59,000
Stafford County Virginia 22 $ 5,797,000 $ 263,000 $ 79,000
Litchfield County Connecticut 21 $ 4,240,000 $ 201,000 $ 71,000
St. Mary's County Maryland 21 $ 5,822,000 $ 277,000 $ 108,000
Butler County Pennsylvania 21 $ 4,358,000 $ 207,000 $ 90,000
Westmoreland County Pennsylvania 21 $ 3,347,000 $ 159,000 $ 57,000
Cobb County Georgia 20 $ 3,675,000 $ 183,000 $ 74,000
Sussex County New Jersey 20 $ 5,205,000 $ 260,000 $ 70,000
Middlesex County Connecticut 19 $ 4,864,000 $ 256,000 $ 101,000
Tolland County Connecticut 19 $ 3,925,000 $ 206,000 $ 77,000
Pinellas County Florida 19 $ 3,372,000 $ 177,000 $ 66,000
Luzerne County Pennsylvania 19 $ 2,933,000 $ 154,000 $ 81,000
DeKalb County Georgia 18 $ 3,645,000 $ 202,000 $ 44,000
Suffolk County New York 18 $ 5,297,000 $ 294,000 $ 146,000
Berks County Pennsylvania 18 $ 2,867,000 $ 159,000 $ 73,000
Dauphin County Pennsylvania 18 $ 2,788,000 $ 154,000 $ 74,000
Berkeley County South Carolina 18 $ 3,646,000 $ 202,000 $ 71,000
Shelby County Tennessee 18 $ 2,719,000 $ 151,000 $ 77,000
Polk County Florida 17 $ 2,711,000 $ 159,000 $ 62,000
Brevard County Florida 16 $ 3,384,000 $ 211,000 $ 76,000
Seminole County Florida 16 $ 3,567,000 $ 222,000 $ 75,000
Volusia County Florida 16 $ 2,705,000 $ 169,000 $ 65,000
Queen Anne's County Maryland 16 $ 4,354,000 $ 272,000 $ 85,000
Cape May County New Jersey 16 $ 3,758,000 $ 234,000 $ 69,000
Guilford County North Carolina 16 $ 2,386,000 $ 149,000 $ 46,000
Cumberland County Pennsylvania 16 $ 3,358,000 $ 209,000 $ 91,000
Suffolk County Massachusetts 15 $ 3,976,000 $ 265,000 $ 93,000
Cumberland County New Jersey 15 $ 2,646,000 $ 176,000 $ 64,000
Franklin County Pennsylvania 15 $ 2,709,000 $ 180,000 $ 46,000
Rutherford County Tennessee 15 $ 2,519,000 $ 167,000 $ 71,000
Riverside County California 14 $ 3,005,000 $ 214,000 $ 71,000
Lee County Florida 14 $ 3,086,000 $ 220,000 $ 70,000
Hunterdon County New Jersey 14 $ 5,060,000 $ 361,000 $ 169,000
Davidson County Tennessee 14 $ 2,580,000 $ 184,000 $ 52,000
Orange County California 13 $ 4,903,000 $ 377,000 $ 98,000
New Castle County Delaware 13 $ 3,085,000 $ 237,000 $ 78,000
Warren County New Jersey 13 $ 2,277,000 $ 175,000 $ 82,000
Richmond City County Virginia 13 $ 2,014,000 $ 154,000 $ 45,000
New London County Connecticut 12 $ 2,084,000 $ 173,000 $ 55,000
Sussex County Delaware 12 $ 2,840,000 $ 236,000 $ 226,000
Cherokee County Georgia 12 $ 2,218,000 $ 184,000 $ 68,000
Porter County Indiana 12 $ 1,420,000 $ 118,000 $ 45,000
Hampden County Massachusetts 12 $ 2,197,000 $ 183,000 $ 63,000
York County South Carolina 12 $ 2,227,000 $ 185,000 $ 78,000
Newport News County Virginia 12 $ 2,226,000 $ 185,000 $ 60,000
Chatham County Georgia 11 $ 1,916,000 $ 174,000 $ 41,000
Forsyth County Georgia 11 $ 2,449,000 $ 222,000 $ 81,000
Beaver County Pennsylvania 11 $ 1,940,000 $ 176,000 $ 82,000
Norfolk County Virginia 11 $ 1,525,000 $ 138,000 $ 31,000
San Bernardino County California 10 $ 2,147,000 $ 214,000 $ 45,000
Collier County Florida 10 $ 2,524,000 $ 252,000 $ 60,000
Johnston County North Carolina 10 $ 1,683,000 $ 168,000 $ 70,000
Lackawanna County Pennsylvania 10 $ 1,586,000 $ 158,000 $ 72,000
Lebanon County Pennsylvania 10 $ 1,854,000 $ 185,000 $ 73,000
Greenville County South Carolina 10 $ 1,612,000 $ 161,000 $ 49,000
Lexington County South Carolina 10 $ 1,569,000 $ 156,000 $ 51,000
Frederick County Virginia 10 $ 1,887,000 $ 188,000 $ 67,000
Manassas County Virginia 10 $ 1,556,000 $ 155,000 $ 57,000
Portsmouth County Virginia 10 $ 1,503,000 $ 150,000 $ 45,000
Berkeley County West Virginia 10 $ 1,530,000 $ 153,000 $ 44,000
Alameda County California 9 $ 2,721,000 $ 302,000 $ 139,000
San Diego County California 9 $ 2,937,000 $ 326,000 $ 82,000
Clay County Florida 9 $ 1,691,000 $ 187,000 $ 69,000
Escambia County Florida 9 $ 1,640,000 $ 182,000 $ 64,000
Lake County Florida 9 $ 1,789,000 $ 198,000 $ 76,000
Pasco County Florida 9 $ 1,617,000 $ 179,000 $ 84,000
Clayton County Georgia 9 $ 1,412,000 $ 156,000 $ 70,000
Henry County Georgia 9 $ 1,718,000 $ 190,000 $ 67,000
Worcester County Maryland 9 $ 1,445,000 $ 160,000 $ 109,000
Nassau County New York 9 $ 3,157,000 $ 350,000 $ 141,000
Brunswick County North Carolina 9 $ 1,564,000 $ 173,000 $ 59,000
Forsyth County North Carolina 9 $ 1,556,000 $ 172,000 $ 50,000
Monroe County Pennsylvania 9 $ 1,618,000 $ 179,000 $ 63,000
Washington County Pennsylvania 9 $ 1,947,000 $ 216,000 $ 73,000
Horry County South Carolina 9 $ 1,628,000 $ 180,000 $ 43,000
Hanover County Virginia 9 $ 1,894,000 $ 210,000 $ 76,000
Louisa County Virginia 9 $ 2,094,000 $ 232,000 $ 129,000
Sacramento County California 8 $ 1,945,000 $ 243,000 $ 63,000
Santa Rosa County Florida 8 $ 1,609,000 $ 201,000 $ 90,000
St. Lucie County Florida 8 $ 1,424,000 $ 178,000 $ 57,000
Barnstable County Massachusetts 8 $ 1,857,000 $ 232,000 $ 65,000
Hennepin County Minnesota 8 $ 1,313,000 $ 164,000 $ 93,000
Orange County New York 8 $ 1,614,000 $ 201,000 $ 117,000
Queens County New York 8 $ 2,596,000 $ 324,000 $ 94,000
Buncombe County North Carolina 8 $ 1,344,000 $ 168,000 $ 43,000
Union County North Carolina 8 $ 1,541,000 $ 192,000 $ 56,000
Adams County Pennsylvania 8 $ 1,426,000 $ 178,000 $ 52,000
Hampton County Virginia 8 $ 1,790,000 $ 223,000 $ 58,000
Fresno County California 7 $ 1,520,000 $ 217,000 $ 73,000
Okaloosa County Florida 7 $ 1,162,000 $ 166,000 $ 57,000
Osceola County Florida 7 $ 1,259,000 $ 179,000 $ 76,000
Will County Illinois 7 $ 896,000 $ 128,000 $ 69,000
Cabarrus County North Carolina 7 $ 1,223,000 $ 174,000 $ 52,000
Iredell County North Carolina 7 $ 1,552,000 $ 221,000 $ 76,000
Armstrong County Pennsylvania 7 $ 668,000 $ 95,000 $ 64,000
Pike County Pennsylvania 7 $ 1,433,000 $ 204,000 $ 72,000
Albemarle County Virginia 7 $ 2,444,000 $ 349,000 $ 78,000
Fauquier County Virginia 7 $ 2,105,000 $ 300,000 $ 88,000
Suffolk County Virginia 7 $ 1,970,000 $ 281,000 $ 67,000
Kern County California 6 $ 1,060,000 $ 176,000 $ 42,000
Stanislaus County California 6 $ 1,409,000 $ 234,000 $ 46,000
Windham County Connecticut 6 $ 1,100,000 $ 183,000 $ 59,000
Muscogee County Georgia 6 $ 920,000 $ 153,000 $ 59,000
Kane County Illinois 6 $ 815,000 $ 135,000 $ 58,000
Caroline County Maryland 6 $ 981,000 $ 163,000 $ 32,000
Hampshire County Massachusetts 6 $ 1,605,000 $ 267,000 $ 70,000
Salem County New Jersey 6 $ 896,000 $ 149,000 $ 81,000
Rockland County New York 6 $ 1,909,000 $ 318,000 $ 176,000
Beaufort County South Carolina 6 $ 1,479,000 $ 246,000 $ 99,000
Richland County South Carolina 6 $ 865,000 $ 144,000 $ 69,000
Williamson County Tennessee 6 $ 1,201,000 $ 200,000 $ 100,000
Culpeper County Virginia 6 $ 1,370,000 $ 228,000 $ 72,000
Orange County Virginia 6 $ 1,006,000 $ 167,000 $ 58,000
San Joaquin County California 5 $ 1,330,000 $ 266,000 $ 104,000
San Mateo County California 5 $ 1,650,000 $ 330,000 $ 67,000
Alachua County Florida 5 $ 1,014,000 $ 202,000 $ 76,000
Bay County Florida 5 $ 859,000 $ 171,000 $ 45,000
Citrus County Florida 5 $ 744,000 $ 148,000 $ 59,000
Leon County Florida 5 $ 825,000 $ 165,000 $ 80,000
Marion County Florida 5 $ 945,000 $ 189,000 $ 52,000
Martin County Florida 5 $ 1,135,000 $ 227,000 $ 75,000
Bibb County Georgia 5 $ 734,000 $ 146,000 $ 50,000
Columbia County Georgia 5 $ 882,000 $ 176,000 $ 36,000
Coweta County Georgia 5 $ 947,000 $ 189,000 $ 43,000
Paulding County Georgia 5 $ 967,000 $ 193,000 $ 60,000
Allegany County Maryland 5 $ 655,000 $ 131,000 $ 55,000
Erie County New York 5 $ 1,010,000 $ 202,000 $ 144,000
Alamance County North Carolina 5 $ 896,000 $ 179,000 $ 70,000
Chatham County North Carolina 5 $ 1,045,000 $ 209,000 $ 59,000
Cumberland County North Carolina 5 $ 1,036,000 $ 207,000 $ 44,000
Gaston County North Carolina 5 $ 693,000 $ 138,000 $ 78,000
Rowan County North Carolina 5 $ 856,000 $ 171,000 $ 32,000
Centre County Pennsylvania 5 $ 727,000 $ 145,000 $ 54,000
Hamilton County Tennessee 5 $ 837,000 $ 167,000 $ 74,000
Montgomery County Tennessee 5 $ 876,000 $ 175,000 $ 48,000
Manassas Park County Virginia 5 $ 1,046,000 $ 209,000 $ 73,000
Pittsylvania County Virginia 5 $ 1,005,000 $ 201,000 $ 74,000
Kent County Delaware 4 $ 898,000 $ 224,000 $ 52,000
Hernando County Florida 4 $ 596,000 $ 149,000 $ 33,000
Barrow County Georgia 4 $ 609,000 $ 152,000 $ 59,000
Bartow County Georgia 4 $ 724,000 $ 181,000 $ 54,000
Fayette County Georgia 4 $ 1,021,000 $ 255,000 $ 101,000
Rockdale County Georgia 4 $ 999,000 $ 249,000 $ 48,000
Wicomico County Maryland 4 $ 742,000 $ 185,000 $ 37,000
Hillsborough County New Hampshire 4 $ 882,000 $ 220,000 $ 49,000
Bronx County New York 4 $ 1,867,000 $ 466,000 $ 98,000
Kings County New York 4 $ 1,750,000 $ 437,000 $ 151,000
Rensselaer County New York 4 $ 625,000 $ 156,000 $ 77,000
Columbus County North Carolina 4 $ 826,000 $ 206,000 $ 18,000
Henderson County North Carolina 4 $ 858,000 $ 214,000 $ 47,000
New Hanover County North Carolina 4 $ 654,000 $ 163,000 $ 68,000
Onslow County North Carolina 4 $ 728,000 $ 182,000 $ 39,000
Carbon County Pennsylvania 4 $ 664,000 $ 166,000 $ 94,000
Huntingdon County Pennsylvania 4 $ 922,000 $ 230,000 $ 128,000
Lycoming County Pennsylvania 4 $ 752,000 $ 188,000 $ 106,000
Schuylkill County Pennsylvania 4 $ 535,000 $ 133,000 $ 65,000
Aiken County South Carolina 4 $ 591,000 $ 147,000 $ 29,000
Anderson County South Carolina 4 $ 726,000 $ 181,000 $ 63,000
Georgetown County South Carolina 4 $ 922,000 $ 230,000 $ 65,000
Pickens County South Carolina 4 $ 730,000 $ 182,000 $ 69,000
Spartanburg County South Carolina 4 $ 617,000 $ 154,000 $ 46,000
Blount County Tennessee 4 $ 695,000 $ 173,000 $ 32,000
Cheatham County Tennessee 4 $ 734,000 $ 183,000 $ 59,000
Knox County Tennessee 4 $ 618,000 $ 154,000 $ 83,000
Maury County Tennessee 4 $ 771,000 $ 192,000 $ 51,000
Sumner County Tennessee 4 $ 949,000 $ 237,000 $ 55,000
Fort Bend County Texas 4 $ 509,000 $ 127,000 $ 98,000
Caroline County Virginia 4 $ 739,000 $ 184,000 $ 26,000
Isle of Wight County Virginia 4 $ 1,075,000 $ 268,000 $ 29,000
King George County Virginia 4 $ 912,000 $ 228,000 $ 66,000
Montgomery County Virginia 4 $ 782,000 $ 195,000 $ 66,000
Roanoke County Virginia 4 $ 675,000 $ 168,000 $ 85,000
Rockingham County Virginia 4 $ 670,000 $ 167,000 $ 111,000
Warren County Virginia 4 $ 1,121,000 $ 280,000 $ 104,000
York County Virginia 4 $ 809,000 $ 202,000 $ 64,000
Escambia County Alabama 3 $ 347,000 $ 115,000 $ 40,000
Contra Costa County California 3 $ 1,211,000 $ 403,000 $ 83,000
San Francisco County California 3 $ 1,045,000 $ 348,000 $ 52,000
Santa Barbara County California 3 $ 923,000 $ 307,000 $ 72,000
Santa Clara County California 3 $ 904,000 $ 301,000 $ 97,000
Tulare County California 3 $ 432,000 $ 144,000 $ 50,000
Manatee County Florida 3 $ 876,000 $ 292,000 $ 85,000
Sarasota County Florida 3 $ 687,000 $ 229,000 $ 108,000
St. Johns County Florida 3 $ 733,000 $ 244,000 $ 41,000
Clarke County Georgia 3 $ 497,000 $ 165,000 $ 38,000
Douglas County Georgia 3 $ 467,000 $ 155,000 $ 44,000
Houston County Georgia 3 $ 572,000 $ 190,000 $ 46,000
Lee County Georgia 3 $ 473,000 $ 157,000 $ 63,000
Newton County Georgia 3 $ 572,000 $ 190,000 $ 26,000
Lake County Illinois 3 $ 523,000 $ 174,000 $ 82,000
McLean County Illinois 3 $ 447,000 $ 149,000 $ 101,000
Talbot County Maryland 3 $ 1,200,000 $ 400,000 $ 85,000
Albany County New York 3 $ 544,000 $ 181,000 $ 63,000
Dutchess County New York 3 $ 733,000 $ 244,000 $ 86,000
Onondaga County New York 3 $ 456,000 $ 152,000 $ 96,000
Saratoga County New York 3 $ 522,000 $ 174,000 $ 93,000
Westchester County New York 3 $ 1,030,000 $ 343,000 $ 179,000
Carteret County North Carolina 3 $ 454,000 $ 151,000 $ 81,000
Craven County North Carolina 3 $ 390,000 $ 130,000 $ 92,000
Franklin County North Carolina 3 $ 440,000 $ 146,000 $ 66,000
Orange County North Carolina 3 $ 555,000 $ 185,000 $ 108,000
Pasquotank County North Carolina 3 $ 572,000 $ 190,000 $ 71,000
Franklin County Ohio 3 $ 435,000 $ 145,000 $ 91,000
Bradford County Pennsylvania 3 $ 479,000 $ 159,000 $ 75,000
Crawford County Pennsylvania 3 $ 621,000 $ 207,000 $ 99,000
Fayette County Pennsylvania 3 $ 261,000 $ 87,000 $ 8,000
Fulton County Pennsylvania 3 $ 469,000 $ 156,000 $ 70,000
Perry County Pennsylvania 3 $ 559,000 $ 186,000 $ 38,000
Dorchester County South Carolina 3 $ 508,000 $ 169,000 $ 103,000
Florence County South Carolina 3 $ 509,000 $ 169,000 $ 83,000
Lancaster County South Carolina 3 $ 493,000 $ 164,000 $ 56,000
Laurens County South Carolina 3 $ 482,000 $ 160,000 $ 33,000
Orangeburg County South Carolina 3 $ 551,000 $ 183,000 $ 96,000
Sumter County South Carolina 3 $ 482,000 $ 160,000 $ 27,000
Robertson County Tennessee 3 $ 584,000 $ 194,000 $ 75,000
Denton County Texas 3 $ 884,000 $ 294,000 $ 47,000
Augusta County Virginia 3 $ 557,000 $ 185,000 $ 79,000
Dinwiddie County Virginia 3 $ 811,000 $ 270,000 $ 0
Fairfax City County Virginia 3 $ 1,069,000 $ 356,000 $ 90,000
Falls Church County Virginia 3 $ 1,050,000 $ 350,000 $ 98,000
Greene County Virginia 3 $ 564,000 $ 188,000 $ 67,000
James City County Virginia 3 $ 588,000 $ 196,000 $ 52,000
Staunton County Virginia 3 $ 522,000 $ 174,000 $ 47,000
Conecuh County Alabama 2 $ 215,000 $ 107,000 $ 51,000
Madison County Alabama 2 $ 290,000 $ 145,000 $ 51,000
Russell County Alabama 2 $ 458,000 $ 229,000 $ 83,000
Solano County California 2 $ 596,000 $ 298,000 $ 68,000
Ventura County California 2 $ 832,000 $ 416,000 $ 216,000
Yolo County California 2 $ 430,000 $ 215,000 $ 40,000
Charlotte County Florida 2 $ 441,000 $ 220,000 $ 65,000
Nassau County Florida 2 $ 386,000 $ 193,000 $ 18,000
Putnam County Florida 2 $ 306,000 $ 153,000 $ 52,000
Appling County Georgia 2 $ 397,000 $ 198,000 $ 92,000
Bulloch County Georgia 2 $ 319,000 $ 159,000 $ 95,000
Catoosa County Georgia 2 $ 270,000 $ 135,000 $ 59,000
Coffee County Georgia 2 $ 297,000 $ 148,000 $ 71,000
Colquitt County Georgia 2 $ 424,000 $ 212,000 $ 0
Glynn County Georgia 2 $ 326,000 $ 163,000 $ 47,000
Gordon County Georgia 2 $ 325,000 $ 162,000 $ 37,000
Hall County Georgia 2 $ 380,000 $ 190,000 $ 96,000
Liberty County Georgia 2 $ 195,000 $ 97,000 $ 86,000
Oconee County Georgia 2 $ 459,000 $ 229,000 $ 77,000
Peach County Georgia 2 $ 297,000 $ 148,000 $ 53,000
Stephens County Georgia 2 $ 320,000 $ 160,000 $ 57,000
Tift County Georgia 2 $ 426,000 $ 213,000 $ 67,000
Walton County Georgia 2 $ 368,000 $ 184,000 $ 62,000
DuPage County Illinois 2 $ 727,000 $ 363,000 $ 169,000
Kendall County Illinois 2 $ 442,000 $ 221,000 $ 88,000
McHenry County Illinois 2 $ 310,000 $ 155,000 $ 71,000
Fayette County Kentucky 2 $ 367,000 $ 183,000 $ 47,000
Kenton County Kentucky 2 $ 299,000 $ 149,000 $ 65,000
Shelby County Kentucky 2 $ 372,000 $ 186,000 $ 32,000
Garrett County Maryland 2 $ 485,000 $ 242,000 $ 95,000
Somerset County Maryland 2 $ 264,000 $ 132,000 $ 71,000
Anoka County Minnesota 2 $ 289,000 $ 144,000 $ 66,000
Dakota County Minnesota 2 $ 584,000 $ 292,000 $ 92,000
Scott County Minnesota 2 $ 417,000 $ 208,000 $ 75,000
Washington County Minnesota 2 $ 402,000 $ 201,000 $ 77,000
Greene County New York 2 $ 343,000 $ 171,000 $ 77,000
Monroe County New York 2 $ 400,000 $ 200,000 $ 135,000
New York County New York 2 $ 936,000 $ 468,000 $ 102,000
Sullivan County New York 2 $ 388,000 $ 194,000 $ 130,000
Moore County North Carolina 2 $ 445,000 $ 222,000 $ 72,000
Person County North Carolina 2 $ 425,000 $ 212,000 $ 40,000
Randolph County North Carolina 2 $ 330,000 $ 165,000 $ 42,000
Robeson County North Carolina 2 $ 351,000 $ 175,000 $ 0
Stokes County North Carolina 2 $ 303,000 $ 151,000 $ 59,000
Wayne County North Carolina 2 $ 272,000 $ 136,000 $ 66,000
Athens County Ohio 2 $ 405,000 $ 202,000 $ 0
Cuyahoga County Ohio 2 $ 191,000 $ 95,000 $ 42,000
Lake County Ohio 2 $ 398,000 $ 199,000 $ 66,000
Licking County Ohio 2 $ 300,000 $ 150,000 $ 87,000
Blair County Pennsylvania 2 $ 284,000 $ 142,000 $ 72,000
Elk County Pennsylvania 2 $ 237,000 $ 118,000 $ 55,000
Erie County Pennsylvania 2 $ 354,000 $ 177,000 $ 67,000
Jefferson County Pennsylvania 2 $ 165,000 $ 82,000 $ 48,000
Northumberland County Pennsylvania 2 $ 329,000 $ 164,000 $ 27,000
Susquehanna County Pennsylvania 2 $ 429,000 $ 214,000 $ 37,000
Union County Pennsylvania 2 $ 413,000 $ 206,000 $ 83,000
Wayne County Pennsylvania 2 $ 324,000 $ 162,000 $ 64,000
Wyoming County Pennsylvania 2 $ 229,000 $ 114,000 $ 69,000
Marion County South Carolina 2 $ 314,000 $ 157,000 $ 57,000
Oconee County South Carolina 2 $ 347,000 $ 173,000 $ 59,000
Williamsburg County South Carolina 2 $ 295,000 $ 147,000 $ 54,000
Bradley County Tennessee 2 $ 349,000 $ 174,000 $ 38,000
Coffee County Tennessee 2 $ 327,000 $ 163,000 $ 58,000
Fayette County Tennessee 2 $ 447,000 $ 223,000 $ 152,000
Loudon County Tennessee 2 $ 470,000 $ 235,000 $ 154,000
McMinn County Tennessee 2 $ 404,000 $ 202,000 $ 41,000
Sullivan County Tennessee 2 $ 324,000 $ 162,000 $ 93,000
Tipton County Tennessee 2 $ 412,000 $ 206,000 $ 32,000
Wilson County Tennessee 2 $ 370,000 $ 185,000 $ 39,000
Bexar County Texas 2 $ 416,000 $ 208,000 $ 91,000
Jefferson County Texas 2 $ 352,000 $ 176,000 $ 94,000
Tarrant County Texas 2 $ 314,000 $ 157,000 $ 28,000
Amherst County Virginia 2 $ 325,000 $ 162,000 $ 30,000
Appomattox County Virginia 2 $ 444,000 $ 222,000 $ 117,000
Campbell County Virginia 2 $ 202,000 $ 101,000 $ 40,000
Franklin County Virginia 2 $ 512,000 $ 256,000 $ 131,000
Fredericksburg County Virginia 2 $ 644,000 $ 322,000 $ 100,000
Madison County Virginia 2 $ 334,000 $ 167,000 $ 70,000
New Kent County Virginia 2 $ 422,000 $ 211,000 $ 55,000
Powhatan County Virginia 2 $ 487,000 $ 243,000 $ 70,000
Roanoke City County Virginia 2 $ 375,000 $ 187,000 $ 39,000
Shenandoah County Virginia 2 $ 360,000 $ 180,000 $ 53,000
Tazewell County Virginia 2 $ 266,000 $ 133,000 $ 66,000
Jefferson County West Virginia 2 $ 544,000 $ 272,000 $ 73,000
Jefferson County Alabama 1 $ 156,000 $ 156,000 $ 131,000
Morgan County Alabama 1 $ 317,000 $ 317,000 $ 0
Shelby County Alabama 1 $ 166,000 $ 166,000 $ 82,000
Tuscaloosa County Alabama 1 $ 166,000 $ 166,000 $ 80,000
Kings County California 1 $ 216,000 $ 216,000 $ 0
Madera County California 1 $ 312,000 $ 312,000 $ 0
Marin County California 1 $ 233,000 $ 233,000 $ 84,000
Merced County California 1 $ 178,000 $ 178,000 $ 65,000
Napa County California 1 $ 376,000 $ 376,000 $ 84,000
Placer County California 1 $ 240,000 $ 240,000 $ 50,000
San Luis Obispo County California 1 $ 409,000 $ 409,000 $ 109,000
Shasta County California 1 $ 226,000 $ 226,000 $ 59,000
Sonoma County California 1 $ 403,000 $ 403,000 $ 204,000
Sutter County California 1 $ 158,000 $ 158,000 $ 37,000
Tuolumne County California 1 $ 398,000 $ 398,000 $ 145,000
Columbia County Florida 1 $ 192,000 $ 192,000 $ 66,000
Flagler County Florida 1 $ 133,000 $ 133,000 $ 43,000
Gulf County Florida 1 $ 272,000 $ 272,000 $ 97,000
Highlands County Florida 1 $ 160,000 $ 160,000 $ 76,000
Indian River County Florida 1 $ 179,000 $ 179,000 $ 92,000
Jackson County Florida 1 $ 209,000 $ 209,000 $ 83,000
Monroe County Florida 1 $ 283,000 $ 283,000 $ 106,000
Taylor County Florida 1 $ 250,000 $ 250,000 $ 149,000
Bryan County Georgia 1 $ 202,000 $ 202,000 $ 0
Burke County Georgia 1 $ 194,000 $ 194,000 $ 106,000
Camden County Georgia 1 $ 148,000 $ 148,000 $ 0
Chattooga County Georgia 1 $ 174,000 $ 174,000 $ 0
Dade County Georgia 1 $ 206,000 $ 206,000 $ 90,000
Emanuel County Georgia 1 $ 186,000 $ 186,000 $ 65,000
Habersham County Georgia 1 $ 242,000 $ 242,000 $ 0
Harris County Georgia 1 $ 198,000 $ 198,000 $ 48,000
Heard County Georgia 1 $ 237,000 $ 237,000 $ 53,000
Jones County Georgia 1 $ 141,000 $ 141,000 $ 0
Laurens County Georgia 1 $ 150,000 $ 150,000 $ 47,000
Long County Georgia 1 $ 171,000 $ 171,000 $ 68,000
Lowndes County Georgia 1 $ 196,000 $ 196,000 $ 105,000
Madison County Georgia 1 $ 166,000 $ 166,000 $ 57,000
Richmond County Georgia 1 $ 53,000 $ 53,000 $ 0
Terrell County Georgia 1 $ 128,000 $ 128,000 $ 43,000
Toombs County Georgia 1 $ 150,000 $ 150,000 $ 62,000
Union County Georgia 1 $ 156,000 $ 156,000 $ 0
Walker County Georgia 1 $ 138,000 $ 138,000 $ 60,000
White County Georgia 1 $ 207,000 $ 207,000 $ 0
Adams County Illinois 1 $ 75,000 $ 75,000 $ 30,000
Carroll County Illinois 1 $ 169,000 $ 169,000 $ 87,000
Champaign County Illinois 1 $ 100,000 $ 100,000 $ 100,000
Grundy County Illinois 1 $ 143,000 $ 143,000 $ 38,000
Jersey County Illinois 1 $ 151,000 $ 151,000 $ 94,000
Madison County Illinois 1 $ 141,000 $ 141,000 $ 0
Monroe County Illinois 1 $ 118,000 $ 118,000 $ 48,000
Winnebago County Illinois 1 $ 197,000 $ 197,000 $ 45,000
Fulton County Indiana 1 $ 233,000 $ 233,000 $ 169,000
Hamilton County Indiana 1 $ 227,000 $ 227,000 $ 109,000
Shelby County Indiana 1 $ 176,000 $ 176,000 $ 110,000
Graves County Kentucky 1 $ 138,000 $ 138,000 $ 71,000
Jefferson County Kentucky 1 $ 149,000 $ 149,000 $ 102,000
Madison County Kentucky 1 $ 167,000 $ 167,000 $ 76,000
Simpson County Kentucky 1 $ 144,000 $ 144,000 $ 68,000
Trigg County Kentucky 1 $ 150,000 $ 150,000 $ 50,000
Warren County Kentucky 1 $ 132,000 $ 132,000 $ 0
Dukes County Massachusetts 1 $ 201,000 $ 201,000 $ 46,000
Crow Wing County Minnesota 1 $ 357,000 $ 357,000 $ 245,000
Lake County Minnesota 1 $ 162,000 $ 162,000 $ 101,000
Ramsey County Minnesota 1 $ 173,000 $ 173,000 $ 67,000
Sherburne County Minnesota 1 $ 235,000 $ 235,000 $ 53,000
St. Louis County Minnesota 1 $ 111,000 $ 111,000 $ 27,000
Stearns County Minnesota 1 $ 140,000 $ 140,000 $ 190,000
Wright County Minnesota 1 $ 144,000 $ 144,000 $ 80,000
Carroll County New Hampshire 1 $ 146,000 $ 146,000 $ 65,000
Cheshire County New Hampshire 1 $ 404,000 $ 404,000 $ 143,000
Rockingham County New Hampshire 1 $ 380,000 $ 380,000 $ 143,000
Broome County New York 1 $ 98,000 $ 98,000 $ 42,000
Clinton County New York 1 $ 154,000 $ 154,000 $ 106,000
Oneida County New York 1 $ 166,000 $ 166,000 $ 98,000
Ontario County New York 1 $ 166,000 $ 166,000 $ 41,000
Oswego County New York 1 $ 180,000 $ 180,000 $ 106,000
Putnam County New York 1 $ 272,000 $ 272,000 $ 138,000
Richmond County New York 1 $ 363,000 $ 363,000 $ 125,000
Schenectady County New York 1 $ 171,000 $ 171,000 $ 49,000
Schoharie County New York 1 $ 192,000 $ 192,000 $ 64,000
St. Lawrence County New York 1 $ 135,000 $ 135,000 $ 78,000
Washington County New York 1 $ 142,000 $ 142,000 $ 36,000
Caldwell County North Carolina 1 $ 120,000 $ 120,000 $ 31,000
Camden County North Carolina 1 $ 237,000 $ 237,000 $ 0
Caswell County North Carolina 1 $ 162,000 $ 162,000 $ 48,000
Cherokee County North Carolina 1 $ 187,000 $ 187,000 $ 52,000
Cleveland County North Carolina 1 $ 151,000 $ 151,000 $ 36,000
Currituck County North Carolina 1 $ 222,000 $ 222,000 $ 73,000
Dare County North Carolina 1 $ 216,000 $ 216,000 $ 73,000
Davidson County North Carolina 1 $ 240,000 $ 240,000 $ 0
Granville County North Carolina 1 $ 144,000 $ 144,000 $ 41,000
Halifax County North Carolina 1 $ 182,000 $ 182,000 $ 61,000
Harnett County North Carolina 1 $ 182,000 $ 182,000 $ 42,000
Haywood County North Carolina 1 $ 164,000 $ 164,000 $ 52,000
Hoke County North Carolina 1 $ 199,000 $ 199,000 $ 92,000
Lee County North Carolina 1 $ 182,000 $ 182,000 $ 101,000
Lenoir County North Carolina 1 $ 199,000 $ 199,000 $ 0
Madison County North Carolina 1 $ 234,000 $ 234,000 $ 88,000
Pender County North Carolina 1 $ 356,000 $ 356,000 $ 76,000
Perquimans County North Carolina 1 $ 135,000 $ 135,000 $ 45,000
Pitt County North Carolina 1 $ 149,000 $ 149,000 $ 114,000
Richmond County North Carolina 1 $ 197,000 $ 197,000 $ 100,000
Stanly County North Carolina 1 $ 224,000 $ 224,000 $ 120,000
Surry County North Carolina 1 $ 162,000 $ 162,000 $ 59,000
Warren County North Carolina 1 $ 161,000 $ 161,000 $ 51,000
Wilson County North Carolina 1 $ 157,000 $ 157,000 $ 107,000
Yadkin County North Carolina 1 $ 172,000 $ 172,000 $ 61,000
Clark County Ohio 1 $ 138,000 $ 138,000 $ 0
Hamilton County Ohio 1 $ 146,000 $ 146,000 $ 45,000
Lucas County Ohio 1 $ 211,000 $ 211,000 $ 101,000
Montgomery County Ohio 1 $ 164,000 $ 164,000 $ 83,000
Stark County Ohio 1 $ 189,000 $ 189,000 $ 76,000
Trumbull County Ohio 1 $ 105,000 $ 105,000 $ 87,000
Warren County Ohio 1 $ 141,000 $ 141,000 $ 29,000
Bedford County Pennsylvania 1 $ 153,000 $ 153,000 $ 64,000
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Mortgage Loan Application Detail Totals for Nfm, Inc. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,522 $1,276,416,000 $231,000 $990,000 $81,000 $1,680,000
Home Purchase 1,248 $255,932,000 $205,000 $900,000 $82,000 $1,038,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,513 $1,019,579,000 $225,000 $990,000 $83,000 $1,680,000
Black or African American 766 $166,365,000 $217,000 $737,000 $68,000 $326,000
Not Provided 765 $174,370,000 $227,000 $856,000 $80,000 $1,038,000
Hispanic 434 $90,874,000 $209,000 $702,000 $69,000 $330,000
Asian 254 $71,122,000 $280,000 $819,000 $96,000 $350,000
Native Hawaiian or Other Pacific Islander 25 $7,006,000 $280,000 $737,000 $101,000 $246,000
American Indian or Alaskan Native 13 $3,032,000 $233,000 $400,000 $63,000 $141,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 4,556 $985,735,000 $216,000 $743,000 $71,000 $598,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,742 $421,185,000 $241,000 $990,000 $114,000 $1,680,000
VA-guaranteed (Veterans Administration) 363 $106,445,000 $293,000 $909,000 $54,000 $301,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 109 $18,983,000 $174,000 $355,000 $50,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,154 $946,261,000 $227,000 $956,000 $85,000 $1,038,000
File Closed For Incompleteness 1,293 $295,537,000 $228,000 $990,000 $72,000 $1,680,000
Application Withdrawn By Applicant 703 $158,306,000 $225,000 $900,000 $81,000 $578,000
Application Denied By Financial Institution 536 $112,821,000 $210,000 $737,000 $71,000 $425,000
Application Approved But Not Accepted 84 $19,423,000 $231,000 $689,000 $88,000 $384,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 25 $5,035,000 $201,000 $402,000 $57,000 $125,000
Debt-To-Income Ratio 18 $3,849,000 $213,000 $520,000 $55,000 $121,000
Collateral 15 $2,761,000 $184,000 $427,000 $79,000 $215,000
Other 7 $1,500,000 $214,000 $406,000 $36,000 $61,000
Unverifiable Information 2 $702,000 $351,000 $520,000 $46,000 $92,000
Employment History 2 $371,000 $185,000 $189,000 $53,000 $59,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfm, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nfm, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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