NFM, Inc Mortgage Lending & HMDA Data, 2017
In 2017, NFM, Inc of Linthicum, MD reported 8,396 mortgage applications totaling $2.0 billion, up 2% from 2016. The average application was for $240,576, and applicants reported an average income of $81,000. 75% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,122), Tampa-St. Petersburg-Clearwater, FL (1,098) and Baltimore-Columbia-Towson, MD (813) (applications in parentheses).
| Mortgage Company & Address | NFM, Inc 1190 Winterson Road, Suite 300 Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 8,396 |
| Total Mortgage Loan Application Amount | $2,019,877,000 |
| Average Mortgage Loan Application Amount | $240,576 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $876,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NFM, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 754 | $ 181,516,000 | $ 240,737 | $ 77,000 |
| Hillsborough, Florida | 584 | $ 144,505,000 | $ 247,440 | $ 92,000 |
| Prince George's, Maryland | 525 | $ 137,823,000 | $ 262,520 | $ 66,000 |
| Franklin, Ohio | 478 | $ 80,738,000 | $ 168,907 | $ 69,000 |
| Pinellas, Florida | 275 | $ 64,001,000 | $ 232,730 | $ 100,000 |
| Montgomery, Maryland | 246 | $ 80,820,000 | $ 328,536 | $ 83,000 |
| Baltimore, Maryland | 223 | $ 52,535,000 | $ 235,582 | $ 80,000 |
| Pasco, Florida | 209 | $ 42,260,000 | $ 202,200 | $ 77,000 |
| Gloucester, New Jersey | 200 | $ 39,633,000 | $ 198,165 | $ 92,000 |
| Henrico, Virginia | 195 | $ 45,573,000 | $ 233,707 | $ 89,000 |
| Anne Arundel, Maryland | 193 | $ 58,589,000 | $ 303,569 | $ 88,000 |
| Baltimore City, Maryland | 161 | $ 34,764,000 | $ 215,925 | $ 80,000 |
| Frederick, Maryland | 151 | $ 38,971,000 | $ 258,086 | $ 82,000 |
| Prince William, Virginia | 143 | $ 39,029,000 | $ 272,930 | $ 64,000 |
| Chesterfield, Virginia | 130 | $ 37,968,000 | $ 292,061 | $ 105,000 |
| Greenville, South Carolina | 117 | $ 25,993,000 | $ 222,162 | $ 79,000 |
| Camden, New Jersey | 96 | $ 16,639,000 | $ 173,322 | $ 85,000 |
| Fairfax, Virginia | 86 | $ 29,133,000 | $ 338,755 | $ 84,000 |
| Richmond City, Virginia | 84 | $ 20,224,000 | $ 240,761 | $ 109,000 |
| Denver, Colorado | 81 | $ 27,108,000 | $ 334,666 | $ 120,000 |
| St. Lucie, Florida | 81 | $ 15,122,000 | $ 186,691 | $ 70,000 |
| Charles, Maryland | 77 | $ 19,202,000 | $ 249,376 | $ 66,000 |
| Howard, Maryland | 76 | $ 24,363,000 | $ 320,565 | $ 88,000 |
| Adams, Colorado | 75 | $ 22,710,000 | $ 302,800 | $ 85,000 |
| Bristol, Massachusetts | 75 | $ 20,282,000 | $ 270,426 | $ 89,000 |
| Douglas, Colorado | 73 | $ 28,420,000 | $ 389,315 | $ 122,000 |
| Plymouth, Massachusetts | 72 | $ 23,810,000 | $ 330,694 | $ 102,000 |
| Davidson, Tennessee | 70 | $ 16,641,000 | $ 237,728 | $ 86,000 |
| Loudoun, Virginia | 70 | $ 22,890,000 | $ 327,000 | $ 73,000 |
| Harford, Maryland | 68 | $ 18,700,000 | $ 275,000 | $ 97,000 |
| Lehigh, Pennsylvania | 68 | $ 8,798,000 | $ 129,382 | $ 38,000 |
| Salem, New Jersey | 63 | $ 9,726,000 | $ 154,380 | $ 61,000 |
| Hanover, Virginia | 63 | $ 16,879,000 | $ 267,920 | $ 96,000 |
| Manatee, Florida | 61 | $ 11,487,000 | $ 188,311 | $ 79,000 |
| Arapahoe, Colorado | 56 | $ 16,822,000 | $ 300,392 | $ 84,000 |
| Burlington, New Jersey | 56 | $ 12,489,000 | $ 223,017 | $ 96,000 |
| Carroll, Maryland | 55 | $ 16,703,000 | $ 303,690 | $ 106,000 |
| Duval, Florida | 54 | $ 10,558,000 | $ 195,518 | $ 96,000 |
| Sarasota, Florida | 54 | $ 13,185,000 | $ 244,166 | $ 80,000 |
| Fairfield, Ohio | 53 | $ 8,622,000 | $ 162,679 | $ 66,000 |
| Jefferson, Colorado | 52 | $ 15,930,000 | $ 306,346 | $ 105,000 |
| Wake, North Carolina | 52 | $ 10,127,000 | $ 194,750 | $ 71,000 |
| Delaware, Ohio | 52 | $ 13,551,000 | $ 260,596 | $ 102,000 |
| District of Columbia, District Of Columbia | 47 | $ 19,009,000 | $ 404,446 | $ 101,000 |
| Lawrence, Ohio | 47 | $ 5,645,000 | $ 120,106 | $ 46,000 |
| Philadelphia, Pennsylvania | 44 | $ 10,045,000 | $ 228,295 | $ 75,000 |
| Spartanburg, South Carolina | 43 | $ 7,267,000 | $ 169,000 | $ 63,000 |
| Spotsylvania, Virginia | 42 | $ 9,554,000 | $ 227,476 | $ 64,000 |
| Brevard, Florida | 40 | $ 6,937,000 | $ 173,425 | $ 54,000 |
| Queen Anne's, Maryland | 37 | $ 12,333,000 | $ 333,324 | $ 111,000 |
| Licking, Ohio | 37 | $ 6,867,000 | $ 185,594 | $ 69,000 |
| Washington, Maryland | 36 | $ 8,350,000 | $ 231,944 | $ 65,000 |
| Hernando, Florida | 34 | $ 7,005,000 | $ 206,029 | $ 81,000 |
| Williamson, Tennessee | 32 | $ 10,705,000 | $ 334,531 | $ 96,000 |
| Anderson, South Carolina | 31 | $ 6,290,000 | $ 202,903 | $ 65,000 |
| Cumberland, New Jersey | 29 | $ 4,027,000 | $ 138,862 | $ 56,000 |
| Pinal, Arizona | 27 | $ 5,259,000 | $ 194,777 | $ 64,000 |
| Albemarle, Virginia | 26 | $ 6,416,000 | $ 246,769 | $ 85,000 |
| Manassas, Virginia | 26 | $ 6,779,000 | $ 260,730 | $ 54,000 |
| Weld, Colorado | 24 | $ 6,412,000 | $ 267,166 | $ 65,000 |
| Johnston, North Carolina | 24 | $ 4,251,000 | $ 177,125 | $ 74,000 |
| Louisa, Virginia | 23 | $ 4,914,000 | $ 213,652 | $ 82,000 |
| Stafford, Virginia | 23 | $ 6,943,000 | $ 301,869 | $ 89,000 |
| Clayton, Georgia | 22 | $ 2,686,000 | $ 122,090 | $ 18,000 |
| Middlesex, New Jersey | 22 | $ 5,558,000 | $ 252,636 | $ 73,000 |
| Orange, Virginia | 22 | $ 5,940,000 | $ 270,000 | $ 88,000 |
| Palm Beach, Florida | 21 | $ 3,883,000 | $ 184,904 | $ 56,000 |
| Pickens, South Carolina | 20 | $ 3,897,000 | $ 194,850 | $ 56,000 |
| Barnstable, Massachusetts | 19 | $ 5,581,000 | $ 293,736 | $ 104,000 |
| Passaic, New Jersey | 19 | $ 5,112,000 | $ 269,052 | $ 78,000 |
| Henry, Georgia | 18 | $ 3,932,000 | $ 218,444 | $ 13,000 |
| Aransas, Texas | 18 | $ 3,493,000 | $ 194,055 | $ 113,000 |
| Calvert, Maryland | 17 | $ 4,356,000 | $ 256,235 | $ 88,000 |
| Bergen, New Jersey | 17 | $ 5,767,000 | $ 339,235 | $ 79,000 |
| Montgomery, Pennsylvania | 17 | $ 3,929,000 | $ 231,117 | $ 106,000 |
| Fulton, Georgia | 16 | $ 2,913,000 | $ 182,062 | $ 41,000 |
| Norfolk, Massachusetts | 16 | $ 5,677,000 | $ 354,812 | $ 91,000 |
| Pickaway, Ohio | 16 | $ 2,556,000 | $ 159,750 | $ 64,000 |
| Delaware, Pennsylvania | 16 | $ 3,371,000 | $ 210,687 | $ 82,000 |
| Broward, Florida | 15 | $ 3,301,000 | $ 220,066 | $ 91,000 |
| Washington, Texas | 15 | $ 2,507,000 | $ 167,133 | $ 82,000 |
| Greene, Virginia | 15 | $ 3,656,000 | $ 243,733 | $ 72,000 |
| St. Johns, Florida | 14 | $ 3,021,000 | $ 215,785 | $ 96,000 |
| Madison, Ohio | 14 | $ 2,114,000 | $ 151,000 | $ 64,000 |
| Maury, Tennessee | 14 | $ 2,475,000 | $ 176,785 | $ 46,000 |
| Culpeper, Virginia | 14 | $ 3,177,000 | $ 226,928 | $ 77,000 |
| Essex, New Jersey | 13 | $ 3,159,000 | $ 243,000 | $ 46,000 |
| Bucks, Pennsylvania | 13 | $ 3,574,000 | $ 274,923 | $ 75,000 |
| York, Pennsylvania | 13 | $ 2,727,000 | $ 209,769 | $ 52,000 |
| Fauquier, Virginia | 13 | $ 3,734,000 | $ 287,230 | $ 53,000 |
| Cabell, West Virginia | 13 | $ 1,645,000 | $ 126,538 | $ 47,000 |
| Pima, Arizona | 12 | $ 2,368,000 | $ 197,333 | $ 56,000 |
| Orange, Florida | 12 | $ 2,567,000 | $ 213,916 | $ 76,000 |
| DeKalb, Georgia | 11 | $ 2,169,000 | $ 197,181 | $ 32,000 |
| Atlantic, New Jersey | 11 | $ 2,706,000 | $ 246,000 | $ 135,000 |
| Franklin, Pennsylvania | 11 | $ 1,771,000 | $ 161,000 | $ 56,000 |
| Providence, Rhode Island | 11 | $ 2,721,000 | $ 247,363 | $ 99,000 |
| Manassas Park, Virginia | 11 | $ 2,525,000 | $ 229,545 | $ 50,000 |
| Wicomico, Maryland | 10 | $ 1,814,000 | $ 181,400 | $ 64,000 |
| Hudson, New Jersey | 10 | $ 3,129,000 | $ 312,900 | $ 78,000 |
| Union, Ohio | 10 | $ 1,749,000 | $ 174,900 | $ 63,000 |
| Luzerne, Pennsylvania | 10 | $ 1,192,000 | $ 119,200 | $ 55,000 |
| Wilson, Tennessee | 10 | $ 2,587,000 | $ 258,700 | $ 63,000 |
| Warren, Virginia | 10 | $ 1,651,000 | $ 165,100 | $ 60,000 |
| Sussex, Delaware | 9 | $ 3,190,000 | $ 354,444 | $ 146,000 |
| Polk, Florida | 9 | $ 1,790,000 | $ 198,888 | $ 62,000 |
| Seminole, Florida | 9 | $ 1,531,000 | $ 170,111 | $ 102,000 |
| Cape May, New Jersey | 9 | $ 2,266,000 | $ 251,777 | $ 171,000 |
| Franklin, North Carolina | 9 | $ 1,542,000 | $ 171,333 | $ 73,000 |
| Laurens, South Carolina | 9 | $ 1,280,000 | $ 142,222 | $ 59,000 |
| Charlottesville, Virginia | 9 | $ 2,169,000 | $ 241,000 | $ 105,000 |
| Fluvanna, Virginia | 9 | $ 1,627,000 | $ 180,777 | $ 80,000 |
| El Paso, Colorado | 8 | $ 2,201,000 | $ 275,125 | $ 81,000 |
| Citrus, Florida | 8 | $ 1,679,000 | $ 209,875 | $ 80,000 |
| Dorchester, Maryland | 8 | $ 1,755,000 | $ 219,375 | $ 73,000 |
| Ocean, New Jersey | 8 | $ 2,167,000 | $ 270,875 | $ 117,000 |
| Arlington, Virginia | 8 | $ 2,672,000 | $ 334,000 | $ 88,000 |
| Madison, Virginia | 8 | $ 2,067,000 | $ 258,375 | $ 81,000 |
| New Kent, Virginia | 8 | $ 1,785,000 | $ 223,125 | $ 113,000 |
| Boulder, Colorado | 7 | $ 2,207,000 | $ 315,285 | $ 141,000 |
| Clay, Florida | 7 | $ 1,215,000 | $ 173,571 | $ 78,000 |
| Martin, Florida | 7 | $ 2,590,000 | $ 370,000 | $ 146,000 |
| Jefferson, Louisiana | 7 | $ 1,158,000 | $ 165,428 | $ 55,000 |
| Union, New Jersey | 7 | $ 2,087,000 | $ 298,142 | $ 105,000 |
| Monroe, Pennsylvania | 7 | $ 1,200,000 | $ 171,428 | $ 61,000 |
| Westmoreland, Pennsylvania | 7 | $ 880,000 | $ 125,714 | $ 17,000 |
| Rutherford, Tennessee | 7 | $ 1,756,000 | $ 250,857 | $ 80,000 |
| Sumner, Tennessee | 7 | $ 1,873,000 | $ 267,571 | $ 65,000 |
| Alexandria, Virginia | 7 | $ 1,622,000 | $ 231,714 | $ 71,000 |
| Powhatan, Virginia | 7 | $ 2,017,000 | $ 288,142 | $ 102,000 |
| Larimer, Colorado | 6 | $ 1,895,000 | $ 315,833 | $ 115,000 |
| Miami-Dade, Florida | 6 | $ 1,617,000 | $ 269,500 | $ 72,000 |
| Gwinnett, Georgia | 6 | $ 1,170,000 | $ 195,000 | $ 38,000 |
| Orleans, Louisiana | 6 | $ 998,000 | $ 166,333 | $ 56,000 |
| Caroline, Maryland | 6 | $ 1,232,000 | $ 205,333 | $ 68,000 |
| Suffolk, Massachusetts | 6 | $ 2,253,000 | $ 375,500 | $ 168,000 |
| Worcester, Massachusetts | 6 | $ 1,748,000 | $ 291,333 | $ 101,000 |
| Nelson, Virginia | 6 | $ 1,018,000 | $ 169,666 | $ 81,000 |
| Orange, California | 5 | $ 3,048,000 | $ 609,600 | $ 103,000 |
| Indian River, Florida | 5 | $ 1,144,000 | $ 228,800 | $ 81,000 |
| St. Mary's, Maryland | 5 | $ 1,120,000 | $ 224,000 | $ 71,000 |
| Talbot, Maryland | 5 | $ 1,575,000 | $ 315,000 | $ 40,000 |
| Worcester, Maryland | 5 | $ 729,000 | $ 145,800 | $ 120,000 |
| Harnett, North Carolina | 5 | $ 882,000 | $ 176,400 | $ 75,000 |
| Iredell, North Carolina | 5 | $ 824,000 | $ 164,800 | $ 32,000 |
| Adams, Pennsylvania | 5 | $ 799,000 | $ 159,800 | $ 58,000 |
| Chester, Pennsylvania | 5 | $ 1,377,000 | $ 275,400 | $ 71,000 |
| Goochland, Virginia | 5 | $ 1,545,000 | $ 309,000 | $ 101,000 |
| King William, Virginia | 5 | $ 1,089,000 | $ 217,800 | $ 55,000 |
| Winchester, Virginia | 5 | $ 1,073,000 | $ 214,600 | $ 57,000 |
| Randolph, West Virginia | 5 | $ 664,000 | $ 132,800 | $ 47,000 |
| Coconino, Arizona | 4 | $ 1,124,000 | $ 281,000 | $ 117,000 |
| Elbert, Colorado | 4 | $ 1,381,000 | $ 345,250 | $ 138,000 |
| Charlotte, Florida | 4 | $ 792,000 | $ 198,000 | $ 81,000 |
| Lake, Florida | 4 | $ 1,232,000 | $ 308,000 | $ 127,000 |
| Osceola, Florida | 4 | $ 677,000 | $ 169,250 | $ 7,000 |
| Sumter, Florida | 4 | $ 764,000 | $ 191,000 | $ 102,000 |
| Volusia, Florida | 4 | $ 828,000 | $ 207,000 | $ 82,000 |
| Cecil, Maryland | 4 | $ 958,000 | $ 239,500 | $ 58,000 |
| Middlesex, Massachusetts | 4 | $ 993,000 | $ 248,250 | $ 128,000 |
| Somerset, New Jersey | 4 | $ 1,204,000 | $ 301,000 | $ 100,000 |
| Durham, North Carolina | 4 | $ 514,000 | $ 128,500 | $ 43,000 |
| Guilford, North Carolina | 4 | $ 713,000 | $ 178,250 | $ 134,000 |
| Moore, North Carolina | 4 | $ 476,000 | $ 119,000 | $ 55,000 |
| Fayette, Ohio | 4 | $ 600,000 | $ 150,000 | $ 56,000 |
| Hamilton, Ohio | 4 | $ 780,000 | $ 195,000 | $ 120,000 |
| Ross, Ohio | 4 | $ 436,000 | $ 109,000 | $ 35,000 |
| Berks, Pennsylvania | 4 | $ 782,000 | $ 195,500 | $ 71,000 |
| Frederick, Virginia | 4 | $ 922,000 | $ 230,500 | $ 23,000 |
| Virginia Beach, Virginia | 4 | $ 1,797,000 | $ 449,250 | $ 294,000 |
| Wayne, West Virginia | 4 | $ 479,000 | $ 119,750 | $ 41,000 |
| Yavapai, Arizona | 3 | $ 823,000 | $ 274,333 | $ 81,000 |
| Park, Colorado | 3 | $ 810,000 | $ 270,000 | $ 66,000 |
| Kent, Delaware | 3 | $ 478,000 | $ 159,333 | $ 91,000 |
| New Castle, Delaware | 3 | $ 972,000 | $ 324,000 | $ 152,000 |
| Collier, Florida | 3 | $ 830,000 | $ 276,666 | $ 110,000 |
| Lee, Florida | 3 | $ 460,000 | $ 153,333 | $ 68,000 |
| Alamance, North Carolina | 3 | $ 598,000 | $ 199,333 | $ 44,000 |
| Nash, North Carolina | 3 | $ 503,000 | $ 167,666 | $ 38,000 |
| Randolph, North Carolina | 3 | $ 408,000 | $ 136,000 | $ 68,000 |
| Stokes, North Carolina | 3 | $ 271,000 | $ 90,333 | $ 42,000 |
| Clark, Ohio | 3 | $ 623,000 | $ 207,666 | $ 97,000 |
| Hocking, Ohio | 3 | $ 489,000 | $ 163,000 | $ 96,000 |
| Knox, Ohio | 3 | $ 579,000 | $ 193,000 | $ 117,000 |
| Morrow, Ohio | 3 | $ 563,000 | $ 187,666 | $ 57,000 |
| Charleston, South Carolina | 3 | $ 1,160,000 | $ 386,666 | $ 73,000 |
| Oconee, South Carolina | 3 | $ 460,000 | $ 153,333 | $ 82,000 |
| Hamilton, Tennessee | 3 | $ 554,000 | $ 184,666 | $ 88,000 |
| Montgomery, Tennessee | 3 | $ 399,000 | $ 133,000 | $ 36,000 |
| Augusta, Virginia | 3 | $ 697,000 | $ 232,333 | $ 53,000 |
| Prince George, Virginia | 3 | $ 590,000 | $ 196,666 | $ 72,000 |
| Westmoreland, Virginia | 3 | $ 501,000 | $ 167,000 | $ 53,000 |
| Kanawha, West Virginia | 3 | $ 294,000 | $ 98,000 | $ 51,000 |
| Putnam, West Virginia | 3 | $ 290,000 | $ 96,666 | $ 45,000 |
| Gila, Arizona | 2 | $ 450,000 | $ 225,000 | $ 48,000 |
| Navajo, Arizona | 2 | $ 282,000 | $ 141,000 | $ 67,000 |
| Broomfield, Colorado | 2 | $ 763,000 | $ 381,500 | $ 115,000 |
| Gilpin, Colorado | 2 | $ 861,000 | $ 430,500 | $ 102,000 |
| Flagler, Florida | 2 | $ 328,000 | $ 164,000 | $ 33,000 |
| Leon, Florida | 2 | $ 222,000 | $ 111,000 | $ 83,000 |
| Marion, Florida | 2 | $ 709,000 | $ 354,500 | $ 153,000 |
| Okeechobee, Florida | 2 | $ 394,000 | $ 197,000 | $ 40,000 |
| Cobb, Georgia | 2 | $ 305,000 | $ 152,500 | $ 0 |
| Newton, Georgia | 2 | $ 302,000 | $ 151,000 | $ 0 |
| St. Charles, Louisiana | 2 | $ 280,000 | $ 140,000 | $ 41,000 |
| Allegany, Maryland | 2 | $ 424,000 | $ 212,000 | $ 78,000 |
| Kent, Maryland | 2 | $ 374,000 | $ 187,000 | $ 80,000 |
| Essex, Massachusetts | 2 | $ 763,000 | $ 381,500 | $ 55,000 |
| Hampden, Massachusetts | 2 | $ 848,000 | $ 424,000 | $ 275,000 |
| Morris, New Jersey | 2 | $ 685,000 | $ 342,500 | $ 97,000 |
| Alexander, North Carolina | 2 | $ 241,000 | $ 120,500 | $ 33,000 |
| Cabarrus, North Carolina | 2 | $ 334,000 | $ 167,000 | $ 32,000 |
| Granville, North Carolina | 2 | $ 308,000 | $ 154,000 | $ 43,000 |
| Lee, North Carolina | 2 | $ 344,000 | $ 172,000 | $ 66,000 |
| Gallia, Ohio | 2 | $ 327,000 | $ 163,500 | $ 44,000 |
| Greene, Ohio | 2 | $ 472,000 | $ 236,000 | $ 86,000 |
| Hancock, Ohio | 2 | $ 385,000 | $ 192,500 | $ 0 |
| Montgomery, Ohio | 2 | $ 297,000 | $ 148,500 | $ 65,000 |
| Morgan, Ohio | 2 | $ 193,000 | $ 96,500 | $ 43,000 |
| Muskingum, Ohio | 2 | $ 171,000 | $ 85,500 | $ 70,000 |
| Warren, Ohio | 2 | $ 786,000 | $ 393,000 | $ 78,000 |
| Dauphin, Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 417,000 |
| Lancaster, Pennsylvania | 2 | $ 505,000 | $ 252,500 | $ 66,000 |
| Horry, South Carolina | 2 | $ 408,000 | $ 204,000 | $ 105,000 |
| Cheatham, Tennessee | 2 | $ 348,000 | $ 174,000 | $ 50,000 |
| Montgomery, Texas | 2 | $ 587,000 | $ 293,500 | $ 122,000 |
| Victoria, Texas | 2 | $ 340,000 | $ 170,000 | $ 235,000 |
| Buckingham, Virginia | 2 | $ 258,000 | $ 129,000 | $ 65,000 |
| Colonial Heights, Virginia | 2 | $ 309,000 | $ 154,500 | $ 72,000 |
| Dinwiddie, Virginia | 2 | $ 280,000 | $ 140,000 | $ 38,000 |
| Hopewell, Virginia | 2 | $ 278,000 | $ 139,000 | $ 62,000 |
| Petersburg, Virginia | 2 | $ 259,000 | $ 129,500 | $ 45,000 |
| Shenandoah, Virginia | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Staunton, Virginia | 2 | $ 324,000 | $ 162,000 | $ 61,000 |
| Barbour, West Virginia | 2 | $ 178,000 | $ 89,000 | $ 13,000 |
| Berkeley, West Virginia | 2 | $ 382,000 | $ 191,000 | $ 52,000 |
| Mason, West Virginia | 2 | $ 178,000 | $ 89,000 | $ 31,000 |
| Upshur, West Virginia | 2 | $ 228,000 | $ 114,000 | $ 22,000 |
| El Dorado, California | 1 | $ 222,000 | $ 222,000 | $ 43,000 |
| Monterey, California | 1 | $ 575,000 | $ 575,000 | $ 275,000 |
| Grand, Colorado | 1 | $ 354,000 | $ 354,000 | $ 203,000 |
| Gunnison, Colorado | 1 | $ 424,000 | $ 424,000 | $ 231,000 |
| Lincoln, Colorado | 1 | $ 163,000 | $ 163,000 | $ 47,000 |
| Pueblo, Colorado | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
| Summit, Colorado | 1 | $ 406,000 | $ 406,000 | $ 417,000 |
| Alachua, Florida | 1 | $ 228,000 | $ 228,000 | $ 64,000 |
| Baker, Florida | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Bradford, Florida | 1 | $ 148,000 | $ 148,000 | $ 66,000 |
| Columbia, Florida | 1 | $ 240,000 | $ 240,000 | $ 104,000 |
| Escambia, Florida | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| Nassau, Florida | 1 | $ 170,000 | $ 170,000 | $ 97,000 |
| Okaloosa, Florida | 1 | $ 239,000 | $ 239,000 | $ 129,000 |
| Walton, Florida | 1 | $ 220,000 | $ 220,000 | $ 131,000 |
| Camden, Georgia | 1 | $ 370,000 | $ 370,000 | $ 123,000 |
| Cherokee, Georgia | 1 | $ 167,000 | $ 167,000 | $ 41,000 |
| Clarke, Georgia | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Fannin, Georgia | 1 | $ 516,000 | $ 516,000 | $ 130,000 |
| Forsyth, Georgia | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Paulding, Georgia | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Putnam, Georgia | 1 | $ 288,000 | $ 288,000 | $ 56,000 |
| DuPage, Illinois | 1 | $ 704,000 | $ 704,000 | $ 206,000 |
| Hancock, Indiana | 1 | $ 147,000 | $ 147,000 | $ 70,000 |
| Jefferson, Indiana | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Morgan, Indiana | 1 | $ 144,000 | $ 144,000 | $ 41,000 |
| Dakota, Minnesota | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Clark, Nevada | 1 | $ 280,000 | $ 280,000 | $ 79,000 |
| Douglas, Nevada | 1 | $ 318,000 | $ 318,000 | $ 80,000 |
| Mercer, New Jersey | 1 | $ 188,000 | $ 188,000 | $ 85,000 |
| Monmouth, New Jersey | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Sussex, New Jersey | 1 | $ 191,000 | $ 191,000 | $ 58,000 |
| Warren, New Jersey | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Alleghany, North Carolina | 1 | $ 131,000 | $ 131,000 | $ 47,000 |
| Brunswick, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 135,000 |
| Chatham, North Carolina | 1 | $ 218,000 | $ 218,000 | $ 79,000 |
| Cleveland, North Carolina | 1 | $ 199,000 | $ 199,000 | $ 48,000 |
| Cumberland, North Carolina | 1 | $ 126,000 | $ 126,000 | $ 41,000 |
| Currituck, North Carolina | 1 | $ 188,000 | $ 188,000 | $ 32,000 |
| Davidson, North Carolina | 1 | $ 111,000 | $ 111,000 | $ 44,000 |
| Davie, North Carolina | 1 | $ 176,000 | $ 176,000 | $ 85,000 |
| Forsyth, North Carolina | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Henderson, North Carolina | 1 | $ 144,000 | $ 144,000 | $ 83,000 |
| Lincoln, North Carolina | 1 | $ 180,000 | $ 180,000 | $ 49,000 |
| Mecklenburg, North Carolina | 1 | $ 242,000 | $ 242,000 | $ 69,000 |
| Person, North Carolina | 1 | $ 162,000 | $ 162,000 | $ 35,000 |
| Pitt, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Rowan, North Carolina | 1 | $ 157,000 | $ 157,000 | $ 67,000 |
| Wilkes, North Carolina | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Yadkin, North Carolina | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| Athens, Ohio | 1 | $ 137,000 | $ 137,000 | $ 53,000 |
| Cuyahoga, Ohio | 1 | $ 59,000 | $ 59,000 | $ 113,000 |
| Lorain, Ohio | 1 | $ 49,000 | $ 49,000 | $ 104,000 |
| Miami, Ohio | 1 | $ 76,000 | $ 76,000 | $ 51,000 |
| Perry, Ohio | 1 | $ 113,000 | $ 113,000 | $ 53,000 |
| Pike, Ohio | 1 | $ 169,000 | $ 169,000 | $ 78,000 |
| Richland, Ohio | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Scioto, Ohio | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Stark, Ohio | 1 | $ 131,000 | $ 131,000 | $ 132,000 |
| Wood, Ohio | 1 | $ 258,000 | $ 258,000 | $ 94,000 |
| Allegheny, Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 164,000 |
| Beaver, Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 65,000 |
| Carbon, Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
| Columbia, Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| Cumberland, Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 114,000 |
| Lawrence, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Northampton, Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Pike, Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 57,000 |
| Kent, Rhode Island | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Abbeville, South Carolina | 1 | $ 97,000 | $ 97,000 | $ 38,000 |
| Berkeley, South Carolina | 1 | $ 290,000 | $ 290,000 | $ 101,000 |
| Greenwood, South Carolina | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Bedford, Tennessee | 1 | $ 219,000 | $ 219,000 | $ 97,000 |
| Blount, Tennessee | 1 | $ 260,000 | $ 260,000 | $ 70,000 |
| Coffee, Tennessee | 1 | $ 149,000 | $ 149,000 | $ 31,000 |
| Greene, Tennessee | 1 | $ 207,000 | $ 207,000 | $ 116,000 |
| Houston, Tennessee | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Knox, Tennessee | 1 | $ 224,000 | $ 224,000 | $ 145,000 |
| Monroe, Tennessee | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Smith, Tennessee | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Burleson, Texas | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| Fort Bend, Texas | 1 | $ 248,000 | $ 248,000 | $ 135,000 |
| Harris, Texas | 1 | $ 250,000 | $ 250,000 | $ 93,000 |
| Hidalgo, Texas | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| San Patricio, Texas | 1 | $ 152,000 | $ 152,000 | $ 200,000 |
| Tarrant, Texas | 1 | $ 615,000 | $ 615,000 | $ 259,000 |
| Alleghany, Virginia | 1 | $ 104,000 | $ 104,000 | $ 25,000 |
| Campbell, Virginia | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Caroline, Virginia | 1 | $ 277,000 | $ 277,000 | $ 139,000 |
| Carroll, Virginia | 1 | $ 73,000 | $ 73,000 | $ 64,000 |
| Cumberland, Virginia | 1 | $ 106,000 | $ 106,000 | $ 52,000 |
| Essex, Virginia | 1 | $ 277,000 | $ 277,000 | $ 74,000 |
| Fairfax City, Virginia | 1 | $ 189,000 | $ 189,000 | $ 54,000 |
| Falls Church, Virginia | 1 | $ 296,000 | $ 296,000 | $ 69,000 |
| Franklin, Virginia | 1 | $ 122,000 | $ 122,000 | $ 90,000 |
| Hampton, Virginia | 1 | $ 99,000 | $ 99,000 | $ 106,000 |
| Henry, Virginia | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
| Highland, Virginia | 1 | $ 236,000 | $ 236,000 | $ 171,000 |
| James City, Virginia | 1 | $ 238,000 | $ 238,000 | $ 117,000 |
| King and Queen, Virginia | 1 | $ 400,000 | $ 400,000 | $ 110,000 |
| Mathews, Virginia | 1 | $ 414,000 | $ 414,000 | $ 126,000 |
| Mecklenburg, Virginia | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Middlesex, Virginia | 1 | $ 159,000 | $ 159,000 | $ 58,000 |
| Newport News, Virginia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Norfolk, Virginia | 1 | $ 250,000 | $ 250,000 | $ 145,000 |
| Northampton, Virginia | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Northumberland, Virginia | 1 | $ 167,000 | $ 167,000 | $ 180,000 |
| Nottoway, Virginia | 1 | $ 72,000 | $ 72,000 | $ 200,000 |
| Salem, Virginia | 1 | $ 313,000 | $ 313,000 | $ 220,000 |
| Suffolk, Virginia | 1 | $ 240,000 | $ 240,000 | $ 121,000 |
| Sussex, Virginia | 1 | $ 93,000 | $ 93,000 | $ 31,000 |
| Waynesboro, Virginia | 1 | $ 237,000 | $ 237,000 | $ 28,000 |
| Pierce, Washington | 1 | $ 219,000 | $ 219,000 | $ 87,000 |
| Boone, West Virginia | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Jackson, West Virginia | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
| Jefferson, West Virginia | 1 | $ 184,000 | $ 184,000 | $ 55,000 |
| Morgan, West Virginia | 1 | $ 146,000 | $ 146,000 | $ 40,000 |
| Raleigh, West Virginia | 1 | $ 62,000 | $ 62,000 | $ 37,000 |
| Tucker, West Virginia | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for NFM, Inc in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,296 | $1,744,380,000 | $239,000 | $1,600,000 | $81,000 | $876,000 |
| Refinancing | 1,100 | $275,497,000 | $250,000 | $1,440,000 | $81,000 | $578,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,126 | $1,230,903,000 | $240,000 | $1,600,000 | $88,000 | $876,000 |
| Hispanic | 1,388 | $331,286,000 | $238,000 | $944,000 | $62,000 | $508,000 |
| Black or African American | 1,053 | $246,370,000 | $233,000 | $1,251,000 | $69,000 | $825,000 |
| Not Provided | 500 | $121,658,000 | $243,000 | $855,000 | $83,000 | $417,000 |
| Asian | 299 | $81,557,000 | $272,000 | $647,000 | $87,000 | $552,000 |
| American Indian or Alaskan Native | 21 | $5,414,000 | $257,000 | $439,000 | $71,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,689,000 | $298,000 | $585,000 | $79,000 | $181,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,326 | $1,069,599,000 | $247,000 | $1,600,000 | $96,000 | $876,000 |
| FHA-insured (Federal Housing Administration) | 3,190 | $718,889,000 | $225,000 | $1,251,000 | $62,000 | $395,000 |
| VA-guaranteed (Veterans Administration) | 690 | $198,424,000 | $287,000 | $748,000 | $81,000 | $358,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 190 | $32,965,000 | $173,000 | $410,000 | $53,000 | $141,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,297 | $1,516,524,000 | $240,000 | $1,600,000 | $87,000 | $876,000 |
| Application Withdrawn By Applicant | 962 | $227,657,000 | $236,000 | $1,180,000 | $69,000 | $465,000 |
| File Closed For Incompleteness | 674 | $168,378,000 | $249,000 | $1,440,000 | $63,000 | $358,000 |
| Application Denied By Financial Institution | 426 | $98,866,000 | $232,000 | $1,129,000 | $52,000 | $466,000 |
| Application Approved But Not Accepted | 37 | $8,452,000 | $228,000 | $424,000 | $82,000 | $382,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 106 | $26,099,000 | $246,000 | $1,129,000 | $44,000 | $278,000 |
| Collateral | 78 | $15,964,000 | $204,000 | $728,000 | $67,000 | $466,000 |
| Credit History | 76 | $17,282,000 | $227,000 | $647,000 | $52,000 | $228,000 |
| Other | 73 | $17,138,000 | $234,000 | $555,000 | $50,000 | $309,000 |
| Employment History | 32 | $7,081,000 | $221,000 | $530,000 | $50,000 | $159,000 |
| Unverifiable Information | 31 | $8,025,000 | $258,000 | $603,000 | $56,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $5,952,000 | $248,000 | $518,000 | $45,000 | $145,000 |
| Credit Application Incomplete | 4 | $866,000 | $216,000 | $342,000 | $16,000 | $52,000 |
| Mortgage Insurance Denied | 2 | $459,000 | $229,000 | $238,000 | $84,000 | $109,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into NFM, Inc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess NFM, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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