Nova Financial & Investment Corporation 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nova Financial & Investment Corporation 6245 E. Broadway Blvd., Suite 400 Tucson, AZ 85711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 40,245 |
| Total Mortgage Loan Application Amount | $10,504,515,000 |
| Average Mortgage Loan Application Amount | $258,000 |
| Highest Mortgage Loan Application Amount | $3,085,000 |
| Average Applicant Income | $101,333 |
| Highest Applicant Income | $6,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Nova Financial & Investment Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nova Financial & Investment Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Nova Financial & Investment Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nova Financial & Investment Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Nova Financial & Investment Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nova Financial & Investment Corporation's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pima County Arizona | 12,806 | $ 2,786,550,000 | $ 217,000 | $ 91,000 |
| Maricopa County Arizona | 10,947 | $ 2,954,985,000 | $ 269,000 | $ 97,000 |
| Clark County Nevada | 2,053 | $ 561,995,000 | $ 273,000 | $ 101,000 |
| Yuma County Arizona | 1,974 | $ 354,370,000 | $ 179,000 | $ 77,000 |
| Pinal County Arizona | 1,543 | $ 326,375,000 | $ 211,000 | $ 73,000 |
| Cochise County Arizona | 1,390 | $ 271,090,000 | $ 195,000 | $ 75,000 |
| Arapahoe County Colorado | 1,137 | $ 371,335,000 | $ 326,000 | $ 119,000 |
| Denver County Colorado | 1,085 | $ 402,605,000 | $ 371,000 | $ 141,000 |
| Jefferson County Colorado | 1,017 | $ 357,945,000 | $ 351,000 | $ 125,000 |
| Douglas County Colorado | 910 | $ 357,990,000 | $ 393,000 | $ 144,000 |
| San Diego County California | 799 | $ 400,085,000 | $ 500,000 | $ 185,000 |
| Adams County Colorado | 571 | $ 177,195,000 | $ 310,000 | $ 102,000 |
| Mohave County Arizona | 374 | $ 70,910,000 | $ 189,000 | $ 84,000 |
| Coconino County Arizona | 323 | $ 98,415,000 | $ 304,000 | $ 132,000 |
| El Paso County Colorado | 280 | $ 85,340,000 | $ 304,000 | $ 94,000 |
| Yavapai County Arizona | 277 | $ 73,975,000 | $ 267,000 | $ 98,000 |
| Boulder County Colorado | 186 | $ 77,540,000 | $ 416,000 | $ 156,000 |
| Harris County Texas | 185 | $ 44,755,000 | $ 241,000 | $ 111,000 |
| Weld County Colorado | 178 | $ 56,020,000 | $ 314,000 | $ 110,000 |
| Santa Cruz County Arizona | 153 | $ 30,455,000 | $ 199,000 | $ 80,000 |
| Navajo County Arizona | 138 | $ 30,060,000 | $ 217,000 | $ 130,000 |
| Graham County Arizona | 116 | $ 22,220,000 | $ 191,000 | $ 77,000 |
| Larimer County Colorado | 113 | $ 35,065,000 | $ 310,000 | $ 111,000 |
| Broomfield County Colorado | 97 | $ 35,225,000 | $ 363,000 | $ 157,000 |
| Marion County Indiana | 90 | $ 21,770,000 | $ 241,000 | $ 126,000 |
| Los Angeles County California | 86 | $ 43,780,000 | $ 509,000 | $ 195,000 |
| La Paz County Arizona | 80 | $ 15,820,000 | $ 197,000 | $ 96,000 |
| Fort Bend County Texas | 79 | $ 23,995,000 | $ 303,000 | $ 195,000 |
| Gila County Arizona | 76 | $ 16,850,000 | $ 221,000 | $ 115,000 |
| Elbert County Colorado | 67 | $ 27,695,000 | $ 413,000 | $ 137,000 |
| Riverside County California | 65 | $ 20,605,000 | $ 317,000 | $ 217,000 |
| Orange County California | 57 | $ 28,995,000 | $ 508,000 | $ 186,000 |
| Summit County Colorado | 41 | $ 17,615,000 | $ 429,000 | $ 284,000 |
| Park County Colorado | 33 | $ 11,445,000 | $ 346,000 | $ 136,000 |
| Grand County Colorado | 27 | $ 12,925,000 | $ 478,000 | $ 479,000 |
| Nye County Nevada | 25 | $ 4,975,000 | $ 199,000 | $ 66,000 |
| Eagle County Colorado | 23 | $ 11,295,000 | $ 491,000 | $ 273,000 |
| San Bernardino County California | 22 | $ 6,980,000 | $ 317,000 | $ 134,000 |
| Pueblo County Colorado | 22 | $ 5,450,000 | $ 247,000 | $ 99,000 |
| Apache County Arizona | 21 | $ 4,085,000 | $ 194,000 | $ 104,000 |
| Hamilton County Indiana | 21 | $ 6,185,000 | $ 294,000 | $ 112,000 |
| Sacramento County California | 18 | $ 6,110,000 | $ 339,000 | $ 103,000 |
| Washoe County Nevada | 18 | $ 5,630,000 | $ 312,000 | $ 173,000 |
| Mesa County Colorado | 16 | $ 5,080,000 | $ 317,000 | $ 128,000 |
| Cook County Illinois | 15 | $ 5,485,000 | $ 365,000 | $ 177,000 |
| King County Washington | 15 | $ 7,555,000 | $ 503,000 | $ 193,000 |
| Santa Clara County California | 14 | $ 11,060,000 | $ 790,000 | $ 246,000 |
| Clear Creek County Colorado | 14 | $ 5,200,000 | $ 371,000 | $ 125,000 |
| Dona Ana County New Mexico | 14 | $ 2,880,000 | $ 205,000 | $ 89,000 |
| Montgomery County Texas | 14 | $ 3,510,000 | $ 250,000 | $ 112,000 |
| Teller County Colorado | 13 | $ 4,395,000 | $ 338,000 | $ 103,000 |
| Alameda County California | 12 | $ 4,790,000 | $ 399,000 | $ 155,000 |
| San Luis Obispo County California | 12 | $ 5,270,000 | $ 439,000 | $ 147,000 |
| Dallas County Texas | 11 | $ 4,185,000 | $ 380,000 | $ 140,000 |
| Gilpin County Colorado | 10 | $ 4,020,000 | $ 402,000 | $ 101,000 |
| Miami-Dade County Florida | 10 | $ 4,090,000 | $ 409,000 | $ 243,000 |
| Williamson County Texas | 10 | $ 3,070,000 | $ 307,000 | $ 121,000 |
| Imperial County California | 9 | $ 1,585,000 | $ 176,000 | $ 70,000 |
| Ventura County California | 9 | $ 4,065,000 | $ 451,000 | $ 171,000 |
| Fremont County Colorado | 9 | $ 1,935,000 | $ 215,000 | $ 93,000 |
| Routt County Colorado | 9 | $ 3,785,000 | $ 420,000 | $ 170,000 |
| Bexar County Texas | 9 | $ 2,035,000 | $ 226,000 | $ 121,000 |
| Collin County Texas | 9 | $ 2,675,000 | $ 297,000 | $ 75,000 |
| Pierce County Washington | 9 | $ 2,725,000 | $ 302,000 | $ 89,000 |
| Monterey County California | 8 | $ 3,570,000 | $ 446,000 | $ 119,000 |
| El Paso County Texas | 8 | $ 1,280,000 | $ 160,000 | $ 77,000 |
| Galveston County Texas | 8 | $ 1,950,000 | $ 243,000 | $ 126,000 |
| Travis County Texas | 8 | $ 3,740,000 | $ 467,000 | $ 211,000 |
| Greenlee County Arizona | 7 | $ 925,000 | $ 132,000 | $ 88,000 |
| Contra Costa County California | 7 | $ 2,545,000 | $ 363,000 | $ 174,000 |
| Brevard County Florida | 7 | $ 1,965,000 | $ 280,000 | $ 154,000 |
| Denton County Texas | 7 | $ 1,885,000 | $ 269,000 | $ 63,000 |
| Tarrant County Texas | 7 | $ 1,075,000 | $ 153,000 | $ 93,000 |
| Kern County California | 6 | $ 1,520,000 | $ 253,000 | $ 86,000 |
| Gunnison County Colorado | 6 | $ 1,800,000 | $ 300,000 | $ 104,000 |
| Johnson County Indiana | 6 | $ 1,350,000 | $ 225,000 | $ 76,000 |
| Bernalillo County New Mexico | 6 | $ 1,630,000 | $ 271,000 | $ 100,000 |
| Marin County California | 5 | $ 4,325,000 | $ 865,000 | $ 286,000 |
| Placer County California | 5 | $ 2,025,000 | $ 405,000 | $ 305,000 |
| San Mateo County California | 5 | $ 3,495,000 | $ 699,000 | $ 244,000 |
| Santa Barbara County California | 5 | $ 2,645,000 | $ 529,000 | $ 129,000 |
| Sutter County California | 5 | $ 1,395,000 | $ 279,000 | $ 148,000 |
| Archuleta County Colorado | 5 | $ 1,045,000 | $ 209,000 | $ 41,000 |
| Chaffee County Colorado | 5 | $ 1,805,000 | $ 361,000 | $ 181,000 |
| Morgan County Colorado | 5 | $ 1,135,000 | $ 227,000 | $ 61,000 |
| Broward County Florida | 5 | $ 2,975,000 | $ 595,000 | $ 277,000 |
| Flagler County Florida | 5 | $ 995,000 | $ 199,000 | $ 77,000 |
| Sandoval County New Mexico | 5 | $ 1,285,000 | $ 257,000 | $ 91,000 |
| Jackson County Oregon | 5 | $ 1,485,000 | $ 297,000 | $ 193,000 |
| Brazoria County Texas | 5 | $ 1,415,000 | $ 283,000 | $ 171,000 |
| McLennan County Texas | 5 | $ 985,000 | $ 197,000 | $ 86,000 |
| Waller County Texas | 5 | $ 2,525,000 | $ 505,000 | $ 281,000 |
| Kane County Utah | 5 | $ 1,095,000 | $ 219,000 | $ 151,000 |
| Summit County Utah | 5 | $ 2,765,000 | $ 553,000 | $ 359,000 |
| Spokane County Washington | 5 | $ 1,095,000 | $ 219,000 | $ 128,000 |
| San Joaquin County California | 4 | $ 900,000 | $ 225,000 | $ 80,000 |
| Yolo County California | 4 | $ 1,150,000 | $ 287,000 | $ 138,000 |
| Kit Carson County Colorado | 4 | $ 770,000 | $ 192,000 | $ 40,000 |
| Lincoln County Colorado | 4 | $ 820,000 | $ 205,000 | $ 148,000 |
| Citrus County Florida | 4 | $ 830,000 | $ 207,000 | $ 206,000 |
| Collier County Florida | 4 | $ 1,560,000 | $ 390,000 | $ 219,000 |
| Hillsborough County Florida | 4 | $ 1,860,000 | $ 465,000 | $ 151,000 |
| Monroe County Florida | 4 | $ 2,890,000 | $ 722,000 | $ 134,000 |
| Pasco County Florida | 4 | $ 1,340,000 | $ 335,000 | $ 110,000 |
| Jefferson County Kentucky | 4 | $ 880,000 | $ 220,000 | $ 141,000 |
| McKinley County New Mexico | 4 | $ 530,000 | $ 132,000 | $ 110,000 |
| Multnomah County Oregon | 4 | $ 950,000 | $ 237,000 | $ 87,000 |
| Lubbock County Texas | 4 | $ 590,000 | $ 147,000 | $ 128,000 |
| Midland County Texas | 4 | $ 1,130,000 | $ 282,000 | $ 133,000 |
| Cache County Utah | 4 | $ 1,960,000 | $ 490,000 | $ 379,000 |
| Clark County Washington | 4 | $ 1,360,000 | $ 340,000 | $ 87,000 |
| Fresno County California | 3 | $ 995,000 | $ 331,000 | $ 82,000 |
| Nevada County California | 3 | $ 1,405,000 | $ 468,000 | $ 193,000 |
| San Francisco County California | 3 | $ 1,935,000 | $ 645,000 | $ 206,000 |
| Solano County California | 3 | $ 735,000 | $ 245,000 | $ 75,000 |
| Sonoma County California | 3 | $ 1,015,000 | $ 338,000 | $ 144,000 |
| Alamosa County Colorado | 3 | $ 535,000 | $ 178,000 | $ 101,000 |
| Garfield County Colorado | 3 | $ 1,375,000 | $ 458,000 | $ 212,000 |
| La Plata County Colorado | 3 | $ 775,000 | $ 258,000 | $ 94,000 |
| Lake County Colorado | 3 | $ 725,000 | $ 241,000 | $ 132,000 |
| Las Animas County Colorado | 3 | $ 585,000 | $ 195,000 | $ 59,000 |
| Phillips County Colorado | 3 | $ 415,000 | $ 138,000 | $ 72,000 |
| Duval County Florida | 3 | $ 315,000 | $ 105,000 | $ 81,000 |
| Manatee County Florida | 3 | $ 895,000 | $ 298,000 | $ 119,000 |
| Lake County Illinois | 3 | $ 875,000 | $ 291,000 | $ 234,000 |
| Douglas County Nevada | 3 | $ 1,235,000 | $ 411,000 | $ 151,000 |
| Santa Fe County New Mexico | 3 | $ 1,205,000 | $ 401,000 | $ 141,000 |
| Douglas County Oregon | 3 | $ 755,000 | $ 251,000 | $ 53,000 |
| Washington County Oregon | 3 | $ 775,000 | $ 258,000 | $ 108,000 |
| Delaware County Pennsylvania | 3 | $ 895,000 | $ 298,000 | $ 145,000 |
| Bell County Texas | 3 | $ 765,000 | $ 255,000 | $ 34,000 |
| Hays County Texas | 3 | $ 1,185,000 | $ 395,000 | $ 212,000 |
| Liberty County Texas | 3 | $ 605,000 | $ 201,000 | $ 78,000 |
| Kitsap County Washington | 3 | $ 955,000 | $ 318,000 | $ 88,000 |
| Thurston County Washington | 3 | $ 915,000 | $ 305,000 | $ 51,000 |
| Whatcom County Washington | 3 | $ 915,000 | $ 305,000 | $ 83,000 |
| Calaveras County California | 2 | $ 1,620,000 | $ 810,000 | $ 211,000 |
| Humboldt County California | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Stanislaus County California | 2 | $ 610,000 | $ 305,000 | $ 99,000 |
| Tehama County California | 2 | $ 500,000 | $ 250,000 | $ 105,000 |
| Bent County Colorado | 2 | $ 70,000 | $ 35,000 | $ 14,000 |
| Custer County Colorado | 2 | $ 540,000 | $ 270,000 | $ 112,000 |
| Montrose County Colorado | 2 | $ 540,000 | $ 270,000 | $ 107,000 |
| Rio Grande County Colorado | 2 | $ 630,000 | $ 315,000 | $ 210,000 |
| San Miguel County Colorado | 2 | $ 640,000 | $ 320,000 | $ 106,000 |
| Charlotte County Florida | 2 | $ 590,000 | $ 295,000 | $ 221,000 |
| Lee County Florida | 2 | $ 610,000 | $ 305,000 | $ 232,000 |
| Marion County Florida | 2 | $ 270,000 | $ 135,000 | $ 48,000 |
| Palm Beach County Florida | 2 | $ 550,000 | $ 275,000 | $ 177,000 |
| Pinellas County Florida | 2 | $ 370,000 | $ 185,000 | $ 29,000 |
| Polk County Florida | 2 | $ 300,000 | $ 150,000 | $ 67,000 |
| Hendricks County Indiana | 2 | $ 450,000 | $ 225,000 | $ 110,000 |
| Lake County Indiana | 2 | $ 490,000 | $ 245,000 | $ 147,000 |
| Shelby County Indiana | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
| Lincoln County Nevada | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| Grant County New Mexico | 2 | $ 320,000 | $ 160,000 | $ 74,000 |
| Hidalgo County New Mexico | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| Otero County New Mexico | 2 | $ 200,000 | $ 100,000 | $ 85,000 |
| San Juan County New Mexico | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Wallowa County Oregon | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Austin County Texas | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Ector County Texas | 2 | $ 490,000 | $ 245,000 | $ 32,000 |
| Guadalupe County Texas | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| Nueces County Texas | 2 | $ 620,000 | $ 310,000 | $ 149,000 |
| Utah County Utah | 2 | $ 620,000 | $ 310,000 | $ 111,000 |
| Washington County Utah | 2 | $ 690,000 | $ 345,000 | $ 131,000 |
| Kittitas County Washington | 2 | $ 960,000 | $ 480,000 | $ 155,000 |
| Mason County Washington | 2 | $ 650,000 | $ 325,000 | $ 78,000 |
| Skagit County Washington | 2 | $ 680,000 | $ 340,000 | $ 84,000 |
| Mendocino County California | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Modoc County California | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Santa Cruz County California | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Siskiyou County California | 1 | $ 385,000 | $ 385,000 | $ 89,000 |
| Tulare County California | 1 | $ 135,000 | $ 135,000 | $ 156,000 |
| Huerfano County Colorado | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Logan County Colorado | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Moffat County Colorado | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Ouray County Colorado | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
| Pitkin County Colorado | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Yuma County Colorado | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Bay County Florida | 1 | $ 315,000 | $ 315,000 | $ 148,000 |
| Escambia County Florida | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Hernando County Florida | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Indian River County Florida | 1 | $ 255,000 | $ 255,000 | $ 134,000 |
| Martin County Florida | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Orange County Florida | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Osceola County Florida | 1 | $ 395,000 | $ 395,000 | $ 60,000 |
| Seminole County Florida | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| St. Lucie County Florida | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Volusia County Florida | 1 | $ 345,000 | $ 345,000 | $ 409,000 |
| Walton County Florida | 1 | $ 1,025,000 | $ 1,025,000 | $ 512,000 |
| DuPage County Illinois | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Sangamon County Illinois | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Allen County Indiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Boone County Indiana | 1 | $ 135,000 | $ 135,000 | $ 151,000 |
| Dearborn County Indiana | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Elkhart County Indiana | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Hancock County Indiana | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Kosciusko County Indiana | 1 | $ 175,000 | $ 175,000 | $ 121,000 |
| Madison County Indiana | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Porter County Indiana | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| St. Joseph County Indiana | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| Steuben County Indiana | 1 | $ 465,000 | $ 465,000 | $ 104,000 |
| Bullitt County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Garrard County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Madison County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Lyon County Nevada | 1 | $ 135,000 | $ 135,000 | $ 385,000 |
| Mineral County Nevada | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| White Pine County Nevada | 1 | $ 245,000 | $ 245,000 | $ 24,000 |
| Catron County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Chaves County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Curry County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Luna County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| San Miguel County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Taos County New Mexico | 1 | $ 445,000 | $ 445,000 | $ 89,000 |
| Valencia County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Clackamas County Oregon | 1 | $ 1,285,000 | $ 1,285,000 | $ 300,000 |
| Clatsop County Oregon | 1 | $ 125,000 | $ 125,000 | $ 300,000 |
| Deschutes County Oregon | 1 | $ 325,000 | $ 325,000 | $ 367,000 |
| Lane County Oregon | 1 | $ 355,000 | $ 355,000 | $ 161,000 |
| Tillamook County Oregon | 1 | $ 295,000 | $ 295,000 | $ 231,000 |
| Umatilla County Oregon | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Franklin County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Montgomery County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 164,000 |
| Burnet County Texas | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Calhoun County Texas | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Comal County Texas | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Grayson County Texas | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Grimes County Texas | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Kaufman County Texas | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Maverick County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| McCulloch County Texas | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Nacogdoches County Texas | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Parker County Texas | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Potter County Texas | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
| Randall County Texas | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Rockwall County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Trinity County Texas | 1 | $ 135,000 | $ 135,000 | $ 309,000 |
| Val Verde County Texas | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Walker County Texas | 1 | $ 125,000 | $ 125,000 | $ 124,000 |
| Wharton County Texas | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Wilson County Texas | 1 | $ 335,000 | $ 335,000 | $ 116,000 |
| Davis County Utah | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 285,000 | $ 285,000 | $ 274,000 |
| Tooele County Utah | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Wasatch County Utah | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| Weber County Utah | 1 | $ 495,000 | $ 495,000 | $ 191,000 |
| Benton County Washington | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Clallam County Washington | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Ferry County Washington | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Franklin County Washington | 1 | $ 445,000 | $ 445,000 | $ 160,000 |
| Jefferson County Washington | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Lewis County Washington | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Wahkiakum County Washington | 1 | $ 75,000 | $ 75,000 | $ 147,000 |
| Walla Walla County Washington | 1 | $ 365,000 | $ 365,000 | $ 70,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,530 | $4,823,360,000 | $260,000 | $3,085,000 | $102,000 | $4,200,000 |
| Home Purchase | 15,116 | $4,057,580,000 | $268,000 | $2,305,000 | $98,000 | $6,600,000 |
| Cash-out Refinancing | 6,599 | $1,623,575,000 | $246,000 | $1,955,000 | $104,000 | $2,100,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 25,951 | $7,163,575,000 | $276,000 | $2,305,000 | $110,000 | $4,200,000 |
| Hispanic | 9,508 | $2,019,750,000 | $212,000 | $3,085,000 | $73,000 | $1,840,000 |
| Not Provided | 2,544 | $704,920,000 | $277,000 | $1,785,000 | $111,000 | $6,600,000 |
| Asian | 956 | $274,970,000 | $287,000 | $1,605,000 | $121,000 | $2,234,000 |
| Black or African American | 910 | $236,170,000 | $259,000 | $945,000 | $82,000 | $648,000 |
| American Indian or Alaskan Native | 197 | $49,775,000 | $252,000 | $1,385,000 | $100,000 | $811,000 |
| Native Hawaiian or Other Pacific Islander | 88 | $24,250,000 | $275,000 | $815,000 | $119,000 | $700,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,167 | $7,997,355,000 | $265,000 | $3,085,000 | $115,000 | $6,600,000 |
| FHA-insured (Federal Housing Administration) | 5,794 | $1,276,760,000 | $220,000 | $745,000 | $60,000 | $1,320,000 |
| VA-guaranteed (Veterans Administration) | 3,992 | $1,179,470,000 | $295,000 | $2,305,000 | $54,000 | $1,194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 292 | $50,930,000 | $174,000 | $555,000 | $51,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 29,718 | $7,839,320,000 | $263,000 | $2,305,000 | $101,000 | $2,681,000 |
| Application Withdrawn By Applicant | 6,741 | $1,732,595,000 | $257,000 | $3,005,000 | $103,000 | $6,600,000 |
| File Closed For Incompleteness | 2,609 | $659,135,000 | $252,000 | $3,085,000 | $100,000 | $2,700,000 |
| Application Denied By Financial Institution | 1,127 | $261,285,000 | $231,000 | $2,005,000 | $82,000 | $1,500,000 |
| Application Approved But Not Accepted | 50 | $12,180,000 | $243,000 | $525,000 | $97,000 | $368,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 39,118 | $10,243,230,000 | $261,000 | $3,085,000 | $101,000 | $6,600,000 |
| Employment History | 273 | $64,985,000 | $238,000 | $745,000 | $76,000 | $463,000 |
| Collateral | 201 | $43,435,000 | $216,000 | $1,335,000 | $94,000 | $1,500,000 |
| Credit History | 195 | $40,895,000 | $209,000 | $1,505,000 | $79,000 | $420,000 |
| Other | 189 | $51,105,000 | $270,000 | $2,005,000 | $98,000 | $1,200,000 |
| Debt-To-Income Ratio | 148 | $32,530,000 | $219,000 | $1,635,000 | $68,000 | $480,000 |
| Unverifiable Information | 81 | $19,245,000 | $237,000 | $715,000 | $82,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 38 | $8,420,000 | $221,000 | $485,000 | $58,000 | $217,000 |
| Mortgage Insurance Denied | 2 | $670,000 | $335,000 | $425,000 | $58,000 | $82,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nova Financial & Investment Corporation's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nova Financial & Investment Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.