Np, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Np, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Np, Inc. E, 4800 N Federal Hwy #200 Boca Raton, FL 33431 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 9,527 |
| Total Mortgage Loan Application Amount | $2,913,095,000 |
| Average Mortgage Loan Application Amount | $302,000 |
| Highest Mortgage Loan Application Amount | $7,505,000 |
| Average Applicant Income | $101,250 |
| Highest Applicant Income | $8,890,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Np, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Np, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Np, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Np, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Np, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Np, Inc.'s mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 881 | $ 313,095,000 | $ 355,000 | $ 181,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 730 | $ 238,440,000 | $ 326,000 | $ 132,000 |
| NA (OUTSIDE OF MSA/MD) | 497 | $ 125,865,000 | $ 246,833 | $ 50,888 |
| COLORADO SPRINGS, CO | 432 | $ 153,650,000 | $ 355,000 | $ 87,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 415 | $ 161,335,000 | $ 388,000 | $ 156,000 |
| NEW YORK-NEWARK, NY | 277 | $ 86,105,000 | $ 263,000 | $ 98,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 276 | $ 101,010,000 | $ 439,666 | $ 41,666 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 214 | $ 58,130,000 | $ 271,000 | $ 40,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 211 | $ 63,615,000 | $ 301,000 | $ 95,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 173 | $ 49,525,000 | $ 286,000 | $ 96,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 165 | $ 43,915,000 | $ 299,000 | $ 21,000 |
| PORT ST. LUCIE, FL | 149 | $ 50,305,000 | $ 337,000 | $ 116,000 |
| DENVER-AURORA-LAKEWOOD, CO | 139 | $ 50,265,000 | $ 361,000 | $ 60,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 125 | $ 33,425,000 | $ 267,000 | $ 17,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 123 | $ 34,795,000 | $ 282,000 | $ 58,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 104 | $ 26,890,000 | $ 258,000 | $ 9,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 103 | $ 31,425,000 | $ 305,000 | $ 18,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 98 | $ 26,370,000 | $ 269,000 | $ 9,000 |
| PHILADELPHIA, PA | 96 | $ 20,810,000 | $ 216,000 | $ 80,000 |
| JACKSONVILLE, FL | 93 | $ 25,645,000 | $ 275,000 | $ 75,000 |
| DALLAS-PLANO-IRVING, TX | 90 | $ 24,620,000 | $ 273,000 | $ 29,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 88 | $ 27,760,000 | $ 315,000 | $ 21,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 87 | $ 21,495,000 | $ 247,000 | $ 66,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 84 | $ 23,050,000 | $ 274,500 | $ 64,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 81 | $ 40,875,000 | $ 540,000 | $ 160,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 80 | $ 22,810,000 | $ 285,000 | $ 12,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 78 | $ 28,020,000 | $ 359,000 | $ 153,000 |
| TACOMA-LAKEWOOD, WA | 72 | $ 21,250,000 | $ 295,000 | $ 16,000 |
| NEWARK, NJ-PA | 69 | $ 22,505,000 | $ 326,000 | $ 98,000 |
| PUEBLO, CO | 64 | $ 16,330,000 | $ 255,000 | $ 70,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 63 | $ 31,175,000 | $ 494,000 | $ 84,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 58 | $ 17,260,000 | $ 293,500 | $ 10,000 |
| RICHMOND, VA | 58 | $ 15,740,000 | $ 271,000 | $ 68,000 |
| ASHEVILLE, NC | 57 | $ 16,025,000 | $ 281,000 | $ 77,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 56 | $ 12,800,000 | $ 228,000 | $ 66,000 |
| CAMDEN, NJ | 51 | $ 12,355,000 | $ 242,000 | $ 49,000 |
| SAN DIEGO-CARLSBAD, CA | 51 | $ 22,755,000 | $ 446,000 | $ 26,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 50 | $ 16,190,000 | $ 323,000 | $ 110,000 |
| BOISE CITY, ID | 49 | $ 17,265,000 | $ 352,000 | $ 77,000 |
| CAPE CORAL-FORT MYERS, FL | 49 | $ 17,535,000 | $ 357,000 | $ 128,000 |
| CHICAGO-NAPERVILLE, IL | 48 | $ 12,430,000 | $ 258,000 | $ 26,000 |
| ALBUQUERQUE, NM | 47 | $ 11,185,000 | $ 237,000 | $ 7,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 47 | $ 12,535,000 | $ 266,000 | $ 21,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 46 | $ 12,000,000 | $ 260,000 | $ 22,000 |
| AUSTIN-ROUND ROCK, TX | 45 | $ 12,255,000 | $ 272,000 | $ 5,000 |
| FAYETTEVILLE, NC | 45 | $ 10,915,000 | $ 242,000 | $ 11,000 |
| RALEIGH, NC | 43 | $ 11,455,000 | $ 266,000 | $ 42,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 42 | $ 14,230,000 | $ 338,000 | $ 110,000 |
| FORT WORTH-ARLINGTON, TX | 41 | $ 11,445,000 | $ 279,000 | $ 17,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 41 | $ 17,895,000 | $ 436,000 | $ 53,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 38 | $ 15,350,000 | $ 403,000 | $ 80,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 37 | $ 10,555,000 | $ 285,000 | $ 78,000 |
| COLUMBIA, SC | 36 | $ 9,930,000 | $ 275,000 | $ 21,000 |
| KILLEEN-TEMPLE, TX | 34 | $ 7,880,000 | $ 231,000 | $ 14,000 |
| SPARTANBURG, SC | 34 | $ 7,030,000 | $ 206,000 | $ 72,000 |
| TUCSON, AZ | 34 | $ 8,480,000 | $ 249,000 | $ 4,000 |
| OKLAHOMA CITY, OK | 33 | $ 9,095,000 | $ 275,000 | $ 2,000 |
| GREELEY, CO | 32 | $ 10,020,000 | $ 313,000 | $ 70,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 32 | $ 8,530,000 | $ 300,500 | $ 24,500 |
| ALBANY-SCHENECTADY-TROY, NY | 31 | $ 6,865,000 | $ 221,000 | $ 95,000 |
| CLARKSVILLE, TN-KY | 31 | $ 6,695,000 | $ 192,000 | $ 5,000 |
| LAKELAND-WINTER HAVEN, FL | 31 | $ 7,615,000 | $ 245,000 | $ 90,000 |
| OLYMPIA-TUMWATER, WA | 30 | $ 9,160,000 | $ 305,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 30 | $ 8,960,000 | $ 298,000 | $ 89,000 |
| ST. LOUIS, MO-IL | 30 | $ 7,070,000 | $ 232,000 | $ 39,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 30 | $ 6,870,000 | $ 229,000 | $ 36,000 |
| DES MOINES-WEST DES MOINES, IA | 29 | $ 6,165,000 | $ 212,000 | $ 9,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 29 | $ 11,775,000 | $ 406,000 | $ 61,000 |
| CINCINNATI, OH-KY-IN | 28 | $ 7,070,000 | $ 277,666 | $ 7,666 |
| COLUMBUS, OH | 28 | $ 6,810,000 | $ 243,000 | $ 20,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 28 | $ 7,910,000 | $ 282,000 | $ 51,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 28 | $ 9,190,000 | $ 328,000 | $ 119,000 |
| HUNTSVILLE, AL | 26 | $ 6,660,000 | $ 256,000 | $ 1,000 |
| NEW ORLEANS-METAIRIE, LA | 26 | $ 6,640,000 | $ 255,000 | $ 265,000 |
| OCALA, FL | 26 | $ 5,350,000 | $ 205,000 | $ 72,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 26 | $ 7,370,000 | $ 283,000 | $ 57,000 |
| PITTSBURGH, PA | 26 | $ 6,800,000 | $ 261,000 | $ 56,000 |
| PROVIDENCE-WARWICK, RI-MA | 26 | $ 6,050,000 | $ 232,000 | $ 32,000 |
| BAKERSFIELD, CA | 25 | $ 6,265,000 | $ 250,000 | $ 29,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 25 | $ 5,645,000 | $ 214,000 | $ 19,000 |
| SPOKANE-SPOKANE VALLEY, WA | 25 | $ 6,965,000 | $ 278,000 | $ 19,000 |
| EL PASO, TX | 23 | $ 5,295,000 | $ 230,000 | $ 2,000 |
| JACKSONVILLE, NC | 23 | $ 5,315,000 | $ 231,000 | $ 6,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 23 | $ 5,805,000 | $ 252,000 | $ 40,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 22 | $ 6,030,000 | $ 247,500 | $ 14,500 |
| BREMERTON-SILVERDALE, WA | 22 | $ 6,530,000 | $ 296,000 | $ 6,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 22 | $ 13,250,000 | $ 602,000 | $ 446,000 |
| PANAMA CITY, FL | 22 | $ 5,950,000 | $ 270,000 | $ 76,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 21 | $ 10,485,000 | $ 499,000 | $ 37,000 |
| KANSAS CITY, MO-KS | 21 | $ 5,485,000 | $ 259,500 | $ 54,000 |
| WILMINGTON, DE-MD-NJ | 21 | $ 5,425,000 | $ 244,666 | $ 45,000 |
| BIRMINGHAM-HOOVER, AL | 20 | $ 5,330,000 | $ 266,000 | $ 35,000 |
| SAVANNAH, GA | 20 | $ 5,210,000 | $ 260,000 | $ 31,000 |
| TULSA, OK | 20 | $ 5,590,000 | $ 279,000 | $ 19,000 |
| WINSTON-SALEM, NC | 20 | $ 5,250,000 | $ 262,000 | $ 29,000 |
| VALLEJO-FAIRFIELD, CA | 19 | $ 6,345,000 | $ 333,000 | $ 20,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 18 | $ 4,760,000 | $ 306,000 | $ 108,000 |
| CLEVELAND-ELYRIA, OH | 18 | $ 4,500,000 | $ 250,000 | $ 19,000 |
| FRESNO, CA | 18 | $ 4,680,000 | $ 260,000 | $ 9,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 18 | $ 4,600,000 | $ 255,000 | $ 61,000 |
| KNOXVILLE, TN | 18 | $ 4,680,000 | $ 260,000 | $ 11,000 |
| MEMPHIS, TN-MS-AR | 18 | $ 4,550,000 | $ 247,500 | $ 0 |
| KENNEWICK-RICHLAND, WA | 17 | $ 4,915,000 | $ 289,000 | $ 28,000 |
| CORPUS CHRISTI, TX | 15 | $ 3,485,000 | $ 232,000 | $ 7,000 |
| MANCHESTER-NASHUA, NH | 15 | $ 3,395,000 | $ 226,000 | $ 43,000 |
| PUNTA GORDA, FL | 15 | $ 5,905,000 | $ 393,000 | $ 669,000 |
| MONTGOMERY, AL | 14 | $ 3,390,000 | $ 242,000 | $ 5,000 |
| SANTA ROSA, CA | 14 | $ 5,960,000 | $ 425,000 | $ 48,000 |
| DURHAM-CHAPEL HILL, NC | 13 | $ 3,345,000 | $ 257,000 | $ 41,000 |
| GARY, IN | 13 | $ 2,765,000 | $ 212,000 | $ 10,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 13 | $ 3,945,000 | $ 303,000 | $ 11,000 |
| RENO, NV | 13 | $ 3,905,000 | $ 300,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 13 | $ 3,375,000 | $ 259,000 | $ 11,000 |
| BATON ROUGE, LA | 12 | $ 2,570,000 | $ 214,000 | $ 3,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 12 | $ 2,630,000 | $ 219,000 | $ 13,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 12 | $ 3,290,000 | $ 274,000 | $ 36,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 12 | $ 3,610,000 | $ 300,000 | $ 61,000 |
| MODESTO, CA | 12 | $ 3,330,000 | $ 277,000 | $ 4,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 4,900,000 | $ 408,000 | $ 12,000 |
| READING, PA | 12 | $ 2,740,000 | $ 228,000 | $ 71,000 |
| WILMINGTON, NC | 12 | $ 5,190,000 | $ 432,000 | $ 111,000 |
| YORK-HANOVER, PA | 12 | $ 2,470,000 | $ 205,000 | $ 61,000 |
| DOVER, DE | 11 | $ 3,275,000 | $ 297,000 | $ 23,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 11 | $ 2,295,000 | $ 208,000 | $ 0 |
| GAINESVILLE, GA | 11 | $ 3,455,000 | $ 314,000 | $ 67,000 |
| GREENSBORO-HIGH POINT, NC | 11 | $ 2,825,000 | $ 256,000 | $ 20,000 |
| PORTLAND-SOUTH PORTLAND, ME | 11 | $ 2,895,000 | $ 263,000 | $ 54,000 |
| STOCKTON-LODI, CA | 11 | $ 3,605,000 | $ 327,000 | $ 14,000 |
| ANCHORAGE, AK | 10 | $ 3,070,000 | $ 307,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 10 | $ 2,920,000 | $ 292,000 | $ 117,000 |
| LAWTON, OK | 10 | $ 2,280,000 | $ 228,000 | $ 7,000 |
| MEDFORD, OR | 10 | $ 2,490,000 | $ 249,000 | $ 0 |
| SALEM, OR | 10 | $ 3,040,000 | $ 304,000 | $ 3,000 |
| SALISBURY, MD-DE | 10 | $ 2,800,000 | $ 280,000 | $ 85,000 |
| BEAUMONT-PORT ARTHUR, TX | 9 | $ 2,215,000 | $ 246,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 9 | $ 2,035,000 | $ 265,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 9 | $ 2,065,000 | $ 229,000 | $ 47,000 |
| FORT COLLINS, CO | 9 | $ 3,085,000 | $ 342,000 | $ 55,000 |
| HINESVILLE, GA | 9 | $ 2,095,000 | $ 232,000 | $ 9,000 |
| LAFAYETTE, LA | 9 | $ 2,415,000 | $ 268,000 | $ 4,000 |
| ROANOKE, VA | 9 | $ 2,295,000 | $ 255,000 | $ 23,000 |
| WARNER ROBINS, GA | 9 | $ 2,615,000 | $ 290,000 | $ 0 |
| WORCESTER, MA-CT | 9 | $ 2,485,000 | $ 272,000 | $ 0 |
| ELGIN, IL | 8 | $ 2,300,000 | $ 287,000 | $ 11,000 |
| GOLDSBORO, NC | 8 | $ 2,180,000 | $ 272,000 | $ 0 |
| MANHATTAN, KS | 8 | $ 1,660,000 | $ 207,000 | $ 35,000 |
| MOBILE, AL | 8 | $ 1,910,000 | $ 238,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 8 | $ 2,150,000 | $ 268,000 | $ 81,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 8 | $ 2,860,000 | $ 357,000 | $ 7,000 |
| TRENTON, NJ | 8 | $ 2,540,000 | $ 317,000 | $ 132,000 |
| VALDOSTA, GA | 8 | $ 2,070,000 | $ 258,000 | $ 63,000 |
| YUMA, AZ | 8 | $ 1,720,000 | $ 215,000 | $ 7,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 7 | $ 2,835,000 | $ 405,000 | $ 149,000 |
| COLUMBUS, GA-AL | 7 | $ 2,115,000 | $ 302,000 | $ 0 |
| GLENS FALLS, NY | 7 | $ 1,095,000 | $ 156,000 | $ 48,000 |
| HICKORY-LENOIR-MORGANTON, NC | 7 | $ 1,545,000 | $ 220,000 | $ 62,000 |
| LANCASTER, PA | 7 | $ 2,035,000 | $ 290,000 | $ 51,000 |
| LONGVIEW, WA | 7 | $ 1,715,000 | $ 245,000 | $ 11,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7 | $ 2,735,000 | $ 390,000 | $ 40,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 7 | $ 2,395,000 | $ 342,000 | $ 72,000 |
| SIERRA VISTA-DOUGLAS, AZ | 7 | $ 1,635,000 | $ 233,000 | $ 21,000 |
| TUSCALOOSA, AL | 7 | $ 1,435,000 | $ 205,000 | $ 33,000 |
| BOULDER, CO | 6 | $ 2,660,000 | $ 443,000 | $ 114,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 6 | $ 1,530,000 | $ 255,000 | $ 0 |
| CHATTANOOGA, TN-GA | 6 | $ 1,480,000 | $ 282,000 | $ 13,000 |
| EUGENE, OR | 6 | $ 1,530,000 | $ 255,000 | $ 0 |
| FORT WAYNE, IN | 6 | $ 1,520,000 | $ 253,000 | $ 0 |
| GAINESVILLE, FL | 6 | $ 1,570,000 | $ 261,000 | $ 116,000 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 1,360,000 | $ 226,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 6 | $ 1,500,000 | $ 250,000 | $ 41,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 6 | $ 1,310,000 | $ 218,000 | $ 13,000 |
| MIDLAND, TX | 6 | $ 1,810,000 | $ 301,000 | $ 0 |
| OCEAN CITY, NJ | 6 | $ 1,500,000 | $ 250,000 | $ 43,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6 | $ 1,290,000 | $ 215,000 | $ 12,000 |
| REDDING, CA | 6 | $ 1,790,000 | $ 298,000 | $ 7,000 |
| SALINAS, CA | 6 | $ 2,640,000 | $ 440,000 | $ 20,000 |
| WICHITA, KS | 6 | $ 1,300,000 | $ 216,000 | $ 0 |
| YUBA CITY, CA | 6 | $ 1,770,000 | $ 295,000 | $ 0 |
| ABILENE, TX | 5 | $ 1,225,000 | $ 245,000 | $ 0 |
| CHICO, CA | 5 | $ 1,325,000 | $ 265,000 | $ 20,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 1,545,000 | $ 309,000 | $ 171,000 |
| DUBUQUE, IA | 5 | $ 1,145,000 | $ 229,000 | $ 0 |
| DULUTH, MN-WI | 5 | $ 1,475,000 | $ 295,000 | $ 46,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 5 | $ 1,235,000 | $ 247,000 | $ 24,000 |
| HANFORD-CORCORAN, CA | 5 | $ 1,395,000 | $ 279,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 5 | $ 1,215,000 | $ 243,000 | $ 17,000 |
| JACKSON, MS | 5 | $ 995,000 | $ 199,000 | $ 8,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 1,215,000 | $ 243,000 | $ 8,000 |
| LAKE CHARLES, LA | 5 | $ 1,125,000 | $ 225,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 5 | $ 1,115,000 | $ 223,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 5 | $ 1,045,000 | $ 209,000 | $ 0 |
| MERCED, CA | 5 | $ 1,325,000 | $ 265,000 | $ 15,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 1,395,000 | $ 279,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 5 | $ 1,855,000 | $ 371,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 5 | $ 1,375,000 | $ 275,000 | $ 0 |
| SEBRING, FL | 5 | $ 1,205,000 | $ 241,000 | $ 61,000 |
| TOLEDO, OH | 5 | $ 1,105,000 | $ 221,000 | $ 45,000 |
| VISALIA-PORTERVILLE, CA | 5 | $ 1,095,000 | $ 219,000 | $ 17,000 |
| WATERLOO-CEDAR FALLS, IA | 5 | $ 805,000 | $ 161,000 | $ 0 |
| YAKIMA, WA | 5 | $ 985,000 | $ 197,000 | $ 11,000 |
| ALBANY, OR | 4 | $ 1,060,000 | $ 265,000 | $ 5,000 |
| AMARILLO, TX | 4 | $ 960,000 | $ 240,000 | $ 0 |
| AMES, IA | 4 | $ 890,000 | $ 222,000 | $ 0 |
| BELLINGHAM, WA | 4 | $ 1,230,000 | $ 307,000 | $ 0 |
| CARBONDALE-MARION, IL | 4 | $ 850,000 | $ 212,000 | $ 0 |
| CEDAR RAPIDS, IA | 4 | $ 840,000 | $ 210,000 | $ 12,000 |
| COEUR D'ALENE, ID | 4 | $ 1,120,000 | $ 280,000 | $ 33,000 |
| DOTHAN, AL | 4 | $ 840,000 | $ 210,000 | $ 0 |
| EAST STROUDSBURG, PA | 4 | $ 1,190,000 | $ 297,000 | $ 72,000 |
| GRAND JUNCTION, CO | 4 | $ 960,000 | $ 240,000 | $ 19,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 1,060,000 | $ 265,000 | $ 0 |
| JOHNSON CITY, TN | 4 | $ 1,210,000 | $ 302,000 | $ 0 |
| LAREDO, TX | 4 | $ 940,000 | $ 235,000 | $ 0 |
| LAS CRUCES, NM | 4 | $ 800,000 | $ 200,000 | $ 0 |
| LYNCHBURG, VA | 4 | $ 760,000 | $ 190,000 | $ 10,000 |
| MACON-BIBB COUNTY, GA | 4 | $ 970,000 | $ 242,000 | $ 13,000 |
| NEW BERN, NC | 4 | $ 900,000 | $ 225,000 | $ 0 |
| PEORIA, IL | 4 | $ 1,050,000 | $ 262,000 | $ 0 |
| SHERMAN-DENISON, TX | 4 | $ 900,000 | $ 225,000 | $ 15,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 650,000 | $ 143,000 | $ 93,000 |
| SUMTER, SC | 4 | $ 890,000 | $ 222,000 | $ 0 |
| THE VILLAGES, FL | 4 | $ 890,000 | $ 222,000 | $ 32,000 |
| ALBANY, GA | 3 | $ 715,000 | $ 238,000 | $ 45,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 825,000 | $ 275,000 | $ 51,000 |
| BOSTON, MA | 3 | $ 1,235,000 | $ 411,000 | $ 163,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 655,000 | $ 218,000 | $ 26,000 |
| BRUNSWICK, GA | 3 | $ 645,000 | $ 215,000 | $ 44,000 |
| CANTON-MASSILLON, OH | 3 | $ 785,000 | $ 261,000 | $ 0 |
| CARSON CITY, NV | 3 | $ 675,000 | $ 225,000 | $ 22,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 985,000 | $ 328,000 | $ 33,000 |
| FLINT, MI | 3 | $ 745,000 | $ 248,000 | $ 43,000 |
| FLORENCE, SC | 3 | $ 635,000 | $ 211,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 715,000 | $ 250,000 | $ 0 |
| LANSING-EAST LANSING, MI | 3 | $ 495,000 | $ 165,000 | $ 31,000 |
| LEBANON, PA | 3 | $ 735,000 | $ 245,000 | $ 23,000 |
| MORRISTOWN, TN | 3 | $ 725,000 | $ 241,000 | $ 0 |
| ROME, GA | 3 | $ 565,000 | $ 188,000 | $ 0 |
| SPRINGFIELD, MA | 3 | $ 665,000 | $ 221,000 | $ 0 |
| TEXARKANA, TX-AR | 3 | $ 805,000 | $ 268,000 | $ 0 |
| WACO, TX | 3 | $ 785,000 | $ 261,000 | $ 0 |
| WINCHESTER, VA-WV | 3 | $ 795,000 | $ 265,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 715,000 | $ 222,500 | $ 31,000 |
| AUBURN-OPELIKA, AL | 2 | $ 400,000 | $ 200,000 | $ 92,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 490,000 | $ 245,000 | $ 38,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 2 | $ 350,000 | $ 175,000 | $ 72,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 600,000 | $ 300,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 610,000 | $ 305,000 | $ 0 |
| CLEVELAND, TN | 2 | $ 420,000 | $ 210,000 | $ 41,000 |
| DECATUR, AL | 2 | $ 470,000 | $ 235,000 | $ 0 |
| EVANSVILLE, IN-KY | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| FAIRBANKS, AK | 2 | $ 510,000 | $ 255,000 | $ 0 |
| FARGO, ND-MN | 2 | $ 490,000 | $ 245,000 | $ 0 |
| GADSDEN, AL | 2 | $ 430,000 | $ 215,000 | $ 64,000 |
| GETTYSBURG, PA | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| GRANTS PASS, OR | 2 | $ 480,000 | $ 240,000 | $ 0 |
| GREENVILLE, NC | 2 | $ 540,000 | $ 270,000 | $ 42,000 |
| IDAHO FALLS, ID | 2 | $ 570,000 | $ 285,000 | $ 116,000 |
| IOWA CITY, IA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 660,000 | $ 330,000 | $ 0 |
| LEWISTON-AUBURN, ME | 2 | $ 360,000 | $ 180,000 | $ 0 |
| LONGVIEW, TX | 2 | $ 430,000 | $ 215,000 | $ 0 |
| LUBBOCK, TX | 2 | $ 580,000 | $ 290,000 | $ 0 |
| MADERA, CA | 2 | $ 460,000 | $ 230,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 440,000 | $ 220,000 | $ 23,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 460,000 | $ 230,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 550,000 | $ 275,000 | $ 0 |
| MONROE, LA | 2 | $ 390,000 | $ 195,000 | $ 0 |
| MUNCIE, IN | 2 | $ 710,000 | $ 355,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 2 | $ 420,000 | $ 210,000 | $ 0 |
| ODESSA, TX | 2 | $ 540,000 | $ 270,000 | $ 43,000 |
| ROCHESTER, MN | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| SALT LAKE CITY, UT | 2 | $ 1,610,000 | $ 805,000 | $ 1,044,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 1,270,000 | $ 635,000 | $ 0 |
| SPRINGFIELD, MO | 2 | $ 500,000 | $ 250,000 | $ 73,000 |
| TALLAHASSEE, FL | 2 | $ 650,000 | $ 325,000 | $ 72,000 |
| TOPEKA, KS | 2 | $ 440,000 | $ 220,000 | $ 0 |
| TYLER, TX | 2 | $ 360,000 | $ 180,000 | $ 37,000 |
| UTICA-ROME, NY | 2 | $ 290,000 | $ 145,000 | $ 109,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 430,000 | $ 215,000 | $ 0 |
| WENATCHEE, WA | 2 | $ 420,000 | $ 210,000 | $ 15,000 |
| AKRON, OH | 1 | $ 205,000 | $ 205,000 | $ 0 |
| ALEXANDRIA, LA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 335,000 | $ 335,000 | $ 0 |
| BANGOR, ME | 1 | $ 255,000 | $ 255,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 275,000 | $ 275,000 | $ 0 |
| BAY CITY, MI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| BEND-REDMOND, OR | 1 | $ 265,000 | $ 265,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| BOWLING GREEN, KY | 1 | $ 335,000 | $ 335,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| CHARLOTTESVILLE, VA | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| CHEYENNE, WY | 1 | $ 215,000 | $ 215,000 | $ 0 |
| COLUMBIA, MO | 1 | $ 165,000 | $ 165,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| CORVALLIS, OR | 1 | $ 245,000 | $ 245,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 225,000 | $ 225,000 | $ 0 |
| DALTON, GA | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| EL CENTRO, CA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 125,000 | $ 125,000 | $ 160,000 |
| ERIE, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| FARMINGTON, NM | 1 | $ 215,000 | $ 215,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 185,000 | $ 185,000 | $ 0 |
| HAMMOND, LA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 195,000 | $ 195,000 | $ 143,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| JACKSON, MI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| KANKAKEE, IL | 1 | $ 385,000 | $ 385,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 425,000 | $ 425,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| MIDLAND, MI | 1 | $ 265,000 | $ 265,000 | $ 0 |
| MONROE, MI | 1 | $ 315,000 | $ 315,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 405,000 | $ 405,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 355,000 | $ 355,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 195,000 | $ 195,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 245,000 | $ 245,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| SAN RAFAEL, CA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 155,000 | $ 155,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 215,000 | $ 215,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| SYRACUSE, NY | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| TERRE HAUTE, IN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| TWIN FALLS, ID | 1 | $ 425,000 | $ 425,000 | $ 0 |
| VICTORIA, TX | 1 | $ 255,000 | $ 255,000 | $ 0 |
| WALLA WALLA, WA | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| WAUSAU, WI | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 195,000 | $ 195,000 | $ 0 |
Mortgage Loan Application Detail Totals for Np, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,334 | $1,822,290,000 | $287,000 | $7,505,000 | $49,000 | $8,890,000 |
| Home Purchase | 3,053 | $1,046,745,000 | $342,000 | $3,605,000 | $133,000 | $6,690,000 |
| Cash-out Refinancing | 119 | $38,715,000 | $325,000 | $905,000 | $131,000 | $1,800,000 |
| Home Improvement | 21 | $5,345,000 | $254,000 | $435,000 | $92,000 | $201,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,754 | $1,769,620,000 | $307,000 | $7,505,000 | $87,000 | $8,890,000 |
| Black or African American | 1,296 | $368,620,000 | $284,000 | $3,645,000 | $46,000 | $890,000 |
| Hispanic | 1,218 | $374,350,000 | $307,000 | $3,085,000 | $77,000 | $1,507,000 |
| Not Provided | 959 | $307,395,000 | $320,000 | $1,655,000 | $57,000 | $2,168,000 |
| Asian | 260 | $80,520,000 | $309,000 | $715,000 | $102,000 | $1,680,000 |
| American Indian or Alaskan Native | 26 | $7,300,000 | $280,000 | $475,000 | $26,000 | $131,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,455,000 | $342,000 | $835,000 | $22,000 | $125,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 4,286 | $1,236,410,000 | $288,000 | $1,145,000 | $7,000 | $726,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,209 | $1,379,485,000 | $327,000 | $7,505,000 | $150,000 | $8,890,000 |
| FHA-insured (Federal Housing Administration) | 1,015 | $293,595,000 | $289,000 | $1,275,000 | $75,000 | $621,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $3,605,000 | $212,000 | $275,000 | $56,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,255 | $1,906,795,000 | $304,000 | $3,645,000 | $78,000 | $5,280,000 |
| Application Withdrawn By Applicant | 1,597 | $489,525,000 | $306,000 | $7,505,000 | $70,000 | $4,400,000 |
| Application Denied By Financial Institution | 690 | $218,330,000 | $316,000 | $2,145,000 | $103,000 | $8,890,000 |
| Application Approved But Not Accepted | 615 | $180,145,000 | $292,000 | $1,845,000 | $52,000 | $1,001,000 |
| File Closed For Incompleteness | 370 | $118,300,000 | $319,000 | $2,465,000 | $99,000 | $6,690,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,837 | $2,694,765,000 | $304,000 | $7,505,000 | $75,000 | $6,690,000 |
| Debt-To-Income Ratio | 213 | $68,145,000 | $319,000 | $1,505,000 | $83,000 | $839,000 |
| Collateral | 162 | $52,290,000 | $322,000 | $1,305,000 | $113,000 | $1,507,000 |
| Credit History | 128 | $37,730,000 | $294,000 | $1,365,000 | $70,000 | $754,000 |
| Other | 64 | $20,050,000 | $313,000 | $825,000 | $88,000 | $376,000 |
| Unverifiable Information | 52 | $16,770,000 | $322,000 | $1,025,000 | $105,000 | $887,000 |
| Employment History | 38 | $11,990,000 | $315,000 | $655,000 | $71,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $6,830,000 | $284,000 | $545,000 | $106,000 | $363,000 |
| Credit Application Incomplete | 9 | $4,525,000 | $502,000 | $2,145,000 | $1,075,000 | $8,890,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Np, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Np, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.