Ntfn, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Ntfn, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ntfn, Inc. 700 State Highway 121, Suite 100 Plano, TX 75067 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 5,533 |
| Total Mortgage Loan Application Amount | $1,467,075,000 |
| Average Mortgage Loan Application Amount | $262,750 |
| Highest Mortgage Loan Application Amount | $2,705,000 |
| Average Applicant Income | $126,750 |
| Highest Applicant Income | $5,561,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Ntfn, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ntfn, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Ntfn, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ntfn, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ntfn, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ntfn, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 447 | $ 131,075,000 | $ 293,000 | $ 167,000 |
| Calcasieu County Louisiana | 398 | $ 82,170,000 | $ 206,000 | $ 87,000 |
| Berkeley County South Carolina | 393 | $ 97,745,000 | $ 248,000 | $ 94,000 |
| Denton County Texas | 304 | $ 99,260,000 | $ 326,000 | $ 142,000 |
| Dallas County Texas | 293 | $ 112,315,000 | $ 383,000 | $ 174,000 |
| Dorchester County South Carolina | 250 | $ 57,560,000 | $ 230,000 | $ 80,000 |
| Bexar County Texas | 237 | $ 61,435,000 | $ 259,000 | $ 114,000 |
| Collin County Texas | 236 | $ 77,400,000 | $ 327,000 | $ 156,000 |
| Franklin County Ohio | 190 | $ 37,420,000 | $ 196,000 | $ 64,000 |
| Charleston County South Carolina | 172 | $ 50,160,000 | $ 291,000 | $ 92,000 |
| Travis County Texas | 159 | $ 56,515,000 | $ 355,000 | $ 143,000 |
| DeSoto County Florida | 145 | $ 26,755,000 | $ 184,000 | $ 62,000 |
| Williamson County Texas | 143 | $ 46,695,000 | $ 326,000 | $ 127,000 |
| Lexington County South Carolina | 135 | $ 21,225,000 | $ 157,000 | $ 65,000 |
| Bernalillo County New Mexico | 113 | $ 28,595,000 | $ 253,000 | $ 117,000 |
| Grayson County Texas | 112 | $ 28,930,000 | $ 258,000 | $ 119,000 |
| Wake County North Carolina | 91 | $ 26,545,000 | $ 291,000 | $ 136,000 |
| St. Tammany County Louisiana | 84 | $ 22,540,000 | $ 268,000 | $ 82,000 |
| Angelina County Texas | 69 | $ 14,145,000 | $ 205,000 | $ 81,000 |
| Charlotte County Florida | 66 | $ 15,280,000 | $ 231,000 | $ 88,000 |
| Harris County Texas | 64 | $ 16,510,000 | $ 257,000 | $ 111,000 |
| Mecklenburg County North Carolina | 60 | $ 18,390,000 | $ 306,000 | $ 162,000 |
| Richland County South Carolina | 56 | $ 10,060,000 | $ 179,000 | $ 67,000 |
| Oklahoma County Oklahoma | 54 | $ 12,960,000 | $ 240,000 | $ 104,000 |
| Galveston County Texas | 44 | $ 15,890,000 | $ 361,000 | $ 248,000 |
| Beauregard County Louisiana | 33 | $ 7,075,000 | $ 214,000 | $ 88,000 |
| Beaufort County South Carolina | 33 | $ 6,885,000 | $ 208,000 | $ 67,000 |
| Bell County Texas | 28 | $ 6,550,000 | $ 233,000 | $ 128,000 |
| Hays County Texas | 28 | $ 8,880,000 | $ 317,000 | $ 105,000 |
| Nacogdoches County Texas | 28 | $ 5,840,000 | $ 208,000 | $ 81,000 |
| Parker County Texas | 27 | $ 8,845,000 | $ 327,000 | $ 137,000 |
| Highlands County Florida | 26 | $ 4,560,000 | $ 175,000 | $ 66,000 |
| Durham County North Carolina | 23 | $ 6,005,000 | $ 261,000 | $ 127,000 |
| Cleveland County Oklahoma | 23 | $ 8,455,000 | $ 367,000 | $ 161,000 |
| Johnson County Texas | 22 | $ 6,370,000 | $ 289,000 | $ 157,000 |
| Montgomery County Texas | 22 | $ 5,720,000 | $ 260,000 | $ 126,000 |
| Hardee County Florida | 21 | $ 3,685,000 | $ 175,000 | $ 72,000 |
| Jefferson Davis County Louisiana | 20 | $ 3,390,000 | $ 169,000 | $ 71,000 |
| Comal County Texas | 20 | $ 6,130,000 | $ 306,000 | $ 98,000 |
| Fort Bend County Texas | 20 | $ 5,770,000 | $ 288,000 | $ 107,000 |
| Orange County North Carolina | 18 | $ 5,800,000 | $ 322,000 | $ 152,000 |
| Sarasota County Florida | 17 | $ 4,235,000 | $ 249,000 | $ 72,000 |
| Bastrop County Texas | 17 | $ 4,115,000 | $ 242,000 | $ 124,000 |
| Franklin County North Carolina | 16 | $ 3,370,000 | $ 210,000 | $ 68,000 |
| Guadalupe County Texas | 16 | $ 4,000,000 | $ 250,000 | $ 102,000 |
| Sandoval County New Mexico | 15 | $ 4,825,000 | $ 321,000 | $ 84,000 |
| Orangeburg County South Carolina | 15 | $ 1,445,000 | $ 96,000 | $ 39,000 |
| Alamance County North Carolina | 14 | $ 3,380,000 | $ 241,000 | $ 99,000 |
| Colleton County South Carolina | 13 | $ 2,075,000 | $ 159,000 | $ 50,000 |
| El Paso County Texas | 13 | $ 2,865,000 | $ 220,000 | $ 76,000 |
| Ellis County Texas | 13 | $ 4,705,000 | $ 361,000 | $ 142,000 |
| Brazoria County Texas | 12 | $ 3,030,000 | $ 252,000 | $ 155,000 |
| Cooke County Texas | 12 | $ 3,100,000 | $ 258,000 | $ 107,000 |
| Kaufman County Texas | 12 | $ 3,240,000 | $ 270,000 | $ 123,000 |
| Rockwall County Texas | 12 | $ 3,550,000 | $ 295,000 | $ 168,000 |
| Hampton County South Carolina | 11 | $ 1,225,000 | $ 111,000 | $ 49,000 |
| Smith County Texas | 11 | $ 2,235,000 | $ 203,000 | $ 112,000 |
| Johnston County North Carolina | 10 | $ 2,440,000 | $ 244,000 | $ 106,000 |
| Delaware County Ohio | 10 | $ 2,840,000 | $ 284,000 | $ 83,000 |
| Fairfield County Ohio | 9 | $ 2,295,000 | $ 255,000 | $ 73,000 |
| Burnet County Texas | 9 | $ 2,135,000 | $ 237,000 | $ 106,000 |
| Henderson County Texas | 9 | $ 4,605,000 | $ 511,000 | $ 452,000 |
| Hood County Texas | 9 | $ 2,085,000 | $ 231,000 | $ 118,000 |
| Wise County Texas | 9 | $ 2,515,000 | $ 279,000 | $ 93,000 |
| Polk County Florida | 8 | $ 1,750,000 | $ 218,000 | $ 69,000 |
| Allen County Louisiana | 8 | $ 1,060,000 | $ 132,000 | $ 67,000 |
| Jefferson County Louisiana | 8 | $ 2,490,000 | $ 311,000 | $ 103,000 |
| Brazos County Texas | 8 | $ 1,470,000 | $ 183,000 | $ 183,000 |
| Hunt County Texas | 8 | $ 1,720,000 | $ 215,000 | $ 108,000 |
| Lee County Florida | 7 | $ 1,685,000 | $ 240,000 | $ 96,000 |
| Tangipahoa County Louisiana | 7 | $ 1,485,000 | $ 212,000 | $ 89,000 |
| Pottawatomie County Oklahoma | 7 | $ 1,955,000 | $ 279,000 | $ 88,000 |
| Acadia County Louisiana | 6 | $ 850,000 | $ 141,000 | $ 53,000 |
| Socorro County New Mexico | 6 | $ 720,000 | $ 120,000 | $ 60,000 |
| Gaston County North Carolina | 6 | $ 1,920,000 | $ 320,000 | $ 103,000 |
| Granville County North Carolina | 6 | $ 1,720,000 | $ 286,000 | $ 97,000 |
| Iredell County North Carolina | 6 | $ 2,100,000 | $ 350,000 | $ 114,000 |
| Jasper County South Carolina | 6 | $ 1,230,000 | $ 205,000 | $ 46,000 |
| Kershaw County South Carolina | 6 | $ 1,280,000 | $ 213,000 | $ 65,000 |
| Fannin County Texas | 6 | $ 2,020,000 | $ 336,000 | $ 293,000 |
| Gregg County Texas | 6 | $ 980,000 | $ 163,000 | $ 71,000 |
| Nueces County Texas | 6 | $ 1,430,000 | $ 238,000 | $ 106,000 |
| Orange County Texas | 6 | $ 1,420,000 | $ 236,000 | $ 141,000 |
| Taylor County Texas | 6 | $ 1,310,000 | $ 218,000 | $ 120,000 |
| Okeechobee County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 80,000 |
| Orleans County Louisiana | 5 | $ 1,805,000 | $ 361,000 | $ 62,000 |
| Union County North Carolina | 5 | $ 1,725,000 | $ 345,000 | $ 87,000 |
| Union County Ohio | 5 | $ 1,205,000 | $ 241,000 | $ 65,000 |
| Canadian County Oklahoma | 5 | $ 875,000 | $ 175,000 | $ 80,000 |
| Barnwell County South Carolina | 5 | $ 285,000 | $ 57,000 | $ 61,000 |
| Horry County South Carolina | 5 | $ 1,205,000 | $ 241,000 | $ 70,000 |
| York County South Carolina | 5 | $ 1,635,000 | $ 327,000 | $ 117,000 |
| Atascosa County Texas | 5 | $ 1,285,000 | $ 257,000 | $ 102,000 |
| Bandera County Texas | 5 | $ 1,675,000 | $ 335,000 | $ 133,000 |
| Coryell County Texas | 5 | $ 1,005,000 | $ 201,000 | $ 180,000 |
| McLennan County Texas | 5 | $ 805,000 | $ 161,000 | $ 85,000 |
| Polk County Texas | 5 | $ 1,085,000 | $ 217,000 | $ 106,000 |
| Shelby County Texas | 5 | $ 795,000 | $ 159,000 | $ 73,000 |
| Wilson County Texas | 5 | $ 2,615,000 | $ 523,000 | $ 185,000 |
| Broward County Florida | 4 | $ 1,330,000 | $ 332,000 | $ 132,000 |
| Collier County Florida | 4 | $ 1,310,000 | $ 327,000 | $ 134,000 |
| Hillsborough County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 51,000 |
| Pasco County Florida | 4 | $ 1,260,000 | $ 315,000 | $ 92,000 |
| Cameron County Louisiana | 4 | $ 940,000 | $ 235,000 | $ 124,000 |
| Vernon County Louisiana | 4 | $ 720,000 | $ 180,000 | $ 100,000 |
| Taos County New Mexico | 4 | $ 1,230,000 | $ 307,000 | $ 126,000 |
| Valencia County New Mexico | 4 | $ 820,000 | $ 205,000 | $ 80,000 |
| Chatham County North Carolina | 4 | $ 990,000 | $ 247,000 | $ 99,000 |
| Logan County Ohio | 4 | $ 450,000 | $ 112,000 | $ 48,000 |
| Madison County Ohio | 4 | $ 660,000 | $ 165,000 | $ 51,000 |
| Morrow County Ohio | 4 | $ 880,000 | $ 220,000 | $ 77,000 |
| Allendale County South Carolina | 4 | $ 290,000 | $ 72,000 | $ 46,000 |
| Georgetown County South Carolina | 4 | $ 840,000 | $ 210,000 | $ 85,000 |
| Marion County South Carolina | 4 | $ 200,000 | $ 50,000 | $ 32,000 |
| Lubbock County Texas | 4 | $ 620,000 | $ 155,000 | $ 260,000 |
| Palo Pinto County Texas | 4 | $ 810,000 | $ 202,000 | $ 70,000 |
| San Jacinto County Texas | 4 | $ 940,000 | $ 235,000 | $ 297,000 |
| Lake County Florida | 3 | $ 685,000 | $ 228,000 | $ 83,000 |
| St. Bernard County Louisiana | 3 | $ 545,000 | $ 181,000 | $ 105,000 |
| St. Landry County Louisiana | 3 | $ 555,000 | $ 185,000 | $ 61,000 |
| Vermilion County Louisiana | 3 | $ 555,000 | $ 185,000 | $ 65,000 |
| Santa Fe County New Mexico | 3 | $ 1,035,000 | $ 345,000 | $ 90,000 |
| Brunswick County North Carolina | 3 | $ 1,225,000 | $ 408,000 | $ 155,000 |
| Buncombe County North Carolina | 3 | $ 1,425,000 | $ 475,000 | $ 514,000 |
| Watauga County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 253,000 |
| Hardin County Ohio | 3 | $ 365,000 | $ 121,000 | $ 35,000 |
| Licking County Ohio | 3 | $ 775,000 | $ 258,000 | $ 88,000 |
| Marion County Ohio | 3 | $ 515,000 | $ 171,000 | $ 144,000 |
| Pickaway County Ohio | 3 | $ 805,000 | $ 268,000 | $ 80,000 |
| McCurtain County Oklahoma | 3 | $ 1,625,000 | $ 541,000 | $ 351,000 |
| Tulsa County Oklahoma | 3 | $ 745,000 | $ 248,000 | $ 177,000 |
| Aiken County South Carolina | 3 | $ 255,000 | $ 85,000 | $ 25,000 |
| Anderson County South Carolina | 3 | $ 725,000 | $ 241,000 | $ 96,000 |
| Clarendon County South Carolina | 3 | $ 435,000 | $ 145,000 | $ 104,000 |
| Lancaster County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 69,000 |
| Caldwell County Texas | 3 | $ 785,000 | $ 261,000 | $ 67,000 |
| Hidalgo County Texas | 3 | $ 605,000 | $ 201,000 | $ 70,000 |
| Kerr County Texas | 3 | $ 525,000 | $ 175,000 | $ 37,000 |
| Llano County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 131,000 |
| Martin County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 149,000 |
| Tyler County Texas | 3 | $ 775,000 | $ 258,000 | $ 180,000 |
| Wood County Texas | 3 | $ 685,000 | $ 228,000 | $ 70,000 |
| Brevard County Florida | 2 | $ 360,000 | $ 180,000 | $ 79,000 |
| Manatee County Florida | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Orange County Florida | 2 | $ 460,000 | $ 230,000 | $ 54,000 |
| Palm Beach County Florida | 2 | $ 440,000 | $ 220,000 | $ 44,000 |
| Effingham County Georgia | 2 | $ 500,000 | $ 250,000 | $ 66,000 |
| Livingston County Louisiana | 2 | $ 580,000 | $ 290,000 | $ 83,000 |
| Torrance County New Mexico | 2 | $ 530,000 | $ 265,000 | $ 116,000 |
| Cabarrus County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 74,000 |
| Carteret County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 197,000 |
| Guilford County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 83,000 |
| Harnett County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 75,000 |
| Henderson County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 76,000 |
| Nash County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 351,000 |
| Pitt County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 191,000 |
| Rowan County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 55,000 |
| Wayne County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 102,000 |
| Montgomery County Ohio | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Seminole County Oklahoma | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Sumter County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 40,000 |
| Williamsburg County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 48,000 |
| Chambers County Texas | 2 | $ 530,000 | $ 265,000 | $ 145,000 |
| Cherokee County Texas | 2 | $ 690,000 | $ 345,000 | $ 168,000 |
| Fayette County Texas | 2 | $ 400,000 | $ 200,000 | $ 56,000 |
| Hamilton County Texas | 2 | $ 210,000 | $ 105,000 | $ 106,000 |
| Harrison County Texas | 2 | $ 500,000 | $ 250,000 | $ 77,000 |
| Houston County Texas | 2 | $ 190,000 | $ 95,000 | $ 123,000 |
| Jasper County Texas | 2 | $ 1,190,000 | $ 595,000 | $ 391,000 |
| Jefferson County Texas | 2 | $ 520,000 | $ 260,000 | $ 116,000 |
| Kendall County Texas | 2 | $ 840,000 | $ 420,000 | $ 213,000 |
| Kimble County Texas | 2 | $ 440,000 | $ 220,000 | $ 85,000 |
| Liberty County Texas | 2 | $ 530,000 | $ 265,000 | $ 92,000 |
| Medina County Texas | 2 | $ 650,000 | $ 325,000 | $ 193,000 |
| Newton County Texas | 2 | $ 480,000 | $ 240,000 | $ 211,000 |
| Randall County Texas | 2 | $ 290,000 | $ 145,000 | $ 236,000 |
| Sabine County Texas | 2 | $ 330,000 | $ 165,000 | $ 112,000 |
| Van Zandt County Texas | 2 | $ 420,000 | $ 210,000 | $ 174,000 |
| Yoakum County Texas | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Benton County Arkansas | 1 | $ 605,000 | $ 605,000 | $ 682,000 |
| Carroll County Arkansas | 1 | $ 635,000 | $ 635,000 | $ 326,000 |
| White County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Lafayette County Florida | 1 | $ 355,000 | $ 355,000 | $ 60,000 |
| Leon County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Putnam County Florida | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Seminole County Florida | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Suwannee County Florida | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Camden County Georgia | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Cobb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 49,000 |
| DeKalb County Georgia | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Jackson County Georgia | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Monroe County Georgia | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Dubois County Indiana | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Bossier County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 99,000 |
| Caldwell County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| East Baton Rouge County Louisiana | 1 | $ 545,000 | $ 545,000 | $ 210,000 |
| Evangeline County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 163,000 |
| Franklin County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Iberia County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Ouachita County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Sabine County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| West Baton Rouge County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Eddy County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Rio Arriba County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 173,000 |
| Caldwell County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Catawba County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 182,000 |
| Cherokee County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Columbus County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Craven County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Dare County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 153,000 |
| Duplin County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Forsyth County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Hoke County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Lee County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Lenoir County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Madison County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Moore County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Onslow County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Person County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Rutherford County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 394,000 |
| Transylvania County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 236,000 |
| Vance County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Allen County Ohio | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Auglaize County Ohio | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Champaign County Ohio | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Erie County Ohio | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Fayette County Ohio | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Lake County Ohio | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Miami County Ohio | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Muskingum County Ohio | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Perry County Ohio | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Shelby County Ohio | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Vinton County Ohio | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Grady County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Logan County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| McClain County Oklahoma | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| Florence County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Greenville County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 181,000 |
| Greenwood County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Spartanburg County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Anderson County Texas | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Aransas County Texas | 1 | $ 135,000 | $ 135,000 | $ 155,000 |
| Baylor County Texas | 1 | $ 185,000 | $ 185,000 | $ 154,000 |
| Brewster County Texas | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Camp County Texas | 1 | $ 295,000 | $ 295,000 | $ 163,000 |
| Cass County Texas | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Coleman County Texas | 1 | $ 465,000 | $ 465,000 | $ 222,000 |
| Comanche County Texas | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| Culberson County Texas | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Erath County Texas | 1 | $ 405,000 | $ 405,000 | $ 216,000 |
| Gillespie County Texas | 1 | $ 495,000 | $ 495,000 | $ 301,000 |
| Jack County Texas | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Jeff Davis County Texas | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Lampasas County Texas | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Midland County Texas | 1 | $ 275,000 | $ 275,000 | $ 300,000 |
| Navarro County Texas | 1 | $ 1,035,000 | $ 1,035,000 | $ 300,000 |
| Rains County Texas | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| Roberts County Texas | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| San Augustine County Texas | 1 | $ 295,000 | $ 295,000 | $ 1,260,000 |
| Terry County Texas | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Throckmorton County Texas | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Trinity County Texas | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Upshur County Texas | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Waller County Texas | 1 | $ 405,000 | $ 405,000 | $ 43,000 |
| Webb County Texas | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Wichita County Texas | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Wilbarger County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Young County Texas | 1 | $ 355,000 | $ 355,000 | $ 353,000 |
Mortgage Loan Application Detail Totals for Ntfn, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,745 | $1,010,235,000 | $269,000 | $2,405,000 | $110,000 | $3,524,000 |
| Refinancing | 1,146 | $286,980,000 | $250,000 | $1,595,000 | $123,000 | $2,930,000 |
| Cash-out Refinancing | 596 | $157,510,000 | $264,000 | $2,705,000 | $140,000 | $5,561,000 |
| Home Improvement | 46 | $12,350,000 | $268,000 | $545,000 | $134,000 | $405,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,551 | $965,715,000 | $271,000 | $2,705,000 | $120,000 | $5,561,000 |
| Hispanic | 624 | $154,300,000 | $247,000 | $1,705,000 | $106,000 | $2,760,000 |
| Not Provided | 583 | $159,285,000 | $273,000 | $2,405,000 | $126,000 | $2,930,000 |
| Black or African American | 549 | $119,095,000 | $216,000 | $815,000 | $85,000 | $3,524,000 |
| Asian | 170 | $54,270,000 | $319,000 | $1,205,000 | $141,000 | $548,000 |
| American Indian or Alaskan Native | 41 | $9,035,000 | $220,000 | $545,000 | $100,000 | $480,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,170,000 | $292,000 | $345,000 | $126,000 | $209,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,947 | $1,079,345,000 | $273,000 | $2,705,000 | $133,000 | $5,561,000 |
| FHA-insured (Federal Housing Administration) | 939 | $199,065,000 | $211,000 | $685,000 | $68,000 | $613,000 |
| VA-guaranteed (Veterans Administration) | 481 | $156,315,000 | $324,000 | $1,505,000 | $90,000 | $694,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 166 | $32,350,000 | $194,000 | $345,000 | $58,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,947 | $1,033,095,000 | $261,000 | $1,595,000 | $108,000 | $1,766,000 |
| Application Withdrawn By Applicant | 1,047 | $290,155,000 | $277,000 | $2,705,000 | $140,000 | $5,561,000 |
| File Closed For Incompleteness | 270 | $78,730,000 | $291,000 | $2,005,000 | $148,000 | $2,930,000 |
| Application Denied By Financial Institution | 256 | $62,340,000 | $243,000 | $1,855,000 | $109,000 | $2,760,000 |
| Application Approved But Not Accepted | 13 | $2,755,000 | $211,000 | $335,000 | $86,000 | $210,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,277 | $1,404,735,000 | $266,000 | $2,705,000 | $117,000 | $5,561,000 |
| Credit History | 107 | $24,245,000 | $226,000 | $1,855,000 | $139,000 | $2,760,000 |
| Debt-To-Income Ratio | 67 | $14,725,000 | $219,000 | $1,085,000 | $52,000 | $170,000 |
| Other | 42 | $10,910,000 | $259,000 | $1,055,000 | $97,000 | $385,000 |
| Collateral | 19 | $7,645,000 | $402,000 | $1,205,000 | $205,000 | $578,000 |
| Employment History | 10 | $2,360,000 | $236,000 | $475,000 | $77,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,025,000 | $205,000 | $335,000 | $62,000 | $99,000 |
| Unverifiable Information | 4 | $1,040,000 | $260,000 | $295,000 | $85,000 | $139,000 |
| Credit Application Incomplete | 2 | $390,000 | $195,000 | $195,000 | $104,000 | $128,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ntfn, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ntfn, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.