Numark Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Numark Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Numark Credit Union 1654 Terry Dr; P O Box 2729 Joliet, IL 60434 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 612 |
| Total Mortgage Loan Application Amount | $58,506,000 |
| Average Mortgage Loan Application Amount | $119,500 |
| Highest Mortgage Loan Application Amount | $524,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $236,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Numark Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Numark Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Numark Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Numark Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Numark Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Numark Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Will County Illinois | 137 | $ 20,150,000 | $ 147,000 | $ 68,000 |
| Cook County Illinois | 71 | $ 13,682,000 | $ 192,000 | $ 71,000 |
| Grundy County Illinois | 19 | $ 2,945,000 | $ 155,000 | $ 72,000 |
| Kankakee County Illinois | 11 | $ 1,438,000 | $ 130,000 | $ 74,000 |
| DuPage County Illinois | 9 | $ 1,663,000 | $ 184,000 | $ 87,000 |
| Macomb County Michigan | 7 | $ 303,000 | $ 43,000 | $ 46,000 |
| Kendall County Illinois | 6 | $ 1,114,000 | $ 185,000 | $ 78,000 |
| Howard County Maryland | 6 | $ 409,000 | $ 68,000 | $ 66,000 |
| Wayne County Michigan | 6 | $ 216,000 | $ 36,000 | $ 40,000 |
| Ramsey County Minnesota | 6 | $ 276,000 | $ 46,000 | $ 38,000 |
| Jefferson County Missouri | 5 | $ 158,000 | $ 31,000 | $ 37,000 |
| Herkimer County New York | 5 | $ 229,000 | $ 45,000 | $ 43,000 |
| Wayne County Ohio | 5 | $ 140,000 | $ 28,000 | $ 29,000 |
| Campbell County Wyoming | 5 | $ 265,000 | $ 53,000 | $ 54,000 |
| Lake County Indiana | 4 | $ 869,000 | $ 217,000 | $ 77,000 |
| Johnson County Iowa | 4 | $ 172,000 | $ 43,000 | $ 41,000 |
| Pike County Kentucky | 4 | $ 228,000 | $ 57,000 | $ 31,000 |
| Dakota County Minnesota | 4 | $ 160,000 | $ 40,000 | $ 30,000 |
| Erie County New York | 4 | $ 102,000 | $ 25,000 | $ 28,000 |
| Sweetwater County Wyoming | 4 | $ 195,000 | $ 48,000 | $ 53,000 |
| Weld County Colorado | 3 | $ 118,000 | $ 39,000 | $ 54,000 |
| LaSalle County Illinois | 3 | $ 481,000 | $ 160,000 | $ 60,000 |
| Sedgwick County Kansas | 3 | $ 149,000 | $ 49,000 | $ 44,000 |
| Anne Arundel County Maryland | 3 | $ 309,000 | $ 103,000 | $ 96,000 |
| Genesee County Michigan | 3 | $ 90,000 | $ 30,000 | $ 45,000 |
| Jackson County Michigan | 3 | $ 115,000 | $ 38,000 | $ 48,000 |
| Oakland County Michigan | 3 | $ 128,000 | $ 42,000 | $ 49,000 |
| Anoka County Minnesota | 3 | $ 97,000 | $ 32,000 | $ 39,000 |
| Yellowstone County Montana | 3 | $ 123,000 | $ 41,000 | $ 40,000 |
| Oneida County New York | 3 | $ 108,000 | $ 36,000 | $ 38,000 |
| Portage County Ohio | 3 | $ 82,000 | $ 27,000 | $ 43,000 |
| Lane County Oregon | 3 | $ 118,000 | $ 39,000 | $ 32,000 |
| Bucks County Pennsylvania | 3 | $ 151,000 | $ 50,000 | $ 49,000 |
| Bannock County Idaho | 2 | $ 64,000 | $ 32,000 | $ 50,000 |
| Bonner County Idaho | 2 | $ 183,000 | $ 91,000 | $ 71,000 |
| Kootenai County Idaho | 2 | $ 93,000 | $ 46,000 | $ 34,000 |
| Madison County Illinois | 2 | $ 35,000 | $ 17,000 | $ 34,000 |
| Morgan County Illinois | 2 | $ 95,000 | $ 47,000 | $ 33,000 |
| St. Clair County Illinois | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| Clark County Indiana | 2 | $ 64,000 | $ 32,000 | $ 37,000 |
| Elkhart County Indiana | 2 | $ 40,000 | $ 20,000 | $ 36,000 |
| Polk County Iowa | 2 | $ 46,000 | $ 23,000 | $ 46,000 |
| Butler County Kansas | 2 | $ 79,000 | $ 39,000 | $ 37,000 |
| Cowley County Kansas | 2 | $ 54,000 | $ 27,000 | $ 62,000 |
| Harford County Maryland | 2 | $ 172,000 | $ 86,000 | $ 62,000 |
| Berrien County Michigan | 2 | $ 46,000 | $ 23,000 | $ 33,000 |
| Ingham County Michigan | 2 | $ 55,000 | $ 27,000 | $ 36,000 |
| Monroe County Michigan | 2 | $ 117,000 | $ 58,000 | $ 51,000 |
| Ottawa County Michigan | 2 | $ 45,000 | $ 22,000 | $ 34,000 |
| St. Clair County Michigan | 2 | $ 124,000 | $ 62,000 | $ 35,000 |
| Washtenaw County Michigan | 2 | $ 55,000 | $ 27,000 | $ 30,000 |
| Otter Tail County Minnesota | 2 | $ 54,000 | $ 27,000 | $ 25,000 |
| Wright County Minnesota | 2 | $ 79,000 | $ 39,000 | $ 45,000 |
| Cape Girardeau County Missouri | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
| Cass County Missouri | 2 | $ 131,000 | $ 65,000 | $ 52,000 |
| Douglas County Missouri | 2 | $ 182,000 | $ 91,000 | $ 136,000 |
| Greene County Missouri | 2 | $ 76,000 | $ 38,000 | $ 41,000 |
| Lincoln County Missouri | 2 | $ 90,000 | $ 45,000 | $ 41,000 |
| St. Charles County Missouri | 2 | $ 44,000 | $ 22,000 | $ 39,000 |
| Gallatin County Montana | 2 | $ 153,000 | $ 76,000 | $ 40,000 |
| Orleans County New York | 2 | $ 91,000 | $ 45,000 | $ 36,000 |
| Oswego County New York | 2 | $ 77,000 | $ 38,000 | $ 55,000 |
| Steuben County New York | 2 | $ 147,000 | $ 73,000 | $ 68,000 |
| Ward County North Dakota | 2 | $ 82,000 | $ 41,000 | $ 32,000 |
| Butler County Ohio | 2 | $ 48,000 | $ 24,000 | $ 52,000 |
| Franklin County Ohio | 2 | $ 74,000 | $ 37,000 | $ 39,000 |
| Lorain County Ohio | 2 | $ 36,000 | $ 18,000 | $ 27,000 |
| Lucas County Ohio | 2 | $ 49,000 | $ 24,000 | $ 37,000 |
| Stark County Ohio | 2 | $ 71,000 | $ 35,000 | $ 42,000 |
| Trumbull County Ohio | 2 | $ 41,000 | $ 20,000 | $ 25,000 |
| Lancaster County Pennsylvania | 2 | $ 84,000 | $ 42,000 | $ 34,000 |
| Lehigh County Pennsylvania | 2 | $ 42,000 | $ 21,000 | $ 40,000 |
| York County Pennsylvania | 2 | $ 114,000 | $ 57,000 | $ 35,000 |
| Spokane County Washington | 2 | $ 80,000 | $ 40,000 | $ 32,000 |
| Whitman County Washington | 2 | $ 119,000 | $ 59,000 | $ 56,000 |
| Cabell County West Virginia | 2 | $ 104,000 | $ 52,000 | $ 38,000 |
| Harrison County West Virginia | 2 | $ 127,000 | $ 63,000 | $ 46,000 |
| Lewis County West Virginia | 2 | $ 71,000 | $ 35,000 | $ 28,000 |
| Nicholas County West Virginia | 2 | $ 156,000 | $ 78,000 | $ 59,000 |
| Brown County Wisconsin | 2 | $ 75,000 | $ 37,000 | $ 30,000 |
| Fond du Lac County Wisconsin | 2 | $ 104,000 | $ 52,000 | $ 68,000 |
| Pierce County Wisconsin | 2 | $ 43,000 | $ 21,000 | $ 30,000 |
| Randolph County Arkansas | 1 | $ 13,000 | $ 13,000 | $ 32,000 |
| Kent County Delaware | 1 | $ 53,000 | $ 53,000 | $ 54,000 |
| New Castle County Delaware | 1 | $ 56,000 | $ 56,000 | $ 75,000 |
| Hall County Georgia | 1 | $ 16,000 | $ 16,000 | $ 31,000 |
| Ada County Idaho | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Bingham County Idaho | 1 | $ 43,000 | $ 43,000 | $ 23,000 |
| Champaign County Illinois | 1 | $ 380,000 | $ 380,000 | $ 105,000 |
| Greene County Illinois | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
| Iroquois County Illinois | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Jackson County Illinois | 1 | $ 67,000 | $ 67,000 | $ 50,000 |
| Jefferson County Illinois | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
| Kane County Illinois | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Livingston County Illinois | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| Logan County Illinois | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| McHenry County Illinois | 1 | $ 176,000 | $ 176,000 | $ 57,000 |
| McLean County Illinois | 1 | $ 28,000 | $ 28,000 | $ 24,000 |
| Sangamon County Illinois | 1 | $ 43,000 | $ 43,000 | $ 18,000 |
| Shelby County Illinois | 1 | $ 27,000 | $ 27,000 | $ 26,000 |
| Winnebago County Illinois | 1 | $ 66,000 | $ 66,000 | $ 46,000 |
| Benton County Indiana | 1 | $ 38,000 | $ 38,000 | $ 28,000 |
| Hamilton County Indiana | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Madison County Indiana | 1 | $ 21,000 | $ 21,000 | $ 31,000 |
| Porter County Indiana | 1 | $ 26,000 | $ 26,000 | $ 33,000 |
| Scott County Indiana | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Dallas County Iowa | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Jones County Iowa | 1 | $ 16,000 | $ 16,000 | $ 28,000 |
| Marion County Iowa | 1 | $ 33,000 | $ 33,000 | $ 24,000 |
| Bourbon County Kansas | 1 | $ 49,000 | $ 49,000 | $ 17,000 |
| Elk County Kansas | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
| Ellis County Kansas | 1 | $ 63,000 | $ 63,000 | $ 41,000 |
| Geary County Kansas | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Wilson County Kansas | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Clinton County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 20,000 |
| Johnson County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
| Lawrence County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Leslie County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 22,000 |
| Letcher County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 19,000 |
| Magoffin County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Nelson County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 30,000 |
| Pendleton County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 23,000 |
| Rockcastle County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 25,000 |
| Baltimore County Maryland | 1 | $ 46,000 | $ 46,000 | $ 42,000 |
| Cecil County Maryland | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Washington County Maryland | 1 | $ 36,000 | $ 36,000 | $ 32,000 |
| Allegan County Michigan | 1 | $ 18,000 | $ 18,000 | $ 20,000 |
| Calhoun County Michigan | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Eaton County Michigan | 1 | $ 20,000 | $ 20,000 | $ 21,000 |
| Grand Traverse County Michigan | 1 | $ 250,000 | $ 250,000 | $ 236,000 |
| Kalamazoo County Michigan | 1 | $ 49,000 | $ 49,000 | $ 39,000 |
| Lenawee County Michigan | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Livingston County Michigan | 1 | $ 16,000 | $ 16,000 | $ 41,000 |
| Benton County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 58,000 |
| Carver County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 46,000 |
| Dodge County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Freeborn County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 75,000 |
| Mille Lacs County Minnesota | 1 | $ 18,000 | $ 18,000 | $ 30,000 |
| Nicollet County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 20,000 |
| Scott County Minnesota | 1 | $ 37,000 | $ 37,000 | $ 58,000 |
| St. Louis County Minnesota | 1 | $ 21,000 | $ 21,000 | $ 17,000 |
| Callaway County Missouri | 1 | $ 23,000 | $ 23,000 | $ 27,000 |
| Cole County Missouri | 1 | $ 39,000 | $ 39,000 | $ 58,000 |
| Jackson County Missouri | 1 | $ 24,000 | $ 24,000 | $ 45,000 |
| Newton County Missouri | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Ozark County Missouri | 1 | $ 64,000 | $ 64,000 | $ 84,000 |
| Scott County Missouri | 1 | $ 79,000 | $ 79,000 | $ 75,000 |
| St. Francois County Missouri | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Ste. Genevieve County Missouri | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Taney County Missouri | 1 | $ 37,000 | $ 37,000 | $ 28,000 |
| Jefferson County Montana | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Madison County Montana | 1 | $ 84,000 | $ 84,000 | $ 99,000 |
| McCone County Montana | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Sheridan County Montana | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| Silver Bow County Montana | 1 | $ 43,000 | $ 43,000 | $ 60,000 |
| Stillwater County Montana | 1 | $ 36,000 | $ 36,000 | $ 48,000 |
| Elko County Nevada | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
| Albany County New York | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Cattaraugus County New York | 1 | $ 42,000 | $ 42,000 | $ 83,000 |
| Cayuga County New York | 1 | $ 22,000 | $ 22,000 | $ 14,000 |
| Chenango County New York | 1 | $ 83,000 | $ 83,000 | $ 80,000 |
| Clinton County New York | 1 | $ 37,000 | $ 37,000 | $ 32,000 |
| Delaware County New York | 1 | $ 99,000 | $ 99,000 | $ 54,000 |
| Greene County New York | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Jefferson County New York | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| Livingston County New York | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Montgomery County New York | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
| Ontario County New York | 1 | $ 37,000 | $ 37,000 | $ 30,000 |
| Saratoga County New York | 1 | $ 91,000 | $ 91,000 | $ 96,000 |
| St. Lawrence County New York | 1 | $ 64,000 | $ 64,000 | $ 66,000 |
| Sullivan County New York | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Washington County New York | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Wayne County New York | 1 | $ 18,000 | $ 18,000 | $ 44,000 |
| Wyoming County New York | 1 | $ 32,000 | $ 32,000 | $ 37,000 |
| Cass County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Clark County Ohio | 1 | $ 16,000 | $ 16,000 | $ 29,000 |
| Clermont County Ohio | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| Clinton County Ohio | 1 | $ 46,000 | $ 46,000 | $ 26,000 |
| Erie County Ohio | 1 | $ 69,000 | $ 69,000 | $ 88,000 |
| Fulton County Ohio | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Greene County Ohio | 1 | $ 17,000 | $ 17,000 | $ 27,000 |
| Guernsey County Ohio | 1 | $ 46,000 | $ 46,000 | $ 34,000 |
| Hamilton County Ohio | 1 | $ 43,000 | $ 43,000 | $ 19,000 |
| Hocking County Ohio | 1 | $ 21,000 | $ 21,000 | $ 37,000 |
| Lake County Ohio | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Mahoning County Ohio | 1 | $ 17,000 | $ 17,000 | $ 43,000 |
| Monroe County Ohio | 1 | $ 34,000 | $ 34,000 | $ 15,000 |
| Ross County Ohio | 1 | $ 21,000 | $ 21,000 | $ 17,000 |
| Ottawa County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 39,000 |
| Linn County Oregon | 1 | $ 17,000 | $ 17,000 | $ 17,000 |
| Multnomah County Oregon | 1 | $ 24,000 | $ 24,000 | $ 27,000 |
| Yamhill County Oregon | 1 | $ 41,000 | $ 41,000 | $ 66,000 |
| Berks County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 44,000 |
| Fayette County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 19,000 |
| Franklin County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 27,000 |
| Montgomery County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
| Horry County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Brookings County South Dakota | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
| Brown County South Dakota | 1 | $ 23,000 | $ 23,000 | $ 33,000 |
| Haakon County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Lawrence County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Lincoln County South Dakota | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Minnehaha County South Dakota | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Pennington County South Dakota | 1 | $ 47,000 | $ 47,000 | $ 59,000 |
| Stanley County South Dakota | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
| Montgomery County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 24,000 |
| Morgan County Tennessee | 1 | $ 17,000 | $ 17,000 | $ 37,000 |
| Chittenden County Vermont | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Rutland County Vermont | 1 | $ 67,000 | $ 67,000 | $ 67,000 |
| Buchanan County Virginia | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Chesapeake County Virginia | 1 | $ 36,000 | $ 36,000 | $ 36,000 |
| Isle of Wight County Virginia | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| Lee County Virginia | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
| Stevens County Washington | 1 | $ 71,000 | $ 71,000 | $ 62,000 |
| Berkeley County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 30,000 |
| Boone County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 34,000 |
| Fayette County West Virginia | 1 | $ 53,000 | $ 53,000 | $ 45,000 |
| Grant County West Virginia | 1 | $ 27,000 | $ 27,000 | $ 45,000 |
| Jackson County West Virginia | 1 | $ 49,000 | $ 49,000 | $ 22,000 |
| Lincoln County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 20,000 |
| Logan County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 65,000 |
| Mason County West Virginia | 1 | $ 42,000 | $ 42,000 | $ 45,000 |
| Mercer County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 18,000 |
| Raleigh County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 20,000 |
| Randolph County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 54,000 |
| Ritchie County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Summers County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
| Taylor County West Virginia | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
| Webster County West Virginia | 1 | $ 46,000 | $ 46,000 | $ 41,000 |
| Wyoming County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
| Dunn County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 34,000 |
| Shawano County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 41,000 |
| Washington County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 39,000 |
| Fremont County Wyoming | 1 | $ 41,000 | $ 41,000 | $ 20,000 |
| Uinta County Wyoming | 1 | $ 32,000 | $ 32,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Numark Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 479 | $36,888,000 | $77,000 | $524,000 | $51,000 | $236,000 |
| Refinancing | 133 | $21,618,000 | $162,000 | $443,000 | $69,000 | $227,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 487 | $39,958,000 | $82,000 | $524,000 | $53,000 | $236,000 |
| Hispanic | 52 | $7,652,000 | $147,000 | $331,000 | $58,000 | $111,000 |
| Black or African American | 49 | $7,270,000 | $148,000 | $285,000 | $61,000 | $140,000 |
| Not Provided | 17 | $2,503,000 | $147,000 | $315,000 | $75,000 | $183,000 |
| American Indian or Alaskan Native | 5 | $563,000 | $112,000 | $160,000 | $49,000 | $84,000 |
| Asian | 2 | $560,000 | $280,000 | $310,000 | $95,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 612 | $58,506,000 | $95,000 | $524,000 | $55,000 | $236,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 193 | $22,198,000 | $115,000 | $443,000 | $57,000 | $227,000 |
| Loan Originated | 182 | $13,862,000 | $76,000 | $380,000 | $54,000 | $236,000 |
| Application Approved But Not Accepted | 156 | $8,847,000 | $56,000 | $231,000 | $46,000 | $137,000 |
| File Closed For Incompleteness | 76 | $12,968,000 | $170,000 | $524,000 | $68,000 | $177,000 |
| Application Withdrawn By Applicant | 5 | $631,000 | $126,000 | $237,000 | $59,000 | $101,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 104 | $9,955,000 | $95,000 | $373,000 | $54,000 | $227,000 |
| Debt-To-Income Ratio | 50 | $7,095,000 | $141,000 | $443,000 | $60,000 | $183,000 |
| Other | 13 | $1,855,000 | $142,000 | $331,000 | $47,000 | $93,000 |
| Collateral | 11 | $2,070,000 | $188,000 | $310,000 | $85,000 | $157,000 |
| Employment History | 9 | $477,000 | $53,000 | $82,000 | $48,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $126,000 | $126,000 | $126,000 | $103,000 | $103,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Numark Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Numark Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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