Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Old National Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank One Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 9,068 |
| Total Mortgage Loan Application Amount | $819,707,000 |
| Average Mortgage Loan Application Amount | $98,666 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $73,333 |
| Highest Applicant Income | $3,409,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 612 | $ 64,873,000 | $ 106,000 | $ 65,000 |
| Vigo County Indiana | 508 | $ 30,110,000 | $ 59,000 | $ 62,000 |
| Marion County Indiana | 417 | $ 39,243,000 | $ 94,000 | $ 66,000 |
| Delaware County Indiana | 315 | $ 15,581,000 | $ 49,000 | $ 61,000 |
| Monroe County Indiana | 305 | $ 45,340,000 | $ 148,000 | $ 79,000 |
| Muhlenberg County Kentucky | 266 | $ 10,187,000 | $ 38,000 | $ 55,000 |
| Kalamazoo County Michigan | 256 | $ 23,322,000 | $ 91,000 | $ 84,000 |
| Washtenaw County Michigan | 236 | $ 65,731,000 | $ 278,000 | $ 130,000 |
| St. Joseph County Indiana | 215 | $ 22,008,000 | $ 102,000 | $ 76,000 |
| Lenawee County Michigan | 203 | $ 16,969,000 | $ 83,000 | $ 63,000 |
| Daviess County Kentucky | 195 | $ 16,802,000 | $ 86,000 | $ 68,000 |
| Henderson County Kentucky | 182 | $ 20,674,000 | $ 113,000 | $ 86,000 |
| Tippecanoe County Indiana | 176 | $ 18,927,000 | $ 107,000 | $ 69,000 |
| Jackson County Michigan | 169 | $ 13,516,000 | $ 79,000 | $ 71,000 |
| Bartholomew County Indiana | 166 | $ 20,381,000 | $ 122,000 | $ 77,000 |
| Hamilton County Indiana | 165 | $ 26,670,000 | $ 161,000 | $ 98,000 |
| Vermilion County Illinois | 164 | $ 7,013,000 | $ 42,000 | $ 62,000 |
| Warrick County Indiana | 150 | $ 19,040,000 | $ 126,000 | $ 100,000 |
| Madison County Indiana | 145 | $ 5,505,000 | $ 37,000 | $ 57,000 |
| Jackson County Indiana | 133 | $ 9,806,000 | $ 73,000 | $ 61,000 |
| Calhoun County Michigan | 130 | $ 8,660,000 | $ 66,000 | $ 63,000 |
| Randolph County Indiana | 128 | $ 5,284,000 | $ 41,000 | $ 56,000 |
| Knox County Indiana | 124 | $ 5,524,000 | $ 44,000 | $ 60,000 |
| Hopkins County Kentucky | 123 | $ 5,021,000 | $ 40,000 | $ 63,000 |
| Dubois County Indiana | 121 | $ 12,006,000 | $ 99,000 | $ 68,000 |
| Gibson County Indiana | 117 | $ 7,577,000 | $ 64,000 | $ 67,000 |
| Jackson County Illinois | 107 | $ 5,987,000 | $ 55,000 | $ 68,000 |
| Johnson County Indiana | 101 | $ 10,938,000 | $ 108,000 | $ 76,000 |
| Allen County Indiana | 99 | $ 9,034,000 | $ 91,000 | $ 74,000 |
| Vermillion County Indiana | 99 | $ 5,404,000 | $ 54,000 | $ 58,000 |
| Jefferson County Indiana | 97 | $ 8,875,000 | $ 91,000 | $ 57,000 |
| Jefferson County Kentucky | 92 | $ 17,465,000 | $ 189,000 | $ 107,000 |
| Putnam County Indiana | 90 | $ 5,456,000 | $ 60,000 | $ 58,000 |
| Fountain County Indiana | 88 | $ 4,815,000 | $ 54,000 | $ 69,000 |
| Williamson County Illinois | 85 | $ 6,165,000 | $ 72,000 | $ 65,000 |
| Elkhart County Indiana | 83 | $ 5,604,000 | $ 67,000 | $ 67,000 |
| Hendricks County Indiana | 77 | $ 7,872,000 | $ 102,000 | $ 74,000 |
| Van Buren County Michigan | 77 | $ 5,574,000 | $ 72,000 | $ 67,000 |
| Jennings County Indiana | 74 | $ 3,590,000 | $ 48,000 | $ 61,000 |
| Spencer County Indiana | 72 | $ 2,873,000 | $ 39,000 | $ 66,000 |
| Wayne County Indiana | 72 | $ 6,769,000 | $ 94,000 | $ 49,000 |
| Jefferson County Illinois | 71 | $ 2,463,000 | $ 34,000 | $ 56,000 |
| Berrien County Michigan | 71 | $ 3,966,000 | $ 55,000 | $ 55,000 |
| Lawrence County Indiana | 69 | $ 3,409,000 | $ 49,000 | $ 55,000 |
| Daviess County Indiana | 68 | $ 5,234,000 | $ 76,000 | $ 54,000 |
| Posey County Indiana | 68 | $ 5,799,000 | $ 85,000 | $ 69,000 |
| Parke County Indiana | 65 | $ 3,124,000 | $ 48,000 | $ 48,000 |
| Washington County Indiana | 60 | $ 3,026,000 | $ 50,000 | $ 50,000 |
| Warren County Indiana | 58 | $ 2,937,000 | $ 50,000 | $ 62,000 |
| Livingston County Michigan | 57 | $ 14,727,000 | $ 258,000 | $ 137,000 |
| Union County Kentucky | 55 | $ 3,020,000 | $ 54,000 | $ 77,000 |
| Perry County Indiana | 52 | $ 1,433,000 | $ 27,000 | $ 55,000 |
| Martin County Indiana | 50 | $ 1,769,000 | $ 35,000 | $ 54,000 |
| Cass County Michigan | 48 | $ 4,106,000 | $ 85,000 | $ 82,000 |
| Wabash County Illinois | 45 | $ 2,121,000 | $ 47,000 | $ 74,000 |
| Pike County Indiana | 34 | $ 1,033,000 | $ 30,000 | $ 62,000 |
| Sullivan County Indiana | 34 | $ 2,252,000 | $ 66,000 | $ 78,000 |
| White County Illinois | 33 | $ 1,535,000 | $ 46,000 | $ 53,000 |
| Clay County Indiana | 33 | $ 2,486,000 | $ 75,000 | $ 69,000 |
| Grant County Indiana | 33 | $ 1,909,000 | $ 57,000 | $ 46,000 |
| Saline County Illinois | 32 | $ 1,014,000 | $ 31,000 | $ 64,000 |
| Henry County Indiana | 31 | $ 1,417,000 | $ 45,000 | $ 73,000 |
| Scott County Indiana | 31 | $ 1,930,000 | $ 62,000 | $ 57,000 |
| Jay County Indiana | 29 | $ 1,294,000 | $ 44,000 | $ 57,000 |
| Kosciusko County Indiana | 29 | $ 2,573,000 | $ 88,000 | $ 84,000 |
| Orange County Indiana | 29 | $ 1,655,000 | $ 57,000 | $ 45,000 |
| St. Joseph County Michigan | 29 | $ 1,601,000 | $ 55,000 | $ 57,000 |
| Greene County Indiana | 27 | $ 1,285,000 | $ 47,000 | $ 45,000 |
| Montgomery County Indiana | 27 | $ 1,819,000 | $ 67,000 | $ 70,000 |
| Hillsdale County Michigan | 27 | $ 1,997,000 | $ 73,000 | $ 68,000 |
| Morgan County Indiana | 26 | $ 2,537,000 | $ 97,000 | $ 84,000 |
| Oakland County Michigan | 25 | $ 5,887,000 | $ 235,000 | $ 166,000 |
| Lawrence County Illinois | 24 | $ 806,000 | $ 33,000 | $ 52,000 |
| Ripley County Indiana | 24 | $ 2,507,000 | $ 104,000 | $ 66,000 |
| Monroe County Michigan | 24 | $ 3,731,000 | $ 155,000 | $ 71,000 |
| Owen County Indiana | 23 | $ 1,422,000 | $ 61,000 | $ 60,000 |
| Ohio County Kentucky | 23 | $ 1,425,000 | $ 61,000 | $ 54,000 |
| Clark County Illinois | 21 | $ 1,471,000 | $ 70,000 | $ 80,000 |
| Oldham County Kentucky | 21 | $ 4,454,000 | $ 212,000 | $ 112,000 |
| Boone County Indiana | 19 | $ 4,059,000 | $ 213,000 | $ 156,000 |
| Franklin County Indiana | 19 | $ 2,236,000 | $ 117,000 | $ 71,000 |
| Hancock County Indiana | 18 | $ 826,000 | $ 45,000 | $ 79,000 |
| Darke County Ohio | 18 | $ 766,000 | $ 42,000 | $ 59,000 |
| Carroll County Indiana | 15 | $ 822,000 | $ 54,000 | $ 67,000 |
| Decatur County Indiana | 15 | $ 1,636,000 | $ 109,000 | $ 63,000 |
| Clark County Indiana | 13 | $ 1,707,000 | $ 131,000 | $ 75,000 |
| White County Indiana | 13 | $ 1,145,000 | $ 88,000 | $ 87,000 |
| Webster County Kentucky | 13 | $ 633,000 | $ 48,000 | $ 54,000 |
| Brown County Indiana | 12 | $ 2,832,000 | $ 236,000 | $ 196,000 |
| Floyd County Indiana | 12 | $ 1,598,000 | $ 133,000 | $ 88,000 |
| Wayne County Michigan | 12 | $ 4,973,000 | $ 414,000 | $ 100,000 |
| Allegan County Michigan | 11 | $ 929,000 | $ 84,000 | $ 71,000 |
| Eaton County Michigan | 11 | $ 988,000 | $ 89,000 | $ 70,000 |
| Edgar County Illinois | 10 | $ 718,000 | $ 71,000 | $ 80,000 |
| Clinton County Indiana | 10 | $ 1,075,000 | $ 107,000 | $ 73,000 |
| Gallatin County Illinois | 9 | $ 142,000 | $ 15,000 | $ 82,000 |
| Barry County Michigan | 9 | $ 902,000 | $ 100,000 | $ 71,000 |
| Franklin County Illinois | 8 | $ 220,000 | $ 27,000 | $ 41,000 |
| Johnson County Illinois | 8 | $ 259,000 | $ 32,000 | $ 61,000 |
| Union County Illinois | 7 | $ 232,000 | $ 33,000 | $ 90,000 |
| Benton County Indiana | 7 | $ 623,000 | $ 89,000 | $ 91,000 |
| Blackford County Indiana | 7 | $ 434,000 | $ 62,000 | $ 51,000 |
| Crawford County Indiana | 7 | $ 153,000 | $ 21,000 | $ 49,000 |
| Shelby County Kentucky | 7 | $ 1,463,000 | $ 209,000 | $ 109,000 |
| Edwards County Illinois | 6 | $ 154,000 | $ 25,000 | $ 55,000 |
| Noble County Indiana | 6 | $ 650,000 | $ 108,000 | $ 90,000 |
| Hancock County Kentucky | 6 | $ 518,000 | $ 86,000 | $ 29,000 |
| Hardin County Kentucky | 6 | $ 224,000 | $ 37,000 | $ 83,000 |
| Branch County Michigan | 6 | $ 258,000 | $ 43,000 | $ 52,000 |
| Marshall County Indiana | 5 | $ 503,000 | $ 100,000 | $ 64,000 |
| Shelby County Indiana | 5 | $ 2,455,000 | $ 491,000 | $ 78,000 |
| McLean County Kentucky | 5 | $ 314,000 | $ 62,000 | $ 46,000 |
| Leelanau County Michigan | 5 | $ 1,309,000 | $ 261,000 | $ 176,000 |
| Cook County Illinois | 4 | $ 1,189,000 | $ 297,000 | $ 344,000 |
| LaPorte County Indiana | 4 | $ 362,000 | $ 90,000 | $ 77,000 |
| Whitley County Indiana | 4 | $ 353,000 | $ 88,000 | $ 55,000 |
| Breckinridge County Kentucky | 4 | $ 834,000 | $ 208,000 | $ 292,000 |
| Henry County Kentucky | 4 | $ 455,000 | $ 113,000 | $ 60,000 |
| Marshall County Kentucky | 4 | $ 630,000 | $ 157,000 | $ 29,000 |
| Trimble County Kentucky | 4 | $ 668,000 | $ 167,000 | $ 100,000 |
| Clermont County Ohio | 4 | $ 1,755,000 | $ 438,000 | $ 165,000 |
| Summit County Colorado | 3 | $ 658,000 | $ 219,000 | $ 95,000 |
| Lee County Florida | 3 | $ 520,000 | $ 173,000 | $ 67,000 |
| Sarasota County Florida | 3 | $ 482,000 | $ 160,000 | $ 138,000 |
| Crawford County Illinois | 3 | $ 175,000 | $ 58,000 | $ 80,000 |
| Hamilton County Illinois | 3 | $ 72,000 | $ 24,000 | $ 50,000 |
| Richland County Illinois | 3 | $ 275,000 | $ 91,000 | $ 99,000 |
| Wayne County Illinois | 3 | $ 19,000 | $ 6,000 | $ 36,000 |
| DeKalb County Indiana | 3 | $ 184,000 | $ 61,000 | $ 39,000 |
| Harrison County Indiana | 3 | $ 161,000 | $ 53,000 | $ 47,000 |
| Howard County Indiana | 3 | $ 322,000 | $ 107,000 | $ 56,000 |
| Switzerland County Indiana | 3 | $ 257,000 | $ 85,000 | $ 29,000 |
| Wells County Indiana | 3 | $ 232,000 | $ 77,000 | $ 33,000 |
| Bullitt County Kentucky | 3 | $ 556,000 | $ 185,000 | $ 172,000 |
| Caldwell County Kentucky | 3 | $ 256,000 | $ 85,000 | $ 76,000 |
| Crittenden County Kentucky | 3 | $ 142,000 | $ 47,000 | $ 47,000 |
| Logan County Kentucky | 3 | $ 389,000 | $ 129,000 | $ 43,000 |
| Lyon County Kentucky | 3 | $ 795,000 | $ 265,000 | $ 62,000 |
| Preble County Ohio | 3 | $ 195,000 | $ 65,000 | $ 61,000 |
| Charlotte County Florida | 2 | $ 331,000 | $ 165,000 | $ 270,000 |
| Champaign County Illinois | 2 | $ 318,000 | $ 159,000 | $ 161,000 |
| Coles County Illinois | 2 | $ 13,000 | $ 6,000 | $ 93,000 |
| Perry County Illinois | 2 | $ 75,000 | $ 37,000 | $ 70,000 |
| Adams County Indiana | 2 | $ 129,000 | $ 64,000 | $ 47,000 |
| Dearborn County Indiana | 2 | $ 256,000 | $ 128,000 | $ 81,000 |
| Fayette County Indiana | 2 | $ 135,000 | $ 67,000 | $ 222,000 |
| Steuben County Indiana | 2 | $ 786,000 | $ 393,000 | $ 154,000 |
| Warren County Kentucky | 2 | $ 309,000 | $ 154,000 | $ 76,000 |
| Charlevoix County Michigan | 2 | $ 744,000 | $ 372,000 | $ 241,000 |
| Genesee County Michigan | 2 | $ 424,000 | $ 212,000 | $ 82,000 |
| Macomb County Michigan | 2 | $ 375,000 | $ 187,000 | $ 118,000 |
| Ottawa County Michigan | 2 | $ 555,000 | $ 277,000 | $ 154,000 |
| Lucas County Ohio | 2 | $ 438,000 | $ 219,000 | $ 115,000 |
| Beaufort County South Carolina | 2 | $ 1,075,000 | $ 537,000 | $ 226,000 |
| Hamilton County Tennessee | 2 | $ 50,000 | $ 25,000 | $ 127,000 |
| Maricopa County Arizona | 1 | $ 105,000 | $ 105,000 | $ 239,000 |
| Miller County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 66,000 |
| Sonoma County California | 1 | $ 408,000 | $ 408,000 | $ 483,000 |
| Brevard County Florida | 1 | $ 428,000 | $ 428,000 | $ 513,000 |
| Collier County Florida | 1 | $ 800,000 | $ 800,000 | $ 994,000 |
| Hernando County Florida | 1 | $ 97,000 | $ 97,000 | $ 109,000 |
| Manatee County Florida | 1 | $ 413,000 | $ 413,000 | $ 330,000 |
| Miami-Dade County Florida | 1 | $ 417,000 | $ 417,000 | $ 321,000 |
| Santa Rosa County Florida | 1 | $ 142,000 | $ 142,000 | $ 121,000 |
| Volusia County Florida | 1 | $ 4,000 | $ 4,000 | $ 25,000 |
| Evans County Georgia | 1 | $ 209,000 | $ 209,000 | $ 86,000 |
| DuPage County Illinois | 1 | $ 38,000 | $ 38,000 | $ 161,000 |
| Fayette County Illinois | 1 | $ 113,000 | $ 113,000 | $ 78,000 |
| Kane County Illinois | 1 | $ 108,000 | $ 108,000 | $ 862,000 |
| Lake County Illinois | 1 | $ 988,000 | $ 988,000 | $ 0 |
| Madison County Illinois | 1 | $ 187,000 | $ 187,000 | $ 107,000 |
| Marion County Illinois | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| McDonough County Illinois | 1 | $ 360,000 | $ 360,000 | $ 250,000 |
| Pope County Illinois | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Randolph County Illinois | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Rock Island County Illinois | 1 | $ 45,000 | $ 45,000 | $ 1,544,000 |
| Washington County Illinois | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Whiteside County Illinois | 1 | $ 83,000 | $ 83,000 | $ 57,000 |
| Huntington County Indiana | 1 | $ 78,000 | $ 78,000 | $ 69,000 |
| Jasper County Indiana | 1 | $ 5,000 | $ 5,000 | $ 43,000 |
| LaGrange County Indiana | 1 | $ 17,000 | $ 17,000 | $ 240,000 |
| Lake County Indiana | 1 | $ 60,000 | $ 60,000 | $ 160,000 |
| Miami County Indiana | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Newton County Indiana | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Starke County Indiana | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Shawnee County Kansas | 1 | $ 152,000 | $ 152,000 | $ 120,000 |
| Butler County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Christian County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 81,000 |
| Edmonson County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Grayson County Kentucky | 1 | $ 159,000 | $ 159,000 | $ 210,000 |
| Harlan County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 56,000 |
| Hickman County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Meade County Kentucky | 1 | $ 216,000 | $ 216,000 | $ 145,000 |
| Nelson County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Spencer County Kentucky | 1 | $ 340,000 | $ 340,000 | $ 127,000 |
| Todd County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Worcester County Maryland | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 320,000 | $ 320,000 | $ 175,000 |
| Emmet County Michigan | 1 | $ 84,000 | $ 84,000 | $ 131,000 |
| Grand Traverse County Michigan | 1 | $ 315,000 | $ 315,000 | $ 305,000 |
| Ingham County Michigan | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Ionia County Michigan | 1 | $ 1,880,000 | $ 1,880,000 | $ 181,000 |
| Manistee County Michigan | 1 | $ 13,000 | $ 13,000 | $ 41,000 |
| Newaygo County Michigan | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Osceola County Michigan | 1 | $ 27,000 | $ 27,000 | $ 124,000 |
| Roscommon County Michigan | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Jackson County Missouri | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| Clark County Nevada | 1 | $ 187,000 | $ 187,000 | $ 152,000 |
| Rockingham County New Hampshire | 1 | $ 304,000 | $ 304,000 | $ 250,000 |
| Delaware County Ohio | 1 | $ 348,000 | $ 348,000 | $ 133,000 |
| Fulton County Ohio | 1 | $ 96,000 | $ 96,000 | $ 11,000 |
| Huron County Ohio | 1 | $ 9,000 | $ 9,000 | $ 56,000 |
| Clackamas County Oregon | 1 | $ 1,800,000 | $ 1,800,000 | $ 2,553,000 |
| Indiana County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 110,000 |
| Providence County Rhode Island | 1 | $ 110,000 | $ 110,000 | $ 184,000 |
| Oconee County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 121,000 |
| Cumberland County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 64,000 |
| Davidson County Tennessee | 1 | $ 264,000 | $ 264,000 | $ 160,000 |
| Sevier County Tennessee | 1 | $ 263,000 | $ 263,000 | $ 224,000 |
| Sumner County Tennessee | 1 | $ 650,000 | $ 650,000 | $ 190,000 |
| Bell County Texas | 1 | $ 6,000 | $ 6,000 | $ 27,000 |
| Harris County Texas | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Bath County Virginia | 1 | $ 3,000 | $ 3,000 | $ 0 |
| King County Washington | 1 | $ 304,000 | $ 304,000 | $ 78,000 |
| Winnebago County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 236,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,469 | $90,536,000 | $26,000 | $2,100,000 | $63,000 | $3,409,000 |
| Refinancing | 3,361 | $364,680,000 | $108,000 | $2,175,000 | $74,000 | $2,553,000 |
| Home Purchase | 2,238 | $364,491,000 | $162,000 | $10,000,000 | $83,000 | $1,544,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,676 | $645,418,000 | $84,000 | $2,175,000 | $73,000 | $3,409,000 |
| Not Provided | 563 | $58,987,000 | $104,000 | $1,880,000 | $72,000 | $443,000 |
| Black or African American | 360 | $22,970,000 | $63,000 | $750,000 | $56,000 | $1,544,000 |
| Hispanic | 187 | $14,099,000 | $75,000 | $417,000 | $64,000 | $350,000 |
| Asian | 129 | $18,564,000 | $143,000 | $834,000 | $99,000 | $600,000 |
| Not applicable | 111 | $55,940,000 | $503,000 | $10,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 26 | $2,453,000 | $94,000 | $293,000 | $104,000 | $422,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $1,276,000 | $79,000 | $409,000 | $85,000 | $310,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,419 | $750,946,000 | $89,000 | $10,000,000 | $74,000 | $3,409,000 |
| FHA-insured (Federal Housing Administration) | 378 | $40,636,000 | $107,000 | $284,000 | $50,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 201 | $18,241,000 | $90,000 | $192,000 | $38,000 | $120,000 |
| VA-guaranteed (Veterans Administration) | 70 | $9,884,000 | $141,000 | $431,000 | $61,000 | $162,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,559 | $481,532,000 | $105,000 | $10,000,000 | $82,000 | $2,553,000 |
| Application Denied By Financial Institution | 3,552 | $224,146,000 | $63,000 | $2,175,000 | $58,000 | $3,409,000 |
| Application Withdrawn By Applicant | 580 | $77,711,000 | $133,000 | $2,161,000 | $79,000 | $1,544,000 |
| Application Approved But Not Accepted | 262 | $21,586,000 | $82,000 | $750,000 | $78,000 | $513,000 |
| File Closed For Incompleteness | 69 | $11,188,000 | $162,000 | $550,000 | $89,000 | $360,000 |
| Loan Purchased By The Institution | 46 | $3,544,000 | $77,000 | $133,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,328 | $59,302,000 | $44,000 | $525,000 | $57,000 | $3,409,000 |
| Other | 860 | $39,885,000 | $46,000 | $1,525,000 | $55,000 | $595,000 |
| Debt-To-Income Ratio | 561 | $47,363,000 | $84,000 | $2,175,000 | $44,000 | $422,000 |
| Collateral | 560 | $54,453,000 | $97,000 | $1,215,000 | $73,000 | $754,000 |
| Credit Application Incomplete | 100 | $11,723,000 | $117,000 | $650,000 | $77,000 | $265,000 |
| Unverifiable Information | 92 | $7,331,000 | $79,000 | $286,000 | $74,000 | $320,000 |
| Employment History | 45 | $2,842,000 | $63,000 | $417,000 | $73,000 | $1,040,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,247,000 | $207,000 | $504,000 | $81,000 | $222,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.