On Q Financial, LLC Mortgage Lending & HMDA Data, 2016

In 2016, On Q Financial, LLC of Scottsdale, AZ reported 14,081 mortgage applications totaling $3.8 billion, up 32% from 2015. The average application was for $269,970, and applicants reported an average income of $104,610. 72% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,462), Seattle-Bellevue-Everett, WA (915) and San Antonio-New Braunfels, TX (783) (applications in parentheses).

Mortgage Company & Address On Q Financial, LLC
4800 Scottsdale Rd Suite 5500
Scottsdale, AZ 85260
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 14,081
Total Mortgage Loan Application Amount $3,801,460,000
Average Mortgage Loan Application Amount $269,970
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $104,610
Highest Applicant Income $4,224,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records On Q Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for On Q Financial, LLC by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,270 $ 575,877,000 $ 253,690 $ 102,000
King, Washington 696 $ 303,070,000 $ 435,445 $ 155,000
Bexar, Texas 655 $ 121,141,000 $ 184,948 $ 81,000
Ventura, California 652 $ 276,989,000 $ 424,829 $ 144,000
Pierce, Washington 420 $ 130,978,000 $ 311,852 $ 125,000
Greenville, South Carolina 348 $ 58,980,000 $ 169,482 $ 76,000
New Hanover, North Carolina 318 $ 66,090,000 $ 207,830 $ 95,000
Santa Barbara, California 294 $ 163,281,000 $ 555,377 $ 175,000
Los Angeles, California 279 $ 117,777,000 $ 422,139 $ 130,000
Pinellas, Florida 263 $ 54,745,000 $ 208,155 $ 107,000
Travis, Texas 240 $ 71,896,000 $ 299,566 $ 134,000
Kern, California 223 $ 43,621,000 $ 195,609 $ 72,000
Snohomish, Washington 219 $ 75,279,000 $ 343,739 $ 113,000
Denver, Colorado 206 $ 69,152,000 $ 335,689 $ 119,000
Harris, Texas 193 $ 45,344,000 $ 234,943 $ 114,000
Pinal, Arizona 192 $ 37,206,000 $ 193,781 $ 75,000
Orange, California 191 $ 107,491,000 $ 562,780 $ 202,000
Monterey, California 190 $ 62,607,000 $ 329,510 $ 86,000
Columbia, Georgia 187 $ 33,844,000 $ 180,983 $ 71,000
Yavapai, Arizona 170 $ 34,921,000 $ 205,417 $ 88,000
Gwinnett, Georgia 170 $ 35,944,000 $ 211,435 $ 79,000
Onslow, North Carolina 157 $ 25,186,000 $ 160,420 $ 60,000
Multnomah, Oregon 157 $ 38,763,000 $ 246,898 $ 88,000
Clark, Washington 155 $ 40,552,000 $ 261,625 $ 77,000
Wake, North Carolina 152 $ 29,990,000 $ 197,302 $ 82,000
Riverside, California 145 $ 40,007,000 $ 275,910 $ 123,000
San Diego, California 133 $ 53,562,000 $ 402,721 $ 119,000
Durham, North Carolina 127 $ 23,664,000 $ 186,330 $ 86,000
Pickens, South Carolina 127 $ 16,992,000 $ 133,795 $ 51,000
Richmond, Georgia 113 $ 13,930,000 $ 123,274 $ 55,000
Clark, Nevada 111 $ 22,065,000 $ 198,783 $ 73,000
Sacramento, California 109 $ 28,411,000 $ 260,651 $ 79,000
Santa Cruz, California 104 $ 49,581,000 $ 476,740 $ 160,000
Lowndes, Georgia 100 $ 17,329,000 $ 173,290 $ 78,000
Solano, California 98 $ 32,115,000 $ 327,704 $ 104,000
Anderson, South Carolina 98 $ 14,641,000 $ 149,397 $ 62,000
Mecklenburg, North Carolina 95 $ 15,268,000 $ 160,715 $ 57,000
Brunswick, North Carolina 87 $ 14,675,000 $ 168,678 $ 78,000
Thurston, Washington 84 $ 22,853,000 $ 272,059 $ 89,000
Pender, North Carolina 82 $ 17,740,000 $ 216,341 $ 81,000
Citrus, Florida 81 $ 8,731,000 $ 107,790 $ 49,000
Cabarrus, North Carolina 80 $ 12,402,000 $ 155,025 $ 74,000
Spartanburg, South Carolina 76 $ 11,189,000 $ 147,223 $ 60,000
Clackamas, Oregon 75 $ 21,698,000 $ 289,306 $ 104,000
El Paso, Colorado 72 $ 17,392,000 $ 241,555 $ 77,000
Cobb, Georgia 71 $ 19,605,000 $ 276,126 $ 105,000
Arapahoe, Colorado 69 $ 21,158,000 $ 306,637 $ 95,000
Fort Bend, Texas 69 $ 16,988,000 $ 246,202 $ 108,000
Cumberland, North Carolina 68 $ 10,020,000 $ 147,352 $ 63,000
Williamson, Texas 65 $ 16,023,000 $ 246,507 $ 107,000
Sarasota, Florida 62 $ 10,187,000 $ 164,306 $ 74,000
Oconee, South Carolina 62 $ 8,505,000 $ 137,177 $ 63,000
Leon, Florida 61 $ 10,621,000 $ 174,114 $ 71,000
DeKalb, Georgia 61 $ 11,275,000 $ 184,836 $ 67,000
Jefferson, Colorado 60 $ 20,206,000 $ 336,766 $ 102,000
San Bernardino, California 55 $ 14,961,000 $ 272,018 $ 92,000
Douglas, Colorado 55 $ 18,418,000 $ 334,872 $ 144,000
Charlotte, Florida 55 $ 9,134,000 $ 166,072 $ 74,000
Guadalupe, Texas 52 $ 9,669,000 $ 185,942 $ 76,000
Fulton, Georgia 50 $ 14,985,000 $ 299,700 $ 115,000
Adams, Colorado 44 $ 12,757,000 $ 289,931 $ 79,000
Johnston, North Carolina 44 $ 7,660,000 $ 174,090 $ 67,000
Comal, Texas 44 $ 11,442,000 $ 260,045 $ 103,000
Hall, Georgia 43 $ 9,458,000 $ 219,953 $ 100,000
Placer, California 42 $ 15,423,000 $ 367,214 $ 136,000
Tulare, California 42 $ 6,479,000 $ 154,261 $ 62,000
York, South Carolina 40 $ 7,576,000 $ 189,400 $ 76,000
Dare, North Carolina 38 $ 16,551,000 $ 435,552 $ 271,000
Washington, Oregon 37 $ 10,272,000 $ 277,621 $ 98,000
Chelan, Washington 36 $ 10,908,000 $ 303,000 $ 119,000
Pitt, North Carolina 35 $ 5,564,000 $ 158,971 $ 86,000
Sullivan, Tennessee 35 $ 4,980,000 $ 142,285 $ 62,000
Jackson, Georgia 34 $ 7,786,000 $ 229,000 $ 87,000
Forsyth, Georgia 33 $ 9,863,000 $ 298,878 $ 118,000
Navajo, Arizona 32 $ 5,891,000 $ 184,093 $ 128,000
Harnett, North Carolina 32 $ 5,094,000 $ 159,187 $ 91,000
Hays, Texas 32 $ 7,267,000 $ 227,093 $ 117,000
Kitsap, Washington 32 $ 11,190,000 $ 349,687 $ 141,000
Rowan, North Carolina 30 $ 4,342,000 $ 144,733 $ 54,000
Alamance, North Carolina 29 $ 5,458,000 $ 188,206 $ 69,000
Craven, North Carolina 28 $ 4,835,000 $ 172,678 $ 60,000
Hillsborough, Florida 26 $ 7,027,000 $ 270,269 $ 142,000
Walton, Georgia 26 $ 4,592,000 $ 176,615 $ 66,000
Currituck, North Carolina 26 $ 15,274,000 $ 587,461 $ 254,000
Wakulla, Florida 24 $ 3,419,000 $ 142,458 $ 60,000
Laurens, South Carolina 24 $ 3,039,000 $ 126,625 $ 53,000
Collin, Texas 23 $ 6,721,000 $ 292,217 $ 131,000
Contra Costa, California 22 $ 8,734,000 $ 397,000 $ 140,000
Weld, Colorado 22 $ 6,766,000 $ 307,545 $ 96,000
Pima, Arizona 20 $ 4,100,000 $ 205,000 $ 89,000
Gadsden, Florida 20 $ 3,662,000 $ 183,100 $ 62,000
Barrow, Georgia 20 $ 3,047,000 $ 152,350 $ 62,000
Henry, Georgia 20 $ 3,384,000 $ 169,200 $ 62,000
Cherokee, Georgia 19 $ 4,709,000 $ 247,842 $ 93,000
Orange, North Carolina 19 $ 4,416,000 $ 232,421 $ 153,000
Montgomery, Texas 19 $ 5,581,000 $ 293,736 $ 157,000
Coconino, Arizona 18 $ 3,745,000 $ 208,055 $ 166,000
Alameda, California 18 $ 10,125,000 $ 562,500 $ 220,000
Newton, Georgia 18 $ 2,342,000 $ 130,111 $ 41,000
Aiken, South Carolina 18 $ 2,082,000 $ 115,666 $ 47,000
Granville, North Carolina 17 $ 2,989,000 $ 175,823 $ 67,000
Deschutes, Oregon 17 $ 4,613,000 $ 271,352 $ 81,000
San Luis Obispo, California 15 $ 7,071,000 $ 471,400 $ 184,000
Galveston, Texas 15 $ 3,420,000 $ 228,000 $ 98,000
Wilson, Texas 15 $ 3,973,000 $ 264,866 $ 104,000
San Benito, California 14 $ 6,333,000 $ 452,357 $ 161,000
Kittitas, Washington 14 $ 3,588,000 $ 256,285 $ 100,000
Gila, Arizona 13 $ 2,601,000 $ 200,076 $ 146,000
Manatee, Florida 13 $ 2,842,000 $ 218,615 $ 119,000
Greene, Georgia 13 $ 4,449,000 $ 342,230 $ 128,000
Ada, Idaho 13 $ 3,183,000 $ 244,846 $ 98,000
Marion, Oregon 12 $ 4,194,000 $ 349,500 $ 176,000
Santa Clara, California 11 $ 6,659,000 $ 605,363 $ 193,000
Larimer, Colorado 11 $ 3,449,000 $ 313,545 $ 96,000
Pasco, Florida 11 $ 2,036,000 $ 185,090 $ 110,000
Clayton, Georgia 11 $ 1,276,000 $ 116,000 $ 46,000
Paulding, Georgia 11 $ 1,661,000 $ 151,000 $ 50,000
Hoke, North Carolina 11 $ 1,494,000 $ 135,818 $ 61,000
Merced, California 10 $ 2,008,000 $ 200,800 $ 59,000
Yolo, California 10 $ 2,668,000 $ 266,800 $ 112,000
Lee, North Carolina 10 $ 1,357,000 $ 135,700 $ 66,000
Dallas, Texas 10 $ 1,944,000 $ 194,400 $ 91,000
Grays Harbor, Washington 10 $ 2,008,000 $ 200,800 $ 66,000
Mason, Washington 10 $ 1,824,000 $ 182,400 $ 137,000
Burke, Georgia 9 $ 1,253,000 $ 139,222 $ 74,000
Beaufort, North Carolina 9 $ 1,333,000 $ 148,111 $ 81,000
Carteret, North Carolina 9 $ 2,600,000 $ 288,888 $ 98,000
Franklin, North Carolina 9 $ 1,341,000 $ 149,000 $ 67,000
Lewis, Washington 9 $ 2,519,000 $ 279,888 $ 107,000
Douglas, Georgia 8 $ 1,512,000 $ 189,000 $ 57,000
McDuffie, Georgia 8 $ 1,017,000 $ 127,125 $ 51,000
Rockdale, Georgia 8 $ 998,000 $ 124,750 $ 46,000
Duplin, North Carolina 8 $ 847,000 $ 105,875 $ 48,000
Person, North Carolina 8 $ 1,343,000 $ 167,875 $ 63,000
Washington, Tennessee 8 $ 1,949,000 $ 243,625 $ 95,000
Tarrant, Texas 8 $ 1,821,000 $ 227,625 $ 118,000
Island, Washington 8 $ 2,409,000 $ 301,125 $ 104,000
Stanislaus, California 7 $ 1,832,000 $ 261,714 $ 116,000
Huerfano, Colorado 7 $ 1,116,000 $ 159,428 $ 54,000
Putnam, Georgia 7 $ 2,098,000 $ 299,714 $ 146,000
Gaston, North Carolina 7 $ 1,190,000 $ 170,000 $ 69,000
Iredell, North Carolina 7 $ 2,404,000 $ 343,428 $ 156,000
Lancaster, South Carolina 7 $ 1,302,000 $ 186,000 $ 70,000
Spokane, Washington 7 $ 1,305,000 $ 186,428 $ 125,000
Mohave, Arizona 6 $ 1,153,000 $ 192,166 $ 77,000
Napa, California 6 $ 3,226,000 $ 537,666 $ 149,000
San Francisco, California 6 $ 3,396,000 $ 566,000 $ 1,000,000
Sonoma, California 6 $ 3,432,000 $ 572,000 $ 145,000
Marion, Florida 6 $ 407,000 $ 67,833 $ 45,000
Fayette, Georgia 6 $ 1,415,000 $ 235,833 $ 82,000
Moore, North Carolina 6 $ 1,132,000 $ 188,666 $ 69,000
Nash, North Carolina 6 $ 813,000 $ 135,500 $ 57,000
Sampson, North Carolina 6 $ 673,000 $ 112,166 $ 53,000
Chester, South Carolina 6 $ 506,000 $ 84,333 $ 35,000
Horry, South Carolina 6 $ 1,179,000 $ 196,500 $ 79,000
Hawkins, Tennessee 6 $ 648,000 $ 108,000 $ 45,000
Bandera, Texas 6 $ 1,127,000 $ 187,833 $ 120,000
Denton, Texas 6 $ 1,649,000 $ 274,833 $ 134,000
Waller, Texas 6 $ 1,107,000 $ 184,500 $ 80,000
Cowlitz, Washington 6 $ 1,368,000 $ 228,000 $ 73,000
Skagit, Washington 6 $ 1,381,000 $ 230,166 $ 117,000
Whatcom, Washington 6 $ 2,049,000 $ 341,500 $ 135,000
San Mateo, California 5 $ 1,871,000 $ 374,200 $ 125,000
Yuba, California 5 $ 1,314,000 $ 262,800 $ 64,000
Broward, Florida 5 $ 1,240,000 $ 248,000 $ 93,000
Clarke, Georgia 5 $ 957,000 $ 191,400 $ 72,000
Dawson, Georgia 5 $ 1,678,000 $ 335,600 $ 129,000
Lanier, Georgia 5 $ 553,000 $ 110,600 $ 74,000
Chatham, North Carolina 5 $ 1,413,000 $ 282,600 $ 922,000
Union, North Carolina 5 $ 1,227,000 $ 245,400 $ 74,000
Linn, Oregon 5 $ 756,000 $ 151,200 $ 61,000
Yamhill, Oregon 5 $ 991,000 $ 198,200 $ 55,000
Charleston, South Carolina 5 $ 1,592,000 $ 318,400 $ 139,000
Bastrop, Texas 5 $ 1,042,000 $ 208,400 $ 86,000
Medina, Texas 5 $ 890,000 $ 178,000 $ 55,000
Fresno, California 4 $ 478,000 $ 119,500 $ 75,000
Boulder, Colorado 4 $ 1,326,000 $ 331,500 $ 89,000
Broomfield, Colorado 4 $ 1,174,000 $ 293,500 $ 94,000
Eagle, Colorado 4 $ 2,126,000 $ 531,500 $ 139,000
Park, Colorado 4 $ 1,304,000 $ 326,000 $ 62,000
Teller, Colorado 4 $ 1,027,000 $ 256,750 $ 82,000
Lake, Florida 4 $ 823,000 $ 205,750 $ 77,000
Berrien, Georgia 4 $ 582,000 $ 145,500 $ 49,000
Cook, Georgia 4 $ 582,000 $ 145,500 $ 60,000
Grady, Georgia 4 $ 292,000 $ 73,000 $ 33,000
Ouachita, Louisiana 4 $ 368,000 $ 92,000 $ 40,000
Douglas, Oregon 4 $ 542,000 $ 135,500 $ 67,000
Beaufort, South Carolina 4 $ 781,000 $ 195,250 $ 109,000
Kerr, Texas 4 $ 639,000 $ 159,750 $ 77,000
Nueces, Texas 4 $ 816,000 $ 204,000 $ 210,000
Salt Lake, Utah 4 $ 1,257,000 $ 314,250 $ 79,000
Apache, Arizona 3 $ 384,000 $ 128,000 $ 74,000
Lake, California 3 $ 1,200,000 $ 400,000 $ 114,000
Fremont, Colorado 3 $ 806,000 $ 268,666 $ 128,000
Hernando, Florida 3 $ 453,000 $ 151,000 $ 60,000
Jefferson, Florida 3 $ 485,000 $ 161,666 $ 62,000
Polk, Florida 3 $ 676,000 $ 225,333 $ 138,000
Jefferson, Georgia 3 $ 305,000 $ 101,666 $ 51,000
Morgan, Georgia 3 $ 652,000 $ 217,333 $ 72,000
Union, Georgia 3 $ 482,000 $ 160,666 $ 66,000
Canyon, Idaho 3 $ 444,000 $ 148,000 $ 92,000
Columbus, North Carolina 3 $ 349,000 $ 116,333 $ 74,000
Davidson, North Carolina 3 $ 349,000 $ 116,333 $ 60,000
Guilford, North Carolina 3 $ 662,000 $ 220,666 $ 47,000
Wilson, North Carolina 3 $ 353,000 $ 117,666 $ 64,000
Columbia, Oregon 3 $ 877,000 $ 292,333 $ 87,000
Abbeville, South Carolina 3 $ 515,000 $ 171,666 $ 69,000
Greenwood, South Carolina 3 $ 354,000 $ 118,000 $ 61,000
Atascosa, Texas 3 $ 450,000 $ 150,000 $ 77,000
Brazoria, Texas 3 $ 503,000 $ 167,666 $ 101,000
Burnet, Texas 3 $ 553,000 $ 184,333 $ 364,000
Kendall, Texas 3 $ 863,000 $ 287,666 $ 103,000
Wise, Virginia 3 $ 496,000 $ 165,333 $ 37,000
Graham, Arizona 2 $ 113,000 $ 56,500 $ 13,000
Kings, California 2 $ 264,000 $ 132,000 $ 41,000
Madera, California 2 $ 550,000 $ 275,000 $ 86,000
San Joaquin, California 2 $ 594,000 $ 297,000 $ 82,000
Sutter, California 2 $ 409,000 $ 204,500 $ 55,000
Chaffee, Colorado 2 $ 936,000 $ 468,000 $ 122,000
Clear Creek, Colorado 2 $ 339,000 $ 169,500 $ 71,000
Elbert, Colorado 2 $ 300,000 $ 150,000 $ 37,000
Rio Grande, Colorado 2 $ 333,000 $ 166,500 $ 59,000
Brevard, Florida 2 $ 281,000 $ 140,500 $ 185,000
Duval, Florida 2 $ 195,000 $ 97,500 $ 32,000
Escambia, Florida 2 $ 336,000 $ 168,000 $ 146,000
Lee, Florida 2 $ 521,000 $ 260,500 $ 379,000
Orange, Florida 2 $ 537,000 $ 268,500 $ 104,000
Seminole, Florida 2 $ 363,000 $ 181,500 $ 113,000
Brooks, Georgia 2 $ 329,000 $ 164,500 $ 83,000
Carroll, Georgia 2 $ 293,000 $ 146,500 $ 65,000
Floyd, Georgia 2 $ 272,000 $ 136,000 $ 38,000
Lamar, Georgia 2 $ 218,000 $ 109,000 $ 53,000
Lincoln, Georgia 2 $ 361,000 $ 180,500 $ 123,000
Madison, Georgia 2 $ 260,000 $ 130,000 $ 72,000
Spalding, Georgia 2 $ 397,000 $ 198,500 $ 109,000
Taliaferro, Georgia 2 $ 285,000 $ 142,500 $ 44,000
Wilkes, Georgia 2 $ 353,000 $ 176,500 $ 81,000
Caddo, Louisiana 2 $ 469,000 $ 234,500 $ 63,000
Morehouse, Louisiana 2 $ 163,000 $ 81,500 $ 40,000
Bernalillo, New Mexico 2 $ 878,000 $ 439,000 $ 322,000
San Juan, New Mexico 2 $ 211,000 $ 105,500 $ 52,000
Bladen, North Carolina 2 $ 174,000 $ 87,000 $ 61,000
Haywood, North Carolina 2 $ 484,000 $ 242,000 $ 173,000
Hyde, North Carolina 2 $ 568,000 $ 284,000 $ 220,000
Jones, North Carolina 2 $ 259,000 $ 129,500 $ 36,000
Lincoln, North Carolina 2 $ 524,000 $ 262,000 $ 199,000
McDowell, North Carolina 2 $ 276,000 $ 138,000 $ 34,000
Pamlico, North Carolina 2 $ 384,000 $ 192,000 $ 85,000
Robeson, North Carolina 2 $ 157,000 $ 78,500 $ 33,000
Benton, Oregon 2 $ 439,000 $ 219,500 $ 73,000
Klamath, Oregon 2 $ 302,000 $ 151,000 $ 53,000
Lane, Oregon 2 $ 472,000 $ 236,000 $ 110,000
Lincoln, Oregon 2 $ 470,000 $ 235,000 $ 89,000
Polk, Oregon 2 $ 590,000 $ 295,000 $ 135,000
Tillamook, Oregon 2 $ 630,000 $ 315,000 $ 68,000
Edgefield, South Carolina 2 $ 432,000 $ 216,000 $ 78,000
Newberry, South Carolina 2 $ 278,000 $ 139,000 $ 52,000
Austin, Texas 2 $ 431,000 $ 215,500 $ 120,000
Bell, Texas 2 $ 380,000 $ 190,000 $ 154,000
Caldwell, Texas 2 $ 532,000 $ 266,000 $ 130,000
Gillespie, Texas 2 $ 460,000 $ 230,000 $ 94,000
McLennan, Texas 2 $ 434,000 $ 217,000 $ 99,000
Milam, Texas 2 $ 210,000 $ 105,000 $ 64,000
Parker, Texas 2 $ 461,000 $ 230,500 $ 112,000
Van Zandt, Texas 2 $ 192,000 $ 96,000 $ 44,000
Washington, Texas 2 $ 413,000 $ 206,500 $ 92,000
Davis, Utah 2 $ 537,000 $ 268,500 $ 78,000
Virginia Beach, Virginia 2 $ 242,000 $ 121,000 $ 61,000
Ferry, Washington 2 $ 484,000 $ 242,000 $ 193,000
Okanogan, Washington 2 $ 412,000 $ 206,000 $ 74,000
San Juan, Washington 2 $ 834,000 $ 417,000 $ 275,000
Skamania, Washington 2 $ 439,000 $ 219,500 $ 104,000
Yakima, Washington 2 $ 543,000 $ 271,500 $ 64,000
Cherokee, Alabama 1 $ 180,000 $ 180,000 $ 78,000
Lauderdale, Alabama 1 $ 99,000 $ 99,000 $ 35,000
Talladega, Alabama 1 $ 90,000 $ 90,000 $ 104,000
Tuscaloosa, Alabama 1 $ 200,000 $ 200,000 $ 69,000
Cochise, Arizona 1 $ 176,000 $ 176,000 $ 48,000
La Paz, Arizona 1 $ 49,000 $ 49,000 $ 32,000
Yuma, Arizona 1 $ 216,000 $ 216,000 $ 59,000
Amador, California 1 $ 100,000 $ 100,000 $ 96,000
Calaveras, California 1 $ 218,000 $ 218,000 $ 56,000
El Dorado, California 1 $ 681,000 $ 681,000 $ 345,000
Humboldt, California 1 $ 350,000 $ 350,000 $ 103,000
Marin, California 1 $ 1,800,000 $ 1,800,000 $ 854,000
Mendocino, California 1 $ 255,000 $ 255,000 $ 84,000
Mono, California 1 $ 125,000 $ 125,000 $ 113,000
Nevada, California 1 $ 336,000 $ 336,000 $ 174,000
Plumas, California 1 $ 167,000 $ 167,000 $ 65,000
Shasta, California 1 $ 300,000 $ 300,000 $ 212,000
Tuolumne, California 1 $ 226,000 $ 226,000 $ 594,000
Grand, Colorado 1 $ 347,000 $ 347,000 $ 165,000
Montezuma, Colorado 1 $ 140,000 $ 140,000 $ 23,000
Prowers, Colorado 1 $ 93,000 $ 93,000 $ 55,000
Pueblo, Colorado 1 $ 152,000 $ 152,000 $ 54,000
Routt, Colorado 1 $ 150,000 $ 150,000 $ 315,000
Summit, Colorado 1 $ 208,000 $ 208,000 $ 148,000
Alachua, Florida 1 $ 210,000 $ 210,000 $ 93,000
Clay, Florida 1 $ 192,000 $ 192,000 $ 88,000
DeSoto, Florida 1 $ 88,000 $ 88,000 $ 36,000
Franklin, Florida 1 $ 293,000 $ 293,000 $ 214,000
Jackson, Florida 1 $ 153,000 $ 153,000 $ 88,000
Madison, Florida 1 $ 157,000 $ 157,000 $ 55,000
Martin, Florida 1 $ 322,000 $ 322,000 $ 124,000
Miami-Dade, Florida 1 $ 169,000 $ 169,000 $ 42,000
Osceola, Florida 1 $ 238,000 $ 238,000 $ 95,000
Palm Beach, Florida 1 $ 104,000 $ 104,000 $ 240,000
Santa Rosa, Florida 1 $ 227,000 $ 227,000 $ 68,000
Sumter, Florida 1 $ 186,000 $ 186,000 $ 57,000
Baldwin, Georgia 1 $ 177,000 $ 177,000 $ 67,000
Butts, Georgia 1 $ 91,000 $ 91,000 $ 32,000
Chatham, Georgia 1 $ 223,000 $ 223,000 $ 104,000
Colquitt, Georgia 1 $ 184,000 $ 184,000 $ 35,000
Coweta, Georgia 1 $ 114,000 $ 114,000 $ 58,000
Crisp, Georgia 1 $ 81,000 $ 81,000 $ 36,000
Emanuel, Georgia 1 $ 126,000 $ 126,000 $ 101,000
Fannin, Georgia 1 $ 368,000 $ 368,000 $ 0
Haralson, Georgia 1 $ 265,000 $ 265,000 $ 107,000
Houston, Georgia 1 $ 131,000 $ 131,000 $ 56,000
Jasper, Georgia 1 $ 245,000 $ 245,000 $ 62,000
Jones, Georgia 1 $ 86,000 $ 86,000 $ 41,000
Lee, Georgia 1 $ 173,000 $ 173,000 $ 52,000
Lumpkin, Georgia 1 $ 171,000 $ 171,000 $ 52,000
Oconee, Georgia 1 $ 502,000 $ 502,000 $ 214,000
Oglethorpe, Georgia 1 $ 95,000 $ 95,000 $ 23,000
Pickens, Georgia 1 $ 113,000 $ 113,000 $ 71,000
Taylor, Georgia 1 $ 50,000 $ 50,000 $ 17,000
Thomas, Georgia 1 $ 215,000 $ 215,000 $ 130,000
Tift, Georgia 1 $ 308,000 $ 308,000 $ 206,000
Upson, Georgia 1 $ 133,000 $ 133,000 $ 19,000
Blaine, Idaho 1 $ 1,185,000 $ 1,185,000 $ 289,000
Bonner, Idaho 1 $ 400,000 $ 400,000 $ 53,000
DeKalb, Illinois 1 $ 167,000 $ 167,000 $ 35,000
Kane, Illinois 1 $ 227,000 $ 227,000 $ 122,000
Macon, Illinois 1 $ 97,000 $ 97,000 $ 42,000
Hamilton, Indiana 1 $ 60,000 $ 60,000 $ 42,000
La Salle, Louisiana 1 $ 88,000 $ 88,000 $ 74,000
Richland, Louisiana 1 $ 69,000 $ 69,000 $ 38,000
Nye, Nevada 1 $ 230,000 $ 230,000 $ 33,000
Sandoval, New Mexico 1 $ 245,000 $ 245,000 $ 120,000
Socorro, New Mexico 1 $ 84,000 $ 84,000 $ 71,000
Bertie, North Carolina 1 $ 109,000 $ 109,000 $ 33,000
Chowan, North Carolina 1 $ 235,000 $ 235,000 $ 91,000
Forsyth, North Carolina 1 $ 98,000 $ 98,000 $ 36,000
Halifax, North Carolina 1 $ 52,000 $ 52,000 $ 21,000
Lenoir, North Carolina 1 $ 59,000 $ 59,000 $ 39,000
Macon, North Carolina 1 $ 436,000 $ 436,000 $ 446,000
Pasquotank, North Carolina 1 $ 74,000 $ 74,000 $ 34,000
Perquimans, North Carolina 1 $ 57,000 $ 57,000 $ 43,000
Randolph, North Carolina 1 $ 216,000 $ 216,000 $ 59,000
Surry, North Carolina 1 $ 230,000 $ 230,000 $ 90,000
Wayne, North Carolina 1 $ 83,000 $ 83,000 $ 41,000
Jefferson, Oregon 1 $ 287,000 $ 287,000 $ 91,000
Josephine, Oregon 1 $ 265,000 $ 265,000 $ 195,000
Berkeley, South Carolina 1 $ 522,000 $ 522,000 $ 177,000
Darlington, South Carolina 1 $ 57,000 $ 57,000 $ 87,000
Georgetown, South Carolina 1 $ 93,000 $ 93,000 $ 31,000
Kershaw, South Carolina 1 $ 137,000 $ 137,000 $ 80,000
McCormick, South Carolina 1 $ 132,000 $ 132,000 $ 81,000
Union, South Carolina 1 $ 256,000 $ 256,000 $ 99,000
Knox, Tennessee 1 $ 176,000 $ 176,000 $ 78,000
Loudon, Tennessee 1 $ 290,000 $ 290,000 $ 97,000
Shelby, Tennessee 1 $ 416,000 $ 416,000 $ 355,000
Wilson, Tennessee 1 $ 396,000 $ 396,000 $ 172,000
Brazos, Texas 1 $ 190,000 $ 190,000 $ 37,000
Brown, Texas 1 $ 192,000 $ 192,000 $ 143,000
Cherokee, Texas 1 $ 300,000 $ 300,000 $ 175,000
Colorado, Texas 1 $ 155,000 $ 155,000 $ 62,000
Coryell, Texas 1 $ 178,000 $ 178,000 $ 88,000
Ellis, Texas 1 $ 159,000 $ 159,000 $ 50,000
Erath, Texas 1 $ 88,000 $ 88,000 $ 58,000
Fayette, Texas 1 $ 152,000 $ 152,000 $ 131,000
Freestone, Texas 1 $ 91,000 $ 91,000 $ 39,000
Hardin, Texas 1 $ 144,000 $ 144,000 $ 107,000
Hidalgo, Texas 1 $ 417,000 $ 417,000 $ 265,000
Hunt, Texas 1 $ 160,000 $ 160,000 $ 105,000
Llano, Texas 1 $ 456,000 $ 456,000 $ 255,000
Navarro, Texas 1 $ 145,000 $ 145,000 $ 149,000
Pecos, Texas 1 $ 122,000 $ 122,000 $ 85,000
San Jacinto, Texas 1 $ 141,000 $ 141,000 $ 192,000
Val Verde, Texas 1 $ 164,000 $ 164,000 $ 83,000
Walker, Texas 1 $ 323,000 $ 323,000 $ 75,000
Webb, Texas 1 $ 160,000 $ 160,000 $ 43,000
Wise, Texas 1 $ 196,000 $ 196,000 $ 79,000
Iron, Utah 1 $ 171,000 $ 171,000 $ 75,000
Tooele, Utah 1 $ 294,000 $ 294,000 $ 112,000
Bristol, Virginia 1 $ 142,000 $ 142,000 $ 51,000
Caroline, Virginia 1 $ 553,000 $ 553,000 $ 135,000
Chesterfield, Virginia 1 $ 172,000 $ 172,000 $ 251,000
Fairfax, Virginia 1 $ 315,000 $ 315,000 $ 62,000
Fluvanna, Virginia 1 $ 155,000 $ 155,000 $ 107,000
King William, Virginia 1 $ 110,000 $ 110,000 $ 251,000
Richmond City, Virginia 1 $ 417,000 $ 417,000 $ 124,000
Wythe, Virginia 1 $ 123,000 $ 123,000 $ 37,000
Adams, Washington 1 $ 100,000 $ 100,000 $ 26,000
Benton, Washington 1 $ 97,000 $ 97,000 $ 34,000
Grant, Washington 1 $ 200,000 $ 200,000 $ 100,000
Jefferson, Washington 1 $ 290,000 $ 290,000 $ 189,000
Klickitat, Washington 1 $ 416,000 $ 416,000 $ 207,000
Lincoln, Washington 1 $ 298,000 $ 298,000 $ 79,000
Pacific, Washington 1 $ 200,000 $ 200,000 $ 194,000
Stevens, Washington 1 $ 303,000 $ 303,000 $ 79,000
Walla Walla, Washington 1 $ 165,000 $ 165,000 $ 121,000

Mortgage Loan Application Detail Totals for On Q Financial, LLC in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,640 $2,743,033,000 $257,000 $3,000,000 $99,000 $4,224,000
Refinancing 3,438 $1,057,988,000 $307,000 $1,950,000 $122,000 $2,160,000
Home Improvement 3 $439,000 $146,000 $201,000 $76,000 $94,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,339 $2,594,591,000 $277,000 $3,000,000 $112,000 $4,224,000
Hispanic 1,849 $430,962,000 $233,000 $1,620,000 $77,000 $917,000
Not Provided 1,402 $385,344,000 $274,000 $1,600,000 $107,000 $1,318,000
Black or African American 716 $153,201,000 $213,000 $1,474,000 $74,000 $417,000
Asian 642 $201,613,000 $314,000 $1,267,000 $109,000 $766,000
Native Hawaiin or Other Pacific Islander 85 $24,236,000 $285,000 $761,000 $97,000 $408,000
American Indian or Alaskan Native 48 $11,513,000 $239,000 $965,000 $89,000 $248,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,822 $2,657,680,000 $301,000 $3,000,000 $126,000 $4,224,000
FHA-insured (Federal Housing Administration) 3,675 $745,896,000 $202,000 $815,000 $65,000 $429,000
VA-guaranteed (Veterans Administration) 1,368 $362,838,000 $265,000 $1,140,000 $79,000 $509,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 216 $35,046,000 $162,000 $440,000 $50,000 $116,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,194 $2,743,811,000 $269,000 $2,000,000 $104,000 $3,165,000
Application Withdrawn By Applicant 1,768 $483,530,000 $273,000 $2,000,000 $115,000 $4,224,000
Application Denied By Financial Institution 1,534 $397,210,000 $258,000 $3,000,000 $89,000 $1,716,000
File Closed For Incompleteness 299 $98,935,000 $330,000 $1,316,000 $133,000 $2,080,000
Application Approved But Not Accepted 286 $77,974,000 $272,000 $1,840,000 $109,000 $1,419,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 454 $119,983,000 $264,000 $2,200,000 $62,000 $411,000
Credit Application Incomplete 372 $103,882,000 $279,000 $1,200,000 $110,000 $706,000
Collateral 303 $68,492,000 $226,000 $967,000 $101,000 $1,079,000
Credit History 218 $53,296,000 $244,000 $1,000,000 $87,000 $440,000
Other 78 $21,836,000 $279,000 $1,140,000 $101,000 $568,000
Employment History 47 $9,818,000 $208,000 $562,000 $49,000 $232,000
Insufficient Cash (Downpayment, Closing Cost) 46 $13,119,000 $285,000 $1,480,000 $113,000 $886,000
Unverifiable Information 16 $6,784,000 $424,000 $3,000,000 $198,000 $1,716,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess On Q Financial, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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