On Q Financial, LLC Mortgage Lending & HMDA Data, 2017

In 2017, On Q Financial, LLC of Scottsdale, AZ reported 13,829 mortgage applications totaling $3.6 billion, down 2% from 2016. The average application was for $257,580, and applicants reported an average income of $102,219. 73% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,757), San Antonio-New Braunfels, TX (773) and Seattle-Bellevue-Everett, WA (736) (applications in parentheses).

Mortgage Company & Address On Q Financial, LLC
4800 Scottsdale Rd Suite 5500
Scottsdale, AZ 85260
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 13,829
Total Mortgage Loan Application Amount $3,562,082,000
Average Mortgage Loan Application Amount $257,580
Highest Mortgage Loan Application Amount $5,200,000
Average Applicant Income $102,219
Highest Applicant Income $6,295,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records On Q Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for On Q Financial, LLC by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,536 $ 641,945,000 $ 253,132 $ 103,000
Bexar, Texas 639 $ 125,469,000 $ 196,352 $ 84,000
King, Washington 520 $ 258,062,000 $ 496,273 $ 167,000
Ventura, California 347 $ 156,779,000 $ 451,812 $ 149,000
Clark, Nevada 341 $ 75,668,000 $ 221,900 $ 83,000
New Hanover, North Carolina 335 $ 70,815,000 $ 211,388 $ 91,000
Greenville, South Carolina 281 $ 52,551,000 $ 187,014 $ 83,000
Brevard, Florida 278 $ 64,310,000 $ 231,330 $ 106,000
Pierce, Washington 277 $ 86,623,000 $ 312,718 $ 109,000
Wake, North Carolina 257 $ 60,720,000 $ 236,264 $ 107,000
Kern, California 249 $ 46,919,000 $ 188,429 $ 62,000
Pinellas, Florida 238 $ 56,572,000 $ 237,697 $ 105,000
Yavapai, Arizona 235 $ 51,507,000 $ 219,178 $ 85,000
Santa Barbara, California 235 $ 125,103,000 $ 532,353 $ 155,000
Pinal, Arizona 221 $ 46,054,000 $ 208,389 $ 76,000
Travis, Texas 219 $ 77,633,000 $ 354,488 $ 154,000
Snohomish, Washington 216 $ 73,042,000 $ 338,157 $ 101,000
Anderson, South Carolina 207 $ 30,007,000 $ 144,961 $ 59,000
Clark, Washington 174 $ 50,891,000 $ 292,477 $ 85,000
Sacramento, California 172 $ 47,710,000 $ 277,383 $ 77,000
Riverside, California 154 $ 41,385,000 $ 268,733 $ 139,000
Solano, California 148 $ 50,903,000 $ 343,939 $ 107,000
Pitt, North Carolina 148 $ 21,252,000 $ 143,594 $ 74,000
Denver, Colorado 135 $ 50,942,000 $ 377,348 $ 130,000
Lowndes, Georgia 135 $ 21,241,000 $ 157,340 $ 69,000
Pender, North Carolina 130 $ 26,063,000 $ 200,484 $ 87,000
Durham, North Carolina 129 $ 24,602,000 $ 190,713 $ 85,000
Pickens, South Carolina 125 $ 18,138,000 $ 145,104 $ 55,000
Onslow, North Carolina 121 $ 19,362,000 $ 160,016 $ 71,000
Spokane, Washington 121 $ 24,091,000 $ 199,099 $ 79,000
Los Angeles, California 120 $ 51,475,000 $ 428,958 $ 148,000
Oconee, South Carolina 112 $ 17,030,000 $ 152,053 $ 88,000
Brunswick, North Carolina 110 $ 19,692,000 $ 179,018 $ 89,000
Multnomah, Oregon 109 $ 29,292,000 $ 268,733 $ 109,000
Gwinnett, Georgia 107 $ 24,829,000 $ 232,046 $ 100,000
Mecklenburg, North Carolina 102 $ 19,075,000 $ 187,009 $ 66,000
Cobb, Georgia 92 $ 23,662,000 $ 257,195 $ 108,000
Thurston, Washington 92 $ 27,836,000 $ 302,565 $ 115,000
Monterey, California 88 $ 30,855,000 $ 350,625 $ 92,000
Cumberland, North Carolina 82 $ 11,031,000 $ 134,524 $ 61,000
Santa Cruz, California 80 $ 37,840,000 $ 473,000 $ 163,000
Cabarrus, North Carolina 80 $ 13,701,000 $ 171,262 $ 79,000
Johnston, North Carolina 79 $ 13,757,000 $ 174,139 $ 62,000
Spartanburg, South Carolina 76 $ 11,003,000 $ 144,776 $ 57,000
Williamson, Texas 72 $ 17,833,000 $ 247,680 $ 107,000
Chatham, Georgia 66 $ 13,559,000 $ 205,439 $ 80,000
Fulton, Georgia 65 $ 15,451,000 $ 237,707 $ 114,000
Washoe, Nevada 61 $ 17,216,000 $ 282,229 $ 129,000
Leon, Florida 60 $ 9,730,000 $ 162,166 $ 70,000
Escambia, Florida 58 $ 10,169,000 $ 175,327 $ 82,000
Placer, California 57 $ 18,611,000 $ 326,508 $ 99,000
Guadalupe, Texas 57 $ 11,858,000 $ 208,035 $ 77,000
Harris, Texas 55 $ 21,001,000 $ 381,836 $ 175,000
Columbia, Georgia 54 $ 10,553,000 $ 195,425 $ 73,000
Clackamas, Oregon 54 $ 17,204,000 $ 318,592 $ 99,000
Effingham, Georgia 52 $ 9,198,000 $ 176,884 $ 69,000
DeKalb, Georgia 47 $ 10,159,000 $ 216,148 $ 85,000
Wayne, North Carolina 47 $ 7,833,000 $ 166,659 $ 66,000
El Paso, Colorado 44 $ 11,031,000 $ 250,704 $ 80,000
Iredell, North Carolina 40 $ 7,722,000 $ 193,050 $ 78,000
Chelan, Washington 40 $ 11,538,000 $ 288,450 $ 154,000
Craven, North Carolina 39 $ 5,788,000 $ 148,410 $ 64,000
Comal, Texas 39 $ 11,184,000 $ 286,769 $ 112,000
Jefferson, Colorado 38 $ 14,025,000 $ 369,078 $ 124,000
Charlotte, Florida 38 $ 6,962,000 $ 183,210 $ 135,000
Richmond, Georgia 38 $ 4,598,000 $ 121,000 $ 51,000
Hays, Texas 35 $ 8,227,000 $ 235,057 $ 139,000
Salt Lake, Utah 35 $ 7,954,000 $ 227,257 $ 79,000
Citrus, Florida 34 $ 4,006,000 $ 117,823 $ 64,000
Dallas, Texas 34 $ 8,183,000 $ 240,676 $ 92,000
Santa Rosa, Florida 33 $ 7,581,000 $ 229,727 $ 88,000
Washington, Oregon 33 $ 9,749,000 $ 295,424 $ 129,000
Coconino, Arizona 32 $ 8,125,000 $ 253,906 $ 192,000
Navajo, Arizona 31 $ 5,849,000 $ 188,677 $ 133,000
San Diego, California 31 $ 14,195,000 $ 457,903 $ 120,000
Laurens, South Carolina 31 $ 3,378,000 $ 108,967 $ 54,000
Forsyth, Georgia 30 $ 8,796,000 $ 293,200 $ 116,000
Paulding, Georgia 30 $ 5,849,000 $ 194,966 $ 81,000
Orange, California 27 $ 12,964,000 $ 480,148 $ 403,000
Douglas, Colorado 25 $ 8,072,000 $ 322,880 $ 128,000
Pasco, Florida 24 $ 3,744,000 $ 156,000 $ 122,000
Mohave, Arizona 23 $ 4,361,000 $ 189,608 $ 92,000
Contra Costa, California 23 $ 8,200,000 $ 356,521 $ 111,000
San Bernardino, California 23 $ 6,077,000 $ 264,217 $ 120,000
Arapahoe, Colorado 23 $ 6,861,000 $ 298,304 $ 119,000
Gadsden, Florida 23 $ 4,292,000 $ 186,608 $ 68,000
Hillsborough, Florida 23 $ 6,435,000 $ 279,782 $ 120,000
Okaloosa, Florida 22 $ 4,984,000 $ 226,545 $ 77,000
Rowan, North Carolina 22 $ 2,981,000 $ 135,500 $ 53,000
Kitsap, Washington 22 $ 7,347,000 $ 333,954 $ 163,000
Sarasota, Florida 21 $ 4,326,000 $ 206,000 $ 141,000
Hall, Georgia 21 $ 5,178,000 $ 246,571 $ 114,000
Granville, North Carolina 21 $ 3,321,000 $ 158,142 $ 58,000
Collin, Texas 21 $ 7,247,000 $ 345,095 $ 129,000
Pima, Arizona 20 $ 4,476,000 $ 223,800 $ 112,000
Alamance, North Carolina 20 $ 2,828,000 $ 141,400 $ 51,000
Harnett, North Carolina 20 $ 3,248,000 $ 162,400 $ 70,000
Cherokee, Georgia 19 $ 5,161,000 $ 271,631 $ 94,000
Bernalillo, New Mexico 19 $ 4,934,000 $ 259,684 $ 114,000
Tarrant, Texas 18 $ 4,543,000 $ 252,388 $ 137,000
Grays Harbor, Washington 18 $ 3,840,000 $ 213,333 $ 96,000
Chatham, North Carolina 16 $ 3,670,000 $ 229,375 $ 76,000
Franklin, North Carolina 16 $ 2,840,000 $ 177,500 $ 73,000
Barrow, Georgia 15 $ 2,601,000 $ 173,400 $ 66,000
Bryan, Georgia 15 $ 3,405,000 $ 227,000 $ 77,000
Douglas, Nevada 15 $ 4,271,000 $ 284,733 $ 123,000
Carteret, North Carolina 15 $ 3,470,000 $ 231,333 $ 99,000
Nash, North Carolina 15 $ 1,911,000 $ 127,400 $ 57,000
Greenwood, South Carolina 15 $ 1,914,000 $ 127,600 $ 60,000
Fort Bend, Texas 15 $ 3,877,000 $ 258,466 $ 106,000
Fresno, California 14 $ 2,407,000 $ 171,928 $ 143,000
Adams, Colorado 14 $ 4,761,000 $ 340,071 $ 141,000
Wakulla, Florida 14 $ 1,940,000 $ 138,571 $ 56,000
Horry, South Carolina 14 $ 2,688,000 $ 192,000 $ 92,000
Skagit, Washington 14 $ 3,948,000 $ 282,000 $ 84,000
Beaufort, North Carolina 13 $ 2,463,000 $ 189,461 $ 104,000
Orange, North Carolina 13 $ 2,878,000 $ 221,384 $ 79,000
Marion, Oregon 13 $ 2,898,000 $ 222,923 $ 67,000
Denton, Texas 13 $ 4,048,000 $ 311,384 $ 131,000
Alameda, California 12 $ 5,711,000 $ 475,916 $ 116,000
Pamlico, North Carolina 12 $ 1,338,000 $ 111,500 $ 57,000
Wilson, Texas 12 $ 2,466,000 $ 205,500 $ 103,000
Newton, Georgia 11 $ 2,417,000 $ 219,727 $ 102,000
Hoke, North Carolina 11 $ 1,618,000 $ 147,090 $ 53,000
Deschutes, Oregon 11 $ 3,139,000 $ 285,363 $ 204,000
Abbeville, South Carolina 11 $ 1,494,000 $ 135,818 $ 62,000
Sutter, California 10 $ 2,135,000 $ 213,500 $ 62,000
Beaufort, South Carolina 10 $ 2,044,000 $ 204,400 $ 101,000
York, South Carolina 10 $ 1,716,000 $ 171,600 $ 63,000
Sonoma, California 9 $ 5,183,000 $ 575,888 $ 171,000
Polk, Florida 9 $ 1,148,000 $ 127,555 $ 76,000
Henry, Georgia 9 $ 1,579,000 $ 175,444 $ 80,000
Person, North Carolina 9 $ 1,420,000 $ 157,777 $ 65,000
Tulare, California 8 $ 1,282,000 $ 160,250 $ 43,000
Jackson, Georgia 8 $ 1,785,000 $ 223,125 $ 79,000
Lee, North Carolina 8 $ 1,433,000 $ 179,125 $ 63,000
Sampson, North Carolina 8 $ 1,197,000 $ 149,625 $ 75,000
Atascosa, Texas 8 $ 1,004,000 $ 125,500 $ 65,000
Bandera, Texas 8 $ 1,645,000 $ 205,625 $ 122,000
Montgomery, Texas 8 $ 2,712,000 $ 339,000 $ 128,000
Yolo, California 7 $ 1,934,000 $ 276,285 $ 85,000
Orange, Florida 7 $ 1,436,000 $ 205,142 $ 110,000
Bartow, Georgia 7 $ 1,085,000 $ 155,000 $ 49,000
Berrien, Georgia 7 $ 1,076,000 $ 153,714 $ 70,000
Lanier, Georgia 7 $ 849,000 $ 121,285 $ 54,000
Liberty, Georgia 7 $ 865,000 $ 123,571 $ 51,000
Walton, Georgia 7 $ 1,082,000 $ 154,571 $ 60,000
Gaston, North Carolina 7 $ 1,335,000 $ 190,714 $ 81,000
Stanly, North Carolina 7 $ 854,000 $ 122,000 $ 54,000
Davis, Utah 7 $ 1,362,000 $ 194,571 $ 70,000
Mason, Washington 7 $ 1,875,000 $ 267,857 $ 112,000
Gila, Arizona 6 $ 922,000 $ 153,666 $ 123,000
El Dorado, California 6 $ 1,943,000 $ 323,833 $ 112,000
Santa Clara, California 6 $ 2,926,000 $ 487,666 $ 163,000
Brooks, Georgia 6 $ 1,134,000 $ 189,000 $ 64,000
Burke, Georgia 6 $ 1,018,000 $ 169,666 $ 66,000
Rockdale, Georgia 6 $ 888,000 $ 148,000 $ 55,000
Catawba, North Carolina 6 $ 1,741,000 $ 290,166 $ 139,000
Guilford, North Carolina 6 $ 946,000 $ 157,666 $ 49,000
Lenoir, North Carolina 6 $ 688,000 $ 114,666 $ 50,000
Lincoln, North Carolina 6 $ 1,237,000 $ 206,166 $ 67,000
Shelby, Tennessee 6 $ 749,000 $ 124,833 $ 96,000
Grant, Washington 6 $ 1,030,000 $ 171,666 $ 77,000
Whatcom, Washington 6 $ 1,575,000 $ 262,500 $ 232,000
Stanislaus, California 5 $ 1,350,000 $ 270,000 $ 102,000
Yuba, California 5 $ 1,456,000 $ 291,200 $ 109,000
Volusia, Florida 5 $ 1,002,000 $ 200,400 $ 79,000
Dawson, Georgia 5 $ 1,015,000 $ 203,000 $ 77,000
Fayette, Georgia 5 $ 1,198,000 $ 239,600 $ 78,000
Oconee, Georgia 5 $ 1,643,000 $ 328,600 $ 120,000
Carson City, Nevada 5 $ 1,092,000 $ 218,400 $ 51,000
Lyon, Nevada 5 $ 659,000 $ 131,800 $ 36,000
Columbus, North Carolina 5 $ 630,000 $ 126,000 $ 46,000
Jones, North Carolina 5 $ 961,000 $ 192,200 $ 115,000
Vance, North Carolina 5 $ 691,000 $ 138,200 $ 49,000
Sullivan, Tennessee 5 $ 845,000 $ 169,000 $ 63,000
Bastrop, Texas 5 $ 1,259,000 $ 251,800 $ 80,000
Brazoria, Texas 5 $ 1,170,000 $ 234,000 $ 127,000
Brazos, Texas 5 $ 1,603,000 $ 320,600 $ 195,000
Kendall, Texas 5 $ 1,999,000 $ 399,800 $ 152,000
Medina, Texas 5 $ 1,276,000 $ 255,200 $ 148,000
Utah, Utah 5 $ 1,151,000 $ 230,200 $ 64,000
Weber, Utah 5 $ 921,000 $ 184,200 $ 52,000
Island, Washington 5 $ 1,855,000 $ 371,000 $ 133,000
Kittitas, Washington 5 $ 867,000 $ 173,400 $ 58,000
Lewis, Washington 5 $ 846,000 $ 169,200 $ 122,000
Yakima, Washington 5 $ 1,123,000 $ 224,600 $ 69,000
Butte, California 4 $ 1,006,000 $ 251,500 $ 67,000
Merced, California 4 $ 960,000 $ 240,000 $ 65,000
Napa, California 4 $ 2,447,000 $ 611,750 $ 143,000
Nevada, California 4 $ 1,086,000 $ 271,500 $ 123,000
Huerfano, Colorado 4 $ 645,000 $ 161,250 $ 87,000
Weld, Colorado 4 $ 1,320,000 $ 330,000 $ 93,000
Broward, Florida 4 $ 1,585,000 $ 396,250 $ 104,000
Clay, Florida 4 $ 838,000 $ 209,500 $ 78,000
Lee, Florida 4 $ 2,446,000 $ 611,500 $ 281,000
Baldwin, Georgia 4 $ 406,000 $ 101,500 $ 61,000
Douglas, Georgia 4 $ 467,000 $ 116,750 $ 33,000
Thomas, Georgia 4 $ 451,000 $ 112,750 $ 126,000
Canyon, Idaho 4 $ 678,000 $ 169,500 $ 40,000
Kootenai, Idaho 4 $ 871,000 $ 217,750 $ 56,000
St. Louis, Missouri 4 $ 558,000 $ 139,500 $ 53,000
Sandoval, New Mexico 4 $ 1,030,000 $ 257,500 $ 98,000
Dare, North Carolina 4 $ 1,338,000 $ 334,500 $ 105,000
Madison, North Carolina 4 $ 1,136,000 $ 284,000 $ 109,000
Martin, North Carolina 4 $ 295,000 $ 73,750 $ 26,000
Moore, North Carolina 4 $ 869,000 $ 217,250 $ 105,000
Robeson, North Carolina 4 $ 471,000 $ 117,750 $ 48,000
Union, North Carolina 4 $ 1,307,000 $ 326,750 $ 134,000
Linn, Oregon 4 $ 783,000 $ 195,750 $ 62,000
Aiken, South Carolina 4 $ 519,000 $ 129,750 $ 58,000
Charleston, South Carolina 4 $ 1,157,000 $ 289,250 $ 120,000
Bell, Texas 4 $ 682,000 $ 170,500 $ 44,000
Kerr, Texas 4 $ 766,000 $ 191,500 $ 87,000
Cowlitz, Washington 4 $ 905,000 $ 226,250 $ 69,000
Marin, California 3 $ 1,580,000 $ 526,666 $ 365,000
San Benito, California 3 $ 1,499,000 $ 499,666 $ 127,000
San Francisco, California 3 $ 1,966,000 $ 655,333 $ 287,000
San Joaquin, California 3 $ 826,000 $ 275,333 $ 62,000
San Luis Obispo, California 3 $ 1,211,000 $ 403,666 $ 106,000
San Mateo, California 3 $ 971,000 $ 323,666 $ 122,000
Elbert, Colorado 3 $ 926,000 $ 308,666 $ 135,000
Pueblo, Colorado 3 $ 569,000 $ 189,666 $ 98,000
Summit, Colorado 3 $ 1,569,000 $ 523,000 $ 304,000
Collier, Florida 3 $ 921,000 $ 307,000 $ 229,000
Palm Beach, Florida 3 $ 955,000 $ 318,333 $ 86,000
Bulloch, Georgia 3 $ 464,000 $ 154,666 $ 87,000
Clarke, Georgia 3 $ 423,000 $ 141,000 $ 46,000
Clayton, Georgia 3 $ 324,000 $ 108,000 $ 60,000
Crisp, Georgia 3 $ 775,000 $ 258,333 $ 115,000
Greene, Georgia 3 $ 1,285,000 $ 428,333 $ 281,000
Morgan, Georgia 3 $ 898,000 $ 299,333 $ 116,000
Putnam, Georgia 3 $ 586,000 $ 195,333 $ 114,000
Towns, Georgia 3 $ 668,000 $ 222,666 $ 86,000
Ada, Idaho 3 $ 939,000 $ 313,000 $ 113,000
Socorro, New Mexico 3 $ 379,000 $ 126,333 $ 74,000
Bladen, North Carolina 3 $ 313,000 $ 104,333 $ 98,000
Davidson, North Carolina 3 $ 538,000 $ 179,333 $ 101,000
Duplin, North Carolina 3 $ 371,000 $ 123,666 $ 43,000
Edgecombe, North Carolina 3 $ 191,000 $ 63,666 $ 123,000
Forsyth, North Carolina 3 $ 713,000 $ 237,666 $ 76,000
Greene, North Carolina 3 $ 452,000 $ 150,666 $ 56,000
Wilson, North Carolina 3 $ 264,000 $ 88,000 $ 60,000
Berkeley, South Carolina 3 $ 569,000 $ 189,666 $ 76,000
Cherokee, South Carolina 3 $ 416,000 $ 138,666 $ 50,000
Hawkins, Tennessee 3 $ 430,000 $ 143,333 $ 77,000
Llano, Texas 3 $ 647,000 $ 215,666 $ 139,000
Benton, Washington 3 $ 534,000 $ 178,000 $ 717,000
Douglas, Washington 3 $ 774,000 $ 258,000 $ 64,000
Jefferson, Washington 3 $ 889,000 $ 296,333 $ 129,000
Calhoun, Alabama 2 $ 159,000 $ 79,500 $ 156,000
Valdez-Cordova, Alaska 2 $ 335,000 $ 167,500 $ 48,000
Apache, Arizona 2 $ 194,000 $ 97,000 $ 28,000
La Paz, Arizona 2 $ 124,000 $ 62,000 $ 35,000
Madera, California 2 $ 463,000 $ 231,500 $ 96,000
Tehama, California 2 $ 258,000 $ 129,000 $ 48,000
Boulder, Colorado 2 $ 856,000 $ 428,000 $ 146,000
Park, Colorado 2 $ 563,000 $ 281,500 $ 230,000
Teller, Colorado 2 $ 575,000 $ 287,500 $ 87,000
Bay, Florida 2 $ 186,000 $ 93,000 $ 103,000
Hernando, Florida 2 $ 207,000 $ 103,500 $ 142,000
Jefferson, Florida 2 $ 395,000 $ 197,500 $ 74,000
Miami-Dade, Florida 2 $ 591,000 $ 295,500 $ 157,000
Osceola, Florida 2 $ 345,000 $ 172,500 $ 60,000
Bibb, Georgia 2 $ 371,000 $ 185,500 $ 86,000
Carroll, Georgia 2 $ 298,000 $ 149,000 $ 121,000
Cook, Georgia 2 $ 229,000 $ 114,500 $ 53,000
Floyd, Georgia 2 $ 210,000 $ 105,000 $ 60,000
Grady, Georgia 2 $ 504,000 $ 252,000 $ 145,000
Long, Georgia 2 $ 326,000 $ 163,000 $ 47,000
Monroe, Georgia 2 $ 362,000 $ 181,000 $ 53,000
Polk, Georgia 2 $ 303,000 $ 151,500 $ 42,000
Randolph, Georgia 2 $ 207,000 $ 103,500 $ 60,000
Spalding, Georgia 2 $ 147,000 $ 73,500 $ 21,000
Warren, Georgia 2 $ 226,000 $ 113,000 $ 45,000
Cook, Illinois 2 $ 732,000 $ 366,000 $ 336,000
Calcasieu, Louisiana 2 $ 612,000 $ 306,000 $ 401,000
Hillsborough, New Hampshire 2 $ 252,000 $ 126,000 $ 41,000
Caldwell, North Carolina 2 $ 502,000 $ 251,000 $ 111,000
Cherokee, North Carolina 2 $ 270,000 $ 135,000 $ 58,000
Davie, North Carolina 2 $ 183,000 $ 91,500 $ 47,000
Henderson, North Carolina 2 $ 189,000 $ 94,500 $ 44,000
Macon, North Carolina 2 $ 168,000 $ 84,000 $ 25,000
Rutherford, North Carolina 2 $ 546,000 $ 273,000 $ 98,000
Watauga, North Carolina 2 $ 282,000 $ 141,000 $ 114,000
Columbia, Oregon 2 $ 462,000 $ 231,000 $ 83,000
Yamhill, Oregon 2 $ 465,000 $ 232,500 $ 161,000
Kershaw, South Carolina 2 $ 165,000 $ 82,500 $ 65,000
Lexington, South Carolina 2 $ 320,000 $ 160,000 $ 34,000
Newberry, South Carolina 2 $ 184,000 $ 92,000 $ 48,000
Austin, Texas 2 $ 665,000 $ 332,500 $ 237,000
Grayson, Texas 2 $ 282,000 $ 141,000 $ 87,000
Kaufman, Texas 2 $ 399,000 $ 199,500 $ 94,000
McLennan, Texas 2 $ 382,000 $ 191,000 $ 339,000
Nueces, Texas 2 $ 452,000 $ 226,000 $ 245,000
Refugio, Texas 2 $ 162,000 $ 81,000 $ 32,000
Tooele, Utah 2 $ 420,000 $ 210,000 $ 78,000
Wasatch, Utah 2 $ 599,000 $ 299,500 $ 60,000
Portage, Wisconsin 2 $ 623,000 $ 311,500 $ 220,000
Autauga, Alabama 1 $ 194,000 $ 194,000 $ 166,000
DeKalb, Alabama 1 $ 417,000 $ 417,000 $ 60,000
Lee, Alabama 1 $ 63,000 $ 63,000 $ 15,000
Yuma, Arizona 1 $ 108,000 $ 108,000 $ 115,000
Benton, Arkansas 1 $ 246,000 $ 246,000 $ 150,000
Amador, California 1 $ 224,000 $ 224,000 $ 43,000
Mariposa, California 1 $ 232,000 $ 232,000 $ 48,000
Mono, California 1 $ 356,000 $ 356,000 $ 183,000
Plumas, California 1 $ 318,000 $ 318,000 $ 329,000
Siskiyou, California 1 $ 146,000 $ 146,000 $ 90,000
Clear Creek, Colorado 1 $ 451,000 $ 451,000 $ 127,000
Delta, Colorado 1 $ 232,000 $ 232,000 $ 509,000
Larimer, Colorado 1 $ 268,000 $ 268,000 $ 56,000
Montrose, Colorado 1 $ 396,000 $ 396,000 $ 77,000
Routt, Colorado 1 $ 270,000 $ 270,000 $ 190,000
Columbia, Florida 1 $ 92,000 $ 92,000 $ 50,000
DeSoto, Florida 1 $ 186,000 $ 186,000 $ 205,000
Duval, Florida 1 $ 131,000 $ 131,000 $ 76,000
Flagler, Florida 1 $ 196,000 $ 196,000 $ 76,000
Holmes, Florida 1 $ 80,000 $ 80,000 $ 22,000
Indian River, Florida 1 $ 42,000 $ 42,000 $ 16,000
Jackson, Florida 1 $ 69,000 $ 69,000 $ 122,000
Lake, Florida 1 $ 157,000 $ 157,000 $ 66,000
Manatee, Florida 1 $ 960,000 $ 960,000 $ 968,000
Marion, Florida 1 $ 130,000 $ 130,000 $ 304,000
Monroe, Florida 1 $ 419,000 $ 419,000 $ 550,000
Seminole, Florida 1 $ 182,000 $ 182,000 $ 58,000
St. Johns, Florida 1 $ 377,000 $ 377,000 $ 93,000
Sumter, Florida 1 $ 110,000 $ 110,000 $ 138,000
Banks, Georgia 1 $ 310,000 $ 310,000 $ 180,000
Bleckley, Georgia 1 $ 174,000 $ 174,000 $ 63,000
Butts, Georgia 1 $ 100,000 $ 100,000 $ 27,000
Coweta, Georgia 1 $ 204,000 $ 204,000 $ 105,000
Decatur, Georgia 1 $ 98,000 $ 98,000 $ 33,000
Elbert, Georgia 1 $ 122,000 $ 122,000 $ 33,000
Fannin, Georgia 1 $ 119,000 $ 119,000 $ 37,000
Glascock, Georgia 1 $ 158,000 $ 158,000 $ 50,000
Gordon, Georgia 1 $ 310,000 $ 310,000 $ 120,000
Jefferson, Georgia 1 $ 106,000 $ 106,000 $ 25,000
Lee, Georgia 1 $ 243,000 $ 243,000 $ 108,000
McDuffie, Georgia 1 $ 52,000 $ 52,000 $ 72,000
McIntosh, Georgia 1 $ 288,000 $ 288,000 $ 1,645,000
Muscogee, Georgia 1 $ 145,000 $ 145,000 $ 100,000
Oglethorpe, Georgia 1 $ 133,000 $ 133,000 $ 42,000
Peach, Georgia 1 $ 169,000 $ 169,000 $ 44,000
Tattnall, Georgia 1 $ 120,000 $ 120,000 $ 74,000
Taylor, Georgia 1 $ 116,000 $ 116,000 $ 83,000
Union, Georgia 1 $ 169,000 $ 169,000 $ 112,000
Wayne, Georgia 1 $ 135,000 $ 135,000 $ 64,000
Valley, Idaho 1 $ 202,000 $ 202,000 $ 170,000
McLean, Illinois 1 $ 172,000 $ 172,000 $ 60,000
St. Clair, Illinois 1 $ 61,000 $ 61,000 $ 90,000
Will, Illinois 1 $ 199,000 $ 199,000 $ 77,000
Kosciusko, Indiana 1 $ 68,000 $ 68,000 $ 206,000
Parke, Indiana 1 $ 227,000 $ 227,000 $ 155,000
St. Joseph, Indiana 1 $ 137,000 $ 137,000 $ 31,000
St. Mary, Louisiana 1 $ 65,000 $ 65,000 $ 26,000
York, Maine 1 $ 449,000 $ 449,000 $ 95,000
Harrison, Mississippi 1 $ 220,000 $ 220,000 $ 97,000
Jefferson, Missouri 1 $ 90,000 $ 90,000 $ 50,000
Nye, Nevada 1 $ 159,000 $ 159,000 $ 21,000
Rockingham, New Hampshire 1 $ 220,000 $ 220,000 $ 37,000
Taos, New Mexico 1 $ 220,000 $ 220,000 $ 240,000
Alexander, North Carolina 1 $ 120,000 $ 120,000 $ 61,000
Buncombe, North Carolina 1 $ 175,000 $ 175,000 $ 75,000
Currituck, North Carolina 1 $ 137,000 $ 137,000 $ 41,000
Montgomery, North Carolina 1 $ 133,000 $ 133,000 $ 109,000
Randolph, North Carolina 1 $ 123,000 $ 123,000 $ 69,000
Scotland, North Carolina 1 $ 103,000 $ 103,000 $ 50,000
Stokes, North Carolina 1 $ 230,000 $ 230,000 $ 83,000
Transylvania, North Carolina 1 $ 86,000 $ 86,000 $ 39,000
Warren, North Carolina 1 $ 87,000 $ 87,000 $ 200,000
Wilkes, North Carolina 1 $ 165,000 $ 165,000 $ 31,000
Benton, Oregon 1 $ 379,000 $ 379,000 $ 13,000
Hood River, Oregon 1 $ 250,000 $ 250,000 $ 37,000
Klamath, Oregon 1 $ 220,000 $ 220,000 $ 69,000
Tillamook, Oregon 1 $ 608,000 $ 608,000 $ 375,000
Chester, South Carolina 1 $ 106,000 $ 106,000 $ 58,000
Darlington, South Carolina 1 $ 192,000 $ 192,000 $ 279,000
Dorchester, South Carolina 1 $ 204,000 $ 204,000 $ 56,000
Marion, South Carolina 1 $ 78,000 $ 78,000 $ 45,000
Richland, South Carolina 1 $ 144,000 $ 144,000 $ 52,000
Saluda, South Carolina 1 $ 244,000 $ 244,000 $ 91,000
Benton, Tennessee 1 $ 115,000 $ 115,000 $ 116,000
Blount, Tennessee 1 $ 48,000 $ 48,000 $ 151,000
Davidson, Tennessee 1 $ 270,000 $ 270,000 $ 336,000
Fayette, Tennessee 1 $ 424,000 $ 424,000 $ 186,000
Hardin, Tennessee 1 $ 150,000 $ 150,000 $ 73,000
Jefferson, Tennessee 1 $ 216,000 $ 216,000 $ 65,000
Loudon, Tennessee 1 $ 260,000 $ 260,000 $ 120,000
Rutherford, Tennessee 1 $ 251,000 $ 251,000 $ 112,000
Washington, Tennessee 1 $ 370,000 $ 370,000 $ 0
Williamson, Tennessee 1 $ 275,000 $ 275,000 $ 45,000
Wilson, Tennessee 1 $ 280,000 $ 280,000 $ 54,000
Aransas, Texas 1 $ 200,000 $ 200,000 $ 71,000
Bee, Texas 1 $ 225,000 $ 225,000 $ 73,000
Brown, Texas 1 $ 98,000 $ 98,000 $ 126,000
Burnet, Texas 1 $ 325,000 $ 325,000 $ 156,000
Calhoun, Texas 1 $ 230,000 $ 230,000 $ 265,000
Ector, Texas 1 $ 372,000 $ 372,000 $ 165,000
Ellis, Texas 1 $ 171,000 $ 171,000 $ 50,000
Falls, Texas 1 $ 120,000 $ 120,000 $ 111,000
Fayette, Texas 1 $ 79,000 $ 79,000 $ 115,000
Galveston, Texas 1 $ 208,000 $ 208,000 $ 118,000
Hockley, Texas 1 $ 165,000 $ 165,000 $ 227,000
Hood, Texas 1 $ 406,000 $ 406,000 $ 123,000
Hunt, Texas 1 $ 55,000 $ 55,000 $ 37,000
Lampasas, Texas 1 $ 119,000 $ 119,000 $ 51,000
Lubbock, Texas 1 $ 146,000 $ 146,000 $ 66,000
Midland, Texas 1 $ 141,000 $ 141,000 $ 191,000
San Jacinto, Texas 1 $ 115,000 $ 115,000 $ 87,000
Taylor, Texas 1 $ 120,000 $ 120,000 $ 143,000
Tom Green, Texas 1 $ 104,000 $ 104,000 $ 111,000
Val Verde, Texas 1 $ 208,000 $ 208,000 $ 82,000
Albemarle, Virginia 1 $ 273,000 $ 273,000 $ 111,000
Greene, Virginia 1 $ 360,000 $ 360,000 $ 103,000
Stafford, Virginia 1 $ 344,000 $ 344,000 $ 157,000
Clallam, Washington 1 $ 254,000 $ 254,000 $ 81,000
Pend Oreille, Washington 1 $ 123,000 $ 123,000 $ 123,000
Stevens, Washington 1 $ 175,000 $ 175,000 $ 16,000
Walla Walla, Washington 1 $ 204,000 $ 204,000 $ 35,000
Whitman, Washington 1 $ 114,000 $ 114,000 $ 40,000
Jefferson, Wisconsin 1 $ 176,000 $ 176,000 $ 27,000

Mortgage Loan Application Detail Totals for On Q Financial, LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,604 $2,942,247,000 $253,000 $5,200,000 $100,000 $6,295,000
Refinancing 2,216 $618,199,000 $278,000 $2,000,000 $114,000 $1,645,000
Home Improvement 9 $1,636,000 $181,000 $305,000 $63,000 $131,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,079 $2,357,417,000 $259,000 $2,522,000 $107,000 $6,295,000
Hispanic 2,073 $455,375,000 $219,000 $1,696,000 $77,000 $1,175,000
Not Provided 1,036 $331,414,000 $319,000 $5,200,000 $126,000 $1,860,000
Black or African American 823 $175,088,000 $212,000 $1,626,000 $75,000 $482,000
Asian 661 $197,741,000 $299,000 $2,000,000 $105,000 $652,000
Native Hawaiian or Other Pacific Islander 100 $29,748,000 $297,000 $622,000 $103,000 $326,000
American Indian or Alaskan Native 57 $15,299,000 $268,000 $900,000 $96,000 $332,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,703 $2,456,388,000 $282,000 $5,200,000 $121,000 $6,295,000
FHA-insured (Federal Housing Administration) 3,432 $683,863,000 $199,000 $725,000 $65,000 $375,000
VA-guaranteed (Veterans Administration) 1,395 $376,002,000 $269,000 $1,158,000 $84,000 $352,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 299 $45,829,000 $153,000 $364,000 $48,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,043 $2,581,183,000 $257,000 $5,200,000 $102,000 $6,295,000
Application Withdrawn By Applicant 1,874 $493,066,000 $263,000 $1,920,000 $106,000 $3,120,000
Application Denied By Financial Institution 1,105 $269,237,000 $243,000 $2,000,000 $87,000 $1,645,000
Application Approved But Not Accepted 531 $141,489,000 $266,000 $2,000,000 $106,000 $1,048,000
File Closed For Incompleteness 276 $77,107,000 $279,000 $2,400,000 $111,000 $870,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 386 $103,728,000 $268,000 $2,000,000 $68,000 $462,000
Credit History 264 $54,519,000 $206,000 $1,358,000 $79,000 $1,181,000
Collateral 225 $53,201,000 $236,000 $1,460,000 $104,000 $1,439,000
Other 72 $16,921,000 $235,000 $660,000 $117,000 $688,000
Credit Application Incomplete 62 $19,895,000 $320,000 $1,840,000 $154,000 $1,645,000
Insufficient Cash (Downpayment, Closing Cost) 44 $9,629,000 $218,000 $1,120,000 $71,000 $187,000
Unverifiable Information 26 $5,820,000 $223,000 $458,000 $82,000 $378,000
Employment History 26 $5,524,000 $212,000 $417,000 $59,000 $154,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess On Q Financial, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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