On Q Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
On Q Financial, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | On Q Financial, Llc 4800 Scottsdale Rd Suite 5500 Scottsdale, AZ 85251 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 12,537 |
| Total Mortgage Loan Application Amount | $3,952,795,000 |
| Average Mortgage Loan Application Amount | $317,666 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $115,333 |
| Highest Applicant Income | $1,723,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with On Q Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing On Q Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down On Q Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how On Q Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by On Q Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at On Q Financial, Llc's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,838 | $ 617,700,000 | $ 336,000 | $ 119,000 |
| NA (OUTSIDE OF MSA/MD) | 1,229 | $ 279,995,000 | $ 219,302 | $ 120,782 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 970 | $ 202,480,000 | $ 208,000 | $ 84,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 519 | $ 159,565,000 | $ 307,000 | $ 105,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 409 | $ 176,115,000 | $ 441,000 | $ 133,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 407 | $ 252,035,000 | $ 619,000 | $ 206,000 |
| ST. LOUIS, MO-IL | 243 | $ 57,195,000 | $ 235,500 | $ 119,500 |
| DENVER-AURORA-LAKEWOOD, CO | 239 | $ 110,135,000 | $ 460,000 | $ 173,000 |
| WILMINGTON, NC | 219 | $ 59,385,000 | $ 271,000 | $ 108,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 217 | $ 83,755,000 | $ 385,000 | $ 108,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 216 | $ 101,650,000 | $ 470,000 | $ 227,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 173 | $ 53,345,000 | $ 292,000 | $ 59,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 167 | $ 49,785,000 | $ 298,000 | $ 85,000 |
| SAN DIEGO-CARLSBAD, CA | 158 | $ 72,670,000 | $ 459,000 | $ 121,000 |
| SPARTANBURG, SC | 146 | $ 30,240,000 | $ 207,000 | $ 69,000 |
| DALLAS-PLANO-IRVING, TX | 140 | $ 42,910,000 | $ 306,000 | $ 97,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 127 | $ 35,385,000 | $ 278,000 | $ 88,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 127 | $ 36,205,000 | $ 285,000 | $ 95,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 116 | $ 33,290,000 | $ 286,000 | $ 150,000 |
| JACKSONVILLE, NC | 112 | $ 24,390,000 | $ 217,000 | $ 84,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 110 | $ 26,980,000 | $ 251,000 | $ 94,000 |
| TACOMA-LAKEWOOD, WA | 104 | $ 43,310,000 | $ 416,000 | $ 142,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 101 | $ 30,265,000 | $ 299,000 | $ 176,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 88 | $ 45,480,000 | $ 516,000 | $ 257,000 |
| CHICAGO-NAPERVILLE, IL | 88 | $ 25,880,000 | $ 294,000 | $ 133,000 |
| RENO, NV | 88 | $ 31,990,000 | $ 363,000 | $ 125,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 81 | $ 31,525,000 | $ 374,000 | $ 106,500 |
| LAKE HAVASU CITY-KINGMAN, AZ | 80 | $ 20,050,000 | $ 250,000 | $ 106,000 |
| BAKERSFIELD, CA | 74 | $ 16,620,000 | $ 224,000 | $ 86,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 74 | $ 27,460,000 | $ 371,000 | $ 122,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 72 | $ 32,610,000 | $ 452,000 | $ 153,000 |
| SANTA CRUZ-WATSONVILLE, CA | 72 | $ 35,700,000 | $ 495,000 | $ 187,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 69 | $ 20,665,000 | $ 302,000 | $ 137,000 |
| FAYETTEVILLE, NC | 68 | $ 17,530,000 | $ 257,000 | $ 0 |
| RALEIGH, NC | 68 | $ 24,380,000 | $ 358,000 | $ 111,000 |
| FLAGSTAFF, AZ | 66 | $ 21,380,000 | $ 323,000 | $ 144,000 |
| FORT WORTH-ARLINGTON, TX | 66 | $ 18,790,000 | $ 284,000 | $ 109,000 |
| LEWISTON, ID-WA | 66 | $ 15,050,000 | $ 228,000 | $ 81,000 |
| TUCSON, AZ | 66 | $ 17,750,000 | $ 268,000 | $ 169,000 |
| SALISBURY, MD-DE | 65 | $ 14,765,000 | $ 213,000 | $ 57,000 |
| SPRINGFIELD, MO | 65 | $ 13,675,000 | $ 210,000 | $ 69,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 61 | $ 26,635,000 | $ 436,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 60 | $ 26,650,000 | $ 455,500 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 56 | $ 17,120,000 | $ 305,000 | $ 120,000 |
| NEWARK, NJ-PA | 55 | $ 20,015,000 | $ 363,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 52 | $ 24,330,000 | $ 467,000 | $ 110,000 |
| NEW YORK-NEWARK, NY | 48 | $ 16,540,000 | $ 297,500 | $ 0 |
| CHARLOTTESVILLE, VA | 45 | $ 16,635,000 | $ 369,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 45 | $ 15,675,000 | $ 348,000 | $ 129,000 |
| SALT LAKE CITY, UT | 45 | $ 17,635,000 | $ 391,000 | $ 108,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 44 | $ 18,240,000 | $ 414,000 | $ 226,000 |
| CAMDEN, NJ | 43 | $ 12,875,000 | $ 299,000 | $ 0 |
| VALDOSTA, GA | 43 | $ 7,765,000 | $ 180,000 | $ 64,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 43 | $ 19,035,000 | $ 442,000 | $ 145,000 |
| AUSTIN-ROUND ROCK, TX | 42 | $ 12,950,000 | $ 308,000 | $ 115,000 |
| GREENVILLE, NC | 42 | $ 7,800,000 | $ 185,000 | $ 94,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 42 | $ 20,220,000 | $ 481,000 | $ 78,000 |
| JACKSONVILLE, FL | 41 | $ 13,105,000 | $ 319,000 | $ 163,000 |
| RICHMOND, VA | 40 | $ 13,790,000 | $ 344,000 | $ 95,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 40 | $ 11,230,000 | $ 280,000 | $ 80,000 |
| DOVER, DE | 39 | $ 9,965,000 | $ 255,000 | $ 77,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 39 | $ 14,195,000 | $ 363,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 37 | $ 9,425,000 | $ 254,000 | $ 0 |
| COLUMBIA, MO | 35 | $ 5,995,000 | $ 171,000 | $ 61,000 |
| COLUMBUS, OH | 33 | $ 9,355,000 | $ 283,000 | $ 86,000 |
| COLUMBIA, SC | 32 | $ 8,840,000 | $ 276,000 | $ 93,000 |
| CLARKSVILLE, TN-KY | 31 | $ 6,285,000 | $ 189,500 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 30 | $ 9,990,000 | $ 333,000 | $ 32,000 |
| COLORADO SPRINGS, CO | 28 | $ 9,950,000 | $ 355,000 | $ 171,000 |
| PUEBLO, CO | 28 | $ 5,640,000 | $ 201,000 | $ 58,000 |
| FRESNO, CA | 27 | $ 10,275,000 | $ 380,000 | $ 117,000 |
| OGDEN-CLEARFIELD, UT | 27 | $ 8,845,000 | $ 327,000 | $ 134,000 |
| PROVO-OREM, UT | 27 | $ 10,325,000 | $ 382,000 | $ 70,000 |
| SPOKANE-SPOKANE VALLEY, WA | 27 | $ 9,145,000 | $ 338,000 | $ 158,000 |
| DURHAM-CHAPEL HILL, NC | 26 | $ 8,300,000 | $ 319,000 | $ 81,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 26 | $ 7,030,000 | $ 270,000 | $ 300,000 |
| TALLAHASSEE, FL | 26 | $ 6,240,000 | $ 240,000 | $ 85,000 |
| GREENSBORO-HIGH POINT, NC | 25 | $ 7,145,000 | $ 285,000 | $ 87,000 |
| KENNEWICK-RICHLAND, WA | 24 | $ 6,280,000 | $ 261,000 | $ 97,000 |
| MEMPHIS, TN-MS-AR | 24 | $ 6,170,000 | $ 240,666 | $ 87,000 |
| PORT ST. LUCIE, FL | 23 | $ 6,455,000 | $ 280,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 23 | $ 5,425,000 | $ 230,500 | $ 92,000 |
| BATON ROUGE, LA | 22 | $ 4,550,000 | $ 206,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 22 | $ 4,990,000 | $ 229,500 | $ 0 |
| GAINESVILLE, GA | 22 | $ 6,830,000 | $ 310,000 | $ 96,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 22 | $ 7,650,000 | $ 347,000 | $ 113,000 |
| SIERRA VISTA-DOUGLAS, AZ | 22 | $ 4,990,000 | $ 226,000 | $ 87,000 |
| GRAND RAPIDS-WYOMING, MI | 21 | $ 4,505,000 | $ 214,000 | $ 67,000 |
| OLYMPIA-TUMWATER, WA | 21 | $ 7,445,000 | $ 354,000 | $ 103,000 |
| KANSAS CITY, MO-KS | 20 | $ 4,700,000 | $ 237,500 | $ 137,000 |
| BOSTON, MA | 19 | $ 7,565,000 | $ 398,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 19 | $ 5,905,000 | $ 310,000 | $ 104,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 19 | $ 5,455,000 | $ 287,000 | $ 110,000 |
| LAKELAND-WINTER HAVEN, FL | 19 | $ 4,635,000 | $ 243,000 | $ 110,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 19 | $ 6,505,000 | $ 342,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 18 | $ 4,210,000 | $ 227,000 | $ 81,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 18 | $ 6,280,000 | $ 348,000 | $ 348,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 18 | $ 4,100,000 | $ 227,000 | $ 97,000 |
| BOISE CITY, ID | 17 | $ 5,975,000 | $ 351,000 | $ 99,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 17 | $ 6,595,000 | $ 387,000 | $ 154,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 17 | $ 8,435,000 | $ 496,000 | $ 215,000 |
| STOCKTON-LODI, CA | 17 | $ 7,135,000 | $ 419,000 | $ 95,000 |
| JEFFERSON CITY, MO | 16 | $ 2,610,000 | $ 163,000 | $ 82,000 |
| PHILADELPHIA, PA | 16 | $ 4,250,000 | $ 265,000 | $ 77,000 |
| SHREVEPORT-BOSSIER CITY, LA | 16 | $ 3,690,000 | $ 230,000 | $ 0 |
| WINSTON-SALEM, NC | 16 | $ 4,950,000 | $ 309,000 | $ 58,000 |
| WORCESTER, MA-CT | 16 | $ 5,130,000 | $ 320,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 15 | $ 3,345,000 | $ 223,000 | $ 0 |
| SALEM, OR | 15 | $ 4,945,000 | $ 329,000 | $ 87,000 |
| TUSCALOOSA, AL | 15 | $ 2,925,000 | $ 195,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 14 | $ 3,410,000 | $ 243,000 | $ 225,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 14 | $ 4,680,000 | $ 334,000 | $ 115,000 |
| LAFAYETTE, LA | 14 | $ 2,380,000 | $ 170,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 14 | $ 4,280,000 | $ 305,000 | $ 0 |
| BEND-REDMOND, OR | 13 | $ 5,475,000 | $ 421,000 | $ 121,000 |
| GOLDSBORO, NC | 13 | $ 2,615,000 | $ 201,000 | $ 233,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 13 | $ 3,615,000 | $ 266,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 13 | $ 3,565,000 | $ 274,000 | $ 37,000 |
| PROVIDENCE-WARWICK, RI-MA | 13 | $ 3,745,000 | $ 295,500 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 13 | $ 6,475,000 | $ 498,000 | $ 144,000 |
| EUGENE, OR | 12 | $ 3,650,000 | $ 304,000 | $ 104,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 12 | $ 2,260,000 | $ 188,000 | $ 60,000 |
| SAVANNAH, GA | 12 | $ 2,740,000 | $ 228,000 | $ 69,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 12 | $ 3,220,000 | $ 268,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 11 | $ 2,385,000 | $ 216,000 | $ 81,000 |
| EL CENTRO, CA | 11 | $ 2,275,000 | $ 206,000 | $ 55,000 |
| JACKSON, MS | 11 | $ 2,175,000 | $ 197,000 | $ 196,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 11 | $ 2,055,000 | $ 186,000 | $ 0 |
| RAPID CITY, SD | 11 | $ 3,635,000 | $ 330,000 | $ 32,000 |
| ROANOKE, VA | 11 | $ 3,355,000 | $ 305,000 | $ 90,000 |
| ASHEVILLE, NC | 10 | $ 2,350,000 | $ 235,000 | $ 81,000 |
| GREELEY, CO | 10 | $ 3,440,000 | $ 344,000 | $ 65,000 |
| HUNTSVILLE, AL | 10 | $ 2,720,000 | $ 272,000 | $ 72,000 |
| OKLAHOMA CITY, OK | 10 | $ 2,060,000 | $ 206,000 | $ 35,000 |
| SALINAS, CA | 10 | $ 4,460,000 | $ 446,000 | $ 151,000 |
| TULSA, OK | 10 | $ 2,180,000 | $ 218,000 | $ 60,000 |
| WINCHESTER, VA-WV | 10 | $ 3,110,000 | $ 311,000 | $ 118,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 9 | $ 2,925,000 | $ 325,000 | $ 0 |
| COLUMBUS, GA-AL | 9 | $ 2,865,000 | $ 260,000 | $ 130,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 9 | $ 1,885,000 | $ 209,000 | $ 114,000 |
| FORT COLLINS, CO | 9 | $ 3,455,000 | $ 383,000 | $ 120,000 |
| HICKORY-LENOIR-MORGANTON, NC | 9 | $ 2,145,000 | $ 238,000 | $ 26,000 |
| KNOXVILLE, TN | 9 | $ 2,465,000 | $ 273,000 | $ 125,000 |
| MACON-BIBB COUNTY, GA | 9 | $ 1,665,000 | $ 185,000 | $ 70,000 |
| MOBILE, AL | 9 | $ 1,685,000 | $ 187,000 | $ 0 |
| NEW BERN, NC | 9 | $ 2,175,000 | $ 241,000 | $ 73,000 |
| SAN RAFAEL, CA | 9 | $ 3,605,000 | $ 400,000 | $ 79,000 |
| SANTA ROSA, CA | 9 | $ 4,275,000 | $ 475,000 | $ 286,000 |
| SEBRING, FL | 9 | $ 1,355,000 | $ 150,000 | $ 0 |
| WARNER ROBINS, GA | 9 | $ 2,455,000 | $ 272,000 | $ 95,000 |
| WENATCHEE, WA | 9 | $ 2,845,000 | $ 316,000 | $ 139,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 8 | $ 1,250,000 | $ 156,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 8 | $ 2,010,000 | $ 251,000 | $ 108,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 2,510,000 | $ 313,000 | $ 0 |
| CHATTANOOGA, TN-GA | 8 | $ 2,150,000 | $ 232,500 | $ 64,500 |
| HOUMA-THIBODAUX, LA | 8 | $ 1,460,000 | $ 182,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 8 | $ 2,310,000 | $ 288,000 | $ 0 |
| LONGVIEW, TX | 8 | $ 1,850,000 | $ 231,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 8 | $ 2,580,000 | $ 322,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 8 | $ 2,360,000 | $ 295,000 | $ 116,000 |
| PITTSBURGH, PA | 8 | $ 1,320,000 | $ 165,000 | $ 0 |
| REDDING, CA | 8 | $ 2,280,000 | $ 285,000 | $ 31,000 |
| ALEXANDRIA, LA | 7 | $ 1,345,000 | $ 192,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 7 | $ 1,485,000 | $ 212,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 7 | $ 1,655,000 | $ 236,000 | $ 0 |
| SPRINGFIELD, MA | 7 | $ 1,935,000 | $ 276,000 | $ 0 |
| TRENTON, NJ | 7 | $ 2,385,000 | $ 340,000 | $ 0 |
| TYLER, TX | 7 | $ 2,115,000 | $ 302,000 | $ 75,000 |
| YAKIMA, WA | 7 | $ 1,745,000 | $ 249,000 | $ 84,000 |
| ALBANY, OR | 6 | $ 1,550,000 | $ 258,000 | $ 79,000 |
| ALBUQUERQUE, NM | 6 | $ 1,570,000 | $ 261,000 | $ 84,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 6 | $ 1,850,000 | $ 259,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 1,450,000 | $ 241,000 | $ 0 |
| BRUNSWICK, GA | 6 | $ 1,790,000 | $ 298,000 | $ 196,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 6 | $ 1,970,000 | $ 328,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 6 | $ 1,880,000 | $ 313,000 | $ 45,000 |
| EL PASO, TX | 6 | $ 1,240,000 | $ 206,000 | $ 0 |
| ELGIN, IL | 6 | $ 1,790,000 | $ 298,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 6 | $ 1,300,000 | $ 216,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 6 | $ 1,190,000 | $ 169,000 | $ 54,000 |
| MERCED, CA | 6 | $ 1,910,000 | $ 318,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 1,650,000 | $ 275,000 | $ 101,000 |
| OCALA, FL | 6 | $ 1,210,000 | $ 201,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 6 | $ 2,490,000 | $ 415,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 6 | $ 1,990,000 | $ 331,000 | $ 192,000 |
| SANTA MARIA-SANTA BARBARA, CA | 6 | $ 2,370,000 | $ 395,000 | $ 48,000 |
| YUMA, AZ | 6 | $ 1,160,000 | $ 193,000 | $ 61,000 |
| ABILENE, TX | 5 | $ 785,000 | $ 157,000 | $ 0 |
| AUBURN-OPELIKA, AL | 5 | $ 1,165,000 | $ 233,000 | $ 0 |
| BOULDER, CO | 5 | $ 2,205,000 | $ 441,000 | $ 147,000 |
| CARSON CITY, NV | 5 | $ 1,095,000 | $ 219,000 | $ 83,000 |
| CHICO, CA | 5 | $ 1,815,000 | $ 363,000 | $ 54,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 805,000 | $ 157,500 | $ 0 |
| LYNCHBURG, VA | 5 | $ 1,475,000 | $ 295,000 | $ 163,000 |
| MADERA, CA | 5 | $ 1,375,000 | $ 275,000 | $ 232,000 |
| NAPA, CA | 5 | $ 3,265,000 | $ 653,000 | $ 188,000 |
| OCEAN CITY, NJ | 5 | $ 1,755,000 | $ 351,000 | $ 0 |
| ODESSA, TX | 5 | $ 975,000 | $ 195,000 | $ 61,000 |
| PANAMA CITY, FL | 5 | $ 1,445,000 | $ 289,000 | $ 76,000 |
| PUNTA GORDA, FL | 5 | $ 1,835,000 | $ 367,000 | $ 113,000 |
| ROCKFORD, IL | 5 | $ 875,000 | $ 175,000 | $ 64,000 |
| ROME, GA | 5 | $ 935,000 | $ 187,000 | $ 0 |
| AMARILLO, TX | 4 | $ 1,100,000 | $ 275,000 | $ 0 |
| BURLINGTON, NC | 4 | $ 870,000 | $ 217,000 | $ 0 |
| CEDAR RAPIDS, IA | 4 | $ 560,000 | $ 140,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 4 | $ 600,000 | $ 150,000 | $ 98,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 4 | $ 820,000 | $ 205,000 | $ 0 |
| HARRISONBURG, VA | 4 | $ 810,000 | $ 202,000 | $ 200,000 |
| HINESVILLE, GA | 4 | $ 690,000 | $ 172,000 | $ 58,000 |
| HOMOSASSA SPRINGS, FL | 4 | $ 680,000 | $ 170,000 | $ 0 |
| LAWTON, OK | 4 | $ 530,000 | $ 132,000 | $ 79,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 870,000 | $ 313,000 | $ 44,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 780,000 | $ 195,000 | $ 0 |
| MODESTO, CA | 4 | $ 1,410,000 | $ 352,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 4 | $ 1,030,000 | $ 257,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 1,260,000 | $ 315,000 | $ 0 |
| WAUSAU, WI | 4 | $ 750,000 | $ 187,000 | $ 0 |
| WICHITA, KS | 4 | $ 1,280,000 | $ 320,000 | $ 0 |
| ANN ARBOR, MI | 3 | $ 815,000 | $ 271,000 | $ 278,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 645,000 | $ 215,000 | $ 120,000 |
| COEUR D'ALENE, ID | 3 | $ 1,685,000 | $ 561,000 | $ 222,000 |
| DALTON, GA | 3 | $ 585,000 | $ 195,000 | $ 58,000 |
| DECATUR, AL | 3 | $ 355,000 | $ 118,000 | $ 0 |
| FLORENCE, SC | 3 | $ 655,000 | $ 218,000 | $ 210,000 |
| FORT WAYNE, IN | 3 | $ 905,000 | $ 301,000 | $ 0 |
| GARY, IN | 3 | $ 1,055,000 | $ 351,000 | $ 0 |
| KOKOMO, IN | 3 | $ 755,000 | $ 251,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 965,000 | $ 321,000 | $ 0 |
| LAKE CHARLES, LA | 3 | $ 475,000 | $ 158,000 | $ 0 |
| LANSING-EAST LANSING, MI | 3 | $ 505,000 | $ 168,000 | $ 0 |
| LEWISTON-AUBURN, ME | 3 | $ 605,000 | $ 201,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 3 | $ 1,255,000 | $ 418,000 | $ 0 |
| MEDFORD, OR | 3 | $ 1,115,000 | $ 371,000 | $ 603,000 |
| MONTGOMERY, AL | 3 | $ 515,000 | $ 171,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 1,125,000 | $ 375,000 | $ 176,000 |
| MUNCIE, IN | 3 | $ 445,000 | $ 148,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 445,000 | $ 148,000 | $ 86,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 535,000 | $ 172,500 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 855,000 | $ 285,000 | $ 0 |
| SUMTER, SC | 3 | $ 605,000 | $ 201,000 | $ 57,000 |
| TWIN FALLS, ID | 3 | $ 485,000 | $ 161,000 | $ 118,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 815,000 | $ 271,000 | $ 0 |
| WACO, TX | 3 | $ 515,000 | $ 171,000 | $ 0 |
| WALLA WALLA, WA | 3 | $ 925,000 | $ 308,000 | $ 100,000 |
| AKRON, OH | 2 | $ 560,000 | $ 280,000 | $ 0 |
| BARNSTABLE TOWN, MA | 2 | $ 330,000 | $ 165,000 | $ 0 |
| BELLINGHAM, WA | 2 | $ 760,000 | $ 380,000 | $ 127,000 |
| BILLINGS, MT | 2 | $ 400,000 | $ 200,000 | $ 0 |
| BLOOMINGTON, IL | 2 | $ 380,000 | $ 190,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 630,000 | $ 315,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 320,000 | $ 160,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 600,000 | $ 300,000 | $ 93,000 |
| CLEVELAND, TN | 2 | $ 280,000 | $ 140,000 | $ 25,000 |
| CORVALLIS, OR | 2 | $ 740,000 | $ 370,000 | $ 176,000 |
| DOTHAN, AL | 2 | $ 240,000 | $ 120,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 290,000 | $ 145,000 | $ 0 |
| FARGO, ND-MN | 2 | $ 500,000 | $ 250,000 | $ 85,500 |
| GADSDEN, AL | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| GAINESVILLE, FL | 2 | $ 390,000 | $ 195,000 | $ 0 |
| GRANTS PASS, OR | 2 | $ 750,000 | $ 375,000 | $ 145,000 |
| GREEN BAY, WI | 2 | $ 460,000 | $ 230,000 | $ 0 |
| HAMMOND, LA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| HANFORD-CORCORAN, CA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| IDAHO FALLS, ID | 2 | $ 790,000 | $ 395,000 | $ 0 |
| JACKSON, TN | 2 | $ 380,000 | $ 190,000 | $ 0 |
| JOHNSON CITY, TN | 2 | $ 540,000 | $ 270,000 | $ 0 |
| LANCASTER, PA | 2 | $ 670,000 | $ 335,000 | $ 0 |
| LAREDO, TX | 2 | $ 510,000 | $ 255,000 | $ 0 |
| MANHATTAN, KS | 2 | $ 250,000 | $ 125,000 | $ 0 |
| MIDLAND, MI | 2 | $ 290,000 | $ 145,000 | $ 0 |
| MORRISTOWN, TN | 2 | $ 550,000 | $ 275,000 | $ 0 |
| RACINE, WI | 2 | $ 570,000 | $ 285,000 | $ 125,000 |
| ROCKY MOUNT, NC | 2 | $ 350,000 | $ 175,000 | $ 36,000 |
| ST. GEORGE, UT | 2 | $ 680,000 | $ 340,000 | $ 0 |
| TERRE HAUTE, IN | 2 | $ 190,000 | $ 95,000 | $ 82,000 |
| TOLEDO, OH | 2 | $ 500,000 | $ 250,000 | $ 0 |
| WICHITA FALLS, TX | 2 | $ 270,000 | $ 135,000 | $ 0 |
| YUBA CITY, CA | 2 | $ 760,000 | $ 380,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 185,000 | $ 185,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 295,000 | $ 295,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 165,000 | $ 165,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| BAY CITY, MI | 1 | $ 485,000 | $ 485,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 255,000 | $ 255,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| CANTON-MASSILLON, OH | 1 | $ 75,000 | $ 75,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| CARBONDALE-MARION, IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| CASPER, WY | 1 | $ 335,000 | $ 335,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| CHARLESTON, WV | 1 | $ 65,000 | $ 65,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 315,000 | $ 315,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 1 | $ 275,000 | $ 275,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 305,000 | $ 305,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 265,000 | $ 265,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 545,000 | $ 545,000 | $ 0 |
| DANVILLE, IL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| EAST STROUDSBURG, PA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 185,000 | $ 185,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| GETTYSBURG, PA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 355,000 | $ 355,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 135,000 | $ 135,000 | $ 0 |
| HATTIESBURG, MS | 1 | $ 235,000 | $ 235,000 | $ 0 |
| JACKSON, MI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| JOPLIN, MO | 1 | $ 415,000 | $ 415,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 165,000 | $ 165,000 | $ 0 |
| LIMA, OH | 1 | $ 55,000 | $ 55,000 | $ 190,000 |
| LINCOLN, NE | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| LOGAN, UT-ID | 1 | $ 355,000 | $ 355,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 545,000 | $ 545,000 | $ 152,000 |
| LUBBOCK, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| MADISON, WI | 1 | $ 275,000 | $ 275,000 | $ 0 |
| MONROE, LA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 415,000 | $ 415,000 | $ 0 |
| MUSKEGON, MI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 255,000 | $ 255,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 1 | $ 285,000 | $ 285,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| SHERMAN-DENISON, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 285,000 | $ 285,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 215,000 | $ 215,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| SYRACUSE, NY | 1 | $ 105,000 | $ 105,000 | $ 0 |
| THE VILLAGES, FL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| TOPEKA, KS | 1 | $ 85,000 | $ 85,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 1 | $ 175,000 | $ 175,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 235,000 | $ 235,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 135,000 | $ 135,000 | $ 0 |
| YORK-HANOVER, PA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for On Q Financial, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,238 | $2,266,080,000 | $313,000 | $3,005,000 | $107,000 | $1,513,000 |
| Refinancing | 3,461 | $1,082,225,000 | $312,000 | $2,775,000 | $122,000 | $1,723,000 |
| Cash-out Refinancing | 1,838 | $604,490,000 | $328,000 | $1,485,000 | $117,000 | $1,070,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,556 | $1,824,420,000 | $328,000 | $1,505,000 | $0 | $0 |
| White | 4,053 | $1,172,665,000 | $289,000 | $3,005,000 | $112,000 | $1,723,000 |
| Not Provided | 1,897 | $667,245,000 | $351,000 | $3,005,000 | $126,000 | $1,260,000 |
| Hispanic | 505 | $135,095,000 | $267,000 | $765,000 | $87,000 | $1,513,000 |
| Black or African American | 359 | $94,155,000 | $262,000 | $935,000 | $86,000 | $624,000 |
| Asian | 122 | $45,720,000 | $374,000 | $1,815,000 | $136,000 | $623,000 |
| American Indian or Alaskan Native | 17 | $5,195,000 | $305,000 | $655,000 | $89,000 | $162,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,395,000 | $338,000 | $595,000 | $118,000 | $318,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,949 | $2,712,335,000 | $341,000 | $3,005,000 | $127,000 | $1,723,000 |
| FHA-insured (Federal Housing Administration) | 2,961 | $763,865,000 | $257,000 | $865,000 | $69,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 1,437 | $441,085,000 | $306,000 | $1,505,000 | $91,000 | $476,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 190 | $35,510,000 | $186,000 | $515,000 | $54,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 5,556 | $1,824,420,000 | $328,000 | $1,505,000 | $0 | $0 |
| Loan Originated | 5,097 | $1,556,695,000 | $305,000 | $3,005,000 | $113,000 | $1,723,000 |
| Application Withdrawn By Applicant | 840 | $252,940,000 | $301,000 | $2,285,000 | $114,000 | $1,260,000 |
| File Closed For Incompleteness | 353 | $116,715,000 | $330,000 | $2,775,000 | $118,000 | $863,000 |
| Application Approved But Not Accepted | 353 | $107,225,000 | $303,000 | $1,605,000 | $120,000 | $1,243,000 |
| Application Denied By Financial Institution | 325 | $91,225,000 | $280,000 | $1,795,000 | $96,000 | $1,513,000 |
| Preapproval Approved but not Accepted | 10 | $2,810,000 | $281,000 | $425,000 | $83,000 | $175,000 |
| Preapproval Denied by Financial Institution | 3 | $765,000 | $255,000 | $285,000 | $74,000 | $90,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,209 | $3,860,805,000 | $316,000 | $3,005,000 | $114,000 | $1,723,000 |
| Debt-To-Income Ratio | 104 | $29,050,000 | $279,000 | $765,000 | $60,000 | $263,000 |
| Collateral | 79 | $22,625,000 | $286,000 | $945,000 | $105,000 | $538,000 |
| Credit History | 74 | $17,670,000 | $238,000 | $605,000 | $86,000 | $317,000 |
| Other | 29 | $9,235,000 | $318,000 | $995,000 | $225,000 | $1,513,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $4,225,000 | $248,000 | $755,000 | $76,000 | $286,000 |
| Employment History | 13 | $3,735,000 | $287,000 | $1,095,000 | $81,000 | $311,000 |
| Credit Application Incomplete | 7 | $1,635,000 | $233,000 | $365,000 | $62,000 | $98,000 |
| Unverifiable Information | 5 | $3,815,000 | $763,000 | $1,795,000 | $247,000 | $599,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess On Q Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.