Opteum Financial Services Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Opteum Financial Services Llc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Opteum Financial Services Llc West 115 Century Road - 3Rd Floor Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 36,776 |
| Total Mortgage Loan Application Amount | $6,253,269,000 |
| Average Mortgage Loan Application Amount | $158,715 |
| Highest Mortgage Loan Application Amount | $3,900,000 |
| Average Applicant Income | $83,036 |
| Highest Applicant Income | $8,511,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Opteum Financial Services Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Opteum Financial Services Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Opteum Financial Services Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Opteum Financial Services Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Opteum Financial Services Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Opteum Financial Services Llc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 2,112 | $ 327,637,000 | $ 155,000 | $ 79,000 |
| Los Angeles County California | 1,921 | $ 489,995,000 | $ 255,000 | $ 114,000 |
| Gwinnett County Georgia | 1,727 | $ 215,552,000 | $ 124,000 | $ 58,000 |
| DeKalb County Georgia | 1,355 | $ 181,229,000 | $ 133,000 | $ 72,000 |
| Henry County Georgia | 1,155 | $ 135,328,000 | $ 117,000 | $ 58,000 |
| Orange County California | 1,072 | $ 349,190,000 | $ 325,000 | $ 129,000 |
| Cobb County Georgia | 1,053 | $ 145,729,000 | $ 138,000 | $ 64,000 |
| Riverside County California | 768 | $ 159,893,000 | $ 208,000 | $ 107,000 |
| Clayton County Georgia | 696 | $ 72,289,000 | $ 103,000 | $ 58,000 |
| Essex County New Jersey | 695 | $ 129,759,000 | $ 186,000 | $ 77,000 |
| Pinellas County Florida | 569 | $ 77,278,000 | $ 135,000 | $ 61,000 |
| Newton County Georgia | 554 | $ 59,321,000 | $ 107,000 | $ 55,000 |
| Cherokee County Georgia | 533 | $ 57,144,000 | $ 107,000 | $ 83,000 |
| Suffolk County New York | 530 | $ 120,390,000 | $ 227,000 | $ 80,000 |
| San Bernardino County California | 528 | $ 90,635,000 | $ 171,000 | $ 103,000 |
| San Diego County California | 440 | $ 129,475,000 | $ 294,000 | $ 115,000 |
| Rockdale County Georgia | 426 | $ 53,024,000 | $ 124,000 | $ 66,000 |
| Middlesex County New Jersey | 421 | $ 88,491,000 | $ 210,000 | $ 85,000 |
| Paulding County Georgia | 406 | $ 43,996,000 | $ 108,000 | $ 60,000 |
| Union County New Jersey | 378 | $ 79,423,000 | $ 210,000 | $ 75,000 |
| Maricopa County Arizona | 377 | $ 46,105,000 | $ 122,000 | $ 95,000 |
| Queens County New York | 367 | $ 85,280,000 | $ 232,000 | $ 75,000 |
| Coweta County Georgia | 366 | $ 40,562,000 | $ 110,000 | $ 68,000 |
| Bergen County New Jersey | 366 | $ 93,211,000 | $ 254,000 | $ 80,000 |
| Passaic County New Jersey | 357 | $ 76,314,000 | $ 213,000 | $ 100,000 |
| Kings County New York | 347 | $ 80,106,000 | $ 230,000 | $ 72,000 |
| Forsyth County Georgia | 346 | $ 55,204,000 | $ 159,000 | $ 87,000 |
| Hillsborough County Florida | 341 | $ 45,112,000 | $ 132,000 | $ 169,000 |
| Fairfield County Connecticut | 337 | $ 72,841,000 | $ 216,000 | $ 76,000 |
| Ventura County California | 332 | $ 91,215,000 | $ 274,000 | $ 112,000 |
| New Haven County Connecticut | 321 | $ 49,214,000 | $ 153,000 | $ 69,000 |
| Fayette County Georgia | 293 | $ 38,587,000 | $ 131,000 | $ 81,000 |
| Ocean County New Jersey | 280 | $ 50,599,000 | $ 180,000 | $ 79,000 |
| Hudson County New Jersey | 279 | $ 60,163,000 | $ 215,000 | $ 78,000 |
| Walton County Georgia | 255 | $ 31,023,000 | $ 121,000 | $ 53,000 |
| Nassau County New York | 251 | $ 65,581,000 | $ 261,000 | $ 103,000 |
| King County Washington | 241 | $ 41,725,000 | $ 173,000 | $ 90,000 |
| Douglas County Georgia | 228 | $ 26,345,000 | $ 115,000 | $ 63,000 |
| Palm Beach County Florida | 227 | $ 35,601,000 | $ 156,000 | $ 70,000 |
| Broward County Florida | 224 | $ 35,051,000 | $ 156,000 | $ 77,000 |
| Wayne County Michigan | 206 | $ 22,700,000 | $ 110,000 | $ 59,000 |
| Clark County Nevada | 203 | $ 36,884,000 | $ 181,000 | $ 109,000 |
| Pasco County Florida | 202 | $ 21,819,000 | $ 108,000 | $ 51,000 |
| Monmouth County New Jersey | 197 | $ 42,456,000 | $ 215,000 | $ 95,000 |
| Bronx County New York | 159 | $ 36,120,000 | $ 227,000 | $ 78,000 |
| Mecklenburg County North Carolina | 154 | $ 16,277,000 | $ 105,000 | $ 57,000 |
| El Paso County Colorado | 153 | $ 19,869,000 | $ 129,000 | $ 83,000 |
| Burlington County New Jersey | 150 | $ 24,887,000 | $ 165,000 | $ 74,000 |
| Camden County New Jersey | 146 | $ 19,280,000 | $ 132,000 | $ 62,000 |
| Morris County New Jersey | 146 | $ 34,616,000 | $ 237,000 | $ 112,000 |
| Philadelphia County Pennsylvania | 144 | $ 14,484,000 | $ 100,000 | $ 54,000 |
| Santa Clara County California | 140 | $ 48,334,000 | $ 345,000 | $ 136,000 |
| Cuyahoga County Ohio | 139 | $ 13,271,000 | $ 95,000 | $ 55,000 |
| Westchester County New York | 137 | $ 36,634,000 | $ 267,000 | $ 112,000 |
| Hartford County Connecticut | 136 | $ 19,634,000 | $ 144,000 | $ 68,000 |
| Orange County New York | 134 | $ 25,140,000 | $ 187,000 | $ 79,000 |
| Monroe County Pennsylvania | 134 | $ 17,970,000 | $ 134,000 | $ 61,000 |
| Plymouth County Massachusetts | 130 | $ 30,266,000 | $ 232,000 | $ 74,000 |
| Sarasota County Florida | 128 | $ 29,743,000 | $ 232,000 | $ 92,000 |
| Barrow County Georgia | 126 | $ 14,659,000 | $ 116,000 | $ 57,000 |
| Somerset County New Jersey | 125 | $ 26,929,000 | $ 215,000 | $ 85,000 |
| Carroll County Georgia | 123 | $ 12,355,000 | $ 100,000 | $ 59,000 |
| Suffolk County Massachusetts | 123 | $ 33,153,000 | $ 269,000 | $ 93,000 |
| Sussex County New Jersey | 122 | $ 22,079,000 | $ 180,000 | $ 68,000 |
| Montgomery County Pennsylvania | 122 | $ 26,797,000 | $ 219,000 | $ 95,000 |
| Cook County Illinois | 121 | $ 22,673,000 | $ 187,000 | $ 67,000 |
| Denver County Colorado | 119 | $ 15,568,000 | $ 130,000 | $ 74,000 |
| Kern County California | 118 | $ 13,917,000 | $ 117,000 | $ 79,000 |
| Alameda County California | 116 | $ 33,999,000 | $ 293,000 | $ 134,000 |
| Snohomish County Washington | 114 | $ 17,694,000 | $ 155,000 | $ 77,000 |
| Duval County Florida | 109 | $ 12,044,000 | $ 110,000 | $ 70,000 |
| Spalding County Georgia | 106 | $ 10,933,000 | $ 103,000 | $ 48,000 |
| Richmond County New York | 103 | $ 19,157,000 | $ 185,000 | $ 69,000 |
| Essex County Massachusetts | 101 | $ 21,584,000 | $ 213,000 | $ 73,000 |
| Hall County Georgia | 99 | $ 11,975,000 | $ 120,000 | $ 54,000 |
| Atlantic County New Jersey | 98 | $ 15,144,000 | $ 154,000 | $ 66,000 |
| Providence County Rhode Island | 98 | $ 15,597,000 | $ 159,000 | $ 66,000 |
| Albany County New York | 96 | $ 9,846,000 | $ 102,000 | $ 75,000 |
| Contra Costa County California | 95 | $ 24,505,000 | $ 257,000 | $ 155,000 |
| Okaloosa County Florida | 94 | $ 14,089,000 | $ 149,000 | $ 89,000 |
| Jackson County Georgia | 94 | $ 10,168,000 | $ 108,000 | $ 60,000 |
| Gloucester County New Jersey | 94 | $ 13,349,000 | $ 142,000 | $ 70,000 |
| Mercer County New Jersey | 93 | $ 12,852,000 | $ 138,000 | $ 64,000 |
| Middlesex County Massachusetts | 86 | $ 20,773,000 | $ 241,000 | $ 86,000 |
| Norfolk County Massachusetts | 84 | $ 23,720,000 | $ 282,000 | $ 105,000 |
| Oakland County Michigan | 84 | $ 22,554,000 | $ 268,000 | $ 98,000 |
| Litchfield County Connecticut | 82 | $ 14,546,000 | $ 177,000 | $ 65,000 |
| Worcester County Massachusetts | 80 | $ 14,476,000 | $ 180,000 | $ 87,000 |
| Rockland County New York | 80 | $ 21,175,000 | $ 264,000 | $ 100,000 |
| Pierce County Washington | 78 | $ 9,239,000 | $ 118,000 | $ 59,000 |
| Manatee County Florida | 77 | $ 12,832,000 | $ 166,000 | $ 78,000 |
| Jefferson County Colorado | 76 | $ 12,039,000 | $ 158,000 | $ 89,000 |
| San Joaquin County California | 72 | $ 15,754,000 | $ 218,000 | $ 129,000 |
| Sacramento County California | 70 | $ 14,175,000 | $ 202,000 | $ 90,000 |
| Santa Rosa County Florida | 70 | $ 10,398,000 | $ 148,000 | $ 106,000 |
| Dutchess County New York | 70 | $ 12,463,000 | $ 178,000 | $ 91,000 |
| Dallas County Texas | 70 | $ 9,642,000 | $ 137,000 | $ 136,000 |
| Arapahoe County Colorado | 69 | $ 10,081,000 | $ 146,000 | $ 86,000 |
| Walton County Florida | 69 | $ 17,879,000 | $ 259,000 | $ 217,000 |
| Bristol County Massachusetts | 68 | $ 12,526,000 | $ 184,000 | $ 63,000 |
| Bexar County Texas | 68 | $ 7,155,000 | $ 105,000 | $ 74,000 |
| Adams County Colorado | 65 | $ 8,206,000 | $ 126,000 | $ 74,000 |
| Oktibbeha County Mississippi | 63 | $ 4,538,000 | $ 72,000 | $ 109,000 |
| Wake County North Carolina | 63 | $ 7,957,000 | $ 126,000 | $ 116,000 |
| Franklin County Ohio | 63 | $ 6,262,000 | $ 99,000 | $ 60,000 |
| Richland County South Carolina | 59 | $ 5,241,000 | $ 88,000 | $ 83,000 |
| San Luis Obispo County California | 54 | $ 15,862,000 | $ 293,000 | $ 103,000 |
| Harris County Texas | 54 | $ 6,963,000 | $ 128,000 | $ 86,000 |
| Macomb County Michigan | 53 | $ 7,384,000 | $ 139,000 | $ 65,000 |
| Stanislaus County California | 51 | $ 9,441,000 | $ 185,000 | $ 100,000 |
| Barnstable County Massachusetts | 51 | $ 11,336,000 | $ 222,000 | $ 76,000 |
| Prince George's County Maryland | 50 | $ 9,095,000 | $ 181,000 | $ 76,000 |
| Lee County Florida | 48 | $ 6,517,000 | $ 135,000 | $ 56,000 |
| Orange County Florida | 48 | $ 6,932,000 | $ 144,000 | $ 66,000 |
| Warren County New Jersey | 47 | $ 9,029,000 | $ 192,000 | $ 83,000 |
| Travis County Texas | 47 | $ 7,961,000 | $ 169,000 | $ 131,000 |
| Tarrant County Texas | 46 | $ 4,688,000 | $ 101,000 | $ 64,000 |
| New Castle County Delaware | 44 | $ 5,976,000 | $ 135,000 | $ 58,000 |
| Chester County Pennsylvania | 44 | $ 10,284,000 | $ 233,000 | $ 89,000 |
| New London County Connecticut | 43 | $ 7,197,000 | $ 167,000 | $ 66,000 |
| Jasper County Georgia | 43 | $ 4,457,000 | $ 103,000 | $ 47,000 |
| Brevard County Florida | 41 | $ 4,524,000 | $ 110,000 | $ 64,000 |
| Bartow County Georgia | 41 | $ 3,677,000 | $ 89,000 | $ 50,000 |
| New York County New York | 41 | $ 10,894,000 | $ 265,000 | $ 124,000 |
| Santa Barbara County California | 39 | $ 16,299,000 | $ 417,000 | $ 181,000 |
| Hillsborough County New Hampshire | 39 | $ 7,544,000 | $ 193,000 | $ 83,000 |
| Bucks County Pennsylvania | 39 | $ 6,530,000 | $ 167,000 | $ 74,000 |
| Douglas County Colorado | 38 | $ 6,312,000 | $ 166,000 | $ 67,000 |
| Erie County New York | 38 | $ 3,947,000 | $ 103,000 | $ 45,000 |
| Shelby County Tennessee | 38 | $ 4,239,000 | $ 111,000 | $ 123,000 |
| Pinal County Arizona | 37 | $ 2,862,000 | $ 77,000 | $ 92,000 |
| San Mateo County California | 37 | $ 14,695,000 | $ 397,000 | $ 162,000 |
| Sonoma County California | 37 | $ 10,063,000 | $ 271,000 | $ 128,000 |
| Polk County Florida | 37 | $ 3,941,000 | $ 106,000 | $ 77,000 |
| Delaware County Pennsylvania | 37 | $ 4,816,000 | $ 130,000 | $ 68,000 |
| San Francisco County California | 35 | $ 13,201,000 | $ 377,000 | $ 142,000 |
| Cape May County New Jersey | 35 | $ 6,711,000 | $ 191,000 | $ 95,000 |
| Fairfax County Virginia | 35 | $ 8,848,000 | $ 252,000 | $ 120,000 |
| Pike County Pennsylvania | 34 | $ 4,153,000 | $ 122,000 | $ 70,000 |
| St. Lucie County Florida | 33 | $ 3,244,000 | $ 98,000 | $ 89,000 |
| Bibb County Georgia | 33 | $ 3,049,000 | $ 92,000 | $ 50,000 |
| Butts County Georgia | 33 | $ 3,141,000 | $ 95,000 | $ 43,000 |
| Allegheny County Pennsylvania | 33 | $ 3,245,000 | $ 98,000 | $ 48,000 |
| Stephens County Georgia | 32 | $ 2,270,000 | $ 70,000 | $ 40,000 |
| Cumberland County Maine | 32 | $ 7,183,000 | $ 224,000 | $ 96,000 |
| Monroe County New York | 32 | $ 3,882,000 | $ 121,000 | $ 86,000 |
| Schenectady County New York | 32 | $ 3,075,000 | $ 96,000 | $ 69,000 |
| Boulder County Colorado | 31 | $ 6,628,000 | $ 213,000 | $ 62,000 |
| Miami-Dade County Florida | 31 | $ 9,518,000 | $ 307,000 | $ 184,000 |
| Marion County Indiana | 31 | $ 2,907,000 | $ 93,000 | $ 41,000 |
| Hampden County Massachusetts | 31 | $ 4,195,000 | $ 135,000 | $ 52,000 |
| Lehigh County Pennsylvania | 31 | $ 3,850,000 | $ 124,000 | $ 49,000 |
| Kent County Michigan | 30 | $ 3,373,000 | $ 112,000 | $ 47,000 |
| Cumberland County New Jersey | 30 | $ 3,235,000 | $ 107,000 | $ 55,000 |
| Rensselaer County New York | 30 | $ 2,264,000 | $ 75,000 | $ 82,000 |
| Lake County Illinois | 29 | $ 5,674,000 | $ 195,000 | $ 77,000 |
| Hunterdon County New Jersey | 29 | $ 6,321,000 | $ 217,000 | $ 86,000 |
| Ulster County New York | 29 | $ 4,124,000 | $ 142,000 | $ 60,000 |
| Northampton County Pennsylvania | 29 | $ 5,051,000 | $ 174,000 | $ 81,000 |
| Mohave County Arizona | 28 | $ 3,470,000 | $ 123,000 | $ 75,000 |
| Osceola County Florida | 27 | $ 2,756,000 | $ 102,000 | $ 83,000 |
| Volusia County Florida | 27 | $ 4,258,000 | $ 157,000 | $ 101,000 |
| Clarke County Georgia | 27 | $ 2,322,000 | $ 86,000 | $ 73,000 |
| Baltimore County Maryland | 27 | $ 4,784,000 | $ 177,000 | $ 47,000 |
| Putnam County New York | 27 | $ 6,083,000 | $ 225,000 | $ 85,000 |
| Oklahoma County Oklahoma | 27 | $ 1,879,000 | $ 69,000 | $ 103,000 |
| Lackawanna County Pennsylvania | 27 | $ 2,323,000 | $ 86,000 | $ 69,000 |
| Luzerne County Pennsylvania | 27 | $ 2,572,000 | $ 95,000 | $ 59,000 |
| Washington County Rhode Island | 27 | $ 5,416,000 | $ 200,000 | $ 124,000 |
| Charleston County South Carolina | 27 | $ 3,790,000 | $ 140,000 | $ 67,000 |
| Middlesex County Connecticut | 26 | $ 5,253,000 | $ 202,000 | $ 93,000 |
| Montgomery County Maryland | 26 | $ 4,974,000 | $ 191,000 | $ 72,000 |
| Kent County Rhode Island | 25 | $ 5,555,000 | $ 222,000 | $ 101,000 |
| Seminole County Florida | 24 | $ 4,100,000 | $ 170,000 | $ 60,000 |
| Will County Illinois | 24 | $ 3,353,000 | $ 139,000 | $ 58,000 |
| Jefferson County Louisiana | 24 | $ 4,182,000 | $ 174,000 | $ 59,000 |
| Lorain County Ohio | 24 | $ 2,899,000 | $ 120,000 | $ 72,000 |
| Fresno County California | 23 | $ 3,487,000 | $ 151,000 | $ 80,000 |
| Putnam County Georgia | 23 | $ 3,256,000 | $ 141,000 | $ 132,000 |
| Upson County Georgia | 23 | $ 1,970,000 | $ 85,000 | $ 46,000 |
| Dorchester County South Carolina | 23 | $ 1,706,000 | $ 74,000 | $ 70,000 |
| Weld County Colorado | 22 | $ 3,056,000 | $ 138,000 | $ 87,000 |
| Tolland County Connecticut | 22 | $ 2,933,000 | $ 133,000 | $ 66,000 |
| Escambia County Florida | 22 | $ 2,954,000 | $ 134,000 | $ 134,000 |
| Collin County Texas | 22 | $ 2,966,000 | $ 134,000 | $ 82,000 |
| Santa Cruz County California | 21 | $ 5,820,000 | $ 277,000 | $ 76,000 |
| Marion County Florida | 21 | $ 1,800,000 | $ 85,000 | $ 87,000 |
| Chatham County Georgia | 21 | $ 3,036,000 | $ 144,000 | $ 88,000 |
| York County South Carolina | 21 | $ 2,162,000 | $ 102,000 | $ 48,000 |
| Solano County California | 20 | $ 4,494,000 | $ 224,000 | $ 90,000 |
| Larimer County Colorado | 20 | $ 1,842,000 | $ 92,000 | $ 52,000 |
| Windham County Connecticut | 20 | $ 2,639,000 | $ 131,000 | $ 43,000 |
| Collier County Florida | 20 | $ 5,107,000 | $ 255,000 | $ 83,000 |
| Hernando County Florida | 20 | $ 2,324,000 | $ 116,000 | $ 64,000 |
| St. Clair County Illinois | 20 | $ 1,628,000 | $ 81,000 | $ 36,000 |
| Summit County Ohio | 20 | $ 1,659,000 | $ 82,000 | $ 47,000 |
| Denton County Texas | 20 | $ 1,824,000 | $ 91,000 | $ 84,000 |
| Williamson County Texas | 20 | $ 1,716,000 | $ 85,000 | $ 70,000 |
| Clark County Washington | 20 | $ 1,994,000 | $ 99,000 | $ 106,000 |
| Troup County Georgia | 19 | $ 1,482,000 | $ 78,000 | $ 84,000 |
| Washtenaw County Michigan | 19 | $ 3,710,000 | $ 195,000 | $ 81,000 |
| Salem County New Jersey | 19 | $ 2,657,000 | $ 139,000 | $ 58,000 |
| Onondaga County New York | 19 | $ 2,042,000 | $ 107,000 | $ 70,000 |
| York County Pennsylvania | 19 | $ 1,866,000 | $ 98,000 | $ 61,000 |
| Monterey County California | 18 | $ 6,697,000 | $ 372,000 | $ 118,000 |
| Mesa County Colorado | 18 | $ 2,634,000 | $ 146,000 | $ 88,000 |
| Oconee County Georgia | 18 | $ 2,185,000 | $ 121,000 | $ 95,000 |
| Davidson County Tennessee | 18 | $ 1,595,000 | $ 88,000 | $ 64,000 |
| Chesterfield County Virginia | 18 | $ 2,221,000 | $ 123,000 | $ 41,000 |
| Baldwin County Alabama | 17 | $ 3,987,000 | $ 234,000 | $ 145,000 |
| Pima County Arizona | 17 | $ 2,601,000 | $ 153,000 | $ 94,000 |
| Cumberland County North Carolina | 17 | $ 1,044,000 | $ 61,000 | $ 77,000 |
| Beaufort County South Carolina | 17 | $ 2,978,000 | $ 175,000 | $ 163,000 |
| Lexington County South Carolina | 17 | $ 1,422,000 | $ 83,000 | $ 69,000 |
| Navajo County Arizona | 16 | $ 1,510,000 | $ 94,000 | $ 110,000 |
| Anne Arundel County Maryland | 16 | $ 2,633,000 | $ 164,000 | $ 100,000 |
| Ingham County Michigan | 16 | $ 1,402,000 | $ 87,000 | $ 105,000 |
| Saratoga County New York | 16 | $ 2,897,000 | $ 181,000 | $ 83,000 |
| Sullivan County New York | 16 | $ 2,026,000 | $ 126,000 | $ 108,000 |
| Prince William County Virginia | 16 | $ 3,852,000 | $ 240,000 | $ 87,000 |
| Jefferson County Alabama | 15 | $ 1,509,000 | $ 100,000 | $ 68,000 |
| Morgan County Georgia | 15 | $ 2,327,000 | $ 155,000 | $ 99,000 |
| Pike County Georgia | 15 | $ 1,704,000 | $ 113,000 | $ 65,000 |
| DuPage County Illinois | 15 | $ 2,612,000 | $ 174,000 | $ 73,000 |
| Jackson County Missouri | 15 | $ 1,679,000 | $ 111,000 | $ 55,000 |
| Oneida County New York | 15 | $ 1,117,000 | $ 74,000 | $ 50,000 |
| Lake County Ohio | 15 | $ 1,531,000 | $ 102,000 | $ 48,000 |
| Marin County California | 14 | $ 4,248,000 | $ 303,000 | $ 122,000 |
| Placer County California | 14 | $ 3,409,000 | $ 243,000 | $ 198,000 |
| Tulare County California | 14 | $ 2,634,000 | $ 188,000 | $ 115,000 |
| La Plata County Colorado | 14 | $ 2,282,000 | $ 163,000 | $ 88,000 |
| Bay County Florida | 14 | $ 3,278,000 | $ 234,000 | $ 184,000 |
| Haralson County Georgia | 14 | $ 1,601,000 | $ 114,000 | $ 52,000 |
| Lamar County Georgia | 14 | $ 1,709,000 | $ 122,000 | $ 45,000 |
| Rockingham County New Hampshire | 14 | $ 2,440,000 | $ 174,000 | $ 61,000 |
| Horry County South Carolina | 14 | $ 2,155,000 | $ 153,000 | $ 144,000 |
| Gordon County Georgia | 13 | $ 998,000 | $ 76,000 | $ 39,000 |
| Monroe County Georgia | 13 | $ 1,339,000 | $ 103,000 | $ 57,000 |
| Lapeer County Michigan | 13 | $ 1,688,000 | $ 129,000 | $ 55,000 |
| Harrison County Mississippi | 13 | $ 875,000 | $ 67,000 | $ 69,000 |
| Union County North Carolina | 13 | $ 1,556,000 | $ 119,000 | $ 49,000 |
| Hamilton County Ohio | 13 | $ 1,379,000 | $ 106,000 | $ 61,000 |
| Multnomah County Oregon | 13 | $ 1,300,000 | $ 100,000 | $ 54,000 |
| Carbon County Pennsylvania | 13 | $ 1,600,000 | $ 123,000 | $ 52,000 |
| Dauphin County Pennsylvania | 13 | $ 1,142,000 | $ 87,000 | $ 68,000 |
| Lancaster County Pennsylvania | 13 | $ 1,634,000 | $ 125,000 | $ 53,000 |
| Montgomery County Alabama | 12 | $ 1,018,000 | $ 84,000 | $ 155,000 |
| Monroe County Florida | 12 | $ 3,663,000 | $ 305,000 | $ 260,000 |
| Fannin County Georgia | 12 | $ 1,525,000 | $ 127,000 | $ 111,000 |
| Orleans County Louisiana | 12 | $ 2,269,000 | $ 189,000 | $ 84,000 |
| Baltimore City County Maryland | 12 | $ 1,164,000 | $ 97,000 | $ 46,000 |
| Livingston County Michigan | 12 | $ 2,341,000 | $ 195,000 | $ 90,000 |
| St. Louis County Missouri | 12 | $ 1,077,000 | $ 89,000 | $ 49,000 |
| Forsyth County North Carolina | 12 | $ 1,266,000 | $ 105,000 | $ 46,000 |
| Wayne County Pennsylvania | 12 | $ 1,275,000 | $ 106,000 | $ 65,000 |
| Leon County Florida | 11 | $ 1,443,000 | $ 131,000 | $ 124,000 |
| Floyd County Georgia | 11 | $ 872,000 | $ 79,000 | $ 46,000 |
| Lumpkin County Georgia | 11 | $ 1,579,000 | $ 143,000 | $ 77,000 |
| Fayette County Kentucky | 11 | $ 896,000 | $ 81,000 | $ 50,000 |
| Jefferson County Kentucky | 11 | $ 819,000 | $ 74,000 | $ 76,000 |
| Ascension County Louisiana | 11 | $ 1,056,000 | $ 96,000 | $ 76,000 |
| Genesee County Michigan | 11 | $ 1,467,000 | $ 133,000 | $ 79,000 |
| Columbia County New York | 11 | $ 1,187,000 | $ 107,000 | $ 82,000 |
| Durham County North Carolina | 11 | $ 1,752,000 | $ 159,000 | $ 109,000 |
| Delaware County Ohio | 11 | $ 2,306,000 | $ 209,000 | $ 100,000 |
| Washington County Utah | 11 | $ 898,000 | $ 81,000 | $ 92,000 |
| Virginia Beach County Virginia | 11 | $ 2,309,000 | $ 209,000 | $ 97,000 |
| Lee County Alabama | 10 | $ 1,092,000 | $ 109,000 | $ 118,000 |
| Madison County Alabama | 10 | $ 924,000 | $ 92,000 | $ 157,000 |
| Mobile County Alabama | 10 | $ 476,000 | $ 47,000 | $ 148,000 |
| Imperial County California | 10 | $ 1,322,000 | $ 132,000 | $ 128,000 |
| Pueblo County Colorado | 10 | $ 920,000 | $ 92,000 | $ 65,000 |
| Pickens County Georgia | 10 | $ 1,493,000 | $ 149,000 | $ 114,000 |
| Kootenai County Idaho | 10 | $ 1,460,000 | $ 146,000 | $ 254,000 |
| Androscoggin County Maine | 10 | $ 1,013,000 | $ 101,000 | $ 108,000 |
| Harford County Maryland | 10 | $ 1,500,000 | $ 150,000 | $ 63,000 |
| Howard County Maryland | 10 | $ 1,657,000 | $ 165,000 | $ 77,000 |
| Berks County Pennsylvania | 10 | $ 1,045,000 | $ 104,000 | $ 57,000 |
| Greenville County South Carolina | 10 | $ 1,445,000 | $ 144,000 | $ 107,000 |
| Arlington County Virginia | 10 | $ 2,435,000 | $ 243,000 | $ 248,000 |
| Charlotte County Florida | 9 | $ 614,000 | $ 68,000 | $ 71,000 |
| Clay County Florida | 9 | $ 881,000 | $ 97,000 | $ 94,000 |
| St. Johns County Florida | 9 | $ 2,133,000 | $ 237,000 | $ 118,000 |
| Dawson County Georgia | 9 | $ 1,285,000 | $ 142,000 | $ 98,000 |
| Gilmer County Georgia | 9 | $ 1,135,000 | $ 126,000 | $ 126,000 |
| Richmond County Georgia | 9 | $ 768,000 | $ 85,000 | $ 31,000 |
| Kane County Illinois | 9 | $ 1,121,000 | $ 124,000 | $ 78,000 |
| McHenry County Illinois | 9 | $ 1,255,000 | $ 139,000 | $ 32,000 |
| Berkshire County Massachusetts | 9 | $ 1,684,000 | $ 187,000 | $ 58,000 |
| Charlevoix County Michigan | 9 | $ 1,037,000 | $ 115,000 | $ 46,000 |
| St. Clair County Michigan | 9 | $ 1,497,000 | $ 166,000 | $ 52,000 |
| Oswego County New York | 9 | $ 534,000 | $ 59,000 | $ 37,000 |
| Sevier County Tennessee | 9 | $ 716,000 | $ 79,000 | $ 157,000 |
| Hays County Texas | 9 | $ 1,285,000 | $ 142,000 | $ 293,000 |
| Montgomery County Texas | 9 | $ 810,000 | $ 90,000 | $ 155,000 |
| Nueces County Texas | 9 | $ 781,000 | $ 86,000 | $ 54,000 |
| Chesapeake County Virginia | 9 | $ 1,213,000 | $ 134,000 | $ 62,000 |
| Loudoun County Virginia | 9 | $ 1,824,000 | $ 202,000 | $ 62,000 |
| Russell County Alabama | 8 | $ 668,000 | $ 83,000 | $ 33,000 |
| Tallapoosa County Alabama | 8 | $ 1,307,000 | $ 163,000 | $ 199,000 |
| El Dorado County California | 8 | $ 1,720,000 | $ 215,000 | $ 113,000 |
| Garfield County Colorado | 8 | $ 2,382,000 | $ 297,000 | $ 235,000 |
| Kent County Delaware | 8 | $ 1,165,000 | $ 145,000 | $ 61,000 |
| Martin County Florida | 8 | $ 1,544,000 | $ 193,000 | $ 122,000 |
| Effingham County Georgia | 8 | $ 681,000 | $ 85,000 | $ 97,000 |
| Greene County Georgia | 8 | $ 1,223,000 | $ 152,000 | $ 127,000 |
| Meriwether County Georgia | 8 | $ 609,000 | $ 76,000 | $ 49,000 |
| Hawaii County Hawaii | 8 | $ 3,386,000 | $ 423,000 | $ 266,000 |
| St. Tammany County Louisiana | 8 | $ 808,000 | $ 101,000 | $ 93,000 |
| Frederick County Maryland | 8 | $ 2,110,000 | $ 263,000 | $ 117,000 |
| Allegan County Michigan | 8 | $ 860,000 | $ 107,000 | $ 32,000 |
| Eaton County Michigan | 8 | $ 1,010,000 | $ 126,000 | $ 26,000 |
| Tuscola County Michigan | 8 | $ 733,000 | $ 91,000 | $ 52,000 |
| Bernalillo County New Mexico | 8 | $ 1,021,000 | $ 127,000 | $ 50,000 |
| Cayuga County New York | 8 | $ 439,000 | $ 54,000 | $ 22,000 |
| Chenango County New York | 8 | $ 597,000 | $ 74,000 | $ 36,000 |
| Cabarrus County North Carolina | 8 | $ 900,000 | $ 112,000 | $ 45,000 |
| Butler County Pennsylvania | 8 | $ 942,000 | $ 117,000 | $ 82,000 |
| Madison County Tennessee | 8 | $ 688,000 | $ 86,000 | $ 114,000 |
| Alexandria County Virginia | 8 | $ 1,639,000 | $ 204,000 | $ 97,000 |
| Spokane County Washington | 8 | $ 1,067,000 | $ 133,000 | $ 162,000 |
| Flagler County Florida | 7 | $ 1,205,000 | $ 172,000 | $ 103,000 |
| Lake County Florida | 7 | $ 1,038,000 | $ 148,000 | $ 35,000 |
| Laurens County Georgia | 7 | $ 616,000 | $ 88,000 | $ 40,000 |
| Liberty County Georgia | 7 | $ 584,000 | $ 83,000 | $ 47,000 |
| White County Georgia | 7 | $ 640,000 | $ 91,000 | $ 60,000 |
| Honolulu County Hawaii | 7 | $ 2,769,000 | $ 395,000 | $ 99,000 |
| Allen County Indiana | 7 | $ 969,000 | $ 138,000 | $ 82,000 |
| Dukes County Massachusetts | 7 | $ 2,175,000 | $ 310,000 | $ 180,000 |
| Berrien County Michigan | 7 | $ 740,000 | $ 105,000 | $ 37,000 |
| Hennepin County Minnesota | 7 | $ 1,575,000 | $ 225,000 | $ 253,000 |
| Grafton County New Hampshire | 7 | $ 675,000 | $ 96,000 | $ 63,000 |
| Merrimack County New Hampshire | 7 | $ 787,000 | $ 112,000 | $ 91,000 |
| Chautauqua County New York | 7 | $ 681,000 | $ 97,000 | $ 53,000 |
| Essex County New York | 7 | $ 1,239,000 | $ 177,000 | $ 56,000 |
| Fulton County New York | 7 | $ 743,000 | $ 106,000 | $ 88,000 |
| Greene County New York | 7 | $ 1,116,000 | $ 159,000 | $ 95,000 |
| Tompkins County New York | 7 | $ 830,000 | $ 118,000 | $ 63,000 |
| Jackson County North Carolina | 7 | $ 782,000 | $ 111,000 | $ 178,000 |
| Fairfield County Ohio | 7 | $ 1,246,000 | $ 178,000 | $ 73,000 |
| Medina County Ohio | 7 | $ 816,000 | $ 116,000 | $ 50,000 |
| Portage County Ohio | 7 | $ 851,000 | $ 121,000 | $ 61,000 |
| Brazoria County Texas | 7 | $ 702,000 | $ 100,000 | $ 50,000 |
| Salt Lake County Utah | 7 | $ 1,896,000 | $ 270,000 | $ 157,000 |
| Windham County Vermont | 7 | $ 1,182,000 | $ 168,000 | $ 171,000 |
| Spotsylvania County Virginia | 7 | $ 1,478,000 | $ 211,000 | $ 100,000 |
| Skagit County Washington | 7 | $ 843,000 | $ 120,000 | $ 50,000 |
| Yavapai County Arizona | 6 | $ 1,921,000 | $ 320,000 | $ 66,000 |
| Merced County California | 6 | $ 1,049,000 | $ 174,000 | $ 67,000 |
| Park County Colorado | 6 | $ 754,000 | $ 125,000 | $ 132,000 |
| Baldwin County Georgia | 6 | $ 440,000 | $ 73,000 | $ 64,000 |
| Ada County Idaho | 6 | $ 458,000 | $ 76,000 | $ 116,000 |
| York County Maine | 6 | $ 1,152,000 | $ 192,000 | $ 76,000 |
| Charles County Maryland | 6 | $ 701,000 | $ 116,000 | $ 59,000 |
| St. Mary's County Maryland | 6 | $ 1,115,000 | $ 185,000 | $ 83,000 |
| Worcester County Maryland | 6 | $ 1,346,000 | $ 224,000 | $ 93,000 |
| Franklin County Massachusetts | 6 | $ 866,000 | $ 144,000 | $ 72,000 |
| Jackson County Michigan | 6 | $ 941,000 | $ 156,000 | $ 109,000 |
| Ramsey County Minnesota | 6 | $ 1,202,000 | $ 200,000 | $ 70,000 |
| DeSoto County Mississippi | 6 | $ 631,000 | $ 105,000 | $ 91,000 |
| Jackson County Mississippi | 6 | $ 499,000 | $ 83,000 | $ 69,000 |
| St. Charles County Missouri | 6 | $ 993,000 | $ 165,000 | $ 96,000 |
| Santa Fe County New Mexico | 6 | $ 2,022,000 | $ 337,000 | $ 232,000 |
| Montgomery County New York | 6 | $ 531,000 | $ 88,000 | $ 83,000 |
| Niagara County New York | 6 | $ 694,000 | $ 115,000 | $ 49,000 |
| Wayne County New York | 6 | $ 472,000 | $ 78,000 | $ 58,000 |
| Buncombe County North Carolina | 6 | $ 705,000 | $ 117,000 | $ 33,000 |
| Caldwell County North Carolina | 6 | $ 1,284,000 | $ 214,000 | $ 82,000 |
| Pitt County North Carolina | 6 | $ 926,000 | $ 154,000 | $ 100,000 |
| Adams County Ohio | 6 | $ 440,000 | $ 73,000 | $ 29,000 |
| Brown County Ohio | 6 | $ 630,000 | $ 105,000 | $ 51,000 |
| Montgomery County Ohio | 6 | $ 423,000 | $ 70,000 | $ 28,000 |
| Stark County Ohio | 6 | $ 741,000 | $ 123,000 | $ 41,000 |
| Tulsa County Oklahoma | 6 | $ 606,000 | $ 101,000 | $ 99,000 |
| Marion County Oregon | 6 | $ 707,000 | $ 117,000 | $ 70,000 |
| Florence County South Carolina | 6 | $ 333,000 | $ 55,000 | $ 38,000 |
| Hamilton County Tennessee | 6 | $ 289,000 | $ 48,000 | $ 38,000 |
| Knox County Tennessee | 6 | $ 488,000 | $ 81,000 | $ 66,000 |
| Bell County Texas | 6 | $ 365,000 | $ 60,000 | $ 112,000 |
| Comal County Texas | 6 | $ 1,819,000 | $ 303,000 | $ 143,000 |
| Henrico County Virginia | 6 | $ 912,000 | $ 152,000 | $ 61,000 |
| Stafford County Virginia | 6 | $ 839,000 | $ 139,000 | $ 121,000 |
| Kitsap County Washington | 6 | $ 1,097,000 | $ 182,000 | $ 81,000 |
| Thurston County Washington | 6 | $ 813,000 | $ 135,000 | $ 104,000 |
| Anchorage County Alaska | 5 | $ 815,000 | $ 163,000 | $ 108,000 |
| Mendocino County California | 5 | $ 1,488,000 | $ 297,000 | $ 107,000 |
| Tuolumne County California | 5 | $ 1,370,000 | $ 274,000 | $ 104,000 |
| Summit County Colorado | 5 | $ 669,000 | $ 133,000 | $ 74,000 |
| Teller County Colorado | 5 | $ 588,000 | $ 117,000 | $ 85,000 |
| Alachua County Florida | 5 | $ 906,000 | $ 181,000 | $ 355,000 |
| Indian River County Florida | 5 | $ 376,000 | $ 75,000 | $ 111,000 |
| Okeechobee County Florida | 5 | $ 542,000 | $ 108,000 | $ 16,000 |
| Bryan County Georgia | 5 | $ 613,000 | $ 122,000 | $ 37,000 |
| Columbia County Georgia | 5 | $ 575,000 | $ 115,000 | $ 100,000 |
| Elbert County Georgia | 5 | $ 345,000 | $ 69,000 | $ 46,000 |
| Glynn County Georgia | 5 | $ 919,000 | $ 183,000 | $ 103,000 |
| Houston County Georgia | 5 | $ 381,000 | $ 76,000 | $ 48,000 |
| Mitchell County Georgia | 5 | $ 318,000 | $ 63,000 | $ 36,000 |
| Muscogee County Georgia | 5 | $ 674,000 | $ 134,000 | $ 56,000 |
| Peach County Georgia | 5 | $ 397,000 | $ 79,000 | $ 27,000 |
| Walker County Georgia | 5 | $ 395,000 | $ 79,000 | $ 64,000 |
| Hamilton County Indiana | 5 | $ 823,000 | $ 164,000 | $ 55,000 |
| Kennebec County Maine | 5 | $ 401,000 | $ 80,000 | $ 74,000 |
| Carroll County Maryland | 5 | $ 1,052,000 | $ 210,000 | $ 51,000 |
| Cecil County Maryland | 5 | $ 774,000 | $ 154,000 | $ 51,000 |
| Bay County Michigan | 5 | $ 460,000 | $ 92,000 | $ 68,000 |
| Ottawa County Michigan | 5 | $ 450,000 | $ 90,000 | $ 19,000 |
| Lafayette County Missouri | 5 | $ 363,000 | $ 72,000 | $ 106,000 |
| St. Louis City County Missouri | 5 | $ 658,000 | $ 131,000 | $ 144,000 |
| Douglas County Nebraska | 5 | $ 948,000 | $ 189,000 | $ 159,000 |
| Washoe County Nevada | 5 | $ 684,000 | $ 136,000 | $ 16,000 |
| Carroll County New Hampshire | 5 | $ 716,000 | $ 143,000 | $ 252,000 |
| Broome County New York | 5 | $ 352,000 | $ 70,000 | $ 69,000 |
| Ashtabula County Ohio | 5 | $ 316,000 | $ 63,000 | $ 34,000 |
| Butler County Ohio | 5 | $ 631,000 | $ 126,000 | $ 38,000 |
| Lucas County Ohio | 5 | $ 264,000 | $ 52,000 | $ 65,000 |
| Trumbull County Ohio | 5 | $ 497,000 | $ 99,000 | $ 42,000 |
| Blair County Pennsylvania | 5 | $ 543,000 | $ 108,000 | $ 41,000 |
| Lycoming County Pennsylvania | 5 | $ 419,000 | $ 83,000 | $ 45,000 |
| Northumberland County Pennsylvania | 5 | $ 495,000 | $ 99,000 | $ 41,000 |
| Venango County Pennsylvania | 5 | $ 254,000 | $ 50,000 | $ 70,000 |
| Westmoreland County Pennsylvania | 5 | $ 357,000 | $ 71,000 | $ 43,000 |
| Aiken County South Carolina | 5 | $ 487,000 | $ 97,000 | $ 61,000 |
| Berkeley County South Carolina | 5 | $ 662,000 | $ 132,000 | $ 56,000 |
| Galveston County Texas | 5 | $ 634,000 | $ 126,000 | $ 150,000 |
| Parker County Texas | 5 | $ 544,000 | $ 108,000 | $ 51,000 |
| Rutland County Vermont | 5 | $ 364,000 | $ 72,000 | $ 52,000 |
| Hanover County Virginia | 5 | $ 981,000 | $ 196,000 | $ 58,000 |
| Norfolk County Virginia | 5 | $ 497,000 | $ 99,000 | $ 49,000 |
| Richmond City County Virginia | 5 | $ 915,000 | $ 183,000 | $ 93,000 |
| Suffolk County Virginia | 5 | $ 781,000 | $ 156,000 | $ 46,000 |
| Butte County California | 4 | $ 1,072,000 | $ 268,000 | $ 149,000 |
| Calaveras County California | 4 | $ 585,000 | $ 146,000 | $ 121,000 |
| Madera County California | 4 | $ 528,000 | $ 132,000 | $ 119,000 |
| Napa County California | 4 | $ 907,000 | $ 226,000 | $ 73,000 |
| Nevada County California | 4 | $ 870,000 | $ 217,000 | $ 47,000 |
| Plumas County California | 4 | $ 860,000 | $ 215,000 | $ 108,000 |
| Tehama County California | 4 | $ 633,000 | $ 158,000 | $ 63,000 |
| Yolo County California | 4 | $ 852,000 | $ 213,000 | $ 87,000 |
| Archuleta County Colorado | 4 | $ 378,000 | $ 94,000 | $ 71,000 |
| Broomfield County Colorado | 4 | $ 544,000 | $ 136,000 | $ 38,000 |
| Eagle County Colorado | 4 | $ 583,000 | $ 145,000 | $ 81,000 |
| Montrose County Colorado | 4 | $ 260,000 | $ 65,000 | $ 87,000 |
| Columbia County Florida | 4 | $ 381,000 | $ 95,000 | $ 78,000 |
| Catoosa County Georgia | 4 | $ 330,000 | $ 82,000 | $ 155,000 |
| Franklin County Georgia | 4 | $ 285,000 | $ 71,000 | $ 81,000 |
| Rabun County Georgia | 4 | $ 1,484,000 | $ 371,000 | $ 301,000 |
| Union County Georgia | 4 | $ 342,000 | $ 85,000 | $ 70,000 |
| Whitfield County Georgia | 4 | $ 1,150,000 | $ 287,000 | $ 109,000 |
| Maui County Hawaii | 4 | $ 946,000 | $ 236,000 | $ 188,000 |
| Johnson County Kansas | 4 | $ 1,363,000 | $ 340,000 | $ 109,000 |
| Wyandotte County Kansas | 4 | $ 277,000 | $ 69,000 | $ 20,000 |
| Penobscot County Maine | 4 | $ 414,000 | $ 103,000 | $ 44,000 |
| Ionia County Michigan | 4 | $ 298,000 | $ 74,000 | $ 38,000 |
| Kalamazoo County Michigan | 4 | $ 451,000 | $ 112,000 | $ 27,000 |
| Midland County Michigan | 4 | $ 496,000 | $ 124,000 | $ 44,000 |
| Montcalm County Michigan | 4 | $ 320,000 | $ 80,000 | $ 42,000 |
| Saginaw County Michigan | 4 | $ 348,000 | $ 87,000 | $ 21,000 |
| Flathead County Montana | 4 | $ 672,000 | $ 168,000 | $ 93,000 |
| Yellowstone County Montana | 4 | $ 233,000 | $ 58,000 | $ 1,000 |
| Coos County New Hampshire | 4 | $ 435,000 | $ 108,000 | $ 90,000 |
| Sandoval County New Mexico | 4 | $ 440,000 | $ 110,000 | $ 112,000 |
| Clinton County New York | 4 | $ 355,000 | $ 88,000 | $ 72,000 |
| Madison County New York | 4 | $ 300,000 | $ 75,000 | $ 58,000 |
| Steuben County New York | 4 | $ 237,000 | $ 59,000 | $ 22,000 |
| Warren County New York | 4 | $ 516,000 | $ 129,000 | $ 51,000 |
| Washington County New York | 4 | $ 387,000 | $ 96,000 | $ 64,000 |
| Alamance County North Carolina | 4 | $ 500,000 | $ 125,000 | $ 76,000 |
| Hoke County North Carolina | 4 | $ 238,000 | $ 59,000 | $ 83,000 |
| New Hanover County North Carolina | 4 | $ 735,000 | $ 183,000 | $ 105,000 |
| Allen County Ohio | 4 | $ 287,000 | $ 71,000 | $ 59,000 |
| Clermont County Ohio | 4 | $ 771,000 | $ 192,000 | $ 42,000 |
| Erie County Ohio | 4 | $ 533,000 | $ 133,000 | $ 226,000 |
| Licking County Ohio | 4 | $ 359,000 | $ 89,000 | $ 28,000 |
| Wood County Ohio | 4 | $ 530,000 | $ 132,000 | $ 51,000 |
| Union County Oregon | 4 | $ 325,000 | $ 81,000 | $ 79,000 |
| Clinton County Pennsylvania | 4 | $ 389,000 | $ 97,000 | $ 43,000 |
| Cumberland County Pennsylvania | 4 | $ 557,000 | $ 139,000 | $ 51,000 |
| Lebanon County Pennsylvania | 4 | $ 413,000 | $ 103,000 | $ 70,000 |
| Hidalgo County Texas | 4 | $ 458,000 | $ 114,000 | $ 34,000 |
| Wilson County Texas | 4 | $ 487,000 | $ 121,000 | $ 82,000 |
| Iron County Utah | 4 | $ 315,000 | $ 78,000 | $ 90,000 |
| Newport News County Virginia | 4 | $ 368,000 | $ 92,000 | $ 74,000 |
| Portsmouth County Virginia | 4 | $ 310,000 | $ 77,000 | $ 102,000 |
| Clallam County Washington | 4 | $ 410,000 | $ 102,000 | $ 43,000 |
| Laramie County Wyoming | 4 | $ 357,000 | $ 89,000 | $ 67,000 |
| Elmore County Alabama | 3 | $ 372,000 | $ 124,000 | $ 87,000 |
| Greene County Alabama | 3 | $ 217,000 | $ 72,000 | $ 67,000 |
| Randolph County Alabama | 3 | $ 320,000 | $ 106,000 | $ 134,000 |
| Tuscaloosa County Alabama | 3 | $ 258,000 | $ 86,000 | $ 50,000 |
| San Benito County California | 3 | $ 1,319,000 | $ 439,000 | $ 89,000 |
| Shasta County California | 3 | $ 455,000 | $ 151,000 | $ 84,000 |
| Sussex County Delaware | 3 | $ 836,000 | $ 278,000 | $ 304,000 |
| Nassau County Florida | 3 | $ 365,000 | $ 121,000 | $ 267,000 |
| Harris County Georgia | 3 | $ 488,000 | $ 162,000 | $ 126,000 |
| Heard County Georgia | 3 | $ 257,000 | $ 85,000 | $ 38,000 |
| Peoria County Illinois | 3 | $ 398,000 | $ 132,000 | $ 59,000 |
| Winnebago County Illinois | 3 | $ 270,000 | $ 90,000 | $ 181,000 |
| Johnson County Indiana | 3 | $ 200,000 | $ 66,000 | $ 32,000 |
| Lake County Indiana | 3 | $ 314,000 | $ 104,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Opteum Financial Services Llc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,147 | $3,513,067,000 | $135,666 | $1,755,000 | $89,625 | $8,511,000 |
| Refinancing | 13,589 | $2,733,216,000 | $174,187 | $3,900,000 | $79,333 | $4,020,000 |
| Home Improvement | 40 | $6,986,000 | $186,692 | $1,500,000 | $72,384 | $177,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,586 | $3,285,638,000 | $155,916 | $3,900,000 | $89,354 | $4,020,000 |
| Not Provided | 6,541 | $1,018,796,000 | $150,434 | $2,940,000 | $83,065 | $1,663,000 |
| Black or African American | 6,070 | $877,884,000 | $128,538 | $1,000,000 | $75,666 | $8,511,000 |
| Hispanic | 4,087 | $768,417,000 | $138,030 | $2,200,000 | $67,363 | $960,000 |
| Asian | 1,223 | $251,407,000 | $166,575 | $1,170,000 | $89,060 | $1,320,000 |
| Native Hawaiian or Other Pacific Islander | 169 | $31,185,000 | $168,588 | $680,000 | $73,058 | $264,000 |
| American Indian or Alaskan Native | 100 | $19,942,000 | $220,555 | $1,425,000 | $82,722 | $590,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,334 | $5,765,988,000 | $152,959 | $3,900,000 | $88,612 | $8,511,000 |
| FHA-insured (Federal Housing Administration) | 3,168 | $445,662,000 | $127,085 | $499,000 | $44,228 | $347,000 |
| VA-guaranteed (Veterans Administration) | 267 | $40,775,000 | $137,391 | $245,000 | $44,043 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $844,000 | $120,000 | $180,000 | $40,500 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 21,777 | $3,574,579,000 | $151,936 | $3,900,000 | $83,170 | $8,511,000 |
| Application Withdrawn By Applicant | 8,889 | $1,456,686,000 | $142,787 | $2,940,000 | $82,063 | $1,663,000 |
| Application Approved But Not Accepted | 3,833 | $786,518,000 | $151,069 | $2,000,000 | $83,581 | $1,785,000 |
| Application Denied By Financial Institution | 2,227 | $425,249,000 | $154,422 | $2,700,000 | $78,711 | $1,320,000 |
| File Closed For Incompleteness | 50 | $10,237,000 | $192,000 | $1,300,000 | $110,444 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 734 | $143,075,000 | $117,787 | $1,380,000 | $77,090 | $950,000 |
| Credit History | 603 | $116,673,000 | $195,789 | $2,700,000 | $77,657 | $1,320,000 |
| Collateral | 424 | $80,508,000 | $141,620 | $1,500,000 | $91,241 | $1,010,000 |
| Debt-To-Income Ratio | 215 | $36,523,000 | $136,875 | $636,000 | $63,500 | $403,000 |
| Unverifiable Information | 99 | $23,235,000 | $180,769 | $904,000 | $71,461 | $477,000 |
| Employment History | 98 | $18,023,000 | $125,050 | $1,000,000 | $66,200 | $325,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $3,946,000 | $138,818 | $371,000 | $69,545 | $262,000 |
| Credit Application Incomplete | 23 | $2,767,000 | $120,500 | $298,000 | $36,833 | $180,000 |
| Mortgage Insurance Denied | 3 | $499,000 | $166,333 | $376,000 | $79,333 | $148,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Opteum Financial Services Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Opteum Financial Services Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.