Optima Mortgage
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Optima Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Optima Mortgage 15941 Redhill Avenue Tustin, CA 92780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,097 |
| Total Mortgage Loan Application Amount | $268,375,000 |
| Average Mortgage Loan Application Amount | $239,280 |
| Highest Mortgage Loan Application Amount | $1,890,000 |
| Average Applicant Income | $73,720 |
| Highest Applicant Income | $1,104,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 78 | $ 10,750,000 | $ 137,000 | $ 60,000 |
| Oakland County Michigan | 59 | $ 15,382,000 | $ 260,000 | $ 92,000 |
| Orange County California | 57 | $ 24,859,000 | $ 436,000 | $ 159,000 |
| Macomb County Michigan | 41 | $ 8,908,000 | $ 217,000 | $ 78,000 |
| Middlesex County Massachusetts | 33 | $ 9,620,000 | $ 291,000 | $ 93,000 |
| Broward County Florida | 30 | $ 6,358,000 | $ 211,000 | $ 65,000 |
| Cook County Illinois | 29 | $ 6,326,000 | $ 218,000 | $ 53,000 |
| Plymouth County Massachusetts | 28 | $ 7,698,000 | $ 274,000 | $ 73,000 |
| Palm Beach County Florida | 27 | $ 6,447,000 | $ 238,000 | $ 81,000 |
| Hennepin County Minnesota | 26 | $ 5,513,000 | $ 212,000 | $ 90,000 |
| Los Angeles County California | 25 | $ 11,824,000 | $ 472,000 | $ 133,000 |
| Riverside County California | 25 | $ 8,285,000 | $ 331,000 | $ 112,000 |
| Suffolk County Massachusetts | 21 | $ 6,103,000 | $ 290,000 | $ 73,000 |
| Essex County Massachusetts | 19 | $ 3,754,000 | $ 197,000 | $ 68,000 |
| Norfolk County Massachusetts | 17 | $ 5,368,000 | $ 315,000 | $ 76,000 |
| Polk County Florida | 15 | $ 2,132,000 | $ 142,000 | $ 40,000 |
| Washtenaw County Michigan | 14 | $ 3,019,000 | $ 215,000 | $ 86,000 |
| Rockingham County New Hampshire | 14 | $ 3,658,000 | $ 261,000 | $ 73,000 |
| Duval County Florida | 13 | $ 2,493,000 | $ 191,000 | $ 58,000 |
| San Bernardino County California | 12 | $ 2,490,000 | $ 207,000 | $ 90,000 |
| Brevard County Florida | 12 | $ 2,562,000 | $ 213,000 | $ 94,000 |
| Will County Illinois | 12 | $ 2,629,000 | $ 219,000 | $ 65,000 |
| Bristol County Massachusetts | 12 | $ 3,295,000 | $ 274,000 | $ 57,000 |
| Livingston County Michigan | 12 | $ 2,860,000 | $ 238,000 | $ 63,000 |
| San Diego County California | 11 | $ 4,109,000 | $ 373,000 | $ 166,000 |
| Solano County California | 11 | $ 3,120,000 | $ 283,000 | $ 89,000 |
| Lee County Florida | 11 | $ 1,472,000 | $ 133,000 | $ 112,000 |
| Anoka County Minnesota | 11 | $ 2,081,000 | $ 189,000 | $ 116,000 |
| Hartford County Connecticut | 10 | $ 2,050,000 | $ 205,000 | $ 47,000 |
| Miami-Dade County Florida | 10 | $ 2,048,000 | $ 204,000 | $ 79,000 |
| Worcester County Massachusetts | 10 | $ 2,263,000 | $ 226,000 | $ 60,000 |
| Orange County Florida | 9 | $ 1,684,000 | $ 187,000 | $ 118,000 |
| DuPage County Illinois | 9 | $ 2,324,000 | $ 258,000 | $ 119,000 |
| McHenry County Illinois | 9 | $ 2,412,000 | $ 268,000 | $ 87,000 |
| New Haven County Connecticut | 8 | $ 1,713,000 | $ 214,000 | $ 55,000 |
| Lapeer County Michigan | 8 | $ 1,753,000 | $ 219,000 | $ 79,000 |
| Ramsey County Minnesota | 8 | $ 1,533,000 | $ 191,000 | $ 52,000 |
| Wright County Minnesota | 7 | $ 1,680,000 | $ 240,000 | $ 70,000 |
| Stanislaus County California | 6 | $ 1,853,000 | $ 308,000 | $ 87,000 |
| Litchfield County Connecticut | 6 | $ 1,150,000 | $ 191,000 | $ 44,000 |
| Hillsborough County Florida | 6 | $ 1,322,000 | $ 220,000 | $ 36,000 |
| Lake County Illinois | 6 | $ 2,370,000 | $ 395,000 | $ 294,000 |
| Barnstable County Massachusetts | 6 | $ 1,459,000 | $ 243,000 | $ 75,000 |
| Dakota County Minnesota | 6 | $ 1,447,000 | $ 241,000 | $ 102,000 |
| Washington County Minnesota | 6 | $ 1,116,000 | $ 186,000 | $ 44,000 |
| Contra Costa County California | 5 | $ 1,995,000 | $ 399,000 | $ 68,000 |
| Pasco County Florida | 5 | $ 690,000 | $ 138,000 | $ 118,000 |
| Pinellas County Florida | 5 | $ 528,000 | $ 105,000 | $ 49,000 |
| Kane County Illinois | 5 | $ 856,000 | $ 171,000 | $ 48,000 |
| Genesee County Michigan | 5 | $ 1,050,000 | $ 210,000 | $ 64,000 |
| St. Clair County Michigan | 5 | $ 749,000 | $ 149,000 | $ 77,000 |
| Scott County Minnesota | 5 | $ 1,130,000 | $ 226,000 | $ 56,000 |
| Greene County Missouri | 5 | $ 1,639,000 | $ 327,000 | $ 219,000 |
| Providence County Rhode Island | 5 | $ 1,091,000 | $ 218,000 | $ 35,000 |
| Alameda County California | 4 | $ 1,930,000 | $ 482,000 | $ 101,000 |
| Fairfield County Connecticut | 4 | $ 700,000 | $ 175,000 | $ 57,000 |
| Osceola County Florida | 4 | $ 463,000 | $ 115,000 | $ 134,000 |
| St. Lucie County Florida | 4 | $ 811,000 | $ 202,000 | $ 45,000 |
| Volusia County Florida | 4 | $ 483,000 | $ 120,000 | $ 57,000 |
| Cumberland County Maine | 4 | $ 1,052,000 | $ 263,000 | $ 115,000 |
| York County Maine | 4 | $ 933,000 | $ 233,000 | $ 71,000 |
| Hampden County Massachusetts | 4 | $ 779,000 | $ 194,000 | $ 31,000 |
| Kent County Michigan | 4 | $ 489,000 | $ 122,000 | $ 36,000 |
| Monroe County Michigan | 4 | $ 686,000 | $ 171,000 | $ 52,000 |
| Hillsborough County New Hampshire | 4 | $ 584,000 | $ 146,000 | $ 56,000 |
| Newport County Rhode Island | 4 | $ 1,220,000 | $ 305,000 | $ 53,000 |
| Marin County California | 3 | $ 1,490,000 | $ 496,000 | $ 121,000 |
| San Joaquin County California | 3 | $ 921,000 | $ 307,000 | $ 90,000 |
| Tolland County Connecticut | 3 | $ 453,000 | $ 151,000 | $ 57,000 |
| Windham County Connecticut | 3 | $ 563,000 | $ 187,000 | $ 68,000 |
| Highlands County Florida | 3 | $ 412,000 | $ 137,000 | $ 45,000 |
| Seminole County Florida | 3 | $ 568,000 | $ 189,000 | $ 64,000 |
| Berkshire County Massachusetts | 3 | $ 420,000 | $ 140,000 | $ 80,000 |
| Chisago County Minnesota | 3 | $ 481,000 | $ 160,000 | $ 58,000 |
| St. Louis County Missouri | 3 | $ 270,000 | $ 90,000 | $ 32,000 |
| Butte County California | 2 | $ 417,000 | $ 208,000 | $ 131,000 |
| Calaveras County California | 2 | $ 780,000 | $ 390,000 | $ 204,000 |
| El Dorado County California | 2 | $ 479,000 | $ 239,000 | $ 46,000 |
| Glenn County California | 2 | $ 471,000 | $ 235,000 | $ 103,000 |
| Lake County California | 2 | $ 375,000 | $ 187,000 | $ 97,000 |
| Sacramento County California | 2 | $ 453,000 | $ 226,000 | $ 63,000 |
| San Mateo County California | 2 | $ 1,201,000 | $ 600,000 | $ 120,000 |
| Santa Barbara County California | 2 | $ 2,073,000 | $ 1,036,000 | $ 403,000 |
| Shasta County California | 2 | $ 625,000 | $ 312,000 | $ 65,000 |
| Sonoma County California | 2 | $ 543,000 | $ 271,000 | $ 48,000 |
| Adams County Colorado | 2 | $ 421,000 | $ 210,000 | $ 128,000 |
| Denver County Colorado | 2 | $ 418,000 | $ 209,000 | $ 39,000 |
| Eagle County Colorado | 2 | $ 945,000 | $ 472,000 | $ 101,000 |
| El Paso County Colorado | 2 | $ 326,000 | $ 163,000 | $ 69,000 |
| Jefferson County Colorado | 2 | $ 508,000 | $ 254,000 | $ 46,000 |
| New London County Connecticut | 2 | $ 456,000 | $ 228,000 | $ 72,000 |
| Alachua County Florida | 2 | $ 296,000 | $ 148,000 | $ 54,000 |
| Baker County Florida | 2 | $ 390,000 | $ 195,000 | $ 80,000 |
| Charlotte County Florida | 2 | $ 304,000 | $ 152,000 | $ 57,000 |
| Collier County Florida | 2 | $ 459,000 | $ 229,000 | $ 103,000 |
| Gilchrist County Florida | 2 | $ 425,000 | $ 212,000 | $ 145,000 |
| Hernando County Florida | 2 | $ 140,000 | $ 70,000 | $ 30,000 |
| Manatee County Florida | 2 | $ 823,000 | $ 411,000 | $ 151,000 |
| St. Johns County Florida | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| Henry County Illinois | 2 | $ 122,000 | $ 61,000 | $ 15,000 |
| Livingston County Illinois | 2 | $ 260,000 | $ 130,000 | $ 37,000 |
| Tazewell County Illinois | 2 | $ 287,000 | $ 143,000 | $ 22,000 |
| Winnebago County Illinois | 2 | $ 422,000 | $ 211,000 | $ 32,000 |
| Nantucket County Massachusetts | 2 | $ 780,000 | $ 390,000 | $ 105,000 |
| Clinton County Michigan | 2 | $ 720,000 | $ 360,000 | $ 340,000 |
| Kalamazoo County Michigan | 2 | $ 336,000 | $ 168,000 | $ 90,000 |
| Newaygo County Michigan | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Carver County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 63,000 |
| Sherburne County Minnesota | 2 | $ 362,000 | $ 181,000 | $ 42,000 |
| Belknap County New Hampshire | 2 | $ 567,000 | $ 283,000 | $ 121,000 |
| Washington County Rhode Island | 2 | $ 623,000 | $ 311,000 | $ 86,000 |
| St. Croix County Wisconsin | 2 | $ 855,000 | $ 427,000 | $ 143,000 |
| Colusa County California | 1 | $ 506,000 | $ 506,000 | $ 102,000 |
| Fresno County California | 1 | $ 368,000 | $ 368,000 | $ 120,000 |
| Humboldt County California | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Kern County California | 1 | $ 219,000 | $ 219,000 | $ 93,000 |
| Mendocino County California | 1 | $ 395,000 | $ 395,000 | $ 138,000 |
| Merced County California | 1 | $ 446,000 | $ 446,000 | $ 55,000 |
| Napa County California | 1 | $ 430,000 | $ 430,000 | $ 144,000 |
| San Luis Obispo County California | 1 | $ 409,000 | $ 409,000 | $ 240,000 |
| Santa Clara County California | 1 | $ 735,000 | $ 735,000 | $ 240,000 |
| Sutter County California | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Arapahoe County Colorado | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Boulder County Colorado | 1 | $ 243,000 | $ 243,000 | $ 55,000 |
| Broomfield County Colorado | 1 | $ 202,000 | $ 202,000 | $ 65,000 |
| Gunnison County Colorado | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| Mesa County Colorado | 1 | $ 252,000 | $ 252,000 | $ 93,000 |
| Weld County Colorado | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Bay County Florida | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
| Dixie County Florida | 1 | $ 225,000 | $ 225,000 | $ 30,000 |
| Escambia County Florida | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| Jackson County Florida | 1 | $ 180,000 | $ 180,000 | $ 24,000 |
| Lake County Florida | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Leon County Florida | 1 | $ 214,000 | $ 214,000 | $ 102,000 |
| Liberty County Florida | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Marion County Florida | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| Santa Rosa County Florida | 1 | $ 276,000 | $ 276,000 | $ 186,000 |
| Sarasota County Florida | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Sumter County Florida | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Suwannee County Florida | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Boone County Illinois | 1 | $ 186,000 | $ 186,000 | $ 61,000 |
| Bureau County Illinois | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Carroll County Illinois | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
| Champaign County Illinois | 1 | $ 157,000 | $ 157,000 | $ 106,000 |
| Franklin County Illinois | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Jo Daviess County Illinois | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Kendall County Illinois | 1 | $ 149,000 | $ 149,000 | $ 63,000 |
| LaSalle County Illinois | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Macon County Illinois | 1 | $ 108,000 | $ 108,000 | $ 57,000 |
| Madison County Illinois | 1 | $ 346,000 | $ 346,000 | $ 104,000 |
| McLean County Illinois | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Peoria County Illinois | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 141,000 | $ 141,000 | $ 120,000 |
| St. Clair County Illinois | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Stephenson County Illinois | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| Androscoggin County Maine | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Hancock County Maine | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Kennebec County Maine | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Oxford County Maine | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Penobscot County Maine | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Dukes County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 80,000 |
| Franklin County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Allegan County Michigan | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Antrim County Michigan | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Barry County Michigan | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Berrien County Michigan | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| Emmet County Michigan | 1 | $ 198,000 | $ 198,000 | $ 71,000 |
| Gladwin County Michigan | 1 | $ 232,000 | $ 232,000 | $ 61,000 |
| Iosco County Michigan | 1 | $ 408,000 | $ 408,000 | $ 220,000 |
| Isabella County Michigan | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Manistee County Michigan | 1 | $ 128,000 | $ 128,000 | $ 81,000 |
| Muskegon County Michigan | 1 | $ 163,000 | $ 163,000 | $ 123,000 |
| Saginaw County Michigan | 1 | $ 107,000 | $ 107,000 | $ 61,000 |
| Sanilac County Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 233,000 | $ 233,000 | $ 144,000 |
| St. Joseph County Michigan | 1 | $ 140,000 | $ 140,000 | $ 135,000 |
| Tuscola County Michigan | 1 | $ 63,000 | $ 63,000 | $ 66,000 |
| Benton County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 45,000 |
| Crow Wing County Minnesota | 1 | $ 287,000 | $ 287,000 | $ 234,000 |
| Freeborn County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Goodhue County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 93,000 |
| Isanti County Minnesota | 1 | $ 533,000 | $ 533,000 | $ 126,000 |
| Kandiyohi County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Morrison County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Olmsted County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 58,000 |
| Otter Tail County Minnesota | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
| Pine County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Rice County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Stearns County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Audrain County Missouri | 1 | $ 77,000 | $ 77,000 | $ 99,000 |
| Cape Girardeau County Missouri | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Jefferson County Missouri | 1 | $ 113,000 | $ 113,000 | $ 42,000 |
| Lincoln County Missouri | 1 | $ 119,000 | $ 119,000 | $ 75,000 |
| Pulaski County Missouri | 1 | $ 200,000 | $ 200,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 122,000 | $ 122,000 | $ 25,000 |
| Carroll County New Hampshire | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Strafford County New Hampshire | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Kent County Rhode Island | 1 | $ 203,000 | $ 203,000 | $ 66,000 |
| Chittenden County Vermont | 1 | $ 383,000 | $ 383,000 | $ 168,000 |
| Burnett County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 60,000 |
| Milwaukee County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Optima Mortgage in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 955 | $227,752,000 | $246,571 | $1,440,000 | $82,571 | $746,000 |
| Home Purchase | 142 | $40,623,000 | $230,000 | $1,890,000 | $62,454 | $1,104,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 691 | $174,397,000 | $248,928 | $1,890,000 | $86,571 | $1,104,000 |
| Not Provided | 228 | $50,006,000 | $223,250 | $1,275,000 | $60,333 | $500,000 |
| Hispanic | 92 | $24,760,000 | $254,625 | $650,000 | $94,000 | $306,000 |
| Black or African American | 67 | $13,921,000 | $249,000 | $514,000 | $67,888 | $180,000 |
| Asian | 16 | $4,487,000 | $232,857 | $650,000 | $111,142 | $457,000 |
| American Indian or Alaskan Native | 2 | $316,000 | $158,000 | $166,000 | $55,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $488,000 | $488,000 | $488,000 | $130,000 | $130,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,097 | $268,375,000 | $245,000 | $1,890,000 | $81,285 | $1,104,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 459 | $113,631,000 | $259,846 | $1,890,000 | $88,461 | $1,104,000 |
| Loan Originated | 328 | $92,177,000 | $250,181 | $980,000 | $101,636 | $746,000 |
| Application Denied By Financial Institution | 274 | $53,585,000 | $197,692 | $633,000 | $47,923 | $390,000 |
| Application Approved But Not Accepted | 32 | $7,394,000 | $267,857 | $610,000 | $87,571 | $480,000 |
| File Closed For Incompleteness | 4 | $1,588,000 | $397,000 | $600,000 | $137,500 | $332,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 144 | $26,489,000 | $193,583 | $633,000 | $43,166 | $365,000 |
| Other | 65 | $14,360,000 | $208,200 | $585,000 | $56,700 | $390,000 |
| Collateral | 21 | $4,431,000 | $198,333 | $515,000 | $79,000 | $222,000 |
| Debt-To-Income Ratio | 11 | $1,595,000 | $143,571 | $233,000 | $50,857 | $144,000 |
| Employment History | 8 | $1,051,000 | $161,000 | $365,000 | $77,600 | $180,000 |
| Unverifiable Information | 5 | $674,000 | $154,000 | $225,000 | $59,750 | $122,000 |
| Credit Application Incomplete | 3 | $537,000 | $160,500 | $292,000 | $70,500 | $236,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $254,000 | $254,000 | $254,000 | $109,000 | $109,000 |
| Mortgage Insurance Denied | 1 | $390,000 | $390,000 | $390,000 | $122,000 | $122,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.