Pacific Lending Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Pacific Lending Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pacific Lending Llc 4141 Inland Empire Blvd Ste 160 Sacramento, CA 91764 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 1,005 |
| Total Mortgage Loan Application Amount | $402,295,000 |
| Average Mortgage Loan Application Amount | $532,500 |
| Highest Mortgage Loan Application Amount | $3,155,000 |
| Average Applicant Income | $189,750 |
| Highest Applicant Income | $1,497,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Pacific Lending Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pacific Lending Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Pacific Lending Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pacific Lending Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Pacific Lending Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pacific Lending Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside County California | 175 | $ 70,565,000 | $ 403,000 | $ 115,000 |
| Tulare County California | 169 | $ 48,295,000 | $ 285,000 | $ 91,000 |
| Los Angeles County California | 123 | $ 59,275,000 | $ 481,000 | $ 140,000 |
| San Diego County California | 73 | $ 49,325,000 | $ 675,000 | $ 199,000 |
| San Bernardino County California | 69 | $ 27,585,000 | $ 399,000 | $ 121,000 |
| Maricopa County Arizona | 60 | $ 22,150,000 | $ 369,000 | $ 117,000 |
| Kern County California | 40 | $ 10,320,000 | $ 258,000 | $ 91,000 |
| Fresno County California | 27 | $ 10,415,000 | $ 385,000 | $ 138,000 |
| Clark County Nevada | 26 | $ 9,110,000 | $ 350,000 | $ 140,000 |
| Honolulu County Hawaii | 24 | $ 13,310,000 | $ 554,000 | $ 137,000 |
| Orange County California | 19 | $ 9,515,000 | $ 500,000 | $ 159,000 |
| Kings County California | 17 | $ 4,485,000 | $ 263,000 | $ 89,000 |
| Sacramento County California | 15 | $ 5,585,000 | $ 372,000 | $ 262,000 |
| Brevard County Florida | 9 | $ 2,865,000 | $ 318,000 | $ 150,000 |
| Indian River County Florida | 9 | $ 2,385,000 | $ 265,000 | $ 58,000 |
| Ventura County California | 8 | $ 4,120,000 | $ 515,000 | $ 146,000 |
| Santa Clara County California | 6 | $ 3,980,000 | $ 663,000 | $ 185,000 |
| San Luis Obispo County California | 5 | $ 3,255,000 | $ 651,000 | $ 218,000 |
| Travis County Texas | 5 | $ 2,165,000 | $ 433,000 | $ 103,000 |
| Yavapai County Arizona | 4 | $ 2,120,000 | $ 530,000 | $ 161,000 |
| Yuma County Arizona | 4 | $ 710,000 | $ 177,000 | $ 84,000 |
| Madera County California | 4 | $ 1,430,000 | $ 357,000 | $ 93,000 |
| Harris County Texas | 4 | $ 1,070,000 | $ 267,000 | $ 66,000 |
| Tarrant County Texas | 4 | $ 1,170,000 | $ 292,000 | $ 93,000 |
| Benton County Washington | 4 | $ 1,220,000 | $ 305,000 | $ 213,000 |
| Mohave County Arizona | 3 | $ 895,000 | $ 298,000 | $ 401,000 |
| San Joaquin County California | 3 | $ 1,545,000 | $ 515,000 | $ 164,000 |
| Solano County California | 3 | $ 1,425,000 | $ 475,000 | $ 99,000 |
| Sonoma County California | 3 | $ 1,175,000 | $ 391,000 | $ 125,000 |
| Lake County Florida | 3 | $ 365,000 | $ 121,000 | $ 99,000 |
| St. Lucie County Florida | 3 | $ 455,000 | $ 151,000 | $ 47,000 |
| La Paz County Arizona | 2 | $ 550,000 | $ 275,000 | $ 56,000 |
| Pinal County Arizona | 2 | $ 740,000 | $ 370,000 | $ 114,000 |
| Calaveras County California | 2 | $ 790,000 | $ 395,000 | $ 127,000 |
| Contra Costa County California | 2 | $ 890,000 | $ 445,000 | $ 179,000 |
| Mariposa County California | 2 | $ 640,000 | $ 320,000 | $ 83,000 |
| Broward County Florida | 2 | $ 580,000 | $ 290,000 | $ 106,000 |
| Okaloosa County Florida | 2 | $ 1,630,000 | $ 815,000 | $ 290,000 |
| Okeechobee County Florida | 2 | $ 400,000 | $ 200,000 | $ 82,000 |
| Santa Rosa County Florida | 2 | $ 710,000 | $ 355,000 | $ 97,000 |
| Walton County Florida | 2 | $ 1,550,000 | $ 775,000 | $ 208,000 |
| Hawaii County Hawaii | 2 | $ 800,000 | $ 400,000 | $ 109,000 |
| Marion County Oregon | 2 | $ 710,000 | $ 355,000 | $ 69,000 |
| Washington County Oregon | 2 | $ 770,000 | $ 385,000 | $ 72,000 |
| Bastrop County Texas | 2 | $ 580,000 | $ 290,000 | $ 135,000 |
| Collin County Texas | 2 | $ 1,520,000 | $ 760,000 | $ 1,018,000 |
| Eastland County Texas | 2 | $ 360,000 | $ 180,000 | $ 30,000 |
| Fort Bend County Texas | 2 | $ 650,000 | $ 325,000 | $ 106,000 |
| Freestone County Texas | 2 | $ 220,000 | $ 110,000 | $ 86,000 |
| Harrison County Texas | 2 | $ 860,000 | $ 430,000 | $ 104,000 |
| Van Zandt County Texas | 2 | $ 260,000 | $ 130,000 | $ 67,000 |
| Pierce County Washington | 2 | $ 1,140,000 | $ 570,000 | $ 110,000 |
| Anchorage County Alaska | 1 | $ 415,000 | $ 415,000 | $ 111,000 |
| Colusa County California | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Imperial County California | 1 | $ 135,000 | $ 135,000 | $ 135,000 |
| Merced County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Santa Barbara County California | 1 | $ 435,000 | $ 435,000 | $ 138,000 |
| Santa Cruz County California | 1 | $ 485,000 | $ 485,000 | $ 207,000 |
| Stanislaus County California | 1 | $ 645,000 | $ 645,000 | $ 133,000 |
| Yuba County California | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
| Adams County Colorado | 1 | $ 365,000 | $ 365,000 | $ 73,000 |
| Arapahoe County Colorado | 1 | $ 375,000 | $ 375,000 | $ 107,000 |
| Morgan County Colorado | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Duval County Florida | 1 | $ 705,000 | $ 705,000 | $ 232,000 |
| Lee County Florida | 1 | $ 485,000 | $ 485,000 | $ 89,000 |
| Palm Beach County Florida | 1 | $ 365,000 | $ 365,000 | $ 148,000 |
| Pasco County Florida | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Polk County Florida | 1 | $ 375,000 | $ 375,000 | $ 95,000 |
| Sarasota County Florida | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Kauai County Hawaii | 1 | $ 185,000 | $ 185,000 | $ 240,000 |
| Douglas County Nevada | 1 | $ 245,000 | $ 245,000 | $ 31,000 |
| Clackamas County Oregon | 1 | $ 425,000 | $ 425,000 | $ 117,000 |
| Klamath County Oregon | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Linn County Oregon | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Archer County Texas | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Bexar County Texas | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Chambers County Texas | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Denton County Texas | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| El Paso County Texas | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Galveston County Texas | 1 | $ 385,000 | $ 385,000 | $ 103,000 |
| Guadalupe County Texas | 1 | $ 365,000 | $ 365,000 | $ 103,000 |
| Hardin County Texas | 1 | $ 255,000 | $ 255,000 | $ 197,000 |
| Jefferson County Texas | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| McLennan County Texas | 1 | $ 345,000 | $ 345,000 | $ 137,000 |
| Nueces County Texas | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Rockwall County Texas | 1 | $ 295,000 | $ 295,000 | $ 112,000 |
| Smith County Texas | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| Uvalde County Texas | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Williamson County Texas | 1 | $ 435,000 | $ 435,000 | $ 128,000 |
| Jefferson County Washington | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| King County Washington | 1 | $ 345,000 | $ 345,000 | $ 64,000 |
| Skagit County Washington | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Snohomish County Washington | 1 | $ 175,000 | $ 175,000 | $ 199,000 |
| Stevens County Washington | 1 | $ 295,000 | $ 295,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Pacific Lending Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 624 | $260,930,000 | $418,000 | $3,155,000 | $128,000 | $1,497,000 |
| Cash-out Refinancing | 198 | $74,610,000 | $376,000 | $1,045,000 | $117,000 | $635,000 |
| Refinancing | 182 | $65,780,000 | $361,000 | $1,255,000 | $132,000 | $1,457,000 |
| Home Improvement | 1 | $975,000 | $975,000 | $975,000 | $382,000 | $382,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 485 | $172,435,000 | $355,000 | $1,155,000 | $105,000 | $728,000 |
| White | 405 | $177,985,000 | $439,000 | $3,155,000 | $148,000 | $1,123,000 |
| Asian | 53 | $26,895,000 | $507,000 | $1,145,000 | $158,000 | $1,497,000 |
| Black or African American | 37 | $13,805,000 | $373,000 | $635,000 | $118,000 | $293,000 |
| Not Provided | 14 | $5,660,000 | $404,000 | $1,255,000 | $192,000 | $1,457,000 |
| American Indian or Alaskan Native | 6 | $2,820,000 | $470,000 | $815,000 | $160,000 | $295,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,695,000 | $539,000 | $965,000 | $137,000 | $163,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 638 | $259,080,000 | $406,000 | $3,155,000 | $142,000 | $1,497,000 |
| FHA-insured (Federal Housing Administration) | 297 | $108,795,000 | $366,000 | $1,055,000 | $98,000 | $273,000 |
| VA-guaranteed (Veterans Administration) | 70 | $34,420,000 | $491,000 | $1,055,000 | $114,000 | $370,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 719 | $286,865,000 | $398,000 | $3,155,000 | $123,000 | $1,497,000 |
| Application Withdrawn By Applicant | 279 | $112,495,000 | $403,000 | $2,005,000 | $137,000 | $1,457,000 |
| Application Denied By Financial Institution | 6 | $2,570,000 | $428,000 | $785,000 | $109,000 | $173,000 |
| Application Approved But Not Accepted | 1 | $365,000 | $365,000 | $365,000 | $83,000 | $83,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 999 | $399,725,000 | $400,000 | $3,155,000 | $127,000 | $1,497,000 |
| Debt-To-Income Ratio | 4 | $1,620,000 | $405,000 | $785,000 | $99,000 | $173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $405,000 | $405,000 | $405,000 | $163,000 | $163,000 |
| Credit History | 1 | $545,000 | $545,000 | $545,000 | $93,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pacific Lending Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pacific Lending Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.