Pacific Union Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Pacific Union Financial, Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Pacific Union Financial, Llc
8900 Freeport Pkwy, Ste 150
Irving, TX 75063
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 24,040
Total Mortgage Loan Application Amount $5,654,386,000
Average Mortgage Loan Application Amount $236,666
Highest Mortgage Loan Application Amount $1,403,000
Average Applicant Income $61,333
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Pacific Union Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pacific Union Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Pacific Union Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pacific Union Financial, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Pacific Union Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pacific Union Financial, Llc's mortgage activity for 2012.

Mortgage Loan Application Totals for Pacific Union Financial, Llc by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 5,407 $ 1,504,272,000 $ 278,000 $ 70,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2,719 $ 558,655,000 $ 205,000 $ 46,000
SANTA ANA-ANAHEIM-IRVINE, CA 1,509 $ 533,820,000 $ 353,000 $ 91,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 844 $ 219,919,000 $ 270,666 $ 66,333
OAKLAND-FREMONT-HAYWARD, CA 805 $ 221,591,000 $ 275,000 $ 63,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 651 $ 195,330,000 $ 300,000 $ 74,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 635 $ 88,484,000 $ 139,000 $ 41,000
PHOENIX-MESA-GLENDALE, AZ 475 $ 81,764,000 $ 172,000 $ 34,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 451 $ 99,741,000 $ 221,000 $ 43,000
NEWARK-UNION, NJ-PA 421 $ 100,594,000 $ 209,000 $ 50,500
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 332 $ 117,185,000 $ 352,000 $ 83,000
OXNARD-THOUSAND OAKS-VENTURA, CA 325 $ 102,505,000 $ 315,000 $ 72,000
BALTIMORE-TOWSON, MD 320 $ 71,510,000 $ 223,000 $ 61,000
DENVER-AURORA-BROOMFIELD, CO 289 $ 57,220,000 $ 197,000 $ 32,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 288 $ 47,702,000 $ 165,000 $ 42,000
LAS VEGAS-PARADISE, NV 284 $ 48,393,000 $ 170,000 $ 27,000
BAKERSFIELD-DELANO, CA 276 $ 45,730,000 $ 165,000 $ 44,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 267 $ 75,384,000 $ 308,000 $ 34,000
DALLAS-PLANO-IRVING, TX 265 $ 39,438,000 $ 148,000 $ 31,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 260 $ 114,004,000 $ 438,000 $ 118,000
CHICAGO-JOLIET-NAPERVILLE, IL 235 $ 44,568,000 $ 189,000 $ 16,000
EDISON-NEW BRUNSWICK, NJ 218 $ 55,004,000 $ 252,000 $ 50,000
FRESNO, CA 215 $ 38,055,000 $ 177,000 $ 36,000
STOCKTON, CA 215 $ 40,082,000 $ 186,000 $ 41,000
PHILADELPHIA, PA 209 $ 41,709,000 $ 199,000 $ 40,000
SALT LAKE CITY, UT 209 $ 39,929,000 $ 191,000 $ 11,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 193 $ 24,622,000 $ 124,666 $ 16,000
BETHESDA-ROCKVILLE-FREDERICK, MD 168 $ 48,005,000 $ 285,000 $ 65,000
RICHMOND, VA 163 $ 28,199,000 $ 173,000 $ 48,000
CAMDEN, NJ 149 $ 27,433,000 $ 184,000 $ 46,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 145 $ 28,294,000 $ 195,000 $ 15,000
SEATTLE-BELLEVUE-EVERETT, WA 140 $ 35,498,000 $ 253,000 $ 43,000
SAN ANTONIO-NEW BRAUNFELS, TX 129 $ 18,761,000 $ 145,000 $ 20,000
VALLEJO-FAIRFIELD, CA 121 $ 26,537,000 $ 219,000 $ 60,000
MODESTO, CA 120 $ 19,646,000 $ 163,000 $ 41,000
FORT WORTH-ARLINGTON, TX 119 $ 16,312,000 $ 137,000 $ 28,000
COLUMBUS, OH 112 $ 16,190,000 $ 144,000 $ 36,000
SANTA ROSA-PETALUMA, CA 94 $ 29,055,000 $ 309,000 $ 86,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 84 $ 18,561,000 $ 218,500 $ 19,500
SALINAS, CA 84 $ 19,641,000 $ 233,000 $ 136,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 83 $ 14,604,000 $ 194,500 $ 9,000
MERCED, CA 81 $ 12,071,000 $ 149,000 $ 34,000
NEW ORLEANS-METAIRIE-KENNER, LA 80 $ 12,215,000 $ 152,000 $ 55,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 79 $ 16,814,000 $ 219,500 $ 5,500
TACOMA, WA 78 $ 15,915,000 $ 204,000 $ 23,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 75 $ 12,257,000 $ 163,000 $ 11,000
LAREDO, TX 71 $ 9,952,000 $ 140,000 $ 44,000
BOULDER, CO 70 $ 21,116,000 $ 301,000 $ 102,000
OGDEN-CLEARFIELD, UT 66 $ 10,836,000 $ 164,000 $ 9,000
BOSTON-QUINCY, MA 59 $ 15,301,000 $ 259,000 $ 23,000
YORK-HANOVER, PA 57 $ 8,373,000 $ 146,000 $ 46,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 55 $ 7,673,000 $ 139,000 $ 3,000
VISALIA-PORTERVILLE, CA 53 $ 8,467,000 $ 159,000 $ 47,000
EL PASO, TX 52 $ 7,051,000 $ 135,000 $ 39,000
PROVO-OREM, UT 50 $ 8,845,000 $ 176,000 $ 19,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 50 $ 12,799,000 $ 255,000 $ 55,000
MEMPHIS, TN-MS-AR 49 $ 5,200,000 $ 106,000 $ 37,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 47 $ 9,044,000 $ 192,000 $ 39,000
BATON ROUGE, LA 46 $ 6,830,000 $ 148,000 $ 33,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 44 $ 7,300,000 $ 149,000 $ 7,500
INDIANAPOLIS-CARMEL, IN 41 $ 5,148,000 $ 125,000 $ 0
ORLANDO-KISSIMMEE-SANFORD, FL 41 $ 7,288,000 $ 177,000 $ 4,000
MADERA-CHOWCHILLA, CA 39 $ 5,723,000 $ 146,000 $ 36,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 38 $ 6,557,000 $ 212,500 $ 12,000
NEW HAVEN-MILFORD, CT 37 $ 7,381,000 $ 199,000 $ 54,000
SANTA CRUZ-WATSONVILLE, CA 37 $ 12,673,000 $ 342,000 $ 61,000
SHREVEPORT-BOSSIER CITY, LA 37 $ 5,490,000 $ 148,000 $ 50,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 36 $ 5,150,000 $ 143,000 $ 29,000
PITTSBURGH, PA 36 $ 5,237,000 $ 145,000 $ 13,000
ODESSA, TX 35 $ 4,659,000 $ 133,000 $ 48,000
SAN LUIS OBISPO-PASO ROBLES, CA 34 $ 11,735,000 $ 345,000 $ 78,000
DAYTON, OH 33 $ 3,974,000 $ 120,000 $ 60,000
CLEVELAND-ELYRIA-MENTOR, OH 32 $ 4,185,000 $ 130,000 $ 27,000
MCALLEN-EDINBURG-MISSION, TX 32 $ 4,227,000 $ 132,000 $ 32,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 31 $ 6,114,000 $ 198,000 $ 39,000
CHICO, CA 31 $ 6,369,000 $ 205,000 $ 36,000
MANCHESTER-NASHUA, NH 31 $ 6,608,000 $ 213,000 $ 0
MIAMI-MIAMI BEACH-KENDALL, FL 31 $ 5,189,000 $ 167,000 $ 14,000
NAPA, CA 30 $ 10,111,000 $ 337,000 $ 51,000
TRENTON-EWING, NJ 30 $ 6,073,000 $ 202,000 $ 43,000
CHATTANOOGA, TN-GA 29 $ 4,263,000 $ 151,500 $ 3,500
CANTON-MASSILLON, OH 28 $ 3,315,000 $ 118,000 $ 40,000
BRIDGEPORT-STAMFORD-NORWALK, CT 27 $ 8,103,000 $ 300,000 $ 69,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 27 $ 5,330,000 $ 197,000 $ 29,000
CHARLOTTESVILLE, VA 26 $ 6,284,000 $ 241,000 $ 110,000
JACKSONVILLE, FL 26 $ 4,138,000 $ 159,000 $ 8,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 26 $ 4,146,000 $ 159,000 $ 11,000
GREELEY, CO 25 $ 5,132,000 $ 205,000 $ 22,000
WARREN-TROY-FARMINGTON HILLS, MI 25 $ 4,338,000 $ 173,000 $ 40,000
TUCSON, AZ 24 $ 3,881,000 $ 161,000 $ 7,000
LONGVIEW, TX 23 $ 3,082,000 $ 134,000 $ 64,000
KANSAS CITY, MO-KS 22 $ 3,599,000 $ 162,000 $ 4,000
LEXINGTON-FAYETTE, KY 22 $ 3,449,000 $ 156,000 $ 0
YUBA CITY, CA 22 $ 3,681,000 $ 167,000 $ 14,000
ATLANTIC CITY-HAMMONTON, NJ 21 $ 3,865,000 $ 184,000 $ 42,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 20 $ 3,402,000 $ 170,000 $ 5,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 20 $ 4,696,000 $ 234,000 $ 0
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 19 $ 5,127,000 $ 269,000 $ 6,000
GRAND JUNCTION, CO 19 $ 3,880,000 $ 204,000 $ 0
COLLEGE STATION-BRYAN, TX 18 $ 2,758,000 $ 153,000 $ 21,000
GREENSBORO-HIGH POINT, NC 18 $ 2,705,000 $ 150,000 $ 5,000
LAKELAND-WINTER HAVEN, FL 18 $ 3,022,000 $ 167,000 $ 22,000
MADISON, WI 18 $ 3,484,000 $ 193,000 $ 0
PEABODY, MA 18 $ 4,799,000 $ 266,000 $ 16,000
COLORADO SPRINGS, CO 17 $ 3,410,000 $ 200,000 $ 22,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 17 $ 3,503,000 $ 206,000 $ 0
BEAUMONT-PORT ARTHUR, TX 16 $ 2,093,000 $ 130,000 $ 38,000
FORT COLLINS-LOVELAND, CO 16 $ 3,369,000 $ 210,000 $ 46,000
AKRON, OH 15 $ 1,733,000 $ 115,000 $ 42,000
GARY, IN 15 $ 2,465,000 $ 164,000 $ 0
HAGERSTOWN-MARTINSBURG, MD-WV 15 $ 2,632,000 $ 175,000 $ 48,000
PORT ST. LUCIE, FL 15 $ 1,928,000 $ 128,000 $ 16,000
SPRINGFIELD, MA 15 $ 2,417,000 $ 161,000 $ 7,000
CLEVELAND, TN 14 $ 1,792,000 $ 128,000 $ 0
COLUMBIA, SC 14 $ 2,142,000 $ 153,000 $ 3,000
EL CENTRO, CA 14 $ 2,155,000 $ 153,000 $ 54,000
EUGENE-SPRINGFIELD, OR 14 $ 2,476,000 $ 176,000 $ 17,000
AMARILLO, TX 13 $ 1,912,000 $ 147,000 $ 22,000
RALEIGH-CARY, NC 13 $ 2,062,000 $ 158,000 $ 0
WILMINGTON, DE-MD-NJ 13 $ 2,539,000 $ 195,666 $ 16,666
HARRISBURG-CARLISLE, PA 12 $ 1,898,000 $ 158,000 $ 48,000
CAPE CORAL-FORT MYERS, FL 11 $ 1,195,000 $ 108,000 $ 10,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 11 $ 1,330,000 $ 120,000 $ 0
GREEN BAY, WI 11 $ 1,491,000 $ 135,000 $ 9,000
GREENVILLE-MAULDIN-EASLEY, SC 11 $ 1,869,000 $ 169,000 $ 31,000
NORTH PORT-BRADENTON-SARASOTA, FL 11 $ 2,093,000 $ 190,000 $ 63,000
READING, PA 11 $ 1,706,000 $ 155,000 $ 20,000
BREMERTON-SILVERDALE, WA 10 $ 2,325,000 $ 232,000 $ 46,000
HANFORD-CORCORAN, CA 10 $ 1,752,000 $ 175,000 $ 49,000
KNOXVILLE, TN 10 $ 1,709,000 $ 170,000 $ 12,000
WORCESTER, MA 10 $ 2,125,000 $ 212,000 $ 0
ALBANY, GA 9 $ 1,597,000 $ 177,000 $ 29,000
ALTOONA, PA 9 $ 683,000 $ 75,000 $ 2,000
BOISE CITY-NAMPA, ID 9 $ 1,509,000 $ 167,000 $ 7,000
CORPUS CHRISTI, TX 9 $ 959,000 $ 106,000 $ 24,000
DETROIT-LIVONIA-DEARBORN, MI 9 $ 1,387,000 $ 154,000 $ 44,000
NASSAU-SUFFOLK, NY 9 $ 2,696,000 $ 299,000 $ 0
PUEBLO, CO 9 $ 1,142,000 $ 126,000 $ 20,000
RENO-SPARKS, NV 9 $ 2,024,000 $ 224,000 $ 51,000
SAVANNAH, GA 9 $ 924,000 $ 102,000 $ 34,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 8 $ 1,514,000 $ 189,000 $ 17,000
COLUMBUS, GA-AL 8 $ 961,000 $ 120,000 $ 19,000
MACON, GA 8 $ 883,000 $ 110,000 $ 7,000
MEDFORD, OR 8 $ 1,564,000 $ 195,000 $ 10,000
MUSKEGON-NORTON SHORES, MI 8 $ 960,000 $ 120,000 $ 0
RACINE, WI 8 $ 1,399,000 $ 174,000 $ 0
VINELAND-MILLVILLE-BRIDGETON, NJ 8 $ 1,578,000 $ 197,000 $ 17,000
ALBUQUERQUE, NM 7 $ 1,085,000 $ 155,000 $ 48,000
AUGUSTA-RICHMOND COUNTY, GA-SC 7 $ 926,000 $ 131,500 $ 14,000
LANCASTER, PA 7 $ 1,159,000 $ 165,000 $ 41,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 7 $ 1,211,000 $ 173,000 $ 44,000
NORWICH-NEW LONDON, CT 7 $ 1,272,000 $ 181,000 $ 24,000
OCEAN CITY, NJ 7 $ 1,556,000 $ 222,000 $ 91,000
OKLAHOMA CITY, OK 7 $ 1,153,000 $ 164,000 $ 37,000
ROANOKE, VA 7 $ 903,000 $ 129,000 $ 55,000
SALISBURY, MD 7 $ 1,369,000 $ 195,000 $ 33,000
SCRANTON--WILKES-BARRE, PA 7 $ 876,000 $ 125,000 $ 54,000
SPARTANBURG, SC 7 $ 1,436,000 $ 205,000 $ 62,000
SPRINGFIELD, OH 7 $ 592,000 $ 84,000 $ 35,000
WINSTON-SALEM, NC 7 $ 932,000 $ 133,000 $ 12,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 7 $ 687,000 $ 98,000 $ 24,000
ABILENE, TX 6 $ 553,000 $ 92,000 $ 0
BARNSTABLE TOWN, MA 6 $ 1,719,000 $ 286,000 $ 0
CLARKSVILLE, TN-KY 6 $ 749,000 $ 124,000 $ 50,000
FAYETTEVILLE, NC 6 $ 855,000 $ 142,000 $ 0
FLINT, MI 6 $ 717,000 $ 119,000 $ 22,000
FORT WAYNE, IN 6 $ 687,000 $ 114,000 $ 0
GRAND RAPIDS-WYOMING, MI 6 $ 698,000 $ 116,000 $ 13,000
GREENVILLE, NC 6 $ 720,000 $ 120,000 $ 0
HONOLULU, HI 6 $ 2,527,000 $ 421,000 $ 0
JANESVILLE, WI 6 $ 778,000 $ 129,000 $ 0
MANKATO-NORTH MANKATO, MN 6 $ 743,000 $ 123,000 $ 11,000
MIDLAND, TX 6 $ 1,351,000 $ 225,000 $ 65,000
OLYMPIA, WA 6 $ 1,244,000 $ 207,000 $ 51,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 6 $ 866,000 $ 144,000 $ 35,000
SALEM, OR 6 $ 1,353,000 $ 225,000 $ 44,000
SPOKANE, WA 6 $ 962,000 $ 160,000 $ 10,000
TOLEDO, OH 6 $ 690,000 $ 115,000 $ 0
TYLER, TX 6 $ 926,000 $ 154,000 $ 67,000
WACO, TX 6 $ 889,000 $ 148,000 $ 45,000
WILMINGTON, NC 6 $ 723,000 $ 120,000 $ 10,000
APPLETON, WI 5 $ 668,000 $ 133,000 $ 10,000
ASHEVILLE, NC 5 $ 929,000 $ 185,000 $ 10,000
BEND, OR 5 $ 826,000 $ 165,000 $ 6,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 5 $ 596,000 $ 119,000 $ 0
DURHAM-CHAPEL HILL, NC 5 $ 795,000 $ 159,000 $ 0
FLAGSTAFF, AZ 5 $ 1,160,000 $ 232,000 $ 147,000
HOLLAND-GRAND HAVEN, MI 5 $ 607,000 $ 121,000 $ 72,000
KENNEWICK-PASCO-RICHLAND, WA 5 $ 780,000 $ 156,000 $ 51,000
LAKE HAVASU CITY-KINGMAN, AZ 5 $ 1,017,000 $ 203,000 $ 31,000
LONGVIEW, WA 5 $ 759,000 $ 151,000 $ 47,000
MOUNT VERNON-ANACORTES, WA 5 $ 1,218,000 $ 243,000 $ 7,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 5 $ 830,000 $ 166,000 $ 9,000
REDDING, CA 5 $ 776,000 $ 155,000 $ 28,000
ST. LOUIS, MO-IL 5 $ 1,090,000 $ 189,000 $ 0
WINCHESTER, VA-WV 5 $ 1,219,000 $ 243,000 $ 63,000
ANDERSON, SC 4 $ 947,000 $ 236,000 $ 146,000
BELLINGHAM, WA 4 $ 967,000 $ 241,000 $ 14,000
BLOOMINGTON, IN 4 $ 596,000 $ 149,000 $ 0
BURLINGTON-SOUTH BURLINGTON, VT 4 $ 686,000 $ 171,000 $ 0
ELKHART-GOSHEN, IN 4 $ 412,000 $ 103,000 $ 0
JACKSON, MI 4 $ 367,000 $ 91,000 $ 32,000
KILLEEN-TEMPLE-FORT HOOD, TX 4 $ 642,000 $ 160,000 $ 23,000
LANSING-EAST LANSING, MI 4 $ 610,000 $ 152,000 $ 16,000
MOBILE, AL 4 $ 628,000 $ 157,000 $ 0
MONROE, LA 4 $ 626,000 $ 156,000 $ 33,000
PRESCOTT, AZ 4 $ 773,000 $ 193,000 $ 29,000
ROCKFORD, IL 4 $ 536,000 $ 134,000 $ 0
ST. GEORGE, UT 4 $ 904,000 $ 226,000 $ 0
BIRMINGHAM-HOOVER, AL 3 $ 547,000 $ 182,000 $ 0
CARSON CITY, NV 3 $ 522,000 $ 174,000 $ 64,000
HICKORY-LENOIR-MORGANTON, NC 3 $ 530,000 $ 176,000 $ 0
HINESVILLE-FORT STEWART, GA 3 $ 524,000 $ 174,000 $ 29,000
HOT SPRINGS, AR 3 $ 346,000 $ 115,000 $ 12,000
HOUMA-BAYOU CANE-THIBODAUX, LA 3 $ 621,000 $ 207,000 $ 76,000
HUNTINGTON-ASHLAND, WV-KY-OH 3 $ 313,000 $ 104,000 $ 22,000
JACKSON, TN 3 $ 381,000 $ 127,000 $ 18,000
KANKAKEE-BRADLEY, IL 3 $ 588,000 $ 196,000 $ 0
KOKOMO, IN 3 $ 343,000 $ 114,000 $ 0
LUBBOCK, TX 3 $ 484,000 $ 161,000 $ 46,000
LYNCHBURG, VA 3 $ 562,000 $ 187,000 $ 27,000
OSHKOSH-NEENAH, WI 3 $ 424,000 $ 141,000 $ 0
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 403,000 $ 134,000 $ 18,000
PENSACOLA-FERRY PASS-BRENT, FL 3 $ 545,000 $ 181,000 $ 0
POCATELLO, ID 3 $ 330,000 $ 110,000 $ 36,000
ROCHESTER, NY 3 $ 482,000 $ 160,000 $ 0
SHERMAN-DENISON, TX 3 $ 600,000 $ 200,000 $ 51,000
ST. CLOUD, MN 3 $ 324,000 $ 108,000 $ 0
TULSA, OK 3 $ 474,000 $ 158,000 $ 35,000
WENATCHEE-EAST WENATCHEE, WA 3 $ 628,000 $ 209,000 $ 22,000
WICHITA FALLS, TX 3 $ 480,000 $ 160,000 $ 49,000
YAKIMA, WA 3 $ 531,000 $ 177,000 $ 24,000
ALEXANDRIA, LA 2 $ 234,000 $ 117,000 $ 37,000
ANCHORAGE, AK 2 $ 350,000 $ 175,000 $ 0
ANN ARBOR, MI 2 $ 286,000 $ 143,000 $ 0
AUBURN-OPELIKA, AL 2 $ 230,000 $ 115,000 $ 0
BANGOR, ME 2 $ 312,000 $ 156,000 $ 0
BAY CITY, MI 2 $ 251,000 $ 125,000 $ 0
BROWNSVILLE-HARLINGEN, TX 2 $ 176,000 $ 88,000 $ 23,000
BURLINGTON, NC 2 $ 224,000 $ 112,000 $ 0
DALTON, GA 2 $ 268,000 $ 134,000 $ 0
DOTHAN, AL 2 $ 441,000 $ 220,000 $ 0
DULUTH, MN-WI 2 $ 370,000 $ 185,000 $ 0
EAU CLAIRE, WI 2 $ 262,000 $ 131,000 $ 0
ELIZABETHTOWN, KY 2 $ 401,000 $ 200,000 $ 0
FLORENCE, SC 2 $ 397,000 $ 198,000 $ 0
FLORENCE-MUSCLE SHOALS, AL 2 $ 336,000 $ 168,000 $ 0
FOND DU LAC, WI 2 $ 449,000 $ 224,000 $ 0
JACKSONVILLE, NC 2 $ 284,000 $ 142,000 $ 0
KALAMAZOO-PORTAGE, MI 2 $ 361,000 $ 180,000 $ 0
KINGSPORT-BRISTOL-BRISTOL, TN-VA 2 $ 342,000 $ 171,000 $ 0
LAFAYETTE, IN 2 $ 280,000 $ 140,000 $ 0
LOGAN, UT-ID 2 $ 366,000 $ 183,000 $ 0
LOUISVILLE/JEFFERSON COUNTY, KY-IN 2 $ 226,000 $ 113,000 $ 0
MICHIGAN CITY-LA PORTE, IN 2 $ 170,000 $ 85,000 $ 0
MONTGOMERY, AL 2 $ 157,000 $ 78,000 $ 0
PITTSFIELD, MA 2 $ 240,000 $ 120,000 $ 0
PUNTA GORDA, FL 2 $ 332,000 $ 166,000 $ 0
ROME, GA 2 $ 162,000 $ 81,000 $ 10,000
SEBASTIAN-VERO BEACH, FL 2 $ 216,000 $ 108,000 $ 16,000
SYRACUSE, NY 2 $ 173,000 $ 86,000 $ 0
TALLAHASSEE, FL 2 $ 435,000 $ 217,000 $ 38,000
TERRE HAUTE, IN 2 $ 172,000 $ 86,000 $ 0
TOPEKA, KS 2 $ 201,000 $ 100,000 $ 0
TUSCALOOSA, AL 2 $ 327,000 $ 163,000 $ 0
VICTORIA, TX 2 $ 237,000 $ 118,000 $ 0
WILLIAMSPORT, PA 2 $ 232,000 $ 116,000 $ 16,000
YUMA, AZ 2 $ 314,000 $ 157,000 $ 18,000
ALBANY-SCHENECTADY-TROY, NY 1 $ 203,000 $ 203,000 $ 0
ANDERSON, IN 1 $ 217,000 $ 217,000 $ 0
BOWLING GREEN, KY 1 $ 89,000 $ 89,000 $ 0
BRUNSWICK, GA 1 $ 154,000 $ 154,000 $ 0
BUFFALO-NIAGARA FALLS, NY 1 $ 88,000 $ 88,000 $ 0
CEDAR RAPIDS, IA 1 $ 101,000 $ 101,000 $ 0
CHARLESTON, WV 1 $ 144,000 $ 144,000 $ 0
COEUR D'ALENE, ID 1 $ 187,000 $ 187,000 $ 0
COLUMBUS, IN 1 $ 88,000 $ 88,000 $ 0
CORVALLIS, OR 1 $ 281,000 $ 281,000 $ 0
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 142,000 $ 142,000 $ 0
DANVILLE, VA 1 $ 76,000 $ 76,000 $ 36,000
DECATUR, AL 1 $ 141,000 $ 141,000 $ 0
DES MOINES-WEST DES MOINES, IA 1 $ 145,000 $ 145,000 $ 0
ELMIRA, NY 1 $ 52,000 $ 52,000 $ 0
FARGO, ND-MN 1 $ 166,000 $ 166,000 $ 90,000
FARMINGTON, NM 1 $ 206,000 $ 206,000 $ 0
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 161,000 $ 161,000 $ 50,000
FORT SMITH, AR-OK 1 $ 119,000 $ 119,000 $ 39,000
GADSDEN, AL 1 $ 73,000 $ 73,000 $ 0
GAINESVILLE, GA 1 $ 108,000 $ 108,000 $ 43,000
GOLDSBORO, NC 1 $ 133,000 $ 133,000 $ 0
HARRISONBURG, VA 1 $ 170,000 $ 170,000 $ 0
HUNTSVILLE, AL 1 $ 80,000 $ 80,000 $ 0
JONESBORO, AR 1 $ 94,000 $ 94,000 $ 0
KINGSTON, NY 1 $ 336,000 $ 336,000 $ 0
LAFAYETTE, LA 1 $ 251,000 $ 251,000 $ 0
LAKE CHARLES, LA 1 $ 100,000 $ 100,000 $ 0
LAWTON, OK 1 $ 51,000 $ 51,000 $ 0
LEBANON, PA 1 $ 152,000 $ 152,000 $ 61,000
LEWISTON, ID-WA 1 $ 151,000 $ 151,000 $ 125,000
LEWISTON-AUBURN, ME 1 $ 126,000 $ 126,000 $ 0
MANSFIELD, OH 1 $ 100,000 $ 100,000 $ 0
MORRISTOWN, TN 1 $ 112,000 $ 112,000 $ 0
MUNCIE, IN 1 $ 94,000 $ 94,000 $ 0
NAPLES-MARCO ISLAND, FL 1 $ 133,000 $ 133,000 $ 0
OCALA, FL 1 $ 195,000 $ 195,000 $ 0
ROCHESTER, MN 1 $ 133,000 $ 133,000 $ 0
ROCKY MOUNT, NC 1 $ 140,000 $ 140,000 $ 0
SAN ANGELO, TX 1 $ 162,000 $ 162,000 $ 0
SANTA FE, NM 1 $ 159,000 $ 159,000 $ 0
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 141,000 $ 141,000 $ 0
SPRINGFIELD, IL 1 $ 166,000 $ 166,000 $ 0
STEUBENVILLE-WEIRTON, OH-WV 1 $ 69,000 $ 69,000 $ 0
SUMTER, SC 1 $ 176,000 $ 176,000 $ 0
TEXARKANA, TX-TEXARKANA, AR 1 $ 157,000 $ 157,000 $ 80,000
VALDOSTA, GA 1 $ 207,000 $ 207,000 $ 0
WARNER ROBINS, GA 1 $ 107,000 $ 107,000 $ 0
WAUSAU, WI 1 $ 260,000 $ 260,000 $ 0
WICHITA, KS 1 $ 162,000 $ 162,000 $ 0

Mortgage Loan Application Detail Totals for Pacific Union Financial, Llc in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 13,649 $2,961,366,000 $216,000 $923,000 $57,000 $1,571,000
Refinancing 10,319 $2,676,056,000 $259,000 $1,403,000 $50,000 $9,999,000
Home Improvement 72 $16,964,000 $235,000 $625,000 $77,000 $540,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 7,033 $1,541,047,000 $219,000 $905,000 $57,000 $9,999,000
White 6,425 $1,704,694,000 $265,000 $1,403,000 $83,000 $5,325,000
Not applicable 5,480 $1,104,877,000 $201,000 $934,000 $0 $0
Black or African American 1,765 $366,864,000 $207,000 $743,000 $61,000 $1,333,000
Asian 1,707 $495,624,000 $290,000 $808,000 $82,000 $625,000
Not Provided 1,472 $397,217,000 $269,000 $802,000 $75,000 $938,000
Native Hawaiian or Other Pacific Islander 125 $35,569,000 $284,000 $717,000 $84,000 $537,000
American Indian or Alaskan Native 33 $8,494,000 $257,000 $583,000 $86,000 $264,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 18,461 $4,137,622,000 $224,000 $1,403,000 $42,000 $9,999,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,355 $1,464,874,000 $273,000 $802,000 $99,000 $5,325,000
VA-guaranteed (Veterans Administration) 224 $51,890,000 $231,000 $639,000 $19,000 $249,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,829 $2,469,936,000 $251,000 $1,403,000 $70,000 $5,325,000
Application Denied By Financial Institution 5,602 $1,292,196,000 $230,000 $923,000 $67,000 $1,296,000
Loan Purchased By The Institution 5,480 $1,104,877,000 $201,000 $934,000 $0 $0
Application Approved But Not Accepted 2,189 $555,758,000 $253,000 $815,000 $79,000 $9,999,000
Application Withdrawn By Applicant 935 $230,632,000 $246,000 $755,000 $71,000 $772,000
File Closed For Incompleteness 5 $987,000 $197,000 $270,000 $60,000 $124,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,551 $371,937,000 $239,000 $906,000 $58,000 $617,000
Other 1,306 $294,901,000 $225,000 $906,000 $71,000 $960,000
Credit History 922 $209,422,000 $227,000 $736,000 $70,000 $501,000
Collateral 586 $135,193,000 $230,000 $923,000 $86,000 $1,296,000
Credit Application Incomplete 470 $109,397,000 $232,000 $743,000 $68,000 $456,000
Unverifiable Information 352 $80,808,000 $229,000 $905,000 $67,000 $431,000
Insufficient Cash (Downpayment, Closing Cost) 212 $44,028,000 $207,000 $743,000 $60,000 $840,000
Employment History 169 $39,316,000 $232,000 $612,000 $65,000 $276,000
Mortgage Insurance Denied 34 $7,194,000 $211,000 $442,000 $63,000 $165,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pacific Union Financial, Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pacific Union Financial, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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