Parkvale Savings Bank Mortgage Lending & HMDA Data, 2005
In 2005, Parkvale Savings Bank of Monroeville, PA reported 2,089 mortgage applications totaling $259.3 million, up 5% from 2004. The average application was for $124,145, and applicants reported an average income of $79,360. 57% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Pittsburgh, PA (1,326), Weirton-Steubenville, WV-OH (95) and Phoenix-Mesa-Scottsdale, AZ (30) (applications in parentheses).
| Mortgage Company & Address | Parkvale Savings Bank 4220 William Penn Highway Monroeville, PA 15146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,089 |
| Total Mortgage Loan Application Amount | $259,339,000 |
| Average Mortgage Loan Application Amount | $124,145 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $79,360 |
| Highest Applicant Income | $7,840,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Parkvale Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny, Pennsylvania | 721 | $ 45,291,000 | $ 62,816 | $ 88,000 |
| Fayette, Pennsylvania | 281 | $ 10,826,000 | $ 38,526 | $ 49,000 |
| Westmoreland, Pennsylvania | 110 | $ 9,791,000 | $ 89,009 | $ 71,000 |
| Beaver, Pennsylvania | 98 | $ 5,221,000 | $ 53,275 | $ 79,000 |
| Jefferson, Ohio | 81 | $ 5,410,000 | $ 66,790 | $ 53,000 |
| Brooke, West Virginia | 78 | $ 5,494,000 | $ 70,435 | $ 51,000 |
| Washington, Pennsylvania | 60 | $ 4,023,000 | $ 67,050 | $ 222,000 |
| Butler, Pennsylvania | 50 | $ 3,686,000 | $ 73,720 | $ 64,000 |
| Belmont, Ohio | 41 | $ 2,551,000 | $ 62,219 | $ 53,000 |
| Beaufort, South Carolina | 31 | $ 7,089,000 | $ 228,677 | $ 24,000 |
| Maricopa, Arizona | 30 | $ 12,521,000 | $ 417,366 | $ 65,000 |
| Clark, Nevada | 20 | $ 6,635,000 | $ 331,750 | $ 67,000 |
| Hancock, West Virginia | 17 | $ 1,306,000 | $ 76,823 | $ 56,000 |
| Greene, Pennsylvania | 12 | $ 599,000 | $ 49,916 | $ 55,000 |
| Ohio, West Virginia | 10 | $ 781,000 | $ 78,100 | $ 66,000 |
| Montgomery, Maryland | 9 | $ 4,606,000 | $ 511,777 | $ 103,000 |
| Cobb, Georgia | 8 | $ 3,644,000 | $ 455,500 | $ 59,000 |
| Harrison, Ohio | 8 | $ 753,000 | $ 94,125 | $ 76,000 |
| Miami-Dade, Florida | 7 | $ 2,876,000 | $ 410,857 | $ 68,000 |
| Fulton, Georgia | 7 | $ 2,246,000 | $ 320,857 | $ 53,000 |
| Hennepin, Minnesota | 7 | $ 1,459,000 | $ 208,428 | $ 27,000 |
| Washoe, Nevada | 7 | $ 3,470,000 | $ 495,714 | $ 157,000 |
| King, Washington | 7 | $ 3,233,000 | $ 461,857 | $ 35,000 |
| Arapahoe, Colorado | 6 | $ 2,486,000 | $ 414,333 | $ 32,000 |
| Cook, Illinois | 6 | $ 2,109,000 | $ 351,500 | $ 121,000 |
| Armstrong, Pennsylvania | 6 | $ 240,000 | $ 40,000 | $ 71,000 |
| Dallas, Texas | 6 | $ 2,156,000 | $ 359,333 | $ 61,000 |
| Fairfax, Virginia | 6 | $ 2,964,000 | $ 494,000 | $ 77,000 |
| Prince William, Virginia | 6 | $ 2,742,000 | $ 457,000 | $ 104,000 |
| Marshall, West Virginia | 6 | $ 421,000 | $ 70,166 | $ 46,000 |
| Pima, Arizona | 5 | $ 1,562,000 | $ 312,400 | $ 66,000 |
| Orange, California | 5 | $ 2,336,000 | $ 467,200 | $ 117,000 |
| Riverside, California | 5 | $ 1,306,000 | $ 261,200 | $ 200,000 |
| Boulder, Colorado | 5 | $ 1,831,000 | $ 366,200 | $ 16,000 |
| DeKalb, Georgia | 5 | $ 1,429,000 | $ 285,800 | $ 15,000 |
| Mercer, Pennsylvania | 5 | $ 303,000 | $ 60,600 | $ 45,000 |
| Horry, South Carolina | 5 | $ 1,042,000 | $ 208,400 | $ 94,000 |
| Loudoun, Virginia | 5 | $ 2,207,000 | $ 441,400 | $ 138,000 |
| San Diego, California | 4 | $ 1,581,000 | $ 395,250 | $ 43,000 |
| Hillsborough, Florida | 4 | $ 1,280,000 | $ 320,000 | $ 25,000 |
| Orange, Florida | 4 | $ 983,000 | $ 245,750 | $ 0 |
| Sarasota, Florida | 4 | $ 1,246,000 | $ 311,500 | $ 209,000 |
| Volusia, Florida | 4 | $ 677,000 | $ 169,250 | $ 23,000 |
| Barnstable, Massachusetts | 4 | $ 1,255,000 | $ 313,750 | $ 0 |
| Norfolk, Massachusetts | 4 | $ 1,470,000 | $ 367,500 | $ 50,000 |
| Plymouth, Massachusetts | 4 | $ 1,114,000 | $ 278,500 | $ 0 |
| Suffolk, Massachusetts | 4 | $ 1,575,000 | $ 393,750 | $ 95,000 |
| Monroe, Ohio | 4 | $ 166,000 | $ 41,500 | $ 76,000 |
| Collin, Texas | 4 | $ 935,000 | $ 233,750 | $ 100,000 |
| Denver, Colorado | 3 | $ 1,198,000 | $ 399,333 | $ 81,000 |
| Douglas, Colorado | 3 | $ 975,000 | $ 325,000 | $ 25,000 |
| El Paso, Colorado | 3 | $ 833,000 | $ 277,666 | $ 39,000 |
| Broward, Florida | 3 | $ 1,267,000 | $ 422,333 | $ 126,000 |
| Collier, Florida | 3 | $ 809,000 | $ 269,666 | $ 0 |
| Gwinnett, Georgia | 3 | $ 675,000 | $ 225,000 | $ 98,000 |
| DuPage, Illinois | 3 | $ 1,088,000 | $ 362,666 | $ 195,000 |
| Lake, Illinois | 3 | $ 1,567,000 | $ 522,333 | $ 191,000 |
| Essex, Massachusetts | 3 | $ 772,000 | $ 257,333 | $ 0 |
| Middlesex, Massachusetts | 3 | $ 1,028,000 | $ 342,666 | $ 27,000 |
| Worcester, Massachusetts | 3 | $ 1,074,000 | $ 358,000 | $ 0 |
| Carver, Minnesota | 3 | $ 659,000 | $ 219,666 | $ 37,000 |
| Mecklenburg, North Carolina | 3 | $ 455,000 | $ 151,666 | $ 38,000 |
| Franklin, Ohio | 3 | $ 389,000 | $ 129,666 | $ 23,000 |
| Dauphin, Pennsylvania | 3 | $ 684,000 | $ 228,000 | $ 69,000 |
| Lawrence, Pennsylvania | 3 | $ 180,000 | $ 60,000 | $ 50,000 |
| Philadelphia, Pennsylvania | 3 | $ 490,000 | $ 163,333 | $ 530,000 |
| Harris, Texas | 3 | $ 1,882,000 | $ 627,333 | $ 253,000 |
| Utah, Utah | 3 | $ 414,000 | $ 138,000 | $ 48,000 |
| Norfolk, Virginia | 3 | $ 452,000 | $ 150,666 | $ 59,000 |
| Virginia Beach, Virginia | 3 | $ 926,000 | $ 308,666 | $ 47,000 |
| Los Angeles, California | 2 | $ 656,000 | $ 328,000 | $ 0 |
| Santa Clara, California | 2 | $ 1,103,000 | $ 551,500 | $ 105,000 |
| Jefferson, Colorado | 2 | $ 592,000 | $ 296,000 | $ 78,000 |
| Brevard, Florida | 2 | $ 311,000 | $ 155,500 | $ 109,000 |
| Leon, Florida | 2 | $ 552,000 | $ 276,000 | $ 111,000 |
| Nassau, Florida | 2 | $ 920,000 | $ 460,000 | $ 40,000 |
| Palm Beach, Florida | 2 | $ 874,000 | $ 437,000 | $ 466,000 |
| Pasco, Florida | 2 | $ 841,000 | $ 420,500 | $ 0 |
| Seminole, Florida | 2 | $ 1,227,000 | $ 613,500 | $ 145,000 |
| St. Johns, Florida | 2 | $ 719,000 | $ 359,500 | $ 0 |
| Cherokee, Georgia | 2 | $ 722,000 | $ 361,000 | $ 0 |
| Forsyth, Georgia | 2 | $ 549,000 | $ 274,500 | $ 165,000 |
| Maui, Hawaii | 2 | $ 803,000 | $ 401,500 | $ 38,000 |
| Kane, Illinois | 2 | $ 1,051,000 | $ 525,500 | $ 77,000 |
| Prince George's, Maryland | 2 | $ 500,000 | $ 250,000 | $ 62,000 |
| Oakland, Michigan | 2 | $ 607,000 | $ 303,500 | $ 0 |
| Washington, Minnesota | 2 | $ 637,000 | $ 318,500 | $ 50,000 |
| Essex, New Jersey | 2 | $ 790,000 | $ 395,000 | $ 56,000 |
| Union, North Carolina | 2 | $ 481,000 | $ 240,500 | $ 97,000 |
| Delaware, Ohio | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Hamilton, Ohio | 2 | $ 1,210,000 | $ 605,000 | $ 264,000 |
| Summit, Ohio | 2 | $ 234,000 | $ 117,000 | $ 57,000 |
| Cleveland, Oklahoma | 2 | $ 304,000 | $ 152,000 | $ 72,000 |
| Lane, Oregon | 2 | $ 647,000 | $ 323,500 | $ 54,000 |
| Multnomah, Oregon | 2 | $ 466,000 | $ 233,000 | $ 117,000 |
| Erie, Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 103,000 |
| Somerset, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 122,000 |
| Charleston, South Carolina | 2 | $ 851,000 | $ 425,500 | $ 0 |
| York, South Carolina | 2 | $ 189,000 | $ 94,500 | $ 24,000 |
| Davidson, Tennessee | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Williamson, Tennessee | 2 | $ 1,047,000 | $ 523,500 | $ 100,000 |
| Comal, Texas | 2 | $ 616,000 | $ 308,000 | $ 99,000 |
| Salt Lake, Utah | 2 | $ 530,000 | $ 265,000 | $ 34,000 |
| Chesapeake, Virginia | 2 | $ 613,000 | $ 306,500 | $ 97,000 |
| Spotsylvania, Virginia | 2 | $ 665,000 | $ 332,500 | $ 49,000 |
| Pierce, Washington | 2 | $ 302,000 | $ 151,000 | $ 51,000 |
| Snohomish, Washington | 2 | $ 519,000 | $ 259,500 | $ 50,000 |
| Thurston, Washington | 2 | $ 530,000 | $ 265,000 | $ 74,000 |
| Preston, West Virginia | 2 | $ 55,000 | $ 27,500 | $ 43,000 |
| Wetzel, West Virginia | 2 | $ 108,000 | $ 54,000 | $ 40,000 |
| Santa Cruz, Arizona | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Yavapai, Arizona | 1 | $ 260,000 | $ 260,000 | $ 55,000 |
| Faulkner, Arkansas | 1 | $ 192,000 | $ 192,000 | $ 86,000 |
| Alameda, California | 1 | $ 615,000 | $ 615,000 | $ 135,000 |
| Contra Costa, California | 1 | $ 336,000 | $ 336,000 | $ 120,000 |
| Marin, California | 1 | $ 632,000 | $ 632,000 | $ 154,000 |
| Merced, California | 1 | $ 179,000 | $ 179,000 | $ 87,000 |
| Monterey, California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Sacramento, California | 1 | $ 264,000 | $ 264,000 | $ 62,000 |
| San Bernardino, California | 1 | $ 216,000 | $ 216,000 | $ 0 |
| San Francisco, California | 1 | $ 508,000 | $ 508,000 | $ 0 |
| San Luis Obispo, California | 1 | $ 611,000 | $ 611,000 | $ 198,000 |
| San Mateo, California | 1 | $ 731,000 | $ 731,000 | $ 192,000 |
| Adams, Colorado | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Broomfield, Colorado | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Elbert, Colorado | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Weld, Colorado | 1 | $ 264,000 | $ 264,000 | $ 60,000 |
| Fairfield, Connecticut | 1 | $ 450,000 | $ 450,000 | $ 125,000 |
| Alachua, Florida | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Bay, Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Charlotte, Florida | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Duval, Florida | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Escambia, Florida | 1 | $ 788,000 | $ 788,000 | $ 0 |
| Flagler, Florida | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Hernando, Florida | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Lee, Florida | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Manatee, Florida | 1 | $ 533,000 | $ 533,000 | $ 0 |
| Okaloosa, Florida | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Polk, Florida | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Santa Rosa, Florida | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| Walton, Florida | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Effingham, Georgia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Hall, Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hancock, Georgia | 1 | $ 188,000 | $ 188,000 | $ 40,000 |
| Paulding, Georgia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Putnam, Georgia | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Walton, Georgia | 1 | $ 243,000 | $ 243,000 | $ 55,000 |
| Honolulu, Hawaii | 1 | $ 460,000 | $ 460,000 | $ 98,000 |
| Ada, Idaho | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Monroe, Illinois | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Boone, Indiana | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Grant, Indiana | 1 | $ 151,000 | $ 151,000 | $ 125,000 |
| Hamilton, Indiana | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Johnson, Indiana | 1 | $ 595,000 | $ 595,000 | $ 173,000 |
| Marion, Indiana | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Johnson, Kansas | 1 | $ 368,000 | $ 368,000 | $ 135,000 |
| Fayette, Kentucky | 1 | $ 191,000 | $ 191,000 | $ 86,000 |
| Kennebec, Maine | 1 | $ 130,000 | $ 130,000 | $ 0 |
| York, Maine | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Anne Arundel, Maryland | 1 | $ 187,000 | $ 187,000 | $ 98,000 |
| Calvert, Maryland | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Charles, Maryland | 1 | $ 220,000 | $ 220,000 | $ 80,000 |
| Harford, Maryland | 1 | $ 176,000 | $ 176,000 | $ 77,000 |
| St. Mary's, Maryland | 1 | $ 196,000 | $ 196,000 | $ 88,000 |
| Worcester, Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Bristol, Massachusetts | 1 | $ 192,000 | $ 192,000 | $ 40,000 |
| Dukes, Massachusetts | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Hampden, Massachusetts | 1 | $ 168,000 | $ 168,000 | $ 76,000 |
| Charlevoix, Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Eaton, Michigan | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Lapeer, Michigan | 1 | $ 498,000 | $ 498,000 | $ 182,000 |
| Livingston, Michigan | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Macomb, Michigan | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Ottawa, Michigan | 1 | $ 367,000 | $ 367,000 | $ 86,000 |
| Wayne, Michigan | 1 | $ 410,000 | $ 410,000 | $ 258,000 |
| Carlton, Minnesota | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Dakota, Minnesota | 1 | $ 463,000 | $ 463,000 | $ 179,000 |
| Goodhue, Minnesota | 1 | $ 200,000 | $ 200,000 | $ 0 |
| St. Louis, Minnesota | 1 | $ 591,000 | $ 591,000 | $ 186,000 |
| St. Louis, Missouri | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Gallatin, Montana | 1 | $ 460,000 | $ 460,000 | $ 266,000 |
| Hillsborough, New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Rockingham, New Hampshire | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Bergen, New Jersey | 1 | $ 380,000 | $ 380,000 | $ 75,000 |
| Cumberland, New Jersey | 1 | $ 93,000 | $ 93,000 | $ 178,000 |
| Mercer, New Jersey | 1 | $ 412,000 | $ 412,000 | $ 223,000 |
| Morris, New Jersey | 1 | $ 530,000 | $ 530,000 | $ 124,000 |
| Bernalillo, New Mexico | 1 | $ 438,000 | $ 438,000 | $ 288,000 |
| Kings, New York | 1 | $ 442,000 | $ 442,000 | $ 0 |
| Suffolk, New York | 1 | $ 388,000 | $ 388,000 | $ 120,000 |
| Brunswick, North Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Cabarrus, North Carolina | 1 | $ 191,000 | $ 191,000 | $ 70,000 |
| Cumberland, North Carolina | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Dare, North Carolina | 1 | $ 570,000 | $ 570,000 | $ 333,000 |
| Guilford, North Carolina | 1 | $ 567,000 | $ 567,000 | $ 0 |
| Iredell, North Carolina | 1 | $ 639,000 | $ 639,000 | $ 280,000 |
| Johnston, North Carolina | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Columbiana, Ohio | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Cuyahoga, Ohio | 1 | $ 400,000 | $ 400,000 | $ 137,000 |
| Lorain, Ohio | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Jackson, Oregon | 1 | $ 179,000 | $ 179,000 | $ 36,000 |
| Washington, Oregon | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
| Yamhill, Oregon | 1 | $ 272,000 | $ 272,000 | $ 58,000 |
| Bucks, Pennsylvania | 1 | $ 567,000 | $ 567,000 | $ 211,000 |
| Crawford, Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 158,000 |
| Warren, Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 51,000 |
| Providence, Rhode Island | 1 | $ 208,000 | $ 208,000 | $ 65,000 |
| Brookings, South Dakota | 1 | $ 179,000 | $ 179,000 | $ 62,000 |
| Blount, Tennessee | 1 | $ 501,000 | $ 501,000 | $ 219,000 |
| Cheatham, Tennessee | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Shelby, Tennessee | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Wilson, Tennessee | 1 | $ 192,000 | $ 192,000 | $ 74,000 |
| El Paso, Texas | 1 | $ 415,000 | $ 415,000 | $ 393,000 |
| Montgomery, Texas | 1 | $ 561,000 | $ 561,000 | $ 0 |
| Tarrant, Texas | 1 | $ 440,000 | $ 440,000 | $ 245,000 |
| Travis, Texas | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Davis, Utah | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Iron, Utah | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Washington, Utah | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Albemarle, Virginia | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Arlington, Virginia | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Chesterfield, Virginia | 1 | $ 154,000 | $ 154,000 | $ 89,000 |
| James City, Virginia | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Madison, Virginia | 1 | $ 360,000 | $ 360,000 | $ 104,000 |
| Clark, Washington | 1 | $ 284,000 | $ 284,000 | $ 83,000 |
| Klickitat, Washington | 1 | $ 648,000 | $ 648,000 | $ 222,000 |
| Wood, West Virginia | 1 | $ 540,000 | $ 540,000 | $ 118,000 |
| Door, Wisconsin | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Milwaukee, Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 52,000 |
| Sauk, Wisconsin | 1 | $ 364,000 | $ 364,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Parkvale Savings Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 768 | $135,716,000 | $283,076 | $2,800,000 | $71,512 | $7,840,000 |
| Refinancing | 695 | $101,961,000 | $317,161 | $999,000 | $79,193 | $3,000,000 |
| Home Improvement | 626 | $21,662,000 | $31,333 | $2,100,000 | $44,333 | $337,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,397 | $71,231,000 | $90,500 | $540,000 | $78,000 | $416,000 |
| Not applicable | 567 | $177,171,000 | $310,950 | $2,800,000 | $83,850 | $7,840,000 |
| Not Provided | 55 | $6,100,000 | $143,250 | $1,100,000 | $141,250 | $2,136,000 |
| Black or African American | 39 | $1,619,000 | $33,000 | $152,000 | $36,333 | $198,000 |
| Asian | 24 | $2,794,000 | $116,000 | $279,000 | $73,000 | $206,000 |
| American Indian or Alaskan Native | 3 | $123,000 | $39,000 | $80,000 | $56,500 | $74,000 |
| Hispanic | 3 | $185,000 | $61,000 | $100,000 | $66,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $116,000 | $116,000 | $116,000 | $78,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,089 | $259,339,000 | $293,575 | $2,800,000 | $78,675 | $7,840,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,181 | $69,983,000 | $83,400 | $2,100,000 | $104,200 | $7,840,000 |
| Loan Purchased By The Institution | 541 | $170,360,000 | $307,179 | $2,800,000 | $79,025 | $1,030,000 |
| Application Denied By Financial Institution | 252 | $10,934,000 | $69,250 | $297,000 | $41,500 | $150,000 |
| Application Withdrawn By Applicant | 43 | $3,466,000 | $93,666 | $318,000 | $60,666 | $208,000 |
| Application Approved But Not Accepted | 41 | $2,312,000 | $49,666 | $230,000 | $49,333 | $173,000 |
| File Closed For Incompleteness | 31 | $2,284,000 | $67,333 | $200,000 | $57,333 | $337,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 96 | $3,225,000 | $36,666 | $190,000 | $45,666 | $131,000 |
| Debt-To-Income Ratio | 92 | $3,758,000 | $45,666 | $248,000 | $34,333 | $128,000 |
| Collateral | 44 | $2,988,000 | $74,333 | $297,000 | $64,666 | $150,000 |
| Other | 13 | $733,000 | $85,750 | $136,000 | $35,250 | $94,000 |
| Employment History | 4 | $104,000 | $26,000 | $49,000 | $48,000 | $114,000 |
| Unverifiable Information | 2 | $43,000 | $21,500 | $41,000 | $24,500 | $30,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $83,000 | $83,000 | $83,000 | $37,000 | $37,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkvale Savings Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Parkvale Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About