Parkvale Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Parkvale Savings Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Parkvale Savings Bank 4220 William Penn Highway Monroeville, PA 15146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,089 |
| Total Mortgage Loan Application Amount | $259,339,000 |
| Average Mortgage Loan Application Amount | $287,205 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $73,657 |
| Highest Applicant Income | $7,840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Parkvale Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Parkvale Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Parkvale Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Parkvale Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Parkvale Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Parkvale Savings Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 721 | $ 45,291,000 | $ 62,000 | $ 88,000 |
| Fayette County Pennsylvania | 281 | $ 10,826,000 | $ 38,000 | $ 49,000 |
| Westmoreland County Pennsylvania | 110 | $ 9,791,000 | $ 89,000 | $ 71,000 |
| Beaver County Pennsylvania | 98 | $ 5,221,000 | $ 53,000 | $ 79,000 |
| Jefferson County Ohio | 81 | $ 5,410,000 | $ 66,000 | $ 53,000 |
| Brooke County West Virginia | 78 | $ 5,494,000 | $ 70,000 | $ 51,000 |
| Washington County Pennsylvania | 60 | $ 4,023,000 | $ 67,000 | $ 222,000 |
| Butler County Pennsylvania | 50 | $ 3,686,000 | $ 73,000 | $ 64,000 |
| Belmont County Ohio | 41 | $ 2,551,000 | $ 62,000 | $ 53,000 |
| Beaufort County South Carolina | 31 | $ 7,089,000 | $ 228,000 | $ 24,000 |
| Maricopa County Arizona | 30 | $ 12,521,000 | $ 417,000 | $ 65,000 |
| Clark County Nevada | 20 | $ 6,635,000 | $ 331,000 | $ 67,000 |
| Hancock County West Virginia | 17 | $ 1,306,000 | $ 76,000 | $ 56,000 |
| Greene County Pennsylvania | 12 | $ 599,000 | $ 49,000 | $ 55,000 |
| Ohio County West Virginia | 10 | $ 781,000 | $ 78,000 | $ 66,000 |
| Montgomery County Maryland | 9 | $ 4,606,000 | $ 511,000 | $ 103,000 |
| Cobb County Georgia | 8 | $ 3,644,000 | $ 455,000 | $ 59,000 |
| Harrison County Ohio | 8 | $ 753,000 | $ 94,000 | $ 76,000 |
| Miami-Dade County Florida | 7 | $ 2,876,000 | $ 410,000 | $ 68,000 |
| Fulton County Georgia | 7 | $ 2,246,000 | $ 320,000 | $ 53,000 |
| Hennepin County Minnesota | 7 | $ 1,459,000 | $ 208,000 | $ 27,000 |
| Washoe County Nevada | 7 | $ 3,470,000 | $ 495,000 | $ 157,000 |
| King County Washington | 7 | $ 3,233,000 | $ 461,000 | $ 35,000 |
| Arapahoe County Colorado | 6 | $ 2,486,000 | $ 414,000 | $ 32,000 |
| Cook County Illinois | 6 | $ 2,109,000 | $ 351,000 | $ 121,000 |
| Armstrong County Pennsylvania | 6 | $ 240,000 | $ 40,000 | $ 71,000 |
| Dallas County Texas | 6 | $ 2,156,000 | $ 359,000 | $ 61,000 |
| Fairfax County Virginia | 6 | $ 2,964,000 | $ 494,000 | $ 77,000 |
| Prince William County Virginia | 6 | $ 2,742,000 | $ 457,000 | $ 104,000 |
| Marshall County West Virginia | 6 | $ 421,000 | $ 70,000 | $ 46,000 |
| Pima County Arizona | 5 | $ 1,562,000 | $ 312,000 | $ 66,000 |
| Orange County California | 5 | $ 2,336,000 | $ 467,000 | $ 117,000 |
| Riverside County California | 5 | $ 1,306,000 | $ 261,000 | $ 200,000 |
| Boulder County Colorado | 5 | $ 1,831,000 | $ 366,000 | $ 16,000 |
| DeKalb County Georgia | 5 | $ 1,429,000 | $ 285,000 | $ 15,000 |
| Mercer County Pennsylvania | 5 | $ 303,000 | $ 60,000 | $ 45,000 |
| Horry County South Carolina | 5 | $ 1,042,000 | $ 208,000 | $ 94,000 |
| Loudoun County Virginia | 5 | $ 2,207,000 | $ 441,000 | $ 138,000 |
| San Diego County California | 4 | $ 1,581,000 | $ 395,000 | $ 43,000 |
| Hillsborough County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 25,000 |
| Orange County Florida | 4 | $ 983,000 | $ 245,000 | $ 0 |
| Sarasota County Florida | 4 | $ 1,246,000 | $ 311,000 | $ 209,000 |
| Volusia County Florida | 4 | $ 677,000 | $ 169,000 | $ 23,000 |
| Barnstable County Massachusetts | 4 | $ 1,255,000 | $ 313,000 | $ 0 |
| Norfolk County Massachusetts | 4 | $ 1,470,000 | $ 367,000 | $ 50,000 |
| Plymouth County Massachusetts | 4 | $ 1,114,000 | $ 278,000 | $ 0 |
| Suffolk County Massachusetts | 4 | $ 1,575,000 | $ 393,000 | $ 95,000 |
| Monroe County Ohio | 4 | $ 166,000 | $ 41,000 | $ 76,000 |
| Collin County Texas | 4 | $ 935,000 | $ 233,000 | $ 100,000 |
| Denver County Colorado | 3 | $ 1,198,000 | $ 399,000 | $ 81,000 |
| Douglas County Colorado | 3 | $ 975,000 | $ 325,000 | $ 25,000 |
| El Paso County Colorado | 3 | $ 833,000 | $ 277,000 | $ 39,000 |
| Broward County Florida | 3 | $ 1,267,000 | $ 422,000 | $ 126,000 |
| Collier County Florida | 3 | $ 809,000 | $ 269,000 | $ 0 |
| Gwinnett County Georgia | 3 | $ 675,000 | $ 225,000 | $ 98,000 |
| DuPage County Illinois | 3 | $ 1,088,000 | $ 362,000 | $ 195,000 |
| Lake County Illinois | 3 | $ 1,567,000 | $ 522,000 | $ 191,000 |
| Essex County Massachusetts | 3 | $ 772,000 | $ 257,000 | $ 0 |
| Middlesex County Massachusetts | 3 | $ 1,028,000 | $ 342,000 | $ 27,000 |
| Worcester County Massachusetts | 3 | $ 1,074,000 | $ 358,000 | $ 0 |
| Carver County Minnesota | 3 | $ 659,000 | $ 219,000 | $ 37,000 |
| Mecklenburg County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 38,000 |
| Franklin County Ohio | 3 | $ 389,000 | $ 129,000 | $ 23,000 |
| Dauphin County Pennsylvania | 3 | $ 684,000 | $ 228,000 | $ 69,000 |
| Lawrence County Pennsylvania | 3 | $ 180,000 | $ 60,000 | $ 50,000 |
| Philadelphia County Pennsylvania | 3 | $ 490,000 | $ 163,000 | $ 530,000 |
| Harris County Texas | 3 | $ 1,882,000 | $ 627,000 | $ 253,000 |
| Utah County Utah | 3 | $ 414,000 | $ 138,000 | $ 48,000 |
| Norfolk County Virginia | 3 | $ 452,000 | $ 150,000 | $ 59,000 |
| Virginia Beach County Virginia | 3 | $ 926,000 | $ 308,000 | $ 47,000 |
| Los Angeles County California | 2 | $ 656,000 | $ 328,000 | $ 0 |
| Santa Clara County California | 2 | $ 1,103,000 | $ 551,000 | $ 105,000 |
| Jefferson County Colorado | 2 | $ 592,000 | $ 296,000 | $ 78,000 |
| Brevard County Florida | 2 | $ 311,000 | $ 155,000 | $ 109,000 |
| Leon County Florida | 2 | $ 552,000 | $ 276,000 | $ 111,000 |
| Nassau County Florida | 2 | $ 920,000 | $ 460,000 | $ 40,000 |
| Palm Beach County Florida | 2 | $ 874,000 | $ 437,000 | $ 466,000 |
| Pasco County Florida | 2 | $ 841,000 | $ 420,000 | $ 0 |
| Seminole County Florida | 2 | $ 1,227,000 | $ 613,000 | $ 145,000 |
| St. Johns County Florida | 2 | $ 719,000 | $ 359,000 | $ 0 |
| Cherokee County Georgia | 2 | $ 722,000 | $ 361,000 | $ 0 |
| Forsyth County Georgia | 2 | $ 549,000 | $ 274,000 | $ 165,000 |
| Maui County Hawaii | 2 | $ 803,000 | $ 401,000 | $ 38,000 |
| Kane County Illinois | 2 | $ 1,051,000 | $ 525,000 | $ 77,000 |
| Prince George's County Maryland | 2 | $ 500,000 | $ 250,000 | $ 62,000 |
| Oakland County Michigan | 2 | $ 607,000 | $ 303,000 | $ 0 |
| Washington County Minnesota | 2 | $ 637,000 | $ 318,000 | $ 50,000 |
| Essex County New Jersey | 2 | $ 790,000 | $ 395,000 | $ 56,000 |
| Union County North Carolina | 2 | $ 481,000 | $ 240,000 | $ 97,000 |
| Delaware County Ohio | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 1,210,000 | $ 605,000 | $ 264,000 |
| Summit County Ohio | 2 | $ 234,000 | $ 117,000 | $ 57,000 |
| Cleveland County Oklahoma | 2 | $ 304,000 | $ 152,000 | $ 72,000 |
| Lane County Oregon | 2 | $ 647,000 | $ 323,000 | $ 54,000 |
| Multnomah County Oregon | 2 | $ 466,000 | $ 233,000 | $ 117,000 |
| Erie County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 103,000 |
| Somerset County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 122,000 |
| Charleston County South Carolina | 2 | $ 851,000 | $ 425,000 | $ 0 |
| York County South Carolina | 2 | $ 189,000 | $ 94,000 | $ 24,000 |
| Davidson County Tennessee | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 1,047,000 | $ 523,000 | $ 100,000 |
| Comal County Texas | 2 | $ 616,000 | $ 308,000 | $ 99,000 |
| Salt Lake County Utah | 2 | $ 530,000 | $ 265,000 | $ 34,000 |
| Chesapeake County Virginia | 2 | $ 613,000 | $ 306,000 | $ 97,000 |
| Spotsylvania County Virginia | 2 | $ 665,000 | $ 332,000 | $ 49,000 |
| Pierce County Washington | 2 | $ 302,000 | $ 151,000 | $ 51,000 |
| Snohomish County Washington | 2 | $ 519,000 | $ 259,000 | $ 50,000 |
| Thurston County Washington | 2 | $ 530,000 | $ 265,000 | $ 74,000 |
| Preston County West Virginia | 2 | $ 55,000 | $ 27,000 | $ 43,000 |
| Wetzel County West Virginia | 2 | $ 108,000 | $ 54,000 | $ 40,000 |
| Santa Cruz County Arizona | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 260,000 | $ 260,000 | $ 55,000 |
| Faulkner County Arkansas | 1 | $ 192,000 | $ 192,000 | $ 86,000 |
| Alameda County California | 1 | $ 615,000 | $ 615,000 | $ 135,000 |
| Contra Costa County California | 1 | $ 336,000 | $ 336,000 | $ 120,000 |
| Marin County California | 1 | $ 632,000 | $ 632,000 | $ 154,000 |
| Merced County California | 1 | $ 179,000 | $ 179,000 | $ 87,000 |
| Monterey County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Sacramento County California | 1 | $ 264,000 | $ 264,000 | $ 62,000 |
| San Bernardino County California | 1 | $ 216,000 | $ 216,000 | $ 0 |
| San Francisco County California | 1 | $ 508,000 | $ 508,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 611,000 | $ 611,000 | $ 198,000 |
| San Mateo County California | 1 | $ 731,000 | $ 731,000 | $ 192,000 |
| Adams County Colorado | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Broomfield County Colorado | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Elbert County Colorado | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Weld County Colorado | 1 | $ 264,000 | $ 264,000 | $ 60,000 |
| Fairfield County Connecticut | 1 | $ 450,000 | $ 450,000 | $ 125,000 |
| Alachua County Florida | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Bay County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Charlotte County Florida | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Duval County Florida | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Escambia County Florida | 1 | $ 788,000 | $ 788,000 | $ 0 |
| Flagler County Florida | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Hernando County Florida | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Lee County Florida | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Manatee County Florida | 1 | $ 533,000 | $ 533,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Polk County Florida | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| Walton County Florida | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Effingham County Georgia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Hall County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hancock County Georgia | 1 | $ 188,000 | $ 188,000 | $ 40,000 |
| Paulding County Georgia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Putnam County Georgia | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Walton County Georgia | 1 | $ 243,000 | $ 243,000 | $ 55,000 |
| Honolulu County Hawaii | 1 | $ 460,000 | $ 460,000 | $ 98,000 |
| Ada County Idaho | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Monroe County Illinois | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Boone County Indiana | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Grant County Indiana | 1 | $ 151,000 | $ 151,000 | $ 125,000 |
| Hamilton County Indiana | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Johnson County Indiana | 1 | $ 595,000 | $ 595,000 | $ 173,000 |
| Marion County Indiana | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Johnson County Kansas | 1 | $ 368,000 | $ 368,000 | $ 135,000 |
| Fayette County Kentucky | 1 | $ 191,000 | $ 191,000 | $ 86,000 |
| Kennebec County Maine | 1 | $ 130,000 | $ 130,000 | $ 0 |
| York County Maine | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 187,000 | $ 187,000 | $ 98,000 |
| Calvert County Maryland | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Charles County Maryland | 1 | $ 220,000 | $ 220,000 | $ 80,000 |
| Harford County Maryland | 1 | $ 176,000 | $ 176,000 | $ 77,000 |
| St. Mary's County Maryland | 1 | $ 196,000 | $ 196,000 | $ 88,000 |
| Worcester County Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 192,000 | $ 192,000 | $ 40,000 |
| Dukes County Massachusetts | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 168,000 | $ 168,000 | $ 76,000 |
| Charlevoix County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Eaton County Michigan | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 498,000 | $ 498,000 | $ 182,000 |
| Livingston County Michigan | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Macomb County Michigan | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 367,000 | $ 367,000 | $ 86,000 |
| Wayne County Michigan | 1 | $ 410,000 | $ 410,000 | $ 258,000 |
| Carlton County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Dakota County Minnesota | 1 | $ 463,000 | $ 463,000 | $ 179,000 |
| Goodhue County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 591,000 | $ 591,000 | $ 186,000 |
| St. Louis County Missouri | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Gallatin County Montana | 1 | $ 460,000 | $ 460,000 | $ 266,000 |
| Hillsborough County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 75,000 |
| Cumberland County New Jersey | 1 | $ 93,000 | $ 93,000 | $ 178,000 |
| Mercer County New Jersey | 1 | $ 412,000 | $ 412,000 | $ 223,000 |
| Morris County New Jersey | 1 | $ 530,000 | $ 530,000 | $ 124,000 |
| Bernalillo County New Mexico | 1 | $ 438,000 | $ 438,000 | $ 288,000 |
| Kings County New York | 1 | $ 442,000 | $ 442,000 | $ 0 |
| Suffolk County New York | 1 | $ 388,000 | $ 388,000 | $ 120,000 |
| Brunswick County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 70,000 |
| Cumberland County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Dare County North Carolina | 1 | $ 570,000 | $ 570,000 | $ 333,000 |
| Guilford County North Carolina | 1 | $ 567,000 | $ 567,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 639,000 | $ 639,000 | $ 280,000 |
| Johnston County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Columbiana County Ohio | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Cuyahoga County Ohio | 1 | $ 400,000 | $ 400,000 | $ 137,000 |
| Lorain County Ohio | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Jackson County Oregon | 1 | $ 179,000 | $ 179,000 | $ 36,000 |
| Washington County Oregon | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
| Yamhill County Oregon | 1 | $ 272,000 | $ 272,000 | $ 58,000 |
| Bucks County Pennsylvania | 1 | $ 567,000 | $ 567,000 | $ 211,000 |
| Crawford County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 158,000 |
| Warren County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 51,000 |
| Providence County Rhode Island | 1 | $ 208,000 | $ 208,000 | $ 65,000 |
| Brookings County South Dakota | 1 | $ 179,000 | $ 179,000 | $ 62,000 |
| Blount County Tennessee | 1 | $ 501,000 | $ 501,000 | $ 219,000 |
| Cheatham County Tennessee | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 74,000 |
| El Paso County Texas | 1 | $ 415,000 | $ 415,000 | $ 393,000 |
| Montgomery County Texas | 1 | $ 561,000 | $ 561,000 | $ 0 |
| Tarrant County Texas | 1 | $ 440,000 | $ 440,000 | $ 245,000 |
| Travis County Texas | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Davis County Utah | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Iron County Utah | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Washington County Utah | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Arlington County Virginia | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 154,000 | $ 154,000 | $ 89,000 |
| James City County Virginia | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Madison County Virginia | 1 | $ 360,000 | $ 360,000 | $ 104,000 |
| Clark County Washington | 1 | $ 284,000 | $ 284,000 | $ 83,000 |
| Klickitat County Washington | 1 | $ 648,000 | $ 648,000 | $ 222,000 |
| Wood County West Virginia | 1 | $ 540,000 | $ 540,000 | $ 118,000 |
| Door County Wisconsin | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 52,000 |
| Sauk County Wisconsin | 1 | $ 364,000 | $ 364,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Parkvale Savings Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 768 | $135,716,000 | $283,076 | $2,800,000 | $71,512 | $7,840,000 |
| Refinancing | 695 | $101,961,000 | $317,161 | $999,000 | $79,193 | $3,000,000 |
| Home Improvement | 626 | $21,662,000 | $31,333 | $2,100,000 | $44,333 | $337,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,397 | $71,231,000 | $90,500 | $540,000 | $78,000 | $416,000 |
| Not applicable | 567 | $177,171,000 | $310,950 | $2,800,000 | $83,850 | $7,840,000 |
| Not Provided | 55 | $6,100,000 | $143,250 | $1,100,000 | $141,250 | $2,136,000 |
| Black or African American | 39 | $1,619,000 | $33,000 | $152,000 | $36,333 | $198,000 |
| Asian | 24 | $2,794,000 | $116,000 | $279,000 | $73,000 | $206,000 |
| American Indian or Alaskan Native | 3 | $123,000 | $39,000 | $80,000 | $56,500 | $74,000 |
| Hispanic | 3 | $185,000 | $61,000 | $100,000 | $66,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $116,000 | $116,000 | $116,000 | $78,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,089 | $259,339,000 | $293,575 | $2,800,000 | $78,675 | $7,840,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,181 | $69,983,000 | $83,400 | $2,100,000 | $104,200 | $7,840,000 |
| Loan Purchased By The Institution | 541 | $170,360,000 | $307,179 | $2,800,000 | $79,025 | $1,030,000 |
| Application Denied By Financial Institution | 252 | $10,934,000 | $69,250 | $297,000 | $41,500 | $150,000 |
| Application Withdrawn By Applicant | 43 | $3,466,000 | $93,666 | $318,000 | $60,666 | $208,000 |
| Application Approved But Not Accepted | 41 | $2,312,000 | $49,666 | $230,000 | $49,333 | $173,000 |
| File Closed For Incompleteness | 31 | $2,284,000 | $67,333 | $200,000 | $57,333 | $337,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 96 | $3,225,000 | $36,666 | $190,000 | $45,666 | $131,000 |
| Debt-To-Income Ratio | 92 | $3,758,000 | $45,666 | $248,000 | $34,333 | $128,000 |
| Collateral | 44 | $2,988,000 | $74,333 | $297,000 | $64,666 | $150,000 |
| Other | 13 | $733,000 | $85,750 | $136,000 | $35,250 | $94,000 |
| Employment History | 4 | $104,000 | $26,000 | $49,000 | $48,000 | $114,000 |
| Unverifiable Information | 2 | $43,000 | $21,500 | $41,000 | $24,500 | $30,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $83,000 | $83,000 | $83,000 | $37,000 | $37,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkvale Savings Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Parkvale Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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