Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Peoples Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank Po Box 7 Mendenhall, MS 39114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 885 |
| Total Mortgage Loan Application Amount | $191,845,000 |
| Average Mortgage Loan Application Amount | $161,200 |
| Highest Mortgage Loan Application Amount | $885,000 |
| Average Applicant Income | $88,800 |
| Highest Applicant Income | $1,076,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Simpson County Mississippi | 101 | $ 12,235,000 | $ 121,000 | $ 83,000 |
| Rankin County Mississippi | 48 | $ 8,860,000 | $ 184,000 | $ 115,000 |
| Smith County Mississippi | 32 | $ 3,120,000 | $ 97,000 | $ 100,000 |
| Covington County Mississippi | 31 | $ 2,085,000 | $ 67,000 | $ 114,000 |
| Charleston County South Carolina | 17 | $ 5,755,000 | $ 338,000 | $ 147,000 |
| Los Angeles County California | 16 | $ 5,590,000 | $ 349,000 | $ 99,000 |
| Hinds County Mississippi | 16 | $ 2,680,000 | $ 167,000 | $ 97,000 |
| Maricopa County Arizona | 13 | $ 3,415,000 | $ 262,000 | $ 81,000 |
| Jefferson Davis County Mississippi | 10 | $ 660,000 | $ 66,000 | $ 40,000 |
| Jones County Mississippi | 8 | $ 730,000 | $ 91,000 | $ 98,000 |
| Madison County Mississippi | 8 | $ 3,310,000 | $ 413,000 | $ 357,000 |
| San Diego County California | 7 | $ 3,185,000 | $ 455,000 | $ 130,000 |
| Broward County Florida | 7 | $ 1,375,000 | $ 196,000 | $ 62,000 |
| Harris County Texas | 7 | $ 1,705,000 | $ 243,000 | $ 85,000 |
| San Bernardino County California | 6 | $ 1,940,000 | $ 323,000 | $ 92,000 |
| Brevard County Florida | 5 | $ 1,395,000 | $ 279,000 | $ 133,000 |
| Duval County Florida | 5 | $ 1,055,000 | $ 211,000 | $ 81,000 |
| Palm Beach County Florida | 5 | $ 2,095,000 | $ 419,000 | $ 131,000 |
| Cook County Illinois | 5 | $ 975,000 | $ 195,000 | $ 80,000 |
| Wayne County Michigan | 5 | $ 875,000 | $ 175,000 | $ 90,000 |
| Lafayette County Mississippi | 5 | $ 1,105,000 | $ 221,000 | $ 157,000 |
| Clark County Nevada | 5 | $ 1,055,000 | $ 211,000 | $ 85,000 |
| Horry County South Carolina | 5 | $ 705,000 | $ 141,000 | $ 56,000 |
| York County South Carolina | 5 | $ 1,375,000 | $ 275,000 | $ 112,000 |
| Snohomish County Washington | 5 | $ 1,565,000 | $ 313,000 | $ 87,000 |
| Orange County California | 4 | $ 2,070,000 | $ 517,000 | $ 127,000 |
| Riverside County California | 4 | $ 1,520,000 | $ 380,000 | $ 135,000 |
| Kent County Delaware | 4 | $ 960,000 | $ 240,000 | $ 105,000 |
| Hillsborough County Florida | 4 | $ 750,000 | $ 187,000 | $ 91,000 |
| Henry County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 109,000 |
| Plymouth County Massachusetts | 4 | $ 1,440,000 | $ 360,000 | $ 114,000 |
| Somerset County New Jersey | 4 | $ 1,100,000 | $ 275,000 | $ 68,000 |
| Davidson County North Carolina | 4 | $ 890,000 | $ 222,000 | $ 96,000 |
| Monroe County Pennsylvania | 4 | $ 480,000 | $ 120,000 | $ 64,000 |
| Dorchester County South Carolina | 4 | $ 1,090,000 | $ 272,000 | $ 100,000 |
| Dallas County Texas | 4 | $ 670,000 | $ 167,000 | $ 78,000 |
| Henrico County Virginia | 4 | $ 1,100,000 | $ 275,000 | $ 105,000 |
| King County Washington | 4 | $ 1,770,000 | $ 442,000 | $ 95,000 |
| Baldwin County Alabama | 3 | $ 1,255,000 | $ 418,000 | $ 178,000 |
| Montgomery County Alabama | 3 | $ 785,000 | $ 261,000 | $ 186,000 |
| Napa County California | 3 | $ 1,565,000 | $ 521,000 | $ 209,000 |
| Sacramento County California | 3 | $ 785,000 | $ 261,000 | $ 107,000 |
| San Joaquin County California | 3 | $ 1,395,000 | $ 465,000 | $ 106,000 |
| Adams County Colorado | 3 | $ 845,000 | $ 281,000 | $ 97,000 |
| Pinellas County Florida | 3 | $ 795,000 | $ 265,000 | $ 92,000 |
| Polk County Florida | 3 | $ 695,000 | $ 231,000 | $ 99,000 |
| St. Lucie County Florida | 3 | $ 685,000 | $ 228,000 | $ 78,000 |
| Gwinnett County Georgia | 3 | $ 725,000 | $ 241,000 | $ 95,000 |
| Middlesex County Massachusetts | 3 | $ 985,000 | $ 328,000 | $ 116,000 |
| Oakland County Michigan | 3 | $ 615,000 | $ 205,000 | $ 63,000 |
| DeSoto County Mississippi | 3 | $ 525,000 | $ 175,000 | $ 65,000 |
| Lamar County Mississippi | 3 | $ 545,000 | $ 181,000 | $ 82,000 |
| Lawrence County Mississippi | 3 | $ 515,000 | $ 171,000 | $ 55,000 |
| Quitman County Mississippi | 3 | $ 185,000 | $ 61,000 | $ 33,000 |
| Warren County Mississippi | 3 | $ 645,000 | $ 215,000 | $ 244,000 |
| St. Louis County Missouri | 3 | $ 495,000 | $ 165,000 | $ 77,000 |
| Washoe County Nevada | 3 | $ 885,000 | $ 295,000 | $ 112,000 |
| Hillsborough County New Hampshire | 3 | $ 635,000 | $ 211,000 | $ 103,000 |
| Guilford County North Carolina | 3 | $ 695,000 | $ 231,000 | $ 66,000 |
| Washington County Oregon | 3 | $ 915,000 | $ 305,000 | $ 103,000 |
| Luzerne County Pennsylvania | 3 | $ 875,000 | $ 291,000 | $ 111,000 |
| Rutherford County Tennessee | 3 | $ 745,000 | $ 248,000 | $ 94,000 |
| Collin County Texas | 3 | $ 965,000 | $ 321,000 | $ 118,000 |
| Fairfax County Virginia | 3 | $ 715,000 | $ 238,000 | $ 175,000 |
| Frederick County Virginia | 3 | $ 625,000 | $ 208,000 | $ 120,000 |
| Jefferson County Alabama | 2 | $ 590,000 | $ 295,000 | $ 124,000 |
| Lee County Alabama | 2 | $ 330,000 | $ 165,000 | $ 32,000 |
| Tuscaloosa County Alabama | 2 | $ 600,000 | $ 300,000 | $ 82,000 |
| Pinal County Arizona | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| Contra Costa County California | 2 | $ 1,240,000 | $ 620,000 | $ 117,000 |
| Marin County California | 2 | $ 770,000 | $ 385,000 | $ 127,000 |
| San Mateo County California | 2 | $ 1,500,000 | $ 750,000 | $ 242,000 |
| Stanislaus County California | 2 | $ 540,000 | $ 270,000 | $ 98,000 |
| Sutter County California | 2 | $ 370,000 | $ 185,000 | $ 116,000 |
| Ventura County California | 2 | $ 910,000 | $ 455,000 | $ 162,000 |
| El Paso County Colorado | 2 | $ 410,000 | $ 205,000 | $ 107,000 |
| Hartford County Connecticut | 2 | $ 600,000 | $ 300,000 | $ 114,000 |
| Litchfield County Connecticut | 2 | $ 450,000 | $ 225,000 | $ 128,000 |
| Lake County Florida | 2 | $ 410,000 | $ 205,000 | $ 89,000 |
| Lee County Florida | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Miami-Dade County Florida | 2 | $ 530,000 | $ 265,000 | $ 41,000 |
| Pasco County Florida | 2 | $ 410,000 | $ 205,000 | $ 77,000 |
| Seminole County Florida | 2 | $ 700,000 | $ 350,000 | $ 97,000 |
| Volusia County Florida | 2 | $ 540,000 | $ 270,000 | $ 192,000 |
| Chatham County Georgia | 2 | $ 470,000 | $ 235,000 | $ 72,000 |
| Clarke County Georgia | 2 | $ 410,000 | $ 205,000 | $ 66,000 |
| Douglas County Georgia | 2 | $ 580,000 | $ 290,000 | $ 185,000 |
| Forsyth County Georgia | 2 | $ 860,000 | $ 430,000 | $ 249,000 |
| Fulton County Georgia | 2 | $ 650,000 | $ 325,000 | $ 45,000 |
| Paulding County Georgia | 2 | $ 440,000 | $ 220,000 | $ 66,000 |
| Taylor County Georgia | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Kane County Illinois | 2 | $ 530,000 | $ 265,000 | $ 95,000 |
| Madison County Indiana | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| Johnson County Kansas | 2 | $ 360,000 | $ 180,000 | $ 76,000 |
| Shawnee County Kansas | 2 | $ 310,000 | $ 155,000 | $ 34,000 |
| Jefferson County Louisiana | 2 | $ 320,000 | $ 160,000 | $ 89,000 |
| Baltimore County Maryland | 2 | $ 530,000 | $ 265,000 | $ 75,000 |
| Prince George's County Maryland | 2 | $ 970,000 | $ 485,000 | $ 133,000 |
| Essex County Massachusetts | 2 | $ 390,000 | $ 195,000 | $ 114,000 |
| Norfolk County Massachusetts | 2 | $ 800,000 | $ 400,000 | $ 67,000 |
| Worcester County Massachusetts | 2 | $ 750,000 | $ 375,000 | $ 150,000 |
| Kent County Michigan | 2 | $ 610,000 | $ 305,000 | $ 130,000 |
| Hennepin County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 85,000 |
| Ramsey County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 77,000 |
| Forrest County Mississippi | 2 | $ 370,000 | $ 185,000 | $ 109,000 |
| Hancock County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 302,000 |
| Jasper County Mississippi | 2 | $ 50,000 | $ 25,000 | $ 27,000 |
| Lowndes County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 93,000 |
| Clay County Missouri | 2 | $ 440,000 | $ 220,000 | $ 123,000 |
| Jackson County Missouri | 2 | $ 460,000 | $ 230,000 | $ 109,000 |
| Douglas County Nebraska | 2 | $ 420,000 | $ 210,000 | $ 98,000 |
| Carson City County Nevada | 2 | $ 610,000 | $ 305,000 | $ 109,000 |
| Nye County Nevada | 2 | $ 460,000 | $ 230,000 | $ 114,000 |
| Rockingham County New Hampshire | 2 | $ 500,000 | $ 250,000 | $ 102,000 |
| Burlington County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 169,000 |
| Middlesex County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 118,000 |
| Monmouth County New Jersey | 2 | $ 820,000 | $ 410,000 | $ 200,000 |
| Ocean County New Jersey | 2 | $ 440,000 | $ 220,000 | $ 99,000 |
| Warren County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 155,000 |
| Erie County New York | 2 | $ 420,000 | $ 210,000 | $ 55,000 |
| Rensselaer County New York | 2 | $ 410,000 | $ 205,000 | $ 83,000 |
| Catawba County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| Mecklenburg County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 71,000 |
| Union County North Carolina | 2 | $ 900,000 | $ 450,000 | $ 122,000 |
| Wake County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Wilson County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 88,000 |
| Delaware County Ohio | 2 | $ 560,000 | $ 280,000 | $ 142,000 |
| Franklin County Ohio | 2 | $ 240,000 | $ 120,000 | $ 104,000 |
| Geauga County Ohio | 2 | $ 450,000 | $ 225,000 | $ 65,000 |
| Portage County Ohio | 2 | $ 410,000 | $ 205,000 | $ 47,000 |
| Jackson County Oregon | 2 | $ 680,000 | $ 340,000 | $ 77,000 |
| Adams County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 45,000 |
| Berks County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 127,000 |
| Clinton County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 59,000 |
| Montgomery County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 146,000 |
| Philadelphia County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 106,000 |
| York County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Beaufort County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 145,000 |
| Berkeley County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 134,000 |
| Shelby County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 122,000 |
| Montgomery County Texas | 2 | $ 520,000 | $ 260,000 | $ 108,000 |
| Tarrant County Texas | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Davis County Utah | 2 | $ 320,000 | $ 160,000 | $ 88,000 |
| Salt Lake County Utah | 2 | $ 570,000 | $ 285,000 | $ 93,000 |
| Utah County Utah | 2 | $ 510,000 | $ 255,000 | $ 86,000 |
| Bedford County Virginia | 2 | $ 440,000 | $ 220,000 | $ 85,000 |
| Hanover County Virginia | 2 | $ 1,050,000 | $ 525,000 | $ 211,000 |
| Pierce County Washington | 2 | $ 390,000 | $ 195,000 | $ 84,000 |
| Thurston County Washington | 2 | $ 700,000 | $ 350,000 | $ 129,000 |
| Milwaukee County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 126,000 |
| Sauk County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 105,000 |
| Choctaw County Alabama | 1 | $ 75,000 | $ 75,000 | $ 302,000 |
| Elmore County Alabama | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Lauderdale County Alabama | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Madison County Alabama | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Mobile County Alabama | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| St. Clair County Alabama | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Cochise County Arizona | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| Yavapai County Arizona | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Benton County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 11,000 |
| Garland County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 61,000 |
| Jefferson County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Saline County Arkansas | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| White County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Calaveras County California | 1 | $ 375,000 | $ 375,000 | $ 169,000 |
| Santa Clara County California | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| Santa Cruz County California | 1 | $ 595,000 | $ 595,000 | $ 175,000 |
| Solano County California | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Yuba County California | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Jefferson County Colorado | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Mesa County Colorado | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| Tolland County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| New Castle County Delaware | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| District of Columbia County District Of Columbia | 1 | $ 675,000 | $ 675,000 | $ 137,000 |
| Baker County Florida | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Clay County Florida | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Collier County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Hendry County Florida | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Indian River County Florida | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Manatee County Florida | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Marion County Florida | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Orange County Florida | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| St. Johns County Florida | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Bryan County Georgia | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Dawson County Georgia | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| DeKalb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Dougherty County Georgia | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Effingham County Georgia | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
| Fayette County Georgia | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Grady County Georgia | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Lee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Murray County Georgia | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Pickens County Georgia | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Upson County Georgia | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Walton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Honolulu County Hawaii | 1 | $ 565,000 | $ 565,000 | $ 36,000 |
| Kauai County Hawaii | 1 | $ 395,000 | $ 395,000 | $ 83,000 |
| Teton County Idaho | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Effingham County Illinois | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Fayette County Illinois | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Lake County Illinois | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| McHenry County Illinois | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Peoria County Illinois | 1 | $ 95,000 | $ 95,000 | $ 112,000 |
| Will County Illinois | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Allen County Indiana | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| DeKalb County Indiana | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Jefferson County Indiana | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Ripley County Indiana | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| St. Joseph County Indiana | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Washington County Indiana | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Boone County Iowa | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Muscatine County Iowa | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Polk County Iowa | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Sedgwick County Kansas | 1 | $ 285,000 | $ 285,000 | $ 188,000 |
| Wabaunsee County Kansas | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Boone County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Campbell County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Clark County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Whitley County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Avoyelles County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| La Salle County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Orleans County Louisiana | 1 | $ 515,000 | $ 515,000 | $ 269,000 |
| Tensas County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 229,000 |
| Vermilion County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Cumberland County Maine | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| York County Maine | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Anne Arundel County Maryland | 1 | $ 365,000 | $ 365,000 | $ 77,000 |
| Cecil County Maryland | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| Frederick County Maryland | 1 | $ 165,000 | $ 165,000 | $ 204,000 |
| Barnstable County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Suffolk County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 109,000 |
| Branch County Michigan | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Calhoun County Michigan | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Kalamazoo County Michigan | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Lenawee County Michigan | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Livingston County Michigan | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Macomb County Michigan | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Mecosta County Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 285,000 | $ 285,000 | $ 6,000 |
| St. Clair County Michigan | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Anoka County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Beltrami County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 22,000 |
| Dakota County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Nicollet County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 152,000 |
| Scott County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Sherburne County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Stearns County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Clay County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Coahoma County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Copiah County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Harrison County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 221,000 |
| Jackson County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Lauderdale County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Newton County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Scott County Mississippi | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Tallahatchie County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Tate County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Winston County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Yazoo County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Christian County Missouri | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Greene County Missouri | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Laclede County Missouri | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Miller County Missouri | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Platte County Missouri | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Platte County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Merrimack County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 402,000 |
| Atlantic County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Camden County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Essex County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 238,000 |
| Gloucester County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Dutchess County New York | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Monroe County New York | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Onondaga County New York | 1 | $ 335,000 | $ 335,000 | $ 160,000 |
| Rockland County New York | 1 | $ 375,000 | $ 375,000 | $ 156,000 |
| Saratoga County New York | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Buncombe County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 145,000 |
| Craven County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Forsyth County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Johnston County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Lee County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Wilkes County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Butler County Ohio | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Clermont County Ohio | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Fairfield County Ohio | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Hamilton County Ohio | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Hancock County Ohio | 1 | $ 265,000 | $ 265,000 | $ 228,000 |
| Knox County Ohio | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Marion County Ohio | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Montgomery County Ohio | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Pickaway County Ohio | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Stark County Ohio | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Summit County Ohio | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Warren County Ohio | 1 | $ 405,000 | $ 405,000 | $ 141,000 |
| Tulsa County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Wagoner County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Marion County Oregon | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Multnomah County Oregon | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Polk County Oregon | 1 | $ 295,000 | $ 295,000 | $ 149,000 |
| Allegheny County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Cumberland County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Franklin County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Fulton County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Indiana County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Lancaster County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Lebanon County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Northampton County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Providence County Rhode Island | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Aiken County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Laurens County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Orangeburg County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Richland County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Meade County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 315,000 |
| Minnehaha County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Campbell County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Cheatham County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Chester County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Cocke County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Coffee County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Davidson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Hardeman County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Macon County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Madison County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 210,000 |
| White County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Bell County Texas | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Comal County Texas | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Denton County Texas | 1 | $ 335,000 | $ 335,000 | $ 155,000 |
| Ellis County Texas | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Fort Bend County Texas | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Hood County Texas | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Kaufman County Texas | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Kleberg County Texas | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Lampasas County Texas | 1 | $ 235,000 | $ 235,000 | $ 254,000 |
| Midland County Texas | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Smith County Texas | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Travis County Texas | 1 | $ 385,000 | $ 385,000 | $ 149,000 |
| Wise County Texas | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Uintah County Utah | 1 | $ 435,000 | $ 435,000 | $ 276,000 |
| Franklin County Virginia | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Hampton County Virginia | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
| Orange County Virginia | 1 | $ 335,000 | $ 335,000 | $ 137,000 |
| Page County Virginia | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Rappahannock County Virginia | 1 | $ 335,000 | $ 335,000 | $ 110,000 |
| Virginia Beach County Virginia | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Clallam County Washington | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Kitsap County Washington | 1 | $ 315,000 | $ 315,000 | $ 0 |
| San Juan County Washington | 1 | $ 445,000 | $ 445,000 | $ 430,000 |
| Skagit County Washington | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Berkeley County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Morgan County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Douglas County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 119,000 |
| Grant County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Pierce County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Winnebago County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 335 | $70,415,000 | $210,000 | $885,000 | $102,000 | $908,000 |
| Cash-out Refinancing | 304 | $73,630,000 | $242,000 | $775,000 | $100,000 | $1,076,000 |
| Refinancing | 214 | $46,130,000 | $215,000 | $645,000 | $111,000 | $602,000 |
| Home Improvement | 24 | $830,000 | $34,000 | $125,000 | $45,000 | $136,000 |
| Other Purpose | 8 | $840,000 | $105,000 | $425,000 | $86,000 | $339,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 608 | $126,390,000 | $207,000 | $885,000 | $107,000 | $1,076,000 |
| Black or African American | 148 | $29,040,000 | $196,000 | $735,000 | $76,000 | $235,000 |
| Hispanic | 41 | $11,165,000 | $272,000 | $595,000 | $110,000 | $223,000 |
| Not Provided | 38 | $10,840,000 | $285,000 | $735,000 | $105,000 | $307,000 |
| Asian | 26 | $9,300,000 | $357,000 | $575,000 | $126,000 | $339,000 |
| Not applicable | 14 | $2,070,000 | $147,000 | $525,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $1,680,000 | $280,000 | $495,000 | $81,000 | $161,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $955,000 | $318,000 | $515,000 | $134,000 | $224,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 438 | $104,520,000 | $238,000 | $775,000 | $95,000 | $430,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 360 | $63,820,000 | $177,000 | $885,000 | $110,000 | $908,000 |
| VA-guaranteed (Veterans Administration) | 68 | $20,280,000 | $298,000 | $725,000 | $120,000 | $1,076,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $3,225,000 | $169,000 | $325,000 | $58,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 497 | $105,565,000 | $212,000 | $755,000 | $109,000 | $1,076,000 |
| Application Denied By Financial Institution | 198 | $44,140,000 | $222,000 | $775,000 | $86,000 | $402,000 |
| Application Withdrawn By Applicant | 135 | $30,675,000 | $227,000 | $885,000 | $103,000 | $616,000 |
| File Closed For Incompleteness | 41 | $10,255,000 | $250,000 | $535,000 | $104,000 | $273,000 |
| Application Approved But Not Accepted | 13 | $905,000 | $69,000 | $385,000 | $69,000 | $200,000 |
| Loan Purchased By The Institution | 1 | $305,000 | $305,000 | $305,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 687 | $147,705,000 | $215,000 | $885,000 | $107,000 | $1,076,000 |
| Credit History | 89 | $19,305,000 | $216,000 | $775,000 | $100,000 | $402,000 |
| Debt-To-Income Ratio | 49 | $12,865,000 | $262,000 | $735,000 | $57,000 | $217,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $5,220,000 | $200,000 | $505,000 | $88,000 | $186,000 |
| Collateral | 11 | $1,915,000 | $174,000 | $455,000 | $105,000 | $186,000 |
| Other | 10 | $2,720,000 | $272,000 | $675,000 | $95,000 | $156,000 |
| Unverifiable Information | 6 | $1,250,000 | $208,000 | $395,000 | $72,000 | $99,000 |
| Mortgage Insurance Denied | 4 | $360,000 | $90,000 | $155,000 | $68,000 | $170,000 |
| Credit Application Incomplete | 2 | $410,000 | $205,000 | $265,000 | $59,000 | $67,000 |
| Employment History | 1 | $95,000 | $95,000 | $95,000 | $48,000 | $48,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.