Peoples Home Equity Mortgage Lending & HMDA Data, 2013

In 2013, Peoples Home Equity of Brentwood, TN reported 11,289 mortgage applications totaling $2.0 billion, up 36% from 2012. The average application was for $177,316, and applicants reported an average income of $72,195. 56% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (2,010), Nashville-Davidson--Murfreesboro--Franklin, TN (1,956) and Milwaukee-Waukesha-West Allis, WI (988) (applications in parentheses).

Mortgage Company & Address Peoples Home Equity
5205 Maryland Way Suite 100
Brentwood, TN 37027
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 11,289
Total Mortgage Loan Application Amount $2,001,727,000
Average Mortgage Loan Application Amount $177,316
Highest Mortgage Loan Application Amount $2,800,000
Average Applicant Income $72,195
Highest Applicant Income $3,684,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Home Equity filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Peoples Home Equity by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,039 $ 212,138,000 $ 204,175 $ 89,000
Davidson, Tennessee 865 $ 133,599,000 $ 154,449 $ 61,000
Hamilton, Tennessee 607 $ 96,191,000 $ 158,469 $ 67,000
Milwaukee, Wisconsin 518 $ 73,422,000 $ 141,741 $ 66,000
Knox, Tennessee 477 $ 79,707,000 $ 167,100 $ 64,000
Maricopa, Arizona 393 $ 80,231,000 $ 204,150 $ 89,000
Brown, Wisconsin 371 $ 53,634,000 $ 144,566 $ 63,000
DuPage, Illinois 356 $ 84,968,000 $ 238,674 $ 104,000
Rutherford, Tennessee 346 $ 51,707,000 $ 149,442 $ 58,000
Waukesha, Wisconsin 316 $ 62,853,000 $ 198,901 $ 84,000
Will, Illinois 308 $ 60,496,000 $ 196,415 $ 90,000
Wilson, Tennessee 237 $ 44,995,000 $ 189,852 $ 77,000
Williamson, Tennessee 216 $ 58,479,000 $ 270,736 $ 115,000
Blount, Tennessee 176 $ 26,844,000 $ 152,522 $ 58,000
Sumner, Tennessee 154 $ 26,474,000 $ 171,909 $ 69,000
Lake, Illinois 150 $ 33,386,000 $ 222,573 $ 107,000
Montgomery, Tennessee 147 $ 23,323,000 $ 158,659 $ 52,000
Catoosa, Georgia 141 $ 21,118,000 $ 149,773 $ 59,000
Kane, Illinois 124 $ 24,946,000 $ 201,177 $ 88,000
Loudon, Tennessee 122 $ 18,420,000 $ 150,983 $ 54,000
Sevier, Tennessee 117 $ 16,984,000 $ 145,162 $ 61,000
Washington, Wisconsin 114 $ 22,502,000 $ 197,385 $ 82,000
Outagamie, Wisconsin 108 $ 14,894,000 $ 137,907 $ 59,000
Walker, Georgia 97 $ 13,168,000 $ 135,752 $ 58,000
Winnebago, Wisconsin 97 $ 13,067,000 $ 134,711 $ 58,000
Washington, Tennessee 89 $ 12,977,000 $ 145,808 $ 58,000
McHenry, Illinois 87 $ 16,160,000 $ 185,747 $ 84,000
Virginia Beach, Virginia 84 $ 19,275,000 $ 229,464 $ 57,000
Jefferson, Kentucky 76 $ 12,634,000 $ 166,236 $ 83,000
Sullivan, Tennessee 75 $ 8,770,000 $ 116,933 $ 49,000
Racine, Wisconsin 70 $ 11,041,000 $ 157,728 $ 56,000
Chesapeake, Virginia 66 $ 14,439,000 $ 218,772 $ 58,000
Maury, Tennessee 63 $ 9,490,000 $ 150,634 $ 56,000
Kendall, Illinois 57 $ 10,954,000 $ 192,175 $ 78,000
Roane, Tennessee 54 $ 6,610,000 $ 122,407 $ 54,000
Guilford, North Carolina 53 $ 6,055,000 $ 114,245 $ 44,000
Walworth, Wisconsin 50 $ 10,158,000 $ 203,160 $ 70,000
Robertson, Tennessee 48 $ 7,002,000 $ 145,875 $ 49,000
Oconto, Wisconsin 45 $ 7,094,000 $ 157,644 $ 81,000
Pinal, Arizona 44 $ 5,941,000 $ 135,022 $ 62,000
Los Angeles, California 44 $ 17,027,000 $ 386,977 $ 125,000
Cheatham, Tennessee 43 $ 6,981,000 $ 162,348 $ 67,000
Norfolk, Virginia 42 $ 7,325,000 $ 174,404 $ 82,000
Bradley, Tennessee 40 $ 5,341,000 $ 133,525 $ 55,000
Ozaukee, Wisconsin 40 $ 6,845,000 $ 171,125 $ 74,000
Jefferson, Tennessee 38 $ 5,495,000 $ 144,605 $ 48,000
Anderson, Tennessee 37 $ 4,789,000 $ 129,432 $ 56,000
Dane, Wisconsin 36 $ 6,837,000 $ 189,916 $ 81,000
Jefferson, Wisconsin 33 $ 5,038,000 $ 152,666 $ 70,000
Forsyth, North Carolina 32 $ 3,759,000 $ 117,468 $ 49,000
Dickson, Tennessee 32 $ 4,884,000 $ 152,625 $ 43,000
Greene, Tennessee 31 $ 3,665,000 $ 118,225 $ 46,000
Prince William, Virginia 31 $ 9,512,000 $ 306,838 $ 99,000
Oakland, Michigan 30 $ 4,595,000 $ 153,166 $ 62,000
Fond du Lac, Wisconsin 30 $ 3,931,000 $ 131,033 $ 55,000
Shawano, Wisconsin 30 $ 3,822,000 $ 127,400 $ 51,000
Broward, Florida 27 $ 4,242,000 $ 157,111 $ 45,000
Marion, Tennessee 27 $ 3,429,000 $ 127,000 $ 54,000
Shelby, Tennessee 27 $ 4,575,000 $ 169,444 $ 80,000
Whitfield, Georgia 26 $ 3,279,000 $ 126,115 $ 45,000
Pima, Arizona 25 $ 4,108,000 $ 164,320 $ 66,000
Monroe, Tennessee 25 $ 2,877,000 $ 115,080 $ 45,000
Kewaunee, Wisconsin 25 $ 4,168,000 $ 166,720 $ 69,000
Sheboygan, Wisconsin 25 $ 3,600,000 $ 144,000 $ 84,000
Grundy, Illinois 24 $ 4,479,000 $ 186,625 $ 84,000
Carter, Tennessee 24 $ 2,599,000 $ 108,291 $ 45,000
Hamblen, Tennessee 24 $ 3,304,000 $ 137,666 $ 52,000
Claiborne, Tennessee 23 $ 2,551,000 $ 110,913 $ 44,000
Dodge, Wisconsin 23 $ 3,403,000 $ 147,956 $ 70,000
Eau Claire, Wisconsin 23 $ 3,768,000 $ 163,826 $ 63,000
Newport News, Virginia 22 $ 3,568,000 $ 162,181 $ 47,000
Suffolk, Virginia 22 $ 4,727,000 $ 214,863 $ 51,000
Prince George's, Maryland 21 $ 6,873,000 $ 327,285 $ 103,000
Cumberland, North Carolina 21 $ 3,774,000 $ 179,714 $ 7,000
Orange, California 20 $ 8,665,000 $ 433,250 $ 112,000
Calumet, Wisconsin 20 $ 3,581,000 $ 179,050 $ 89,000
Kenosha, Wisconsin 20 $ 2,972,000 $ 148,600 $ 61,000
Riverside, California 19 $ 5,884,000 $ 309,684 $ 87,000
Winnebago, Illinois 19 $ 2,903,000 $ 152,789 $ 76,000
Hawkins, Tennessee 19 $ 1,781,000 $ 93,736 $ 39,000
Marinette, Wisconsin 19 $ 3,129,000 $ 164,684 $ 73,000
Campbell, Tennessee 18 $ 1,795,000 $ 99,722 $ 58,000
Portsmouth, Virginia 18 $ 3,107,000 $ 172,611 $ 40,000
Washington, Virginia 18 $ 2,409,000 $ 133,833 $ 71,000
Chippewa, Wisconsin 18 $ 3,088,000 $ 171,555 $ 46,000
Wayne, Michigan 17 $ 1,554,000 $ 91,411 $ 57,000
San Diego, California 15 $ 4,360,000 $ 290,666 $ 104,000
Hillsborough, Florida 15 $ 2,983,000 $ 198,866 $ 22,000
DeKalb, Illinois 15 $ 2,562,000 $ 170,800 $ 56,000
Wake, North Carolina 15 $ 2,784,000 $ 185,600 $ 76,000
Chesterfield, Virginia 15 $ 2,938,000 $ 195,866 $ 38,000
Hampton, Virginia 15 $ 3,020,000 $ 201,333 $ 55,000
Spotsylvania, Virginia 15 $ 3,930,000 $ 262,000 $ 53,000
Mohave, Arizona 14 $ 2,329,000 $ 166,357 $ 91,000
Miami-Dade, Florida 14 $ 3,677,000 $ 262,642 $ 92,000
Oldham, Kentucky 14 $ 2,340,000 $ 167,142 $ 60,000
Charleston, South Carolina 14 $ 3,006,000 $ 214,714 $ 335,000
Cocke, Tennessee 14 $ 1,787,000 $ 127,642 $ 55,000
Fairfax, Virginia 14 $ 6,204,000 $ 443,142 $ 119,000
Santa Clara, California 13 $ 6,034,000 $ 464,153 $ 136,000
Duval, Florida 13 $ 2,336,000 $ 179,692 $ 41,000
St. Clair, Illinois 13 $ 2,591,000 $ 199,307 $ 94,000
Stafford, Virginia 13 $ 4,505,000 $ 346,538 $ 97,000
Waupaca, Wisconsin 13 $ 1,646,000 $ 126,615 $ 37,000
Waushara, Wisconsin 13 $ 1,800,000 $ 138,461 $ 69,000
San Bernardino, California 12 $ 2,910,000 $ 242,500 $ 73,000
Orange, Florida 12 $ 2,905,000 $ 242,083 $ 37,000
Bedford, Tennessee 12 $ 1,781,000 $ 148,416 $ 74,000
Unicoi, Tennessee 12 $ 1,385,000 $ 115,416 $ 51,000
Union, Tennessee 12 $ 1,500,000 $ 125,000 $ 50,000
Henrico, Virginia 12 $ 3,481,000 $ 290,083 $ 54,000
La Crosse, Wisconsin 12 $ 1,605,000 $ 133,750 $ 58,000
Rock, Wisconsin 12 $ 1,583,000 $ 131,916 $ 63,000
LaSalle, Illinois 11 $ 2,044,000 $ 185,818 $ 102,000
McMinn, Tennessee 11 $ 1,279,000 $ 116,272 $ 37,000
Door, Wisconsin 11 $ 2,348,000 $ 213,454 $ 75,000
Alameda, California 10 $ 4,557,000 $ 455,700 $ 152,000
Fulton, Georgia 10 $ 1,373,000 $ 137,300 $ 60,000
Boone, Illinois 10 $ 1,812,000 $ 181,200 $ 72,000
Madison, Illinois 10 $ 1,642,000 $ 164,200 $ 99,000
Baltimore, Maryland 10 $ 3,138,000 $ 313,800 $ 136,000
Davidson, North Carolina 10 $ 1,370,000 $ 137,000 $ 40,000
Marshall, Tennessee 10 $ 1,429,000 $ 142,900 $ 62,000
Manitowoc, Wisconsin 10 $ 1,129,000 $ 112,900 $ 64,000
Yavapai, Arizona 9 $ 1,369,000 $ 152,111 $ 60,000
Christian, Kentucky 9 $ 1,028,000 $ 114,222 $ 45,000
Macomb, Michigan 9 $ 1,222,000 $ 135,777 $ 74,000
Alamance, North Carolina 9 $ 965,000 $ 107,222 $ 40,000
Onslow, North Carolina 9 $ 1,414,000 $ 157,111 $ 0
Rhea, Tennessee 9 $ 1,257,000 $ 139,666 $ 58,000
Chattooga, Georgia 8 $ 710,000 $ 88,750 $ 37,000
Ogle, Illinois 8 $ 1,316,000 $ 164,500 $ 84,000
Bullitt, Kentucky 8 $ 1,205,000 $ 150,625 $ 24,000
Mecklenburg, North Carolina 8 $ 1,286,000 $ 160,750 $ 48,000
Randolph, North Carolina 8 $ 909,000 $ 113,625 $ 34,000
Philadelphia, Pennsylvania 8 $ 1,069,000 $ 133,625 $ 157,000
Coffee, Tennessee 8 $ 1,127,000 $ 140,875 $ 69,000
Marathon, Wisconsin 8 $ 847,000 $ 105,875 $ 54,000
Portage, Wisconsin 8 $ 1,282,000 $ 160,250 $ 66,000
Bay, Florida 7 $ 1,631,000 $ 233,000 $ 49,000
Brevard, Florida 7 $ 1,281,000 $ 183,000 $ 30,000
Palm Beach, Florida 7 $ 1,239,000 $ 177,000 $ 65,000
Polk, Florida 7 $ 1,262,000 $ 180,285 $ 53,000
Chatham, Georgia 7 $ 1,899,000 $ 271,285 $ 111,000
Dade, Georgia 7 $ 1,024,000 $ 146,285 $ 58,000
Gwinnett, Georgia 7 $ 1,858,000 $ 265,428 $ 53,000
Muscogee, Georgia 7 $ 1,314,000 $ 187,714 $ 17,000
Macon, Illinois 7 $ 777,000 $ 111,000 $ 48,000
Boone, Kentucky 7 $ 1,509,000 $ 215,571 $ 77,000
Kenton, Kentucky 7 $ 1,036,000 $ 148,000 $ 37,000
Hoke, North Carolina 7 $ 1,432,000 $ 204,571 $ 0
Grainger, Tennessee 7 $ 859,000 $ 122,714 $ 44,000
Morgan, Tennessee 7 $ 856,000 $ 122,285 $ 75,000
Sequatchie, Tennessee 7 $ 788,000 $ 112,571 $ 41,000
Dallas, Texas 7 $ 807,000 $ 115,285 $ 75,000
Tarrant, Texas 7 $ 858,000 $ 122,571 $ 78,000
Dunn, Wisconsin 7 $ 879,000 $ 125,571 $ 51,000
Contra Costa, California 6 $ 2,727,000 $ 454,500 $ 92,000
Weld, Colorado 6 $ 1,296,000 $ 216,000 $ 78,000
Henry, Georgia 6 $ 1,775,000 $ 295,833 $ 100,000
Murray, Georgia 6 $ 664,000 $ 110,666 $ 38,000
Kankakee, Illinois 6 $ 990,000 $ 165,000 $ 54,000
Fayette, Kentucky 6 $ 1,106,000 $ 184,333 $ 86,000
Cumberland, Tennessee 6 $ 604,000 $ 100,666 $ 60,000
DeKalb, Tennessee 6 $ 502,000 $ 83,666 $ 24,000
Hickman, Tennessee 6 $ 849,000 $ 141,500 $ 50,000
Caroline, Virginia 6 $ 1,389,000 $ 231,500 $ 48,000
James City, Virginia 6 $ 1,634,000 $ 272,333 $ 40,000
Loudoun, Virginia 6 $ 3,430,000 $ 571,666 $ 150,000
Richmond City, Virginia 6 $ 841,000 $ 140,166 $ 30,000
St. Croix, Wisconsin 6 $ 1,174,000 $ 195,666 $ 50,000
Jackson, Alabama 5 $ 790,000 $ 158,000 $ 52,000
Cochise, Arizona 5 $ 881,000 $ 176,200 $ 86,000
Sacramento, California 5 $ 968,000 $ 193,600 $ 120,000
Adams, Colorado 5 $ 1,124,000 $ 224,800 $ 117,000
Volusia, Florida 5 $ 665,000 $ 133,000 $ 72,000
Cobb, Georgia 5 $ 610,000 $ 122,000 $ 43,000
Columbia, Georgia 5 $ 960,000 $ 192,000 $ 0
Moultrie, Illinois 5 $ 557,000 $ 111,400 $ 50,000
Hopkins, Kentucky 5 $ 824,000 $ 164,800 $ 57,000
Scott, Kentucky 5 $ 730,000 $ 146,000 $ 38,000
Shelby, Kentucky 5 $ 710,000 $ 142,000 $ 55,000
Orleans, Louisiana 5 $ 960,000 $ 192,000 $ 271,000
Baltimore City, Maryland 5 $ 703,000 $ 140,600 $ 115,000
Catawba, North Carolina 5 $ 751,000 $ 150,200 $ 72,000
Allegheny, Pennsylvania 5 $ 431,000 $ 86,200 $ 38,000
Montgomery, Pennsylvania 5 $ 543,000 $ 108,600 $ 81,000
Scott, Tennessee 5 $ 696,000 $ 139,200 $ 38,000
Bexar, Texas 5 $ 525,000 $ 105,000 $ 43,000
York, Virginia 5 $ 1,368,000 $ 273,600 $ 43,000
Lafayette, Wisconsin 5 $ 882,000 $ 176,400 $ 62,000
Trempealeau, Wisconsin 5 $ 739,000 $ 147,800 $ 62,000
Vilas, Wisconsin 5 $ 743,000 $ 148,600 $ 134,000
Gila, Arizona 4 $ 673,000 $ 168,250 $ 255,000
Placer, California 4 $ 1,286,000 $ 321,500 $ 123,000
Yolo, California 4 $ 1,323,000 $ 330,750 $ 147,000
Arapahoe, Colorado 4 $ 679,000 $ 169,750 $ 75,000
Jefferson, Colorado 4 $ 1,772,000 $ 443,000 $ 105,000
Clay, Florida 4 $ 708,000 $ 177,000 $ 21,000
Pinellas, Florida 4 $ 626,000 $ 156,500 $ 141,000
Coweta, Georgia 4 $ 418,000 $ 104,500 $ 45,000
DeKalb, Georgia 4 $ 578,000 $ 144,500 $ 78,000
Fannin, Georgia 4 $ 921,000 $ 230,250 $ 108,000
Monroe, Illinois 4 $ 601,000 $ 150,250 $ 90,000
Tazewell, Illinois 4 $ 693,000 $ 173,250 $ 243,000
Lake, Indiana 4 $ 687,000 $ 171,750 $ 87,000
Craven, North Carolina 4 $ 794,000 $ 198,500 $ 126,000
Durham, North Carolina 4 $ 740,000 $ 185,000 $ 84,000
Moore, North Carolina 4 $ 996,000 $ 249,000 $ 6,000
New Hanover, North Carolina 4 $ 831,000 $ 207,750 $ 18,000
Cannon, Tennessee 4 $ 660,000 $ 165,000 $ 51,000
Grundy, Tennessee 4 $ 649,000 $ 162,250 $ 42,000
Humphreys, Tennessee 4 $ 504,000 $ 126,000 $ 63,000
Putnam, Tennessee 4 $ 610,000 $ 152,500 $ 18,000
Harris, Texas 4 $ 521,000 $ 130,250 $ 33,000
Wharton, Texas 4 $ 405,000 $ 101,250 $ 72,000
Bedford, Virginia 4 $ 613,000 $ 153,250 $ 24,000
Bristol, Virginia 4 $ 315,000 $ 78,750 $ 36,000
Pierce, Wisconsin 4 $ 822,000 $ 205,500 $ 78,000
DeKalb, Alabama 3 $ 385,000 $ 128,333 $ 64,000
Jefferson, Alabama 3 $ 514,000 $ 171,333 $ 72,000
Mobile, Alabama 3 $ 491,000 $ 163,666 $ 52,000
Navajo, Arizona 3 $ 506,000 $ 168,666 $ 116,000
Kern, California 3 $ 384,000 $ 128,000 $ 80,000
Ventura, California 3 $ 1,386,000 $ 462,000 $ 180,000
Boulder, Colorado 3 $ 3,838,000 $ 1,279,333 $ 217,000
El Paso, Colorado 3 $ 1,488,000 $ 496,000 $ 112,000
District of Columbia, District Of Columbia 3 $ 1,814,000 $ 604,666 $ 312,000
Lake, Florida 3 $ 615,000 $ 205,000 $ 20,000
Leon, Florida 3 $ 511,000 $ 170,333 $ 28,000
Clayton, Georgia 3 $ 328,000 $ 109,333 $ 28,000
Gordon, Georgia 3 $ 381,000 $ 127,000 $ 64,000
Champaign, Illinois 3 $ 353,000 $ 117,666 $ 136,000
Clinton, Illinois 3 $ 464,000 $ 154,666 $ 56,000
Sangamon, Illinois 3 $ 562,000 $ 187,333 $ 120,000
Whiteside, Illinois 3 $ 476,000 $ 158,666 $ 140,000
Pulaski, Kentucky 3 $ 567,000 $ 189,000 $ 72,000
Warren, Kentucky 3 $ 516,000 $ 172,000 $ 28,000
Kent, Maryland 3 $ 1,246,000 $ 415,333 $ 388,000
Montgomery, Maryland 3 $ 1,494,000 $ 498,000 $ 100,000
Lapeer, Michigan 3 $ 460,000 $ 153,333 $ 64,000
St. Clair, Michigan 3 $ 1,411,000 $ 470,333 $ 348,000
Buncombe, North Carolina 3 $ 516,000 $ 172,000 $ 52,000
Currituck, North Carolina 3 $ 478,000 $ 159,333 $ 36,000
Rockingham, North Carolina 3 $ 426,000 $ 142,000 $ 32,000
Dorchester, South Carolina 3 $ 441,000 $ 147,000 $ 40,000
Richland, South Carolina 3 $ 667,000 $ 222,333 $ 0
Chester, Tennessee 3 $ 359,000 $ 119,666 $ 80,000
Fentress, Tennessee 3 $ 335,000 $ 111,666 $ 84,000
Houston, Tennessee 3 $ 362,000 $ 120,666 $ 56,000
Johnson, Tennessee 3 $ 272,000 $ 90,666 $ 48,000
Madison, Tennessee 3 $ 278,000 $ 92,666 $ 60,000
Meigs, Tennessee 3 $ 503,000 $ 167,666 $ 56,000
White, Tennessee 3 $ 198,000 $ 66,000 $ 24,000
Collin, Texas 3 $ 369,000 $ 123,000 $ 112,000
Williamson, Texas 3 $ 361,000 $ 120,333 $ 32,000
Fauquier, Virginia 3 $ 675,000 $ 225,000 $ 16,000
Gloucester, Virginia 3 $ 690,000 $ 230,000 $ 48,000
Manassas Park, Virginia 3 $ 763,000 $ 254,333 $ 72,000
Orange, Virginia 3 $ 741,000 $ 247,000 $ 56,000
Scott, Virginia 3 $ 348,000 $ 116,000 $ 48,000
Southampton, Virginia 3 $ 373,000 $ 124,333 $ 64,000
Columbia, Wisconsin 3 $ 488,000 $ 162,666 $ 108,000
Florence, Wisconsin 3 $ 287,000 $ 95,666 $ 88,000
Iowa, Wisconsin 3 $ 443,000 $ 147,666 $ 56,000
Jackson, Wisconsin 3 $ 299,000 $ 99,666 $ 40,000
Rusk, Wisconsin 3 $ 373,000 $ 124,333 $ 52,000
Sauk, Wisconsin 3 $ 408,000 $ 136,000 $ 16,000
Wood, Wisconsin 3 $ 367,000 $ 122,333 $ 48,000
Blount, Alabama 2 $ 166,000 $ 83,000 $ 54,000
Colbert, Alabama 2 $ 145,000 $ 72,500 $ 48,000
Madison, Alabama 2 $ 370,000 $ 185,000 $ 78,000
Shelby, Alabama 2 $ 571,000 $ 285,500 $ 360,000
Apache, Arizona 2 $ 296,000 $ 148,000 $ 60,000
Coconino, Arizona 2 $ 634,000 $ 317,000 $ 1,068,000
San Francisco, California 2 $ 1,069,000 $ 534,500 $ 138,000
San Luis Obispo, California 2 $ 1,153,000 $ 576,500 $ 174,000
San Mateo, California 2 $ 988,000 $ 494,000 $ 138,000
Glades, Florida 2 $ 236,000 $ 118,000 $ 24,000
Seminole, Florida 2 $ 320,000 $ 160,000 $ 48,000
St. Lucie, Florida 2 $ 219,000 $ 109,500 $ 30,000
Walton, Florida 2 $ 652,000 $ 326,000 $ 78,000
Bibb, Georgia 2 $ 355,000 $ 177,500 $ 0
Forsyth, Georgia 2 $ 641,000 $ 320,500 $ 102,000
Crawford, Illinois 2 $ 124,000 $ 62,000 $ 24,000
Iroquois, Illinois 2 $ 421,000 $ 210,500 $ 120,000
Jersey, Illinois 2 $ 346,000 $ 173,000 $ 48,000
Marshall, Illinois 2 $ 222,000 $ 111,000 $ 90,000
McLean, Illinois 2 $ 245,000 $ 122,500 $ 60,000
Stephenson, Illinois 2 $ 301,000 $ 150,500 $ 90,000
Union, Illinois 2 $ 292,000 $ 146,000 $ 66,000
Williamson, Illinois 2 $ 321,000 $ 160,500 $ 84,000
LaPorte, Indiana 2 $ 542,000 $ 271,000 $ 246,000
Marion, Indiana 2 $ 153,000 $ 76,500 $ 54,000
Barren, Kentucky 2 $ 281,000 $ 140,500 $ 60,000
Bell, Kentucky 2 $ 134,000 $ 67,000 $ 36,000
Trigg, Kentucky 2 $ 249,000 $ 124,500 $ 0
Charles, Maryland 2 $ 782,000 $ 391,000 $ 162,000
Dorchester, Maryland 2 $ 260,000 $ 130,000 $ 78,000
Harford, Maryland 2 $ 716,000 $ 358,000 $ 102,000
St. Mary's, Maryland 2 $ 512,000 $ 256,000 $ 60,000
Washtenaw, Michigan 2 $ 179,000 $ 89,500 $ 48,000
Cabarrus, North Carolina 2 $ 455,000 $ 227,500 $ 0
Franklin, North Carolina 2 $ 564,000 $ 282,000 $ 0
Haywood, North Carolina 2 $ 360,000 $ 180,000 $ 48,000
Nash, North Carolina 2 $ 257,000 $ 128,500 $ 0
Pasquotank, North Carolina 2 $ 435,000 $ 217,500 $ 36,000
Pender, North Carolina 2 $ 286,000 $ 143,000 $ 0
Stanly, North Carolina 2 $ 250,000 $ 125,000 $ 0
Union, North Carolina 2 $ 458,000 $ 229,000 $ 18,000
Wayne, North Carolina 2 $ 357,000 $ 178,500 $ 0
Wilkes, North Carolina 2 $ 215,000 $ 107,500 $ 60,000
Berks, Pennsylvania 2 $ 234,000 $ 117,000 $ 108,000
Lancaster, Pennsylvania 2 $ 562,000 $ 281,000 $ 84,000
Berkeley, South Carolina 2 $ 343,000 $ 171,500 $ 0
Greenville, South Carolina 2 $ 295,000 $ 147,500 $ 60,000
Pickens, South Carolina 2 $ 295,000 $ 147,500 $ 24,000
Hancock, Tennessee 2 $ 162,000 $ 81,000 $ 30,000
Lewis, Tennessee 2 $ 469,000 $ 234,500 $ 78,000
Macon, Tennessee 2 $ 298,000 $ 149,000 $ 66,000
McNairy, Tennessee 2 $ 278,000 $ 139,000 $ 168,000
Overton, Tennessee 2 $ 130,000 $ 65,000 $ 72,000
Trousdale, Tennessee 2 $ 534,000 $ 267,000 $ 66,000
Weakley, Tennessee 2 $ 187,000 $ 93,500 $ 54,000
Bell, Texas 2 $ 136,000 $ 68,000 $ 108,000
Brazoria, Texas 2 $ 304,000 $ 152,000 $ 78,000
Brazos, Texas 2 $ 226,000 $ 113,000 $ 84,000
Denton, Texas 2 $ 438,000 $ 219,000 $ 78,000
Galveston, Texas 2 $ 351,000 $ 175,500 $ 126,000
Montgomery, Texas 2 $ 215,000 $ 107,500 $ 36,000
Nueces, Texas 2 $ 149,000 $ 74,500 $ 264,000
Travis, Texas 2 $ 164,000 $ 82,000 $ 24,000
Arlington, Virginia 2 $ 947,000 $ 473,500 $ 72,000
Campbell, Virginia 2 $ 161,000 $ 80,500 $ 54,000
Carroll, Virginia 2 $ 517,000 $ 258,500 $ 78,000
Dickenson, Virginia 2 $ 261,000 $ 130,500 $ 90,000
Fredericksburg, Virginia 2 $ 1,095,000 $ 547,500 $ 78,000
Henry, Virginia 2 $ 309,000 $ 154,500 $ 90,000
Isle of Wight, Virginia 2 $ 450,000 $ 225,000 $ 102,000
Manassas, Virginia 2 $ 469,000 $ 234,500 $ 102,000
Montgomery, Virginia 2 $ 538,000 $ 269,000 $ 48,000
New Kent, Virginia 2 $ 316,000 $ 158,000 $ 48,000
Poquoson, Virginia 2 $ 412,000 $ 206,000 $ 0
Roanoke, Virginia 2 $ 420,000 $ 210,000 $ 24,000
Rockbridge, Virginia 2 $ 441,000 $ 220,500 $ 60,000
Clark, Wisconsin 2 $ 254,000 $ 127,000 $ 48,000
Douglas, Wisconsin 2 $ 195,000 $ 97,500 $ 48,000
Forest, Wisconsin 2 $ 154,000 $ 77,000 $ 48,000
Green, Wisconsin 2 $ 466,000 $ 233,000 $ 132,000
Monroe, Wisconsin 2 $ 229,000 $ 114,500 $ 24,000
Polk, Wisconsin 2 $ 334,000 $ 167,000 $ 12,000
Baldwin, Alabama 1 $ 160,000 $ 160,000 $ 96,000
Russell, Alabama 1 $ 178,000 $ 178,000 $ 0
Tuscaloosa, Alabama 1 $ 187,000 $ 187,000 $ 144,000
Yuma, Arizona 1 $ 126,000 $ 126,000 $ 48,000
Calaveras, California 1 $ 170,000 $ 170,000 $ 36,000
Fresno, California 1 $ 50,000 $ 50,000 $ 12,000
Marin, California 1 $ 474,000 $ 474,000 $ 156,000
Douglas, Colorado 1 $ 630,000 $ 630,000 $ 108,000
Escambia, Florida 1 $ 185,000 $ 185,000 $ 0
Flagler, Florida 1 $ 126,000 $ 126,000 $ 96,000
Lee, Florida 1 $ 231,000 $ 231,000 $ 288,000
Martin, Florida 1 $ 196,000 $ 196,000 $ 60,000
Okaloosa, Florida 1 $ 201,000 $ 201,000 $ 48,000
Osceola, Florida 1 $ 169,000 $ 169,000 $ 0
Barrow, Georgia 1 $ 161,000 $ 161,000 $ 36,000
Berrien, Georgia 1 $ 191,000 $ 191,000 $ 0
Burke, Georgia 1 $ 277,000 $ 277,000 $ 84,000
Candler, Georgia 1 $ 90,000 $ 90,000 $ 96,000
Carroll, Georgia 1 $ 93,000 $ 93,000 $ 60,000
Clarke, Georgia 1 $ 60,000 $ 60,000 $ 36,000
Fayette, Georgia 1 $ 207,000 $ 207,000 $ 0
Greene, Georgia 1 $ 302,000 $ 302,000 $ 240,000
Houston, Georgia 1 $ 89,000 $ 89,000 $ 84,000
Jackson, Georgia 1 $ 209,000 $ 209,000 $ 60,000
Liberty, Georgia 1 $ 304,000 $ 304,000 $ 372,000
Newton, Georgia 1 $ 124,000 $ 124,000 $ 36,000
Pickens, Georgia 1 $ 380,000 $ 380,000 $ 132,000
Pike, Georgia 1 $ 235,000 $ 235,000 $ 108,000
Pulaski, Georgia 1 $ 295,000 $ 295,000 $ 252,000
Spalding, Georgia 1 $ 225,000 $ 225,000 $ 0
Twiggs, Georgia 1 $ 100,000 $ 100,000 $ 12,000
Washington, Georgia 1 $ 150,000 $ 150,000 $ 60,000
Alexander, Illinois 1 $ 172,000 $ 172,000 $ 48,000
Brown, Illinois 1 $ 105,000 $ 105,000 $ 24,000
Calhoun, Illinois 1 $ 316,000 $ 316,000 $ 48,000
Clark, Illinois 1 $ 140,000 $ 140,000 $ 132,000
Cumberland, Illinois 1 $ 190,000 $ 190,000 $ 60,000
Edgar, Illinois 1 $ 90,000 $ 90,000 $ 60,000
Henry, Illinois 1 $ 146,000 $ 146,000 $ 36,000
Jasper, Illinois 1 $ 123,000 $ 123,000 $ 36,000
Jefferson, Illinois 1 $ 165,000 $ 165,000 $ 108,000
Johnson, Illinois 1 $ 150,000 $ 150,000 $ 60,000
Knox, Illinois 1 $ 102,000 $ 102,000 $ 60,000
Lee, Illinois 1 $ 265,000 $ 265,000 $ 108,000
Livingston, Illinois 1 $ 102,000 $ 102,000 $ 36,000
Macoupin, Illinois 1 $ 170,000 $ 170,000 $ 72,000
Marion, Illinois 1 $ 182,000 $ 182,000 $ 48,000
Montgomery, Illinois 1 $ 152,000 $ 152,000 $ 36,000
Morgan, Illinois 1 $ 150,000 $ 150,000 $ 48,000
Peoria, Illinois 1 $ 215,000 $ 215,000 $ 84,000
Pike, Illinois 1 $ 171,000 $ 171,000 $ 96,000
Vermilion, Illinois 1 $ 120,000 $ 120,000 $ 60,000
Adams, Indiana 1 $ 96,000 $ 96,000 $ 48,000
Boone, Indiana 1 $ 99,000 $ 99,000 $ 48,000
Ohio, Indiana 1 $ 53,000 $ 53,000 $ 72,000
Grayson, Kentucky 1 $ 64,000 $ 64,000 $ 120,000
Harrison, Kentucky 1 $ 172,000 $ 172,000 $ 0
McCracken, Kentucky 1 $ 262,000 $ 262,000 $ 180,000
Owen, Kentucky 1 $ 266,000 $ 266,000 $ 0
Spencer, Kentucky 1 $ 187,000 $ 187,000 $ 84,000
Trimble, Kentucky 1 $ 178,000 $ 178,000 $ 72,000
Woodford, Kentucky 1 $ 204,000 $ 204,000 $ 120,000
Jefferson, Louisiana 1 $ 100,000 $ 100,000 $ 144,000
Tangipahoa, Louisiana 1 $ 90,000 $ 90,000 $ 60,000
Anne Arundel, Maryland 1 $ 319,000 $ 319,000 $ 120,000
Carroll, Maryland 1 $ 290,000 $ 290,000 $ 84,000
Delta, Michigan 1 $ 104,000 $ 104,000 $ 48,000
Dickinson, Michigan 1 $ 280,000 $ 280,000 $ 144,000
Genesee, Michigan 1 $ 50,000 $ 50,000 $ 132,000
Livingston, Michigan 1 $ 179,000 $ 179,000 $ 60,000
Menominee, Michigan 1 $ 58,000 $ 58,000 $ 48,000
Newaygo, Michigan 1 $ 144,000 $ 144,000 $ 48,000
Ogemaw, Michigan 1 $ 126,000 $ 126,000 $ 84,000
Chisago, Minnesota 1 $ 201,000 $ 201,000 $ 96,000
Dakota, Minnesota 1 $ 83,000 $ 83,000 $ 48,000
Hennepin, Minnesota 1 $ 111,000 $ 111,000 $ 48,000
Olmsted, Minnesota 1 $ 291,000 $ 291,000 $ 120,000
Stearns, Minnesota 1 $ 142,000 $ 142,000 $ 72,000
Winona, Minnesota 1 $ 123,000 $ 123,000 $ 36,000
Wright, Minnesota 1 $ 115,000 $ 115,000 $ 24,000
Harrison, Mississippi 1 $ 173,000 $ 173,000 $ 84,000
Avery, North Carolina 1 $ 160,000 $ 160,000 $ 36,000
Brunswick, North Carolina 1 $ 95,000 $ 95,000 $ 192,000
Caldwell, North Carolina 1 $ 225,000 $ 225,000 $ 84,000
Camden, North Carolina 1 $ 249,000 $ 249,000 $ 0
Gaston, North Carolina 1 $ 125,000 $ 125,000 $ 0
Harnett, North Carolina 1 $ 147,000 $ 147,000 $ 0
Henderson, North Carolina 1 $ 57,000 $ 57,000 $ 36,000
Iredell, North Carolina 1 $ 126,000 $ 126,000 $ 60,000
Johnston, North Carolina 1 $ 219,000 $ 219,000 $ 0
Madison, North Carolina 1 $ 178,000 $ 178,000 $ 48,000
Perquimans, North Carolina 1 $ 102,000 $ 102,000 $ 48,000
Person, North Carolina 1 $ 146,000 $ 146,000 $ 48,000
Pitt, North Carolina 1 $ 209,000 $ 209,000 $ 0
Robeson, North Carolina 1 $ 145,000 $ 145,000 $ 0
Rowan, North Carolina 1 $ 254,000 $ 254,000 $ 0
Rutherford, North Carolina 1 $ 135,000 $ 135,000 $ 36,000
Bucks, Pennsylvania 1 $ 183,000 $ 183,000 $ 60,000
Chester, Pennsylvania 1 $ 240,000 $ 240,000 $ 84,000
Dauphin, Pennsylvania 1 $ 148,000 $ 148,000 $ 240,000
Delaware, Pennsylvania 1 $ 189,000 $ 189,000 $ 72,000
Westmoreland, Pennsylvania 1 $ 108,000 $ 108,000 $ 108,000
Horry, South Carolina 1 $ 94,000 $ 94,000 $ 72,000
Spartanburg, South Carolina 1 $ 121,000 $ 121,000 $ 36,000
York, South Carolina 1 $ 169,000 $ 169,000 $ 84,000
Benton, Tennessee 1 $ 278,000 $ 278,000 $ 96,000
Bledsoe, Tennessee 1 $ 61,000 $ 61,000 $ 60,000
Franklin, Tennessee 1 $ 109,000 $ 109,000 $ 60,000
Henry, Tennessee 1 $ 166,000 $ 166,000 $ 48,000
Jackson, Tennessee 1 $ 128,000 $ 128,000 $ 84,000
Smith, Tennessee 1 $ 201,000 $ 201,000 $ 60,000
Stewart, Tennessee 1 $ 143,000 $ 143,000 $ 24,000
Warren, Tennessee 1 $ 320,000 $ 320,000 $ 192,000
Wayne, Tennessee 1 $ 91,000 $ 91,000 $ 48,000
Bastrop, Texas 1 $ 228,000 $ 228,000 $ 120,000
Cooke, Texas 1 $ 195,000 $ 195,000 $ 132,000
Fayette, Texas 1 $ 170,000 $ 170,000 $ 72,000
Grayson, Texas 1 $ 116,000 $ 116,000 $ 48,000
Hays, Texas 1 $ 117,000 $ 117,000 $ 48,000
Hidalgo, Texas 1 $ 95,000 $ 95,000 $ 24,000
Hopkins, Texas 1 $ 111,000 $ 111,000 $ 36,000
Jefferson, Texas 1 $ 145,000 $ 145,000 $ 60,000
Kaufman, Texas 1 $ 72,000 $ 72,000 $ 132,000
McLennan, Texas 1 $ 71,000 $ 71,000 $ 48,000
Upshur, Texas 1 $ 59,000 $ 59,000 $ 36,000
Van Zandt, Texas 1 $ 165,000 $ 165,000 $ 36,000
Wilson, Texas 1 $ 70,000 $ 70,000 $ 12,000
Alexandria, Virginia 1 $ 375,000 $ 375,000 $ 120,000
Amelia, Virginia 1 $ 230,000 $ 230,000 $ 0
Amherst, Virginia 1 $ 84,000 $ 84,000 $ 84,000
Brunswick, Virginia 1 $ 290,000 $ 290,000 $ 0
Clarke, Virginia 1 $ 308,000 $ 308,000 $ 132,000
Colonial Heights, Virginia 1 $ 139,000 $ 139,000 $ 96,000
Culpeper, Virginia 1 $ 262,000 $ 262,000 $ 72,000
Dinwiddie, Virginia 1 $ 167,000 $ 167,000 $ 60,000
Fluvanna, Virginia 1 $ 175,000 $ 175,000 $ 0
Frederick, Virginia 1 $ 237,000 $ 237,000 $ 0
Goochland, Virginia 1 $ 190,000 $ 190,000 $ 36,000
Hanover, Virginia 1 $ 256,000 $ 256,000 $ 180,000
Lancaster, Virginia 1 $ 360,000 $ 360,000 $ 72,000
Madison, Virginia 1 $ 183,000 $ 183,000 $ 48,000
Mathews, Virginia 1 $ 172,000 $ 172,000 $ 96,000
Page, Virginia 1 $ 271,000 $ 271,000 $ 0
Prince George, Virginia 1 $ 166,000 $ 166,000 $ 0
Rappahannock, Virginia 1 $ 293,000 $ 293,000 $ 72,000
Russell, Virginia 1 $ 217,000 $ 217,000 $ 48,000
Smyth, Virginia 1 $ 159,000 $ 159,000 $ 96,000
Staunton, Virginia 1 $ 168,000 $ 168,000 $ 48,000
Westmoreland, Virginia 1 $ 197,000 $ 197,000 $ 48,000
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Mortgage Loan Application Detail Totals for Peoples Home Equity in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,517 $1,217,068,000 $186,000 $2,800,000 $76,000 $3,684,000
Home Purchase 4,772 $784,659,000 $164,000 $1,097,000 $67,000 $1,248,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,613 $1,529,613,000 $177,000 $2,800,000 $75,000 $3,684,000
Black or African American 904 $154,470,000 $170,000 $995,000 $52,000 $324,000
Not Provided 764 $139,478,000 $182,000 $660,000 $77,000 $1,800,000
Hispanic 724 $119,262,000 $164,000 $765,000 $56,000 $360,000
Asian 249 $50,481,000 $202,000 $800,000 $83,000 $1,248,000
Native Hawaiian or Other Pacific Islander 21 $5,717,000 $272,000 $774,000 $94,000 $468,000
American Indian or Alaskan Native 14 $2,706,000 $193,000 $404,000 $59,000 $132,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,269 $1,161,806,000 $185,000 $2,800,000 $89,000 $3,684,000
FHA-insured (Federal Housing Administration) 4,110 $657,464,000 $159,000 $995,000 $53,000 $864,000
VA-guaranteed (Veterans Administration) 909 $182,108,000 $200,000 $844,000 $46,000 $504,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $349,000 $349,000 $349,000 $204,000 $204,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,295 $1,088,447,000 $172,000 $1,097,000 $71,000 $1,560,000
Application Withdrawn By Applicant 4,186 $782,035,000 $186,000 $2,800,000 $76,000 $3,684,000
Application Denied By Financial Institution 805 $130,849,000 $162,000 $1,313,000 $62,000 $876,000
File Closed For Incompleteness 3 $396,000 $132,000 $142,000 $22,000 $36,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 383 $58,585,000 $152,000 $750,000 $57,000 $468,000
Debt-To-Income Ratio 152 $28,223,000 $185,000 $1,313,000 $56,000 $300,000
Collateral 117 $18,213,000 $155,000 $800,000 $73,000 $264,000
Other 38 $5,792,000 $152,000 $500,000 $97,000 $876,000
Unverifiable Information 32 $6,496,000 $203,000 $627,000 $64,000 $156,000
Employment History 20 $2,997,000 $149,000 $244,000 $44,000 $108,000
Credit Application Incomplete 19 $3,322,000 $174,000 $297,000 $60,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 15 $2,505,000 $167,000 $417,000 $56,000 $252,000
Mortgage Insurance Denied 1 $100,000 $100,000 $100,000 $60,000 $60,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Peoples Home Equity's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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