Peoples Home Equity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Peoples Home Equity 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Peoples Home Equity
5205 Maryland Way Suite 100
Brentwood, TN 37027
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 8,311
Total Mortgage Loan Application Amount $1,423,781,000
Average Mortgage Loan Application Amount $157,333
Highest Mortgage Loan Application Amount $2,200,000
Average Applicant Income $70,666
Highest Applicant Income $1,718,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Peoples Home Equity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Home Equity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Peoples Home Equity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Home Equity serves its applicants.

Each category highlights the total number of mortgage applications processed by Peoples Home Equity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Home Equity's mortgage activity for 2012.

Mortgage Loan Application Totals for Peoples Home Equity by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1,533 $ 275,508,000 $ 179,000 $ 73,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1,329 $ 230,800,000 $ 173,000 $ 77,000
CHATTANOOGA, TN-GA 789 $ 118,700,000 $ 148,000 $ 67,500
KNOXVILLE, TN 765 $ 120,466,000 $ 157,000 $ 66,000
GREEN BAY, WI 388 $ 58,836,000 $ 151,000 $ 69,000
PHOENIX-MESA-GLENDALE, AZ 294 $ 61,524,000 $ 209,000 $ 85,000
APPLETON, WI 166 $ 23,794,000 $ 143,000 $ 66,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 144 $ 28,511,000 $ 212,500 $ 61,500
CHICAGO-JOLIET-NAPERVILLE, IL 139 $ 31,471,000 $ 226,000 $ 98,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 138 $ 18,133,000 $ 136,000 $ 58,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 132 $ 21,738,000 $ 164,000 $ 59,000
JOHNSON CITY, TN 123 $ 17,450,000 $ 141,000 $ 56,000
GREENSBORO-HIGH POINT, NC 116 $ 14,292,000 $ 123,000 $ 52,000
RACINE, WI 104 $ 16,442,000 $ 158,000 $ 62,000
OSHKOSH-NEENAH, WI 90 $ 12,457,000 $ 138,000 $ 66,000
MADISON, WI 66 $ 12,119,000 $ 183,000 $ 88,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 66 $ 19,435,000 $ 287,000 $ 122,000
MORRISTOWN, TN 63 $ 8,676,000 $ 137,000 $ 58,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 58 $ 12,270,000 $ 211,000 $ 98,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 46 $ 7,660,000 $ 189,000 $ 96,500
MEMPHIS, TN-MS-AR 37 $ 7,539,000 $ 177,000 $ 75,000
CLEVELAND, TN 36 $ 5,709,000 $ 158,000 $ 55,000
EAU CLAIRE, WI 36 $ 5,397,000 $ 149,000 $ 61,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 36 $ 13,663,000 $ 379,000 $ 144,000
CLARKSVILLE, TN-KY 34 $ 4,462,000 $ 119,500 $ 52,000
WINSTON-SALEM, NC 28 $ 4,516,000 $ 161,000 $ 52,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 26 $ 4,044,000 $ 155,000 $ 105,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 25 $ 4,183,000 $ 164,500 $ 80,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 24 $ 5,243,000 $ 218,000 $ 98,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 23 $ 5,044,000 $ 253,000 $ 60,000
TUCSON, AZ 23 $ 4,534,000 $ 197,000 $ 63,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 22 $ 4,755,000 $ 216,000 $ 121,000
DENVER-AURORA-BROOMFIELD, CO 22 $ 6,640,000 $ 301,000 $ 164,000
MIAMI-MIAMI BEACH-KENDALL, FL 20 $ 4,010,000 $ 200,000 $ 142,000
SHEBOYGAN, WI 20 $ 2,961,000 $ 148,000 $ 69,000
FOND DU LAC, WI 17 $ 2,769,000 $ 162,000 $ 65,000
DALTON, GA 16 $ 1,820,000 $ 113,000 $ 40,000
ORLANDO-KISSIMMEE-SANFORD, FL 16 $ 1,993,000 $ 124,000 $ 64,000
SANTA ANA-ANAHEIM-IRVINE, CA 16 $ 5,328,000 $ 333,000 $ 138,000
RICHMOND, VA 15 $ 2,321,000 $ 154,000 $ 36,000
BALTIMORE-TOWSON, MD 14 $ 3,428,000 $ 244,000 $ 96,000
DALLAS-PLANO-IRVING, TX 14 $ 3,138,000 $ 224,000 $ 76,000
LA CROSSE, WI-MN 14 $ 2,309,000 $ 164,000 $ 62,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 14 $ 3,936,000 $ 281,000 $ 84,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 14 $ 5,358,000 $ 382,000 $ 96,000
WAUSAU, WI 14 $ 1,636,000 $ 116,000 $ 67,000
LAKE HAVASU CITY-KINGMAN, AZ 13 $ 2,129,000 $ 163,000 $ 149,000
RALEIGH-CARY, NC 13 $ 2,459,000 $ 189,000 $ 62,000
FORT WORTH-ARLINGTON, TX 11 $ 1,325,000 $ 120,000 $ 59,000
JANESVILLE, WI 11 $ 1,543,000 $ 140,000 $ 48,000
PRESCOTT, AZ 11 $ 2,015,000 $ 183,000 $ 59,000
SAVANNAH, GA 11 $ 2,099,000 $ 190,000 $ 121,000
BETHESDA-ROCKVILLE-FREDERICK, MD 10 $ 2,558,000 $ 255,000 $ 271,000
OAKLAND-FREMONT-HAYWARD, CA 10 $ 3,130,000 $ 313,000 $ 79,000
FAYETTEVILLE, NC 9 $ 1,311,000 $ 145,000 $ 28,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 9 $ 6,057,000 $ 673,000 $ 118,000
BIRMINGHAM-HOOVER, AL 8 $ 1,549,000 $ 193,000 $ 83,000
JACKSON, TN 8 $ 951,000 $ 118,000 $ 51,000
LEXINGTON-FAYETTE, KY 8 $ 1,949,000 $ 243,000 $ 66,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 8 $ 1,476,000 $ 184,000 $ 187,000
AUGUSTA-RICHMOND COUNTY, GA-SC 7 $ 1,878,000 $ 268,000 $ 30,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 7 $ 1,168,000 $ 166,000 $ 28,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 7 $ 1,317,000 $ 188,000 $ 107,000
SAN ANTONIO-NEW BRAUNFELS, TX 7 $ 635,000 $ 90,000 $ 55,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 6 $ 944,000 $ 157,000 $ 86,000
OXNARD-THOUSAND OAKS-VENTURA, CA 6 $ 3,772,000 $ 628,000 $ 128,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 6 $ 2,795,000 $ 465,000 $ 252,000
ASHEVILLE, NC 5 $ 580,000 $ 116,000 $ 51,000
BURLINGTON, NC 5 $ 568,000 $ 113,000 $ 42,000
HUNTSVILLE, AL 5 $ 834,000 $ 166,000 $ 70,000
JACKSONVILLE, FL 5 $ 928,000 $ 185,000 $ 89,000
ROCHESTER, MN 5 $ 1,211,000 $ 242,000 $ 86,000
VALLEJO-FAIRFIELD, CA 5 $ 1,563,000 $ 312,000 $ 123,000
SANTA ROSA-PETALUMA, CA 4 $ 1,157,000 $ 289,000 $ 84,000
BAKERSFIELD-DELANO, CA 3 $ 523,000 $ 174,000 $ 102,000
DURHAM-CHAPEL HILL, NC 3 $ 523,000 $ 174,000 $ 41,000
FLAGSTAFF, AZ 3 $ 846,000 $ 282,000 $ 92,000
HICKORY-LENOIR-MORGANTON, NC 3 $ 291,000 $ 97,000 $ 50,000
NORTH PORT-BRADENTON-SARASOTA, FL 3 $ 964,000 $ 321,000 $ 107,000
PENSACOLA-FERRY PASS-BRENT, FL 3 $ 565,000 $ 188,000 $ 172,000
SALINAS, CA 3 $ 676,000 $ 225,000 $ 41,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 3 $ 532,000 $ 177,000 $ 71,000
YUMA, AZ 3 $ 489,000 $ 163,000 $ 115,000
BEAUMONT-PORT ARTHUR, TX 2 $ 299,000 $ 149,000 $ 60,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 2 $ 348,000 $ 174,000 $ 71,000
CAPE CORAL-FORT MYERS, FL 2 $ 183,000 $ 91,000 $ 67,000
COLORADO SPRINGS, CO 2 $ 301,000 $ 150,000 $ 91,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 2 $ 324,000 $ 162,000 $ 32,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 362,000 $ 181,000 $ 103,000
DULUTH, MN-WI 2 $ 216,000 $ 108,000 $ 40,000
EL PASO, TX 2 $ 229,000 $ 114,000 $ 33,000
INDIANAPOLIS-CARMEL, IN 2 $ 325,000 $ 162,000 $ 42,000
JACKSONVILLE, NC 2 $ 230,000 $ 115,000 $ 56,000
MODESTO, CA 2 $ 943,000 $ 471,000 $ 172,000
NEW ORLEANS-METAIRIE-KENNER, LA 2 $ 266,000 $ 133,000 $ 78,000
PORT ST. LUCIE, FL 2 $ 331,000 $ 165,000 $ 88,000
SANTA CRUZ-WATSONVILLE, CA 2 $ 650,000 $ 325,000 $ 35,000
BLOOMINGTON, IN 1 $ 134,000 $ 134,000 $ 65,000
BOWLING GREEN, KY 1 $ 188,000 $ 188,000 $ 82,000
CHAMPAIGN-URBANA, IL 1 $ 52,000 $ 52,000 $ 29,000
COLUMBIA, SC 1 $ 75,000 $ 75,000 $ 0
COLUMBUS, GA-AL 1 $ 256,000 $ 256,000 $ 0
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 417,000 $ 417,000 $ 430,000
DANVILLE, VA 1 $ 239,000 $ 239,000 $ 0
DES MOINES-WEST DES MOINES, IA 1 $ 143,000 $ 143,000 $ 63,000
DOVER, DE 1 $ 409,000 $ 409,000 $ 94,000
EL CENTRO, CA 1 $ 226,000 $ 226,000 $ 66,000
ELIZABETHTOWN, KY 1 $ 130,000 $ 130,000 $ 73,000
EVANSVILLE, IN-KY 1 $ 107,000 $ 107,000 $ 91,000
FARGO, ND-MN 1 $ 153,000 $ 153,000 $ 104,000
FRESNO, CA 1 $ 263,000 $ 263,000 $ 73,000
GADSDEN, AL 1 $ 52,000 $ 52,000 $ 29,000
GREELEY, CO 1 $ 224,000 $ 224,000 $ 49,000
GREENVILLE, NC 1 $ 150,000 $ 150,000 $ 46,000
GULFPORT-BILOXI, MS 1 $ 58,000 $ 58,000 $ 33,000
HANFORD-CORCORAN, CA 1 $ 213,000 $ 213,000 $ 140,000
KILLEEN-TEMPLE-FORT HOOD, TX 1 $ 194,000 $ 194,000 $ 127,000
LAFAYETTE, IN 1 $ 123,000 $ 123,000 $ 222,000
LAKELAND-WINTER HAVEN, FL 1 $ 100,000 $ 100,000 $ 92,000
LONGVIEW, TX 1 $ 191,000 $ 191,000 $ 228,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 1 $ 124,000 $ 124,000 $ 13,000
NAPA, CA 1 $ 294,000 $ 294,000 $ 57,000
OCALA, FL 1 $ 56,000 $ 56,000 $ 105,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 188,000 $ 188,000 $ 0
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 1 $ 199,000 $ 199,000 $ 135,000
PEORIA, IL 1 $ 92,000 $ 92,000 $ 29,000
PUNTA GORDA, FL 1 $ 417,000 $ 417,000 $ 84,000
ROANOKE, VA 1 $ 136,000 $ 136,000 $ 0
ROCKY MOUNT, NC 1 $ 133,000 $ 133,000 $ 58,000
SALISBURY, MD 1 $ 100,000 $ 100,000 $ 56,000
SPARTANBURG, SC 1 $ 121,000 $ 121,000 $ 38,000
ST. CLOUD, MN 1 $ 125,000 $ 125,000 $ 65,000
ST. LOUIS, MO-IL 1 $ 104,000 $ 104,000 $ 99,000
STOCKTON, CA 1 $ 300,000 $ 300,000 $ 12,000
TYLER, TX 1 $ 50,000 $ 50,000 $ 52,000
VISALIA-PORTERVILLE, CA 1 $ 107,000 $ 107,000 $ 23,000
WILMINGTON, NC 1 $ 98,000 $ 98,000 $ 55,000
YUBA CITY, CA 1 $ 125,000 $ 125,000 $ 19,000

Mortgage Loan Application Detail Totals for Peoples Home Equity in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,679 $1,020,671,000 $179,000 $2,200,000 $77,000 $1,718,000
Home Purchase 2,543 $390,610,000 $153,000 $833,000 $62,000 $835,000
Home Improvement 89 $12,500,000 $140,000 $352,000 $73,000 $322,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,079 $1,222,364,000 $172,000 $2,200,000 $74,000 $1,718,000
Black or African American 651 $106,584,000 $163,000 $950,000 $63,000 $1,140,000
Hispanic 354 $55,262,000 $156,000 $729,000 $59,000 $630,000
Asian 124 $24,274,000 $195,000 $863,000 $87,000 $835,000
Not Provided 86 $12,670,000 $147,000 $460,000 $56,000 $354,000
American Indian or Alaskan Native 10 $1,491,000 $149,000 $302,000 $78,000 $165,000
Native Hawaiian or Other Pacific Islander 7 $1,136,000 $162,000 $270,000 $102,000 $168,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,890 $720,258,000 $185,000 $2,200,000 $91,000 $1,718,000
FHA-insured (Federal Housing Administration) 3,633 $579,595,000 $159,000 $863,000 $58,000 $738,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 444 $57,202,000 $128,000 $347,000 $43,000 $139,000
VA-guaranteed (Veterans Administration) 344 $66,726,000 $193,000 $730,000 $63,000 $276,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,819 $818,085,000 $169,000 $743,000 $72,000 $835,000
Application Withdrawn By Applicant 1,963 $354,383,000 $180,000 $2,200,000 $80,000 $1,718,000
Application Denied By Financial Institution 866 $136,974,000 $158,000 $1,652,000 $57,000 $885,000
File Closed For Incompleteness 603 $105,323,000 $174,000 $959,000 $82,000 $1,140,000
Application Approved But Not Accepted 60 $9,016,000 $150,000 $326,000 $65,000 $359,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 408 $61,055,000 $149,000 $739,000 $51,000 $245,000
Other 166 $26,356,000 $158,000 $417,000 $58,000 $227,000
Debt-To-Income Ratio 109 $20,545,000 $188,000 $863,000 $60,000 $738,000
Collateral 102 $14,497,000 $142,000 $648,000 $60,000 $244,000
Unverifiable Information 25 $4,788,000 $191,000 $737,000 $72,000 $278,000
Employment History 20 $2,827,000 $141,000 $281,000 $42,000 $80,000
Credit Application Incomplete 18 $4,456,000 $247,000 $1,652,000 $124,000 $885,000
Insufficient Cash (Downpayment, Closing Cost) 15 $1,939,000 $129,000 $336,000 $51,000 $114,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Peoples Home Equity's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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