Peoples Home Equity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Peoples Home Equity 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Home Equity 5205 Maryland Way Suite 100 Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 8,311 |
| Total Mortgage Loan Application Amount | $1,423,781,000 |
| Average Mortgage Loan Application Amount | $157,333 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $1,718,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Peoples Home Equity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Home Equity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Peoples Home Equity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Home Equity serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Home Equity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Home Equity's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 656 | $ 94,936,000 | $ 144,000 | $ 67,000 |
| Davidson County Tennessee | 617 | $ 98,059,000 | $ 158,000 | $ 63,000 |
| Hamilton County Tennessee | 577 | $ 88,139,000 | $ 152,000 | $ 68,000 |
| Waukesha County Wisconsin | 474 | $ 98,059,000 | $ 206,000 | $ 88,000 |
| Knox County Tennessee | 447 | $ 72,768,000 | $ 162,000 | $ 72,000 |
| Brown County Wisconsin | 321 | $ 47,802,000 | $ 148,000 | $ 68,000 |
| Rutherford County Tennessee | 281 | $ 42,457,000 | $ 151,000 | $ 66,000 |
| Maricopa County Arizona | 275 | $ 58,702,000 | $ 213,000 | $ 84,000 |
| Williamson County Tennessee | 209 | $ 57,357,000 | $ 274,000 | $ 116,000 |
| Wilson County Tennessee | 192 | $ 36,793,000 | $ 191,000 | $ 75,000 |
| Blount County Tennessee | 179 | $ 28,178,000 | $ 157,000 | $ 64,000 |
| Washington County Wisconsin | 153 | $ 28,421,000 | $ 185,000 | $ 81,000 |
| Outagamie County Wisconsin | 133 | $ 18,931,000 | $ 142,000 | $ 66,000 |
| Sumner County Tennessee | 116 | $ 22,607,000 | $ 194,000 | $ 77,000 |
| Racine County Wisconsin | 104 | $ 16,442,000 | $ 158,000 | $ 62,000 |
| Guilford County North Carolina | 102 | $ 12,525,000 | $ 122,000 | $ 51,000 |
| Washington County Tennessee | 97 | $ 14,621,000 | $ 150,000 | $ 60,000 |
| Jefferson County Kentucky | 96 | $ 15,767,000 | $ 164,000 | $ 60,000 |
| Catoosa County Georgia | 94 | $ 13,246,000 | $ 140,000 | $ 63,000 |
| Loudon County Tennessee | 93 | $ 13,831,000 | $ 148,000 | $ 51,000 |
| Winnebago County Wisconsin | 90 | $ 12,457,000 | $ 138,000 | $ 66,000 |
| Sevier County Tennessee | 83 | $ 13,172,000 | $ 158,000 | $ 67,000 |
| Sullivan County Tennessee | 83 | $ 10,908,000 | $ 131,000 | $ 50,000 |
| Walker County Georgia | 72 | $ 11,001,000 | $ 152,000 | $ 62,000 |
| Cook County Illinois | 70 | $ 16,615,000 | $ 237,000 | $ 104,000 |
| Dane County Wisconsin | 52 | $ 10,099,000 | $ 194,000 | $ 94,000 |
| Robertson County Tennessee | 51 | $ 7,792,000 | $ 152,000 | $ 61,000 |
| Jefferson County Wisconsin | 49 | $ 7,236,000 | $ 147,000 | $ 63,000 |
| Greene County Tennessee | 47 | $ 5,029,000 | $ 107,000 | $ 37,000 |
| Roane County Tennessee | 46 | $ 7,484,000 | $ 162,000 | $ 64,000 |
| Ozaukee County Wisconsin | 46 | $ 9,384,000 | $ 204,000 | $ 103,000 |
| Walworth County Wisconsin | 45 | $ 8,201,000 | $ 182,000 | $ 75,000 |
| Oconto County Wisconsin | 43 | $ 7,156,000 | $ 166,000 | $ 77,000 |
| Kenosha County Wisconsin | 41 | $ 6,568,000 | $ 160,000 | $ 70,000 |
| Los Angeles County California | 36 | $ 13,663,000 | $ 379,000 | $ 144,000 |
| Anderson County Tennessee | 36 | $ 4,678,000 | $ 129,000 | $ 60,000 |
| Maury County Tennessee | 36 | $ 5,704,000 | $ 158,000 | $ 64,000 |
| Chesapeake County Virginia | 35 | $ 7,354,000 | $ 210,000 | $ 59,000 |
| Virginia Beach County Virginia | 34 | $ 7,368,000 | $ 216,000 | $ 77,000 |
| Calumet County Wisconsin | 33 | $ 4,863,000 | $ 147,000 | $ 66,000 |
| Bradley County Tennessee | 31 | $ 5,334,000 | $ 172,000 | $ 56,000 |
| Jefferson County Tennessee | 31 | $ 4,710,000 | $ 151,000 | $ 64,000 |
| Cocke County Tennessee | 30 | $ 3,873,000 | $ 129,000 | $ 56,000 |
| Dodge County Wisconsin | 30 | $ 4,788,000 | $ 159,000 | $ 71,000 |
| Montgomery County Tennessee | 29 | $ 3,932,000 | $ 135,000 | $ 63,000 |
| Shelby County Tennessee | 29 | $ 6,120,000 | $ 211,000 | $ 79,000 |
| Cheatham County Tennessee | 28 | $ 4,429,000 | $ 158,000 | $ 83,000 |
| Hawkins County Tennessee | 28 | $ 3,321,000 | $ 118,000 | $ 53,000 |
| Monroe County Tennessee | 28 | $ 3,710,000 | $ 132,000 | $ 53,000 |
| Broward County Florida | 26 | $ 4,044,000 | $ 155,000 | $ 105,000 |
| DuPage County Illinois | 26 | $ 6,371,000 | $ 245,000 | $ 102,000 |
| Hamblen County Tennessee | 26 | $ 3,126,000 | $ 120,000 | $ 53,000 |
| Forsyth County North Carolina | 25 | $ 4,105,000 | $ 164,000 | $ 55,000 |
| Marion County Tennessee | 25 | $ 3,558,000 | $ 142,000 | $ 50,000 |
| Will County Illinois | 24 | $ 4,195,000 | $ 174,000 | $ 84,000 |
| Kewaunee County Wisconsin | 24 | $ 3,878,000 | $ 161,000 | $ 69,000 |
| Waupaca County Wisconsin | 24 | $ 3,040,000 | $ 126,000 | $ 55,000 |
| Pima County Arizona | 23 | $ 4,534,000 | $ 197,000 | $ 63,000 |
| Dickson County Tennessee | 23 | $ 4,073,000 | $ 177,000 | $ 55,000 |
| Norfolk County Virginia | 21 | $ 3,477,000 | $ 165,000 | $ 61,000 |
| Miami-Dade County Florida | 20 | $ 4,010,000 | $ 200,000 | $ 142,000 |
| Davidson County North Carolina | 20 | $ 3,756,000 | $ 187,000 | $ 61,000 |
| Chippewa County Wisconsin | 20 | $ 2,763,000 | $ 138,000 | $ 46,000 |
| Sheboygan County Wisconsin | 20 | $ 2,961,000 | $ 148,000 | $ 69,000 |
| Pinal County Arizona | 19 | $ 2,822,000 | $ 148,000 | $ 99,000 |
| Bullitt County Kentucky | 19 | $ 2,902,000 | $ 152,000 | $ 46,000 |
| Prince George's County Maryland | 19 | $ 4,584,000 | $ 241,000 | $ 84,000 |
| Washington County Virginia | 19 | $ 2,680,000 | $ 141,000 | $ 54,000 |
| Manitowoc County Wisconsin | 19 | $ 2,313,000 | $ 121,000 | $ 68,000 |
| Shawano County Wisconsin | 19 | $ 2,540,000 | $ 133,000 | $ 60,000 |
| Fond du Lac County Wisconsin | 17 | $ 2,769,000 | $ 162,000 | $ 65,000 |
| Marinette County Wisconsin | 17 | $ 1,796,000 | $ 105,000 | $ 40,000 |
| Orange County California | 16 | $ 5,328,000 | $ 333,000 | $ 138,000 |
| Riverside County California | 16 | $ 4,247,000 | $ 265,000 | $ 106,000 |
| Mecklenburg County North Carolina | 16 | $ 3,190,000 | $ 199,000 | $ 74,000 |
| Carter County Tennessee | 16 | $ 1,476,000 | $ 92,000 | $ 34,000 |
| Eau Claire County Wisconsin | 16 | $ 2,634,000 | $ 164,000 | $ 79,000 |
| Charleston County South Carolina | 15 | $ 3,696,000 | $ 246,000 | $ 138,000 |
| San Diego County California | 14 | $ 5,358,000 | $ 382,000 | $ 96,000 |
| Henry County Georgia | 14 | $ 3,172,000 | $ 226,000 | $ 86,000 |
| Bedford County Tennessee | 14 | $ 1,483,000 | $ 105,000 | $ 37,000 |
| La Crosse County Wisconsin | 14 | $ 2,309,000 | $ 164,000 | $ 62,000 |
| Marathon County Wisconsin | 14 | $ 1,636,000 | $ 116,000 | $ 67,000 |
| Mohave County Arizona | 13 | $ 2,129,000 | $ 163,000 | $ 149,000 |
| Campbell County Tennessee | 13 | $ 1,258,000 | $ 96,000 | $ 56,000 |
| Claiborne County Tennessee | 13 | $ 1,681,000 | $ 129,000 | $ 46,000 |
| Marshall County Tennessee | 13 | $ 1,813,000 | $ 139,000 | $ 56,000 |
| Rhea County Tennessee | 13 | $ 1,612,000 | $ 124,000 | $ 57,000 |
| Whitfield County Georgia | 12 | $ 1,338,000 | $ 111,000 | $ 42,000 |
| Portsmouth County Virginia | 12 | $ 1,573,000 | $ 131,000 | $ 42,000 |
| Prince William County Virginia | 12 | $ 2,976,000 | $ 248,000 | $ 177,000 |
| Spotsylvania County Virginia | 12 | $ 3,307,000 | $ 275,000 | $ 86,000 |
| Columbia County Wisconsin | 12 | $ 1,738,000 | $ 144,000 | $ 68,000 |
| Yavapai County Arizona | 11 | $ 2,015,000 | $ 183,000 | $ 59,000 |
| Sacramento County California | 11 | $ 2,432,000 | $ 221,000 | $ 66,000 |
| Fulton County Georgia | 11 | $ 2,781,000 | $ 252,000 | $ 101,000 |
| Coffee County Tennessee | 11 | $ 1,182,000 | $ 107,000 | $ 45,000 |
| Sequatchie County Tennessee | 11 | $ 1,520,000 | $ 138,000 | $ 52,000 |
| Tarrant County Texas | 11 | $ 1,325,000 | $ 120,000 | $ 59,000 |
| Rock County Wisconsin | 11 | $ 1,543,000 | $ 140,000 | $ 48,000 |
| Chatham County Georgia | 10 | $ 1,794,000 | $ 179,000 | $ 118,000 |
| Dade County Georgia | 10 | $ 1,236,000 | $ 123,000 | $ 155,000 |
| Fannin County Georgia | 10 | $ 3,012,000 | $ 301,000 | $ 142,000 |
| Wake County North Carolina | 10 | $ 1,939,000 | $ 193,000 | $ 65,000 |
| Unicoi County Tennessee | 10 | $ 1,353,000 | $ 135,000 | $ 55,000 |
| Union County Tennessee | 10 | $ 1,011,000 | $ 101,000 | $ 48,000 |
| Door County Wisconsin | 10 | $ 2,262,000 | $ 226,000 | $ 114,000 |
| Kane County Illinois | 9 | $ 2,210,000 | $ 245,000 | $ 59,000 |
| Cumberland County North Carolina | 9 | $ 1,311,000 | $ 145,000 | $ 28,000 |
| Dallas County Texas | 9 | $ 1,536,000 | $ 170,000 | $ 77,000 |
| Hampton County Virginia | 9 | $ 1,772,000 | $ 196,000 | $ 47,000 |
| Dunn County Wisconsin | 9 | $ 1,053,000 | $ 117,000 | $ 54,000 |
| San Bernardino County California | 8 | $ 996,000 | $ 124,000 | $ 83,000 |
| Chattooga County Georgia | 8 | $ 1,269,000 | $ 158,000 | $ 73,000 |
| Fayette County Kentucky | 8 | $ 1,949,000 | $ 243,000 | $ 66,000 |
| Oldham County Kentucky | 8 | $ 1,423,000 | $ 177,000 | $ 54,000 |
| Randolph County North Carolina | 8 | $ 988,000 | $ 123,000 | $ 54,000 |
| McMinn County Tennessee | 8 | $ 994,000 | $ 124,000 | $ 53,000 |
| Chesterfield County Virginia | 8 | $ 1,438,000 | $ 179,000 | $ 40,000 |
| St. Croix County Wisconsin | 8 | $ 1,294,000 | $ 161,000 | $ 78,000 |
| DeKalb County Alabama | 7 | $ 1,012,000 | $ 144,000 | $ 51,000 |
| Arapahoe County Colorado | 7 | $ 1,419,000 | $ 202,000 | $ 93,000 |
| Orange County Florida | 7 | $ 735,000 | $ 105,000 | $ 59,000 |
| Currituck County North Carolina | 7 | $ 1,607,000 | $ 229,000 | $ 63,000 |
| Madison County Tennessee | 7 | $ 796,000 | $ 113,000 | $ 44,000 |
| Morgan County Tennessee | 7 | $ 900,000 | $ 128,000 | $ 70,000 |
| Fairfax County Virginia | 7 | $ 3,282,000 | $ 468,000 | $ 250,000 |
| Isle of Wight County Virginia | 7 | $ 1,417,000 | $ 202,000 | $ 51,000 |
| Newport News County Virginia | 7 | $ 1,310,000 | $ 187,000 | $ 34,000 |
| Portage County Wisconsin | 7 | $ 980,000 | $ 140,000 | $ 73,000 |
| San Francisco County California | 6 | $ 4,756,000 | $ 792,000 | $ 105,000 |
| Santa Clara County California | 6 | $ 2,795,000 | $ 465,000 | $ 252,000 |
| Ventura County California | 6 | $ 3,772,000 | $ 628,000 | $ 128,000 |
| DeKalb County Georgia | 6 | $ 1,209,000 | $ 201,000 | $ 96,000 |
| Gwinnett County Georgia | 6 | $ 1,126,000 | $ 187,000 | $ 200,000 |
| Montgomery County Maryland | 6 | $ 1,835,000 | $ 305,000 | $ 378,000 |
| Dakota County Minnesota | 6 | $ 987,000 | $ 164,000 | $ 87,000 |
| Hennepin County Minnesota | 6 | $ 1,209,000 | $ 201,000 | $ 82,000 |
| Rockingham County North Carolina | 6 | $ 779,000 | $ 129,000 | $ 62,000 |
| Grainger County Tennessee | 6 | $ 840,000 | $ 140,000 | $ 45,000 |
| Hickman County Tennessee | 6 | $ 570,000 | $ 95,000 | $ 27,000 |
| Loudoun County Virginia | 6 | $ 1,990,000 | $ 331,000 | $ 178,000 |
| Forest County Wisconsin | 6 | $ 997,000 | $ 166,000 | $ 107,000 |
| Jefferson County Alabama | 5 | $ 1,196,000 | $ 239,000 | $ 91,000 |
| Madison County Alabama | 5 | $ 834,000 | $ 166,000 | $ 70,000 |
| Alameda County California | 5 | $ 2,220,000 | $ 444,000 | $ 81,000 |
| Contra Costa County California | 5 | $ 910,000 | $ 182,000 | $ 77,000 |
| Solano County California | 5 | $ 1,563,000 | $ 312,000 | $ 123,000 |
| Adams County Colorado | 5 | $ 973,000 | $ 194,000 | $ 69,000 |
| Jefferson County Colorado | 5 | $ 3,090,000 | $ 618,000 | $ 385,000 |
| Cobb County Georgia | 5 | $ 1,236,000 | $ 247,000 | $ 90,000 |
| Lake County Illinois | 5 | $ 1,092,000 | $ 218,000 | $ 123,000 |
| Baltimore County Maryland | 5 | $ 1,542,000 | $ 308,000 | $ 100,000 |
| Olmsted County Minnesota | 5 | $ 1,211,000 | $ 242,000 | $ 86,000 |
| Alamance County North Carolina | 5 | $ 568,000 | $ 113,000 | $ 42,000 |
| Cumberland County Tennessee | 5 | $ 620,000 | $ 124,000 | $ 60,000 |
| DeKalb County Tennessee | 5 | $ 555,000 | $ 111,000 | $ 49,000 |
| Hardin County Tennessee | 5 | $ 1,090,000 | $ 218,000 | $ 77,000 |
| Johnson County Tennessee | 5 | $ 532,000 | $ 106,000 | $ 40,000 |
| Polk County Tennessee | 5 | $ 375,000 | $ 75,000 | $ 50,000 |
| Tipton County Tennessee | 5 | $ 894,000 | $ 178,000 | $ 63,000 |
| Bexar County Texas | 5 | $ 496,000 | $ 99,000 | $ 66,000 |
| Harris County Texas | 5 | $ 1,167,000 | $ 233,000 | $ 134,000 |
| Bristol County Virginia | 5 | $ 762,000 | $ 152,000 | $ 64,000 |
| Marquette County Wisconsin | 5 | $ 911,000 | $ 182,000 | $ 214,000 |
| Monroe County Wisconsin | 5 | $ 585,000 | $ 117,000 | $ 80,000 |
| Oneida County Wisconsin | 5 | $ 783,000 | $ 156,000 | $ 76,000 |
| Polk County Wisconsin | 5 | $ 677,000 | $ 135,000 | $ 57,000 |
| Vilas County Wisconsin | 5 | $ 804,000 | $ 160,000 | $ 135,000 |
| Waushara County Wisconsin | 5 | $ 777,000 | $ 155,000 | $ 57,000 |
| Gila County Arizona | 4 | $ 398,000 | $ 99,000 | $ 38,000 |
| Sonoma County California | 4 | $ 1,157,000 | $ 289,000 | $ 84,000 |
| Douglas County Colorado | 4 | $ 1,094,000 | $ 273,000 | $ 109,000 |
| Lake County Florida | 4 | $ 544,000 | $ 136,000 | $ 72,000 |
| Seminole County Florida | 4 | $ 493,000 | $ 123,000 | $ 81,000 |
| Burke County Georgia | 4 | $ 1,576,000 | $ 394,000 | $ 25,000 |
| Murray County Georgia | 4 | $ 482,000 | $ 120,000 | $ 35,000 |
| Newton County Georgia | 4 | $ 650,000 | $ 162,000 | $ 63,000 |
| Grundy County Illinois | 4 | $ 915,000 | $ 228,000 | $ 128,000 |
| Kendall County Illinois | 4 | $ 763,000 | $ 190,000 | $ 102,000 |
| Nelson County Kentucky | 4 | $ 445,000 | $ 111,000 | $ 45,000 |
| Baltimore City County Maryland | 4 | $ 411,000 | $ 102,000 | $ 138,000 |
| Frederick County Maryland | 4 | $ 723,000 | $ 180,000 | $ 112,000 |
| Berkeley County South Carolina | 4 | $ 724,000 | $ 181,000 | $ 111,000 |
| Humphreys County Tennessee | 4 | $ 491,000 | $ 122,000 | $ 52,000 |
| Moore County Tennessee | 4 | $ 1,346,000 | $ 336,000 | $ 335,000 |
| Smith County Tennessee | 4 | $ 511,000 | $ 127,000 | $ 37,000 |
| Bastrop County Texas | 4 | $ 566,000 | $ 141,000 | $ 96,000 |
| Fauquier County Virginia | 4 | $ 1,174,000 | $ 293,000 | $ 77,000 |
| Adams County Wisconsin | 4 | $ 593,000 | $ 148,000 | $ 107,000 |
| Barron County Wisconsin | 4 | $ 1,983,000 | $ 495,000 | $ 263,000 |
| Sauk County Wisconsin | 4 | $ 578,000 | $ 144,000 | $ 125,000 |
| Shelby County Alabama | 3 | $ 353,000 | $ 117,000 | $ 68,000 |
| Coconino County Arizona | 3 | $ 846,000 | $ 282,000 | $ 92,000 |
| Yuma County Arizona | 3 | $ 489,000 | $ 163,000 | $ 115,000 |
| Kern County California | 3 | $ 523,000 | $ 174,000 | $ 102,000 |
| Monterey County California | 3 | $ 676,000 | $ 225,000 | $ 41,000 |
| Escambia County Florida | 3 | $ 565,000 | $ 188,000 | $ 172,000 |
| Hillsborough County Florida | 3 | $ 445,000 | $ 148,000 | $ 119,000 |
| Palm Beach County Florida | 3 | $ 532,000 | $ 177,000 | $ 71,000 |
| Walton County Florida | 3 | $ 1,223,000 | $ 407,000 | $ 142,000 |
| Paulding County Georgia | 3 | $ 571,000 | $ 190,000 | $ 60,000 |
| Richmond County Georgia | 3 | $ 302,000 | $ 100,000 | $ 38,000 |
| Boone County Kentucky | 3 | $ 592,000 | $ 197,000 | $ 15,000 |
| Kenton County Kentucky | 3 | $ 487,000 | $ 162,000 | $ 39,000 |
| Anne Arundel County Maryland | 3 | $ 688,000 | $ 229,000 | $ 57,000 |
| Caswell County North Carolina | 3 | $ 409,000 | $ 136,000 | $ 38,000 |
| Johnston County North Carolina | 3 | $ 520,000 | $ 173,000 | $ 51,000 |
| Union County North Carolina | 3 | $ 722,000 | $ 240,000 | $ 104,000 |
| Dorchester County South Carolina | 3 | $ 335,000 | $ 111,000 | $ 49,000 |
| Bledsoe County Tennessee | 3 | $ 433,000 | $ 144,000 | $ 65,000 |
| Cannon County Tennessee | 3 | $ 508,000 | $ 169,000 | $ 75,000 |
| Fentress County Tennessee | 3 | $ 360,000 | $ 120,000 | $ 28,000 |
| Franklin County Tennessee | 3 | $ 541,000 | $ 180,000 | $ 231,000 |
| Meigs County Tennessee | 3 | $ 357,000 | $ 119,000 | $ 54,000 |
| Putnam County Tennessee | 3 | $ 256,000 | $ 85,000 | $ 36,000 |
| Stewart County Tennessee | 3 | $ 316,000 | $ 105,000 | $ 83,000 |
| Trousdale County Tennessee | 3 | $ 352,000 | $ 117,000 | $ 11,000 |
| Poquoson County Virginia | 3 | $ 609,000 | $ 203,000 | $ 83,000 |
| Russell County Virginia | 3 | $ 260,000 | $ 86,000 | $ 41,000 |
| Scott County Virginia | 3 | $ 462,000 | $ 154,000 | $ 143,000 |
| Suffolk County Virginia | 3 | $ 660,000 | $ 220,000 | $ 90,000 |
| York County Virginia | 3 | $ 593,000 | $ 197,000 | $ 55,000 |
| Green County Wisconsin | 3 | $ 565,000 | $ 188,000 | $ 80,000 |
| Green Lake County Wisconsin | 3 | $ 345,000 | $ 115,000 | $ 34,000 |
| Pepin County Wisconsin | 3 | $ 416,000 | $ 138,000 | $ 63,000 |
| Trempealeau County Wisconsin | 3 | $ 490,000 | $ 163,000 | $ 77,000 |
| Wood County Wisconsin | 3 | $ 495,000 | $ 165,000 | $ 86,000 |
| Cochise County Arizona | 2 | $ 194,000 | $ 97,000 | $ 101,000 |
| El Dorado County California | 2 | $ 1,030,000 | $ 515,000 | $ 132,000 |
| San Mateo County California | 2 | $ 742,000 | $ 371,000 | $ 146,000 |
| Santa Cruz County California | 2 | $ 650,000 | $ 325,000 | $ 35,000 |
| Stanislaus County California | 2 | $ 943,000 | $ 471,000 | $ 172,000 |
| El Paso County Colorado | 2 | $ 301,000 | $ 150,000 | $ 91,000 |
| Clay County Florida | 2 | $ 188,000 | $ 94,000 | $ 69,000 |
| Duval County Florida | 2 | $ 566,000 | $ 283,000 | $ 136,000 |
| Hernando County Florida | 2 | $ 117,000 | $ 58,000 | $ 59,000 |
| Lee County Florida | 2 | $ 183,000 | $ 91,000 | $ 67,000 |
| Pinellas County Florida | 2 | $ 497,000 | $ 248,000 | $ 414,000 |
| Sarasota County Florida | 2 | $ 680,000 | $ 340,000 | $ 145,000 |
| Sumter County Florida | 2 | $ 245,000 | $ 122,000 | $ 62,000 |
| Volusia County Florida | 2 | $ 362,000 | $ 181,000 | $ 103,000 |
| Clayton County Georgia | 2 | $ 174,000 | $ 87,000 | $ 58,000 |
| Pike County Georgia | 2 | $ 470,000 | $ 235,000 | $ 133,000 |
| Henry County Illinois | 2 | $ 324,000 | $ 162,000 | $ 32,000 |
| McHenry County Illinois | 2 | $ 402,000 | $ 201,000 | $ 118,000 |
| Christian County Kentucky | 2 | $ 214,000 | $ 107,000 | $ 39,000 |
| Knox County Kentucky | 2 | $ 226,000 | $ 113,000 | $ 29,000 |
| Pulaski County Kentucky | 2 | $ 499,000 | $ 249,000 | $ 92,000 |
| Shelby County Kentucky | 2 | $ 696,000 | $ 348,000 | $ 147,000 |
| Trimble County Kentucky | 2 | $ 381,000 | $ 190,000 | $ 77,000 |
| Jefferson County Louisiana | 2 | $ 266,000 | $ 133,000 | $ 78,000 |
| Jefferson Davis County Louisiana | 2 | $ 320,000 | $ 160,000 | $ 12,000 |
| Calvert County Maryland | 2 | $ 776,000 | $ 388,000 | $ 135,000 |
| Mower County Minnesota | 2 | $ 126,000 | $ 63,000 | $ 14,000 |
| DeSoto County Mississippi | 2 | $ 294,000 | $ 147,000 | $ 72,000 |
| Burke County North Carolina | 2 | $ 196,000 | $ 98,000 | $ 47,000 |
| Carteret County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 37,000 |
| Cleveland County North Carolina | 2 | $ 405,000 | $ 202,000 | $ 71,000 |
| Craven County North Carolina | 2 | $ 633,000 | $ 316,000 | $ 155,000 |
| Durham County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 35,000 |
| Gaston County North Carolina | 2 | $ 504,000 | $ 252,000 | $ 0 |
| Henderson County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 45,000 |
| Iredell County North Carolina | 2 | $ 247,000 | $ 123,000 | $ 70,000 |
| Onslow County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Yadkin County North Carolina | 2 | $ 244,000 | $ 122,000 | $ 27,000 |
| Grundy County Tennessee | 2 | $ 234,000 | $ 117,000 | $ 45,000 |
| Hancock County Tennessee | 2 | $ 256,000 | $ 128,000 | $ 55,000 |
| Henry County Tennessee | 2 | $ 486,000 | $ 243,000 | $ 50,000 |
| Houston County Tennessee | 2 | $ 151,000 | $ 75,000 | $ 20,000 |
| Lawrence County Tennessee | 2 | $ 252,000 | $ 126,000 | $ 51,000 |
| Lincoln County Tennessee | 2 | $ 306,000 | $ 153,000 | $ 37,000 |
| Warren County Tennessee | 2 | $ 201,000 | $ 100,000 | $ 30,000 |
| White County Tennessee | 2 | $ 326,000 | $ 163,000 | $ 47,000 |
| Denton County Texas | 2 | $ 265,000 | $ 132,000 | $ 32,000 |
| El Paso County Texas | 2 | $ 229,000 | $ 114,000 | $ 33,000 |
| Ellis County Texas | 2 | $ 920,000 | $ 460,000 | $ 108,000 |
| Jefferson County Texas | 2 | $ 299,000 | $ 149,000 | $ 60,000 |
| Travis County Texas | 2 | $ 378,000 | $ 189,000 | $ 67,000 |
| Wilson County Texas | 2 | $ 139,000 | $ 69,000 | $ 27,000 |
| Hanover County Virginia | 2 | $ 291,000 | $ 145,000 | $ 42,000 |
| James City County Virginia | 2 | $ 522,000 | $ 261,000 | $ 0 |
| Lee County Virginia | 2 | $ 425,000 | $ 212,000 | $ 18,000 |
| Wise County Virginia | 2 | $ 185,000 | $ 92,000 | $ 26,000 |
| Bayfield County Wisconsin | 2 | $ 346,000 | $ 173,000 | $ 38,000 |
| Crawford County Wisconsin | 2 | $ 279,000 | $ 139,000 | $ 41,000 |
| Douglas County Wisconsin | 2 | $ 216,000 | $ 108,000 | $ 40,000 |
| Iowa County Wisconsin | 2 | $ 282,000 | $ 141,000 | $ 76,000 |
| Baldwin County Alabama | 1 | $ 328,000 | $ 328,000 | $ 150,000 |
| Coffee County Alabama | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Etowah County Alabama | 1 | $ 52,000 | $ 52,000 | $ 29,000 |
| Jackson County Alabama | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Marion County Alabama | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Fresno County California | 1 | $ 263,000 | $ 263,000 | $ 73,000 |
| Imperial County California | 1 | $ 226,000 | $ 226,000 | $ 66,000 |
| Kings County California | 1 | $ 213,000 | $ 213,000 | $ 140,000 |
| Lake County California | 1 | $ 128,000 | $ 128,000 | $ 102,000 |
| Marin County California | 1 | $ 559,000 | $ 559,000 | $ 144,000 |
| Napa County California | 1 | $ 294,000 | $ 294,000 | $ 57,000 |
| San Joaquin County California | 1 | $ 300,000 | $ 300,000 | $ 12,000 |
| Sutter County California | 1 | $ 125,000 | $ 125,000 | $ 19,000 |
| Tulare County California | 1 | $ 107,000 | $ 107,000 | $ 23,000 |
| Tuolumne County California | 1 | $ 163,000 | $ 163,000 | $ 58,000 |
| Yolo County California | 1 | $ 474,000 | $ 474,000 | $ 184,000 |
| Denver County Colorado | 1 | $ 64,000 | $ 64,000 | $ 250,000 |
| Weld County Colorado | 1 | $ 224,000 | $ 224,000 | $ 49,000 |
| Kent County Delaware | 1 | $ 409,000 | $ 409,000 | $ 94,000 |
| Bay County Florida | 1 | $ 199,000 | $ 199,000 | $ 135,000 |
| Brevard County Florida | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Charlotte County Florida | 1 | $ 417,000 | $ 417,000 | $ 84,000 |
| Manatee County Florida | 1 | $ 284,000 | $ 284,000 | $ 32,000 |
| Marion County Florida | 1 | $ 56,000 | $ 56,000 | $ 105,000 |
| Martin County Florida | 1 | $ 221,000 | $ 221,000 | $ 159,000 |
| Okaloosa County Florida | 1 | $ 417,000 | $ 417,000 | $ 430,000 |
| Osceola County Florida | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Pasco County Florida | 1 | $ 417,000 | $ 417,000 | $ 191,000 |
| Polk County Florida | 1 | $ 100,000 | $ 100,000 | $ 92,000 |
| St. Johns County Florida | 1 | $ 174,000 | $ 174,000 | $ 37,000 |
| St. Lucie County Florida | 1 | $ 110,000 | $ 110,000 | $ 17,000 |
| Appling County Georgia | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Bryan County Georgia | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Cherokee County Georgia | 1 | $ 276,000 | $ 276,000 | $ 111,000 |
| Coweta County Georgia | 1 | $ 144,000 | $ 144,000 | $ 41,000 |
| Fayette County Georgia | 1 | $ 212,000 | $ 212,000 | $ 61,000 |
| Gilmer County Georgia | 1 | $ 126,000 | $ 126,000 | $ 34,000 |
| Gordon County Georgia | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Jackson County Georgia | 1 | $ 174,000 | $ 174,000 | $ 76,000 |
| Muscogee County Georgia | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Polk County Georgia | 1 | $ 107,000 | $ 107,000 | $ 83,000 |
| Pulaski County Georgia | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Rockdale County Georgia | 1 | $ 84,000 | $ 84,000 | $ 96,000 |
| Walton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Wilcox County Georgia | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Wilkinson County Georgia | 1 | $ 58,000 | $ 58,000 | $ 52,000 |
| Bureau County Illinois | 1 | $ 142,000 | $ 142,000 | $ 82,000 |
| Champaign County Illinois | 1 | $ 52,000 | $ 52,000 | $ 29,000 |
| Jersey County Illinois | 1 | $ 104,000 | $ 104,000 | $ 99,000 |
| LaSalle County Illinois | 1 | $ 77,000 | $ 77,000 | $ 77,000 |
| Peoria County Illinois | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Carroll County Indiana | 1 | $ 123,000 | $ 123,000 | $ 222,000 |
| Johnson County Indiana | 1 | $ 143,000 | $ 143,000 | $ 28,000 |
| Marion County Indiana | 1 | $ 182,000 | $ 182,000 | $ 56,000 |
| Monroe County Indiana | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Vanderburgh County Indiana | 1 | $ 107,000 | $ 107,000 | $ 91,000 |
| White County Indiana | 1 | $ 238,000 | $ 238,000 | $ 90,000 |
| Dallas County Iowa | 1 | $ 143,000 | $ 143,000 | $ 63,000 |
| Bell County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Boyle County Kentucky | 1 | $ 183,000 | $ 183,000 | $ 70,000 |
| Campbell County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Grayson County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Hardin County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Harrison County Kentucky | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Mercer County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 67,000 |
| Spencer County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 80,000 |
| Warren County Kentucky | 1 | $ 188,000 | $ 188,000 | $ 82,000 |
| Wayne County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Tangipahoa County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Charles County Maryland | 1 | $ 507,000 | $ 507,000 | $ 168,000 |
| Harford County Maryland | 1 | $ 187,000 | $ 187,000 | $ 43,000 |
| Kent County Maryland | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Queen Anne's County Maryland | 1 | $ 600,000 | $ 600,000 | $ 82,000 |
| Wicomico County Maryland | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Anoka County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 93,000 |
| Clay County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 104,000 |
| Ramsey County Minnesota | 1 | $ 181,000 | $ 181,000 | $ 69,000 |
| Stearns County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Washington County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Winona County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 34,000 |
| Wright County Minnesota | 1 | $ 201,000 | $ 201,000 | $ 78,000 |
| Harrison County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Oktibbeha County Mississippi | 1 | $ 134,000 | $ 134,000 | $ 74,000 |
| Brunswick County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Buncombe County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 77,000 |
| Cabarrus County North Carolina | 1 | $ 338,000 | $ 338,000 | $ 103,000 |
| Camden County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 71,000 |
| Catawba County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Columbus County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 30,000 |
| Harnett County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Haywood County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| Lee County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 99,000 |
| Lenoir County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Macon County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 24,000 |
| Madison County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| McDowell County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 15,000 |
| Moore County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 57,000 |
| Nash County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 58,000 |
| Pasquotank County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 36,000 |
| Person County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 54,000 |
| Pitt County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Robeson County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 85,000 |
| Rowan County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 25,000 |
| Rutherford County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 60,000 |
| Stokes County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 36,000 |
| Watauga County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 65,000 |
| Wilson County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Georgetown County South Carolina | 1 | $ 208,000 | $ 208,000 | $ 69,000 |
| Horry County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 13,000 |
| Richland County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| York County South Carolina | 1 | $ 290,000 | $ 290,000 | $ 47,000 |
| Carroll County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Chester County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Crockett County Tennessee | 1 | $ 181,000 | $ 181,000 | $ 24,000 |
| Fayette County Tennessee | 1 | $ 231,000 | $ 231,000 | $ 121,000 |
| Gibson County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 30,000 |
| Henderson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Pickett County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Bell County Texas | 1 | $ 194,000 | $ 194,000 | $ 127,000 |
| Collin County Texas | 1 | $ 417,000 | $ 417,000 | $ 97,000 |
| Cooke County Texas | 1 | $ 195,000 | $ 195,000 | $ 130,000 |
| Fort Bend County Texas | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Henderson County Texas | 1 | $ 181,000 | $ 181,000 | $ 60,000 |
| Hopkins County Texas | 1 | $ 116,000 | $ 116,000 | $ 24,000 |
| Jim Wells County Texas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Montgomery County Texas | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Smith County Texas | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Upshur County Texas | 1 | $ 191,000 | $ 191,000 | $ 228,000 |
| Walker County Texas | 1 | $ 174,000 | $ 174,000 | $ 57,000 |
| Arlington County Virginia | 1 | $ 281,000 | $ 281,000 | $ 135,000 |
| Bland County Virginia | 1 | $ 307,000 | $ 307,000 | $ 130,000 |
| Culpeper County Virginia | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 370,000 | $ 370,000 | $ 161,000 |
| Gloucester County Virginia | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Henrico County Virginia | 1 | $ 166,000 | $ 166,000 | $ 28,000 |
| Hopewell County Virginia | 1 | $ 78,000 | $ 78,000 | $ 15,000 |
| King William County Virginia | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Montgomery County Virginia | 1 | $ 297,000 | $ 297,000 | $ 118,000 |
| Petersburg County Virginia | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Pittsylvania County Virginia | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Pulaski County Virginia | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Richmond City County Virginia | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Smyth County Virginia | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Stafford County Virginia | 1 | $ 188,000 | $ 188,000 | $ 132,000 |
| Tazewell County Virginia | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Burnett County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 51,000 |
| Clark County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Jackson County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Juneau County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Langlade County Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 27,000 |
| Pierce County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 114,000 |
| Price County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 37,000 |
| Richland County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 41,000 |
| Vernon County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Washburn County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Peoples Home Equity in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,679 | $1,020,671,000 | $179,000 | $2,200,000 | $77,000 | $1,718,000 |
| Home Purchase | 2,543 | $390,610,000 | $153,000 | $833,000 | $62,000 | $835,000 |
| Home Improvement | 89 | $12,500,000 | $140,000 | $352,000 | $73,000 | $322,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,079 | $1,222,364,000 | $172,000 | $2,200,000 | $74,000 | $1,718,000 |
| Black or African American | 651 | $106,584,000 | $163,000 | $950,000 | $63,000 | $1,140,000 |
| Hispanic | 354 | $55,262,000 | $156,000 | $729,000 | $59,000 | $630,000 |
| Asian | 124 | $24,274,000 | $195,000 | $863,000 | $87,000 | $835,000 |
| Not Provided | 86 | $12,670,000 | $147,000 | $460,000 | $56,000 | $354,000 |
| American Indian or Alaskan Native | 10 | $1,491,000 | $149,000 | $302,000 | $78,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,136,000 | $162,000 | $270,000 | $102,000 | $168,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,890 | $720,258,000 | $185,000 | $2,200,000 | $91,000 | $1,718,000 |
| FHA-insured (Federal Housing Administration) | 3,633 | $579,595,000 | $159,000 | $863,000 | $58,000 | $738,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 444 | $57,202,000 | $128,000 | $347,000 | $43,000 | $139,000 |
| VA-guaranteed (Veterans Administration) | 344 | $66,726,000 | $193,000 | $730,000 | $63,000 | $276,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,819 | $818,085,000 | $169,000 | $743,000 | $72,000 | $835,000 |
| Application Withdrawn By Applicant | 1,963 | $354,383,000 | $180,000 | $2,200,000 | $80,000 | $1,718,000 |
| Application Denied By Financial Institution | 866 | $136,974,000 | $158,000 | $1,652,000 | $57,000 | $885,000 |
| File Closed For Incompleteness | 603 | $105,323,000 | $174,000 | $959,000 | $82,000 | $1,140,000 |
| Application Approved But Not Accepted | 60 | $9,016,000 | $150,000 | $326,000 | $65,000 | $359,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 408 | $61,055,000 | $149,000 | $739,000 | $51,000 | $245,000 |
| Other | 166 | $26,356,000 | $158,000 | $417,000 | $58,000 | $227,000 |
| Debt-To-Income Ratio | 109 | $20,545,000 | $188,000 | $863,000 | $60,000 | $738,000 |
| Collateral | 102 | $14,497,000 | $142,000 | $648,000 | $60,000 | $244,000 |
| Unverifiable Information | 25 | $4,788,000 | $191,000 | $737,000 | $72,000 | $278,000 |
| Employment History | 20 | $2,827,000 | $141,000 | $281,000 | $42,000 | $80,000 |
| Credit Application Incomplete | 18 | $4,456,000 | $247,000 | $1,652,000 | $124,000 | $885,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $1,939,000 | $129,000 | $336,000 | $51,000 | $114,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Home Equity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.