PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2011

In 2011, PHH Home Loans, LLC of Mt Laurel, NJ reported 31,064 mortgage applications totaling $7.3 billion, up 30% from 2010. The average application was for $236,545, and applicants reported an average income of $115,877. 71% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (2,989), Chicago-Joliet-Naperville, IL (1,613) and Pittsburgh, PA (1,536) (applications in parentheses).

Mortgage Company & Address PHH Home Loans, LLC
1 Mortgage Way 2nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 31,064
Total Mortgage Loan Application Amount $7,348,036,000
Average Mortgage Loan Application Amount $236,545
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $115,877
Highest Applicant Income $4,337,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PHH Home Loans, LLC by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,160 $ 525,709,000 $ 453,197 $ 215,000
Cook, Illinois 1,159 $ 290,957,000 $ 251,041 $ 121,000
Hennepin, Minnesota 1,053 $ 220,605,000 $ 209,501 $ 103,000
Allegheny, Pennsylvania 1,051 $ 156,148,000 $ 148,570 $ 86,000
San Diego, California 669 $ 239,410,000 $ 357,862 $ 141,000
Maricopa, Arizona 615 $ 110,840,000 $ 180,227 $ 103,000
Tarrant, Texas 498 $ 83,493,000 $ 167,656 $ 102,000
Ramsey, Minnesota 487 $ 84,617,000 $ 173,751 $ 85,000
Pima, Arizona 472 $ 82,392,000 $ 174,559 $ 93,000
Broward, Florida 446 $ 88,233,000 $ 197,831 $ 124,000
Bergen, New Jersey 441 $ 165,910,000 $ 376,213 $ 169,000
Miami-Dade, Florida 429 $ 86,574,000 $ 201,804 $ 113,000
St. Louis, Missouri 404 $ 67,634,000 $ 167,410 $ 92,000
Orange, Florida 384 $ 65,708,000 $ 171,114 $ 90,000
Dakota, Minnesota 375 $ 61,763,000 $ 164,701 $ 91,000
Union, New Jersey 367 $ 144,013,000 $ 392,405 $ 170,000
Hillsborough, Florida 366 $ 66,256,000 $ 181,027 $ 96,000
Suffolk, New York 365 $ 110,847,000 $ 303,690 $ 121,000
Morris, New Jersey 357 $ 137,253,000 $ 384,462 $ 176,000
Philadelphia, Pennsylvania 351 $ 75,539,000 $ 215,210 $ 97,000
Pinellas, Florida 348 $ 54,449,000 $ 156,462 $ 97,000
Anne Arundel, Maryland 324 $ 110,947,000 $ 342,429 $ 139,000
Palm Beach, Florida 322 $ 56,853,000 $ 176,562 $ 122,000
Westchester, New York 302 $ 104,496,000 $ 346,013 $ 164,000
Essex, New Jersey 299 $ 108,540,000 $ 363,010 $ 172,000
Washington, Minnesota 294 $ 57,460,000 $ 195,442 $ 95,000
Monmouth, New Jersey 287 $ 85,193,000 $ 296,839 $ 143,000
Lake, Illinois 279 $ 90,673,000 $ 324,992 $ 151,000
Orange, California 262 $ 110,944,000 $ 423,450 $ 194,000
Baltimore, Maryland 254 $ 56,519,000 $ 222,515 $ 100,000
Arapahoe, Colorado 239 $ 53,465,000 $ 223,702 $ 94,000
Somerset, New Jersey 233 $ 81,603,000 $ 350,227 $ 150,000
Franklin, Ohio 233 $ 33,082,000 $ 141,982 $ 74,000
Jefferson, Colorado 227 $ 53,472,000 $ 235,559 $ 106,000
Anoka, Minnesota 218 $ 33,459,000 $ 153,481 $ 76,000
Sarasota, Florida 214 $ 29,047,000 $ 135,733 $ 94,000
Hamilton, Ohio 214 $ 30,922,000 $ 144,495 $ 82,000
Fulton, Georgia 212 $ 52,120,000 $ 245,849 $ 125,000
Riverside, California 206 $ 44,871,000 $ 217,820 $ 109,000
Middlesex, New Jersey 205 $ 51,298,000 $ 250,234 $ 112,000
Douglas, Colorado 204 $ 57,949,000 $ 284,063 $ 120,000
St. Charles, Missouri 203 $ 31,903,000 $ 157,157 $ 92,000
Dallas, Texas 200 $ 33,404,000 $ 167,020 $ 102,000
Seminole, Florida 199 $ 30,904,000 $ 155,296 $ 82,000
Montgomery, Pennsylvania 196 $ 47,429,000 $ 241,984 $ 104,000
DuPage, Illinois 193 $ 42,496,000 $ 220,186 $ 102,000
Collin, Texas 190 $ 42,705,000 $ 224,763 $ 123,000
El Paso, Colorado 188 $ 41,743,000 $ 222,037 $ 83,000
Lee, Florida 181 $ 25,543,000 $ 141,121 $ 100,000
Worcester, Maryland 176 $ 39,761,000 $ 225,914 $ 181,000
Milwaukee, Wisconsin 168 $ 26,051,000 $ 155,065 $ 75,000
Polk, Florida 167 $ 14,997,000 $ 89,802 $ 61,000
Wright, Minnesota 166 $ 24,968,000 $ 150,409 $ 70,000
Westmoreland, Pennsylvania 163 $ 23,791,000 $ 145,957 $ 71,000
King, Washington 163 $ 66,359,000 $ 407,110 $ 147,000
Denver, Colorado 158 $ 38,790,000 $ 245,506 $ 117,000
Butler, Pennsylvania 152 $ 31,397,000 $ 206,559 $ 98,000
Cobb, Georgia 151 $ 32,923,000 $ 218,033 $ 113,000
Manatee, Florida 147 $ 23,809,000 $ 161,965 $ 95,000
Passaic, New Jersey 142 $ 36,736,000 $ 258,704 $ 115,000
Will, Illinois 141 $ 30,250,000 $ 214,539 $ 99,000
Dauphin, Pennsylvania 139 $ 20,965,000 $ 150,827 $ 75,000
Howard, Maryland 135 $ 44,278,000 $ 327,985 $ 136,000
York, Pennsylvania 130 $ 20,684,000 $ 159,107 $ 69,000
Denton, Texas 127 $ 29,894,000 $ 235,385 $ 126,000
Cumberland, Pennsylvania 126 $ 18,805,000 $ 149,246 $ 66,000
Chester, Pennsylvania 124 $ 36,643,000 $ 295,508 $ 118,000
Adams, Colorado 122 $ 22,704,000 $ 186,098 $ 78,000
Nassau, New York 121 $ 43,428,000 $ 358,909 $ 142,000
Scott, Minnesota 115 $ 21,990,000 $ 191,217 $ 93,000
Collier, Florida 113 $ 24,868,000 $ 220,070 $ 135,000
Boulder, Colorado 108 $ 30,079,000 $ 278,509 $ 124,000
Gwinnett, Georgia 108 $ 16,548,000 $ 153,222 $ 83,000
Ventura, California 105 $ 42,220,000 $ 402,095 $ 150,000
Lake, Indiana 103 $ 14,513,000 $ 140,902 $ 67,000
Carver, Minnesota 101 $ 21,874,000 $ 216,574 $ 100,000
Hunterdon, New Jersey 100 $ 32,310,000 $ 323,100 $ 150,000
Mercer, New Jersey 100 $ 27,693,000 $ 276,930 $ 133,000
Fairfield, Connecticut 96 $ 36,327,000 $ 378,406 $ 158,000
Larimer, Colorado 94 $ 20,173,000 $ 214,606 $ 99,000
Olmsted, Minnesota 93 $ 13,776,000 $ 148,129 $ 68,000
Prince William, Virginia 93 $ 27,796,000 $ 298,881 $ 114,000
Washington, Pennsylvania 92 $ 15,511,000 $ 168,597 $ 87,000
Harris, Texas 91 $ 20,400,000 $ 224,175 $ 125,000
Delaware, Pennsylvania 90 $ 19,506,000 $ 216,733 $ 107,000
Waukesha, Wisconsin 90 $ 20,995,000 $ 233,277 $ 115,000
Hartford, Connecticut 85 $ 27,898,000 $ 328,211 $ 162,000
Carroll, Maryland 85 $ 22,304,000 $ 262,400 $ 109,000
Jefferson, Missouri 85 $ 12,235,000 $ 143,941 $ 65,000
Hudson, New Jersey 80 $ 23,068,000 $ 288,350 $ 131,000
Hamilton, Tennessee 80 $ 20,209,000 $ 252,612 $ 129,000
Pasco, Florida 79 $ 11,030,000 $ 139,620 $ 72,000
Butler, Ohio 79 $ 13,745,000 $ 173,987 $ 94,000
Forsyth, Georgia 75 $ 15,595,000 $ 207,933 $ 105,000
Ocean, New Jersey 75 $ 15,900,000 $ 212,000 $ 114,000
Fairfax, Virginia 75 $ 29,452,000 $ 392,693 $ 137,000
St. Louis City, Missouri 74 $ 9,210,000 $ 124,459 $ 73,000
Middlesex, Massachusetts 73 $ 29,902,000 $ 409,616 $ 170,000
Clermont, Ohio 71 $ 12,957,000 $ 182,492 $ 96,000
Beaver, Pennsylvania 71 $ 8,496,000 $ 119,661 $ 62,000
Warren, Ohio 70 $ 14,480,000 $ 206,857 $ 100,000
Delaware, Ohio 69 $ 14,440,000 $ 209,275 $ 116,000
DeKalb, Georgia 67 $ 11,768,000 $ 175,641 $ 95,000
Baltimore City, Maryland 67 $ 11,465,000 $ 171,119 $ 93,000
Sussex, New Jersey 66 $ 18,053,000 $ 273,530 $ 128,000
Franklin, Pennsylvania 65 $ 9,036,000 $ 139,015 $ 64,000
Montgomery, Texas 64 $ 15,092,000 $ 235,812 $ 134,000
New Castle, Delaware 63 $ 14,258,000 $ 226,317 $ 98,000
Harford, Maryland 63 $ 14,554,000 $ 231,015 $ 128,000
Bucks, Pennsylvania 63 $ 18,580,000 $ 294,920 $ 135,000
Santa Barbara, California 62 $ 25,991,000 $ 419,209 $ 183,000
Montgomery, Maryland 61 $ 25,931,000 $ 425,098 $ 155,000
Sherburne, Minnesota 61 $ 10,017,000 $ 164,213 $ 76,000
Cherokee, Georgia 59 $ 10,225,000 $ 173,305 $ 85,000
St. Lucie, Florida 58 $ 6,378,000 $ 109,965 $ 80,000
Ellis, Texas 58 $ 7,139,000 $ 123,086 $ 73,000
Porter, Indiana 57 $ 9,621,000 $ 168,789 $ 81,000
Kane, Illinois 56 $ 14,517,000 $ 259,232 $ 128,000
Weld, Colorado 55 $ 9,905,000 $ 180,090 $ 80,000
Mohave, Arizona 54 $ 7,446,000 $ 137,888 $ 79,000
Pinal, Arizona 53 $ 6,592,000 $ 124,377 $ 68,000
Chisago, Minnesota 52 $ 8,252,000 $ 158,692 $ 69,000
Loudoun, Virginia 49 $ 18,779,000 $ 383,244 $ 139,000
Martin, Florida 47 $ 7,686,000 $ 163,531 $ 114,000
Camden, New Jersey 47 $ 9,687,000 $ 206,106 $ 98,000
Sacramento, California 45 $ 10,756,000 $ 239,022 $ 124,000
San Bernardino, California 45 $ 10,322,000 $ 229,377 $ 143,000
St. Croix, Wisconsin 44 $ 7,014,000 $ 159,409 $ 82,000
Sussex, Delaware 43 $ 9,748,000 $ 226,697 $ 142,000
Volusia, Florida 42 $ 5,014,000 $ 119,380 $ 70,000
McHenry, Illinois 42 $ 8,584,000 $ 204,380 $ 113,000
Boone, Kentucky 41 $ 7,767,000 $ 189,439 $ 86,000
Wake, North Carolina 41 $ 11,507,000 $ 280,658 $ 134,000
New Haven, Connecticut 40 $ 12,690,000 $ 317,250 $ 142,000
Mecklenburg, North Carolina 40 $ 9,940,000 $ 248,500 $ 113,000
Stearns, Minnesota 39 $ 5,181,000 $ 132,846 $ 57,000
Greenville, South Carolina 39 $ 9,039,000 $ 231,769 $ 117,000
Putnam, New York 35 $ 9,064,000 $ 258,971 $ 100,000
Lucas, Ohio 35 $ 7,641,000 $ 218,314 $ 129,000
Parker, Texas 35 $ 6,690,000 $ 191,142 $ 107,000
Oakland, Michigan 34 $ 8,446,000 $ 248,411 $ 137,000
Ozaukee, Wisconsin 34 $ 7,526,000 $ 221,352 $ 96,000
Hamilton, Indiana 33 $ 8,354,000 $ 253,151 $ 122,000
Salt Lake, Utah 33 $ 8,792,000 $ 266,424 $ 121,000
Yavapai, Arizona 32 $ 5,105,000 $ 159,531 $ 74,000
Knox, Tennessee 32 $ 7,221,000 $ 225,656 $ 108,000
Kenton, Kentucky 31 $ 5,226,000 $ 168,580 $ 74,000
Cuyahoga, Ohio 31 $ 7,722,000 $ 249,096 $ 128,000
Washington, Wisconsin 31 $ 4,915,000 $ 158,548 $ 83,000
Osceola, Florida 30 $ 2,794,000 $ 93,133 $ 70,000
Burlington, New Jersey 30 $ 6,872,000 $ 229,066 $ 94,000
Tulsa, Oklahoma 30 $ 6,727,000 $ 224,233 $ 101,000
Lebanon, Pennsylvania 30 $ 4,937,000 $ 164,566 $ 84,000
Shelby, Tennessee 30 $ 7,285,000 $ 242,833 $ 135,000
Racine, Wisconsin 30 $ 3,932,000 $ 131,066 $ 66,000
Madison, Mississippi 29 $ 8,486,000 $ 292,620 $ 151,000
Bexar, Texas 29 $ 6,586,000 $ 227,103 $ 118,000
Lake, Florida 28 $ 4,097,000 $ 146,321 $ 78,000
Guilford, North Carolina 28 $ 5,796,000 $ 207,000 $ 116,000
Fort Bend, Texas 28 $ 7,815,000 $ 279,107 $ 146,000
Placer, California 27 $ 7,853,000 $ 290,851 $ 109,000
Broomfield, Colorado 26 $ 7,586,000 $ 291,769 $ 113,000
Frederick, Maryland 26 $ 6,504,000 $ 250,153 $ 90,000
Prince George's, Maryland 26 $ 5,928,000 $ 228,000 $ 93,000
Lee, Mississippi 26 $ 4,059,000 $ 156,115 $ 75,000
Warren, New Jersey 26 $ 6,427,000 $ 247,192 $ 113,000
Shelby, Alabama 25 $ 5,996,000 $ 239,840 $ 115,000
Johnson, Kansas 25 $ 6,858,000 $ 274,320 $ 131,000
Jefferson, Kentucky 25 $ 5,883,000 $ 235,320 $ 158,000
Essex, Massachusetts 25 $ 9,549,000 $ 381,960 $ 161,000
Stafford, Virginia 25 $ 8,165,000 $ 326,600 $ 104,000
Santa Clara, California 24 $ 13,389,000 $ 557,875 $ 187,000
Ada, Idaho 24 $ 6,311,000 $ 262,958 $ 147,000
Saratoga, New York 24 $ 6,495,000 $ 270,625 $ 139,000
Rockland, New York 23 $ 6,597,000 $ 286,826 $ 154,000
Union, North Carolina 23 $ 6,127,000 $ 266,391 $ 137,000
Licking, Ohio 23 $ 2,682,000 $ 116,608 $ 73,000
Contra Costa, California 22 $ 10,039,000 $ 456,318 $ 161,000
Kent, Michigan 22 $ 4,880,000 $ 221,818 $ 155,000
Brazoria, Texas 22 $ 4,420,000 $ 200,909 $ 130,000
Midland, Texas 22 $ 4,973,000 $ 226,045 $ 138,000
Queens, New York 21 $ 6,766,000 $ 322,190 $ 135,000
Fairfield, Ohio 21 $ 2,923,000 $ 139,190 $ 76,000
Lancaster, Pennsylvania 21 $ 4,517,000 $ 215,095 $ 99,000
York, South Carolina 21 $ 5,776,000 $ 275,047 $ 130,000
Jefferson, Alabama 20 $ 4,872,000 $ 243,600 $ 100,000
Madison, Alabama 20 $ 4,555,000 $ 227,750 $ 121,000
Williamson, Tennessee 20 $ 7,546,000 $ 377,300 $ 144,000
Benton, Arkansas 19 $ 5,086,000 $ 267,684 $ 132,000
Columbia, Georgia 19 $ 5,030,000 $ 264,736 $ 105,000
Paulding, Georgia 19 $ 2,971,000 $ 156,368 $ 72,000
Kankakee, Illinois 19 $ 2,317,000 $ 121,947 $ 54,000
Aiken, South Carolina 19 $ 3,643,000 $ 191,736 $ 103,000
Johnson, Texas 19 $ 2,161,000 $ 113,736 $ 61,000
Kendall, Illinois 18 $ 3,501,000 $ 194,500 $ 106,000
Midland, Michigan 18 $ 4,356,000 $ 242,000 $ 128,000
Rice, Minnesota 18 $ 2,867,000 $ 159,277 $ 68,000
New York, New York 18 $ 8,375,000 $ 465,277 $ 219,000
Snohomish, Washington 18 $ 5,358,000 $ 297,666 $ 108,000
East Baton Rouge, Louisiana 17 $ 3,481,000 $ 204,764 $ 110,000
Wicomico, Maryland 17 $ 2,826,000 $ 166,235 $ 77,000
Norfolk, Massachusetts 17 $ 6,522,000 $ 383,647 $ 176,000
Berrien, Michigan 17 $ 3,058,000 $ 179,882 $ 188,000
Washtenaw, Michigan 17 $ 3,492,000 $ 205,411 $ 106,000
Limestone, Alabama 16 $ 3,919,000 $ 244,937 $ 133,000
Brevard, Florida 16 $ 3,252,000 $ 203,250 $ 117,000
Coweta, Georgia 16 $ 3,240,000 $ 202,500 $ 94,000
St. Tammany, Louisiana 16 $ 4,137,000 $ 258,562 $ 131,000
Kalamazoo, Michigan 16 $ 3,607,000 $ 225,437 $ 106,000
Isanti, Minnesota 16 $ 1,760,000 $ 110,000 $ 59,000
Gloucester, New Jersey 16 $ 3,554,000 $ 222,125 $ 120,000
Northampton, Pennsylvania 16 $ 3,923,000 $ 245,187 $ 115,000
Dane, Wisconsin 16 $ 4,291,000 $ 268,187 $ 138,000
Pueblo, Colorado 15 $ 2,694,000 $ 179,600 $ 84,000
District of Columbia, District Of Columbia 15 $ 4,944,000 $ 329,600 $ 118,000
Douglas, Georgia 15 $ 1,733,000 $ 115,533 $ 86,000
Sedgwick, Kansas 15 $ 3,014,000 $ 200,933 $ 122,000
Worcester, Massachusetts 15 $ 4,726,000 $ 315,066 $ 135,000
Benton, Minnesota 15 $ 1,901,000 $ 126,733 $ 50,000
Rockingham, New Hampshire 15 $ 3,698,000 $ 246,533 $ 151,000
Kings, New York 15 $ 6,811,000 $ 454,066 $ 156,000
Schenectady, New York 15 $ 4,066,000 $ 271,066 $ 130,000
Erie, Pennsylvania 15 $ 3,409,000 $ 227,266 $ 121,000
Rockwall, Texas 15 $ 2,833,000 $ 188,866 $ 100,000
Chesterfield, Virginia 15 $ 4,077,000 $ 271,800 $ 119,000
Litchfield, Connecticut 14 $ 4,255,000 $ 303,928 $ 134,000
Tolland, Connecticut 14 $ 4,007,000 $ 286,214 $ 126,000
Charlotte, Florida 14 $ 915,000 $ 65,357 $ 70,000
Fayette, Georgia 14 $ 2,730,000 $ 195,000 $ 112,000
Allen, Indiana 14 $ 2,709,000 $ 193,500 $ 107,000
Marion, Indiana 14 $ 3,032,000 $ 216,571 $ 144,000
Bernalillo, New Mexico 14 $ 3,474,000 $ 248,142 $ 90,000
Summit, Ohio 14 $ 3,276,000 $ 234,000 $ 115,000
Oklahoma, Oklahoma 14 $ 3,063,000 $ 218,785 $ 121,000
Richland, South Carolina 14 $ 3,586,000 $ 256,142 $ 134,000
Benton, Washington 14 $ 3,000,000 $ 214,285 $ 114,000
Dodge, Wisconsin 14 $ 1,816,000 $ 129,714 $ 106,000
El Dorado, California 13 $ 3,973,000 $ 305,615 $ 142,000
Queen Anne's, Maryland 13 $ 3,677,000 $ 282,846 $ 154,000
Suffolk, Massachusetts 13 $ 5,804,000 $ 446,461 $ 248,000
Wayne, Michigan 13 $ 3,107,000 $ 239,000 $ 101,000
Dodge, Minnesota 13 $ 1,730,000 $ 133,076 $ 58,000
Dutchess, New York 13 $ 3,465,000 $ 266,538 $ 94,000
Geauga, Ohio 13 $ 3,730,000 $ 286,923 $ 167,000
Berks, Pennsylvania 13 $ 2,567,000 $ 197,461 $ 92,000
Anderson, South Carolina 13 $ 2,744,000 $ 211,076 $ 108,000
Travis, Texas 13 $ 3,385,000 $ 260,384 $ 136,000
Alameda, California 12 $ 5,102,000 $ 425,166 $ 141,000
Kern, California 12 $ 2,863,000 $ 238,583 $ 134,000
Sonoma, California 12 $ 4,949,000 $ 412,416 $ 146,000
Henry, Georgia 12 $ 2,613,000 $ 217,750 $ 99,000
St. Louis, Minnesota 12 $ 1,917,000 $ 159,750 $ 98,000
Lincoln, Missouri 12 $ 1,467,000 $ 122,250 $ 52,000
Cape May, New Jersey 12 $ 3,510,000 $ 292,500 $ 147,000
Onondaga, New York 12 $ 2,006,000 $ 167,166 $ 97,000
Davidson, Tennessee 12 $ 2,480,000 $ 206,666 $ 98,000
Arlington, Virginia 12 $ 5,487,000 $ 457,250 $ 182,000
Pierce, Washington 12 $ 2,582,000 $ 215,166 $ 107,000
San Francisco, California 11 $ 7,263,000 $ 660,272 $ 208,000
San Mateo, California 11 $ 5,552,000 $ 504,727 $ 238,000
Tippecanoe, Indiana 11 $ 2,191,000 $ 199,181 $ 104,000
Oldham, Kentucky 11 $ 3,265,000 $ 296,818 $ 140,000
Cecil, Maryland 11 $ 2,590,000 $ 235,454 $ 121,000
Rankin, Mississippi 11 $ 2,598,000 $ 236,181 $ 103,000
Jackson, Missouri 11 $ 2,266,000 $ 206,000 $ 122,000
Wood, Ohio 11 $ 2,555,000 $ 232,272 $ 110,000
Perry, Pennsylvania 11 $ 1,248,000 $ 113,454 $ 57,000
Pike, Pennsylvania 11 $ 2,058,000 $ 187,090 $ 97,000
Lexington, South Carolina 11 $ 2,268,000 $ 206,181 $ 120,000
Spotsylvania, Virginia 11 $ 2,526,000 $ 229,636 $ 116,000
Elbert, Colorado 10 $ 2,325,000 $ 232,500 $ 91,000
Duval, Florida 10 $ 1,863,000 $ 186,300 $ 141,000
Dawson, Georgia 10 $ 2,044,000 $ 204,400 $ 95,000
Winnebago, Illinois 10 $ 1,882,000 $ 188,200 $ 121,000
LaPorte, Indiana 10 $ 1,483,000 $ 148,300 $ 63,000
Polk, Iowa 10 $ 2,014,000 $ 201,400 $ 124,000
Ascension, Louisiana 10 $ 2,243,000 $ 224,300 $ 104,000
Lafayette, Louisiana 10 $ 2,263,000 $ 226,300 $ 114,000
Orleans, Louisiana 10 $ 2,222,000 $ 222,200 $ 300,000
McLeod, Minnesota 10 $ 1,199,000 $ 119,900 $ 45,000
Albany, New York 10 $ 2,183,000 $ 218,300 $ 121,000
Erie, New York 10 $ 1,956,000 $ 195,600 $ 118,000
New Hanover, North Carolina 10 $ 2,169,000 $ 216,900 $ 114,000
Adams, Pennsylvania 10 $ 1,332,000 $ 133,200 $ 55,000
Spartanburg, South Carolina 10 $ 2,064,000 $ 206,400 $ 104,000
El Paso, Texas 10 $ 2,008,000 $ 200,800 $ 112,000
Grayson, Texas 10 $ 1,507,000 $ 150,700 $ 86,000
McLennan, Texas 10 $ 1,694,000 $ 169,400 $ 84,000
Frederick, Virginia 10 $ 3,077,000 $ 307,700 $ 121,000
Baldwin, Alabama 9 $ 1,900,000 $ 211,111 $ 107,000
Fresno, California 9 $ 1,961,000 $ 217,888 $ 128,000
Stanislaus, California 9 $ 2,535,000 $ 281,666 $ 142,000
Gilpin, Colorado 9 $ 1,630,000 $ 181,111 $ 83,000
Cumberland, Maine 9 $ 2,009,000 $ 223,222 $ 140,000
Plymouth, Massachusetts 9 $ 3,880,000 $ 431,111 $ 146,000
Goodhue, Minnesota 9 $ 1,665,000 $ 185,000 $ 87,000
DeSoto, Mississippi 9 $ 2,148,000 $ 238,666 $ 103,000
Atlantic, New Jersey 9 $ 1,655,000 $ 183,888 $ 105,000
Lea, New Mexico 9 $ 1,663,000 $ 184,777 $ 92,000
Kent, Rhode Island 9 $ 3,412,000 $ 379,111 $ 182,000
Anderson, Tennessee 9 $ 2,232,000 $ 248,000 $ 175,000
Sullivan, Tennessee 9 $ 1,886,000 $ 209,555 $ 122,000
Alexandria, Virginia 9 $ 3,691,000 $ 410,111 $ 100,000
Clark, Washington 9 $ 2,601,000 $ 289,000 $ 150,000
Mobile, Alabama 8 $ 1,618,000 $ 202,250 $ 109,000
Coconino, Arizona 8 $ 2,612,000 $ 326,500 $ 103,000
Saline, Arkansas 8 $ 1,281,000 $ 160,125 $ 90,000
Marin, California 8 $ 5,352,000 $ 669,000 $ 278,000
San Joaquin, California 8 $ 1,636,000 $ 204,500 $ 121,000
Solano, California 8 $ 1,714,000 $ 214,250 $ 101,000
Fremont, Colorado 8 $ 989,000 $ 123,625 $ 56,000
Park, Colorado 8 $ 1,563,000 $ 195,375 $ 96,000
Bonneville, Idaho 8 $ 1,735,000 $ 216,875 $ 124,000
Madison, Illinois 8 $ 1,507,000 $ 188,375 $ 117,000
Scott, Iowa 8 $ 2,144,000 $ 268,000 $ 145,000
Madison, Kentucky 8 $ 1,561,000 $ 195,125 $ 123,000
Bossier, Louisiana 8 $ 1,932,000 $ 241,500 $ 102,000
Kent, Maryland 8 $ 1,472,000 $ 184,000 $ 70,000
Crow Wing, Minnesota 8 $ 2,675,000 $ 334,375 $ 246,000
Warren, Missouri 8 $ 1,827,000 $ 228,375 $ 82,000
Bronx, New York 8 $ 1,850,000 $ 231,250 $ 77,000
Monroe, New York 8 $ 1,743,000 $ 217,875 $ 121,000
Orange, New York 8 $ 1,972,000 $ 246,500 $ 130,000
Buncombe, North Carolina 8 $ 1,668,000 $ 208,500 $ 88,000
Cumberland, North Carolina 8 $ 2,260,000 $ 282,500 $ 126,000
Centre, Pennsylvania 8 $ 1,843,000 $ 230,375 $ 97,000
Lawrence, Pennsylvania 8 $ 849,000 $ 106,125 $ 57,000
Darlington, South Carolina 8 $ 1,653,000 $ 206,625 $ 116,000
Lancaster, South Carolina 8 $ 2,172,000 $ 271,500 $ 116,000
Madison, Tennessee 8 $ 1,560,000 $ 195,000 $ 116,000
Williamson, Texas 8 $ 1,735,000 $ 216,875 $ 125,000
Lee, Alabama 7 $ 1,237,000 $ 176,714 $ 77,000
Pope, Arkansas 7 $ 1,359,000 $ 194,142 $ 101,000
San Luis Obispo, California 7 $ 3,215,000 $ 459,285 $ 165,000
Teller, Colorado 7 $ 1,343,000 $ 191,857 $ 100,000
Santa Rosa, Florida 7 $ 1,436,000 $ 205,142 $ 113,000
Bartow, Georgia 7 $ 1,077,000 $ 153,857 $ 100,000
Boone, Indiana 7 $ 2,231,000 $ 318,714 $ 129,000
Campbell, Kentucky 7 $ 838,000 $ 119,714 $ 59,000
Calcasieu, Louisiana 7 $ 1,667,000 $ 238,142 $ 128,000
Charles, Maryland 7 $ 1,810,000 $ 258,571 $ 101,000
St. Mary's, Maryland 7 $ 2,258,000 $ 322,571 $ 134,000
Pine, Minnesota 7 $ 896,000 $ 128,000 $ 115,000
Douglas, Nebraska 7 $ 1,094,000 $ 156,285 $ 92,000
Hillsborough, New Hampshire 7 $ 1,965,000 $ 280,714 $ 142,000
Orange, North Carolina 7 $ 2,424,000 $ 346,285 $ 160,000
Stark, North Dakota 7 $ 1,204,000 $ 172,000 $ 87,000
Allen, Ohio 7 $ 1,050,000 $ 150,000 $ 96,000
Comanche, Oklahoma 7 $ 1,166,000 $ 166,571 $ 73,000
Florence, South Carolina 7 $ 1,861,000 $ 265,857 $ 132,000
Andrews, Texas 7 $ 1,569,000 $ 224,142 $ 314,000
Galveston, Texas 7 $ 1,561,000 $ 223,000 $ 133,000
Virginia Beach, Virginia 7 $ 2,318,000 $ 331,142 $ 132,000
Kenosha, Wisconsin 7 $ 1,765,000 $ 252,142 $ 125,000
Pierce, Wisconsin 7 $ 1,399,000 $ 199,857 $ 83,000
Walworth, Wisconsin 7 $ 1,060,000 $ 151,428 $ 75,000
Lauderdale, Alabama 6 $ 1,125,000 $ 187,500 $ 102,000
Pulaski, Arkansas 6 $ 1,078,000 $ 179,666 $ 94,000
Washington, Arkansas 6 $ 1,736,000 $ 289,333 $ 142,000
Escambia, Florida 6 $ 1,311,000 $ 218,500 $ 73,000
Hernando, Florida 6 $ 619,000 $ 103,166 $ 67,000
Okaloosa, Florida 6 $ 1,444,000 $ 240,666 $ 121,000
Catoosa, Georgia 6 $ 1,033,000 $ 172,166 $ 102,000
Clayton, Georgia 6 $ 423,000 $ 70,500 $ 51,000
Walton, Georgia 6 $ 752,000 $ 125,333 $ 63,000
Sangamon, Illinois 6 $ 1,129,000 $ 188,166 $ 96,000
Hendricks, Indiana 6 $ 1,066,000 $ 177,666 $ 105,000
Jefferson, Louisiana 6 $ 1,158,000 $ 193,000 $ 107,000
St. Charles, Louisiana 6 $ 1,070,000 $ 178,333 $ 157,000
Calvert, Maryland 6 $ 2,341,000 $ 390,166 $ 123,000
Monroe, Michigan 6 $ 1,082,000 $ 180,333 $ 101,000
Ottawa, Michigan 6 $ 1,016,000 $ 169,333 $ 90,000
Wabasha, Minnesota 6 $ 847,000 $ 141,166 $ 54,000
Warren, Mississippi 6 $ 1,400,000 $ 233,333 $ 111,000
Franklin, Missouri 6 $ 670,000 $ 111,666 $ 47,000
Sandoval, New Mexico 6 $ 1,073,000 $ 178,833 $ 101,000
Henderson, North Carolina 6 $ 1,801,000 $ 300,166 $ 127,000
Lake, Ohio 6 $ 1,187,000 $ 197,833 $ 102,000
Medina, Ohio 6 $ 1,221,000 $ 203,500 $ 93,000
Multnomah, Oregon 6 $ 2,042,000 $ 340,333 $ 138,000
Lycoming, Pennsylvania 6 $ 1,327,000 $ 221,166 $ 101,000
Monroe, Pennsylvania 6 $ 1,379,000 $ 229,833 $ 143,000
Tioga, Pennsylvania 6 $ 1,141,000 $ 190,166 $ 109,000
Dorchester, South Carolina 6 $ 1,220,000 $ 203,333 $ 90,000
Bradley, Tennessee 6 $ 1,424,000 $ 237,333 $ 109,000
Sumner, Tennessee 6 $ 1,567,000 $ 261,166 $ 110,000
Washington, Tennessee 6 $ 1,202,000 $ 200,333 $ 98,000
Chesapeake, Virginia 6 $ 1,710,000 $ 285,000 $ 123,000
Henrico, Virginia 6 $ 1,904,000 $ 317,333 $ 138,000
Oneida, Wisconsin 6 $ 996,000 $ 166,000 $ 81,000
Autauga, Alabama 5 $ 959,000 $ 191,800 $ 82,000
Monterey, California 5 $ 1,773,000 $ 354,600 $ 130,000
Clear Creek, Colorado 5 $ 1,572,000 $ 314,400 $ 136,000
Custer, Colorado 5 $ 1,024,000 $ 204,800 $ 87,000
Middlesex, Connecticut 5 $ 1,132,000 $ 226,400 $ 94,000
Marion, Florida 5 $ 595,000 $ 119,000 $ 62,000
Lumpkin, Georgia 5 $ 851,000 $ 170,200 $ 54,000
Boone, Illinois 5 $ 1,103,000 $ 220,600 $ 99,000
Champaign, Illinois 5 $ 621,000 $ 124,200 $ 90,000
Macon, Illinois 5 $ 1,198,000 $ 239,600 $ 128,000
Dearborn, Indiana 5 $ 644,000 $ 128,800 $ 54,000
Vanderburgh, Indiana 5 $ 1,031,000 $ 206,200 $ 108,000
Warrick, Indiana 5 $ 2,216,000 $ 443,200 $ 253,000
Muscatine, Iowa 5 $ 1,174,000 $ 234,800 $ 112,000
McCracken, Kentucky 5 $ 992,000 $ 198,400 $ 137,000
York, Maine 5 $ 1,422,000 $ 284,400 $ 123,000
Allegany, Maryland 5 $ 306,000 $ 61,200 $ 44,000
Caroline, Maryland 5 $ 918,000 $ 183,600 $ 88,000
Somerset, Maryland 5 $ 714,000 $ 142,800 $ 75,000
Washington, Maryland 5 $ 990,000 $ 198,000 $ 67,000
Bristol, Massachusetts 5 $ 1,249,000 $ 249,800 $ 96,000
Hampden, Massachusetts 5 $ 1,282,000 $ 256,400 $ 117,000
Le Sueur, Minnesota 5 $ 814,000 $ 162,800 $ 57,000
Mille Lacs, Minnesota 5 $ 494,000 $ 98,800 $ 42,000
Mower, Minnesota 5 $ 479,000 $ 95,800 $ 55,000
Harrison, Mississippi 5 $ 1,343,000 $ 268,600 $ 126,000
Hinds, Mississippi 5 $ 1,333,000 $ 266,600 $ 117,000
Union, Mississippi 5 $ 871,000 $ 174,200 $ 79,000
Boone, Missouri 5 $ 1,284,000 $ 256,800 $ 113,000
Lancaster, Nebraska 5 $ 837,000 $ 167,400 $ 109,000
Forsyth, North Carolina 5 $ 1,108,000 $ 221,600 $ 124,000
Brown, Ohio 5 $ 596,000 $ 119,200 $ 66,000
Union, Ohio 5 $ 1,030,000 $ 206,000 $ 80,000
Wagoner, Oklahoma 5 $ 969,000 $ 193,800 $ 92,000
Greene, Pennsylvania 5 $ 855,000 $ 171,000 $ 58,000
Washington, Rhode Island 5 $ 1,654,000 $ 330,800 $ 154,000
Beaufort, South Carolina 5 $ 2,028,000 $ 405,600 $ 237,000
Horry, South Carolina 5 $ 677,000 $ 135,400 $ 180,000
McMinn, Tennessee 5 $ 1,117,000 $ 223,400 $ 121,000
Rhea, Tennessee 5 $ 995,000 $ 199,000 $ 92,000
Rutherford, Tennessee 5 $ 1,072,000 $ 214,400 $ 119,000
Harrison, Texas 5 $ 1,236,000 $ 247,200 $ 116,000
Orange, Texas 5 $ 792,000 $ 158,400 $ 109,000
Fauquier, Virginia 5 $ 1,508,000 $ 301,600 $ 106,000
James City, Virginia 5 $ 1,657,000 $ 331,400 $ 144,000
Richmond City, Virginia 5 $ 1,305,000 $ 261,000 $ 78,000
Campbell, Wyoming 5 $ 1,061,000 $ 212,200 $ 83,000
Houston, Alabama 4 $ 876,000 $ 219,000 $ 164,000
Anchorage, Alaska 4 $ 1,010,000 $ 252,500 $ 159,000
Eagle, Colorado 4 $ 1,799,000 $ 449,750 $ 230,000
Alachua, Florida 4 $ 793,000 $ 198,250 $ 100,000
Walton, Florida 4 $ 755,000 $ 188,750 $ 104,000
Muscogee, Georgia 4 $ 894,000 $ 223,500 $ 129,000
Toombs, Georgia 4 $ 712,000 $ 178,000 $ 80,000
Wayne, Georgia 4 $ 707,000 $ 176,750 $ 116,000
Clark, Indiana 4 $ 821,000 $ 205,250 $ 92,000
St. Joseph, Indiana 4 $ 954,000 $ 238,500 $ 157,000
Vigo, Indiana 4 $ 685,000 $ 171,250 $ 100,000
Dallas, Iowa 4 $ 1,060,000 $ 265,000 $ 95,000
Johnson, Iowa 4 $ 1,187,000 $ 296,750 $ 118,000
Linn, Iowa 4 $ 616,000 $ 154,000 $ 101,000
Douglas, Kansas 4 $ 823,000 $ 205,750 $ 72,000
Shawnee, Kansas 4 $ 413,000 $ 103,250 $ 106,000
Fayette, Kentucky 4 $ 1,051,000 $ 262,750 $ 127,000
Livingston, Louisiana 4 $ 989,000 $ 247,250 $ 109,000
Kennebec, Maine 4 $ 673,000 $ 168,250 $ 93,000
Talbot, Maryland 4 $ 969,000 $ 242,250 $ 124,000
Livingston, Michigan 4 $ 937,000 $ 234,250 $ 95,000
Clay, Minnesota 4 $ 736,000 $ 184,000 $ 102,000
Meeker, Minnesota 4 $ 697,000 $ 174,250 $ 76,000
Winona, Minnesota 4 $ 674,000 $ 168,500 $ 61,000
Lauderdale, Mississippi 4 $ 717,000 $ 179,250 $ 115,000
Clay, Missouri 4 $ 856,000 $ 214,000 $ 74,000
Platte, Missouri 4 $ 839,000 $ 209,750 $ 127,000
San Juan, New Mexico 4 $ 1,011,000 $ 252,750 $ 96,000
Chemung, New York 4 $ 663,000 $ 165,750 $ 107,000
Craven, North Carolina 4 $ 738,000 $ 184,500 $ 109,000
Franklin, North Carolina 4 $ 873,000 $ 218,250 $ 84,000
Gaston, North Carolina 4 $ 724,000 $ 181,000 $ 103,000
Iredell, North Carolina 4 $ 1,181,000 $ 295,250 $ 176,000
Johnston, North Carolina 4 $ 808,000 $ 202,000 $ 106,000
Pender, North Carolina 4 $ 793,000 $ 198,250 $ 113,000
Pitt, North Carolina 4 $ 624,000 $ 156,000 $ 68,000
Lorain, Ohio 4 $ 1,014,000 $ 253,500 $ 148,000
Marion, Ohio 4 $ 602,000 $ 150,500 $ 69,000
Morrow, Ohio 4 $ 504,000 $ 126,000 $ 85,000
Portage, Ohio 4 $ 1,110,000 $ 277,500 $ 123,000
Ross, Ohio 4 $ 1,072,000 $ 268,000 $ 94,000
Washington, Ohio 4 $ 516,000 $ 129,000 $ 104,000
Cleveland, Oklahoma 4 $ 801,000 $ 200,250 $ 103,000
Grady, Oklahoma 4 $ 412,000 $ 103,000 $ 88,000
Clackamas, Oregon 4 $ 1,291,000 $ 322,750 $ 109,000
Armstrong, Pennsylvania 4 $ 571,000 $ 142,750 $ 62,000
Luzerne, Pennsylvania 4 $ 834,000 $ 208,500 $ 75,000
Berkeley, South Carolina 4 $ 1,069,000 $ 267,250 $ 109,000
Charleston, South Carolina 4 $ 632,000 $ 158,000 $ 114,000
Greenwood, South Carolina 4 $ 854,000 $ 213,500 $ 146,000
Blount, Tennessee 4 $ 1,028,000 $ 257,000 $ 112,000
Wilson, Tennessee 4 $ 976,000 $ 244,000 $ 162,000
Angelina, Texas 4 $ 902,000 $ 225,500 $ 114,000
Bell, Texas 4 $ 821,000 $ 205,250 $ 80,000
Ector, Texas 4 $ 667,000 $ 166,750 $ 98,000
Guadalupe, Texas 4 $ 674,000 $ 168,500 $ 71,000
Hardin, Texas 4 $ 695,000 $ 173,750 $ 111,000
Hidalgo, Texas 4 $ 912,000 $ 228,000 $ 147,000
Hunt, Texas 4 $ 443,000 $ 110,750 $ 68,000
Kaufman, Texas 4 $ 514,000 $ 128,500 $ 65,000
Lubbock, Texas 4 $ 527,000 $ 131,750 $ 72,000
Nueces, Texas 4 $ 623,000 $ 155,750 $ 79,000
Smith, Texas 4 $ 885,000 $ 221,250 $ 107,000
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Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 23,698 $5,375,180,000 $226,000 $2,000,000 $110,000 $4,337,000
Refinancing 7,294 $1,957,028,000 $268,000 $2,000,000 $135,000 $4,337,000
Home Improvement 72 $15,828,000 $219,000 $729,000 $113,000 $468,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,958 $4,158,554,000 $231,000 $2,000,000 $113,000 $2,745,000
Not Provided 9,913 $2,486,970,000 $250,000 $2,000,000 $124,000 $4,337,000
Hispanic 1,286 $257,425,000 $200,000 $1,100,000 $96,000 $1,200,000
Asian 967 $268,633,000 $277,000 $2,000,000 $125,000 $773,000
Black or African American 827 $150,979,000 $182,000 $1,500,000 $89,000 $2,683,000
American Indian or Alaskan Native 60 $12,309,000 $205,000 $536,000 $120,000 $1,481,000
Native Hawaiian or Other Pacific Islander 53 $13,166,000 $248,000 $770,000 $100,000 $400,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,046 $5,376,117,000 $255,000 $2,000,000 $133,000 $4,337,000
FHA-insured (Federal Housing Administration) 7,766 $1,427,638,000 $183,000 $747,000 $78,000 $2,745,000
VA-guaranteed (Veterans Administration) 2,057 $517,825,000 $251,000 $1,083,000 $90,000 $466,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 195 $26,456,000 $135,000 $294,000 $46,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 22,030 $5,180,745,000 $235,000 $2,000,000 $115,000 $4,337,000
Application Approved But Not Accepted 3,448 $875,948,000 $254,000 $2,000,000 $126,000 $4,337,000
Application Withdrawn By Applicant 2,865 $681,874,000 $238,000 $2,000,000 $120,000 $2,848,000
Application Denied By Financial Institution 2,644 $584,387,000 $221,000 $2,000,000 $104,000 $2,745,000
File Closed For Incompleteness 77 $25,082,000 $325,000 $1,459,000 $177,000 $1,838,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,201 $272,939,000 $227,000 $2,000,000 $119,000 $2,745,000
Debt-To-Income Ratio 658 $145,244,000 $220,000 $1,538,000 $79,000 $785,000
Credit History 267 $50,287,000 $188,000 $729,000 $95,000 $1,200,000
Other 198 $41,361,000 $208,000 $1,000,000 $115,000 $1,093,000
Unverifiable Information 102 $26,573,000 $260,000 $1,648,000 $102,000 $339,000
Insufficient Cash (Downpayment, Closing Cost) 61 $11,207,000 $183,000 $450,000 $93,000 $250,000
Credit Application Incomplete 61 $18,238,000 $298,000 $988,000 $144,000 $468,000
Employment History 57 $10,532,000 $184,000 $528,000 $71,000 $270,000
Mortgage Insurance Denied 1 $117,000 $117,000 $117,000 $67,000 $67,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PHH Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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