PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2015

In 2015, PHH Home Loans, LLC of Mt Laurel, NJ reported 25,639 mortgage applications totaling $6.3 billion, up 8% from 2014. The average application was for $245,667, and applicants reported an average income of $111,875. 69% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (3,187), Chicago-Naperville-Arlington Heights, IL (1,908) and Newark, NJ-PA (1,444) (applications in parentheses).

Mortgage Company & Address PHH Home Loans, LLC
1 Mortgage Way 2nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 25,639
Total Mortgage Loan Application Amount $6,298,660,000
Average Mortgage Loan Application Amount $245,667
Highest Mortgage Loan Application Amount $2,550,000
Average Applicant Income $111,875
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PHH Home Loans, LLC by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,311 $ 351,202,000 $ 267,888 $ 120,000
Hennepin, Minnesota 1,129 $ 275,181,000 $ 243,738 $ 113,000
Maricopa, Arizona 588 $ 129,414,000 $ 220,091 $ 94,000
Allegheny, Pennsylvania 576 $ 87,468,000 $ 151,854 $ 98,000
Ramsey, Minnesota 498 $ 94,836,000 $ 190,433 $ 100,000
Hillsborough, Florida 477 $ 94,592,000 $ 198,306 $ 94,000
Tarrant, Texas 431 $ 88,625,000 $ 205,626 $ 104,000
Dakota, Minnesota 423 $ 86,135,000 $ 203,628 $ 89,000
Pima, Arizona 410 $ 81,535,000 $ 198,865 $ 97,000
DuPage, Illinois 396 $ 100,217,000 $ 253,073 $ 126,000
Pinellas, Florida 384 $ 65,775,000 $ 171,289 $ 95,000
Broward, Florida 373 $ 89,885,000 $ 240,978 $ 111,000
Union, New Jersey 358 $ 151,455,000 $ 423,058 $ 175,000
Bergen, New Jersey 356 $ 120,186,000 $ 337,601 $ 137,000
Philadelphia, Pennsylvania 348 $ 81,772,000 $ 234,977 $ 100,000
Morris, New Jersey 345 $ 130,392,000 $ 377,947 $ 159,000
Anoka, Minnesota 294 $ 57,132,000 $ 194,326 $ 103,000
Washington, Minnesota 279 $ 62,396,000 $ 223,641 $ 102,000
Suffolk, New York 277 $ 78,835,000 $ 284,602 $ 120,000
Essex, New Jersey 269 $ 101,708,000 $ 378,096 $ 166,000
Monmouth, New Jersey 266 $ 89,982,000 $ 338,278 $ 153,000
Fairfax, Virginia 266 $ 120,307,000 $ 452,281 $ 149,000
Sarasota, Florida 264 $ 43,365,000 $ 164,261 $ 94,000
Orange, Florida 261 $ 57,903,000 $ 221,850 $ 106,000
Somerset, New Jersey 249 $ 80,485,000 $ 323,232 $ 135,000
Middlesex, New Jersey 225 $ 64,757,000 $ 287,808 $ 119,000
Dallas, Texas 223 $ 45,766,000 $ 205,228 $ 107,000
Harris, Texas 223 $ 49,973,000 $ 224,094 $ 108,000
Anne Arundel, Maryland 221 $ 77,399,000 $ 350,221 $ 132,000
St. Louis, Missouri 215 $ 37,566,000 $ 174,725 $ 90,000
Miami-Dade, Florida 212 $ 51,297,000 $ 241,966 $ 111,000
Manatee, Florida 210 $ 35,690,000 $ 169,952 $ 86,000
Baltimore, Maryland 200 $ 47,874,000 $ 239,370 $ 99,000
Palm Beach, Florida 198 $ 45,364,000 $ 229,111 $ 122,000
Lake, Illinois 188 $ 70,191,000 $ 373,356 $ 160,000
Olmsted, Minnesota 188 $ 27,831,000 $ 148,037 $ 67,000
Collin, Texas 187 $ 47,545,000 $ 254,251 $ 124,000
Cobb, Georgia 180 $ 35,481,000 $ 197,116 $ 96,000
Fulton, Georgia 174 $ 46,124,000 $ 265,080 $ 118,000
Denton, Texas 165 $ 42,261,000 $ 256,127 $ 117,000
Hunterdon, New Jersey 162 $ 47,998,000 $ 296,283 $ 124,000
Hamilton, Ohio 158 $ 24,560,000 $ 155,443 $ 92,000
Seminole, Florida 156 $ 33,534,000 $ 214,961 $ 98,000
Passaic, New Jersey 155 $ 41,307,000 $ 266,496 $ 109,000
Polk, Florida 153 $ 17,883,000 $ 116,882 $ 65,000
Montgomery, Pennsylvania 148 $ 36,590,000 $ 247,229 $ 115,000
Jefferson, Colorado 144 $ 39,880,000 $ 276,944 $ 112,000
Carver, Minnesota 144 $ 36,430,000 $ 252,986 $ 100,000
St. Charles, Missouri 142 $ 26,587,000 $ 187,232 $ 98,000
Will, Illinois 140 $ 29,577,000 $ 211,264 $ 98,000
Kane, Illinois 138 $ 32,926,000 $ 238,594 $ 118,000
Douglas, Colorado 132 $ 42,709,000 $ 323,553 $ 123,000
Arapahoe, Colorado 129 $ 36,762,000 $ 284,976 $ 115,000
Westmoreland, Pennsylvania 128 $ 20,546,000 $ 160,515 $ 78,000
Scott, Minnesota 127 $ 26,771,000 $ 210,795 $ 87,000
Chester, Pennsylvania 127 $ 38,007,000 $ 299,267 $ 124,000
Wright, Minnesota 123 $ 25,573,000 $ 207,910 $ 91,000
Milwaukee, Wisconsin 113 $ 18,095,000 $ 160,132 $ 91,000
Delaware, Pennsylvania 112 $ 25,243,000 $ 225,383 $ 98,000
San Diego, California 109 $ 48,474,000 $ 444,715 $ 142,000
Pasco, Florida 109 $ 18,687,000 $ 171,440 $ 72,000
El Paso, Colorado 108 $ 26,564,000 $ 245,962 $ 82,000
Howard, Maryland 108 $ 35,441,000 $ 328,157 $ 132,000
Brevard, Florida 106 $ 16,509,000 $ 155,745 $ 87,000
Collier, Florida 105 $ 25,792,000 $ 245,638 $ 157,000
Camden, New Jersey 105 $ 22,486,000 $ 214,152 $ 110,000
Montgomery, Maryland 102 $ 40,630,000 $ 398,333 $ 135,000
Harford, Maryland 100 $ 23,483,000 $ 234,830 $ 93,000
Mercer, New Jersey 100 $ 30,025,000 $ 300,250 $ 140,000
Adams, Colorado 96 $ 24,062,000 $ 250,645 $ 90,000
Denver, Colorado 96 $ 27,993,000 $ 291,593 $ 128,000
Franklin, Pennsylvania 96 $ 15,015,000 $ 156,406 $ 62,000
York, Pennsylvania 96 $ 16,422,000 $ 171,062 $ 78,000
King, Washington 95 $ 45,092,000 $ 474,652 $ 166,000
Worcester, Maryland 94 $ 18,755,000 $ 199,521 $ 143,000
Nassau, New York 92 $ 32,075,000 $ 348,641 $ 141,000
Westchester, New York 88 $ 33,163,000 $ 376,852 $ 167,000
Prince William, Virginia 88 $ 31,708,000 $ 360,318 $ 118,000
District of Columbia, District Of Columbia 84 $ 35,523,000 $ 422,892 $ 144,000
Burlington, New Jersey 84 $ 20,613,000 $ 245,392 $ 114,000
Porter, Indiana 83 $ 13,282,000 $ 160,024 $ 76,000
Gwinnett, Georgia 82 $ 16,784,000 $ 204,682 $ 89,000
Lake, Indiana 81 $ 12,746,000 $ 157,358 $ 82,000
Larimer, Colorado 80 $ 21,617,000 $ 270,212 $ 98,000
Clermont, Ohio 77 $ 11,253,000 $ 146,142 $ 83,000
Baltimore City, Maryland 76 $ 14,497,000 $ 190,750 $ 96,000
Mohave, Arizona 74 $ 11,945,000 $ 161,418 $ 100,000
Lee, Florida 74 $ 14,095,000 $ 190,472 $ 100,000
Butler, Ohio 74 $ 12,554,000 $ 169,648 $ 92,000
Cumberland, Pennsylvania 69 $ 12,924,000 $ 187,304 $ 93,000
Loudoun, Virginia 69 $ 27,633,000 $ 400,478 $ 137,000
Fairfield, Connecticut 68 $ 28,860,000 $ 424,411 $ 205,000
Franklin, Ohio 68 $ 13,221,000 $ 194,426 $ 107,000
Forsyth, Georgia 67 $ 19,243,000 $ 287,208 $ 130,000
Chisago, Minnesota 67 $ 11,354,000 $ 169,462 $ 77,000
Warren, Ohio 67 $ 15,129,000 $ 225,805 $ 107,000
Weld, Colorado 66 $ 15,064,000 $ 228,242 $ 80,000
Mecklenburg, North Carolina 65 $ 16,439,000 $ 252,907 $ 122,000
Carroll, Maryland 63 $ 18,717,000 $ 297,095 $ 104,000
Travis, Texas 63 $ 16,984,000 $ 269,587 $ 124,000
Middlesex, Massachusetts 62 $ 26,599,000 $ 429,016 $ 173,000
Dauphin, Pennsylvania 62 $ 10,049,000 $ 162,080 $ 76,000
Fort Bend, Texas 61 $ 17,506,000 $ 286,983 $ 130,000
Ellis, Texas 60 $ 11,554,000 $ 192,566 $ 90,000
Sussex, New Jersey 59 $ 14,933,000 $ 253,101 $ 122,000
Warren, New Jersey 59 $ 11,412,000 $ 193,423 $ 79,000
Lancaster, Pennsylvania 58 $ 9,739,000 $ 167,913 $ 77,000
Boulder, Colorado 57 $ 19,263,000 $ 337,947 $ 135,000
Hudson, New Jersey 56 $ 16,192,000 $ 289,142 $ 130,000
Pinal, Arizona 55 $ 8,892,000 $ 161,672 $ 71,000
Stearns, Minnesota 54 $ 8,095,000 $ 149,907 $ 71,000
Williamson, Texas 54 $ 12,755,000 $ 236,203 $ 110,000
Alexandria, Virginia 52 $ 23,463,000 $ 451,211 $ 160,000
Butler, Pennsylvania 51 $ 11,868,000 $ 232,705 $ 119,000
DeKalb, Georgia 48 $ 10,170,000 $ 211,875 $ 90,000
Boone, Kentucky 47 $ 8,313,000 $ 176,872 $ 100,000
Ocean, New Jersey 47 $ 10,642,000 $ 226,425 $ 101,000
Waukesha, Wisconsin 47 $ 11,220,000 $ 238,723 $ 110,000
Montgomery, Texas 46 $ 9,896,000 $ 215,130 $ 112,000
Washington, Pennsylvania 45 $ 8,173,000 $ 181,622 $ 109,000
Kenton, Kentucky 40 $ 4,556,000 $ 113,900 $ 59,000
Beaver, Pennsylvania 40 $ 5,043,000 $ 126,075 $ 69,000
Cherokee, Georgia 39 $ 7,361,000 $ 188,743 $ 85,000
New Castle, Delaware 38 $ 7,401,000 $ 194,763 $ 72,000
Guilford, North Carolina 38 $ 10,682,000 $ 281,105 $ 144,000
St. Croix, Wisconsin 38 $ 7,804,000 $ 205,368 $ 98,000
Los Angeles, California 37 $ 16,010,000 $ 432,702 $ 159,000
Sherburne, Minnesota 37 $ 6,213,000 $ 167,918 $ 94,000
Wake, North Carolina 37 $ 12,320,000 $ 332,972 $ 146,000
Bucks, Pennsylvania 37 $ 11,098,000 $ 299,945 $ 125,000
McHenry, Illinois 36 $ 8,051,000 $ 223,638 $ 120,000
Lexington, South Carolina 36 $ 6,109,000 $ 169,694 $ 82,000
Racine, Wisconsin 36 $ 4,867,000 $ 135,194 $ 93,000
Riverside, California 35 $ 10,083,000 $ 288,085 $ 108,000
Lake, Florida 35 $ 7,476,000 $ 213,600 $ 103,000
Osceola, Florida 35 $ 6,166,000 $ 176,171 $ 88,000
Arlington, Virginia 35 $ 14,514,000 $ 414,685 $ 153,000
Orange, California 33 $ 17,797,000 $ 539,303 $ 169,000
St. Louis City, Missouri 33 $ 4,465,000 $ 135,303 $ 83,000
Ozaukee, Wisconsin 32 $ 7,321,000 $ 228,781 $ 96,000
Charlotte, Florida 31 $ 4,149,000 $ 133,838 $ 75,000
Martin, Florida 31 $ 8,482,000 $ 273,612 $ 138,000
Essex, Massachusetts 29 $ 13,366,000 $ 460,896 $ 182,000
Gloucester, New Jersey 29 $ 7,354,000 $ 253,586 $ 116,000
Washington, Wisconsin 29 $ 5,019,000 $ 173,068 $ 83,000
Prince George's, Maryland 28 $ 7,497,000 $ 267,750 $ 117,000
Parker, Texas 28 $ 6,278,000 $ 224,214 $ 113,000
St. Lucie, Florida 27 $ 4,122,000 $ 152,666 $ 88,000
Yavapai, Arizona 26 $ 4,721,000 $ 181,576 $ 76,000
Kalamazoo, Michigan 26 $ 6,406,000 $ 246,384 $ 137,000
Oakland, Michigan 26 $ 7,587,000 $ 291,807 $ 151,000
Jefferson, Missouri 26 $ 3,888,000 $ 149,538 $ 63,000
Kendall, Illinois 25 $ 4,981,000 $ 199,240 $ 110,000
Paulding, Georgia 24 $ 3,839,000 $ 159,958 $ 72,000
Campbell, Kentucky 24 $ 3,349,000 $ 139,541 $ 106,000
Frederick, Maryland 24 $ 6,612,000 $ 275,500 $ 99,000
Oklahoma, Oklahoma 24 $ 6,580,000 $ 274,166 $ 121,000
Richland, South Carolina 24 $ 5,153,000 $ 214,708 $ 95,000
Pine, Minnesota 23 $ 2,377,000 $ 103,347 $ 59,000
Charleston, South Carolina 23 $ 6,370,000 $ 276,956 $ 137,000
New Haven, Connecticut 22 $ 4,703,000 $ 213,772 $ 97,000
LaPorte, Indiana 22 $ 2,187,000 $ 99,409 $ 71,000
Adams, Pennsylvania 22 $ 3,250,000 $ 147,727 $ 58,000
Shelby, Tennessee 22 $ 5,547,000 $ 252,136 $ 126,000
Midland, Texas 22 $ 5,716,000 $ 259,818 $ 110,000
Volusia, Florida 21 $ 3,492,000 $ 166,285 $ 110,000
Bexar, Texas 21 $ 5,362,000 $ 255,333 $ 113,000
Duval, Florida 20 $ 3,893,000 $ 194,650 $ 91,000
Santa Rosa, Florida 20 $ 4,129,000 $ 206,450 $ 89,000
Peoria, Illinois 20 $ 5,597,000 $ 279,850 $ 150,000
Union, North Carolina 20 $ 5,449,000 $ 272,450 $ 107,000
Brazoria, Texas 20 $ 4,288,000 $ 214,400 $ 129,000
Jefferson, Alabama 19 $ 5,057,000 $ 266,157 $ 124,000
Sacramento, California 19 $ 5,899,000 $ 310,473 $ 110,000
Broomfield, Colorado 19 $ 4,727,000 $ 248,789 $ 94,000
Escambia, Florida 19 $ 2,886,000 $ 151,894 $ 83,000
Cecil, Maryland 19 $ 3,984,000 $ 209,684 $ 90,000
Isanti, Minnesota 19 $ 3,299,000 $ 173,631 $ 55,000
Rice, Minnesota 19 $ 3,797,000 $ 199,842 $ 87,000
Tulsa, Oklahoma 19 $ 4,898,000 $ 257,789 $ 120,000
Berks, Pennsylvania 19 $ 3,073,000 $ 161,736 $ 72,000
York, South Carolina 19 $ 5,282,000 $ 278,000 $ 120,000
Kaufman, Texas 19 $ 3,570,000 $ 187,894 $ 74,000
Snohomish, Washington 19 $ 7,736,000 $ 407,157 $ 154,000
Hartford, Connecticut 18 $ 5,602,000 $ 311,222 $ 136,000
Sussex, Delaware 18 $ 4,408,000 $ 244,888 $ 183,000
Delaware, Ohio 18 $ 5,212,000 $ 289,555 $ 153,000
Washington, Oregon 18 $ 6,699,000 $ 372,166 $ 138,000
Greenville, South Carolina 18 $ 5,096,000 $ 283,111 $ 150,000
Dane, Wisconsin 18 $ 5,450,000 $ 302,777 $ 142,000
Washtenaw, Michigan 17 $ 3,907,000 $ 229,823 $ 116,000
Contra Costa, California 16 $ 10,623,000 $ 663,937 $ 187,000
Jefferson, Kentucky 16 $ 4,106,000 $ 256,625 $ 132,000
Queens, New York 16 $ 4,194,000 $ 262,125 $ 91,000
Lebanon, Pennsylvania 16 $ 2,666,000 $ 166,625 $ 93,000
Berkeley, South Carolina 16 $ 2,683,000 $ 167,687 $ 78,000
Hamilton, Tennessee 16 $ 3,776,000 $ 236,000 $ 121,000
Alameda, California 15 $ 9,264,000 $ 617,600 $ 203,000
Douglas, Georgia 15 $ 2,512,000 $ 167,466 $ 83,000
Kent, Michigan 15 $ 3,841,000 $ 256,066 $ 130,000
Carlton, Minnesota 15 $ 2,361,000 $ 157,400 $ 88,000
St. Louis, Minnesota 15 $ 2,361,000 $ 157,400 $ 86,000
Rockland, New York 15 $ 4,730,000 $ 315,333 $ 150,000
Anderson, South Carolina 15 $ 3,793,000 $ 252,866 $ 147,000
Lancaster, South Carolina 15 $ 3,941,000 $ 262,733 $ 117,000
Brazos, Texas 15 $ 2,587,000 $ 172,466 $ 81,000
Stanislaus, California 14 $ 4,332,000 $ 309,428 $ 142,000
Indian River, Florida 14 $ 1,972,000 $ 140,857 $ 70,000
Hamilton, Indiana 14 $ 3,502,000 $ 250,142 $ 109,000
Johnson, Kansas 14 $ 4,643,000 $ 331,642 $ 174,000
Sedgwick, Kansas 14 $ 3,646,000 $ 260,428 $ 170,000
Fayette, Kentucky 14 $ 2,832,000 $ 202,285 $ 103,000
Norfolk, Massachusetts 14 $ 8,188,000 $ 584,857 $ 171,000
Plymouth, Massachusetts 14 $ 6,863,000 $ 490,214 $ 242,000
Benton, Minnesota 14 $ 2,219,000 $ 158,500 $ 102,000
Rockingham, New Hampshire 14 $ 4,601,000 $ 328,642 $ 146,000
Saratoga, New York 14 $ 3,380,000 $ 241,428 $ 133,000
Smith, Texas 14 $ 2,204,000 $ 157,428 $ 81,000
Davis, Utah 14 $ 4,286,000 $ 306,142 $ 164,000
Fayette, Georgia 13 $ 3,611,000 $ 277,769 $ 140,000
Goodhue, Minnesota 13 $ 2,201,000 $ 169,307 $ 81,000
Hillsborough, New Hampshire 13 $ 3,594,000 $ 276,461 $ 131,000
Putnam, New York 13 $ 3,287,000 $ 252,846 $ 116,000
Northampton, Pennsylvania 13 $ 2,915,000 $ 224,230 $ 116,000
Williamson, Tennessee 13 $ 5,008,000 $ 385,230 $ 135,000
Rockwall, Texas 13 $ 2,841,000 $ 218,538 $ 94,000
Salt Lake, Utah 13 $ 4,602,000 $ 354,000 $ 145,000
Shelby, Alabama 12 $ 3,108,000 $ 259,000 $ 118,000
Benton, Arkansas 12 $ 2,999,000 $ 249,916 $ 128,000
Pueblo, Colorado 12 $ 2,627,000 $ 218,916 $ 103,000
Hall, Georgia 12 $ 2,088,000 $ 174,000 $ 106,000
Kankakee, Illinois 12 $ 1,215,000 $ 101,250 $ 169,000
Livingston, Michigan 12 $ 3,106,000 $ 258,833 $ 124,000
Wayne, Michigan 12 $ 2,354,000 $ 196,166 $ 130,000
Dodge, Minnesota 12 $ 1,502,000 $ 125,166 $ 60,000
Franklin, Missouri 12 $ 1,830,000 $ 152,500 $ 63,000
Orange, New York 12 $ 3,062,000 $ 255,166 $ 156,000
Cuyahoga, Ohio 12 $ 3,140,000 $ 261,666 $ 150,000
Galveston, Texas 12 $ 2,356,000 $ 196,333 $ 133,000
Pierce, Washington 12 $ 3,337,000 $ 278,083 $ 114,000
Coweta, Georgia 11 $ 2,602,000 $ 236,545 $ 111,000
Ada, Idaho 11 $ 3,021,000 $ 274,636 $ 131,000
Queen Anne's, Maryland 11 $ 3,461,000 $ 314,636 $ 139,000
Worcester, Massachusetts 11 $ 3,448,000 $ 313,454 $ 125,000
Jackson, Missouri 11 $ 2,718,000 $ 247,090 $ 104,000
Cabarrus, North Carolina 11 $ 2,205,000 $ 200,454 $ 84,000
Aiken, South Carolina 11 $ 2,050,000 $ 186,363 $ 103,000
Randall, Texas 11 $ 2,504,000 $ 227,636 $ 138,000
Kenosha, Wisconsin 11 $ 2,326,000 $ 211,454 $ 130,000
Madison, Alabama 10 $ 2,646,000 $ 264,600 $ 138,000
Gila, Arizona 10 $ 1,647,000 $ 164,700 $ 63,000
Kern, California 10 $ 2,293,000 $ 229,300 $ 122,000
Ventura, California 10 $ 5,813,000 $ 581,300 $ 181,000
Elbert, Colorado 10 $ 3,465,000 $ 346,500 $ 107,000
St. Tammany, Louisiana 10 $ 2,766,000 $ 276,600 $ 113,000
McLeod, Minnesota 10 $ 1,450,000 $ 145,000 $ 57,000
Montgomery, Ohio 10 $ 1,866,000 $ 186,600 $ 90,000
Clackamas, Oregon 10 $ 5,164,000 $ 516,400 $ 161,000
Perry, Pennsylvania 10 $ 1,226,000 $ 122,600 $ 49,000
Bradley, Tennessee 10 $ 2,020,000 $ 202,000 $ 99,000
Placer, California 9 $ 3,085,000 $ 342,777 $ 174,000
San Bernardino, California 9 $ 2,917,000 $ 324,111 $ 150,000
Hernando, Florida 9 $ 1,126,000 $ 125,111 $ 85,000
Cumberland, Maine 9 $ 2,565,000 $ 285,000 $ 153,000
Crow Wing, Minnesota 9 $ 1,564,000 $ 173,777 $ 91,000
DeSoto, Mississippi 9 $ 1,884,000 $ 209,333 $ 116,000
Cape May, New Jersey 9 $ 2,071,000 $ 230,111 $ 216,000
Eddy, New Mexico 9 $ 1,720,000 $ 191,111 $ 108,000
Kings, New York 9 $ 4,032,000 $ 448,000 $ 136,000
Brown, Ohio 9 $ 1,209,000 $ 134,333 $ 64,000
Erie, Pennsylvania 9 $ 1,116,000 $ 124,000 $ 97,000
Johnson, Texas 9 $ 1,541,000 $ 171,222 $ 77,000
McLennan, Texas 9 $ 1,675,000 $ 186,111 $ 87,000
Baldwin, Alabama 8 $ 2,027,000 $ 253,375 $ 134,000
Washington, Arkansas 8 $ 1,868,000 $ 233,500 $ 123,000
Santa Clara, California 8 $ 4,171,000 $ 521,375 $ 156,000
Litchfield, Connecticut 8 $ 1,621,000 $ 202,625 $ 130,000
Tippecanoe, Indiana 8 $ 1,720,000 $ 215,000 $ 105,000
Daviess, Kentucky 8 $ 1,667,000 $ 208,375 $ 104,000
Warren, Kentucky 8 $ 1,913,000 $ 239,125 $ 125,000
Warren, Missouri 8 $ 1,289,000 $ 161,125 $ 75,000
Grant, New Mexico 8 $ 1,730,000 $ 216,250 $ 94,000
Erie, New York 8 $ 1,587,000 $ 198,375 $ 123,000
New York, New York 8 $ 4,292,000 $ 536,500 $ 266,000
Henderson, North Carolina 8 $ 2,362,000 $ 295,250 $ 139,000
Licking, Ohio 8 $ 1,094,000 $ 136,750 $ 85,000
Davidson, Tennessee 8 $ 2,579,000 $ 322,375 $ 125,000
Sumner, Tennessee 8 $ 2,468,000 $ 308,500 $ 123,000
Wilson, Tennessee 8 $ 2,837,000 $ 354,625 $ 135,000
Bartow, Georgia 7 $ 1,099,000 $ 157,000 $ 59,000
Butler, Kansas 7 $ 1,794,000 $ 256,285 $ 127,000
Hampden, Massachusetts 7 $ 1,588,000 $ 226,857 $ 86,000
Suffolk, Massachusetts 7 $ 4,000,000 $ 571,428 $ 271,000
Lincoln, Missouri 7 $ 1,250,000 $ 178,571 $ 84,000
Atlantic, New Jersey 7 $ 1,665,000 $ 237,857 $ 94,000
Durham, North Carolina 7 $ 1,599,000 $ 228,428 $ 145,000
Iredell, North Carolina 7 $ 2,486,000 $ 355,142 $ 160,000
Geauga, Ohio 7 $ 2,037,000 $ 291,000 $ 127,000
Multnomah, Oregon 7 $ 2,515,000 $ 359,285 $ 133,000
Lackawanna, Pennsylvania 7 $ 1,425,000 $ 203,571 $ 100,000
Luzerne, Pennsylvania 7 $ 1,498,000 $ 214,000 $ 110,000
Dorchester, South Carolina 7 $ 1,311,000 $ 187,285 $ 74,000
Spartanburg, South Carolina 7 $ 1,593,000 $ 227,571 $ 96,000
Rutherford, Tennessee 7 $ 1,931,000 $ 275,857 $ 128,000
Comal, Texas 7 $ 2,090,000 $ 298,571 $ 135,000
Hays, Texas 7 $ 1,540,000 $ 220,000 $ 84,000
Jefferson, Texas 7 $ 1,253,000 $ 179,000 $ 115,000
Stafford, Virginia 7 $ 3,098,000 $ 442,571 $ 132,000
Mobile, Alabama 6 $ 1,431,000 $ 238,500 $ 125,000
Cochise, Arizona 6 $ 1,158,000 $ 193,000 $ 100,000
Pulaski, Arkansas 6 $ 2,093,000 $ 348,833 $ 116,000
Gilpin, Colorado 6 $ 1,609,000 $ 268,166 $ 123,000
Park, Colorado 6 $ 1,676,000 $ 279,333 $ 81,000
Kent, Delaware 6 $ 1,012,000 $ 168,666 $ 81,000
Clay, Florida 6 $ 1,701,000 $ 283,500 $ 115,000
Leon, Florida 6 $ 843,000 $ 140,500 $ 160,000
Okaloosa, Florida 6 $ 1,705,000 $ 284,166 $ 122,000
St. Johns, Florida 6 $ 1,596,000 $ 266,000 $ 112,000
Chatham, Georgia 6 $ 1,095,000 $ 182,500 $ 133,000
Columbia, Georgia 6 $ 1,444,000 $ 240,666 $ 111,000
Jackson, Georgia 6 $ 1,182,000 $ 197,000 $ 101,000
Walton, Georgia 6 $ 1,224,000 $ 204,000 $ 97,000
Vanderburgh, Indiana 6 $ 959,000 $ 159,833 $ 103,000
Madison, Kentucky 6 $ 1,381,000 $ 230,166 $ 89,000
Calvert, Maryland 6 $ 2,244,000 $ 374,000 $ 165,000
Washington, Maryland 6 $ 1,433,000 $ 238,833 $ 90,000
Berrien, Michigan 6 $ 899,000 $ 149,833 $ 110,000
Jackson, Michigan 6 $ 999,000 $ 166,500 $ 90,000
Ottawa, Michigan 6 $ 1,505,000 $ 250,833 $ 90,000
Fillmore, Minnesota 6 $ 692,000 $ 115,333 $ 43,000
Meeker, Minnesota 6 $ 1,200,000 $ 200,000 $ 87,000
Yellowstone, Montana 6 $ 1,677,000 $ 279,500 $ 119,000
Onondaga, New York 6 $ 1,332,000 $ 222,000 $ 141,000
Gaston, North Carolina 6 $ 1,428,000 $ 238,000 $ 129,000
Johnston, North Carolina 6 $ 1,314,000 $ 219,000 $ 82,000
Medina, Ohio 6 $ 1,251,000 $ 208,500 $ 131,000
Summit, Ohio 6 $ 1,458,000 $ 243,000 $ 145,000
Centre, Pennsylvania 6 $ 1,363,000 $ 227,166 $ 119,000
Knox, Tennessee 6 $ 1,019,000 $ 169,833 $ 136,000
Guadalupe, Texas 6 $ 1,422,000 $ 237,000 $ 103,000
Utah, Utah 6 $ 1,578,000 $ 263,000 $ 109,000
Chesterfield, Virginia 6 $ 1,853,000 $ 308,833 $ 117,000
Fauquier, Virginia 6 $ 2,243,000 $ 373,833 $ 120,000
Clark, Washington 6 $ 1,712,000 $ 285,333 $ 107,000
San Joaquin, California 5 $ 1,219,000 $ 243,800 $ 139,000
Sonoma, California 5 $ 2,065,000 $ 413,000 $ 141,000
Summit, Colorado 5 $ 1,656,000 $ 331,200 $ 140,000
Teller, Colorado 5 $ 1,067,000 $ 213,400 $ 70,000
Citrus, Florida 5 $ 1,116,000 $ 223,200 $ 192,000
Nassau, Florida 5 $ 1,048,000 $ 209,600 $ 127,000
Bibb, Georgia 5 $ 689,000 $ 137,800 $ 82,000
Macon, Illinois 5 $ 1,159,000 $ 231,800 $ 154,000
Madison, Illinois 5 $ 1,312,000 $ 262,400 $ 178,000
St. Clair, Illinois 5 $ 1,140,000 $ 228,000 $ 138,000
Hendricks, Indiana 5 $ 983,000 $ 196,600 $ 100,000
Wicomico, Maryland 5 $ 886,000 $ 177,200 $ 96,000
Morrison, Minnesota 5 $ 671,000 $ 134,200 $ 68,000
Madison, Mississippi 5 $ 1,320,000 $ 264,000 $ 129,000
Dutchess, New York 5 $ 1,066,000 $ 213,200 $ 102,000
Monroe, New York 5 $ 690,000 $ 138,000 $ 64,000
Richmond, New York 5 $ 1,370,000 $ 274,000 $ 86,000
Lee, North Carolina 5 $ 598,000 $ 119,600 $ 63,000
Lorain, Ohio 5 $ 1,523,000 $ 304,600 $ 137,000
Miami, Ohio 5 $ 1,340,000 $ 268,000 $ 153,000
Wood, Ohio 5 $ 961,000 $ 192,200 $ 104,000
Canadian, Oklahoma 5 $ 931,000 $ 186,200 $ 87,000
Indiana, Pennsylvania 5 $ 547,000 $ 109,400 $ 53,000
Horry, South Carolina 5 $ 1,239,000 $ 247,800 $ 188,000
El Paso, Texas 5 $ 1,007,000 $ 201,400 $ 115,000
Grayson, Texas 5 $ 858,000 $ 171,600 $ 80,000
Hunt, Texas 5 $ 724,000 $ 144,800 $ 58,000
Navarro, Texas 5 $ 700,000 $ 140,000 $ 83,000
Fairfax City, Virginia 5 $ 1,897,000 $ 379,400 $ 162,000
Frederick, Virginia 5 $ 1,103,000 $ 220,600 $ 103,000
Burnett, Wisconsin 5 $ 724,000 $ 144,800 $ 77,000
Pierce, Wisconsin 5 $ 734,000 $ 146,800 $ 91,000
Wood, Wisconsin 5 $ 758,000 $ 151,600 $ 124,000
Solano, California 4 $ 1,130,000 $ 282,500 $ 130,000
Fremont, Colorado 4 $ 572,000 $ 143,000 $ 82,000
Flagler, Florida 4 $ 537,000 $ 134,250 $ 120,000
Marion, Florida 4 $ 651,000 $ 162,750 $ 118,000
Clayton, Georgia 4 $ 495,000 $ 123,750 $ 64,000
Effingham, Georgia 4 $ 710,000 $ 177,500 $ 80,000
Glynn, Georgia 4 $ 844,000 $ 211,000 $ 88,000
Henry, Georgia 4 $ 763,000 $ 190,750 $ 75,000
Troup, Georgia 4 $ 905,000 $ 226,250 $ 153,000
Bonneville, Idaho 4 $ 781,000 $ 195,250 $ 72,000
Tazewell, Illinois 4 $ 1,022,000 $ 255,500 $ 112,000
Woodford, Illinois 4 $ 856,000 $ 214,000 $ 117,000
Allen, Indiana 4 $ 1,164,000 $ 291,000 $ 151,000
Johnson, Indiana 4 $ 981,000 $ 245,250 $ 106,000
Shawnee, Kansas 4 $ 749,000 $ 187,250 $ 113,000
McCracken, Kentucky 4 $ 1,035,000 $ 258,750 $ 134,000
Bristol, Massachusetts 4 $ 1,136,000 $ 284,000 $ 124,000
Calhoun, Michigan 4 $ 420,000 $ 105,000 $ 89,000
Delta, Michigan 4 $ 747,000 $ 186,750 $ 125,000
Macomb, Michigan 4 $ 938,000 $ 234,500 $ 93,000
Winona, Minnesota 4 $ 861,000 $ 215,250 $ 67,000
Jackson, Mississippi 4 $ 1,271,000 $ 317,750 $ 174,000
Lee, Mississippi 4 $ 514,000 $ 128,500 $ 100,000
Lowndes, Mississippi 4 $ 940,000 $ 235,000 $ 92,000
Douglas, Nebraska 4 $ 758,000 $ 189,500 $ 84,000
Sarpy, Nebraska 4 $ 697,000 $ 174,250 $ 67,000
Lea, New Mexico 4 $ 656,000 $ 164,000 $ 89,000
Albany, New York 4 $ 1,268,000 $ 317,000 $ 160,000
Schenectady, New York 4 $ 955,000 $ 238,750 $ 118,000
New Hanover, North Carolina 4 $ 1,130,000 $ 282,500 $ 121,000
Lucas, Ohio 4 $ 731,000 $ 182,750 $ 160,000
Cleveland, Oklahoma 4 $ 633,000 $ 158,250 $ 95,000
Armstrong, Pennsylvania 4 $ 499,000 $ 124,750 $ 63,000
Fayette, Pennsylvania 4 $ 639,000 $ 159,750 $ 51,000
Fulton, Pennsylvania 4 $ 404,000 $ 101,000 $ 53,000
Monroe, Pennsylvania 4 $ 395,000 $ 98,750 $ 81,000
Providence, Rhode Island 4 $ 1,439,000 $ 359,750 $ 162,000
Madison, Tennessee 4 $ 862,000 $ 215,500 $ 136,000
Washington, Tennessee 4 $ 831,000 $ 207,750 $ 112,000
Bell, Texas 4 $ 684,000 $ 171,000 $ 72,000
Hardin, Texas 4 $ 1,214,000 $ 303,500 $ 112,000
Hood, Texas 4 $ 833,000 $ 208,250 $ 108,000
Waller, Texas 4 $ 705,000 $ 176,250 $ 87,000
Wise, Texas 4 $ 449,000 $ 112,250 $ 66,000
Chittenden, Vermont 4 $ 1,110,000 $ 277,500 $ 130,000
Falls Church, Virginia 4 $ 1,420,000 $ 355,000 $ 147,000
Benton, Washington 4 $ 933,000 $ 233,250 $ 114,000
Thurston, Washington 4 $ 1,260,000 $ 315,000 $ 83,000
Whatcom, Washington 4 $ 1,495,000 $ 373,750 $ 96,000
Dodge, Wisconsin 4 $ 387,000 $ 96,750 $ 90,000
Oneida, Wisconsin 4 $ 894,000 $ 223,500 $ 139,000
Polk, Wisconsin 4 $ 756,000 $ 189,000 $ 103,000
Autauga, Alabama 3 $ 560,000 $ 186,666 $ 68,000
Lee, Alabama 3 $ 540,000 $ 180,000 $ 108,000
Montgomery, Alabama 3 $ 443,000 $ 147,666 $ 94,000
St. Clair, Alabama 3 $ 652,000 $ 217,333 $ 131,000
Tuscaloosa, Alabama 3 $ 756,000 $ 252,000 $ 83,000
Graham, Arizona 3 $ 388,000 $ 129,333 $ 110,000
Saline, Arkansas 3 $ 494,000 $ 164,666 $ 83,000
Marin, California 3 $ 1,738,000 $ 579,333 $ 290,000
Custer, Colorado 3 $ 713,000 $ 237,666 $ 186,000
New London, Connecticut 3 $ 547,000 $ 182,333 $ 136,000
Alachua, Florida 3 $ 390,000 $ 130,000 $ 136,000
Barrow, Georgia 3 $ 388,000 $ 129,333 $ 66,000
Carroll, Georgia 3 $ 511,000 $ 170,333 $ 79,000
Coffee, Georgia 3 $ 552,000 $ 184,000 $ 122,000
Dawson, Georgia 3 $ 625,000 $ 208,333 $ 115,000
Dougherty, Georgia 3 $ 578,000 $ 192,666 $ 66,000
Rockdale, Georgia 3 $ 761,000 $ 253,666 $ 102,000
Boone, Illinois 3 $ 549,000 $ 183,000 $ 90,000
DeKalb, Illinois 3 $ 452,000 $ 150,666 $ 89,000
Marion, Indiana 3 $ 695,000 $ 231,666 $ 227,000
St. Joseph, Indiana 3 $ 382,000 $ 127,333 $ 72,000
Warrick, Indiana 3 $ 999,000 $ 333,000 $ 157,000
Linn, Iowa 3 $ 517,000 $ 172,333 $ 105,000
Marshall, Iowa 3 $ 328,000 $ 109,333 $ 73,000
Muscatine, Iowa 3 $ 809,000 $ 269,666 $ 98,000
Clark, Kentucky 3 $ 665,000 $ 221,666 $ 123,000
Oldham, Kentucky 3 $ 708,000 $ 236,000 $ 148,000
East Baton Rouge, Louisiana 3 $ 834,000 $ 278,000 $ 116,000
Jefferson, Louisiana 3 $ 615,000 $ 205,000 $ 119,000
Lafayette, Louisiana 3 $ 764,000 $ 254,666 $ 81,000
Orleans, Louisiana 3 $ 871,000 $ 290,333 $ 136,000
Vernon, Louisiana 3 $ 692,000 $ 230,666 $ 83,000
Charles, Maryland 3 $ 854,000 $ 284,666 $ 120,000
Allegan, Michigan 3 $ 281,000 $ 93,666 $ 76,000
Barry, Michigan 3 $ 791,000 $ 263,666 $ 124,000
Blue Earth, Minnesota 3 $ 612,000 $ 204,000 $ 43,000
Kanabec, Minnesota 3 $ 486,000 $ 162,000 $ 78,000
Le Sueur, Minnesota 3 $ 382,000 $ 127,333 $ 79,000
Mower, Minnesota 3 $ 336,000 $ 112,000 $ 37,000
Alcorn, Mississippi 3 $ 341,000 $ 113,666 $ 82,000
Harrison, Mississippi 3 $ 720,000 $ 240,000 $ 128,000
Hinds, Mississippi 3 $ 458,000 $ 152,666 $ 82,000
Lauderdale, Mississippi 3 $ 459,000 $ 153,000 $ 89,000
Bernalillo, New Mexico 3 $ 653,000 $ 217,666 $ 97,000
Wayne, New York 3 $ 394,000 $ 131,333 $ 122,000
Buncombe, North Carolina 3 $ 864,000 $ 288,000 $ 118,000
Chatham, North Carolina 3 $ 984,000 $ 328,000 $ 128,000
Davidson, North Carolina 3 $ 762,000 $ 254,000 $ 136,000
Moore, North Carolina 3 $ 1,013,000 $ 337,666 $ 154,000
Pitt, North Carolina 3 $ 905,000 $ 301,666 $ 157,000
Stark, North Dakota 3 $ 646,000 $ 215,333 $ 57,000
Williams, North Dakota 3 $ 1,024,000 $ 341,333 $ 122,000
Allen, Ohio 3 $ 466,000 $ 155,333 $ 84,000
Fairfield, Ohio 3 $ 530,000 $ 176,666 $ 66,000
Lake, Ohio 3 $ 501,000 $ 167,000 $ 121,000
Madison, Ohio 3 $ 336,000 $ 112,000 $ 54,000
Mahoning, Ohio 3 $ 516,000 $ 172,000 $ 121,000
Muskingum, Ohio 3 $ 490,000 $ 163,333 $ 75,000
Lane, Oregon 3 $ 1,050,000 $ 350,000 $ 171,000
Lehigh, Pennsylvania 3 $ 582,000 $ 194,000 $ 102,000
McKean, Pennsylvania 3 $ 259,000 $ 86,333 $ 66,000
Mercer, Pennsylvania 3 $ 686,000 $ 228,666 $ 128,000
Union, Pennsylvania 3 $ 512,000 $ 170,666 $ 99,000
Kershaw, South Carolina 3 $ 526,000 $ 175,333 $ 71,000
Sumter, South Carolina 3 $ 458,000 $ 152,666 $ 91,000
Sullivan, Tennessee 3 $ 749,000 $ 249,666 $ 116,000
Bastrop, Texas 3 $ 706,000 $ 235,333 $ 89,000
Cameron, Texas 3 $ 468,000 $ 156,000 $ 105,000
Gregg, Texas 3 $ 460,000 $ 153,333 $ 84,000
Weber, Utah 3 $ 913,000 $ 304,333 $ 127,000
Montgomery, Virginia 3 $ 645,000 $ 215,000 $ 84,000
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Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 21,691 $5,308,955,000 $244,000 $2,000,000 $111,000 $6,000,000
Refinancing 3,894 $978,866,000 $251,000 $2,550,000 $117,000 $1,779,000
Home Improvement 54 $10,839,000 $200,000 $780,000 $94,000 $270,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,561 $4,267,534,000 $243,000 $2,550,000 $112,000 $3,600,000
Not Provided 4,496 $1,186,923,000 $263,000 $1,432,000 $119,000 $1,454,000
Hispanic 1,418 $309,311,000 $218,000 $1,560,000 $93,000 $1,050,000
Asian 1,083 $305,582,000 $282,000 $1,200,000 $124,000 $641,000
Black or African American 961 $200,533,000 $208,000 $1,060,000 $98,000 $6,000,000
American Indian or Alaskan Native 79 $18,662,000 $236,000 $616,000 $102,000 $302,000
Native Hawaiian or Other Pacific Islander 41 $10,115,000 $246,000 $675,000 $92,000 $237,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,314 $4,892,185,000 $253,000 $2,550,000 $122,000 $6,000,000
FHA-insured (Federal Housing Administration) 4,088 $802,190,000 $196,000 $676,000 $77,000 $567,000
VA-guaranteed (Veterans Administration) 2,014 $571,423,000 $283,000 $1,056,000 $95,000 $461,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 223 $32,862,000 $147,000 $416,000 $57,000 $190,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17,812 $4,329,126,000 $243,000 $1,895,000 $110,000 $1,779,000
Application Withdrawn By Applicant 3,395 $864,807,000 $254,000 $2,000,000 $120,000 $3,600,000
Application Denied By Financial Institution 2,848 $694,751,000 $243,000 $2,550,000 $109,000 $1,400,000
File Closed For Incompleteness 1,317 $340,274,000 $258,000 $1,725,000 $120,000 $6,000,000
Application Approved But Not Accepted 267 $69,702,000 $261,000 $858,000 $122,000 $531,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 1,032 $278,931,000 $270,000 $2,550,000 $125,000 $1,400,000
Collateral 677 $153,934,000 $227,000 $1,820,000 $115,000 $821,000
Debt-To-Income Ratio 498 $117,234,000 $235,000 $1,400,000 $79,000 $635,000
Credit History 232 $56,289,000 $242,000 $1,750,000 $102,000 $600,000
Other 178 $34,704,000 $194,000 $920,000 $95,000 $500,000
Insufficient Cash (Downpayment, Closing Cost) 94 $25,770,000 $274,000 $1,080,000 $129,000 $1,050,000
Employment History 65 $13,412,000 $206,000 $1,039,000 $69,000 $276,000
Unverifiable Information 46 $10,117,000 $219,000 $1,000,000 $92,000 $241,000
Mortgage Insurance Denied 4 $977,000 $244,000 $404,000 $104,000 $230,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PHH Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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