PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2015
In 2015, PHH Home Loans, LLC of Mt Laurel, NJ reported 25,639 mortgage applications totaling $6.3 billion, up 8% from 2014. The average application was for $245,667, and applicants reported an average income of $111,875. 69% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (3,187), Chicago-Naperville-Arlington Heights, IL (1,908) and Newark, NJ-PA (1,444) (applications in parentheses).
| Mortgage Company & Address | PHH Home Loans, LLC 1 Mortgage Way 2nd Floor Mt Laurel, NJ 08054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 25,639 |
| Total Mortgage Loan Application Amount | $6,298,660,000 |
| Average Mortgage Loan Application Amount | $245,667 |
| Highest Mortgage Loan Application Amount | $2,550,000 |
| Average Applicant Income | $111,875 |
| Highest Applicant Income | $6,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 3,187 | $ 694,400,000 | $ 217,885 | $ 101,946 |
| Chicago-Naperville-Arlington Heights, IL | 1,908 | $ 494,028,000 | $ 258,924 | $ 120,000 |
| Newark, NJ-PA | 1,444 | $ 527,175,000 | $ 365,079 | $ 154,966 |
| New York-Jersey City-White Plains, NY-NJ | 1,260 | $ 398,337,000 | $ 316,140 | $ 134,952 |
| Tampa-St. Petersburg-Clearwater, FL | 979 | $ 180,180,000 | $ 184,044 | $ 92,000 |
| Pittsburgh, PA | 848 | $ 134,236,000 | $ 158,297 | $ 95,000 |
| Baltimore-Columbia-Towson, MD | 779 | $ 220,872,000 | $ 283,532 | $ 113,000 |
| Atlanta-Sandy Springs-Roswell, GA | 690 | $ 154,028,000 | $ 223,228 | $ 102,000 |
| Dallas-Plano-Irving, TX | 672 | $ 154,261,000 | $ 229,555 | $ 111,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 663 | $ 274,885,000 | $ 414,607 | $ 141,241 |
| Phoenix-Mesa-Scottsdale, AZ | 643 | $ 138,306,000 | $ 215,094 | $ 92,000 |
| Denver-Aurora-Lakewood, CO | 640 | $ 183,300,000 | $ 286,406 | $ 113,000 |
| Cincinnati, OH-KY-IN | 499 | $ 81,310,000 | $ 162,945 | $ 90,667 |
| Orlando-Kissimmee-Sanford, FL | 487 | $ 105,079,000 | $ 215,767 | $ 102,000 |
| Fort Worth-Arlington, TX | 476 | $ 97,726,000 | $ 205,306 | $ 103,000 |
| North Port-Sarasota-Bradenton, FL | 474 | $ 79,055,000 | $ 166,782 | $ 91,000 |
| Philadelphia, PA | 460 | $ 107,015,000 | $ 232,641 | $ 99,000 |
| St. Louis, MO-IL | 453 | $ 79,327,000 | $ 175,114 | $ 90,523 |
| Tucson, AZ | 410 | $ 81,535,000 | $ 198,865 | $ 97,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 373 | $ 89,885,000 | $ 240,978 | $ 111,000 |
| Houston-The Woodlands-Sugar Land, TX | 369 | $ 85,282,000 | $ 231,116 | $ 114,000 |
| Nassau County-Suffolk County, NY | 369 | $ 110,910,000 | $ 300,569 | $ 125,000 |
| Montgomery County-Bucks County-Chester County, PA | 312 | $ 85,695,000 | $ 274,663 | $ 120,000 |
| Milwaukee-Waukesha-West Allis, WI | 221 | $ 41,655,000 | $ 188,484 | $ 95,000 |
| Camden, NJ | 218 | $ 50,453,000 | $ 231,435 | $ 112,000 |
| Miami-Miami Beach-Kendall, FL | 212 | $ 51,297,000 | $ 241,966 | $ 111,000 |
| Rochester, MN | 207 | $ 30,158,000 | $ 145,690 | $ 66,000 |
| Lake County-Kenosha County, IL-WI | 199 | $ 72,517,000 | $ 364,407 | $ 158,341 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 198 | $ 45,364,000 | $ 229,111 | $ 122,000 |
| Gary, IN | 166 | $ 26,369,000 | $ 158,849 | $ 79,000 |
| Lakeland-Winter Haven, FL | 153 | $ 17,883,000 | $ 116,882 | $ 65,000 |
| Charlotte-Concord-Gastonia, NC-SC | 144 | $ 37,289,000 | $ 258,951 | $ 118,236 |
| Elgin, IL | 141 | $ 33,378,000 | $ 236,723 | $ 118,000 |
| Harrisburg-Carlisle, PA | 141 | $ 24,199,000 | $ 171,624 | $ 82,000 |
| Austin-Round Rock, TX | 127 | $ 31,985,000 | $ 251,850 | $ 115,000 |
| Silver Spring-Frederick-Rockville, MD | 126 | $ 47,242,000 | $ 374,936 | $ 128,000 |
| Salisbury, MD-DE | 118 | $ 24,117,000 | $ 204,381 | $ 145,711 |
| Seattle-Bellevue-Everett, WA | 114 | $ 52,828,000 | $ 463,403 | $ 164,000 |
| Colorado Springs, CO | 113 | $ 27,631,000 | $ 244,522 | $ 82,000 |
| San Diego-Carlsbad, CA | 109 | $ 48,474,000 | $ 444,715 | $ 142,000 |
| Palm Bay-Melbourne-Titusville, FL | 106 | $ 16,509,000 | $ 155,745 | $ 87,000 |
| Naples-Immokalee-Marco Island, FL | 105 | $ 25,792,000 | $ 245,638 | $ 157,000 |
| Columbus, OH | 102 | $ 20,743,000 | $ 203,362 | $ 109,000 |
| Trenton, NJ | 100 | $ 30,025,000 | $ 300,250 | $ 140,000 |
| Chambersburg-Waynesboro, PA | 96 | $ 15,015,000 | $ 156,406 | $ 62,000 |
| York-Hanover, PA | 96 | $ 16,422,000 | $ 171,062 | $ 78,000 |
| Cambridge-Newton-Framingham, MA | 91 | $ 39,965,000 | $ 439,175 | $ 176,000 |
| Fort Collins, CO | 80 | $ 21,617,000 | $ 270,212 | $ 98,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 75 | $ 14,909,000 | $ 198,786 | $ 86,253 |
| Cape Coral-Fort Myers, FL | 74 | $ 14,095,000 | $ 190,472 | $ 100,000 |
| Lake Havasu City-Kingman, AZ | 74 | $ 11,945,000 | $ 161,418 | $ 100,000 |
| Bridgeport-Stamford-Norwalk, CT | 68 | $ 28,860,000 | $ 424,411 | $ 205,000 |
| St. Cloud, MN | 68 | $ 10,314,000 | $ 151,676 | $ 77,000 |
| Greeley, CO | 66 | $ 15,064,000 | $ 228,242 | $ 80,000 |
| Columbia, SC | 65 | $ 12,153,000 | $ 186,969 | $ 86,000 |
| Lancaster, PA | 58 | $ 9,739,000 | $ 167,913 | $ 77,000 |
| Port St. Lucie, FL | 58 | $ 12,604,000 | $ 217,310 | $ 115,000 |
| Wilmington, DE-MD-NJ | 58 | $ 11,520,000 | $ 198,620 | $ 77,672 |
| Boulder, CO | 57 | $ 19,263,000 | $ 337,947 | $ 135,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 49 | $ 15,953,000 | $ 325,571 | $ 128,000 |
| Charleston-North Charleston, SC | 46 | $ 10,364,000 | $ 225,304 | $ 107,000 |
| Riverside-San Bernardino-Ontario, CA | 44 | $ 13,000,000 | $ 295,454 | $ 117,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 43 | $ 16,786,000 | $ 390,372 | $ 138,837 |
| Raleigh, NC | 43 | $ 13,634,000 | $ 317,069 | $ 137,000 |
| Warren-Troy-Farmington Hills, MI | 43 | $ 11,895,000 | $ 276,627 | $ 138,000 |
| Greensboro-High Point, NC | 39 | $ 10,934,000 | $ 280,358 | $ 144,000 |
| Pensacola-Ferry Pass-Brent, FL | 39 | $ 7,015,000 | $ 179,871 | $ 86,000 |
| Jacksonville, FL | 37 | $ 8,238,000 | $ 222,648 | $ 103,000 |
| Los Angeles-Long Beach-Glendale, CA | 37 | $ 16,010,000 | $ 432,702 | $ 159,000 |
| San Antonio-New Braunfels, TX | 37 | $ 9,681,000 | $ 261,648 | $ 114,000 |
| Oklahoma City, OK | 36 | $ 8,719,000 | $ 242,194 | $ 110,000 |
| Racine, WI | 36 | $ 4,867,000 | $ 135,194 | $ 93,000 |
| Birmingham-Hoover, AL | 35 | $ 8,917,000 | $ 254,771 | $ 122,000 |
| Boston, MA | 35 | $ 19,051,000 | $ 544,314 | $ 220,000 |
| Memphis, TN-MS-AR | 34 | $ 8,080,000 | $ 237,647 | $ 123,352 |
| Anaheim-Santa Ana-Irvine, CA | 33 | $ 17,797,000 | $ 539,303 | $ 169,000 |
| Cleveland-Elyria, OH | 33 | $ 8,452,000 | $ 256,121 | $ 137,000 |
| Greenville-Anderson-Mauldin, SC | 33 | $ 8,889,000 | $ 269,363 | $ 149,000 |
| Kansas City, MO-KS | 31 | $ 8,962,000 | $ 289,096 | $ 134,935 |
| Oakland-Hayward-Berkeley, CA | 31 | $ 19,887,000 | $ 641,516 | $ 195,000 |
| Punta Gorda, FL | 31 | $ 4,149,000 | $ 133,838 | $ 75,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 31 | $ 10,171,000 | $ 328,096 | $ 135,000 |
| Duluth, MN-WI | 30 | $ 4,722,000 | $ 157,400 | $ 87,000 |
| Indianapolis-Carmel-Anderson, IN | 30 | $ 6,946,000 | $ 231,533 | $ 120,000 |
| Peoria, IL | 28 | $ 7,475,000 | $ 266,964 | $ 140,000 |
| Kalamazoo-Portage, MI | 27 | $ 6,541,000 | $ 242,259 | $ 137,000 |
| Prescott, AZ | 26 | $ 4,721,000 | $ 181,576 | $ 76,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 25 | $ 4,029,000 | $ 161,160 | $ 112,000 |
| Albany-Schenectady-Troy, NY | 24 | $ 5,985,000 | $ 249,375 | $ 132,000 |
| Grand Rapids-Wyoming, MI | 24 | $ 6,137,000 | $ 255,708 | $ 119,000 |
| Madison, WI | 23 | $ 6,296,000 | $ 273,739 | $ 131,000 |
| Tulsa, OK | 23 | $ 5,696,000 | $ 247,652 | $ 112,000 |
| Gettysburg, PA | 22 | $ 3,250,000 | $ 147,727 | $ 58,000 |
| Michigan City-La Porte, IN | 22 | $ 2,187,000 | $ 99,409 | $ 71,000 |
| Midland, TX | 22 | $ 5,716,000 | $ 259,818 | $ 110,000 |
| New Haven-Milford, CT | 22 | $ 4,703,000 | $ 213,772 | $ 97,000 |
| Chattanooga, TN-GA | 21 | $ 4,953,000 | $ 235,857 | $ 115,952 |
| Hartford-West Hartford-East Hartford, CT | 21 | $ 6,460,000 | $ 307,619 | $ 134,000 |
| Lexington-Fayette, KY | 21 | $ 4,283,000 | $ 203,952 | $ 103,000 |
| Louisville/Jefferson County, KY-IN | 21 | $ 5,211,000 | $ 248,142 | $ 129,619 |
| Wichita, KS | 21 | $ 5,440,000 | $ 259,047 | $ 156,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 20 | $ 4,867,000 | $ 243,350 | $ 126,000 |
| Ogden-Clearfield, UT | 20 | $ 6,113,000 | $ 305,650 | $ 152,000 |
| Reading, PA | 19 | $ 3,073,000 | $ 161,736 | $ 72,000 |
| Augusta-Richmond County, GA-SC | 18 | $ 3,656,000 | $ 203,111 | $ 109,611 |
| Dutchess County-Putnam County, NY | 18 | $ 4,353,000 | $ 241,833 | $ 112,000 |
| Ann Arbor, MI | 17 | $ 3,907,000 | $ 229,823 | $ 116,000 |
| College Station-Bryan, TX | 17 | $ 2,840,000 | $ 167,058 | $ 79,000 |
| New Orleans-Metairie, LA | 17 | $ 4,556,000 | $ 268,000 | $ 119,000 |
| Dayton, OH | 16 | $ 3,313,000 | $ 207,062 | $ 111,000 |
| Lebanon, PA | 16 | $ 2,666,000 | $ 166,625 | $ 93,000 |
| Rockingham County-Strafford County, NH | 15 | $ 4,856,000 | $ 323,733 | $ 142,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 15 | $ 3,130,000 | $ 208,666 | $ 104,000 |
| Modesto, CA | 14 | $ 4,332,000 | $ 309,428 | $ 142,000 |
| Salt Lake City, UT | 14 | $ 4,811,000 | $ 343,642 | $ 141,000 |
| Sebastian-Vero Beach, FL | 14 | $ 1,972,000 | $ 140,857 | $ 70,000 |
| Tyler, TX | 14 | $ 2,204,000 | $ 157,428 | $ 81,000 |
| Boise City, ID | 13 | $ 3,440,000 | $ 264,615 | $ 128,000 |
| Manchester-Nashua, NH | 13 | $ 3,594,000 | $ 276,461 | $ 131,000 |
| Asheville, NC | 12 | $ 3,569,000 | $ 297,416 | $ 133,000 |
| Detroit-Dearborn-Livonia, MI | 12 | $ 2,354,000 | $ 196,166 | $ 130,000 |
| Durham-Chapel Hill, NC | 12 | $ 3,290,000 | $ 274,166 | $ 143,000 |
| Gainesville, GA | 12 | $ 2,088,000 | $ 174,000 | $ 106,000 |
| Huntsville, AL | 12 | $ 3,152,000 | $ 262,666 | $ 131,000 |
| Kankakee, IL | 12 | $ 1,215,000 | $ 101,250 | $ 169,000 |
| Pueblo, CO | 12 | $ 2,627,000 | $ 218,916 | $ 103,000 |
| Richmond, VA | 12 | $ 3,996,000 | $ 333,000 | $ 150,000 |
| Tacoma-Lakewood, WA | 12 | $ 3,337,000 | $ 278,083 | $ 114,000 |
| Amarillo, TX | 11 | $ 2,504,000 | $ 227,636 | $ 138,000 |
| Beaumont-Port Arthur, TX | 11 | $ 2,467,000 | $ 224,272 | $ 114,000 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 2,994,000 | $ 272,181 | $ 101,000 |
| Providence-Warwick, RI-MA | 11 | $ 3,437,000 | $ 312,454 | $ 141,818 |
| Worcester, MA-CT | 11 | $ 3,448,000 | $ 313,454 | $ 125,000 |
| Bakersfield, CA | 10 | $ 2,293,000 | $ 229,300 | $ 122,000 |
| Cleveland, TN | 10 | $ 2,020,000 | $ 202,000 | $ 99,000 |
| Evansville, IN-KY | 10 | $ 2,199,000 | $ 219,900 | $ 117,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 5,813,000 | $ 581,300 | $ 181,000 |
| Rochester, NY | 10 | $ 1,431,000 | $ 143,100 | $ 88,000 |
| Savannah, GA | 10 | $ 1,805,000 | $ 180,500 | $ 112,000 |
| Toledo, OH | 10 | $ 1,904,000 | $ 190,400 | $ 128,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 9 | $ 1,853,000 | $ 205,888 | $ 121,000 |
| Erie, PA | 9 | $ 1,116,000 | $ 124,000 | $ 97,000 |
| Jackson, MS | 9 | $ 1,976,000 | $ 219,555 | $ 104,000 |
| Knoxville, TN | 9 | $ 1,955,000 | $ 217,222 | $ 154,000 |
| Ocean City, NJ | 9 | $ 2,071,000 | $ 230,111 | $ 216,000 |
| Omaha-Council Bluffs, NE-IA | 9 | $ 1,694,000 | $ 188,222 | $ 81,000 |
| Portland-South Portland, ME | 9 | $ 2,565,000 | $ 285,000 | $ 153,000 |
| Waco, TX | 9 | $ 1,675,000 | $ 186,111 | $ 87,000 |
| Bowling Green, KY | 8 | $ 1,913,000 | $ 239,125 | $ 125,000 |
| Daphne-Fairhope-Foley, AL | 8 | $ 2,027,000 | $ 253,375 | $ 134,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 1,896,000 | $ 237,000 | $ 101,500 |
| Lafayette-West Lafayette, IN | 8 | $ 1,720,000 | $ 215,000 | $ 105,000 |
| Montgomery, AL | 8 | $ 1,430,000 | $ 178,750 | $ 82,000 |
| Owensboro, KY | 8 | $ 1,667,000 | $ 208,375 | $ 104,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 4,171,000 | $ 521,375 | $ 156,000 |
| Springfield, MA | 8 | $ 1,849,000 | $ 231,125 | $ 90,000 |
| Atlantic City-Hammonton, NJ | 7 | $ 1,665,000 | $ 237,857 | $ 94,000 |
| Baton Rouge, LA | 7 | $ 1,984,000 | $ 283,428 | $ 122,000 |
| Gulfport-Biloxi-Pascagoula, MS | 7 | $ 1,991,000 | $ 284,428 | $ 154,000 |
| Macon, GA | 7 | $ 931,000 | $ 133,000 | $ 89,000 |
| Spartanburg, SC | 7 | $ 1,593,000 | $ 227,571 | $ 96,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7 | $ 1,772,000 | $ 253,142 | $ 104,428 |
| Akron, OH | 6 | $ 1,458,000 | $ 243,000 | $ 145,000 |
| Billings, MT | 6 | $ 1,677,000 | $ 279,500 | $ 119,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 1,705,000 | $ 284,166 | $ 122,000 |
| Dover, DE | 6 | $ 1,012,000 | $ 168,666 | $ 81,000 |
| Jackson, MI | 6 | $ 999,000 | $ 166,500 | $ 90,000 |
| Mobile, AL | 6 | $ 1,431,000 | $ 238,500 | $ 125,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,519,000 | $ 253,166 | $ 167,166 |
| Niles-Benton Harbor, MI | 6 | $ 899,000 | $ 149,833 | $ 110,000 |
| Provo-Orem, UT | 6 | $ 1,578,000 | $ 263,000 | $ 109,000 |
| Sierra Vista-Douglas, AZ | 6 | $ 1,158,000 | $ 193,000 | $ 100,000 |
| State College, PA | 6 | $ 1,363,000 | $ 227,166 | $ 119,000 |
| Syracuse, NY | 6 | $ 1,332,000 | $ 222,000 | $ 141,000 |
| Tallahassee, FL | 6 | $ 843,000 | $ 140,500 | $ 160,000 |
| Winston-Salem, NC | 6 | $ 1,532,000 | $ 255,333 | $ 138,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 1,202,000 | $ 200,333 | $ 124,500 |
| Albany, GA | 5 | $ 1,249,000 | $ 249,800 | $ 88,000 |
| Athens-Clarke County, GA | 5 | $ 996,000 | $ 199,200 | $ 99,000 |
| Decatur, IL | 5 | $ 1,159,000 | $ 231,800 | $ 154,000 |
| El Paso, TX | 5 | $ 1,007,000 | $ 201,400 | $ 115,000 |
| Homosassa Springs, FL | 5 | $ 1,116,000 | $ 223,200 | $ 192,000 |
| Rockford, IL | 5 | $ 769,000 | $ 153,800 | $ 92,000 |
| Santa Rosa, CA | 5 | $ 2,065,000 | $ 413,000 | $ 141,000 |
| Sherman-Denison, TX | 5 | $ 858,000 | $ 171,600 | $ 80,000 |
| Stockton-Lodi, CA | 5 | $ 1,219,000 | $ 243,800 | $ 139,000 |
| Wilmington, NC | 5 | $ 1,395,000 | $ 279,000 | $ 132,000 |
| Winchester, VA-WV | 5 | $ 1,103,000 | $ 220,600 | $ 103,000 |
| Albuquerque, NM | 4 | $ 832,000 | $ 208,000 | $ 86,000 |
| Battle Creek, MI | 4 | $ 420,000 | $ 105,000 | $ 89,000 |
| Bellingham, WA | 4 | $ 1,495,000 | $ 373,750 | $ 96,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 915,000 | $ 228,750 | $ 98,000 |
| Brunswick, GA | 4 | $ 844,000 | $ 211,000 | $ 88,000 |
| Burlington-South Burlington, VT | 4 | $ 1,110,000 | $ 277,500 | $ 130,000 |
| East Stroudsburg, PA | 4 | $ 395,000 | $ 98,750 | $ 81,000 |
| Florence, SC | 4 | $ 718,000 | $ 179,500 | $ 94,000 |
| Fort Wayne, IN | 4 | $ 1,164,000 | $ 291,000 | $ 151,000 |
| Harrisonburg, VA | 4 | $ 579,000 | $ 144,750 | $ 82,000 |
| Idaho Falls, ID | 4 | $ 781,000 | $ 195,250 | $ 72,000 |
| Jackson, TN | 4 | $ 862,000 | $ 215,500 | $ 136,000 |
| Johnson City, TN | 4 | $ 831,000 | $ 207,750 | $ 112,000 |
| Kennewick-Richland, WA | 4 | $ 933,000 | $ 233,250 | $ 114,000 |
| Killeen-Temple, TX | 4 | $ 684,000 | $ 171,000 | $ 72,000 |
| Ocala, FL | 4 | $ 651,000 | $ 162,750 | $ 118,000 |
| Olympia-Tumwater, WA | 4 | $ 1,260,000 | $ 315,000 | $ 83,000 |
| Springfield, MO | 4 | $ 723,000 | $ 180,750 | $ 87,000 |
| Topeka, KS | 4 | $ 749,000 | $ 187,250 | $ 113,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,130,000 | $ 282,500 | $ 130,000 |
| Auburn-Opelika, AL | 3 | $ 540,000 | $ 180,000 | $ 108,000 |
| Bloomington, IL | 3 | $ 908,000 | $ 302,666 | $ 131,000 |
| Brownsville-Harlingen, TX | 3 | $ 468,000 | $ 156,000 | $ 105,000 |
| Cedar Rapids, IA | 3 | $ 517,000 | $ 172,333 | $ 105,000 |
| Des Moines-West Des Moines, IA | 3 | $ 781,000 | $ 260,333 | $ 150,000 |
| Eugene, OR | 3 | $ 1,050,000 | $ 350,000 | $ 171,000 |
| Gainesville, FL | 3 | $ 390,000 | $ 130,000 | $ 136,000 |
| Greenville, NC | 3 | $ 905,000 | $ 301,666 | $ 157,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 749,000 | $ 249,666 | $ 116,000 |
| Lafayette, LA | 3 | $ 764,000 | $ 254,666 | $ 81,000 |
| Lima, OH | 3 | $ 466,000 | $ 155,333 | $ 84,000 |
| Longview, TX | 3 | $ 460,000 | $ 153,333 | $ 84,000 |
| Manhattan, KS | 3 | $ 626,000 | $ 208,666 | $ 103,000 |
| Mankato-North Mankato, MN | 3 | $ 612,000 | $ 204,000 | $ 43,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 655,000 | $ 218,333 | $ 82,000 |
| Norwich-New London, CT | 3 | $ 547,000 | $ 182,333 | $ 136,000 |
| Roanoke, VA | 3 | $ 493,000 | $ 164,333 | $ 92,000 |
| San Rafael, CA | 3 | $ 1,738,000 | $ 579,333 | $ 290,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 382,000 | $ 127,333 | $ 72,000 |
| Sumter, SC | 3 | $ 458,000 | $ 152,666 | $ 91,000 |
| Tuscaloosa, AL | 3 | $ 756,000 | $ 252,000 | $ 83,000 |
| Altoona, PA | 2 | $ 278,000 | $ 139,000 | $ 51,000 |
| Appleton, WI | 2 | $ 528,000 | $ 264,000 | $ 122,000 |
| Barnstable Town, MA | 2 | $ 674,000 | $ 337,000 | $ 195,000 |
| Binghamton, NY | 2 | $ 461,000 | $ 230,500 | $ 123,000 |
| Canton-Massillon, OH | 2 | $ 284,000 | $ 142,000 | $ 70,000 |
| Cape Girardeau, MO-IL | 2 | $ 446,000 | $ 223,000 | $ 113,000 |
| Champaign-Urbana, IL | 2 | $ 543,000 | $ 271,500 | $ 165,000 |
| Cheyenne, WY | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Clarksville, TN-KY | 2 | $ 479,000 | $ 239,500 | $ 92,500 |
| Dalton, GA | 2 | $ 496,000 | $ 248,000 | $ 95,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 573,000 | $ 286,500 | $ 101,000 |
| Dothan, AL | 2 | $ 572,000 | $ 286,000 | $ 132,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 263,000 | $ 131,500 | $ 80,000 |
| Elmira, NY | 2 | $ 371,000 | $ 185,500 | $ 98,000 |
| Farmington, NM | 2 | $ 502,000 | $ 251,000 | $ 142,000 |
| Fresno, CA | 2 | $ 595,000 | $ 297,500 | $ 97,000 |
| Green Bay, WI | 2 | $ 158,000 | $ 79,000 | $ 70,000 |
| Hammond, LA | 2 | $ 401,000 | $ 200,500 | $ 90,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 347,000 | $ 173,500 | $ 71,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 441,000 | $ 220,500 | $ 121,000 |
| Jacksonville, NC | 2 | $ 280,000 | $ 140,000 | $ 93,000 |
| Johnstown, PA | 2 | $ 275,000 | $ 137,500 | $ 61,000 |
| Kingston, NY | 2 | $ 415,000 | $ 207,500 | $ 199,000 |
| Lansing-East Lansing, MI | 2 | $ 308,000 | $ 154,000 | $ 93,000 |
| Laredo, TX | 2 | $ 533,000 | $ 266,500 | $ 147,000 |
| Las Cruces, NM | 2 | $ 326,000 | $ 163,000 | $ 76,000 |
| Lawrence, KS | 2 | $ 708,000 | $ 354,000 | $ 152,000 |
| Lewiston, ID-WA | 2 | $ 376,000 | $ 188,000 | $ 101,000 |
| Lewiston-Auburn, ME | 2 | $ 204,000 | $ 102,000 | $ 98,000 |
| Lincoln, NE | 2 | $ 171,000 | $ 85,500 | $ 93,000 |
| Merced, CA | 2 | $ 635,000 | $ 317,500 | $ 93,000 |
| Monroe, MI | 2 | $ 505,000 | $ 252,500 | $ 167,000 |
| Morgantown, WV | 2 | $ 321,000 | $ 160,500 | $ 101,000 |
| Rome, GA | 2 | $ 431,000 | $ 215,500 | $ 92,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 655,000 | $ 327,500 | $ 115,000 |
| Sheboygan, WI | 2 | $ 234,000 | $ 117,000 | $ 103,000 |
| Sioux Falls, SD | 2 | $ 275,000 | $ 137,500 | $ 51,000 |
| Springfield, IL | 2 | $ 325,000 | $ 162,500 | $ 131,000 |
| St. George, UT | 2 | $ 527,000 | $ 263,500 | $ 95,000 |
| The Villages, FL | 2 | $ 345,000 | $ 172,500 | $ 57,000 |
| Victoria, TX | 2 | $ 566,000 | $ 283,000 | $ 144,000 |
| Abilene, TX | 1 | $ 238,000 | $ 238,000 | $ 116,000 |
| Alexandria, LA | 1 | $ 104,000 | $ 104,000 | $ 73,000 |
| Anchorage, AK | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 108,000 | $ 108,000 | $ 98,000 |
| Bangor, ME | 1 | $ 154,000 | $ 154,000 | $ 92,000 |
| Bloomington, IN | 1 | $ 92,000 | $ 92,000 | $ 1,000 |
| Bremerton-Silverdale, WA | 1 | $ 417,000 | $ 417,000 | $ 145,000 |
| California-Lexington Park, MD | 1 | $ 347,000 | $ 347,000 | $ 223,000 |
| Charlottesville, VA | 1 | $ 400,000 | $ 400,000 | $ 138,000 |
| Columbia, MO | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Columbus, GA-AL | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Corpus Christi, TX | 1 | $ 218,000 | $ 218,000 | $ 131,000 |
| Corvallis, OR | 1 | $ 375,000 | $ 375,000 | $ 92,000 |
| Danville, IL | 1 | $ 39,000 | $ 39,000 | $ 34,000 |
| Elkhart-Goshen, IN | 1 | $ 127,000 | $ 127,000 | $ 62,000 |
| Fargo, ND-MN | 1 | $ 365,000 | $ 365,000 | $ 95,000 |
| Fayetteville, NC | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Flagstaff, AZ | 1 | $ 372,000 | $ 372,000 | $ 101,000 |
| Florence-Muscle Shoals, AL | 1 | $ 130,000 | $ 130,000 | $ 89,000 |
| Fond Du Lac, WI | 1 | $ 77,000 | $ 77,000 | $ 85,000 |
| Fort Smith, AR-OK | 1 | $ 417,000 | $ 417,000 | $ 250,000 |
| Gadsden, AL | 1 | $ 155,000 | $ 155,000 | $ 179,000 |
| Glens Falls, NY | 1 | $ 84,000 | $ 84,000 | $ 6,000 |
| Grand Island, NE | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Grand Junction, CO | 1 | $ 264,000 | $ 264,000 | $ 45,000 |
| Hattiesburg, MS | 1 | $ 360,000 | $ 360,000 | $ 132,000 |
| Hot Springs, AR | 1 | $ 137,000 | $ 137,000 | $ 64,000 |
| Houma-Thibodaux, LA | 1 | $ 184,000 | $ 184,000 | $ 135,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 148,000 | $ 148,000 | $ 112,000 |
| Janesville-Beloit, WI | 1 | $ 190,000 | $ 190,000 | $ 100,000 |
| Joplin, MO | 1 | $ 132,000 | $ 132,000 | $ 75,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 225,000 | $ 225,000 | $ 195,000 |
| Lake Charles, LA | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
| Lawton, OK | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Lubbock, TX | 1 | $ 276,000 | $ 276,000 | $ 105,000 |
| Lynchburg, VA | 1 | $ 417,000 | $ 417,000 | $ 185,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 216,000 | $ 216,000 | $ 140,000 |
| Midland, MI | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| Morristown, TN | 1 | $ 186,000 | $ 186,000 | $ 76,000 |
| Muncie, IN | 1 | $ 64,000 | $ 64,000 | $ 70,000 |
| Napa, CA | 1 | $ 388,000 | $ 388,000 | $ 153,000 |
| Odessa, TX | 1 | $ 159,000 | $ 159,000 | $ 115,000 |
| Oshkosh-Neenah, WI | 1 | $ 178,000 | $ 178,000 | $ 94,000 |
| Pittsfield, MA | 1 | $ 257,000 | $ 257,000 | $ 145,000 |
| Pocatello, ID | 1 | $ 230,000 | $ 230,000 | $ 110,000 |
| Rapid City, SD | 1 | $ 235,000 | $ 235,000 | $ 200,000 |
| Saginaw, MI | 1 | $ 259,000 | $ 259,000 | $ 94,000 |
| Salem, OR | 1 | $ 250,000 | $ 250,000 | $ 62,000 |
| San Angelo, TX | 1 | $ 231,000 | $ 231,000 | $ 95,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 1,066,000 | $ 1,066,000 | $ 368,000 |
| Santa Fe, NM | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 417,000 | $ 417,000 | $ 158,000 |
| Shreveport-Bossier City, LA | 1 | $ 288,000 | $ 288,000 | $ 135,000 |
| Spokane-Spokane Valley, WA | 1 | $ 329,000 | $ 329,000 | $ 75,000 |
| Springfield, OH | 1 | $ 126,000 | $ 126,000 | $ 14,000 |
| St. Joseph, MO-KS | 1 | $ 216,000 | $ 216,000 | $ 90,000 |
| Staunton-Waynesboro, VA | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Texarkana, TX-AR | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Utica-Rome, NY | 1 | $ 92,000 | $ 92,000 | $ 55,000 |
| Vineland-Bridgeton, NJ | 1 | $ 221,000 | $ 221,000 | $ 112,000 |
| Visalia-Porterville, CA | 1 | $ 198,000 | $ 198,000 | $ 92,000 |
| Warner Robins, GA | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 320,000 | $ 320,000 | $ 154,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 156,000 | $ 156,000 | $ 94,000 |
| Wenatchee, WA | 1 | $ 224,000 | $ 224,000 | $ 45,000 |
| Wheeling, WV-OH | 1 | $ 156,000 | $ 156,000 | $ 205,000 |
| Yakima, WA | 1 | $ 152,000 | $ 152,000 | $ 63,000 |
| Yuma, AZ | 1 | $ 270,000 | $ 270,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 21,691 | $5,308,955,000 | $244,000 | $2,000,000 | $111,000 | $6,000,000 |
| Refinancing | 3,894 | $978,866,000 | $251,000 | $2,550,000 | $117,000 | $1,779,000 |
| Home Improvement | 54 | $10,839,000 | $200,000 | $780,000 | $94,000 | $270,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,561 | $4,267,534,000 | $243,000 | $2,550,000 | $112,000 | $3,600,000 |
| Not Provided | 4,496 | $1,186,923,000 | $263,000 | $1,432,000 | $119,000 | $1,454,000 |
| Hispanic | 1,418 | $309,311,000 | $218,000 | $1,560,000 | $93,000 | $1,050,000 |
| Asian | 1,083 | $305,582,000 | $282,000 | $1,200,000 | $124,000 | $641,000 |
| Black or African American | 961 | $200,533,000 | $208,000 | $1,060,000 | $98,000 | $6,000,000 |
| American Indian or Alaskan Native | 79 | $18,662,000 | $236,000 | $616,000 | $102,000 | $302,000 |
| Native Hawaiian or Other Pacific Islander | 41 | $10,115,000 | $246,000 | $675,000 | $92,000 | $237,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,314 | $4,892,185,000 | $253,000 | $2,550,000 | $122,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 4,088 | $802,190,000 | $196,000 | $676,000 | $77,000 | $567,000 |
| VA-guaranteed (Veterans Administration) | 2,014 | $571,423,000 | $283,000 | $1,056,000 | $95,000 | $461,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 223 | $32,862,000 | $147,000 | $416,000 | $57,000 | $190,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,812 | $4,329,126,000 | $243,000 | $1,895,000 | $110,000 | $1,779,000 |
| Application Withdrawn By Applicant | 3,395 | $864,807,000 | $254,000 | $2,000,000 | $120,000 | $3,600,000 |
| Application Denied By Financial Institution | 2,848 | $694,751,000 | $243,000 | $2,550,000 | $109,000 | $1,400,000 |
| File Closed For Incompleteness | 1,317 | $340,274,000 | $258,000 | $1,725,000 | $120,000 | $6,000,000 |
| Application Approved But Not Accepted | 267 | $69,702,000 | $261,000 | $858,000 | $122,000 | $531,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,032 | $278,931,000 | $270,000 | $2,550,000 | $125,000 | $1,400,000 |
| Collateral | 677 | $153,934,000 | $227,000 | $1,820,000 | $115,000 | $821,000 |
| Debt-To-Income Ratio | 498 | $117,234,000 | $235,000 | $1,400,000 | $79,000 | $635,000 |
| Credit History | 232 | $56,289,000 | $242,000 | $1,750,000 | $102,000 | $600,000 |
| Other | 178 | $34,704,000 | $194,000 | $920,000 | $95,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 94 | $25,770,000 | $274,000 | $1,080,000 | $129,000 | $1,050,000 |
| Employment History | 65 | $13,412,000 | $206,000 | $1,039,000 | $69,000 | $276,000 |
| Unverifiable Information | 46 | $10,117,000 | $219,000 | $1,000,000 | $92,000 | $241,000 |
| Mortgage Insurance Denied | 4 | $977,000 | $244,000 | $404,000 | $104,000 | $230,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PHH Home Loans, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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