Phh Home Loans, Llc 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Phh Home Loans, Llc 1 Mortgage Way 2Nd Floor Mt Laurel, NJ 08054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 18,295 |
| Total Mortgage Loan Application Amount | $4,979,822,000 |
| Average Mortgage Loan Application Amount | $261,666 |
| Highest Mortgage Loan Application Amount | $2,385,000 |
| Average Applicant Income | $116,333 |
| Highest Applicant Income | $2,546,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Phh Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Phh Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Phh Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Phh Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Phh Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Phh Home Loans, Llc's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,594 | $ 385,483,000 | $ 236,000 | $ 100,000 |
| NEWARK, NJ-PA | 1,024 | $ 381,858,000 | $ 250,000 | $ 144,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 872 | $ 239,244,000 | $ 274,000 | $ 123,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 860 | $ 280,420,000 | $ 344,000 | $ 139,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 779 | $ 168,327,000 | $ 216,000 | $ 94,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 562 | $ 161,674,000 | $ 287,000 | $ 109,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 552 | $ 132,588,000 | $ 240,000 | $ 126,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 528 | $ 230,480,000 | $ 334,250 | $ 122,250 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 433 | $ 178,176,000 | $ 411,000 | $ 148,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 429 | $ 111,744,000 | $ 260,000 | $ 113,000 |
| DALLAS-PLANO-IRVING, TX | 417 | $ 115,885,000 | $ 277,000 | $ 126,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 416 | $ 102,029,000 | $ 245,000 | $ 104,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 372 | $ 79,333,000 | $ 213,000 | $ 103,000 |
| NEW HAVEN-MILFORD, CT | 346 | $ 75,086,000 | $ 217,000 | $ 96,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 326 | $ 137,938,000 | $ 423,000 | $ 163,000 |
| ST. LOUIS, MO-IL | 310 | $ 62,725,000 | $ 253,500 | $ 110,500 |
| FORT WORTH-ARLINGTON, TX | 299 | $ 69,287,000 | $ 231,000 | $ 106,000 |
| BOSTON, MA | 293 | $ 118,307,000 | $ 403,000 | $ 156,000 |
| PITTSBURGH, PA | 291 | $ 48,173,000 | $ 165,000 | $ 93,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 279 | $ 54,526,000 | $ 195,000 | $ 91,000 |
| COLUMBIA, SC | 269 | $ 50,010,000 | $ 185,000 | $ 84,000 |
| PHILADELPHIA, PA | 241 | $ 59,717,000 | $ 247,000 | $ 114,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 232 | $ 61,916,000 | $ 271,000 | $ 114,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 226 | $ 51,092,000 | $ 226,000 | $ 103,000 |
| AUSTIN-ROUND ROCK, TX | 223 | $ 60,585,000 | $ 271,000 | $ 112,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 220 | $ 61,536,000 | $ 279,000 | $ 124,000 |
| TUCSON, AZ | 194 | $ 49,145,000 | $ 253,000 | $ 115,000 |
| TYLER, TX | 182 | $ 31,990,000 | $ 175,000 | $ 89,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 159 | $ 48,750,000 | $ 306,000 | $ 134,000 |
| DENVER-AURORA-LAKEWOOD, CO | 154 | $ 59,584,000 | $ 386,000 | $ 139,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 147 | $ 33,073,000 | $ 224,000 | $ 107,000 |
| SPRINGFIELD, MA | 146 | $ 30,277,000 | $ 207,000 | $ 89,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 142 | $ 38,685,000 | $ 272,000 | $ 130,000 |
| LAKELAND-WINTER HAVEN, FL | 130 | $ 17,815,000 | $ 137,000 | $ 65,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 130 | $ 38,820,000 | $ 298,000 | $ 118,000 |
| CINCINNATI, OH-KY-IN | 128 | $ 28,886,000 | $ 223,000 | $ 104,666 |
| CAMDEN, NJ | 117 | $ 24,630,000 | $ 210,000 | $ 110,000 |
| SALISBURY, MD-DE | 114 | $ 24,111,000 | $ 223,000 | $ 143,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 109 | $ 33,829,000 | $ 310,000 | $ 146,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 102 | $ 31,883,000 | $ 250,500 | $ 120,000 |
| ROCHESTER, MN | 102 | $ 18,463,000 | $ 181,000 | $ 73,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 93 | $ 37,913,000 | $ 407,000 | $ 143,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 91 | $ 17,772,000 | $ 195,000 | $ 94,000 |
| NORWICH-NEW LONDON, CT | 89 | $ 19,618,000 | $ 220,000 | $ 96,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 89 | $ 16,876,000 | $ 189,000 | $ 77,000 |
| COLUMBUS, OH | 82 | $ 16,947,000 | $ 206,000 | $ 119,000 |
| WORCESTER, MA-CT | 82 | $ 21,204,000 | $ 221,000 | $ 78,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 81 | $ 41,486,000 | $ 512,000 | $ 168,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 80 | $ 21,397,000 | $ 267,000 | $ 110,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 77 | $ 13,497,000 | $ 175,000 | $ 83,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 76 | $ 25,345,000 | $ 333,000 | $ 139,000 |
| HARRISBURG-CARLISLE, PA | 75 | $ 16,755,000 | $ 223,000 | $ 124,000 |
| TRENTON, NJ | 74 | $ 21,625,000 | $ 292,000 | $ 148,000 |
| PROVIDENCE-WARWICK, RI-MA | 69 | $ 19,112,000 | $ 272,500 | $ 109,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 67 | $ 19,658,000 | $ 293,000 | $ 129,000 |
| CAPE CORAL-FORT MYERS, FL | 66 | $ 14,705,000 | $ 222,000 | $ 114,000 |
| PORT ST. LUCIE, FL | 56 | $ 11,120,000 | $ 198,000 | $ 92,000 |
| ELGIN, IL | 55 | $ 14,794,000 | $ 268,000 | $ 120,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 51 | $ 11,157,000 | $ 218,000 | $ 100,000 |
| PANAMA CITY, FL | 50 | $ 10,822,000 | $ 216,000 | $ 80,000 |
| PUNTA GORDA, FL | 47 | $ 7,623,000 | $ 162,000 | $ 78,000 |
| SAN DIEGO-CARLSBAD, CA | 45 | $ 23,569,000 | $ 523,000 | $ 159,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 42 | $ 9,755,000 | $ 244,000 | $ 117,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 41 | $ 15,579,000 | $ 340,500 | $ 133,500 |
| KILLEEN-TEMPLE, TX | 40 | $ 7,120,000 | $ 178,000 | $ 79,000 |
| RALEIGH, NC | 36 | $ 12,246,000 | $ 340,000 | $ 186,000 |
| MANCHESTER-NASHUA, NH | 33 | $ 8,358,000 | $ 253,000 | $ 117,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 32 | $ 5,172,000 | $ 161,000 | $ 74,000 |
| MEMPHIS, TN-MS-AR | 32 | $ 10,292,000 | $ 282,000 | $ 144,666 |
| ST. CLOUD, MN | 32 | $ 5,596,000 | $ 174,000 | $ 77,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 31 | $ 13,593,000 | $ 438,000 | $ 149,000 |
| MIDLAND, TX | 31 | $ 8,370,000 | $ 270,000 | $ 123,000 |
| PORTLAND-SOUTH PORTLAND, ME | 31 | $ 8,907,000 | $ 287,000 | $ 119,000 |
| YORK-HANOVER, PA | 30 | $ 7,234,000 | $ 241,000 | $ 118,000 |
| WILMINGTON, DE-MD-NJ | 29 | $ 7,666,000 | $ 223,333 | $ 90,333 |
| KANSAS CITY, MO-KS | 28 | $ 8,860,000 | $ 312,500 | $ 132,000 |
| LONGVIEW, TX | 28 | $ 4,012,000 | $ 143,000 | $ 67,000 |
| JACKSONVILLE, FL | 27 | $ 8,479,000 | $ 314,000 | $ 126,000 |
| OKLAHOMA CITY, OK | 25 | $ 5,613,000 | $ 224,000 | $ 103,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 24 | $ 7,414,000 | $ 308,000 | $ 135,000 |
| SALT LAKE CITY, UT | 24 | $ 7,517,000 | $ 313,000 | $ 113,000 |
| COLORADO SPRINGS, CO | 22 | $ 6,451,000 | $ 293,000 | $ 131,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 22 | $ 5,768,000 | $ 262,000 | $ 133,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 22 | $ 8,292,000 | $ 376,000 | $ 156,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 21 | $ 4,408,000 | $ 209,000 | $ 121,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 20 | $ 4,886,000 | $ 244,000 | $ 133,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 19 | $ 3,595,000 | $ 207,500 | $ 103,500 |
| CORPUS CHRISTI, TX | 19 | $ 3,753,000 | $ 197,000 | $ 96,000 |
| GARY, IN | 18 | $ 3,652,000 | $ 202,000 | $ 94,000 |
| GRAND RAPIDS-WYOMING, MI | 18 | $ 6,652,000 | $ 369,000 | $ 179,000 |
| LEXINGTON-FAYETTE, KY | 18 | $ 4,628,000 | $ 257,000 | $ 125,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 18 | $ 4,920,000 | $ 259,000 | $ 126,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 18 | $ 5,963,000 | $ 293,000 | $ 191,500 |
| CLEVELAND-ELYRIA, OH | 17 | $ 4,690,000 | $ 275,000 | $ 142,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 17 | $ 6,286,000 | $ 369,000 | $ 138,000 |
| TULSA, OK | 17 | $ 4,354,000 | $ 256,000 | $ 134,000 |
| OGDEN-CLEARFIELD, UT | 16 | $ 3,953,000 | $ 247,000 | $ 117,000 |
| RACINE, WI | 15 | $ 2,570,000 | $ 171,000 | $ 112,000 |
| CHATTANOOGA, TN-GA | 14 | $ 3,740,000 | $ 221,000 | $ 104,000 |
| HUNTSVILLE, AL | 14 | $ 3,660,000 | $ 261,000 | $ 138,000 |
| KALAMAZOO-PORTAGE, MI | 14 | $ 4,238,000 | $ 302,000 | $ 177,000 |
| RICHMOND, VA | 14 | $ 4,331,000 | $ 309,000 | $ 129,000 |
| SPARTANBURG, SC | 14 | $ 2,267,000 | $ 161,000 | $ 62,000 |
| GAINESVILLE, GA | 13 | $ 3,065,000 | $ 235,000 | $ 93,000 |
| READING, PA | 13 | $ 2,227,000 | $ 171,000 | $ 90,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 13 | $ 3,830,000 | $ 294,000 | $ 138,000 |
| ALBANY-SCHENECTADY-TROY, NY | 12 | $ 2,905,000 | $ 242,000 | $ 132,000 |
| ANN ARBOR, MI | 12 | $ 3,217,000 | $ 268,000 | $ 127,000 |
| BOISE CITY, ID | 12 | $ 3,139,000 | $ 261,000 | $ 174,000 |
| GREELEY, CO | 12 | $ 3,795,000 | $ 316,000 | $ 138,000 |
| GREENSBORO-HIGH POINT, NC | 12 | $ 3,118,000 | $ 259,000 | $ 151,000 |
| MADISON, WI | 12 | $ 3,788,000 | $ 315,000 | $ 141,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 11 | $ 6,581,000 | $ 598,000 | $ 181,000 |
| BIRMINGHAM-HOOVER, AL | 11 | $ 3,167,000 | $ 287,000 | $ 126,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 11 | $ 2,278,000 | $ 175,500 | $ 78,500 |
| LEBANON, PA | 11 | $ 2,428,000 | $ 220,000 | $ 107,000 |
| NEW ORLEANS-METAIRIE, LA | 11 | $ 4,085,000 | $ 371,000 | $ 144,000 |
| PEORIA, IL | 11 | $ 3,166,000 | $ 287,000 | $ 156,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 11 | $ 3,510,000 | $ 319,000 | $ 102,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 10 | $ 2,904,000 | $ 290,000 | $ 135,000 |
| FORT COLLINS, CO | 10 | $ 3,361,000 | $ 336,000 | $ 170,000 |
| MODESTO, CA | 10 | $ 3,541,000 | $ 354,000 | $ 159,000 |
| WACO, TX | 10 | $ 1,614,000 | $ 161,000 | $ 97,000 |
| AKRON, OH | 9 | $ 2,488,000 | $ 276,000 | $ 172,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 9 | $ 2,560,000 | $ 284,000 | $ 149,000 |
| DULUTH, MN-WI | 9 | $ 1,288,000 | $ 143,000 | $ 122,000 |
| JACKSON, MS | 9 | $ 2,496,000 | $ 277,000 | $ 129,000 |
| KENNEWICK-RICHLAND, WA | 9 | $ 2,425,000 | $ 269,000 | $ 143,000 |
| KNOXVILLE, TN | 9 | $ 2,204,000 | $ 244,000 | $ 122,000 |
| LANCASTER, PA | 9 | $ 2,004,000 | $ 222,000 | $ 97,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 9 | $ 2,266,000 | $ 251,000 | $ 145,000 |
| TOLEDO, OH | 9 | $ 2,144,000 | $ 238,000 | $ 141,000 |
| WINCHESTER, VA-WV | 9 | $ 1,868,000 | $ 207,000 | $ 88,000 |
| BAKERSFIELD, CA | 8 | $ 2,317,000 | $ 289,000 | $ 133,000 |
| BARNSTABLE TOWN, MA | 8 | $ 2,409,000 | $ 301,000 | $ 137,000 |
| BATON ROUGE, LA | 8 | $ 2,186,000 | $ 273,000 | $ 175,000 |
| BEAUMONT-PORT ARTHUR, TX | 8 | $ 1,515,000 | $ 189,000 | $ 107,000 |
| DES MOINES-WEST DES MOINES, IA | 8 | $ 2,208,000 | $ 276,000 | $ 156,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 8 | $ 1,508,000 | $ 188,000 | $ 97,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 7 | $ 1,537,000 | $ 189,000 | $ 104,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 7 | $ 1,933,000 | $ 276,000 | $ 118,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 7 | $ 1,454,000 | $ 207,000 | $ 159,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 7 | $ 1,325,000 | $ 189,000 | $ 104,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 7 | $ 3,913,000 | $ 559,000 | $ 201,000 |
| TACOMA-LAKEWOOD, WA | 7 | $ 2,840,000 | $ 405,000 | $ 111,000 |
| ASHEVILLE, NC | 6 | $ 1,432,000 | $ 238,000 | $ 95,000 |
| BOULDER, CO | 6 | $ 3,128,000 | $ 521,000 | $ 182,000 |
| DURHAM-CHAPEL HILL, NC | 6 | $ 1,684,000 | $ 280,000 | $ 103,000 |
| EVANSVILLE, IN-KY | 6 | $ 1,595,000 | $ 265,000 | $ 144,000 |
| ROCHESTER, NY | 6 | $ 1,387,000 | $ 231,000 | $ 135,000 |
| SHEBOYGAN, WI | 6 | $ 983,000 | $ 163,000 | $ 79,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 5 | $ 1,045,000 | $ 209,000 | $ 117,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 5 | $ 1,447,000 | $ 289,000 | $ 97,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 1,334,000 | $ 266,000 | $ 140,000 |
| DAYTON, OH | 5 | $ 1,654,000 | $ 330,000 | $ 202,000 |
| FLORENCE, SC | 5 | $ 916,000 | $ 183,000 | $ 59,000 |
| GREENVILLE, NC | 5 | $ 1,131,000 | $ 226,000 | $ 166,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 1,450,000 | $ 290,000 | $ 109,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 1,565,000 | $ 313,000 | $ 264,000 |
| LYNCHBURG, VA | 5 | $ 1,057,000 | $ 211,000 | $ 118,000 |
| MOBILE, AL | 5 | $ 847,000 | $ 169,000 | $ 91,000 |
| MONTGOMERY, AL | 5 | $ 1,350,000 | $ 270,000 | $ 149,000 |
| OCEAN CITY, NJ | 5 | $ 1,342,000 | $ 268,000 | $ 148,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 3,193,000 | $ 638,000 | $ 338,000 |
| SHERMAN-DENISON, TX | 5 | $ 1,150,000 | $ 230,000 | $ 94,000 |
| STOCKTON-LODI, CA | 5 | $ 2,393,000 | $ 478,000 | $ 160,000 |
| SUMTER, SC | 5 | $ 994,000 | $ 198,000 | $ 72,000 |
| WARNER ROBINS, GA | 5 | $ 1,075,000 | $ 215,000 | $ 100,000 |
| WICHITA, KS | 5 | $ 1,427,000 | $ 285,000 | $ 146,000 |
| WINSTON-SALEM, NC | 5 | $ 893,000 | $ 178,000 | $ 109,000 |
| AUBURN-OPELIKA, AL | 4 | $ 1,047,000 | $ 261,000 | $ 117,000 |
| BOWLING GREEN, KY | 4 | $ 1,275,000 | $ 318,000 | $ 123,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 1,332,000 | $ 333,000 | $ 106,000 |
| CAPE GIRARDEAU, MO-IL | 4 | $ 974,000 | $ 243,000 | $ 140,000 |
| COLUMBIA, MO | 4 | $ 559,000 | $ 139,000 | $ 70,000 |
| COLUMBUS, GA-AL | 4 | $ 655,000 | $ 163,000 | $ 87,000 |
| COLUMBUS, IN | 4 | $ 988,000 | $ 247,000 | $ 101,000 |
| ENID, OK | 4 | $ 762,000 | $ 190,000 | $ 106,000 |
| FARMINGTON, NM | 4 | $ 902,000 | $ 225,000 | $ 142,000 |
| FORT WAYNE, IN | 4 | $ 1,244,000 | $ 311,000 | $ 107,000 |
| GETTYSBURG, PA | 4 | $ 744,000 | $ 186,000 | $ 67,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 736,000 | $ 168,000 | $ 80,000 |
| IOWA CITY, IA | 4 | $ 1,311,000 | $ 327,000 | $ 130,000 |
| KANKAKEE, IL | 4 | $ 518,000 | $ 129,000 | $ 76,000 |
| LAFAYETTE, LA | 4 | $ 705,000 | $ 176,000 | $ 115,000 |
| LUBBOCK, TX | 4 | $ 724,000 | $ 181,000 | $ 61,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 804,000 | $ 201,000 | $ 62,000 |
| OCALA, FL | 4 | $ 890,000 | $ 222,000 | $ 115,000 |
| OWENSBORO, KY | 4 | $ 1,137,000 | $ 284,000 | $ 111,000 |
| SALEM, OR | 4 | $ 1,340,000 | $ 335,000 | $ 109,000 |
| ALBUQUERQUE, NM | 3 | $ 764,000 | $ 254,000 | $ 94,000 |
| AMARILLO, TX | 3 | $ 632,000 | $ 210,000 | $ 128,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 676,000 | $ 225,000 | $ 71,000 |
| CANTON-MASSILLON, OH | 3 | $ 400,000 | $ 133,000 | $ 100,000 |
| CASPER, WY | 3 | $ 720,000 | $ 240,000 | $ 56,000 |
| CLARKSVILLE, TN-KY | 3 | $ 559,000 | $ 186,000 | $ 126,000 |
| COEUR D'ALENE, ID | 3 | $ 1,171,000 | $ 390,000 | $ 137,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 706,000 | $ 235,000 | $ 96,000 |
| DALTON, GA | 3 | $ 609,000 | $ 203,000 | $ 109,000 |
| DOVER, DE | 3 | $ 699,000 | $ 233,000 | $ 93,000 |
| EAST STROUDSBURG, PA | 3 | $ 311,000 | $ 103,000 | $ 359,000 |
| KINGSTON, NY | 3 | $ 568,000 | $ 189,000 | $ 98,000 |
| LEWISTON-AUBURN, ME | 3 | $ 549,000 | $ 183,000 | $ 68,000 |
| MANKATO-NORTH MANKATO, MN | 3 | $ 457,000 | $ 152,000 | $ 84,000 |
| MORGANTOWN, WV | 3 | $ 620,000 | $ 206,000 | $ 84,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 685,000 | $ 228,000 | $ 908,000 |
| PUEBLO, CO | 3 | $ 623,000 | $ 207,000 | $ 95,000 |
| SAVANNAH, GA | 3 | $ 649,000 | $ 216,000 | $ 141,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 628,000 | $ 205,500 | $ 118,000 |
| TALLAHASSEE, FL | 3 | $ 388,000 | $ 129,000 | $ 109,000 |
| THE VILLAGES, FL | 3 | $ 698,000 | $ 232,000 | $ 113,000 |
| TOPEKA, KS | 3 | $ 318,000 | $ 106,000 | $ 79,000 |
| VICTORIA, TX | 3 | $ 541,000 | $ 180,000 | $ 72,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 299,000 | $ 149,000 | $ 218,000 |
| BATTLE CREEK, MI | 2 | $ 234,000 | $ 117,000 | $ 97,000 |
| BILLINGS, MT | 2 | $ 550,000 | $ 275,000 | $ 77,000 |
| BLOOMINGTON, IN | 2 | $ 536,000 | $ 268,000 | $ 113,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 342,000 | $ 171,000 | $ 100,000 |
| EL PASO, TX | 2 | $ 414,000 | $ 207,000 | $ 103,000 |
| EUGENE, OR | 2 | $ 1,028,000 | $ 514,000 | $ 207,000 |
| FARGO, ND-MN | 2 | $ 386,000 | $ 193,000 | $ 76,500 |
| FRESNO, CA | 2 | $ 714,000 | $ 357,000 | $ 247,000 |
| GAINESVILLE, FL | 2 | $ 469,000 | $ 234,000 | $ 110,000 |
| GRAND ISLAND, NE | 2 | $ 512,000 | $ 256,000 | $ 143,000 |
| HAMMOND, LA | 2 | $ 423,000 | $ 211,000 | $ 95,000 |
| HARRISONBURG, VA | 2 | $ 590,000 | $ 295,000 | $ 129,000 |
| JACKSON, MI | 2 | $ 468,000 | $ 234,000 | $ 123,000 |
| JOHNSON CITY, TN | 2 | $ 356,000 | $ 178,000 | $ 76,000 |
| JONESBORO, AR | 2 | $ 271,000 | $ 135,000 | $ 75,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 518,000 | $ 259,000 | $ 143,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 417,000 | $ 208,500 | $ 88,500 |
| LANSING-EAST LANSING, MI | 2 | $ 493,000 | $ 246,000 | $ 127,000 |
| LIMA, OH | 2 | $ 237,000 | $ 118,000 | $ 79,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 411,000 | $ 205,000 | $ 67,000 |
| MONROE, LA | 2 | $ 183,000 | $ 91,000 | $ 58,000 |
| MUNCIE, IN | 2 | $ 366,000 | $ 183,000 | $ 89,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 508,000 | $ 254,000 | $ 172,000 |
| PROVO-OREM, UT | 2 | $ 832,000 | $ 416,000 | $ 147,000 |
| REDDING, CA | 2 | $ 540,000 | $ 270,000 | $ 107,000 |
| ROANOKE, VA | 2 | $ 288,000 | $ 144,000 | $ 72,000 |
| ROCKFORD, IL | 2 | $ 248,000 | $ 124,000 | $ 86,000 |
| SANTA FE, NM | 2 | $ 499,000 | $ 249,000 | $ 171,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 1,277,000 | $ 638,000 | $ 134,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 298,000 | $ 149,000 | $ 98,000 |
| STATE COLLEGE, PA | 2 | $ 533,000 | $ 266,000 | $ 112,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 543,000 | $ 271,000 | $ 162,000 |
| TERRE HAUTE, IN | 2 | $ 405,000 | $ 202,000 | $ 118,000 |
| TUSCALOOSA, AL | 2 | $ 382,000 | $ 191,000 | $ 95,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 641,000 | $ 320,000 | $ 118,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 169,000 | $ 84,000 | $ 78,000 |
| WICHITA FALLS, TX | 2 | $ 364,000 | $ 182,000 | $ 66,000 |
| WILLIAMSPORT, PA | 2 | $ 465,000 | $ 232,000 | $ 104,000 |
| WILMINGTON, NC | 2 | $ 660,000 | $ 330,000 | $ 203,000 |
| ALBANY, GA | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| BELLINGHAM, WA | 1 | $ 332,000 | $ 332,000 | $ 140,000 |
| BEND-REDMOND, OR | 1 | $ 240,000 | $ 240,000 | $ 289,000 |
| BISMARCK, ND | 1 | $ 248,000 | $ 248,000 | $ 83,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 251,000 | $ 251,000 | $ 275,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 196,000 | $ 196,000 | $ 433,000 |
| CARBONDALE-MARION, IL | 1 | $ 141,000 | $ 141,000 | $ 121,000 |
| CEDAR RAPIDS, IA | 1 | $ 280,000 | $ 280,000 | $ 185,000 |
| CHICO, CA | 1 | $ 330,000 | $ 330,000 | $ 142,000 |
| CUMBERLAND, MD-WV | 1 | $ 264,000 | $ 264,000 | $ 150,000 |
| DECATUR, AL | 1 | $ 391,000 | $ 391,000 | $ 97,000 |
| DOTHAN, AL | 1 | $ 266,000 | $ 266,000 | $ 93,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 328,000 | $ 328,000 | $ 85,000 |
| ELKHART-GOSHEN, IN | 1 | $ 252,000 | $ 252,000 | $ 118,000 |
| FAYETTEVILLE, NC | 1 | $ 314,000 | $ 314,000 | $ 92,000 |
| FLAGSTAFF, AZ | 1 | $ 378,000 | $ 378,000 | $ 120,000 |
| FLINT, MI | 1 | $ 169,000 | $ 169,000 | $ 79,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 132,000 | $ 132,000 | $ 92,000 |
| FOND DU LAC, WI | 1 | $ 68,000 | $ 68,000 | $ 57,000 |
| GADSDEN, AL | 1 | $ 213,000 | $ 213,000 | $ 112,000 |
| GRAND JUNCTION, CO | 1 | $ 550,000 | $ 550,000 | $ 152,000 |
| GREEN BAY, WI | 1 | $ 221,000 | $ 221,000 | $ 95,000 |
| HANFORD-CORCORAN, CA | 1 | $ 306,000 | $ 306,000 | $ 75,000 |
| HINESVILLE, GA | 1 | $ 86,000 | $ 86,000 | $ 162,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 63,000 | $ 63,000 | $ 20,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| IDAHO FALLS, ID | 1 | $ 300,000 | $ 300,000 | $ 452,000 |
| JACKSON, TN | 1 | $ 192,000 | $ 192,000 | $ 65,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 113,000 | $ 113,000 | $ 82,000 |
| JOHNSTOWN, PA | 1 | $ 86,000 | $ 86,000 | $ 62,000 |
| JOPLIN, MO | 1 | $ 124,000 | $ 124,000 | $ 92,000 |
| KOKOMO, IN | 1 | $ 208,000 | $ 208,000 | $ 90,000 |
| LAKE CHARLES, LA | 1 | $ 134,000 | $ 134,000 | $ 80,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 261,000 | $ 261,000 | $ 87,000 |
| LAS CRUCES, NM | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| LINCOLN, NE | 1 | $ 399,000 | $ 399,000 | $ 118,000 |
| MANHATTAN, KS | 1 | $ 243,000 | $ 243,000 | $ 91,000 |
| MANSFIELD, OH | 1 | $ 151,000 | $ 151,000 | $ 128,000 |
| MERCED, CA | 1 | $ 280,000 | $ 280,000 | $ 105,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| MONROE, MI | 1 | $ 158,000 | $ 158,000 | $ 102,000 |
| MORRISTOWN, TN | 1 | $ 182,000 | $ 182,000 | $ 83,000 |
| NEW BERN, NC | 1 | $ 170,000 | $ 170,000 | $ 82,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 71,000 | $ 71,000 | $ 120,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 224,000 | $ 224,000 | $ 93,000 |
| RAPID CITY, SD | 1 | $ 337,000 | $ 337,000 | $ 130,000 |
| ROCKY MOUNT, NC | 1 | $ 304,000 | $ 304,000 | $ 141,000 |
| SALINAS, CA | 1 | $ 413,000 | $ 413,000 | $ 160,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 485,000 | $ 485,000 | $ 129,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 300,000 | $ 300,000 | $ 196,000 |
| SAN RAFAEL, CA | 1 | $ 636,000 | $ 636,000 | $ 131,000 |
| SIOUX FALLS, SD | 1 | $ 262,000 | $ 262,000 | $ 97,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 212,000 | $ 212,000 | $ 129,000 |
| SPRINGFIELD, IL | 1 | $ 206,000 | $ 206,000 | $ 140,000 |
| TEXARKANA, TX-AR | 1 | $ 217,000 | $ 217,000 | $ 103,000 |
| VALDOSTA, GA | 1 | $ 161,000 | $ 161,000 | $ 96,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 342,000 | $ 342,000 | $ 132,000 |
| WAUSAU, WI | 1 | $ 213,000 | $ 213,000 | $ 115,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,472 | $4,503,215,000 | $273,000 | $2,385,000 | $119,000 | $2,200,000 |
| Refinancing | 1,706 | $447,270,000 | $262,000 | $1,808,000 | $124,000 | $2,546,000 |
| Home Improvement | 117 | $29,337,000 | $250,000 | $720,000 | $106,000 | $355,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,184 | $3,299,983,000 | $270,000 | $2,000,000 | $120,000 | $2,200,000 |
| Not Provided | 3,149 | $898,342,000 | $285,000 | $2,100,000 | $126,000 | $2,546,000 |
| Hispanic | 1,168 | $278,240,000 | $238,000 | $1,120,000 | $97,000 | $765,000 |
| Black or African American | 892 | $213,071,000 | $238,000 | $988,000 | $96,000 | $622,000 |
| Asian | 801 | $262,886,000 | $328,000 | $2,385,000 | $136,000 | $643,000 |
| American Indian or Alaskan Native | 67 | $17,353,000 | $259,000 | $800,000 | $114,000 | $296,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $9,947,000 | $292,000 | $752,000 | $124,000 | $290,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,161 | $3,969,466,000 | $280,000 | $2,385,000 | $129,000 | $2,546,000 |
| FHA-insured (Federal Housing Administration) | 2,424 | $511,882,000 | $211,000 | $696,000 | $78,000 | $2,200,000 |
| VA-guaranteed (Veterans Administration) | 1,582 | $476,435,000 | $301,000 | $1,604,000 | $102,000 | $559,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 128 | $22,039,000 | $172,000 | $525,000 | $57,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,821 | $3,438,730,000 | $268,000 | $2,100,000 | $117,000 | $1,758,000 |
| Application Withdrawn By Applicant | 2,829 | $805,979,000 | $284,000 | $2,000,000 | $126,000 | $2,546,000 |
| Application Denied By Financial Institution | 2,064 | $568,145,000 | $275,000 | $2,385,000 | $120,000 | $2,200,000 |
| Application Approved But Not Accepted | 398 | $116,333,000 | $292,000 | $1,771,000 | $130,000 | $1,106,000 |
| File Closed For Incompleteness | 183 | $50,635,000 | $276,000 | $1,067,000 | $124,000 | $432,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 885 | $263,442,000 | $297,000 | $2,385,000 | $140,000 | $2,200,000 |
| Collateral | 437 | $109,982,000 | $251,000 | $1,300,000 | $127,000 | $625,000 |
| Debt-To-Income Ratio | 360 | $97,969,000 | $272,000 | $1,670,000 | $80,000 | $559,000 |
| Credit History | 140 | $34,121,000 | $243,000 | $1,041,000 | $102,000 | $590,000 |
| Other | 113 | $25,783,000 | $228,000 | $1,112,000 | $102,000 | $481,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $17,029,000 | $333,000 | $930,000 | $136,000 | $470,000 |
| Employment History | 50 | $11,916,000 | $238,000 | $1,600,000 | $76,000 | $350,000 |
| Unverifiable Information | 27 | $7,594,000 | $281,000 | $1,808,000 | $85,000 | $388,000 |
| Mortgage Insurance Denied | 1 | $309,000 | $309,000 | $309,000 | $56,000 | $56,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Phh Home Loans, Llc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Phh Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.