PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2017

In 2017, PHH Home Loans, LLC of Mt Laurel, NJ reported 18,295 mortgage applications totaling $5.0 billion, down 25% from 2016. The average application was for $272,195, and applicants reported an average income of $119,383. 70% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,594), Newark, NJ-PA (1,024) and Chicago-Naperville-Arlington Heights, IL (872) (applications in parentheses).

Mortgage Company & Address PHH Home Loans, LLC
1 Mortgage Way 2nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 18,295
Total Mortgage Loan Application Amount $4,979,822,000
Average Mortgage Loan Application Amount $272,195
Highest Mortgage Loan Application Amount $2,385,000
Average Applicant Income $119,383
Highest Applicant Income $2,546,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PHH Home Loans, LLC by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 593 $ 166,351,000 $ 280,524 $ 127,000
Hennepin, Minnesota 578 $ 151,734,000 $ 262,515 $ 116,000
Hillsborough, Florida 378 $ 89,362,000 $ 236,407 $ 97,000
New Haven, Connecticut 346 $ 75,086,000 $ 217,011 $ 96,000
Fairfield, Connecticut 326 $ 137,938,000 $ 423,122 $ 163,000
Union, New Jersey 305 $ 126,138,000 $ 413,567 $ 176,000
Middlesex, Massachusetts 303 $ 131,672,000 $ 434,561 $ 157,000
Pinellas, Florida 297 $ 59,138,000 $ 199,117 $ 95,000
Harris, Texas 296 $ 72,883,000 $ 246,226 $ 127,000
Ramsey, Minnesota 251 $ 54,760,000 $ 218,167 $ 102,000
Tarrant, Texas 251 $ 57,341,000 $ 228,450 $ 105,000
Dakota, Minnesota 243 $ 55,671,000 $ 229,098 $ 97,000
Bergen, New Jersey 243 $ 90,921,000 $ 374,160 $ 147,000
Morris, New Jersey 240 $ 94,379,000 $ 393,245 $ 182,000
Orange, Florida 235 $ 59,475,000 $ 253,085 $ 107,000
Sarasota, Florida 231 $ 48,579,000 $ 210,298 $ 106,000
Hartford, Connecticut 207 $ 37,653,000 $ 181,898 $ 84,000
Monmouth, New Jersey 206 $ 65,890,000 $ 319,854 $ 145,000
Essex, New Jersey 203 $ 79,835,000 $ 393,275 $ 175,000
Fairfax, Virginia 201 $ 94,287,000 $ 469,089 $ 158,000
Pima, Arizona 194 $ 49,145,000 $ 253,324 $ 115,000
Smith, Texas 182 $ 31,990,000 $ 175,769 $ 89,000
Allegheny, Pennsylvania 181 $ 29,734,000 $ 164,276 $ 97,000
Philadelphia, Pennsylvania 172 $ 43,508,000 $ 252,953 $ 117,000
DuPage, Illinois 168 $ 45,954,000 $ 273,535 $ 120,000
Middlesex, New Jersey 163 $ 49,130,000 $ 301,411 $ 126,000
Broward, Florida 159 $ 48,750,000 $ 306,603 $ 134,000
Baltimore, Maryland 156 $ 37,552,000 $ 240,717 $ 94,000
Washington, Minnesota 154 $ 37,577,000 $ 244,006 $ 99,000
St. Louis, Missouri 148 $ 30,392,000 $ 205,351 $ 93,000
Dallas, Texas 145 $ 38,177,000 $ 263,289 $ 121,000
Palm Beach, Florida 142 $ 38,685,000 $ 272,429 $ 130,000
Manatee, Florida 141 $ 30,754,000 $ 218,113 $ 98,000
Anne Arundel, Maryland 136 $ 46,779,000 $ 343,963 $ 122,000
Somerset, New Jersey 134 $ 45,849,000 $ 342,156 $ 147,000
Polk, Florida 130 $ 17,815,000 $ 137,038 $ 65,000
Essex, Massachusetts 130 $ 46,504,000 $ 357,723 $ 125,000
Hampden, Massachusetts 130 $ 26,279,000 $ 202,146 $ 87,000
Anoka, Minnesota 129 $ 27,661,000 $ 214,426 $ 90,000
Richland, South Carolina 127 $ 24,417,000 $ 192,259 $ 87,000
Bexar, Texas 127 $ 27,348,000 $ 215,338 $ 94,000
Montgomery, Pennsylvania 124 $ 32,006,000 $ 258,112 $ 110,000
Seminole, Florida 118 $ 30,468,000 $ 258,203 $ 107,000
Norfolk, Massachusetts 118 $ 51,863,000 $ 439,516 $ 169,000
Lexington, South Carolina 117 $ 20,953,000 $ 179,085 $ 84,000
Suffolk, New York 113 $ 32,520,000 $ 287,787 $ 113,000
Plymouth, Massachusetts 111 $ 36,998,000 $ 333,315 $ 120,000
Denton, Texas 111 $ 32,941,000 $ 296,765 $ 135,000
Passaic, New Jersey 110 $ 30,282,000 $ 275,290 $ 121,000
Miami-Dade, Florida 109 $ 33,829,000 $ 310,357 $ 146,000
Collin, Texas 108 $ 33,022,000 $ 305,759 $ 134,000
St. Charles, Missouri 101 $ 22,499,000 $ 222,762 $ 98,000
Cobb, Georgia 98 $ 24,847,000 $ 253,540 $ 105,000
Pasco, Florida 94 $ 18,577,000 $ 197,627 $ 83,000
Lake, Illinois 94 $ 30,455,000 $ 323,989 $ 158,000
Olmsted, Minnesota 94 $ 17,149,000 $ 182,436 $ 73,000
Williamson, Texas 90 $ 22,893,000 $ 254,366 $ 110,000
New London, Connecticut 89 $ 19,618,000 $ 220,426 $ 96,000
Brevard, Florida 89 $ 16,876,000 $ 189,617 $ 77,000
Mecklenburg, North Carolina 88 $ 23,839,000 $ 270,897 $ 120,000
Travis, Texas 86 $ 27,077,000 $ 314,848 $ 122,000
Volusia, Florida 85 $ 16,534,000 $ 194,517 $ 94,000
Fort Bend, Texas 84 $ 21,993,000 $ 261,821 $ 127,000
Hunterdon, New Jersey 82 $ 21,880,000 $ 266,829 $ 123,000
Fulton, Georgia 80 $ 24,103,000 $ 301,287 $ 120,000
Montgomery, Maryland 78 $ 32,801,000 $ 420,525 $ 147,000
Worcester, Massachusetts 78 $ 20,481,000 $ 262,576 $ 101,000
Litchfield, Connecticut 77 $ 15,757,000 $ 204,636 $ 84,000
Maricopa, Arizona 75 $ 25,216,000 $ 336,213 $ 140,000
District of Columbia, District Of Columbia 75 $ 36,415,000 $ 485,533 $ 162,000
Howard, Maryland 75 $ 29,794,000 $ 397,253 $ 148,000
Mercer, New Jersey 74 $ 21,625,000 $ 292,229 $ 148,000
Chester, Pennsylvania 74 $ 23,581,000 $ 318,662 $ 150,000
Will, Illinois 73 $ 17,619,000 $ 241,356 $ 101,000
Harford, Maryland 70 $ 16,813,000 $ 240,185 $ 86,000
Delaware, Pennsylvania 69 $ 16,209,000 $ 234,913 $ 107,000
Montgomery, Texas 69 $ 16,709,000 $ 242,159 $ 113,000
Brazoria, Texas 68 $ 12,765,000 $ 187,720 $ 128,000
Collier, Florida 67 $ 19,658,000 $ 293,402 $ 129,000
Lee, Florida 66 $ 14,705,000 $ 222,803 $ 114,000
Carver, Minnesota 65 $ 19,357,000 $ 297,800 $ 115,000
Milwaukee, Wisconsin 65 $ 11,946,000 $ 183,784 $ 98,000
Suffolk, Massachusetts 64 $ 29,446,000 $ 460,093 $ 194,000
Loudoun, Virginia 60 $ 28,143,000 $ 469,050 $ 160,000
Worcester, Maryland 59 $ 11,894,000 $ 201,593 $ 165,000
Middlesex, Connecticut 58 $ 14,402,000 $ 248,310 $ 120,000
Baltimore City, Maryland 58 $ 11,117,000 $ 191,672 $ 92,000
Sussex, New Jersey 58 $ 13,522,000 $ 233,137 $ 106,000
Hamilton, Ohio 58 $ 12,334,000 $ 212,655 $ 110,000
Douglas, Colorado 57 $ 24,272,000 $ 425,824 $ 149,000
Carroll, Maryland 55 $ 16,068,000 $ 292,145 $ 100,000
Scott, Minnesota 55 $ 13,443,000 $ 244,418 $ 90,000
Camden, New Jersey 55 $ 11,226,000 $ 204,109 $ 125,000
Westmoreland, Pennsylvania 55 $ 8,401,000 $ 152,745 $ 86,000
King, Washington 54 $ 28,628,000 $ 530,148 $ 172,000
Kane, Illinois 53 $ 14,473,000 $ 273,075 $ 122,000
Ocean, New Jersey 53 $ 14,173,000 $ 267,415 $ 175,000
Cherokee, Georgia 52 $ 14,341,000 $ 275,788 $ 138,000
Bay, Florida 48 $ 10,233,000 $ 213,187 $ 79,000
Forsyth, Georgia 48 $ 14,848,000 $ 309,333 $ 116,000
Charlotte, Florida 47 $ 7,623,000 $ 162,191 $ 78,000
Prince William, Virginia 47 $ 16,221,000 $ 345,127 $ 121,000
San Diego, California 45 $ 23,569,000 $ 523,755 $ 159,000
Escambia, Florida 45 $ 7,599,000 $ 168,866 $ 90,000
Wright, Minnesota 45 $ 9,235,000 $ 205,222 $ 83,000
York, South Carolina 45 $ 12,402,000 $ 275,600 $ 109,000
Arapahoe, Colorado 44 $ 16,226,000 $ 368,772 $ 134,000
Franklin, Ohio 44 $ 7,610,000 $ 172,954 $ 111,000
Hays, Texas 44 $ 10,080,000 $ 229,090 $ 97,000
Bristol, Massachusetts 43 $ 12,415,000 $ 288,720 $ 110,000
Burlington, New Jersey 42 $ 9,510,000 $ 226,428 $ 96,000
Cumberland, Pennsylvania 42 $ 8,707,000 $ 207,309 $ 106,000
Gwinnett, Georgia 41 $ 8,759,000 $ 213,634 $ 111,000
Waukesha, Wisconsin 41 $ 11,275,000 $ 275,000 $ 118,000
Alexandria, Virginia 39 $ 19,048,000 $ 488,410 $ 193,000
Osceola, Florida 38 $ 6,985,000 $ 183,815 $ 84,000
Prince George's, Maryland 38 $ 11,400,000 $ 300,000 $ 108,000
Sussex, Delaware 37 $ 9,538,000 $ 257,783 $ 148,000
Union, North Carolina 36 $ 9,936,000 $ 276,000 $ 119,000
Guadalupe, Texas 35 $ 8,192,000 $ 234,057 $ 112,000
Belknap, New Hampshire 34 $ 6,943,000 $ 204,205 $ 106,000
DeKalb, Georgia 33 $ 8,055,000 $ 244,090 $ 110,000
Hillsborough, New Hampshire 33 $ 8,358,000 $ 253,272 $ 117,000
Charleston, South Carolina 33 $ 11,663,000 $ 353,424 $ 139,000
Santa Rosa, Florida 32 $ 5,898,000 $ 184,312 $ 73,000
Warren, New Jersey 32 $ 7,076,000 $ 221,125 $ 102,000
Franklin, Pennsylvania 32 $ 5,172,000 $ 161,625 $ 74,000
Los Angeles, California 31 $ 13,593,000 $ 438,483 $ 149,000
St. Lucie, Florida 31 $ 5,477,000 $ 176,677 $ 86,000
Wake, North Carolina 31 $ 10,907,000 $ 351,838 $ 145,000
Dauphin, Pennsylvania 31 $ 7,781,000 $ 251,000 $ 154,000
Midland, Texas 31 $ 8,370,000 $ 270,000 $ 123,000
Arlington, Virginia 31 $ 13,299,000 $ 429,000 $ 144,000
Ozaukee, Wisconsin 31 $ 7,958,000 $ 256,709 $ 117,000
York, Pennsylvania 30 $ 7,234,000 $ 241,133 $ 118,000
Berkeley, South Carolina 30 $ 5,872,000 $ 195,733 $ 92,000
Hudson, New Jersey 28 $ 9,206,000 $ 328,785 $ 133,000
Ellis, Texas 28 $ 5,594,000 $ 199,785 $ 96,000
Stearns, Minnesota 27 $ 4,854,000 $ 179,777 $ 78,000
Comal, Texas 27 $ 7,163,000 $ 265,296 $ 126,000
Snohomish, Washington 27 $ 12,858,000 $ 476,222 $ 159,000
Lake, Florida 25 $ 5,101,000 $ 204,040 $ 83,000
Martin, Florida 25 $ 5,643,000 $ 225,720 $ 100,000
Westchester, New York 25 $ 8,835,000 $ 353,400 $ 141,000
Greenville, South Carolina 25 $ 5,595,000 $ 223,800 $ 91,000
Bell, Texas 25 $ 4,746,000 $ 189,840 $ 85,000
New Castle, Delaware 23 $ 6,286,000 $ 273,304 $ 103,000
Cumberland, Maine 23 $ 6,707,000 $ 291,608 $ 123,000
Jefferson, Missouri 23 $ 3,788,000 $ 164,695 $ 70,000
Delaware, Ohio 23 $ 6,458,000 $ 280,782 $ 143,000
El Paso, Colorado 22 $ 6,451,000 $ 293,227 $ 131,000
St. Louis City, Missouri 22 $ 2,993,000 $ 136,045 $ 80,000
Bucks, Pennsylvania 22 $ 5,949,000 $ 270,409 $ 119,000
Shelby, Tennessee 22 $ 7,708,000 $ 350,363 $ 225,000
Johnson, Texas 22 $ 4,061,000 $ 184,590 $ 97,000
Salt Lake, Utah 22 $ 7,113,000 $ 323,318 $ 117,000
St. Croix, Wisconsin 22 $ 5,132,000 $ 233,272 $ 98,000
Chisago, Minnesota 21 $ 4,854,000 $ 231,142 $ 104,000
McHenry, Illinois 20 $ 5,113,000 $ 255,650 $ 133,000
Gloucester, New Jersey 20 $ 3,894,000 $ 194,700 $ 98,000
Butler, Pennsylvania 20 $ 4,120,000 $ 206,000 $ 113,000
Parker, Texas 20 $ 6,521,000 $ 326,050 $ 136,000
Warren, Ohio 19 $ 5,179,000 $ 272,578 $ 137,000
Kershaw, South Carolina 19 $ 3,539,000 $ 186,263 $ 74,000
Oklahoma, Oklahoma 18 $ 4,425,000 $ 245,833 $ 114,000
Washington, Oregon 18 $ 6,924,000 $ 384,666 $ 148,000
Beaver, Pennsylvania 18 $ 2,356,000 $ 130,888 $ 60,000
Anderson, South Carolina 18 $ 4,047,000 $ 224,833 $ 124,000
Galveston, Texas 18 $ 4,288,000 $ 238,222 $ 175,000
Kendall, Illinois 17 $ 4,094,000 $ 240,823 $ 94,000
Wicomico, Maryland 17 $ 2,589,000 $ 152,294 $ 52,000
Nassau, New York 17 $ 6,300,000 $ 370,588 $ 149,000
Cabarrus, North Carolina 17 $ 4,384,000 $ 257,882 $ 106,000
Dorchester, South Carolina 17 $ 3,862,000 $ 227,176 $ 86,000
Rockwall, Texas 17 $ 4,332,000 $ 254,823 $ 119,000
Riverside, California 16 $ 6,095,000 $ 380,937 $ 161,000
Jefferson, Colorado 16 $ 5,539,000 $ 346,187 $ 119,000
Hampshire, Massachusetts 16 $ 3,998,000 $ 249,875 $ 103,000
Clermont, Ohio 16 $ 3,735,000 $ 233,437 $ 130,000
Washington, Pennsylvania 16 $ 3,449,000 $ 215,562 $ 92,000
Benton, Arkansas 15 $ 4,007,000 $ 267,133 $ 126,000
Okaloosa, Florida 15 $ 3,281,000 $ 218,733 $ 112,000
Paulding, Georgia 15 $ 2,782,000 $ 185,466 $ 85,000
Johnson, Kansas 15 $ 5,420,000 $ 361,333 $ 144,000
Frederick, Maryland 15 $ 5,112,000 $ 340,800 $ 124,000
Kent, Michigan 15 $ 5,988,000 $ 399,200 $ 188,000
Goodhue, Minnesota 15 $ 2,846,000 $ 189,733 $ 98,000
Butler, Ohio 15 $ 3,490,000 $ 232,666 $ 109,000
Racine, Wisconsin 15 $ 2,570,000 $ 171,333 $ 112,000
Tolland, Connecticut 14 $ 2,471,000 $ 176,500 $ 67,000
St. Johns, Florida 14 $ 5,171,000 $ 369,357 $ 150,000
Sherburne, Minnesota 14 $ 3,153,000 $ 225,214 $ 90,000
Rockingham, New Hampshire 14 $ 5,623,000 $ 401,642 $ 147,000
Tulsa, Oklahoma 14 $ 3,767,000 $ 269,071 $ 146,000
Lancaster, South Carolina 14 $ 4,221,000 $ 301,500 $ 117,000
Spartanburg, South Carolina 14 $ 2,267,000 $ 161,928 $ 62,000
Nueces, Texas 14 $ 3,033,000 $ 216,642 $ 96,000
Hall, Georgia 13 $ 3,065,000 $ 235,769 $ 93,000
Rice, Minnesota 13 $ 2,564,000 $ 197,230 $ 75,000
Rockland, New York 13 $ 3,234,000 $ 248,769 $ 115,000
Multnomah, Oregon 13 $ 5,347,000 $ 411,307 $ 178,000
Berks, Pennsylvania 13 $ 2,227,000 $ 171,307 $ 90,000
Aiken, South Carolina 13 $ 2,104,000 $ 161,846 $ 79,000
Henderson, Texas 13 $ 2,524,000 $ 194,153 $ 84,000
Adams, Colorado 12 $ 3,840,000 $ 320,000 $ 110,000
Denver, Colorado 12 $ 4,394,000 $ 366,166 $ 151,000
Weld, Colorado 12 $ 3,795,000 $ 316,250 $ 138,000
Queen Anne's, Maryland 12 $ 3,551,000 $ 295,916 $ 149,000
Kalamazoo, Michigan 12 $ 3,725,000 $ 310,416 $ 178,000
Washtenaw, Michigan 12 $ 3,217,000 $ 268,083 $ 127,000
Guilford, North Carolina 12 $ 3,118,000 $ 259,833 $ 151,000
Hamilton, Tennessee 12 $ 3,426,000 $ 285,500 $ 150,000
Orange, California 11 $ 6,581,000 $ 598,272 $ 181,000
Fayette, Georgia 11 $ 3,678,000 $ 334,363 $ 137,000
Ada, Idaho 11 $ 2,813,000 $ 255,727 $ 183,000
Lake, Indiana 11 $ 2,139,000 $ 194,454 $ 93,000
Merrimack, New Hampshire 11 $ 1,527,000 $ 138,818 $ 84,000
Lebanon, Pennsylvania 11 $ 2,428,000 $ 220,727 $ 107,000
Gregg, Texas 11 $ 1,601,000 $ 145,545 $ 54,000
Wilson, Texas 11 $ 2,890,000 $ 262,727 $ 109,000
Chesterfield, Virginia 11 $ 3,609,000 $ 328,090 $ 141,000
Baldwin, Alabama 10 $ 2,904,000 $ 290,400 $ 135,000
Stanislaus, California 10 $ 3,541,000 $ 354,100 $ 159,000
Broomfield, Colorado 10 $ 4,143,000 $ 414,300 $ 153,000
Larimer, Colorado 10 $ 3,361,000 $ 336,100 $ 170,000
Hernando, Florida 10 $ 1,250,000 $ 125,000 $ 61,000
Hamilton, Indiana 10 $ 2,452,000 $ 245,200 $ 111,000
Fayette, Kentucky 10 $ 2,309,000 $ 230,900 $ 132,000
Jefferson, Kentucky 10 $ 2,549,000 $ 254,900 $ 127,000
Isanti, Minnesota 10 $ 1,789,000 $ 178,900 $ 57,000
Iredell, North Carolina 10 $ 2,823,000 $ 282,300 $ 136,000
Rowan, North Carolina 10 $ 1,653,000 $ 165,300 $ 103,000
Coryell, Texas 10 $ 1,358,000 $ 135,800 $ 69,000
Rusk, Texas 10 $ 1,297,000 $ 129,700 $ 72,000
Weber, Utah 10 $ 2,353,000 $ 235,300 $ 121,000
Stafford, Virginia 10 $ 3,665,000 $ 366,500 $ 111,000
Berkeley, West Virginia 10 $ 2,141,000 $ 214,100 $ 113,000
Dane, Wisconsin 10 $ 3,327,000 $ 332,700 $ 152,000
Washington, Wisconsin 10 $ 1,894,000 $ 189,400 $ 86,000
Madison, Alabama 9 $ 2,177,000 $ 241,888 $ 129,000
Duval, Florida 9 $ 2,230,000 $ 247,777 $ 102,000
Douglas, Georgia 9 $ 1,506,000 $ 167,333 $ 83,000
Peoria, Illinois 9 $ 2,689,000 $ 298,777 $ 158,000
Wayne, Michigan 9 $ 2,560,000 $ 284,444 $ 149,000
DeSoto, Mississippi 9 $ 2,349,000 $ 261,000 $ 132,000
Carroll, New Hampshire 9 $ 2,691,000 $ 299,000 $ 114,000
Cuyahoga, Ohio 9 $ 2,237,000 $ 248,555 $ 143,000
Lancaster, Pennsylvania 9 $ 2,004,000 $ 222,666 $ 97,000
Providence, Rhode Island 9 $ 1,763,000 $ 195,888 $ 92,000
Chambers, Texas 9 $ 1,843,000 $ 204,777 $ 81,000
Kendall, Texas 9 $ 1,960,000 $ 217,777 $ 94,000
McLennan, Texas 9 $ 1,533,000 $ 170,333 $ 104,000
Medina, Texas 9 $ 1,933,000 $ 214,777 $ 120,000
Chesapeake, Virginia 9 $ 3,030,000 $ 336,666 $ 247,000
Frederick, Virginia 9 $ 1,868,000 $ 207,555 $ 88,000
Kern, California 8 $ 2,317,000 $ 289,625 $ 133,000
Dawson, Georgia 8 $ 1,741,000 $ 217,625 $ 94,000
Boone, Kentucky 8 $ 1,764,000 $ 220,500 $ 102,000
Barnstable, Massachusetts 8 $ 2,409,000 $ 301,125 $ 137,000
Oakland, Michigan 8 $ 2,121,000 $ 265,125 $ 140,000
St. Louis, Minnesota 8 $ 1,180,000 $ 147,500 $ 117,000
Orange, New York 8 $ 2,256,000 $ 282,000 $ 109,000
Fairfield, Ohio 8 $ 1,284,000 $ 160,500 $ 83,000
Summit, Ohio 8 $ 2,064,000 $ 258,000 $ 149,000
Kent, Rhode Island 8 $ 2,228,000 $ 278,500 $ 113,000
Cherokee, Texas 8 $ 1,921,000 $ 240,125 $ 174,000
Benton, Washington 8 $ 2,237,000 $ 279,625 $ 148,000
Kenosha, Wisconsin 8 $ 1,428,000 $ 178,500 $ 82,000
Jefferson, Alabama 7 $ 1,957,000 $ 279,571 $ 123,000
Washington, Arkansas 7 $ 1,761,000 $ 251,571 $ 149,000
Sacramento, California 7 $ 2,141,000 $ 305,857 $ 91,000
Bartow, Georgia 7 $ 1,918,000 $ 274,000 $ 110,000
Porter, Indiana 7 $ 1,513,000 $ 216,142 $ 97,000
Scott, Kentucky 7 $ 1,931,000 $ 275,857 $ 109,000
York, Maine 7 $ 1,915,000 $ 273,571 $ 109,000
Gaston, North Carolina 7 $ 1,241,000 $ 177,285 $ 101,000
Davidson, Tennessee 7 $ 1,988,000 $ 284,000 $ 138,000
Knox, Tennessee 7 $ 1,797,000 $ 256,714 $ 107,000
Hardin, Texas 7 $ 1,425,000 $ 203,571 $ 109,000
Upshur, Texas 7 $ 1,114,000 $ 159,142 $ 82,000
Pierce, Washington 7 $ 2,840,000 $ 405,714 $ 111,000
San Bernardino, California 6 $ 2,197,000 $ 366,166 $ 144,000
Boulder, Colorado 6 $ 3,128,000 $ 521,333 $ 182,000
Flagler, Florida 6 $ 1,238,000 $ 206,333 $ 92,000
Walton, Florida 6 $ 1,127,000 $ 187,833 $ 146,000
Jackson, Georgia 6 $ 1,733,000 $ 288,833 $ 82,000
Tippecanoe, Indiana 6 $ 1,132,000 $ 188,666 $ 126,000
Scott, Iowa 6 $ 1,390,000 $ 231,666 $ 108,000
Calvert, Maryland 6 $ 2,134,000 $ 355,666 $ 110,000
Franklin, Missouri 6 $ 843,000 $ 140,500 $ 59,000
Lincoln, Missouri 6 $ 1,112,000 $ 185,333 $ 61,000
Eddy, New Mexico 6 $ 1,333,000 $ 222,166 $ 152,000
Grant, New Mexico 6 $ 1,202,000 $ 200,333 $ 105,000
Saratoga, New York 6 $ 1,480,000 $ 246,666 $ 132,000
Northampton, Pennsylvania 6 $ 1,612,000 $ 268,666 $ 122,000
Washington, Rhode Island 6 $ 1,752,000 $ 292,000 $ 102,000
Laurens, South Carolina 6 $ 1,068,000 $ 178,000 $ 67,000
Williamson, Tennessee 6 $ 2,181,000 $ 363,500 $ 152,000
Bandera, Texas 6 $ 1,229,000 $ 204,833 $ 126,000
Kaufman, Texas 6 $ 1,447,000 $ 241,166 $ 92,000
Sheboygan, Wisconsin 6 $ 983,000 $ 163,833 $ 79,000
Limestone, Alabama 5 $ 1,483,000 $ 296,600 $ 154,000
Mobile, Alabama 5 $ 847,000 $ 169,400 $ 91,000
Contra Costa, California 5 $ 2,865,000 $ 573,000 $ 216,000
San Joaquin, California 5 $ 2,393,000 $ 478,600 $ 160,000
Indian River, Florida 5 $ 3,193,000 $ 638,600 $ 338,000
Carroll, Georgia 5 $ 625,000 $ 125,000 $ 51,000
Champaign, Illinois 5 $ 1,334,000 $ 266,800 $ 140,000
Polk, Iowa 5 $ 1,276,000 $ 255,200 $ 175,000
Sedgwick, Kansas 5 $ 1,427,000 $ 285,400 $ 146,000
Kenton, Kentucky 5 $ 1,011,000 $ 202,200 $ 102,000
Cecil, Maryland 5 $ 1,228,000 $ 245,600 $ 93,000
St. Mary's, Maryland 5 $ 1,447,000 $ 289,400 $ 97,000
Benton, Minnesota 5 $ 742,000 $ 148,400 $ 75,000
Dodge, Minnesota 5 $ 820,000 $ 164,000 $ 78,000
Mower, Minnesota 5 $ 672,000 $ 134,400 $ 38,000
Rankin, Mississippi 5 $ 1,136,000 $ 227,200 $ 127,000
Clay, Missouri 5 $ 1,013,000 $ 202,600 $ 107,000
Douglas, Nebraska 5 $ 1,418,000 $ 283,600 $ 160,000
Cape May, New Jersey 5 $ 1,342,000 $ 268,400 $ 148,000
Albany, New York 5 $ 1,271,000 $ 254,200 $ 141,000
Erie, New York 5 $ 1,045,000 $ 209,000 $ 117,000
Johnston, North Carolina 5 $ 1,339,000 $ 267,800 $ 437,000
Lincoln, North Carolina 5 $ 1,417,000 $ 283,400 $ 86,000
Moore, North Carolina 5 $ 1,524,000 $ 304,800 $ 132,000
Pitt, North Carolina 5 $ 1,131,000 $ 226,200 $ 166,000
Stanly, North Carolina 5 $ 714,000 $ 142,800 $ 47,000
Canadian, Oklahoma 5 $ 925,000 $ 185,000 $ 85,000
Clackamas, Oregon 5 $ 1,863,000 $ 372,600 $ 137,000
Luzerne, Pennsylvania 5 $ 1,106,000 $ 221,200 $ 98,000
Beaufort, South Carolina 5 $ 1,565,000 $ 313,000 $ 264,000
Saluda, South Carolina 5 $ 883,000 $ 176,600 $ 63,000
Sumter, South Carolina 5 $ 994,000 $ 198,800 $ 72,000
Angelina, Texas 5 $ 1,139,000 $ 227,800 $ 120,000
Grayson, Texas 5 $ 1,150,000 $ 230,000 $ 94,000
Harrison, Texas 5 $ 903,000 $ 180,600 $ 80,000
Lampasas, Texas 5 $ 1,016,000 $ 203,200 $ 71,000
Waller, Texas 5 $ 1,496,000 $ 299,200 $ 150,000
Bedford, Virginia 5 $ 1,057,000 $ 211,400 $ 118,000
Fauquier, Virginia 5 $ 1,678,000 $ 335,600 $ 97,000
Spotsylvania, Virginia 5 $ 1,293,000 $ 258,600 $ 148,000
Clark, Washington 5 $ 1,445,000 $ 289,000 $ 110,000
Lee, Alabama 4 $ 1,047,000 $ 261,750 $ 117,000
Windham, Connecticut 4 $ 723,000 $ 180,750 $ 55,000
Marion, Florida 4 $ 890,000 $ 222,500 $ 115,000
Columbia, Georgia 4 $ 961,000 $ 240,250 $ 120,000
Henry, Georgia 4 $ 701,000 $ 175,250 $ 71,000
Houston, Georgia 4 $ 841,000 $ 210,250 $ 99,000
Muscogee, Georgia 4 $ 655,000 $ 163,750 $ 87,000
Kankakee, Illinois 4 $ 518,000 $ 129,500 $ 76,000
LaSalle, Illinois 4 $ 746,000 $ 186,500 $ 107,000
Allen, Indiana 4 $ 1,244,000 $ 311,000 $ 107,000
Bartholomew, Indiana 4 $ 988,000 $ 247,000 $ 101,000
Hendricks, Indiana 4 $ 934,000 $ 233,500 $ 140,000
Johnson, Iowa 4 $ 1,311,000 $ 327,750 $ 130,000
Campbell, Kentucky 4 $ 909,000 $ 227,250 $ 95,000
Daviess, Kentucky 4 $ 1,137,000 $ 284,250 $ 111,000
Oldham, Kentucky 4 $ 1,435,000 $ 358,750 $ 140,000
Ascension, Louisiana 4 $ 983,000 $ 245,750 $ 178,000
Jefferson, Louisiana 4 $ 1,990,000 $ 497,500 $ 165,000
St. Tammany, Louisiana 4 $ 967,000 $ 241,750 $ 119,000
Talbot, Maryland 4 $ 1,101,000 $ 275,250 $ 168,000
Livingston, Michigan 4 $ 1,285,000 $ 321,250 $ 127,000
McLeod, Minnesota 4 $ 745,000 $ 186,250 $ 59,000
Pine, Minnesota 4 $ 593,000 $ 148,250 $ 61,000
Winona, Minnesota 4 $ 830,000 $ 207,500 $ 72,000
Boone, Missouri 4 $ 559,000 $ 139,750 $ 70,000
Cape Girardeau, Missouri 4 $ 974,000 $ 243,500 $ 140,000
Sarpy, Nebraska 4 $ 848,000 $ 212,000 $ 126,000
San Juan, New Mexico 4 $ 902,000 $ 225,500 $ 142,000
Kings, New York 4 $ 3,516,000 $ 879,000 $ 246,000
Monroe, New York 4 $ 899,000 $ 224,750 $ 145,000
Putnam, New York 4 $ 1,072,000 $ 268,000 $ 127,000
Buncombe, North Carolina 4 $ 867,000 $ 216,750 $ 88,000
Catawba, North Carolina 4 $ 1,243,000 $ 310,750 $ 118,000
Licking, Ohio 4 $ 1,081,000 $ 270,250 $ 136,000
Lucas, Ohio 4 $ 724,000 $ 181,000 $ 130,000
Wood, Ohio 4 $ 1,204,000 $ 301,000 $ 165,000
Garfield, Oklahoma 4 $ 762,000 $ 190,500 $ 106,000
Adams, Pennsylvania 4 $ 744,000 $ 186,000 $ 67,000
Florence, South Carolina 4 $ 869,000 $ 217,250 $ 67,000
Horry, South Carolina 4 $ 804,000 $ 201,000 $ 62,000
Newberry, South Carolina 4 $ 433,000 $ 108,250 $ 41,000
Sumner, Tennessee 4 $ 1,310,000 $ 327,500 $ 110,000
Lubbock, Texas 4 $ 724,000 $ 181,000 $ 61,000
Wise, Texas 4 $ 691,000 $ 172,750 $ 64,000
Wood, Texas 4 $ 512,000 $ 128,000 $ 92,000
Davis, Utah 4 $ 1,064,000 $ 266,000 $ 117,000
Kitsap, Washington 4 $ 1,332,000 $ 333,000 $ 106,000
Polk, Wisconsin 4 $ 479,000 $ 119,750 $ 135,000
Portage, Wisconsin 4 $ 1,056,000 $ 264,000 $ 138,000
Walworth, Wisconsin 4 $ 824,000 $ 206,000 $ 69,000
Shelby, Alabama 3 $ 839,000 $ 279,666 $ 145,000
Ouachita, Arkansas 3 $ 540,000 $ 180,000 $ 128,000
Pulaski, Arkansas 3 $ 330,000 $ 110,000 $ 79,000
Ventura, California 3 $ 685,000 $ 228,333 $ 908,000
Elbert, Colorado 3 $ 1,170,000 $ 390,000 $ 131,000
Pueblo, Colorado 3 $ 623,000 $ 207,666 $ 95,000
Kent, Delaware 3 $ 699,000 $ 233,000 $ 93,000
Clay, Florida 3 $ 855,000 $ 285,000 $ 96,000
Sumter, Florida 3 $ 698,000 $ 232,666 $ 113,000
Chatham, Georgia 3 $ 649,000 $ 216,333 $ 141,000
Coweta, Georgia 3 $ 896,000 $ 298,666 $ 121,000
Newton, Georgia 3 $ 468,000 $ 156,000 $ 65,000
Thomas, Georgia 3 $ 506,000 $ 168,666 $ 124,000
Whitfield, Georgia 3 $ 609,000 $ 203,000 $ 109,000
Kootenai, Idaho 3 $ 1,171,000 $ 390,333 $ 137,000
Madison, Illinois 3 $ 918,000 $ 306,000 $ 130,000
Vanderburgh, Indiana 3 $ 782,000 $ 260,666 $ 164,000
Warrick, Indiana 3 $ 813,000 $ 271,000 $ 123,000
Muscatine, Iowa 3 $ 653,000 $ 217,666 $ 98,000
Warren, Kentucky 3 $ 933,000 $ 311,000 $ 115,000
East Baton Rouge, Louisiana 3 $ 1,040,000 $ 346,666 $ 202,000
Lafayette, Louisiana 3 $ 579,000 $ 193,000 $ 127,000
Androscoggin, Maine 3 $ 549,000 $ 183,000 $ 68,000
Allegan, Michigan 3 $ 681,000 $ 227,000 $ 103,000
Ottawa, Michigan 3 $ 664,000 $ 221,333 $ 133,000
Lee, Mississippi 3 $ 639,000 $ 213,000 $ 149,000
Madison, Mississippi 3 $ 1,220,000 $ 406,666 $ 146,000
Platte, Missouri 3 $ 860,000 $ 286,666 $ 111,000
Strafford, New Hampshire 3 $ 663,000 $ 221,000 $ 98,000
Atlantic, New Jersey 3 $ 676,000 $ 225,333 $ 71,000
Dutchess, New York 3 $ 861,000 $ 287,000 $ 107,000
Queens, New York 3 $ 1,046,000 $ 348,666 $ 90,000
Ulster, New York 3 $ 568,000 $ 189,333 $ 98,000
Forsyth, North Carolina 3 $ 437,000 $ 145,666 $ 111,000
Williams, North Dakota 3 $ 938,000 $ 312,666 $ 138,000
Lake, Ohio 3 $ 789,000 $ 263,000 $ 129,000
Lorain, Ohio 3 $ 1,054,000 $ 351,333 $ 173,000
Miami, Ohio 3 $ 941,000 $ 313,666 $ 218,000
Stark, Ohio 3 $ 400,000 $ 133,333 $ 100,000
Tuscarawas, Ohio 3 $ 562,000 $ 187,333 $ 106,000
Lehigh, Pennsylvania 3 $ 920,000 $ 306,666 $ 163,000
Monroe, Pennsylvania 3 $ 311,000 $ 103,666 $ 359,000
Newport, Rhode Island 3 $ 954,000 $ 318,000 $ 154,000
Montgomery, Tennessee 3 $ 559,000 $ 186,333 $ 126,000
Rutherford, Tennessee 3 $ 903,000 $ 301,000 $ 166,000
Wilson, Tennessee 3 $ 947,000 $ 315,666 $ 115,000
Bastrop, Texas 3 $ 535,000 $ 178,333 $ 102,000
Brazos, Texas 3 $ 706,000 $ 235,333 $ 96,000
San Patricio, Texas 3 $ 360,000 $ 120,000 $ 71,000
Van Zandt, Texas 3 $ 602,000 $ 200,666 $ 102,000
Victoria, Texas 3 $ 541,000 $ 180,333 $ 72,000
Warren, Virginia 3 $ 757,000 $ 252,333 $ 77,000
Monongalia, West Virginia 3 $ 620,000 $ 206,666 $ 84,000
Burnett, Wisconsin 3 $ 358,000 $ 119,333 $ 211,000
Pierce, Wisconsin 3 $ 623,000 $ 207,666 $ 88,000
Natrona, Wyoming 3 $ 720,000 $ 240,000 $ 56,000
Cullman, Alabama 2 $ 553,000 $ 276,500 $ 112,000
Elmore, Alabama 2 $ 608,000 $ 304,000 $ 195,000
Montgomery, Alabama 2 $ 472,000 $ 236,000 $ 121,000
Tuscaloosa, Alabama 2 $ 382,000 $ 191,000 $ 95,000
Graham, Arizona 2 $ 392,000 $ 196,000 $ 92,000
Craighead, Arkansas 2 $ 271,000 $ 135,500 $ 75,000
Faulkner, Arkansas 2 $ 546,000 $ 273,000 $ 126,000
Pope, Arkansas 2 $ 499,000 $ 249,500 $ 155,000
Saline, Arkansas 2 $ 449,000 $ 224,500 $ 120,000
White, Arkansas 2 $ 383,000 $ 191,500 $ 145,000
Alameda, California 2 $ 1,048,000 $ 524,000 $ 166,000
El Dorado, California 2 $ 728,000 $ 364,000 $ 136,000
Fresno, California 2 $ 714,000 $ 357,000 $ 247,000
Placer, California 2 $ 641,000 $ 320,500 $ 109,000
Santa Barbara, California 2 $ 1,277,000 $ 638,500 $ 134,000
Shasta, California 2 $ 540,000 $ 270,000 $ 107,000
Solano, California 2 $ 641,000 $ 320,500 $ 118,000
Eagle, Colorado 2 $ 869,000 $ 434,500 $ 116,000
Alachua, Florida 2 $ 469,000 $ 234,500 $ 110,000
Gulf, Florida 2 $ 589,000 $ 294,500 $ 109,000
Putnam, Florida 2 $ 496,000 $ 248,000 $ 112,000
Bulloch, Georgia 2 $ 313,000 $ 156,500 $ 79,000
Catoosa, Georgia 2 $ 314,000 $ 157,000 $ 58,000
Coffee, Georgia 2 $ 208,000 $ 104,000 $ 94,000
Morgan, Georgia 2 $ 516,000 $ 258,000 $ 111,000
Pike, Georgia 2 $ 623,000 $ 311,500 $ 372,000
Spalding, Georgia 2 $ 351,000 $ 175,500 $ 49,000
Walton, Georgia 2 $ 375,000 $ 187,500 $ 85,000
DeKalb, Illinois 2 $ 321,000 $ 160,500 $ 79,000
Tazewell, Illinois 2 $ 477,000 $ 238,500 $ 147,000
Winnebago, Illinois 2 $ 248,000 $ 124,000 $ 86,000
Delaware, Indiana 2 $ 366,000 $ 183,000 $ 89,000
Harrison, Indiana 2 $ 310,000 $ 155,000 $ 113,000
Johnson, Indiana 2 $ 378,000 $ 189,000 $ 96,000
Marion, Indiana 2 $ 513,000 $ 256,500 $ 178,000
Monroe, Indiana 2 $ 536,000 $ 268,000 $ 113,000
St. Joseph, Indiana 2 $ 433,000 $ 216,500 $ 105,000
Vigo, Indiana 2 $ 405,000 $ 202,500 $ 118,000
Dallas, Iowa 2 $ 594,000 $ 297,000 $ 131,000
McCracken, Kentucky 2 $ 628,000 $ 314,000 $ 192,000
Ohio, Kentucky 2 $ 411,000 $ 205,500 $ 98,000
Caddo, Louisiana 2 $ 298,000 $ 149,000 $ 98,000
Natchitoches, Louisiana 2 $ 331,000 $ 165,500 $ 83,000
Orleans, Louisiana 2 $ 940,000 $ 470,000 $ 186,000
Tangipahoa, Louisiana 2 $ 423,000 $ 211,500 $ 95,000
Kennebec, Maine 2 $ 419,000 $ 209,500 $ 155,000
Charles, Maryland 2 $ 526,000 $ 263,000 $ 92,000
Kent, Maryland 2 $ 442,000 $ 221,000 $ 248,000
Calhoun, Michigan 2 $ 234,000 $ 117,000 $ 97,000
Clinton, Michigan 2 $ 493,000 $ 246,500 $ 127,000
Jackson, Michigan 2 $ 468,000 $ 234,000 $ 123,000
Lenawee, Michigan 2 $ 399,000 $ 199,500 $ 83,000
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Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 16,472 $4,503,215,000 $273,000 $2,385,000 $119,000 $2,200,000
Refinancing 1,706 $447,270,000 $262,000 $1,808,000 $124,000 $2,546,000
Home Improvement 117 $29,337,000 $250,000 $720,000 $106,000 $355,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,184 $3,299,983,000 $270,000 $2,000,000 $120,000 $2,200,000
Not Provided 3,149 $898,342,000 $285,000 $2,100,000 $126,000 $2,546,000
Hispanic 1,168 $278,240,000 $238,000 $1,120,000 $97,000 $765,000
Black or African American 892 $213,071,000 $238,000 $988,000 $96,000 $622,000
Asian 801 $262,886,000 $328,000 $2,385,000 $136,000 $643,000
American Indian or Alaskan Native 67 $17,353,000 $259,000 $800,000 $114,000 $296,000
Native Hawaiian or Other Pacific Islander 34 $9,947,000 $292,000 $752,000 $124,000 $290,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,161 $3,969,466,000 $280,000 $2,385,000 $129,000 $2,546,000
FHA-insured (Federal Housing Administration) 2,424 $511,882,000 $211,000 $696,000 $78,000 $2,200,000
VA-guaranteed (Veterans Administration) 1,582 $476,435,000 $301,000 $1,604,000 $102,000 $559,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 128 $22,039,000 $172,000 $525,000 $57,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,821 $3,438,730,000 $268,000 $2,100,000 $117,000 $1,758,000
Application Withdrawn By Applicant 2,829 $805,979,000 $284,000 $2,000,000 $126,000 $2,546,000
Application Denied By Financial Institution 2,064 $568,145,000 $275,000 $2,385,000 $120,000 $2,200,000
Application Approved But Not Accepted 398 $116,333,000 $292,000 $1,771,000 $130,000 $1,106,000
File Closed For Incompleteness 183 $50,635,000 $276,000 $1,067,000 $124,000 $432,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 885 $263,442,000 $297,000 $2,385,000 $140,000 $2,200,000
Collateral 437 $109,982,000 $251,000 $1,300,000 $127,000 $625,000
Debt-To-Income Ratio 360 $97,969,000 $272,000 $1,670,000 $80,000 $559,000
Credit History 140 $34,121,000 $243,000 $1,041,000 $102,000 $590,000
Other 113 $25,783,000 $228,000 $1,112,000 $102,000 $481,000
Insufficient Cash (Downpayment, Closing Cost) 51 $17,029,000 $333,000 $930,000 $136,000 $470,000
Employment History 50 $11,916,000 $238,000 $1,600,000 $76,000 $350,000
Unverifiable Information 27 $7,594,000 $281,000 $1,808,000 $85,000 $388,000
Mortgage Insurance Denied 1 $309,000 $309,000 $309,000 $56,000 $56,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PHH Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

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