Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Pinnacle Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Pinnacle Bank
150 3Rd Ave South
Nashville, TN 37201
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 11,389
Total Mortgage Loan Application Amount $3,433,365,000
Average Mortgage Loan Application Amount $263,400
Highest Mortgage Loan Application Amount $36,005,000
Average Applicant Income $161,800
Highest Applicant Income $6,347,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2019.

Mortgage Loan Application Totals for Pinnacle Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson County Tennessee 1,598 $ 556,550,000 $ 348,000 $ 194,000
Shelby County Tennessee 1,489 $ 309,425,000 $ 207,000 $ 114,000
Williamson County Tennessee 707 $ 278,825,000 $ 394,000 $ 246,000
Rutherford County Tennessee 620 $ 127,710,000 $ 205,000 $ 110,000
Knox County Tennessee 531 $ 138,535,000 $ 260,000 $ 171,000
Hamilton County Tennessee 474 $ 138,770,000 $ 292,000 $ 210,000
Guilford County North Carolina 354 $ 55,250,000 $ 156,000 $ 92,000
Mecklenburg County North Carolina 336 $ 142,170,000 $ 423,000 $ 198,000
Wilson County Tennessee 309 $ 111,665,000 $ 361,000 $ 124,000
Sumner County Tennessee 291 $ 68,975,000 $ 237,000 $ 137,000
DeSoto County Mississippi 284 $ 53,850,000 $ 189,000 $ 75,000
Blount County Tennessee 277 $ 103,335,000 $ 373,000 $ 136,000
Charleston County South Carolina 274 $ 92,630,000 $ 338,000 $ 169,000
Greenville County South Carolina 198 $ 57,840,000 $ 292,000 $ 178,000
Davidson County North Carolina 184 $ 22,300,000 $ 121,000 $ 87,000
Forsyth County North Carolina 174 $ 43,870,000 $ 252,000 $ 145,000
Wake County North Carolina 136 $ 75,370,000 $ 554,000 $ 163,000
Randolph County North Carolina 120 $ 15,150,000 $ 126,000 $ 97,000
Cabarrus County North Carolina 117 $ 17,985,000 $ 153,000 $ 128,000
Horry County South Carolina 83 $ 10,425,000 $ 125,000 $ 93,000
Maury County Tennessee 82 $ 13,910,000 $ 169,000 $ 118,000
Durham County North Carolina 77 $ 16,845,000 $ 218,000 $ 155,000
Cheatham County Tennessee 75 $ 13,365,000 $ 178,000 $ 153,000
Tipton County Tennessee 75 $ 13,245,000 $ 176,000 $ 83,000
Fayette County Tennessee 73 $ 17,445,000 $ 238,000 $ 102,000
Stanly County North Carolina 72 $ 9,010,000 $ 125,000 $ 77,000
Roanoke City County Virginia 71 $ 12,535,000 $ 176,000 $ 135,000
Beaufort County South Carolina 65 $ 18,325,000 $ 281,000 $ 245,000
Catoosa County Georgia 62 $ 12,590,000 $ 203,000 $ 102,000
Spartanburg County South Carolina 57 $ 7,505,000 $ 131,000 $ 97,000
Rowan County North Carolina 54 $ 7,840,000 $ 145,000 $ 83,000
Roanoke County Virginia 53 $ 11,095,000 $ 209,000 $ 183,000
Dickson County Tennessee 50 $ 8,870,000 $ 177,000 $ 109,000
York County South Carolina 49 $ 15,685,000 $ 320,000 $ 106,000
Union County North Carolina 44 $ 11,810,000 $ 268,000 $ 179,000
Orange County North Carolina 43 $ 9,245,000 $ 215,000 $ 199,000
Berkeley County South Carolina 42 $ 8,000,000 $ 190,000 $ 117,000
Buncombe County North Carolina 41 $ 13,915,000 $ 339,000 $ 253,000
Walker County Georgia 38 $ 7,240,000 $ 190,000 $ 113,000
Alamance County North Carolina 38 $ 4,940,000 $ 130,000 $ 54,000
Robertson County Tennessee 37 $ 8,185,000 $ 221,000 $ 103,000
Walton County Florida 36 $ 23,480,000 $ 652,000 $ 431,000
Montgomery County Tennessee 36 $ 5,900,000 $ 163,000 $ 115,000
Iredell County North Carolina 35 $ 7,305,000 $ 208,000 $ 138,000
Dorchester County South Carolina 34 $ 9,000,000 $ 264,000 $ 101,000
Bradley County Tennessee 32 $ 10,450,000 $ 326,000 $ 166,000
Loudon County Tennessee 31 $ 9,125,000 $ 294,000 $ 138,000
Bedford County Tennessee 30 $ 4,880,000 $ 162,000 $ 67,000
Sevier County Tennessee 29 $ 6,455,000 $ 222,000 $ 165,000
Marshall County Tennessee 28 $ 5,940,000 $ 212,000 $ 89,000
Coffee County Tennessee 27 $ 4,855,000 $ 179,000 $ 83,000
Rockingham County North Carolina 26 $ 3,090,000 $ 118,000 $ 115,000
Anderson County Tennessee 24 $ 3,530,000 $ 147,000 $ 99,000
Roane County Tennessee 24 $ 6,760,000 $ 281,000 $ 213,000
Tate County Mississippi 22 $ 3,460,000 $ 157,000 $ 62,000
Johnston County North Carolina 21 $ 5,955,000 $ 283,000 $ 65,000
Marshall County Mississippi 20 $ 3,160,000 $ 158,000 $ 77,000
Brunswick County North Carolina 20 $ 5,340,000 $ 267,000 $ 180,000
Gaston County North Carolina 20 $ 5,970,000 $ 298,000 $ 93,000
Lincoln County North Carolina 19 $ 5,175,000 $ 272,000 $ 150,000
Henderson County North Carolina 17 $ 3,945,000 $ 232,000 $ 126,000
New Hanover County North Carolina 17 $ 5,125,000 $ 301,000 $ 197,000
Pickens County South Carolina 17 $ 2,165,000 $ 127,000 $ 72,000
Putnam County Tennessee 17 $ 3,325,000 $ 195,000 $ 91,000
Salem County Virginia 17 $ 2,285,000 $ 134,000 $ 81,000
Georgetown County South Carolina 16 $ 7,410,000 $ 463,000 $ 340,000
Botetourt County Virginia 16 $ 2,900,000 $ 181,000 $ 132,000
Columbia County Georgia 15 $ 2,895,000 $ 193,000 $ 113,000
Tunica County Mississippi 14 $ 1,660,000 $ 118,000 $ 74,000
Chatham County North Carolina 14 $ 4,650,000 $ 332,000 $ 198,000
Monroe County Tennessee 13 $ 2,165,000 $ 166,000 $ 80,000
Chatham County Georgia 12 $ 3,240,000 $ 270,000 $ 96,000
Watauga County North Carolina 12 $ 1,660,000 $ 138,000 $ 316,000
Greenwood County South Carolina 12 $ 1,090,000 $ 90,000 $ 86,000
Cannon County Tennessee 12 $ 1,610,000 $ 134,000 $ 100,000
Fulton County Georgia 11 $ 3,975,000 $ 361,000 $ 298,000
Richmond County Georgia 11 $ 1,225,000 $ 111,000 $ 109,000
Montgomery County North Carolina 11 $ 2,515,000 $ 228,000 $ 212,000
Lancaster County South Carolina 11 $ 1,995,000 $ 181,000 $ 107,000
DeKalb County Tennessee 11 $ 1,675,000 $ 152,000 $ 85,000
Rhea County Tennessee 11 $ 3,695,000 $ 335,000 $ 160,000
Palm Beach County Florida 10 $ 11,270,000 $ 1,127,000 $ 350,000
Sequatchie County Tennessee 10 $ 2,650,000 $ 265,000 $ 90,000
Smith County Tennessee 10 $ 2,020,000 $ 202,000 $ 116,000
Dallas County Texas 10 $ 10,960,000 $ 1,096,000 $ 361,000
Okaloosa County Florida 9 $ 3,535,000 $ 392,000 $ 282,000
Dade County Georgia 9 $ 1,705,000 $ 189,000 $ 100,000
Cook County Illinois 9 $ 11,785,000 $ 1,309,000 $ 248,000
Jefferson County Kentucky 9 $ 17,195,000 $ 1,910,000 $ 101,000
Franklin County Ohio 9 $ 24,405,000 $ 2,711,000 $ 93,000
Hamilton County Ohio 9 $ 29,985,000 $ 3,331,000 $ 0
Anderson County South Carolina 9 $ 2,005,000 $ 222,000 $ 127,000
Madison County Alabama 8 $ 1,660,000 $ 207,000 $ 256,000
DeKalb County Georgia 8 $ 23,270,000 $ 2,908,000 $ 252,000
Warren County Kentucky 8 $ 1,640,000 $ 205,000 $ 330,000
Oakland County Michigan 8 $ 1,300,000 $ 162,000 $ 70,000
Catawba County North Carolina 8 $ 2,790,000 $ 348,000 $ 212,000
Franklin County North Carolina 8 $ 1,460,000 $ 182,000 $ 201,000
Stokes County North Carolina 8 $ 1,020,000 $ 127,000 $ 98,000
Richland County South Carolina 8 $ 1,190,000 $ 148,000 $ 122,000
White County Tennessee 8 $ 1,310,000 $ 163,000 $ 70,000
Franklin County Virginia 8 $ 2,370,000 $ 296,000 $ 173,000
Montgomery County Virginia 8 $ 1,730,000 $ 216,000 $ 155,000
Baldwin County Alabama 7 $ 1,685,000 $ 240,000 $ 173,000
Broward County Florida 7 $ 4,055,000 $ 579,000 $ 633,000
Panola County Mississippi 7 $ 735,000 $ 105,000 $ 50,000
Carteret County North Carolina 7 $ 2,315,000 $ 330,000 $ 375,000
Jackson County North Carolina 7 $ 4,365,000 $ 623,000 $ 322,000
Hickman County Tennessee 7 $ 1,045,000 $ 149,000 $ 96,000
Jefferson County Tennessee 7 $ 1,965,000 $ 280,000 $ 143,000
Trousdale County Tennessee 7 $ 1,245,000 $ 177,000 $ 124,000
Sarasota County Florida 6 $ 3,570,000 $ 595,000 $ 552,000
Whitfield County Georgia 6 $ 880,000 $ 146,000 $ 101,000
Jefferson County Louisiana 6 $ 11,700,000 $ 1,950,000 $ 0
Cumberland County North Carolina 6 $ 4,080,000 $ 680,000 $ 39,000
Moore County North Carolina 6 $ 2,220,000 $ 370,000 $ 211,000
Aiken County South Carolina 6 $ 760,000 $ 126,000 $ 83,000
Oconee County South Carolina 6 $ 1,630,000 $ 271,000 $ 225,000
Franklin County Tennessee 6 $ 1,610,000 $ 268,000 $ 115,000
Humphreys County Tennessee 6 $ 900,000 $ 150,000 $ 156,000
Lauderdale County Tennessee 6 $ 680,000 $ 113,000 $ 54,000
Marion County Tennessee 6 $ 1,900,000 $ 316,000 $ 212,000
Lynchburg County Virginia 6 $ 3,810,000 $ 635,000 $ 0
Pulaski County Arkansas 5 $ 2,125,000 $ 425,000 $ 162,000
Bay County Florida 5 $ 1,175,000 $ 235,000 $ 166,000
Miami-Dade County Florida 5 $ 13,145,000 $ 2,629,000 $ 70,000
Pinellas County Florida 5 $ 1,775,000 $ 355,000 $ 240,000
Lafayette County Mississippi 5 $ 975,000 $ 195,000 $ 207,000
Granville County North Carolina 5 $ 785,000 $ 157,000 $ 93,000
Surry County North Carolina 5 $ 565,000 $ 113,000 $ 64,000
Hamblen County Tennessee 5 $ 1,255,000 $ 251,000 $ 65,000
Hardeman County Tennessee 5 $ 2,015,000 $ 403,000 $ 472,000
McMinn County Tennessee 5 $ 775,000 $ 155,000 $ 147,000
Washington County Tennessee 5 $ 835,000 $ 167,000 $ 199,000
Bedford County Virginia 5 $ 1,195,000 $ 239,000 $ 261,000
Fairfield County Connecticut 4 $ 2,730,000 $ 682,000 $ 236,000
Duval County Florida 4 $ 610,000 $ 152,000 $ 170,000
Orange County Florida 4 $ 24,380,000 $ 6,095,000 $ 230,000
Cherokee County Georgia 4 $ 920,000 $ 230,000 $ 167,000
Cobb County Georgia 4 $ 870,000 $ 217,000 $ 65,000
Henry County Georgia 4 $ 1,430,000 $ 357,000 $ 88,000
Macomb County Michigan 4 $ 3,460,000 $ 865,000 $ 54,000
Clark County Nevada 4 $ 830,000 $ 207,000 $ 151,000
Hudson County New Jersey 4 $ 3,490,000 $ 872,000 $ 314,000
Union County New Jersey 4 $ 7,220,000 $ 1,805,000 $ 0
Cleveland County North Carolina 4 $ 500,000 $ 125,000 $ 142,000
Davie County North Carolina 4 $ 1,040,000 $ 260,000 $ 141,000
Macon County North Carolina 4 $ 1,200,000 $ 300,000 $ 184,000
Benton County Tennessee 4 $ 450,000 $ 112,000 $ 91,000
Bledsoe County Tennessee 4 $ 1,160,000 $ 290,000 $ 128,000
Macon County Tennessee 4 $ 970,000 $ 242,000 $ 84,000
Morgan County Tennessee 4 $ 630,000 $ 157,000 $ 73,000
Harris County Texas 4 $ 18,870,000 $ 4,717,000 $ 0
Travis County Texas 4 $ 4,980,000 $ 1,245,000 $ 175,000
Jefferson County Alabama 3 $ 365,000 $ 121,000 $ 91,000
Maricopa County Arizona 3 $ 6,835,000 $ 2,278,000 $ 412,000
Pima County Arizona 3 $ 1,425,000 $ 475,000 $ 485,000
Cleburne County Arkansas 3 $ 465,000 $ 155,000 $ 278,000
Crittenden County Arkansas 3 $ 465,000 $ 155,000 $ 111,000
Orange County California 3 $ 2,545,000 $ 848,000 $ 929,000
San Diego County California 3 $ 2,215,000 $ 738,000 $ 427,000
Denver County Colorado 3 $ 1,935,000 $ 645,000 $ 224,000
Jefferson County Colorado 3 $ 9,045,000 $ 3,015,000 $ 0
District of Columbia County District Of Columbia 3 $ 2,705,000 $ 901,000 $ 568,000
Escambia County Florida 3 $ 1,305,000 $ 435,000 $ 420,000
Lee County Florida 3 $ 1,295,000 $ 431,000 $ 287,000
Gordon County Georgia 3 $ 5,105,000 $ 1,701,000 $ 166,000
Greene County Georgia 3 $ 1,245,000 $ 415,000 $ 232,000
Newton County Georgia 3 $ 3,735,000 $ 1,245,000 $ 55,000
Johnson County Kansas 3 $ 4,385,000 $ 1,461,000 $ 284,000
Simpson County Kentucky 3 $ 665,000 $ 221,000 $ 81,000
Calcasieu County Louisiana 3 $ 765,000 $ 255,000 $ 96,000
Hennepin County Minnesota 3 $ 7,665,000 $ 2,555,000 $ 360,000
Tishomingo County Mississippi 3 $ 455,000 $ 151,000 $ 141,000
New York County New York 3 $ 1,795,000 $ 598,000 $ 1,089,000
Ashe County North Carolina 3 $ 395,000 $ 131,000 $ 72,000
Nash County North Carolina 3 $ 415,000 $ 138,000 $ 443,000
Onslow County North Carolina 3 $ 845,000 $ 281,000 $ 381,000
Pender County North Carolina 3 $ 1,145,000 $ 381,000 $ 224,000
Oklahoma County Oklahoma 3 $ 8,025,000 $ 2,675,000 $ 311,000
Multnomah County Oregon 3 $ 805,000 $ 268,000 $ 84,000
Cumberland County Tennessee 3 $ 565,000 $ 188,000 $ 51,000
Giles County Tennessee 3 $ 745,000 $ 248,000 $ 134,000
Carroll County Virginia 3 $ 455,000 $ 151,000 $ 85,000
Frederick County Virginia 3 $ 365,000 $ 121,000 $ 336,000
Loudoun County Virginia 3 $ 985,000 $ 328,000 $ 0
Limestone County Alabama 2 $ 560,000 $ 280,000 $ 144,000
Marshall County Alabama 2 $ 410,000 $ 205,000 $ 117,000
Benton County Arkansas 2 $ 1,290,000 $ 645,000 $ 944,000
Craighead County Arkansas 2 $ 350,000 $ 175,000 $ 77,000
Sharp County Arkansas 2 $ 100,000 $ 50,000 $ 52,000
White County Arkansas 2 $ 300,000 $ 150,000 $ 72,000
Routt County Colorado 2 $ 1,090,000 $ 545,000 $ 1,271,000
Summit County Colorado 2 $ 1,100,000 $ 550,000 $ 207,000
Collier County Florida 2 $ 780,000 $ 390,000 $ 391,000
Hillsborough County Florida 2 $ 260,000 $ 130,000 $ 1,041,000
Manatee County Florida 2 $ 440,000 $ 220,000 $ 150,000
Marion County Florida 2 $ 880,000 $ 440,000 $ 239,000
Monroe County Florida 2 $ 980,000 $ 490,000 $ 223,000
St. Johns County Florida 2 $ 1,130,000 $ 565,000 $ 890,000
Glynn County Georgia 2 $ 850,000 $ 425,000 $ 284,000
Murray County Georgia 2 $ 670,000 $ 335,000 $ 150,000
Monroe County Illinois 2 $ 460,000 $ 230,000 $ 106,000
Logan County Kentucky 2 $ 200,000 $ 100,000 $ 153,000
Caddo County Louisiana 2 $ 2,980,000 $ 1,490,000 $ 0
Orleans County Louisiana 2 $ 500,000 $ 250,000 $ 260,000
St. Tammany County Louisiana 2 $ 2,270,000 $ 1,135,000 $ 258,000
Nantucket County Massachusetts 2 $ 3,230,000 $ 1,615,000 $ 455,000
Washtenaw County Michigan 2 $ 590,000 $ 295,000 $ 61,000
Wayne County Michigan 2 $ 8,510,000 $ 4,255,000 $ 0
Madison County Mississippi 2 $ 340,000 $ 170,000 $ 44,000
Oktibbeha County Mississippi 2 $ 500,000 $ 250,000 $ 305,000
Jefferson County Missouri 2 $ 210,000 $ 105,000 $ 44,000
St. Louis County Missouri 2 $ 460,000 $ 230,000 $ 89,000
Anson County North Carolina 2 $ 500,000 $ 250,000 $ 190,000
Avery County North Carolina 2 $ 1,000,000 $ 500,000 $ 200,000
Caldwell County North Carolina 2 $ 70,000 $ 35,000 $ 64,000
Halifax County North Carolina 2 $ 410,000 $ 205,000 $ 178,000
Haywood County North Carolina 2 $ 360,000 $ 180,000 $ 75,000
McDowell County North Carolina 2 $ 550,000 $ 275,000 $ 302,000
Person County North Carolina 2 $ 400,000 $ 200,000 $ 35,000
Pitt County North Carolina 2 $ 190,000 $ 95,000 $ 129,000
Transylvania County North Carolina 2 $ 1,140,000 $ 570,000 $ 306,000
Warren County North Carolina 2 $ 330,000 $ 165,000 $ 238,000
Wilkes County North Carolina 2 $ 460,000 $ 230,000 $ 119,000
Grand Forks County North Dakota 2 $ 8,900,000 $ 4,450,000 $ 0
Fairfield County Ohio 2 $ 2,500,000 $ 1,250,000 $ 0
Licking County Ohio 2 $ 940,000 $ 470,000 $ 391,000
Montgomery County Ohio 2 $ 10,700,000 $ 5,350,000 $ 0
Warren County Ohio 2 $ 520,000 $ 260,000 $ 178,000
Canadian County Oklahoma 2 $ 290,000 $ 145,000 $ 268,000
Clarendon County South Carolina 2 $ 350,000 $ 175,000 $ 80,000
Laurens County South Carolina 2 $ 220,000 $ 110,000 $ 51,000
Lexington County South Carolina 2 $ 600,000 $ 300,000 $ 193,000
Orangeburg County South Carolina 2 $ 290,000 $ 145,000 $ 121,000
Sumter County South Carolina 2 $ 270,000 $ 135,000 $ 69,000
Hardin County Tennessee 2 $ 600,000 $ 300,000 $ 242,000
Jackson County Tennessee 2 $ 480,000 $ 240,000 $ 103,000
Lawrence County Tennessee 2 $ 500,000 $ 250,000 $ 228,000
Lewis County Tennessee 2 $ 270,000 $ 135,000 $ 104,000
Perry County Tennessee 2 $ 160,000 $ 80,000 $ 89,000
Polk County Tennessee 2 $ 590,000 $ 295,000 $ 204,000
Van Buren County Tennessee 2 $ 610,000 $ 305,000 $ 221,000
Warren County Tennessee 2 $ 710,000 $ 355,000 $ 129,000
Denton County Texas 2 $ 550,000 $ 275,000 $ 435,000
Hidalgo County Texas 2 $ 5,760,000 $ 2,880,000 $ 0
Fairfax County Virginia 2 $ 580,000 $ 290,000 $ 553,000
Henry County Virginia 2 $ 120,000 $ 60,000 $ 45,000
Richmond City County Virginia 2 $ 6,880,000 $ 3,440,000 $ 0
Putnam County West Virginia 2 $ 270,000 $ 135,000 $ 96,000
Bibb County Alabama 1 $ 85,000 $ 85,000 $ 51,000
Calhoun County Alabama 1 $ 185,000 $ 185,000 $ 91,000
Cullman County Alabama 1 $ 345,000 $ 345,000 $ 176,000
DeKalb County Alabama 1 $ 165,000 $ 165,000 $ 44,000
Montgomery County Alabama 1 $ 7,265,000 $ 7,265,000 $ 0
Randolph County Alabama 1 $ 105,000 $ 105,000 $ 138,000
Shelby County Alabama 1 $ 695,000 $ 695,000 $ 345,000
Winston County Alabama 1 $ 175,000 $ 175,000 $ 425,000
Garland County Arkansas 1 $ 175,000 $ 175,000 $ 81,000
Lonoke County Arkansas 1 $ 165,000 $ 165,000 $ 95,000
Poinsett County Arkansas 1 $ 95,000 $ 95,000 $ 25,000
Alameda County California 1 $ 575,000 $ 575,000 $ 134,000
Marin County California 1 $ 1,085,000 $ 1,085,000 $ 1,636,000
Mendocino County California 1 $ 235,000 $ 235,000 $ 405,000
Riverside County California 1 $ 225,000 $ 225,000 $ 571,000
Boulder County Colorado 1 $ 455,000 $ 455,000 $ 164,000
Garfield County Colorado 1 $ 965,000 $ 965,000 $ 366,000
New Haven County Connecticut 1 $ 1,255,000 $ 1,255,000 $ 0
Brevard County Florida 1 $ 305,000 $ 305,000 $ 85,000
Citrus County Florida 1 $ 165,000 $ 165,000 $ 98,000
Flagler County Florida 1 $ 265,000 $ 265,000 $ 93,000
Gulf County Florida 1 $ 1,205,000 $ 1,205,000 $ 602,000
Lake County Florida 1 $ 505,000 $ 505,000 $ 169,000
Leon County Florida 1 $ 95,000 $ 95,000 $ 23,000
Martin County Florida 1 $ 1,805,000 $ 1,805,000 $ 660,000
Santa Rosa County Florida 1 $ 195,000 $ 195,000 $ 202,000
Seminole County Florida 1 $ 255,000 $ 255,000 $ 80,000
St. Lucie County Florida 1 $ 385,000 $ 385,000 $ 662,000
Volusia County Florida 1 $ 55,000 $ 55,000 $ 49,000
Bibb County Georgia 1 $ 10,205,000 $ 10,205,000 $ 0
Bulloch County Georgia 1 $ 25,000 $ 25,000 $ 83,000
Clarke County Georgia 1 $ 375,000 $ 375,000 $ 885,000
Effingham County Georgia 1 $ 105,000 $ 105,000 $ 221,000
Fayette County Georgia 1 $ 185,000 $ 185,000 $ 70,000
Gwinnett County Georgia 1 $ 1,515,000 $ 1,515,000 $ 0
Hall County Georgia 1 $ 395,000 $ 395,000 $ 108,000
Houston County Georgia 1 $ 105,000 $ 105,000 $ 82,000
Morgan County Georgia 1 $ 75,000 $ 75,000 $ 170,000
Rockdale County Georgia 1 $ 265,000 $ 265,000 $ 81,000
Troup County Georgia 1 $ 85,000 $ 85,000 $ 24,000
Blaine County Idaho 1 $ 1,005,000 $ 1,005,000 $ 430,000
DuPage County Illinois 1 $ 1,365,000 $ 1,365,000 $ 0
Allen County Indiana 1 $ 2,005,000 $ 2,005,000 $ 0
Clark County Indiana 1 $ 3,905,000 $ 3,905,000 $ 0
Decatur County Indiana 1 $ 55,000 $ 55,000 $ 37,000
Floyd County Indiana 1 $ 1,085,000 $ 1,085,000 $ 0
Gibson County Indiana 1 $ 155,000 $ 155,000 $ 62,000
Howard County Indiana 1 $ 145,000 $ 145,000 $ 49,000
Madison County Indiana 1 $ 1,635,000 $ 1,635,000 $ 0
Riley County Kansas 1 $ 1,365,000 $ 1,365,000 $ 820,000
Sedgwick County Kansas 1 $ 215,000 $ 215,000 $ 191,000
Boone County Kentucky 1 $ 215,000 $ 215,000 $ 74,000
Christian County Kentucky 1 $ 135,000 $ 135,000 $ 107,000
Clark County Kentucky 1 $ 3,365,000 $ 3,365,000 $ 0
Cumberland County Kentucky 1 $ 85,000 $ 85,000 $ 135,000
Fayette County Kentucky 1 $ 125,000 $ 125,000 $ 290,000
Jessamine County Kentucky 1 $ 425,000 $ 425,000 $ 0
Madison County Kentucky 1 $ 145,000 $ 145,000 $ 107,000
Meade County Kentucky 1 $ 1,815,000 $ 1,815,000 $ 0
Trigg County Kentucky 1 $ 55,000 $ 55,000 $ 70,000
East Baton Rouge County Louisiana 1 $ 305,000 $ 305,000 $ 139,000
Lincoln County Maine 1 $ 125,000 $ 125,000 $ 90,000
Prince George's County Maryland 1 $ 405,000 $ 405,000 $ 126,000
Barnstable County Massachusetts 1 $ 285,000 $ 285,000 $ 322,000
Middlesex County Massachusetts 1 $ 1,505,000 $ 1,505,000 $ 0
Allegan County Michigan 1 $ 115,000 $ 115,000 $ 49,000
Jackson County Michigan 1 $ 185,000 $ 185,000 $ 156,000
Kent County Michigan 1 $ 245,000 $ 245,000 $ 0
Roscommon County Michigan 1 $ 135,000 $ 135,000 $ 95,000
Saginaw County Michigan 1 $ 1,595,000 $ 1,595,000 $ 0
Tuscola County Michigan 1 $ 65,000 $ 65,000 $ 34,000
Dakota County Minnesota 1 $ 2,105,000 $ 2,105,000 $ 0
Alcorn County Mississippi 1 $ 125,000 $ 125,000 $ 93,000
Benton County Mississippi 1 $ 585,000 $ 585,000 $ 177,000
Hinds County Mississippi 1 $ 7,355,000 $ 7,355,000 $ 0
Rankin County Mississippi 1 $ 185,000 $ 185,000 $ 58,000
Tallahatchie County Mississippi 1 $ 85,000 $ 85,000 $ 87,000
Tippah County Mississippi 1 $ 75,000 $ 75,000 $ 15,000
Boone County Missouri 1 $ 175,000 $ 175,000 $ 58,000
Belknap County New Hampshire 1 $ 445,000 $ 445,000 $ 306,000
Hillsborough County New Hampshire 1 $ 1,125,000 $ 1,125,000 $ 0
Essex County New Jersey 1 $ 925,000 $ 925,000 $ 0
Mercer County New Jersey 1 $ 295,000 $ 295,000 $ 76,000
Santa Fe County New Mexico 1 $ 295,000 $ 295,000 $ 75,000
Bronx County New York 1 $ 3,945,000 $ 3,945,000 $ 0
Monroe County New York 1 $ 485,000 $ 485,000 $ 325,000
Richmond County New York 1 $ 3,655,000 $ 3,655,000 $ 0
Alleghany County North Carolina 1 $ 205,000 $ 205,000 $ 345,000
Beaufort County North Carolina 1 $ 65,000 $ 65,000 $ 125,000
Caswell County North Carolina 1 $ 65,000 $ 65,000 $ 156,000
Columbus County North Carolina 1 $ 195,000 $ 195,000 $ 61,000
Currituck County North Carolina 1 $ 635,000 $ 635,000 $ 279,000
Dare County North Carolina 1 $ 665,000 $ 665,000 $ 0
Edgecombe County North Carolina 1 $ 75,000 $ 75,000 $ 58,000
Harnett County North Carolina 1 $ 115,000 $ 115,000 $ 50,000
Madison County North Carolina 1 $ 335,000 $ 335,000 $ 790,000
Robeson County North Carolina 1 $ 155,000 $ 155,000 $ 61,000
Rutherford County North Carolina 1 $ 305,000 $ 305,000 $ 294,000
Wilson County North Carolina 1 $ 85,000 $ 85,000 $ 47,000
Yancey County North Carolina 1 $ 215,000 $ 215,000 $ 293,000
Cass County North Dakota 1 $ 5,555,000 $ 5,555,000 $ 0
Butler County Ohio 1 $ 2,855,000 $ 2,855,000 $ 0
Jefferson County Ohio 1 $ 45,000 $ 45,000 $ 116,000
Lucas County Ohio 1 $ 5,005,000 $ 5,005,000 $ 0
Seneca County Ohio 1 $ 2,445,000 $ 2,445,000 $ 0
Cleveland County Oklahoma 1 $ 1,515,000 $ 1,515,000 $ 0
Luzerne County Pennsylvania 1 $ 455,000 $ 455,000 $ 197,000
Calhoun County South Carolina 1 $ 235,000 $ 235,000 $ 104,000
Chesterfield County South Carolina 1 $ 55,000 $ 55,000 $ 75,000
Colleton County South Carolina 1 $ 605,000 $ 605,000 $ 254,000
Edgefield County South Carolina 1 $ 285,000 $ 285,000 $ 138,000
Hampton County South Carolina 1 $ 65,000 $ 65,000 $ 47,000
McCormick County South Carolina 1 $ 405,000 $ 405,000 $ 156,000
Newberry County South Carolina 1 $ 85,000 $ 85,000 $ 49,000
Union County South Carolina 1 $ 55,000 $ 55,000 $ 60,000
Campbell County Tennessee 1 $ 285,000 $ 285,000 $ 114,000
Dyer County Tennessee 1 $ 185,000 $ 185,000 $ 82,000
Gibson County Tennessee 1 $ 55,000 $ 55,000 $ 53,000
Greene County Tennessee 1 $ 105,000 $ 105,000 $ 83,000
Hawkins County Tennessee 1 $ 255,000 $ 255,000 $ 145,000
Haywood County Tennessee 1 $ 105,000 $ 105,000 $ 67,000
Johnson County Tennessee 1 $ 165,000 $ 165,000 $ 45,000
Lincoln County Tennessee 1 $ 185,000 $ 185,000 $ 47,000
Madison County Tennessee 1 $ 95,000 $ 95,000 $ 41,000
Meigs County Tennessee 1 $ 165,000 $ 165,000 $ 370,000
Overton County Tennessee 1 $ 305,000 $ 305,000 $ 99,000
Scott County Tennessee 1 $ 315,000 $ 315,000 $ 77,000
Sullivan County Tennessee 1 $ 25,000 $ 25,000 $ 24,000
Cooke County Texas 1 $ 715,000 $ 715,000 $ 400,000
Fort Bend County Texas 1 $ 675,000 $ 675,000 $ 2,000,000
Galveston County Texas 1 $ 1,485,000 $ 1,485,000 $ 776,000
Hays County Texas 1 $ 105,000 $ 105,000 $ 78,000
Henderson County Texas 1 $ 255,000 $ 255,000 $ 731,000
Lubbock County Texas 1 $ 175,000 $ 175,000 $ 43,000
Nueces County Texas 1 $ 1,655,000 $ 1,655,000 $ 0
Orange County Texas 1 $ 105,000 $ 105,000 $ 61,000
Presidio County Texas 1 $ 205,000 $ 205,000 $ 311,000
Rockwall County Texas 1 $ 725,000 $ 725,000 $ 179,000
Webb County Texas 1 $ 1,005,000 $ 1,005,000 $ 0
Williamson County Texas 1 $ 3,385,000 $ 3,385,000 $ 0
Davis County Utah 1 $ 285,000 $ 285,000 $ 401,000
Salt Lake County Utah 1 $ 305,000 $ 305,000 $ 223,000
Uintah County Utah 1 $ 1,055,000 $ 1,055,000 $ 0
Washington County Utah 1 $ 375,000 $ 375,000 $ 179,000
Alleghany County Virginia 1 $ 265,000 $ 265,000 $ 127,000
Bath County Virginia 1 $ 145,000 $ 145,000 $ 0
Charlottesville County Virginia 1 $ 65,000 $ 65,000 $ 120,000
Craig County Virginia 1 $ 55,000 $ 55,000 $ 102,000
Floyd County Virginia 1 $ 105,000 $ 105,000 $ 844,000
Giles County Virginia 1 $ 15,000 $ 15,000 $ 42,000
Harrisonburg County Virginia 1 $ 105,000 $ 105,000 $ 45,000
Patrick County Virginia 1 $ 65,000 $ 65,000 $ 0
Prince Edward County Virginia 1 $ 265,000 $ 265,000 $ 107,000
Pulaski County Virginia 1 $ 55,000 $ 55,000 $ 113,000
Mercer County West Virginia 1 $ 45,000 $ 45,000 $ 30,000

Mortgage Loan Application Detail Totals for Pinnacle Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,324 $2,035,570,000 $321,000 $34,465,000 $140,000 $6,347,000
Refinancing 1,862 $867,520,000 $465,000 $36,005,000 $196,000 $2,579,000
Other Purpose 1,463 $215,835,000 $147,000 $4,285,000 $180,000 $2,600,000
Home Improvement 1,007 $120,095,000 $119,000 $10,205,000 $162,000 $1,925,000
Cash-out Refinancing 733 $194,345,000 $265,000 $2,205,000 $131,000 $1,902,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,383 $1,952,415,000 $264,000 $11,005,000 $164,000 $6,347,000
Not Provided 1,422 $325,240,000 $228,000 $2,705,000 $195,000 $2,579,000
Black or African American 1,175 $210,175,000 $178,000 $965,000 $75,000 $3,500,000
Not applicable 808 $815,500,000 $1,009,000 $36,005,000 $0 $0
Hispanic 301 $58,235,000 $193,000 $835,000 $83,000 $2,307,000
Asian 239 $57,765,000 $241,000 $2,975,000 $131,000 $1,042,000
American Indian or Alaskan Native 12 $1,880,000 $156,000 $355,000 $81,000 $200,000
Native Hawaiian or Other Pacific Islander 10 $2,120,000 $212,000 $385,000 $141,000 $440,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,262 $3,186,540,000 $310,000 $36,005,000 $165,000 $6,347,000
FHA-insured (Federal Housing Administration) 742 $148,900,000 $200,000 $545,000 $69,000 $343,000
VA-guaranteed (Veterans Administration) 259 $75,795,000 $292,000 $625,000 $93,000 $305,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 126 $22,130,000 $175,000 $365,000 $55,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,635 $2,797,865,000 $324,000 $36,005,000 $160,000 $6,347,000
Application Withdrawn By Applicant 1,041 $303,915,000 $291,000 $5,265,000 $147,000 $2,088,000
Application Denied By Financial Institution 930 $180,890,000 $194,000 $3,655,000 $104,000 $4,067,000
Application Approved But Not Accepted 583 $138,905,000 $238,000 $11,005,000 $189,000 $1,624,000
Loan Purchased By The Institution 168 $2,200,000 $13,000 $15,000 $0 $0
File Closed For Incompleteness 31 $8,685,000 $280,000 $985,000 $140,000 $694,000
Preapproval Denied by Financial Institution 1 $905,000 $905,000 $905,000 $300,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,458 $3,251,570,000 $310,000 $36,005,000 $160,000 $6,347,000
Debt-To-Income Ratio 440 $93,190,000 $211,000 $2,975,000 $85,000 $1,460,000
Credit History 277 $28,425,000 $102,000 $1,165,000 $89,000 $520,000
Collateral 108 $22,500,000 $208,000 $3,655,000 $197,000 $4,067,000
Other 37 $20,355,000 $550,000 $2,815,000 $150,000 $731,000
Unverifiable Information 32 $8,420,000 $263,000 $1,385,000 $160,000 $850,000
Employment History 19 $4,265,000 $224,000 $605,000 $121,000 $840,000
Insufficient Cash (Downpayment, Closing Cost) 15 $3,315,000 $221,000 $605,000 $108,000 $433,000
Credit Application Incomplete 3 $1,325,000 $441,000 $885,000 $48,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pinnacle Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

Download the Tennessee Lender List