Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Pinnacle Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Pinnacle Bank
150 3Rd Ave South
Nashville, TN 37201
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 14,129
Total Mortgage Loan Application Amount $4,737,835,000
Average Mortgage Loan Application Amount $272,800
Highest Mortgage Loan Application Amount $45,555,000
Average Applicant Income $184,200
Highest Applicant Income $8,400,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2020.

Mortgage Loan Application Totals for Pinnacle Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson County Tennessee 1,897 $ 645,115,000 $ 340,000 $ 231,000
Shelby County Tennessee 1,751 $ 372,125,000 $ 212,000 $ 151,000
Williamson County Tennessee 968 $ 371,980,000 $ 384,000 $ 240,000
Rutherford County Tennessee 827 $ 201,935,000 $ 244,000 $ 108,000
Knox County Tennessee 633 $ 179,475,000 $ 283,000 $ 183,000
Hamilton County Tennessee 557 $ 199,485,000 $ 358,000 $ 199,000
Mecklenburg County North Carolina 449 $ 216,065,000 $ 481,000 $ 253,000
Sumner County Tennessee 400 $ 104,370,000 $ 260,000 $ 161,000
Wilson County Tennessee 400 $ 103,460,000 $ 258,000 $ 145,000
Charleston County South Carolina 375 $ 144,575,000 $ 385,000 $ 210,000
Guilford County North Carolina 372 $ 92,510,000 $ 248,000 $ 132,000
Blount County Tennessee 320 $ 99,930,000 $ 312,000 $ 157,000
DeSoto County Mississippi 291 $ 62,375,000 $ 214,000 $ 91,000
Greenville County South Carolina 216 $ 83,830,000 $ 388,000 $ 147,000
Forsyth County North Carolina 211 $ 94,455,000 $ 447,000 $ 155,000
Davidson County North Carolina 203 $ 37,845,000 $ 186,000 $ 137,000
Wake County North Carolina 188 $ 82,510,000 $ 438,000 $ 188,000
Cabarrus County North Carolina 141 $ 31,335,000 $ 222,000 $ 144,000
Randolph County North Carolina 139 $ 19,275,000 $ 138,000 $ 104,000
Iredell County North Carolina 105 $ 29,625,000 $ 282,000 $ 280,000
Beaufort County South Carolina 101 $ 25,625,000 $ 253,000 $ 230,000
Union County North Carolina 100 $ 59,280,000 $ 592,000 $ 151,000
Roanoke County Virginia 100 $ 20,080,000 $ 200,000 $ 187,000
Cheatham County Tennessee 99 $ 16,085,000 $ 162,000 $ 107,000
Maury County Tennessee 95 $ 20,135,000 $ 211,000 $ 106,000
Fayette County Tennessee 93 $ 23,655,000 $ 254,000 $ 128,000
Horry County South Carolina 91 $ 59,125,000 $ 649,000 $ 228,000
Durham County North Carolina 87 $ 20,195,000 $ 232,000 $ 143,000
Stanly County North Carolina 86 $ 14,050,000 $ 163,000 $ 86,000
Robertson County Tennessee 76 $ 14,740,000 $ 193,000 $ 124,000
Roanoke City County Virginia 70 $ 14,600,000 $ 208,000 $ 171,000
Bradley County Tennessee 67 $ 17,585,000 $ 262,000 $ 147,000
Berkeley County South Carolina 60 $ 15,840,000 $ 264,000 $ 150,000
Fulton County Georgia 58 $ 26,020,000 $ 448,000 $ 338,000
Rowan County North Carolina 57 $ 9,835,000 $ 172,000 $ 128,000
Walton County Florida 56 $ 45,220,000 $ 807,000 $ 610,000
Loudon County Tennessee 55 $ 20,915,000 $ 380,000 $ 181,000
Dorchester County South Carolina 52 $ 19,090,000 $ 367,000 $ 95,000
Dickson County Tennessee 49 $ 10,865,000 $ 221,000 $ 147,000
Tipton County Tennessee 48 $ 7,930,000 $ 165,000 $ 85,000
Sevier County Tennessee 47 $ 15,345,000 $ 326,000 $ 230,000
Catoosa County Georgia 46 $ 10,730,000 $ 233,000 $ 128,000
Walker County Georgia 45 $ 9,315,000 $ 207,000 $ 108,000
York County South Carolina 43 $ 36,275,000 $ 843,000 $ 105,000
Orange County North Carolina 42 $ 9,710,000 $ 231,000 $ 176,000
Buncombe County North Carolina 40 $ 11,760,000 $ 294,000 $ 227,000
Spartanburg County South Carolina 40 $ 10,480,000 $ 262,000 $ 124,000
Bedford County Tennessee 38 $ 6,270,000 $ 165,000 $ 85,000
Roane County Tennessee 37 $ 12,405,000 $ 335,000 $ 246,000
Anderson County South Carolina 35 $ 8,745,000 $ 249,000 $ 133,000
Franklin County Virginia 34 $ 14,370,000 $ 422,000 $ 525,000
Brunswick County North Carolina 32 $ 9,870,000 $ 308,000 $ 297,000
Marshall County Tennessee 32 $ 6,650,000 $ 207,000 $ 88,000
Alamance County North Carolina 29 $ 35,445,000 $ 1,222,000 $ 111,000
Chatham County North Carolina 28 $ 9,960,000 $ 355,000 $ 153,000
Pickens County South Carolina 28 $ 3,680,000 $ 131,000 $ 87,000
Columbia County Georgia 27 $ 7,215,000 $ 267,000 $ 143,000
Anderson County Tennessee 27 $ 5,575,000 $ 206,000 $ 151,000
Montgomery County Tennessee 27 $ 4,405,000 $ 163,000 $ 83,000
Franklin County Tennessee 25 $ 10,125,000 $ 405,000 $ 315,000
Los Angeles County California 24 $ 51,370,000 $ 2,140,000 $ 1,708,000
Gaston County North Carolina 23 $ 6,425,000 $ 279,000 $ 150,000
Tate County Mississippi 21 $ 3,415,000 $ 162,000 $ 74,000
New Hanover County North Carolina 21 $ 33,205,000 $ 1,581,000 $ 159,000
Cannon County Tennessee 21 $ 2,905,000 $ 138,000 $ 140,000
Botetourt County Virginia 21 $ 5,695,000 $ 271,000 $ 163,000
Cobb County Georgia 20 $ 6,910,000 $ 345,000 $ 318,000
Lincoln County North Carolina 19 $ 5,135,000 $ 270,000 $ 176,000
Watauga County North Carolina 19 $ 6,175,000 $ 325,000 $ 249,000
DeKalb County Georgia 18 $ 6,180,000 $ 343,000 $ 318,000
Rockingham County North Carolina 18 $ 3,340,000 $ 185,000 $ 150,000
Coffee County Tennessee 18 $ 3,750,000 $ 208,000 $ 68,000
Salem County Virginia 18 $ 4,070,000 $ 226,000 $ 128,000
Johnston County North Carolina 17 $ 3,455,000 $ 203,000 $ 78,000
Bedford County Virginia 17 $ 6,385,000 $ 375,000 $ 220,000
Pulaski County Arkansas 16 $ 1,750,000 $ 109,000 $ 105,000
Oakland County Michigan 14 $ 12,360,000 $ 882,000 $ 185,000
Carteret County North Carolina 14 $ 5,760,000 $ 411,000 $ 283,000
Hardin County Tennessee 14 $ 3,620,000 $ 258,000 $ 187,000
Marshall County Mississippi 13 $ 2,165,000 $ 166,000 $ 87,000
Catawba County North Carolina 13 $ 6,165,000 $ 474,000 $ 229,000
DeKalb County Tennessee 13 $ 3,615,000 $ 278,000 $ 339,000
Okaloosa County Florida 12 $ 4,650,000 $ 387,000 $ 322,000
Tunica County Mississippi 12 $ 1,630,000 $ 135,000 $ 81,000
Montgomery County North Carolina 12 $ 3,640,000 $ 303,000 $ 189,000
Bay County Florida 11 $ 4,225,000 $ 384,000 $ 263,000
Chatham County Georgia 11 $ 2,185,000 $ 198,000 $ 164,000
Dade County Georgia 11 $ 2,895,000 $ 263,000 $ 196,000
Kings County New York 11 $ 33,885,000 $ 3,080,000 $ 0
Davie County North Carolina 11 $ 2,715,000 $ 246,000 $ 134,000
Jackson County North Carolina 11 $ 4,705,000 $ 427,000 $ 753,000
Lancaster County South Carolina 11 $ 2,055,000 $ 186,000 $ 170,000
Crittenden County Arkansas 10 $ 5,750,000 $ 575,000 $ 206,000
Tishomingo County Mississippi 10 $ 2,570,000 $ 257,000 $ 365,000
Henderson County North Carolina 10 $ 4,010,000 $ 401,000 $ 244,000
Monroe County Tennessee 10 $ 2,770,000 $ 277,000 $ 142,000
Smith County Tennessee 10 $ 1,680,000 $ 168,000 $ 70,000
Union County Tennessee 10 $ 1,270,000 $ 127,000 $ 53,000
Baldwin County Alabama 9 $ 3,535,000 $ 392,000 $ 297,000
Maricopa County Arizona 9 $ 11,995,000 $ 1,332,000 $ 544,000
Broward County Florida 9 $ 3,205,000 $ 356,000 $ 227,000
Richmond County Georgia 9 $ 1,065,000 $ 118,000 $ 98,000
Colleton County South Carolina 9 $ 1,755,000 $ 195,000 $ 254,000
Cherokee County Georgia 8 $ 1,210,000 $ 151,000 $ 282,000
Forsyth County Georgia 8 $ 1,170,000 $ 146,000 $ 192,000
Hamilton County Ohio 8 $ 14,050,000 $ 1,756,000 $ 100,000
Oconee County South Carolina 8 $ 3,480,000 $ 435,000 $ 355,000
Richland County South Carolina 8 $ 1,870,000 $ 233,000 $ 193,000
Hickman County Tennessee 8 $ 1,160,000 $ 145,000 $ 122,000
Humphreys County Tennessee 8 $ 1,640,000 $ 205,000 $ 55,000
Jefferson County Tennessee 8 $ 1,340,000 $ 167,000 $ 103,000
Putnam County Tennessee 8 $ 2,050,000 $ 256,000 $ 105,000
Lauderdale County Alabama 7 $ 2,435,000 $ 347,000 $ 625,000
Cleburne County Arkansas 7 $ 1,495,000 $ 213,000 $ 421,000
Pinellas County Florida 7 $ 2,935,000 $ 419,000 $ 357,000
Gwinnett County Georgia 7 $ 1,855,000 $ 265,000 $ 377,000
Franklin County North Carolina 7 $ 1,325,000 $ 189,000 $ 61,000
Haywood County North Carolina 7 $ 1,445,000 $ 206,000 $ 237,000
Georgetown County South Carolina 7 $ 1,955,000 $ 279,000 $ 239,000
Gibson County Tennessee 7 $ 675,000 $ 96,000 $ 82,000
Macon County Tennessee 7 $ 1,245,000 $ 177,000 $ 55,000
Sequatchie County Tennessee 7 $ 2,125,000 $ 303,000 $ 100,000
Escambia County Florida 6 $ 1,900,000 $ 316,000 $ 174,000
Monroe County Florida 6 $ 3,330,000 $ 555,000 $ 456,000
Palm Beach County Florida 6 $ 6,500,000 $ 1,083,000 $ 672,000
Sarasota County Florida 6 $ 3,880,000 $ 646,000 $ 663,000
Fayette County Georgia 6 $ 1,970,000 $ 328,000 $ 215,000
Avery County North Carolina 6 $ 2,460,000 $ 410,000 $ 519,000
Cumberland County North Carolina 6 $ 2,230,000 $ 371,000 $ 66,000
Campbell County Tennessee 6 $ 1,780,000 $ 296,000 $ 151,000
Grainger County Tennessee 6 $ 1,290,000 $ 215,000 $ 110,000
McMinn County Tennessee 6 $ 970,000 $ 161,000 $ 132,000
Washington County Tennessee 6 $ 6,030,000 $ 1,005,000 $ 88,000
White County Tennessee 6 $ 1,780,000 $ 296,000 $ 172,000
Fairfax County Virginia 6 $ 2,460,000 $ 410,000 $ 338,000
Richmond City County Virginia 6 $ 10,430,000 $ 1,738,000 $ 40,000
Jefferson County Alabama 5 $ 1,145,000 $ 229,000 $ 141,000
Madison County Alabama 5 $ 1,525,000 $ 305,000 $ 162,000
Shelby County Alabama 5 $ 1,595,000 $ 319,000 $ 108,000
San Diego County California 5 $ 5,425,000 $ 1,085,000 $ 228,000
St. Johns County Florida 5 $ 2,055,000 $ 411,000 $ 154,000
Volusia County Florida 5 $ 1,585,000 $ 317,000 $ 337,000
Whitfield County Georgia 5 $ 1,045,000 $ 209,000 $ 236,000
Cook County Illinois 5 $ 6,695,000 $ 1,339,000 $ 160,000
Jefferson County Kentucky 5 $ 4,945,000 $ 989,000 $ 118,000
Simpson County Kentucky 5 $ 805,000 $ 161,000 $ 85,000
Wayne County Michigan 5 $ 4,075,000 $ 815,000 $ 31,000
Lafayette County Mississippi 5 $ 1,475,000 $ 295,000 $ 225,000
Clark County Nevada 5 $ 4,725,000 $ 945,000 $ 219,000
Caldwell County North Carolina 5 $ 1,375,000 $ 275,000 $ 256,000
Cleveland County North Carolina 5 $ 3,455,000 $ 691,000 $ 117,000
Moore County North Carolina 5 $ 1,205,000 $ 241,000 $ 162,000
Stokes County North Carolina 5 $ 295,000 $ 59,000 $ 132,000
Chesterfield County South Carolina 5 $ 915,000 $ 183,000 $ 42,000
Cumberland County Tennessee 5 $ 1,245,000 $ 249,000 $ 71,000
Lawrence County Tennessee 5 $ 965,000 $ 193,000 $ 71,000
Rhea County Tennessee 5 $ 1,725,000 $ 345,000 $ 323,000
Sullivan County Tennessee 5 $ 945,000 $ 189,000 $ 120,000
Warren County Tennessee 5 $ 1,645,000 $ 329,000 $ 757,000
Dallas County Texas 5 $ 5,155,000 $ 1,031,000 $ 643,000
Harris County Texas 5 $ 5,505,000 $ 1,101,000 $ 108,000
Jefferson County Texas 5 $ 24,015,000 $ 4,803,000 $ 0
Montgomery County Virginia 5 $ 15,935,000 $ 3,187,000 $ 166,000
Pima County Arizona 4 $ 7,430,000 $ 1,857,000 $ 203,000
Denver County Colorado 4 $ 2,740,000 $ 685,000 $ 154,000
Larimer County Colorado 4 $ 1,430,000 $ 357,000 $ 164,000
Collier County Florida 4 $ 25,230,000 $ 6,307,000 $ 3,090,000
Duval County Florida 4 $ 650,000 $ 162,000 $ 93,000
Lee County Florida 4 $ 1,190,000 $ 297,000 $ 259,000
Clarke County Georgia 4 $ 2,030,000 $ 507,000 $ 823,000
Warren County Kentucky 4 $ 950,000 $ 237,000 $ 116,000
Jackson County Missouri 4 $ 9,270,000 $ 2,317,000 $ 715,000
Bernalillo County New Mexico 4 $ 6,290,000 $ 1,572,000 $ 388,000
Pitt County North Carolina 4 $ 32,980,000 $ 8,245,000 $ 144,000
Surry County North Carolina 4 $ 2,620,000 $ 655,000 $ 186,000
Transylvania County North Carolina 4 $ 1,230,000 $ 307,000 $ 135,000
Lexington County South Carolina 4 $ 2,740,000 $ 685,000 $ 159,000
Henry County Tennessee 4 $ 500,000 $ 125,000 $ 119,000
Madison County Tennessee 4 $ 400,000 $ 100,000 $ 92,000
Marion County Tennessee 4 $ 1,170,000 $ 292,000 $ 243,000
Trousdale County Tennessee 4 $ 620,000 $ 155,000 $ 54,000
Tarrant County Texas 4 $ 3,380,000 $ 845,000 $ 716,000
Lynchburg County Virginia 4 $ 3,080,000 $ 770,000 $ 230,000
Greenbrier County West Virginia 4 $ 1,810,000 $ 452,000 $ 249,000
DeKalb County Alabama 3 $ 465,000 $ 155,000 $ 67,000
Winston County Alabama 3 $ 1,635,000 $ 545,000 $ 909,000
Garland County Arkansas 3 $ 555,000 $ 185,000 $ 94,000
District of Columbia County District Of Columbia 3 $ 2,735,000 $ 911,000 $ 604,000
Clay County Florida 3 $ 845,000 $ 281,000 $ 115,000
Manatee County Florida 3 $ 1,265,000 $ 421,000 $ 241,000
Orange County Florida 3 $ 795,000 $ 265,000 $ 176,000
Osceola County Florida 3 $ 915,000 $ 305,000 $ 158,000
Coweta County Georgia 3 $ 665,000 $ 221,000 $ 187,000
Fannin County Georgia 3 $ 985,000 $ 328,000 $ 182,000
Glynn County Georgia 3 $ 2,495,000 $ 831,000 $ 1,036,000
Orleans County Louisiana 3 $ 575,000 $ 191,000 $ 250,000
Anson County North Carolina 3 $ 705,000 $ 235,000 $ 121,000
Caswell County North Carolina 3 $ 1,035,000 $ 345,000 $ 33,000
Clay County North Carolina 3 $ 745,000 $ 248,000 $ 216,000
Granville County North Carolina 3 $ 515,000 $ 171,000 $ 97,000
Harnett County North Carolina 3 $ 465,000 $ 155,000 $ 50,000
Pender County North Carolina 3 $ 1,575,000 $ 525,000 $ 258,000
Delaware County Ohio 3 $ 7,725,000 $ 2,575,000 $ 222,000
Oklahoma County Oklahoma 3 $ 7,955,000 $ 2,651,000 $ 0
Laurens County South Carolina 3 $ 315,000 $ 105,000 $ 122,000
Sumter County South Carolina 3 $ 495,000 $ 165,000 $ 94,000
Bledsoe County Tennessee 3 $ 785,000 $ 261,000 $ 137,000
Giles County Tennessee 3 $ 2,035,000 $ 678,000 $ 810,000
Hamblen County Tennessee 3 $ 555,000 $ 185,000 $ 157,000
Lauderdale County Tennessee 3 $ 335,000 $ 111,000 $ 134,000
Lewis County Tennessee 3 $ 1,035,000 $ 345,000 $ 126,000
McNairy County Tennessee 3 $ 565,000 $ 188,000 $ 330,000
Meigs County Tennessee 3 $ 675,000 $ 225,000 $ 317,000
Morgan County Tennessee 3 $ 635,000 $ 211,000 $ 102,000
Polk County Tennessee 3 $ 735,000 $ 245,000 $ 113,000
Marshall County Alabama 2 $ 420,000 $ 210,000 $ 36,000
Tuscaloosa County Alabama 2 $ 520,000 $ 260,000 $ 86,000
Yavapai County Arizona 2 $ 990,000 $ 495,000 $ 117,000
Benton County Arkansas 2 $ 440,000 $ 220,000 $ 141,000
Fulton County Arkansas 2 $ 360,000 $ 180,000 $ 127,000
Van Buren County Arkansas 2 $ 480,000 $ 240,000 $ 261,000
Washington County Arkansas 2 $ 460,000 $ 230,000 $ 308,000
Alameda County California 2 $ 2,960,000 $ 1,480,000 $ 1,620,000
Napa County California 2 $ 680,000 $ 340,000 $ 390,000
San Mateo County California 2 $ 3,960,000 $ 1,980,000 $ 0
Douglas County Colorado 2 $ 1,200,000 $ 600,000 $ 317,000
El Paso County Colorado 2 $ 1,220,000 $ 610,000 $ 247,000
Garfield County Colorado 2 $ 900,000 $ 450,000 $ 241,000
Fairfield County Connecticut 2 $ 700,000 $ 350,000 $ 239,000
Gulf County Florida 2 $ 980,000 $ 490,000 $ 229,000
Hillsborough County Florida 2 $ 2,930,000 $ 1,465,000 $ 1,315,000
Martin County Florida 2 $ 840,000 $ 420,000 $ 170,000
Santa Rosa County Florida 2 $ 700,000 $ 350,000 $ 119,000
Sumter County Florida 2 $ 690,000 $ 345,000 $ 373,000
Hall County Georgia 2 $ 420,000 $ 210,000 $ 159,000
Houston County Georgia 2 $ 220,000 $ 110,000 $ 85,000
Jackson County Georgia 2 $ 290,000 $ 145,000 $ 204,000
Laurens County Georgia 2 $ 130,000 $ 65,000 $ 152,000
Muscogee County Georgia 2 $ 280,000 $ 140,000 $ 87,000
Blaine County Idaho 2 $ 2,240,000 $ 1,120,000 $ 3,204,000
DuPage County Illinois 2 $ 1,220,000 $ 610,000 $ 318,000
Lake County Illinois 2 $ 2,040,000 $ 1,020,000 $ 451,000
Clark County Indiana 2 $ 750,000 $ 375,000 $ 141,000
Logan County Kentucky 2 $ 350,000 $ 175,000 $ 117,000
McCracken County Kentucky 2 $ 470,000 $ 235,000 $ 1,070,000
Trigg County Kentucky 2 $ 360,000 $ 180,000 $ 258,000
Woodford County Kentucky 2 $ 430,000 $ 215,000 $ 204,000
Norfolk County Massachusetts 2 $ 3,890,000 $ 1,945,000 $ 0
Macomb County Michigan 2 $ 310,000 $ 155,000 $ 91,000
Panola County Mississippi 2 $ 490,000 $ 245,000 $ 107,000
St. Charles County Missouri 2 $ 500,000 $ 250,000 $ 620,000
St. Louis County Missouri 2 $ 1,040,000 $ 520,000 $ 120,000
Mercer County New Jersey 2 $ 800,000 $ 400,000 $ 96,000
New York County New York 2 $ 1,630,000 $ 815,000 $ 369,000
Alexander County North Carolina 2 $ 570,000 $ 285,000 $ 131,000
Alleghany County North Carolina 2 $ 540,000 $ 270,000 $ 145,000
Ashe County North Carolina 2 $ 500,000 $ 250,000 $ 141,000
Cherokee County North Carolina 2 $ 590,000 $ 295,000 $ 235,000
Dare County North Carolina 2 $ 550,000 $ 275,000 $ 87,000
Graham County North Carolina 2 $ 390,000 $ 195,000 $ 193,000
Hyde County North Carolina 2 $ 970,000 $ 485,000 $ 646,000
Lee County North Carolina 2 $ 440,000 $ 220,000 $ 291,000
Macon County North Carolina 2 $ 1,250,000 $ 625,000 $ 101,000
McDowell County North Carolina 2 $ 990,000 $ 495,000 $ 564,000
Onslow County North Carolina 2 $ 120,000 $ 60,000 $ 0
Person County North Carolina 2 $ 650,000 $ 325,000 $ 112,000
Polk County North Carolina 2 $ 720,000 $ 360,000 $ 172,000
Swain County North Carolina 2 $ 520,000 $ 260,000 $ 162,000
Wilkes County North Carolina 2 $ 550,000 $ 275,000 $ 93,000
Yadkin County North Carolina 2 $ 680,000 $ 340,000 $ 160,000
Stark County North Dakota 2 $ 4,580,000 $ 2,290,000 $ 0
Franklin County Ohio 2 $ 3,520,000 $ 1,760,000 $ 0
Tulsa County Oklahoma 2 $ 2,820,000 $ 1,410,000 $ 0
Klamath County Oregon 2 $ 3,730,000 $ 1,865,000 $ 0
Multnomah County Oregon 2 $ 710,000 $ 355,000 $ 329,000
Claiborne County Tennessee 2 $ 450,000 $ 225,000 $ 167,000
Hardeman County Tennessee 2 $ 710,000 $ 355,000 $ 391,000
Hawkins County Tennessee 2 $ 960,000 $ 480,000 $ 165,000
Jackson County Tennessee 2 $ 750,000 $ 375,000 $ 199,000
Overton County Tennessee 2 $ 410,000 $ 205,000 $ 46,000
Scott County Tennessee 2 $ 410,000 $ 205,000 $ 57,000
Travis County Texas 2 $ 3,640,000 $ 1,820,000 $ 70,000
Salt Lake County Utah 2 $ 480,000 $ 240,000 $ 136,000
Craig County Virginia 2 $ 360,000 $ 180,000 $ 44,000
Washington County Virginia 2 $ 410,000 $ 205,000 $ 152,000
King County Washington 2 $ 980,000 $ 490,000 $ 111,000
Pierce County Washington 2 $ 1,690,000 $ 845,000 $ 106,000
Dane County Wisconsin 2 $ 5,920,000 $ 2,960,000 $ 0
Cherokee County Alabama 1 $ 605,000 $ 605,000 $ 0
Colbert County Alabama 1 $ 315,000 $ 315,000 $ 175,000
Cullman County Alabama 1 $ 515,000 $ 515,000 $ 405,000
Jackson County Alabama 1 $ 245,000 $ 245,000 $ 39,000
Limestone County Alabama 1 $ 185,000 $ 185,000 $ 0
Mobile County Alabama 1 $ 95,000 $ 95,000 $ 95,000
Talladega County Alabama 1 $ 105,000 $ 105,000 $ 204,000
Pinal County Arizona 1 $ 3,755,000 $ 3,755,000 $ 0
Boone County Arkansas 1 $ 515,000 $ 515,000 $ 284,000
Craighead County Arkansas 1 $ 135,000 $ 135,000 $ 56,000
Greene County Arkansas 1 $ 135,000 $ 135,000 $ 62,000
Lonoke County Arkansas 1 $ 85,000 $ 85,000 $ 37,000
Poinsett County Arkansas 1 $ 95,000 $ 95,000 $ 40,000
White County Arkansas 1 $ 185,000 $ 185,000 $ 45,000
Fresno County California 1 $ 2,895,000 $ 2,895,000 $ 0
Marin County California 1 $ 1,005,000 $ 1,005,000 $ 636,000
Mariposa County California 1 $ 215,000 $ 215,000 $ 698,000
Monterey County California 1 $ 2,005,000 $ 2,005,000 $ 0
Orange County California 1 $ 345,000 $ 345,000 $ 165,000
San Bernardino County California 1 $ 335,000 $ 335,000 $ 360,000
Arapahoe County Colorado 1 $ 285,000 $ 285,000 $ 103,000
Chaffee County Colorado 1 $ 255,000 $ 255,000 $ 191,000
Gunnison County Colorado 1 $ 515,000 $ 515,000 $ 528,000
Jefferson County Colorado 1 $ 1,005,000 $ 1,005,000 $ 0
La Plata County Colorado 1 $ 675,000 $ 675,000 $ 388,000
Hartford County Connecticut 1 $ 6,005,000 $ 6,005,000 $ 0
Brevard County Florida 1 $ 515,000 $ 515,000 $ 285,000
Charlotte County Florida 1 $ 135,000 $ 135,000 $ 46,000
Citrus County Florida 1 $ 125,000 $ 125,000 $ 435,000
Columbia County Florida 1 $ 275,000 $ 275,000 $ 750,000
Flagler County Florida 1 $ 515,000 $ 515,000 $ 240,000
Lake County Florida 1 $ 225,000 $ 225,000 $ 51,000
Miami-Dade County Florida 1 $ 1,085,000 $ 1,085,000 $ 2,514,000
Nassau County Florida 1 $ 105,000 $ 105,000 $ 67,000
Seminole County Florida 1 $ 145,000 $ 145,000 $ 60,000
St. Lucie County Florida 1 $ 245,000 $ 245,000 $ 105,000
Bartow County Georgia 1 $ 1,685,000 $ 1,685,000 $ 877,000
Bibb County Georgia 1 $ 2,755,000 $ 2,755,000 $ 0
Dawson County Georgia 1 $ 125,000 $ 125,000 $ 268,000
Elbert County Georgia 1 $ 135,000 $ 135,000 $ 46,000
Franklin County Georgia 1 $ 325,000 $ 325,000 $ 132,000
Hart County Georgia 1 $ 165,000 $ 165,000 $ 67,000
Lowndes County Georgia 1 $ 3,005,000 $ 3,005,000 $ 0
Lumpkin County Georgia 1 $ 275,000 $ 275,000 $ 88,000
Meriwether County Georgia 1 $ 255,000 $ 255,000 $ 176,000
Murray County Georgia 1 $ 55,000 $ 55,000 $ 160,000
Rabun County Georgia 1 $ 305,000 $ 305,000 $ 175,000
Walton County Georgia 1 $ 4,055,000 $ 4,055,000 $ 0
Ada County Idaho 1 $ 385,000 $ 385,000 $ 85,000
Kootenai County Idaho 1 $ 3,005,000 $ 3,005,000 $ 1,718,000
Madison County Illinois 1 $ 205,000 $ 205,000 $ 0
Tazewell County Illinois 1 $ 155,000 $ 155,000 $ 110,000
Floyd County Indiana 1 $ 445,000 $ 445,000 $ 210,000
Hamilton County Indiana 1 $ 21,155,000 $ 21,155,000 $ 0
Hancock County Indiana 1 $ 135,000 $ 135,000 $ 88,000
Hendricks County Indiana 1 $ 275,000 $ 275,000 $ 102,000
Johnson County Indiana 1 $ 265,000 $ 265,000 $ 133,000
Marion County Indiana 1 $ 2,365,000 $ 2,365,000 $ 0
Tippecanoe County Indiana 1 $ 195,000 $ 195,000 $ 181,000
Wayne County Indiana 1 $ 5,625,000 $ 5,625,000 $ 0
Muscatine County Iowa 1 $ 35,000 $ 35,000 $ 36,000
Polk County Iowa 1 $ 505,000 $ 505,000 $ 485,000
Allen County Kentucky 1 $ 185,000 $ 185,000 $ 140,000
Bell County Kentucky 1 $ 265,000 $ 265,000 $ 45,000
Calloway County Kentucky 1 $ 355,000 $ 355,000 $ 132,000
Fayette County Kentucky 1 $ 225,000 $ 225,000 $ 118,000
Grant County Kentucky 1 $ 4,965,000 $ 4,965,000 $ 0
Marshall County Kentucky 1 $ 115,000 $ 115,000 $ 47,000
Pendleton County Kentucky 1 $ 1,315,000 $ 1,315,000 $ 0
Russell County Kentucky 1 $ 85,000 $ 85,000 $ 85,000
Shelby County Kentucky 1 $ 365,000 $ 365,000 $ 193,000
Whitley County Kentucky 1 $ 205,000 $ 205,000 $ 270,000
East Baton Rouge County Louisiana 1 $ 275,000 $ 275,000 $ 64,000
Jefferson County Louisiana 1 $ 1,385,000 $ 1,385,000 $ 1,176,000
St. Tammany County Louisiana 1 $ 285,000 $ 285,000 $ 256,000
Webster County Louisiana 1 $ 155,000 $ 155,000 $ 400,000
Baltimore County Maryland 1 $ 485,000 $ 485,000 $ 103,000
Calvert County Maryland 1 $ 505,000 $ 505,000 $ 97,000
Charles County Maryland 1 $ 285,000 $ 285,000 $ 98,000
Montgomery County Maryland 1 $ 1,035,000 $ 1,035,000 $ 305,000
Washington County Maryland 1 $ 1,205,000 $ 1,205,000 $ 0
Barnstable County Massachusetts 1 $ 385,000 $ 385,000 $ 620,000
Hampden County Massachusetts 1 $ 1,955,000 $ 1,955,000 $ 0
Suffolk County Massachusetts 1 $ 295,000 $ 295,000 $ 118,000
Lenawee County Michigan 1 $ 65,000 $ 65,000 $ 29,000
Monroe County Michigan 1 $ 1,625,000 $ 1,625,000 $ 0
Ottawa County Michigan 1 $ 125,000 $ 125,000 $ 149,000
Saginaw County Michigan 1 $ 35,000 $ 35,000 $ 183,000
Anoka County Minnesota 1 $ 5,155,000 $ 5,155,000 $ 0
Benton County Mississippi 1 $ 255,000 $ 255,000 $ 41,000
Hinds County Mississippi 1 $ 3,755,000 $ 3,755,000 $ 0
Leflore County Mississippi 1 $ 155,000 $ 155,000 $ 31,000
Tallahatchie County Mississippi 1 $ 505,000 $ 505,000 $ 389,000
Boone County Missouri 1 $ 365,000 $ 365,000 $ 129,000
Jefferson County Missouri 1 $ 105,000 $ 105,000 $ 44,000
St. Louis City County Missouri 1 $ 305,000 $ 305,000 $ 84,000
Carbon County Montana 1 $ 295,000 $ 295,000 $ 194,000
Gallatin County Montana 1 $ 225,000 $ 225,000 $ 89,000
Madison County Montana 1 $ 855,000 $ 855,000 $ 538,000
Washoe County Nevada 1 $ 475,000 $ 475,000 $ 122,000
Santa Fe County New Mexico 1 $ 455,000 $ 455,000 $ 300,000
St. Lawrence County New York 1 $ 225,000 $ 225,000 $ 194,000
Bladen County North Carolina 1 $ 85,000 $ 85,000 $ 34,000
Burke County North Carolina 1 $ 385,000 $ 385,000 $ 108,000
Columbus County North Carolina 1 $ 185,000 $ 185,000 $ 58,000
Craven County North Carolina 1 $ 255,000 $ 255,000 $ 78,000
Currituck County North Carolina 1 $ 1,205,000 $ 1,205,000 $ 314,000
Edgecombe County North Carolina 1 $ 25,000 $ 25,000 $ 36,000
Greene County North Carolina 1 $ 145,000 $ 145,000 $ 37,000
Madison County North Carolina 1 $ 175,000 $ 175,000 $ 339,000
Mitchell County North Carolina 1 $ 225,000 $ 225,000 $ 0
Nash County North Carolina 1 $ 335,000 $ 335,000 $ 53,000
Northampton County North Carolina 1 $ 395,000 $ 395,000 $ 266,000
Pamlico County North Carolina 1 $ 255,000 $ 255,000 $ 284,000
Robeson County North Carolina 1 $ 115,000 $ 115,000 $ 52,000
Warren County North Carolina 1 $ 445,000 $ 445,000 $ 212,000
Wilson County North Carolina 1 $ 105,000 $ 105,000 $ 66,000
Wood County Ohio 1 $ 135,000 $ 135,000 $ 128,000
Comanche County Oklahoma 1 $ 75,000 $ 75,000 $ 152,000
Deschutes County Oregon 1 $ 345,000 $ 345,000 $ 109,000
Lane County Oregon 1 $ 215,000 $ 215,000 $ 150,000
Washington County Oregon 1 $ 515,000 $ 515,000 $ 199,000
Bucks County Pennsylvania 1 $ 605,000 $ 605,000 $ 338,000
Delaware County Pennsylvania 1 $ 705,000 $ 705,000 $ 357,000
Luzerne County Pennsylvania 1 $ 245,000 $ 245,000 $ 260,000
Philadelphia County Pennsylvania 1 $ 355,000 $ 355,000 $ 479,000
Newport County Rhode Island 1 $ 755,000 $ 755,000 $ 178,000
Abbeville County South Carolina 1 $ 175,000 $ 175,000 $ 43,000
Aiken County South Carolina 1 $ 135,000 $ 135,000 $ 70,000
Barnwell County South Carolina 1 $ 105,000 $ 105,000 $ 50,000
Edgefield County South Carolina 1 $ 225,000 $ 225,000 $ 54,000
Fairfield County South Carolina 1 $ 425,000 $ 425,000 $ 504,000
Jasper County South Carolina 1 $ 305,000 $ 305,000 $ 60,000
Kershaw County South Carolina 1 $ 15,000 $ 15,000 $ 119,000
Orangeburg County South Carolina 1 $ 105,000 $ 105,000 $ 25,000
Carter County Tennessee 1 $ 515,000 $ 515,000 $ 111,000
Cocke County Tennessee 1 $ 75,000 $ 75,000 $ 40,000
Decatur County Tennessee 1 $ 175,000 $ 175,000 $ 173,000
Dyer County Tennessee 1 $ 65,000 $ 65,000 $ 279,000
Fentress County Tennessee 1 $ 255,000 $ 255,000 $ 81,000
Greene County Tennessee 1 $ 165,000 $ 165,000 $ 51,000
Grundy County Tennessee 1 $ 165,000 $ 165,000 $ 290,000
Houston County Tennessee 1 $ 105,000 $ 105,000 $ 23,000
Lake County Tennessee 1 $ 65,000 $ 65,000 $ 102,000
Lincoln County Tennessee 1 $ 115,000 $ 115,000 $ 49,000
Moore County Tennessee 1 $ 205,000 $ 205,000 $ 558,000
Obion County Tennessee 1 $ 45,000 $ 45,000 $ 78,000
Stewart County Tennessee 1 $ 75,000 $ 75,000 $ 90,000
Unicoi County Tennessee 1 $ 75,000 $ 75,000 $ 0
Bell County Texas 1 $ 2,055,000 $ 2,055,000 $ 0
Bexar County Texas 1 $ 7,505,000 $ 7,505,000 $ 0
Comal County Texas 1 $ 395,000 $ 395,000 $ 166,000
Fort Bend County Texas 1 $ 205,000 $ 205,000 $ 194,000
Hale County Texas 1 $ 2,755,000 $ 2,755,000 $ 0
Hays County Texas 1 $ 415,000 $ 415,000 $ 140,000
Johnson County Texas 1 $ 145,000 $ 145,000 $ 0
McLennan County Texas 1 $ 1,165,000 $ 1,165,000 $ 0
Milam County Texas 1 $ 1,045,000 $ 1,045,000 $ 0
Navarro County Texas 1 $ 115,000 $ 115,000 $ 75,000
Potter County Texas 1 $ 2,505,000 $ 2,505,000 $ 0
Smith County Texas 1 $ 245,000 $ 245,000 $ 186,000
Victoria County Texas 1 $ 2,655,000 $ 2,655,000 $ 0
Williamson County Texas 1 $ 2,425,000 $ 2,425,000 $ 0
Summit County Utah 1 $ 665,000 $ 665,000 $ 263,000
Albemarle County Virginia 1 $ 505,000 $ 505,000 $ 0
Campbell County Virginia 1 $ 175,000 $ 175,000 $ 0
Carroll County Virginia 1 $ 345,000 $ 345,000 $ 184,000
Hampton County Virginia 1 $ 285,000 $ 285,000 $ 0
Hanover County Virginia 1 $ 345,000 $ 345,000 $ 158,000
Harrisonburg County Virginia 1 $ 155,000 $ 155,000 $ 59,000
Henrico County Virginia 1 $ 445,000 $ 445,000 $ 188,000
James City County Virginia 1 $ 75,000 $ 75,000 $ 107,000
Loudoun County Virginia 1 $ 405,000 $ 405,000 $ 125,000
Louisa County Virginia 1 $ 315,000 $ 315,000 $ 63,000
Patrick County Virginia 1 $ 295,000 $ 295,000 $ 79,000
Pittsylvania County Virginia 1 $ 275,000 $ 275,000 $ 174,000
Powhatan County Virginia 1 $ 365,000 $ 365,000 $ 210,000
Prince Edward County Virginia 1 $ 265,000 $ 265,000 $ 107,000
Prince William County Virginia 1 $ 265,000 $ 265,000 $ 956,000
Pulaski County Virginia 1 $ 205,000 $ 205,000 $ 62,000
Rockingham County Virginia 1 $ 245,000 $ 245,000 $ 127,000
Shenandoah County Virginia 1 $ 285,000 $ 285,000 $ 79,000
Winchester County Virginia 1 $ 515,000 $ 515,000 $ 950,000
Wise County Virginia 1 $ 195,000 $ 195,000 $ 48,000
York County Virginia 1 $ 835,000 $ 835,000 $ 398,000
Kitsap County Washington 1 $ 3,815,000 $ 3,815,000 $ 0
Pierce County Wisconsin 1 $ 1,365,000 $ 1,365,000 $ 0
Rock County Wisconsin 1 $ 75,000 $ 75,000 $ 44,000
Sheboygan County Wisconsin 1 $ 155,000 $ 155,000 $ 205,000
Vilas County Wisconsin 1 $ 515,000 $ 515,000 $ 787,000

Mortgage Loan Application Detail Totals for Pinnacle Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,805 $2,230,605,000 $384,000 $45,555,000 $171,000 $8,400,000
Refinancing 4,333 $1,741,305,000 $401,000 $11,865,000 $202,000 $4,727,000
Other Purpose 1,550 $279,100,000 $180,000 $3,005,000 $234,000 $3,845,000
Home Improvement 1,226 $165,710,000 $135,000 $10,505,000 $183,000 $2,936,000
Cash-out Refinancing 1,215 $321,115,000 $264,000 $1,885,000 $131,000 $1,169,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,787 $2,929,525,000 $299,000 $11,865,000 $188,000 $6,688,000
Not Provided 1,918 $463,890,000 $241,000 $6,005,000 $231,000 $7,224,000
Black or African American 954 $205,250,000 $215,000 $2,715,000 $98,000 $1,720,000
Not applicable 795 $971,015,000 $1,221,000 $45,555,000 $0 $0
Hispanic 323 $72,545,000 $224,000 $1,015,000 $132,000 $8,400,000
Asian 228 $61,790,000 $271,000 $1,955,000 $150,000 $1,304,000
American Indian or Alaskan Native 34 $9,460,000 $278,000 $945,000 $130,000 $563,000
Native Hawaiian or Other Pacific Islander 5 $775,000 $155,000 $225,000 $72,000 $127,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,325 $4,533,815,000 $340,000 $45,555,000 $192,000 $8,400,000
FHA-insured (Federal Housing Administration) 472 $96,050,000 $203,000 $495,000 $65,000 $256,000
VA-guaranteed (Veterans Administration) 274 $97,110,000 $354,000 $1,365,000 $119,000 $953,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 58 $10,860,000 $187,000 $355,000 $54,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,739 $3,826,085,000 $356,000 $45,555,000 $186,000 $8,400,000
Application Withdrawn By Applicant 1,454 $485,470,000 $333,000 $5,935,000 $197,000 $7,224,000
Application Denied By Financial Institution 969 $243,675,000 $251,000 $5,855,000 $118,000 $3,551,000
Application Approved But Not Accepted 632 $154,680,000 $244,000 $5,805,000 $249,000 $3,743,000
Loan Purchased By The Institution 256 $3,520,000 $13,000 $15,000 $0 $0
File Closed For Incompleteness 79 $24,405,000 $308,000 $2,205,000 $162,000 $600,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,160 $4,494,160,000 $341,000 $45,555,000 $190,000 $8,400,000
Debt-To-Income Ratio 439 $93,865,000 $213,000 $1,675,000 $83,000 $538,000
Credit History 291 $40,205,000 $138,000 $2,145,000 $102,000 $987,000
Collateral 82 $28,220,000 $344,000 $3,755,000 $241,000 $2,514,000
Other 72 $58,590,000 $813,000 $5,855,000 $229,000 $1,744,000
Unverifiable Information 49 $15,275,000 $311,000 $2,285,000 $250,000 $3,551,000
Employment History 21 $4,225,000 $201,000 $505,000 $80,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,730,000 $227,000 $445,000 $83,000 $150,000
Credit Application Incomplete 3 $565,000 $188,000 $255,000 $84,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pinnacle Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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