Amwest Funding Corp Mortgage Lending & HMDA Data, 2012

In 2012, Amwest Funding Corp of Brea, CA reported 14,192 mortgage applications totaling $3.8 billion. The average application was for $264,533, and applicants reported an average income of $83,801. 59% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (3,784), Santa Ana-Anaheim-Irvine, CA (1,649) and Riverside-San Bernardino-Ontario, CA (1,402) (applications in parentheses).

Mortgage Company & Address Amwest Funding Corp
6 Pointe Drive, Suite 300
Brea, CA 92821
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  
Total Number of Mortgage Applications 14,192
Total Mortgage Loan Application Amount $3,754,253,000
Average Mortgage Loan Application Amount $264,533
Highest Mortgage Loan Application Amount $1,134,000
Average Applicant Income $83,801
Highest Applicant Income $1,756,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amwest Funding Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Amwest Funding Corp by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 3,784 $ 1,110,072,000 $ 293,359 $ 85,000
Santa Ana-Anaheim-Irvine, CA 1,649 $ 502,029,000 $ 304,444 $ 90,000
Riverside-San Bernardino-Ontario, CA 1,402 $ 308,246,000 $ 219,861 $ 72,000
San Diego-Carlsbad-San Marcos, CA 791 $ 235,583,000 $ 297,829 $ 87,000
San Jose-Sunnyvale-Santa Clara, CA 666 $ 214,732,000 $ 322,420 $ 101,000
Oakland-Fremont-Hayward, CA 649 $ 180,948,000 $ 278,810 $ 96,000
Chicago-Joliet-Naperville, IL 545 $ 103,114,000 $ 189,200 $ 52,000
Sacramento--Arden-Arcade--Roseville, CA 537 $ 113,926,000 $ 212,152 $ 78,000
San Francisco-San Mateo-Redwood City, CA 405 $ 150,900,000 $ 372,592 $ 109,000
Oxnard-Thousand Oaks-Ventura, CA 252 $ 72,821,000 $ 288,972 $ 94,000
Newark-Union, NJ-PA 240 $ 62,965,000 $ 262,354 $ 74,854
Bakersfield-Delano, CA 222 $ 42,579,000 $ 191,797 $ 82,000
Edison-New Brunswick, NJ 221 $ 55,165,000 $ 249,615 $ 83,000
Modesto, CA 219 $ 40,715,000 $ 185,913 $ 68,000
New York-White Plains-Wayne, NY-NJ 202 $ 58,024,000 $ 287,247 $ 83,000
Phoenix-Mesa-Glendale, AZ 167 $ 32,272,000 $ 193,245 $ 66,000
Stockton, CA 165 $ 34,341,000 $ 208,127 $ 81,000
Las Vegas-Paradise, NV 107 $ 22,149,000 $ 207,000 $ 91,000
Fresno, CA 105 $ 21,174,000 $ 201,657 $ 85,000
Minneapolis-St. Paul-Bloomington, MN-WI 103 $ 19,670,000 $ 190,970 $ 67,883
Santa Cruz-Watsonville, CA 94 $ 31,514,000 $ 335,255 $ 119,000
Vallejo-Fairfield, CA 86 $ 19,953,000 $ 232,011 $ 90,000
Salinas, CA 83 $ 20,381,000 $ 245,554 $ 80,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 81 $ 21,517,000 $ 265,641 $ 80,086
Camden, NJ 71 $ 11,939,000 $ 168,154 $ 81,000
Fort Worth-Arlington, TX 66 $ 10,193,000 $ 154,439 $ 81,000
Dallas-Plano-Irving, TX 61 $ 7,991,000 $ 131,000 $ 102,000
El Centro, CA 57 $ 9,194,000 $ 161,298 $ 56,000
Merced, CA 52 $ 10,125,000 $ 194,711 $ 65,000
Salt Lake City, UT 50 $ 10,893,000 $ 217,860 $ 61,000
Denver-Aurora-Broomfield, CO 44 $ 10,005,000 $ 227,386 $ 49,000
Albuquerque, NM 43 $ 6,838,000 $ 159,023 $ 37,000
San Luis Obispo-Paso Robles, CA 42 $ 13,517,000 $ 321,833 $ 116,000
Seattle-Bellevue-Everett, WA 41 $ 10,747,000 $ 262,121 $ 65,000
Houston-Sugar Land-Baytown, TX 39 $ 5,763,000 $ 147,769 $ 96,000
Santa Rosa-Petaluma, CA 36 $ 10,071,000 $ 279,750 $ 99,000
Santa Barbara-Santa Maria-Goleta, CA 34 $ 9,267,000 $ 272,558 $ 71,000
Madera-Chowchilla, CA 32 $ 5,479,000 $ 171,218 $ 46,000
Milwaukee-Waukesha-West Allis, WI 31 $ 5,293,000 $ 170,741 $ 40,000
Lake County-Kenosha County, IL-WI 30 $ 6,419,000 $ 213,966 $ 79,266
Austin-Round Rock-San Marcos, TX 26 $ 4,122,000 $ 158,538 $ 583,000
Portland-Vancouver-Hillsboro, OR-WA 25 $ 6,214,000 $ 248,560 $ 81,240
Hanford-Corcoran, CA 24 $ 4,177,000 $ 174,041 $ 65,000
Baltimore-Towson, MD 22 $ 5,145,000 $ 233,863 $ 46,000
Yuba City, CA 20 $ 4,423,000 $ 221,150 $ 79,000
Honolulu, HI 17 $ 5,330,000 $ 313,529 $ 76,000
Napa, CA 17 $ 5,204,000 $ 306,117 $ 98,000
Philadelphia, PA 16 $ 3,778,000 $ 236,125 $ 54,000
Trenton-Ewing, NJ 16 $ 3,112,000 $ 194,500 $ 77,000
Visalia-Porterville, CA 15 $ 2,520,000 $ 168,000 $ 63,000
Allentown-Bethlehem-Easton, PA-NJ 14 $ 2,593,000 $ 185,214 $ 60,928
Atlanta-Sandy Springs-Marietta, GA 14 $ 2,438,000 $ 174,142 $ 58,000
Madison, WI 14 $ 3,021,000 $ 215,785 $ 57,000
Provo-Orem, UT 14 $ 2,913,000 $ 208,071 $ 34,000
Indianapolis-Carmel, IN 13 $ 2,260,000 $ 173,846 $ 42,000
Richmond, VA 13 $ 2,367,000 $ 182,076 $ 65,000
Reno-Sparks, NV 12 $ 2,091,000 $ 174,250 $ 71,000
Brownsville-Harlingen, TX 11 $ 1,226,000 $ 111,454 $ 45,000
Racine, WI 11 $ 1,762,000 $ 160,181 $ 23,000
Atlantic City-Hammonton, NJ 10 $ 2,041,000 $ 204,100 $ 84,000
Laredo, TX 10 $ 1,700,000 $ 170,000 $ 64,000
Chico, CA 9 $ 1,938,000 $ 215,333 $ 73,000
Ocean City, NJ 9 $ 1,936,000 $ 215,111 $ 83,000
Tucson, AZ 9 $ 2,339,000 $ 259,888 $ 72,000
Bethesda-Rockville-Frederick, MD 8 $ 2,115,000 $ 264,375 $ 63,000
Longview, TX 8 $ 1,406,000 $ 175,750 $ 68,000
San Antonio-New Braunfels, TX 8 $ 1,521,000 $ 190,125 $ 78,000
St. Cloud, MN 8 $ 1,148,000 $ 143,500 $ 36,000
Vineland-Millville-Bridgeton, NJ 8 $ 1,431,000 $ 178,875 $ 93,000
McAllen-Edinburg-Mission, TX 7 $ 828,000 $ 118,285 $ 68,000
Rockford, IL 7 $ 1,184,000 $ 169,142 $ 0
Tacoma, WA 7 $ 1,287,000 $ 183,857 $ 47,000
Cincinnati-Middletown, OH-KY-IN 6 $ 908,000 $ 151,333 $ 37,333
Fort Wayne, IN 6 $ 734,000 $ 122,333 $ 49,000
La Crosse, WI-MN 6 $ 1,160,000 $ 193,333 $ 0
Ogden-Clearfield, UT 6 $ 1,165,000 $ 194,166 $ 33,000
Redding, CA 5 $ 1,154,000 $ 230,800 $ 76,000
Virginia Beach-Norfolk-Newport News, VA-NC 5 $ 1,299,000 $ 259,800 $ 40,000
Eau Claire, WI 3 $ 415,000 $ 138,333 $ 11,000
Bremerton-Silverdale, WA 2 $ 449,000 $ 224,500 $ 21,000
Chattanooga, TN-GA 2 $ 182,000 $ 91,000 $ 29,000
Cleveland-Elyria-Mentor, OH 2 $ 451,000 $ 225,500 $ 0
Colorado Springs, CO 2 $ 395,000 $ 197,500 $ 6,000
Corvallis, OR 2 $ 458,000 $ 229,000 $ 21,000
Danville, IL 2 $ 296,000 $ 148,000 $ 59,000
Duluth, MN-WI 2 $ 413,000 $ 206,500 $ 60,000
Gary, IN 2 $ 308,000 $ 154,000 $ 0
Longview, WA 2 $ 486,000 $ 243,000 $ 96,000
Louisville/Jefferson County, KY-IN 2 $ 352,000 $ 176,000 $ 0
Olympia, WA 2 $ 671,000 $ 335,500 $ 62,000
Sheboygan, WI 2 $ 355,000 $ 177,500 $ 0
Spokane, WA 2 $ 349,000 $ 174,500 $ 32,000
St. Louis, MO-IL 2 $ 293,000 $ 146,500 $ 0
Tyler, TX 2 $ 287,000 $ 143,500 $ 0
Abilene, TX 1 $ 221,000 $ 221,000 $ 175,000
Appleton, WI 1 $ 142,000 $ 142,000 $ 0
Brunswick, GA 1 $ 285,000 $ 285,000 $ 0
Canton-Massillon, OH 1 $ 105,000 $ 105,000 $ 68,000
Corpus Christi, TX 1 $ 112,000 $ 112,000 $ 0
Davenport-Moline-Rock Island, IA-IL 1 $ 104,000 $ 104,000 $ 53,000
El Paso, TX 1 $ 117,000 $ 117,000 $ 37,000
Eugene-Springfield, OR 1 $ 282,000 $ 282,000 $ 0
Fargo, ND-MN 1 $ 159,000 $ 159,000 $ 45,000
Fort Collins-Loveland, CO 1 $ 170,000 $ 170,000 $ 0
Greeley, CO 1 $ 269,000 $ 269,000 $ 154,000
Green Bay, WI 1 $ 156,000 $ 156,000 $ 0
Hagerstown-Martinsburg, MD-WV 1 $ 259,000 $ 259,000 $ 0
Hartford-West Hartford-East Hartford, CT 1 $ 350,000 $ 350,000 $ 244,000
Jacksonville, FL 1 $ 63,000 $ 63,000 $ 25,000
Janesville, WI 1 $ 86,000 $ 86,000 $ 0
Kankakee-Bradley, IL 1 $ 97,000 $ 97,000 $ 64,000
Lake Havasu City-Kingman, AZ 1 $ 154,000 $ 154,000 $ 0
Lancaster, PA 1 $ 252,000 $ 252,000 $ 87,000
Las Cruces, NM 1 $ 115,000 $ 115,000 $ 0
Logan, UT-ID 1 $ 205,000 $ 205,000 $ 0
Mankato-North Mankato, MN 1 $ 213,000 $ 213,000 $ 0
Medford, OR 1 $ 342,000 $ 342,000 $ 0
Michigan City-La Porte, IN 1 $ 138,000 $ 138,000 $ 0
Mount Vernon-Anacortes, WA 1 $ 251,000 $ 251,000 $ 0
New Haven-Milford, CT 1 $ 207,000 $ 207,000 $ 133,000
Panama City-Lynn Haven-Panama City Beach, FL 1 $ 75,000 $ 75,000 $ 286,000
Pascagoula, MS 1 $ 355,000 $ 355,000 $ 67,000
Peoria, IL 1 $ 122,000 $ 122,000 $ 0
Prescott, AZ 1 $ 186,000 $ 186,000 $ 94,000
Pueblo, CO 1 $ 181,000 $ 181,000 $ 0
Rome, GA 1 $ 313,000 $ 313,000 $ 43,000
Salem, OR 1 $ 173,000 $ 173,000 $ 83,000
Salisbury, MD 1 $ 68,000 $ 68,000 $ 17,000
Santa Fe, NM 1 $ 222,000 $ 222,000 $ 68,000
State College, PA 1 $ 177,000 $ 177,000 $ 48,000
Waco, TX 1 $ 127,000 $ 127,000 $ 36,000
Wausau, WI 1 $ 183,000 $ 183,000 $ 0
West Palm Beach-Boca Raton-Boynton Beach, FL 1 $ 225,000 $ 225,000 $ 82,000
Wheeling, WV-OH 1 $ 114,000 $ 114,000 $ 69,000
Wilmington, DE-MD-NJ 1 $ 133,000 $ 133,000 $ 314,000
Youngstown-Warren-Boardman, OH-PA 1 $ 77,000 $ 77,000 $ 0
Yuma, AZ 1 $ 143,000 $ 143,000 $ 39,000

Mortgage Loan Application Detail Totals for Amwest Funding Corp in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,522 $2,321,881,000 $272,000 $920,000 $83,000 $1,756,000
Home Purchase 5,664 $1,431,047,000 $252,000 $1,134,000 $85,000 $1,476,000
Home Improvement 6 $1,325,000 $220,000 $435,000 $91,000 $188,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 5,393 $1,531,696,000 $284,000 $837,000 $92,000 $1,476,000
White 4,934 $1,302,466,000 $263,000 $1,134,000 $90,000 $1,756,000
Hispanic 2,745 $636,809,000 $231,000 $988,000 $59,000 $633,000
Black or African American 559 $126,779,000 $226,000 $739,000 $60,000 $324,000
Not Provided 447 $125,466,000 $280,000 $909,000 $91,000 $810,000
Native Hawaiian or Other Pacific Islander 82 $22,723,000 $277,000 $880,000 $78,000 $285,000
American Indian or Alaskan Native 32 $8,314,000 $259,000 $602,000 $74,000 $204,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,801 $2,629,348,000 $268,000 $1,134,000 $98,000 $1,756,000
FHA-insured (Federal Housing Administration) 3,957 $998,007,000 $252,000 $951,000 $51,000 $1,200,000
VA-guaranteed (Veterans Administration) 387 $118,814,000 $307,000 $839,000 $56,000 $404,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 47 $8,084,000 $172,000 $396,000 $46,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,416 $2,224,621,000 $264,000 $951,000 $82,000 $1,200,000
Application Denied By Financial Institution 4,191 $1,120,017,000 $267,000 $1,099,000 $86,000 $1,756,000
Application Approved But Not Accepted 1,320 $342,937,000 $259,000 $1,134,000 $84,000 $1,756,000
Application Withdrawn By Applicant 252 $63,025,000 $250,000 $676,000 $83,000 $361,000
File Closed For Incompleteness 13 $3,653,000 $281,000 $417,000 $109,000 $254,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,563 $411,323,000 $263,000 $988,000 $95,000 $1,756,000
Debt-To-Income Ratio 1,082 $304,841,000 $281,000 $1,099,000 $68,000 $1,756,000
Credit History 530 $136,018,000 $256,000 $740,000 $84,000 $1,200,000
Collateral 510 $133,960,000 $262,000 $853,000 $99,000 $938,000
Unverifiable Information 209 $53,648,000 $256,000 $837,000 $89,000 $1,382,000
Employment History 144 $36,506,000 $253,000 $711,000 $74,000 $1,476,000
Insufficient Cash (Downpayment, Closing Cost) 44 $10,627,000 $241,000 $506,000 $77,000 $319,000
Credit Application Incomplete 26 $7,026,000 $270,000 $612,000 $79,000 $251,000
Mortgage Insurance Denied 8 $2,274,000 $284,000 $655,000 $75,000 $121,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amwest Funding Corp's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amwest Funding Corp's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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