Pnc Bank, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pnc Bank, National Association 249 Fifth Ave. Ms P1-Popp-22-2 Wilmington, DE 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 167,346 |
| Total Mortgage Loan Application Amount | $46,586,455,000 |
| Average Mortgage Loan Application Amount | $261,600 |
| Highest Mortgage Loan Application Amount | $98,705,000 |
| Average Applicant Income | $154,800 |
| Highest Applicant Income | $9,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Pnc Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pnc Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Pnc Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pnc Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Pnc Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pnc Bank, National Association's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PITTSBURGH, PA | 11,880 | $ 1,816,970,000 | $ 152,000 | $ 128,000 |
| NA (OUTSIDE OF MSA/MD) | 11,416 | $ 1,899,510,000 | $ 326,510 | $ 192,510 |
| CHICAGO-NAPERVILLE, IL | 6,709 | $ 2,066,105,000 | $ 307,000 | $ 139,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6,573 | $ 2,086,205,000 | $ 282,750 | $ 155,500 |
| NEW YORK-NEWARK, NY | 5,027 | $ 1,187,545,000 | $ 226,000 | $ 166,000 |
| COLUMBUS, OH | 4,027 | $ 712,055,000 | $ 176,000 | $ 120,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3,954 | $ 593,380,000 | $ 138,500 | $ 102,000 |
| CLEVELAND-ELYRIA, OH | 3,848 | $ 688,010,000 | $ 178,000 | $ 131,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 3,627 | $ 825,975,000 | $ 227,000 | $ 176,000 |
| CINCINNATI, OH-KY-IN | 3,584 | $ 728,680,000 | $ 171,333 | $ 111,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 3,464 | $ 1,378,990,000 | $ 428,000 | $ 228,500 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3,443 | $ 559,155,000 | $ 162,000 | $ 117,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,353 | $ 730,995,000 | $ 218,000 | $ 140,000 |
| NEWARK, NJ-PA | 3,256 | $ 808,850,000 | $ 188,500 | $ 146,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3,239 | $ 698,580,000 | $ 215,000 | $ 129,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3,033 | $ 718,645,000 | $ 236,000 | $ 139,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2,362 | $ 2,403,815,000 | $ 1,018,000 | $ 296,000 |
| PHILADELPHIA, PA | 2,345 | $ 419,465,000 | $ 178,000 | $ 144,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2,311 | $ 1,760,945,000 | $ 761,000 | $ 258,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 2,200 | $ 618,750,000 | $ 281,000 | $ 183,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,087 | $ 1,771,845,000 | $ 848,000 | $ 293,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 2,010 | $ 638,430,000 | $ 317,000 | $ 174,000 |
| CAMDEN, NJ | 1,851 | $ 257,965,000 | $ 139,000 | $ 134,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,735 | $ 473,315,000 | $ 306,500 | $ 166,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,734 | $ 1,275,310,000 | $ 735,000 | $ 241,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,696 | $ 375,550,000 | $ 221,000 | $ 147,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,592 | $ 394,020,000 | $ 247,000 | $ 151,000 |
| AKRON, OH | 1,591 | $ 223,015,000 | $ 140,000 | $ 126,000 |
| WILMINGTON, DE-MD-NJ | 1,539 | $ 279,975,000 | $ 153,333 | $ 111,666 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1,518 | $ 216,360,000 | $ 142,000 | $ 112,000 |
| RALEIGH, NC | 1,487 | $ 317,195,000 | $ 213,000 | $ 146,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,321 | $ 311,905,000 | $ 236,000 | $ 175,000 |
| ST. LOUIS, MO-IL | 1,267 | $ 199,735,000 | $ 149,500 | $ 121,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1,234 | $ 1,287,450,000 | $ 1,043,000 | $ 335,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1,226 | $ 233,820,000 | $ 190,000 | $ 104,000 |
| SALISBURY, MD-DE | 1,208 | $ 213,110,000 | $ 166,000 | $ 119,000 |
| SAN DIEGO-CARLSBAD, CA | 1,133 | $ 997,500,000 | $ 881,000 | $ 242,000 |
| PORT ST. LUCIE, FL | 1,107 | $ 213,895,000 | $ 193,000 | $ 126,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,083 | $ 178,685,000 | $ 164,000 | $ 111,000 |
| GRAND RAPIDS-WYOMING, MI | 1,032 | $ 207,540,000 | $ 201,000 | $ 122,000 |
| TRENTON, NJ | 998 | $ 276,190,000 | $ 276,000 | $ 176,000 |
| LANCASTER, PA | 984 | $ 171,090,000 | $ 173,000 | $ 111,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 964 | $ 448,720,000 | $ 465,000 | $ 255,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 947 | $ 103,395,000 | $ 109,000 | $ 96,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 925 | $ 124,085,000 | $ 134,000 | $ 100,000 |
| TOLEDO, OH | 909 | $ 110,905,000 | $ 122,000 | $ 111,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 896 | $ 174,060,000 | $ 183,500 | $ 147,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 881 | $ 185,445,000 | $ 230,500 | $ 147,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 848 | $ 695,170,000 | $ 819,000 | $ 291,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 840 | $ 266,150,000 | $ 316,000 | $ 167,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 829 | $ 138,805,000 | $ 167,000 | $ 125,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 802 | $ 84,350,000 | $ 107,000 | $ 86,000 |
| ELGIN, IL | 778 | $ 176,620,000 | $ 227,000 | $ 127,000 |
| ERIE, PA | 706 | $ 85,650,000 | $ 121,000 | $ 106,000 |
| FORT WAYNE, IN | 706 | $ 112,530,000 | $ 159,000 | $ 100,000 |
| LANSING-EAST LANSING, MI | 696 | $ 131,220,000 | $ 188,000 | $ 103,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 644 | $ 248,730,000 | $ 386,000 | $ 181,000 |
| CANTON-MASSILLON, OH | 636 | $ 77,910,000 | $ 122,000 | $ 95,000 |
| HARRISBURG-CARLISLE, PA | 636 | $ 113,330,000 | $ 178,000 | $ 134,000 |
| PEORIA, IL | 605 | $ 72,755,000 | $ 120,000 | $ 117,000 |
| LEXINGTON-FAYETTE, KY | 588 | $ 146,090,000 | $ 248,000 | $ 115,000 |
| ANN ARBOR, MI | 587 | $ 118,545,000 | $ 201,000 | $ 146,000 |
| YORK-HANOVER, PA | 580 | $ 78,440,000 | $ 135,000 | $ 96,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 574 | $ 227,160,000 | $ 395,000 | $ 245,000 |
| MOBILE, AL | 544 | $ 59,320,000 | $ 109,000 | $ 106,000 |
| DURHAM-CHAPEL HILL, NC | 542 | $ 142,660,000 | $ 263,000 | $ 133,000 |
| BLOOMINGTON, IL | 530 | $ 68,770,000 | $ 129,000 | $ 106,000 |
| CAPE CORAL-FORT MYERS, FL | 515 | $ 207,325,000 | $ 402,000 | $ 182,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 513 | $ 304,275,000 | $ 593,000 | $ 176,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 499 | $ 75,965,000 | $ 152,000 | $ 109,000 |
| SEBASTIAN-VERO BEACH, FL | 477 | $ 92,165,000 | $ 193,000 | $ 151,000 |
| BIRMINGHAM-HOOVER, AL | 462 | $ 80,440,000 | $ 174,000 | $ 132,000 |
| GETTYSBURG, PA | 455 | $ 62,125,000 | $ 136,000 | $ 101,000 |
| WILMINGTON, NC | 450 | $ 100,070,000 | $ 222,000 | $ 171,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 437 | $ 243,705,000 | $ 557,000 | $ 370,000 |
| EAST STROUDSBURG, PA | 428 | $ 50,110,000 | $ 117,000 | $ 100,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 410 | $ 62,130,000 | $ 151,000 | $ 101,000 |
| KALAMAZOO-PORTAGE, MI | 403 | $ 63,495,000 | $ 157,000 | $ 112,000 |
| OCEAN CITY, NJ | 402 | $ 127,070,000 | $ 316,000 | $ 253,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 392 | $ 68,000,000 | $ 180,000 | $ 116,500 |
| DENVER-AURORA-LAKEWOOD, CO | 377 | $ 187,995,000 | $ 498,000 | $ 192,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 374 | $ 63,060,000 | $ 168,000 | $ 133,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 372 | $ 219,280,000 | $ 589,000 | $ 185,000 |
| DALLAS-PLANO-IRVING, TX | 352 | $ 329,980,000 | $ 937,000 | $ 199,000 |
| JACKSONVILLE, FL | 349 | $ 85,585,000 | $ 245,000 | $ 149,000 |
| GREENSBORO-HIGH POINT, NC | 343 | $ 47,715,000 | $ 139,000 | $ 99,000 |
| MUSKEGON, MI | 343 | $ 38,675,000 | $ 112,000 | $ 80,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 338 | $ 245,910,000 | $ 727,000 | $ 214,000 |
| DOVER, DE | 334 | $ 44,930,000 | $ 134,000 | $ 104,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 328 | $ 95,750,000 | $ 291,000 | $ 222,000 |
| GARY, IN | 318 | $ 44,300,000 | $ 139,000 | $ 111,000 |
| FAYETTEVILLE, NC | 316 | $ 40,740,000 | $ 128,000 | $ 94,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 305 | $ 31,035,000 | $ 103,666 | $ 100,000 |
| SPRINGFIELD, IL | 304 | $ 37,110,000 | $ 122,000 | $ 104,000 |
| ROCKFORD, IL | 301 | $ 31,065,000 | $ 103,000 | $ 104,000 |
| STATE COLLEGE, PA | 298 | $ 52,530,000 | $ 176,000 | $ 139,000 |
| RICHMOND, VA | 291 | $ 88,085,000 | $ 302,000 | $ 132,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 288 | $ 37,360,000 | $ 135,000 | $ 98,500 |
| ASHEVILLE, NC | 275 | $ 51,785,000 | $ 188,000 | $ 111,000 |
| SAN RAFAEL, CA | 267 | $ 229,935,000 | $ 861,000 | $ 330,000 |
| CHAMPAIGN-URBANA, IL | 264 | $ 34,410,000 | $ 130,000 | $ 100,000 |
| MONROE, MI | 251 | $ 29,285,000 | $ 116,000 | $ 81,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 249 | $ 88,885,000 | $ 356,000 | $ 187,000 |
| AUSTIN-ROUND ROCK, TX | 246 | $ 312,330,000 | $ 1,269,000 | $ 232,000 |
| HUNTSVILLE, AL | 244 | $ 36,690,000 | $ 150,000 | $ 108,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 236 | $ 36,680,000 | $ 177,500 | $ 154,500 |
| WINSTON-SALEM, NC | 230 | $ 31,860,000 | $ 138,000 | $ 108,000 |
| MORGANTOWN, WV | 228 | $ 54,050,000 | $ 237,000 | $ 135,000 |
| KANSAS CITY, MO-KS | 220 | $ 74,340,000 | $ 315,500 | $ 126,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 212 | $ 133,170,000 | $ 406,500 | $ 121,500 |
| FLINT, MI | 207 | $ 44,955,000 | $ 217,000 | $ 93,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 202 | $ 95,830,000 | $ 400,500 | $ 147,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 199 | $ 46,995,000 | $ 236,000 | $ 118,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 195 | $ 33,345,000 | $ 171,000 | $ 120,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 190 | $ 298,770,000 | $ 1,572,000 | $ 168,000 |
| ROCKY MOUNT, NC | 183 | $ 18,115,000 | $ 98,000 | $ 70,000 |
| SPRINGFIELD, OH | 178 | $ 15,130,000 | $ 85,000 | $ 73,000 |
| HICKORY-LENOIR-MORGANTON, NC | 177 | $ 27,595,000 | $ 155,000 | $ 103,000 |
| LAKELAND-WINTER HAVEN, FL | 176 | $ 23,080,000 | $ 131,000 | $ 133,000 |
| FORT WORTH-ARLINGTON, TX | 163 | $ 58,145,000 | $ 356,000 | $ 159,000 |
| MICHIGAN CITY-LA PORTE, IN | 160 | $ 20,570,000 | $ 128,000 | $ 104,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 157 | $ 118,265,000 | $ 753,000 | $ 405,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 155 | $ 67,485,000 | $ 435,000 | $ 217,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 155 | $ 122,895,000 | $ 792,000 | $ 245,000 |
| STOCKTON-LODI, CA | 150 | $ 63,690,000 | $ 424,000 | $ 156,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 149 | $ 64,775,000 | $ 434,000 | $ 195,000 |
| KANKAKEE, IL | 144 | $ 15,980,000 | $ 110,000 | $ 87,000 |
| SAGINAW, MI | 144 | $ 17,030,000 | $ 118,000 | $ 101,000 |
| BOWLING GREEN, KY | 137 | $ 17,095,000 | $ 124,000 | $ 81,000 |
| MONTGOMERY, AL | 137 | $ 15,115,000 | $ 110,000 | $ 87,000 |
| TUSCALOOSA, AL | 136 | $ 16,350,000 | $ 120,000 | $ 113,000 |
| TACOMA-LAKEWOOD, WA | 132 | $ 37,400,000 | $ 283,000 | $ 155,000 |
| AUBURN-OPELIKA, AL | 131 | $ 20,345,000 | $ 155,000 | $ 171,000 |
| BOSTON, MA | 124 | $ 52,470,000 | $ 423,000 | $ 180,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 122 | $ 17,630,000 | $ 144,000 | $ 82,000 |
| PUNTA GORDA, FL | 121 | $ 51,975,000 | $ 429,000 | $ 102,000 |
| JACKSON, MI | 116 | $ 19,710,000 | $ 169,000 | $ 114,000 |
| COLUMBIA, SC | 115 | $ 21,005,000 | $ 182,000 | $ 133,000 |
| OCALA, FL | 114 | $ 18,680,000 | $ 163,000 | $ 150,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 113 | $ 10,575,000 | $ 103,500 | $ 105,000 |
| DECATUR, AL | 110 | $ 13,310,000 | $ 121,000 | $ 94,000 |
| BAY CITY, MI | 108 | $ 9,410,000 | $ 87,000 | $ 72,000 |
| GREENVILLE, NC | 106 | $ 11,320,000 | $ 106,000 | $ 95,000 |
| READING, PA | 105 | $ 15,385,000 | $ 146,000 | $ 184,000 |
| TUCSON, AZ | 105 | $ 22,135,000 | $ 210,000 | $ 122,000 |
| ALBUQUERQUE, NM | 103 | $ 37,885,000 | $ 367,000 | $ 116,000 |
| DECATUR, IL | 102 | $ 11,940,000 | $ 117,000 | $ 79,000 |
| JACKSONVILLE, NC | 100 | $ 15,240,000 | $ 152,000 | $ 110,000 |
| KOKOMO, IN | 97 | $ 8,875,000 | $ 91,000 | $ 67,000 |
| NEW BERN, NC | 97 | $ 13,845,000 | $ 142,000 | $ 83,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 97 | $ 73,105,000 | $ 753,000 | $ 174,000 |
| GAINESVILLE, FL | 96 | $ 23,720,000 | $ 247,000 | $ 143,000 |
| RENO, NV | 94 | $ 68,340,000 | $ 727,000 | $ 231,000 |
| WILLIAMSPORT, PA | 92 | $ 12,180,000 | $ 132,000 | $ 88,000 |
| ELKHART-GOSHEN, IN | 87 | $ 21,785,000 | $ 250,000 | $ 104,000 |
| OWENSBORO, KY | 87 | $ 9,465,000 | $ 108,000 | $ 90,000 |
| THE VILLAGES, FL | 87 | $ 28,125,000 | $ 323,000 | $ 101,000 |
| SANTA MARIA-SANTA BARBARA, CA | 86 | $ 68,390,000 | $ 795,000 | $ 281,000 |
| WHEELING, WV-OH | 82 | $ 8,450,000 | $ 120,000 | $ 104,000 |
| PROVIDENCE-WARWICK, RI-MA | 78 | $ 20,230,000 | $ 264,500 | $ 154,500 |
| BATTLE CREEK, MI | 77 | $ 8,015,000 | $ 104,000 | $ 70,000 |
| LEBANON, PA | 75 | $ 10,535,000 | $ 140,000 | $ 125,000 |
| COLUMBUS, IN | 73 | $ 11,475,000 | $ 157,000 | $ 89,000 |
| SALINAS, CA | 73 | $ 56,565,000 | $ 774,000 | $ 324,000 |
| SALT LAKE CITY, UT | 72 | $ 33,390,000 | $ 463,000 | $ 158,000 |
| SANTA CRUZ-WATSONVILLE, CA | 71 | $ 54,725,000 | $ 770,000 | $ 270,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 70 | $ 9,500,000 | $ 135,000 | $ 140,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 69 | $ 9,095,000 | $ 131,000 | $ 93,000 |
| GOLDSBORO, NC | 67 | $ 6,255,000 | $ 93,000 | $ 77,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 67 | $ 41,165,000 | $ 614,000 | $ 150,000 |
| MADISON, WI | 67 | $ 16,295,000 | $ 243,000 | $ 156,000 |
| SAVANNAH, GA | 66 | $ 11,470,000 | $ 173,000 | $ 148,000 |
| BLOOMSBURG-BERWICK, PA | 65 | $ 8,375,000 | $ 128,000 | $ 106,000 |
| BURLINGTON, NC | 65 | $ 8,255,000 | $ 127,000 | $ 76,000 |
| SANTA ROSA, CA | 65 | $ 36,635,000 | $ 563,000 | $ 270,000 |
| MANSFIELD, OH | 64 | $ 6,950,000 | $ 108,000 | $ 87,000 |
| ROANOKE, VA | 64 | $ 12,330,000 | $ 192,000 | $ 232,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 63 | $ 34,165,000 | $ 542,000 | $ 454,000 |
| MEMPHIS, TN-MS-AR | 60 | $ 13,480,000 | $ 194,000 | $ 118,666 |
| COLORADO SPRINGS, CO | 59 | $ 17,885,000 | $ 303,000 | $ 164,000 |
| BOULDER, CO | 58 | $ 35,550,000 | $ 612,000 | $ 221,000 |
| GAINESVILLE, GA | 58 | $ 25,510,000 | $ 439,000 | $ 142,000 |
| VINELAND-BRIDGETON, NJ | 56 | $ 6,900,000 | $ 123,000 | $ 113,000 |
| WORCESTER, MA-CT | 55 | $ 15,145,000 | $ 195,000 | $ 108,500 |
| KNOXVILLE, TN | 54 | $ 11,790,000 | $ 218,000 | $ 132,000 |
| BOISE CITY, ID | 51 | $ 15,395,000 | $ 301,000 | $ 159,000 |
| OKLAHOMA CITY, OK | 51 | $ 44,525,000 | $ 873,000 | $ 196,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 49 | $ 15,235,000 | $ 339,000 | $ 114,000 |
| FRESNO, CA | 49 | $ 41,915,000 | $ 855,000 | $ 164,000 |
| HOMOSASSA SPRINGS, FL | 49 | $ 5,645,000 | $ 115,000 | $ 77,000 |
| SPOKANE-SPOKANE VALLEY, WA | 49 | $ 8,635,000 | $ 176,000 | $ 113,000 |
| BAKERSFIELD, CA | 47 | $ 33,775,000 | $ 718,000 | $ 173,000 |
| NEW HAVEN-MILFORD, CT | 45 | $ 24,985,000 | $ 555,000 | $ 190,000 |
| NEW ORLEANS-METAIRIE, LA | 45 | $ 14,565,000 | $ 323,000 | $ 184,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 44 | $ 22,920,000 | $ 520,000 | $ 244,000 |
| CHARLOTTESVILLE, VA | 43 | $ 12,375,000 | $ 287,000 | $ 172,000 |
| NILES-BENTON HARBOR, MI | 43 | $ 10,395,000 | $ 241,000 | $ 229,000 |
| SPARTANBURG, SC | 43 | $ 6,665,000 | $ 155,000 | $ 98,000 |
| SANTA FE, NM | 42 | $ 12,580,000 | $ 299,000 | $ 153,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 41 | $ 31,985,000 | $ 460,500 | $ 126,000 |
| BEND-REDMOND, OR | 39 | $ 16,245,000 | $ 416,000 | $ 206,000 |
| FORT COLLINS, CO | 38 | $ 14,240,000 | $ 374,000 | $ 311,000 |
| OGDEN-CLEARFIELD, UT | 38 | $ 11,170,000 | $ 293,000 | $ 142,000 |
| CHATTANOOGA, TN-GA | 37 | $ 6,435,000 | $ 164,000 | $ 98,000 |
| FLORENCE, SC | 37 | $ 3,775,000 | $ 102,000 | $ 83,000 |
| MODESTO, CA | 37 | $ 10,495,000 | $ 283,000 | $ 195,000 |
| VALLEJO-FAIRFIELD, CA | 37 | $ 12,245,000 | $ 330,000 | $ 135,000 |
| OLYMPIA-TUMWATER, WA | 36 | $ 9,710,000 | $ 269,000 | $ 141,000 |
| URBAN HONOLULU, HI | 36 | $ 103,380,000 | $ 2,871,000 | $ 345,000 |
| RACINE, WI | 35 | $ 5,105,000 | $ 145,000 | $ 96,000 |
| MIDLAND, MI | 34 | $ 4,840,000 | $ 142,000 | $ 112,000 |
| PORTLAND-SOUTH PORTLAND, ME | 34 | $ 16,170,000 | $ 475,000 | $ 353,000 |
| PANAMA CITY, FL | 33 | $ 39,345,000 | $ 1,192,000 | $ 150,000 |
| NAPA, CA | 32 | $ 18,410,000 | $ 575,000 | $ 267,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 31 | $ 9,245,000 | $ 298,000 | $ 147,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 30 | $ 3,890,000 | $ 129,000 | $ 101,000 |
| MUNCIE, IN | 30 | $ 2,840,000 | $ 94,000 | $ 96,000 |
| SHREVEPORT-BOSSIER CITY, LA | 30 | $ 4,810,000 | $ 160,000 | $ 101,000 |
| BATON ROUGE, LA | 29 | $ 15,885,000 | $ 547,000 | $ 140,000 |
| BREMERTON-SILVERDALE, WA | 29 | $ 11,425,000 | $ 393,000 | $ 175,000 |
| GREELEY, CO | 29 | $ 9,285,000 | $ 320,000 | $ 161,000 |
| LYNCHBURG, VA | 27 | $ 4,135,000 | $ 153,000 | $ 118,000 |
| ROCHESTER, NY | 27 | $ 55,355,000 | $ 2,050,000 | $ 140,000 |
| BLOOMINGTON, IN | 26 | $ 3,140,000 | $ 120,000 | $ 77,000 |
| PROVO-OREM, UT | 26 | $ 11,800,000 | $ 453,000 | $ 176,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 26 | $ 6,390,000 | $ 245,000 | $ 332,000 |
| SEBRING, FL | 26 | $ 2,800,000 | $ 107,000 | $ 81,000 |
| ALTOONA, PA | 25 | $ 5,515,000 | $ 220,000 | $ 164,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 25 | $ 3,055,000 | $ 125,000 | $ 132,500 |
| JOHNSTOWN, PA | 25 | $ 3,215,000 | $ 128,000 | $ 114,000 |
| MANCHESTER-NASHUA, NH | 25 | $ 5,115,000 | $ 204,000 | $ 148,000 |
| REDDING, CA | 25 | $ 5,155,000 | $ 206,000 | $ 106,000 |
| TALLAHASSEE, FL | 25 | $ 3,705,000 | $ 148,000 | $ 95,000 |
| WINCHESTER, VA-WV | 25 | $ 3,965,000 | $ 143,500 | $ 82,000 |
| ATHENS-CLARKE COUNTY, GA | 23 | $ 3,455,000 | $ 150,000 | $ 146,000 |
| EUGENE, OR | 23 | $ 5,405,000 | $ 235,000 | $ 157,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 23 | $ 4,975,000 | $ 216,000 | $ 180,000 |
| MACON-BIBB COUNTY, GA | 23 | $ 2,835,000 | $ 123,000 | $ 98,000 |
| ALBANY-SCHENECTADY-TROY, NY | 22 | $ 66,420,000 | $ 3,019,000 | $ 98,000 |
| COLUMBUS, GA-AL | 22 | $ 2,960,000 | $ 134,500 | $ 96,000 |
| SPRINGFIELD, MA | 22 | $ 5,360,000 | $ 243,000 | $ 161,000 |
| SALEM, OR | 21 | $ 26,045,000 | $ 1,240,000 | $ 111,000 |
| BILLINGS, MT | 20 | $ 5,210,000 | $ 260,000 | $ 128,000 |
| CHICO, CA | 20 | $ 3,980,000 | $ 199,000 | $ 97,000 |
| MERCED, CA | 20 | $ 36,270,000 | $ 1,813,000 | $ 118,000 |
| VISALIA-PORTERVILLE, CA | 20 | $ 3,560,000 | $ 178,000 | $ 115,000 |
| LINCOLN, NE | 19 | $ 7,655,000 | $ 402,000 | $ 101,000 |
| SPRINGFIELD, MO | 19 | $ 3,205,000 | $ 168,000 | $ 113,000 |
| DES MOINES-WEST DES MOINES, IA | 18 | $ 18,490,000 | $ 1,027,000 | $ 109,000 |
| GREEN BAY, WI | 18 | $ 2,590,000 | $ 143,000 | $ 111,000 |
| TULSA, OK | 18 | $ 4,480,000 | $ 248,000 | $ 150,000 |
| TYLER, TX | 18 | $ 17,740,000 | $ 985,000 | $ 111,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 17 | $ 3,895,000 | $ 225,500 | $ 129,500 |
| LAKE HAVASU CITY-KINGMAN, AZ | 17 | $ 4,135,000 | $ 243,000 | $ 191,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 16 | $ 2,670,000 | $ 166,000 | $ 112,000 |
| YUBA CITY, CA | 16 | $ 3,170,000 | $ 198,000 | $ 111,000 |
| APPLETON, WI | 15 | $ 2,585,000 | $ 172,000 | $ 86,000 |
| BARNSTABLE TOWN, MA | 15 | $ 7,025,000 | $ 468,000 | $ 195,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 15 | $ 3,365,000 | $ 224,000 | $ 148,000 |
| COEUR D'ALENE, ID | 15 | $ 4,105,000 | $ 273,000 | $ 183,000 |
| CUMBERLAND, MD-WV | 15 | $ 1,755,000 | $ 110,500 | $ 79,000 |
| EVANSVILLE, IN-KY | 15 | $ 1,775,000 | $ 132,000 | $ 98,000 |
| FLORENCE-MUSCLE SHOALS, AL | 15 | $ 3,325,000 | $ 221,000 | $ 208,000 |
| HOUMA-THIBODAUX, LA | 15 | $ 3,535,000 | $ 235,000 | $ 128,000 |
| KILLEEN-TEMPLE, TX | 15 | $ 3,075,000 | $ 205,000 | $ 110,000 |
| SHEBOYGAN, WI | 15 | $ 2,135,000 | $ 142,000 | $ 106,000 |
| ST. GEORGE, UT | 15 | $ 5,575,000 | $ 371,000 | $ 141,000 |
| BELLINGHAM, WA | 14 | $ 5,010,000 | $ 357,000 | $ 143,000 |
| FLAGSTAFF, AZ | 14 | $ 5,830,000 | $ 416,000 | $ 263,000 |
| FOND DU LAC, WI | 14 | $ 2,320,000 | $ 165,000 | $ 123,000 |
| KINGSTON, NY | 14 | $ 5,940,000 | $ 424,000 | $ 173,000 |
| MCALLEN-EDINBURG-MISSION, TX | 14 | $ 1,880,000 | $ 134,000 | $ 86,000 |
| WARNER ROBINS, GA | 14 | $ 1,620,000 | $ 115,000 | $ 134,000 |
| COLLEGE STATION-BRYAN, TX | 13 | $ 2,605,000 | $ 200,000 | $ 122,000 |
| COLUMBIA, MO | 13 | $ 1,515,000 | $ 116,000 | $ 120,000 |
| JANESVILLE-BELOIT, WI | 13 | $ 1,935,000 | $ 148,000 | $ 116,000 |
| LAFAYETTE, LA | 13 | $ 2,905,000 | $ 223,000 | $ 133,000 |
| LAS CRUCES, NM | 13 | $ 2,795,000 | $ 215,000 | $ 146,000 |
| LONGVIEW, WA | 13 | $ 2,165,000 | $ 166,000 | $ 100,000 |
| MEDFORD, OR | 13 | $ 4,375,000 | $ 336,000 | $ 167,000 |
| NORWICH-NEW LONDON, CT | 13 | $ 3,005,000 | $ 231,000 | $ 117,000 |
| CLARKSVILLE, TN-KY | 12 | $ 1,410,000 | $ 117,000 | $ 63,500 |
| KAHULUI-WAILUKU-LAHAINA, HI | 12 | $ 5,410,000 | $ 450,000 | $ 269,000 |
| MONROE, LA | 12 | $ 2,510,000 | $ 209,000 | $ 121,000 |
| STAUNTON-WAYNESBORO, VA | 12 | $ 2,360,000 | $ 196,000 | $ 123,000 |
| TERRE HAUTE, IN | 12 | $ 1,350,000 | $ 112,000 | $ 74,000 |
| YAKIMA, WA | 12 | $ 1,500,000 | $ 125,000 | $ 95,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 11 | $ 23,165,000 | $ 2,105,000 | $ 219,000 |
| CORPUS CHRISTI, TX | 11 | $ 29,575,000 | $ 2,688,000 | $ 212,000 |
| DULUTH, MN-WI | 11 | $ 1,365,000 | $ 119,500 | $ 90,500 |
| JEFFERSON CITY, MO | 11 | $ 1,475,000 | $ 134,000 | $ 66,000 |
| KENNEWICK-RICHLAND, WA | 11 | $ 1,695,000 | $ 154,000 | $ 130,000 |
| MOUNT VERNON-ANACORTES, WA | 11 | $ 2,875,000 | $ 261,000 | $ 110,000 |
| DOTHAN, AL | 10 | $ 1,900,000 | $ 190,000 | $ 87,000 |
| EL PASO, TX | 10 | $ 5,320,000 | $ 532,000 | $ 107,000 |
| LONGVIEW, TX | 10 | $ 2,320,000 | $ 232,000 | $ 132,000 |
| ROME, GA | 10 | $ 1,440,000 | $ 144,000 | $ 104,000 |
| VALDOSTA, GA | 10 | $ 2,820,000 | $ 282,000 | $ 154,000 |
| WENATCHEE, WA | 10 | $ 6,050,000 | $ 605,000 | $ 435,000 |
| BRUNSWICK, GA | 9 | $ 3,015,000 | $ 335,000 | $ 92,000 |
| DUBUQUE, IA | 9 | $ 6,035,000 | $ 670,000 | $ 140,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 9 | $ 1,695,000 | $ 188,000 | $ 93,000 |
| JOPLIN, MO | 9 | $ 1,265,000 | $ 140,000 | $ 111,000 |
| LUBBOCK, TX | 9 | $ 1,895,000 | $ 210,000 | $ 95,000 |
| MADERA, CA | 9 | $ 1,945,000 | $ 216,000 | $ 92,000 |
| WAUSAU, WI | 9 | $ 1,155,000 | $ 128,000 | $ 74,000 |
| FARMINGTON, NM | 8 | $ 1,770,000 | $ 221,000 | $ 103,000 |
| JOHNSON CITY, TN | 8 | $ 1,780,000 | $ 222,000 | $ 109,000 |
| PARKERSBURG-VIENNA, WV | 8 | $ 760,000 | $ 95,000 | $ 64,000 |
| SIERRA VISTA-DOUGLAS, AZ | 8 | $ 1,550,000 | $ 193,000 | $ 81,000 |
| SIOUX FALLS, SD | 8 | $ 14,760,000 | $ 1,845,000 | $ 165,000 |
| WICHITA, KS | 8 | $ 690,000 | $ 86,000 | $ 52,000 |
| AMARILLO, TX | 7 | $ 1,085,000 | $ 155,000 | $ 89,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 7 | $ 825,000 | $ 117,000 | $ 127,000 |
| BEAUMONT-PORT ARTHUR, TX | 7 | $ 1,675,000 | $ 239,000 | $ 158,000 |
| CLEVELAND, TN | 7 | $ 1,065,000 | $ 152,000 | $ 96,000 |
| DALTON, GA | 7 | $ 1,005,000 | $ 143,000 | $ 84,000 |
| GRAND JUNCTION, CO | 7 | $ 2,035,000 | $ 290,000 | $ 76,000 |
| LA CROSSE-ONALASKA, WI-MN | 7 | $ 1,285,000 | $ 170,000 | $ 57,000 |
| MISSOULA, MT | 7 | $ 1,985,000 | $ 283,000 | $ 235,000 |
| PITTSFIELD, MA | 7 | $ 1,515,000 | $ 216,000 | $ 159,000 |
| SUMTER, SC | 7 | $ 1,325,000 | $ 189,000 | $ 55,000 |
| TOPEKA, KS | 7 | $ 4,165,000 | $ 595,000 | $ 129,000 |
| ALBANY, GA | 6 | $ 640,000 | $ 106,000 | $ 85,000 |
| ALBANY, OR | 6 | $ 960,000 | $ 160,000 | $ 110,000 |
| BISMARCK, ND | 6 | $ 7,440,000 | $ 1,240,000 | $ 142,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 6 | $ 1,730,000 | $ 288,000 | $ 139,000 |
| CARBONDALE-MARION, IL | 6 | $ 550,000 | $ 91,000 | $ 75,000 |
| CHARLESTON, WV | 6 | $ 840,000 | $ 140,000 | $ 83,000 |
| DANVILLE, IL | 6 | $ 590,000 | $ 98,000 | $ 103,000 |
| RAPID CITY, SD | 6 | $ 1,450,000 | $ 241,000 | $ 103,000 |
| ROCHESTER, MN | 6 | $ 2,390,000 | $ 398,000 | $ 207,000 |
| ALEXANDRIA, LA | 5 | $ 1,045,000 | $ 209,000 | $ 151,000 |
| BECKLEY, WV | 5 | $ 665,000 | $ 133,000 | $ 73,000 |
| CEDAR RAPIDS, IA | 5 | $ 1,025,000 | $ 205,000 | $ 100,000 |
| EL CENTRO, CA | 5 | $ 725,000 | $ 145,000 | $ 137,000 |
| FORT SMITH, AR-OK | 5 | $ 715,000 | $ 140,000 | $ 139,000 |
| GADSDEN, AL | 5 | $ 605,000 | $ 121,000 | $ 43,000 |
| IDAHO FALLS, ID | 5 | $ 785,000 | $ 157,000 | $ 84,000 |
| JACKSON, MS | 5 | $ 1,395,000 | $ 279,000 | $ 181,000 |
| LAREDO, TX | 5 | $ 865,000 | $ 173,000 | $ 116,000 |
| LEWISTON-AUBURN, ME | 5 | $ 785,000 | $ 157,000 | $ 69,000 |
| LOGAN, UT-ID | 5 | $ 1,305,000 | $ 176,000 | $ 201,500 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 550,000 | $ 137,000 | $ 135,000 |
| CARSON CITY, NV | 4 | $ 1,140,000 | $ 285,000 | $ 111,000 |
| ENID, OK | 4 | $ 1,130,000 | $ 282,000 | $ 305,000 |
| FARGO, ND-MN | 4 | $ 920,000 | $ 191,500 | $ 244,000 |
| GLENS FALLS, NY | 4 | $ 1,440,000 | $ 360,000 | $ 171,000 |
| GREAT FALLS, MT | 4 | $ 780,000 | $ 195,000 | $ 107,000 |
| HANFORD-CORCORAN, CA | 4 | $ 900,000 | $ 225,000 | $ 153,000 |
| HARRISONBURG, VA | 4 | $ 610,000 | $ 152,000 | $ 217,000 |
| HATTIESBURG, MS | 4 | $ 610,000 | $ 152,000 | $ 135,000 |
| IOWA CITY, IA | 4 | $ 1,100,000 | $ 275,000 | $ 104,000 |
| JACKSON, TN | 4 | $ 540,000 | $ 135,000 | $ 61,000 |
| LEWISTON, ID-WA | 4 | $ 680,000 | $ 170,000 | $ 114,500 |
| LIMA, OH | 4 | $ 300,000 | $ 75,000 | $ 83,000 |
| MIDLAND, TX | 4 | $ 32,130,000 | $ 8,032,000 | $ 177,000 |
| MORRISTOWN, TN | 4 | $ 780,000 | $ 195,000 | $ 133,000 |
| SHERMAN-DENISON, TX | 4 | $ 540,000 | $ 135,000 | $ 56,000 |
| ST. JOSEPH, MO-KS | 4 | $ 200,000 | $ 50,000 | $ 60,000 |
| WACO, TX | 4 | $ 600,000 | $ 150,000 | $ 58,000 |
| WATERLOO-CEDAR FALLS, IA | 4 | $ 600,000 | $ 150,000 | $ 79,000 |
| ABILENE, TX | 3 | $ 885,000 | $ 295,000 | $ 120,000 |
| ANCHORAGE, AK | 3 | $ 1,545,000 | $ 515,000 | $ 257,000 |
| BANGOR, ME | 3 | $ 415,000 | $ 138,000 | $ 81,000 |
| CAPE GIRARDEAU, MO-IL | 3 | $ 395,000 | $ 131,000 | $ 100,000 |
| CHEYENNE, WY | 3 | $ 975,000 | $ 325,000 | $ 140,000 |
| HINESVILLE, GA | 3 | $ 415,000 | $ 138,000 | $ 171,000 |
| LAWRENCE, KS | 3 | $ 1,185,000 | $ 395,000 | $ 139,000 |
| ODESSA, TX | 3 | $ 575,000 | $ 191,000 | $ 74,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 465,000 | $ 155,000 | $ 110,000 |
| PUEBLO, CO | 3 | $ 615,000 | $ 205,000 | $ 90,000 |
| ST. CLOUD, MN | 3 | $ 705,000 | $ 235,000 | $ 104,000 |
| SYRACUSE, NY | 3 | $ 375,000 | $ 125,000 | $ 191,000 |
| VICTORIA, TX | 3 | $ 635,000 | $ 211,000 | $ 132,000 |
| YUMA, AZ | 3 | $ 345,000 | $ 115,000 | $ 59,000 |
| AMES, IA | 2 | $ 400,000 | $ 200,000 | $ 116,000 |
| BINGHAMTON, NY | 2 | $ 460,000 | $ 230,000 | $ 185,000 |
| CORVALLIS, OR | 2 | $ 670,000 | $ 335,000 | $ 82,000 |
| EAU CLAIRE, WI | 2 | $ 310,000 | $ 155,000 | $ 70,000 |
| ELMIRA, NY | 2 | $ 12,780,000 | $ 6,390,000 | $ 56,000 |
| GRAND ISLAND, NE | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| GRANTS PASS, OR | 2 | $ 430,000 | $ 215,000 | $ 97,000 |
| HOT SPRINGS, AR | 2 | $ 560,000 | $ 280,000 | $ 71,000 |
| ITHACA, NY | 2 | $ 230,000 | $ 115,000 | $ 131,000 |
| JONESBORO, AR | 2 | $ 610,000 | $ 305,000 | $ 174,000 |
| LAKE CHARLES, LA | 2 | $ 32,340,000 | $ 16,170,000 | $ 131,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 340,000 | $ 170,000 | $ 72,000 |
| POCATELLO, ID | 2 | $ 150,000 | $ 75,000 | $ 123,000 |
| UTICA-ROME, NY | 2 | $ 110,000 | $ 55,000 | $ 47,000 |
| WALLA WALLA, WA | 2 | $ 360,000 | $ 180,000 | $ 47,000 |
| CASPER, WY | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| LAWTON, OK | 1 | $ 15,000 | $ 15,000 | $ 194,000 |
| MANHATTAN, KS | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| PINE BLUFF, AR | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| SAN ANGELO, TX | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| TEXARKANA, TX-AR | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| TWIN FALLS, ID | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| WICHITA FALLS, TX | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 80,327 | $25,638,830,000 | $319,000 | $98,705,000 | $152,000 | $8,966,000 |
| Home Improvement | 35,875 | $3,497,485,000 | $97,000 | $14,945,000 | $133,000 | $9,800,000 |
| Home Purchase | 28,625 | $11,808,245,000 | $412,000 | $74,995,000 | $166,000 | $9,272,000 |
| Cash-out Refinancing | 12,234 | $4,361,340,000 | $356,000 | $16,005,000 | $166,000 | $8,441,000 |
| Other Purpose | 10,285 | $1,280,555,000 | $124,000 | $5,005,000 | $157,000 | $9,500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 109,431 | $22,545,435,000 | $206,000 | $16,005,000 | $142,000 | $9,500,000 |
| Not Provided | 26,737 | $9,077,305,000 | $339,000 | $10,005,000 | $190,000 | $9,360,000 |
| Asian | 11,781 | $5,987,955,000 | $508,000 | $5,405,000 | $202,000 | $8,575,000 |
| Black or African American | 8,389 | $1,230,425,000 | $146,000 | $2,185,000 | $105,000 | $9,800,000 |
| Hispanic | 7,846 | $1,526,880,000 | $194,000 | $9,105,000 | $119,000 | $7,950,000 |
| Not applicable | 1,899 | $5,767,840,000 | $3,045,000 | $98,705,000 | $0 | $0 |
| American Indian or Alaskan Native | 486 | $70,460,000 | $144,000 | $1,745,000 | $117,000 | $4,790,000 |
| Native Hawaiian or Other Pacific Islander | 158 | $31,410,000 | $198,000 | $1,405,000 | $112,000 | $583,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 162,445 | $45,172,930,000 | $278,000 | $98,705,000 | $154,000 | $9,800,000 |
| VA-guaranteed (Veterans Administration) | 2,328 | $569,250,000 | $244,000 | $1,875,000 | $98,000 | $707,000 |
| FHA-insured (Federal Housing Administration) | 2,294 | $802,970,000 | $350,000 | $74,995,000 | $69,000 | $367,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 279 | $41,305,000 | $148,000 | $415,000 | $50,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 91,296 | $27,589,355,000 | $302,000 | $98,705,000 | $159,000 | $9,420,000 |
| Application Denied By Financial Institution | 33,973 | $6,729,005,000 | $198,000 | $74,995,000 | $127,000 | $9,800,000 |
| Application Withdrawn By Applicant | 25,796 | $8,513,700,000 | $330,000 | $98,335,000 | $164,000 | $8,575,000 |
| File Closed For Incompleteness | 9,268 | $1,594,530,000 | $172,000 | $4,945,000 | $142,000 | $7,950,000 |
| Application Approved But Not Accepted | 3,424 | $816,360,000 | $238,000 | $54,105,000 | $136,000 | $4,536,000 |
| Preapproval Approved but not Accepted | 1,649 | $884,665,000 | $536,000 | $4,905,000 | $164,000 | $2,304,000 |
| Loan Purchased By The Institution | 1,526 | $325,710,000 | $213,000 | $1,505,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 414 | $133,130,000 | $321,000 | $5,625,000 | $84,000 | $1,927,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 132,959 | $39,724,320,000 | $298,000 | $98,705,000 | $158,000 | $9,420,000 |
| Credit History | 15,385 | $1,929,655,000 | $125,000 | $7,205,000 | $124,000 | $9,800,000 |
| Debt-To-Income Ratio | 6,963 | $1,752,255,000 | $251,000 | $7,505,000 | $64,000 | $1,178,000 |
| Collateral | 6,080 | $1,101,190,000 | $181,000 | $5,625,000 | $155,000 | $6,500,000 |
| Credit Application Incomplete | 3,504 | $1,338,660,000 | $382,000 | $15,005,000 | $187,000 | $5,154,000 |
| Other | 1,243 | $504,135,000 | $405,000 | $74,995,000 | $176,000 | $7,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 876 | $148,000,000 | $168,000 | $2,245,000 | $148,000 | $1,620,000 |
| Unverifiable Information | 210 | $53,290,000 | $253,000 | $2,195,000 | $109,000 | $782,000 |
| Employment History | 124 | $34,720,000 | $280,000 | $2,275,000 | $89,000 | $1,352,000 |
| Mortgage Insurance Denied | 2 | $230,000 | $115,000 | $195,000 | $56,000 | $78,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pnc Bank, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pnc Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.