Pnc Bank, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pnc Bank, National Association 249 Fifth Ave. Ms P1-Popp-22-2 Wilmington, DE 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 197,826 |
| Total Mortgage Loan Application Amount | $57,048,125,000 |
| Average Mortgage Loan Application Amount | $273,166 |
| Highest Mortgage Loan Application Amount | $99,255,000 |
| Average Applicant Income | $142,166 |
| Highest Applicant Income | $9,850,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Pnc Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pnc Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Pnc Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pnc Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Pnc Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pnc Bank, National Association's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 12,863 | $ 2,190,455,000 | $ 272,085 | $ 174,127 |
| PITTSBURGH, PA | 9,750 | $ 1,552,445,000 | $ 159,000 | $ 127,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6,422 | $ 2,044,300,000 | $ 316,250 | $ 169,250 |
| NEW YORK-NEWARK, NY | 6,031 | $ 1,416,045,000 | $ 228,500 | $ 170,000 |
| CHICAGO-NAPERVILLE, IL | 5,541 | $ 1,334,005,000 | $ 240,000 | $ 143,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 4,785 | $ 983,115,000 | $ 205,000 | $ 154,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 4,614 | $ 1,997,045,000 | $ 436,000 | $ 253,500 |
| CLEVELAND-ELYRIA, OH | 3,569 | $ 505,445,000 | $ 141,000 | $ 116,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 3,567 | $ 830,675,000 | $ 232,000 | $ 183,000 |
| NEWARK, NJ-PA | 3,567 | $ 937,445,000 | $ 196,500 | $ 167,500 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3,482 | $ 432,775,000 | $ 124,000 | $ 117,000 |
| DALLAS-PLANO-IRVING, TX | 3,346 | $ 1,000,970,000 | $ 299,000 | $ 191,000 |
| COLUMBUS, OH | 3,332 | $ 543,550,000 | $ 163,000 | $ 123,000 |
| CINCINNATI, OH-KY-IN | 3,305 | $ 636,155,000 | $ 166,333 | $ 112,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3,273 | $ 681,095,000 | $ 208,000 | $ 145,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,220 | $ 1,156,975,000 | $ 359,000 | $ 184,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3,219 | $ 502,125,000 | $ 140,000 | $ 100,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,773 | $ 2,456,435,000 | $ 885,000 | $ 346,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,722 | $ 1,179,225,000 | $ 433,000 | $ 192,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 2,695 | $ 775,255,000 | $ 287,000 | $ 181,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2,550 | $ 2,900,810,000 | $ 1,137,000 | $ 375,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2,548 | $ 575,280,000 | $ 225,000 | $ 128,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,526 | $ 534,880,000 | $ 211,000 | $ 143,000 |
| CAMDEN, NJ | 2,303 | $ 319,070,000 | $ 138,000 | $ 144,000 |
| PHILADELPHIA, PA | 2,265 | $ 393,515,000 | $ 173,000 | $ 145,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2,176 | $ 1,628,160,000 | $ 748,000 | $ 302,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 2,115 | $ 483,980,000 | $ 228,000 | $ 177,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2,081 | $ 1,895,445,000 | $ 910,000 | $ 285,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 2,041 | $ 535,235,000 | $ 227,500 | $ 170,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,973 | $ 493,805,000 | $ 250,000 | $ 140,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,781 | $ 465,765,000 | $ 261,000 | $ 190,000 |
| RALEIGH, NC | 1,755 | $ 420,435,000 | $ 239,000 | $ 166,000 |
| WILMINGTON, DE-MD-NJ | 1,694 | $ 245,370,000 | $ 134,333 | $ 122,666 |
| AUSTIN-ROUND ROCK, TX | 1,676 | $ 669,230,000 | $ 399,000 | $ 226,000 |
| SAN DIEGO-CARLSBAD, CA | 1,559 | $ 795,560,000 | $ 510,000 | $ 279,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,542 | $ 527,670,000 | $ 342,000 | $ 172,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1,510 | $ 206,850,000 | $ 135,000 | $ 127,000 |
| FORT WORTH-ARLINGTON, TX | 1,471 | $ 447,985,000 | $ 304,000 | $ 164,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,466 | $ 616,800,000 | $ 420,000 | $ 189,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,414 | $ 1,077,460,000 | $ 761,000 | $ 348,000 |
| ST. LOUIS, MO-IL | 1,391 | $ 207,515,000 | $ 137,500 | $ 120,500 |
| JACKSONVILLE, FL | 1,382 | $ 409,475,000 | $ 296,000 | $ 161,000 |
| SALISBURY, MD-DE | 1,258 | $ 218,430,000 | $ 164,500 | $ 127,000 |
| AKRON, OH | 1,241 | $ 194,355,000 | $ 156,000 | $ 122,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1,201 | $ 1,146,335,000 | $ 954,000 | $ 395,000 |
| PORT ST. LUCIE, FL | 1,176 | $ 201,710,000 | $ 171,000 | $ 110,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,165 | $ 652,515,000 | $ 560,000 | $ 254,000 |
| BIRMINGHAM-HOOVER, AL | 1,138 | $ 217,020,000 | $ 190,000 | $ 127,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,059 | $ 451,055,000 | $ 425,000 | $ 308,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1,016 | $ 124,910,000 | $ 122,000 | $ 110,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 993 | $ 320,715,000 | $ 322,000 | $ 190,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 968 | $ 102,300,000 | $ 105,000 | $ 94,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 947 | $ 271,995,000 | $ 280,500 | $ 177,000 |
| TRENTON, NJ | 946 | $ 242,510,000 | $ 256,000 | $ 172,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 940 | $ 108,070,000 | $ 114,000 | $ 104,000 |
| LANCASTER, PA | 929 | $ 133,045,000 | $ 143,000 | $ 112,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 889 | $ 131,465,000 | $ 147,000 | $ 105,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 829 | $ 113,605,000 | $ 158,500 | $ 82,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 816 | $ 152,960,000 | $ 187,000 | $ 117,000 |
| MOBILE, AL | 813 | $ 84,800,000 | $ 104,000 | $ 86,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 812 | $ 407,450,000 | $ 501,000 | $ 148,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 757 | $ 146,945,000 | $ 175,500 | $ 138,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 725 | $ 123,995,000 | $ 171,000 | $ 122,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 700 | $ 277,570,000 | $ 396,000 | $ 216,000 |
| TOLEDO, OH | 680 | $ 79,810,000 | $ 117,000 | $ 106,000 |
| DURHAM-CHAPEL HILL, NC | 652 | $ 137,490,000 | $ 210,000 | $ 141,000 |
| ELGIN, IL | 647 | $ 158,405,000 | $ 244,000 | $ 129,000 |
| GRAND RAPIDS-WYOMING, MI | 616 | $ 210,940,000 | $ 342,000 | $ 132,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 610 | $ 296,840,000 | $ 486,000 | $ 180,000 |
| CAPE CORAL-FORT MYERS, FL | 597 | $ 143,145,000 | $ 239,000 | $ 176,000 |
| YORK-HANOVER, PA | 575 | $ 75,625,000 | $ 131,000 | $ 109,000 |
| HARRISBURG-CARLISLE, PA | 571 | $ 85,145,000 | $ 149,000 | $ 127,000 |
| FORT WAYNE, IN | 560 | $ 72,260,000 | $ 129,000 | $ 104,000 |
| LEXINGTON-FAYETTE, KY | 549 | $ 73,205,000 | $ 133,000 | $ 104,000 |
| ERIE, PA | 547 | $ 72,145,000 | $ 131,000 | $ 112,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 546 | $ 144,400,000 | $ 264,000 | $ 212,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 535 | $ 97,515,000 | $ 182,000 | $ 122,000 |
| HUNTSVILLE, AL | 528 | $ 74,060,000 | $ 140,000 | $ 113,000 |
| EAST STROUDSBURG, PA | 519 | $ 64,045,000 | $ 123,000 | $ 97,000 |
| CANTON-MASSILLON, OH | 518 | $ 56,320,000 | $ 108,000 | $ 93,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 517 | $ 249,235,000 | $ 482,000 | $ 257,000 |
| SEBASTIAN-VERO BEACH, FL | 490 | $ 90,920,000 | $ 185,000 | $ 121,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 477 | $ 247,105,000 | $ 427,500 | $ 165,000 |
| LANSING-EAST LANSING, MI | 463 | $ 97,695,000 | $ 211,000 | $ 96,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 455 | $ 82,255,000 | $ 187,000 | $ 128,500 |
| TUCSON, AZ | 441 | $ 204,295,000 | $ 463,000 | $ 144,000 |
| ANN ARBOR, MI | 435 | $ 86,885,000 | $ 199,000 | $ 155,000 |
| PEORIA, IL | 435 | $ 48,425,000 | $ 111,000 | $ 104,000 |
| STOCKTON-LODI, CA | 434 | $ 121,600,000 | $ 280,000 | $ 163,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 433 | $ 71,750,000 | $ 166,000 | $ 150,000 |
| GREENSBORO-HIGH POINT, NC | 433 | $ 61,955,000 | $ 143,000 | $ 113,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 427 | $ 48,855,000 | $ 110,500 | $ 119,500 |
| FAYETTEVILLE, NC | 423 | $ 68,395,000 | $ 161,000 | $ 98,000 |
| WILMINGTON, NC | 402 | $ 83,320,000 | $ 207,000 | $ 123,000 |
| GETTYSBURG, PA | 373 | $ 49,435,000 | $ 132,000 | $ 107,000 |
| MCALLEN-EDINBURG-MISSION, TX | 367 | $ 52,855,000 | $ 144,000 | $ 122,000 |
| DOVER, DE | 366 | $ 47,530,000 | $ 129,000 | $ 99,000 |
| GARY, IN | 364 | $ 45,280,000 | $ 124,000 | $ 103,000 |
| RICHMOND, VA | 358 | $ 73,710,000 | $ 205,000 | $ 142,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 335 | $ 144,505,000 | $ 431,000 | $ 219,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 332 | $ 106,080,000 | $ 319,000 | $ 130,000 |
| OCEAN CITY, NJ | 332 | $ 120,220,000 | $ 362,000 | $ 246,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 329 | $ 185,965,000 | $ 364,000 | $ 153,000 |
| ASHEVILLE, NC | 327 | $ 66,645,000 | $ 203,000 | $ 131,000 |
| LAKELAND-WINTER HAVEN, FL | 325 | $ 53,565,000 | $ 164,000 | $ 128,000 |
| ALBUQUERQUE, NM | 319 | $ 71,935,000 | $ 225,000 | $ 130,000 |
| MONTGOMERY, AL | 299 | $ 35,055,000 | $ 117,000 | $ 101,000 |
| BLOOMINGTON, IL | 293 | $ 36,855,000 | $ 125,000 | $ 101,000 |
| MUSKEGON, MI | 285 | $ 33,095,000 | $ 116,000 | $ 82,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 284 | $ 78,370,000 | $ 275,000 | $ 122,000 |
| OCALA, FL | 274 | $ 69,460,000 | $ 253,000 | $ 95,000 |
| BOSTON, MA | 273 | $ 187,395,000 | $ 686,000 | $ 217,000 |
| KALAMAZOO-PORTAGE, MI | 272 | $ 37,360,000 | $ 137,000 | $ 112,000 |
| KANSAS CITY, MO-KS | 270 | $ 153,170,000 | $ 646,000 | $ 137,500 |
| WINSTON-SALEM, NC | 260 | $ 41,740,000 | $ 160,000 | $ 123,000 |
| SPRINGFIELD, IL | 258 | $ 30,360,000 | $ 117,000 | $ 101,000 |
| ROCKFORD, IL | 257 | $ 35,865,000 | $ 139,000 | $ 96,000 |
| SAN RAFAEL, CA | 252 | $ 213,500,000 | $ 847,000 | $ 391,000 |
| EL PASO, TX | 249 | $ 45,785,000 | $ 183,000 | $ 113,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 245 | $ 100,375,000 | $ 409,000 | $ 331,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 243 | $ 129,885,000 | $ 534,000 | $ 284,000 |
| COLUMBIA, SC | 239 | $ 33,395,000 | $ 139,000 | $ 139,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 236 | $ 29,540,000 | $ 150,500 | $ 133,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 221 | $ 25,755,000 | $ 116,000 | $ 128,000 |
| LAREDO, TX | 215 | $ 30,175,000 | $ 140,000 | $ 136,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 213 | $ 77,085,000 | $ 361,000 | $ 245,000 |
| ROCKY MOUNT, NC | 212 | $ 20,720,000 | $ 97,000 | $ 79,000 |
| PROVIDENCE-WARWICK, RI-MA | 207 | $ 34,875,000 | $ 180,500 | $ 142,500 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 206 | $ 21,320,000 | $ 106,666 | $ 96,333 |
| MORGANTOWN, WV | 204 | $ 38,970,000 | $ 191,000 | $ 125,000 |
| MODESTO, CA | 202 | $ 37,260,000 | $ 184,000 | $ 130,000 |
| BROWNSVILLE-HARLINGEN, TX | 198 | $ 25,270,000 | $ 127,000 | $ 91,000 |
| SPRINGFIELD, OH | 185 | $ 19,285,000 | $ 104,000 | $ 90,000 |
| TACOMA-LAKEWOOD, WA | 185 | $ 49,410,000 | $ 268,000 | $ 182,000 |
| MONROE, MI | 184 | $ 18,910,000 | $ 102,000 | $ 97,000 |
| HICKORY-LENOIR-MORGANTON, NC | 178 | $ 24,340,000 | $ 136,000 | $ 101,000 |
| FORT COLLINS, CO | 174 | $ 51,190,000 | $ 294,000 | $ 180,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 172 | $ 45,610,000 | $ 265,000 | $ 181,000 |
| STATE COLLEGE, PA | 172 | $ 27,420,000 | $ 159,000 | $ 174,000 |
| COLORADO SPRINGS, CO | 170 | $ 86,020,000 | $ 506,000 | $ 177,000 |
| PUNTA GORDA, FL | 170 | $ 34,730,000 | $ 204,000 | $ 168,000 |
| FRESNO, CA | 167 | $ 56,075,000 | $ 335,000 | $ 194,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 167 | $ 35,645,000 | $ 213,000 | $ 161,000 |
| AUBURN-OPELIKA, AL | 165 | $ 24,975,000 | $ 151,000 | $ 121,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 165 | $ 297,105,000 | $ 1,800,000 | $ 216,000 |
| FLINT, MI | 162 | $ 19,340,000 | $ 119,000 | $ 89,000 |
| GAINESVILLE, FL | 161 | $ 103,175,000 | $ 640,000 | $ 132,000 |
| NEW BERN, NC | 157 | $ 25,625,000 | $ 163,000 | $ 95,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 152 | $ 20,560,000 | $ 135,000 | $ 92,000 |
| READING, PA | 151 | $ 19,375,000 | $ 128,000 | $ 167,000 |
| BOULDER, CO | 149 | $ 64,805,000 | $ 434,000 | $ 290,000 |
| MEMPHIS, TN-MS-AR | 149 | $ 35,435,000 | $ 180,000 | $ 111,666 |
| JACKSONVILLE, NC | 145 | $ 19,945,000 | $ 137,000 | $ 99,000 |
| CHAMPAIGN-URBANA, IL | 143 | $ 17,685,000 | $ 123,000 | $ 102,000 |
| KILLEEN-TEMPLE, TX | 143 | $ 20,085,000 | $ 140,000 | $ 120,000 |
| SALT LAKE CITY, UT | 143 | $ 113,135,000 | $ 791,000 | $ 200,000 |
| TUSCALOOSA, AL | 142 | $ 19,160,000 | $ 134,000 | $ 116,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 138 | $ 14,870,000 | $ 103,500 | $ 86,000 |
| DECATUR, AL | 137 | $ 17,005,000 | $ 124,000 | $ 96,000 |
| MICHIGAN CITY-LA PORTE, IN | 137 | $ 17,535,000 | $ 127,000 | $ 98,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 133 | $ 13,725,000 | $ 103,000 | $ 90,000 |
| BEAUMONT-PORT ARTHUR, TX | 132 | $ 17,940,000 | $ 135,000 | $ 169,000 |
| SAGINAW, MI | 132 | $ 14,630,000 | $ 110,000 | $ 77,000 |
| GREENVILLE, NC | 130 | $ 25,960,000 | $ 199,000 | $ 103,000 |
| OKLAHOMA CITY, OK | 129 | $ 20,145,000 | $ 156,000 | $ 147,000 |
| SAVANNAH, GA | 124 | $ 20,890,000 | $ 168,000 | $ 136,000 |
| BOWLING GREEN, KY | 121 | $ 14,115,000 | $ 116,000 | $ 88,000 |
| VALLEJO-FAIRFIELD, CA | 119 | $ 42,025,000 | $ 353,000 | $ 178,000 |
| KANKAKEE, IL | 117 | $ 11,935,000 | $ 102,000 | $ 90,000 |
| GREELEY, CO | 111 | $ 23,065,000 | $ 207,000 | $ 140,000 |
| WORCESTER, MA-CT | 110 | $ 21,390,000 | $ 167,000 | $ 157,500 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 109 | $ 30,205,000 | $ 277,000 | $ 148,000 |
| SANTA ROSA, CA | 109 | $ 62,375,000 | $ 572,000 | $ 284,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 108 | $ 14,000,000 | $ 129,000 | $ 135,000 |
| KNOXVILLE, TN | 108 | $ 20,930,000 | $ 193,000 | $ 138,000 |
| BAKERSFIELD, CA | 106 | $ 27,830,000 | $ 262,000 | $ 158,000 |
| SANTA MARIA-SANTA BARBARA, CA | 106 | $ 74,680,000 | $ 704,000 | $ 376,000 |
| GAINESVILLE, GA | 104 | $ 48,560,000 | $ 466,000 | $ 155,000 |
| JACKSON, MI | 103 | $ 14,765,000 | $ 143,000 | $ 104,000 |
| BURLINGTON, NC | 101 | $ 14,985,000 | $ 148,000 | $ 97,000 |
| KOKOMO, IN | 101 | $ 9,565,000 | $ 94,000 | $ 79,000 |
| SANTA CRUZ-WATSONVILLE, CA | 101 | $ 59,715,000 | $ 591,000 | $ 293,000 |
| THE VILLAGES, FL | 101 | $ 21,405,000 | $ 211,000 | $ 121,000 |
| WACO, TX | 101 | $ 30,775,000 | $ 304,000 | $ 110,000 |
| PORTLAND-SOUTH PORTLAND, ME | 97 | $ 29,125,000 | $ 300,000 | $ 202,000 |
| BOISE CITY, ID | 95 | $ 21,805,000 | $ 229,000 | $ 127,000 |
| MERCED, CA | 92 | $ 15,920,000 | $ 173,000 | $ 112,000 |
| BAY CITY, MI | 90 | $ 90,380,000 | $ 1,004,000 | $ 63,000 |
| CORPUS CHRISTI, TX | 90 | $ 60,370,000 | $ 670,000 | $ 132,000 |
| CHATTANOOGA, TN-GA | 89 | $ 20,775,000 | $ 209,000 | $ 139,000 |
| HOMOSASSA SPRINGS, FL | 87 | $ 9,615,000 | $ 110,000 | $ 86,000 |
| SPARTANBURG, SC | 87 | $ 11,025,000 | $ 126,000 | $ 100,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 86 | $ 17,350,000 | $ 202,500 | $ 139,500 |
| DECATUR, IL | 86 | $ 8,210,000 | $ 95,000 | $ 85,000 |
| VINELAND-BRIDGETON, NJ | 85 | $ 9,865,000 | $ 116,000 | $ 110,000 |
| WHEELING, WV-OH | 85 | $ 10,295,000 | $ 130,000 | $ 88,500 |
| PROVO-OREM, UT | 84 | $ 31,840,000 | $ 379,000 | $ 187,000 |
| NEW HAVEN-MILFORD, CT | 83 | $ 15,905,000 | $ 191,000 | $ 131,000 |
| ELKHART-GOSHEN, IN | 79 | $ 9,705,000 | $ 122,000 | $ 87,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 79 | $ 64,405,000 | $ 815,000 | $ 370,000 |
| ROCHESTER, NY | 77 | $ 13,495,000 | $ 175,000 | $ 121,000 |
| GOLDSBORO, NC | 75 | $ 9,795,000 | $ 130,000 | $ 94,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 73 | $ 16,245,000 | $ 222,000 | $ 187,000 |
| LONGVIEW, TX | 70 | $ 9,440,000 | $ 134,000 | $ 101,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 69 | $ 10,645,000 | $ 163,000 | $ 130,500 |
| RENO, NV | 69 | $ 96,345,000 | $ 1,396,000 | $ 228,000 |
| SALINAS, CA | 69 | $ 40,955,000 | $ 593,000 | $ 249,000 |
| SANTA FE, NM | 69 | $ 69,305,000 | $ 1,004,000 | $ 201,000 |
| OLYMPIA-TUMWATER, WA | 68 | $ 16,080,000 | $ 236,000 | $ 173,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 68 | $ 91,770,000 | $ 1,349,000 | $ 243,000 |
| OWENSBORO, KY | 67 | $ 5,765,000 | $ 86,000 | $ 82,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 65 | $ 9,335,000 | $ 143,000 | $ 127,000 |
| LAS CRUCES, NM | 65 | $ 10,625,000 | $ 163,000 | $ 102,000 |
| MANSFIELD, OH | 65 | $ 7,525,000 | $ 115,000 | $ 83,000 |
| ROANOKE, VA | 65 | $ 10,495,000 | $ 161,000 | $ 104,000 |
| SPRINGFIELD, MA | 65 | $ 10,835,000 | $ 166,000 | $ 110,000 |
| LEBANON, PA | 64 | $ 7,160,000 | $ 111,000 | $ 113,000 |
| MANCHESTER-NASHUA, NH | 64 | $ 11,445,000 | $ 181,000 | $ 143,000 |
| BARNSTABLE TOWN, MA | 62 | $ 25,640,000 | $ 413,000 | $ 308,000 |
| BEND-REDMOND, OR | 62 | $ 30,270,000 | $ 488,000 | $ 220,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 62 | $ 8,880,000 | $ 143,000 | $ 110,000 |
| WILLIAMSPORT, PA | 62 | $ 7,640,000 | $ 123,000 | $ 135,000 |
| CHARLOTTESVILLE, VA | 59 | $ 16,465,000 | $ 279,000 | $ 159,000 |
| OGDEN-CLEARFIELD, UT | 59 | $ 60,675,000 | $ 1,028,000 | $ 135,000 |
| BLOOMSBURG-BERWICK, PA | 58 | $ 5,920,000 | $ 102,000 | $ 93,000 |
| BREMERTON-SILVERDALE, WA | 58 | $ 19,470,000 | $ 335,000 | $ 226,000 |
| COLUMBUS, IN | 58 | $ 7,420,000 | $ 127,000 | $ 129,000 |
| PANAMA CITY, FL | 58 | $ 12,990,000 | $ 223,000 | $ 127,000 |
| TULSA, OK | 58 | $ 11,780,000 | $ 203,000 | $ 108,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 57 | $ 4,625,000 | $ 81,000 | $ 59,000 |
| FLORENCE-MUSCLE SHOALS, AL | 57 | $ 6,875,000 | $ 120,000 | $ 81,000 |
| COLLEGE STATION-BRYAN, TX | 56 | $ 10,290,000 | $ 183,000 | $ 194,000 |
| FLAGSTAFF, AZ | 56 | $ 70,470,000 | $ 1,258,000 | $ 260,000 |
| LYNCHBURG, VA | 55 | $ 9,215,000 | $ 167,000 | $ 116,000 |
| BATTLE CREEK, MI | 54 | $ 5,130,000 | $ 95,000 | $ 89,000 |
| DOTHAN, AL | 54 | $ 8,010,000 | $ 148,000 | $ 73,000 |
| ALBANY-SCHENECTADY-TROY, NY | 52 | $ 19,880,000 | $ 382,000 | $ 132,000 |
| FLORENCE, SC | 52 | $ 6,730,000 | $ 129,000 | $ 91,000 |
| TYLER, TX | 52 | $ 8,550,000 | $ 164,000 | $ 115,000 |
| NAPA, CA | 51 | $ 29,175,000 | $ 572,000 | $ 362,000 |
| SPOKANE-SPOKANE VALLEY, WA | 51 | $ 17,035,000 | $ 334,000 | $ 143,000 |
| COLUMBUS, GA-AL | 50 | $ 5,430,000 | $ 103,000 | $ 107,500 |
| LUBBOCK, TX | 50 | $ 4,690,000 | $ 93,000 | $ 98,000 |
| MIDLAND, MI | 49 | $ 6,235,000 | $ 127,000 | $ 107,000 |
| WINCHESTER, VA-WV | 49 | $ 7,365,000 | $ 135,000 | $ 101,000 |
| SPRINGFIELD, MO | 47 | $ 5,465,000 | $ 116,000 | $ 145,000 |
| CLARKSVILLE, TN-KY | 46 | $ 5,460,000 | $ 110,500 | $ 167,000 |
| DES MOINES-WEST DES MOINES, IA | 46 | $ 7,740,000 | $ 168,000 | $ 134,000 |
| GADSDEN, AL | 46 | $ 3,570,000 | $ 77,000 | $ 84,000 |
| RACINE, WI | 45 | $ 5,745,000 | $ 127,000 | $ 98,000 |
| BLOOMINGTON, IN | 44 | $ 6,630,000 | $ 150,000 | $ 119,000 |
| MUNCIE, IN | 44 | $ 3,330,000 | $ 75,000 | $ 76,000 |
| SIERRA VISTA-DOUGLAS, AZ | 44 | $ 5,490,000 | $ 124,000 | $ 73,000 |
| NEW ORLEANS-METAIRIE, LA | 42 | $ 11,600,000 | $ 276,000 | $ 138,000 |
| VISALIA-PORTERVILLE, CA | 41 | $ 13,655,000 | $ 333,000 | $ 263,000 |
| MADISON, WI | 40 | $ 22,210,000 | $ 555,000 | $ 129,000 |
| BELLINGHAM, WA | 39 | $ 16,205,000 | $ 415,000 | $ 263,000 |
| GREEN BAY, WI | 39 | $ 4,035,000 | $ 103,000 | $ 123,000 |
| NILES-BENTON HARBOR, MI | 39 | $ 8,595,000 | $ 220,000 | $ 152,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 38 | $ 5,400,000 | $ 142,000 | $ 90,000 |
| SALEM, OR | 38 | $ 5,830,000 | $ 153,000 | $ 121,000 |
| SYRACUSE, NY | 38 | $ 5,220,000 | $ 137,000 | $ 133,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 37 | $ 8,985,000 | $ 242,000 | $ 151,000 |
| TERRE HAUTE, IN | 37 | $ 3,705,000 | $ 100,000 | $ 92,000 |
| TALLAHASSEE, FL | 36 | $ 30,910,000 | $ 858,000 | $ 86,000 |
| SHERMAN-DENISON, TX | 34 | $ 7,410,000 | $ 217,000 | $ 126,000 |
| WARNER ROBINS, GA | 34 | $ 4,510,000 | $ 132,000 | $ 101,000 |
| ATHENS-CLARKE COUNTY, GA | 33 | $ 6,325,000 | $ 191,000 | $ 121,000 |
| COEUR D'ALENE, ID | 33 | $ 12,805,000 | $ 388,000 | $ 131,000 |
| EUGENE, OR | 33 | $ 35,115,000 | $ 1,064,000 | $ 346,000 |
| SAN ANGELO, TX | 31 | $ 3,375,000 | $ 108,000 | $ 92,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 30 | $ 3,720,000 | $ 119,500 | $ 92,000 |
| KENNEWICK-RICHLAND, WA | 30 | $ 20,530,000 | $ 684,000 | $ 118,000 |
| EVANSVILLE, IN-KY | 29 | $ 3,275,000 | $ 90,000 | $ 105,500 |
| REDDING, CA | 29 | $ 5,825,000 | $ 200,000 | $ 118,000 |
| MIDLAND, TX | 28 | $ 5,270,000 | $ 188,000 | $ 128,000 |
| SEBRING, FL | 28 | $ 2,950,000 | $ 105,000 | $ 89,000 |
| KINGSTON, NY | 27 | $ 5,725,000 | $ 212,000 | $ 172,000 |
| MACON-BIBB COUNTY, GA | 27 | $ 3,235,000 | $ 119,000 | $ 100,000 |
| ST. GEORGE, UT | 27 | $ 10,295,000 | $ 381,000 | $ 174,000 |
| ABILENE, TX | 26 | $ 3,550,000 | $ 136,000 | $ 119,000 |
| JOHNSTOWN, PA | 26 | $ 3,570,000 | $ 137,000 | $ 116,000 |
| MEDFORD, OR | 25 | $ 6,405,000 | $ 256,000 | $ 220,000 |
| URBAN HONOLULU, HI | 25 | $ 23,795,000 | $ 951,000 | $ 489,000 |
| CHICO, CA | 24 | $ 6,030,000 | $ 251,000 | $ 132,000 |
| JOHNSON CITY, TN | 24 | $ 3,640,000 | $ 151,000 | $ 114,000 |
| YUBA CITY, CA | 24 | $ 5,630,000 | $ 234,000 | $ 221,000 |
| BILLINGS, MT | 23 | $ 6,055,000 | $ 263,000 | $ 112,000 |
| GRAND JUNCTION, CO | 23 | $ 4,625,000 | $ 201,000 | $ 127,000 |
| VALDOSTA, GA | 23 | $ 2,865,000 | $ 124,000 | $ 88,000 |
| MADERA, CA | 22 | $ 12,110,000 | $ 550,000 | $ 145,000 |
| MOUNT VERNON-ANACORTES, WA | 22 | $ 5,950,000 | $ 270,000 | $ 155,000 |
| ODESSA, TX | 22 | $ 2,430,000 | $ 110,000 | $ 160,000 |
| SHEBOYGAN, WI | 22 | $ 2,040,000 | $ 92,000 | $ 127,000 |
| BATON ROUGE, LA | 21 | $ 3,885,000 | $ 185,000 | $ 99,000 |
| BRUNSWICK, GA | 21 | $ 4,475,000 | $ 213,000 | $ 101,000 |
| CUMBERLAND, MD-WV | 21 | $ 1,735,000 | $ 84,000 | $ 66,500 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 21 | $ 3,035,000 | $ 133,000 | $ 159,500 |
| WICHITA, KS | 21 | $ 42,565,000 | $ 2,026,000 | $ 91,000 |
| ALTOONA, PA | 20 | $ 1,930,000 | $ 96,000 | $ 86,000 |
| HARRISONBURG, VA | 20 | $ 2,940,000 | $ 147,000 | $ 107,000 |
| LINCOLN, NE | 19 | $ 2,345,000 | $ 123,000 | $ 150,000 |
| ROME, GA | 19 | $ 2,555,000 | $ 134,000 | $ 115,000 |
| STAUNTON-WAYNESBORO, VA | 19 | $ 3,065,000 | $ 161,000 | $ 81,000 |
| EL CENTRO, CA | 18 | $ 2,280,000 | $ 126,000 | $ 91,000 |
| AMARILLO, TX | 17 | $ 3,675,000 | $ 216,000 | $ 203,000 |
| CHARLESTON, WV | 17 | $ 2,075,000 | $ 122,000 | $ 110,000 |
| COLUMBIA, MO | 17 | $ 22,105,000 | $ 1,300,000 | $ 151,000 |
| JACKSON, TN | 17 | $ 2,345,000 | $ 137,000 | $ 92,000 |
| LAFAYETTE, LA | 17 | $ 2,415,000 | $ 142,000 | $ 96,000 |
| SHREVEPORT-BOSSIER CITY, LA | 17 | $ 5,045,000 | $ 296,000 | $ 112,000 |
| YUMA, AZ | 17 | $ 2,525,000 | $ 148,000 | $ 119,000 |
| BANGOR, ME | 16 | $ 1,610,000 | $ 100,000 | $ 102,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 16 | $ 2,640,000 | $ 165,000 | $ 144,000 |
| NORWICH-NEW LONDON, CT | 16 | $ 4,110,000 | $ 256,000 | $ 134,000 |
| PUEBLO, CO | 16 | $ 3,030,000 | $ 189,000 | $ 149,000 |
| CLEVELAND, TN | 15 | $ 2,505,000 | $ 167,000 | $ 98,000 |
| DULUTH, MN-WI | 15 | $ 975,000 | $ 65,000 | $ 112,000 |
| TEXARKANA, TX-AR | 15 | $ 1,465,000 | $ 98,500 | $ 93,000 |
| CEDAR RAPIDS, IA | 14 | $ 1,620,000 | $ 115,000 | $ 97,000 |
| JACKSON, MS | 14 | $ 3,180,000 | $ 227,000 | $ 96,000 |
| JANESVILLE-BELOIT, WI | 14 | $ 2,460,000 | $ 175,000 | $ 80,000 |
| CARBONDALE-MARION, IL | 13 | $ 1,285,000 | $ 98,000 | $ 87,000 |
| DALTON, GA | 13 | $ 1,115,000 | $ 85,000 | $ 64,000 |
| LOGAN, UT-ID | 13 | $ 3,155,000 | $ 298,500 | $ 116,500 |
| TOPEKA, KS | 13 | $ 1,125,000 | $ 86,000 | $ 66,000 |
| WENATCHEE, WA | 13 | $ 5,045,000 | $ 388,000 | $ 152,000 |
| YAKIMA, WA | 13 | $ 1,595,000 | $ 122,000 | $ 110,000 |
| APPLETON, WI | 12 | $ 2,090,000 | $ 174,000 | $ 118,000 |
| CORVALLIS, OR | 12 | $ 4,550,000 | $ 379,000 | $ 199,000 |
| EAU CLAIRE, WI | 12 | $ 3,590,000 | $ 299,000 | $ 181,000 |
| FORT SMITH, AR-OK | 12 | $ 1,450,000 | $ 118,000 | $ 120,500 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 12 | $ 1,610,000 | $ 134,000 | $ 55,000 |
| LONGVIEW, WA | 12 | $ 3,030,000 | $ 252,000 | $ 111,000 |
| WALLA WALLA, WA | 12 | $ 3,380,000 | $ 281,000 | $ 176,000 |
| HINESVILLE, GA | 11 | $ 915,000 | $ 83,000 | $ 93,000 |
| MISSOULA, MT | 11 | $ 4,305,000 | $ 391,000 | $ 141,000 |
| ALBANY, OR | 10 | $ 990,000 | $ 99,000 | $ 84,000 |
| BINGHAMTON, NY | 10 | $ 970,000 | $ 97,000 | $ 96,000 |
| CAPE GIRARDEAU, MO-IL | 10 | $ 1,550,000 | $ 155,000 | $ 99,000 |
| DUBUQUE, IA | 10 | $ 840,000 | $ 84,000 | $ 94,000 |
| JEFFERSON CITY, MO | 10 | $ 1,400,000 | $ 140,000 | $ 172,000 |
| MANHATTAN, KS | 10 | $ 1,430,000 | $ 143,000 | $ 90,000 |
| UTICA-ROME, NY | 10 | $ 13,810,000 | $ 1,381,000 | $ 102,000 |
| ANCHORAGE, AK | 9 | $ 2,395,000 | $ 266,000 | $ 135,000 |
| BECKLEY, WV | 9 | $ 2,775,000 | $ 308,000 | $ 107,000 |
| DANVILLE, IL | 9 | $ 455,000 | $ 50,000 | $ 86,000 |
| FARMINGTON, NM | 9 | $ 895,000 | $ 99,000 | $ 115,000 |
| HOT SPRINGS, AR | 9 | $ 1,125,000 | $ 125,000 | $ 198,000 |
| IDAHO FALLS, ID | 9 | $ 1,855,000 | $ 206,000 | $ 114,000 |
| JOPLIN, MO | 9 | $ 585,000 | $ 65,000 | $ 82,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 9 | $ 6,445,000 | $ 716,000 | $ 260,000 |
| LEWISTON-AUBURN, ME | 9 | $ 1,475,000 | $ 163,000 | $ 100,000 |
| LIMA, OH | 9 | $ 1,415,000 | $ 157,000 | $ 144,000 |
| PARKERSBURG-VIENNA, WV | 9 | $ 1,235,000 | $ 137,000 | $ 139,000 |
| PINE BLUFF, AR | 9 | $ 995,000 | $ 110,000 | $ 89,000 |
| SUMTER, SC | 9 | $ 1,205,000 | $ 133,000 | $ 106,000 |
| CHEYENNE, WY | 8 | $ 2,060,000 | $ 257,000 | $ 133,000 |
| GLENS FALLS, NY | 8 | $ 1,140,000 | $ 142,000 | $ 251,000 |
| LEWISTON, ID-WA | 8 | $ 850,000 | $ 130,500 | $ 165,500 |
| MORRISTOWN, TN | 8 | $ 1,630,000 | $ 203,000 | $ 171,000 |
| ALBANY, GA | 7 | $ 395,000 | $ 56,000 | $ 88,000 |
| ALEXANDRIA, LA | 7 | $ 1,375,000 | $ 196,000 | $ 91,000 |
| GRANTS PASS, OR | 7 | $ 1,555,000 | $ 222,000 | $ 93,000 |
| IOWA CITY, IA | 7 | $ 755,000 | $ 107,000 | $ 78,000 |
| LAWRENCE, KS | 7 | $ 1,355,000 | $ 193,000 | $ 119,000 |
| ST. CLOUD, MN | 7 | $ 1,105,000 | $ 157,000 | $ 85,000 |
| TWIN FALLS, ID | 7 | $ 1,755,000 | $ 250,000 | $ 223,000 |
| AMES, IA | 6 | $ 690,000 | $ 115,000 | $ 81,000 |
| FARGO, ND-MN | 6 | $ 490,000 | $ 96,000 | $ 102,000 |
| GREAT FALLS, MT | 6 | $ 820,000 | $ 136,000 | $ 130,000 |
| ROCHESTER, MN | 6 | $ 900,000 | $ 150,000 | $ 170,000 |
| WATERTOWN-FORT DRUM, NY | 6 | $ 820,000 | $ 136,000 | $ 114,000 |
| WAUSAU, WI | 6 | $ 1,050,000 | $ 175,000 | $ 109,000 |
| BISMARCK, ND | 5 | $ 665,000 | $ 133,000 | $ 167,000 |
| CASPER, WY | 5 | $ 425,000 | $ 85,000 | $ 97,000 |
| FOND DU LAC, WI | 5 | $ 725,000 | $ 145,000 | $ 72,000 |
| LAWTON, OK | 5 | $ 275,000 | $ 55,000 | $ 66,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 815,000 | $ 163,000 | $ 159,000 |
| PITTSFIELD, MA | 5 | $ 1,205,000 | $ 241,000 | $ 235,000 |
| POCATELLO, ID | 5 | $ 925,000 | $ 185,000 | $ 79,000 |
| ELMIRA, NY | 4 | $ 570,000 | $ 142,000 | $ 68,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 390,000 | $ 83,000 | $ 103,500 |
| SIOUX FALLS, SD | 4 | $ 1,460,000 | $ 365,000 | $ 126,000 |
| VICTORIA, TX | 4 | $ 480,000 | $ 120,000 | $ 102,000 |
| WICHITA FALLS, TX | 4 | $ 320,000 | $ 80,000 | $ 71,000 |
| HANFORD-CORCORAN, CA | 3 | $ 26,275,000 | $ 8,758,000 | $ 165,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 495,000 | $ 165,000 | $ 150,000 |
| JONESBORO, AR | 3 | $ 375,000 | $ 125,000 | $ 90,000 |
| LAKE CHARLES, LA | 3 | $ 2,445,000 | $ 815,000 | $ 318,000 |
| ENID, OK | 2 | $ 160,000 | $ 80,000 | $ 118,000 |
| FAIRBANKS, AK | 2 | $ 350,000 | $ 175,000 | $ 78,000 |
| GRAND ISLAND, NE | 2 | $ 180,000 | $ 90,000 | $ 86,000 |
| HAMMOND, LA | 2 | $ 370,000 | $ 185,000 | $ 112,000 |
| HATTIESBURG, MS | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
| ITHACA, NY | 2 | $ 360,000 | $ 180,000 | $ 198,000 |
| MONROE, LA | 2 | $ 620,000 | $ 310,000 | $ 160,000 |
| ST. JOSEPH, MO-KS | 2 | $ 260,000 | $ 130,000 | $ 34,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 430,000 | $ 215,000 | $ 103,000 |
| AGUADILLA-ISABELA, PR | 1 | $ 3,315,000 | $ 3,315,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| RAPID CITY, SD | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 51,732 | $6,699,085,000 | $129,000 | $61,505,000 | $156,000 | $9,850,000 |
| Other Purpose | 50,208 | $7,975,345,000 | $158,000 | $82,435,000 | $157,000 | $9,655,000 |
| Refinancing | 49,269 | $15,824,245,000 | $321,000 | $99,255,000 | $150,000 | $9,520,000 |
| Home Purchase | 36,033 | $22,503,900,000 | $624,000 | $90,835,000 | $209,000 | $9,142,000 |
| Cash-out Refinancing | 10,583 | $4,045,525,000 | $382,000 | $11,195,000 | $153,000 | $8,538,000 |
| Not Applicable | 1 | $25,000 | $25,000 | $25,000 | $28,000 | $28,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 119,142 | $23,862,940,000 | $200,000 | $20,005,000 | $155,000 | $9,850,000 |
| Not Provided | 30,726 | $10,473,870,000 | $340,000 | $18,005,000 | $201,000 | $9,524,000 |
| Hispanic | 14,963 | $2,599,240,000 | $173,000 | $26,655,000 | $124,000 | $7,900,000 |
| Asian | 13,665 | $7,715,910,000 | $564,000 | $49,505,000 | $236,000 | $6,100,000 |
| Black or African American | 13,118 | $1,842,970,000 | $140,000 | $8,705,000 | $115,000 | $9,120,000 |
| Not applicable | 2,109 | $8,838,950,000 | $4,209,000 | $99,255,000 | $0 | $0 |
| American Indian or Alaskan Native | 791 | $199,075,000 | $251,000 | $82,435,000 | $125,000 | $5,200,000 |
| Native Hawaiian or Other Pacific Islander | 177 | $36,605,000 | $206,000 | $4,065,000 | $144,000 | $877,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 194,273 | $55,762,400,000 | $287,000 | $99,255,000 | $166,000 | $9,850,000 |
| FHA-insured (Federal Housing Administration) | 2,653 | $1,050,085,000 | $395,000 | $74,905,000 | $71,000 | $636,000 |
| VA-guaranteed (Veterans Administration) | 775 | $211,955,000 | $273,000 | $1,265,000 | $93,000 | $495,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $23,685,000 | $189,000 | $1,365,000 | $54,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 107,904 | $34,574,735,000 | $320,000 | $99,255,000 | $181,000 | $9,655,000 |
| Application Denied By Financial Institution | 46,231 | $7,785,195,000 | $168,000 | $26,655,000 | $115,000 | $9,850,000 |
| Application Withdrawn By Applicant | 22,699 | $8,430,445,000 | $371,000 | $82,435,000 | $178,000 | $9,142,000 |
| File Closed For Incompleteness | 13,067 | $2,448,355,000 | $187,000 | $49,505,000 | $171,000 | $9,520,000 |
| Application Approved But Not Accepted | 3,344 | $736,820,000 | $220,000 | $13,565,000 | $158,000 | $4,656,000 |
| Preapproval Approved but not Accepted | 2,155 | $1,794,415,000 | $832,000 | $10,005,000 | $229,000 | $4,717,000 |
| Loan Purchased By The Institution | 1,761 | $946,035,000 | $537,000 | $2,995,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 665 | $332,125,000 | $499,000 | $6,005,000 | $103,000 | $1,434,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 150,930 | $48,930,805,000 | $324,000 | $99,255,000 | $180,000 | $9,655,000 |
| Credit History | 24,252 | $2,554,780,000 | $105,000 | $26,655,000 | $112,000 | $9,850,000 |
| Debt-To-Income Ratio | 11,969 | $2,975,225,000 | $248,000 | $15,005,000 | $68,000 | $1,253,000 |
| Collateral | 5,063 | $946,815,000 | $187,000 | $7,725,000 | $189,000 | $9,524,000 |
| Credit Application Incomplete | 4,410 | $1,163,920,000 | $263,000 | $18,005,000 | $158,000 | $7,800,000 |
| Other | 798 | $313,840,000 | $393,000 | $11,405,000 | $193,000 | $7,235,000 |
| Unverifiable Information | 148 | $61,510,000 | $415,000 | $6,505,000 | $196,000 | $4,150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 133 | $68,715,000 | $516,000 | $4,815,000 | $191,000 | $2,915,000 |
| Employment History | 118 | $31,270,000 | $265,000 | $2,605,000 | $64,000 | $713,000 |
| Mortgage Insurance Denied | 5 | $1,245,000 | $249,000 | $505,000 | $174,000 | $288,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pnc Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pnc Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.