PNC Bank N.A. Mortgage Lending & HMDA Data, 2022
In 2022, PNC Bank N.A. of Pittsburgh, PA reported 197,826 mortgage applications totaling $57.0 billion, up 14% from 2021. The average application was for $288,375, and applicants reported an average income of $164,252. 55% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Pittsburgh, PA (9,750), Washington-Arlington-Alexandria, DC-VA-MD-WV (6,422) and New York-Newark, NY (6,031) (applications in parentheses).
| Mortgage Company & Address | PNC Bank N.A. 249 Fifth Ave. Ms P1-Popp-22-2 Pittsburgh, PA 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 197,826 |
| Total Mortgage Loan Application Amount | $57,048,125,000 |
| Average Mortgage Loan Application Amount | $288,375 |
| Highest Mortgage Loan Application Amount | $99,255,000 |
| Average Applicant Income | $164,252 |
| Highest Applicant Income | $9,850,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PNC Bank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 12,863 | $ 2,190,455,000 | $ 170,291 | $ 121,417 |
| Pittsburgh, PA | 9,750 | $ 1,552,445,000 | $ 159,225 | $ 127,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 6,422 | $ 2,044,300,000 | $ 318,327 | $ 183,278 |
| New York-Newark, NY | 6,031 | $ 1,416,045,000 | $ 234,794 | $ 185,230 |
| Chicago-Naperville, IL | 5,541 | $ 1,334,005,000 | $ 240,751 | $ 143,000 |
| Atlanta-Sandy Springs-Roswell, GA | 4,785 | $ 983,115,000 | $ 205,457 | $ 154,000 |
| New York-Jersey City-White Plains, NY-NJ | 4,614 | $ 1,997,045,000 | $ 432,822 | $ 251,652 |
| Cleveland-Elyria, OH | 3,569 | $ 505,445,000 | $ 141,620 | $ 116,000 |
| Montgomery County-Bucks County-Chester County, PA | 3,567 | $ 830,675,000 | $ 232,877 | $ 183,000 |
| Newark, NJ-PA | 3,567 | $ 937,445,000 | $ 262,810 | $ 197,758 |
| Indianapolis-Carmel-Anderson, IN | 3,482 | $ 432,775,000 | $ 124,289 | $ 117,000 |
| Dallas-Plano-Irving, TX | 3,346 | $ 1,000,970,000 | $ 299,154 | $ 191,000 |
| Columbus, OH | 3,332 | $ 543,550,000 | $ 163,130 | $ 123,000 |
| Cincinnati, OH-KY-IN | 3,305 | $ 636,155,000 | $ 192,482 | $ 116,959 |
| Baltimore-Columbia-Towson, MD | 3,273 | $ 681,095,000 | $ 208,095 | $ 145,000 |
| Houston-The Woodlands-Sugar Land, TX | 3,220 | $ 1,156,975,000 | $ 359,309 | $ 184,000 |
| Louisville/Jefferson County, KY-IN | 3,219 | $ 502,125,000 | $ 155,987 | $ 106,309 |
| Los Angeles-Long Beach-Glendale, CA | 2,773 | $ 2,456,435,000 | $ 885,840 | $ 346,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,722 | $ 1,179,225,000 | $ 433,220 | $ 192,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2,695 | $ 775,255,000 | $ 287,664 | $ 181,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,550 | $ 2,900,810,000 | $ 1,137,572 | $ 375,000 |
| Warren-Troy-Farmington Hills, MI | 2,548 | $ 575,280,000 | $ 225,777 | $ 128,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,526 | $ 534,880,000 | $ 211,749 | $ 143,000 |
| Camden, NJ | 2,303 | $ 319,070,000 | $ 138,545 | $ 144,000 |
| Philadelphia, PA | 2,265 | $ 393,515,000 | $ 173,737 | $ 145,000 |
| Oakland-Hayward-Berkeley, CA | 2,176 | $ 1,628,160,000 | $ 748,235 | $ 302,000 |
| Washington-Baltimore-Arlington, DC | 2,115 | $ 483,980,000 | $ 228,832 | $ 177,000 |
| Seattle-Bellevue-Everett, WA | 2,081 | $ 1,895,445,000 | $ 910,833 | $ 285,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2,041 | $ 535,235,000 | $ 262,241 | $ 181,712 |
| Orlando-Kissimmee-Sanford, FL | 1,973 | $ 493,805,000 | $ 250,281 | $ 140,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,781 | $ 465,765,000 | $ 261,518 | $ 190,000 |
| Raleigh, NC | 1,755 | $ 420,435,000 | $ 239,564 | $ 166,000 |
| Wilmington, DE-MD-NJ | 1,694 | $ 245,370,000 | $ 144,846 | $ 121,387 |
| Austin-Round Rock, TX | 1,676 | $ 669,230,000 | $ 399,301 | $ 226,000 |
| San Diego-Carlsbad, CA | 1,559 | $ 795,560,000 | $ 510,301 | $ 279,000 |
| Riverside-San Bernardino-Ontario, CA | 1,542 | $ 527,670,000 | $ 342,198 | $ 172,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1,510 | $ 206,850,000 | $ 136,986 | $ 129,717 |
| Fort Worth-Arlington, TX | 1,471 | $ 447,985,000 | $ 304,544 | $ 164,000 |
| Denver-Aurora-Lakewood, CO | 1,466 | $ 616,800,000 | $ 420,736 | $ 189,000 |
| Anaheim-Santa Ana-Irvine, CA | 1,414 | $ 1,077,460,000 | $ 761,994 | $ 348,000 |
| St. Louis, MO-IL | 1,391 | $ 207,515,000 | $ 149,184 | $ 130,663 |
| Jacksonville, FL | 1,382 | $ 409,475,000 | $ 296,291 | $ 161,000 |
| Salisbury, MD-DE | 1,258 | $ 218,430,000 | $ 173,632 | $ 130,720 |
| Akron, OH | 1,241 | $ 194,355,000 | $ 156,611 | $ 122,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1,201 | $ 1,146,335,000 | $ 954,483 | $ 395,000 |
| Port St. Lucie, FL | 1,176 | $ 201,710,000 | $ 171,522 | $ 110,000 |
| Miami-Miami Beach-Kendall, FL | 1,165 | $ 652,515,000 | $ 560,098 | $ 254,000 |
| Birmingham-Hoover, AL | 1,138 | $ 217,020,000 | $ 190,702 | $ 127,000 |
| Nassau County-Suffolk County, NY | 1,059 | $ 451,055,000 | $ 425,925 | $ 308,000 |
| Detroit-Dearborn-Livonia, MI | 1,016 | $ 124,910,000 | $ 122,942 | $ 110,000 |
| North Port-Sarasota-Bradenton, FL | 993 | $ 320,715,000 | $ 322,975 | $ 190,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 968 | $ 102,300,000 | $ 105,681 | $ 94,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 947 | $ 271,995,000 | $ 287,217 | $ 138,091 |
| Trenton, NJ | 946 | $ 242,510,000 | $ 256,353 | $ 172,000 |
| Dayton-Springfield-Kettering, OH | 940 | $ 108,070,000 | $ 114,968 | $ 104,000 |
| Lancaster, PA | 929 | $ 133,045,000 | $ 143,213 | $ 112,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 889 | $ 131,465,000 | $ 147,879 | $ 105,000 |
| Youngstown-Warren-Boardman, OH-PA | 829 | $ 113,605,000 | $ 137,038 | $ 81,550 |
| Milwaukee-Waukesha-West Allis, WI | 816 | $ 152,960,000 | $ 187,450 | $ 117,000 |
| Mobile, AL | 813 | $ 84,800,000 | $ 104,305 | $ 86,000 |
| San Antonio-New Braunfels, TX | 812 | $ 407,450,000 | $ 501,785 | $ 148,000 |
| Lake County-Kenosha County, IL-WI | 757 | $ 146,945,000 | $ 194,114 | $ 158,326 |
| Palm Bay-Melbourne-Titusville, FL | 725 | $ 123,995,000 | $ 171,027 | $ 122,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 700 | $ 277,570,000 | $ 396,528 | $ 216,000 |
| Toledo, OH | 680 | $ 79,810,000 | $ 117,367 | $ 106,000 |
| Durham-Chapel Hill, NC | 652 | $ 137,490,000 | $ 210,874 | $ 141,000 |
| Elgin, IL | 647 | $ 158,405,000 | $ 244,829 | $ 129,000 |
| Grand Rapids-Wyoming, MI | 616 | $ 210,940,000 | $ 342,435 | $ 132,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 610 | $ 296,840,000 | $ 486,622 | $ 180,000 |
| Cape Coral-Fort Myers, FL | 597 | $ 143,145,000 | $ 239,773 | $ 176,000 |
| York-Hanover, PA | 575 | $ 75,625,000 | $ 131,521 | $ 109,000 |
| Harrisburg-Carlisle, PA | 571 | $ 85,145,000 | $ 149,115 | $ 127,000 |
| Fort Wayne, IN | 560 | $ 72,260,000 | $ 129,035 | $ 104,000 |
| Lexington-Fayette, KY | 549 | $ 73,205,000 | $ 133,342 | $ 104,000 |
| Erie, PA | 547 | $ 72,145,000 | $ 131,892 | $ 112,000 |
| Charleston-North Charleston, SC | 546 | $ 144,400,000 | $ 264,468 | $ 212,000 |
| Daphne-Fairhope-Foley, AL | 535 | $ 97,515,000 | $ 182,271 | $ 122,000 |
| Huntsville, AL | 528 | $ 74,060,000 | $ 140,265 | $ 113,000 |
| East Stroudsburg, PA | 519 | $ 64,045,000 | $ 123,400 | $ 97,000 |
| Canton-Massillon, OH | 518 | $ 56,320,000 | $ 108,725 | $ 93,000 |
| Naples-Immokalee-Marco Island, FL | 517 | $ 249,235,000 | $ 482,079 | $ 257,000 |
| Sebastian-Vero Beach, FL | 490 | $ 90,920,000 | $ 185,551 | $ 121,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 477 | $ 247,105,000 | $ 518,039 | $ 173,257 |
| Lansing-East Lansing, MI | 463 | $ 97,695,000 | $ 211,004 | $ 96,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 455 | $ 82,255,000 | $ 180,780 | $ 126,340 |
| Tucson, AZ | 441 | $ 204,295,000 | $ 463,253 | $ 144,000 |
| Ann Arbor, MI | 435 | $ 86,885,000 | $ 199,735 | $ 155,000 |
| Peoria, IL | 435 | $ 48,425,000 | $ 111,321 | $ 104,000 |
| Stockton-Lodi, CA | 434 | $ 121,600,000 | $ 280,184 | $ 163,000 |
| Atlantic City-Hammonton, NJ | 433 | $ 71,750,000 | $ 165,704 | $ 150,000 |
| Greensboro-High Point, NC | 433 | $ 61,955,000 | $ 143,083 | $ 113,000 |
| Hagerstown-Martinsburg, MD-WV | 427 | $ 48,855,000 | $ 114,414 | $ 125,278 |
| Fayetteville, NC | 423 | $ 68,395,000 | $ 161,690 | $ 98,000 |
| Wilmington, NC | 402 | $ 83,320,000 | $ 207,263 | $ 123,000 |
| Gettysburg, PA | 373 | $ 49,435,000 | $ 132,533 | $ 107,000 |
| McAllen-Edinburg-Mission, TX | 367 | $ 52,855,000 | $ 144,019 | $ 122,000 |
| Dover, DE | 366 | $ 47,530,000 | $ 129,863 | $ 99,000 |
| Gary, IN | 364 | $ 45,280,000 | $ 124,395 | $ 103,000 |
| Richmond, VA | 358 | $ 73,710,000 | $ 205,893 | $ 142,000 |
| Cambridge-Newton-Framingham, MA | 335 | $ 144,505,000 | $ 431,358 | $ 219,000 |
| Greenville-Anderson-Mauldin, SC | 332 | $ 106,080,000 | $ 319,518 | $ 130,000 |
| Ocean City, NJ | 332 | $ 120,220,000 | $ 362,108 | $ 246,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 329 | $ 185,965,000 | $ 565,243 | $ 158,161 |
| Asheville, NC | 327 | $ 66,645,000 | $ 203,807 | $ 131,000 |
| Lakeland-Winter Haven, FL | 325 | $ 53,565,000 | $ 164,815 | $ 128,000 |
| Albuquerque, NM | 319 | $ 71,935,000 | $ 225,501 | $ 130,000 |
| Montgomery, AL | 299 | $ 35,055,000 | $ 117,240 | $ 101,000 |
| Bloomington, IL | 293 | $ 36,855,000 | $ 125,784 | $ 101,000 |
| Muskegon, MI | 285 | $ 33,095,000 | $ 116,122 | $ 82,000 |
| Pensacola-Ferry Pass-Brent, FL | 284 | $ 78,370,000 | $ 275,950 | $ 122,000 |
| Ocala, FL | 274 | $ 69,460,000 | $ 253,503 | $ 95,000 |
| Boston, MA | 273 | $ 187,395,000 | $ 686,428 | $ 217,000 |
| Kalamazoo-Portage, MI | 272 | $ 37,360,000 | $ 137,352 | $ 112,000 |
| Kansas City, MO-KS | 270 | $ 153,170,000 | $ 567,296 | $ 134,155 |
| Winston-Salem, NC | 260 | $ 41,740,000 | $ 160,538 | $ 123,000 |
| Springfield, IL | 258 | $ 30,360,000 | $ 117,674 | $ 101,000 |
| Rockford, IL | 257 | $ 35,865,000 | $ 139,552 | $ 96,000 |
| San Rafael, CA | 252 | $ 213,500,000 | $ 847,222 | $ 391,000 |
| El Paso, TX | 249 | $ 45,785,000 | $ 183,875 | $ 113,000 |
| Bridgeport-Stamford-Norwalk, CT | 245 | $ 100,375,000 | $ 409,693 | $ 331,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 243 | $ 129,885,000 | $ 534,506 | $ 284,000 |
| Columbia, SC | 239 | $ 33,395,000 | $ 139,728 | $ 139,000 |
| South Bend-Mishawaka, IN-MI | 236 | $ 29,540,000 | $ 125,169 | $ 125,906 |
| California-Lexington Park, MD | 221 | $ 25,755,000 | $ 116,538 | $ 128,000 |
| Laredo, TX | 215 | $ 30,175,000 | $ 140,348 | $ 136,000 |
| Crestview-Fort Walton Beach-Destin, FL | 213 | $ 77,085,000 | $ 361,901 | $ 245,000 |
| Rocky Mount, NC | 212 | $ 20,720,000 | $ 97,735 | $ 79,000 |
| Providence-Warwick, RI-MA | 207 | $ 34,875,000 | $ 168,478 | $ 140,043 |
| Huntington-Ashland, WV-KY-OH | 206 | $ 21,320,000 | $ 103,495 | $ 85,980 |
| Morgantown, WV | 204 | $ 38,970,000 | $ 191,029 | $ 125,000 |
| Modesto, CA | 202 | $ 37,260,000 | $ 184,455 | $ 130,000 |
| Brownsville-Harlingen, TX | 198 | $ 25,270,000 | $ 127,626 | $ 91,000 |
| Springfield, OH | 185 | $ 19,285,000 | $ 104,243 | $ 90,000 |
| Tacoma-Lakewood, WA | 185 | $ 49,410,000 | $ 267,081 | $ 182,000 |
| Monroe, MI | 184 | $ 18,910,000 | $ 102,771 | $ 97,000 |
| Hickory-Lenoir-Morganton, NC | 178 | $ 24,340,000 | $ 136,741 | $ 101,000 |
| Fort Collins, CO | 174 | $ 51,190,000 | $ 294,195 | $ 180,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 172 | $ 45,610,000 | $ 265,174 | $ 181,000 |
| State College, PA | 172 | $ 27,420,000 | $ 159,418 | $ 174,000 |
| Colorado Springs, CO | 170 | $ 86,020,000 | $ 506,000 | $ 177,000 |
| Punta Gorda, FL | 170 | $ 34,730,000 | $ 204,294 | $ 168,000 |
| Fresno, CA | 167 | $ 56,075,000 | $ 335,778 | $ 194,000 |
| Hartford-West Hartford-East Hartford, CT | 167 | $ 35,645,000 | $ 213,443 | $ 161,000 |
| Auburn-Opelika, AL | 165 | $ 24,975,000 | $ 151,363 | $ 121,000 |
| Las Vegas-Henderson-Paradise, NV | 165 | $ 297,105,000 | $ 1,800,636 | $ 216,000 |
| Flint, MI | 162 | $ 19,340,000 | $ 119,382 | $ 89,000 |
| Gainesville, FL | 161 | $ 103,175,000 | $ 640,838 | $ 132,000 |
| New Bern, NC | 157 | $ 25,625,000 | $ 163,216 | $ 95,000 |
| Lake Havasu City-Kingman, AZ | 152 | $ 20,560,000 | $ 135,263 | $ 92,000 |
| Reading, PA | 151 | $ 19,375,000 | $ 128,311 | $ 167,000 |
| Boulder, CO | 149 | $ 64,805,000 | $ 434,932 | $ 290,000 |
| Memphis, TN-MS-AR | 149 | $ 35,435,000 | $ 237,818 | $ 136,161 |
| Jacksonville, NC | 145 | $ 19,945,000 | $ 137,551 | $ 99,000 |
| Champaign-Urbana, IL | 143 | $ 17,685,000 | $ 123,671 | $ 102,000 |
| Killeen-Temple, TX | 143 | $ 20,085,000 | $ 140,454 | $ 120,000 |
| Salt Lake City, UT | 143 | $ 113,135,000 | $ 791,153 | $ 200,000 |
| Tuscaloosa, AL | 142 | $ 19,160,000 | $ 134,929 | $ 116,000 |
| Weirton-Steubenville, WV-OH | 138 | $ 14,870,000 | $ 107,753 | $ 89,217 |
| Decatur, AL | 137 | $ 17,005,000 | $ 124,124 | $ 96,000 |
| Michigan City-La Porte, IN | 137 | $ 17,535,000 | $ 127,992 | $ 98,000 |
| Elizabethtown-Fort Knox, KY | 133 | $ 13,725,000 | $ 103,195 | $ 90,000 |
| Beaumont-Port Arthur, TX | 132 | $ 17,940,000 | $ 135,909 | $ 169,000 |
| Saginaw, MI | 132 | $ 14,630,000 | $ 110,833 | $ 77,000 |
| Greenville, NC | 130 | $ 25,960,000 | $ 199,692 | $ 103,000 |
| Oklahoma City, OK | 129 | $ 20,145,000 | $ 156,162 | $ 147,000 |
| Savannah, GA | 124 | $ 20,890,000 | $ 168,467 | $ 136,000 |
| Bowling Green, KY | 121 | $ 14,115,000 | $ 116,652 | $ 88,000 |
| Vallejo-Fairfield, CA | 119 | $ 42,025,000 | $ 353,151 | $ 178,000 |
| Kankakee, IL | 117 | $ 11,935,000 | $ 102,008 | $ 90,000 |
| Greeley, CO | 111 | $ 23,065,000 | $ 207,792 | $ 140,000 |
| Worcester, MA-CT | 110 | $ 21,390,000 | $ 194,454 | $ 167,272 |
| Prescott Valley-Prescott, AZ | 109 | $ 30,205,000 | $ 277,110 | $ 148,000 |
| Santa Rosa, CA | 109 | $ 62,375,000 | $ 572,247 | $ 284,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 108 | $ 14,000,000 | $ 129,629 | $ 135,000 |
| Knoxville, TN | 108 | $ 20,930,000 | $ 193,796 | $ 138,000 |
| Bakersfield, CA | 106 | $ 27,830,000 | $ 262,547 | $ 158,000 |
| Santa Maria-Santa Barbara, CA | 106 | $ 74,680,000 | $ 704,528 | $ 376,000 |
| Gainesville, GA | 104 | $ 48,560,000 | $ 466,923 | $ 155,000 |
| Jackson, MI | 103 | $ 14,765,000 | $ 143,349 | $ 104,000 |
| Burlington, NC | 101 | $ 14,985,000 | $ 148,366 | $ 97,000 |
| Kokomo, IN | 101 | $ 9,565,000 | $ 94,702 | $ 79,000 |
| Santa Cruz-Watsonville, CA | 101 | $ 59,715,000 | $ 591,237 | $ 293,000 |
| The Villages, FL | 101 | $ 21,405,000 | $ 211,930 | $ 121,000 |
| Waco, TX | 101 | $ 30,775,000 | $ 304,702 | $ 110,000 |
| Portland-South Portland, ME | 97 | $ 29,125,000 | $ 300,257 | $ 202,000 |
| Boise City, ID | 95 | $ 21,805,000 | $ 229,526 | $ 127,000 |
| Merced, CA | 92 | $ 15,920,000 | $ 173,043 | $ 112,000 |
| Bay City, MI | 90 | $ 90,380,000 | $ 1,004,222 | $ 63,000 |
| Corpus Christi, TX | 90 | $ 60,370,000 | $ 670,777 | $ 132,000 |
| Chattanooga, TN-GA | 89 | $ 20,775,000 | $ 233,426 | $ 153,898 |
| Homosassa Springs, FL | 87 | $ 9,615,000 | $ 110,517 | $ 86,000 |
| Spartanburg, SC | 87 | $ 11,025,000 | $ 126,724 | $ 100,000 |
| Augusta-Richmond County, GA-SC | 86 | $ 17,350,000 | $ 201,744 | $ 140,825 |
| Decatur, IL | 86 | $ 8,210,000 | $ 95,465 | $ 85,000 |
| Vineland-Bridgeton, NJ | 85 | $ 9,865,000 | $ 116,058 | $ 110,000 |
| Wheeling, WV-OH | 85 | $ 10,295,000 | $ 121,117 | $ 89,047 |
| Provo-Orem, UT | 84 | $ 31,840,000 | $ 379,047 | $ 187,000 |
| New Haven-Milford, CT | 83 | $ 15,905,000 | $ 191,626 | $ 131,000 |
| Elkhart-Goshen, IN | 79 | $ 9,705,000 | $ 122,848 | $ 87,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 79 | $ 64,405,000 | $ 815,253 | $ 370,000 |
| Rochester, NY | 77 | $ 13,495,000 | $ 175,259 | $ 121,000 |
| Goldsboro, NC | 75 | $ 9,795,000 | $ 130,600 | $ 94,000 |
| Rockingham County-Strafford County, NH | 73 | $ 16,245,000 | $ 222,534 | $ 187,000 |
| Longview, TX | 70 | $ 9,440,000 | $ 134,857 | $ 101,000 |
| Omaha-Council Bluffs, NE-IA | 69 | $ 10,645,000 | $ 154,275 | $ 137,739 |
| Reno, NV | 69 | $ 96,345,000 | $ 1,396,304 | $ 228,000 |
| Salinas, CA | 69 | $ 40,955,000 | $ 593,550 | $ 249,000 |
| Santa Fe, NM | 69 | $ 69,305,000 | $ 1,004,420 | $ 201,000 |
| Olympia-Tumwater, WA | 68 | $ 16,080,000 | $ 236,470 | $ 173,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 68 | $ 91,770,000 | $ 1,349,558 | $ 243,000 |
| Owensboro, KY | 67 | $ 5,765,000 | $ 86,044 | $ 82,000 |
| Chambersburg-Waynesboro, PA | 65 | $ 9,335,000 | $ 143,615 | $ 127,000 |
| Las Cruces, NM | 65 | $ 10,625,000 | $ 163,461 | $ 102,000 |
| Mansfield, OH | 65 | $ 7,525,000 | $ 115,769 | $ 83,000 |
| Roanoke, VA | 65 | $ 10,495,000 | $ 161,461 | $ 104,000 |
| Springfield, MA | 65 | $ 10,835,000 | $ 166,692 | $ 110,000 |
| Lebanon, PA | 64 | $ 7,160,000 | $ 111,875 | $ 113,000 |
| Manchester-Nashua, NH | 64 | $ 11,445,000 | $ 178,828 | $ 143,000 |
| Barnstable Town, MA | 62 | $ 25,640,000 | $ 413,548 | $ 308,000 |
| Bend-Redmond, OR | 62 | $ 30,270,000 | $ 488,225 | $ 220,000 |
| Little Rock-North Little Rock-Conway, AR | 62 | $ 8,880,000 | $ 143,225 | $ 110,000 |
| Williamsport, PA | 62 | $ 7,640,000 | $ 123,225 | $ 135,000 |
| Charlottesville, VA | 59 | $ 16,465,000 | $ 279,067 | $ 159,000 |
| Ogden-Clearfield, UT | 59 | $ 60,675,000 | $ 1,028,389 | $ 135,000 |
| Bloomsburg-Berwick, PA | 58 | $ 5,920,000 | $ 102,068 | $ 93,000 |
| Bremerton-Silverdale, WA | 58 | $ 19,470,000 | $ 335,689 | $ 226,000 |
| Columbus, IN | 58 | $ 7,420,000 | $ 127,931 | $ 129,000 |
| Panama City, FL | 58 | $ 12,990,000 | $ 223,965 | $ 127,000 |
| Tulsa, OK | 58 | $ 11,780,000 | $ 203,103 | $ 108,000 |
| Anniston-Oxford-Jacksonville, AL | 57 | $ 4,625,000 | $ 81,140 | $ 59,000 |
| Florence-Muscle Shoals, AL | 57 | $ 6,875,000 | $ 120,614 | $ 81,000 |
| College Station-Bryan, TX | 56 | $ 10,290,000 | $ 183,750 | $ 194,000 |
| Flagstaff, AZ | 56 | $ 70,470,000 | $ 1,258,392 | $ 260,000 |
| Lynchburg, VA | 55 | $ 9,215,000 | $ 167,545 | $ 116,000 |
| Battle Creek, MI | 54 | $ 5,130,000 | $ 95,000 | $ 89,000 |
| Dothan, AL | 54 | $ 8,010,000 | $ 148,333 | $ 73,000 |
| Albany-Schenectady-Troy, NY | 52 | $ 19,880,000 | $ 382,307 | $ 132,000 |
| Florence, SC | 52 | $ 6,730,000 | $ 129,423 | $ 91,000 |
| Tyler, TX | 52 | $ 8,550,000 | $ 164,423 | $ 115,000 |
| Napa, CA | 51 | $ 29,175,000 | $ 572,058 | $ 362,000 |
| Spokane-Spokane Valley, WA | 51 | $ 17,035,000 | $ 334,019 | $ 143,000 |
| Columbus, GA-AL | 50 | $ 5,430,000 | $ 108,600 | $ 124,060 |
| Lubbock, TX | 50 | $ 4,690,000 | $ 93,800 | $ 98,000 |
| Midland, MI | 49 | $ 6,235,000 | $ 127,244 | $ 107,000 |
| Winchester, VA-WV | 49 | $ 7,365,000 | $ 150,306 | $ 115,918 |
| Springfield, MO | 47 | $ 5,465,000 | $ 116,276 | $ 145,000 |
| Clarksville, TN-KY | 46 | $ 5,460,000 | $ 118,695 | $ 190,478 |
| Des Moines-West Des Moines, IA | 46 | $ 7,740,000 | $ 168,260 | $ 134,000 |
| Gadsden, AL | 46 | $ 3,570,000 | $ 77,608 | $ 84,000 |
| Racine, WI | 45 | $ 5,745,000 | $ 127,666 | $ 98,000 |
| Bloomington, IN | 44 | $ 6,630,000 | $ 150,681 | $ 119,000 |
| Muncie, IN | 44 | $ 3,330,000 | $ 75,681 | $ 76,000 |
| Sierra Vista-Douglas, AZ | 44 | $ 5,490,000 | $ 124,772 | $ 73,000 |
| New Orleans-Metairie, LA | 42 | $ 11,600,000 | $ 276,190 | $ 138,000 |
| Visalia-Porterville, CA | 41 | $ 13,655,000 | $ 333,048 | $ 263,000 |
| Madison, WI | 40 | $ 22,210,000 | $ 555,250 | $ 129,000 |
| Bellingham, WA | 39 | $ 16,205,000 | $ 415,512 | $ 263,000 |
| Green Bay, WI | 39 | $ 4,035,000 | $ 103,461 | $ 123,000 |
| Niles-Benton Harbor, MI | 39 | $ 8,595,000 | $ 220,384 | $ 152,000 |
| Lafayette-West Lafayette, IN | 38 | $ 5,400,000 | $ 142,105 | $ 90,000 |
| Salem, OR | 38 | $ 5,830,000 | $ 153,421 | $ 121,000 |
| Syracuse, NY | 38 | $ 5,220,000 | $ 137,368 | $ 133,000 |
| Burlington-South Burlington, VT | 37 | $ 8,985,000 | $ 242,837 | $ 151,000 |
| Terre Haute, IN | 37 | $ 3,705,000 | $ 100,135 | $ 92,000 |
| Tallahassee, FL | 36 | $ 30,910,000 | $ 858,611 | $ 86,000 |
| Sherman-Denison, TX | 34 | $ 7,410,000 | $ 217,941 | $ 126,000 |
| Warner Robins, GA | 34 | $ 4,510,000 | $ 132,647 | $ 101,000 |
| Athens-Clarke County, GA | 33 | $ 6,325,000 | $ 191,666 | $ 121,000 |
| Coeur D'Alene, ID | 33 | $ 12,805,000 | $ 388,030 | $ 131,000 |
| Eugene, OR | 33 | $ 35,115,000 | $ 1,064,090 | $ 346,000 |
| San Angelo, TX | 31 | $ 3,375,000 | $ 108,870 | $ 92,000 |
| Davenport-Moline-Rock Island, IA-IL | 30 | $ 3,720,000 | $ 124,000 | $ 93,466 |
| Kennewick-Richland, WA | 30 | $ 20,530,000 | $ 684,333 | $ 118,000 |
| Evansville, IN-KY | 29 | $ 3,275,000 | $ 112,931 | $ 100,586 |
| Redding, CA | 29 | $ 5,825,000 | $ 200,862 | $ 118,000 |
| Midland, TX | 28 | $ 5,270,000 | $ 188,214 | $ 128,000 |
| Sebring, FL | 28 | $ 2,950,000 | $ 105,357 | $ 89,000 |
| Kingston, NY | 27 | $ 5,725,000 | $ 212,037 | $ 172,000 |
| Macon-Bibb County, GA | 27 | $ 3,235,000 | $ 119,814 | $ 100,000 |
| St. George, UT | 27 | $ 10,295,000 | $ 381,296 | $ 174,000 |
| Abilene, TX | 26 | $ 3,550,000 | $ 136,538 | $ 119,000 |
| Johnstown, PA | 26 | $ 3,570,000 | $ 137,307 | $ 116,000 |
| Medford, OR | 25 | $ 6,405,000 | $ 256,200 | $ 220,000 |
| Urban Honolulu, HI | 25 | $ 23,795,000 | $ 951,800 | $ 489,000 |
| Chico, CA | 24 | $ 6,030,000 | $ 251,250 | $ 132,000 |
| Johnson City, TN | 24 | $ 3,640,000 | $ 151,666 | $ 114,000 |
| Yuba City, CA | 24 | $ 5,630,000 | $ 234,583 | $ 221,000 |
| Billings, MT | 23 | $ 6,055,000 | $ 263,260 | $ 112,000 |
| Grand Junction, CO | 23 | $ 4,625,000 | $ 201,086 | $ 127,000 |
| Valdosta, GA | 23 | $ 2,865,000 | $ 124,565 | $ 88,000 |
| Madera, CA | 22 | $ 12,110,000 | $ 550,454 | $ 145,000 |
| Mount Vernon-Anacortes, WA | 22 | $ 5,950,000 | $ 270,454 | $ 155,000 |
| Odessa, TX | 22 | $ 2,430,000 | $ 110,454 | $ 160,000 |
| Sheboygan, WI | 22 | $ 2,040,000 | $ 92,727 | $ 127,000 |
| Baton Rouge, LA | 21 | $ 3,885,000 | $ 185,000 | $ 99,000 |
| Brunswick, GA | 21 | $ 4,475,000 | $ 213,095 | $ 101,000 |
| Cumberland, MD-WV | 21 | $ 1,735,000 | $ 82,619 | $ 71,476 |
| Kingsport-Bristol-Bristol, TN-VA | 21 | $ 3,035,000 | $ 144,523 | $ 136,904 |
| Wichita, KS | 21 | $ 42,565,000 | $ 2,026,904 | $ 91,000 |
| Altoona, PA | 20 | $ 1,930,000 | $ 96,500 | $ 86,000 |
| Harrisonburg, VA | 20 | $ 2,940,000 | $ 147,000 | $ 107,000 |
| Lincoln, NE | 19 | $ 2,345,000 | $ 123,421 | $ 150,000 |
| Rome, GA | 19 | $ 2,555,000 | $ 134,473 | $ 115,000 |
| Staunton-Waynesboro, VA | 19 | $ 3,065,000 | $ 161,315 | $ 81,000 |
| El Centro, CA | 18 | $ 2,280,000 | $ 126,666 | $ 91,000 |
| Amarillo, TX | 17 | $ 3,675,000 | $ 216,176 | $ 203,000 |
| Charleston, WV | 17 | $ 2,075,000 | $ 122,058 | $ 110,000 |
| Columbia, MO | 17 | $ 22,105,000 | $ 1,300,294 | $ 151,000 |
| Jackson, TN | 17 | $ 2,345,000 | $ 137,941 | $ 92,000 |
| Lafayette, LA | 17 | $ 2,415,000 | $ 142,058 | $ 96,000 |
| Shreveport-Bossier City, LA | 17 | $ 5,045,000 | $ 296,764 | $ 112,000 |
| Yuma, AZ | 17 | $ 2,525,000 | $ 148,529 | $ 119,000 |
| Bangor, ME | 16 | $ 1,610,000 | $ 100,625 | $ 102,000 |
| Blacksburg-Christiansburg-Radford, VA | 16 | $ 2,640,000 | $ 165,000 | $ 144,000 |
| Norwich-New London, CT | 16 | $ 4,110,000 | $ 256,875 | $ 134,000 |
| Pueblo, CO | 16 | $ 3,030,000 | $ 189,375 | $ 149,000 |
| Cleveland, TN | 15 | $ 2,505,000 | $ 167,000 | $ 98,000 |
| Duluth, MN-WI | 15 | $ 975,000 | $ 65,000 | $ 112,000 |
| Texarkana, TX-AR | 15 | $ 1,465,000 | $ 97,666 | $ 93,600 |
| Cedar Rapids, IA | 14 | $ 1,620,000 | $ 115,714 | $ 97,000 |
| Jackson, MS | 14 | $ 3,180,000 | $ 227,142 | $ 96,000 |
| Janesville-Beloit, WI | 14 | $ 2,460,000 | $ 175,714 | $ 80,000 |
| Carbondale-Marion, IL | 13 | $ 1,285,000 | $ 98,846 | $ 87,000 |
| Dalton, GA | 13 | $ 1,115,000 | $ 85,769 | $ 64,000 |
| Logan, UT-ID | 13 | $ 3,155,000 | $ 242,692 | $ 110,153 |
| Topeka, KS | 13 | $ 1,125,000 | $ 86,538 | $ 66,000 |
| Wenatchee, WA | 13 | $ 5,045,000 | $ 388,076 | $ 152,000 |
| Yakima, WA | 13 | $ 1,595,000 | $ 122,692 | $ 110,000 |
| Appleton, WI | 12 | $ 2,090,000 | $ 174,166 | $ 118,000 |
| Corvallis, OR | 12 | $ 4,550,000 | $ 379,166 | $ 199,000 |
| Eau Claire, WI | 12 | $ 3,590,000 | $ 299,166 | $ 181,000 |
| Fort Smith, AR-OK | 12 | $ 1,450,000 | $ 120,833 | $ 174,250 |
| Gulfport-Biloxi-Pascagoula, MS | 12 | $ 1,610,000 | $ 134,166 | $ 55,000 |
| Longview, WA | 12 | $ 3,030,000 | $ 252,500 | $ 111,000 |
| Walla Walla, WA | 12 | $ 3,380,000 | $ 281,666 | $ 176,000 |
| Hinesville, GA | 11 | $ 915,000 | $ 83,181 | $ 93,000 |
| Missoula, MT | 11 | $ 4,305,000 | $ 391,363 | $ 141,000 |
| Albany, OR | 10 | $ 990,000 | $ 99,000 | $ 84,000 |
| Binghamton, NY | 10 | $ 970,000 | $ 97,000 | $ 96,000 |
| Cape Girardeau, MO-IL | 10 | $ 1,550,000 | $ 155,000 | $ 99,000 |
| Dubuque, IA | 10 | $ 840,000 | $ 84,000 | $ 94,000 |
| Jefferson City, MO | 10 | $ 1,400,000 | $ 140,000 | $ 172,000 |
| Manhattan, KS | 10 | $ 1,430,000 | $ 143,000 | $ 90,000 |
| Utica-Rome, NY | 10 | $ 13,810,000 | $ 1,381,000 | $ 102,000 |
| Anchorage, AK | 9 | $ 2,395,000 | $ 266,111 | $ 135,000 |
| Beckley, WV | 9 | $ 2,775,000 | $ 308,333 | $ 107,000 |
| Danville, IL | 9 | $ 455,000 | $ 50,555 | $ 86,000 |
| Farmington, NM | 9 | $ 895,000 | $ 99,444 | $ 115,000 |
| Hot Springs, AR | 9 | $ 1,125,000 | $ 125,000 | $ 198,000 |
| Idaho Falls, ID | 9 | $ 1,855,000 | $ 206,111 | $ 114,000 |
| Joplin, MO | 9 | $ 585,000 | $ 65,000 | $ 82,000 |
| Kahului-Wailuku-Lahaina, HI | 9 | $ 6,445,000 | $ 716,111 | $ 260,000 |
| Lewiston-Auburn, ME | 9 | $ 1,475,000 | $ 163,888 | $ 100,000 |
| Lima, OH | 9 | $ 1,415,000 | $ 157,222 | $ 144,000 |
| Parkersburg-Vienna, WV | 9 | $ 1,235,000 | $ 137,222 | $ 139,000 |
| Pine Bluff, AR | 9 | $ 995,000 | $ 110,555 | $ 89,000 |
| Sumter, SC | 9 | $ 1,205,000 | $ 133,888 | $ 106,000 |
| Cheyenne, WY | 8 | $ 2,060,000 | $ 257,500 | $ 133,000 |
| Glens Falls, NY | 8 | $ 1,140,000 | $ 142,500 | $ 251,000 |
| Lewiston, ID-WA | 8 | $ 850,000 | $ 106,250 | $ 139,625 |
| Morristown, TN | 8 | $ 1,630,000 | $ 203,750 | $ 171,000 |
| Albany, GA | 7 | $ 395,000 | $ 56,428 | $ 88,000 |
| Alexandria, LA | 7 | $ 1,375,000 | $ 196,428 | $ 91,000 |
| Grants Pass, OR | 7 | $ 1,555,000 | $ 222,142 | $ 93,000 |
| Iowa City, IA | 7 | $ 755,000 | $ 107,857 | $ 78,000 |
| Lawrence, KS | 7 | $ 1,355,000 | $ 193,571 | $ 119,000 |
| St. Cloud, MN | 7 | $ 1,105,000 | $ 157,857 | $ 85,000 |
| Twin Falls, ID | 7 | $ 1,755,000 | $ 250,714 | $ 223,000 |
| Ames, IA | 6 | $ 690,000 | $ 115,000 | $ 81,000 |
| Fargo, ND-MN | 6 | $ 490,000 | $ 81,666 | $ 93,666 |
| Great Falls, MT | 6 | $ 820,000 | $ 136,666 | $ 130,000 |
| Rochester, MN | 6 | $ 900,000 | $ 150,000 | $ 170,000 |
| Watertown-Fort Drum, NY | 6 | $ 820,000 | $ 136,666 | $ 114,000 |
| Wausau, WI | 6 | $ 1,050,000 | $ 175,000 | $ 109,000 |
| Bismarck, ND | 5 | $ 665,000 | $ 133,000 | $ 167,000 |
| Casper, WY | 5 | $ 425,000 | $ 85,000 | $ 97,000 |
| Fond Du Lac, WI | 5 | $ 725,000 | $ 145,000 | $ 72,000 |
| Lawton, OK | 5 | $ 275,000 | $ 55,000 | $ 66,000 |
| Oshkosh-Neenah, WI | 5 | $ 815,000 | $ 163,000 | $ 159,000 |
| Pittsfield, MA | 5 | $ 1,205,000 | $ 241,000 | $ 235,000 |
| Pocatello, ID | 5 | $ 925,000 | $ 185,000 | $ 79,000 |
| Elmira, NY | 4 | $ 570,000 | $ 142,500 | $ 68,000 |
| Sioux City, IA-NE-SD | 4 | $ 390,000 | $ 97,500 | $ 89,250 |
| Sioux Falls, SD | 4 | $ 1,460,000 | $ 365,000 | $ 126,000 |
| Victoria, TX | 4 | $ 480,000 | $ 120,000 | $ 102,000 |
| Wichita Falls, TX | 4 | $ 320,000 | $ 80,000 | $ 71,000 |
| Hanford-Corcoran, CA | 3 | $ 26,275,000 | $ 8,758,333 | $ 165,000 |
| Houma-Thibodaux, LA | 3 | $ 495,000 | $ 165,000 | $ 150,000 |
| Jonesboro, AR | 3 | $ 375,000 | $ 125,000 | $ 90,000 |
| Lake Charles, LA | 3 | $ 2,445,000 | $ 815,000 | $ 318,000 |
| Enid, OK | 2 | $ 160,000 | $ 80,000 | $ 118,000 |
| Fairbanks, AK | 2 | $ 350,000 | $ 175,000 | $ 78,000 |
| Grand Island, NE | 2 | $ 180,000 | $ 90,000 | $ 86,000 |
| Hammond, LA | 2 | $ 370,000 | $ 185,000 | $ 112,000 |
| Hattiesburg, MS | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
| Ithaca, NY | 2 | $ 360,000 | $ 180,000 | $ 198,000 |
| Monroe, LA | 2 | $ 620,000 | $ 310,000 | $ 160,000 |
| St. Joseph, MO-KS | 2 | $ 260,000 | $ 130,000 | $ 34,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 430,000 | $ 215,000 | $ 103,000 |
| Aguadilla-Isabela, PR | 1 | $ 3,315,000 | $ 3,315,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Rapid City, SD | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for PNC Bank N.A. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 51,732 | $6,699,085,000 | $129,000 | $61,505,000 | $156,000 | $9,850,000 |
| Other Purpose | 50,208 | $7,975,345,000 | $158,000 | $82,435,000 | $157,000 | $9,655,000 |
| Refinancing | 49,269 | $15,824,245,000 | $321,000 | $99,255,000 | $150,000 | $9,520,000 |
| Home Purchase | 36,033 | $22,503,900,000 | $624,000 | $90,835,000 | $209,000 | $9,142,000 |
| Cash-out Refinancing | 10,583 | $4,045,525,000 | $382,000 | $11,195,000 | $153,000 | $8,538,000 |
| Not Applicable | 1 | $25,000 | $25,000 | $25,000 | $28,000 | $28,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 119,142 | $23,862,940,000 | $200,000 | $20,005,000 | $155,000 | $9,850,000 |
| Not Provided | 30,726 | $10,473,870,000 | $340,000 | $18,005,000 | $201,000 | $9,524,000 |
| Hispanic | 14,963 | $2,599,240,000 | $173,000 | $26,655,000 | $124,000 | $7,900,000 |
| Asian | 13,665 | $7,715,910,000 | $564,000 | $49,505,000 | $236,000 | $6,100,000 |
| Black or African American | 13,118 | $1,842,970,000 | $140,000 | $8,705,000 | $115,000 | $9,120,000 |
| Not applicable | 2,109 | $8,838,950,000 | $4,209,000 | $99,255,000 | $0 | $0 |
| American Indian or Alaskan Native | 791 | $199,075,000 | $251,000 | $82,435,000 | $125,000 | $5,200,000 |
| Native Hawaiian or Other Pacific Islander | 177 | $36,605,000 | $206,000 | $4,065,000 | $144,000 | $877,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 194,273 | $55,762,400,000 | $287,000 | $99,255,000 | $166,000 | $9,850,000 |
| FHA-insured (Federal Housing Administration) | 2,653 | $1,050,085,000 | $395,000 | $74,905,000 | $71,000 | $636,000 |
| VA-guaranteed (Veterans Administration) | 775 | $211,955,000 | $273,000 | $1,265,000 | $93,000 | $495,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $23,685,000 | $189,000 | $1,365,000 | $54,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 107,904 | $34,574,735,000 | $320,000 | $99,255,000 | $181,000 | $9,655,000 |
| Application Denied By Financial Institution | 46,231 | $7,785,195,000 | $168,000 | $26,655,000 | $115,000 | $9,850,000 |
| Application Withdrawn By Applicant | 22,699 | $8,430,445,000 | $371,000 | $82,435,000 | $178,000 | $9,142,000 |
| File Closed For Incompleteness | 13,067 | $2,448,355,000 | $187,000 | $49,505,000 | $171,000 | $9,520,000 |
| Application Approved But Not Accepted | 3,344 | $736,820,000 | $220,000 | $13,565,000 | $158,000 | $4,656,000 |
| Preapproval Approved but not Accepted | 2,155 | $1,794,415,000 | $832,000 | $10,005,000 | $229,000 | $4,717,000 |
| Loan Purchased By The Institution | 1,761 | $946,035,000 | $537,000 | $2,995,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 665 | $332,125,000 | $499,000 | $6,005,000 | $103,000 | $1,434,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 150,930 | $48,930,805,000 | $324,000 | $99,255,000 | $180,000 | $9,655,000 |
| Credit History | 24,252 | $2,554,780,000 | $105,000 | $26,655,000 | $112,000 | $9,850,000 |
| Debt-To-Income Ratio | 11,969 | $2,975,225,000 | $248,000 | $15,005,000 | $68,000 | $1,253,000 |
| Collateral | 5,063 | $946,815,000 | $187,000 | $7,725,000 | $189,000 | $9,524,000 |
| Credit Application Incomplete | 4,410 | $1,163,920,000 | $263,000 | $18,005,000 | $158,000 | $7,800,000 |
| Other | 798 | $313,840,000 | $393,000 | $11,405,000 | $193,000 | $7,235,000 |
| Unverifiable Information | 148 | $61,510,000 | $415,000 | $6,505,000 | $196,000 | $4,150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 133 | $68,715,000 | $516,000 | $4,815,000 | $191,000 | $2,915,000 |
| Employment History | 118 | $31,270,000 | $265,000 | $2,605,000 | $64,000 | $713,000 |
| Mortgage Insurance Denied | 5 | $1,245,000 | $249,000 | $505,000 | $174,000 | $288,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PNC Bank N.A.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PNC Bank N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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