Premium Capital Funding LLC Mortgage Lending & HMDA Data, 2006

In 2006, Premium Capital Funding LLC of Jericho, NY reported 5,437 mortgage applications totaling $1.1 billion, up 39% from 2005. The average application was for $210,568, and applicants reported an average income of $105,511. 46% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (561), New York-White Plains-Wayne, NY-NJ (433) and Nassau-Suffolk, NY (420) (applications in parentheses).

Mortgage Company & Address Premium Capital Funding LLC
125 Jericho Tpke
Jericho, NY 11753
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,437
Total Mortgage Loan Application Amount $1,144,862,000
Average Mortgage Loan Application Amount $210,568
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $105,511
Highest Applicant Income $4,501,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premium Capital Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Premium Capital Funding LLC by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 526 $ 83,673,000 $ 159,074 $ 80,000
Clark, Nevada 407 $ 80,865,000 $ 198,685 $ 114,000
Suffolk, New York 226 $ 60,602,000 $ 268,150 $ 130,000
Broward, Florida 196 $ 38,457,000 $ 196,209 $ 102,000
Nassau, New York 194 $ 57,180,000 $ 294,742 $ 131,000
Miami-Dade, Florida 181 $ 37,462,000 $ 206,972 $ 111,000
Palm Beach, Florida 164 $ 34,842,000 $ 212,451 $ 120,000
Queens, New York 133 $ 43,264,000 $ 325,293 $ 125,000
Kings, New York 91 $ 32,232,000 $ 354,197 $ 141,000
Los Angeles, California 79 $ 17,538,000 $ 222,000 $ 136,000
Orange, Florida 51 $ 10,933,000 $ 214,372 $ 124,000
Cook, Illinois 45 $ 8,589,000 $ 190,866 $ 97,000
Westchester, New York 45 $ 16,736,000 $ 371,911 $ 350,000
Sacramento, California 43 $ 8,363,000 $ 194,488 $ 102,000
Essex, New Jersey 43 $ 10,849,000 $ 252,302 $ 112,000
New Haven, Connecticut 41 $ 8,129,000 $ 198,268 $ 95,000
St. Lucie, Florida 40 $ 7,308,000 $ 182,700 $ 96,000
Monmouth, New Jersey 40 $ 14,504,000 $ 362,600 $ 182,000
Richmond, New York 40 $ 10,568,000 $ 264,200 $ 106,000
Prince George's, Maryland 38 $ 9,112,000 $ 239,789 $ 93,000
Lee, Florida 37 $ 8,761,000 $ 236,783 $ 110,000
Bergen, New Jersey 37 $ 11,232,000 $ 303,567 $ 135,000
Riverside, California 36 $ 7,972,000 $ 221,444 $ 132,000
Pinal, Arizona 35 $ 4,923,000 $ 140,657 $ 64,000
DeKalb, Georgia 35 $ 4,546,000 $ 129,885 $ 87,000
Middlesex, New Jersey 35 $ 9,779,000 $ 279,400 $ 128,000
San Bernardino, California 32 $ 5,866,000 $ 183,312 $ 91,000
Suffolk, Massachusetts 31 $ 9,425,000 $ 304,032 $ 112,000
Union, New Jersey 29 $ 7,540,000 $ 260,000 $ 93,000
Contra Costa, California 27 $ 9,972,000 $ 369,333 $ 148,000
Hillsborough, Florida 27 $ 5,739,000 $ 212,555 $ 135,000
Orange, New York 27 $ 5,568,000 $ 206,222 $ 104,000
Polk, Florida 25 $ 3,368,000 $ 134,720 $ 101,000
Bronx, New York 25 $ 7,369,000 $ 294,760 $ 92,000
Pima, Arizona 24 $ 4,019,000 $ 167,458 $ 69,000
San Diego, California 24 $ 6,644,000 $ 276,833 $ 155,000
Orange, California 23 $ 5,939,000 $ 258,217 $ 184,000
Fulton, Georgia 23 $ 4,896,000 $ 212,869 $ 86,000
Gwinnett, Georgia 23 $ 4,275,000 $ 185,869 $ 151,000
Baltimore City, Maryland 23 $ 2,903,000 $ 126,217 $ 73,000
Wayne, Michigan 23 $ 1,994,000 $ 86,695 $ 91,000
Passaic, New Jersey 22 $ 5,588,000 $ 254,000 $ 141,000
Philadelphia, Pennsylvania 22 $ 2,392,000 $ 108,727 $ 45,000
Middlesex, Massachusetts 20 $ 7,883,000 $ 394,150 $ 130,000
Ocean, New Jersey 19 $ 4,437,000 $ 233,526 $ 109,000
Norfolk, Massachusetts 18 $ 5,438,000 $ 302,111 $ 127,000
Franklin, Ohio 18 $ 2,580,000 $ 143,333 $ 63,000
Alameda, California 17 $ 4,943,000 $ 290,764 $ 139,000
Pinellas, Florida 17 $ 2,733,000 $ 160,764 $ 93,000
Atlantic, New Jersey 17 $ 3,369,000 $ 198,176 $ 69,000
Butler, Ohio 17 $ 2,446,000 $ 143,882 $ 57,000
Hudson, New Jersey 16 $ 3,812,000 $ 238,250 $ 121,000
Mecklenburg, North Carolina 16 $ 1,567,000 $ 97,937 $ 58,000
Osceola, Florida 15 $ 2,763,000 $ 184,200 $ 97,000
Volusia, Florida 15 $ 2,816,000 $ 187,733 $ 114,000
Lake, Indiana 15 $ 941,000 $ 62,733 $ 66,000
Mercer, New Jersey 15 $ 2,858,000 $ 190,533 $ 76,000
Rockland, New York 15 $ 4,687,000 $ 312,466 $ 215,000
Hamilton, Ohio 15 $ 1,944,000 $ 129,600 $ 58,000
Hartford, Connecticut 14 $ 2,160,000 $ 154,285 $ 88,000
Brevard, Florida 14 $ 2,963,000 $ 211,642 $ 114,000
Plymouth, Massachusetts 14 $ 4,658,000 $ 332,714 $ 131,000
Washoe, Nevada 14 $ 3,149,000 $ 224,928 $ 108,000
Burlington, New Jersey 14 $ 2,571,000 $ 183,642 $ 117,000
Dutchess, New York 14 $ 3,040,000 $ 217,142 $ 95,000
King, Washington 14 $ 4,044,000 $ 288,857 $ 130,000
Pierce, Washington 14 $ 2,315,000 $ 165,357 $ 87,000
Duval, Florida 13 $ 1,703,000 $ 131,000 $ 53,000
Cobb, Georgia 13 $ 2,587,000 $ 199,000 $ 86,000
Buncombe, North Carolina 13 $ 2,399,000 $ 184,538 $ 70,000
Horry, South Carolina 13 $ 1,757,000 $ 135,153 $ 123,000
Honolulu, Hawaii 12 $ 3,639,000 $ 303,250 $ 99,000
Montgomery, Maryland 12 $ 3,651,000 $ 304,250 $ 138,000
Essex, Massachusetts 12 $ 3,602,000 $ 300,166 $ 92,000
Hillsborough, New Hampshire 12 $ 2,788,000 $ 232,333 $ 142,000
Monroe, Pennsylvania 12 $ 1,893,000 $ 157,750 $ 75,000
Fairfield, Connecticut 11 $ 3,084,000 $ 280,363 $ 123,000
Sarasota, Florida 11 $ 2,056,000 $ 186,909 $ 75,000
Hampden, Massachusetts 11 $ 2,086,000 $ 189,636 $ 81,000
Worcester, Massachusetts 11 $ 2,784,000 $ 253,090 $ 90,000
Bernalillo, New Mexico 11 $ 1,909,000 $ 173,545 $ 64,000
Albany, New York 11 $ 1,033,000 $ 93,909 $ 56,000
Wake, North Carolina 11 $ 2,678,000 $ 243,454 $ 108,000
Multnomah, Oregon 11 $ 1,853,000 $ 168,454 $ 76,000
Washington, Utah 11 $ 2,525,000 $ 229,545 $ 104,000
Yavapai, Arizona 10 $ 3,463,000 $ 346,300 $ 107,000
Denver, Colorado 10 $ 1,449,000 $ 144,900 $ 52,000
New London, Connecticut 10 $ 2,211,000 $ 221,100 $ 202,000
Hernando, Florida 10 $ 2,141,000 $ 214,100 $ 99,000
Manatee, Florida 10 $ 1,728,000 $ 172,800 $ 105,000
Clayton, Georgia 10 $ 1,205,000 $ 120,500 $ 77,000
Nye, Nevada 10 $ 1,626,000 $ 162,600 $ 81,000
Shelby, Tennessee 10 $ 1,176,000 $ 117,600 $ 59,000
Mohave, Arizona 9 $ 1,223,000 $ 135,888 $ 82,000
Kern, California 9 $ 1,902,000 $ 211,333 $ 73,000
Collier, Florida 9 $ 2,590,000 $ 287,777 $ 170,000
Lake, Florida 9 $ 1,249,000 $ 138,777 $ 84,000
Pasco, Florida 9 $ 1,205,000 $ 133,888 $ 80,000
Will, Illinois 9 $ 1,841,000 $ 204,555 $ 73,000
Camden, New Jersey 9 $ 1,734,000 $ 192,666 $ 82,000
Cumberland, New Jersey 9 $ 1,608,000 $ 178,666 $ 74,000
Somerset, New Jersey 9 $ 4,101,000 $ 455,666 $ 183,000
Erie, New York 9 $ 873,000 $ 97,000 $ 76,000
Bucks, Pennsylvania 9 $ 1,943,000 $ 215,888 $ 70,000
New Castle, Delaware 8 $ 1,681,000 $ 210,125 $ 93,000
St. Mary's, Maryland 8 $ 1,437,000 $ 179,625 $ 63,000
Onondaga, New York 8 $ 1,019,000 $ 127,375 $ 96,000
Guilford, North Carolina 8 $ 939,000 $ 117,375 $ 68,000
Onslow, North Carolina 8 $ 871,000 $ 108,875 $ 55,000
Salt Lake, Utah 8 $ 1,590,000 $ 198,750 $ 82,000
Virginia Beach, Virginia 8 $ 888,000 $ 111,000 $ 45,000
Clark, Washington 8 $ 1,809,000 $ 226,125 $ 84,000
Solano, California 7 $ 1,514,000 $ 216,285 $ 120,000
Arapahoe, Colorado 7 $ 591,000 $ 84,428 $ 116,000
Middlesex, Connecticut 7 $ 1,078,000 $ 154,000 $ 104,000
Henry, Georgia 7 $ 2,079,000 $ 297,000 $ 147,000
Lake, Illinois 7 $ 2,230,000 $ 318,571 $ 146,000
Ulster, New York 7 $ 1,028,000 $ 146,857 $ 67,000
Allegheny, Pennsylvania 7 $ 1,057,000 $ 151,000 $ 92,000
Providence, Rhode Island 7 $ 1,635,000 $ 233,571 $ 85,000
Richland, South Carolina 7 $ 879,000 $ 125,571 $ 68,000
Fairfax, Virginia 7 $ 2,403,000 $ 343,285 $ 158,000
Hampton, Virginia 7 $ 933,000 $ 133,285 $ 75,000
Snohomish, Washington 7 $ 1,389,000 $ 198,428 $ 99,000
Fresno, California 6 $ 1,000,000 $ 166,666 $ 70,000
Stanislaus, California 6 $ 2,714,000 $ 452,333 $ 121,000
Jefferson, Colorado 6 $ 917,000 $ 152,833 $ 77,000
Okaloosa, Florida 6 $ 3,083,000 $ 513,833 $ 301,000
Carroll, Georgia 6 $ 693,000 $ 115,500 $ 70,000
Lowndes, Georgia 6 $ 848,000 $ 141,333 $ 99,000
Hawaii, Hawaii 6 $ 2,070,000 $ 345,000 $ 154,000
Baltimore, Maryland 6 $ 1,225,000 $ 204,166 $ 84,000
Oakland, Michigan 6 $ 1,159,000 $ 193,166 $ 88,000
Rockingham, New Hampshire 6 $ 1,429,000 $ 238,166 $ 101,000
Morris, New Jersey 6 $ 1,834,000 $ 305,666 $ 144,000
Sussex, New Jersey 6 $ 1,428,000 $ 238,000 $ 79,000
Monroe, New York 6 $ 664,000 $ 110,666 $ 67,000
Putnam, New York 6 $ 1,027,000 $ 171,166 $ 116,000
Carbon, Pennsylvania 6 $ 1,190,000 $ 198,333 $ 104,000
Delaware, Pennsylvania 6 $ 1,282,000 $ 213,666 $ 95,000
Lehigh, Pennsylvania 6 $ 900,000 $ 150,000 $ 63,000
Beaufort, South Carolina 6 $ 1,239,000 $ 206,500 $ 133,000
Darlington, South Carolina 6 $ 464,000 $ 77,333 $ 25,000
Dorchester, South Carolina 6 $ 983,000 $ 163,833 $ 77,000
Milwaukee, Wisconsin 6 $ 1,006,000 $ 167,666 $ 77,000
Yuma, Arizona 5 $ 916,000 $ 183,200 $ 129,000
Benton, Arkansas 5 $ 570,000 $ 114,000 $ 76,000
San Joaquin, California 5 $ 1,192,000 $ 238,400 $ 66,000
Ventura, California 5 $ 1,456,000 $ 291,200 $ 183,000
Tolland, Connecticut 5 $ 771,000 $ 154,200 $ 87,000
Flagler, Florida 5 $ 1,206,000 $ 241,200 $ 55,000
Seminole, Florida 5 $ 1,198,000 $ 239,600 $ 135,000
Fayette, Georgia 5 $ 1,941,000 $ 388,200 $ 153,000
Maui, Hawaii 5 $ 1,708,000 $ 341,600 $ 200,000
McHenry, Illinois 5 $ 913,000 $ 182,600 $ 81,000
St. Clair, Illinois 5 $ 584,000 $ 116,800 $ 86,000
Frederick, Maryland 5 $ 1,671,000 $ 334,200 $ 81,000
Berrien, Michigan 5 $ 507,000 $ 101,400 $ 77,000
Gloucester, New Jersey 5 $ 981,000 $ 196,200 $ 98,000
Essex, New York 5 $ 848,000 $ 169,600 $ 112,000
Cumberland, North Carolina 5 $ 616,000 $ 123,200 $ 74,000
Durham, North Carolina 5 $ 800,000 $ 160,000 $ 70,000
New Hanover, North Carolina 5 $ 692,000 $ 138,400 $ 82,000
Wilson, North Carolina 5 $ 616,000 $ 123,200 $ 49,000
Jackson, Oregon 5 $ 1,638,000 $ 327,600 $ 114,000
Westmoreland, Pennsylvania 5 $ 632,000 $ 126,400 $ 56,000
Florence, South Carolina 5 $ 379,000 $ 75,800 $ 66,000
Prince William, Virginia 5 $ 1,156,000 $ 231,200 $ 114,000
Suffolk, Virginia 5 $ 1,148,000 $ 229,600 $ 87,000
Walworth, Wisconsin 5 $ 997,000 $ 199,400 $ 74,000
Navajo, Arizona 4 $ 371,000 $ 92,750 $ 51,000
Butte, California 4 $ 550,000 $ 137,500 $ 88,000
San Mateo, California 4 $ 972,000 $ 243,000 $ 235,000
Santa Clara, California 4 $ 506,000 $ 126,500 $ 130,000
Adams, Colorado 4 $ 484,000 $ 121,000 $ 113,000
El Paso, Colorado 4 $ 401,000 $ 100,250 $ 55,000
Alachua, Florida 4 $ 701,000 $ 175,250 $ 51,000
Bay, Florida 4 $ 1,318,000 $ 329,500 $ 266,000
Clay, Florida 4 $ 543,000 $ 135,750 $ 93,000
Escambia, Florida 4 $ 738,000 $ 184,500 $ 73,000
Indian River, Florida 4 $ 865,000 $ 216,250 $ 65,000
Houston, Georgia 4 $ 694,000 $ 173,500 $ 61,000
Laurens, Georgia 4 $ 498,000 $ 124,500 $ 46,000
Sedgwick, Kansas 4 $ 358,000 $ 89,500 $ 33,000
Shawnee, Kansas 4 $ 362,000 $ 90,500 $ 133,000
Boone, Kentucky 4 $ 652,000 $ 163,000 $ 84,000
Kennebec, Maine 4 $ 263,000 $ 65,750 $ 57,000
Anne Arundel, Maryland 4 $ 1,630,000 $ 407,500 $ 413,000
Charles, Maryland 4 $ 767,000 $ 191,750 $ 63,000
Bristol, Massachusetts 4 $ 1,211,000 $ 302,750 $ 146,000
Franklin, Massachusetts 4 $ 552,000 $ 138,000 $ 74,000
St. Charles, Missouri 4 $ 605,000 $ 151,250 $ 55,000
St. Louis City, Missouri 4 $ 501,000 $ 125,250 $ 51,000
Belknap, New Hampshire 4 $ 645,000 $ 161,250 $ 87,000
San Juan, New Mexico 4 $ 625,000 $ 156,250 $ 100,000
Broome, New York 4 $ 294,000 $ 73,500 $ 35,000
Chautauqua, New York 4 $ 305,000 $ 76,250 $ 38,000
Saratoga, New York 4 $ 874,000 $ 218,500 $ 99,000
Sullivan, New York 4 $ 459,000 $ 114,750 $ 55,000
Dare, North Carolina 4 $ 1,097,000 $ 274,250 $ 87,000
Davidson, North Carolina 4 $ 463,000 $ 115,750 $ 49,000
Edgecombe, North Carolina 4 $ 284,000 $ 71,000 $ 43,000
Randolph, North Carolina 4 $ 342,000 $ 85,500 $ 63,000
Union, North Carolina 4 $ 616,000 $ 154,000 $ 100,000
Delaware, Ohio 4 $ 1,118,000 $ 279,500 $ 110,000
Licking, Ohio 4 $ 501,000 $ 125,250 $ 52,000
Warren, Ohio 4 $ 865,000 $ 216,250 $ 66,000
Washington, Oregon 4 $ 750,000 $ 187,500 $ 94,000
Berks, Pennsylvania 4 $ 659,000 $ 164,750 $ 55,000
Northampton, Pennsylvania 4 $ 2,571,000 $ 642,750 $ 202,000
Pike, Pennsylvania 4 $ 710,000 $ 177,500 $ 85,000
Aiken, South Carolina 4 $ 546,000 $ 136,500 $ 69,000
Berkeley, South Carolina 4 $ 1,280,000 $ 320,000 $ 147,000
Charleston, South Carolina 4 $ 1,820,000 $ 455,000 $ 140,000
Spartanburg, South Carolina 4 $ 381,000 $ 95,250 $ 134,000
Hardeman, Tennessee 4 $ 450,000 $ 112,500 $ 74,000
Utah, Utah 4 $ 967,000 $ 241,750 $ 21,000
Chesapeake, Virginia 4 $ 987,000 $ 246,750 $ 79,000
Chesterfield, Virginia 4 $ 873,000 $ 218,250 $ 99,000
Norfolk, Virginia 4 $ 639,000 $ 159,750 $ 40,000
Spotsylvania, Virginia 4 $ 833,000 $ 208,250 $ 64,000
Dane, Wisconsin 4 $ 864,000 $ 216,000 $ 118,000
Matanuska-Susitna, Alaska 3 $ 530,000 $ 176,666 $ 50,000
Pulaski, Arkansas 3 $ 143,000 $ 47,666 $ 60,000
El Dorado, California 3 $ 753,000 $ 251,000 $ 187,000
Marin, California 3 $ 1,205,000 $ 401,666 $ 171,000
Merced, California 3 $ 429,000 $ 143,000 $ 89,000
Shasta, California 3 $ 541,000 $ 180,333 $ 95,000
Fremont, Colorado 3 $ 488,000 $ 162,666 $ 57,000
Larimer, Colorado 3 $ 564,000 $ 188,000 $ 193,000
Litchfield, Connecticut 3 $ 795,000 $ 265,000 $ 80,000
Marion, Florida 3 $ 277,000 $ 92,333 $ 72,000
St. Johns, Florida 3 $ 669,000 $ 223,000 $ 145,000
Chatham, Georgia 3 $ 495,000 $ 165,000 $ 75,000
Coweta, Georgia 3 $ 740,000 $ 246,666 $ 210,000
Douglas, Georgia 3 $ 641,000 $ 213,666 $ 71,000
Hall, Georgia 3 $ 545,000 $ 181,666 $ 52,000
Newton, Georgia 3 $ 346,000 $ 115,333 $ 40,000
Paulding, Georgia 3 $ 359,000 $ 119,666 $ 49,000
Madison, Illinois 3 $ 335,000 $ 111,666 $ 60,000
Winnebago, Illinois 3 $ 299,000 $ 99,666 $ 48,000
Huntington, Indiana 3 $ 212,000 $ 70,666 $ 262,000
Marshall, Indiana 3 $ 293,000 $ 97,666 $ 102,000
St. Joseph, Indiana 3 $ 472,000 $ 157,333 $ 59,000
Saline, Kansas 3 $ 176,000 $ 58,666 $ 176,000
Cumberland, Maine 3 $ 942,000 $ 314,000 $ 91,000
Penobscot, Maine 3 $ 821,000 $ 273,666 $ 180,000
Waldo, Maine 3 $ 571,000 $ 190,333 $ 90,000
Cecil, Maryland 3 $ 477,000 $ 159,000 $ 123,000
Harford, Maryland 3 $ 582,000 $ 194,000 $ 70,000
Howard, Maryland 3 $ 1,414,000 $ 471,333 $ 190,000
Genesee, Michigan 3 $ 386,000 $ 128,666 $ 92,000
Montcalm, Michigan 3 $ 348,000 $ 116,000 $ 66,000
Ottawa, Michigan 3 $ 514,000 $ 171,333 $ 88,000
Douglas, Nevada 3 $ 1,386,000 $ 462,000 $ 165,000
Cape May, New Jersey 3 $ 771,000 $ 257,000 $ 76,000
Hunterdon, New Jersey 3 $ 1,252,000 $ 417,333 $ 113,000
Otero, New Mexico 3 $ 290,000 $ 96,666 $ 51,000
Fulton, New York 3 $ 284,000 $ 94,666 $ 43,000
Greene, New York 3 $ 396,000 $ 132,000 $ 121,000
Montgomery, New York 3 $ 230,000 $ 76,666 $ 114,000
New York, New York 3 $ 662,000 $ 220,666 $ 158,000
Ontario, New York 3 $ 525,000 $ 175,000 $ 79,000
Warren, New York 3 $ 567,000 $ 189,000 $ 95,000
Washington, New York 3 $ 328,000 $ 109,333 $ 58,000
Alamance, North Carolina 3 $ 371,000 $ 123,666 $ 49,000
Brunswick, North Carolina 3 $ 555,000 $ 185,000 $ 90,000
Cabarrus, North Carolina 3 $ 537,000 $ 179,000 $ 90,000
Currituck, North Carolina 3 $ 742,000 $ 247,333 $ 79,000
Henderson, North Carolina 3 $ 375,000 $ 125,000 $ 58,000
Iredell, North Carolina 3 $ 863,000 $ 287,666 $ 72,000
Orange, North Carolina 3 $ 323,000 $ 107,666 $ 49,000
Rowan, North Carolina 3 $ 257,000 $ 85,666 $ 98,000
Wayne, North Carolina 3 $ 459,000 $ 153,000 $ 67,000
Clermont, Ohio 3 $ 587,000 $ 195,666 $ 80,000
Lake, Ohio 3 $ 569,000 $ 189,666 $ 69,000
Lorain, Ohio 3 $ 230,000 $ 76,666 $ 31,000
Morrow, Ohio 3 $ 456,000 $ 152,000 $ 56,000
Muskingum, Ohio 3 $ 404,000 $ 134,666 $ 51,000
Perry, Ohio 3 $ 1,587,000 $ 529,000 $ 182,000
Stark, Ohio 3 $ 936,000 $ 312,000 $ 104,000
Clackamas, Oregon 3 $ 794,000 $ 264,666 $ 78,000
Chester, Pennsylvania 3 $ 1,078,000 $ 359,333 $ 138,000
Franklin, Pennsylvania 3 $ 501,000 $ 167,000 $ 53,000
Montgomery, Pennsylvania 3 $ 379,000 $ 126,333 $ 64,000
Perry, Pennsylvania 3 $ 362,000 $ 120,666 $ 55,000
York, Pennsylvania 3 $ 378,000 $ 126,000 $ 73,000
Kent, Rhode Island 3 $ 511,000 $ 170,333 $ 61,000
Lee, South Carolina 3 $ 166,000 $ 55,333 $ 10,000
Lexington, South Carolina 3 $ 411,000 $ 137,000 $ 35,000
Weber, Utah 3 $ 612,000 $ 204,000 $ 93,000
Loudoun, Virginia 3 $ 846,000 $ 282,000 $ 101,000
Newport News, Virginia 3 $ 529,000 $ 176,333 $ 49,000
Richmond City, Virginia 3 $ 321,000 $ 107,000 $ 127,000
Lewis, Washington 3 $ 733,000 $ 244,333 $ 175,000
Spokane, Washington 3 $ 641,000 $ 213,666 $ 102,000
Brown, Wisconsin 3 $ 921,000 $ 307,000 $ 234,000
Wood, Wisconsin 3 $ 241,000 $ 80,333 $ 35,000
Anchorage, Alaska 2 $ 295,000 $ 147,500 $ 58,000
Cochise, Arizona 2 $ 447,000 $ 223,500 $ 66,000
Coconino, Arizona 2 $ 330,000 $ 165,000 $ 47,000
Gila, Arizona 2 $ 332,000 $ 166,000 $ 32,000
Boone, Arkansas 2 $ 83,000 $ 41,500 $ 21,000
Washington, Arkansas 2 $ 317,000 $ 158,500 $ 54,000
Kings, California 2 $ 191,000 $ 95,500 $ 33,000
Placer, California 2 $ 687,000 $ 343,500 $ 237,000
San Francisco, California 2 $ 776,000 $ 388,000 $ 159,000
Mesa, Colorado 2 $ 727,000 $ 363,500 $ 149,000
Pueblo, Colorado 2 $ 206,000 $ 103,000 $ 81,000
Windham, Connecticut 2 $ 292,000 $ 146,000 $ 40,000
Kent, Delaware 2 $ 446,000 $ 223,000 $ 45,000
Charlotte, Florida 2 $ 392,000 $ 196,000 $ 66,000
Citrus, Florida 2 $ 370,000 $ 185,000 $ 56,000
Martin, Florida 2 $ 536,000 $ 268,000 $ 105,000
Monroe, Florida 2 $ 740,000 $ 370,000 $ 202,000
Okeechobee, Florida 2 $ 251,000 $ 125,500 $ 57,000
Santa Rosa, Florida 2 $ 675,000 $ 337,500 $ 189,000
Sumter, Florida 2 $ 205,000 $ 102,500 $ 147,000
Wakulla, Florida 2 $ 233,000 $ 116,500 $ 34,000
Bartow, Georgia 2 $ 521,000 $ 260,500 $ 95,000
Bibb, Georgia 2 $ 120,000 $ 60,000 $ 78,000
Bryan, Georgia 2 $ 130,000 $ 65,000 $ 48,000
Clarke, Georgia 2 $ 473,000 $ 236,500 $ 75,000
Forsyth, Georgia 2 $ 448,000 $ 224,000 $ 100,000
Glynn, Georgia 2 $ 172,000 $ 86,000 $ 56,000
Lee, Georgia 2 $ 138,000 $ 69,000 $ 54,000
Rockdale, Georgia 2 $ 220,000 $ 110,000 $ 62,000
Walton, Georgia 2 $ 598,000 $ 299,000 $ 97,000
Kane, Illinois 2 $ 511,000 $ 255,500 $ 90,000
Tazewell, Illinois 2 $ 94,000 $ 47,000 $ 66,000
Shelby, Indiana 2 $ 274,000 $ 137,000 $ 66,000
Johnson, Kansas 2 $ 293,000 $ 146,500 $ 43,000
Wyandotte, Kansas 2 $ 195,000 $ 97,500 $ 44,000
Campbell, Kentucky 2 $ 222,000 $ 111,000 $ 52,000
Daviess, Kentucky 2 $ 314,000 $ 157,000 $ 68,000
Hardin, Kentucky 2 $ 147,000 $ 73,500 $ 76,000
Scott, Kentucky 2 $ 439,000 $ 219,500 $ 108,000
Calvert, Maryland 2 $ 368,000 $ 184,000 $ 87,000
Carroll, Maryland 2 $ 756,000 $ 378,000 $ 106,000
Barnstable, Massachusetts 2 $ 465,000 $ 232,500 $ 46,000
Dukes, Massachusetts 2 $ 382,000 $ 191,000 $ 85,000
Gratiot, Michigan 2 $ 151,000 $ 75,500 $ 74,000
Isabella, Michigan 2 $ 171,000 $ 85,500 $ 24,000
Muskegon, Michigan 2 $ 285,000 $ 142,500 $ 53,000
Beltrami, Minnesota 2 $ 260,000 $ 130,000 $ 105,000
Greene, Missouri 2 $ 183,000 $ 91,500 $ 113,000
Jefferson, Missouri 2 $ 242,000 $ 121,000 $ 51,000
St. Louis, Missouri 2 $ 269,000 $ 134,500 $ 41,000
Fergus, Montana 2 $ 258,000 $ 129,000 $ 157,000
Flathead, Montana 2 $ 609,000 $ 304,500 $ 173,000
Gallatin, Montana 2 $ 552,000 $ 276,000 $ 163,000
Sanders, Montana 2 $ 227,000 $ 113,500 $ 31,000
Carson City, Nevada 2 $ 449,000 $ 224,500 $ 68,000
Lyon, Nevada 2 $ 340,000 $ 170,000 $ 71,000
Warren, New Jersey 2 $ 472,000 $ 236,000 $ 88,000
Sandoval, New Mexico 2 $ 149,000 $ 74,500 $ 120,000
Sierra, New Mexico 2 $ 50,000 $ 25,000 $ 33,000
Cayuga, New York 2 $ 194,000 $ 97,000 $ 53,000
Chemung, New York 2 $ 244,000 $ 122,000 $ 112,000
Clinton, New York 2 $ 431,000 $ 215,500 $ 81,000
Cortland, New York 2 $ 179,000 $ 89,500 $ 64,000
Delaware, New York 2 $ 183,000 $ 91,500 $ 196,000
Jefferson, New York 2 $ 320,000 $ 160,000 $ 288,000
Madison, New York 2 $ 219,000 $ 109,500 $ 371,000
Orleans, New York 2 $ 306,000 $ 153,000 $ 36,000
Rensselaer, New York 2 $ 132,000 $ 66,000 $ 82,000
Schenectady, New York 2 $ 347,000 $ 173,500 $ 96,000
Steuben, New York 2 $ 216,000 $ 108,000 $ 72,000
Carteret, North Carolina 2 $ 198,000 $ 99,000 $ 44,000
Catawba, North Carolina 2 $ 185,000 $ 92,500 $ 48,000
Chatham, North Carolina 2 $ 831,000 $ 415,500 $ 144,000
Cleveland, North Carolina 2 $ 164,000 $ 82,000 $ 53,000
Davie, North Carolina 2 $ 193,000 $ 96,500 $ 32,000
Gates, North Carolina 2 $ 407,000 $ 203,500 $ 64,000
Madison, North Carolina 2 $ 436,000 $ 218,000 $ 76,000
Pender, North Carolina 2 $ 552,000 $ 276,000 $ 59,000
Rutherford, North Carolina 2 $ 100,000 $ 50,000 $ 31,000
Washington, North Carolina 2 $ 180,000 $ 90,000 $ 69,000
Cuyahoga, Ohio 2 $ 161,000 $ 80,500 $ 48,000
Fairfield, Ohio 2 $ 181,000 $ 90,500 $ 55,000
Greene, Ohio 2 $ 303,000 $ 151,500 $ 28,000
Hocking, Ohio 2 $ 655,000 $ 327,500 $ 164,000
Mahoning, Ohio 2 $ 200,000 $ 100,000 $ 101,000
Marion, Ohio 2 $ 163,000 $ 81,500 $ 45,000
Miami, Ohio 2 $ 306,000 $ 153,000 $ 80,000
Montgomery, Ohio 2 $ 229,000 $ 114,500 $ 43,000
Richland, Ohio 2 $ 198,000 $ 99,000 $ 56,000
Ross, Ohio 2 $ 230,000 $ 115,000 $ 49,000
Cumberland, Pennsylvania 2 $ 248,000 $ 124,000 $ 59,000
Dauphin, Pennsylvania 2 $ 304,000 $ 152,000 $ 122,000
Erie, Pennsylvania 2 $ 131,000 $ 65,500 $ 65,000
Lackawanna, Pennsylvania 2 $ 228,000 $ 114,000 $ 80,000
Lycoming, Pennsylvania 2 $ 218,000 $ 109,000 $ 59,000
Mercer, Pennsylvania 2 $ 306,000 $ 153,000 $ 63,000
Anderson, South Carolina 2 $ 303,000 $ 151,500 $ 73,000
Greenville, South Carolina 2 $ 374,000 $ 187,000 $ 169,000
Oconee, South Carolina 2 $ 209,000 $ 104,500 $ 31,000
Orangeburg, South Carolina 2 $ 319,000 $ 159,500 $ 89,000
Sumter, South Carolina 2 $ 181,000 $ 90,500 $ 72,000
Franklin, Tennessee 2 $ 682,000 $ 341,000 $ 168,000
Montgomery, Tennessee 2 $ 220,000 $ 110,000 $ 299,000
Putnam, Tennessee 2 $ 264,000 $ 132,000 $ 36,000
Sullivan, Tennessee 2 $ 322,000 $ 161,000 $ 95,000
Tipton, Tennessee 2 $ 195,000 $ 97,500 $ 86,000
Iron, Utah 2 $ 276,000 $ 138,000 $ 50,000
Arlington, Virginia 2 $ 1,611,000 $ 805,500 $ 262,000
Campbell, Virginia 2 $ 148,000 $ 74,000 $ 43,000
Caroline, Virginia 2 $ 567,000 $ 283,500 $ 100,000
Fauquier, Virginia 2 $ 169,000 $ 84,500 $ 46,000
Louisa, Virginia 2 $ 250,000 $ 125,000 $ 304,000
Northumberland, Virginia 2 $ 320,000 $ 160,000 $ 55,000
Petersburg, Virginia 2 $ 135,000 $ 67,500 $ 28,000
Pulaski, Virginia 2 $ 233,000 $ 116,500 $ 37,000
Shenandoah, Virginia 2 $ 402,000 $ 201,000 $ 61,000
Stafford, Virginia 2 $ 343,000 $ 171,500 $ 95,000
Surry, Virginia 2 $ 301,000 $ 150,500 $ 61,000
Warren, Virginia 2 $ 673,000 $ 336,500 $ 82,000
Clallam, Washington 2 $ 385,000 $ 192,500 $ 138,000
Kitsap, Washington 2 $ 620,000 $ 310,000 $ 90,000
Skagit, Washington 2 $ 291,000 $ 145,500 $ 164,000
Yakima, Washington 2 $ 179,000 $ 89,500 $ 41,000
Eau Claire, Wisconsin 2 $ 214,000 $ 107,000 $ 38,000
Fond du Lac, Wisconsin 2 $ 396,000 $ 198,000 $ 55,000
Grant, Wisconsin 2 $ 435,000 $ 217,500 $ 84,000
Rock, Wisconsin 2 $ 175,000 $ 87,500 $ 66,000
Taylor, Wisconsin 2 $ 106,000 $ 53,000 $ 25,000
Fairbanks North Star, Alaska 1 $ 180,000 $ 180,000 $ 62,000
Nome, Alaska 1 $ 133,000 $ 133,000 $ 50,000
Graham, Arizona 1 $ 122,000 $ 122,000 $ 48,000
Santa Cruz, Arizona 1 $ 125,000 $ 125,000 $ 138,000
Carroll, Arkansas 1 $ 149,000 $ 149,000 $ 242,000
Desha, Arkansas 1 $ 60,000 $ 60,000 $ 29,000
Marion, Arkansas 1 $ 83,000 $ 83,000 $ 48,000
Calaveras, California 1 $ 51,000 $ 51,000 $ 95,000
Mariposa, California 1 $ 383,000 $ 383,000 $ 80,000
Nevada, California 1 $ 585,000 $ 585,000 $ 132,000
San Luis Obispo, California 1 $ 299,000 $ 299,000 $ 63,000
Santa Barbara, California 1 $ 43,000 $ 43,000 $ 135,000
Santa Cruz, California 1 $ 140,000 $ 140,000 $ 99,000
Sierra, California 1 $ 660,000 $ 660,000 $ 266,000
Sonoma, California 1 $ 81,000 $ 81,000 $ 40,000
Sutter, California 1 $ 106,000 $ 106,000 $ 59,000
Tehama, California 1 $ 179,000 $ 179,000 $ 88,000
Trinity, California 1 $ 248,000 $ 248,000 $ 228,000
Tulare, California 1 $ 60,000 $ 60,000 $ 75,000
Tuolumne, California 1 $ 185,000 $ 185,000 $ 72,000
Yolo, California 1 $ 340,000 $ 340,000 $ 126,000
Yuba, California 1 $ 272,000 $ 272,000 $ 72,000
Boulder, Colorado 1 $ 805,000 $ 805,000 $ 218,000
Broomfield, Colorado 1 $ 95,000 $ 95,000 $ 88,000
Douglas, Colorado 1 $ 110,000 $ 110,000 $ 134,000
Garfield, Colorado 1 $ 392,000 $ 392,000 $ 156,000
Gilpin, Colorado 1 $ 306,000 $ 306,000 $ 77,000
Huerfano, Colorado 1 $ 169,000 $ 169,000 $ 180,000
Kiowa, Colorado 1 $ 51,000 $ 51,000 $ 31,000
Montrose, Colorado 1 $ 150,000 $ 150,000 $ 57,000
Morgan, Colorado 1 $ 58,000 $ 58,000 $ 68,000
Otero, Colorado 1 $ 78,000 $ 78,000 $ 28,000
Park, Colorado 1 $ 255,000 $ 255,000 $ 77,000
Saguache, Colorado 1 $ 288,000 $ 288,000 $ 93,000
Gilchrist, Florida 1 $ 158,000 $ 158,000 $ 117,000
Gulf, Florida 1 $ 101,000 $ 101,000 $ 0
Highlands, Florida 1 $ 77,000 $ 77,000 $ 50,000
Leon, Florida 1 $ 140,000 $ 140,000 $ 73,000
Putnam, Florida 1 $ 37,000 $ 37,000 $ 47,000
Walton, Florida 1 $ 87,000 $ 87,000 $ 120,000
Butts, Georgia 1 $ 126,000 $ 126,000 $ 58,000
Charlton, Georgia 1 $ 99,000 $ 99,000 $ 35,000
Cherokee, Georgia 1 $ 269,000 $ 269,000 $ 103,000
Columbia, Georgia 1 $ 65,000 $ 65,000 $ 12,000
Gilmer, Georgia 1 $ 135,000 $ 135,000 $ 72,000
Hart, Georgia 1 $ 60,000 $ 60,000 $ 25,000
Jackson, Georgia 1 $ 257,000 $ 257,000 $ 92,000
Jenkins, Georgia 1 $ 590,000 $ 590,000 $ 300,000
Liberty, Georgia 1 $ 60,000 $ 60,000 $ 118,000
Meriwether, Georgia 1 $ 75,000 $ 75,000 $ 67,000
Pulaski, Georgia 1 $ 119,000 $ 119,000 $ 85,000
Richmond, Georgia 1 $ 202,000 $ 202,000 $ 76,000
Spalding, Georgia 1 $ 95,000 $ 95,000 $ 128,000
Stephens, Georgia 1 $ 88,000 $ 88,000 $ 34,000
Towns, Georgia 1 $ 221,000 $ 221,000 $ 32,000
Washington, Georgia 1 $ 128,000 $ 128,000 $ 60,000
White, Georgia 1 $ 305,000 $ 305,000 $ 111,000
Adams, Illinois 1 $ 120,000 $ 120,000 $ 53,000
DeKalb, Illinois 1 $ 51,000 $ 51,000 $ 84,000
Douglas, Illinois 1 $ 66,000 $ 66,000 $ 31,000
DuPage, Illinois 1 $ 210,000 $ 210,000 $ 72,000
Ford, Illinois 1 $ 74,000 $ 74,000 $ 51,000
Macoupin, Illinois 1 $ 128,000 $ 128,000 $ 53,000
Marion, Illinois 1 $ 81,000 $ 81,000 $ 72,000
Peoria, Illinois 1 $ 108,000 $ 108,000 $ 51,000
Piatt, Illinois 1 $ 170,000 $ 170,000 $ 63,000
Rock Island, Illinois 1 $ 42,000 $ 42,000 $ 42,000
Adams, Indiana 1 $ 121,000 $ 121,000 $ 35,000
Allen, Indiana 1 $ 189,000 $ 189,000 $ 131,000
Bartholomew, Indiana 1 $ 200,000 $ 200,000 $ 71,000
Benton, Indiana 1 $ 91,000 $ 91,000 $ 32,000
Cass, Indiana 1 $ 153,000 $ 153,000 $ 102,000
Delaware, Indiana 1 $ 189,000 $ 189,000 $ 99,000
Elkhart, Indiana 1 $ 53,000 $ 53,000 $ 36,000
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Mortgage Loan Application Detail Totals for Premium Capital Funding LLC in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,244 $717,402,000 $221,000 $1,843,000 $101,000 $1,293,000
Home Purchase 1,753 $332,748,000 $189,000 $2,500,000 $117,000 $4,501,000
Home Improvement 440 $94,712,000 $215,000 $1,275,000 $93,000 $450,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 3,387 $707,834,000 $208,000 $1,843,000 $110,000 $4,501,000
White 1,049 $231,602,000 $220,000 $2,500,000 $105,000 $1,080,000
Hispanic 468 $89,119,000 $190,000 $1,000,000 $86,000 $366,000
Black or African American 449 $96,423,000 $214,000 $850,000 $88,000 $680,000
Asian 57 $14,143,000 $248,000 $1,020,000 $135,000 $458,000
Native Hawaiian or Other Pacific Islander 20 $4,212,000 $210,000 $594,000 $103,000 $180,000
American Indian or Alaskan Native 7 $1,529,000 $218,000 $570,000 $71,000 $124,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,437 $1,144,862,000 $210,000 $2,500,000 $105,000 $4,501,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,518 $538,792,000 $213,000 $2,500,000 $100,000 $1,293,000
Application Approved But Not Accepted 1,186 $246,870,000 $208,000 $1,843,000 $106,000 $780,000
Application Denied By Financial Institution 1,064 $217,986,000 $204,000 $1,500,000 $105,000 $820,000
Application Withdrawn By Applicant 371 $82,462,000 $222,000 $980,000 $133,000 $4,501,000
File Closed For Incompleteness 298 $58,752,000 $197,000 $1,400,000 $115,000 $1,440,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 278 $57,111,000 $205,000 $1,295,000 $96,000 $684,000
Other 237 $46,477,000 $196,000 $642,000 $109,000 $820,000
Collateral 154 $39,566,000 $256,000 $1,500,000 $123,000 $660,000
Debt-To-Income Ratio 43 $7,793,000 $181,000 $508,000 $68,000 $159,000
Unverifiable Information 37 $6,123,000 $165,000 $404,000 $103,000 $271,000
Employment History 23 $5,938,000 $258,000 $676,000 $104,000 $314,000
Credit Application Incomplete 3 $684,000 $228,000 $336,000 $122,000 $134,000
Insufficient Cash (Downpayment, Closing Cost) 2 $235,000 $117,000 $188,000 $62,000 $62,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Premium Capital Funding LLC's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Premium Capital Funding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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