Premium Capital Funding LLC Mortgage Lending & HMDA Data, 2006
In 2006, Premium Capital Funding LLC of Jericho, NY reported 5,437 mortgage applications totaling $1.1 billion, up 39% from 2005. The average application was for $210,568, and applicants reported an average income of $105,511. 46% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (561), New York-White Plains-Wayne, NY-NJ (433) and Nassau-Suffolk, NY (420) (applications in parentheses).
| Mortgage Company & Address | Premium Capital Funding LLC 125 Jericho Tpke Jericho, NY 11753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,437 |
| Total Mortgage Loan Application Amount | $1,144,862,000 |
| Average Mortgage Loan Application Amount | $210,568 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $105,511 |
| Highest Applicant Income | $4,501,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premium Capital Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 561 | $ 88,596,000 | $ 157,925 | $ 79,000 |
| New York-White Plains-Wayne, NY-NJ | 433 | $ 137,177,000 | $ 316,806 | $ 153,016 |
| Nassau-Suffolk, NY | 420 | $ 117,782,000 | $ 280,433 | $ 130,000 |
| Las Vegas-Paradise, NV | 407 | $ 80,865,000 | $ 198,685 | $ 114,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 196 | $ 38,457,000 | $ 196,209 | $ 102,000 |
| Miami-Miami Beach-Kendall, FL | 181 | $ 37,462,000 | $ 206,972 | $ 111,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 164 | $ 34,842,000 | $ 212,451 | $ 120,000 |
| Atlanta-Sandy Springs-Marietta, GA | 146 | $ 26,660,000 | $ 182,602 | $ 101,000 |
| Edison, NJ | 103 | $ 32,821,000 | $ 318,650 | $ 150,000 |
| Newark-Union, NJ-PA | 91 | $ 23,613,000 | $ 259,483 | $ 105,076 |
| Orlando-Kissimmee, FL | 80 | $ 16,143,000 | $ 201,787 | $ 115,000 |
| Los Angeles-Long Beach-Glendale, CA | 79 | $ 17,538,000 | $ 222,000 | $ 136,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 74 | $ 18,622,000 | $ 251,648 | $ 99,324 |
| Riverside-San Bernardino-Ontario, CA | 68 | $ 13,838,000 | $ 203,500 | $ 113,000 |
| Boston-Quincy, MA | 63 | $ 19,521,000 | $ 309,857 | $ 120,000 |
| Chicago-Naperville-Joliet, IL | 63 | $ 12,115,000 | $ 192,301 | $ 92,000 |
| Tampa-St. Petersburg-Clearwater, FL | 63 | $ 11,818,000 | $ 187,587 | $ 110,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 49 | $ 10,143,000 | $ 207,000 | $ 113,000 |
| Cincinnati-Middletown, OH-KY-IN | 46 | $ 6,907,000 | $ 150,152 | $ 62,586 |
| Oakland-Fremont-Hayward, CA | 44 | $ 14,915,000 | $ 338,977 | $ 144,000 |
| Philadelphia, PA | 43 | $ 7,074,000 | $ 164,511 | $ 65,000 |
| Port St. Lucie-Fort Pierce, FL | 42 | $ 7,844,000 | $ 186,761 | $ 97,000 |
| Baltimore-Towson, MD | 41 | $ 8,510,000 | $ 207,560 | $ 117,000 |
| New Haven-Milford, CT | 41 | $ 8,129,000 | $ 198,268 | $ 95,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 41 | $ 8,608,000 | $ 209,951 | $ 101,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 40 | $ 6,618,000 | $ 165,450 | $ 66,050 |
| Cape Coral-Fort Myers, FL | 37 | $ 8,761,000 | $ 236,783 | $ 110,000 |
| Columbus, OH | 32 | $ 5,046,000 | $ 157,687 | $ 67,000 |
| Denver-Aurora, CO | 31 | $ 4,207,000 | $ 135,709 | $ 84,000 |
| Camden, NJ | 28 | $ 5,286,000 | $ 188,785 | $ 103,000 |
| Portland-Vancouver-Beaverton, OR-WA | 27 | $ 5,235,000 | $ 193,888 | $ 79,777 |
| Hartford-West Hartford-East Hartford, CT | 26 | $ 4,009,000 | $ 154,192 | $ 92,000 |
| Lakeland, FL | 25 | $ 3,368,000 | $ 134,720 | $ 101,000 |
| Charlotte-Gastonia-Concord, NC-SC | 24 | $ 2,786,000 | $ 116,083 | $ 67,000 |
| San Diego-Carlsbad-San Marcos, CA | 24 | $ 6,644,000 | $ 276,833 | $ 155,000 |
| Tucson, AZ | 24 | $ 4,019,000 | $ 167,458 | $ 69,000 |
| Detroit-Livonia-Dearborn, MI | 23 | $ 1,994,000 | $ 86,695 | $ 91,000 |
| Santa Ana-Anaheim-Irvine, CA | 23 | $ 5,939,000 | $ 258,217 | $ 184,000 |
| St. Louis, MO-IL | 22 | $ 2,788,000 | $ 126,727 | $ 59,227 |
| Sarasota-Bradenton-Venice, FL | 21 | $ 3,784,000 | $ 180,190 | $ 89,000 |
| Seattle-Bellevue-Everett, WA | 21 | $ 5,433,000 | $ 258,714 | $ 120,000 |
| Cambridge-Newton-Framingham, MA | 20 | $ 7,883,000 | $ 394,150 | $ 130,000 |
| Jacksonville, FL | 20 | $ 2,915,000 | $ 145,750 | $ 75,000 |
| Albany-Schenectady-Troy, NY | 19 | $ 2,386,000 | $ 125,578 | $ 72,000 |
| Asheville, NC | 19 | $ 3,381,000 | $ 177,947 | $ 71,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 18 | $ 5,133,000 | $ 285,166 | $ 110,222 |
| Atlantic City, NJ | 17 | $ 3,369,000 | $ 198,176 | $ 69,000 |
| Bethesda-Gaithersburg-Frederick, MD | 17 | $ 5,322,000 | $ 313,058 | $ 121,000 |
| Providence-New Bedford-Fall River, RI-MA | 17 | $ 4,060,000 | $ 238,823 | $ 92,470 |
| Richmond, VA | 17 | $ 2,867,000 | $ 168,647 | $ 108,000 |
| Gary, IN | 16 | $ 1,103,000 | $ 68,937 | $ 79,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 2,816,000 | $ 187,733 | $ 114,000 |
| Springfield, MA | 15 | $ 2,638,000 | $ 175,866 | $ 79,000 |
| Trenton-Ewing, NJ | 15 | $ 2,858,000 | $ 190,533 | $ 76,000 |
| Charleston-North Charleston, SC | 14 | $ 4,083,000 | $ 291,642 | $ 115,000 |
| Palm Bay-Melbourne-Titusville, FL | 14 | $ 2,963,000 | $ 211,642 | $ 114,000 |
| Pittsburgh, PA | 14 | $ 1,901,000 | $ 135,785 | $ 71,000 |
| Reno-Sparks, NV | 14 | $ 3,149,000 | $ 224,928 | $ 108,000 |
| Tacoma, WA | 14 | $ 2,315,000 | $ 165,357 | $ 87,000 |
| Albuquerque, NM | 13 | $ 2,058,000 | $ 158,307 | $ 73,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 13 | $ 1,757,000 | $ 135,153 | $ 123,000 |
| Raleigh-Cary, NC | 13 | $ 3,236,000 | $ 248,923 | $ 107,000 |
| Essex County, MA | 12 | $ 3,602,000 | $ 300,166 | $ 92,000 |
| Greensboro-High Point, NC | 12 | $ 1,281,000 | $ 106,750 | $ 66,000 |
| Honolulu, HI | 12 | $ 3,639,000 | $ 303,250 | $ 99,000 |
| Manchester-Nashua, NH | 12 | $ 2,788,000 | $ 232,333 | $ 142,000 |
| Memphis, TN-MS-AR | 12 | $ 1,371,000 | $ 114,250 | $ 63,000 |
| Bridgeport-Stamford-Norwalk, CT | 11 | $ 3,084,000 | $ 280,363 | $ 123,000 |
| Columbia, SC | 11 | $ 1,345,000 | $ 122,272 | $ 55,000 |
| Florence, SC | 11 | $ 843,000 | $ 76,636 | $ 44,000 |
| Rochester, NY | 11 | $ 1,495,000 | $ 135,909 | $ 65,000 |
| St. George, UT | 11 | $ 2,525,000 | $ 229,545 | $ 104,000 |
| Wilmington, DE-MD-NJ | 11 | $ 2,158,000 | $ 196,181 | $ 101,181 |
| Worcester, MA | 11 | $ 2,784,000 | $ 253,090 | $ 90,000 |
| Durham, NC | 10 | $ 1,954,000 | $ 195,400 | $ 79,000 |
| Norwich-New London, CT | 10 | $ 2,211,000 | $ 221,100 | $ 202,000 |
| Prescott, AZ | 10 | $ 3,463,000 | $ 346,300 | $ 107,000 |
| Syracuse, NY | 10 | $ 1,238,000 | $ 123,800 | $ 151,000 |
| Wilmington, NC | 10 | $ 1,799,000 | $ 179,900 | $ 79,000 |
| Bakersfield, CA | 9 | $ 1,902,000 | $ 211,333 | $ 73,000 |
| Buffalo-Niagara Falls, NY | 9 | $ 873,000 | $ 97,000 | $ 76,000 |
| Cleveland-Elyria-Mentor, OH | 9 | $ 1,190,000 | $ 132,222 | $ 54,000 |
| Naples-Marco Island, FL | 9 | $ 2,590,000 | $ 287,777 | $ 170,000 |
| San Francisco-San Mateo-Redwood City, CA | 9 | $ 2,953,000 | $ 328,111 | $ 197,000 |
| Vineland-Millville-Bridgeton, NJ | 9 | $ 1,608,000 | $ 178,666 | $ 74,000 |
| Jacksonville, NC | 8 | $ 871,000 | $ 108,875 | $ 55,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 2,548,000 | $ 318,500 | $ 165,750 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 1,284,000 | $ 160,500 | $ 77,000 |
| Salt Lake City, UT | 8 | $ 1,590,000 | $ 198,750 | $ 82,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 887,000 | $ 126,714 | $ 70,000 |
| Harrisburg-Carlisle, PA | 7 | $ 914,000 | $ 130,571 | $ 75,000 |
| Kingston, NY | 7 | $ 1,028,000 | $ 146,857 | $ 67,000 |
| Vallejo-Fairfield, CA | 7 | $ 1,514,000 | $ 216,285 | $ 120,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 1,394,000 | $ 199,142 | $ 83,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 813,000 | $ 135,500 | $ 60,666 |
| Dayton, OH | 6 | $ 838,000 | $ 139,666 | $ 50,000 |
| Fort Walton Beach-Crestview-Destin, FL | 6 | $ 3,083,000 | $ 513,833 | $ 301,000 |
| Fresno, CA | 6 | $ 1,000,000 | $ 166,666 | $ 70,000 |
| Glens Falls, NY | 6 | $ 895,000 | $ 149,166 | $ 76,000 |
| Modesto, CA | 6 | $ 2,714,000 | $ 452,333 | $ 121,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 1,413,000 | $ 235,500 | $ 111,000 |
| Rockingham County-Strafford County, NH | 6 | $ 1,429,000 | $ 238,166 | $ 101,000 |
| Valdosta, GA | 6 | $ 848,000 | $ 141,333 | $ 99,000 |
| Anchorage, AK | 5 | $ 825,000 | $ 165,000 | $ 53,000 |
| Fayetteville, NC | 5 | $ 616,000 | $ 123,200 | $ 74,000 |
| Gainesville, FL | 5 | $ 859,000 | $ 171,800 | $ 64,000 |
| Green Bay, WI | 5 | $ 1,364,000 | $ 272,800 | $ 182,000 |
| Kansas City, MO-KS | 5 | $ 564,000 | $ 112,800 | $ 56,400 |
| Madison, WI | 5 | $ 1,147,000 | $ 229,400 | $ 110,000 |
| Medford, OR | 5 | $ 1,638,000 | $ 327,600 | $ 114,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5 | $ 767,000 | $ 153,400 | $ 68,000 |
| Niles-Benton Harbor, MI | 5 | $ 507,000 | $ 101,400 | $ 77,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 1,456,000 | $ 291,200 | $ 183,000 |
| Savannah, GA | 5 | $ 625,000 | $ 125,000 | $ 64,000 |
| Stockton, CA | 5 | $ 1,192,000 | $ 238,400 | $ 66,000 |
| Yuma, AZ | 5 | $ 916,000 | $ 183,200 | $ 129,000 |
| Binghamton, NY | 4 | $ 294,000 | $ 73,500 | $ 35,000 |
| Chico, CA | 4 | $ 550,000 | $ 137,500 | $ 88,000 |
| Colorado Springs, CO | 4 | $ 401,000 | $ 100,250 | $ 55,000 |
| Farmington, NM | 4 | $ 625,000 | $ 156,250 | $ 100,000 |
| Indianapolis-Carmel, IN | 4 | $ 439,000 | $ 109,750 | $ 62,000 |
| Knoxville, TN | 4 | $ 540,000 | $ 135,000 | $ 58,000 |
| Panama City-Lynn Haven, FL | 4 | $ 1,318,000 | $ 329,500 | $ 266,000 |
| Provo-Orem, UT | 4 | $ 967,000 | $ 241,750 | $ 21,000 |
| Reading, PA | 4 | $ 659,000 | $ 164,750 | $ 55,000 |
| Rocky Mount, NC | 4 | $ 284,000 | $ 71,000 | $ 43,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 506,000 | $ 126,500 | $ 130,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 454,000 | $ 113,500 | $ 63,000 |
| Sebastian-Vero Beach, FL | 4 | $ 865,000 | $ 216,250 | $ 65,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 634,000 | $ 158,500 | $ 58,750 |
| Spartanburg, SC | 4 | $ 381,000 | $ 95,250 | $ 134,000 |
| Topeka, KS | 4 | $ 362,000 | $ 90,500 | $ 133,000 |
| Warner Robins, GA | 4 | $ 694,000 | $ 173,500 | $ 61,000 |
| Wichita, KS | 4 | $ 358,000 | $ 89,500 | $ 33,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 506,000 | $ 126,500 | $ 82,000 |
| Bangor, ME | 3 | $ 821,000 | $ 273,666 | $ 180,000 |
| Burlington, NC | 3 | $ 371,000 | $ 123,666 | $ 49,000 |
| Canton-Massillon, OH | 3 | $ 936,000 | $ 312,000 | $ 104,000 |
| Flint, MI | 3 | $ 386,000 | $ 128,666 | $ 92,000 |
| Fort Collins-Loveland, CO | 3 | $ 564,000 | $ 188,000 | $ 193,000 |
| Gainesville, GA | 3 | $ 545,000 | $ 181,666 | $ 52,000 |
| Goldsboro, NC | 3 | $ 459,000 | $ 153,000 | $ 67,000 |
| Greenville, SC | 3 | $ 778,000 | $ 259,333 | $ 203,000 |
| Holland-Grand Haven, MI | 3 | $ 514,000 | $ 171,333 | $ 88,000 |
| Lexington-Fayette, KY | 3 | $ 634,000 | $ 211,333 | $ 89,000 |
| Little Rock-North Little Rock, AR | 3 | $ 143,000 | $ 47,666 | $ 60,000 |
| Louisville-Jefferson County, KY-IN | 3 | $ 310,000 | $ 103,333 | $ 54,000 |
| Merced, CA | 3 | $ 429,000 | $ 143,000 | $ 89,000 |
| Ocala, FL | 3 | $ 277,000 | $ 92,333 | $ 72,000 |
| Ocean City, NJ | 3 | $ 771,000 | $ 257,000 | $ 76,000 |
| Ogden-Clearfield, UT | 3 | $ 612,000 | $ 204,000 | $ 93,000 |
| Peoria, IL | 3 | $ 202,000 | $ 67,333 | $ 61,000 |
| Portland-South Portland-Biddeford, ME | 3 | $ 942,000 | $ 314,000 | $ 91,000 |
| Redding, CA | 3 | $ 541,000 | $ 180,333 | $ 95,000 |
| Rockford, IL | 3 | $ 299,000 | $ 99,666 | $ 48,000 |
| Spokane, WA | 3 | $ 641,000 | $ 213,666 | $ 102,000 |
| Springfield, MO | 3 | $ 407,000 | $ 135,666 | $ 104,000 |
| Tallahassee, FL | 3 | $ 373,000 | $ 124,333 | $ 47,000 |
| Winston-Salem, NC | 3 | $ 340,000 | $ 113,333 | $ 36,000 |
| York-Hanover, PA | 3 | $ 378,000 | $ 126,000 | $ 73,000 |
| Albany, GA | 2 | $ 138,000 | $ 69,000 | $ 54,000 |
| Anderson, SC | 2 | $ 303,000 | $ 151,500 | $ 73,000 |
| Athens-Clarke County, GA | 2 | $ 473,000 | $ 236,500 | $ 75,000 |
| Barnstable Town, MA | 2 | $ 465,000 | $ 232,500 | $ 46,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 233,000 | $ 116,500 | $ 37,000 |
| Bremerton-Silverdale, WA | 2 | $ 620,000 | $ 310,000 | $ 90,000 |
| Brunswick, GA | 2 | $ 172,000 | $ 86,000 | $ 56,000 |
| Carson City, NV | 2 | $ 449,000 | $ 224,500 | $ 68,000 |
| Champaign-Urbana, IL | 2 | $ 244,000 | $ 122,000 | $ 57,000 |
| Charlottesville, VA | 2 | $ 315,000 | $ 157,500 | $ 70,000 |
| Chattanooga, TN-GA | 2 | $ 424,000 | $ 212,000 | $ 104,000 |
| Clarksville, TN-KY | 2 | $ 220,000 | $ 110,000 | $ 299,000 |
| Dover, DE | 2 | $ 446,000 | $ 223,000 | $ 45,000 |
| Duluth, MN-WI | 2 | $ 308,000 | $ 154,000 | $ 79,000 |
| Eau Claire, WI | 2 | $ 214,000 | $ 107,000 | $ 38,000 |
| Elizabethtown, KY | 2 | $ 147,000 | $ 73,500 | $ 76,000 |
| Elmira, NY | 2 | $ 244,000 | $ 122,000 | $ 112,000 |
| Erie, PA | 2 | $ 131,000 | $ 65,500 | $ 65,000 |
| Flagstaff, AZ | 2 | $ 330,000 | $ 165,000 | $ 47,000 |
| Fond Du Lac, WI | 2 | $ 396,000 | $ 198,000 | $ 55,000 |
| Grand Junction, CO | 2 | $ 727,000 | $ 363,500 | $ 149,000 |
| Hanford-Corcoran, CA | 2 | $ 191,000 | $ 95,500 | $ 33,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 185,000 | $ 92,500 | $ 48,000 |
| Janesville, WI | 2 | $ 175,000 | $ 87,500 | $ 66,000 |
| Kalamazoo-Portage, MI | 2 | $ 212,000 | $ 106,000 | $ 53,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 322,000 | $ 161,000 | $ 95,000 |
| Lynchburg, VA | 2 | $ 148,000 | $ 74,000 | $ 43,000 |
| Macon, GA | 2 | $ 120,000 | $ 60,000 | $ 78,000 |
| Mansfield, OH | 2 | $ 198,000 | $ 99,000 | $ 56,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 291,000 | $ 145,500 | $ 164,000 |
| Muskegon-Norton Shores, MI | 2 | $ 285,000 | $ 142,500 | $ 53,000 |
| Nashville-Davidson--Murfreesboro, TN | 2 | $ 227,000 | $ 113,500 | $ 57,000 |
| Owensboro, KY | 2 | $ 314,000 | $ 157,000 | $ 68,000 |
| Pueblo, CO | 2 | $ 206,000 | $ 103,000 | $ 81,000 |
| Punta Gorda, FL | 2 | $ 392,000 | $ 196,000 | $ 66,000 |
| Roanoke, VA | 2 | $ 292,000 | $ 146,000 | $ 43,000 |
| Salem, OR | 2 | $ 347,000 | $ 173,500 | $ 75,000 |
| Sumter, SC | 2 | $ 181,000 | $ 90,500 | $ 72,000 |
| Toledo, OH | 2 | $ 405,000 | $ 202,500 | $ 96,000 |
| Williamsport, PA | 2 | $ 218,000 | $ 109,000 | $ 59,000 |
| Yakima, WA | 2 | $ 179,000 | $ 89,500 | $ 41,000 |
| Yuba City, CA | 2 | $ 378,000 | $ 189,000 | $ 65,000 |
| Akron, OH | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Boulder, CO | 1 | $ 805,000 | $ 805,000 | $ 218,000 |
| Casper, WY | 1 | $ 169,000 | $ 169,000 | $ 79,000 |
| Cheyenne, WY | 1 | $ 113,000 | $ 113,000 | $ 47,000 |
| Cleveland, TN | 1 | $ 82,000 | $ 82,000 | $ 156,000 |
| Columbus, IN | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| Cumberland, MD-WV | 1 | $ 69,000 | $ 69,000 | $ 18,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 42,000 | $ 42,000 | $ 42,000 |
| Elkhart-Goshen, IN | 1 | $ 53,000 | $ 53,000 | $ 36,000 |
| Fairbanks, AK | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Fort Wayne, IN | 1 | $ 189,000 | $ 189,000 | $ 131,000 |
| Great Falls, MT | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Greenville, NC | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 203,000 | $ 203,000 | $ 40,000 |
| Harrisonburg, VA | 1 | $ 93,000 | $ 93,000 | $ 69,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 60,000 | $ 60,000 | $ 118,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Jackson, TN | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Johnstown, PA | 1 | $ 64,000 | $ 64,000 | $ 18,000 |
| Kennewick-Richland-Pasco, WA | 1 | $ 139,000 | $ 139,000 | $ 86,000 |
| Lafayette, IN | 1 | $ 91,000 | $ 91,000 | $ 32,000 |
| Lansing-East Lansing, MI | 1 | $ 131,000 | $ 131,000 | $ 48,000 |
| Lincoln, NE | 1 | $ 153,000 | $ 153,000 | $ 122,000 |
| Muncie, IN | 1 | $ 189,000 | $ 189,000 | $ 99,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 236,000 | $ 236,000 | $ 58,000 |
| Pittsfield, MA | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Salisbury, MD | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 299,000 | $ 299,000 | $ 63,000 |
| Santa Barbara-Santa Maria, CA | 1 | $ 43,000 | $ 43,000 | $ 135,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 140,000 | $ 140,000 | $ 99,000 |
| Santa Fe, NM | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Springfield, OH | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Terre Haute, IN | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Visalia-Porterville, CA | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Wausau, WI | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Wenatchee, WA | 1 | $ 410,000 | $ 410,000 | $ 126,000 |
| Winchester, VA-WV | 1 | $ 224,000 | $ 224,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Premium Capital Funding LLC in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,244 | $717,402,000 | $221,000 | $1,843,000 | $101,000 | $1,293,000 |
| Home Purchase | 1,753 | $332,748,000 | $189,000 | $2,500,000 | $117,000 | $4,501,000 |
| Home Improvement | 440 | $94,712,000 | $215,000 | $1,275,000 | $93,000 | $450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 3,387 | $707,834,000 | $208,000 | $1,843,000 | $110,000 | $4,501,000 |
| White | 1,049 | $231,602,000 | $220,000 | $2,500,000 | $105,000 | $1,080,000 |
| Hispanic | 468 | $89,119,000 | $190,000 | $1,000,000 | $86,000 | $366,000 |
| Black or African American | 449 | $96,423,000 | $214,000 | $850,000 | $88,000 | $680,000 |
| Asian | 57 | $14,143,000 | $248,000 | $1,020,000 | $135,000 | $458,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $4,212,000 | $210,000 | $594,000 | $103,000 | $180,000 |
| American Indian or Alaskan Native | 7 | $1,529,000 | $218,000 | $570,000 | $71,000 | $124,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,437 | $1,144,862,000 | $210,000 | $2,500,000 | $105,000 | $4,501,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,518 | $538,792,000 | $213,000 | $2,500,000 | $100,000 | $1,293,000 |
| Application Approved But Not Accepted | 1,186 | $246,870,000 | $208,000 | $1,843,000 | $106,000 | $780,000 |
| Application Denied By Financial Institution | 1,064 | $217,986,000 | $204,000 | $1,500,000 | $105,000 | $820,000 |
| Application Withdrawn By Applicant | 371 | $82,462,000 | $222,000 | $980,000 | $133,000 | $4,501,000 |
| File Closed For Incompleteness | 298 | $58,752,000 | $197,000 | $1,400,000 | $115,000 | $1,440,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 278 | $57,111,000 | $205,000 | $1,295,000 | $96,000 | $684,000 |
| Other | 237 | $46,477,000 | $196,000 | $642,000 | $109,000 | $820,000 |
| Collateral | 154 | $39,566,000 | $256,000 | $1,500,000 | $123,000 | $660,000 |
| Debt-To-Income Ratio | 43 | $7,793,000 | $181,000 | $508,000 | $68,000 | $159,000 |
| Unverifiable Information | 37 | $6,123,000 | $165,000 | $404,000 | $103,000 | $271,000 |
| Employment History | 23 | $5,938,000 | $258,000 | $676,000 | $104,000 | $314,000 |
| Credit Application Incomplete | 3 | $684,000 | $228,000 | $336,000 | $122,000 | $134,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $235,000 | $117,000 | $188,000 | $62,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premium Capital Funding LLC's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premium Capital Funding LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About