Premium Capital Funding LLC Mortgage Lending & HMDA Data, 2007

In 2007, Premium Capital Funding LLC of Jericho, NY reported 5,385 mortgage applications totaling $1.3 billion, down 1% from 2006. The average application was for $243,020, and applicants reported an average income of $101,509. 42% of its applications resulted in an originated loan and 22% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (586), Nassau-Suffolk, NY (463) and Phoenix-Mesa-Scottsdale, AZ (295) (applications in parentheses).

Mortgage Company & Address Premium Capital Funding LLC
125 Jericho Tpke
Jericho, NY 11753
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,385
Total Mortgage Loan Application Amount $1,308,667,000
Average Mortgage Loan Application Amount $243,020
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $101,509
Highest Applicant Income $2,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premium Capital Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Premium Capital Funding LLC by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 274 $ 50,550,000 $ 184,489 $ 76,000
Suffolk, New York 242 $ 75,510,000 $ 312,024 $ 109,000
Nassau, New York 221 $ 67,806,000 $ 306,814 $ 123,000
Queens, New York 214 $ 75,343,000 $ 352,070 $ 129,000
Broward, Florida 170 $ 38,594,000 $ 227,023 $ 101,000
Clark, Nevada 142 $ 30,687,000 $ 216,105 $ 108,000
Kings, New York 128 $ 48,562,000 $ 379,390 $ 121,000
Miami-Dade, Florida 96 $ 23,566,000 $ 245,479 $ 109,000
Bronx, New York 87 $ 30,695,000 $ 352,816 $ 102,000
Palm Beach, Florida 71 $ 18,766,000 $ 264,309 $ 132,000
Essex, New Jersey 63 $ 19,281,000 $ 306,047 $ 94,000
Los Angeles, California 58 $ 20,830,000 $ 359,137 $ 167,000
Cook, Illinois 53 $ 11,410,000 $ 215,283 $ 99,000
San Bernardino, California 51 $ 13,560,000 $ 265,882 $ 105,000
Salt Lake, Utah 50 $ 13,062,000 $ 261,240 $ 122,000
Orange, Florida 45 $ 8,954,000 $ 198,977 $ 85,000
Westchester, New York 43 $ 18,849,000 $ 438,348 $ 142,000
Prince George's, Maryland 41 $ 11,180,000 $ 272,682 $ 88,000
Orange, California 38 $ 15,485,000 $ 407,500 $ 220,000
San Diego, California 38 $ 12,395,000 $ 326,184 $ 110,000
Lee, Florida 37 $ 9,227,000 $ 249,378 $ 122,000
Philadelphia, Pennsylvania 36 $ 4,779,000 $ 132,750 $ 62,000
Pinellas, Florida 35 $ 7,012,000 $ 200,342 $ 157,000
Mecklenburg, North Carolina 34 $ 5,910,000 $ 173,823 $ 103,000
King, Washington 34 $ 9,489,000 $ 279,088 $ 96,000
Fairfield, Connecticut 32 $ 9,144,000 $ 285,750 $ 76,000
Pierce, Washington 32 $ 5,868,000 $ 183,375 $ 79,000
Pulaski, Arkansas 30 $ 3,290,000 $ 109,666 $ 60,000
Hudson, New Jersey 29 $ 9,185,000 $ 316,724 $ 91,000
Union, New Jersey 28 $ 7,464,000 $ 266,571 $ 89,000
Polk, Florida 27 $ 3,854,000 $ 142,740 $ 85,000
Honolulu, Hawaii 27 $ 9,793,000 $ 362,703 $ 122,000
Wake, North Carolina 27 $ 5,396,000 $ 199,851 $ 80,000
DeKalb, Georgia 26 $ 4,887,000 $ 187,961 $ 119,000
Riverside, California 25 $ 6,621,000 $ 264,840 $ 126,000
New Haven, Connecticut 25 $ 6,372,000 $ 254,880 $ 93,000
Duval, Florida 25 $ 4,066,000 $ 162,640 $ 77,000
Monmouth, New Jersey 25 $ 7,851,000 $ 314,040 $ 151,000
Sacramento, California 23 $ 5,172,000 $ 224,869 $ 87,000
Hillsborough, Florida 23 $ 3,703,000 $ 161,000 $ 63,000
Orange, New York 23 $ 5,904,000 $ 256,695 $ 105,000
Contra Costa, California 22 $ 7,679,000 $ 349,045 $ 103,000
Henry, Georgia 22 $ 2,765,000 $ 125,681 $ 97,000
Baltimore City, Maryland 22 $ 2,059,000 $ 93,590 $ 87,000
Pinal, Arizona 21 $ 4,045,000 $ 192,619 $ 75,000
San Mateo, California 21 $ 9,022,000 $ 429,619 $ 149,000
Fulton, Georgia 21 $ 5,345,000 $ 254,523 $ 119,000
Hampden, Massachusetts 21 $ 3,549,000 $ 169,000 $ 76,000
Middlesex, Massachusetts 21 $ 6,035,000 $ 287,380 $ 113,000
New York, New York 21 $ 15,908,000 $ 757,523 $ 348,000
Richmond, New York 21 $ 6,249,000 $ 297,571 $ 93,000
Snohomish, Washington 21 $ 5,242,000 $ 249,619 $ 106,000
Utah, Utah 20 $ 4,670,000 $ 233,500 $ 146,000
Baltimore, Maryland 19 $ 5,985,000 $ 315,000 $ 116,000
Suffolk, Massachusetts 19 $ 5,976,000 $ 314,526 $ 107,000
Atlantic, New Jersey 19 $ 3,878,000 $ 204,105 $ 60,000
Burlington, New Jersey 19 $ 3,886,000 $ 204,526 $ 64,000
Middlesex, New Jersey 19 $ 4,601,000 $ 242,157 $ 78,000
Brevard, Florida 18 $ 3,641,000 $ 202,277 $ 76,000
Bristol, Massachusetts 18 $ 4,195,000 $ 233,055 $ 74,000
Washington, Utah 18 $ 4,456,000 $ 247,555 $ 167,000
Hartford, Connecticut 17 $ 3,405,000 $ 200,294 $ 76,000
Gwinnett, Georgia 17 $ 3,308,000 $ 194,588 $ 82,000
Wayne, Michigan 17 $ 1,946,000 $ 114,470 $ 91,000
Camden, New Jersey 17 $ 3,789,000 $ 222,882 $ 105,000
Osceola, Florida 16 $ 3,501,000 $ 218,812 $ 138,000
Essex, Massachusetts 16 $ 4,369,000 $ 273,062 $ 109,000
Rockingham, New Hampshire 16 $ 3,579,000 $ 223,687 $ 103,000
Ocean, New Jersey 16 $ 4,757,000 $ 297,312 $ 113,000
New Castle, Delaware 15 $ 3,691,000 $ 246,066 $ 87,000
Pasco, Florida 15 $ 3,707,000 $ 247,133 $ 138,000
Worcester, Massachusetts 15 $ 4,153,000 $ 276,866 $ 81,000
Monroe, Pennsylvania 15 $ 2,420,000 $ 161,333 $ 61,000
Fairfax, Virginia 15 $ 5,082,000 $ 338,800 $ 89,000
Franklin, Washington 15 $ 1,621,000 $ 108,066 $ 32,000
Alameda, California 14 $ 5,551,000 $ 396,500 $ 172,000
Bergen, New Jersey 14 $ 5,658,000 $ 404,142 $ 172,000
Somerset, New Jersey 14 $ 5,394,000 $ 385,285 $ 174,000
Albany, New York 14 $ 2,212,000 $ 158,000 $ 60,000
Dutchess, New York 14 $ 3,224,000 $ 230,285 $ 87,000
Pima, Arizona 13 $ 2,167,000 $ 166,692 $ 73,000
Mercer, New Jersey 13 $ 3,336,000 $ 256,615 $ 94,000
Richland, South Carolina 13 $ 2,045,000 $ 157,307 $ 106,000
Fresno, California 12 $ 1,690,000 $ 140,833 $ 129,000
Hernando, Florida 12 $ 2,143,000 $ 178,583 $ 157,000
Seminole, Florida 12 $ 2,167,000 $ 180,583 $ 72,000
Volusia, Florida 12 $ 2,160,000 $ 180,000 $ 66,000
Berks, Pennsylvania 12 $ 2,490,000 $ 207,500 $ 64,000
Milwaukee, Wisconsin 12 $ 2,353,000 $ 196,083 $ 69,000
Benton, Arkansas 11 $ 2,836,000 $ 257,818 $ 96,000
Kent, Delaware 11 $ 1,959,000 $ 178,090 $ 63,000
Walton, Georgia 11 $ 1,293,000 $ 117,545 $ 110,000
Cape May, New Jersey 11 $ 4,652,000 $ 422,909 $ 260,000
Rockland, New York 11 $ 3,116,000 $ 283,272 $ 100,000
Montgomery, Pennsylvania 11 $ 2,641,000 $ 240,090 $ 92,000
Faulkner, Arkansas 10 $ 963,000 $ 96,300 $ 51,000
San Francisco, California 10 $ 3,173,000 $ 317,300 $ 242,000
Anne Arundel, Maryland 10 $ 3,676,000 $ 367,600 $ 98,000
Guilford, North Carolina 10 $ 1,404,000 $ 140,400 $ 50,000
Union, North Carolina 10 $ 3,252,000 $ 325,200 $ 265,000
Greenville, South Carolina 10 $ 1,371,000 $ 137,100 $ 65,000
Ventura, California 9 $ 2,635,000 $ 292,777 $ 174,000
Marion, Florida 9 $ 1,613,000 $ 179,222 $ 117,000
St. Lucie, Florida 9 $ 1,919,000 $ 213,222 $ 69,000
Passaic, New Jersey 9 $ 2,808,000 $ 312,000 $ 88,000
Bernalillo, New Mexico 9 $ 1,171,000 $ 130,111 $ 43,000
Putnam, New York 9 $ 2,477,000 $ 275,222 $ 122,000
Saratoga, New York 9 $ 1,893,000 $ 210,333 $ 78,000
Cabarrus, North Carolina 9 $ 531,000 $ 59,000 $ 101,000
Horry, South Carolina 9 $ 2,161,000 $ 240,111 $ 69,000
Laurens, South Carolina 9 $ 1,257,000 $ 139,666 $ 49,000
Clark, Washington 9 $ 1,494,000 $ 166,000 $ 88,000
Washington, Arkansas 8 $ 1,076,000 $ 134,500 $ 60,000
Solano, California 8 $ 2,876,000 $ 359,500 $ 142,000
Arapahoe, Colorado 8 $ 1,580,000 $ 197,500 $ 92,000
Denver, Colorado 8 $ 2,097,000 $ 262,125 $ 92,000
Sussex, Delaware 8 $ 2,911,000 $ 363,875 $ 154,000
Cobb, Georgia 8 $ 1,790,000 $ 223,750 $ 59,000
Jefferson, Kentucky 8 $ 1,214,000 $ 151,750 $ 96,000
Montgomery, Maryland 8 $ 4,124,000 $ 515,500 $ 146,000
Norfolk, Massachusetts 8 $ 2,404,000 $ 300,500 $ 88,000
Oakland, Michigan 8 $ 1,853,000 $ 231,625 $ 133,000
Morris, New Jersey 8 $ 2,264,000 $ 283,000 $ 102,000
Erie, New York 8 $ 974,000 $ 121,750 $ 52,000
Monroe, New York 8 $ 741,000 $ 92,625 $ 54,000
Sullivan, New York 8 $ 1,654,000 $ 206,750 $ 73,000
Ulster, New York 8 $ 1,801,000 $ 225,125 $ 118,000
Forsyth, North Carolina 8 $ 1,250,000 $ 156,250 $ 67,000
Allegheny, Pennsylvania 8 $ 810,000 $ 101,250 $ 41,000
Chester, Pennsylvania 8 $ 1,451,000 $ 181,375 $ 83,000
Pike, Pennsylvania 8 $ 1,508,000 $ 188,500 $ 110,000
Weber, Utah 8 $ 1,672,000 $ 209,000 $ 80,000
Newport News, Virginia 8 $ 1,118,000 $ 139,750 $ 42,000
Anchorage, Alaska 7 $ 2,173,000 $ 310,428 $ 174,000
Merced, California 7 $ 1,437,000 $ 205,285 $ 97,000
El Paso, Colorado 7 $ 1,435,000 $ 205,000 $ 70,000
Middlesex, Connecticut 7 $ 1,286,000 $ 183,714 $ 84,000
Collier, Florida 7 $ 2,344,000 $ 334,857 $ 100,000
Clayton, Georgia 7 $ 1,150,000 $ 164,285 $ 57,000
Will, Illinois 7 $ 1,341,000 $ 191,571 $ 71,000
Cumberland, New Jersey 7 $ 993,000 $ 141,857 $ 50,000
Oneida, New York 7 $ 740,000 $ 105,714 $ 51,000
Cuyahoga, Ohio 7 $ 1,190,000 $ 170,000 $ 99,000
Multnomah, Oregon 7 $ 1,634,000 $ 233,428 $ 73,000
Bucks, Pennsylvania 7 $ 1,526,000 $ 218,000 $ 86,000
Delaware, Pennsylvania 7 $ 899,000 $ 128,428 $ 79,000
Lehigh, Pennsylvania 7 $ 1,119,000 $ 159,857 $ 61,000
Summit, Utah 7 $ 3,010,000 $ 430,000 $ 178,000
Chesterfield, Virginia 7 $ 1,392,000 $ 198,857 $ 54,000
Virginia Beach, Virginia 7 $ 1,429,000 $ 204,142 $ 68,000
Matanuska-Susitna, Alaska 6 $ 867,000 $ 144,500 $ 72,000
Mohave, Arizona 6 $ 1,353,000 $ 225,500 $ 72,000
Santa Cruz, Arizona 6 $ 875,000 $ 145,833 $ 56,000
Yavapai, Arizona 6 $ 1,003,000 $ 167,166 $ 78,000
Fremont, Colorado 6 $ 872,000 $ 145,333 $ 69,000
Clay, Florida 6 $ 968,000 $ 161,333 $ 150,000
Escambia, Florida 6 $ 3,083,000 $ 513,833 $ 546,000
Sarasota, Florida 6 $ 1,685,000 $ 280,833 $ 123,000
Douglas, Georgia 6 $ 1,105,000 $ 184,166 $ 63,000
Maui, Hawaii 6 $ 1,830,000 $ 305,000 $ 70,000
Marion, Indiana 6 $ 626,000 $ 104,333 $ 73,000
Cecil, Maryland 6 $ 1,439,000 $ 239,833 $ 68,000
Barnstable, Massachusetts 6 $ 1,344,000 $ 224,000 $ 109,000
Anoka, Minnesota 6 $ 1,043,000 $ 173,833 $ 74,000
Sussex, New Jersey 6 $ 1,528,000 $ 254,666 $ 56,000
Warren, New Jersey 6 $ 1,607,000 $ 267,833 $ 79,000
Broome, New York 6 $ 815,000 $ 135,833 $ 47,000
Durham, North Carolina 6 $ 975,000 $ 162,500 $ 87,000
York, Pennsylvania 6 $ 1,088,000 $ 181,333 $ 75,000
Shelby, Tennessee 6 $ 2,071,000 $ 345,166 $ 146,000
Davis, Utah 6 $ 639,000 $ 106,500 $ 97,000
Hampton, Virginia 6 $ 1,123,000 $ 187,166 $ 63,000
Henrico, Virginia 6 $ 1,190,000 $ 198,333 $ 61,000
Prince William, Virginia 6 $ 2,097,000 $ 349,500 $ 100,000
Benton, Washington 6 $ 687,000 $ 114,500 $ 38,000
Kern, California 5 $ 1,629,000 $ 325,800 $ 103,000
Santa Clara, California 5 $ 2,104,000 $ 420,800 $ 139,000
Adams, Colorado 5 $ 895,000 $ 179,000 $ 86,000
Litchfield, Connecticut 5 $ 620,000 $ 124,000 $ 103,000
Citrus, Florida 5 $ 942,000 $ 188,400 $ 82,000
Highlands, Florida 5 $ 826,000 $ 165,200 $ 364,000
Lake, Florida 5 $ 1,008,000 $ 201,600 $ 98,000
Manatee, Florida 5 $ 1,159,000 $ 231,800 $ 76,000
Chatham, Georgia 5 $ 676,000 $ 135,200 $ 83,000
Houston, Georgia 5 $ 711,000 $ 142,200 $ 48,000
Richmond, Georgia 5 $ 640,000 $ 128,000 $ 52,000
Ada, Idaho 5 $ 683,000 $ 136,600 $ 155,000
Plymouth, Massachusetts 5 $ 1,910,000 $ 382,000 $ 111,000
Ingham, Michigan 5 $ 655,000 $ 131,000 $ 68,000
Miller, Missouri 5 $ 582,000 $ 116,400 $ 547,000
Cheshire, New Hampshire 5 $ 973,000 $ 194,600 $ 63,000
Gloucester, New Jersey 5 $ 844,000 $ 168,800 $ 65,000
Hunterdon, New Jersey 5 $ 1,123,000 $ 224,600 $ 73,000
Columbia, New York 5 $ 793,000 $ 158,600 $ 80,000
Montgomery, New York 5 $ 410,000 $ 82,000 $ 56,000
Onondaga, New York 5 $ 636,000 $ 127,200 $ 90,000
Rensselaer, New York 5 $ 925,000 $ 185,000 $ 94,000
Buncombe, North Carolina 5 $ 891,000 $ 178,200 $ 92,000
Cumberland, North Carolina 5 $ 457,000 $ 91,400 $ 49,000
Iredell, North Carolina 5 $ 1,071,000 $ 214,200 $ 73,000
Pasquotank, North Carolina 5 $ 870,000 $ 174,000 $ 62,000
Rowan, North Carolina 5 $ 592,000 $ 118,400 $ 98,000
Kent, Rhode Island 5 $ 1,668,000 $ 333,600 $ 60,000
Providence, Rhode Island 5 $ 1,359,000 $ 271,800 $ 76,000
Charleston, South Carolina 5 $ 1,227,000 $ 245,400 $ 50,000
York, South Carolina 5 $ 995,000 $ 199,000 $ 77,000
Chesapeake, Virginia 5 $ 1,108,000 $ 221,600 $ 54,000
Norfolk, Virginia 5 $ 971,000 $ 194,200 $ 89,000
Roanoke City, Virginia 5 $ 545,000 $ 109,000 $ 56,000
Shenandoah, Virginia 5 $ 1,058,000 $ 211,600 $ 67,000
Butte, California 4 $ 1,227,000 $ 306,750 $ 81,000
Jefferson, Colorado 4 $ 726,000 $ 181,500 $ 53,000
New London, Connecticut 4 $ 784,000 $ 196,000 $ 60,000
Monroe, Florida 4 $ 1,793,000 $ 448,250 $ 260,000
Okaloosa, Florida 4 $ 626,000 $ 156,500 $ 111,000
Camden, Georgia 4 $ 608,000 $ 152,000 $ 43,000
Forsyth, Georgia 4 $ 889,000 $ 222,250 $ 62,000
Laurens, Georgia 4 $ 545,000 $ 136,250 $ 43,000
Newton, Georgia 4 $ 633,000 $ 158,250 $ 73,000
Rockdale, Georgia 4 $ 939,000 $ 234,750 $ 112,000
Whitfield, Georgia 4 $ 496,000 $ 124,000 $ 41,000
Hawaii, Hawaii 4 $ 829,000 $ 207,250 $ 104,000
Canyon, Idaho 4 $ 1,055,000 $ 263,750 $ 147,000
DuPage, Illinois 4 $ 991,000 $ 247,750 $ 71,000
Kane, Illinois 4 $ 1,199,000 $ 299,750 $ 95,000
Lake, Illinois 4 $ 590,000 $ 147,500 $ 77,000
McHenry, Illinois 4 $ 841,000 $ 210,250 $ 95,000
Oldham, Kentucky 4 $ 474,000 $ 118,500 $ 66,000
Frederick, Maryland 4 $ 1,261,000 $ 315,250 $ 88,000
Washington, Maryland 4 $ 766,000 $ 191,500 $ 122,000
Genesee, Michigan 4 $ 315,000 $ 78,750 $ 62,000
Hennepin, Minnesota 4 $ 1,137,000 $ 284,250 $ 314,000
Washoe, Nevada 4 $ 1,233,000 $ 308,250 $ 119,000
Merrimack, New Hampshire 4 $ 757,000 $ 189,250 $ 73,000
Salem, New Jersey 4 $ 871,000 $ 217,750 $ 82,000
Brunswick, North Carolina 4 $ 1,207,000 $ 301,750 $ 70,000
Onslow, North Carolina 4 $ 476,000 $ 119,000 $ 40,000
Pitt, North Carolina 4 $ 1,048,000 $ 262,000 $ 113,000
Watauga, North Carolina 4 $ 1,620,000 $ 405,000 $ 150,000
Hamilton, Ohio 4 $ 500,000 $ 125,000 $ 44,000
Warren, Ohio 4 $ 1,358,000 $ 339,500 $ 271,000
Deschutes, Oregon 4 $ 1,299,000 $ 324,750 $ 140,000
Lancaster, Pennsylvania 4 $ 1,036,000 $ 259,000 $ 207,000
Luzerne, Pennsylvania 4 $ 583,000 $ 145,750 $ 73,000
Northampton, Pennsylvania 4 $ 729,000 $ 182,250 $ 54,000
Wayne, Pennsylvania 4 $ 690,000 $ 172,500 $ 91,000
Westmoreland, Pennsylvania 4 $ 535,000 $ 133,750 $ 48,000
Beaufort, South Carolina 4 $ 2,242,000 $ 560,500 $ 255,000
Berkeley, South Carolina 4 $ 880,000 $ 220,000 $ 77,000
Colleton, South Carolina 4 $ 695,000 $ 173,750 $ 75,000
Dorchester, South Carolina 4 $ 649,000 $ 162,250 $ 41,000
Spartanburg, South Carolina 4 $ 898,000 $ 224,500 $ 79,000
Sevier, Tennessee 4 $ 840,000 $ 210,000 $ 118,000
Tooele, Utah 4 $ 674,000 $ 168,500 $ 77,000
Carbon, Wyoming 4 $ 604,000 $ 151,000 $ 315,000
Kenai Peninsula, Alaska 3 $ 281,000 $ 93,666 $ 63,000
Cochise, Arizona 3 $ 272,000 $ 90,666 $ 34,000
Jefferson, Arkansas 3 $ 483,000 $ 161,000 $ 65,000
Madera, California 3 $ 1,244,000 $ 414,666 $ 140,000
Napa, California 3 $ 385,000 $ 128,333 $ 83,000
San Joaquin, California 3 $ 888,000 $ 296,000 $ 134,000
Sonoma, California 3 $ 1,391,000 $ 463,666 $ 183,000
Stanislaus, California 3 $ 892,000 $ 297,333 $ 129,000
Douglas, Colorado 3 $ 863,000 $ 287,666 $ 97,000
Pueblo, Colorado 3 $ 453,000 $ 151,000 $ 127,000
Alachua, Florida 3 $ 431,000 $ 143,666 $ 36,000
Charlotte, Florida 3 $ 695,000 $ 231,666 $ 115,000
Dixie, Florida 3 $ 173,000 $ 57,666 $ 10,000
Indian River, Florida 3 $ 724,000 $ 241,333 $ 65,000
Bibb, Georgia 3 $ 382,000 $ 127,333 $ 134,000
Columbia, Georgia 3 $ 988,000 $ 329,333 $ 141,000
Glynn, Georgia 3 $ 322,000 $ 107,333 $ 46,000
Gordon, Georgia 3 $ 525,000 $ 175,000 $ 78,000
Liberty, Georgia 3 $ 377,000 $ 125,666 $ 63,000
Paulding, Georgia 3 $ 490,000 $ 163,333 $ 47,000
Putnam, Georgia 3 $ 546,000 $ 182,000 $ 47,000
Stephens, Georgia 3 $ 425,000 $ 141,666 $ 42,000
Wyandotte, Kansas 3 $ 317,000 $ 105,666 $ 25,000
Calvert, Maryland 3 $ 726,000 $ 242,000 $ 62,000
St. Mary's, Maryland 3 $ 683,000 $ 227,666 $ 64,000
Berkshire, Massachusetts 3 $ 672,000 $ 224,000 $ 70,000
Hampshire, Massachusetts 3 $ 634,000 $ 211,333 $ 107,000
Cass, Michigan 3 $ 637,000 $ 212,333 $ 49,000
Crow Wing, Minnesota 3 $ 481,000 $ 160,333 $ 34,000
Olmsted, Minnesota 3 $ 783,000 $ 261,000 $ 126,000
Ramsey, Minnesota 3 $ 413,000 $ 137,666 $ 72,000
St. Louis, Missouri 3 $ 614,000 $ 204,666 $ 63,000
Flathead, Montana 3 $ 915,000 $ 305,000 $ 61,000
Yellowstone, Montana 3 $ 596,000 $ 198,666 $ 52,000
Douglas, Nebraska 3 $ 385,000 $ 128,333 $ 27,000
Carson City, Nevada 3 $ 635,000 $ 211,666 $ 72,000
Elko, Nevada 3 $ 511,000 $ 170,333 $ 107,000
Grafton, New Hampshire 3 $ 693,000 $ 231,000 $ 56,000
Hillsborough, New Hampshire 3 $ 655,000 $ 218,333 $ 69,000
Strafford, New Hampshire 3 $ 768,000 $ 256,000 $ 126,000
Curry, New Mexico 3 $ 337,000 $ 112,333 $ 74,000
Santa Fe, New Mexico 3 $ 625,000 $ 208,333 $ 39,000
Valencia, New Mexico 3 $ 491,000 $ 163,666 $ 89,000
Niagara, New York 3 $ 206,000 $ 68,666 $ 51,000
Otsego, New York 3 $ 425,000 $ 141,666 $ 56,000
Steuben, New York 3 $ 419,000 $ 139,666 $ 95,000
Davidson, North Carolina 3 $ 770,000 $ 256,666 $ 74,000
Johnston, North Carolina 3 $ 456,000 $ 152,000 $ 170,000
Lenoir, North Carolina 3 $ 240,000 $ 80,000 $ 62,000
New Hanover, North Carolina 3 $ 503,000 $ 167,666 $ 61,000
Butler, Ohio 3 $ 424,000 $ 141,333 $ 83,000
Columbiana, Ohio 3 $ 385,000 $ 128,333 $ 62,000
Franklin, Ohio 3 $ 740,000 $ 246,666 $ 82,000
Union, Oregon 3 $ 432,000 $ 144,000 $ 76,000
Washington, Oregon 3 $ 712,000 $ 237,333 $ 64,000
Washington, Rhode Island 3 $ 704,000 $ 234,666 $ 51,000
Darlington, South Carolina 3 $ 155,000 $ 51,666 $ 19,000
Florence, South Carolina 3 $ 466,000 $ 155,333 $ 83,000
Lexington, South Carolina 3 $ 804,000 $ 268,000 $ 26,000
Franklin, Tennessee 3 $ 797,000 $ 265,666 $ 122,000
Alexandria, Virginia 3 $ 945,000 $ 315,000 $ 79,000
Goochland, Virginia 3 $ 891,000 $ 297,000 $ 85,000
Portsmouth, Virginia 3 $ 641,000 $ 213,666 $ 74,000
Spokane, Washington 3 $ 222,000 $ 74,000 $ 32,000
Thurston, Washington 3 $ 539,000 $ 179,666 $ 83,000
Winnebago, Wisconsin 3 $ 432,000 $ 144,000 $ 72,000
Natrona, Wyoming 3 $ 377,000 $ 125,666 $ 57,000
Fairbanks North Star, Alaska 2 $ 433,000 $ 216,500 $ 72,000
Yuma, Arizona 2 $ 370,000 $ 185,000 $ 55,000
Boone, Arkansas 2 $ 231,000 $ 115,500 $ 52,000
Crittenden, Arkansas 2 $ 205,000 $ 102,500 $ 80,000
White, Arkansas 2 $ 210,000 $ 105,000 $ 43,000
Calaveras, California 2 $ 544,000 $ 272,000 $ 85,000
Kings, California 2 $ 575,000 $ 287,500 $ 90,000
Placer, California 2 $ 701,000 $ 350,500 $ 102,000
Larimer, Colorado 2 $ 268,000 $ 134,000 $ 15,000
Tolland, Connecticut 2 $ 644,000 $ 322,000 $ 85,000
Windham, Connecticut 2 $ 450,000 $ 225,000 $ 81,000
Bay, Florida 2 $ 400,000 $ 200,000 $ 62,000
Columbia, Florida 2 $ 332,000 $ 166,000 $ 112,000
Flagler, Florida 2 $ 405,000 $ 202,500 $ 72,000
Jackson, Florida 2 $ 433,000 $ 216,500 $ 70,000
Leon, Florida 2 $ 575,000 $ 287,500 $ 52,000
Martin, Florida 2 $ 460,000 $ 230,000 $ 151,000
Nassau, Florida 2 $ 401,000 $ 200,500 $ 73,000
Putnam, Florida 2 $ 1,023,000 $ 511,500 $ 197,000
Santa Rosa, Florida 2 $ 531,000 $ 265,500 $ 64,000
Sumter, Florida 2 $ 334,000 $ 167,000 $ 97,000
Cherokee, Georgia 2 $ 431,000 $ 215,500 $ 67,000
Dougherty, Georgia 2 $ 306,000 $ 153,000 $ 77,000
Fayette, Georgia 2 $ 500,000 $ 250,000 $ 110,000
Gilmer, Georgia 2 $ 497,000 $ 248,500 $ 110,000
Jones, Georgia 2 $ 230,000 $ 115,000 $ 41,000
Lowndes, Georgia 2 $ 310,000 $ 155,000 $ 78,000
Muscogee, Georgia 2 $ 206,000 $ 103,000 $ 50,000
Tattnall, Georgia 2 $ 215,000 $ 107,500 $ 52,000
Thomas, Georgia 2 $ 121,000 $ 60,500 $ 9,000
Troup, Georgia 2 $ 190,000 $ 95,000 $ 49,000
Valley, Idaho 2 $ 653,000 $ 326,500 $ 804,000
Hancock, Illinois 2 $ 188,000 $ 94,000 $ 83,000
Winnebago, Illinois 2 $ 317,000 $ 158,500 $ 92,000
Lake, Indiana 2 $ 336,000 $ 168,000 $ 47,000
Vigo, Indiana 2 $ 150,000 $ 75,000 $ 46,000
Polk, Iowa 2 $ 441,000 $ 220,500 $ 83,000
Sedgwick, Kansas 2 $ 247,000 $ 123,500 $ 64,000
Boone, Kentucky 2 $ 357,000 $ 178,500 $ 595,000
Boyle, Kentucky 2 $ 253,000 $ 126,500 $ 44,000
Henderson, Kentucky 2 $ 212,000 $ 106,000 $ 23,000
McCracken, Kentucky 2 $ 115,000 $ 57,500 $ 45,000
Androscoggin, Maine 2 $ 288,000 $ 144,000 $ 47,000
Aroostook, Maine 2 $ 205,000 $ 102,500 $ 57,000
Kennebec, Maine 2 $ 443,000 $ 221,500 $ 65,000
Piscataquis, Maine 2 $ 305,000 $ 152,500 $ 42,000
Sagadahoc, Maine 2 $ 425,000 $ 212,500 $ 56,000
Somerset, Maine 2 $ 168,000 $ 84,000 $ 69,000
Carroll, Maryland 2 $ 327,000 $ 163,500 $ 109,000
Harford, Maryland 2 $ 335,000 $ 167,500 $ 53,000
Talbot, Maryland 2 $ 427,000 $ 213,500 $ 87,000
Franklin, Massachusetts 2 $ 195,000 $ 97,500 $ 96,000
Berrien, Michigan 2 $ 151,000 $ 75,500 $ 35,000
Gogebic, Michigan 2 $ 328,000 $ 164,000 $ 107,000
Iron, Michigan 2 $ 121,000 $ 60,500 $ 19,000
Jackson, Michigan 2 $ 359,000 $ 179,500 $ 57,000
Van Buren, Michigan 2 $ 265,000 $ 132,500 $ 33,000
Roseau, Minnesota 2 $ 218,000 $ 109,000 $ 46,000
Scott, Minnesota 2 $ 389,000 $ 194,500 $ 64,000
Sherburne, Minnesota 2 $ 441,000 $ 220,500 $ 69,000
St. Louis, Minnesota 2 $ 187,000 $ 93,500 $ 55,000
Waseca, Minnesota 2 $ 287,000 $ 143,500 $ 41,000
Franklin, Missouri 2 $ 220,000 $ 110,000 $ 90,000
Jackson, Missouri 2 $ 331,000 $ 165,500 $ 64,000
St. Louis City, Missouri 2 $ 334,000 $ 167,000 $ 34,000
Webster, Missouri 2 $ 558,000 $ 279,000 $ 0
Lewis and Clark, Montana 2 $ 561,000 $ 280,500 $ 88,000
Douglas, Nevada 2 $ 1,126,000 $ 563,000 $ 144,000
Lincoln, New Mexico 2 $ 307,000 $ 153,500 $ 90,000
Chautauqua, New York 2 $ 197,000 $ 98,500 $ 64,000
Delaware, New York 2 $ 682,000 $ 341,000 $ 102,000
Essex, New York 2 $ 283,000 $ 141,500 $ 84,000
Fulton, New York 2 $ 259,000 $ 129,500 $ 77,000
Greene, New York 2 $ 339,000 $ 169,500 $ 96,000
Jefferson, New York 2 $ 340,000 $ 170,000 $ 78,000
Schenectady, New York 2 $ 284,000 $ 142,000 $ 40,000
Schoharie, New York 2 $ 311,000 $ 155,500 $ 51,000
Warren, New York 2 $ 275,000 $ 137,500 $ 54,000
Washington, New York 2 $ 449,000 $ 224,500 $ 73,000
Burke, North Carolina 2 $ 194,000 $ 97,000 $ 27,000
Camden, North Carolina 2 $ 276,000 $ 138,000 $ 54,000
Carteret, North Carolina 2 $ 368,000 $ 184,000 $ 44,000
Catawba, North Carolina 2 $ 299,000 $ 149,500 $ 32,000
Cleveland, North Carolina 2 $ 319,000 $ 159,500 $ 62,000
Currituck, North Carolina 2 $ 605,000 $ 302,500 $ 79,000
Davie, North Carolina 2 $ 323,000 $ 161,500 $ 48,000
Haywood, North Carolina 2 $ 165,000 $ 82,500 $ 58,000
Henderson, North Carolina 2 $ 116,000 $ 58,000 $ 32,000
Macon, North Carolina 2 $ 823,000 $ 411,500 $ 144,000
Moore, North Carolina 2 $ 1,288,000 $ 644,000 $ 178,000
Vance, North Carolina 2 $ 260,000 $ 130,000 $ 41,000
Wayne, North Carolina 2 $ 432,000 $ 216,000 $ 65,000
Wilson, North Carolina 2 $ 210,000 $ 105,000 $ 58,000
Ashtabula, Ohio 2 $ 246,000 $ 123,000 $ 70,000
Auglaize, Ohio 2 $ 268,000 $ 134,000 $ 42,000
Clermont, Ohio 2 $ 143,000 $ 71,500 $ 30,000
Fulton, Ohio 2 $ 160,000 $ 80,000 $ 24,000
Guernsey, Ohio 2 $ 235,000 $ 117,500 $ 29,000
Hancock, Ohio 2 $ 795,000 $ 397,500 $ 350,000
Huron, Ohio 2 $ 242,000 $ 121,000 $ 40,000
Lake, Ohio 2 $ 335,000 $ 167,500 $ 82,000
Montgomery, Ohio 2 $ 245,000 $ 122,500 $ 52,000
Summit, Ohio 2 $ 425,000 $ 212,500 $ 95,000
Tuscarawas, Ohio 2 $ 251,000 $ 125,500 $ 51,000
Oklahoma, Oklahoma 2 $ 298,000 $ 149,000 $ 67,000
Curry, Oregon 2 $ 300,000 $ 150,000 $ 150,000
Douglas, Oregon 2 $ 276,000 $ 138,000 $ 16,000
Jackson, Oregon 2 $ 428,000 $ 214,000 $ 68,000
Klamath, Oregon 2 $ 216,000 $ 108,000 $ 47,000
Lane, Oregon 2 $ 595,000 $ 297,500 $ 23,000
Butler, Pennsylvania 2 $ 300,000 $ 150,000 $ 51,000
Dauphin, Pennsylvania 2 $ 361,000 $ 180,500 $ 42,000
Fayette, Pennsylvania 2 $ 256,000 $ 128,000 $ 46,000
Huntingdon, Pennsylvania 2 $ 449,000 $ 224,500 $ 89,000
Lebanon, Pennsylvania 2 $ 279,000 $ 139,500 $ 61,000
Mercer, Pennsylvania 2 $ 251,000 $ 125,500 $ 56,000
Washington, Pennsylvania 2 $ 141,000 $ 70,500 $ 92,000
Bristol, Rhode Island 2 $ 277,000 $ 138,500 $ 70,000
Newport, Rhode Island 2 $ 742,000 $ 371,000 $ 123,000
Anderson, South Carolina 2 $ 255,000 $ 127,500 $ 98,000
Georgetown, South Carolina 2 $ 833,000 $ 416,500 $ 134,000
Newberry, South Carolina 2 $ 248,000 $ 124,000 $ 27,000
Bradley, Tennessee 2 $ 451,000 $ 225,500 $ 156,000
Claiborne, Tennessee 2 $ 197,000 $ 98,500 $ 35,000
Clay, Tennessee 2 $ 158,000 $ 79,000 $ 56,000
Humphreys, Tennessee 2 $ 120,000 $ 60,000 $ 41,000
Knox, Tennessee 2 $ 409,000 $ 204,500 $ 68,000
Marshall, Tennessee 2 $ 222,000 $ 111,000 $ 40,000
Rutherford, Tennessee 2 $ 354,000 $ 177,000 $ 54,000
Williamson, Tennessee 2 $ 383,000 $ 191,500 $ 69,000
Box Elder, Utah 2 $ 94,000 $ 47,000 $ 189,000
Iron, Utah 2 $ 802,000 $ 401,000 $ 120,000
Wasatch, Utah 2 $ 343,000 $ 171,500 $ 53,000
Amelia, Virginia 2 $ 244,000 $ 122,000 $ 31,000
Bedford, Virginia 2 $ 573,000 $ 286,500 $ 165,000
Brunswick, Virginia 2 $ 120,000 $ 60,000 $ 35,000
Frederick, Virginia 2 $ 528,000 $ 264,000 $ 77,000
Isle of Wight, Virginia 2 $ 462,000 $ 231,000 $ 44,000
Northumberland, Virginia 2 $ 252,000 $ 126,000 $ 57,000
Spotsylvania, Virginia 2 $ 565,000 $ 282,500 $ 87,000
Warren, Virginia 2 $ 458,000 $ 229,000 $ 77,000
Cowlitz, Washington 2 $ 132,000 $ 66,000 $ 38,000
Kitsap, Washington 2 $ 526,000 $ 263,000 $ 71,000
Lewis, Washington 2 $ 350,000 $ 175,000 $ 107,000
Yakima, Washington 2 $ 321,000 $ 160,500 $ 53,000
Dodge, Wisconsin 2 $ 600,000 $ 300,000 $ 112,000
La Crosse, Wisconsin 2 $ 278,000 $ 139,000 $ 69,000
Lincoln, Wisconsin 2 $ 79,000 $ 39,500 $ 19,000
Racine, Wisconsin 2 $ 586,000 $ 293,000 $ 81,000
Vilas, Wisconsin 2 $ 245,000 $ 122,500 $ 452,000
Uinta, Wyoming 2 $ 407,000 $ 203,500 $ 66,000
Ketchikan Gateway, Alaska 1 $ 264,000 $ 264,000 $ 66,000
Gila, Arizona 1 $ 200,000 $ 200,000 $ 43,000
Ashley, Arkansas 1 $ 186,000 $ 186,000 $ 129,000
Baxter, Arkansas 1 $ 126,000 $ 126,000 $ 29,000
Crawford, Arkansas 1 $ 135,000 $ 135,000 $ 71,000
Garland, Arkansas 1 $ 97,000 $ 97,000 $ 47,000
Hot Spring, Arkansas 1 $ 132,000 $ 132,000 $ 59,000
Marion, Arkansas 1 $ 108,000 $ 108,000 $ 107,000
Mississippi, Arkansas 1 $ 50,000 $ 50,000 $ 50,000
Phillips, Arkansas 1 $ 140,000 $ 140,000 $ 79,000
Polk, Arkansas 1 $ 128,000 $ 128,000 $ 32,000
Saline, Arkansas 1 $ 141,000 $ 141,000 $ 44,000
Yell, Arkansas 1 $ 228,000 $ 228,000 $ 52,000
El Dorado, California 1 $ 339,000 $ 339,000 $ 78,000
Imperial, California 1 $ 145,000 $ 145,000 $ 52,000
Marin, California 1 $ 400,000 $ 400,000 $ 98,000
Mendocino, California 1 $ 323,000 $ 323,000 $ 0
Monterey, California 1 $ 368,000 $ 368,000 $ 82,000
Nevada, California 1 $ 281,000 $ 281,000 $ 108,000
Santa Barbara, California 1 $ 485,000 $ 485,000 $ 187,000
Trinity, California 1 $ 239,000 $ 239,000 $ 96,000
Yolo, California 1 $ 345,000 $ 345,000 $ 114,000
Yuba, California 1 $ 360,000 $ 360,000 $ 0
Costilla, Colorado 1 $ 91,000 $ 91,000 $ 30,000
Delta, Colorado 1 $ 341,000 $ 341,000 $ 88,000
Dolores, Colorado 1 $ 86,000 $ 86,000 $ 42,000
Elbert, Colorado 1 $ 50,000 $ 50,000 $ 66,000
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Mortgage Loan Application Detail Totals for Premium Capital Funding LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,572 $883,021,000 $247,000 $2,500,000 $98,000 $2,400,000
Home Purchase 1,478 $351,360,000 $237,000 $1,650,000 $116,000 $915,000
Home Improvement 335 $74,286,000 $221,000 $945,000 $75,000 $540,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 2,641 $622,551,000 $235,000 $2,040,000 $106,000 $2,400,000
White 1,376 $335,356,000 $243,000 $2,500,000 $100,000 $1,110,000
Black or African American 717 $177,526,000 $247,000 $1,050,000 $91,000 $915,000
Hispanic 539 $138,873,000 $257,000 $920,000 $92,000 $1,620,000
Asian 80 $24,236,000 $302,000 $1,083,000 $116,000 $626,000
Native Hawaiian or Other Pacific Islander 24 $8,232,000 $343,000 $1,170,000 $115,000 $416,000
American Indian or Alaskan Native 6 $1,704,000 $284,000 $445,000 $89,000 $138,000
Not applicable 2 $189,000 $94,000 $140,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,433 $1,115,312,000 $251,000 $2,500,000 $109,000 $2,400,000
FHA-insured (Federal Housing Administration) 952 $193,355,000 $203,000 $708,000 $64,000 $285,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,238 $523,542,000 $233,000 $1,720,000 $88,000 $1,110,000
Application Denied By Financial Institution 1,159 $296,492,000 $255,000 $2,500,000 $118,000 $2,400,000
Application Approved But Not Accepted 1,101 $261,080,000 $237,000 $1,400,000 $98,000 $1,620,000
Application Withdrawn By Applicant 684 $179,710,000 $262,000 $1,750,000 $125,000 $1,992,000
File Closed For Incompleteness 203 $47,843,000 $235,000 $900,000 $95,000 $559,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 437 $116,687,000 $267,000 $2,400,000 $134,000 $2,400,000
Collateral 177 $54,482,000 $307,000 $2,500,000 $137,000 $1,020,000
Credit History 156 $35,096,000 $224,000 $1,200,000 $86,000 $600,000
Unverifiable Information 59 $15,828,000 $268,000 $949,000 $116,000 $348,000
Debt-To-Income Ratio 52 $14,477,000 $278,000 $1,243,000 $98,000 $622,000
Employment History 14 $3,483,000 $248,000 $441,000 $106,000 $276,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,888,000 $240,000 $576,000 $84,000 $137,000
Mortgage Insurance Denied 2 $400,000 $200,000 $314,000 $119,000 $130,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Premium Capital Funding LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Premium Capital Funding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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