Premium Capital Funding LLC Mortgage Lending & HMDA Data, 2007
In 2007, Premium Capital Funding LLC of Jericho, NY reported 5,385 mortgage applications totaling $1.3 billion, down 1% from 2006. The average application was for $243,020, and applicants reported an average income of $101,509. 42% of its applications resulted in an originated loan and 22% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (586), Nassau-Suffolk, NY (463) and Phoenix-Mesa-Scottsdale, AZ (295) (applications in parentheses).
| Mortgage Company & Address | Premium Capital Funding LLC 125 Jericho Tpke Jericho, NY 11753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,385 |
| Total Mortgage Loan Application Amount | $1,308,667,000 |
| Average Mortgage Loan Application Amount | $243,020 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $101,509 |
| Highest Applicant Income | $2,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premium Capital Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 586 | $ 218,850,000 | $ 373,464 | $ 128,491 |
| Nassau-Suffolk, NY | 463 | $ 143,316,000 | $ 309,537 | $ 116,000 |
| Phoenix-Mesa-Scottsdale, AZ | 295 | $ 54,595,000 | $ 185,067 | $ 76,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 170 | $ 38,594,000 | $ 227,023 | $ 101,000 |
| Las Vegas-Paradise, NV | 142 | $ 30,687,000 | $ 216,105 | $ 108,000 |
| Atlanta-Sandy Springs-Marietta, GA | 141 | $ 26,421,000 | $ 187,382 | $ 94,000 |
| Newark-Union, NJ-PA | 118 | $ 33,168,000 | $ 281,084 | $ 91,355 |
| Miami-Miami Beach-Kendall, FL | 96 | $ 23,566,000 | $ 245,479 | $ 109,000 |
| Tampa-St. Petersburg-Clearwater, FL | 85 | $ 16,565,000 | $ 194,882 | $ 128,000 |
| Orlando-Kissimmee, FL | 78 | $ 15,630,000 | $ 200,384 | $ 95,000 |
| Riverside-San Bernardino-Ontario, CA | 76 | $ 20,181,000 | $ 265,539 | $ 112,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 76 | $ 22,136,000 | $ 291,263 | $ 87,447 |
| Edison, NJ | 74 | $ 22,603,000 | $ 305,445 | $ 128,000 |
| Chicago-Naperville-Joliet, IL | 73 | $ 15,975,000 | $ 218,835 | $ 94,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 71 | $ 18,766,000 | $ 264,309 | $ 132,000 |
| Philadelphia, PA | 69 | $ 11,296,000 | $ 163,710 | $ 73,000 |
| Salt Lake City, UT | 61 | $ 16,746,000 | $ 274,524 | $ 125,000 |
| Charlotte-Gastonia-Concord, NC-SC | 60 | $ 11,019,000 | $ 183,650 | $ 124,666 |
| Los Angeles-Long Beach-Glendale, CA | 58 | $ 20,830,000 | $ 359,137 | $ 167,000 |
| Baltimore-Towson, MD | 56 | $ 14,882,000 | $ 265,750 | $ 113,000 |
| Seattle-Bellevue-Everett, WA | 55 | $ 14,731,000 | $ 267,836 | $ 100,000 |
| Camden, NJ | 41 | $ 8,519,000 | $ 207,780 | $ 81,000 |
| Little Rock-North Little Rock-Conway, AR | 41 | $ 4,394,000 | $ 107,170 | $ 57,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 40 | $ 7,874,000 | $ 196,850 | $ 61,900 |
| San Diego-Carlsbad-San Marcos, CA | 38 | $ 12,395,000 | $ 326,184 | $ 110,000 |
| Santa Ana-Anaheim-Irvine, CA | 38 | $ 15,485,000 | $ 407,500 | $ 220,000 |
| Cape Coral-Fort Myers, FL | 37 | $ 9,227,000 | $ 249,378 | $ 122,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 37 | $ 9,128,000 | $ 246,702 | $ 98,000 |
| Oakland-Fremont-Hayward, CA | 36 | $ 13,230,000 | $ 367,500 | $ 130,000 |
| Providence-New Bedford-Fall River, RI-MA | 35 | $ 8,945,000 | $ 255,571 | $ 73,028 |
| Jacksonville, FL | 34 | $ 5,631,000 | $ 165,617 | $ 89,000 |
| Albany-Schenectady-Troy, NY | 32 | $ 5,625,000 | $ 175,781 | $ 68,000 |
| Boston-Quincy, MA | 32 | $ 10,290,000 | $ 321,562 | $ 103,000 |
| Bridgeport-Stamford-Norwalk, CT | 32 | $ 9,144,000 | $ 285,750 | $ 76,000 |
| San Francisco-San Mateo-Redwood City, CA | 32 | $ 12,595,000 | $ 393,593 | $ 177,000 |
| Tacoma, WA | 32 | $ 5,868,000 | $ 183,375 | $ 79,000 |
| Raleigh-Cary, NC | 31 | $ 5,954,000 | $ 192,064 | $ 87,000 |
| Denver-Aurora, CO | 29 | $ 6,211,000 | $ 214,172 | $ 85,000 |
| Honolulu, HI | 27 | $ 9,793,000 | $ 362,703 | $ 122,000 |
| Lakeland, FL | 27 | $ 3,854,000 | $ 142,740 | $ 85,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 27 | $ 6,557,000 | $ 242,851 | $ 89,000 |
| Hartford-West Hartford-East Hartford, CT | 26 | $ 5,335,000 | $ 205,192 | $ 79,000 |
| Springfield, MA | 26 | $ 4,378,000 | $ 168,384 | $ 81,000 |
| New Haven-Milford, CT | 25 | $ 6,372,000 | $ 254,880 | $ 93,000 |
| Wilmington, DE-MD-NJ | 25 | $ 6,001,000 | $ 240,040 | $ 81,640 |
| Cambridge-Newton-Framingham, MA | 21 | $ 6,035,000 | $ 287,380 | $ 113,000 |
| Cincinnati-Middletown, OH-KY-IN | 21 | $ 3,578,000 | $ 170,380 | $ 144,809 |
| Kennewick-Richland-Pasco, WA | 21 | $ 2,308,000 | $ 109,904 | $ 34,000 |
| Richmond, VA | 21 | $ 4,259,000 | $ 202,809 | $ 62,000 |
| Portland-Vancouver-Beaverton, OR-WA | 20 | $ 3,975,000 | $ 198,750 | $ 77,000 |
| Provo-Orem, UT | 20 | $ 4,670,000 | $ 233,500 | $ 146,000 |
| Atlantic City, NJ | 19 | $ 3,878,000 | $ 204,105 | $ 60,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 19 | $ 3,912,000 | $ 205,894 | $ 81,000 |
| Greenville-Mauldin-Easley, SC | 19 | $ 2,628,000 | $ 138,315 | $ 57,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 19 | $ 4,121,000 | $ 216,894 | $ 131,000 |
| Rockingham County-Strafford County, NH | 19 | $ 4,347,000 | $ 228,789 | $ 107,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 18 | $ 3,627,000 | $ 201,500 | $ 65,666 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 3,641,000 | $ 202,277 | $ 76,000 |
| Pittsburgh, PA | 18 | $ 2,042,000 | $ 113,444 | $ 50,000 |
| St. George, UT | 18 | $ 4,456,000 | $ 247,555 | $ 167,000 |
| Columbia, SC | 17 | $ 2,949,000 | $ 173,470 | $ 88,000 |
| Detroit-Livonia-Dearborn, MI | 17 | $ 1,946,000 | $ 114,470 | $ 91,000 |
| Peabody, MA | 16 | $ 4,369,000 | $ 273,062 | $ 109,000 |
| Louisville-Jefferson County, KY-IN | 15 | $ 2,306,000 | $ 153,733 | $ 86,466 |
| Worcester, MA | 15 | $ 4,153,000 | $ 276,866 | $ 81,000 |
| Ogden-Clearfield, UT | 14 | $ 2,311,000 | $ 165,071 | $ 88,000 |
| Anchorage, AK | 13 | $ 3,040,000 | $ 233,846 | $ 127,000 |
| Charleston-North Charleston, SC | 13 | $ 2,756,000 | $ 212,000 | $ 56,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 2,549,000 | $ 196,076 | $ 69,000 |
| Trenton-Ewing, NJ | 13 | $ 3,336,000 | $ 256,615 | $ 94,000 |
| Tucson, AZ | 13 | $ 2,167,000 | $ 166,692 | $ 73,000 |
| Albuquerque, NM | 12 | $ 1,662,000 | $ 138,500 | $ 55,000 |
| Bethesda-Gaithersburg-Frederick, MD | 12 | $ 5,385,000 | $ 448,750 | $ 127,000 |
| Cleveland-Elyria-Mentor, OH | 12 | $ 2,152,000 | $ 179,333 | $ 91,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 12 | $ 2,160,000 | $ 180,000 | $ 66,000 |
| Fresno, CA | 12 | $ 1,690,000 | $ 140,833 | $ 129,000 |
| Reading, PA | 12 | $ 2,490,000 | $ 207,500 | $ 64,000 |
| Buffalo-Niagara Falls, NY | 11 | $ 1,180,000 | $ 107,272 | $ 52,000 |
| Dover, DE | 11 | $ 1,959,000 | $ 178,090 | $ 63,000 |
| Greensboro-High Point, NC | 11 | $ 1,491,000 | $ 135,545 | $ 51,000 |
| Ocean City, NJ | 11 | $ 4,652,000 | $ 422,909 | $ 260,000 |
| Port St. Lucie, FL | 11 | $ 2,379,000 | $ 216,272 | $ 84,000 |
| Sarasota-Bradenton-Venice, FL | 11 | $ 2,844,000 | $ 258,545 | $ 101,000 |
| Asheville, NC | 10 | $ 1,251,000 | $ 125,100 | $ 100,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 1,970,000 | $ 197,000 | $ 80,600 |
| Warren-Troy-Farmington Hills, MI | 10 | $ 2,119,000 | $ 211,900 | $ 111,000 |
| Winston-Salem, NC | 10 | $ 1,573,000 | $ 157,300 | $ 63,000 |
| Boise City-Nampa, ID | 9 | $ 1,738,000 | $ 193,111 | $ 151,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 9 | $ 2,161,000 | $ 240,111 | $ 69,000 |
| Ocala, FL | 9 | $ 1,613,000 | $ 179,222 | $ 117,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 2,635,000 | $ 292,777 | $ 174,000 |
| Rochester, NY | 9 | $ 840,000 | $ 93,333 | $ 51,000 |
| St. Louis, MO-IL | 9 | $ 1,407,000 | $ 156,333 | $ 60,111 |
| Durham, NC | 8 | $ 1,317,000 | $ 164,625 | $ 81,000 |
| Kingston, NY | 8 | $ 1,801,000 | $ 225,125 | $ 118,000 |
| Memphis, TN-MS-AR | 8 | $ 2,276,000 | $ 284,500 | $ 129,500 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 3,614,000 | $ 451,750 | $ 425,000 |
| Vallejo-Fairfield, CA | 8 | $ 2,876,000 | $ 359,500 | $ 142,000 |
| Colorado Springs, CO | 7 | $ 1,435,000 | $ 205,000 | $ 70,000 |
| Indianapolis-Carmel, IN | 7 | $ 730,000 | $ 104,285 | $ 71,000 |
| Merced, CA | 7 | $ 1,437,000 | $ 205,285 | $ 97,000 |
| Naples-Marco Island, FL | 7 | $ 2,344,000 | $ 334,857 | $ 100,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 7 | $ 1,265,000 | $ 180,714 | $ 69,000 |
| Roanoke, VA | 7 | $ 842,000 | $ 120,285 | $ 51,000 |
| Syracuse, NY | 7 | $ 839,000 | $ 119,857 | $ 83,000 |
| Utica-Rome, NY | 7 | $ 740,000 | $ 105,714 | $ 51,000 |
| Vineland-Millville-Bridgeton, NJ | 7 | $ 993,000 | $ 141,857 | $ 50,000 |
| Wilmington, NC | 7 | $ 1,710,000 | $ 244,285 | $ 66,000 |
| Barnstable Town, MA | 6 | $ 1,344,000 | $ 224,000 | $ 109,000 |
| Binghamton, NY | 6 | $ 815,000 | $ 135,833 | $ 47,000 |
| Fayetteville, NC | 6 | $ 565,000 | $ 94,166 | $ 53,000 |
| Florence, SC | 6 | $ 621,000 | $ 103,500 | $ 51,000 |
| Kansas City, MO-KS | 6 | $ 1,078,000 | $ 179,666 | $ 64,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 1,353,000 | $ 225,500 | $ 72,000 |
| Lansing-East Lansing, MI | 6 | $ 849,000 | $ 141,500 | $ 66,000 |
| Prescott, AZ | 6 | $ 1,003,000 | $ 167,166 | $ 78,000 |
| York-Hanover, PA | 6 | $ 1,088,000 | $ 181,333 | $ 75,000 |
| Bakersfield, CA | 5 | $ 1,629,000 | $ 325,800 | $ 103,000 |
| Columbus, OH | 5 | $ 1,164,000 | $ 232,800 | $ 75,000 |
| Macon, GA | 5 | $ 612,000 | $ 122,400 | $ 97,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 2,104,000 | $ 420,800 | $ 139,000 |
| Savannah, GA | 5 | $ 676,000 | $ 135,200 | $ 83,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 835,000 | $ 167,000 | $ 100,000 |
| Tallahassee, FL | 5 | $ 1,125,000 | $ 225,000 | $ 76,000 |
| Warner Robins, GA | 5 | $ 711,000 | $ 142,200 | $ 48,000 |
| Bend, OR | 4 | $ 1,299,000 | $ 324,750 | $ 140,000 |
| Brunswick, GA | 4 | $ 482,000 | $ 120,500 | $ 54,000 |
| Chico, CA | 4 | $ 1,227,000 | $ 306,750 | $ 81,000 |
| Dalton, GA | 4 | $ 496,000 | $ 124,000 | $ 41,000 |
| Flint, MI | 4 | $ 315,000 | $ 78,750 | $ 62,000 |
| Fort Walton Beach-Crestview-Destin, FL | 4 | $ 626,000 | $ 156,500 | $ 111,000 |
| Glens Falls, NY | 4 | $ 724,000 | $ 181,000 | $ 63,000 |
| Greenville, NC | 4 | $ 1,048,000 | $ 262,000 | $ 113,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 766,000 | $ 191,500 | $ 122,000 |
| Harrisburg-Carlisle, PA | 4 | $ 644,000 | $ 161,000 | $ 63,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 493,000 | $ 123,250 | $ 29,000 |
| Jacksonville, NC | 4 | $ 476,000 | $ 119,000 | $ 40,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 590,000 | $ 147,500 | $ 77,000 |
| Lancaster, PA | 4 | $ 1,036,000 | $ 259,000 | $ 207,000 |
| Norwich-New London, CT | 4 | $ 784,000 | $ 196,000 | $ 60,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 485,000 | $ 121,250 | $ 32,000 |
| Portland-South Portland-Biddeford, ME | 4 | $ 823,000 | $ 205,750 | $ 54,000 |
| Reno-Sparks, NV | 4 | $ 1,233,000 | $ 308,250 | $ 119,000 |
| Spartanburg, SC | 4 | $ 898,000 | $ 224,500 | $ 79,000 |
| Billings, MT | 3 | $ 596,000 | $ 198,666 | $ 52,000 |
| Carson City, NV | 3 | $ 635,000 | $ 211,666 | $ 72,000 |
| Casper, WY | 3 | $ 377,000 | $ 125,666 | $ 57,000 |
| Cleveland, TN | 3 | $ 656,000 | $ 218,666 | $ 139,000 |
| Columbus, GA-AL | 3 | $ 716,000 | $ 238,666 | $ 106,000 |
| Dayton, OH | 3 | $ 295,000 | $ 98,333 | $ 43,000 |
| Evansville, IN-KY | 3 | $ 336,000 | $ 112,000 | $ 28,333 |
| Gainesville, FL | 3 | $ 431,000 | $ 143,666 | $ 36,000 |
| Gary, IN | 3 | $ 444,000 | $ 148,000 | $ 56,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 377,000 | $ 125,666 | $ 63,000 |
| Knoxville, TN | 3 | $ 541,000 | $ 180,333 | $ 68,000 |
| Lynchburg, VA | 3 | $ 639,000 | $ 213,000 | $ 117,000 |
| Madera, CA | 3 | $ 1,244,000 | $ 414,666 | $ 140,000 |
| Manchester-Nashua, NH | 3 | $ 655,000 | $ 218,333 | $ 69,000 |
| Modesto, CA | 3 | $ 892,000 | $ 297,333 | $ 129,000 |
| Napa, CA | 3 | $ 385,000 | $ 128,333 | $ 83,000 |
| Oklahoma City, OK | 3 | $ 479,000 | $ 159,666 | $ 70,000 |
| Olympia, WA | 3 | $ 539,000 | $ 179,666 | $ 83,000 |
| Oshkosh-Neenah, WI | 3 | $ 432,000 | $ 144,000 | $ 72,000 |
| Pine Bluff, AR | 3 | $ 483,000 | $ 161,000 | $ 65,000 |
| Pittsfield, MA | 3 | $ 672,000 | $ 224,000 | $ 70,000 |
| Pueblo, CO | 3 | $ 453,000 | $ 151,000 | $ 127,000 |
| Punta Gorda, FL | 3 | $ 695,000 | $ 231,666 | $ 115,000 |
| Rochester, MN | 3 | $ 783,000 | $ 261,000 | $ 126,000 |
| Rockford, IL | 3 | $ 503,000 | $ 167,666 | $ 81,000 |
| Santa Fe, NM | 3 | $ 625,000 | $ 208,333 | $ 39,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 1,391,000 | $ 463,666 | $ 183,000 |
| Sebastian-Vero Beach, FL | 3 | $ 724,000 | $ 241,333 | $ 65,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 637,000 | $ 212,333 | $ 49,000 |
| Spokane, WA | 3 | $ 222,000 | $ 74,000 | $ 32,000 |
| Stockton, CA | 3 | $ 888,000 | $ 296,000 | $ 134,000 |
| Toledo, OH | 3 | $ 306,000 | $ 102,000 | $ 48,000 |
| Valdosta, GA | 3 | $ 467,000 | $ 155,666 | $ 66,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 403,000 | $ 134,333 | $ 57,666 |
| Akron, OH | 2 | $ 425,000 | $ 212,500 | $ 95,000 |
| Albany, GA | 2 | $ 306,000 | $ 153,000 | $ 77,000 |
| Anderson, SC | 2 | $ 255,000 | $ 127,500 | $ 98,000 |
| Bremerton-Silverdale, WA | 2 | $ 526,000 | $ 263,000 | $ 71,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 210,000 | $ 105,000 | $ 59,000 |
| Des Moines-West Des Moines, IA | 2 | $ 441,000 | $ 220,500 | $ 83,000 |
| Duluth, MN-WI | 2 | $ 187,000 | $ 93,500 | $ 55,000 |
| Eugene-Springfield, OR | 2 | $ 595,000 | $ 297,500 | $ 23,000 |
| Fairbanks, AK | 2 | $ 433,000 | $ 216,500 | $ 72,000 |
| Fort Collins-Loveland, CO | 2 | $ 268,000 | $ 134,000 | $ 15,000 |
| Goldsboro, NC | 2 | $ 432,000 | $ 216,000 | $ 65,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 223,000 | $ 111,500 | $ 42,000 |
| Hanford-Corcoran, CA | 2 | $ 575,000 | $ 287,500 | $ 90,000 |
| Jackson, MI | 2 | $ 359,000 | $ 179,500 | $ 57,000 |
| Johnson City, TN | 2 | $ 187,000 | $ 93,500 | $ 122,000 |
| Kalamazoo-Portage, MI | 2 | $ 265,000 | $ 132,500 | $ 33,000 |
| La Crosse, WI-MN | 2 | $ 278,000 | $ 139,000 | $ 69,000 |
| Lebanon, PA | 2 | $ 279,000 | $ 139,500 | $ 61,000 |
| Lewiston-Auburn, ME | 2 | $ 288,000 | $ 144,000 | $ 47,000 |
| Longview, WA | 2 | $ 132,000 | $ 66,000 | $ 38,000 |
| Medford, OR | 2 | $ 428,000 | $ 214,000 | $ 68,000 |
| Niles-Benton Harbor, MI | 2 | $ 151,000 | $ 75,500 | $ 35,000 |
| Palm Coast, FL | 2 | $ 405,000 | $ 202,500 | $ 72,000 |
| Panama City-Lynn Haven, FL | 2 | $ 400,000 | $ 200,000 | $ 62,000 |
| Peoria, IL | 2 | $ 232,000 | $ 116,000 | $ 46,000 |
| Racine, WI | 2 | $ 586,000 | $ 293,000 | $ 81,000 |
| Springfield, MO | 2 | $ 558,000 | $ 279,000 | $ 0 |
| Terre Haute, IN | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Wichita, KS | 2 | $ 247,000 | $ 123,500 | $ 64,000 |
| Winchester, VA-WV | 2 | $ 528,000 | $ 264,000 | $ 77,000 |
| Yakima, WA | 2 | $ 321,000 | $ 160,500 | $ 53,000 |
| Yuma, AZ | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Ames, IA | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Ann Arbor, MI | 1 | $ 196,000 | $ 196,000 | $ 54,000 |
| Appleton, WI | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Battle Creek, MI | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| Bay City, MI | 1 | $ 181,000 | $ 181,000 | $ 42,000 |
| Bellingham, WA | 1 | $ 90,000 | $ 90,000 | $ 112,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 101,000 | $ 101,000 | $ 28,000 |
| Bloomington, IN | 1 | $ 102,000 | $ 102,000 | $ 66,000 |
| Bloomington-Normal, IL | 1 | $ 177,000 | $ 177,000 | $ 116,000 |
| Bowling Green, KY | 1 | $ 144,000 | $ 144,000 | $ 81,000 |
| Burlington, NC | 1 | $ 109,000 | $ 109,000 | $ 41,000 |
| Canton-Massillon, OH | 1 | $ 196,000 | $ 196,000 | $ 53,000 |
| Champaign-Urbana, IL | 1 | $ 204,000 | $ 204,000 | $ 62,000 |
| Charlottesville, VA | 1 | $ 233,000 | $ 233,000 | $ 55,000 |
| Chattanooga, TN-GA | 1 | $ 203,000 | $ 203,000 | $ 73,000 |
| Coeur D'Alene, ID | 1 | $ 136,000 | $ 136,000 | $ 31,000 |
| Columbus, IN | 1 | $ 203,000 | $ 203,000 | $ 126,000 |
| Corvallis, OR | 1 | $ 288,000 | $ 288,000 | $ 81,000 |
| Eau Claire, WI | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| El Centro, CA | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Elkhart-Goshen, IN | 1 | $ 159,000 | $ 159,000 | $ 88,000 |
| Erie, PA | 1 | $ 169,000 | $ 169,000 | $ 256,000 |
| Fond Du Lac, WI | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Fort Smith, AR-OK | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Fort Wayne, IN | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Gainesville, GA | 1 | $ 151,000 | $ 151,000 | $ 38,000 |
| Greeley, CO | 1 | $ 151,000 | $ 151,000 | $ 56,000 |
| Green Bay, WI | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Holland-Grand Haven, MI | 1 | $ 86,000 | $ 86,000 | $ 24,000 |
| Hot Springs, AR | 1 | $ 97,000 | $ 97,000 | $ 47,000 |
| Idaho Falls, ID | 1 | $ 203,000 | $ 203,000 | $ 48,000 |
| Lafayette, IN | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Lewiston, ID-WA | 1 | $ 413,000 | $ 413,000 | $ 472,000 |
| Lexington-Fayette, KY | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Logan, UT-ID | 1 | $ 182,000 | $ 182,000 | $ 74,000 |
| Michigan City-La Porte, IN | 1 | $ 149,000 | $ 149,000 | $ 32,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 171,000 | $ 171,000 | $ 66,000 |
| Muncie, IN | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Muskegon-Norton Shores, MI | 1 | $ 229,000 | $ 229,000 | $ 72,000 |
| Pocatello, ID | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Rocky Mount, NC | 1 | $ 164,000 | $ 164,000 | $ 57,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Salem, OR | 1 | $ 198,000 | $ 198,000 | $ 70,000 |
| Salinas, CA | 1 | $ 368,000 | $ 368,000 | $ 82,000 |
| Salisbury, MD | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 485,000 | $ 485,000 | $ 187,000 |
| Springfield, OH | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
| Sumter, SC | 1 | $ 103,000 | $ 103,000 | $ 72,000 |
| Topeka, KS | 1 | $ 118,000 | $ 118,000 | $ 57,000 |
| Tulsa, OK | 1 | $ 152,000 | $ 152,000 | $ 66,000 |
| Wheeling, WV-OH | 1 | $ 190,000 | $ 190,000 | $ 50,000 |
| Yuba City, CA | 1 | $ 360,000 | $ 360,000 | $ 0 |
Mortgage Loan Application Detail Totals for Premium Capital Funding LLC in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,572 | $883,021,000 | $247,000 | $2,500,000 | $98,000 | $2,400,000 |
| Home Purchase | 1,478 | $351,360,000 | $237,000 | $1,650,000 | $116,000 | $915,000 |
| Home Improvement | 335 | $74,286,000 | $221,000 | $945,000 | $75,000 | $540,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,641 | $622,551,000 | $235,000 | $2,040,000 | $106,000 | $2,400,000 |
| White | 1,376 | $335,356,000 | $243,000 | $2,500,000 | $100,000 | $1,110,000 |
| Black or African American | 717 | $177,526,000 | $247,000 | $1,050,000 | $91,000 | $915,000 |
| Hispanic | 539 | $138,873,000 | $257,000 | $920,000 | $92,000 | $1,620,000 |
| Asian | 80 | $24,236,000 | $302,000 | $1,083,000 | $116,000 | $626,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $8,232,000 | $343,000 | $1,170,000 | $115,000 | $416,000 |
| American Indian or Alaskan Native | 6 | $1,704,000 | $284,000 | $445,000 | $89,000 | $138,000 |
| Not applicable | 2 | $189,000 | $94,000 | $140,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,433 | $1,115,312,000 | $251,000 | $2,500,000 | $109,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 952 | $193,355,000 | $203,000 | $708,000 | $64,000 | $285,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,238 | $523,542,000 | $233,000 | $1,720,000 | $88,000 | $1,110,000 |
| Application Denied By Financial Institution | 1,159 | $296,492,000 | $255,000 | $2,500,000 | $118,000 | $2,400,000 |
| Application Approved But Not Accepted | 1,101 | $261,080,000 | $237,000 | $1,400,000 | $98,000 | $1,620,000 |
| Application Withdrawn By Applicant | 684 | $179,710,000 | $262,000 | $1,750,000 | $125,000 | $1,992,000 |
| File Closed For Incompleteness | 203 | $47,843,000 | $235,000 | $900,000 | $95,000 | $559,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 437 | $116,687,000 | $267,000 | $2,400,000 | $134,000 | $2,400,000 |
| Collateral | 177 | $54,482,000 | $307,000 | $2,500,000 | $137,000 | $1,020,000 |
| Credit History | 156 | $35,096,000 | $224,000 | $1,200,000 | $86,000 | $600,000 |
| Unverifiable Information | 59 | $15,828,000 | $268,000 | $949,000 | $116,000 | $348,000 |
| Debt-To-Income Ratio | 52 | $14,477,000 | $278,000 | $1,243,000 | $98,000 | $622,000 |
| Employment History | 14 | $3,483,000 | $248,000 | $441,000 | $106,000 | $276,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,888,000 | $240,000 | $576,000 | $84,000 | $137,000 |
| Mortgage Insurance Denied | 2 | $400,000 | $200,000 | $314,000 | $119,000 | $130,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premium Capital Funding LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premium Capital Funding LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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