Proficio Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Proficio Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Proficio Bank
6985 Union Park Center, Suite 150
Cottonwood Heights, UT 84047
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 2,341
Total Mortgage Loan Application Amount $479,717,000
Average Mortgage Loan Application Amount $153,666
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $61,333
Highest Applicant Income $1,146,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Proficio Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Proficio Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Proficio Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Proficio Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Proficio Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Proficio Bank's mortgage activity for 2009.

Mortgage Loan Application Totals for Proficio Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny County Pennsylvania 90 $ 13,493,000 $ 149,000 $ 88,000
Westmoreland County Pennsylvania 51 $ 7,093,000 $ 139,000 $ 61,000
Alamance County North Carolina 50 $ 6,525,000 $ 130,000 $ 52,000
Salt Lake County Utah 49 $ 10,702,000 $ 218,000 $ 62,000
Hennepin County Minnesota 45 $ 10,850,000 $ 241,000 $ 88,000
Baltimore County Maryland 41 $ 9,493,000 $ 231,000 $ 66,000
DeKalb County Georgia 38 $ 6,516,000 $ 171,000 $ 67,000
Richland County South Carolina 35 $ 4,354,000 $ 124,000 $ 45,000
Prince George's County Maryland 30 $ 8,989,000 $ 299,000 $ 66,000
Harris County Texas 29 $ 6,666,000 $ 229,000 $ 140,000
Wake County North Carolina 26 $ 8,586,000 $ 330,000 $ 192,000
Fulton County Georgia 23 $ 4,663,000 $ 202,000 $ 92,000
Gwinnett County Georgia 23 $ 3,569,000 $ 155,000 $ 61,000
Sullivan County New Hampshire 20 $ 2,372,000 $ 118,000 $ 60,000
Guilford County North Carolina 20 $ 3,169,000 $ 158,000 $ 52,000
Collin County Texas 20 $ 3,932,000 $ 196,000 $ 115,000
Stanislaus County California 19 $ 2,172,000 $ 114,000 $ 37,000
Washington County Pennsylvania 19 $ 3,656,000 $ 192,000 $ 115,000
Maricopa County Arizona 18 $ 4,659,000 $ 258,000 $ 137,000
Palm Beach County Florida 18 $ 4,090,000 $ 227,000 $ 120,000
Forsyth County North Carolina 17 $ 2,157,000 $ 126,000 $ 57,000
Cook County Illinois 15 $ 3,950,000 $ 263,000 $ 120,000
Anne Arundel County Maryland 15 $ 3,788,000 $ 252,000 $ 66,000
Nassau County New York 15 $ 4,943,000 $ 329,000 $ 109,000
Tarrant County Texas 15 $ 4,256,000 $ 283,000 $ 150,000
Fairfax County Virginia 15 $ 4,674,000 $ 311,000 $ 146,000
Orange County Florida 14 $ 2,917,000 $ 208,000 $ 78,000
Baltimore City County Maryland 14 $ 3,043,000 $ 217,000 $ 75,000
Carroll County Maryland 14 $ 3,673,000 $ 262,000 $ 84,000
Orange County North Carolina 14 $ 3,459,000 $ 247,000 $ 101,000
Multnomah County Oregon 14 $ 2,281,000 $ 162,000 $ 94,000
Cobb County Georgia 13 $ 2,013,000 $ 154,000 $ 78,000
Mecklenburg County North Carolina 13 $ 2,092,000 $ 160,000 $ 84,000
Dallas County Texas 13 $ 3,383,000 $ 260,000 $ 145,000
Davis County Utah 13 $ 3,079,000 $ 236,000 $ 75,000
Broward County Florida 12 $ 2,351,000 $ 195,000 $ 84,000
Charleston County South Carolina 12 $ 2,427,000 $ 202,000 $ 127,000
Benton County Arkansas 11 $ 1,679,000 $ 152,000 $ 90,000
District of Columbia County District Of Columbia 11 $ 3,040,000 $ 276,000 $ 116,000
Hillsborough County Florida 11 $ 1,561,000 $ 141,000 $ 165,000
Henry County Georgia 11 $ 1,678,000 $ 152,000 $ 43,000
Durham County North Carolina 11 $ 2,147,000 $ 195,000 $ 65,000
York County Pennsylvania 11 $ 1,853,000 $ 168,000 $ 52,000
Lexington County South Carolina 11 $ 1,359,000 $ 123,000 $ 47,000
Bexar County Texas 11 $ 2,534,000 $ 230,000 $ 115,000
Denton County Texas 11 $ 2,522,000 $ 229,000 $ 113,000
Prince William County Virginia 11 $ 2,720,000 $ 247,000 $ 82,000
Duval County Florida 10 $ 1,666,000 $ 166,000 $ 72,000
Seminole County Florida 10 $ 1,869,000 $ 186,000 $ 112,000
Forsyth County Georgia 10 $ 2,670,000 $ 267,000 $ 107,000
Howard County Maryland 10 $ 3,505,000 $ 350,000 $ 101,000
Montgomery County Maryland 10 $ 3,019,000 $ 301,000 $ 116,000
Washoe County Nevada 10 $ 2,116,000 $ 211,000 $ 52,000
Fort Bend County Texas 10 $ 2,324,000 $ 232,000 $ 118,000
Clayton County Georgia 9 $ 943,000 $ 104,000 $ 44,000
Iredell County North Carolina 9 $ 1,672,000 $ 185,000 $ 66,000
Franklin County Ohio 9 $ 1,576,000 $ 175,000 $ 70,000
Butler County Pennsylvania 9 $ 1,800,000 $ 200,000 $ 97,000
Lancaster County Pennsylvania 9 $ 1,766,000 $ 196,000 $ 38,000
Richmond City County Virginia 9 $ 1,873,000 $ 208,000 $ 78,000
Virginia Beach County Virginia 9 $ 1,968,000 $ 218,000 $ 66,000
Contra Costa County California 8 $ 2,062,000 $ 257,000 $ 87,000
Adams County Colorado 8 $ 1,439,000 $ 179,000 $ 64,000
Jefferson County Colorado 8 $ 2,190,000 $ 273,000 $ 97,000
Davidson County North Carolina 8 $ 1,056,000 $ 132,000 $ 63,000
Suffolk County Virginia 8 $ 1,415,000 $ 176,000 $ 48,000
El Paso County Colorado 7 $ 1,161,000 $ 165,000 $ 47,000
Bartow County Georgia 7 $ 914,000 $ 130,000 $ 43,000
DuPage County Illinois 7 $ 1,913,000 $ 273,000 $ 145,000
Hamilton County Indiana 7 $ 1,816,000 $ 259,000 $ 162,000
Cecil County Maryland 7 $ 1,738,000 $ 248,000 $ 78,000
Frederick County Maryland 7 $ 2,009,000 $ 287,000 $ 96,000
Harford County Maryland 7 $ 1,868,000 $ 266,000 $ 90,000
Beaver County Pennsylvania 7 $ 595,000 $ 85,000 $ 59,000
Horry County South Carolina 7 $ 1,104,000 $ 157,000 $ 94,000
Montgomery County Texas 7 $ 1,839,000 $ 262,000 $ 119,000
Weber County Utah 7 $ 991,000 $ 141,000 $ 55,000
Loudoun County Virginia 7 $ 1,737,000 $ 248,000 $ 77,000
Mobile County Alabama 6 $ 978,000 $ 163,000 $ 43,000
Clay County Florida 6 $ 797,000 $ 132,000 $ 42,000
Pinellas County Florida 6 $ 1,178,000 $ 196,000 $ 89,000
Glynn County Georgia 6 $ 803,000 $ 133,000 $ 50,000
Will County Illinois 6 $ 2,239,000 $ 373,000 $ 149,000
Charles County Maryland 6 $ 1,436,000 $ 239,000 $ 68,000
Dakota County Minnesota 6 $ 1,477,000 $ 246,000 $ 87,000
Ramsey County Minnesota 6 $ 1,590,000 $ 265,000 $ 127,000
Clay County Missouri 6 $ 1,255,000 $ 209,000 $ 52,000
Oklahoma County Oklahoma 6 $ 1,214,000 $ 202,000 $ 86,000
Bucks County Pennsylvania 6 $ 1,922,000 $ 320,000 $ 85,000
Chester County Pennsylvania 6 $ 1,961,000 $ 326,000 $ 82,000
Philadelphia County Pennsylvania 6 $ 1,189,000 $ 198,000 $ 47,000
York County South Carolina 6 $ 1,303,000 $ 217,000 $ 104,000
Shelby County Tennessee 6 $ 1,497,000 $ 249,000 $ 104,000
Utah County Utah 6 $ 1,273,000 $ 212,000 $ 51,000
San Diego County California 5 $ 1,923,000 $ 384,000 $ 137,000
Santa Clara County California 5 $ 2,274,000 $ 454,000 $ 179,000
Arapahoe County Colorado 5 $ 1,159,000 $ 231,000 $ 94,000
Denver County Colorado 5 $ 1,072,000 $ 214,000 $ 100,000
Hartford County Connecticut 5 $ 1,244,000 $ 248,000 $ 143,000
Osceola County Florida 5 $ 773,000 $ 154,000 $ 53,000
Sarasota County Florida 5 $ 1,261,000 $ 252,000 $ 152,000
St. Johns County Florida 5 $ 1,304,000 $ 260,000 $ 156,000
Paulding County Georgia 5 $ 908,000 $ 181,000 $ 58,000
Walton County Georgia 5 $ 790,000 $ 158,000 $ 65,000
Lake County Illinois 5 $ 1,320,000 $ 264,000 $ 130,000
Marion County Indiana 5 $ 884,000 $ 176,000 $ 100,000
Worcester County Maryland 5 $ 780,000 $ 156,000 $ 132,000
Carver County Minnesota 5 $ 1,233,000 $ 246,000 $ 101,000
Clark County Nevada 5 $ 1,130,000 $ 226,000 $ 90,000
Mercer County New Jersey 5 $ 1,408,000 $ 281,000 $ 118,000
Queens County New York 5 $ 1,374,000 $ 274,000 $ 85,000
Suffolk County New York 5 $ 1,282,000 $ 256,000 $ 110,000
Cuyahoga County Ohio 5 $ 873,000 $ 174,000 $ 86,000
Geauga County Ohio 5 $ 792,000 $ 158,000 $ 53,000
Tulsa County Oklahoma 5 $ 1,062,000 $ 212,000 $ 107,000
Washington County Oregon 5 $ 930,000 $ 186,000 $ 63,000
Cumberland County Pennsylvania 5 $ 1,369,000 $ 273,000 $ 102,000
Fayette County Pennsylvania 5 $ 490,000 $ 98,000 $ 55,000
Indiana County Pennsylvania 5 $ 885,000 $ 177,000 $ 81,000
Lawrence County Pennsylvania 5 $ 526,000 $ 105,000 $ 43,000
Montgomery County Pennsylvania 5 $ 1,349,000 $ 269,000 $ 62,000
Aiken County South Carolina 5 $ 1,032,000 $ 206,000 $ 112,000
Hamilton County Tennessee 5 $ 954,000 $ 190,000 $ 69,000
Williamson County Tennessee 5 $ 1,459,000 $ 291,000 $ 96,000
Travis County Texas 5 $ 1,231,000 $ 246,000 $ 90,000
Tooele County Utah 5 $ 796,000 $ 159,000 $ 62,000
Henrico County Virginia 5 $ 791,000 $ 158,000 $ 41,000
Merced County California 4 $ 432,000 $ 108,000 $ 44,000
Orange County California 4 $ 1,375,000 $ 343,000 $ 125,000
Shasta County California 4 $ 874,000 $ 218,000 $ 72,000
Lee County Florida 4 $ 465,000 $ 116,000 $ 85,000
St. Lucie County Florida 4 $ 500,000 $ 125,000 $ 62,000
Douglas County Georgia 4 $ 560,000 $ 140,000 $ 56,000
Porter County Indiana 4 $ 835,000 $ 208,000 $ 55,000
Lafayette County Louisiana 4 $ 546,000 $ 136,000 $ 62,000
Middlesex County Massachusetts 4 $ 1,673,000 $ 418,000 $ 183,000
Worcester County Massachusetts 4 $ 1,124,000 $ 281,000 $ 140,000
Wayne County Michigan 4 $ 626,000 $ 156,000 $ 52,000
Anoka County Minnesota 4 $ 865,000 $ 216,000 $ 92,000
Sherburne County Minnesota 4 $ 799,000 $ 199,000 $ 66,000
Washington County Minnesota 4 $ 1,014,000 $ 253,000 $ 90,000
Grafton County New Hampshire 4 $ 643,000 $ 160,000 $ 58,000
Burlington County New Jersey 4 $ 817,000 $ 204,000 $ 43,000
Middlesex County New Jersey 4 $ 1,255,000 $ 313,000 $ 77,000
Morris County New Jersey 4 $ 1,219,000 $ 304,000 $ 208,000
Ocean County New Jersey 4 $ 796,000 $ 199,000 $ 97,000
Somerset County New Jersey 4 $ 1,737,000 $ 434,000 $ 123,000
Kings County New York 4 $ 1,801,000 $ 450,000 $ 70,000
Johnston County North Carolina 4 $ 1,360,000 $ 340,000 $ 134,000
Randolph County North Carolina 4 $ 470,000 $ 117,000 $ 51,000
Rockingham County North Carolina 4 $ 481,000 $ 120,000 $ 30,000
Hamilton County Ohio 4 $ 890,000 $ 222,000 $ 60,000
Dauphin County Pennsylvania 4 $ 727,000 $ 181,000 $ 72,000
Anderson County South Carolina 4 $ 457,000 $ 114,000 $ 51,000
Davidson County Tennessee 4 $ 483,000 $ 120,000 $ 28,000
Knox County Tennessee 4 $ 716,000 $ 179,000 $ 92,000
Spotsylvania County Virginia 4 $ 1,114,000 $ 278,000 $ 47,000
Shelby County Alabama 3 $ 888,000 $ 296,000 $ 107,000
Union County Arkansas 3 $ 658,000 $ 219,000 $ 124,000
Washington County Arkansas 3 $ 688,000 $ 229,000 $ 193,000
Los Angeles County California 3 $ 1,050,000 $ 350,000 $ 95,000
Boulder County Colorado 3 $ 700,000 $ 233,000 $ 71,000
Douglas County Colorado 3 $ 868,000 $ 289,000 $ 110,000
Larimer County Colorado 3 $ 575,000 $ 191,000 $ 56,000
Fairfield County Connecticut 3 $ 885,000 $ 295,000 $ 211,000
New Castle County Delaware 3 $ 511,000 $ 170,000 $ 13,000
Sussex County Delaware 3 $ 971,000 $ 323,000 $ 96,000
Miami-Dade County Florida 3 $ 767,000 $ 255,000 $ 110,000
Barrow County Georgia 3 $ 460,000 $ 153,000 $ 45,000
Chatham County Georgia 3 $ 516,000 $ 172,000 $ 56,000
Coweta County Georgia 3 $ 459,000 $ 153,000 $ 74,000
Kane County Illinois 3 $ 1,076,000 $ 358,000 $ 168,000
Washington County Maryland 3 $ 605,000 $ 201,000 $ 34,000
Wright County Minnesota 3 $ 490,000 $ 163,000 $ 101,000
Hillsborough County New Hampshire 3 $ 658,000 $ 219,000 $ 113,000
Bergen County New Jersey 3 $ 1,530,000 $ 510,000 $ 184,000
Salem County New Jersey 3 $ 488,000 $ 162,000 $ 87,000
Dona Ana County New Mexico 3 $ 376,000 $ 125,000 $ 51,000
Cattaraugus County New York 3 $ 278,000 $ 92,000 $ 61,000
Richmond County New York 3 $ 882,000 $ 294,000 $ 72,000
Westchester County New York 3 $ 1,055,000 $ 351,000 $ 78,000
Ashe County North Carolina 3 $ 596,000 $ 198,000 $ 51,000
Cumberland County North Carolina 3 $ 388,000 $ 129,000 $ 67,000
Granville County North Carolina 3 $ 597,000 $ 199,000 $ 81,000
Lincoln County North Carolina 3 $ 910,000 $ 303,000 $ 126,000
Nash County North Carolina 3 $ 623,000 $ 207,000 $ 97,000
Surry County North Carolina 3 $ 382,000 $ 127,000 $ 64,000
Butler County Ohio 3 $ 800,000 $ 266,000 $ 100,000
Lake County Ohio 3 $ 619,000 $ 206,000 $ 89,000
Montgomery County Ohio 3 $ 483,000 $ 161,000 $ 59,000
Warren County Ohio 3 $ 682,000 $ 227,000 $ 103,000
Wagoner County Oklahoma 3 $ 555,000 $ 185,000 $ 132,000
Linn County Oregon 3 $ 472,000 $ 157,000 $ 54,000
Armstrong County Pennsylvania 3 $ 543,000 $ 181,000 $ 105,000
Berks County Pennsylvania 3 $ 459,000 $ 153,000 $ 45,000
Delaware County Pennsylvania 3 $ 688,000 $ 229,000 $ 135,000
Erie County Pennsylvania 3 $ 590,000 $ 196,000 $ 84,000
Lehigh County Pennsylvania 3 $ 757,000 $ 252,000 $ 69,000
Dorchester County South Carolina 3 $ 472,000 $ 157,000 $ 56,000
Fairfield County South Carolina 3 $ 319,000 $ 106,000 $ 41,000
Florence County South Carolina 3 $ 554,000 $ 184,000 $ 43,000
Greenville County South Carolina 3 $ 374,000 $ 124,000 $ 66,000
Oconee County South Carolina 3 $ 328,000 $ 109,000 $ 34,000
Sumner County Tennessee 3 $ 768,000 $ 256,000 $ 93,000
Galveston County Texas 3 $ 522,000 $ 174,000 $ 120,000
Midland County Texas 3 $ 451,000 $ 150,000 $ 91,000
Duchesne County Utah 3 $ 612,000 $ 204,000 $ 35,000
Summit County Utah 3 $ 881,000 $ 293,000 $ 80,000
Chesapeake County Virginia 3 $ 620,000 $ 206,000 $ 39,000
Hampton County Virginia 3 $ 501,000 $ 167,000 $ 63,000
Uinta County Wyoming 3 $ 639,000 $ 213,000 $ 74,000
Jefferson County Alabama 2 $ 373,000 $ 186,000 $ 85,000
Madison County Alabama 2 $ 520,000 $ 260,000 $ 50,000
Navajo County Arizona 2 $ 315,000 $ 157,000 $ 60,000
Alameda County California 2 $ 744,000 $ 372,000 $ 121,000
Marin County California 2 $ 1,251,000 $ 625,000 $ 788,000
Riverside County California 2 $ 444,000 $ 222,000 $ 106,000
Solano County California 2 $ 674,000 $ 337,000 $ 104,000
New Haven County Connecticut 2 $ 463,000 $ 231,000 $ 72,000
Brevard County Florida 2 $ 408,000 $ 204,000 $ 62,000
Escambia County Florida 2 $ 169,000 $ 84,000 $ 49,000
Leon County Florida 2 $ 359,000 $ 179,000 $ 130,000
Nassau County Florida 2 $ 265,000 $ 132,000 $ 57,000
Pasco County Florida 2 $ 300,000 $ 150,000 $ 29,000
Polk County Florida 2 $ 217,000 $ 108,000 $ 41,000
Putnam County Florida 2 $ 159,000 $ 79,000 $ 38,000
Santa Rosa County Florida 2 $ 232,000 $ 116,000 $ 31,000
Volusia County Florida 2 $ 186,000 $ 93,000 $ 38,000
Carroll County Georgia 2 $ 249,000 $ 124,000 $ 20,000
Newton County Georgia 2 $ 314,000 $ 157,000 $ 58,000
Rockdale County Georgia 2 $ 228,000 $ 114,000 $ 48,000
Twin Falls County Idaho 2 $ 436,000 $ 218,000 $ 61,000
Kendall County Illinois 2 $ 575,000 $ 287,000 $ 147,000
Peoria County Illinois 2 $ 293,000 $ 146,000 $ 95,000
Hendricks County Indiana 2 $ 355,000 $ 177,000 $ 83,000
Kosciusko County Indiana 2 $ 604,000 $ 302,000 $ 247,000
Lake County Indiana 2 $ 577,000 $ 288,000 $ 137,000
St. Joseph County Indiana 2 $ 598,000 $ 299,000 $ 107,000
Montgomery County Kansas 2 $ 376,000 $ 188,000 $ 137,000
Fayette County Kentucky 2 $ 470,000 $ 235,000 $ 125,000
Jefferson County Kentucky 2 $ 527,000 $ 263,000 $ 148,000
Essex County Massachusetts 2 $ 453,000 $ 226,000 $ 39,000
Kalamazoo County Michigan 2 $ 329,000 $ 164,000 $ 22,000
Chisago County Minnesota 2 $ 497,000 $ 248,000 $ 83,000
Goodhue County Minnesota 2 $ 496,000 $ 248,000 $ 94,000
Olmsted County Minnesota 2 $ 381,000 $ 190,000 $ 109,000
Scott County Minnesota 2 $ 485,000 $ 242,000 $ 117,000
Madison County Mississippi 2 $ 665,000 $ 332,000 $ 177,000
Jackson County Missouri 2 $ 409,000 $ 204,000 $ 78,000
Douglas County Nebraska 2 $ 394,000 $ 197,000 $ 94,000
Camden County New Jersey 2 $ 371,000 $ 185,000 $ 80,000
Essex County New Jersey 2 $ 402,000 $ 201,000 $ 77,000
Gloucester County New Jersey 2 $ 477,000 $ 238,000 $ 73,000
Hudson County New Jersey 2 $ 707,000 $ 353,000 $ 80,000
Hunterdon County New Jersey 2 $ 617,000 $ 308,000 $ 102,000
Monmouth County New Jersey 2 $ 1,080,000 $ 540,000 $ 157,000
Rockland County New York 2 $ 548,000 $ 274,000 $ 99,000
Steuben County New York 2 $ 315,000 $ 157,000 $ 66,000
Brunswick County North Carolina 2 $ 191,000 $ 95,000 $ 109,000
Buncombe County North Carolina 2 $ 411,000 $ 205,000 $ 176,000
Cabarrus County North Carolina 2 $ 265,000 $ 132,000 $ 66,000
Caldwell County North Carolina 2 $ 299,000 $ 149,000 $ 99,000
Chatham County North Carolina 2 $ 407,000 $ 203,000 $ 68,000
Franklin County North Carolina 2 $ 280,000 $ 140,000 $ 79,000
Moore County North Carolina 2 $ 359,000 $ 179,000 $ 50,000
Pitt County North Carolina 2 $ 133,000 $ 66,000 $ 34,000
Rowan County North Carolina 2 $ 168,000 $ 84,000 $ 36,000
Union County North Carolina 2 $ 456,000 $ 228,000 $ 85,000
Mahoning County Ohio 2 $ 396,000 $ 198,000 $ 57,000
Medina County Ohio 2 $ 401,000 $ 200,000 $ 93,000
Portage County Ohio 2 $ 418,000 $ 209,000 $ 95,000
Summit County Ohio 2 $ 357,000 $ 178,000 $ 650,000
Muskogee County Oklahoma 2 $ 479,000 $ 239,000 $ 103,000
Clackamas County Oregon 2 $ 537,000 $ 268,000 $ 69,000
Lane County Oregon 2 $ 420,000 $ 210,000 $ 155,000
Adams County Pennsylvania 2 $ 293,000 $ 146,000 $ 88,000
Blair County Pennsylvania 2 $ 138,000 $ 69,000 $ 24,000
Cambria County Pennsylvania 2 $ 165,000 $ 82,000 $ 42,000
Centre County Pennsylvania 2 $ 472,000 $ 236,000 $ 24,000
Franklin County Pennsylvania 2 $ 414,000 $ 207,000 $ 69,000
Greene County Pennsylvania 2 $ 91,000 $ 45,000 $ 29,000
Monroe County Pennsylvania 2 $ 406,000 $ 203,000 $ 102,000
Northumberland County Pennsylvania 2 $ 127,000 $ 63,000 $ 29,000
Berkeley County South Carolina 2 $ 536,000 $ 268,000 $ 101,000
Clarendon County South Carolina 2 $ 422,000 $ 211,000 $ 56,000
Pickens County South Carolina 2 $ 166,000 $ 83,000 $ 28,000
Sumter County South Carolina 2 $ 109,000 $ 54,000 $ 34,000
Coffee County Tennessee 2 $ 477,000 $ 238,000 $ 107,000
Robertson County Tennessee 2 $ 261,000 $ 130,000 $ 45,000
Brazoria County Texas 2 $ 438,000 $ 219,000 $ 123,000
Hays County Texas 2 $ 416,000 $ 208,000 $ 88,000
Hidalgo County Texas 2 $ 338,000 $ 169,000 $ 123,000
Williamson County Texas 2 $ 487,000 $ 243,000 $ 113,000
Windsor County Vermont 2 $ 327,000 $ 163,000 $ 61,000
Accomack County Virginia 2 $ 189,000 $ 94,000 $ 36,000
Chesterfield County Virginia 2 $ 283,000 $ 141,000 $ 44,000
Manassas Park County Virginia 2 $ 442,000 $ 221,000 $ 51,000
Norfolk County Virginia 2 $ 278,000 $ 139,000 $ 32,000
Stafford County Virginia 2 $ 437,000 $ 218,000 $ 532,000
Winchester County Virginia 2 $ 531,000 $ 265,000 $ 151,000
Monongalia County West Virginia 2 $ 568,000 $ 284,000 $ 155,000
St. Croix County Wisconsin 2 $ 288,000 $ 144,000 $ 84,000
Vilas County Wisconsin 2 $ 419,000 $ 209,000 $ 103,000
Lincoln County Wyoming 2 $ 590,000 $ 295,000 $ 165,000
Baldwin County Alabama 1 $ 180,000 $ 180,000 $ 91,000
Houston County Alabama 1 $ 138,000 $ 138,000 $ 68,000
Limestone County Alabama 1 $ 240,000 $ 240,000 $ 100,000
Monroe County Alabama 1 $ 171,000 $ 171,000 $ 30,000
St. Clair County Alabama 1 $ 206,000 $ 206,000 $ 100,000
Pima County Arizona 1 $ 130,000 $ 130,000 $ 110,000
Yavapai County Arizona 1 $ 200,000 $ 200,000 $ 102,000
Johnson County Arkansas 1 $ 109,000 $ 109,000 $ 67,000
Saline County Arkansas 1 $ 276,000 $ 276,000 $ 0
Plumas County California 1 $ 140,000 $ 140,000 $ 46,000
San Benito County California 1 $ 274,000 $ 274,000 $ 119,000
San Joaquin County California 1 $ 88,000 $ 88,000 $ 34,000
San Mateo County California 1 $ 608,000 $ 608,000 $ 150,000
Santa Cruz County California 1 $ 625,000 $ 625,000 $ 192,000
Ventura County California 1 $ 417,000 $ 417,000 $ 287,000
Archuleta County Colorado 1 $ 184,000 $ 184,000 $ 56,000
Elbert County Colorado 1 $ 316,000 $ 316,000 $ 128,000
Gunnison County Colorado 1 $ 22,000 $ 22,000 $ 70,000
Las Animas County Colorado 1 $ 107,000 $ 107,000 $ 100,000
Pueblo County Colorado 1 $ 125,000 $ 125,000 $ 39,000
Summit County Colorado 1 $ 280,000 $ 280,000 $ 176,000
Bay County Florida 1 $ 70,000 $ 70,000 $ 28,000
Charlotte County Florida 1 $ 142,000 $ 142,000 $ 75,000
Hernando County Florida 1 $ 170,000 $ 170,000 $ 90,000
Lake County Florida 1 $ 417,000 $ 417,000 $ 164,000
Monroe County Florida 1 $ 417,000 $ 417,000 $ 152,000
Cherokee County Georgia 1 $ 369,000 $ 369,000 $ 201,000
Clarke County Georgia 1 $ 335,000 $ 335,000 $ 129,000
Fayette County Georgia 1 $ 280,000 $ 280,000 $ 0
Floyd County Georgia 1 $ 141,000 $ 141,000 $ 56,000
Franklin County Georgia 1 $ 98,000 $ 98,000 $ 96,000
Hall County Georgia 1 $ 103,000 $ 103,000 $ 39,000
Hancock County Georgia 1 $ 235,000 $ 235,000 $ 83,000
Houston County Georgia 1 $ 160,000 $ 160,000 $ 70,000
Morgan County Georgia 1 $ 118,000 $ 118,000 $ 20,000
Pickens County Georgia 1 $ 248,000 $ 248,000 $ 150,000
Pike County Georgia 1 $ 142,000 $ 142,000 $ 50,000
Ware County Georgia 1 $ 207,000 $ 207,000 $ 70,000
Whitfield County Georgia 1 $ 85,000 $ 85,000 $ 123,000
Kauai County Hawaii 1 $ 175,000 $ 175,000 $ 49,000
Ada County Idaho 1 $ 213,000 $ 213,000 $ 0
Bonneville County Idaho 1 $ 318,000 $ 318,000 $ 120,000
Custer County Idaho 1 $ 214,000 $ 214,000 $ 139,000
Clinton County Illinois 1 $ 211,000 $ 211,000 $ 78,000
Kankakee County Illinois 1 $ 153,000 $ 153,000 $ 90,000
McLean County Illinois 1 $ 167,000 $ 167,000 $ 0
Rock Island County Illinois 1 $ 224,000 $ 224,000 $ 182,000
Tazewell County Illinois 1 $ 137,000 $ 137,000 $ 63,000
Winnebago County Illinois 1 $ 160,000 $ 160,000 $ 66,000
Boone County Indiana 1 $ 258,000 $ 258,000 $ 90,000
Clark County Indiana 1 $ 105,000 $ 105,000 $ 65,000
Clinton County Indiana 1 $ 34,000 $ 34,000 $ 36,000
Delaware County Indiana 1 $ 189,000 $ 189,000 $ 73,000
Floyd County Indiana 1 $ 308,000 $ 308,000 $ 179,000
Harrison County Indiana 1 $ 169,000 $ 169,000 $ 152,000
Huntington County Indiana 1 $ 105,000 $ 105,000 $ 85,000
Jasper County Indiana 1 $ 274,000 $ 274,000 $ 0
Jennings County Indiana 1 $ 268,000 $ 268,000 $ 135,000
LaPorte County Indiana 1 $ 210,000 $ 210,000 $ 51,000
Vigo County Indiana 1 $ 88,000 $ 88,000 $ 65,000
Warrick County Indiana 1 $ 257,000 $ 257,000 $ 206,000
Cerro Gordo County Iowa 1 $ 265,000 $ 265,000 $ 80,000
Henry County Iowa 1 $ 245,000 $ 245,000 $ 85,000
Linn County Iowa 1 $ 153,000 $ 153,000 $ 139,000
Winneshiek County Iowa 1 $ 162,000 $ 162,000 $ 83,000
Johnson County Kansas 1 $ 20,000 $ 20,000 $ 174,000
Sedgwick County Kansas 1 $ 207,000 $ 207,000 $ 160,000
Barren County Kentucky 1 $ 297,000 $ 297,000 $ 60,000
Boone County Kentucky 1 $ 278,000 $ 278,000 $ 97,000
Bullitt County Kentucky 1 $ 130,000 $ 130,000 $ 105,000
Daviess County Kentucky 1 $ 252,000 $ 252,000 $ 100,000
Hardin County Kentucky 1 $ 337,000 $ 337,000 $ 212,000
Hopkins County Kentucky 1 $ 130,000 $ 130,000 $ 57,000
Kenton County Kentucky 1 $ 110,000 $ 110,000 $ 97,000
Madison County Kentucky 1 $ 94,000 $ 94,000 $ 46,000
Mason County Kentucky 1 $ 189,000 $ 189,000 $ 85,000
Oldham County Kentucky 1 $ 340,000 $ 340,000 $ 140,000
Rowan County Kentucky 1 $ 104,000 $ 104,000 $ 45,000
Woodford County Kentucky 1 $ 153,000 $ 153,000 $ 100,000
Acadia County Louisiana 1 $ 79,000 $ 79,000 $ 37,000
East Baton Rouge County Louisiana 1 $ 112,000 $ 112,000 $ 43,000
Natchitoches County Louisiana 1 $ 176,000 $ 176,000 $ 98,000
Orleans County Louisiana 1 $ 60,000 $ 60,000 $ 31,000
Pointe Coupee County Louisiana 1 $ 290,000 $ 290,000 $ 106,000
Washington County Louisiana 1 $ 140,000 $ 140,000 $ 72,000
York County Maine 1 $ 229,000 $ 229,000 $ 127,000
Allegany County Maryland 1 $ 241,000 $ 241,000 $ 169,000
Dorchester County Maryland 1 $ 209,000 $ 209,000 $ 42,000
Somerset County Maryland 1 $ 73,000 $ 73,000 $ 0
St. Mary's County Maryland 1 $ 313,000 $ 313,000 $ 70,000
Berrien County Michigan 1 $ 228,000 $ 228,000 $ 85,000
Branch County Michigan 1 $ 300,000 $ 300,000 $ 40,000
Genesee County Michigan 1 $ 269,000 $ 269,000 $ 120,000
Iron County Michigan 1 $ 93,000 $ 93,000 $ 68,000
Kent County Michigan 1 $ 140,000 $ 140,000 $ 65,000
Livingston County Michigan 1 $ 169,000 $ 169,000 $ 59,000
Macomb County Michigan 1 $ 157,000 $ 157,000 $ 54,000
Marquette County Michigan 1 $ 102,000 $ 102,000 $ 66,000
Oakland County Michigan 1 $ 300,000 $ 300,000 $ 98,000
Van Buren County Michigan 1 $ 223,000 $ 223,000 $ 78,000
Beltrami County Minnesota 1 $ 115,000 $ 115,000 $ 53,000
Carlton County Minnesota 1 $ 233,000 $ 233,000 $ 110,000
Crow Wing County Minnesota 1 $ 615,000 $ 615,000 $ 159,000
Nicollet County Minnesota 1 $ 116,000 $ 116,000 $ 99,000
Rice County Minnesota 1 $ 100,000 $ 100,000 $ 60,000
Lafayette County Mississippi 1 $ 255,000 $ 255,000 $ 220,000
Lauderdale County Mississippi 1 $ 153,000 $ 153,000 $ 47,000
Lee County Mississippi 1 $ 109,000 $ 109,000 $ 36,000
Lowndes County Mississippi 1 $ 236,000 $ 236,000 $ 104,000
Rankin County Mississippi 1 $ 147,000 $ 147,000 $ 55,000
Cass County Missouri 1 $ 164,000 $ 164,000 $ 86,000
Cole County Missouri 1 $ 104,000 $ 104,000 $ 54,000
Phelps County Missouri 1 $ 225,000 $ 225,000 $ 140,000
Platte County Missouri 1 $ 170,000 $ 170,000 $ 89,000
St. Charles County Missouri 1 $ 200,000 $ 200,000 $ 175,000
St. Louis County Missouri 1 $ 185,000 $ 185,000 $ 84,000
Stone County Missouri 1 $ 235,000 $ 235,000 $ 195,000
Silver Bow County Montana 1 $ 240,000 $ 240,000 $ 87,000
Box Butte County Nebraska 1 $ 174,000 $ 174,000 $ 65,000
Cheyenne County Nebraska 1 $ 117,000 $ 117,000 $ 131,000
Sarpy County Nebraska 1 $ 320,000 $ 320,000 $ 349,000
Merrimack County New Hampshire 1 $ 122,000 $ 122,000 $ 124,000
Strafford County New Hampshire 1 $ 292,000 $ 292,000 $ 88,000
Cape May County New Jersey 1 $ 166,000 $ 166,000 $ 44,000
Sussex County New Jersey 1 $ 110,000 $ 110,000 $ 102,000
Warren County New Jersey 1 $ 409,000 $ 409,000 $ 98,000
Hidalgo County New Mexico 1 $ 123,000 $ 123,000 $ 70,000
Sierra County New Mexico 1 $ 103,000 $ 103,000 $ 62,000
Dutchess County New York 1 $ 281,000 $ 281,000 $ 70,000
Erie County New York 1 $ 174,000 $ 174,000 $ 93,000
Jefferson County New York 1 $ 99,000 $ 99,000 $ 0
Monroe County New York 1 $ 33,000 $ 33,000 $ 88,000
Saratoga County New York 1 $ 149,000 $ 149,000 $ 87,000
Tioga County New York 1 $ 118,000 $ 118,000 $ 91,000
Alleghany County North Carolina 1 $ 150,000 $ 150,000 $ 141,000
Bladen County North Carolina 1 $ 121,000 $ 121,000 $ 40,000
Caswell County North Carolina 1 $ 175,000 $ 175,000 $ 120,000
Davie County North Carolina 1 $ 154,000 $ 154,000 $ 101,000
Halifax County North Carolina 1 $ 145,000 $ 145,000 $ 50,000
Hertford County North Carolina 1 $ 81,000 $ 81,000 $ 52,000
Madison County North Carolina 1 $ 135,000 $ 135,000 $ 86,000
New Hanover County North Carolina 1 $ 203,000 $ 203,000 $ 45,000
Perquimans County North Carolina 1 $ 206,000 $ 206,000 $ 120,000
Person County North Carolina 1 $ 187,000 $ 187,000 $ 74,000
Stanly County North Carolina 1 $ 68,000 $ 68,000 $ 54,000
Stokes County North Carolina 1 $ 114,000 $ 114,000 $ 60,000
Watauga County North Carolina 1 $ 182,000 $ 182,000 $ 53,000
Wilkes County North Carolina 1 $ 119,000 $ 119,000 $ 33,000
Wilson County North Carolina 1 $ 107,000 $ 107,000 $ 43,000
Ashtabula County Ohio 1 $ 143,000 $ 143,000 $ 53,000
Champaign County Ohio 1 $ 69,000 $ 69,000 $ 180,000
Clermont County Ohio 1 $ 193,000 $ 193,000 $ 85,000
Delaware County Ohio 1 $ 196,000 $ 196,000 $ 131,000
Greene County Ohio 1 $ 146,000 $ 146,000 $ 124,000
Hancock County Ohio 1 $ 93,000 $ 93,000 $ 75,000
Knox County Ohio 1 $ 163,000 $ 163,000 $ 102,000
Lorain County Ohio 1 $ 194,000 $ 194,000 $ 0
Lucas County Ohio 1 $ 182,000 $ 182,000 $ 85,000
Richland County Ohio 1 $ 223,000 $ 223,000 $ 96,000
Stark County Ohio 1 $ 158,000 $ 158,000 $ 0
Trumbull County Ohio 1 $ 184,000 $ 184,000 $ 57,000
Wayne County Ohio 1 $ 282,000 $ 282,000 $ 119,000
Delaware County Oklahoma 1 $ 252,000 $ 252,000 $ 83,000
Pontotoc County Oklahoma 1 $ 144,000 $ 144,000 $ 65,000
Sequoyah County Oklahoma 1 $ 101,000 $ 101,000 $ 66,000
Baker County Oregon 1 $ 106,000 $ 106,000 $ 77,000
Deschutes County Oregon 1 $ 417,000 $ 417,000 $ 134,000
Jackson County Oregon 1 $ 358,000 $ 358,000 $ 100,000
Lincoln County Oregon 1 $ 176,000 $ 176,000 $ 100,000
Marion County Oregon 1 $ 200,000 $ 200,000 $ 37,000
Polk County Oregon 1 $ 248,000 $ 248,000 $ 109,000
Yamhill County Oregon 1 $ 417,000 $ 417,000 $ 190,000
Columbia County Pennsylvania 1 $ 140,000 $ 140,000 $ 0
Crawford County Pennsylvania 1 $ 229,000 $ 229,000 $ 70,000
Lebanon County Pennsylvania 1 $ 197,000 $ 197,000 $ 75,000
McKean County Pennsylvania 1 $ 55,000 $ 55,000 $ 81,000
Mercer County Pennsylvania 1 $ 110,000 $ 110,000 $ 33,000
Pike County Pennsylvania 1 $ 189,000 $ 189,000 $ 62,000
Providence County Rhode Island 1 $ 186,000 $ 186,000 $ 52,000
Abbeville County South Carolina 1 $ 94,000 $ 94,000 $ 0
Barnwell County South Carolina 1 $ 119,000 $ 119,000 $ 45,000
Beaufort County South Carolina 1 $ 417,000 $ 417,000 $ 425,000
Colleton County South Carolina 1 $ 209,000 $ 209,000 $ 79,000
Georgetown County South Carolina 1 $ 384,000 $ 384,000 $ 0
Laurens County South Carolina 1 $ 417,000 $ 417,000 $ 141,000
Orangeburg County South Carolina 1 $ 76,000 $ 76,000 $ 26,000
Saluda County South Carolina 1 $ 169,000 $ 169,000 $ 117,000
Williamsburg County South Carolina 1 $ 68,000 $ 68,000 $ 44,000
Lawrence County South Dakota 1 $ 265,000 $ 265,000 $ 113,000
Pennington County South Dakota 1 $ 145,000 $ 145,000 $ 53,000
Anderson County Tennessee 1 $ 94,000 $ 94,000 $ 115,000
Carter County Tennessee 1 $ 90,000 $ 90,000 $ 21,000
Cheatham County Tennessee 1 $ 82,000 $ 82,000 $ 32,000
Hamblen County Tennessee 1 $ 110,000 $ 110,000 $ 67,000
Jefferson County Tennessee 1 $ 166,000 $ 166,000 $ 68,000
Loudon County Tennessee 1 $ 348,000 $ 348,000 $ 29,000
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Mortgage Loan Application Detail Totals for Proficio Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,252 $257,753,000 $205,000 $1,500,000 $95,000 $1,146,000
Refinancing 1,088 $221,911,000 $203,000 $1,000,000 $78,000 $1,000,000
Home Improvement 1 $53,000 $53,000 $53,000 $11,000 $11,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,208 $251,695,000 $208,000 $1,500,000 $88,000 $1,000,000
Not Provided 620 $136,231,000 $219,000 $750,000 $108,000 $1,146,000
Black or African American 327 $56,488,000 $172,000 $617,000 $53,000 $199,000
Hispanic 128 $22,068,000 $172,000 $570,000 $61,000 $264,000
Asian 49 $11,454,000 $233,000 $608,000 $89,000 $300,000
Native Hawaiian or Other Pacific Islander 5 $846,000 $169,000 $264,000 $46,000 $91,000
American Indian or Alaskan Native 4 $935,000 $233,000 $280,000 $80,000 $147,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,197 $213,721,000 $178,000 $617,000 $58,000 $300,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,038 $248,295,000 $239,000 $1,500,000 $122,000 $1,146,000
VA-guaranteed (Veterans Administration) 55 $11,198,000 $203,000 $455,000 $64,000 $212,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 51 $6,503,000 $127,000 $252,000 $48,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,649 $339,603,000 $205,000 $1,500,000 $88,000 $1,000,000
Application Denied By Financial Institution 456 $90,422,000 $198,000 $624,000 $75,000 $1,146,000
Application Withdrawn By Applicant 180 $37,895,000 $210,000 $1,000,000 $101,000 $1,000,000
Application Approved But Not Accepted 42 $8,831,000 $210,000 $552,000 $77,000 $388,000
File Closed For Incompleteness 13 $2,753,000 $211,000 $549,000 $134,000 $1,000,000
Loan Purchased By The Institution 1 $213,000 $213,000 $213,000 $91,000 $91,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 160 $32,618,000 $203,000 $579,000 $89,000 $1,146,000
Debt-To-Income Ratio 97 $21,650,000 $223,000 $624,000 $62,000 $215,000
Credit History 67 $10,562,000 $157,000 $518,000 $55,000 $267,000
Credit Application Incomplete 62 $12,220,000 $197,000 $617,000 $71,000 $309,000
Other 34 $7,292,000 $214,000 $560,000 $72,000 $243,000
Unverifiable Information 17 $2,760,000 $162,000 $378,000 $121,000 $1,000,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,242,000 $155,000 $235,000 $58,000 $97,000
Employment History 7 $1,307,000 $186,000 $409,000 $54,000 $98,000
Mortgage Insurance Denied 4 $771,000 $192,000 $335,000 $71,000 $129,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Proficio Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Proficio Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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