Proficio Bank Mortgage Lending & HMDA Data, 2009
In 2009, Proficio Bank of Cottonwood Heights, UT reported 2,341 mortgage applications totaling $479.7 million, up 226% from 2008. The average application was for $204,919, and applicants reported an average income of $87,063. 70% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Pittsburgh, PA (184), Atlanta-Sandy Springs-Marietta, GA (164) and Baltimore-Towson, MD (101) (applications in parentheses).
| Mortgage Company & Address | Proficio Bank 6985 Union Park Center, Suite 150 Cottonwood Heights, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,341 |
| Total Mortgage Loan Application Amount | $479,717,000 |
| Average Mortgage Loan Application Amount | $204,919 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $87,063 |
| Highest Applicant Income | $1,146,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Proficio Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny, Pennsylvania | 90 | $ 13,493,000 | $ 149,922 | $ 88,000 |
| Westmoreland, Pennsylvania | 51 | $ 7,093,000 | $ 139,078 | $ 61,000 |
| Alamance, North Carolina | 50 | $ 6,525,000 | $ 130,500 | $ 52,000 |
| Salt Lake, Utah | 49 | $ 10,702,000 | $ 218,408 | $ 62,000 |
| Hennepin, Minnesota | 45 | $ 10,850,000 | $ 241,111 | $ 88,000 |
| Baltimore, Maryland | 41 | $ 9,493,000 | $ 231,536 | $ 66,000 |
| DeKalb, Georgia | 38 | $ 6,516,000 | $ 171,473 | $ 67,000 |
| Richland, South Carolina | 35 | $ 4,354,000 | $ 124,400 | $ 45,000 |
| Prince George's, Maryland | 30 | $ 8,989,000 | $ 299,633 | $ 66,000 |
| Harris, Texas | 29 | $ 6,666,000 | $ 229,862 | $ 140,000 |
| Wake, North Carolina | 26 | $ 8,586,000 | $ 330,230 | $ 192,000 |
| Fulton, Georgia | 23 | $ 4,663,000 | $ 202,739 | $ 92,000 |
| Gwinnett, Georgia | 23 | $ 3,569,000 | $ 155,173 | $ 61,000 |
| Sullivan, New Hampshire | 20 | $ 2,372,000 | $ 118,600 | $ 60,000 |
| Guilford, North Carolina | 20 | $ 3,169,000 | $ 158,450 | $ 52,000 |
| Collin, Texas | 20 | $ 3,932,000 | $ 196,600 | $ 115,000 |
| Stanislaus, California | 19 | $ 2,172,000 | $ 114,315 | $ 37,000 |
| Washington, Pennsylvania | 19 | $ 3,656,000 | $ 192,421 | $ 115,000 |
| Maricopa, Arizona | 18 | $ 4,659,000 | $ 258,833 | $ 137,000 |
| Palm Beach, Florida | 18 | $ 4,090,000 | $ 227,222 | $ 120,000 |
| Forsyth, North Carolina | 17 | $ 2,157,000 | $ 126,882 | $ 57,000 |
| Cook, Illinois | 15 | $ 3,950,000 | $ 263,333 | $ 120,000 |
| Anne Arundel, Maryland | 15 | $ 3,788,000 | $ 252,533 | $ 66,000 |
| Nassau, New York | 15 | $ 4,943,000 | $ 329,533 | $ 109,000 |
| Tarrant, Texas | 15 | $ 4,256,000 | $ 283,733 | $ 150,000 |
| Fairfax, Virginia | 15 | $ 4,674,000 | $ 311,600 | $ 146,000 |
| Orange, Florida | 14 | $ 2,917,000 | $ 208,357 | $ 78,000 |
| Baltimore City, Maryland | 14 | $ 3,043,000 | $ 217,357 | $ 75,000 |
| Carroll, Maryland | 14 | $ 3,673,000 | $ 262,357 | $ 84,000 |
| Orange, North Carolina | 14 | $ 3,459,000 | $ 247,071 | $ 101,000 |
| Multnomah, Oregon | 14 | $ 2,281,000 | $ 162,928 | $ 94,000 |
| Cobb, Georgia | 13 | $ 2,013,000 | $ 154,846 | $ 78,000 |
| Mecklenburg, North Carolina | 13 | $ 2,092,000 | $ 160,923 | $ 84,000 |
| Dallas, Texas | 13 | $ 3,383,000 | $ 260,230 | $ 145,000 |
| Davis, Utah | 13 | $ 3,079,000 | $ 236,846 | $ 75,000 |
| Broward, Florida | 12 | $ 2,351,000 | $ 195,916 | $ 84,000 |
| Charleston, South Carolina | 12 | $ 2,427,000 | $ 202,250 | $ 127,000 |
| Benton, Arkansas | 11 | $ 1,679,000 | $ 152,636 | $ 90,000 |
| District of Columbia, District Of Columbia | 11 | $ 3,040,000 | $ 276,363 | $ 116,000 |
| Hillsborough, Florida | 11 | $ 1,561,000 | $ 141,909 | $ 165,000 |
| Henry, Georgia | 11 | $ 1,678,000 | $ 152,545 | $ 43,000 |
| Durham, North Carolina | 11 | $ 2,147,000 | $ 195,181 | $ 65,000 |
| York, Pennsylvania | 11 | $ 1,853,000 | $ 168,454 | $ 52,000 |
| Lexington, South Carolina | 11 | $ 1,359,000 | $ 123,545 | $ 47,000 |
| Bexar, Texas | 11 | $ 2,534,000 | $ 230,363 | $ 115,000 |
| Denton, Texas | 11 | $ 2,522,000 | $ 229,272 | $ 113,000 |
| Prince William, Virginia | 11 | $ 2,720,000 | $ 247,272 | $ 82,000 |
| Duval, Florida | 10 | $ 1,666,000 | $ 166,600 | $ 72,000 |
| Seminole, Florida | 10 | $ 1,869,000 | $ 186,900 | $ 112,000 |
| Forsyth, Georgia | 10 | $ 2,670,000 | $ 267,000 | $ 107,000 |
| Howard, Maryland | 10 | $ 3,505,000 | $ 350,500 | $ 101,000 |
| Montgomery, Maryland | 10 | $ 3,019,000 | $ 301,900 | $ 116,000 |
| Washoe, Nevada | 10 | $ 2,116,000 | $ 211,600 | $ 52,000 |
| Fort Bend, Texas | 10 | $ 2,324,000 | $ 232,400 | $ 118,000 |
| Clayton, Georgia | 9 | $ 943,000 | $ 104,777 | $ 44,000 |
| Iredell, North Carolina | 9 | $ 1,672,000 | $ 185,777 | $ 66,000 |
| Franklin, Ohio | 9 | $ 1,576,000 | $ 175,111 | $ 70,000 |
| Butler, Pennsylvania | 9 | $ 1,800,000 | $ 200,000 | $ 97,000 |
| Lancaster, Pennsylvania | 9 | $ 1,766,000 | $ 196,222 | $ 38,000 |
| Richmond City, Virginia | 9 | $ 1,873,000 | $ 208,111 | $ 78,000 |
| Virginia Beach, Virginia | 9 | $ 1,968,000 | $ 218,666 | $ 66,000 |
| Contra Costa, California | 8 | $ 2,062,000 | $ 257,750 | $ 87,000 |
| Adams, Colorado | 8 | $ 1,439,000 | $ 179,875 | $ 64,000 |
| Jefferson, Colorado | 8 | $ 2,190,000 | $ 273,750 | $ 97,000 |
| Davidson, North Carolina | 8 | $ 1,056,000 | $ 132,000 | $ 63,000 |
| Suffolk, Virginia | 8 | $ 1,415,000 | $ 176,875 | $ 48,000 |
| El Paso, Colorado | 7 | $ 1,161,000 | $ 165,857 | $ 47,000 |
| Bartow, Georgia | 7 | $ 914,000 | $ 130,571 | $ 43,000 |
| DuPage, Illinois | 7 | $ 1,913,000 | $ 273,285 | $ 145,000 |
| Hamilton, Indiana | 7 | $ 1,816,000 | $ 259,428 | $ 162,000 |
| Cecil, Maryland | 7 | $ 1,738,000 | $ 248,285 | $ 78,000 |
| Frederick, Maryland | 7 | $ 2,009,000 | $ 287,000 | $ 96,000 |
| Harford, Maryland | 7 | $ 1,868,000 | $ 266,857 | $ 90,000 |
| Beaver, Pennsylvania | 7 | $ 595,000 | $ 85,000 | $ 59,000 |
| Horry, South Carolina | 7 | $ 1,104,000 | $ 157,714 | $ 94,000 |
| Montgomery, Texas | 7 | $ 1,839,000 | $ 262,714 | $ 119,000 |
| Weber, Utah | 7 | $ 991,000 | $ 141,571 | $ 55,000 |
| Loudoun, Virginia | 7 | $ 1,737,000 | $ 248,142 | $ 77,000 |
| Mobile, Alabama | 6 | $ 978,000 | $ 163,000 | $ 43,000 |
| Clay, Florida | 6 | $ 797,000 | $ 132,833 | $ 42,000 |
| Pinellas, Florida | 6 | $ 1,178,000 | $ 196,333 | $ 89,000 |
| Glynn, Georgia | 6 | $ 803,000 | $ 133,833 | $ 50,000 |
| Will, Illinois | 6 | $ 2,239,000 | $ 373,166 | $ 149,000 |
| Charles, Maryland | 6 | $ 1,436,000 | $ 239,333 | $ 68,000 |
| Dakota, Minnesota | 6 | $ 1,477,000 | $ 246,166 | $ 87,000 |
| Ramsey, Minnesota | 6 | $ 1,590,000 | $ 265,000 | $ 127,000 |
| Clay, Missouri | 6 | $ 1,255,000 | $ 209,166 | $ 52,000 |
| Oklahoma, Oklahoma | 6 | $ 1,214,000 | $ 202,333 | $ 86,000 |
| Bucks, Pennsylvania | 6 | $ 1,922,000 | $ 320,333 | $ 85,000 |
| Chester, Pennsylvania | 6 | $ 1,961,000 | $ 326,833 | $ 82,000 |
| Philadelphia, Pennsylvania | 6 | $ 1,189,000 | $ 198,166 | $ 47,000 |
| York, South Carolina | 6 | $ 1,303,000 | $ 217,166 | $ 104,000 |
| Shelby, Tennessee | 6 | $ 1,497,000 | $ 249,500 | $ 104,000 |
| Utah, Utah | 6 | $ 1,273,000 | $ 212,166 | $ 51,000 |
| San Diego, California | 5 | $ 1,923,000 | $ 384,600 | $ 137,000 |
| Santa Clara, California | 5 | $ 2,274,000 | $ 454,800 | $ 179,000 |
| Arapahoe, Colorado | 5 | $ 1,159,000 | $ 231,800 | $ 94,000 |
| Denver, Colorado | 5 | $ 1,072,000 | $ 214,400 | $ 100,000 |
| Hartford, Connecticut | 5 | $ 1,244,000 | $ 248,800 | $ 143,000 |
| Osceola, Florida | 5 | $ 773,000 | $ 154,600 | $ 53,000 |
| Sarasota, Florida | 5 | $ 1,261,000 | $ 252,200 | $ 152,000 |
| St. Johns, Florida | 5 | $ 1,304,000 | $ 260,800 | $ 156,000 |
| Paulding, Georgia | 5 | $ 908,000 | $ 181,600 | $ 58,000 |
| Walton, Georgia | 5 | $ 790,000 | $ 158,000 | $ 65,000 |
| Lake, Illinois | 5 | $ 1,320,000 | $ 264,000 | $ 130,000 |
| Marion, Indiana | 5 | $ 884,000 | $ 176,800 | $ 100,000 |
| Worcester, Maryland | 5 | $ 780,000 | $ 156,000 | $ 132,000 |
| Carver, Minnesota | 5 | $ 1,233,000 | $ 246,600 | $ 101,000 |
| Clark, Nevada | 5 | $ 1,130,000 | $ 226,000 | $ 90,000 |
| Mercer, New Jersey | 5 | $ 1,408,000 | $ 281,600 | $ 118,000 |
| Queens, New York | 5 | $ 1,374,000 | $ 274,800 | $ 85,000 |
| Suffolk, New York | 5 | $ 1,282,000 | $ 256,400 | $ 110,000 |
| Cuyahoga, Ohio | 5 | $ 873,000 | $ 174,600 | $ 86,000 |
| Geauga, Ohio | 5 | $ 792,000 | $ 158,400 | $ 53,000 |
| Tulsa, Oklahoma | 5 | $ 1,062,000 | $ 212,400 | $ 107,000 |
| Washington, Oregon | 5 | $ 930,000 | $ 186,000 | $ 63,000 |
| Cumberland, Pennsylvania | 5 | $ 1,369,000 | $ 273,800 | $ 102,000 |
| Fayette, Pennsylvania | 5 | $ 490,000 | $ 98,000 | $ 55,000 |
| Indiana, Pennsylvania | 5 | $ 885,000 | $ 177,000 | $ 81,000 |
| Lawrence, Pennsylvania | 5 | $ 526,000 | $ 105,200 | $ 43,000 |
| Montgomery, Pennsylvania | 5 | $ 1,349,000 | $ 269,800 | $ 62,000 |
| Aiken, South Carolina | 5 | $ 1,032,000 | $ 206,400 | $ 112,000 |
| Hamilton, Tennessee | 5 | $ 954,000 | $ 190,800 | $ 69,000 |
| Williamson, Tennessee | 5 | $ 1,459,000 | $ 291,800 | $ 96,000 |
| Travis, Texas | 5 | $ 1,231,000 | $ 246,200 | $ 90,000 |
| Tooele, Utah | 5 | $ 796,000 | $ 159,200 | $ 62,000 |
| Henrico, Virginia | 5 | $ 791,000 | $ 158,200 | $ 41,000 |
| Merced, California | 4 | $ 432,000 | $ 108,000 | $ 44,000 |
| Orange, California | 4 | $ 1,375,000 | $ 343,750 | $ 125,000 |
| Shasta, California | 4 | $ 874,000 | $ 218,500 | $ 72,000 |
| Lee, Florida | 4 | $ 465,000 | $ 116,250 | $ 85,000 |
| St. Lucie, Florida | 4 | $ 500,000 | $ 125,000 | $ 62,000 |
| Douglas, Georgia | 4 | $ 560,000 | $ 140,000 | $ 56,000 |
| Porter, Indiana | 4 | $ 835,000 | $ 208,750 | $ 55,000 |
| Lafayette, Louisiana | 4 | $ 546,000 | $ 136,500 | $ 62,000 |
| Middlesex, Massachusetts | 4 | $ 1,673,000 | $ 418,250 | $ 183,000 |
| Worcester, Massachusetts | 4 | $ 1,124,000 | $ 281,000 | $ 140,000 |
| Wayne, Michigan | 4 | $ 626,000 | $ 156,500 | $ 52,000 |
| Anoka, Minnesota | 4 | $ 865,000 | $ 216,250 | $ 92,000 |
| Sherburne, Minnesota | 4 | $ 799,000 | $ 199,750 | $ 66,000 |
| Washington, Minnesota | 4 | $ 1,014,000 | $ 253,500 | $ 90,000 |
| Grafton, New Hampshire | 4 | $ 643,000 | $ 160,750 | $ 58,000 |
| Burlington, New Jersey | 4 | $ 817,000 | $ 204,250 | $ 43,000 |
| Middlesex, New Jersey | 4 | $ 1,255,000 | $ 313,750 | $ 77,000 |
| Morris, New Jersey | 4 | $ 1,219,000 | $ 304,750 | $ 208,000 |
| Ocean, New Jersey | 4 | $ 796,000 | $ 199,000 | $ 97,000 |
| Somerset, New Jersey | 4 | $ 1,737,000 | $ 434,250 | $ 123,000 |
| Kings, New York | 4 | $ 1,801,000 | $ 450,250 | $ 70,000 |
| Johnston, North Carolina | 4 | $ 1,360,000 | $ 340,000 | $ 134,000 |
| Randolph, North Carolina | 4 | $ 470,000 | $ 117,500 | $ 51,000 |
| Rockingham, North Carolina | 4 | $ 481,000 | $ 120,250 | $ 30,000 |
| Hamilton, Ohio | 4 | $ 890,000 | $ 222,500 | $ 60,000 |
| Dauphin, Pennsylvania | 4 | $ 727,000 | $ 181,750 | $ 72,000 |
| Anderson, South Carolina | 4 | $ 457,000 | $ 114,250 | $ 51,000 |
| Davidson, Tennessee | 4 | $ 483,000 | $ 120,750 | $ 28,000 |
| Knox, Tennessee | 4 | $ 716,000 | $ 179,000 | $ 92,000 |
| Spotsylvania, Virginia | 4 | $ 1,114,000 | $ 278,500 | $ 47,000 |
| Shelby, Alabama | 3 | $ 888,000 | $ 296,000 | $ 107,000 |
| Union, Arkansas | 3 | $ 658,000 | $ 219,333 | $ 124,000 |
| Washington, Arkansas | 3 | $ 688,000 | $ 229,333 | $ 193,000 |
| Los Angeles, California | 3 | $ 1,050,000 | $ 350,000 | $ 95,000 |
| Boulder, Colorado | 3 | $ 700,000 | $ 233,333 | $ 71,000 |
| Douglas, Colorado | 3 | $ 868,000 | $ 289,333 | $ 110,000 |
| Larimer, Colorado | 3 | $ 575,000 | $ 191,666 | $ 56,000 |
| Fairfield, Connecticut | 3 | $ 885,000 | $ 295,000 | $ 211,000 |
| New Castle, Delaware | 3 | $ 511,000 | $ 170,333 | $ 13,000 |
| Sussex, Delaware | 3 | $ 971,000 | $ 323,666 | $ 96,000 |
| Miami-Dade, Florida | 3 | $ 767,000 | $ 255,666 | $ 110,000 |
| Barrow, Georgia | 3 | $ 460,000 | $ 153,333 | $ 45,000 |
| Chatham, Georgia | 3 | $ 516,000 | $ 172,000 | $ 56,000 |
| Coweta, Georgia | 3 | $ 459,000 | $ 153,000 | $ 74,000 |
| Kane, Illinois | 3 | $ 1,076,000 | $ 358,666 | $ 168,000 |
| Washington, Maryland | 3 | $ 605,000 | $ 201,666 | $ 34,000 |
| Wright, Minnesota | 3 | $ 490,000 | $ 163,333 | $ 101,000 |
| Hillsborough, New Hampshire | 3 | $ 658,000 | $ 219,333 | $ 113,000 |
| Bergen, New Jersey | 3 | $ 1,530,000 | $ 510,000 | $ 184,000 |
| Salem, New Jersey | 3 | $ 488,000 | $ 162,666 | $ 87,000 |
| Dona Ana, New Mexico | 3 | $ 376,000 | $ 125,333 | $ 51,000 |
| Cattaraugus, New York | 3 | $ 278,000 | $ 92,666 | $ 61,000 |
| Richmond, New York | 3 | $ 882,000 | $ 294,000 | $ 72,000 |
| Westchester, New York | 3 | $ 1,055,000 | $ 351,666 | $ 78,000 |
| Ashe, North Carolina | 3 | $ 596,000 | $ 198,666 | $ 51,000 |
| Cumberland, North Carolina | 3 | $ 388,000 | $ 129,333 | $ 67,000 |
| Granville, North Carolina | 3 | $ 597,000 | $ 199,000 | $ 81,000 |
| Lincoln, North Carolina | 3 | $ 910,000 | $ 303,333 | $ 126,000 |
| Nash, North Carolina | 3 | $ 623,000 | $ 207,666 | $ 97,000 |
| Surry, North Carolina | 3 | $ 382,000 | $ 127,333 | $ 64,000 |
| Butler, Ohio | 3 | $ 800,000 | $ 266,666 | $ 100,000 |
| Lake, Ohio | 3 | $ 619,000 | $ 206,333 | $ 89,000 |
| Montgomery, Ohio | 3 | $ 483,000 | $ 161,000 | $ 59,000 |
| Warren, Ohio | 3 | $ 682,000 | $ 227,333 | $ 103,000 |
| Wagoner, Oklahoma | 3 | $ 555,000 | $ 185,000 | $ 132,000 |
| Linn, Oregon | 3 | $ 472,000 | $ 157,333 | $ 54,000 |
| Armstrong, Pennsylvania | 3 | $ 543,000 | $ 181,000 | $ 105,000 |
| Berks, Pennsylvania | 3 | $ 459,000 | $ 153,000 | $ 45,000 |
| Delaware, Pennsylvania | 3 | $ 688,000 | $ 229,333 | $ 135,000 |
| Erie, Pennsylvania | 3 | $ 590,000 | $ 196,666 | $ 84,000 |
| Lehigh, Pennsylvania | 3 | $ 757,000 | $ 252,333 | $ 69,000 |
| Dorchester, South Carolina | 3 | $ 472,000 | $ 157,333 | $ 56,000 |
| Fairfield, South Carolina | 3 | $ 319,000 | $ 106,333 | $ 41,000 |
| Florence, South Carolina | 3 | $ 554,000 | $ 184,666 | $ 43,000 |
| Greenville, South Carolina | 3 | $ 374,000 | $ 124,666 | $ 66,000 |
| Oconee, South Carolina | 3 | $ 328,000 | $ 109,333 | $ 34,000 |
| Sumner, Tennessee | 3 | $ 768,000 | $ 256,000 | $ 93,000 |
| Galveston, Texas | 3 | $ 522,000 | $ 174,000 | $ 120,000 |
| Midland, Texas | 3 | $ 451,000 | $ 150,333 | $ 91,000 |
| Duchesne, Utah | 3 | $ 612,000 | $ 204,000 | $ 35,000 |
| Summit, Utah | 3 | $ 881,000 | $ 293,666 | $ 80,000 |
| Chesapeake, Virginia | 3 | $ 620,000 | $ 206,666 | $ 39,000 |
| Hampton, Virginia | 3 | $ 501,000 | $ 167,000 | $ 63,000 |
| Uinta, Wyoming | 3 | $ 639,000 | $ 213,000 | $ 74,000 |
| Jefferson, Alabama | 2 | $ 373,000 | $ 186,500 | $ 85,000 |
| Madison, Alabama | 2 | $ 520,000 | $ 260,000 | $ 50,000 |
| Navajo, Arizona | 2 | $ 315,000 | $ 157,500 | $ 60,000 |
| Alameda, California | 2 | $ 744,000 | $ 372,000 | $ 121,000 |
| Marin, California | 2 | $ 1,251,000 | $ 625,500 | $ 788,000 |
| Riverside, California | 2 | $ 444,000 | $ 222,000 | $ 106,000 |
| Solano, California | 2 | $ 674,000 | $ 337,000 | $ 104,000 |
| New Haven, Connecticut | 2 | $ 463,000 | $ 231,500 | $ 72,000 |
| Brevard, Florida | 2 | $ 408,000 | $ 204,000 | $ 62,000 |
| Escambia, Florida | 2 | $ 169,000 | $ 84,500 | $ 49,000 |
| Leon, Florida | 2 | $ 359,000 | $ 179,500 | $ 130,000 |
| Nassau, Florida | 2 | $ 265,000 | $ 132,500 | $ 57,000 |
| Pasco, Florida | 2 | $ 300,000 | $ 150,000 | $ 29,000 |
| Polk, Florida | 2 | $ 217,000 | $ 108,500 | $ 41,000 |
| Putnam, Florida | 2 | $ 159,000 | $ 79,500 | $ 38,000 |
| Santa Rosa, Florida | 2 | $ 232,000 | $ 116,000 | $ 31,000 |
| Volusia, Florida | 2 | $ 186,000 | $ 93,000 | $ 38,000 |
| Carroll, Georgia | 2 | $ 249,000 | $ 124,500 | $ 20,000 |
| Newton, Georgia | 2 | $ 314,000 | $ 157,000 | $ 58,000 |
| Rockdale, Georgia | 2 | $ 228,000 | $ 114,000 | $ 48,000 |
| Twin Falls, Idaho | 2 | $ 436,000 | $ 218,000 | $ 61,000 |
| Kendall, Illinois | 2 | $ 575,000 | $ 287,500 | $ 147,000 |
| Peoria, Illinois | 2 | $ 293,000 | $ 146,500 | $ 95,000 |
| Hendricks, Indiana | 2 | $ 355,000 | $ 177,500 | $ 83,000 |
| Kosciusko, Indiana | 2 | $ 604,000 | $ 302,000 | $ 247,000 |
| Lake, Indiana | 2 | $ 577,000 | $ 288,500 | $ 137,000 |
| St. Joseph, Indiana | 2 | $ 598,000 | $ 299,000 | $ 107,000 |
| Montgomery, Kansas | 2 | $ 376,000 | $ 188,000 | $ 137,000 |
| Fayette, Kentucky | 2 | $ 470,000 | $ 235,000 | $ 125,000 |
| Jefferson, Kentucky | 2 | $ 527,000 | $ 263,500 | $ 148,000 |
| Essex, Massachusetts | 2 | $ 453,000 | $ 226,500 | $ 39,000 |
| Kalamazoo, Michigan | 2 | $ 329,000 | $ 164,500 | $ 22,000 |
| Chisago, Minnesota | 2 | $ 497,000 | $ 248,500 | $ 83,000 |
| Goodhue, Minnesota | 2 | $ 496,000 | $ 248,000 | $ 94,000 |
| Olmsted, Minnesota | 2 | $ 381,000 | $ 190,500 | $ 109,000 |
| Scott, Minnesota | 2 | $ 485,000 | $ 242,500 | $ 117,000 |
| Madison, Mississippi | 2 | $ 665,000 | $ 332,500 | $ 177,000 |
| Jackson, Missouri | 2 | $ 409,000 | $ 204,500 | $ 78,000 |
| Douglas, Nebraska | 2 | $ 394,000 | $ 197,000 | $ 94,000 |
| Camden, New Jersey | 2 | $ 371,000 | $ 185,500 | $ 80,000 |
| Essex, New Jersey | 2 | $ 402,000 | $ 201,000 | $ 77,000 |
| Gloucester, New Jersey | 2 | $ 477,000 | $ 238,500 | $ 73,000 |
| Hudson, New Jersey | 2 | $ 707,000 | $ 353,500 | $ 80,000 |
| Hunterdon, New Jersey | 2 | $ 617,000 | $ 308,500 | $ 102,000 |
| Monmouth, New Jersey | 2 | $ 1,080,000 | $ 540,000 | $ 157,000 |
| Rockland, New York | 2 | $ 548,000 | $ 274,000 | $ 99,000 |
| Steuben, New York | 2 | $ 315,000 | $ 157,500 | $ 66,000 |
| Brunswick, North Carolina | 2 | $ 191,000 | $ 95,500 | $ 109,000 |
| Buncombe, North Carolina | 2 | $ 411,000 | $ 205,500 | $ 176,000 |
| Cabarrus, North Carolina | 2 | $ 265,000 | $ 132,500 | $ 66,000 |
| Caldwell, North Carolina | 2 | $ 299,000 | $ 149,500 | $ 99,000 |
| Chatham, North Carolina | 2 | $ 407,000 | $ 203,500 | $ 68,000 |
| Franklin, North Carolina | 2 | $ 280,000 | $ 140,000 | $ 79,000 |
| Moore, North Carolina | 2 | $ 359,000 | $ 179,500 | $ 50,000 |
| Pitt, North Carolina | 2 | $ 133,000 | $ 66,500 | $ 34,000 |
| Rowan, North Carolina | 2 | $ 168,000 | $ 84,000 | $ 36,000 |
| Union, North Carolina | 2 | $ 456,000 | $ 228,000 | $ 85,000 |
| Mahoning, Ohio | 2 | $ 396,000 | $ 198,000 | $ 57,000 |
| Medina, Ohio | 2 | $ 401,000 | $ 200,500 | $ 93,000 |
| Portage, Ohio | 2 | $ 418,000 | $ 209,000 | $ 95,000 |
| Summit, Ohio | 2 | $ 357,000 | $ 178,500 | $ 650,000 |
| Muskogee, Oklahoma | 2 | $ 479,000 | $ 239,500 | $ 103,000 |
| Clackamas, Oregon | 2 | $ 537,000 | $ 268,500 | $ 69,000 |
| Lane, Oregon | 2 | $ 420,000 | $ 210,000 | $ 155,000 |
| Adams, Pennsylvania | 2 | $ 293,000 | $ 146,500 | $ 88,000 |
| Blair, Pennsylvania | 2 | $ 138,000 | $ 69,000 | $ 24,000 |
| Cambria, Pennsylvania | 2 | $ 165,000 | $ 82,500 | $ 42,000 |
| Centre, Pennsylvania | 2 | $ 472,000 | $ 236,000 | $ 24,000 |
| Franklin, Pennsylvania | 2 | $ 414,000 | $ 207,000 | $ 69,000 |
| Greene, Pennsylvania | 2 | $ 91,000 | $ 45,500 | $ 29,000 |
| Monroe, Pennsylvania | 2 | $ 406,000 | $ 203,000 | $ 102,000 |
| Northumberland, Pennsylvania | 2 | $ 127,000 | $ 63,500 | $ 29,000 |
| Berkeley, South Carolina | 2 | $ 536,000 | $ 268,000 | $ 101,000 |
| Clarendon, South Carolina | 2 | $ 422,000 | $ 211,000 | $ 56,000 |
| Pickens, South Carolina | 2 | $ 166,000 | $ 83,000 | $ 28,000 |
| Sumter, South Carolina | 2 | $ 109,000 | $ 54,500 | $ 34,000 |
| Coffee, Tennessee | 2 | $ 477,000 | $ 238,500 | $ 107,000 |
| Robertson, Tennessee | 2 | $ 261,000 | $ 130,500 | $ 45,000 |
| Brazoria, Texas | 2 | $ 438,000 | $ 219,000 | $ 123,000 |
| Hays, Texas | 2 | $ 416,000 | $ 208,000 | $ 88,000 |
| Hidalgo, Texas | 2 | $ 338,000 | $ 169,000 | $ 123,000 |
| Williamson, Texas | 2 | $ 487,000 | $ 243,500 | $ 113,000 |
| Windsor, Vermont | 2 | $ 327,000 | $ 163,500 | $ 61,000 |
| Accomack, Virginia | 2 | $ 189,000 | $ 94,500 | $ 36,000 |
| Chesterfield, Virginia | 2 | $ 283,000 | $ 141,500 | $ 44,000 |
| Manassas Park, Virginia | 2 | $ 442,000 | $ 221,000 | $ 51,000 |
| Norfolk, Virginia | 2 | $ 278,000 | $ 139,000 | $ 32,000 |
| Stafford, Virginia | 2 | $ 437,000 | $ 218,500 | $ 532,000 |
| Winchester, Virginia | 2 | $ 531,000 | $ 265,500 | $ 151,000 |
| Monongalia, West Virginia | 2 | $ 568,000 | $ 284,000 | $ 155,000 |
| St. Croix, Wisconsin | 2 | $ 288,000 | $ 144,000 | $ 84,000 |
| Vilas, Wisconsin | 2 | $ 419,000 | $ 209,500 | $ 103,000 |
| Lincoln, Wyoming | 2 | $ 590,000 | $ 295,000 | $ 165,000 |
| Baldwin, Alabama | 1 | $ 180,000 | $ 180,000 | $ 91,000 |
| Houston, Alabama | 1 | $ 138,000 | $ 138,000 | $ 68,000 |
| Limestone, Alabama | 1 | $ 240,000 | $ 240,000 | $ 100,000 |
| Monroe, Alabama | 1 | $ 171,000 | $ 171,000 | $ 30,000 |
| St. Clair, Alabama | 1 | $ 206,000 | $ 206,000 | $ 100,000 |
| Pima, Arizona | 1 | $ 130,000 | $ 130,000 | $ 110,000 |
| Yavapai, Arizona | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Johnson, Arkansas | 1 | $ 109,000 | $ 109,000 | $ 67,000 |
| Saline, Arkansas | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Plumas, California | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| San Benito, California | 1 | $ 274,000 | $ 274,000 | $ 119,000 |
| San Joaquin, California | 1 | $ 88,000 | $ 88,000 | $ 34,000 |
| San Mateo, California | 1 | $ 608,000 | $ 608,000 | $ 150,000 |
| Santa Cruz, California | 1 | $ 625,000 | $ 625,000 | $ 192,000 |
| Ventura, California | 1 | $ 417,000 | $ 417,000 | $ 287,000 |
| Archuleta, Colorado | 1 | $ 184,000 | $ 184,000 | $ 56,000 |
| Elbert, Colorado | 1 | $ 316,000 | $ 316,000 | $ 128,000 |
| Gunnison, Colorado | 1 | $ 22,000 | $ 22,000 | $ 70,000 |
| Las Animas, Colorado | 1 | $ 107,000 | $ 107,000 | $ 100,000 |
| Pueblo, Colorado | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Summit, Colorado | 1 | $ 280,000 | $ 280,000 | $ 176,000 |
| Bay, Florida | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Charlotte, Florida | 1 | $ 142,000 | $ 142,000 | $ 75,000 |
| Hernando, Florida | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Lake, Florida | 1 | $ 417,000 | $ 417,000 | $ 164,000 |
| Monroe, Florida | 1 | $ 417,000 | $ 417,000 | $ 152,000 |
| Cherokee, Georgia | 1 | $ 369,000 | $ 369,000 | $ 201,000 |
| Clarke, Georgia | 1 | $ 335,000 | $ 335,000 | $ 129,000 |
| Fayette, Georgia | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Floyd, Georgia | 1 | $ 141,000 | $ 141,000 | $ 56,000 |
| Franklin, Georgia | 1 | $ 98,000 | $ 98,000 | $ 96,000 |
| Hall, Georgia | 1 | $ 103,000 | $ 103,000 | $ 39,000 |
| Hancock, Georgia | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Houston, Georgia | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Morgan, Georgia | 1 | $ 118,000 | $ 118,000 | $ 20,000 |
| Pickens, Georgia | 1 | $ 248,000 | $ 248,000 | $ 150,000 |
| Pike, Georgia | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Ware, Georgia | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| Whitfield, Georgia | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Kauai, Hawaii | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Ada, Idaho | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Bonneville, Idaho | 1 | $ 318,000 | $ 318,000 | $ 120,000 |
| Custer, Idaho | 1 | $ 214,000 | $ 214,000 | $ 139,000 |
| Clinton, Illinois | 1 | $ 211,000 | $ 211,000 | $ 78,000 |
| Kankakee, Illinois | 1 | $ 153,000 | $ 153,000 | $ 90,000 |
| McLean, Illinois | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Rock Island, Illinois | 1 | $ 224,000 | $ 224,000 | $ 182,000 |
| Tazewell, Illinois | 1 | $ 137,000 | $ 137,000 | $ 63,000 |
| Winnebago, Illinois | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Boone, Indiana | 1 | $ 258,000 | $ 258,000 | $ 90,000 |
| Clark, Indiana | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Clinton, Indiana | 1 | $ 34,000 | $ 34,000 | $ 36,000 |
| Delaware, Indiana | 1 | $ 189,000 | $ 189,000 | $ 73,000 |
| Floyd, Indiana | 1 | $ 308,000 | $ 308,000 | $ 179,000 |
| Harrison, Indiana | 1 | $ 169,000 | $ 169,000 | $ 152,000 |
| Huntington, Indiana | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Jasper, Indiana | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Jennings, Indiana | 1 | $ 268,000 | $ 268,000 | $ 135,000 |
| LaPorte, Indiana | 1 | $ 210,000 | $ 210,000 | $ 51,000 |
| Vigo, Indiana | 1 | $ 88,000 | $ 88,000 | $ 65,000 |
| Warrick, Indiana | 1 | $ 257,000 | $ 257,000 | $ 206,000 |
| Cerro Gordo, Iowa | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Henry, Iowa | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Linn, Iowa | 1 | $ 153,000 | $ 153,000 | $ 139,000 |
| Winneshiek, Iowa | 1 | $ 162,000 | $ 162,000 | $ 83,000 |
| Johnson, Kansas | 1 | $ 20,000 | $ 20,000 | $ 174,000 |
| Sedgwick, Kansas | 1 | $ 207,000 | $ 207,000 | $ 160,000 |
| Barren, Kentucky | 1 | $ 297,000 | $ 297,000 | $ 60,000 |
| Boone, Kentucky | 1 | $ 278,000 | $ 278,000 | $ 97,000 |
| Bullitt, Kentucky | 1 | $ 130,000 | $ 130,000 | $ 105,000 |
| Daviess, Kentucky | 1 | $ 252,000 | $ 252,000 | $ 100,000 |
| Hardin, Kentucky | 1 | $ 337,000 | $ 337,000 | $ 212,000 |
| Hopkins, Kentucky | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Kenton, Kentucky | 1 | $ 110,000 | $ 110,000 | $ 97,000 |
| Madison, Kentucky | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
| Mason, Kentucky | 1 | $ 189,000 | $ 189,000 | $ 85,000 |
| Oldham, Kentucky | 1 | $ 340,000 | $ 340,000 | $ 140,000 |
| Rowan, Kentucky | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| Woodford, Kentucky | 1 | $ 153,000 | $ 153,000 | $ 100,000 |
| Acadia, Louisiana | 1 | $ 79,000 | $ 79,000 | $ 37,000 |
| East Baton Rouge, Louisiana | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| Natchitoches, Louisiana | 1 | $ 176,000 | $ 176,000 | $ 98,000 |
| Orleans, Louisiana | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Pointe Coupee, Louisiana | 1 | $ 290,000 | $ 290,000 | $ 106,000 |
| Washington, Louisiana | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| York, Maine | 1 | $ 229,000 | $ 229,000 | $ 127,000 |
| Allegany, Maryland | 1 | $ 241,000 | $ 241,000 | $ 169,000 |
| Dorchester, Maryland | 1 | $ 209,000 | $ 209,000 | $ 42,000 |
| Somerset, Maryland | 1 | $ 73,000 | $ 73,000 | $ 0 |
| St. Mary's, Maryland | 1 | $ 313,000 | $ 313,000 | $ 70,000 |
| Berrien, Michigan | 1 | $ 228,000 | $ 228,000 | $ 85,000 |
| Branch, Michigan | 1 | $ 300,000 | $ 300,000 | $ 40,000 |
| Genesee, Michigan | 1 | $ 269,000 | $ 269,000 | $ 120,000 |
| Iron, Michigan | 1 | $ 93,000 | $ 93,000 | $ 68,000 |
| Kent, Michigan | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Livingston, Michigan | 1 | $ 169,000 | $ 169,000 | $ 59,000 |
| Macomb, Michigan | 1 | $ 157,000 | $ 157,000 | $ 54,000 |
| Marquette, Michigan | 1 | $ 102,000 | $ 102,000 | $ 66,000 |
| Oakland, Michigan | 1 | $ 300,000 | $ 300,000 | $ 98,000 |
| Van Buren, Michigan | 1 | $ 223,000 | $ 223,000 | $ 78,000 |
| Beltrami, Minnesota | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Carlton, Minnesota | 1 | $ 233,000 | $ 233,000 | $ 110,000 |
| Crow Wing, Minnesota | 1 | $ 615,000 | $ 615,000 | $ 159,000 |
| Nicollet, Minnesota | 1 | $ 116,000 | $ 116,000 | $ 99,000 |
| Rice, Minnesota | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Lafayette, Mississippi | 1 | $ 255,000 | $ 255,000 | $ 220,000 |
| Lauderdale, Mississippi | 1 | $ 153,000 | $ 153,000 | $ 47,000 |
| Lee, Mississippi | 1 | $ 109,000 | $ 109,000 | $ 36,000 |
| Lowndes, Mississippi | 1 | $ 236,000 | $ 236,000 | $ 104,000 |
| Rankin, Mississippi | 1 | $ 147,000 | $ 147,000 | $ 55,000 |
| Cass, Missouri | 1 | $ 164,000 | $ 164,000 | $ 86,000 |
| Cole, Missouri | 1 | $ 104,000 | $ 104,000 | $ 54,000 |
| Phelps, Missouri | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Platte, Missouri | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| St. Charles, Missouri | 1 | $ 200,000 | $ 200,000 | $ 175,000 |
| St. Louis, Missouri | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Stone, Missouri | 1 | $ 235,000 | $ 235,000 | $ 195,000 |
| Silver Bow, Montana | 1 | $ 240,000 | $ 240,000 | $ 87,000 |
| Box Butte, Nebraska | 1 | $ 174,000 | $ 174,000 | $ 65,000 |
| Cheyenne, Nebraska | 1 | $ 117,000 | $ 117,000 | $ 131,000 |
| Sarpy, Nebraska | 1 | $ 320,000 | $ 320,000 | $ 349,000 |
| Merrimack, New Hampshire | 1 | $ 122,000 | $ 122,000 | $ 124,000 |
| Strafford, New Hampshire | 1 | $ 292,000 | $ 292,000 | $ 88,000 |
| Cape May, New Jersey | 1 | $ 166,000 | $ 166,000 | $ 44,000 |
| Sussex, New Jersey | 1 | $ 110,000 | $ 110,000 | $ 102,000 |
| Warren, New Jersey | 1 | $ 409,000 | $ 409,000 | $ 98,000 |
| Hidalgo, New Mexico | 1 | $ 123,000 | $ 123,000 | $ 70,000 |
| Sierra, New Mexico | 1 | $ 103,000 | $ 103,000 | $ 62,000 |
| Dutchess, New York | 1 | $ 281,000 | $ 281,000 | $ 70,000 |
| Erie, New York | 1 | $ 174,000 | $ 174,000 | $ 93,000 |
| Jefferson, New York | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Monroe, New York | 1 | $ 33,000 | $ 33,000 | $ 88,000 |
| Saratoga, New York | 1 | $ 149,000 | $ 149,000 | $ 87,000 |
| Tioga, New York | 1 | $ 118,000 | $ 118,000 | $ 91,000 |
| Alleghany, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 141,000 |
| Bladen, North Carolina | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Caswell, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Davie, North Carolina | 1 | $ 154,000 | $ 154,000 | $ 101,000 |
| Halifax, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Hertford, North Carolina | 1 | $ 81,000 | $ 81,000 | $ 52,000 |
| Madison, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| New Hanover, North Carolina | 1 | $ 203,000 | $ 203,000 | $ 45,000 |
| Perquimans, North Carolina | 1 | $ 206,000 | $ 206,000 | $ 120,000 |
| Person, North Carolina | 1 | $ 187,000 | $ 187,000 | $ 74,000 |
| Stanly, North Carolina | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Stokes, North Carolina | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Watauga, North Carolina | 1 | $ 182,000 | $ 182,000 | $ 53,000 |
| Wilkes, North Carolina | 1 | $ 119,000 | $ 119,000 | $ 33,000 |
| Wilson, North Carolina | 1 | $ 107,000 | $ 107,000 | $ 43,000 |
| Ashtabula, Ohio | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| Champaign, Ohio | 1 | $ 69,000 | $ 69,000 | $ 180,000 |
| Clermont, Ohio | 1 | $ 193,000 | $ 193,000 | $ 85,000 |
| Delaware, Ohio | 1 | $ 196,000 | $ 196,000 | $ 131,000 |
| Greene, Ohio | 1 | $ 146,000 | $ 146,000 | $ 124,000 |
| Hancock, Ohio | 1 | $ 93,000 | $ 93,000 | $ 75,000 |
| Knox, Ohio | 1 | $ 163,000 | $ 163,000 | $ 102,000 |
| Lorain, Ohio | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Lucas, Ohio | 1 | $ 182,000 | $ 182,000 | $ 85,000 |
| Richland, Ohio | 1 | $ 223,000 | $ 223,000 | $ 96,000 |
| Stark, Ohio | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Trumbull, Ohio | 1 | $ 184,000 | $ 184,000 | $ 57,000 |
| Wayne, Ohio | 1 | $ 282,000 | $ 282,000 | $ 119,000 |
| Delaware, Oklahoma | 1 | $ 252,000 | $ 252,000 | $ 83,000 |
| Pontotoc, Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 65,000 |
| Sequoyah, Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 66,000 |
| Baker, Oregon | 1 | $ 106,000 | $ 106,000 | $ 77,000 |
| Deschutes, Oregon | 1 | $ 417,000 | $ 417,000 | $ 134,000 |
| Jackson, Oregon | 1 | $ 358,000 | $ 358,000 | $ 100,000 |
| Lincoln, Oregon | 1 | $ 176,000 | $ 176,000 | $ 100,000 |
| Marion, Oregon | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| Polk, Oregon | 1 | $ 248,000 | $ 248,000 | $ 109,000 |
| Yamhill, Oregon | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Columbia, Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Crawford, Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 70,000 |
| Lebanon, Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 75,000 |
| McKean, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Mercer, Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Pike, Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 62,000 |
| Providence, Rhode Island | 1 | $ 186,000 | $ 186,000 | $ 52,000 |
| Abbeville, South Carolina | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Barnwell, South Carolina | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Beaufort, South Carolina | 1 | $ 417,000 | $ 417,000 | $ 425,000 |
| Colleton, South Carolina | 1 | $ 209,000 | $ 209,000 | $ 79,000 |
| Georgetown, South Carolina | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Laurens, South Carolina | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| Orangeburg, South Carolina | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Saluda, South Carolina | 1 | $ 169,000 | $ 169,000 | $ 117,000 |
| Williamsburg, South Carolina | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Lawrence, South Dakota | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Pennington, South Dakota | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Anderson, Tennessee | 1 | $ 94,000 | $ 94,000 | $ 115,000 |
| Carter, Tennessee | 1 | $ 90,000 | $ 90,000 | $ 21,000 |
| Cheatham, Tennessee | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Hamblen, Tennessee | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Jefferson, Tennessee | 1 | $ 166,000 | $ 166,000 | $ 68,000 |
| Loudon, Tennessee | 1 | $ 348,000 | $ 348,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Proficio Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,252 | $257,753,000 | $205,000 | $1,500,000 | $95,000 | $1,146,000 |
| Refinancing | 1,088 | $221,911,000 | $203,000 | $1,000,000 | $78,000 | $1,000,000 |
| Home Improvement | 1 | $53,000 | $53,000 | $53,000 | $11,000 | $11,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,208 | $251,695,000 | $208,000 | $1,500,000 | $88,000 | $1,000,000 |
| Not Provided | 620 | $136,231,000 | $219,000 | $750,000 | $108,000 | $1,146,000 |
| Black or African American | 327 | $56,488,000 | $172,000 | $617,000 | $53,000 | $199,000 |
| Hispanic | 128 | $22,068,000 | $172,000 | $570,000 | $61,000 | $264,000 |
| Asian | 49 | $11,454,000 | $233,000 | $608,000 | $89,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $846,000 | $169,000 | $264,000 | $46,000 | $91,000 |
| American Indian or Alaskan Native | 4 | $935,000 | $233,000 | $280,000 | $80,000 | $147,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,197 | $213,721,000 | $178,000 | $617,000 | $58,000 | $300,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,038 | $248,295,000 | $239,000 | $1,500,000 | $122,000 | $1,146,000 |
| VA-guaranteed (Veterans Administration) | 55 | $11,198,000 | $203,000 | $455,000 | $64,000 | $212,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $6,503,000 | $127,000 | $252,000 | $48,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,649 | $339,603,000 | $205,000 | $1,500,000 | $88,000 | $1,000,000 |
| Application Denied By Financial Institution | 456 | $90,422,000 | $198,000 | $624,000 | $75,000 | $1,146,000 |
| Application Withdrawn By Applicant | 180 | $37,895,000 | $210,000 | $1,000,000 | $101,000 | $1,000,000 |
| Application Approved But Not Accepted | 42 | $8,831,000 | $210,000 | $552,000 | $77,000 | $388,000 |
| File Closed For Incompleteness | 13 | $2,753,000 | $211,000 | $549,000 | $134,000 | $1,000,000 |
| Loan Purchased By The Institution | 1 | $213,000 | $213,000 | $213,000 | $91,000 | $91,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 160 | $32,618,000 | $203,000 | $579,000 | $89,000 | $1,146,000 |
| Debt-To-Income Ratio | 97 | $21,650,000 | $223,000 | $624,000 | $62,000 | $215,000 |
| Credit History | 67 | $10,562,000 | $157,000 | $518,000 | $55,000 | $267,000 |
| Credit Application Incomplete | 62 | $12,220,000 | $197,000 | $617,000 | $71,000 | $309,000 |
| Other | 34 | $7,292,000 | $214,000 | $560,000 | $72,000 | $243,000 |
| Unverifiable Information | 17 | $2,760,000 | $162,000 | $378,000 | $121,000 | $1,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,242,000 | $155,000 | $235,000 | $58,000 | $97,000 |
| Employment History | 7 | $1,307,000 | $186,000 | $409,000 | $54,000 | $98,000 |
| Mortgage Insurance Denied | 4 | $771,000 | $192,000 | $335,000 | $71,000 | $129,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Proficio Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Proficio Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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