Provident Funding Associates Mortgage Lending & HMDA Data, 2004

In 2004, Provident Funding Associates of Santa Rosa, CA reported 75,204 mortgage applications totaling $16.9 billion, down 32% from 2003. The average application was for $225,265, and applicants reported an average income of $97,230. 73% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (3,521), Phoenix-Mesa-Scottsdale, AZ (3,183) and San Jose-Sunnyvale-Santa Clara, CA (2,775) (applications in parentheses).

Mortgage Company & Address Provident Funding Associates
1235 North Dutton Ave Ste E
Santa Rosa, CA 95401
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 75,204
Total Mortgage Loan Application Amount $16,940,834,000
Average Mortgage Loan Application Amount $225,265
Highest Mortgage Loan Application Amount $1,950,000
Average Applicant Income $97,230
Highest Applicant Income $4,518,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Provident Funding Associates by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 3,131 $ 625,759,000 $ 199,859 $ 91,000
Santa Clara, California 2,732 $ 1,016,127,000 $ 371,935 $ 134,000
King, Washington 2,286 $ 593,801,000 $ 259,755 $ 106,000
Los Angeles, California 2,253 $ 597,056,000 $ 265,004 $ 107,000
Cook, Illinois 1,838 $ 441,020,000 $ 239,945 $ 94,000
San Diego, California 1,793 $ 530,323,000 $ 295,774 $ 107,000
Salt Lake, Utah 1,746 $ 311,227,000 $ 178,251 $ 83,000
Alameda, California 1,733 $ 582,243,000 $ 335,974 $ 118,000
Sacramento, California 1,576 $ 356,986,000 $ 226,513 $ 85,000
Clark, Nevada 1,417 $ 294,989,000 $ 208,178 $ 89,000
Orange, California 1,344 $ 396,969,000 $ 295,363 $ 110,000
Collin, Texas 1,089 $ 189,935,000 $ 174,412 $ 98,000
DuPage, Illinois 929 $ 223,241,000 $ 240,302 $ 125,000
Hennepin, Minnesota 872 $ 204,812,000 $ 234,876 $ 105,000
Contra Costa, California 859 $ 242,509,000 $ 282,315 $ 107,000
Riverside, California 780 $ 179,518,000 $ 230,151 $ 98,000
San Mateo, California 772 $ 270,943,000 $ 350,962 $ 120,000
Hartford, Connecticut 759 $ 143,440,000 $ 188,985 $ 90,000
Montgomery, Maryland 741 $ 212,946,000 $ 287,376 $ 119,000
Fairfax, Virginia 733 $ 211,666,000 $ 288,766 $ 108,000
Wake, North Carolina 711 $ 143,108,000 $ 201,277 $ 96,000
Ventura, California 683 $ 195,987,000 $ 286,950 $ 117,000
Sonoma, California 670 $ 170,903,000 $ 255,079 $ 95,000
Lake, Illinois 662 $ 174,941,000 $ 264,261 $ 116,000
San Bernardino, California 656 $ 140,913,000 $ 214,806 $ 94,000
Utah, Utah 649 $ 110,680,000 $ 170,539 $ 82,000
Oakland, Michigan 587 $ 139,814,000 $ 238,183 $ 116,000
Davis, Utah 587 $ 97,114,000 $ 165,441 $ 85,000
Dallas, Texas 540 $ 95,967,000 $ 177,716 $ 101,000
Washington, Oregon 537 $ 111,629,000 $ 207,875 $ 98,000
Middlesex, Massachusetts 535 $ 150,264,000 $ 280,867 $ 108,000
New Haven, Connecticut 529 $ 104,498,000 $ 197,538 $ 94,000
Douglas, Colorado 510 $ 122,262,000 $ 239,729 $ 98,000
Multnomah, Oregon 505 $ 96,102,000 $ 190,300 $ 105,000
Arapahoe, Colorado 495 $ 109,004,000 $ 220,210 $ 95,000
Solano, California 485 $ 119,611,000 $ 246,620 $ 110,000
Jefferson, Kentucky 468 $ 89,974,000 $ 192,252 $ 107,000
Denton, Texas 464 $ 85,079,000 $ 183,359 $ 117,000
Fairfield, Connecticut 458 $ 148,315,000 $ 323,831 $ 116,000
Mecklenburg, North Carolina 458 $ 89,690,000 $ 195,829 $ 114,000
Jefferson, Colorado 456 $ 102,311,000 $ 224,366 $ 97,000
Placer, California 439 $ 111,004,000 $ 252,856 $ 120,000
Snohomish, Washington 431 $ 91,236,000 $ 211,684 $ 87,000
San Joaquin, California 428 $ 102,195,000 $ 238,773 $ 99,000
Oklahoma, Oklahoma 400 $ 57,417,000 $ 143,542 $ 82,000
Denver, Colorado 390 $ 92,387,000 $ 236,889 $ 89,000
Pima, Arizona 366 $ 65,650,000 $ 179,371 $ 83,000
Boulder, Colorado 366 $ 91,658,000 $ 250,431 $ 101,000
Broward, Florida 365 $ 73,151,000 $ 200,413 $ 108,000
Marion, Indiana 363 $ 59,559,000 $ 164,074 $ 98,000
Hamilton, Indiana 361 $ 75,845,000 $ 210,096 $ 109,000
Clackamas, Oregon 357 $ 76,237,000 $ 213,549 $ 112,000
Norfolk, Massachusetts 356 $ 98,289,000 $ 276,092 $ 103,000
Will, Illinois 340 $ 73,887,000 $ 217,314 $ 103,000
Pinellas, Florida 338 $ 54,414,000 $ 160,988 $ 114,000
San Francisco, California 332 $ 111,193,000 $ 334,918 $ 144,000
Dakota, Minnesota 331 $ 68,629,000 $ 207,338 $ 110,000
Jefferson, Louisiana 321 $ 45,599,000 $ 142,052 $ 68,000
Fulton, Georgia 319 $ 84,534,000 $ 264,996 $ 128,000
Palm Beach, Florida 318 $ 61,591,000 $ 193,682 $ 102,000
Orange, Florida 313 $ 52,219,000 $ 166,833 $ 112,000
Tarrant, Texas 304 $ 52,462,000 $ 172,572 $ 109,000
Harris, Texas 303 $ 49,429,000 $ 163,132 $ 97,000
Cobb, Georgia 302 $ 60,830,000 $ 201,423 $ 114,000
Travis, Texas 297 $ 62,073,000 $ 209,000 $ 145,000
Macomb, Michigan 295 $ 49,317,000 $ 167,176 $ 80,000
Plymouth, Massachusetts 293 $ 73,859,000 $ 252,078 $ 107,000
Hillsborough, Florida 291 $ 47,994,000 $ 164,927 $ 91,000
Montgomery, Pennsylvania 278 $ 60,268,000 $ 216,791 $ 110,000
Larimer, Colorado 276 $ 53,476,000 $ 193,753 $ 82,000
Wayne, Michigan 276 $ 57,238,000 $ 207,384 $ 91,000
Weber, Utah 276 $ 42,096,000 $ 152,521 $ 67,000
Summit, Ohio 273 $ 51,252,000 $ 187,736 $ 110,000
Cuyahoga, Ohio 263 $ 50,150,000 $ 190,684 $ 115,000
El Dorado, California 262 $ 65,058,000 $ 248,312 $ 110,000
Duval, Florida 261 $ 46,189,000 $ 176,969 $ 79,000
Stark, Ohio 242 $ 39,913,000 $ 164,929 $ 88,000
Clark, Washington 239 $ 40,609,000 $ 169,912 $ 82,000
Ramsey, Minnesota 236 $ 44,137,000 $ 187,021 $ 80,000
Gwinnett, Georgia 235 $ 42,456,000 $ 180,663 $ 92,000
Howard, Maryland 229 $ 62,656,000 $ 273,606 $ 107,000
Essex, Massachusetts 226 $ 58,443,000 $ 258,597 $ 100,000
Pierce, Washington 224 $ 41,102,000 $ 183,491 $ 84,000
Stanislaus, California 223 $ 45,366,000 $ 203,434 $ 97,000
Hamilton, Ohio 219 $ 43,240,000 $ 197,442 $ 126,000
Loudoun, Virginia 209 $ 59,793,000 $ 286,090 $ 112,000
Kane, Illinois 207 $ 45,130,000 $ 218,019 $ 94,000
Washoe, Nevada 203 $ 41,910,000 $ 206,453 $ 103,000
Franklin, Ohio 202 $ 34,707,000 $ 171,816 $ 81,000
Worcester, Massachusetts 197 $ 44,343,000 $ 225,091 $ 94,000
Adams, Colorado 194 $ 37,729,000 $ 194,479 $ 77,000
Marin, California 190 $ 61,152,000 $ 321,852 $ 175,000
Santa Cruz, California 190 $ 56,051,000 $ 295,005 $ 115,000
Johnson, Kansas 185 $ 36,883,000 $ 199,367 $ 96,000
Bucks, Pennsylvania 175 $ 39,141,000 $ 223,662 $ 97,000
Fresno, California 173 $ 34,595,000 $ 199,971 $ 105,000
Orleans, Louisiana 170 $ 30,719,000 $ 180,700 $ 102,000
New Hanover, North Carolina 167 $ 30,852,000 $ 184,742 $ 89,000
Miami-Dade, Florida 165 $ 33,929,000 $ 205,630 $ 121,000
Cleveland, Oklahoma 164 $ 21,736,000 $ 132,536 $ 74,000
Tulsa, Oklahoma 163 $ 22,922,000 $ 140,625 $ 87,000
El Paso, Colorado 161 $ 31,426,000 $ 195,192 $ 90,000
DeKalb, Georgia 159 $ 35,710,000 $ 224,591 $ 98,000
Seminole, Florida 156 $ 25,936,000 $ 166,256 $ 84,000
Anne Arundel, Maryland 155 $ 35,875,000 $ 231,451 $ 101,000
Scott, Minnesota 154 $ 35,243,000 $ 228,850 $ 106,000
Baltimore, Maryland 152 $ 30,951,000 $ 203,625 $ 91,000
Suffolk, Massachusetts 150 $ 40,416,000 $ 269,440 $ 98,000
Prince William, Virginia 149 $ 37,314,000 $ 250,429 $ 95,000
McHenry, Illinois 147 $ 30,968,000 $ 210,666 $ 92,000
Anoka, Minnesota 141 $ 26,571,000 $ 188,446 $ 85,000
Washington, Minnesota 140 $ 30,663,000 $ 219,021 $ 78,000
Chester, Pennsylvania 136 $ 32,289,000 $ 237,419 $ 135,000
Nevada, California 135 $ 30,914,000 $ 228,992 $ 103,000
Providence, Rhode Island 134 $ 25,643,000 $ 191,365 $ 85,000
St. Tammany, Louisiana 131 $ 22,834,000 $ 174,305 $ 102,000
Yavapai, Arizona 126 $ 24,913,000 $ 197,722 $ 109,000
St. Louis, Missouri 124 $ 25,004,000 $ 201,645 $ 136,000
Lane, Oregon 124 $ 19,053,000 $ 153,653 $ 86,000
Delaware, Pennsylvania 124 $ 22,802,000 $ 183,887 $ 113,000
Middlesex, Connecticut 123 $ 22,800,000 $ 185,365 $ 80,000
Bristol, Massachusetts 118 $ 28,141,000 $ 238,483 $ 96,000
Madison, Alabama 116 $ 14,803,000 $ 127,612 $ 83,000
San Luis Obispo, California 116 $ 29,034,000 $ 250,293 $ 100,000
Alachua, Florida 116 $ 15,266,000 $ 131,603 $ 75,000
Canadian, Oklahoma 116 $ 14,017,000 $ 120,836 $ 67,000
Barnstable, Massachusetts 113 $ 25,122,000 $ 222,318 $ 113,000
Tolland, Connecticut 112 $ 19,365,000 $ 172,901 $ 84,000
Summit, Utah 112 $ 30,008,000 $ 267,928 $ 153,000
Lee, Florida 110 $ 19,747,000 $ 179,518 $ 112,000
Yolo, California 104 $ 25,454,000 $ 244,750 $ 110,000
Napa, California 103 $ 27,278,000 $ 264,834 $ 111,000
Guilford, North Carolina 102 $ 17,939,000 $ 175,872 $ 93,000
Weld, Colorado 101 $ 21,032,000 $ 208,237 $ 86,000
Pasco, Florida 101 $ 13,523,000 $ 133,891 $ 72,000
Monterey, California 97 $ 27,028,000 $ 278,639 $ 102,000
Montgomery, Ohio 97 $ 13,677,000 $ 141,000 $ 88,000
Jackson, Missouri 96 $ 13,507,000 $ 140,697 $ 83,000
Middlesex, New Jersey 96 $ 22,434,000 $ 233,687 $ 107,000
Washington, Utah 96 $ 13,996,000 $ 145,791 $ 85,000
Cherokee, Georgia 95 $ 17,133,000 $ 180,347 $ 87,000
Kenton, Kentucky 94 $ 14,432,000 $ 153,531 $ 81,000
Butler, Ohio 94 $ 14,816,000 $ 157,617 $ 81,000
Hendricks, Indiana 92 $ 16,133,000 $ 175,358 $ 92,000
Allegheny, Pennsylvania 92 $ 14,820,000 $ 161,086 $ 84,000
Philadelphia, Pennsylvania 91 $ 12,697,000 $ 139,527 $ 76,000
Durham, North Carolina 90 $ 13,690,000 $ 152,111 $ 78,000
Fort Bend, Texas 89 $ 15,907,000 $ 178,730 $ 113,000
Broomfield, Colorado 88 $ 21,369,000 $ 242,829 $ 112,000
Medina, Ohio 88 $ 17,038,000 $ 193,613 $ 125,000
Deschutes, Oregon 87 $ 20,405,000 $ 234,540 $ 128,000
Prince George's, Maryland 86 $ 16,307,000 $ 189,616 $ 87,000
Union, North Carolina 86 $ 17,513,000 $ 203,639 $ 93,000
Thurston, Washington 86 $ 13,591,000 $ 158,034 $ 81,000
Sarasota, Florida 85 $ 16,782,000 $ 197,435 $ 99,000
Williamson, Texas 85 $ 13,482,000 $ 158,611 $ 90,000
Washington, Arkansas 84 $ 13,526,000 $ 161,023 $ 87,000
Carver, Minnesota 84 $ 22,201,000 $ 264,297 $ 105,000
Volusia, Florida 83 $ 11,845,000 $ 142,710 $ 74,000
Forsyth, Georgia 82 $ 21,066,000 $ 256,902 $ 126,000
Washtenaw, Michigan 80 $ 18,309,000 $ 228,862 $ 128,000
Warren, Ohio 80 $ 16,614,000 $ 207,675 $ 100,000
Greenville, South Carolina 79 $ 14,730,000 $ 186,455 $ 105,000
Coconino, Arizona 77 $ 16,555,000 $ 215,000 $ 128,000
Collier, Florida 76 $ 15,245,000 $ 200,592 $ 134,000
Frederick, Maryland 76 $ 18,255,000 $ 240,197 $ 87,000
Lake, Ohio 76 $ 12,575,000 $ 165,460 $ 83,000
Santa Barbara, California 74 $ 18,580,000 $ 251,081 $ 74,000
Bergen, New Jersey 74 $ 21,859,000 $ 295,391 $ 133,000
Delaware, Ohio 74 $ 15,937,000 $ 215,364 $ 105,000
Orange, North Carolina 72 $ 17,405,000 $ 241,736 $ 128,000
Litchfield, Connecticut 71 $ 15,032,000 $ 211,718 $ 119,000
Kent, Rhode Island 71 $ 12,022,000 $ 169,323 $ 83,000
Butte, California 70 $ 13,283,000 $ 189,757 $ 81,000
Kern, California 70 $ 13,029,000 $ 186,128 $ 86,000
Brevard, Florida 70 $ 11,686,000 $ 166,942 $ 73,000
Morris, New Jersey 70 $ 19,744,000 $ 282,057 $ 133,000
Bexar, Texas 70 $ 9,401,000 $ 134,300 $ 93,000
Monmouth, New Jersey 68 $ 17,729,000 $ 260,720 $ 123,000
New London, Connecticut 67 $ 12,232,000 $ 182,567 $ 81,000
Osceola, Florida 67 $ 9,993,000 $ 149,149 $ 70,000
St. Johns, Florida 67 $ 16,674,000 $ 248,865 $ 105,000
Washington, Rhode Island 63 $ 13,743,000 $ 218,142 $ 99,000
Arlington, Virginia 63 $ 20,720,000 $ 328,888 $ 119,000
Mohave, Arizona 62 $ 9,109,000 $ 146,919 $ 82,000
Benton, Arkansas 62 $ 10,039,000 $ 161,919 $ 86,000
Ocean, New Jersey 61 $ 13,630,000 $ 223,442 $ 120,000
Boone, Kentucky 60 $ 9,684,000 $ 161,400 $ 88,000
Somerset, New Jersey 60 $ 16,203,000 $ 270,050 $ 117,000
Bernalillo, New Mexico 60 $ 9,988,000 $ 166,466 $ 96,000
Shasta, California 59 $ 10,125,000 $ 171,610 $ 110,000
Davidson, Tennessee 58 $ 9,833,000 $ 169,534 $ 78,000
Johnson, Indiana 57 $ 8,394,000 $ 147,263 $ 88,000
Oldham, Kentucky 57 $ 13,381,000 $ 234,754 $ 111,000
Williamson, Tennessee 57 $ 13,405,000 $ 235,175 $ 104,000
Mendocino, California 56 $ 12,146,000 $ 216,892 $ 79,000
Lorain, Ohio 56 $ 10,440,000 $ 186,428 $ 88,000
Marion, Oregon 56 $ 7,988,000 $ 142,642 $ 81,000
Merced, California 54 $ 10,733,000 $ 198,759 $ 90,000
Douglas, Nevada 54 $ 12,781,000 $ 236,685 $ 124,000
Charleston, South Carolina 54 $ 13,261,000 $ 245,574 $ 108,000
Manatee, Florida 53 $ 10,598,000 $ 199,962 $ 305,000
Pinal, Arizona 52 $ 7,390,000 $ 142,115 $ 62,000
Lake, California 52 $ 9,622,000 $ 185,038 $ 84,000
Sedgwick, Kansas 52 $ 7,178,000 $ 138,038 $ 113,000
Shawnee, Kansas 50 $ 7,024,000 $ 140,480 $ 86,000
Iredell, North Carolina 50 $ 10,033,000 $ 200,660 $ 90,000
Virginia Beach, Virginia 50 $ 11,233,000 $ 224,660 $ 99,000
Livingston, Michigan 49 $ 10,866,000 $ 221,755 $ 102,000
Clay, Missouri 49 $ 6,803,000 $ 138,836 $ 91,000
Essex, New Jersey 49 $ 13,787,000 $ 281,367 $ 137,000
Clay, Florida 48 $ 7,460,000 $ 155,416 $ 74,000
Boone, Indiana 48 $ 10,851,000 $ 226,062 $ 118,000
Tooele, Utah 48 $ 6,271,000 $ 130,645 $ 61,000
Cabarrus, North Carolina 47 $ 7,143,000 $ 151,978 $ 66,000
Waukesha, Wisconsin 46 $ 10,721,000 $ 233,065 $ 136,000
East Baton Rouge, Louisiana 45 $ 6,640,000 $ 147,555 $ 74,000
Carson City, Nevada 45 $ 9,272,000 $ 206,044 $ 102,000
Portage, Ohio 45 $ 8,326,000 $ 185,022 $ 95,000
Richland, South Carolina 45 $ 8,190,000 $ 182,000 $ 95,000
Shelby, Tennessee 45 $ 8,722,000 $ 193,822 $ 87,000
Nueces, Texas 45 $ 6,295,000 $ 139,888 $ 98,000
Ada, Idaho 44 $ 7,077,000 $ 160,840 $ 86,000
Harford, Maryland 44 $ 9,518,000 $ 216,318 $ 88,000
Beaufort, South Carolina 44 $ 10,441,000 $ 237,295 $ 122,000
Spokane, Washington 44 $ 5,047,000 $ 114,704 $ 69,000
Whatcom, Washington 44 $ 7,230,000 $ 164,318 $ 131,000
San Benito, California 43 $ 11,925,000 $ 277,325 $ 106,000
Wasatch, Utah 43 $ 7,941,000 $ 184,674 $ 84,000
Kendall, Illinois 42 $ 8,380,000 $ 199,523 $ 97,000
Fayette, Georgia 41 $ 8,631,000 $ 210,512 $ 120,000
Passaic, New Jersey 41 $ 9,803,000 $ 239,097 $ 116,000
Clermont, Ohio 41 $ 7,333,000 $ 178,853 $ 86,000
Geauga, Ohio 41 $ 9,332,000 $ 227,609 $ 110,000
Lexington, South Carolina 41 $ 6,708,000 $ 163,609 $ 77,000
Alexandria, Virginia 41 $ 9,704,000 $ 236,682 $ 103,000
Polk, Florida 40 $ 5,862,000 $ 146,550 $ 105,000
York, South Carolina 40 $ 6,534,000 $ 163,350 $ 72,000
Milwaukee, Wisconsin 40 $ 6,386,000 $ 159,650 $ 79,000
Greene, Ohio 39 $ 5,788,000 $ 148,410 $ 71,000
Kent, Michigan 38 $ 6,503,000 $ 171,131 $ 103,000
Mercer, New Jersey 38 $ 8,883,000 $ 233,763 $ 136,000
Washington, Wisconsin 38 $ 6,993,000 $ 184,026 $ 88,000
Navajo, Arizona 37 $ 6,437,000 $ 173,972 $ 148,000
Marion, Florida 37 $ 4,488,000 $ 121,297 $ 66,000
St. Lucie, Florida 37 $ 5,320,000 $ 143,783 $ 77,000
Henry, Georgia 37 $ 5,614,000 $ 151,729 $ 84,000
Hancock, Indiana 37 $ 6,269,000 $ 169,432 $ 87,000
Tulare, California 36 $ 6,369,000 $ 176,916 $ 93,000
St. Charles, Missouri 36 $ 5,980,000 $ 166,111 $ 68,000
Union, New Jersey 36 $ 9,383,000 $ 260,638 $ 138,000
Madera, California 35 $ 5,914,000 $ 168,971 $ 92,000
Lake, Florida 35 $ 4,951,000 $ 141,457 $ 74,000
Daviess, Kentucky 35 $ 5,383,000 $ 153,800 $ 99,000
Sherburne, Minnesota 35 $ 7,402,000 $ 211,485 $ 85,000
Bullitt, Kentucky 34 $ 4,384,000 $ 128,941 $ 72,000
Brunswick, North Carolina 34 $ 7,358,000 $ 216,411 $ 139,000
Jefferson, Alabama 33 $ 5,902,000 $ 178,848 $ 141,000
Monroe, Indiana 33 $ 5,357,000 $ 162,333 $ 69,000
Wright, Minnesota 33 $ 6,147,000 $ 186,272 $ 84,000
Fayette, Kentucky 32 $ 5,049,000 $ 157,781 $ 98,000
Carroll, Maryland 32 $ 7,208,000 $ 225,250 $ 94,000
Jackson, Oregon 32 $ 6,134,000 $ 191,687 $ 56,000
Benton, Oregon 31 $ 5,215,000 $ 168,225 $ 81,000
Galveston, Texas 31 $ 4,759,000 $ 153,516 $ 101,000
Johnston, North Carolina 30 $ 4,668,000 $ 155,600 $ 78,000
Licking, Ohio 30 $ 5,005,000 $ 166,833 $ 101,000
Kitsap, Washington 30 $ 6,206,000 $ 206,866 $ 87,000
Allen, Indiana 29 $ 5,119,000 $ 176,517 $ 79,000
St. Bernard, Louisiana 29 $ 3,092,000 $ 106,620 $ 62,000
Fairfield, Ohio 29 $ 5,139,000 $ 177,206 $ 85,000
Cumberland, Pennsylvania 29 $ 4,253,000 $ 146,655 $ 86,000
Rockwall, Texas 29 $ 4,629,000 $ 159,620 $ 79,000
Henrico, Virginia 29 $ 7,132,000 $ 245,931 $ 120,000
Shelby, Alabama 28 $ 4,956,000 $ 177,000 $ 83,000
New Castle, Delaware 28 $ 5,419,000 $ 193,535 $ 92,000
St. Charles, Louisiana 28 $ 3,722,000 $ 132,928 $ 104,000
Cache, Utah 28 $ 3,646,000 $ 130,214 $ 65,000
Chittenden, Vermont 28 $ 5,050,000 $ 180,357 $ 85,000
Gallatin, Montana 27 $ 3,833,000 $ 141,962 $ 86,000
Yamhill, Oregon 27 $ 5,070,000 $ 187,777 $ 85,000
Westmoreland, Pennsylvania 27 $ 4,335,000 $ 160,555 $ 85,000
Chelan, Washington 27 $ 4,526,000 $ 167,629 $ 68,000
Summit, Colorado 26 $ 6,134,000 $ 235,923 $ 117,000
Windham, Connecticut 26 $ 3,743,000 $ 143,961 $ 81,000
Genesee, Michigan 26 $ 4,090,000 $ 157,307 $ 72,000
Lehigh, Pennsylvania 26 $ 4,677,000 $ 179,884 $ 78,000
Chesterfield, Virginia 26 $ 5,534,000 $ 212,846 $ 99,000
Flagler, Florida 25 $ 4,487,000 $ 179,480 $ 92,000
Martin, Florida 25 $ 4,481,000 $ 179,240 $ 128,000
Honolulu, Hawaii 25 $ 6,494,000 $ 259,760 $ 114,000
Baltimore City, Maryland 25 $ 5,248,000 $ 209,920 $ 130,000
Charles, Maryland 25 $ 5,329,000 $ 213,160 $ 124,000
Buncombe, North Carolina 25 $ 4,464,000 $ 178,560 $ 100,000
Northampton, Pennsylvania 25 $ 4,322,000 $ 172,880 $ 88,000
Knox, Tennessee 25 $ 4,467,000 $ 178,680 $ 95,000
Montgomery, Texas 25 $ 4,901,000 $ 196,040 $ 93,000
Chesapeake, Virginia 25 $ 4,251,000 $ 170,040 $ 92,000
Stafford, Virginia 25 $ 5,049,000 $ 201,960 $ 89,000
Calaveras, California 24 $ 4,593,000 $ 191,375 $ 89,000
Leon, Florida 24 $ 3,559,000 $ 148,291 $ 95,000
Morgan, Indiana 24 $ 3,781,000 $ 157,541 $ 70,000
Douglas, Oregon 24 $ 3,519,000 $ 146,625 $ 75,000
Horry, South Carolina 24 $ 4,197,000 $ 174,875 $ 113,000
Kane, Utah 24 $ 3,019,000 $ 125,791 $ 49,000
Charlotte, Florida 23 $ 3,407,000 $ 148,130 $ 96,000
Douglas, Georgia 23 $ 3,611,000 $ 157,000 $ 80,000
Missoula, Montana 23 $ 3,974,000 $ 172,782 $ 120,000
Burlington, New Jersey 23 $ 5,163,000 $ 224,478 $ 98,000
Paulding, Georgia 22 $ 3,062,000 $ 139,181 $ 104,000
Madison, Indiana 22 $ 2,734,000 $ 124,272 $ 69,000
Rapides, Louisiana 22 $ 2,359,000 $ 107,227 $ 62,000
Forsyth, North Carolina 22 $ 4,015,000 $ 182,500 $ 95,000
Berks, Pennsylvania 22 $ 3,263,000 $ 148,318 $ 91,000
Butler, Pennsylvania 22 $ 3,719,000 $ 169,045 $ 75,000
Dauphin, Pennsylvania 22 $ 2,553,000 $ 116,045 $ 64,000
Sumner, Tennessee 22 $ 4,011,000 $ 182,318 $ 83,000
Island, Washington 22 $ 5,203,000 $ 236,500 $ 117,000
Tuolumne, California 21 $ 4,111,000 $ 195,761 $ 92,000
Elbert, Colorado 21 $ 5,923,000 $ 282,047 $ 85,000
Vanderburgh, Indiana 21 $ 2,718,000 $ 129,428 $ 80,000
Campbell, Kentucky 21 $ 2,866,000 $ 136,476 $ 61,000
Jefferson, Missouri 21 $ 2,480,000 $ 118,095 $ 54,000
Platte, Missouri 21 $ 3,555,000 $ 169,285 $ 86,000
Yellowstone, Montana 21 $ 2,702,000 $ 128,666 $ 62,000
Rowan, North Carolina 21 $ 2,977,000 $ 141,761 $ 76,000
Newport, Rhode Island 21 $ 4,564,000 $ 217,333 $ 106,000
Eagle, Colorado 20 $ 5,652,000 $ 282,600 $ 155,000
Bay, Florida 20 $ 3,931,000 $ 196,550 $ 80,000
Escambia, Florida 20 $ 2,796,000 $ 139,800 $ 64,000
Nassau, Florida 20 $ 3,206,000 $ 160,300 $ 90,000
Washington, Pennsylvania 20 $ 2,619,000 $ 130,950 $ 66,000
Spartanburg, South Carolina 20 $ 3,636,000 $ 181,800 $ 65,000
Fauquier, Virginia 20 $ 4,917,000 $ 245,850 $ 92,000
Humboldt, California 19 $ 3,721,000 $ 195,842 $ 85,000
Okaloosa, Florida 19 $ 3,304,000 $ 173,894 $ 70,000
Coweta, Georgia 19 $ 3,852,000 $ 202,736 $ 111,000
Hall, Georgia 19 $ 3,975,000 $ 209,210 $ 102,000
Tangipahoa, Louisiana 19 $ 2,127,000 $ 111,947 $ 51,000
Moore, North Carolina 19 $ 3,434,000 $ 180,736 $ 101,000
Wayne, Ohio 19 $ 2,816,000 $ 148,210 $ 89,000
Brazoria, Texas 19 $ 3,005,000 $ 158,157 $ 107,000
Sutter, California 18 $ 3,670,000 $ 203,888 $ 94,000
Pueblo, Colorado 18 $ 2,348,000 $ 130,444 $ 81,000
Hernando, Florida 18 $ 2,324,000 $ 129,111 $ 78,000
Santa Rosa, Florida 18 $ 3,265,000 $ 181,388 $ 94,000
Lake, Indiana 18 $ 2,423,000 $ 134,611 $ 64,000
Camden, New Jersey 18 $ 3,524,000 $ 195,777 $ 84,000
Carteret, North Carolina 18 $ 3,699,000 $ 205,500 $ 142,000
Cumberland, North Carolina 18 $ 2,801,000 $ 155,611 $ 95,000
Logan, Oklahoma 18 $ 2,291,000 $ 127,277 $ 66,000
Beaver, Pennsylvania 18 $ 2,662,000 $ 147,888 $ 67,000
Inyo, California 17 $ 3,709,000 $ 218,176 $ 92,000
Clark, Indiana 17 $ 2,474,000 $ 145,529 $ 68,000
Hunterdon, New Jersey 17 $ 4,964,000 $ 292,000 $ 119,000
Lincoln, North Carolina 17 $ 2,424,000 $ 142,588 $ 67,000
York, Pennsylvania 17 $ 2,959,000 $ 174,058 $ 81,000
Berkeley, South Carolina 17 $ 2,538,000 $ 149,294 $ 66,000
Benton, Washington 17 $ 2,523,000 $ 148,411 $ 104,000
Racine, Wisconsin 17 $ 2,297,000 $ 135,117 $ 68,000
Shelby, Kentucky 16 $ 2,785,000 $ 174,062 $ 77,000
Worcester, Maryland 16 $ 3,111,000 $ 194,437 $ 86,000
St. Clair, Michigan 16 $ 2,981,000 $ 186,312 $ 84,000
Henderson, North Carolina 16 $ 3,041,000 $ 190,062 $ 73,000
Josephine, Oregon 16 $ 2,442,000 $ 152,625 $ 50,000
El Paso, Texas 16 $ 2,264,000 $ 141,500 $ 79,000
Yakima, Washington 16 $ 1,832,000 $ 114,500 $ 96,000
Amador, California 15 $ 2,898,000 $ 193,200 $ 81,000
Chatham, Georgia 15 $ 3,278,000 $ 218,533 $ 109,000
Kootenai, Idaho 15 $ 2,023,000 $ 134,866 $ 65,000
Floyd, Indiana 15 $ 2,516,000 $ 167,733 $ 80,000
Tippecanoe, Indiana 15 $ 1,970,000 $ 131,333 $ 82,000
Ascension, Louisiana 15 $ 2,188,000 $ 145,866 $ 57,000
St. Louis City, Missouri 15 $ 2,153,000 $ 143,533 $ 86,000
Catawba, North Carolina 15 $ 2,728,000 $ 181,866 $ 89,000
Pender, North Carolina 15 $ 2,862,000 $ 190,800 $ 87,000
Dorchester, South Carolina 15 $ 2,655,000 $ 177,000 $ 77,000
Rutherford, Tennessee 15 $ 2,222,000 $ 148,133 $ 71,000
Ellis, Texas 15 $ 2,682,000 $ 178,800 $ 85,000
Hays, Texas 15 $ 2,391,000 $ 159,400 $ 79,000
Box Elder, Utah 15 $ 1,807,000 $ 120,466 $ 51,000
Mesa, Colorado 14 $ 2,446,000 $ 174,714 $ 84,000
Clayton, Georgia 14 $ 1,728,000 $ 123,428 $ 72,000
DeKalb, Illinois 14 $ 1,876,000 $ 134,000 $ 76,000
Hampden, Massachusetts 14 $ 2,222,000 $ 158,714 $ 62,000
Ingham, Michigan 14 $ 2,224,000 $ 158,857 $ 113,000
Ottawa, Michigan 14 $ 2,184,000 $ 156,000 $ 76,000
Crow Wing, Minnesota 14 $ 3,133,000 $ 223,785 $ 109,000
Lyon, Nevada 14 $ 2,707,000 $ 193,357 $ 124,000
Chatham, North Carolina 14 $ 3,539,000 $ 252,785 $ 128,000
Bristol, Rhode Island 14 $ 2,789,000 $ 199,214 $ 86,000
Hamilton, Tennessee 14 $ 2,157,000 $ 154,071 $ 84,000
Spotsylvania, Virginia 14 $ 2,726,000 $ 194,714 $ 94,000
Skagit, Washington 14 $ 2,970,000 $ 212,142 $ 139,000
Dane, Wisconsin 14 $ 3,486,000 $ 249,000 $ 120,000
St. Croix, Wisconsin 14 $ 2,618,000 $ 187,000 $ 82,000
Yuba, California 13 $ 2,176,000 $ 167,384 $ 88,000
Teller, Colorado 13 $ 2,644,000 $ 203,384 $ 100,000
Putnam, Indiana 13 $ 1,593,000 $ 122,538 $ 98,000
Crawford, Kansas 13 $ 1,371,000 $ 105,461 $ 62,000
Olmsted, Minnesota 13 $ 2,205,000 $ 169,615 $ 79,000
Lucas, Ohio 13 $ 2,641,000 $ 203,153 $ 125,000
Mahoning, Ohio 13 $ 1,585,000 $ 121,923 $ 73,000
McClain, Oklahoma 13 $ 1,954,000 $ 150,307 $ 65,000
Wagoner, Oklahoma 13 $ 1,735,000 $ 133,461 $ 69,000
Columbia, Oregon 13 $ 2,519,000 $ 193,769 $ 75,000
Lancaster, Pennsylvania 13 $ 1,552,000 $ 119,384 $ 63,000
Iron, Utah 13 $ 1,914,000 $ 147,230 $ 72,000
York, Virginia 13 $ 2,523,000 $ 194,076 $ 90,000
Franklin, Arkansas 12 $ 1,123,000 $ 93,583 $ 40,000
Imperial, California 12 $ 1,836,000 $ 153,000 $ 104,000
Grand, Colorado 12 $ 2,460,000 $ 205,000 $ 157,000
Columbia, Georgia 12 $ 1,692,000 $ 141,000 $ 88,000
Champaign, Illinois 12 $ 1,628,000 $ 135,666 $ 60,000
Shelby, Indiana 12 $ 1,690,000 $ 140,833 $ 67,000
Livingston, Louisiana 12 $ 1,288,000 $ 107,333 $ 67,000
St. Mary's, Maryland 12 $ 2,341,000 $ 195,083 $ 77,000
Hudson, New Jersey 12 $ 3,001,000 $ 250,083 $ 96,000
Davidson, North Carolina 12 $ 2,182,000 $ 181,833 $ 65,000
Onslow, North Carolina 12 $ 1,867,000 $ 155,583 $ 129,000
Tuscarawas, Ohio 12 $ 1,781,000 $ 148,416 $ 86,000
Monroe, Pennsylvania 12 $ 2,275,000 $ 189,583 $ 186,000
Gila, Arizona 11 $ 2,166,000 $ 196,909 $ 109,000
Kings, California 11 $ 1,748,000 $ 158,909 $ 153,000
Monroe, Florida 11 $ 3,183,000 $ 289,363 $ 127,000
Bartow, Georgia 11 $ 1,703,000 $ 154,818 $ 100,000
Carroll, Georgia 11 $ 2,050,000 $ 186,363 $ 82,000
Rockdale, Georgia 11 $ 2,124,000 $ 193,090 $ 85,000
Scott, Kentucky 11 $ 1,436,000 $ 130,545 $ 79,000
Calvert, Maryland 11 $ 2,516,000 $ 228,727 $ 82,000
Sussex, New Jersey 11 $ 2,594,000 $ 235,818 $ 92,000
Santa Fe, New Mexico 11 $ 2,020,000 $ 183,636 $ 107,000
Clark, Ohio 11 $ 1,889,000 $ 171,727 $ 81,000
Grady, Oklahoma 11 $ 1,193,000 $ 108,454 $ 67,000
Rogers, Oklahoma 11 $ 1,348,000 $ 122,545 $ 68,000
Clatsop, Oregon 11 $ 1,687,000 $ 153,363 $ 79,000
Oconee, South Carolina 11 $ 2,296,000 $ 208,727 $ 161,000
Smith, Texas 11 $ 1,820,000 $ 165,454 $ 104,000
Kenosha, Wisconsin 11 $ 2,419,000 $ 219,909 $ 97,000
Tehama, California 10 $ 1,410,000 $ 141,000 $ 72,000
Sumter, Florida 10 $ 1,649,000 $ 164,900 $ 71,000
Howard, Indiana 10 $ 1,336,000 $ 133,600 $ 79,000
Porter, Indiana 10 $ 1,620,000 $ 162,000 $ 95,000
Barton, Kansas 10 $ 1,256,000 $ 125,600 $ 150,000
Douglas, Kansas 10 $ 1,367,000 $ 136,700 $ 78,000
St. John the Baptist, Louisiana 10 $ 1,416,000 $ 141,600 $ 73,000
Sandoval, New Mexico 10 $ 1,505,000 $ 150,500 $ 78,000
Gaston, North Carolina 10 $ 1,134,000 $ 113,400 $ 64,000
Miami, Ohio 10 $ 1,464,000 $ 146,400 $ 70,000
Hood River, Oregon 10 $ 1,969,000 $ 196,900 $ 90,000
Klamath, Oregon 10 $ 1,564,000 $ 156,400 $ 70,000
Tillamook, Oregon 10 $ 1,447,000 $ 144,700 $ 72,000
Wilson, Tennessee 10 $ 1,433,000 $ 143,300 $ 60,000
Clear Creek, Colorado 9 $ 2,058,000 $ 228,666 $ 101,000
Morgan, Colorado 9 $ 1,015,000 $ 112,777 $ 56,000
Sussex, Delaware 9 $ 1,829,000 $ 203,222 $ 158,000
Walton, Florida 9 $ 2,105,000 $ 233,888 $ 94,000
Newton, Georgia 9 $ 1,180,000 $ 131,111 $ 81,000
LaPorte, Indiana 9 $ 2,001,000 $ 222,333 $ 161,000
St. Joseph, Indiana 9 $ 1,274,000 $ 141,555 $ 62,000
Plaquemines, Louisiana 9 $ 1,125,000 $ 125,000 $ 70,000
York, Maine 9 $ 1,945,000 $ 216,111 $ 71,000
Nantucket, Massachusetts 9 $ 2,904,000 $ 322,666 $ 180,000
Chisago, Minnesota 9 $ 1,113,000 $ 123,666 $ 80,000
Rice, Minnesota 9 $ 1,976,000 $ 219,555 $ 111,000
Alamance, North Carolina 9 $ 1,441,000 $ 160,111 $ 112,000
Franklin, North Carolina 9 $ 1,347,000 $ 149,666 $ 62,000
Granville, North Carolina 9 $ 1,282,000 $ 142,444 $ 52,000
Watauga, North Carolina 9 $ 1,751,000 $ 194,555 $ 209,000
Union, Ohio 9 $ 1,670,000 $ 185,555 $ 91,000
Comanche, Oklahoma 9 $ 728,000 $ 80,888 $ 38,000
Linn, Oregon 9 $ 959,000 $ 106,555 $ 46,000
Anderson, South Carolina 9 $ 1,453,000 $ 161,444 $ 90,000
Douglas, Washington 9 $ 1,119,000 $ 124,333 $ 75,000
Oneida, Wisconsin 9 $ 1,826,000 $ 202,888 $ 115,000
Ozaukee, Wisconsin 9 $ 1,805,000 $ 200,555 $ 99,000
Baldwin, Alabama 8 $ 1,012,000 $ 126,500 $ 82,000
Plumas, California 8 $ 1,592,000 $ 199,000 $ 112,000
La Plata, Colorado 8 $ 1,275,000 $ 159,375 $ 43,000
Brown, Indiana 8 $ 1,081,000 $ 135,125 $ 91,000
Elkhart, Indiana 8 $ 917,000 $ 114,625 $ 59,000
Leavenworth, Kansas 8 $ 884,000 $ 110,500 $ 47,000
Reno, Kansas 8 $ 1,369,000 $ 171,125 $ 116,000
Nelson, Kentucky 8 $ 1,245,000 $ 155,625 $ 64,000
Lafayette, Louisiana 8 $ 1,082,000 $ 135,250 $ 86,000
Atlantic, New Jersey 8 $ 1,378,000 $ 172,250 $ 103,000
Warren, New Jersey 8 $ 1,722,000 $ 215,250 $ 96,000
Dare, North Carolina 8 $ 2,358,000 $ 294,750 $ 147,000
Harnett, North Carolina 8 $ 1,212,000 $ 151,500 $ 54,000
Randolph, North Carolina 8 $ 1,059,000 $ 132,375 $ 88,000
Payne, Oklahoma 8 $ 1,136,000 $ 142,000 $ 68,000
Clearfield, Pennsylvania 8 $ 690,000 $ 86,250 $ 60,000
Lebanon, Pennsylvania 8 $ 688,000 $ 86,000 $ 69,000
Putnam, Tennessee 8 $ 1,127,000 $ 140,875 $ 63,000
Guadalupe, Texas 8 $ 907,000 $ 113,375 $ 71,000
Johnson, Texas 8 $ 1,257,000 $ 157,125 $ 113,000
Parker, Texas 8 $ 1,303,000 $ 162,875 $ 104,000
Morgan, Utah 8 $ 1,491,000 $ 186,375 $ 65,000
Hanover, Virginia 8 $ 1,325,000 $ 165,625 $ 77,000
Manassas, Virginia 8 $ 1,721,000 $ 215,125 $ 115,000
Page:

Mortgage Loan Application Detail Totals for Provident Funding Associates in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 56,285 $12,756,946,000 $189,280 $1,950,000 $92,380 $4,518,000
Home Purchase 18,919 $4,183,888,000 $193,562 $1,467,000 $97,645 $2,316,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 48,294 $10,443,115,000 $190,530 $1,950,000 $96,326 $4,049,000
Asian 12,274 $3,384,808,000 $221,384 $1,236,000 $98,666 $4,518,000
Not Provided 9,346 $2,000,874,000 $179,022 $1,100,000 $93,045 $1,440,000
Hispanic 2,918 $616,250,000 $175,473 $1,000,000 $91,473 $1,867,000
Black or African American 1,256 $244,995,000 $177,891 $980,000 $80,621 $1,050,000
Not applicable 668 $145,523,000 $212,909 $743,000 $89,787 $414,000
Native Hawaiian or Other Pacific Islander 257 $64,501,000 $224,178 $900,000 $109,428 $639,000
American Indian or Alaskan Native 191 $40,768,000 $208,741 $640,000 $95,677 $328,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 75,204 $16,940,834,000 $191,840 $1,950,000 $93,600 $4,518,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 54,814 $12,330,356,000 $186,553 $1,950,000 $92,404 $3,912,000
Loan Purchased By The Institution 9,722 $2,163,890,000 $204,369 $1,000,000 $102,195 $4,518,000
Application Withdrawn By Applicant 7,920 $1,838,443,000 $187,065 $1,300,000 $99,347 $2,316,000
Application Denied By Financial Institution 2,748 $608,145,000 $192,571 $1,510,000 $88,690 $4,049,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,357 $280,127,000 $190,525 $1,510,000 $102,225 $4,049,000
Debt-To-Income Ratio 812 $200,115,000 $202,342 $975,000 $73,885 $600,000
Credit History 516 $112,206,000 $198,641 $650,000 $72,641 $401,000
Employment History 58 $14,650,000 $229,095 $750,000 $92,809 $420,000
Collateral 5 $1,047,000 $149,000 $470,000 $121,000 $264,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Provident Funding Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List