R.H. Lending, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | R.H. Lending, Inc. 6209 Colleyville Blvd. Colleyville, TX 76034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,634 |
| Total Mortgage Loan Application Amount | $198,131,000 |
| Average Mortgage Loan Application Amount | $119,500 |
| Highest Mortgage Loan Application Amount | $349,000 |
| Average Applicant Income | $36,500 |
| Highest Applicant Income | $189,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with R.H. Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R.H. Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down R.H. Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R.H. Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by R.H. Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R.H. Lending, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 139 | $ 16,462,000 | $ 118,000 | $ 51,000 |
| Liberty County Georgia | 68 | $ 7,185,000 | $ 105,000 | $ 42,000 |
| Potter County Texas | 55 | $ 5,191,000 | $ 94,000 | $ 42,000 |
| Randall County Texas | 53 | $ 6,005,000 | $ 113,000 | $ 54,000 |
| Dallas County Texas | 49 | $ 6,831,000 | $ 139,000 | $ 60,000 |
| Hidalgo County Texas | 43 | $ 5,493,000 | $ 127,000 | $ 51,000 |
| Kaufman County Texas | 38 | $ 4,436,000 | $ 116,000 | $ 31,000 |
| Harris County Texas | 35 | $ 4,585,000 | $ 131,000 | $ 67,000 |
| Bexar County Texas | 30 | $ 3,590,000 | $ 119,000 | $ 53,000 |
| Johnson County Texas | 28 | $ 3,208,000 | $ 114,000 | $ 37,000 |
| Denton County Texas | 26 | $ 4,087,000 | $ 157,000 | $ 67,000 |
| Mobile County Alabama | 25 | $ 2,254,000 | $ 90,000 | $ 32,000 |
| Long County Georgia | 24 | $ 2,810,000 | $ 117,000 | $ 38,000 |
| Collin County Texas | 22 | $ 3,303,000 | $ 150,000 | $ 52,000 |
| Lubbock County Texas | 21 | $ 2,172,000 | $ 103,000 | $ 53,000 |
| Hunt County Texas | 20 | $ 2,628,000 | $ 131,000 | $ 44,000 |
| Parker County Texas | 19 | $ 2,279,000 | $ 119,000 | $ 59,000 |
| Midland County Texas | 15 | $ 2,657,000 | $ 177,000 | $ 83,000 |
| Montgomery County Texas | 15 | $ 1,688,000 | $ 112,000 | $ 56,000 |
| Montgomery County Alabama | 14 | $ 1,476,000 | $ 105,000 | $ 41,000 |
| Chester County South Carolina | 14 | $ 1,598,000 | $ 114,000 | $ 46,000 |
| Floyd County Georgia | 13 | $ 1,311,000 | $ 100,000 | $ 39,000 |
| Harrison County Texas | 13 | $ 1,760,000 | $ 135,000 | $ 51,000 |
| Ellis County Texas | 12 | $ 1,607,000 | $ 133,000 | $ 69,000 |
| Liberty County Texas | 12 | $ 1,288,000 | $ 107,000 | $ 42,000 |
| Ector County Texas | 11 | $ 1,711,000 | $ 155,000 | $ 61,000 |
| Dougherty County Georgia | 10 | $ 953,000 | $ 95,000 | $ 42,000 |
| East Baton Rouge County Louisiana | 10 | $ 1,456,000 | $ 145,000 | $ 45,000 |
| Guadalupe County Texas | 10 | $ 1,113,000 | $ 111,000 | $ 52,000 |
| Williamson County Texas | 10 | $ 1,851,000 | $ 185,000 | $ 82,000 |
| Bell County Texas | 9 | $ 1,054,000 | $ 117,000 | $ 46,000 |
| Fort Bend County Texas | 9 | $ 1,441,000 | $ 160,000 | $ 54,000 |
| Nueces County Texas | 9 | $ 1,207,000 | $ 134,000 | $ 47,000 |
| Wichita County Texas | 9 | $ 999,000 | $ 111,000 | $ 59,000 |
| Bulloch County Georgia | 8 | $ 959,000 | $ 119,000 | $ 38,000 |
| Lafayette County Louisiana | 8 | $ 1,268,000 | $ 158,000 | $ 49,000 |
| St. Landry County Louisiana | 8 | $ 977,000 | $ 122,000 | $ 45,000 |
| Lauderdale County Mississippi | 8 | $ 690,000 | $ 86,000 | $ 24,000 |
| Gregg County Texas | 8 | $ 1,004,000 | $ 125,000 | $ 59,000 |
| Henderson County Texas | 8 | $ 763,000 | $ 95,000 | $ 40,000 |
| Hood County Texas | 8 | $ 883,000 | $ 110,000 | $ 53,000 |
| Smith County Texas | 8 | $ 870,000 | $ 108,000 | $ 44,000 |
| Wise County Texas | 8 | $ 1,061,000 | $ 132,000 | $ 59,000 |
| Wayne County Georgia | 7 | $ 826,000 | $ 118,000 | $ 55,000 |
| Iberia County Louisiana | 7 | $ 1,058,000 | $ 151,000 | $ 62,000 |
| Terrebonne County Louisiana | 7 | $ 1,105,000 | $ 157,000 | $ 48,000 |
| Aiken County South Carolina | 7 | $ 708,000 | $ 101,000 | $ 41,000 |
| Brazoria County Texas | 7 | $ 1,119,000 | $ 159,000 | $ 59,000 |
| El Paso County Texas | 7 | $ 816,000 | $ 116,000 | $ 50,000 |
| Tom Green County Texas | 7 | $ 713,000 | $ 101,000 | $ 46,000 |
| Elmore County Alabama | 6 | $ 658,000 | $ 109,000 | $ 51,000 |
| Cobb County Georgia | 6 | $ 1,169,000 | $ 194,000 | $ 53,000 |
| Effingham County Georgia | 6 | $ 809,000 | $ 134,000 | $ 68,000 |
| Tattnall County Georgia | 6 | $ 591,000 | $ 98,000 | $ 24,000 |
| Acadia County Louisiana | 6 | $ 826,000 | $ 137,000 | $ 71,000 |
| Cleveland County Oklahoma | 6 | $ 685,000 | $ 114,000 | $ 45,000 |
| Shelby County Tennessee | 6 | $ 779,000 | $ 129,000 | $ 34,000 |
| Cameron County Texas | 6 | $ 648,000 | $ 108,000 | $ 50,000 |
| Cherokee County Texas | 6 | $ 616,000 | $ 102,000 | $ 36,000 |
| Navarro County Texas | 6 | $ 524,000 | $ 87,000 | $ 52,000 |
| Upshur County Texas | 6 | $ 741,000 | $ 123,000 | $ 32,000 |
| Van Zandt County Texas | 6 | $ 605,000 | $ 100,000 | $ 35,000 |
| Bossier County Louisiana | 5 | $ 661,000 | $ 132,000 | $ 51,000 |
| Ouachita County Louisiana | 5 | $ 612,000 | $ 122,000 | $ 31,000 |
| Vermilion County Louisiana | 5 | $ 579,000 | $ 115,000 | $ 44,000 |
| Oklahoma County Oklahoma | 5 | $ 655,000 | $ 131,000 | $ 66,000 |
| Atascosa County Texas | 5 | $ 849,000 | $ 169,000 | $ 57,000 |
| Comal County Texas | 5 | $ 647,000 | $ 129,000 | $ 39,000 |
| McLennan County Texas | 5 | $ 588,000 | $ 117,000 | $ 57,000 |
| Medina County Texas | 5 | $ 840,000 | $ 168,000 | $ 90,000 |
| Victoria County Texas | 5 | $ 747,000 | $ 149,000 | $ 72,000 |
| Autauga County Alabama | 4 | $ 433,000 | $ 108,000 | $ 44,000 |
| Benton County Arkansas | 4 | $ 596,000 | $ 149,000 | $ 75,000 |
| Pope County Arkansas | 4 | $ 479,000 | $ 119,000 | $ 45,000 |
| Washington County Arkansas | 4 | $ 458,000 | $ 114,000 | $ 61,000 |
| Henry County Georgia | 4 | $ 665,000 | $ 166,000 | $ 58,000 |
| McIntosh County Georgia | 4 | $ 418,000 | $ 104,000 | $ 35,000 |
| Evangeline County Louisiana | 4 | $ 628,000 | $ 157,000 | $ 56,000 |
| St. Martin County Louisiana | 4 | $ 673,000 | $ 168,000 | $ 85,000 |
| Pottawatomie County Oklahoma | 4 | $ 480,000 | $ 120,000 | $ 40,000 |
| Berkeley County South Carolina | 4 | $ 920,000 | $ 230,000 | $ 81,000 |
| Lexington County South Carolina | 4 | $ 341,000 | $ 85,000 | $ 22,000 |
| Bowie County Texas | 4 | $ 342,000 | $ 85,000 | $ 30,000 |
| Brazos County Texas | 4 | $ 520,000 | $ 130,000 | $ 85,000 |
| Grayson County Texas | 4 | $ 418,000 | $ 104,000 | $ 35,000 |
| Hill County Texas | 4 | $ 438,000 | $ 109,000 | $ 86,000 |
| Jones County Texas | 4 | $ 396,000 | $ 99,000 | $ 61,000 |
| Orange County Texas | 4 | $ 435,000 | $ 108,000 | $ 47,000 |
| Panola County Texas | 4 | $ 431,000 | $ 107,000 | $ 50,000 |
| Rockwall County Texas | 4 | $ 521,000 | $ 130,000 | $ 41,000 |
| Rusk County Texas | 4 | $ 513,000 | $ 128,000 | $ 48,000 |
| San Patricio County Texas | 4 | $ 460,000 | $ 115,000 | $ 47,000 |
| Travis County Texas | 4 | $ 444,000 | $ 111,000 | $ 29,000 |
| Dallas County Alabama | 3 | $ 264,000 | $ 88,000 | $ 35,000 |
| Jefferson County Alabama | 3 | $ 395,000 | $ 131,000 | $ 36,000 |
| Shelby County Alabama | 3 | $ 570,000 | $ 190,000 | $ 107,000 |
| St. Clair County Alabama | 3 | $ 377,000 | $ 125,000 | $ 53,000 |
| Tuscaloosa County Alabama | 3 | $ 351,000 | $ 117,000 | $ 17,000 |
| Bacon County Georgia | 3 | $ 272,000 | $ 90,000 | $ 41,000 |
| Candler County Georgia | 3 | $ 317,000 | $ 105,000 | $ 15,000 |
| Carroll County Georgia | 3 | $ 267,000 | $ 89,000 | $ 26,000 |
| Chatham County Georgia | 3 | $ 340,000 | $ 113,000 | $ 45,000 |
| DeKalb County Georgia | 3 | $ 287,000 | $ 95,000 | $ 9,000 |
| Jones County Georgia | 3 | $ 385,000 | $ 128,000 | $ 44,000 |
| Lee County Georgia | 3 | $ 425,000 | $ 141,000 | $ 80,000 |
| Caddo County Louisiana | 3 | $ 380,000 | $ 126,000 | $ 27,000 |
| Calcasieu County Louisiana | 3 | $ 390,000 | $ 130,000 | $ 66,000 |
| Jefferson Davis County Louisiana | 3 | $ 365,000 | $ 121,000 | $ 67,000 |
| Plaquemines County Louisiana | 3 | $ 628,000 | $ 209,000 | $ 91,000 |
| St. Bernard County Louisiana | 3 | $ 265,000 | $ 88,000 | $ 58,000 |
| St. Tammany County Louisiana | 3 | $ 412,000 | $ 137,000 | $ 65,000 |
| Clarke County Mississippi | 3 | $ 305,000 | $ 101,000 | $ 21,000 |
| Creek County Oklahoma | 3 | $ 349,000 | $ 116,000 | $ 16,000 |
| Grady County Oklahoma | 3 | $ 404,000 | $ 134,000 | $ 61,000 |
| Lincoln County Oklahoma | 3 | $ 335,000 | $ 111,000 | $ 22,000 |
| Tulsa County Oklahoma | 3 | $ 358,000 | $ 119,000 | $ 52,000 |
| Cherokee County South Carolina | 3 | $ 303,000 | $ 101,000 | $ 17,000 |
| Spartanburg County South Carolina | 3 | $ 372,000 | $ 124,000 | $ 18,000 |
| Roane County Tennessee | 3 | $ 241,000 | $ 80,000 | $ 38,000 |
| Sullivan County Tennessee | 3 | $ 249,000 | $ 83,000 | $ 15,000 |
| Tipton County Tennessee | 3 | $ 293,000 | $ 97,000 | $ 0 |
| Wilson County Tennessee | 3 | $ 456,000 | $ 152,000 | $ 72,000 |
| Burnet County Texas | 3 | $ 384,000 | $ 128,000 | $ 53,000 |
| Cooke County Texas | 3 | $ 424,000 | $ 141,000 | $ 59,000 |
| Fannin County Texas | 3 | $ 433,000 | $ 144,000 | $ 51,000 |
| Hardin County Texas | 3 | $ 483,000 | $ 161,000 | $ 85,000 |
| Hays County Texas | 3 | $ 360,000 | $ 120,000 | $ 33,000 |
| Jefferson County Texas | 3 | $ 373,000 | $ 124,000 | $ 16,000 |
| Lamb County Texas | 3 | $ 228,000 | $ 76,000 | $ 68,000 |
| Montague County Texas | 3 | $ 445,000 | $ 148,000 | $ 35,000 |
| Ochiltree County Texas | 3 | $ 263,000 | $ 87,000 | $ 72,000 |
| San Jacinto County Texas | 3 | $ 280,000 | $ 93,000 | $ 46,000 |
| Butler County Alabama | 2 | $ 217,000 | $ 108,000 | $ 56,000 |
| Calhoun County Alabama | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Chilton County Alabama | 2 | $ 235,000 | $ 117,000 | $ 65,000 |
| Cleburne County Alabama | 2 | $ 217,000 | $ 108,000 | $ 29,000 |
| Lowndes County Alabama | 2 | $ 222,000 | $ 111,000 | $ 50,000 |
| Talladega County Alabama | 2 | $ 155,000 | $ 77,000 | $ 21,000 |
| Washington County Alabama | 2 | $ 187,000 | $ 93,000 | $ 33,000 |
| Faulkner County Arkansas | 2 | $ 236,000 | $ 118,000 | $ 58,000 |
| Garland County Arkansas | 2 | $ 208,000 | $ 104,000 | $ 36,000 |
| Lonoke County Arkansas | 2 | $ 254,000 | $ 127,000 | $ 22,000 |
| Berrien County Georgia | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| Bleckley County Georgia | 2 | $ 244,000 | $ 122,000 | $ 47,000 |
| Clayton County Georgia | 2 | $ 325,000 | $ 162,000 | $ 0 |
| Cook County Georgia | 2 | $ 204,000 | $ 102,000 | $ 15,000 |
| Emanuel County Georgia | 2 | $ 161,000 | $ 80,000 | $ 32,000 |
| Fulton County Georgia | 2 | $ 219,000 | $ 109,000 | $ 13,000 |
| Jackson County Georgia | 2 | $ 255,000 | $ 127,000 | $ 53,000 |
| Montgomery County Georgia | 2 | $ 228,000 | $ 114,000 | $ 54,000 |
| Muscogee County Georgia | 2 | $ 188,000 | $ 94,000 | $ 13,000 |
| Richmond County Georgia | 2 | $ 304,000 | $ 152,000 | $ 24,000 |
| Toombs County Georgia | 2 | $ 175,000 | $ 87,000 | $ 36,000 |
| Twiggs County Georgia | 2 | $ 264,000 | $ 132,000 | $ 51,000 |
| Ascension County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Jefferson County Louisiana | 2 | $ 196,000 | $ 98,000 | $ 46,000 |
| Lafourche County Louisiana | 2 | $ 287,000 | $ 143,000 | $ 21,000 |
| Lincoln County Louisiana | 2 | $ 256,000 | $ 128,000 | $ 26,000 |
| Livingston County Louisiana | 2 | $ 201,000 | $ 100,000 | $ 47,000 |
| Washington County Louisiana | 2 | $ 205,000 | $ 102,000 | $ 10,000 |
| Jackson County Mississippi | 2 | $ 207,000 | $ 103,000 | $ 42,000 |
| Kemper County Mississippi | 2 | $ 217,000 | $ 108,000 | $ 64,000 |
| Madison County Mississippi | 2 | $ 537,000 | $ 268,000 | $ 121,000 |
| Pearl River County Mississippi | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Warren County Mississippi | 2 | $ 188,000 | $ 94,000 | $ 15,000 |
| Osage County Oklahoma | 2 | $ 192,000 | $ 96,000 | $ 40,000 |
| Ottawa County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Payne County Oklahoma | 2 | $ 229,000 | $ 114,000 | $ 54,000 |
| Rogers County Oklahoma | 2 | $ 323,000 | $ 161,000 | $ 46,000 |
| Woodward County Oklahoma | 2 | $ 288,000 | $ 144,000 | $ 62,000 |
| Charleston County South Carolina | 2 | $ 313,000 | $ 156,000 | $ 46,000 |
| Dorchester County South Carolina | 2 | $ 347,000 | $ 173,000 | $ 68,000 |
| Edgefield County South Carolina | 2 | $ 227,000 | $ 113,000 | $ 45,000 |
| Horry County South Carolina | 2 | $ 206,000 | $ 103,000 | $ 44,000 |
| Davidson County Tennessee | 2 | $ 263,000 | $ 131,000 | $ 22,000 |
| Fayette County Tennessee | 2 | $ 223,000 | $ 111,000 | $ 16,000 |
| Jefferson County Tennessee | 2 | $ 252,000 | $ 126,000 | $ 53,000 |
| Madison County Tennessee | 2 | $ 151,000 | $ 75,000 | $ 48,000 |
| Putnam County Tennessee | 2 | $ 163,000 | $ 81,000 | $ 30,000 |
| Rutherford County Tennessee | 2 | $ 221,000 | $ 110,000 | $ 9,000 |
| Sevier County Tennessee | 2 | $ 215,000 | $ 107,000 | $ 48,000 |
| Anderson County Texas | 2 | $ 217,000 | $ 108,000 | $ 67,000 |
| Bastrop County Texas | 2 | $ 217,000 | $ 108,000 | $ 0 |
| Baylor County Texas | 2 | $ 360,000 | $ 180,000 | $ 39,000 |
| Caldwell County Texas | 2 | $ 330,000 | $ 165,000 | $ 33,000 |
| Callahan County Texas | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Cass County Texas | 2 | $ 185,000 | $ 92,000 | $ 29,000 |
| Clay County Texas | 2 | $ 172,000 | $ 86,000 | $ 61,000 |
| Galveston County Texas | 2 | $ 272,000 | $ 136,000 | $ 50,000 |
| Gray County Texas | 2 | $ 230,000 | $ 115,000 | $ 48,000 |
| Hopkins County Texas | 2 | $ 212,000 | $ 106,000 | $ 18,000 |
| Howard County Texas | 2 | $ 427,000 | $ 213,000 | $ 78,000 |
| Jasper County Texas | 2 | $ 194,000 | $ 97,000 | $ 53,000 |
| Leon County Texas | 2 | $ 161,000 | $ 80,000 | $ 53,000 |
| Limestone County Texas | 2 | $ 301,000 | $ 150,000 | $ 39,000 |
| Martin County Texas | 2 | $ 252,000 | $ 126,000 | $ 51,000 |
| Moore County Texas | 2 | $ 282,000 | $ 141,000 | $ 88,000 |
| Palo Pinto County Texas | 2 | $ 177,000 | $ 88,000 | $ 81,000 |
| Pecos County Texas | 2 | $ 432,000 | $ 216,000 | $ 113,000 |
| Polk County Texas | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
| Rains County Texas | 2 | $ 145,000 | $ 72,000 | $ 0 |
| Refugio County Texas | 2 | $ 224,000 | $ 112,000 | $ 44,000 |
| Robertson County Texas | 2 | $ 274,000 | $ 137,000 | $ 26,000 |
| Taylor County Texas | 2 | $ 219,000 | $ 109,000 | $ 54,000 |
| Webb County Texas | 2 | $ 233,000 | $ 116,000 | $ 39,000 |
| Wilbarger County Texas | 2 | $ 241,000 | $ 120,000 | $ 46,000 |
| Wood County Texas | 2 | $ 268,000 | $ 134,000 | $ 31,000 |
| Cherokee County Alabama | 1 | $ 93,000 | $ 93,000 | $ 25,000 |
| Coffee County Alabama | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Escambia County Alabama | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
| Lawrence County Alabama | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Madison County Alabama | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Morgan County Alabama | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Arkansas County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 56,000 |
| Ashley County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Johnson County Arkansas | 1 | $ 118,000 | $ 118,000 | $ 56,000 |
| Miller County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Mississippi County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Poinsett County Arkansas | 1 | $ 157,000 | $ 157,000 | $ 104,000 |
| Sharp County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 50,000 |
| Atkinson County Georgia | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Baldwin County Georgia | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Banks County Georgia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Barrow County Georgia | 1 | $ 188,000 | $ 188,000 | $ 100,000 |
| Brantley County Georgia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Bryan County Georgia | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Catoosa County Georgia | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Clarke County Georgia | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
| Columbia County Georgia | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| Crisp County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Douglas County Georgia | 1 | $ 111,000 | $ 111,000 | $ 43,000 |
| Evans County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fannin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Forsyth County Georgia | 1 | $ 83,000 | $ 83,000 | $ 46,000 |
| Glynn County Georgia | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Gwinnett County Georgia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Habersham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Hancock County Georgia | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Houston County Georgia | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Jeff Davis County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Johnson County Georgia | 1 | $ 91,000 | $ 91,000 | $ 36,000 |
| Laurens County Georgia | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Peach County Georgia | 1 | $ 152,000 | $ 152,000 | $ 71,000 |
| Polk County Georgia | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Putnam County Georgia | 1 | $ 206,000 | $ 206,000 | $ 56,000 |
| Screven County Georgia | 1 | $ 97,000 | $ 97,000 | $ 54,000 |
| Taylor County Georgia | 1 | $ 134,000 | $ 134,000 | $ 47,000 |
| Treutlen County Georgia | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Walton County Georgia | 1 | $ 86,000 | $ 86,000 | $ 31,000 |
| Whitfield County Georgia | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Wilcox County Georgia | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Worth County Georgia | 1 | $ 186,000 | $ 186,000 | $ 93,000 |
| Allen County Indiana | 1 | $ 116,000 | $ 116,000 | $ 31,000 |
| Hamilton County Indiana | 1 | $ 172,000 | $ 172,000 | $ 130,000 |
| Marion County Indiana | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Beauregard County Louisiana | 1 | $ 220,000 | $ 220,000 | $ 146,000 |
| Claiborne County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 79,000 |
| De Soto County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| East Feliciana County Louisiana | 1 | $ 204,000 | $ 204,000 | $ 57,000 |
| La Salle County Louisiana | 1 | $ 188,000 | $ 188,000 | $ 113,000 |
| Natchitoches County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| Orleans County Louisiana | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Rapides County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Sabine County Louisiana | 1 | $ 242,000 | $ 242,000 | $ 189,000 |
| Vernon County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Winn County Louisiana | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Benton County Mississippi | 1 | $ 119,000 | $ 119,000 | $ 41,000 |
| DeSoto County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Forrest County Mississippi | 1 | $ 146,000 | $ 146,000 | $ 63,000 |
| Harrison County Mississippi | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Hinds County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| Lowndes County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 113,000 | $ 113,000 | $ 47,000 |
| Simpson County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Walthall County Mississippi | 1 | $ 86,000 | $ 86,000 | $ 83,000 |
| Winston County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 79,000 |
| Adair County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Beckham County Oklahoma | 1 | $ 201,000 | $ 201,000 | $ 148,000 |
| Canadian County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Carter County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 59,000 |
| Comanche County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 25,000 |
| Garfield County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 33,000 |
| Haskell County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 46,000 |
| Kay County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| McCurtain County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Muskogee County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Okmulgee County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Allendale County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 65,000 |
| Anderson County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 37,000 |
| Beaufort County South Carolina | 1 | $ 201,000 | $ 201,000 | $ 75,000 |
| Clarendon County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Greenville County South Carolina | 1 | $ 177,000 | $ 177,000 | $ 63,000 |
| Greenwood County South Carolina | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 61,000 |
| Laurens County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Marion County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Orangeburg County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 32,000 |
| Richland County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| Sumter County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Blount County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Dyer County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Giles County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 67,000 |
| Marshall County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Maury County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| McMinn County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 23,000 |
| Montgomery County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 83,000 |
| Pickett County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Polk County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
| Williamson County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 64,000 |
| Angelina County Texas | 1 | $ 73,000 | $ 73,000 | $ 43,000 |
| Archer County Texas | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
| Bee County Texas | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Blanco County Texas | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| Calhoun County Texas | 1 | $ 177,000 | $ 177,000 | $ 65,000 |
| Carson County Texas | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Chambers County Texas | 1 | $ 83,000 | $ 83,000 | $ 68,000 |
| Comanche County Texas | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Coryell County Texas | 1 | $ 216,000 | $ 216,000 | $ 67,000 |
| Crane County Texas | 1 | $ 134,000 | $ 134,000 | $ 78,000 |
| Dawson County Texas | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| Deaf Smith County Texas | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Freestone County Texas | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
| Gonzales County Texas | 1 | $ 206,000 | $ 206,000 | $ 79,000 |
| Grimes County Texas | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Hansford County Texas | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Hockley County Texas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Houston County Texas | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
| Irion County Texas | 1 | $ 58,000 | $ 58,000 | $ 27,000 |
| Jackson County Texas | 1 | $ 246,000 | $ 246,000 | $ 80,000 |
| Jim Wells County Texas | 1 | $ 149,000 | $ 149,000 | $ 85,000 |
| Lamar County Texas | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Live Oak County Texas | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Matagorda County Texas | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Morris County Texas | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Red River County Texas | 1 | $ 77,000 | $ 77,000 | $ 58,000 |
| Schleicher County Texas | 1 | $ 119,000 | $ 119,000 | $ 54,000 |
| Scurry County Texas | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Shelby County Texas | 1 | $ 196,000 | $ 196,000 | $ 80,000 |
| Somervell County Texas | 1 | $ 124,000 | $ 124,000 | $ 75,000 |
| Swisher County Texas | 1 | $ 79,000 | $ 79,000 | $ 57,000 |
| Terry County Texas | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| Titus County Texas | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| Tyler County Texas | 1 | $ 161,000 | $ 161,000 | $ 51,000 |
| Walker County Texas | 1 | $ 182,000 | $ 182,000 | $ 66,000 |
| Ward County Texas | 1 | $ 244,000 | $ 244,000 | $ 102,000 |
| Wharton County Texas | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Wilson County Texas | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Zavala County Texas | 1 | $ 89,000 | $ 89,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,286 | $157,347,000 | $122,000 | $349,000 | $58,000 | $189,000 |
| Refinancing | 348 | $40,784,000 | $117,000 | $293,000 | $15,000 | $151,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 987 | $119,180,000 | $120,000 | $293,000 | $49,000 | $189,000 |
| Hispanic | 274 | $31,615,000 | $115,000 | $276,000 | $48,000 | $172,000 |
| Black or African American | 271 | $33,497,000 | $123,000 | $276,000 | $45,000 | $182,000 |
| Not Provided | 84 | $11,655,000 | $138,000 | $276,000 | $59,000 | $156,000 |
| Asian | 11 | $1,536,000 | $139,000 | $349,000 | $50,000 | $130,000 |
| American Indian or Alaskan Native | 6 | $544,000 | $90,000 | $116,000 | $36,000 | $49,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $104,000 | $104,000 | $104,000 | $34,000 | $34,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,606 | $193,579,000 | $120,000 | $293,000 | $48,000 | $189,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17 | $2,728,000 | $160,000 | $349,000 | $71,000 | $139,000 |
| VA-guaranteed (Veterans Administration) | 11 | $1,824,000 | $165,000 | $274,000 | $78,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,336 | $164,531,000 | $123,000 | $349,000 | $50,000 | $189,000 |
| Application Withdrawn By Applicant | 227 | $25,352,000 | $111,000 | $273,000 | $46,000 | $156,000 |
| File Closed For Incompleteness | 49 | $5,454,000 | $111,000 | $293,000 | $27,000 | $65,000 |
| Application Denied By Financial Institution | 22 | $2,794,000 | $127,000 | $276,000 | $53,000 | $123,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 8 | $993,000 | $124,000 | $276,000 | $48,000 | $89,000 |
| Credit History | 3 | $524,000 | $174,000 | $183,000 | $68,000 | $101,000 |
| Unverifiable Information | 3 | $191,000 | $63,000 | $83,000 | $28,000 | $34,000 |
| Employment History | 2 | $352,000 | $176,000 | $265,000 | $82,000 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $153,000 | $153,000 | $153,000 | $40,000 | $40,000 |
| Other | 1 | $103,000 | $103,000 | $103,000 | $32,000 | $32,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R.H. Lending, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R.H. Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.