R.H. Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

R.H. Lending, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address R.H. Lending, Inc.
6209 Colleyville Blvd.
Colleyville, TX 76034
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  2010  
Total Number of Mortgage Applications 1,634
Total Mortgage Loan Application Amount $198,131,000
Average Mortgage Loan Application Amount $119,500
Highest Mortgage Loan Application Amount $349,000
Average Applicant Income $36,500
Highest Applicant Income $189,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with R.H. Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R.H. Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down R.H. Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R.H. Lending, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by R.H. Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R.H. Lending, Inc.'s mortgage activity for 2013.

Mortgage Loan Application Totals for R.H. Lending, Inc. by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant County Texas 139 $ 16,462,000 $ 118,000 $ 51,000
Liberty County Georgia 68 $ 7,185,000 $ 105,000 $ 42,000
Potter County Texas 55 $ 5,191,000 $ 94,000 $ 42,000
Randall County Texas 53 $ 6,005,000 $ 113,000 $ 54,000
Dallas County Texas 49 $ 6,831,000 $ 139,000 $ 60,000
Hidalgo County Texas 43 $ 5,493,000 $ 127,000 $ 51,000
Kaufman County Texas 38 $ 4,436,000 $ 116,000 $ 31,000
Harris County Texas 35 $ 4,585,000 $ 131,000 $ 67,000
Bexar County Texas 30 $ 3,590,000 $ 119,000 $ 53,000
Johnson County Texas 28 $ 3,208,000 $ 114,000 $ 37,000
Denton County Texas 26 $ 4,087,000 $ 157,000 $ 67,000
Mobile County Alabama 25 $ 2,254,000 $ 90,000 $ 32,000
Long County Georgia 24 $ 2,810,000 $ 117,000 $ 38,000
Collin County Texas 22 $ 3,303,000 $ 150,000 $ 52,000
Lubbock County Texas 21 $ 2,172,000 $ 103,000 $ 53,000
Hunt County Texas 20 $ 2,628,000 $ 131,000 $ 44,000
Parker County Texas 19 $ 2,279,000 $ 119,000 $ 59,000
Midland County Texas 15 $ 2,657,000 $ 177,000 $ 83,000
Montgomery County Texas 15 $ 1,688,000 $ 112,000 $ 56,000
Montgomery County Alabama 14 $ 1,476,000 $ 105,000 $ 41,000
Chester County South Carolina 14 $ 1,598,000 $ 114,000 $ 46,000
Floyd County Georgia 13 $ 1,311,000 $ 100,000 $ 39,000
Harrison County Texas 13 $ 1,760,000 $ 135,000 $ 51,000
Ellis County Texas 12 $ 1,607,000 $ 133,000 $ 69,000
Liberty County Texas 12 $ 1,288,000 $ 107,000 $ 42,000
Ector County Texas 11 $ 1,711,000 $ 155,000 $ 61,000
Dougherty County Georgia 10 $ 953,000 $ 95,000 $ 42,000
East Baton Rouge County Louisiana 10 $ 1,456,000 $ 145,000 $ 45,000
Guadalupe County Texas 10 $ 1,113,000 $ 111,000 $ 52,000
Williamson County Texas 10 $ 1,851,000 $ 185,000 $ 82,000
Bell County Texas 9 $ 1,054,000 $ 117,000 $ 46,000
Fort Bend County Texas 9 $ 1,441,000 $ 160,000 $ 54,000
Nueces County Texas 9 $ 1,207,000 $ 134,000 $ 47,000
Wichita County Texas 9 $ 999,000 $ 111,000 $ 59,000
Bulloch County Georgia 8 $ 959,000 $ 119,000 $ 38,000
Lafayette County Louisiana 8 $ 1,268,000 $ 158,000 $ 49,000
St. Landry County Louisiana 8 $ 977,000 $ 122,000 $ 45,000
Lauderdale County Mississippi 8 $ 690,000 $ 86,000 $ 24,000
Gregg County Texas 8 $ 1,004,000 $ 125,000 $ 59,000
Henderson County Texas 8 $ 763,000 $ 95,000 $ 40,000
Hood County Texas 8 $ 883,000 $ 110,000 $ 53,000
Smith County Texas 8 $ 870,000 $ 108,000 $ 44,000
Wise County Texas 8 $ 1,061,000 $ 132,000 $ 59,000
Wayne County Georgia 7 $ 826,000 $ 118,000 $ 55,000
Iberia County Louisiana 7 $ 1,058,000 $ 151,000 $ 62,000
Terrebonne County Louisiana 7 $ 1,105,000 $ 157,000 $ 48,000
Aiken County South Carolina 7 $ 708,000 $ 101,000 $ 41,000
Brazoria County Texas 7 $ 1,119,000 $ 159,000 $ 59,000
El Paso County Texas 7 $ 816,000 $ 116,000 $ 50,000
Tom Green County Texas 7 $ 713,000 $ 101,000 $ 46,000
Elmore County Alabama 6 $ 658,000 $ 109,000 $ 51,000
Cobb County Georgia 6 $ 1,169,000 $ 194,000 $ 53,000
Effingham County Georgia 6 $ 809,000 $ 134,000 $ 68,000
Tattnall County Georgia 6 $ 591,000 $ 98,000 $ 24,000
Acadia County Louisiana 6 $ 826,000 $ 137,000 $ 71,000
Cleveland County Oklahoma 6 $ 685,000 $ 114,000 $ 45,000
Shelby County Tennessee 6 $ 779,000 $ 129,000 $ 34,000
Cameron County Texas 6 $ 648,000 $ 108,000 $ 50,000
Cherokee County Texas 6 $ 616,000 $ 102,000 $ 36,000
Navarro County Texas 6 $ 524,000 $ 87,000 $ 52,000
Upshur County Texas 6 $ 741,000 $ 123,000 $ 32,000
Van Zandt County Texas 6 $ 605,000 $ 100,000 $ 35,000
Bossier County Louisiana 5 $ 661,000 $ 132,000 $ 51,000
Ouachita County Louisiana 5 $ 612,000 $ 122,000 $ 31,000
Vermilion County Louisiana 5 $ 579,000 $ 115,000 $ 44,000
Oklahoma County Oklahoma 5 $ 655,000 $ 131,000 $ 66,000
Atascosa County Texas 5 $ 849,000 $ 169,000 $ 57,000
Comal County Texas 5 $ 647,000 $ 129,000 $ 39,000
McLennan County Texas 5 $ 588,000 $ 117,000 $ 57,000
Medina County Texas 5 $ 840,000 $ 168,000 $ 90,000
Victoria County Texas 5 $ 747,000 $ 149,000 $ 72,000
Autauga County Alabama 4 $ 433,000 $ 108,000 $ 44,000
Benton County Arkansas 4 $ 596,000 $ 149,000 $ 75,000
Pope County Arkansas 4 $ 479,000 $ 119,000 $ 45,000
Washington County Arkansas 4 $ 458,000 $ 114,000 $ 61,000
Henry County Georgia 4 $ 665,000 $ 166,000 $ 58,000
McIntosh County Georgia 4 $ 418,000 $ 104,000 $ 35,000
Evangeline County Louisiana 4 $ 628,000 $ 157,000 $ 56,000
St. Martin County Louisiana 4 $ 673,000 $ 168,000 $ 85,000
Pottawatomie County Oklahoma 4 $ 480,000 $ 120,000 $ 40,000
Berkeley County South Carolina 4 $ 920,000 $ 230,000 $ 81,000
Lexington County South Carolina 4 $ 341,000 $ 85,000 $ 22,000
Bowie County Texas 4 $ 342,000 $ 85,000 $ 30,000
Brazos County Texas 4 $ 520,000 $ 130,000 $ 85,000
Grayson County Texas 4 $ 418,000 $ 104,000 $ 35,000
Hill County Texas 4 $ 438,000 $ 109,000 $ 86,000
Jones County Texas 4 $ 396,000 $ 99,000 $ 61,000
Orange County Texas 4 $ 435,000 $ 108,000 $ 47,000
Panola County Texas 4 $ 431,000 $ 107,000 $ 50,000
Rockwall County Texas 4 $ 521,000 $ 130,000 $ 41,000
Rusk County Texas 4 $ 513,000 $ 128,000 $ 48,000
San Patricio County Texas 4 $ 460,000 $ 115,000 $ 47,000
Travis County Texas 4 $ 444,000 $ 111,000 $ 29,000
Dallas County Alabama 3 $ 264,000 $ 88,000 $ 35,000
Jefferson County Alabama 3 $ 395,000 $ 131,000 $ 36,000
Shelby County Alabama 3 $ 570,000 $ 190,000 $ 107,000
St. Clair County Alabama 3 $ 377,000 $ 125,000 $ 53,000
Tuscaloosa County Alabama 3 $ 351,000 $ 117,000 $ 17,000
Bacon County Georgia 3 $ 272,000 $ 90,000 $ 41,000
Candler County Georgia 3 $ 317,000 $ 105,000 $ 15,000
Carroll County Georgia 3 $ 267,000 $ 89,000 $ 26,000
Chatham County Georgia 3 $ 340,000 $ 113,000 $ 45,000
DeKalb County Georgia 3 $ 287,000 $ 95,000 $ 9,000
Jones County Georgia 3 $ 385,000 $ 128,000 $ 44,000
Lee County Georgia 3 $ 425,000 $ 141,000 $ 80,000
Caddo County Louisiana 3 $ 380,000 $ 126,000 $ 27,000
Calcasieu County Louisiana 3 $ 390,000 $ 130,000 $ 66,000
Jefferson Davis County Louisiana 3 $ 365,000 $ 121,000 $ 67,000
Plaquemines County Louisiana 3 $ 628,000 $ 209,000 $ 91,000
St. Bernard County Louisiana 3 $ 265,000 $ 88,000 $ 58,000
St. Tammany County Louisiana 3 $ 412,000 $ 137,000 $ 65,000
Clarke County Mississippi 3 $ 305,000 $ 101,000 $ 21,000
Creek County Oklahoma 3 $ 349,000 $ 116,000 $ 16,000
Grady County Oklahoma 3 $ 404,000 $ 134,000 $ 61,000
Lincoln County Oklahoma 3 $ 335,000 $ 111,000 $ 22,000
Tulsa County Oklahoma 3 $ 358,000 $ 119,000 $ 52,000
Cherokee County South Carolina 3 $ 303,000 $ 101,000 $ 17,000
Spartanburg County South Carolina 3 $ 372,000 $ 124,000 $ 18,000
Roane County Tennessee 3 $ 241,000 $ 80,000 $ 38,000
Sullivan County Tennessee 3 $ 249,000 $ 83,000 $ 15,000
Tipton County Tennessee 3 $ 293,000 $ 97,000 $ 0
Wilson County Tennessee 3 $ 456,000 $ 152,000 $ 72,000
Burnet County Texas 3 $ 384,000 $ 128,000 $ 53,000
Cooke County Texas 3 $ 424,000 $ 141,000 $ 59,000
Fannin County Texas 3 $ 433,000 $ 144,000 $ 51,000
Hardin County Texas 3 $ 483,000 $ 161,000 $ 85,000
Hays County Texas 3 $ 360,000 $ 120,000 $ 33,000
Jefferson County Texas 3 $ 373,000 $ 124,000 $ 16,000
Lamb County Texas 3 $ 228,000 $ 76,000 $ 68,000
Montague County Texas 3 $ 445,000 $ 148,000 $ 35,000
Ochiltree County Texas 3 $ 263,000 $ 87,000 $ 72,000
San Jacinto County Texas 3 $ 280,000 $ 93,000 $ 46,000
Butler County Alabama 2 $ 217,000 $ 108,000 $ 56,000
Calhoun County Alabama 2 $ 215,000 $ 107,000 $ 0
Chilton County Alabama 2 $ 235,000 $ 117,000 $ 65,000
Cleburne County Alabama 2 $ 217,000 $ 108,000 $ 29,000
Lowndes County Alabama 2 $ 222,000 $ 111,000 $ 50,000
Talladega County Alabama 2 $ 155,000 $ 77,000 $ 21,000
Washington County Alabama 2 $ 187,000 $ 93,000 $ 33,000
Faulkner County Arkansas 2 $ 236,000 $ 118,000 $ 58,000
Garland County Arkansas 2 $ 208,000 $ 104,000 $ 36,000
Lonoke County Arkansas 2 $ 254,000 $ 127,000 $ 22,000
Berrien County Georgia 2 $ 190,000 $ 95,000 $ 47,000
Bleckley County Georgia 2 $ 244,000 $ 122,000 $ 47,000
Clayton County Georgia 2 $ 325,000 $ 162,000 $ 0
Cook County Georgia 2 $ 204,000 $ 102,000 $ 15,000
Emanuel County Georgia 2 $ 161,000 $ 80,000 $ 32,000
Fulton County Georgia 2 $ 219,000 $ 109,000 $ 13,000
Jackson County Georgia 2 $ 255,000 $ 127,000 $ 53,000
Montgomery County Georgia 2 $ 228,000 $ 114,000 $ 54,000
Muscogee County Georgia 2 $ 188,000 $ 94,000 $ 13,000
Richmond County Georgia 2 $ 304,000 $ 152,000 $ 24,000
Toombs County Georgia 2 $ 175,000 $ 87,000 $ 36,000
Twiggs County Georgia 2 $ 264,000 $ 132,000 $ 51,000
Ascension County Louisiana 2 $ 270,000 $ 135,000 $ 71,000
Jefferson County Louisiana 2 $ 196,000 $ 98,000 $ 46,000
Lafourche County Louisiana 2 $ 287,000 $ 143,000 $ 21,000
Lincoln County Louisiana 2 $ 256,000 $ 128,000 $ 26,000
Livingston County Louisiana 2 $ 201,000 $ 100,000 $ 47,000
Washington County Louisiana 2 $ 205,000 $ 102,000 $ 10,000
Jackson County Mississippi 2 $ 207,000 $ 103,000 $ 42,000
Kemper County Mississippi 2 $ 217,000 $ 108,000 $ 64,000
Madison County Mississippi 2 $ 537,000 $ 268,000 $ 121,000
Pearl River County Mississippi 2 $ 126,000 $ 63,000 $ 0
Warren County Mississippi 2 $ 188,000 $ 94,000 $ 15,000
Osage County Oklahoma 2 $ 192,000 $ 96,000 $ 40,000
Ottawa County Oklahoma 2 $ 180,000 $ 90,000 $ 42,000
Payne County Oklahoma 2 $ 229,000 $ 114,000 $ 54,000
Rogers County Oklahoma 2 $ 323,000 $ 161,000 $ 46,000
Woodward County Oklahoma 2 $ 288,000 $ 144,000 $ 62,000
Charleston County South Carolina 2 $ 313,000 $ 156,000 $ 46,000
Dorchester County South Carolina 2 $ 347,000 $ 173,000 $ 68,000
Edgefield County South Carolina 2 $ 227,000 $ 113,000 $ 45,000
Horry County South Carolina 2 $ 206,000 $ 103,000 $ 44,000
Davidson County Tennessee 2 $ 263,000 $ 131,000 $ 22,000
Fayette County Tennessee 2 $ 223,000 $ 111,000 $ 16,000
Jefferson County Tennessee 2 $ 252,000 $ 126,000 $ 53,000
Madison County Tennessee 2 $ 151,000 $ 75,000 $ 48,000
Putnam County Tennessee 2 $ 163,000 $ 81,000 $ 30,000
Rutherford County Tennessee 2 $ 221,000 $ 110,000 $ 9,000
Sevier County Tennessee 2 $ 215,000 $ 107,000 $ 48,000
Anderson County Texas 2 $ 217,000 $ 108,000 $ 67,000
Bastrop County Texas 2 $ 217,000 $ 108,000 $ 0
Baylor County Texas 2 $ 360,000 $ 180,000 $ 39,000
Caldwell County Texas 2 $ 330,000 $ 165,000 $ 33,000
Callahan County Texas 2 $ 164,000 $ 82,000 $ 0
Cass County Texas 2 $ 185,000 $ 92,000 $ 29,000
Clay County Texas 2 $ 172,000 $ 86,000 $ 61,000
Galveston County Texas 2 $ 272,000 $ 136,000 $ 50,000
Gray County Texas 2 $ 230,000 $ 115,000 $ 48,000
Hopkins County Texas 2 $ 212,000 $ 106,000 $ 18,000
Howard County Texas 2 $ 427,000 $ 213,000 $ 78,000
Jasper County Texas 2 $ 194,000 $ 97,000 $ 53,000
Leon County Texas 2 $ 161,000 $ 80,000 $ 53,000
Limestone County Texas 2 $ 301,000 $ 150,000 $ 39,000
Martin County Texas 2 $ 252,000 $ 126,000 $ 51,000
Moore County Texas 2 $ 282,000 $ 141,000 $ 88,000
Palo Pinto County Texas 2 $ 177,000 $ 88,000 $ 81,000
Pecos County Texas 2 $ 432,000 $ 216,000 $ 113,000
Polk County Texas 2 $ 200,000 $ 100,000 $ 58,000
Rains County Texas 2 $ 145,000 $ 72,000 $ 0
Refugio County Texas 2 $ 224,000 $ 112,000 $ 44,000
Robertson County Texas 2 $ 274,000 $ 137,000 $ 26,000
Taylor County Texas 2 $ 219,000 $ 109,000 $ 54,000
Webb County Texas 2 $ 233,000 $ 116,000 $ 39,000
Wilbarger County Texas 2 $ 241,000 $ 120,000 $ 46,000
Wood County Texas 2 $ 268,000 $ 134,000 $ 31,000
Cherokee County Alabama 1 $ 93,000 $ 93,000 $ 25,000
Coffee County Alabama 1 $ 86,000 $ 86,000 $ 43,000
Escambia County Alabama 1 $ 56,000 $ 56,000 $ 25,000
Lawrence County Alabama 1 $ 126,000 $ 126,000 $ 0
Madison County Alabama 1 $ 118,000 $ 118,000 $ 44,000
Morgan County Alabama 1 $ 108,000 $ 108,000 $ 60,000
Arkansas County Arkansas 1 $ 86,000 $ 86,000 $ 56,000
Ashley County Arkansas 1 $ 103,000 $ 103,000 $ 0
Crawford County Arkansas 1 $ 83,000 $ 83,000 $ 39,000
Johnson County Arkansas 1 $ 118,000 $ 118,000 $ 56,000
Miller County Arkansas 1 $ 125,000 $ 125,000 $ 60,000
Mississippi County Arkansas 1 $ 70,000 $ 70,000 $ 26,000
Poinsett County Arkansas 1 $ 157,000 $ 157,000 $ 104,000
Sharp County Arkansas 1 $ 51,000 $ 51,000 $ 50,000
Atkinson County Georgia 1 $ 112,000 $ 112,000 $ 42,000
Baldwin County Georgia 1 $ 76,000 $ 76,000 $ 37,000
Banks County Georgia 1 $ 75,000 $ 75,000 $ 30,000
Barrow County Georgia 1 $ 188,000 $ 188,000 $ 100,000
Brantley County Georgia 1 $ 113,000 $ 113,000 $ 0
Bryan County Georgia 1 $ 125,000 $ 125,000 $ 95,000
Catoosa County Georgia 1 $ 110,000 $ 110,000 $ 0
Clarke County Georgia 1 $ 143,000 $ 143,000 $ 80,000
Columbia County Georgia 1 $ 131,000 $ 131,000 $ 36,000
Crisp County Georgia 1 $ 90,000 $ 90,000 $ 0
Douglas County Georgia 1 $ 111,000 $ 111,000 $ 43,000
Evans County Georgia 1 $ 85,000 $ 85,000 $ 0
Fannin County Georgia 1 $ 155,000 $ 155,000 $ 57,000
Forsyth County Georgia 1 $ 83,000 $ 83,000 $ 46,000
Glynn County Georgia 1 $ 131,000 $ 131,000 $ 44,000
Gwinnett County Georgia 1 $ 186,000 $ 186,000 $ 0
Habersham County Georgia 1 $ 75,000 $ 75,000 $ 25,000
Hancock County Georgia 1 $ 108,000 $ 108,000 $ 42,000
Houston County Georgia 1 $ 105,000 $ 105,000 $ 32,000
Jeff Davis County Georgia 1 $ 125,000 $ 125,000 $ 0
Johnson County Georgia 1 $ 91,000 $ 91,000 $ 36,000
Laurens County Georgia 1 $ 98,000 $ 98,000 $ 39,000
Peach County Georgia 1 $ 152,000 $ 152,000 $ 71,000
Polk County Georgia 1 $ 134,000 $ 134,000 $ 65,000
Putnam County Georgia 1 $ 206,000 $ 206,000 $ 56,000
Screven County Georgia 1 $ 97,000 $ 97,000 $ 54,000
Taylor County Georgia 1 $ 134,000 $ 134,000 $ 47,000
Treutlen County Georgia 1 $ 79,000 $ 79,000 $ 36,000
Walton County Georgia 1 $ 86,000 $ 86,000 $ 31,000
Whitfield County Georgia 1 $ 95,000 $ 95,000 $ 54,000
Wilcox County Georgia 1 $ 124,000 $ 124,000 $ 40,000
Worth County Georgia 1 $ 186,000 $ 186,000 $ 93,000
Allen County Indiana 1 $ 116,000 $ 116,000 $ 31,000
Hamilton County Indiana 1 $ 172,000 $ 172,000 $ 130,000
Marion County Indiana 1 $ 149,000 $ 149,000 $ 0
Beauregard County Louisiana 1 $ 220,000 $ 220,000 $ 146,000
Claiborne County Louisiana 1 $ 113,000 $ 113,000 $ 79,000
De Soto County Louisiana 1 $ 92,000 $ 92,000 $ 41,000
East Feliciana County Louisiana 1 $ 204,000 $ 204,000 $ 57,000
La Salle County Louisiana 1 $ 188,000 $ 188,000 $ 113,000
Natchitoches County Louisiana 1 $ 143,000 $ 143,000 $ 53,000
Orleans County Louisiana 1 $ 189,000 $ 189,000 $ 0
Rapides County Louisiana 1 $ 87,000 $ 87,000 $ 30,000
Sabine County Louisiana 1 $ 242,000 $ 242,000 $ 189,000
Vernon County Louisiana 1 $ 128,000 $ 128,000 $ 65,000
Winn County Louisiana 1 $ 207,000 $ 207,000 $ 0
Benton County Mississippi 1 $ 119,000 $ 119,000 $ 41,000
DeSoto County Mississippi 1 $ 88,000 $ 88,000 $ 38,000
Forrest County Mississippi 1 $ 146,000 $ 146,000 $ 63,000
Harrison County Mississippi 1 $ 114,000 $ 114,000 $ 50,000
Hinds County Mississippi 1 $ 118,000 $ 118,000 $ 47,000
Lowndes County Mississippi 1 $ 200,000 $ 200,000 $ 0
Monroe County Mississippi 1 $ 113,000 $ 113,000 $ 47,000
Simpson County Mississippi 1 $ 83,000 $ 83,000 $ 39,000
Walthall County Mississippi 1 $ 86,000 $ 86,000 $ 83,000
Winston County Mississippi 1 $ 108,000 $ 108,000 $ 79,000
Adair County Oklahoma 1 $ 70,000 $ 70,000 $ 0
Beckham County Oklahoma 1 $ 201,000 $ 201,000 $ 148,000
Canadian County Oklahoma 1 $ 144,000 $ 144,000 $ 52,000
Carter County Oklahoma 1 $ 68,000 $ 68,000 $ 59,000
Comanche County Oklahoma 1 $ 96,000 $ 96,000 $ 25,000
Garfield County Oklahoma 1 $ 86,000 $ 86,000 $ 33,000
Haskell County Oklahoma 1 $ 83,000 $ 83,000 $ 46,000
Kay County Oklahoma 1 $ 115,000 $ 115,000 $ 62,000
McCurtain County Oklahoma 1 $ 75,000 $ 75,000 $ 45,000
Muskogee County Oklahoma 1 $ 123,000 $ 123,000 $ 47,000
Okmulgee County Oklahoma 1 $ 126,000 $ 126,000 $ 0
Wagoner County Oklahoma 1 $ 99,000 $ 99,000 $ 0
Allendale County South Carolina 1 $ 167,000 $ 167,000 $ 65,000
Anderson County South Carolina 1 $ 128,000 $ 128,000 $ 37,000
Beaufort County South Carolina 1 $ 201,000 $ 201,000 $ 75,000
Clarendon County South Carolina 1 $ 133,000 $ 133,000 $ 52,000
Greenville County South Carolina 1 $ 177,000 $ 177,000 $ 63,000
Greenwood County South Carolina 1 $ 93,000 $ 93,000 $ 0
Kershaw County South Carolina 1 $ 73,000 $ 73,000 $ 61,000
Laurens County South Carolina 1 $ 68,000 $ 68,000 $ 0
Marion County South Carolina 1 $ 90,000 $ 90,000 $ 46,000
Orangeburg County South Carolina 1 $ 102,000 $ 102,000 $ 32,000
Richland County South Carolina 1 $ 114,000 $ 114,000 $ 41,000
Sumter County South Carolina 1 $ 120,000 $ 120,000 $ 57,000
Blount County Tennessee 1 $ 141,000 $ 141,000 $ 0
Cheatham County Tennessee 1 $ 107,000 $ 107,000 $ 0
Coffee County Tennessee 1 $ 98,000 $ 98,000 $ 48,000
Dyer County Tennessee 1 $ 108,000 $ 108,000 $ 48,000
Giles County Tennessee 1 $ 76,000 $ 76,000 $ 67,000
Marshall County Tennessee 1 $ 88,000 $ 88,000 $ 31,000
Maury County Tennessee 1 $ 79,000 $ 79,000 $ 32,000
McMinn County Tennessee 1 $ 73,000 $ 73,000 $ 23,000
Montgomery County Tennessee 1 $ 152,000 $ 152,000 $ 83,000
Pickett County Tennessee 1 $ 94,000 $ 94,000 $ 35,000
Polk County Tennessee 1 $ 86,000 $ 86,000 $ 0
Sumner County Tennessee 1 $ 83,000 $ 83,000 $ 40,000
Williamson County Tennessee 1 $ 122,000 $ 122,000 $ 64,000
Angelina County Texas 1 $ 73,000 $ 73,000 $ 43,000
Archer County Texas 1 $ 116,000 $ 116,000 $ 92,000
Bee County Texas 1 $ 71,000 $ 71,000 $ 37,000
Blanco County Texas 1 $ 137,000 $ 137,000 $ 72,000
Calhoun County Texas 1 $ 177,000 $ 177,000 $ 65,000
Carson County Texas 1 $ 75,000 $ 75,000 $ 31,000
Chambers County Texas 1 $ 83,000 $ 83,000 $ 68,000
Comanche County Texas 1 $ 98,000 $ 98,000 $ 37,000
Coryell County Texas 1 $ 216,000 $ 216,000 $ 67,000
Crane County Texas 1 $ 134,000 $ 134,000 $ 78,000
Dawson County Texas 1 $ 69,000 $ 69,000 $ 29,000
Deaf Smith County Texas 1 $ 82,000 $ 82,000 $ 37,000
Freestone County Texas 1 $ 81,000 $ 81,000 $ 31,000
Gonzales County Texas 1 $ 206,000 $ 206,000 $ 79,000
Grimes County Texas 1 $ 120,000 $ 120,000 $ 46,000
Hansford County Texas 1 $ 140,000 $ 140,000 $ 0
Hockley County Texas 1 $ 75,000 $ 75,000 $ 36,000
Houston County Texas 1 $ 162,000 $ 162,000 $ 56,000
Irion County Texas 1 $ 58,000 $ 58,000 $ 27,000
Jackson County Texas 1 $ 246,000 $ 246,000 $ 80,000
Jim Wells County Texas 1 $ 149,000 $ 149,000 $ 85,000
Lamar County Texas 1 $ 89,000 $ 89,000 $ 0
Live Oak County Texas 1 $ 85,000 $ 85,000 $ 95,000
Matagorda County Texas 1 $ 89,000 $ 89,000 $ 0
Morris County Texas 1 $ 78,000 $ 78,000 $ 0
Red River County Texas 1 $ 77,000 $ 77,000 $ 58,000
Schleicher County Texas 1 $ 119,000 $ 119,000 $ 54,000
Scurry County Texas 1 $ 143,000 $ 143,000 $ 0
Shelby County Texas 1 $ 196,000 $ 196,000 $ 80,000
Somervell County Texas 1 $ 124,000 $ 124,000 $ 75,000
Swisher County Texas 1 $ 79,000 $ 79,000 $ 57,000
Terry County Texas 1 $ 93,000 $ 93,000 $ 42,000
Titus County Texas 1 $ 120,000 $ 120,000 $ 89,000
Tyler County Texas 1 $ 161,000 $ 161,000 $ 51,000
Walker County Texas 1 $ 182,000 $ 182,000 $ 66,000
Ward County Texas 1 $ 244,000 $ 244,000 $ 102,000
Wharton County Texas 1 $ 49,000 $ 49,000 $ 32,000
Wilson County Texas 1 $ 119,000 $ 119,000 $ 0
Zavala County Texas 1 $ 89,000 $ 89,000 $ 0

Mortgage Loan Application Detail Totals for R.H. Lending, Inc. in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,286 $157,347,000 $122,000 $349,000 $58,000 $189,000
Refinancing 348 $40,784,000 $117,000 $293,000 $15,000 $151,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 987 $119,180,000 $120,000 $293,000 $49,000 $189,000
Hispanic 274 $31,615,000 $115,000 $276,000 $48,000 $172,000
Black or African American 271 $33,497,000 $123,000 $276,000 $45,000 $182,000
Not Provided 84 $11,655,000 $138,000 $276,000 $59,000 $156,000
Asian 11 $1,536,000 $139,000 $349,000 $50,000 $130,000
American Indian or Alaskan Native 6 $544,000 $90,000 $116,000 $36,000 $49,000
Native Hawaiian or Other Pacific Islander 1 $104,000 $104,000 $104,000 $34,000 $34,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,606 $193,579,000 $120,000 $293,000 $48,000 $189,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17 $2,728,000 $160,000 $349,000 $71,000 $139,000
VA-guaranteed (Veterans Administration) 11 $1,824,000 $165,000 $274,000 $78,000 $130,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,336 $164,531,000 $123,000 $349,000 $50,000 $189,000
Application Withdrawn By Applicant 227 $25,352,000 $111,000 $273,000 $46,000 $156,000
File Closed For Incompleteness 49 $5,454,000 $111,000 $293,000 $27,000 $65,000
Application Denied By Financial Institution 22 $2,794,000 $127,000 $276,000 $53,000 $123,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 8 $993,000 $124,000 $276,000 $48,000 $89,000
Credit History 3 $524,000 $174,000 $183,000 $68,000 $101,000
Unverifiable Information 3 $191,000 $63,000 $83,000 $28,000 $34,000
Employment History 2 $352,000 $176,000 $265,000 $82,000 $123,000
Insufficient Cash (Downpayment, Closing Cost) 1 $153,000 $153,000 $153,000 $40,000 $40,000
Other 1 $103,000 $103,000 $103,000 $32,000 $32,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into R.H. Lending, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess R.H. Lending, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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