Raymond James Bank Mortgage Lending & HMDA Data, 2003

In 2003, Raymond James Bank of St Petersburg, FL reported 1,431 mortgage applications totaling $406.8 million. The average application was for $284,264, and applicants reported an average income of $152,357. 33% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (155), Chicago, IL (75) and West Palm Beach-Boca Raton, FL (43) (applications in parentheses).

Mortgage Company & Address Raymond James Bank
710 Carillon Pkwy
St Petersburg, FL 33716
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,431
Total Mortgage Loan Application Amount $406,783,000
Average Mortgage Loan Application Amount $284,264
Highest Mortgage Loan Application Amount $1,375,000
Average Applicant Income $152,357
Highest Applicant Income $1,774,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Raymond James Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Raymond James Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pinellas, Florida 109 $ 15,414,000 $ 141,412 $ 80,000
Cook, Illinois 47 $ 18,403,000 $ 391,553 $ 123,000
Palm Beach, Florida 43 $ 10,932,000 $ 254,232 $ 127,000
Hillsborough, Florida 28 $ 4,283,000 $ 152,964 $ 140,000
Broward, Florida 26 $ 5,133,000 $ 197,423 $ 133,000
Maricopa, Arizona 25 $ 8,880,000 $ 355,200 $ 181,000
Oakland, Michigan 25 $ 7,189,000 $ 287,560 $ 179,000
Collier, Florida 22 $ 5,990,000 $ 272,272 $ 169,000
Harris, Texas 22 $ 4,989,000 $ 226,772 $ 99,000
Fairfax, Virginia 22 $ 8,105,000 $ 368,409 $ 141,000
Orange, Florida 20 $ 3,630,000 $ 181,500 $ 120,000
Fulton, Georgia 18 $ 6,065,000 $ 336,944 $ 153,000
Miami-Dade, Florida 17 $ 4,673,000 $ 274,882 $ 212,000
Lake, Illinois 16 $ 6,927,000 $ 432,937 $ 149,000
Sarasota, Florida 14 $ 3,330,000 $ 237,857 $ 123,000
Pasco, Florida 13 $ 1,359,000 $ 104,538 $ 37,000
Bergen, New Jersey 12 $ 4,946,000 $ 412,166 $ 163,000
New York, New York 12 $ 5,569,000 $ 464,083 $ 252,000
Los Angeles, California 11 $ 4,681,000 $ 425,545 $ 156,000
Orange, California 11 $ 5,533,000 $ 503,000 $ 144,000
Santa Clara, California 11 $ 5,797,000 $ 527,000 $ 138,000
Hartford, Connecticut 11 $ 2,032,000 $ 184,727 $ 103,000
Lee, Florida 11 $ 2,361,000 $ 214,636 $ 86,000
Westchester, New York 11 $ 5,139,000 $ 467,181 $ 332,000
Volusia, Florida 10 $ 1,044,000 $ 104,400 $ 48,000
Nassau, New York 10 $ 5,666,000 $ 566,600 $ 182,000
San Diego, California 9 $ 3,952,000 $ 439,111 $ 163,000
Fairfield, Connecticut 9 $ 4,863,000 $ 540,333 $ 407,000
Duval, Florida 9 $ 2,715,000 $ 301,666 $ 175,000
Seminole, Florida 9 $ 1,668,000 $ 185,333 $ 182,000
DuPage, Illinois 9 $ 4,284,000 $ 476,000 $ 153,000
Montgomery, Maryland 9 $ 3,124,000 $ 347,111 $ 183,000
Middlesex, Massachusetts 9 $ 3,914,000 $ 434,888 $ 122,000
Somerset, New Jersey 9 $ 4,153,000 $ 461,444 $ 220,000
Shelby, Tennessee 9 $ 2,654,000 $ 294,888 $ 150,000
Dallas, Texas 9 $ 3,437,000 $ 381,888 $ 205,000
Contra Costa, California 8 $ 2,881,000 $ 360,125 $ 105,000
Riverside, California 8 $ 1,997,000 $ 249,625 $ 112,000
Hennepin, Minnesota 8 $ 1,789,000 $ 223,625 $ 358,000
Suffolk, New York 8 $ 3,813,000 $ 476,625 $ 228,000
King, Washington 8 $ 3,661,000 $ 457,625 $ 129,000
Douglas, Colorado 7 $ 3,159,000 $ 451,285 $ 179,000
District of Columbia, District Of Columbia 7 $ 2,367,000 $ 338,142 $ 164,000
Brevard, Florida 7 $ 1,209,000 $ 172,714 $ 128,000
Leon, Florida 7 $ 1,206,000 $ 172,285 $ 173,000
Marion, Florida 7 $ 1,100,000 $ 157,142 $ 166,000
Monroe, Florida 7 $ 2,309,000 $ 329,857 $ 198,000
Johnson, Indiana 7 $ 1,218,000 $ 174,000 $ 127,000
Marion, Indiana 7 $ 1,255,000 $ 179,285 $ 142,000
Wayne, Michigan 7 $ 2,294,000 $ 327,714 $ 126,000
St. Louis, Missouri 7 $ 2,142,000 $ 306,000 $ 180,000
Morris, New Jersey 7 $ 3,285,000 $ 469,285 $ 281,000
Arlington, Virginia 7 $ 2,512,000 $ 358,857 $ 217,000
St. Johns, Florida 6 $ 1,695,000 $ 282,500 $ 253,000
Cobb, Georgia 6 $ 1,429,000 $ 238,166 $ 97,000
Hamilton, Indiana 6 $ 2,830,000 $ 471,666 $ 158,000
Anne Arundel, Maryland 6 $ 2,410,000 $ 401,666 $ 257,000
Washoe, Nevada 6 $ 1,581,000 $ 263,500 $ 119,000
Monmouth, New Jersey 6 $ 2,842,000 $ 473,666 $ 303,000
Cuyahoga, Ohio 6 $ 1,263,000 $ 210,500 $ 130,000
Franklin, Ohio 6 $ 965,000 $ 160,833 $ 118,000
Deschutes, Oregon 6 $ 2,791,000 $ 465,166 $ 119,000
Davidson, Tennessee 6 $ 2,297,000 $ 382,833 $ 220,000
Travis, Texas 6 $ 1,340,000 $ 223,333 $ 119,000
Anchorage, Alaska 5 $ 727,000 $ 145,400 $ 99,000
Pima, Arizona 5 $ 1,185,000 $ 237,000 $ 138,000
Citrus, Florida 5 $ 733,000 $ 146,600 $ 102,000
Hernando, Florida 5 $ 545,000 $ 109,000 $ 41,000
Indian River, Florida 5 $ 893,000 $ 178,600 $ 153,000
Manatee, Florida 5 $ 1,652,000 $ 330,400 $ 114,000
Osceola, Florida 5 $ 918,000 $ 183,600 $ 77,000
Cherokee, Georgia 5 $ 913,000 $ 182,600 $ 68,000
Suffolk, Massachusetts 5 $ 2,689,000 $ 537,800 $ 250,000
Calhoun, Michigan 5 $ 1,388,000 $ 277,600 $ 158,000
Kalamazoo, Michigan 5 $ 569,000 $ 113,800 $ 62,000
Chester, Pennsylvania 5 $ 1,472,000 $ 294,400 $ 162,000
Montgomery, Pennsylvania 5 $ 2,143,000 $ 428,600 $ 189,000
Alameda, California 4 $ 1,498,000 $ 374,500 $ 112,000
Marin, California 4 $ 1,815,000 $ 453,750 $ 210,000
San Mateo, California 4 $ 2,723,000 $ 680,750 $ 222,000
Polk, Florida 4 $ 1,585,000 $ 396,250 $ 80,000
St. Lucie, Florida 4 $ 1,027,000 $ 256,750 $ 268,000
Fayette, Kentucky 4 $ 609,000 $ 152,250 $ 60,000
Baltimore, Maryland 4 $ 1,342,000 $ 335,500 $ 167,000
Grand Traverse, Michigan 4 $ 1,210,000 $ 302,500 $ 167,000
Burlington, New Jersey 4 $ 1,331,000 $ 332,750 $ 122,000
Essex, New Jersey 4 $ 1,519,000 $ 379,750 $ 289,000
Mercer, New Jersey 4 $ 2,540,000 $ 635,000 $ 531,000
Middlesex, New Jersey 4 $ 562,000 $ 140,500 $ 98,000
Mecklenburg, North Carolina 4 $ 891,000 $ 222,750 $ 87,000
Orange, North Carolina 4 $ 969,000 $ 242,250 $ 95,000
Pasquotank, North Carolina 4 $ 194,000 $ 48,500 $ 112,000
Wake, North Carolina 4 $ 1,058,000 $ 264,500 $ 82,000
Oklahoma, Oklahoma 4 $ 891,000 $ 222,750 $ 148,000
Clackamas, Oregon 4 $ 954,000 $ 238,500 $ 81,000
Pennington, South Dakota 4 $ 1,013,000 $ 253,250 $ 74,000
Williamson, Tennessee 4 $ 1,410,000 $ 352,500 $ 220,000
Bexar, Texas 4 $ 451,000 $ 112,750 $ 152,000
Tarrant, Texas 4 $ 667,000 $ 166,750 $ 144,000
Summit, Utah 4 $ 1,872,000 $ 468,000 $ 208,000
Loudoun, Virginia 4 $ 1,509,000 $ 377,250 $ 132,000
Kitsap, Washington 4 $ 1,248,000 $ 312,000 $ 103,000
Pierce, Washington 4 $ 1,821,000 $ 455,250 $ 249,000
Snohomish, Washington 4 $ 873,000 $ 218,250 $ 77,000
Kanawha, West Virginia 4 $ 1,579,000 $ 394,750 $ 388,000
Baldwin, Alabama 3 $ 529,000 $ 176,333 $ 379,000
Ventura, California 3 $ 1,533,000 $ 511,000 $ 161,000
Eagle, Colorado 3 $ 1,180,000 $ 393,333 $ 92,000
Jefferson, Colorado 3 $ 1,334,000 $ 444,666 $ 90,000
Larimer, Colorado 3 $ 866,000 $ 288,666 $ 177,000
New Castle, Delaware 3 $ 768,000 $ 256,000 $ 101,000
Charlotte, Florida 3 $ 952,000 $ 317,333 $ 134,000
Maui, Hawaii 3 $ 930,000 $ 310,000 $ 99,000
Norfolk, Massachusetts 3 $ 1,446,000 $ 482,000 $ 215,000
Plymouth, Massachusetts 3 $ 1,041,000 $ 347,000 $ 158,000
Genesee, Michigan 3 $ 277,000 $ 92,333 $ 88,000
Ottawa, Michigan 3 $ 744,000 $ 248,000 $ 113,000
Washtenaw, Michigan 3 $ 1,113,000 $ 371,000 $ 203,000
Santa Fe, New Mexico 3 $ 723,000 $ 241,000 $ 194,000
Cabarrus, North Carolina 3 $ 311,000 $ 103,666 $ 98,000
Hamilton, Ohio 3 $ 717,000 $ 239,000 $ 215,000
Summit, Ohio 3 $ 471,000 $ 157,000 $ 74,000
Tulsa, Oklahoma 3 $ 498,000 $ 166,000 $ 90,000
Allegheny, Pennsylvania 3 $ 1,096,000 $ 365,333 $ 126,000
Berks, Pennsylvania 3 $ 512,000 $ 170,666 $ 64,000
Bucks, Pennsylvania 3 $ 1,363,000 $ 454,333 $ 296,000
Williamson, Texas 3 $ 693,000 $ 231,000 $ 65,000
El Dorado, California 2 $ 992,000 $ 496,000 $ 132,000
Monterey, California 2 $ 651,000 $ 325,500 $ 125,000
Nevada, California 2 $ 775,000 $ 387,500 $ 226,000
Placer, California 2 $ 916,000 $ 458,000 $ 128,000
San Francisco, California 2 $ 986,000 $ 493,000 $ 217,000
Solano, California 2 $ 401,000 $ 200,500 $ 104,000
Boulder, Colorado 2 $ 943,000 $ 471,500 $ 253,000
New Haven, Connecticut 2 $ 907,000 $ 453,500 $ 337,000
Lake, Florida 2 $ 208,000 $ 104,000 $ 147,000
Chatham, Georgia 2 $ 844,000 $ 422,000 $ 51,000
Clayton, Georgia 2 $ 195,000 $ 97,500 $ 38,000
Coweta, Georgia 2 $ 542,000 $ 271,000 $ 114,000
DeKalb, Georgia 2 $ 1,046,000 $ 523,000 $ 480,000
Floyd, Georgia 2 $ 381,000 $ 190,500 $ 152,000
Forsyth, Georgia 2 $ 556,000 $ 278,000 $ 160,000
Hall, Georgia 2 $ 722,000 $ 361,000 $ 478,000
Bonneville, Idaho 2 $ 364,000 $ 182,000 $ 225,000
Kootenai, Idaho 2 $ 335,000 $ 167,500 $ 74,000
Elkhart, Indiana 2 $ 349,000 $ 174,500 $ 137,000
Steuben, Indiana 2 $ 695,000 $ 347,500 $ 61,000
Johnson, Kansas 2 $ 258,000 $ 129,000 $ 50,000
Riley, Kansas 2 $ 721,000 $ 360,500 $ 322,000
Cumberland, Maine 2 $ 530,000 $ 265,000 $ 142,000
Howard, Maryland 2 $ 307,000 $ 153,500 $ 82,000
Talbot, Maryland 2 $ 1,110,000 $ 555,000 $ 615,000
Worcester, Maryland 2 $ 533,000 $ 266,500 $ 127,000
Dukes, Massachusetts 2 $ 842,000 $ 421,000 $ 69,000
Essex, Massachusetts 2 $ 707,000 $ 353,500 $ 323,000
Kent, Michigan 2 $ 607,000 $ 303,500 $ 227,000
Ramsey, Minnesota 2 $ 770,000 $ 385,000 $ 169,000
Coahoma, Mississippi 2 $ 250,000 $ 125,000 $ 356,000
Cape Girardeau, Missouri 2 $ 906,000 $ 453,000 $ 486,000
Flathead, Montana 2 $ 368,000 $ 184,000 $ 66,000
Clark, Nevada 2 $ 254,000 $ 127,000 $ 74,000
Carroll, New Hampshire 2 $ 476,000 $ 238,000 $ 187,000
Rockingham, New Hampshire 2 $ 510,000 $ 255,000 $ 96,000
Atlantic, New Jersey 2 $ 753,000 $ 376,500 $ 157,000
Cape May, New Jersey 2 $ 1,086,000 $ 543,000 $ 167,000
Hunterdon, New Jersey 2 $ 511,000 $ 255,500 $ 150,000
Ocean, New Jersey 2 $ 476,000 $ 238,000 $ 95,000
Passaic, New Jersey 2 $ 649,000 $ 324,500 $ 387,000
Union, New Jersey 2 $ 895,000 $ 447,500 $ 213,000
Bernalillo, New Mexico 2 $ 273,000 $ 136,500 $ 56,000
Kings, New York 2 $ 849,000 $ 424,500 $ 225,000
Onondaga, New York 2 $ 129,000 $ 64,500 $ 48,000
Rockland, New York 2 $ 895,000 $ 447,500 $ 337,000
Saratoga, New York 2 $ 499,000 $ 249,500 $ 124,000
Brunswick, North Carolina 2 $ 404,000 $ 202,000 $ 101,000
Dare, North Carolina 2 $ 740,000 $ 370,000 $ 56,000
Forsyth, North Carolina 2 $ 446,000 $ 223,000 $ 48,000
Robeson, North Carolina 2 $ 256,000 $ 128,000 $ 259,000
Geauga, Ohio 2 $ 212,000 $ 106,000 $ 103,000
Lucas, Ohio 2 $ 708,000 $ 354,000 $ 115,000
Montgomery, Ohio 2 $ 188,000 $ 94,000 $ 38,000
Lehigh, Pennsylvania 2 $ 307,000 $ 153,500 $ 126,000
Monroe, Pennsylvania 2 $ 245,000 $ 122,500 $ 95,000
Beaufort, South Carolina 2 $ 470,000 $ 235,000 $ 93,000
Georgetown, South Carolina 2 $ 815,000 $ 407,500 $ 377,000
Greenville, South Carolina 2 $ 314,000 $ 157,000 $ 175,000
Hamilton, Tennessee 2 $ 289,000 $ 144,500 $ 72,000
Knox, Tennessee 2 $ 609,000 $ 304,500 $ 375,000
Salt Lake, Utah 2 $ 540,000 $ 270,000 $ 88,000
Alexandria, Virginia 2 $ 635,000 $ 317,500 $ 120,000
Prince William, Virginia 2 $ 673,000 $ 336,500 $ 117,000
Virginia Beach, Virginia 2 $ 202,000 $ 101,000 $ 24,000
Milwaukee, Wisconsin 2 $ 637,000 $ 318,500 $ 158,000
Racine, Wisconsin 2 $ 329,000 $ 164,500 $ 67,000
Waukesha, Wisconsin 2 $ 374,000 $ 187,000 $ 62,000
Laramie, Wyoming 2 $ 259,000 $ 129,500 $ 134,000
Jefferson, Alabama 1 $ 140,000 $ 140,000 $ 54,000
Madison, Alabama 1 $ 549,000 $ 549,000 $ 112,000
Fairbanks North Star, Alaska 1 $ 198,000 $ 198,000 $ 108,000
Apache, Arizona 1 $ 160,000 $ 160,000 $ 45,000
Cleburne, Arkansas 1 $ 154,000 $ 154,000 $ 47,000
Faulkner, Arkansas 1 $ 504,000 $ 504,000 $ 504,000
Garland, Arkansas 1 $ 108,000 $ 108,000 $ 56,000
Kings, California 1 $ 130,000 $ 130,000 $ 32,000
Napa, California 1 $ 557,000 $ 557,000 $ 101,000
Sacramento, California 1 $ 219,000 $ 219,000 $ 49,000
San Joaquin, California 1 $ 285,000 $ 285,000 $ 52,000
San Luis Obispo, California 1 $ 430,000 $ 430,000 $ 536,000
Santa Barbara, California 1 $ 649,000 $ 649,000 $ 230,000
Santa Cruz, California 1 $ 300,000 $ 300,000 $ 169,000
Denver, Colorado 1 $ 324,000 $ 324,000 $ 108,000
Elbert, Colorado 1 $ 472,000 $ 472,000 $ 330,000
Garfield, Colorado 1 $ 420,000 $ 420,000 $ 111,000
La Plata, Colorado 1 $ 252,000 $ 252,000 $ 47,000
Routt, Colorado 1 $ 217,000 $ 217,000 $ 105,000
San Miguel, Colorado 1 $ 650,000 $ 650,000 $ 154,000
Summit, Colorado 1 $ 475,000 $ 475,000 $ 183,000
Litchfield, Connecticut 1 $ 407,000 $ 407,000 $ 602,000
New London, Connecticut 1 $ 159,000 $ 159,000 $ 36,000
Tolland, Connecticut 1 $ 140,000 $ 140,000 $ 61,000
Sussex, Delaware 1 $ 649,000 $ 649,000 $ 340,000
Alachua, Florida 1 $ 105,000 $ 105,000 $ 80,000
Escambia, Florida 1 $ 185,000 $ 185,000 $ 668,000
Flagler, Florida 1 $ 65,000 $ 65,000 $ 27,000
Okaloosa, Florida 1 $ 158,000 $ 158,000 $ 84,000
Union, Florida 1 $ 400,000 $ 400,000 $ 112,000
Walton, Florida 1 $ 183,000 $ 183,000 $ 55,000
Banks, Georgia 1 $ 128,000 $ 128,000 $ 57,000
Bibb, Georgia 1 $ 153,000 $ 153,000 $ 93,000
Clarke, Georgia 1 $ 173,000 $ 173,000 $ 77,000
Douglas, Georgia 1 $ 232,000 $ 232,000 $ 100,000
Fayette, Georgia 1 $ 134,000 $ 134,000 $ 63,000
Henry, Georgia 1 $ 151,000 $ 151,000 $ 45,000
Lumpkin, Georgia 1 $ 323,000 $ 323,000 $ 126,000
Oconee, Georgia 1 $ 264,000 $ 264,000 $ 77,000
Pickens, Georgia 1 $ 65,000 $ 65,000 $ 46,000
Walker, Georgia 1 $ 345,000 $ 345,000 $ 108,000
Bonner, Idaho 1 $ 105,000 $ 105,000 $ 103,000
Teton, Idaho 1 $ 200,000 $ 200,000 $ 77,000
DeKalb, Illinois 1 $ 60,000 $ 60,000 $ 41,000
Kane, Illinois 1 $ 352,000 $ 352,000 $ 167,000
McHenry, Illinois 1 $ 475,000 $ 475,000 $ 260,000
Ogle, Illinois 1 $ 78,000 $ 78,000 $ 27,000
Adams, Indiana 1 $ 51,000 $ 51,000 $ 137,000
Hendricks, Indiana 1 $ 124,000 $ 124,000 $ 116,000
Kosciusko, Indiana 1 $ 205,000 $ 205,000 $ 144,000
Lake, Indiana 1 $ 208,000 $ 208,000 $ 141,000
St. Joseph, Indiana 1 $ 492,000 $ 492,000 $ 185,000
Floyd, Iowa 1 $ 93,000 $ 93,000 $ 61,000
Johnson, Iowa 1 $ 66,000 $ 66,000 $ 52,000
Polk, Iowa 1 $ 123,000 $ 123,000 $ 116,000
Saline, Kansas 1 $ 160,000 $ 160,000 $ 154,000
Sedgwick, Kansas 1 $ 60,000 $ 60,000 $ 102,000
Jefferson, Kentucky 1 $ 96,000 $ 96,000 $ 302,000
Whitley, Kentucky 1 $ 144,000 $ 144,000 $ 138,000
Caddo, Louisiana 1 $ 140,000 $ 140,000 $ 41,000
Jefferson, Louisiana 1 $ 165,000 $ 165,000 $ 140,000
Lafayette, Louisiana 1 $ 125,000 $ 125,000 $ 127,000
Orleans, Louisiana 1 $ 135,000 $ 135,000 $ 56,000
St. Tammany, Louisiana 1 $ 41,000 $ 41,000 $ 15,000
Androscoggin, Maine 1 $ 97,000 $ 97,000 $ 77,000
Kennebec, Maine 1 $ 104,000 $ 104,000 $ 51,000
Lincoln, Maine 1 $ 84,000 $ 84,000 $ 70,000
Baltimore City, Maryland 1 $ 226,000 $ 226,000 $ 220,000
Caroline, Maryland 1 $ 80,000 $ 80,000 $ 31,000
Garrett, Maryland 1 $ 355,000 $ 355,000 $ 238,000
Prince George's, Maryland 1 $ 195,000 $ 195,000 $ 73,000
Bristol, Massachusetts 1 $ 650,000 $ 650,000 $ 288,000
Hampden, Massachusetts 1 $ 252,000 $ 252,000 $ 359,000
Worcester, Massachusetts 1 $ 809,000 $ 809,000 $ 236,000
Antrim, Michigan 1 $ 638,000 $ 638,000 $ 307,000
Benzie, Michigan 1 $ 96,000 $ 96,000 $ 78,000
Berrien, Michigan 1 $ 100,000 $ 100,000 $ 80,000
Cass, Michigan 1 $ 164,000 $ 164,000 $ 67,000
Charlevoix, Michigan 1 $ 97,000 $ 97,000 $ 61,000
Cheboygan, Michigan 1 $ 900,000 $ 900,000 $ 348,000
Iosco, Michigan 1 $ 320,000 $ 320,000 $ 69,000
Lapeer, Michigan 1 $ 215,000 $ 215,000 $ 74,000
Macomb, Michigan 1 $ 148,000 $ 148,000 $ 73,000
Newaygo, Michigan 1 $ 45,000 $ 45,000 $ 42,000
Carver, Minnesota 1 $ 440,000 $ 440,000 $ 120,000
Chisago, Minnesota 1 $ 230,000 $ 230,000 $ 52,000
Dakota, Minnesota 1 $ 108,000 $ 108,000 $ 62,000
Kanabec, Minnesota 1 $ 163,000 $ 163,000 $ 107,000
Kandiyohi, Minnesota 1 $ 168,000 $ 168,000 $ 150,000
Scott, Minnesota 1 $ 180,000 $ 180,000 $ 93,000
DeSoto, Mississippi 1 $ 160,000 $ 160,000 $ 29,000
Hinds, Mississippi 1 $ 57,000 $ 57,000 $ 34,000
Rankin, Mississippi 1 $ 140,000 $ 140,000 $ 170,000
Jackson, Missouri 1 $ 105,000 $ 105,000 $ 111,000
Scott, Missouri 1 $ 95,000 $ 95,000 $ 72,000
St. Charles, Missouri 1 $ 400,000 $ 400,000 $ 326,000
Missoula, Montana 1 $ 230,000 $ 230,000 $ 117,000
Sarpy, Nebraska 1 $ 117,000 $ 117,000 $ 71,000
Carson City, Nevada 1 $ 268,000 $ 268,000 $ 111,000
Douglas, Nevada 1 $ 650,000 $ 650,000 $ 488,000
Hillsborough, New Hampshire 1 $ 392,000 $ 392,000 $ 634,000
Sullivan, New Hampshire 1 $ 208,000 $ 208,000 $ 83,000
Hudson, New Jersey 1 $ 176,000 $ 176,000 $ 228,000
Sussex, New Jersey 1 $ 249,000 $ 249,000 $ 98,000
McKinley, New Mexico 1 $ 60,000 $ 60,000 $ 96,000
San Juan, New Mexico 1 $ 88,000 $ 88,000 $ 81,000
Albany, New York 1 $ 275,000 $ 275,000 $ 225,000
Chautauqua, New York 1 $ 323,000 $ 323,000 $ 349,000
Monroe, New York 1 $ 135,000 $ 135,000 $ 48,000
Putnam, New York 1 $ 206,000 $ 206,000 $ 97,000
Queens, New York 1 $ 125,000 $ 125,000 $ 52,000
Richmond, New York 1 $ 650,000 $ 650,000 $ 154,000
Burke, North Carolina 1 $ 87,000 $ 87,000 $ 80,000
Cleveland, North Carolina 1 $ 256,000 $ 256,000 $ 192,000
Cumberland, North Carolina 1 $ 112,000 $ 112,000 $ 91,000
Durham, North Carolina 1 $ 200,000 $ 200,000 $ 65,000
Franklin, North Carolina 1 $ 128,000 $ 128,000 $ 84,000
Gaston, North Carolina 1 $ 100,000 $ 100,000 $ 1,068,000
Guilford, North Carolina 1 $ 382,000 $ 382,000 $ 152,000
Iredell, North Carolina 1 $ 281,000 $ 281,000 $ 180,000
Jackson, North Carolina 1 $ 180,000 $ 180,000 $ 100,000
Macon, North Carolina 1 $ 600,000 $ 600,000 $ 160,000
Union, North Carolina 1 $ 168,000 $ 168,000 $ 89,000
Watauga, North Carolina 1 $ 180,000 $ 180,000 $ 82,000
Cass, North Dakota 1 $ 116,000 $ 116,000 $ 36,000
Clermont, Ohio 1 $ 600,000 $ 600,000 $ 216,000
Fairfield, Ohio 1 $ 265,000 $ 265,000 $ 195,000
Greene, Ohio 1 $ 159,000 $ 159,000 $ 56,000
Hardin, Ohio 1 $ 155,000 $ 155,000 $ 97,000
Lorain, Ohio 1 $ 150,000 $ 150,000 $ 211,000
Medina, Ohio 1 $ 150,000 $ 150,000 $ 97,000
Miami, Ohio 1 $ 102,000 $ 102,000 $ 68,000
Warren, Ohio 1 $ 332,000 $ 332,000 $ 149,000
Cleveland, Oklahoma 1 $ 128,000 $ 128,000 $ 50,000
Muskogee, Oklahoma 1 $ 50,000 $ 50,000 $ 54,000
Coos, Oregon 1 $ 268,000 $ 268,000 $ 463,000
Lane, Oregon 1 $ 144,000 $ 144,000 $ 49,000
Lincoln, Oregon 1 $ 93,000 $ 93,000 $ 24,000
Multnomah, Oregon 1 $ 464,000 $ 464,000 $ 295,000
Washington, Oregon 1 $ 131,000 $ 131,000 $ 31,000
Adams, Pennsylvania 1 $ 182,000 $ 182,000 $ 71,000
Cumberland, Pennsylvania 1 $ 104,000 $ 104,000 $ 41,000
Dauphin, Pennsylvania 1 $ 185,000 $ 185,000 $ 88,000
Delaware, Pennsylvania 1 $ 400,000 $ 400,000 $ 185,000
Erie, Pennsylvania 1 $ 236,000 $ 236,000 $ 137,000
Susquehanna, Pennsylvania 1 $ 116,000 $ 116,000 $ 33,000
York, Pennsylvania 1 $ 485,000 $ 485,000 $ 273,000
Washington, Rhode Island 1 $ 373,000 $ 373,000 $ 162,000
Charleston, South Carolina 1 $ 320,000 $ 320,000 $ 183,000
Colleton, South Carolina 1 $ 290,000 $ 290,000 $ 84,000
Dorchester, South Carolina 1 $ 100,000 $ 100,000 $ 69,000
Florence, South Carolina 1 $ 116,000 $ 116,000 $ 84,000
Horry, South Carolina 1 $ 82,000 $ 82,000 $ 24,000
Richland, South Carolina 1 $ 189,000 $ 189,000 $ 115,000
Spartanburg, South Carolina 1 $ 100,000 $ 100,000 $ 48,000
Lawrence, South Dakota 1 $ 107,000 $ 107,000 $ 62,000
Cumberland, Tennessee 1 $ 99,000 $ 99,000 $ 54,000
Roane, Tennessee 1 $ 210,000 $ 210,000 $ 86,000
Bastrop, Texas 1 $ 210,000 $ 210,000 $ 116,000
Brazoria, Texas 1 $ 137,000 $ 137,000 $ 62,000
Collin, Texas 1 $ 637,000 $ 637,000 $ 128,000
Denton, Texas 1 $ 120,000 $ 120,000 $ 50,000
El Paso, Texas 1 $ 196,000 $ 196,000 $ 126,000
Fort Bend, Texas 1 $ 430,000 $ 430,000 $ 221,000
Kerr, Texas 1 $ 151,000 $ 151,000 $ 1,000
Llano, Texas 1 $ 300,000 $ 300,000 $ 210,000
Lubbock, Texas 1 $ 105,000 $ 105,000 $ 123,000
Midland, Texas 1 $ 78,000 $ 78,000 $ 45,000
Montgomery, Texas 1 $ 434,000 $ 434,000 $ 280,000
Navarro, Texas 1 $ 94,000 $ 94,000 $ 150,000
Real, Texas 1 $ 175,000 $ 175,000 $ 217,000
Morgan, Utah 1 $ 440,000 $ 440,000 $ 134,000
Weber, Utah 1 $ 488,000 $ 488,000 $ 270,000
Addison, Vermont 1 $ 210,000 $ 210,000 $ 64,000
Washington, Vermont 1 $ 130,000 $ 130,000 $ 141,000
Chesapeake, Virginia 1 $ 70,000 $ 70,000 $ 120,000
Falls Church, Virginia 1 $ 200,000 $ 200,000 $ 142,000
Fauquier, Virginia 1 $ 372,000 $ 372,000 $ 130,000
Hampton, Virginia 1 $ 335,000 $ 335,000 $ 53,000
Hanover, Virginia 1 $ 146,000 $ 146,000 $ 125,000
Henrico, Virginia 1 $ 106,000 $ 106,000 $ 83,000
Orange, Virginia 1 $ 12,000 $ 12,000 $ 61,000
Roanoke, Virginia 1 $ 100,000 $ 100,000 $ 33,000
Stafford, Virginia 1 $ 164,000 $ 164,000 $ 54,000
Tazewell, Virginia 1 $ 622,000 $ 622,000 $ 1,774,000
Washington, Virginia 1 $ 500,000 $ 500,000 $ 543,000
Franklin, Washington 1 $ 787,000 $ 787,000 $ 360,000
Spokane, Washington 1 $ 138,000 $ 138,000 $ 22,000
Taylor, West Virginia 1 $ 40,000 $ 40,000 $ 41,000
Dane, Wisconsin 1 $ 115,000 $ 115,000 $ 105,000
Fond du Lac, Wisconsin 1 $ 280,000 $ 280,000 $ 300,000
Sauk, Wisconsin 1 $ 235,000 $ 235,000 $ 301,000
Winnebago, Wisconsin 1 $ 85,000 $ 85,000 $ 23,000

Mortgage Loan Application Detail Totals for Raymond James Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 1,161 $332,717,000 $264,900 $1,375,000 $154,680 $1,774,000
Home Purchase (one-to-four family) 260 $73,709,000 $291,125 $975,000 $166,225 $932,000
Home Improvement (one-to-four family) 10 $357,000 $37,333 $100,000 $84,666 $492,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 749 $196,453,000 $265,708 $1,375,000 $160,479 $1,080,000
Information not provided by applicant in mail or telephone application 635 $193,749,000 $279,652 $1,000,000 $150,369 $1,774,000
Asian or Pacific Islander 22 $10,023,000 $450,454 $996,000 $186,363 $476,000
Hispanic 14 $3,392,000 $303,285 $508,000 $184,000 $310,000
Black 5 $985,000 $231,000 $349,000 $143,000 $492,000
American Indian or Alaskan Native 3 $918,000 $306,000 $640,000 $137,000 $263,000
Other 3 $1,263,000 $346,500 $605,000 $96,500 $184,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,424 $406,139,000 $262,549 $1,375,000 $150,784 $1,774,000
FHA-insured (Federal Housing Administration) 7 $644,000 $92,000 $126,000 $36,000 $54,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 771 $272,451,000 $291,408 $1,000,000 $156,061 $1,774,000
Loan Originated 475 $92,903,000 $208,227 $958,000 $149,681 $1,080,000
Application Approved But Not Accepted 90 $20,335,000 $271,142 $900,000 $166,190 $700,000
Application Denied By Financial Institution 69 $13,658,000 $256,761 $700,000 $119,619 $600,000
Application Withdrawn By Applicant 23 $6,752,000 $360,125 $1,375,000 $271,375 $1,068,000
File Closed For Incompleteness 3 $684,000 $228,000 $409,000 $78,333 $150,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 30 $6,789,000 $297,692 $700,000 $111,000 $328,000
Collateral 12 $2,031,000 $227,000 $525,000 $123,800 $212,000
Credit History 10 $1,509,000 $193,250 $330,000 $94,500 $492,000
Other 8 $1,422,000 $180,166 $386,000 $103,666 $479,000
Unverifiable Information 3 $424,000 $131,000 $224,000 $216,500 $280,000
Credit Application Incomplete 3 $600,000 $191,000 $345,000 $327,000 $600,000
Employment History 2 $283,000 $141,500 $163,000 $83,000 $107,000
Insufficient Cash (Downpayment, Closing Cost) 1 $600,000 $600,000 $600,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Raymond James Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Raymond James Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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