Rbs Citizens, N.A. Mortgage Lending & HMDA Data, 2008
In 2008, Rbs Citizens, N.A. of Providence, RI reported 60,305 mortgage applications totaling $6.7 billion, down 54% from 2007. The average application was for $110,486, and applicants reported an average income of $88,223. 38% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (4,052), Chicago-Naperville-Joliet, IL (3,959) and Boston-Quincy, MA (2,934) (applications in parentheses).
| Mortgage Company & Address | Rbs Citizens, N.A. One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 60,305 |
| Total Mortgage Loan Application Amount | $6,662,869,000 |
| Average Mortgage Loan Application Amount | $110,486 |
| Highest Mortgage Loan Application Amount | $53,000,000 |
| Average Applicant Income | $88,223 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rbs Citizens, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 3,036 | $ 293,059,000 | $ 96,527 | $ 74,000 |
| Erie, New York | 2,056 | $ 97,310,000 | $ 47,329 | $ 57,000 |
| Providence, Rhode Island | 1,996 | $ 259,554,000 | $ 130,037 | $ 78,000 |
| Wayne, Michigan | 1,956 | $ 95,408,000 | $ 48,777 | $ 56,000 |
| Middlesex, Massachusetts | 1,557 | $ 268,539,000 | $ 172,472 | $ 108,000 |
| Marion, Indiana | 1,374 | $ 36,479,000 | $ 26,549 | $ 52,000 |
| Cuyahoga, Ohio | 1,308 | $ 77,319,000 | $ 59,112 | $ 57,000 |
| Suffolk, Massachusetts | 1,242 | $ 182,654,000 | $ 147,064 | $ 99,000 |
| Monroe, New York | 1,115 | $ 43,075,000 | $ 38,632 | $ 55,000 |
| Norfolk, Massachusetts | 945 | $ 179,102,000 | $ 189,525 | $ 126,000 |
| Lucas, Ohio | 932 | $ 37,472,000 | $ 40,206 | $ 54,000 |
| Hillsborough, New Hampshire | 855 | $ 117,284,000 | $ 137,174 | $ 112,000 |
| Philadelphia, Pennsylvania | 812 | $ 75,840,000 | $ 93,399 | $ 51,000 |
| Rockingham, New Hampshire | 792 | $ 109,155,000 | $ 137,821 | $ 100,000 |
| Plymouth, Massachusetts | 747 | $ 124,395,000 | $ 166,526 | $ 100,000 |
| Bristol, Massachusetts | 704 | $ 91,122,000 | $ 129,434 | $ 84,000 |
| Kent, Rhode Island | 683 | $ 90,887,000 | $ 133,070 | $ 84,000 |
| Macomb, Michigan | 643 | $ 38,971,000 | $ 60,608 | $ 64,000 |
| Oakland, Michigan | 641 | $ 73,462,000 | $ 114,605 | $ 87,000 |
| Hampden, Massachusetts | 640 | $ 45,575,000 | $ 71,210 | $ 75,000 |
| New Haven, Connecticut | 601 | $ 91,454,000 | $ 152,169 | $ 109,000 |
| Essex, Massachusetts | 568 | $ 86,540,000 | $ 152,359 | $ 117,000 |
| New Castle, Delaware | 560 | $ 58,490,000 | $ 104,446 | $ 84,000 |
| Barnstable, Massachusetts | 550 | $ 107,767,000 | $ 195,940 | $ 122,000 |
| Los Angeles, California | 533 | $ 103,298,000 | $ 193,804 | $ 114,000 |
| New London, Connecticut | 518 | $ 75,844,000 | $ 146,416 | $ 92,000 |
| Stark, Ohio | 507 | $ 30,958,000 | $ 61,061 | $ 53,000 |
| Onondaga, New York | 481 | $ 14,159,000 | $ 29,436 | $ 54,000 |
| Summit, Ohio | 462 | $ 27,892,000 | $ 60,372 | $ 66,000 |
| Worcester, Massachusetts | 411 | $ 49,049,000 | $ 119,340 | $ 97,000 |
| Albany, New York | 379 | $ 31,554,000 | $ 83,255 | $ 75,000 |
| Montgomery, Pennsylvania | 377 | $ 76,152,000 | $ 201,994 | $ 150,000 |
| Niagara, New York | 370 | $ 14,164,000 | $ 38,281 | $ 52,000 |
| DuPage, Illinois | 369 | $ 51,222,000 | $ 138,813 | $ 103,000 |
| Allegheny, Pennsylvania | 361 | $ 34,571,000 | $ 95,764 | $ 90,000 |
| Oneida, New York | 359 | $ 9,683,000 | $ 26,972 | $ 41,000 |
| Suffolk, New York | 356 | $ 49,558,000 | $ 139,207 | $ 115,000 |
| Merrimack, New Hampshire | 354 | $ 42,498,000 | $ 120,050 | $ 80,000 |
| Washington, Rhode Island | 349 | $ 60,092,000 | $ 172,183 | $ 103,000 |
| Strafford, New Hampshire | 324 | $ 40,944,000 | $ 126,370 | $ 80,000 |
| Middlesex, Connecticut | 313 | $ 96,631,000 | $ 308,725 | $ 89,000 |
| Saratoga, New York | 299 | $ 28,436,000 | $ 95,103 | $ 89,000 |
| Westchester, New York | 299 | $ 84,242,000 | $ 281,745 | $ 146,000 |
| Nassau, New York | 295 | $ 50,936,000 | $ 172,664 | $ 122,000 |
| Will, Illinois | 284 | $ 33,620,000 | $ 118,380 | $ 94,000 |
| Kent, Delaware | 280 | $ 33,607,000 | $ 120,025 | $ 79,000 |
| Sussex, Delaware | 273 | $ 31,995,000 | $ 117,197 | $ 77,000 |
| Orange, New York | 262 | $ 21,648,000 | $ 82,625 | $ 88,000 |
| Maricopa, Arizona | 253 | $ 47,319,000 | $ 187,031 | $ 154,000 |
| Rutland, Vermont | 251 | $ 13,238,000 | $ 52,741 | $ 54,000 |
| Hartford, Connecticut | 247 | $ 31,261,000 | $ 126,562 | $ 101,000 |
| Clinton, New York | 243 | $ 16,037,000 | $ 65,995 | $ 85,000 |
| Broome, New York | 237 | $ 15,966,000 | $ 67,367 | $ 43,000 |
| Bucks, Pennsylvania | 237 | $ 36,206,000 | $ 152,767 | $ 119,000 |
| Delaware, Pennsylvania | 236 | $ 37,306,000 | $ 158,076 | $ 120,000 |
| Chester, Pennsylvania | 224 | $ 42,136,000 | $ 188,107 | $ 145,000 |
| Hamilton, Indiana | 217 | $ 19,167,000 | $ 88,327 | $ 105,000 |
| Orange, California | 212 | $ 43,990,000 | $ 207,500 | $ 176,000 |
| Fairfield, Connecticut | 208 | $ 74,424,000 | $ 357,807 | $ 161,000 |
| Carroll, New Hampshire | 204 | $ 23,596,000 | $ 115,666 | $ 78,000 |
| Dutchess, New York | 201 | $ 31,092,000 | $ 154,686 | $ 107,000 |
| Rensselaer, New York | 198 | $ 12,614,000 | $ 63,707 | $ 70,000 |
| Lake, Ohio | 196 | $ 18,278,000 | $ 93,255 | $ 67,000 |
| New York, New York | 190 | $ 83,120,000 | $ 437,473 | $ 86,000 |
| San Diego, California | 189 | $ 25,505,000 | $ 134,947 | $ 115,000 |
| Schenectady, New York | 187 | $ 10,613,000 | $ 56,754 | $ 62,000 |
| Franklin, Ohio | 187 | $ 7,107,000 | $ 38,005 | $ 56,000 |
| Belknap, New Hampshire | 182 | $ 31,421,000 | $ 172,642 | $ 96,000 |
| Newport, Rhode Island | 178 | $ 41,501,000 | $ 233,151 | $ 158,000 |
| Johnson, Indiana | 170 | $ 5,744,000 | $ 33,788 | $ 48,000 |
| Santa Clara, California | 164 | $ 46,867,000 | $ 285,774 | $ 141,000 |
| Ulster, New York | 164 | $ 14,184,000 | $ 86,487 | $ 66,000 |
| Wayne, New York | 163 | $ 4,511,000 | $ 27,674 | $ 48,000 |
| Madison, Indiana | 160 | $ 4,617,000 | $ 28,856 | $ 42,000 |
| Otsego, New York | 157 | $ 7,138,000 | $ 45,464 | $ 46,000 |
| Lake, Illinois | 154 | $ 29,586,000 | $ 192,116 | $ 133,000 |
| Berks, Pennsylvania | 154 | $ 11,905,000 | $ 77,305 | $ 75,000 |
| York, Maine | 153 | $ 20,186,000 | $ 131,934 | $ 99,000 |
| Chittenden, Vermont | 152 | $ 20,452,000 | $ 134,552 | $ 121,000 |
| Middlesex, New Jersey | 148 | $ 15,612,000 | $ 105,486 | $ 147,000 |
| Warren, New York | 146 | $ 10,981,000 | $ 75,212 | $ 68,000 |
| King, Washington | 145 | $ 19,308,000 | $ 133,158 | $ 155,000 |
| Bristol, Rhode Island | 142 | $ 26,170,000 | $ 184,295 | $ 89,000 |
| Bergen, New Jersey | 141 | $ 24,659,000 | $ 174,886 | $ 182,000 |
| Burlington, New Jersey | 140 | $ 12,700,000 | $ 90,714 | $ 113,000 |
| Fairfax, Virginia | 139 | $ 20,898,000 | $ 150,345 | $ 146,000 |
| Queens, New York | 135 | $ 22,351,000 | $ 165,562 | $ 126,000 |
| Scioto, Ohio | 135 | $ 4,051,000 | $ 30,007 | $ 46,000 |
| Alameda, California | 134 | $ 33,391,000 | $ 249,186 | $ 129,000 |
| Grafton, New Hampshire | 134 | $ 16,224,000 | $ 121,074 | $ 108,000 |
| Hendricks, Indiana | 132 | $ 5,329,000 | $ 40,371 | $ 56,000 |
| Monmouth, New Jersey | 132 | $ 16,997,000 | $ 128,765 | $ 137,000 |
| Montgomery, Maryland | 131 | $ 25,274,000 | $ 192,931 | $ 149,000 |
| Washington, New York | 130 | $ 6,845,000 | $ 52,653 | $ 55,000 |
| Kane, Illinois | 129 | $ 18,663,000 | $ 144,674 | $ 110,000 |
| Riverside, California | 126 | $ 14,769,000 | $ 117,214 | $ 108,000 |
| Franklin, New York | 124 | $ 7,654,000 | $ 61,725 | $ 56,000 |
| Ocean, New Jersey | 122 | $ 12,627,000 | $ 103,500 | $ 113,000 |
| San Bernardino, California | 121 | $ 14,736,000 | $ 121,785 | $ 106,000 |
| Shiawassee, Michigan | 118 | $ 6,083,000 | $ 51,550 | $ 62,000 |
| Westmoreland, Pennsylvania | 118 | $ 12,398,000 | $ 105,067 | $ 83,000 |
| Hampshire, Massachusetts | 116 | $ 12,576,000 | $ 108,413 | $ 83,000 |
| Morris, New Jersey | 116 | $ 17,931,000 | $ 154,577 | $ 165,000 |
| Ontario, New York | 114 | $ 4,891,000 | $ 42,903 | $ 65,000 |
| Camden, New Jersey | 113 | $ 11,614,000 | $ 102,778 | $ 118,000 |
| Mahoning, Ohio | 113 | $ 6,858,000 | $ 60,690 | $ 61,000 |
| Wood, Ohio | 112 | $ 8,227,000 | $ 73,455 | $ 79,000 |
| Windham, Connecticut | 107 | $ 13,468,000 | $ 125,869 | $ 69,000 |
| Lake, Indiana | 107 | $ 3,238,000 | $ 30,261 | $ 56,000 |
| Cheshire, New Hampshire | 104 | $ 9,152,000 | $ 88,000 | $ 77,000 |
| Lorain, Ohio | 104 | $ 9,733,000 | $ 93,586 | $ 67,000 |
| Medina, Ohio | 104 | $ 9,605,000 | $ 92,355 | $ 86,000 |
| Blair, Pennsylvania | 104 | $ 9,093,000 | $ 87,432 | $ 59,000 |
| Coos, New Hampshire | 103 | $ 6,224,000 | $ 60,427 | $ 65,000 |
| Rockland, New York | 103 | $ 20,443,000 | $ 198,475 | $ 111,000 |
| Essex, New York | 101 | $ 10,165,000 | $ 100,643 | $ 68,000 |
| Luzerne, Pennsylvania | 98 | $ 9,578,000 | $ 97,734 | $ 59,000 |
| Lancaster, Pennsylvania | 97 | $ 10,441,000 | $ 107,639 | $ 88,000 |
| McHenry, Illinois | 96 | $ 8,803,000 | $ 91,697 | $ 102,000 |
| Dauphin, Pennsylvania | 96 | $ 8,882,000 | $ 92,520 | $ 68,000 |
| Loudoun, Virginia | 96 | $ 35,501,000 | $ 369,802 | $ 179,000 |
| Buncombe, North Carolina | 95 | $ 14,020,000 | $ 147,578 | $ 93,000 |
| Herkimer, New York | 93 | $ 4,406,000 | $ 47,376 | $ 48,000 |
| Washtenaw, Michigan | 92 | $ 11,661,000 | $ 126,750 | $ 92,000 |
| Oswego, New York | 90 | $ 1,942,000 | $ 21,577 | $ 47,000 |
| Kings, New York | 89 | $ 21,426,000 | $ 240,741 | $ 93,000 |
| Gloucester, New Jersey | 88 | $ 9,022,000 | $ 102,522 | $ 99,000 |
| York, Pennsylvania | 88 | $ 8,529,000 | $ 96,920 | $ 69,000 |
| Cumberland, Pennsylvania | 85 | $ 25,172,000 | $ 296,141 | $ 78,000 |
| Contra Costa, California | 84 | $ 13,057,000 | $ 155,440 | $ 116,000 |
| Monroe, Michigan | 83 | $ 5,957,000 | $ 71,771 | $ 72,000 |
| Somerset, New Jersey | 83 | $ 14,598,000 | $ 175,879 | $ 211,000 |
| Pike, Pennsylvania | 83 | $ 13,794,000 | $ 166,192 | $ 91,000 |
| Windsor, Vermont | 83 | $ 8,500,000 | $ 102,409 | $ 95,000 |
| Wake, North Carolina | 82 | $ 8,707,000 | $ 106,182 | $ 150,000 |
| Berkshire, Massachusetts | 81 | $ 8,231,000 | $ 101,617 | $ 80,000 |
| Sullivan, New Hampshire | 80 | $ 6,718,000 | $ 83,975 | $ 90,000 |
| Sacramento, California | 79 | $ 7,348,000 | $ 93,012 | $ 107,000 |
| Broward, Florida | 79 | $ 9,107,000 | $ 115,278 | $ 124,000 |
| Fulton, New York | 79 | $ 2,470,000 | $ 31,265 | $ 50,000 |
| Salt Lake, Utah | 79 | $ 6,422,000 | $ 81,291 | $ 91,000 |
| Anne Arundel, Maryland | 78 | $ 10,924,000 | $ 140,051 | $ 117,000 |
| Mecklenburg, North Carolina | 77 | $ 7,215,000 | $ 93,701 | $ 136,000 |
| Kalamazoo, Michigan | 76 | $ 5,413,000 | $ 71,223 | $ 94,000 |
| Geauga, Ohio | 74 | $ 8,502,000 | $ 114,891 | $ 81,000 |
| Fulton, Georgia | 72 | $ 10,299,000 | $ 143,041 | $ 148,000 |
| Hancock, Indiana | 72 | $ 3,505,000 | $ 48,680 | $ 63,000 |
| Livingston, New York | 71 | $ 2,493,000 | $ 35,112 | $ 57,000 |
| Portage, Ohio | 71 | $ 5,751,000 | $ 81,000 | $ 77,000 |
| Hennepin, Minnesota | 70 | $ 6,896,000 | $ 98,514 | $ 106,000 |
| Union, New Jersey | 70 | $ 9,474,000 | $ 135,342 | $ 145,000 |
| Madison, New York | 69 | $ 2,185,000 | $ 31,666 | $ 54,000 |
| Richmond, New York | 69 | $ 7,491,000 | $ 108,565 | $ 107,000 |
| Addison, Vermont | 68 | $ 7,512,000 | $ 110,470 | $ 80,000 |
| Pima, Arizona | 67 | $ 5,851,000 | $ 87,328 | $ 98,000 |
| Palm Beach, Florida | 66 | $ 9,494,000 | $ 143,848 | $ 192,000 |
| Essex, New Jersey | 66 | $ 9,237,000 | $ 139,954 | $ 141,000 |
| Northampton, Pennsylvania | 66 | $ 7,805,000 | $ 118,257 | $ 189,000 |
| San Mateo, California | 65 | $ 14,286,000 | $ 219,784 | $ 137,000 |
| Cobb, Georgia | 65 | $ 5,336,000 | $ 82,092 | $ 133,000 |
| Tippecanoe, Indiana | 65 | $ 1,722,000 | $ 26,492 | $ 53,000 |
| Clark, Nevada | 64 | $ 10,540,000 | $ 164,687 | $ 138,000 |
| Monroe, Indiana | 63 | $ 1,731,000 | $ 27,476 | $ 38,000 |
| Livingston, Michigan | 63 | $ 8,313,000 | $ 131,952 | $ 97,000 |
| Morgan, Indiana | 62 | $ 3,070,000 | $ 49,516 | $ 59,000 |
| Trumbull, Ohio | 62 | $ 3,541,000 | $ 57,112 | $ 56,000 |
| Prince George's, Maryland | 61 | $ 13,686,000 | $ 224,360 | $ 121,000 |
| Multnomah, Oregon | 61 | $ 4,922,000 | $ 80,688 | $ 97,000 |
| Mercer, New Jersey | 60 | $ 11,763,000 | $ 196,050 | $ 133,000 |
| Tompkins, New York | 60 | $ 2,540,000 | $ 42,333 | $ 147,000 |
| Douglas, Colorado | 59 | $ 7,457,000 | $ 126,389 | $ 176,000 |
| Jefferson, Colorado | 59 | $ 5,617,000 | $ 95,203 | $ 118,000 |
| Gwinnett, Georgia | 59 | $ 4,785,000 | $ 81,101 | $ 108,000 |
| Passaic, New Jersey | 59 | $ 5,399,000 | $ 91,508 | $ 118,000 |
| Franklin, Vermont | 58 | $ 4,518,000 | $ 77,896 | $ 62,000 |
| Ventura, California | 57 | $ 7,743,000 | $ 135,842 | $ 120,000 |
| Baltimore, Maryland | 57 | $ 4,153,000 | $ 72,859 | $ 99,000 |
| Miami-Dade, Florida | 56 | $ 7,099,000 | $ 126,767 | $ 130,000 |
| Johnson, Kansas | 56 | $ 4,213,000 | $ 75,232 | $ 175,000 |
| St. Louis, Missouri | 56 | $ 5,406,000 | $ 96,535 | $ 120,000 |
| Washington, Oregon | 56 | $ 4,638,000 | $ 82,821 | $ 118,000 |
| Washington, Pennsylvania | 56 | $ 5,170,000 | $ 92,321 | $ 72,000 |
| Columbiana, Ohio | 55 | $ 4,361,000 | $ 79,290 | $ 65,000 |
| Tolland, Connecticut | 54 | $ 6,109,000 | $ 113,129 | $ 95,000 |
| Erie, Pennsylvania | 54 | $ 4,343,000 | $ 80,425 | $ 57,000 |
| Prince William, Virginia | 54 | $ 10,839,000 | $ 200,722 | $ 179,000 |
| Litchfield, Connecticut | 53 | $ 9,363,000 | $ 176,660 | $ 131,000 |
| Atlantic, New Jersey | 53 | $ 9,917,000 | $ 187,113 | $ 177,000 |
| Lehigh, Pennsylvania | 53 | $ 4,219,000 | $ 79,603 | $ 90,000 |
| Pierce, Washington | 53 | $ 4,534,000 | $ 85,547 | $ 103,000 |
| Howard, Maryland | 52 | $ 12,583,000 | $ 241,980 | $ 181,000 |
| Delaware, New York | 52 | $ 2,838,000 | $ 54,576 | $ 51,000 |
| Bennington, Vermont | 52 | $ 4,628,000 | $ 89,000 | $ 79,000 |
| Snohomish, Washington | 52 | $ 5,406,000 | $ 103,961 | $ 104,000 |
| Allen, Indiana | 51 | $ 1,315,000 | $ 25,784 | $ 45,000 |
| Hunterdon, New Jersey | 51 | $ 9,019,000 | $ 176,843 | $ 237,000 |
| Cape May, New Jersey | 50 | $ 15,063,000 | $ 301,260 | $ 296,000 |
| Hudson, New Jersey | 50 | $ 15,614,000 | $ 312,280 | $ 161,000 |
| El Paso, Colorado | 48 | $ 3,083,000 | $ 64,229 | $ 300,000 |
| Putnam, New York | 48 | $ 12,743,000 | $ 265,479 | $ 131,000 |
| Hamilton, Ohio | 48 | $ 5,200,000 | $ 108,333 | $ 95,000 |
| Monroe, Pennsylvania | 48 | $ 6,654,000 | $ 138,625 | $ 85,000 |
| Arapahoe, Colorado | 47 | $ 7,379,000 | $ 157,000 | $ 189,000 |
| Sullivan, New York | 47 | $ 3,392,000 | $ 72,170 | $ 71,000 |
| Clackamas, Oregon | 47 | $ 4,907,000 | $ 104,404 | $ 115,000 |
| Beaver, Pennsylvania | 47 | $ 4,073,000 | $ 86,659 | $ 84,000 |
| Fresno, California | 46 | $ 4,668,000 | $ 101,478 | $ 88,000 |
| DeKalb, Georgia | 46 | $ 5,201,000 | $ 113,065 | $ 130,000 |
| Waukesha, Wisconsin | 46 | $ 2,911,000 | $ 63,282 | $ 104,000 |
| San Francisco, California | 45 | $ 13,842,000 | $ 307,600 | $ 107,000 |
| Montgomery, New York | 45 | $ 1,784,000 | $ 39,644 | $ 54,000 |
| Marin, California | 44 | $ 11,280,000 | $ 256,363 | $ 137,000 |
| Placer, California | 44 | $ 6,027,000 | $ 136,977 | $ 113,000 |
| Boulder, Colorado | 44 | $ 4,878,000 | $ 110,863 | $ 100,000 |
| Orange, Florida | 44 | $ 4,664,000 | $ 106,000 | $ 95,000 |
| Harford, Maryland | 44 | $ 10,783,000 | $ 245,068 | $ 130,000 |
| Butler, Pennsylvania | 44 | $ 5,446,000 | $ 123,772 | $ 111,000 |
| Allegan, Michigan | 43 | $ 1,980,000 | $ 46,046 | $ 62,000 |
| Jackson, Michigan | 43 | $ 1,642,000 | $ 38,186 | $ 40,000 |
| Windham, Vermont | 43 | $ 5,449,000 | $ 126,720 | $ 84,000 |
| Franklin, Massachusetts | 42 | $ 3,599,000 | $ 85,690 | $ 63,000 |
| St. Clair, Michigan | 42 | $ 2,296,000 | $ 54,666 | $ 66,000 |
| Tuscarawas, Ohio | 42 | $ 2,535,000 | $ 60,357 | $ 61,000 |
| Chesterfield, Virginia | 42 | $ 5,311,000 | $ 126,452 | $ 102,000 |
| Sussex, New Jersey | 41 | $ 4,825,000 | $ 117,682 | $ 87,000 |
| Orleans, New York | 41 | $ 1,053,000 | $ 25,682 | $ 40,000 |
| Ingham, Michigan | 39 | $ 6,067,000 | $ 155,564 | $ 104,000 |
| Chautauqua, New York | 39 | $ 1,737,000 | $ 44,538 | $ 96,000 |
| Chenango, New York | 39 | $ 1,975,000 | $ 50,641 | $ 50,000 |
| Tioga, New York | 39 | $ 995,000 | $ 25,512 | $ 42,000 |
| Saginaw, Michigan | 38 | $ 1,649,000 | $ 43,394 | $ 61,000 |
| Cayuga, New York | 38 | $ 1,441,000 | $ 37,921 | $ 71,000 |
| Milwaukee, Wisconsin | 38 | $ 2,471,000 | $ 65,026 | $ 97,000 |
| Sonoma, California | 37 | $ 4,570,000 | $ 123,513 | $ 147,000 |
| Genesee, Michigan | 37 | $ 2,251,000 | $ 60,837 | $ 65,000 |
| Kern, California | 36 | $ 2,906,000 | $ 80,722 | $ 107,000 |
| Pinellas, Florida | 36 | $ 3,656,000 | $ 101,555 | $ 118,000 |
| Cortland, New York | 36 | $ 1,127,000 | $ 31,305 | $ 46,000 |
| Virginia Beach, Virginia | 36 | $ 3,802,000 | $ 105,611 | $ 153,000 |
| Carroll, Maryland | 35 | $ 3,644,000 | $ 104,114 | $ 101,000 |
| Washoe, Nevada | 35 | $ 6,132,000 | $ 175,200 | $ 130,000 |
| Denver, Colorado | 34 | $ 2,943,000 | $ 86,558 | $ 102,000 |
| Bronx, New York | 34 | $ 4,328,000 | $ 127,294 | $ 91,000 |
| Steuben, New York | 34 | $ 1,226,000 | $ 36,058 | $ 58,000 |
| El Dorado, California | 33 | $ 5,818,000 | $ 176,303 | $ 161,000 |
| Hillsborough, Florida | 33 | $ 3,000,000 | $ 90,909 | $ 128,000 |
| Forsyth, Georgia | 33 | $ 2,168,000 | $ 65,696 | $ 129,000 |
| Cumberland, Maine | 33 | $ 6,181,000 | $ 187,303 | $ 151,000 |
| Mercer, Pennsylvania | 33 | $ 2,592,000 | $ 78,545 | $ 67,000 |
| Clark, Washington | 33 | $ 3,089,000 | $ 93,606 | $ 97,000 |
| Montgomery, Indiana | 32 | $ 893,000 | $ 27,906 | $ 44,000 |
| St. Charles, Missouri | 32 | $ 2,286,000 | $ 71,437 | $ 94,000 |
| Jackson, Missouri | 31 | $ 1,956,000 | $ 63,096 | $ 218,000 |
| Lewis, New York | 31 | $ 978,000 | $ 31,548 | $ 37,000 |
| Washington, Vermont | 31 | $ 2,991,000 | $ 96,483 | $ 74,000 |
| San Luis Obispo, California | 30 | $ 3,717,000 | $ 123,900 | $ 105,000 |
| Ada, Idaho | 30 | $ 2,113,000 | $ 70,433 | $ 85,000 |
| Cattaraugus, New York | 30 | $ 1,808,000 | $ 60,266 | $ 59,000 |
| Lackawanna, Pennsylvania | 30 | $ 3,218,000 | $ 107,266 | $ 90,000 |
| Dane, Wisconsin | 30 | $ 2,020,000 | $ 67,333 | $ 129,000 |
| San Joaquin, California | 29 | $ 2,929,000 | $ 101,000 | $ 108,000 |
| Union, North Carolina | 29 | $ 7,019,000 | $ 242,034 | $ 121,000 |
| Utah, Utah | 29 | $ 2,857,000 | $ 98,517 | $ 94,000 |
| Monterey, California | 28 | $ 3,433,000 | $ 122,607 | $ 98,000 |
| Solano, California | 28 | $ 2,803,000 | $ 100,107 | $ 115,000 |
| Boone, Indiana | 28 | $ 2,030,000 | $ 72,500 | $ 66,000 |
| Douglas, Nebraska | 28 | $ 1,909,000 | $ 68,178 | $ 105,000 |
| Hamilton, New York | 28 | $ 1,436,000 | $ 51,285 | $ 72,000 |
| Oklahoma, Oklahoma | 28 | $ 1,459,000 | $ 52,107 | $ 114,000 |
| Henrico, Virginia | 28 | $ 2,733,000 | $ 97,607 | $ 123,000 |
| Kent, Michigan | 27 | $ 1,765,000 | $ 65,370 | $ 128,000 |
| Davis, Utah | 27 | $ 1,880,000 | $ 69,629 | $ 84,000 |
| Larimer, Colorado | 26 | $ 1,529,000 | $ 58,807 | $ 99,000 |
| Baltimore City, Maryland | 26 | $ 1,887,000 | $ 72,576 | $ 88,000 |
| Chemung, New York | 26 | $ 709,000 | $ 27,269 | $ 49,000 |
| Butler, Ohio | 26 | $ 2,616,000 | $ 100,615 | $ 102,000 |
| Montgomery, Ohio | 26 | $ 1,900,000 | $ 73,076 | $ 67,000 |
| Arlington, Virginia | 26 | $ 4,587,000 | $ 176,423 | $ 181,000 |
| Kankakee, Illinois | 25 | $ 2,152,000 | $ 86,080 | $ 75,000 |
| Frederick, Maryland | 25 | $ 3,474,000 | $ 138,960 | $ 108,000 |
| Dakota, Minnesota | 25 | $ 2,068,000 | $ 82,720 | $ 124,000 |
| Tulsa, Oklahoma | 25 | $ 1,655,000 | $ 66,200 | $ 93,000 |
| Thurston, Washington | 25 | $ 2,036,000 | $ 81,440 | $ 84,000 |
| Santa Barbara, California | 24 | $ 4,134,000 | $ 172,250 | $ 95,000 |
| Duval, Florida | 24 | $ 1,608,000 | $ 67,000 | $ 106,000 |
| Cherokee, Georgia | 24 | $ 1,594,000 | $ 66,416 | $ 82,000 |
| Armstrong, Pennsylvania | 24 | $ 1,530,000 | $ 63,750 | $ 48,000 |
| Venango, Pennsylvania | 24 | $ 1,555,000 | $ 64,791 | $ 53,000 |
| Spokane, Washington | 24 | $ 1,848,000 | $ 77,000 | $ 72,000 |
| Tulare, California | 23 | $ 1,700,000 | $ 73,913 | $ 124,000 |
| Collier, Florida | 23 | $ 5,883,000 | $ 255,782 | $ 185,000 |
| Lee, Florida | 23 | $ 4,147,000 | $ 180,304 | $ 189,000 |
| Kendall, Illinois | 23 | $ 2,591,000 | $ 112,652 | $ 79,000 |
| Jefferson, Kentucky | 23 | $ 1,562,000 | $ 67,913 | $ 114,000 |
| Ramsey, Minnesota | 23 | $ 1,329,000 | $ 57,782 | $ 112,000 |
| Warren, New Jersey | 23 | $ 2,338,000 | $ 101,652 | $ 129,000 |
| Cabarrus, North Carolina | 23 | $ 1,845,000 | $ 80,217 | $ 95,000 |
| Guilford, North Carolina | 23 | $ 1,605,000 | $ 69,782 | $ 125,000 |
| Centre, Pennsylvania | 23 | $ 2,940,000 | $ 127,826 | $ 152,000 |
| Butte, California | 22 | $ 1,426,000 | $ 64,818 | $ 88,000 |
| Seminole, Florida | 22 | $ 2,503,000 | $ 113,772 | $ 135,000 |
| St. Johns, Florida | 22 | $ 6,998,000 | $ 318,090 | $ 122,000 |
| Columbia, New York | 22 | $ 2,838,000 | $ 129,000 | $ 96,000 |
| Schoharie, New York | 22 | $ 912,000 | $ 41,454 | $ 79,000 |
| Marion, Oregon | 22 | $ 2,293,000 | $ 104,227 | $ 79,000 |
| Orange, Vermont | 22 | $ 2,140,000 | $ 97,272 | $ 86,000 |
| Brevard, Florida | 21 | $ 2,038,000 | $ 97,047 | $ 103,000 |
| Winnebago, Illinois | 21 | $ 1,427,000 | $ 67,952 | $ 90,000 |
| Noble, Indiana | 21 | $ 505,000 | $ 24,047 | $ 45,000 |
| Cumberland, New Jersey | 21 | $ 1,551,000 | $ 73,857 | $ 100,000 |
| Durham, North Carolina | 21 | $ 1,501,000 | $ 71,476 | $ 112,000 |
| Carbon, Pennsylvania | 21 | $ 2,745,000 | $ 130,714 | $ 59,000 |
| Stafford, Virginia | 21 | $ 2,648,000 | $ 126,095 | $ 123,000 |
| Pulaski, Arkansas | 20 | $ 1,517,000 | $ 75,850 | $ 104,000 |
| Lapeer, Michigan | 20 | $ 1,498,000 | $ 74,900 | $ 71,000 |
| Iredell, North Carolina | 20 | $ 2,617,000 | $ 130,850 | $ 115,000 |
| New Hanover, North Carolina | 20 | $ 2,216,000 | $ 110,800 | $ 91,000 |
| Carroll, Ohio | 20 | $ 1,657,000 | $ 82,850 | $ 73,000 |
| Deschutes, Oregon | 20 | $ 3,133,000 | $ 156,650 | $ 144,000 |
| Lane, Oregon | 20 | $ 1,256,000 | $ 62,800 | $ 77,000 |
| Shelby, Indiana | 19 | $ 794,000 | $ 41,789 | $ 64,000 |
| Sedgwick, Kansas | 19 | $ 906,000 | $ 47,684 | $ 81,000 |
| Charles, Maryland | 19 | $ 2,983,000 | $ 157,000 | $ 118,000 |
| Anoka, Minnesota | 19 | $ 1,021,000 | $ 53,736 | $ 105,000 |
| Genesee, New York | 19 | $ 639,000 | $ 33,631 | $ 60,000 |
| Fairfield, Ohio | 19 | $ 1,455,000 | $ 76,578 | $ 86,000 |
| Jackson, Oregon | 19 | $ 1,744,000 | $ 91,789 | $ 73,000 |
| Stanislaus, California | 18 | $ 1,418,000 | $ 78,777 | $ 105,000 |
| Volusia, Florida | 18 | $ 1,963,000 | $ 109,055 | $ 92,000 |
| Canyon, Idaho | 18 | $ 1,432,000 | $ 79,555 | $ 70,000 |
| Porter, Indiana | 18 | $ 1,528,000 | $ 84,888 | $ 76,000 |
| Oxford, Maine | 18 | $ 2,784,000 | $ 154,666 | $ 108,000 |
| Cecil, Maryland | 18 | $ 1,373,000 | $ 76,277 | $ 91,000 |
| Greene, New York | 18 | $ 1,790,000 | $ 99,444 | $ 77,000 |
| Wyoming, New York | 18 | $ 1,044,000 | $ 58,000 | $ 51,000 |
| Henderson, North Carolina | 18 | $ 1,980,000 | $ 110,000 | $ 64,000 |
| York, Virginia | 18 | $ 3,164,000 | $ 175,777 | $ 99,000 |
| Shasta, California | 17 | $ 1,011,000 | $ 59,470 | $ 92,000 |
| Yolo, California | 17 | $ 1,680,000 | $ 98,823 | $ 141,000 |
| District of Columbia, District Of Columbia | 17 | $ 5,553,000 | $ 326,647 | $ 107,000 |
| Grundy, Illinois | 17 | $ 927,000 | $ 54,529 | $ 74,000 |
| White, Indiana | 17 | $ 946,000 | $ 55,647 | $ 42,000 |
| Yellowstone, Montana | 17 | $ 1,266,000 | $ 74,470 | $ 61,000 |
| Douglas, Nevada | 17 | $ 2,508,000 | $ 147,529 | $ 86,000 |
| Seneca, New York | 17 | $ 790,000 | $ 46,470 | $ 64,000 |
| Harris, Texas | 17 | $ 4,335,000 | $ 255,000 | $ 30,000 |
| Chesapeake, Virginia | 17 | $ 1,418,000 | $ 83,411 | $ 119,000 |
| Yavapai, Arizona | 16 | $ 1,341,000 | $ 83,812 | $ 57,000 |
| Manatee, Florida | 16 | $ 1,320,000 | $ 82,500 | $ 88,000 |
| St. Mary's, Maryland | 16 | $ 2,183,000 | $ 136,437 | $ 148,000 |
| Dukes, Massachusetts | 16 | $ 8,333,000 | $ 520,812 | $ 421,000 |
| Van Buren, Michigan | 16 | $ 926,000 | $ 57,875 | $ 64,000 |
| Washington, Minnesota | 16 | $ 1,694,000 | $ 105,875 | $ 133,000 |
| Ashtabula, Ohio | 16 | $ 1,003,000 | $ 62,687 | $ 55,000 |
| Pinal, Arizona | 15 | $ 1,236,000 | $ 82,400 | $ 66,000 |
| Benton, Arkansas | 15 | $ 902,000 | $ 60,133 | $ 73,000 |
| Weld, Colorado | 15 | $ 790,000 | $ 52,666 | $ 92,000 |
| Sarasota, Florida | 15 | $ 2,222,000 | $ 148,133 | $ 84,000 |
| St. Clair, Illinois | 15 | $ 874,000 | $ 58,266 | $ 96,000 |
| Putnam, Indiana | 15 | $ 859,000 | $ 57,266 | $ 55,000 |
| Clay, Missouri | 15 | $ 631,000 | $ 42,066 | $ 108,000 |
| Gallatin, Montana | 15 | $ 2,439,000 | $ 162,600 | $ 114,000 |
| Salem, New Jersey | 15 | $ 1,170,000 | $ 78,000 | $ 75,000 |
| Huron, Ohio | 15 | $ 636,000 | $ 42,400 | $ 46,000 |
| Adams, Pennsylvania | 15 | $ 1,321,000 | $ 88,066 | $ 95,000 |
| Kitsap, Washington | 15 | $ 962,000 | $ 64,133 | $ 99,000 |
| Broomfield, Colorado | 14 | $ 3,390,000 | $ 242,142 | $ 131,000 |
| Pasco, Florida | 14 | $ 956,000 | $ 68,285 | $ 74,000 |
| Polk, Florida | 14 | $ 1,342,000 | $ 95,857 | $ 74,000 |
| Delaware, Indiana | 14 | $ 769,000 | $ 54,928 | $ 54,000 |
| Scott, Minnesota | 14 | $ 1,093,000 | $ 78,071 | $ 92,000 |
| St. Louis, Minnesota | 14 | $ 949,000 | $ 67,785 | $ 81,000 |
| Forsyth, North Carolina | 14 | $ 897,000 | $ 64,071 | $ 92,000 |
| Ottawa, Ohio | 14 | $ 1,261,000 | $ 90,071 | $ 82,000 |
| Warren, Ohio | 14 | $ 1,427,000 | $ 101,928 | $ 97,000 |
| Wayne, Ohio | 14 | $ 738,000 | $ 52,714 | $ 65,000 |
| Lamoille, Vermont | 14 | $ 4,031,000 | $ 287,928 | $ 568,000 |
| Norfolk, Virginia | 14 | $ 1,486,000 | $ 106,142 | $ 223,000 |
| Whatcom, Washington | 14 | $ 1,303,000 | $ 93,071 | $ 78,000 |
| Adams, Colorado | 13 | $ 977,000 | $ 75,153 | $ 94,000 |
| Lake, Florida | 13 | $ 1,311,000 | $ 100,846 | $ 65,000 |
| Marion, Florida | 13 | $ 1,022,000 | $ 78,615 | $ 58,000 |
| St. Lucie, Florida | 13 | $ 1,011,000 | $ 77,769 | $ 115,000 |
| Greene, Indiana | 13 | $ 333,000 | $ 25,615 | $ 41,000 |
| Lenawee, Michigan | 13 | $ 1,102,000 | $ 84,769 | $ 78,000 |
| Cumberland, North Carolina | 13 | $ 788,000 | $ 60,615 | $ 76,000 |
| Fayette, Pennsylvania | 13 | $ 762,000 | $ 58,615 | $ 52,000 |
| Franklin, Pennsylvania | 13 | $ 1,214,000 | $ 93,384 | $ 83,000 |
| Schuylkill, Pennsylvania | 13 | $ 658,000 | $ 50,615 | $ 74,000 |
| Washington, Utah | 13 | $ 1,967,000 | $ 151,307 | $ 105,000 |
| Alexandria, Virginia | 13 | $ 2,512,000 | $ 193,230 | $ 127,000 |
| Frederick, Virginia | 13 | $ 765,000 | $ 58,846 | $ 89,000 |
| Hanover, Virginia | 13 | $ 1,190,000 | $ 91,538 | $ 90,000 |
| James City, Virginia | 13 | $ 1,228,000 | $ 94,461 | $ 91,000 |
| King George, Virginia | 13 | $ 3,469,000 | $ 266,846 | $ 86,000 |
| Mohave, Arizona | 12 | $ 936,000 | $ 78,000 | $ 64,000 |
| Yuma, Arizona | 12 | $ 819,000 | $ 68,250 | $ 75,000 |
| Nevada, California | 12 | $ 1,574,000 | $ 131,166 | $ 70,000 |
| Okaloosa, Florida | 12 | $ 1,193,000 | $ 99,416 | $ 73,000 |
| Fayette, Georgia | 12 | $ 1,222,000 | $ 101,833 | $ 128,000 |
| Brown, Indiana | 12 | $ 262,000 | $ 21,833 | $ 68,000 |
| Henry, Indiana | 12 | $ 344,000 | $ 28,666 | $ 39,000 |
| Kenton, Kentucky | 12 | $ 992,000 | $ 82,666 | $ 99,000 |
| Kennebec, Maine | 12 | $ 962,000 | $ 80,166 | $ 102,000 |
| Penobscot, Maine | 12 | $ 1,051,000 | $ 87,583 | $ 68,000 |
| Calvert, Maryland | 12 | $ 1,549,000 | $ 129,083 | $ 95,000 |
| Washington, Maryland | 12 | $ 752,000 | $ 62,666 | $ 80,000 |
| Worcester, Maryland | 12 | $ 3,248,000 | $ 270,666 | $ 201,000 |
| Barry, Michigan | 12 | $ 1,456,000 | $ 121,333 | $ 74,000 |
| Ottawa, Michigan | 12 | $ 934,000 | $ 77,833 | $ 87,000 |
| Lancaster, Nebraska | 12 | $ 610,000 | $ 50,833 | $ 71,000 |
| Onslow, North Carolina | 12 | $ 792,000 | $ 66,000 | $ 53,000 |
| Delaware, Ohio | 12 | $ 738,000 | $ 61,500 | $ 132,000 |
| Polk, Oregon | 12 | $ 976,000 | $ 81,333 | $ 73,000 |
| Bedford, Pennsylvania | 12 | $ 1,171,000 | $ 97,583 | $ 74,000 |
| Lebanon, Pennsylvania | 12 | $ 782,000 | $ 65,166 | $ 64,000 |
| Caledonia, Vermont | 12 | $ 794,000 | $ 66,166 | $ 60,000 |
| Essex, Vermont | 12 | $ 1,347,000 | $ 112,250 | $ 76,000 |
| Spotsylvania, Virginia | 12 | $ 638,000 | $ 53,166 | $ 76,000 |
| Yakima, Washington | 12 | $ 1,216,000 | $ 101,333 | $ 99,000 |
| Kenosha, Wisconsin | 12 | $ 1,091,000 | $ 90,916 | $ 119,000 |
| Racine, Wisconsin | 12 | $ 678,000 | $ 56,500 | $ 80,000 |
| Coconino, Arizona | 11 | $ 967,000 | $ 87,909 | $ 50,000 |
| Santa Cruz, California | 11 | $ 2,569,000 | $ 233,545 | $ 104,000 |
| Madison, Illinois | 11 | $ 445,000 | $ 40,454 | $ 57,000 |
| Bartholomew, Indiana | 11 | $ 292,000 | $ 26,545 | $ 50,000 |
| Greenup, Kentucky | 11 | $ 358,000 | $ 32,545 | $ 49,000 |
| Waldo, Maine | 11 | $ 959,000 | $ 87,181 | $ 56,000 |
| Hillsdale, Michigan | 11 | $ 737,000 | $ 67,000 | $ 55,000 |
| Wright, Minnesota | 11 | $ 703,000 | $ 63,909 | $ 108,000 |
| Jefferson, Missouri | 11 | $ 535,000 | $ 48,636 | $ 73,000 |
| Orange, North Carolina | 11 | $ 2,199,000 | $ 199,909 | $ 190,000 |
| Fulton, Ohio | 11 | $ 929,000 | $ 84,454 | $ 103,000 |
| Douglas, Oregon | 11 | $ 668,000 | $ 60,727 | $ 73,000 |
| Crawford, Pennsylvania | 11 | $ 1,133,000 | $ 103,000 | $ 73,000 |
| Susquehanna, Pennsylvania | 11 | $ 776,000 | $ 70,545 | $ 82,000 |
| Wayne, Pennsylvania | 11 | $ 1,155,000 | $ 105,000 | $ 79,000 |
| Alachua, Florida | 10 | $ 600,000 | $ 60,000 | $ 77,000 |
| Hernando, Florida | 10 | $ 864,000 | $ 86,400 | $ 191,000 |
| Osceola, Florida | 10 | $ 576,000 | $ 57,600 | $ 85,000 |
| Lawrence, Indiana | 10 | $ 236,000 | $ 23,600 | $ 38,000 |
| Boone, Kentucky | 10 | $ 1,067,000 | $ 106,700 | $ 100,000 |
| Clinton, Michigan | 10 | $ 927,000 | $ 92,700 | $ 90,000 |
| Eaton, Michigan | 10 | $ 777,000 | $ 77,700 | $ 61,000 |
| Missoula, Montana | 10 | $ 545,000 | $ 54,500 | $ 77,000 |
| Yates, New York | 10 | $ 339,000 | $ 33,900 | $ 50,000 |
| Johnston, North Carolina | 10 | $ 847,000 | $ 84,700 | $ 91,000 |
| Licking, Ohio | 10 | $ 658,000 | $ 65,800 | $ 98,000 |
| Miami, Ohio | 10 | $ 899,000 | $ 89,900 | $ 84,000 |
| Sandusky, Ohio | 10 | $ 646,000 | $ 64,600 | $ 49,000 |
| Cambria, Pennsylvania | 10 | $ 671,000 | $ 67,100 | $ 80,000 |
| Mifflin, Pennsylvania | 10 | $ 527,000 | $ 52,700 | $ 45,000 |
| Horry, South Carolina | 10 | $ 1,996,000 | $ 199,600 | $ 117,000 |
| Orleans, Vermont | 10 | $ 651,000 | $ 65,100 | $ 76,000 |
| Fauquier, Virginia | 10 | $ 2,453,000 | $ 245,300 | $ 139,000 |
| Skagit, Washington | 10 | $ 1,282,000 | $ 128,200 | $ 86,000 |
| Walworth, Wisconsin | 10 | $ 1,032,000 | $ 103,200 | $ 103,000 |
| Kings, California | 9 | $ 474,000 | $ 52,666 | $ 93,000 |
| Madera, California | 9 | $ 1,286,000 | $ 142,888 | $ 118,000 |
| Escambia, Florida | 9 | $ 1,016,000 | $ 112,888 | $ 72,000 |
| Columbia, Georgia | 9 | $ 1,025,000 | $ 113,888 | $ 108,000 |
| St. Joseph, Indiana | 9 | $ 511,000 | $ 56,777 | $ 118,000 |
| Fayette, Kentucky | 9 | $ 874,000 | $ 97,111 | $ 111,000 |
| Androscoggin, Maine | 9 | $ 609,000 | $ 67,666 | $ 74,000 |
| Queen Anne's, Maryland | 9 | $ 2,116,000 | $ 235,111 | $ 144,000 |
| Berrien, Michigan | 9 | $ 1,434,000 | $ 159,333 | $ 183,000 |
| Flathead, Montana | 9 | $ 586,000 | $ 65,111 | $ 88,000 |
| Sarpy, Nebraska | 9 | $ 288,000 | $ 32,000 | $ 85,000 |
| Jefferson, New York | 9 | $ 680,000 | $ 75,555 | $ 77,000 |
| Madison, North Carolina | 9 | $ 1,605,000 | $ 178,333 | $ 81,000 |
| Moore, North Carolina | 9 | $ 542,000 | $ 60,222 | $ 73,000 |
| Coos, Oregon | 9 | $ 762,000 | $ 84,666 | $ 52,000 |
| Lawrence, Pennsylvania | 9 | $ 444,000 | $ 49,333 | $ 76,000 |
| Beaufort, South Carolina | 9 | $ 2,828,000 | $ 314,222 | $ 148,000 |
| Albemarle, Virginia | 9 | $ 1,618,000 | $ 179,777 | $ 119,000 |
| Richmond City, Virginia | 9 | $ 1,208,000 | $ 134,222 | $ 113,000 |
| Roanoke, Virginia | 9 | $ 1,485,000 | $ 165,000 | $ 130,000 |
| Washington, Wisconsin | 9 | $ 576,000 | $ 64,000 | $ 284,000 |
| Eagle, Colorado | 8 | $ 2,885,000 | $ 360,625 | $ 18,000 |
| Charlotte, Florida | 8 | $ 1,219,000 | $ 152,375 | $ 132,000 |
| Monroe, Florida | 8 | $ 1,307,000 | $ 163,375 | $ 110,000 |
| Chatham, Georgia | 8 | $ 948,000 | $ 118,500 | $ 224,000 |
| Coweta, Georgia | 8 | $ 450,000 | $ 56,250 | $ 54,000 |
| McLean, Illinois | 8 | $ 362,000 | $ 45,250 | $ 79,000 |
| Carroll, Indiana | 8 | $ 697,000 | $ 87,125 | $ 63,000 |
| LaPorte, Indiana | 8 | $ 347,000 | $ 43,375 | $ 75,000 |
| Vigo, Indiana | 8 | $ 120,000 | $ 15,000 | $ 38,000 |
| Muskegon, Michigan | 8 | $ 567,000 | $ 70,875 | $ 92,000 |
| Boone, Missouri | 8 | $ 477,000 | $ 59,625 | $ 93,000 |
| St. Louis City, Missouri | 8 | $ 425,000 | $ 53,125 | $ 89,000 |
| Ashland, Ohio | 8 | $ 239,000 | $ 29,875 | $ 44,000 |
| Linn, Oregon | 8 | $ 391,000 | $ 48,875 | $ 80,000 |
| Lycoming, Pennsylvania | 8 | $ 547,000 | $ 68,375 | $ 79,000 |
| Perry, Pennsylvania | 8 | $ 535,000 | $ 66,875 | $ 42,000 |
| Minnehaha, South Dakota | 8 | $ 386,000 | $ 48,250 | $ 62,000 |
| Tarrant, Texas | 8 | $ 2,121,000 | $ 265,125 | $ 148,000 |
| Grand Isle, Vermont | 8 | $ 469,000 | $ 58,625 | $ 55,000 |
| Portsmouth, Virginia | 8 | $ 623,000 | $ 77,875 | $ 113,000 |
| Warren, Virginia | 8 | $ 860,000 | $ 107,500 | $ 112,000 |
| Benton, Washington | 8 | $ 378,000 | $ 47,250 | $ 109,000 |
Mortgage Loan Application Detail Totals for Rbs Citizens, N.A. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 25,932 | $1,074,393,000 | $41,000 | $8,500,000 | $77,000 | $9,999,000 |
| Refinancing | 23,776 | $3,477,146,000 | $146,000 | $53,000,000 | $97,000 | $9,999,000 |
| Home Purchase | 10,597 | $2,111,330,000 | $199,000 | $11,088,000 | $96,000 | $6,285,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 37,699 | $3,829,600,000 | $101,000 | $11,088,000 | $89,000 | $9,999,000 |
| Not Provided | 11,417 | $1,507,621,000 | $132,000 | $7,150,000 | $108,000 | $9,999,000 |
| Black or African American | 4,905 | $301,709,000 | $61,000 | $3,500,000 | $57,000 | $4,073,000 |
| Hispanic | 3,394 | $264,022,000 | $77,000 | $3,200,000 | $66,000 | $2,662,000 |
| Asian | 1,631 | $260,039,000 | $159,000 | $1,285,000 | $109,000 | $2,544,000 |
| Not applicable | 880 | $467,747,000 | $531,000 | $53,000,000 | $18,000 | $9,999,000 |
| American Indian or Alaskan Native | 231 | $19,266,000 | $83,000 | $900,000 | $78,000 | $795,000 |
| Native Hawaiian or Other Pacific Islander | 148 | $12,865,000 | $86,000 | $827,000 | $73,000 | $450,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 57,552 | $6,208,126,000 | $107,000 | $53,000,000 | $90,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2,554 | $418,001,000 | $163,000 | $619,000 | $63,000 | $485,000 |
| VA-guaranteed (Veterans Administration) | 199 | $36,742,000 | $184,000 | $417,000 | $65,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 23,286 | $1,727,715,000 | $74,000 | $3,900,000 | $70,000 | $7,539,000 |
| Loan Originated | 23,121 | $2,905,135,000 | $125,000 | $11,088,000 | $92,000 | $9,999,000 |
| File Closed For Incompleteness | 7,732 | $713,654,000 | $92,000 | $1,750,000 | $133,000 | $9,999,000 |
| Application Approved But Not Accepted | 2,765 | $401,166,000 | $145,000 | $4,000,000 | $98,000 | $3,375,000 |
| Application Withdrawn By Applicant | 2,188 | $530,888,000 | $242,000 | $53,000,000 | $117,000 | $9,000,000 |
| Loan Purchased By The Institution | 816 | $323,915,000 | $396,000 | $1,474,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 397 | $60,396,000 | $152,000 | $650,000 | $54,000 | $364,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9,599 | $684,270,000 | $71,000 | $3,200,000 | $56,000 | $6,000,000 |
| Credit History | 6,436 | $382,777,000 | $59,000 | $3,900,000 | $67,000 | $5,400,000 |
| Collateral | 3,850 | $459,333,000 | $119,000 | $2,100,000 | $94,000 | $2,040,000 |
| Other | 2,160 | $94,273,000 | $43,000 | $1,000,000 | $93,000 | $7,539,000 |
| Unverifiable Information | 808 | $38,543,000 | $47,000 | $1,750,000 | $62,000 | $1,500,000 |
| Credit Application Incomplete | 579 | $93,327,000 | $161,000 | $1,270,000 | $92,000 | $2,213,000 |
| Employment History | 121 | $8,722,000 | $72,000 | $578,000 | $73,000 | $1,440,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 117 | $24,849,000 | $212,000 | $1,875,000 | $94,000 | $602,000 |
| Mortgage Insurance Denied | 13 | $2,017,000 | $155,000 | $306,000 | $78,000 | $125,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbs Citizens, N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rbs Citizens, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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