Rbs Citizens, N.A. Mortgage Lending & HMDA Data, 2009

In 2009, Rbs Citizens, N.A. of Providence, RI reported 56,231 mortgage applications totaling $9.1 billion, down 7% from 2008. The average application was for $162,071, and applicants reported an average income of $94,839. 56% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (5,992), Chicago-Naperville-Joliet, IL (4,430) and Boston-Quincy, MA (4,023) (applications in parentheses).

Mortgage Company & Address Rbs Citizens, N.A.
One Citizens Plaza
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 56,231
Total Mortgage Loan Application Amount $9,113,426,000
Average Mortgage Loan Application Amount $162,071
Highest Mortgage Loan Application Amount $6,492,000
Average Applicant Income $94,839
Highest Applicant Income $8,264,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rbs Citizens, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Rbs Citizens, N.A. by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 3,285 $ 464,904,000 $ 141,523 $ 82,000
Middlesex, Massachusetts 2,767 $ 706,393,000 $ 255,292 $ 132,000
Providence, Rhode Island 2,623 $ 407,655,000 $ 155,415 $ 78,000
Erie, New York 1,862 $ 137,675,000 $ 73,939 $ 60,000
Wayne, Michigan 1,730 $ 99,814,000 $ 57,695 $ 55,000
Norfolk, Massachusetts 1,506 $ 390,527,000 $ 259,314 $ 135,000
Cuyahoga, Ohio 1,417 $ 96,739,000 $ 68,270 $ 61,000
Suffolk, Massachusetts 1,337 $ 251,357,000 $ 188,000 $ 92,000
Rockingham, New Hampshire 1,191 $ 233,685,000 $ 196,209 $ 102,000
Plymouth, Massachusetts 1,180 $ 262,261,000 $ 222,255 $ 112,000
Hillsborough, New Hampshire 1,042 $ 170,791,000 $ 163,906 $ 101,000
Monroe, New York 1,040 $ 66,672,000 $ 64,107 $ 61,000
Philadelphia, Pennsylvania 1,011 $ 146,662,000 $ 145,066 $ 68,000
Bristol, Massachusetts 1,002 $ 193,084,000 $ 192,698 $ 100,000
Kent, Rhode Island 973 $ 167,224,000 $ 171,864 $ 87,000
Montgomery, Pennsylvania 918 $ 210,276,000 $ 229,058 $ 125,000
Oakland, Michigan 889 $ 127,926,000 $ 143,898 $ 100,000
Barnstable, Massachusetts 856 $ 194,970,000 $ 227,768 $ 117,000
Lucas, Ohio 850 $ 47,950,000 $ 56,411 $ 55,000
Macomb, Michigan 782 $ 68,264,000 $ 87,294 $ 66,000
Essex, Massachusetts 771 $ 171,494,000 $ 222,430 $ 122,000
Bucks, Pennsylvania 735 $ 178,102,000 $ 242,315 $ 121,000
Washington, Rhode Island 709 $ 151,456,000 $ 213,619 $ 104,000
New Haven, Connecticut 700 $ 145,726,000 $ 208,180 $ 115,000
Allegheny, Pennsylvania 664 $ 88,531,000 $ 133,329 $ 92,000
Summit, Ohio 639 $ 48,499,000 $ 75,898 $ 61,000
New London, Connecticut 621 $ 119,304,000 $ 192,115 $ 103,000
Delaware, Pennsylvania 590 $ 118,239,000 $ 200,405 $ 130,000
New Castle, Delaware 554 $ 104,433,000 $ 188,507 $ 97,000
Chester, Pennsylvania 521 $ 132,352,000 $ 254,034 $ 139,000
DuPage, Illinois 518 $ 111,613,000 $ 215,469 $ 106,000
Stark, Ohio 501 $ 33,029,000 $ 65,926 $ 52,000
Strafford, New Hampshire 474 $ 72,069,000 $ 152,044 $ 83,000
Merrimack, New Hampshire 466 $ 69,745,000 $ 149,667 $ 94,000
Hampden, Massachusetts 444 $ 50,321,000 $ 113,335 $ 77,000
Worcester, Massachusetts 440 $ 83,903,000 $ 190,688 $ 101,000
Middlesex, Connecticut 419 $ 77,189,000 $ 184,221 $ 104,000
Newport, Rhode Island 386 $ 108,023,000 $ 279,852 $ 129,000
Carroll, New Hampshire 342 $ 51,414,000 $ 150,333 $ 88,000
Lake, Ohio 337 $ 44,605,000 $ 132,359 $ 68,000
Niagara, New York 317 $ 17,460,000 $ 55,078 $ 53,000
Will, Illinois 300 $ 51,560,000 $ 171,866 $ 106,000
Albany, New York 299 $ 37,784,000 $ 126,367 $ 82,000
Onondaga, New York 299 $ 11,846,000 $ 39,618 $ 52,000
Bristol, Rhode Island 299 $ 66,679,000 $ 223,006 $ 120,000
Hartford, Connecticut 268 $ 41,053,000 $ 153,182 $ 90,000
Berks, Pennsylvania 267 $ 34,020,000 $ 127,415 $ 73,000
Sussex, Delaware 262 $ 55,366,000 $ 211,320 $ 125,000
Belknap, New Hampshire 253 $ 44,536,000 $ 176,031 $ 102,000
Saratoga, New York 237 $ 35,372,000 $ 149,248 $ 82,000
Franklin, Ohio 232 $ 11,172,000 $ 48,155 $ 56,000
Chittenden, Vermont 227 $ 47,664,000 $ 209,973 $ 139,000
Luzerne, Pennsylvania 222 $ 31,800,000 $ 143,243 $ 84,000
Lake, Illinois 216 $ 55,199,000 $ 255,550 $ 127,000
Lancaster, Pennsylvania 213 $ 33,690,000 $ 158,169 $ 77,000
Orange, New York 205 $ 25,869,000 $ 126,190 $ 77,000
Oneida, New York 196 $ 5,915,000 $ 30,178 $ 47,000
Westmoreland, Pennsylvania 196 $ 27,607,000 $ 140,852 $ 81,000
Grafton, New Hampshire 189 $ 33,303,000 $ 176,206 $ 141,000
Westchester, New York 181 $ 59,719,000 $ 329,939 $ 156,000
Cumberland, Pennsylvania 181 $ 28,640,000 $ 158,232 $ 82,000
York, Maine 179 $ 33,031,000 $ 184,530 $ 102,000
Broome, New York 179 $ 7,769,000 $ 43,402 $ 44,000
Kent, Delaware 177 $ 25,884,000 $ 146,237 $ 87,000
Rutland, Vermont 169 $ 21,869,000 $ 129,402 $ 77,000
York, Pennsylvania 167 $ 22,742,000 $ 136,179 $ 79,000
Dauphin, Pennsylvania 165 $ 22,096,000 $ 133,915 $ 73,000
Marion, Indiana 163 $ 12,217,000 $ 74,950 $ 62,000
Geauga, Ohio 158 $ 25,446,000 $ 161,050 $ 93,000
Hampshire, Massachusetts 154 $ 25,381,000 $ 164,811 $ 90,000
Kane, Illinois 149 $ 31,191,000 $ 209,335 $ 93,000
Dutchess, New York 146 $ 25,589,000 $ 175,267 $ 89,000
Burlington, New Jersey 144 $ 34,539,000 $ 239,854 $ 137,000
Camden, New Jersey 142 $ 24,334,000 $ 171,366 $ 153,000
Cape May, New Jersey 137 $ 55,257,000 $ 403,335 $ 280,000
McHenry, Illinois 133 $ 23,873,000 $ 179,496 $ 103,000
Coos, New Hampshire 132 $ 12,207,000 $ 92,477 $ 63,000
Suffolk, New York 130 $ 34,788,000 $ 267,600 $ 232,000
Medina, Ohio 129 $ 14,972,000 $ 116,062 $ 83,000
Blair, Pennsylvania 126 $ 12,945,000 $ 102,738 $ 59,000
Nassau, New York 125 $ 20,478,000 $ 163,824 $ 146,000
Lorain, Ohio 124 $ 12,872,000 $ 103,806 $ 81,000
Wayne, New York 122 $ 6,337,000 $ 51,942 $ 53,000
Washtenaw, Michigan 120 $ 19,804,000 $ 165,033 $ 84,000
Butler, Pennsylvania 118 $ 18,597,000 $ 157,601 $ 92,000
Beaver, Pennsylvania 117 $ 14,555,000 $ 124,401 $ 81,000
Mahoning, Ohio 115 $ 9,112,000 $ 79,234 $ 61,000
Rockland, New York 114 $ 31,482,000 $ 276,157 $ 134,000
Erie, Pennsylvania 114 $ 13,315,000 $ 116,798 $ 82,000
Monroe, Pennsylvania 114 $ 17,791,000 $ 156,061 $ 96,000
Scioto, Ohio 112 $ 4,820,000 $ 43,035 $ 50,000
Otsego, New York 109 $ 7,990,000 $ 73,302 $ 61,000
Ulster, New York 108 $ 16,713,000 $ 154,750 $ 79,000
Rensselaer, New York 106 $ 11,369,000 $ 107,254 $ 68,000
Schenectady, New York 106 $ 12,023,000 $ 113,424 $ 72,000
Wood, Ohio 105 $ 10,485,000 $ 99,857 $ 88,000
Windham, Connecticut 104 $ 15,053,000 $ 144,740 $ 71,000
Pike, Pennsylvania 104 $ 15,843,000 $ 152,336 $ 77,000
Windsor, Vermont 104 $ 17,310,000 $ 166,442 $ 102,000
Fairfield, Connecticut 102 $ 36,201,000 $ 354,911 $ 161,000
Washington, Pennsylvania 100 $ 14,592,000 $ 145,920 $ 94,000
Shiawassee, Michigan 97 $ 6,448,000 $ 66,474 $ 51,000
Kalamazoo, Michigan 94 $ 11,449,000 $ 121,797 $ 85,000
Ontario, New York 93 $ 8,686,000 $ 93,397 $ 72,000
Warren, New York 93 $ 12,978,000 $ 139,548 $ 82,000
Cheshire, New Hampshire 91 $ 10,110,000 $ 111,098 $ 69,000
Ingham, Michigan 86 $ 12,771,000 $ 148,500 $ 115,000
Monroe, Michigan 86 $ 7,801,000 $ 90,709 $ 69,000
Livingston, Michigan 82 $ 12,940,000 $ 157,804 $ 88,000
Portage, Ohio 82 $ 10,709,000 $ 130,597 $ 89,000
Buncombe, North Carolina 79 $ 15,710,000 $ 198,860 $ 68,000
Centre, Pennsylvania 79 $ 14,143,000 $ 179,025 $ 96,000
Bergen, New Jersey 77 $ 22,272,000 $ 289,246 $ 178,000
Sullivan, New Hampshire 72 $ 9,334,000 $ 129,638 $ 107,000
Addison, Vermont 72 $ 12,025,000 $ 167,013 $ 100,000
Washington, New York 69 $ 6,371,000 $ 92,333 $ 57,000
Gloucester, New Jersey 66 $ 12,027,000 $ 182,227 $ 104,000
Lackawanna, Pennsylvania 66 $ 9,616,000 $ 145,696 $ 83,000
Berkshire, Massachusetts 65 $ 10,514,000 $ 161,753 $ 87,000
Herkimer, New York 61 $ 3,131,000 $ 51,327 $ 53,000
Bennington, Vermont 61 $ 8,989,000 $ 147,360 $ 112,000
Montgomery, Ohio 60 $ 1,129,000 $ 18,816 $ 38,000
Columbiana, Ohio 58 $ 6,606,000 $ 113,896 $ 90,000
Monmouth, New Jersey 57 $ 15,100,000 $ 264,912 $ 229,000
Ocean, New Jersey 57 $ 9,495,000 $ 166,578 $ 130,000
Windham, Vermont 57 $ 7,794,000 $ 136,736 $ 83,000
Hamilton, Indiana 56 $ 10,627,000 $ 189,767 $ 103,000
Middlesex, New Jersey 54 $ 9,621,000 $ 178,166 $ 133,000
Queens, New York 54 $ 10,774,000 $ 199,518 $ 77,000
Mercer, Pennsylvania 54 $ 6,386,000 $ 118,259 $ 93,000
Lake, Indiana 52 $ 4,303,000 $ 82,750 $ 51,000
Trumbull, Ohio 50 $ 2,984,000 $ 59,680 $ 56,000
Tolland, Connecticut 48 $ 8,628,000 $ 179,750 $ 110,000
Atlantic, New Jersey 48 $ 13,340,000 $ 277,916 $ 215,000
Allegan, Michigan 46 $ 4,107,000 $ 89,282 $ 73,000
Hudson, New Jersey 46 $ 24,076,000 $ 523,391 $ 252,000
Madison, New York 46 $ 1,814,000 $ 39,434 $ 48,000
Franklin, Vermont 46 $ 5,924,000 $ 128,782 $ 73,000
Somerset, New Jersey 44 $ 17,051,000 $ 387,522 $ 228,000
Maricopa, Arizona 43 $ 15,901,000 $ 369,790 $ 159,000
Morris, New Jersey 42 $ 9,094,000 $ 216,523 $ 164,000
Livingston, New York 41 $ 1,671,000 $ 40,756 $ 92,000
Los Angeles, California 40 $ 11,458,000 $ 286,450 $ 165,000
Howard, Maryland 40 $ 14,874,000 $ 371,850 $ 179,000
Fairfax, Virginia 40 $ 11,884,000 $ 297,100 $ 261,000
Genesee, Michigan 39 $ 3,329,000 $ 85,358 $ 54,000
Tuscarawas, Ohio 39 $ 3,299,000 $ 84,589 $ 62,000
Kings, New York 37 $ 9,721,000 $ 262,729 $ 129,000
Oswego, New York 37 $ 1,006,000 $ 27,189 $ 40,000
Saginaw, Michigan 36 $ 2,677,000 $ 74,361 $ 60,000
Richmond, New York 36 $ 4,241,000 $ 117,805 $ 81,000
Mercer, New Jersey 35 $ 10,997,000 $ 314,200 $ 137,000
Putnam, New York 35 $ 10,054,000 $ 287,257 $ 135,000
Lebanon, Pennsylvania 35 $ 5,067,000 $ 144,771 $ 77,000
Montgomery, Maryland 34 $ 13,033,000 $ 383,323 $ 160,000
St. Clair, Michigan 34 $ 3,595,000 $ 105,735 $ 55,000
Chenango, New York 34 $ 1,674,000 $ 49,235 $ 45,000
Fulton, New York 34 $ 2,116,000 $ 62,235 $ 63,000
Northampton, Pennsylvania 34 $ 6,100,000 $ 179,411 $ 100,000
Kendall, Illinois 33 $ 7,705,000 $ 233,484 $ 119,000
Cortland, New York 33 $ 778,000 $ 23,575 $ 39,000
Orleans, New York 33 $ 1,216,000 $ 36,848 $ 40,000
Armstrong, Pennsylvania 33 $ 3,645,000 $ 110,454 $ 83,000
Loudoun, Virginia 33 $ 15,384,000 $ 466,181 $ 193,000
Cumberland, Maine 31 $ 9,345,000 $ 301,451 $ 202,000
Franklin, Massachusetts 31 $ 4,326,000 $ 139,548 $ 136,000
Tioga, New York 30 $ 1,619,000 $ 53,966 $ 52,000
Orange, Vermont 30 $ 3,886,000 $ 129,533 $ 74,000
Hamilton, Ohio 29 $ 5,783,000 $ 199,413 $ 106,000
Chautauqua, New York 28 $ 1,785,000 $ 63,750 $ 61,000
Wake, North Carolina 28 $ 10,522,000 $ 375,785 $ 144,000
Litchfield, Connecticut 27 $ 4,057,000 $ 150,259 $ 86,000
New York, New York 27 $ 23,838,000 $ 882,888 $ 378,000
Dukes, Massachusetts 26 $ 10,815,000 $ 415,961 $ 256,000
Mecklenburg, North Carolina 26 $ 12,052,000 $ 463,538 $ 153,000
Lehigh, Pennsylvania 26 $ 6,162,000 $ 237,000 $ 128,000
Essex, New York 25 $ 3,571,000 $ 142,840 $ 103,000
Tompkins, New York 25 $ 871,000 $ 34,840 $ 40,000
Washington, Vermont 25 $ 3,069,000 $ 122,760 $ 84,000
Palm Beach, Florida 24 $ 4,873,000 $ 203,041 $ 165,000
Eaton, Michigan 24 $ 3,614,000 $ 150,583 $ 89,000
Lapeer, Michigan 23 $ 3,369,000 $ 146,478 $ 73,000
Carbon, Pennsylvania 23 $ 3,083,000 $ 134,043 $ 95,000
Essex, New Jersey 22 $ 6,499,000 $ 295,409 $ 174,000
Chemung, New York 22 $ 1,394,000 $ 63,363 $ 48,000
Franklin, Pennsylvania 22 $ 2,850,000 $ 129,545 $ 60,000
Collier, Florida 21 $ 6,140,000 $ 292,380 $ 235,000
Oxford, Maine 21 $ 3,246,000 $ 154,571 $ 90,000
Passaic, New Jersey 21 $ 3,701,000 $ 176,238 $ 97,000
Sussex, New Jersey 21 $ 4,786,000 $ 227,904 $ 113,000
Union, New Jersey 21 $ 4,875,000 $ 232,142 $ 164,000
Sullivan, New York 21 $ 2,517,000 $ 119,857 $ 101,000
Lee, Florida 20 $ 3,321,000 $ 166,050 $ 166,000
Hancock, Indiana 20 $ 1,779,000 $ 88,950 $ 78,000
Johnson, Indiana 20 $ 2,082,000 $ 104,100 $ 89,000
Anne Arundel, Maryland 20 $ 7,048,000 $ 352,400 $ 143,000
Jackson, Michigan 20 $ 1,391,000 $ 69,550 $ 44,000
Delaware, New York 20 $ 1,837,000 $ 91,850 $ 57,000
Montgomery, New York 20 $ 1,822,000 $ 91,100 $ 76,000
Harford, Maryland 19 $ 7,504,000 $ 394,947 $ 158,000
Van Buren, Michigan 19 $ 2,374,000 $ 124,947 $ 77,000
Steuben, New York 19 $ 1,086,000 $ 57,157 $ 54,000
Delaware, Ohio 19 $ 3,479,000 $ 183,105 $ 109,000
Crawford, Pennsylvania 19 $ 2,556,000 $ 134,526 $ 86,000
Venango, Pennsylvania 19 $ 1,870,000 $ 98,421 $ 56,000
Hendricks, Indiana 18 $ 1,721,000 $ 95,611 $ 88,000
Genesee, New York 18 $ 1,161,000 $ 64,500 $ 52,000
District of Columbia, District Of Columbia 17 $ 5,969,000 $ 351,117 $ 145,000
Prince George's, Maryland 17 $ 6,017,000 $ 353,941 $ 152,000
Nantucket, Massachusetts 17 $ 10,449,000 $ 614,647 $ 371,000
Kent, Michigan 17 $ 2,454,000 $ 144,352 $ 83,000
Wyoming, New York 17 $ 1,277,000 $ 75,117 $ 62,000
Wayne, Ohio 17 $ 1,277,000 $ 75,117 $ 49,000
Horry, South Carolina 17 $ 3,340,000 $ 196,470 $ 109,000
San Diego, California 16 $ 4,248,000 $ 265,500 $ 126,000
Clinton, Michigan 16 $ 1,913,000 $ 119,562 $ 110,000
Bronx, New York 16 $ 2,192,000 $ 137,000 $ 85,000
Cattaraugus, New York 16 $ 1,677,000 $ 104,812 $ 65,000
Cayuga, New York 16 $ 1,057,000 $ 66,062 $ 70,000
Wayne, Pennsylvania 16 $ 2,895,000 $ 180,937 $ 144,000
Prince William, Virginia 16 $ 8,266,000 $ 516,625 $ 178,000
Orange, California 15 $ 5,610,000 $ 374,000 $ 169,000
Broward, Florida 15 $ 3,136,000 $ 209,066 $ 140,000
Sarasota, Florida 15 $ 3,809,000 $ 253,933 $ 210,000
Ottawa, Michigan 15 $ 3,757,000 $ 250,466 $ 261,000
Clark, Nevada 15 $ 3,820,000 $ 254,666 $ 78,000
Carroll, Ohio 15 $ 1,137,000 $ 75,800 $ 64,000
Fulton, Ohio 15 $ 1,126,000 $ 75,066 $ 68,000
Adams, Pennsylvania 15 $ 2,138,000 $ 142,533 $ 84,000
Fayette, Pennsylvania 15 $ 1,470,000 $ 98,000 $ 67,000
Santa Clara, California 14 $ 5,301,000 $ 378,642 $ 152,000
Baltimore, Maryland 14 $ 3,011,000 $ 215,071 $ 124,000
Hunterdon, New Jersey 14 $ 4,831,000 $ 345,071 $ 113,000
Ashtabula, Ohio 14 $ 1,618,000 $ 115,571 $ 78,000
Columbia, New York 13 $ 1,541,000 $ 118,538 $ 75,000
Lawrence, Pennsylvania 13 $ 1,252,000 $ 96,307 $ 58,000
Wyoming, Pennsylvania 13 $ 1,541,000 $ 118,538 $ 92,000
Beaufort, South Carolina 13 $ 6,800,000 $ 523,076 $ 362,000
Lamoille, Vermont 13 $ 2,968,000 $ 228,307 $ 154,000
Gwinnett, Georgia 12 $ 1,819,000 $ 151,583 $ 106,000
Winnebago, Illinois 12 $ 871,000 $ 72,583 $ 45,000
Warren, New Jersey 12 $ 1,135,000 $ 94,583 $ 96,000
Clinton, New York 12 $ 1,524,000 $ 127,000 $ 78,000
Greene, New York 12 $ 1,550,000 $ 129,166 $ 71,000
Ottawa, Ohio 12 $ 1,128,000 $ 94,000 $ 70,000
Cambria, Pennsylvania 12 $ 1,125,000 $ 93,750 $ 75,000
Essex, Vermont 12 $ 844,000 $ 70,333 $ 56,000
Fulton, Georgia 11 $ 2,083,000 $ 189,363 $ 96,000
Madison, Indiana 11 $ 699,000 $ 63,545 $ 80,000
Calhoun, Michigan 11 $ 1,387,000 $ 126,090 $ 96,000
Franklin, New York 11 $ 1,052,000 $ 95,636 $ 99,000
Clermont, Ohio 11 $ 1,471,000 $ 133,727 $ 77,000
Schuylkill, Pennsylvania 11 $ 1,197,000 $ 108,818 $ 60,000
Charleston, South Carolina 11 $ 2,669,000 $ 242,636 $ 118,000
Miami-Dade, Florida 10 $ 2,322,000 $ 232,200 $ 280,000
Cecil, Maryland 10 $ 2,430,000 $ 243,000 $ 175,000
Charles, Maryland 10 $ 2,967,000 $ 296,700 $ 111,000
Lenawee, Michigan 10 $ 1,340,000 $ 134,000 $ 114,000
St. Charles, Missouri 10 $ 1,727,000 $ 172,700 $ 116,000
Butler, Ohio 10 $ 1,197,000 $ 119,700 $ 87,000
Clark, Ohio 10 $ 386,000 $ 38,600 $ 43,000
Huntingdon, Pennsylvania 10 $ 1,023,000 $ 102,300 $ 150,000
Perry, Pennsylvania 10 $ 1,031,000 $ 103,100 $ 65,000
Somerset, Pennsylvania 10 $ 1,147,000 $ 114,700 $ 169,000
Virginia Beach, Virginia 10 $ 2,645,000 $ 264,500 $ 112,000
Pima, Arizona 9 $ 1,525,000 $ 169,444 $ 108,000
Alameda, California 9 $ 2,373,000 $ 263,666 $ 166,000
Cobb, Georgia 9 $ 1,567,000 $ 174,111 $ 107,000
Boone, Indiana 9 $ 2,140,000 $ 237,777 $ 323,000
Monroe, Indiana 9 $ 250,000 $ 27,777 $ 39,000
Morgan, Indiana 9 $ 602,000 $ 66,888 $ 45,000
Greenup, Kentucky 9 $ 760,000 $ 84,444 $ 38,000
Salem, New Jersey 9 $ 589,000 $ 65,444 $ 85,000
Seneca, New York 9 $ 399,000 $ 44,333 $ 70,000
Yates, New York 9 $ 975,000 $ 108,333 $ 258,000
Erie, Ohio 9 $ 753,000 $ 83,666 $ 244,000
Huron, Ohio 9 $ 612,000 $ 68,000 $ 46,000
Bradford, Pennsylvania 9 $ 640,000 $ 71,111 $ 45,000
Orleans, Vermont 9 $ 885,000 $ 98,333 $ 68,000
Chesterfield, Virginia 9 $ 1,493,000 $ 165,888 $ 82,000
Henrico, Virginia 9 $ 2,105,000 $ 233,888 $ 139,000
James City, Virginia 9 $ 2,752,000 $ 305,777 $ 121,000
Riverside, California 8 $ 2,090,000 $ 261,250 $ 135,000
Brevard, Florida 8 $ 964,000 $ 120,500 $ 103,000
Hillsborough, Florida 8 $ 774,000 $ 96,750 $ 65,000
Orange, Florida 8 $ 1,108,000 $ 138,500 $ 72,000
Champaign, Illinois 8 $ 947,000 $ 118,375 $ 118,000
Grundy, Illinois 8 $ 1,056,000 $ 132,000 $ 69,000
Jefferson, Kentucky 8 $ 757,000 $ 94,625 $ 86,000
Berrien, Michigan 8 $ 1,747,000 $ 218,375 $ 191,000
Schoharie, New York 8 $ 881,000 $ 110,125 $ 62,000
Allen, Ohio 8 $ 307,000 $ 38,375 $ 57,000
Fairfield, Ohio 8 $ 820,000 $ 102,500 $ 69,000
Columbia, Pennsylvania 8 $ 895,000 $ 111,875 $ 93,000
Tarrant, Texas 8 $ 3,815,000 $ 476,875 $ 230,000
Caledonia, Vermont 8 $ 798,000 $ 99,750 $ 54,000
San Bernardino, California 7 $ 3,652,000 $ 521,714 $ 171,000
Charlotte, Florida 7 $ 1,050,000 $ 150,000 $ 100,000
Pasco, Florida 7 $ 796,000 $ 113,714 $ 84,000
St. Lucie, Florida 7 $ 1,014,000 $ 144,857 $ 116,000
Kankakee, Illinois 7 $ 595,000 $ 85,000 $ 60,000
Allen, Indiana 7 $ 463,000 $ 66,142 $ 51,000
Porter, Indiana 7 $ 1,470,000 $ 210,000 $ 82,000
Tippecanoe, Indiana 7 $ 1,016,000 $ 145,142 $ 67,000
Frederick, Maryland 7 $ 1,670,000 $ 238,571 $ 118,000
Kent, Maryland 7 $ 903,000 $ 129,000 $ 95,000
Jefferson, New York 7 $ 459,000 $ 65,571 $ 103,000
Multnomah, Oregon 7 $ 1,296,000 $ 185,142 $ 164,000
Bedford, Pennsylvania 7 $ 565,000 $ 80,714 $ 56,000
King, Washington 7 $ 2,585,000 $ 369,285 $ 125,000
Kenosha, Wisconsin 7 $ 1,636,000 $ 233,714 $ 94,000
Pinellas, Florida 6 $ 678,000 $ 113,000 $ 68,000
Volusia, Florida 6 $ 810,000 $ 135,000 $ 106,000
Ada, Idaho 6 $ 763,000 $ 127,166 $ 103,000
Boyd, Kentucky 6 $ 973,000 $ 162,166 $ 116,000
Fayette, Kentucky 6 $ 711,000 $ 118,500 $ 63,000
Hancock, Maine 6 $ 1,384,000 $ 230,666 $ 172,000
Baltimore City, Maryland 6 $ 966,000 $ 161,000 $ 190,000
Carroll, Maryland 6 $ 1,532,000 $ 255,333 $ 129,000
Allegany, New York 6 $ 255,000 $ 42,500 $ 47,000
Forsyth, North Carolina 6 $ 745,000 $ 124,166 $ 134,000
Guilford, North Carolina 6 $ 925,000 $ 154,166 $ 77,000
Henderson, North Carolina 6 $ 1,400,000 $ 233,333 $ 66,000
Onslow, North Carolina 6 $ 560,000 $ 93,333 $ 73,000
Union, North Carolina 6 $ 2,721,000 $ 453,500 $ 160,000
Lawrence, Ohio 6 $ 251,000 $ 41,833 $ 74,000
Mifflin, Pennsylvania 6 $ 546,000 $ 91,000 $ 49,000
Susquehanna, Pennsylvania 6 $ 736,000 $ 122,666 $ 120,000
Salt Lake, Utah 6 $ 1,151,000 $ 191,833 $ 118,000
Milwaukee, Wisconsin 6 $ 1,754,000 $ 292,333 $ 347,000
Jefferson, Alabama 5 $ 628,000 $ 125,600 $ 59,000
El Dorado, California 5 $ 1,946,000 $ 389,200 $ 145,000
Kern, California 5 $ 882,000 $ 176,400 $ 145,000
Arapahoe, Colorado 5 $ 585,000 $ 117,000 $ 122,000
Denver, Colorado 5 $ 1,113,000 $ 222,600 $ 97,000
Douglas, Colorado 5 $ 1,246,000 $ 249,200 $ 101,000
El Paso, Colorado 5 $ 1,468,000 $ 293,600 $ 170,000
Jefferson, Colorado 5 $ 1,712,000 $ 342,400 $ 109,000
Cherokee, Georgia 5 $ 2,167,000 $ 433,400 $ 131,000
Peoria, Illinois 5 $ 694,000 $ 138,800 $ 120,000
St. Clair, Illinois 5 $ 321,000 $ 64,200 $ 83,000
Androscoggin, Maine 5 $ 361,000 $ 72,200 $ 89,000
Lincoln, Maine 5 $ 852,000 $ 170,400 $ 149,000
Penobscot, Maine 5 $ 415,000 $ 83,000 $ 106,000
Worcester, Maryland 5 $ 2,373,000 $ 474,600 $ 270,000
Bay, Michigan 5 $ 206,000 $ 41,200 $ 65,000
Branch, Michigan 5 $ 566,000 $ 113,200 $ 102,000
Clare, Michigan 5 $ 426,000 $ 85,200 $ 51,000
Crawford, Michigan 5 $ 673,000 $ 134,600 $ 154,000
Hillsdale, Michigan 5 $ 591,000 $ 118,200 $ 130,000
Hennepin, Minnesota 5 $ 776,000 $ 155,200 $ 147,000
St. Louis, Missouri 5 $ 1,534,000 $ 306,800 $ 140,000
Schuyler, New York 5 $ 64,000 $ 12,800 $ 37,000
Brunswick, North Carolina 5 $ 1,102,000 $ 220,400 $ 104,000
Sandusky, Ohio 5 $ 387,000 $ 77,400 $ 44,000
Grand Isle, Vermont 5 $ 1,671,000 $ 334,200 $ 137,000
Arlington, Virginia 5 $ 1,446,000 $ 289,200 $ 150,000
Bedford, Virginia 5 $ 482,000 $ 96,400 $ 110,000
Norfolk, Virginia 5 $ 418,000 $ 83,600 $ 49,000
Roanoke, Virginia 5 $ 563,000 $ 112,600 $ 69,000
San Mateo, California 4 $ 1,218,000 $ 304,500 $ 184,000
Ventura, California 4 $ 1,816,000 $ 454,000 $ 141,000
Flagler, Florida 4 $ 844,000 $ 211,000 $ 127,000
Manatee, Florida 4 $ 2,072,000 $ 518,000 $ 326,000
Sumter, Florida 4 $ 659,000 $ 164,750 $ 125,000
DeKalb, Georgia 4 $ 741,000 $ 185,250 $ 97,000
Fayette, Georgia 4 $ 650,000 $ 162,500 $ 62,000
DeKalb, Illinois 4 $ 509,000 $ 127,250 $ 89,000
Dearborn, Indiana 4 $ 447,000 $ 111,750 $ 55,000
Montgomery, Indiana 4 $ 250,000 $ 62,500 $ 89,000
Franklin, Maine 4 $ 582,000 $ 145,500 $ 105,000
St. Mary's, Maryland 4 $ 758,000 $ 189,500 $ 103,000
Charlevoix, Michigan 4 $ 1,743,000 $ 435,750 $ 275,000
Gladwin, Michigan 4 $ 491,000 $ 122,750 $ 88,000
Leelanau, Michigan 4 $ 486,000 $ 121,500 $ 101,000
Roscommon, Michigan 4 $ 245,000 $ 61,250 $ 126,000
St. Joseph, Michigan 4 $ 518,000 $ 129,500 $ 116,000
Tuscola, Michigan 4 $ 397,000 $ 99,250 $ 64,000
Cumberland, New Jersey 4 $ 105,000 $ 26,250 $ 151,000
Cabarrus, North Carolina 4 $ 1,016,000 $ 254,000 $ 117,000
Catawba, North Carolina 4 $ 1,212,000 $ 303,000 $ 66,000
Chatham, North Carolina 4 $ 1,738,000 $ 434,500 $ 276,000
Jackson, North Carolina 4 $ 1,003,000 $ 250,750 $ 123,000
Orange, North Carolina 4 $ 1,844,000 $ 461,000 $ 171,000
Hancock, Ohio 4 $ 457,000 $ 114,250 $ 85,000
Warren, Ohio 4 $ 666,000 $ 166,500 $ 97,000
Clearfield, Pennsylvania 4 $ 185,000 $ 46,250 $ 65,000
Clinton, Pennsylvania 4 $ 427,000 $ 106,750 $ 52,000
Lycoming, Pennsylvania 4 $ 483,000 $ 120,750 $ 83,000
Sullivan, Pennsylvania 4 $ 546,000 $ 136,500 $ 171,000
Anderson, South Carolina 4 $ 754,000 $ 188,500 $ 92,000
Shelby, Tennessee 4 $ 861,000 $ 215,250 $ 142,000
Dallas, Texas 4 $ 521,000 $ 130,250 $ 65,000
Chesapeake, Virginia 4 $ 609,000 $ 152,250 $ 112,000
Hampton, Virginia 4 $ 607,000 $ 151,750 $ 84,000
Pierce, Washington 4 $ 749,000 $ 187,250 $ 79,000
Thurston, Washington 4 $ 983,000 $ 245,750 $ 103,000
Walworth, Wisconsin 4 $ 1,085,000 $ 271,250 $ 179,000
Baldwin, Alabama 3 $ 630,000 $ 210,000 $ 175,000
Pinal, Arizona 3 $ 332,000 $ 110,666 $ 94,000
Pulaski, Arkansas 3 $ 647,000 $ 215,666 $ 69,000
Contra Costa, California 3 $ 1,452,000 $ 484,000 $ 128,000
Tulare, California 3 $ 547,000 $ 182,333 $ 121,000
Boulder, Colorado 3 $ 388,000 $ 129,333 $ 61,000
Citrus, Florida 3 $ 402,000 $ 134,000 $ 141,000
Indian River, Florida 3 $ 607,000 $ 202,333 $ 128,000
Martin, Florida 3 $ 429,000 $ 143,000 $ 127,000
Forsyth, Georgia 3 $ 568,000 $ 189,333 $ 53,000
Paulding, Georgia 3 $ 461,000 $ 153,666 $ 79,000
Boone, Illinois 3 $ 340,000 $ 113,333 $ 71,000
LaSalle, Illinois 3 $ 329,000 $ 109,666 $ 72,000
Stephenson, Illinois 3 $ 713,000 $ 237,666 $ 95,000
Bartholomew, Indiana 3 $ 323,000 $ 107,666 $ 114,000
Greene, Indiana 3 $ 128,000 $ 42,666 $ 43,000
Owen, Indiana 3 $ 163,000 $ 54,333 $ 39,000
St. Joseph, Indiana 3 $ 564,000 $ 188,000 $ 136,000
White, Indiana 3 $ 155,000 $ 51,666 $ 41,000
Johnson, Kansas 3 $ 593,000 $ 197,666 $ 129,000
Campbell, Kentucky 3 $ 451,000 $ 150,333 $ 81,000
Clark, Kentucky 3 $ 363,000 $ 121,000 $ 59,000
Kenton, Kentucky 3 $ 968,000 $ 322,666 $ 101,000
Kennebec, Maine 3 $ 339,000 $ 113,000 $ 48,000
Sagadahoc, Maine 3 $ 644,000 $ 214,666 $ 146,000
Alcona, Michigan 3 $ 249,000 $ 83,000 $ 109,000
Antrim, Michigan 3 $ 530,000 $ 176,666 $ 111,000
Barry, Michigan 3 $ 563,000 $ 187,666 $ 92,000
Cheboygan, Michigan 3 $ 709,000 $ 236,333 $ 89,000
Huron, Michigan 3 $ 546,000 $ 182,000 $ 128,000
Ionia, Michigan 3 $ 312,000 $ 104,000 $ 78,000
Mackinac, Michigan 3 $ 345,000 $ 115,000 $ 135,000
Oceana, Michigan 3 $ 671,000 $ 223,666 $ 175,000
Sanilac, Michigan 3 $ 358,000 $ 119,333 $ 149,000
Jefferson, Missouri 3 $ 498,000 $ 166,000 $ 65,000
Johnston, North Carolina 3 $ 296,000 $ 98,666 $ 50,000
Crawford, Ohio 3 $ 200,000 $ 66,666 $ 117,000
Harrison, Ohio 3 $ 171,000 $ 57,000 $ 70,000
Jefferson, Ohio 3 $ 117,000 $ 39,000 $ 104,000
Licking, Ohio 3 $ 560,000 $ 186,666 $ 101,000
Madison, Ohio 3 $ 402,000 $ 134,000 $ 65,000
Marion, Ohio 3 $ 27,000 $ 9,000 $ 56,000
Pickaway, Ohio 3 $ 276,000 $ 92,000 $ 66,000
Ross, Ohio 3 $ 406,000 $ 135,333 $ 56,000
Union, Ohio 3 $ 312,000 $ 104,000 $ 78,000
Clackamas, Oregon 3 $ 910,000 $ 303,333 $ 132,000
Washington, Oregon 3 $ 346,000 $ 115,333 $ 105,000
Clarion, Pennsylvania 3 $ 196,000 $ 65,333 $ 52,000
Elk, Pennsylvania 3 $ 200,000 $ 66,666 $ 89,000
Forest, Pennsylvania 3 $ 129,000 $ 43,000 $ 37,000
Indiana, Pennsylvania 3 $ 196,000 $ 65,333 $ 70,000
Montour, Pennsylvania 3 $ 674,000 $ 224,666 $ 149,000
Warren, Pennsylvania 3 $ 231,000 $ 77,000 $ 53,000
Berkeley, South Carolina 3 $ 410,000 $ 136,666 $ 50,000
Lexington, South Carolina 3 $ 650,000 $ 216,666 $ 223,000
Spartanburg, South Carolina 3 $ 357,000 $ 119,000 $ 73,000
York, South Carolina 3 $ 850,000 $ 283,333 $ 112,000
Davidson, Tennessee 3 $ 423,000 $ 141,000 $ 54,000
Knox, Tennessee 3 $ 513,000 $ 171,000 $ 71,000
Rutherford, Tennessee 3 $ 364,000 $ 121,333 $ 63,000
Williamson, Tennessee 3 $ 354,000 $ 118,000 $ 94,000
Harris, Texas 3 $ 284,000 $ 94,666 $ 50,000
Augusta, Virginia 3 $ 637,000 $ 212,333 $ 153,000
Newport News, Virginia 3 $ 389,000 $ 129,666 $ 64,000
Spotsylvania, Virginia 3 $ 880,000 $ 293,333 $ 102,000
York, Virginia 3 $ 338,000 $ 112,666 $ 47,000
Kitsap, Washington 3 $ 531,000 $ 177,000 $ 62,000
Monongalia, West Virginia 3 $ 275,000 $ 91,666 $ 83,000
Pleasants, West Virginia 3 $ 174,000 $ 58,000 $ 52,000
Door, Wisconsin 3 $ 1,860,000 $ 620,000 $ 255,000
Waukesha, Wisconsin 3 $ 940,000 $ 313,333 $ 122,000
Yavapai, Arizona 2 $ 511,000 $ 255,500 $ 257,000
Fresno, California 2 $ 266,000 $ 133,000 $ 61,000
Merced, California 2 $ 280,000 $ 140,000 $ 106,000
Monterey, California 2 $ 210,000 $ 105,000 $ 91,000
Sacramento, California 2 $ 341,000 $ 170,500 $ 67,000
Sonoma, California 2 $ 1,185,000 $ 592,500 $ 450,000
Broomfield, Colorado 2 $ 1,126,000 $ 563,000 $ 186,000
Pueblo, Colorado 2 $ 237,000 $ 118,500 $ 73,000
Summit, Colorado 2 $ 1,604,000 $ 802,000 $ 284,000
Teller, Colorado 2 $ 121,000 $ 60,500 $ 54,000
Hernando, Florida 2 $ 524,000 $ 262,000 $ 112,000
Lake, Florida 2 $ 144,000 $ 72,000 $ 90,000
Monroe, Florida 2 $ 612,000 $ 306,000 $ 222,000
Nassau, Florida 2 $ 635,000 $ 317,500 $ 128,000
Osceola, Florida 2 $ 344,000 $ 172,000 $ 87,000
Polk, Florida 2 $ 317,000 $ 158,500 $ 147,000
Walton, Florida 2 $ 753,000 $ 376,500 $ 303,000
Bartow, Georgia 2 $ 373,000 $ 186,500 $ 63,000
Chatham, Georgia 2 $ 255,000 $ 127,500 $ 126,000
Walton, Georgia 2 $ 141,000 $ 70,500 $ 75,000
Adams, Illinois 2 $ 149,000 $ 74,500 $ 47,000
Carroll, Illinois 2 $ 302,000 $ 151,000 $ 98,000
Edgar, Illinois 2 $ 109,000 $ 54,500 $ 52,000
Jackson, Illinois 2 $ 105,000 $ 52,500 $ 51,000
Lee, Illinois 2 $ 139,000 $ 69,500 $ 53,000
Macon, Illinois 2 $ 210,000 $ 105,000 $ 86,000
Madison, Illinois 2 $ 83,000 $ 41,500 $ 74,000
Mercer, Illinois 2 $ 75,000 $ 37,500 $ 47,000
Ogle, Illinois 2 $ 163,000 $ 81,500 $ 68,000
Rock Island, Illinois 2 $ 80,000 $ 40,000 $ 85,000
Williamson, Illinois 2 $ 60,000 $ 30,000 $ 38,000
Page:

Mortgage Loan Application Detail Totals for Rbs Citizens, N.A. in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 34,728 $6,759,937,000 $194,000 $5,993,000 $107,000 $8,264,000
Home Improvement 10,909 $220,114,000 $20,000 $3,500,000 $55,000 $4,204,000
Home Purchase 10,594 $2,133,375,000 $201,000 $6,492,000 $96,000 $6,285,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 34,887 $5,720,195,000 $163,000 $6,492,000 $98,000 $8,264,000
Not Provided 13,300 $2,492,873,000 $187,000 $4,060,000 $103,000 $8,264,000
Black or African American 3,621 $234,428,000 $64,000 $1,000,000 $54,000 $1,380,000
Hispanic 2,239 $220,458,000 $98,000 $3,500,000 $60,000 $1,160,000
Asian 1,735 $382,034,000 $220,000 $5,000,000 $106,000 $3,000,000
Not applicable 217 $36,740,000 $169,000 $6,000,000 $39,000 $168,000
American Indian or Alaskan Native 121 $9,990,000 $82,000 $370,000 $67,000 $466,000
Native Hawaiian or Other Pacific Islander 111 $16,708,000 $150,000 $1,100,000 $89,000 $442,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 51,648 $8,327,018,000 $161,000 $6,492,000 $97,000 $8,264,000
FHA-insured (Federal Housing Administration) 4,345 $738,903,000 $170,000 $705,000 $62,000 $1,008,000
VA-guaranteed (Veterans Administration) 238 $47,505,000 $199,000 $475,000 $77,000 $1,516,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 31,439 $5,676,280,000 $180,000 $6,000,000 $102,000 $8,264,000
Application Denied By Financial Institution 14,843 $1,580,559,000 $106,000 $5,000,000 $69,000 $4,204,000
Application Withdrawn By Applicant 3,670 $738,529,000 $201,000 $1,500,000 $114,000 $3,968,000
File Closed For Incompleteness 3,323 $527,555,000 $158,000 $1,950,000 $115,000 $3,000,000
Application Approved But Not Accepted 2,366 $498,575,000 $210,000 $6,492,000 $113,000 $6,285,000
Loan Purchased By The Institution 447 $72,189,000 $161,000 $591,000 $19,000 $168,000
Preapproval Denied by Financial Institution 143 $19,739,000 $138,000 $500,000 $56,000 $564,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 5,075 $435,115,000 $85,000 $5,000,000 $48,000 $2,500,000
Collateral 4,406 $849,810,000 $192,000 $3,151,000 $101,000 $2,715,000
Credit History 3,374 $153,638,000 $45,000 $3,500,000 $56,000 $2,184,000
Other 1,080 $32,045,000 $29,000 $731,000 $72,000 $425,000
Unverifiable Information 575 $41,296,000 $71,000 $3,100,000 $67,000 $4,204,000
Credit Application Incomplete 216 $43,193,000 $199,000 $1,875,000 $115,000 $2,520,000
Insufficient Cash (Downpayment, Closing Cost) 134 $31,245,000 $233,000 $4,875,000 $93,000 $1,726,000
Employment History 70 $3,900,000 $55,000 $360,000 $43,000 $200,000
Mortgage Insurance Denied 56 $10,056,000 $179,000 $417,000 $82,000 $219,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbs Citizens, N.A.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Rbs Citizens, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet with aggregated HMDA statistics today.

Download the Rhode Island Lender List