Citizens Bank, NA Mortgage Lending & HMDA Data, 2011

In 2011, Citizens Bank, NA of Providence, RI reported 59,336 mortgage applications totaling $10.5 billion. The average application was for $176,344, and applicants reported an average income of $105,014. 54% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (5,346), Chicago-Joliet-Naperville, IL (4,731) and Philadelphia, PA (4,461) (applications in parentheses).

Mortgage Company & Address Citizens Bank, NA
One Citizens Plaza
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 59,336
Total Mortgage Loan Application Amount $10,463,593,000
Average Mortgage Loan Application Amount $176,344
Highest Mortgage Loan Application Amount $46,000,000
Average Applicant Income $105,014
Highest Applicant Income $8,070,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Citizens Bank, NA by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 3,455 $ 564,239,000 $ 163,310 $ 92,000
Middlesex, Massachusetts 3,153 $ 918,579,000 $ 291,334 $ 145,000
Providence, Rhode Island 2,376 $ 345,485,000 $ 145,406 $ 83,000
Cuyahoga, Ohio 2,202 $ 195,887,000 $ 88,958 $ 68,000
Wayne, Michigan 2,016 $ 146,030,000 $ 72,435 $ 64,000
Erie, New York 1,770 $ 126,749,000 $ 71,609 $ 62,000
Norfolk, Massachusetts 1,748 $ 517,096,000 $ 295,821 $ 152,000
Suffolk, Massachusetts 1,546 $ 360,143,000 $ 232,951 $ 120,000
Oakland, Michigan 1,498 $ 268,423,000 $ 179,187 $ 116,000
Philadelphia, Pennsylvania 1,341 $ 204,751,000 $ 152,685 $ 77,000
Macomb, Michigan 1,337 $ 123,625,000 $ 92,464 $ 69,000
Monroe, New York 1,216 $ 63,668,000 $ 52,358 $ 56,000
Plymouth, Massachusetts 1,140 $ 265,581,000 $ 232,965 $ 121,000
Montgomery, Pennsylvania 1,058 $ 250,675,000 $ 236,932 $ 147,000
Hillsborough, New Hampshire 996 $ 178,670,000 $ 179,387 $ 105,000
Bristol, Massachusetts 962 $ 172,535,000 $ 179,350 $ 99,000
Rockingham, New Hampshire 921 $ 171,804,000 $ 186,540 $ 106,000
Lucas, Ohio 837 $ 49,408,000 $ 59,029 $ 58,000
Kent, Rhode Island 820 $ 159,560,000 $ 194,585 $ 94,000
Essex, Massachusetts 796 $ 188,759,000 $ 237,134 $ 134,000
Allegheny, Pennsylvania 785 $ 110,021,000 $ 140,154 $ 100,000
Barnstable, Massachusetts 773 $ 179,671,000 $ 232,433 $ 137,000
Hampden, Massachusetts 768 $ 90,718,000 $ 118,122 $ 69,000
Delaware, Pennsylvania 705 $ 155,601,000 $ 220,710 $ 127,000
Bucks, Pennsylvania 687 $ 167,143,000 $ 243,294 $ 143,000
DuPage, Illinois 681 $ 193,534,000 $ 284,190 $ 147,000
Chester, Pennsylvania 670 $ 194,543,000 $ 290,362 $ 183,000
Summit, Ohio 656 $ 85,524,000 $ 130,371 $ 72,000
New Haven, Connecticut 651 $ 130,564,000 $ 200,559 $ 122,000
New Castle, Delaware 648 $ 131,867,000 $ 203,498 $ 128,000
Stark, Ohio 605 $ 43,601,000 $ 72,067 $ 59,000
Washington, Rhode Island 592 $ 140,712,000 $ 237,689 $ 145,000
Worcester, Massachusetts 496 $ 95,757,000 $ 193,058 $ 114,000
Onondaga, New York 435 $ 24,206,000 $ 55,645 $ 55,000
New London, Connecticut 424 $ 79,069,000 $ 186,483 $ 109,000
Lake, Ohio 404 $ 50,142,000 $ 124,113 $ 78,000
Niagara, New York 385 $ 26,049,000 $ 67,659 $ 55,000
Berks, Pennsylvania 363 $ 47,858,000 $ 131,840 $ 80,000
Merrimack, New Hampshire 347 $ 52,664,000 $ 151,769 $ 96,000
Luzerne, Pennsylvania 344 $ 45,550,000 $ 132,412 $ 77,000
Will, Illinois 340 $ 55,507,000 $ 163,255 $ 99,000
Middlesex, Connecticut 334 $ 58,926,000 $ 176,425 $ 105,000
Newport, Rhode Island 325 $ 87,075,000 $ 267,923 $ 147,000
Strafford, New Hampshire 301 $ 43,297,000 $ 143,843 $ 89,000
Albany, New York 300 $ 37,116,000 $ 123,720 $ 81,000
Hartford, Connecticut 299 $ 41,589,000 $ 139,093 $ 96,000
Cape May, New Jersey 276 $ 136,358,000 $ 494,050 $ 332,000
Sussex, Delaware 273 $ 60,808,000 $ 222,739 $ 147,000
Bristol, Rhode Island 271 $ 68,608,000 $ 253,166 $ 140,000
Franklin, Ohio 256 $ 13,604,000 $ 53,140 $ 56,000
Suffolk, New York 242 $ 34,146,000 $ 141,099 $ 108,000
Fairfield, Connecticut 218 $ 156,085,000 $ 715,986 $ 257,000
Geauga, Ohio 218 $ 36,365,000 $ 166,811 $ 99,000
Carroll, New Hampshire 214 $ 32,034,000 $ 149,691 $ 102,000
Westmoreland, Pennsylvania 209 $ 29,488,000 $ 141,090 $ 85,000
Lake, Illinois 207 $ 85,745,000 $ 414,227 $ 205,000
Oneida, New York 207 $ 9,188,000 $ 44,386 $ 49,000
Chittenden, Vermont 202 $ 41,023,000 $ 203,084 $ 115,000
Medina, Ohio 190 $ 23,149,000 $ 121,836 $ 84,000
Lorain, Ohio 186 $ 23,482,000 $ 126,247 $ 77,000
Kent, Delaware 183 $ 24,845,000 $ 135,765 $ 80,000
Lancaster, Pennsylvania 183 $ 31,734,000 $ 173,409 $ 105,000
Hampshire, Massachusetts 179 $ 27,735,000 $ 154,944 $ 85,000
Saratoga, New York 179 $ 67,417,000 $ 376,631 $ 107,000
Erie, Pennsylvania 176 $ 20,725,000 $ 117,755 $ 96,000
Dauphin, Pennsylvania 167 $ 22,281,000 $ 133,419 $ 86,000
Nassau, New York 165 $ 29,986,000 $ 181,733 $ 126,000
Westchester, New York 165 $ 50,148,000 $ 303,927 $ 154,000
Orange, New York 161 $ 20,200,000 $ 125,465 $ 101,000
York, Pennsylvania 156 $ 23,605,000 $ 151,314 $ 86,000
Wayne, New York 155 $ 6,906,000 $ 44,554 $ 45,000
Dutchess, New York 153 $ 21,864,000 $ 142,901 $ 100,000
Broome, New York 152 $ 6,660,000 $ 43,815 $ 50,000
Monroe, Pennsylvania 150 $ 21,496,000 $ 143,306 $ 91,000
Belknap, New Hampshire 147 $ 27,824,000 $ 189,278 $ 106,000
Ulster, New York 142 $ 13,202,000 $ 92,971 $ 75,000
Mahoning, Ohio 142 $ 13,894,000 $ 97,845 $ 76,000
Cumberland, Pennsylvania 140 $ 20,764,000 $ 148,314 $ 98,000
Rutland, Vermont 139 $ 18,441,000 $ 132,669 $ 82,000
Washtenaw, Michigan 136 $ 29,969,000 $ 220,360 $ 131,000
Butler, Pennsylvania 135 $ 23,320,000 $ 172,740 $ 96,000
Shiawassee, Michigan 132 $ 9,272,000 $ 70,242 $ 58,000
Grafton, New Hampshire 132 $ 18,707,000 $ 141,719 $ 109,000
Washington, Pennsylvania 125 $ 18,851,000 $ 150,808 $ 118,000
Camden, New Jersey 123 $ 26,266,000 $ 213,544 $ 136,000
Blair, Pennsylvania 123 $ 14,303,000 $ 116,284 $ 74,000
Livingston, Michigan 120 $ 23,505,000 $ 195,875 $ 112,000
Burlington, New Jersey 120 $ 28,439,000 $ 236,991 $ 145,000
Schenectady, New York 120 $ 9,001,000 $ 75,008 $ 68,000
Scioto, Ohio 120 $ 5,360,000 $ 44,666 $ 52,000
Rensselaer, New York 119 $ 13,614,000 $ 114,403 $ 79,000
Beaver, Pennsylvania 112 $ 12,439,000 $ 111,062 $ 72,000
Kane, Illinois 110 $ 23,183,000 $ 210,754 $ 137,000
Rockland, New York 110 $ 26,145,000 $ 237,681 $ 127,000
Wood, Ohio 106 $ 11,165,000 $ 105,330 $ 76,000
Lehigh, Pennsylvania 104 $ 18,207,000 $ 175,067 $ 90,000
York, Maine 102 $ 21,912,000 $ 214,823 $ 145,000
Ontario, New York 102 $ 7,227,000 $ 70,852 $ 60,000
Queens, New York 97 $ 21,233,000 $ 218,896 $ 96,000
Otsego, New York 94 $ 3,121,000 $ 33,202 $ 43,000
St. Clair, Michigan 91 $ 10,093,000 $ 110,912 $ 78,000
Windham, Connecticut 89 $ 13,831,000 $ 155,404 $ 70,000
McHenry, Illinois 89 $ 15,529,000 $ 174,483 $ 96,000
Kalamazoo, Michigan 89 $ 10,139,000 $ 113,921 $ 83,000
Portage, Ohio 89 $ 10,972,000 $ 123,280 $ 74,000
Trumbull, Ohio 86 $ 6,503,000 $ 75,616 $ 54,000
Monroe, Michigan 85 $ 8,994,000 $ 105,811 $ 67,000
Lake, Indiana 84 $ 12,647,000 $ 150,559 $ 71,000
Columbiana, Ohio 83 $ 6,268,000 $ 75,518 $ 59,000
Coos, New Hampshire 82 $ 7,146,000 $ 87,146 $ 69,000
Cheshire, New Hampshire 80 $ 9,527,000 $ 119,087 $ 97,000
Windsor, Vermont 78 $ 13,315,000 $ 170,705 $ 120,000
Northampton, Pennsylvania 74 $ 14,755,000 $ 199,391 $ 102,000
Atlantic, New Jersey 72 $ 27,197,000 $ 377,736 $ 304,000
New York, New York 72 $ 43,895,000 $ 609,652 $ 372,000
Centre, Pennsylvania 70 $ 11,214,000 $ 160,200 $ 94,000
Ingham, Michigan 69 $ 13,658,000 $ 197,942 $ 133,000
Berkshire, Massachusetts 68 $ 8,716,000 $ 128,176 $ 89,000
Livingston, New York 68 $ 1,824,000 $ 26,823 $ 56,000
Bergen, New Jersey 65 $ 31,076,000 $ 478,092 $ 240,000
Madison, New York 64 $ 3,245,000 $ 50,703 $ 53,000
Herkimer, New York 63 $ 3,361,000 $ 53,349 $ 45,000
Fulton, New York 58 $ 3,530,000 $ 60,862 $ 65,000
Montgomery, Maryland 56 $ 24,166,000 $ 431,535 $ 226,000
Pike, Pennsylvania 56 $ 9,698,000 $ 173,178 $ 101,000
Saginaw, Michigan 54 $ 2,942,000 $ 54,481 $ 48,000
Lackawanna, Pennsylvania 54 $ 9,724,000 $ 180,074 $ 89,000
Sullivan, New Hampshire 53 $ 6,651,000 $ 125,490 $ 109,000
Chenango, New York 53 $ 1,998,000 $ 37,698 $ 42,000
Warren, New York 53 $ 7,145,000 $ 134,811 $ 103,000
Franklin, Massachusetts 51 $ 7,421,000 $ 145,509 $ 75,000
Windham, Vermont 49 $ 7,745,000 $ 158,061 $ 126,000
Gloucester, New Jersey 48 $ 9,322,000 $ 194,208 $ 126,000
Allegan, Michigan 47 $ 5,104,000 $ 108,595 $ 61,000
Oswego, New York 47 $ 1,408,000 $ 29,957 $ 42,000
Franklin, Vermont 44 $ 6,000,000 $ 136,363 $ 74,000
Marion, Indiana 43 $ 7,835,000 $ 182,209 $ 123,000
Tolland, Connecticut 42 $ 58,985,000 $ 1,404,404 $ 94,000
Addison, Vermont 41 $ 5,208,000 $ 127,024 $ 66,000
Bennington, Vermont 41 $ 6,771,000 $ 165,146 $ 90,000
Mercer, Pennsylvania 40 $ 4,236,000 $ 105,900 $ 78,000
Middlesex, New Jersey 38 $ 9,115,000 $ 239,868 $ 122,000
Kings, New York 38 $ 10,455,000 $ 275,131 $ 165,000
Tioga, New York 38 $ 1,342,000 $ 35,315 $ 40,000
Hamilton, Ohio 38 $ 5,264,000 $ 138,526 $ 101,000
Fairfax, Virginia 38 $ 13,218,000 $ 347,842 $ 171,000
Palm Beach, Florida 37 $ 9,935,000 $ 268,513 $ 264,000
Mercer, New Jersey 37 $ 16,727,000 $ 452,081 $ 191,000
Bronx, New York 37 $ 4,711,000 $ 127,324 $ 105,000
Kendall, Illinois 36 $ 6,436,000 $ 178,777 $ 106,000
Dukes, Massachusetts 36 $ 25,211,000 $ 700,305 $ 500,000
Washington, New York 36 $ 2,649,000 $ 73,583 $ 55,000
Tuscarawas, Ohio 36 $ 2,525,000 $ 70,138 $ 53,000
Lee, Florida 35 $ 6,531,000 $ 186,600 $ 231,000
Genesee, Michigan 35 $ 3,921,000 $ 112,028 $ 68,000
Morris, New Jersey 35 $ 16,591,000 $ 474,028 $ 227,000
Ocean, New Jersey 34 $ 13,071,000 $ 384,441 $ 198,000
Tompkins, New York 34 $ 2,288,000 $ 67,294 $ 58,000
Carbon, Pennsylvania 34 $ 4,611,000 $ 135,617 $ 71,000
Anne Arundel, Maryland 32 $ 9,129,000 $ 285,281 $ 159,000
Armstrong, Pennsylvania 32 $ 3,700,000 $ 115,625 $ 73,000
Clinton, Michigan 31 $ 6,415,000 $ 206,935 $ 161,000
Monmouth, New Jersey 31 $ 11,507,000 $ 371,193 $ 230,000
Somerset, New Jersey 31 $ 10,881,000 $ 351,000 $ 203,000
Cumberland, Maine 30 $ 7,282,000 $ 242,733 $ 171,000
Baltimore, Maryland 27 $ 6,393,000 $ 236,777 $ 118,000
Montgomery, New York 27 $ 959,000 $ 35,518 $ 39,000
Delaware, Ohio 27 $ 6,272,000 $ 232,296 $ 147,000
Hamilton, Indiana 26 $ 9,043,000 $ 347,807 $ 180,000
Lapeer, Michigan 26 $ 3,775,000 $ 145,192 $ 82,000
Essex, New Jersey 25 $ 10,303,000 $ 412,120 $ 219,000
Putnam, New York 25 $ 6,377,000 $ 255,080 $ 140,000
Eaton, Michigan 24 $ 2,957,000 $ 123,208 $ 79,000
Chemung, New York 24 $ 840,000 $ 35,000 $ 58,000
Ashtabula, Ohio 24 $ 3,139,000 $ 130,791 $ 98,000
Lebanon, Pennsylvania 24 $ 4,566,000 $ 190,250 $ 104,000
Orange, Vermont 24 $ 3,433,000 $ 143,041 $ 114,000
Sarasota, Florida 23 $ 4,676,000 $ 203,304 $ 173,000
Chautauqua, New York 23 $ 898,000 $ 39,043 $ 56,000
Maricopa, Arizona 22 $ 6,520,000 $ 296,363 $ 179,000
Cecil, Maryland 22 $ 4,539,000 $ 206,318 $ 138,000
Cattaraugus, New York 22 $ 2,029,000 $ 92,227 $ 121,000
Montgomery, Ohio 22 $ 1,550,000 $ 70,454 $ 52,000
Kent, Michigan 21 $ 2,578,000 $ 122,761 $ 79,000
Clinton, New York 21 $ 2,166,000 $ 103,142 $ 72,000
Ottawa, Ohio 21 $ 2,717,000 $ 129,380 $ 133,000
Wayne, Ohio 21 $ 2,331,000 $ 111,000 $ 76,000
Steuben, New York 20 $ 728,000 $ 36,400 $ 66,000
Washington, Vermont 20 $ 2,492,000 $ 124,600 $ 84,000
Oxford, Maine 19 $ 3,994,000 $ 210,210 $ 231,000
Howard, Maryland 19 $ 8,450,000 $ 444,736 $ 198,000
Nantucket, Massachusetts 19 $ 13,855,000 $ 729,210 $ 657,000
Sullivan, New York 19 $ 1,288,000 $ 67,789 $ 60,000
Schuylkill, Pennsylvania 19 $ 2,524,000 $ 132,842 $ 67,000
Pinellas, Florida 18 $ 2,994,000 $ 166,333 $ 198,000
Broward, Florida 17 $ 2,579,000 $ 151,705 $ 168,000
Hudson, New Jersey 17 $ 5,748,000 $ 338,117 $ 238,000
Hunterdon, New Jersey 17 $ 4,354,000 $ 256,117 $ 117,000
Richmond, New York 17 $ 1,895,000 $ 111,470 $ 86,000
Erie, Ohio 17 $ 1,036,000 $ 60,941 $ 65,000
Lawrence, Pennsylvania 17 $ 2,306,000 $ 135,647 $ 73,000
Collier, Florida 16 $ 4,031,000 $ 251,937 $ 293,000
Delaware, New York 16 $ 985,000 $ 61,562 $ 53,000
Grundy, Illinois 15 $ 1,629,000 $ 108,600 $ 62,000
Van Buren, Michigan 15 $ 2,245,000 $ 149,666 $ 110,000
Union, New Jersey 15 $ 5,490,000 $ 366,000 $ 199,000
Genesee, New York 15 $ 1,000,000 $ 66,666 $ 59,000
Porter, Indiana 14 $ 2,577,000 $ 184,071 $ 84,000
Talbot, Maryland 14 $ 11,540,000 $ 824,285 $ 340,000
Essex, New York 14 $ 2,177,000 $ 155,500 $ 112,000
Greene, New York 14 $ 2,198,000 $ 157,000 $ 117,000
Seneca, New York 14 $ 582,000 $ 41,571 $ 52,000
Mecklenburg, North Carolina 14 $ 2,950,000 $ 210,714 $ 106,000
Fairfield, Ohio 14 $ 2,213,000 $ 158,071 $ 123,000
Loudoun, Virginia 14 $ 7,160,000 $ 511,428 $ 169,000
Litchfield, Connecticut 13 $ 2,940,000 $ 226,153 $ 119,000
Peoria, Illinois 13 $ 3,118,000 $ 239,846 $ 159,000
Tazewell, Illinois 13 $ 1,619,000 $ 124,538 $ 53,000
Orleans, New York 13 $ 641,000 $ 49,307 $ 67,000
Carroll, Ohio 13 $ 1,276,000 $ 98,153 $ 91,000
Franklin, Pennsylvania 13 $ 1,477,000 $ 113,615 $ 81,000
Henrico, Virginia 13 $ 1,279,000 $ 98,384 $ 43,000
District of Columbia, District Of Columbia 12 $ 6,027,000 $ 502,250 $ 352,000
Worcester, Maryland 12 $ 3,273,000 $ 272,750 $ 195,000
Cayuga, New York 12 $ 1,206,000 $ 100,500 $ 69,000
Columbia, New York 12 $ 483,000 $ 40,250 $ 62,000
Huron, Ohio 12 $ 662,000 $ 55,166 $ 52,000
Fayette, Pennsylvania 12 $ 1,513,000 $ 126,083 $ 62,000
Wayne, Pennsylvania 12 $ 1,999,000 $ 166,583 $ 137,000
Lamoille, Vermont 12 $ 3,526,000 $ 293,833 $ 245,000
Arlington, Virginia 12 $ 5,352,000 $ 446,000 $ 229,000
Charlotte, Florida 11 $ 1,609,000 $ 146,272 $ 154,000
Clark, Nevada 11 $ 1,484,000 $ 134,909 $ 188,000
Cortland, New York 11 $ 738,000 $ 67,090 $ 58,000
Wyoming, New York 11 $ 958,000 $ 87,090 $ 56,000
Cambria, Pennsylvania 11 $ 1,314,000 $ 119,454 $ 77,000
Jackson, Michigan 10 $ 1,716,000 $ 171,600 $ 149,000
Passaic, New Jersey 10 $ 2,112,000 $ 211,200 $ 142,000
Franklin, New York 10 $ 913,000 $ 91,300 $ 70,000
Schoharie, New York 10 $ 817,000 $ 81,700 $ 80,000
Yates, New York 10 $ 1,025,000 $ 102,500 $ 121,000
Fulton, Ohio 10 $ 717,000 $ 71,700 $ 51,000
Warren, Ohio 10 $ 2,013,000 $ 201,300 $ 161,000
Perry, Pennsylvania 10 $ 1,637,000 $ 163,700 $ 88,000
Venango, Pennsylvania 10 $ 642,000 $ 64,200 $ 57,000
Brevard, Florida 9 $ 1,583,000 $ 175,888 $ 152,000
Miami-Dade, Florida 9 $ 1,955,000 $ 217,222 $ 193,000
Hendricks, Indiana 9 $ 1,459,000 $ 162,111 $ 132,000
Charles, Maryland 9 $ 2,530,000 $ 281,111 $ 119,000
Antrim, Michigan 9 $ 2,767,000 $ 307,444 $ 282,000
Lenawee, Michigan 9 $ 1,322,000 $ 146,888 $ 114,000
Ottawa, Michigan 9 $ 1,267,000 $ 140,777 $ 101,000
Butler, Ohio 9 $ 1,957,000 $ 217,444 $ 95,000
Licking, Ohio 9 $ 19,987,000 $ 2,220,777 $ 53,000
Pickaway, Ohio 9 $ 462,000 $ 51,333 $ 52,000
Bradford, Pennsylvania 9 $ 1,512,000 $ 168,000 $ 106,000
Horry, South Carolina 9 $ 1,461,000 $ 162,333 $ 128,000
Grand Isle, Vermont 9 $ 1,586,000 $ 176,222 $ 69,000
Chesterfield, Virginia 9 $ 1,461,000 $ 162,333 $ 77,000
Boyd, Kentucky 8 $ 1,006,000 $ 125,750 $ 97,000
Lincoln, Maine 8 $ 1,828,000 $ 228,500 $ 229,000
Baltimore City, Maryland 8 $ 2,181,000 $ 272,625 $ 216,000
Sanilac, Michigan 8 $ 772,000 $ 96,500 $ 123,000
Salem, New Jersey 8 $ 1,469,000 $ 183,625 $ 50,000
Forsyth, North Carolina 8 $ 1,063,000 $ 132,875 $ 127,000
Iredell, North Carolina 8 $ 3,435,000 $ 429,375 $ 157,000
Clermont, Ohio 8 $ 12,312,000 $ 1,539,000 $ 59,000
Crawford, Pennsylvania 8 $ 724,000 $ 90,500 $ 64,000
Huntingdon, Pennsylvania 8 $ 978,000 $ 122,250 $ 73,000
Indiana, Pennsylvania 8 $ 795,000 $ 99,375 $ 53,000
Mifflin, Pennsylvania 8 $ 746,000 $ 93,250 $ 119,000
Charleston, South Carolina 8 $ 2,988,000 $ 373,500 $ 442,000
Walworth, Wisconsin 8 $ 1,312,000 $ 164,000 $ 134,000
San Diego, California 7 $ 1,656,000 $ 236,571 $ 104,000
Hillsborough, Florida 7 $ 1,293,000 $ 184,714 $ 119,000
Kankakee, Illinois 7 $ 724,000 $ 103,428 $ 72,000
Woodford, Illinois 7 $ 973,000 $ 139,000 $ 61,000
St. Joseph, Indiana 7 $ 1,451,000 $ 207,285 $ 84,000
St. Mary's, Maryland 7 $ 1,449,000 $ 207,000 $ 127,000
Calhoun, Michigan 7 $ 990,000 $ 141,428 $ 109,000
Charlevoix, Michigan 7 $ 4,282,000 $ 611,714 $ 343,000
Emmet, Michigan 7 $ 2,150,000 $ 307,142 $ 308,000
Iosco, Michigan 7 $ 866,000 $ 123,714 $ 117,000
Leelanau, Michigan 7 $ 1,634,000 $ 233,428 $ 149,000
Wake, North Carolina 7 $ 1,966,000 $ 280,857 $ 181,000
Greene, Ohio 7 $ 847,000 $ 121,000 $ 63,000
Sandusky, Ohio 7 $ 467,000 $ 66,714 $ 43,000
Clarion, Pennsylvania 7 $ 1,073,000 $ 153,285 $ 126,000
Susquehanna, Pennsylvania 7 $ 938,000 $ 134,000 $ 155,000
Prince William, Virginia 7 $ 2,585,000 $ 369,285 $ 204,000
Manatee, Florida 6 $ 1,055,000 $ 175,833 $ 105,000
Monroe, Florida 6 $ 1,557,000 $ 259,500 $ 178,000
Greenup, Kentucky 6 $ 335,000 $ 55,833 $ 45,000
Harford, Maryland 6 $ 1,858,000 $ 309,666 $ 128,000
Ionia, Michigan 6 $ 831,000 $ 138,500 $ 79,000
Roscommon, Michigan 6 $ 656,000 $ 109,333 $ 91,000
Sussex, New Jersey 6 $ 1,776,000 $ 296,000 $ 178,000
Warren, New Jersey 6 $ 1,265,000 $ 210,833 $ 130,000
Allegany, New York 6 $ 213,000 $ 35,500 $ 36,000
Jefferson, New York 6 $ 341,000 $ 56,833 $ 86,000
Schuyler, New York 6 $ 197,000 $ 32,833 $ 51,000
Union, North Carolina 6 $ 3,284,000 $ 547,333 $ 200,000
Beaufort, South Carolina 6 $ 1,794,000 $ 299,000 $ 353,000
Orleans, Vermont 6 $ 631,000 $ 105,166 $ 108,000
Hanover, Virginia 6 $ 1,953,000 $ 325,500 $ 252,000
Martin, Florida 5 $ 998,000 $ 199,600 $ 156,000
Orange, Florida 5 $ 375,000 $ 75,000 $ 115,000
Pasco, Florida 5 $ 985,000 $ 197,000 $ 129,000
Polk, Florida 5 $ 742,000 $ 148,400 $ 84,000
St. Lucie, Florida 5 $ 439,000 $ 87,800 $ 124,000
Sumter, Florida 5 $ 885,000 $ 177,000 $ 146,000
Volusia, Florida 5 $ 1,045,000 $ 209,000 $ 199,000
DeKalb, Georgia 5 $ 947,000 $ 189,400 $ 127,000
DeKalb, Illinois 5 $ 740,000 $ 148,000 $ 83,000
Sagadahoc, Maine 5 $ 1,165,000 $ 233,000 $ 201,000
Frederick, Maryland 5 $ 1,361,000 $ 272,200 $ 135,000
Prince George's, Maryland 5 $ 1,438,000 $ 287,600 $ 130,000
Berrien, Michigan 5 $ 1,322,000 $ 264,400 $ 200,000
Huron, Michigan 5 $ 413,000 $ 82,600 $ 95,000
Manistee, Michigan 5 $ 2,396,000 $ 479,200 $ 551,000
St. Charles, Missouri 5 $ 574,000 $ 114,800 $ 102,000
Hamilton, New York 5 $ 976,000 $ 195,200 $ 68,000
Brunswick, North Carolina 5 $ 955,000 $ 191,000 $ 87,000
Buncombe, North Carolina 5 $ 795,000 $ 159,000 $ 75,000
Bedford, Pennsylvania 5 $ 632,000 $ 126,400 $ 67,000
Lycoming, Pennsylvania 5 $ 617,000 $ 123,400 $ 75,000
Somerset, Pennsylvania 5 $ 991,000 $ 198,200 $ 218,000
Georgetown, South Carolina 5 $ 2,003,000 $ 400,600 $ 258,000
Chesapeake, Virginia 5 $ 1,403,000 $ 280,600 $ 176,000
Virginia Beach, Virginia 5 $ 388,000 $ 77,600 $ 70,000
Los Angeles, California 4 $ 2,850,000 $ 712,500 $ 368,000
Orange, California 4 $ 1,525,000 $ 381,250 $ 2,097,000
Flagler, Florida 4 $ 399,000 $ 99,750 $ 87,000
Lake, Florida 4 $ 1,273,000 $ 318,250 $ 95,000
Okaloosa, Florida 4 $ 511,000 $ 127,750 $ 174,000
Fulton, Georgia 4 $ 1,046,000 $ 261,500 $ 115,000
Champaign, Illinois 4 $ 729,000 $ 182,250 $ 152,000
Iroquois, Illinois 4 $ 454,000 $ 113,500 $ 82,000
Boone, Indiana 4 $ 852,000 $ 213,000 $ 616,000
Delaware, Indiana 4 $ 557,000 $ 139,250 $ 108,000
Hancock, Indiana 4 $ 428,000 $ 107,000 $ 83,000
Johnson, Indiana 4 $ 500,000 $ 125,000 $ 63,000
LaPorte, Indiana 4 $ 498,000 $ 124,500 $ 161,000
Kennebec, Maine 4 $ 734,000 $ 183,500 $ 196,000
Carroll, Maryland 4 $ 1,595,000 $ 398,750 $ 182,000
Dorchester, Maryland 4 $ 1,198,000 $ 299,500 $ 315,000
Wicomico, Maryland 4 $ 388,000 $ 97,000 $ 51,000
Barry, Michigan 4 $ 408,000 $ 102,000 $ 67,000
Cass, Michigan 4 $ 629,000 $ 157,250 $ 102,000
Cheboygan, Michigan 4 $ 699,000 $ 174,750 $ 157,000
Oceana, Michigan 4 $ 996,000 $ 249,000 $ 113,000
Ogemaw, Michigan 4 $ 462,000 $ 115,500 $ 124,000
St. Louis, Missouri 4 $ 915,000 $ 228,750 $ 132,000
Cumberland, New Jersey 4 $ 390,000 $ 97,500 $ 85,000
Chatham, North Carolina 4 $ 1,575,000 $ 393,750 $ 142,000
Currituck, North Carolina 4 $ 1,246,000 $ 311,500 $ 117,000
Dare, North Carolina 4 $ 873,000 $ 218,250 $ 114,000
Ashland, Ohio 4 $ 233,000 $ 58,250 $ 56,000
Clinton, Ohio 4 $ 486,000 $ 121,500 $ 88,000
Guernsey, Ohio 4 $ 355,000 $ 88,750 $ 86,000
Union, Ohio 4 $ 620,000 $ 155,000 $ 73,000
Adams, Pennsylvania 4 $ 396,000 $ 99,000 $ 103,000
Columbia, Pennsylvania 4 $ 595,000 $ 148,750 $ 64,000
Salt Lake, Utah 4 $ 1,235,000 $ 308,750 $ 336,000
Caledonia, Vermont 4 $ 423,000 $ 105,750 $ 117,000
Madison, Alabama 3 $ 234,000 $ 78,000 $ 59,000
Contra Costa, California 3 $ 1,082,000 $ 360,666 $ 192,000
Santa Barbara, California 3 $ 915,000 $ 305,000 $ 279,000
Eagle, Colorado 3 $ 2,077,000 $ 692,333 $ 459,000
Indian River, Florida 3 $ 340,000 $ 113,333 $ 175,000
Marion, Florida 3 $ 332,000 $ 110,666 $ 78,000
St. Johns, Florida 3 $ 316,000 $ 105,333 $ 65,000
Chatham, Georgia 3 $ 321,000 $ 107,000 $ 64,000
Cherokee, Georgia 3 $ 649,000 $ 216,333 $ 50,000
Gwinnett, Georgia 3 $ 575,000 $ 191,666 $ 80,000
Henry, Georgia 3 $ 375,000 $ 125,000 $ 64,000
Bureau, Illinois 3 $ 128,000 $ 42,666 $ 54,000
LaSalle, Illinois 3 $ 116,000 $ 38,666 $ 42,000
Madison, Illinois 3 $ 240,000 $ 80,000 $ 136,000
White, Indiana 3 $ 322,000 $ 107,333 $ 87,000
Hancock, Maine 3 $ 855,000 $ 285,000 $ 209,000
Alcona, Michigan 3 $ 669,000 $ 223,000 $ 160,000
Bay, Michigan 3 $ 300,000 $ 100,000 $ 63,000
Grand Traverse, Michigan 3 $ 426,000 $ 142,000 $ 119,000
Osceola, Michigan 3 $ 278,000 $ 92,666 $ 846,000
St. Joseph, Michigan 3 $ 235,000 $ 78,333 $ 169,000
Jefferson, Missouri 3 $ 385,000 $ 128,333 $ 57,000
Cabarrus, North Carolina 3 $ 1,468,000 $ 489,333 $ 144,000
Cumberland, North Carolina 3 $ 394,000 $ 131,333 $ 70,000
Clark, Ohio 3 $ 123,000 $ 41,000 $ 62,000
Jefferson, Ohio 3 $ 102,000 $ 34,000 $ 63,000
Madison, Ohio 3 $ 328,000 $ 109,333 $ 85,000
Muskingum, Ohio 3 $ 183,000 $ 61,000 $ 101,000
Seneca, Ohio 3 $ 69,000 $ 23,000 $ 35,000
Clearfield, Pennsylvania 3 $ 220,000 $ 73,333 $ 69,000
Northumberland, Pennsylvania 3 $ 554,000 $ 184,666 $ 77,000
Sullivan, Pennsylvania 3 $ 177,000 $ 59,000 $ 251,000
Warren, Pennsylvania 3 $ 165,000 $ 55,000 $ 67,000
York, South Carolina 3 $ 124,000 $ 41,333 $ 74,000
Utah, Utah 3 $ 666,000 $ 222,000 $ 66,000
Essex, Vermont 3 $ 165,000 $ 55,000 $ 79,000
Alexandria, Virginia 3 $ 904,000 $ 301,333 $ 666,000
King George, Virginia 3 $ 766,000 $ 255,333 $ 115,000
New Kent, Virginia 3 $ 396,000 $ 132,000 $ 76,000
Tazewell, Virginia 3 $ 763,000 $ 254,333 $ 95,000
King, Washington 3 $ 953,000 $ 317,666 $ 201,000
Pierce, Washington 3 $ 1,060,000 $ 353,333 $ 127,000
Kenosha, Wisconsin 3 $ 591,000 $ 197,000 $ 218,000
Waukesha, Wisconsin 3 $ 1,567,000 $ 522,333 $ 480,000
Jefferson, Alabama 2 $ 250,000 $ 125,000 $ 82,000
Shelby, Alabama 2 $ 230,000 $ 115,000 $ 80,000
Pinal, Arizona 2 $ 143,000 $ 71,500 $ 79,000
Jefferson, Arkansas 2 $ 396,000 $ 198,000 $ 104,000
Alameda, California 2 $ 774,000 $ 387,000 $ 157,000
Mendocino, California 2 $ 408,000 $ 204,000 $ 129,000
Riverside, California 2 $ 560,000 $ 280,000 $ 171,000
San Bernardino, California 2 $ 1,088,000 $ 544,000 $ 143,000
Ventura, California 2 $ 1,858,000 $ 929,000 $ 249,000
Jefferson, Colorado 2 $ 255,000 $ 127,500 $ 146,000
Larimer, Colorado 2 $ 255,000 $ 127,500 $ 87,000
Bay, Florida 2 $ 310,000 $ 155,000 $ 158,000
Hernando, Florida 2 $ 103,000 $ 51,500 $ 63,000
Clayton, Georgia 2 $ 113,000 $ 56,500 $ 76,000
Newton, Georgia 2 $ 240,000 $ 120,000 $ 64,000
Boone, Illinois 2 $ 194,000 $ 97,000 $ 37,000
Jo Daviess, Illinois 2 $ 888,000 $ 444,000 $ 108,000
Lee, Illinois 2 $ 279,000 $ 139,500 $ 55,000
Livingston, Illinois 2 $ 151,000 $ 75,500 $ 39,000
Macon, Illinois 2 $ 90,000 $ 45,000 $ 59,000
McLean, Illinois 2 $ 28,000 $ 14,000 $ 48,000
Ogle, Illinois 2 $ 118,000 $ 59,000 $ 55,000
Winnebago, Illinois 2 $ 566,000 $ 283,000 $ 156,000
Allen, Indiana 2 $ 229,000 $ 114,500 $ 57,000
Bartholomew, Indiana 2 $ 629,000 $ 314,500 $ 110,000
Jasper, Indiana 2 $ 407,000 $ 203,500 $ 56,000
Kosciusko, Indiana 2 $ 853,000 $ 426,500 $ 254,000
Morgan, Indiana 2 $ 273,000 $ 136,500 $ 69,000
Neosho, Kansas 2 $ 294,000 $ 147,000 $ 72,000
Boone, Kentucky 2 $ 370,000 $ 185,000 $ 77,000
Lewis, Kentucky 2 $ 15,000 $ 7,500 $ 42,000
Franklin, Maine 2 $ 117,000 $ 58,500 $ 14,000
Piscataquis, Maine 2 $ 311,000 $ 155,500 $ 113,000
Calvert, Maryland 2 $ 505,000 $ 252,500 $ 86,000
Garrett, Maryland 2 $ 418,000 $ 209,000 $ 182,000
Kent, Maryland 2 $ 414,000 $ 207,000 $ 181,000
Queen Anne's, Maryland 2 $ 499,000 $ 249,500 $ 122,000
Crawford, Michigan 2 $ 188,000 $ 94,000 $ 131,000
Gladwin, Michigan 2 $ 186,000 $ 93,000 $ 97,000
Hillsdale, Michigan 2 $ 246,000 $ 123,000 $ 76,000
Houghton, Michigan 2 $ 403,000 $ 201,500 $ 101,000
Kalkaska, Michigan 2 $ 159,000 $ 79,500 $ 98,000
Mason, Michigan 2 $ 220,000 $ 110,000 $ 61,000
Mecosta, Michigan 2 $ 180,000 $ 90,000 $ 125,000
Midland, Michigan 2 $ 776,000 $ 388,000 $ 203,000
Montmorency, Michigan 2 $ 378,000 $ 189,000 $ 134,000
Otsego, Michigan 2 $ 350,000 $ 175,000 $ 291,000
Wexford, Michigan 2 $ 153,000 $ 76,500 $ 64,000
Hennepin, Minnesota 2 $ 1,291,000 $ 645,500 $ 357,000
St. Louis, Minnesota 2 $ 315,000 $ 157,500 $ 96,000
Clay, Missouri 2 $ 473,000 $ 236,500 $ 102,000
St. Louis City, Missouri 2 $ 302,000 $ 151,000 $ 71,000
Lewis, New York 2 $ 119,000 $ 59,500 $ 31,000
St. Lawrence, New York 2 $ 318,000 $ 159,000 $ 226,000
Davidson, North Carolina 2 $ 295,000 $ 147,500 $ 103,000
Durham, North Carolina 2 $ 319,000 $ 159,500 $ 171,000
Haywood, North Carolina 2 $ 300,000 $ 150,000 $ 107,000
Henderson, North Carolina 2 $ 289,000 $ 144,500 $ 92,000
Lee, North Carolina 2 $ 269,000 $ 134,500 $ 87,000
Northampton, North Carolina 2 $ 299,000 $ 149,500 $ 145,000
Orange, North Carolina 2 $ 372,000 $ 186,000 $ 214,000
Pamlico, North Carolina 2 $ 560,000 $ 280,000 $ 22,000
Randolph, North Carolina 2 $ 309,000 $ 154,500 $ 80,000
Allen, Ohio 2 $ 106,000 $ 53,000 $ 54,000
Coshocton, Ohio 2 $ 256,000 $ 128,000 $ 80,000
Miami, Ohio 2 $ 172,000 $ 86,000 $ 52,000
Perry, Ohio 2 $ 170,000 $ 85,000 $ 69,000
Pike, Ohio 2 $ 205,000 $ 102,500 $ 228,000
Fulton, Pennsylvania 2 $ 109,000 $ 54,500 $ 51,000
Jefferson, Pennsylvania 2 $ 299,000 $ 149,500 $ 279,000
Juniata, Pennsylvania 2 $ 211,000 $ 105,500 $ 175,000
Potter, Pennsylvania 2 $ 225,000 $ 112,500 $ 103,000
Wyoming, Pennsylvania 2 $ 235,000 $ 117,500 $ 77,000
Berkeley, South Carolina 2 $ 467,000 $ 233,500 $ 176,000
Greenville, South Carolina 2 $ 525,000 $ 262,500 $ 130,000
Kershaw, South Carolina 2 $ 143,000 $ 71,500 $ 49,000
Spartanburg, South Carolina 2 $ 258,000 $ 129,000 $ 57,000
Davidson, Tennessee 2 $ 350,000 $ 175,000 $ 101,000
Knox, Tennessee 2 $ 283,000 $ 141,500 $ 108,000
Madison, Tennessee 2 $ 254,000 $ 127,000 $ 67,000
Sevier, Tennessee 2 $ 480,000 $ 240,000 $ 78,000
Shelby, Tennessee 2 $ 351,000 $ 175,500 $ 220,000
Denton, Texas 2 $ 620,000 $ 310,000 $ 125,000
Williamson, Texas 2 $ 160,000 $ 80,000 $ 70,000
Caroline, Virginia 2 $ 671,000 $ 335,500 $ 106,000
Charlottesville, Virginia 2 $ 869,000 $ 434,500 $ 180,000
James City, Virginia 2 $ 436,000 $ 218,000 $ 198,000
Mecklenburg, Virginia 2 $ 942,000 $ 471,000 $ 80,000
Montgomery, Virginia 2 $ 298,000 $ 149,000 $ 100,000
York, Virginia 2 $ 282,000 $ 141,000 $ 69,000
Grant, Wisconsin 2 $ 71,000 $ 35,500 $ 123,000
Page:

Mortgage Loan Application Detail Totals for Citizens Bank, NA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 34,692 $7,571,015,000 $218,000 $46,000,000 $124,000 $7,497,000
Home Purchase 12,663 $2,669,990,000 $210,000 $8,151,000 $106,000 $8,070,000
Home Improvement 11,981 $222,588,000 $18,000 $15,000,000 $49,000 $4,940,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 35,502 $6,178,446,000 $174,000 $4,693,000 $109,000 $8,070,000
Not Provided 14,242 $2,921,216,000 $205,000 $4,720,000 $120,000 $6,500,000
Black or African American 4,396 $264,437,000 $60,000 $1,219,000 $51,000 $1,200,000
Hispanic 2,726 $254,997,000 $93,000 $1,500,000 $63,000 $4,940,000
Asian 1,777 $391,371,000 $220,000 $3,050,000 $109,000 $1,257,000
Not applicable 449 $421,718,000 $939,000 $46,000,000 $59,000 $1,477,000
American Indian or Alaskan Native 146 $12,592,000 $86,000 $417,000 $69,000 $413,000
Native Hawaiian or Other Pacific Islander 98 $18,816,000 $192,000 $1,800,000 $129,000 $1,600,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 53,276 $9,524,594,000 $178,000 $46,000,000 $110,000 $8,070,000
FHA-insured (Federal Housing Administration) 5,668 $865,184,000 $152,000 $730,000 $60,000 $1,402,000
VA-guaranteed (Veterans Administration) 392 $73,815,000 $188,000 $417,000 $69,000 $277,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 32,216 $6,437,724,000 $199,000 $11,700,000 $117,000 $8,070,000
Application Denied By Financial Institution 15,768 $1,547,262,000 $98,000 $24,200,000 $71,000 $5,155,000
Application Withdrawn By Applicant 5,082 $1,202,679,000 $236,000 $46,000,000 $117,000 $6,500,000
Application Approved But Not Accepted 3,020 $573,016,000 $189,000 $11,200,000 $118,000 $2,695,000
File Closed For Incompleteness 2,729 $581,248,000 $212,000 $4,280,000 $122,000 $4,296,000
Loan Purchased By The Institution 385 $97,810,000 $254,000 $19,585,000 $69,000 $1,477,000
Preapproval Denied by Financial Institution 136 $23,854,000 $175,000 $1,785,000 $63,000 $756,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 5,659 $456,500,000 $80,000 $3,160,000 $49,000 $1,300,000
Credit History 3,830 $159,234,000 $41,000 $4,720,000 $52,000 $1,118,000
Collateral 3,782 $716,136,000 $189,000 $4,200,000 $120,000 $5,155,000
Other 1,190 $82,880,000 $69,000 $24,200,000 $73,000 $4,940,000
Unverifiable Information 838 $54,403,000 $64,000 $1,247,000 $68,000 $516,000
Credit Application Incomplete 306 $58,749,000 $191,000 $1,785,000 $112,000 $2,760,000
Employment History 149 $9,153,000 $61,000 $670,000 $54,000 $1,296,000
Insufficient Cash (Downpayment, Closing Cost) 130 $30,370,000 $233,000 $1,500,000 $102,000 $731,000
Mortgage Insurance Denied 20 $3,691,000 $184,000 $565,000 $83,000 $233,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, NA's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citizens Bank, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet with aggregated HMDA statistics today.

Download the Rhode Island Lender List