Citizens Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Citizens Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Citizens Bank, National Association
One Citizens Plaza
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 144,132
Total Mortgage Loan Application Amount $31,928,570,000
Average Mortgage Loan Application Amount $206,500
Highest Mortgage Loan Application Amount $16,235,000
Average Applicant Income $128,666
Highest Applicant Income $9,500,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Citizens Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Citizens Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Citizens Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank, National Association's mortgage activity for 2023.

Mortgage Loan Application Totals for Citizens Bank, National Association by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny County Pennsylvania 3,735 $ 588,945,000 $ 157,000 $ 107,000
Middlesex County Massachusetts 3,495 $ 1,073,695,000 $ 307,000 $ 195,000
Providence County Rhode Island 3,357 $ 494,795,000 $ 147,000 $ 104,000
Philadelphia County Pennsylvania 2,839 $ 394,445,000 $ 138,000 $ 91,000
Erie County New York 2,588 $ 350,180,000 $ 135,000 $ 100,000
Montgomery County Pennsylvania 2,440 $ 538,290,000 $ 220,000 $ 154,000
Wayne County Michigan 2,391 $ 274,035,000 $ 114,000 $ 92,000
Cuyahoga County Ohio 2,201 $ 261,855,000 $ 118,000 $ 94,000
Kings County New York 2,178 $ 1,077,410,000 $ 494,000 $ 247,000
Norfolk County Massachusetts 2,110 $ 579,310,000 $ 274,000 $ 202,000
Suffolk County New York 1,854 $ 682,810,000 $ 368,000 $ 263,000
Nassau County New York 1,777 $ 637,245,000 $ 358,000 $ 241,000
Monroe County New York 1,739 $ 245,505,000 $ 141,000 $ 96,000
Plymouth County Massachusetts 1,730 $ 376,500,000 $ 217,000 $ 168,000
Essex County Massachusetts 1,681 $ 397,445,000 $ 236,000 $ 160,000
Bucks County Pennsylvania 1,608 $ 356,460,000 $ 221,000 $ 150,000
Queens County New York 1,577 $ 455,305,000 $ 288,000 $ 153,000
Oakland County Michigan 1,562 $ 273,560,000 $ 175,000 $ 141,000
Delaware County Pennsylvania 1,427 $ 256,935,000 $ 180,000 $ 131,000
Fairfield County Connecticut 1,392 $ 579,440,000 $ 416,000 $ 338,000
Suffolk County Massachusetts 1,357 $ 369,125,000 $ 272,000 $ 160,000
Chester County Pennsylvania 1,356 $ 327,830,000 $ 241,000 $ 173,000
Bristol County Massachusetts 1,328 $ 230,890,000 $ 173,000 $ 131,000
Rockingham County New Hampshire 1,317 $ 285,485,000 $ 216,000 $ 156,000
Hillsborough County New Hampshire 1,313 $ 241,605,000 $ 184,000 $ 134,000
Westchester County New York 1,279 $ 404,205,000 $ 316,000 $ 275,000
New Haven County Connecticut 1,266 $ 220,440,000 $ 174,000 $ 129,000
Miami-Dade County Florida 1,200 $ 386,610,000 $ 322,000 $ 227,000
Worcester County Massachusetts 1,188 $ 225,220,000 $ 189,000 $ 143,000
Kent County Rhode Island 1,177 $ 185,585,000 $ 157,000 $ 117,000
Macomb County Michigan 1,157 $ 136,815,000 $ 118,000 $ 90,000
Monmouth County New Jersey 1,116 $ 330,690,000 $ 296,000 $ 235,000
Ocean County New Jersey 1,092 $ 257,490,000 $ 235,000 $ 170,000
Bergen County New Jersey 1,077 $ 303,795,000 $ 282,000 $ 234,000
Barnstable County Massachusetts 1,062 $ 245,370,000 $ 231,000 $ 156,000
New Castle County Delaware 1,054 $ 153,840,000 $ 145,000 $ 112,000
Summit County Ohio 984 $ 116,970,000 $ 118,000 $ 95,000
Hampden County Massachusetts 982 $ 139,290,000 $ 141,000 $ 86,000
Broward County Florida 965 $ 236,545,000 $ 245,000 $ 179,000
Essex County New Jersey 955 $ 256,265,000 $ 268,000 $ 216,000
Middlesex County New Jersey 936 $ 214,120,000 $ 228,000 $ 156,000
Westmoreland County Pennsylvania 901 $ 125,085,000 $ 138,000 $ 95,000
Palm Beach County Florida 885 $ 307,215,000 $ 347,000 $ 226,000
Hartford County Connecticut 853 $ 159,135,000 $ 186,000 $ 138,000
Burlington County New Jersey 831 $ 146,335,000 $ 176,000 $ 148,000
New York County New York 793 $ 576,055,000 $ 726,000 $ 433,000
Cook County Illinois 781 $ 161,345,000 $ 206,000 $ 154,000
Union County New Jersey 727 $ 166,645,000 $ 229,000 $ 178,000
Camden County New Jersey 725 $ 108,915,000 $ 150,000 $ 126,000
New London County Connecticut 718 $ 111,660,000 $ 155,000 $ 119,000
Washington County Rhode Island 682 $ 149,860,000 $ 219,000 $ 145,000
Stark County Ohio 662 $ 70,920,000 $ 107,000 $ 82,000
Orange County New York 647 $ 123,945,000 $ 191,000 $ 140,000
Lucas County Ohio 645 $ 60,225,000 $ 93,000 $ 78,000
Berks County Pennsylvania 623 $ 89,645,000 $ 143,000 $ 96,000
Morris County New Jersey 574 $ 155,400,000 $ 270,000 $ 261,000
Richmond County New York 571 $ 130,175,000 $ 227,000 $ 162,000
Rockland County New York 550 $ 163,510,000 $ 297,000 $ 218,000
Fairfax County Virginia 547 $ 197,965,000 $ 361,000 $ 218,000
Mercer County New Jersey 533 $ 105,265,000 $ 197,000 $ 149,000
Lancaster County Pennsylvania 532 $ 91,170,000 $ 171,000 $ 111,000
Onondaga County New York 522 $ 70,350,000 $ 134,000 $ 117,000
Washington County Pennsylvania 517 $ 79,005,000 $ 152,000 $ 107,000
Bronx County New York 510 $ 98,900,000 $ 193,000 $ 135,000
Montgomery County Maryland 504 $ 140,520,000 $ 278,000 $ 215,000
Luzerne County Pennsylvania 498 $ 58,820,000 $ 118,000 $ 89,000
Cape May County New Jersey 494 $ 252,480,000 $ 511,000 $ 292,000
Beaver County Pennsylvania 493 $ 67,725,000 $ 137,000 $ 92,000
Niagara County New York 489 $ 64,125,000 $ 131,000 $ 92,000
Middlesex County Connecticut 485 $ 84,745,000 $ 174,000 $ 122,000
Albany County New York 479 $ 74,225,000 $ 154,000 $ 109,000
Hudson County New Jersey 457 $ 136,755,000 $ 299,000 $ 211,000
Butler County Pennsylvania 452 $ 80,810,000 $ 178,000 $ 129,000
Sussex County Delaware 438 $ 86,190,000 $ 196,000 $ 133,000
Hillsborough County Florida 413 $ 102,455,000 $ 248,000 $ 158,000
Atlantic County New Jersey 412 $ 104,490,000 $ 253,000 $ 162,000
Merrimack County New Hampshire 409 $ 66,955,000 $ 163,000 $ 125,000
Somerset County New Jersey 405 $ 114,205,000 $ 281,000 $ 232,000
Gloucester County New Jersey 403 $ 65,615,000 $ 162,000 $ 142,000
Lake County Ohio 395 $ 44,355,000 $ 112,000 $ 93,000
Cumberland County Pennsylvania 392 $ 84,340,000 $ 215,000 $ 120,000
Franklin County Ohio 386 $ 78,010,000 $ 202,000 $ 130,000
Fulton County Georgia 377 $ 97,085,000 $ 257,000 $ 182,000
Lorain County Ohio 365 $ 48,505,000 $ 132,000 $ 106,000
Passaic County New Jersey 360 $ 62,310,000 $ 173,000 $ 150,000
Dauphin County Pennsylvania 357 $ 54,515,000 $ 152,000 $ 100,000
Newport County Rhode Island 357 $ 88,265,000 $ 247,000 $ 176,000
York County Pennsylvania 356 $ 59,210,000 $ 166,000 $ 117,000
Mecklenburg County North Carolina 351 $ 84,355,000 $ 240,000 $ 209,000
Monroe County Pennsylvania 349 $ 44,505,000 $ 127,000 $ 98,000
Dutchess County New York 347 $ 77,175,000 $ 222,000 $ 170,000
Pinellas County Florida 344 $ 86,440,000 $ 251,000 $ 184,000
Prince George's County Maryland 341 $ 45,005,000 $ 131,000 $ 145,000
Orange County Florida 338 $ 79,050,000 $ 233,000 $ 170,000
Lee County Florida 330 $ 90,210,000 $ 273,000 $ 167,000
Shelby County Tennessee 329 $ 78,295,000 $ 237,000 $ 144,000
Medina County Ohio 327 $ 55,965,000 $ 171,000 $ 128,000
Collier County Florida 314 $ 157,250,000 $ 500,000 $ 325,000
Strafford County New Hampshire 311 $ 58,955,000 $ 189,000 $ 140,000
Centre County Pennsylvania 311 $ 74,195,000 $ 238,000 $ 128,000
Bristol County Rhode Island 303 $ 65,355,000 $ 215,000 $ 143,000
Wake County North Carolina 302 $ 79,800,000 $ 264,000 $ 163,000
Kent County Delaware 299 $ 37,275,000 $ 124,000 $ 107,000
Saratoga County New York 298 $ 47,450,000 $ 159,000 $ 126,000
Gwinnett County Georgia 296 $ 57,450,000 $ 194,000 $ 131,000
Erie County Pennsylvania 295 $ 32,705,000 $ 110,000 $ 84,000
Loudoun County Virginia 290 $ 86,440,000 $ 298,000 $ 249,000
Horry County South Carolina 278 $ 60,800,000 $ 218,000 $ 137,000
Williamson County Tennessee 276 $ 140,110,000 $ 507,000 $ 217,000
District of Columbia County District Of Columbia 275 $ 102,345,000 $ 372,000 $ 219,000
Cobb County Georgia 275 $ 63,275,000 $ 230,000 $ 153,000
Lancaster County Nebraska 274 $ 66,420,000 $ 242,000 $ 139,000
Sarasota County Florida 268 $ 77,510,000 $ 289,000 $ 169,000
Harris County Texas 268 $ 89,590,000 $ 334,000 $ 154,000
Belknap County New Hampshire 263 $ 57,275,000 $ 217,000 $ 162,000
Broome County New York 263 $ 28,325,000 $ 107,000 $ 83,000
Charleston County South Carolina 261 $ 94,325,000 $ 361,000 $ 219,000
Los Angeles County California 252 $ 159,300,000 $ 632,000 $ 241,000
Douglas County Nebraska 252 $ 62,680,000 $ 248,000 $ 150,000
Hamilton County Ohio 252 $ 40,510,000 $ 160,000 $ 96,000
Oneida County New York 237 $ 27,475,000 $ 115,000 $ 99,000
Davidson County Tennessee 234 $ 63,360,000 $ 270,000 $ 152,000
Jefferson County Kentucky 233 $ 51,305,000 $ 220,000 $ 128,000
Polk County Florida 232 $ 39,440,000 $ 170,000 $ 117,000
Volusia County Florida 229 $ 42,745,000 $ 186,000 $ 137,000
Baltimore County Maryland 227 $ 35,255,000 $ 155,000 $ 154,000
Jefferson County Alabama 215 $ 54,955,000 $ 255,000 $ 143,000
Ulster County New York 215 $ 42,295,000 $ 196,000 $ 159,000
DeKalb County Georgia 212 $ 45,280,000 $ 213,000 $ 157,000
Prince William County Virginia 208 $ 47,910,000 $ 230,000 $ 158,000
Rensselaer County New York 207 $ 26,765,000 $ 129,000 $ 100,000
Northampton County Pennsylvania 206 $ 34,630,000 $ 168,000 $ 151,000
Pasco County Florida 205 $ 37,665,000 $ 183,000 $ 128,000
York County Maine 202 $ 41,490,000 $ 205,000 $ 142,000
Manatee County Florida 200 $ 53,540,000 $ 267,000 $ 147,000
Brevard County Florida 199 $ 45,615,000 $ 229,000 $ 139,000
Anne Arundel County Maryland 196 $ 34,790,000 $ 177,000 $ 166,000
Carroll County New Hampshire 194 $ 39,680,000 $ 204,000 $ 137,000
Livingston County Michigan 193 $ 36,385,000 $ 188,000 $ 144,000
Schenectady County New York 191 $ 24,735,000 $ 129,000 $ 91,000
Mahoning County Ohio 191 $ 19,805,000 $ 103,000 $ 86,000
Washtenaw County Michigan 190 $ 35,810,000 $ 188,000 $ 147,000
Grafton County New Hampshire 189 $ 37,445,000 $ 198,000 $ 157,000
Blair County Pennsylvania 187 $ 23,275,000 $ 124,000 $ 77,000
Lehigh County Pennsylvania 182 $ 27,680,000 $ 152,000 $ 116,000
Duval County Florida 180 $ 32,710,000 $ 181,000 $ 142,000
Geauga County Ohio 180 $ 37,580,000 $ 208,000 $ 140,000
Shelby County Alabama 179 $ 47,035,000 $ 262,000 $ 138,000
Wayne County New York 179 $ 21,675,000 $ 121,000 $ 76,000
Trumbull County Ohio 176 $ 17,550,000 $ 99,000 $ 73,000
Windham County Connecticut 175 $ 23,035,000 $ 131,000 $ 105,000
St. Johns County Florida 175 $ 52,885,000 $ 302,000 $ 189,000
Marion County Indiana 174 $ 32,910,000 $ 189,000 $ 130,000
Litchfield County Connecticut 172 $ 29,220,000 $ 169,000 $ 153,000
Clark County Nevada 169 $ 67,155,000 $ 397,000 $ 151,000
Chittenden County Vermont 167 $ 31,995,000 $ 191,000 $ 123,000
DuPage County Illinois 166 $ 31,060,000 $ 187,000 $ 159,000
Maricopa County Arizona 161 $ 58,905,000 $ 365,000 $ 131,000
Hampshire County Massachusetts 161 $ 26,515,000 $ 164,000 $ 109,000
St. Lucie County Florida 160 $ 27,790,000 $ 173,000 $ 124,000
Howard County Maryland 160 $ 49,190,000 $ 307,000 $ 197,000
Seminole County Florida 159 $ 35,975,000 $ 226,000 $ 146,000
Chesterfield County Virginia 157 $ 28,335,000 $ 180,000 $ 137,000
Hennepin County Minnesota 156 $ 34,000,000 $ 217,000 $ 136,000
Forsyth County Georgia 154 $ 40,950,000 $ 265,000 $ 169,000
Genesee County Michigan 152 $ 17,810,000 $ 117,000 $ 94,000
Hunterdon County New Jersey 149 $ 32,565,000 $ 218,000 $ 200,000
Montgomery County Tennessee 148 $ 37,110,000 $ 250,000 $ 112,000
Hamilton County Indiana 145 $ 37,795,000 $ 260,000 $ 178,000
Greenville County South Carolina 144 $ 24,750,000 $ 171,000 $ 163,000
Sumner County Tennessee 144 $ 43,250,000 $ 300,000 $ 129,000
Flagler County Florida 143 $ 34,235,000 $ 239,000 $ 121,000
Frederick County Maryland 140 $ 20,890,000 $ 149,000 $ 165,000
Marion County Florida 139 $ 25,725,000 $ 185,000 $ 133,000
Mercer County Pennsylvania 139 $ 14,535,000 $ 104,000 $ 83,000
Tulsa County Oklahoma 137 $ 24,555,000 $ 179,000 $ 98,000
Charlotte County Florida 135 $ 31,945,000 $ 236,000 $ 122,000
Will County Illinois 135 $ 22,875,000 $ 169,000 $ 148,000
Lake County Florida 134 $ 32,940,000 $ 245,000 $ 136,000
Tarrant County Texas 134 $ 46,710,000 $ 348,000 $ 151,000
Tolland County Connecticut 133 $ 17,935,000 $ 134,000 $ 110,000
Portage County Ohio 132 $ 19,080,000 $ 144,000 $ 103,000
Cumberland County Maine 131 $ 28,295,000 $ 215,000 $ 171,000
Monroe County Michigan 131 $ 15,875,000 $ 121,000 $ 96,000
Ontario County New York 130 $ 19,940,000 $ 153,000 $ 106,000
Rutherford County Tennessee 130 $ 28,450,000 $ 218,000 $ 125,000
Pike County Pennsylvania 129 $ 21,375,000 $ 165,000 $ 128,000
Knox County Tennessee 129 $ 32,055,000 $ 248,000 $ 128,000
Butler County Ohio 128 $ 19,990,000 $ 156,000 $ 111,000
Benton County Arkansas 126 $ 30,070,000 $ 238,000 $ 114,000
Sussex County New Jersey 126 $ 20,080,000 $ 159,000 $ 166,000
St. Louis County Missouri 125 $ 37,995,000 $ 303,000 $ 165,000
Warren County New York 125 $ 20,195,000 $ 161,000 $ 119,000
Oklahoma County Oklahoma 125 $ 23,555,000 $ 188,000 $ 123,000
Virginia Beach County Virginia 125 $ 22,185,000 $ 177,000 $ 130,000
Bradley County Tennessee 123 $ 27,015,000 $ 219,000 $ 95,000
Minnehaha County South Dakota 122 $ 30,600,000 $ 250,000 $ 129,000
Cherokee County Georgia 120 $ 24,790,000 $ 206,000 $ 145,000
Lake County Indiana 120 $ 18,830,000 $ 156,000 $ 99,000
Sarpy County Nebraska 119 $ 32,965,000 $ 277,000 $ 131,000
Warren County Ohio 118 $ 26,870,000 $ 227,000 $ 139,000
Washington County Arkansas 116 $ 25,260,000 $ 217,000 $ 121,000
Putnam County New York 116 $ 24,470,000 $ 210,000 $ 165,000
Brunswick County North Carolina 116 $ 30,580,000 $ 263,000 $ 156,000
Armstrong County Pennsylvania 116 $ 12,450,000 $ 107,000 $ 79,000
Osceola County Florida 114 $ 28,030,000 $ 245,000 $ 171,000
Lake County Illinois 114 $ 27,050,000 $ 237,000 $ 183,000
Faulkner County Arkansas 113 $ 28,885,000 $ 255,000 $ 121,000
Kent County Michigan 113 $ 18,355,000 $ 162,000 $ 127,000
Lackawanna County Pennsylvania 112 $ 15,280,000 $ 136,000 $ 115,000
Madison County Alabama 111 $ 24,895,000 $ 224,000 $ 128,000
Cheshire County New Hampshire 111 $ 17,285,000 $ 155,000 $ 106,000
Sullivan County New York 111 $ 22,735,000 $ 204,000 $ 201,000
Dallas County Texas 110 $ 44,260,000 $ 402,000 $ 172,000
Collin County Texas 109 $ 45,695,000 $ 419,000 $ 188,000
Walton County Florida 107 $ 74,595,000 $ 697,000 $ 369,000
Fayette County Kentucky 106 $ 22,990,000 $ 216,000 $ 141,000
Hamilton County Tennessee 106 $ 23,370,000 $ 220,000 $ 126,000
Pulaski County Arkansas 105 $ 26,635,000 $ 253,000 $ 147,000
Baltimore City County Maryland 105 $ 14,455,000 $ 137,000 $ 123,000
York County South Carolina 105 $ 17,615,000 $ 167,000 $ 151,000
Rutland County Vermont 105 $ 15,515,000 $ 147,000 $ 142,000
Shiawassee County Michigan 104 $ 11,190,000 $ 107,000 $ 80,000
Lawrence County Pennsylvania 104 $ 10,510,000 $ 101,000 $ 108,000
Wood County Ohio 102 $ 11,230,000 $ 110,000 $ 93,000
Chatham County Georgia 99 $ 17,655,000 $ 178,000 $ 135,000
Henrico County Virginia 98 $ 20,160,000 $ 205,000 $ 130,000
Warren County Kentucky 97 $ 27,155,000 $ 279,000 $ 128,000
Union County North Carolina 97 $ 29,845,000 $ 307,000 $ 191,000
Montgomery County Ohio 97 $ 14,195,000 $ 146,000 $ 103,000
Ada County Idaho 95 $ 34,775,000 $ 366,000 $ 149,000
Guilford County North Carolina 95 $ 17,935,000 $ 188,000 $ 130,000
Durham County North Carolina 93 $ 27,785,000 $ 298,000 $ 189,000
Clermont County Ohio 93 $ 19,185,000 $ 206,000 $ 152,000
Venango County Pennsylvania 93 $ 9,975,000 $ 107,000 $ 67,000
Kenton County Kentucky 92 $ 21,570,000 $ 234,000 $ 126,000
Delaware County Ohio 92 $ 28,120,000 $ 305,000 $ 232,000
Wilson County Tennessee 92 $ 27,440,000 $ 298,000 $ 140,000
Okaloosa County Florida 90 $ 21,580,000 $ 239,000 $ 152,000
Columbiana County Ohio 90 $ 9,020,000 $ 100,000 $ 70,000
Berkshire County Massachusetts 87 $ 12,755,000 $ 146,000 $ 122,000
St. Clair County Michigan 87 $ 9,685,000 $ 111,000 $ 84,000
Warren County New Jersey 87 $ 16,285,000 $ 187,000 $ 142,000
Columbia County Georgia 85 $ 18,925,000 $ 222,000 $ 208,000
Kane County Illinois 84 $ 15,200,000 $ 180,000 $ 149,000
Saginaw County Michigan 83 $ 8,265,000 $ 99,000 $ 78,000
Cumberland County New Jersey 83 $ 11,125,000 $ 134,000 $ 102,000
Windham County Vermont 83 $ 15,185,000 $ 182,000 $ 215,000
Richland County South Carolina 82 $ 12,710,000 $ 155,000 $ 90,000
Pima County Arizona 81 $ 21,095,000 $ 260,000 $ 140,000
Santa Rosa County Florida 81 $ 21,785,000 $ 268,000 $ 146,000
Hall County Georgia 81 $ 16,445,000 $ 203,000 $ 136,000
Baldwin County Alabama 80 $ 17,950,000 $ 224,000 $ 142,000
Linn County Iowa 80 $ 16,230,000 $ 202,000 $ 118,000
Harford County Maryland 80 $ 11,090,000 $ 138,000 $ 140,000
Berkeley County South Carolina 80 $ 18,110,000 $ 226,000 $ 125,000
San Bernardino County California 79 $ 36,675,000 $ 464,000 $ 196,000
Dakota County Minnesota 78 $ 14,490,000 $ 185,000 $ 137,000
Beaufort County South Carolina 78 $ 21,880,000 $ 280,000 $ 168,000
Bexar County Texas 78 $ 23,430,000 $ 300,000 $ 146,000
Escambia County Florida 77 $ 13,915,000 $ 180,000 $ 139,000
Wichita County Texas 77 $ 15,975,000 $ 207,000 $ 109,000
Windsor County Vermont 77 $ 18,235,000 $ 236,000 $ 201,000
Martin County Florida 76 $ 21,850,000 $ 287,000 $ 196,000
Denton County Texas 76 $ 29,270,000 $ 385,000 $ 171,000
Montgomery County Texas 76 $ 29,020,000 $ 381,000 $ 163,000
Milwaukee County Wisconsin 76 $ 17,970,000 $ 236,000 $ 96,000
Scioto County Ohio 75 $ 5,905,000 $ 78,000 $ 67,000
Crawford County Pennsylvania 75 $ 6,615,000 $ 88,000 $ 89,000
Lebanon County Pennsylvania 74 $ 13,170,000 $ 177,000 $ 109,000
Saline County Arkansas 73 $ 18,815,000 $ 257,000 $ 114,000
Sullivan County New Hampshire 73 $ 9,965,000 $ 136,000 $ 101,000
Schuylkill County Pennsylvania 73 $ 9,815,000 $ 134,000 $ 98,000
San Diego County California 72 $ 45,000,000 $ 625,000 $ 226,000
Washington County New York 72 $ 9,010,000 $ 125,000 $ 92,000
Paulding County Georgia 71 $ 11,745,000 $ 165,000 $ 113,000
Dare County North Carolina 70 $ 29,610,000 $ 423,000 $ 265,000
Ingham County Michigan 68 $ 8,670,000 $ 127,000 $ 116,000
Chesapeake County Virginia 68 $ 14,760,000 $ 217,000 $ 123,000
Henry County Georgia 67 $ 11,775,000 $ 175,000 $ 108,000
McHenry County Illinois 67 $ 10,725,000 $ 160,000 $ 144,000
Boone County Kentucky 67 $ 17,095,000 $ 255,000 $ 124,000
Coos County New Hampshire 67 $ 10,215,000 $ 152,000 $ 121,000
Fayette County Pennsylvania 67 $ 7,975,000 $ 119,000 $ 88,000
Lexington County South Carolina 67 $ 10,945,000 $ 163,000 $ 125,000
Garland County Arkansas 66 $ 13,630,000 $ 206,000 $ 142,000
Fulton County New York 66 $ 6,980,000 $ 105,000 $ 84,000
Madison County New York 66 $ 7,700,000 $ 116,000 $ 85,000
Greene County New York 65 $ 15,335,000 $ 235,000 $ 227,000
New Hanover County North Carolina 65 $ 16,185,000 $ 249,000 $ 139,000
Sumter County Florida 64 $ 10,970,000 $ 171,000 $ 99,000
Livingston County New York 64 $ 9,760,000 $ 152,000 $ 89,000
Fairfield County Ohio 64 $ 12,860,000 $ 200,000 $ 115,000
Tuscaloosa County Alabama 63 $ 14,535,000 $ 230,000 $ 145,000
Charles County Maryland 63 $ 8,195,000 $ 130,000 $ 139,000
Multnomah County Oregon 63 $ 24,185,000 $ 383,000 $ 137,000
Aiken County South Carolina 63 $ 9,985,000 $ 158,000 $ 95,000
Spartanburg County South Carolina 62 $ 7,250,000 $ 116,000 $ 83,000
Arlington County Virginia 62 $ 25,360,000 $ 409,000 $ 262,000
Columbia County New York 61 $ 16,235,000 $ 266,000 $ 207,000
Iredell County North Carolina 61 $ 13,055,000 $ 214,000 $ 154,000
Carbon County Pennsylvania 61 $ 10,715,000 $ 175,000 $ 120,000
Franklin County Pennsylvania 61 $ 7,375,000 $ 120,000 $ 90,000
Washington County Vermont 61 $ 9,755,000 $ 159,000 $ 166,000
Jackson County Missouri 60 $ 13,360,000 $ 222,000 $ 107,000
Lubbock County Texas 60 $ 13,040,000 $ 217,000 $ 158,000
Roanoke County Virginia 60 $ 10,640,000 $ 177,000 $ 88,000
Orange County California 59 $ 43,035,000 $ 729,000 $ 335,000
Buncombe County North Carolina 59 $ 14,235,000 $ 241,000 $ 139,000
Mifflin County Pennsylvania 59 $ 5,395,000 $ 91,000 $ 71,000
Spokane County Washington 59 $ 17,405,000 $ 295,000 $ 160,000
Bay County Florida 58 $ 21,080,000 $ 363,000 $ 293,000
McCracken County Kentucky 58 $ 10,710,000 $ 184,000 $ 106,000
Kalamazoo County Michigan 58 $ 9,640,000 $ 166,000 $ 115,000
Dorchester County South Carolina 58 $ 10,090,000 $ 173,000 $ 118,000
Contra Costa County California 57 $ 36,775,000 $ 645,000 $ 214,000
Woodbury County Iowa 57 $ 10,035,000 $ 176,000 $ 86,000
Dona Ana County New Mexico 57 $ 14,575,000 $ 255,000 $ 114,000
Forsyth County North Carolina 57 $ 11,525,000 $ 202,000 $ 176,000
Richmond City County Virginia 57 $ 17,495,000 $ 306,000 $ 214,000
Indian River County Florida 56 $ 12,510,000 $ 223,000 $ 120,000
Cecil County Maryland 56 $ 9,790,000 $ 174,000 $ 138,000
Leon County Florida 55 $ 12,755,000 $ 231,000 $ 160,000
Otsego County New York 55 $ 7,995,000 $ 145,000 $ 105,000
Travis County Texas 55 $ 24,835,000 $ 451,000 $ 210,000
Bennington County Vermont 55 $ 10,365,000 $ 188,000 $ 254,000
Stafford County Virginia 55 $ 7,915,000 $ 143,000 $ 131,000
Jackson County Georgia 54 $ 17,190,000 $ 318,000 $ 150,000
Bannock County Idaho 54 $ 14,030,000 $ 259,000 $ 121,000
St. Charles County Missouri 54 $ 17,270,000 $ 319,000 $ 126,000
Oswego County New York 54 $ 7,570,000 $ 140,000 $ 94,000
Gaston County North Carolina 54 $ 11,030,000 $ 204,000 $ 150,000
Washington County Oregon 54 $ 23,310,000 $ 431,000 $ 158,000
Clarke County Georgia 53 $ 14,255,000 $ 268,000 $ 130,000
Taylor County Texas 53 $ 12,585,000 $ 237,000 $ 136,000
Johnson County Indiana 52 $ 10,580,000 $ 203,000 $ 129,000
Carroll County Maryland 52 $ 7,530,000 $ 144,000 $ 143,000
Herkimer County New York 52 $ 4,890,000 $ 94,000 $ 84,000
Cambria County Pennsylvania 52 $ 5,960,000 $ 114,000 $ 85,000
Lincoln County South Dakota 52 $ 13,560,000 $ 260,000 $ 112,000
Riverside County California 51 $ 25,665,000 $ 503,000 $ 175,000
Hernando County Florida 51 $ 9,465,000 $ 185,000 $ 110,000
Salem County New Jersey 51 $ 6,405,000 $ 125,000 $ 108,000
Cumberland County North Carolina 51 $ 5,415,000 $ 106,000 $ 87,000
Licking County Ohio 51 $ 9,145,000 $ 179,000 $ 124,000
Wayne County Ohio 51 $ 7,945,000 $ 155,000 $ 99,000
Coweta County Georgia 50 $ 8,720,000 $ 174,000 $ 124,000
Washington County Maryland 50 $ 7,740,000 $ 154,000 $ 109,000
Cattaraugus County New York 50 $ 5,120,000 $ 102,000 $ 99,000
Ellis County Texas 50 $ 21,800,000 $ 436,000 $ 168,000
Waukesha County Wisconsin 50 $ 17,110,000 $ 342,000 $ 147,000
Clayton County Georgia 49 $ 6,055,000 $ 123,000 $ 89,000
Richmond County Georgia 49 $ 7,085,000 $ 144,000 $ 107,000
Calcasieu County Louisiana 49 $ 11,725,000 $ 239,000 $ 120,000
Lapeer County Michigan 48 $ 7,210,000 $ 150,000 $ 115,000
Chautauqua County New York 48 $ 6,320,000 $ 131,000 $ 100,000
Lancaster County South Carolina 48 $ 10,490,000 $ 218,000 $ 146,000
Fort Bend County Texas 48 $ 16,580,000 $ 345,000 $ 163,000
White County Arkansas 47 $ 7,695,000 $ 163,000 $ 79,000
Barrow County Georgia 47 $ 8,055,000 $ 171,000 $ 103,000
Polk County Iowa 47 $ 9,795,000 $ 208,000 $ 108,000
DeSoto County Mississippi 47 $ 14,325,000 $ 304,000 $ 111,000
Lamar County Mississippi 47 $ 11,435,000 $ 243,000 $ 116,000
Bernalillo County New Mexico 47 $ 13,825,000 $ 294,000 $ 139,000
Onslow County North Carolina 47 $ 9,895,000 $ 210,000 $ 103,000
Anderson County South Carolina 47 $ 7,105,000 $ 151,000 $ 102,000
King County Washington 47 $ 21,805,000 $ 463,000 $ 198,000
Jefferson County New York 46 $ 5,850,000 $ 127,000 $ 102,000
Tioga County New York 46 $ 5,220,000 $ 113,000 $ 117,000
Tompkins County New York 46 $ 7,390,000 $ 160,000 $ 121,000
Sevier County Tennessee 46 $ 15,110,000 $ 328,000 $ 181,000
Ramsey County Minnesota 45 $ 9,205,000 $ 204,000 $ 143,000
Johnston County North Carolina 45 $ 7,545,000 $ 167,000 $ 112,000
Robertson County Tennessee 45 $ 11,385,000 $ 253,000 $ 131,000
Franklin County Vermont 45 $ 5,625,000 $ 125,000 $ 110,000
Alexandria County Virginia 45 $ 15,785,000 $ 350,000 $ 252,000
Hanover County Virginia 45 $ 9,935,000 $ 220,000 $ 145,000
El Paso County Colorado 44 $ 17,680,000 $ 401,000 $ 132,000
Hendricks County Indiana 44 $ 8,590,000 $ 195,000 $ 137,000
Franklin County Massachusetts 44 $ 6,840,000 $ 155,000 $ 118,000
Cleveland County Oklahoma 44 $ 6,600,000 $ 150,000 $ 114,000
Mobile County Alabama 43 $ 6,745,000 $ 156,000 $ 123,000
Ottawa County Michigan 43 $ 7,095,000 $ 165,000 $ 115,000
Orange County North Carolina 43 $ 15,215,000 $ 353,000 $ 170,000
Greene County Ohio 43 $ 9,055,000 $ 210,000 $ 135,000
Albemarle County Virginia 43 $ 13,215,000 $ 307,000 $ 211,000
Monroe County Florida 42 $ 24,580,000 $ 585,000 $ 291,000
Bartow County Georgia 42 $ 7,690,000 $ 183,000 $ 114,000
Kendall County Illinois 42 $ 7,730,000 $ 184,000 $ 127,000
Cabarrus County North Carolina 42 $ 8,260,000 $ 196,000 $ 120,000
Roanoke City County Virginia 42 $ 7,070,000 $ 168,000 $ 77,000
Craighead County Arkansas 41 $ 9,875,000 $ 240,000 $ 112,000
Scott County Kentucky 41 $ 9,905,000 $ 241,000 $ 103,000
Terrebonne County Louisiana 41 $ 11,535,000 $ 281,000 $ 197,000
St. Louis City County Missouri 41 $ 9,185,000 $ 224,000 $ 125,000
Wayne County Pennsylvania 41 $ 5,595,000 $ 136,000 $ 138,000
El Paso County Texas 41 $ 9,405,000 $ 229,000 $ 104,000
Spotsylvania County Virginia 41 $ 6,395,000 $ 155,000 $ 141,000
Clay County Florida 40 $ 8,590,000 $ 214,000 $ 233,000
Bonneville County Idaho 40 $ 11,560,000 $ 289,000 $ 128,000
Jackson County Michigan 40 $ 5,210,000 $ 130,000 $ 104,000
Montgomery County New York 40 $ 4,430,000 $ 110,000 $ 95,000
Wyoming County New York 39 $ 6,015,000 $ 154,000 $ 99,000
Currituck County North Carolina 39 $ 22,075,000 $ 566,000 $ 343,000
Santa Clara County California 38 $ 27,660,000 $ 727,000 $ 227,000
Fayette County Georgia 38 $ 6,600,000 $ 173,000 $ 152,000
Johnson County Iowa 38 $ 12,500,000 $ 328,000 $ 151,000
Worcester County Maryland 38 $ 6,790,000 $ 178,000 $ 158,000
Washington County Minnesota 38 $ 8,730,000 $ 229,000 $ 176,000
Tipton County Tennessee 38 $ 8,830,000 $ 232,000 $ 103,000
Sacramento County California 37 $ 17,015,000 $ 459,000 $ 171,000
Lafourche County Louisiana 37 $ 8,355,000 $ 225,000 $ 120,000
Anoka County Minnesota 37 $ 7,985,000 $ 215,000 $ 127,000
Jefferson County Missouri 37 $ 9,085,000 $ 245,000 $ 102,000
Clackamas County Oregon 37 $ 16,935,000 $ 457,000 $ 178,000
Perry County Pennsylvania 37 $ 7,605,000 $ 205,000 $ 95,000
Salt Lake County Utah 37 $ 14,775,000 $ 399,000 $ 137,000
Clark County Washington 37 $ 14,175,000 $ 383,000 $ 175,000
Pierce County Washington 37 $ 16,295,000 $ 440,000 $ 172,000
Pinal County Arizona 36 $ 11,420,000 $ 317,000 $ 116,000
Muscogee County Georgia 36 $ 5,720,000 $ 158,000 $ 122,000
Canyon County Idaho 36 $ 10,350,000 $ 287,000 $ 99,000
East Baton Rouge County Louisiana 36 $ 9,960,000 $ 276,000 $ 126,000
Allegany County Maryland 36 $ 4,220,000 $ 117,000 $ 73,000
Dukes County Massachusetts 36 $ 26,070,000 $ 724,000 $ 430,000
Wright County Minnesota 36 $ 7,530,000 $ 209,000 $ 104,000
Cayuga County New York 36 $ 3,770,000 $ 104,000 $ 91,000
Indiana County Pennsylvania 36 $ 3,510,000 $ 97,000 $ 78,000
Maury County Tennessee 36 $ 9,360,000 $ 260,000 $ 114,000
Albany County Wyoming 36 $ 10,650,000 $ 295,000 $ 108,000
Citrus County Florida 35 $ 6,645,000 $ 189,000 $ 95,000
Walton County Georgia 35 $ 7,015,000 $ 200,000 $ 194,000
St. Joseph County Indiana 35 $ 3,275,000 $ 93,000 $ 86,000
Carteret County North Carolina 35 $ 9,725,000 $ 277,000 $ 156,000
Tuscarawas County Ohio 35 $ 3,375,000 $ 96,000 $ 75,000
Northumberland County Pennsylvania 35 $ 6,285,000 $ 179,000 $ 93,000
Blount County Tennessee 35 $ 6,095,000 $ 174,000 $ 110,000
Johnson County Texas 35 $ 12,545,000 $ 358,000 $ 168,000
La Crosse County Wisconsin 35 $ 9,155,000 $ 261,000 $ 138,000
Alameda County California 34 $ 21,130,000 $ 621,000 $ 196,000
Arapahoe County Colorado 34 $ 14,620,000 $ 430,000 $ 126,000
Nassau County Florida 34 $ 8,790,000 $ 258,000 $ 131,000
Houston County Georgia 34 $ 5,400,000 $ 158,000 $ 103,000
Newton County Georgia 34 $ 4,750,000 $ 139,000 $ 113,000
Porter County Indiana 34 $ 5,720,000 $ 168,000 $ 104,000
Hardin County Kentucky 34 $ 6,410,000 $ 188,000 $ 93,000
Cortland County New York 34 $ 3,380,000 $ 99,000 $ 92,000
Canadian County Oklahoma 34 $ 4,940,000 $ 145,000 $ 106,000
Adams County Pennsylvania 34 $ 5,310,000 $ 156,000 $ 119,000
Addison County Vermont 34 $ 5,750,000 $ 169,000 $ 141,000
Fauquier County Virginia 34 $ 8,240,000 $ 242,000 $ 210,000
Louisa County Virginia 34 $ 8,670,000 $ 255,000 $ 141,000
Denver County Colorado 33 $ 14,905,000 $ 451,000 $ 144,000
Bullitt County Kentucky 33 $ 7,475,000 $ 226,000 $ 105,000
St. Tammany County Louisiana 33 $ 9,505,000 $ 288,000 $ 147,000
Nantucket County Massachusetts 33 $ 30,395,000 $ 921,000 $ 595,000
Lauderdale County Mississippi 33 $ 6,005,000 $ 181,000 $ 90,000
Chemung County New York 33 $ 3,395,000 $ 102,000 $ 82,000
Genesee County New York 33 $ 4,915,000 $ 148,000 $ 108,000
St. Lawrence County New York 33 $ 3,825,000 $ 115,000 $ 90,000
Rogers County Oklahoma 33 $ 7,015,000 $ 212,000 $ 106,000
Norfolk County Virginia 33 $ 3,595,000 $ 108,000 $ 123,000
Forrest County Mississippi 32 $ 7,720,000 $ 241,000 $ 114,000
Orleans County New York 32 $ 4,200,000 $ 131,000 $ 91,000
Steuben County New York 32 $ 3,540,000 $ 110,000 $ 87,000
Chatham County North Carolina 32 $ 11,380,000 $ 355,000 $ 205,000
Richland County Ohio 32 $ 2,300,000 $ 71,000 $ 85,000
Comal County Texas 32 $ 11,990,000 $ 374,000 $ 159,000
Bedford County Virginia 32 $ 7,350,000 $ 229,000 $ 139,000
Ventura County California 31 $ 20,515,000 $ 661,000 $ 209,000
Douglas County Colorado 31 $ 16,155,000 $ 521,000 $ 291,000
Twin Falls County Idaho 31 $ 8,485,000 $ 273,000 $ 83,000
Madison County Illinois 31 $ 4,495,000 $ 145,000 $ 115,000
Winnebago County Illinois 31 $ 4,595,000 $ 148,000 $ 109,000
Catawba County North Carolina 31 $ 8,565,000 $ 276,000 $ 148,000
Moore County North Carolina 31 $ 4,685,000 $ 151,000 $ 165,000
Rowan County North Carolina 31 $ 5,655,000 $ 182,000 $ 106,000
Ottawa County Ohio 31 $ 4,045,000 $ 130,000 $ 134,000
Utah County Utah 31 $ 12,425,000 $ 400,000 $ 128,000
Pope County Arkansas 30 $ 5,760,000 $ 192,000 $ 99,000
Fresno County California 30 $ 10,550,000 $ 351,000 $ 142,000
Christian County Kentucky 30 $ 4,970,000 $ 165,000 $ 102,000
Nelson County Kentucky 30 $ 6,020,000 $ 200,000 $ 88,000
Oldham County Kentucky 30 $ 9,410,000 $ 313,000 $ 178,000
Pender County North Carolina 30 $ 8,010,000 $ 267,000 $ 143,000
Williamson County Texas 30 $ 11,680,000 $ 389,000 $ 172,000
Limestone County Alabama 29 $ 6,695,000 $ 230,000 $ 120,000
Boone County Indiana 29 $ 8,595,000 $ 296,000 $ 159,000
Johnson County Kansas 29 $ 9,685,000 $ 333,000 $ 146,000
Androscoggin County Maine 29 $ 4,335,000 $ 149,000 $ 92,000
Berrien County Michigan 29 $ 4,845,000 $ 167,000 $ 149,000
Scott County Minnesota 29 $ 8,625,000 $ 297,000 $ 132,000
Chenango County New York 29 $ 3,895,000 $ 134,000 $ 79,000
Delaware County New York 29 $ 5,315,000 $ 183,000 $ 165,000
Ashtabula County Ohio 29 $ 2,585,000 $ 89,000 $ 83,000
Clearfield County Pennsylvania 29 $ 2,765,000 $ 95,000 $ 82,000
Midland County Texas 29 $ 9,145,000 $ 315,000 $ 129,000
Douglas County Georgia 28 $ 3,630,000 $ 129,000 $ 117,000
Lafayette County Louisiana 28 $ 7,380,000 $ 263,000 $ 129,000
Lenawee County Michigan 28 $ 3,390,000 $ 121,000 $ 102,000
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Mortgage Loan Application Detail Totals for Citizens Bank, National Association in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 40,368 $14,640,530,000 $362,000 $16,235,000 $167,000 $8,645,000
Other Purpose 36,568 $4,792,880,000 $131,000 $5,005,000 $136,000 $8,999,000
Home Improvement 36,279 $5,317,365,000 $146,000 $3,005,000 $149,000 $9,500,000
Refinancing 25,244 $5,864,950,000 $232,000 $7,875,000 $153,000 $6,059,000
Cash-out Refinancing 5,622 $1,305,860,000 $232,000 $9,105,000 $104,000 $3,602,000
Not Applicable 51 $6,985,000 $136,000 $385,000 $63,000 $185,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 95,625 $20,841,645,000 $217,000 $16,235,000 $151,000 $9,500,000
Not Provided 16,067 $4,254,205,000 $264,000 $10,205,000 $174,000 $8,531,000
Black or African American 11,537 $1,675,655,000 $145,000 $6,505,000 $106,000 $7,110,000
Hispanic 10,212 $1,974,740,000 $193,000 $4,905,000 $124,000 $8,326,000
Asian 7,444 $2,294,980,000 $308,000 $3,165,000 $169,000 $3,545,000
American Indian or Alaskan Native 810 $120,020,000 $148,000 $2,005,000 $119,000 $2,401,000
Not applicable 396 $139,790,000 $353,000 $11,005,000 $95,000 $725,000
Native Hawaiian or Other Pacific Islander 133 $22,785,000 $171,000 $805,000 $121,000 $1,210,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 137,017 $30,135,855,000 $219,000 $16,235,000 $153,000 $9,500,000
FHA-insured (Federal Housing Administration) 4,877 $1,144,735,000 $234,000 $1,275,000 $84,000 $875,000
VA-guaranteed (Veterans Administration) 2,007 $608,995,000 $303,000 $2,025,000 $106,000 $3,137,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 231 $38,985,000 $168,000 $365,000 $67,000 $136,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 67,520 $15,607,830,000 $231,000 $11,005,000 $171,000 $8,999,000
Application Denied By Financial Institution 44,592 $7,899,580,000 $177,000 $16,235,000 $120,000 $8,645,000
Loan Purchased By The Institution 17,450 $4,992,780,000 $286,000 $1,455,000 $127,000 $8,326,000
Application Withdrawn By Applicant 7,815 $1,954,925,000 $250,000 $12,005,000 $173,000 $9,500,000
File Closed For Incompleteness 5,005 $1,190,515,000 $237,000 $7,005,000 $168,000 $6,909,000
Application Approved But Not Accepted 1,750 $282,940,000 $161,000 $2,505,000 $146,000 $5,056,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 99,540 $24,028,990,000 $241,000 $12,005,000 $163,000 $9,500,000
Debt-To-Income Ratio 22,413 $4,208,455,000 $187,000 $9,005,000 $82,000 $4,320,000
Collateral 8,951 $1,691,685,000 $188,000 $7,005,000 $183,000 $7,626,000
Credit History 6,749 $749,715,000 $111,000 $16,235,000 $121,000 $8,645,000
Other 4,283 $540,855,000 $126,000 $6,255,000 $164,000 $6,018,000
Credit Application Incomplete 1,157 $402,095,000 $347,000 $1,925,000 $154,000 $3,137,000
Unverifiable Information 472 $118,560,000 $251,000 $3,115,000 $170,000 $4,500,000
Employment History 361 $66,235,000 $183,000 $2,605,000 $121,000 $828,000
Insufficient Cash (Downpayment, Closing Cost) 206 $121,980,000 $592,000 $9,995,000 $241,000 $1,761,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citizens Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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