Citizens Bank, NA Mortgage Lending & HMDA Data, 2023
In 2023, Citizens Bank, NA of Providence, RI reported 144,132 mortgage applications totaling $31.9 billion, down 27% from 2022. The average application was for $221,523, and applicants reported an average income of $149,658. 47% of its applications resulted in an originated loan and 31% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (9,468), Providence-Warwick, RI-MA (7,204) and Pittsburgh, PA (6,281) (applications in parentheses).
| Mortgage Company & Address | Citizens Bank, NA One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 144,132 |
| Total Mortgage Loan Application Amount | $31,928,570,000 |
| Average Mortgage Loan Application Amount | $221,523 |
| Highest Mortgage Loan Application Amount | $16,235,000 |
| Average Applicant Income | $149,658 |
| Highest Applicant Income | $9,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 9,468 | $ 3,432,890,000 | $ 362,578 | $ 229,799 |
| Outside any metro area | 9,205 | $ 1,659,045,000 | $ 180,233 | $ 126,711 |
| Providence-Warwick, RI-MA | 7,204 | $ 1,214,750,000 | $ 168,621 | $ 120,396 |
| Pittsburgh, PA | 6,281 | $ 961,995,000 | $ 153,159 | $ 105,000 |
| Montgomery County-Bucks County-Chester County, PA | 5,404 | $ 1,222,580,000 | $ 226,236 | $ 158,000 |
| Boston, MA | 5,197 | $ 1,324,935,000 | $ 254,942 | $ 180,000 |
| Cambridge-Newton-Framingham, MA | 5,176 | $ 1,471,140,000 | $ 284,223 | $ 184,000 |
| New York-Newark, NY | 4,543 | $ 1,117,625,000 | $ 246,010 | $ 184,591 |
| Philadelphia, PA | 4,266 | $ 651,380,000 | $ 152,691 | $ 104,000 |
| Nassau County-Suffolk County, NY | 3,631 | $ 1,320,055,000 | $ 363,551 | $ 252,000 |
| Cleveland-Elyria, OH | 3,468 | $ 448,260,000 | $ 129,256 | $ 101,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3,077 | $ 414,305,000 | $ 134,645 | $ 99,000 |
| Warren-Troy-Farmington Hills, MI | 3,047 | $ 463,655,000 | $ 152,167 | $ 120,000 |
| Newark, NJ-PA | 2,660 | $ 652,330,000 | $ 245,236 | $ 207,926 |
| Detroit-Dearborn-Livonia, MI | 2,391 | $ 274,035,000 | $ 114,611 | $ 92,000 |
| Rochester, NY | 2,154 | $ 303,050,000 | $ 140,691 | $ 95,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,094 | $ 583,660,000 | $ 278,729 | $ 197,627 |
| Atlanta-Sandy Springs-Roswell, GA | 2,017 | $ 427,095,000 | $ 211,747 | $ 146,000 |
| Camden, NJ | 1,959 | $ 320,865,000 | $ 163,790 | $ 139,000 |
| Rockingham County-Strafford County, NH | 1,628 | $ 344,440,000 | $ 211,572 | $ 153,000 |
| Hartford-West Hartford-East Hartford, CT | 1,471 | $ 261,815,000 | $ 177,984 | $ 130,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,392 | $ 579,440,000 | $ 416,264 | $ 338,000 |
| Worcester, MA-CT | 1,363 | $ 248,255,000 | $ 182,138 | $ 138,121 |
| Manchester-Nashua, NH | 1,313 | $ 241,605,000 | $ 184,009 | $ 134,000 |
| New Haven-Milford, CT | 1,266 | $ 220,440,000 | $ 174,123 | $ 129,000 |
| Miami-Miami Beach-Kendall, FL | 1,200 | $ 386,610,000 | $ 322,175 | $ 227,000 |
| Albany-Schenectady-Troy, NY | 1,193 | $ 175,565,000 | $ 147,162 | $ 108,000 |
| Springfield, MA | 1,187 | $ 172,645,000 | $ 145,446 | $ 90,000 |
| Chicago-Naperville, IL | 1,163 | $ 227,565,000 | $ 195,670 | $ 153,000 |
| Wilmington, DE-MD-NJ | 1,161 | $ 170,035,000 | $ 146,455 | $ 113,078 |
| Akron, OH | 1,116 | $ 136,050,000 | $ 121,908 | $ 96,000 |
| Barnstable Town, MA | 1,062 | $ 245,370,000 | $ 231,045 | $ 156,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,017 | $ 336,505,000 | $ 330,880 | $ 157,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,013 | $ 236,025,000 | $ 232,996 | $ 159,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 965 | $ 236,545,000 | $ 245,124 | $ 179,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 885 | $ 307,215,000 | $ 347,135 | $ 226,000 |
| Baltimore-Columbia-Towson, MD | 847 | $ 156,125,000 | $ 184,327 | $ 158,000 |
| Charlotte-Concord-Gastonia, NC-SC | 822 | $ 187,560,000 | $ 228,175 | $ 176,423 |
| Cincinnati, OH-KY-IN | 821 | $ 159,825,000 | $ 194,671 | $ 117,116 |
| Toledo, OH | 795 | $ 77,445,000 | $ 97,415 | $ 82,000 |
| Harrisburg-Carlisle, PA | 786 | $ 146,460,000 | $ 186,335 | $ 110,000 |
| Orlando-Kissimmee-Sanford, FL | 745 | $ 175,995,000 | $ 236,234 | $ 159,000 |
| Norwich-New London, CT | 718 | $ 111,660,000 | $ 155,515 | $ 119,000 |
| Canton-Massillon, OH | 675 | $ 72,285,000 | $ 107,088 | $ 82,000 |
| Columbus, OH | 671 | $ 141,585,000 | $ 211,005 | $ 143,000 |
| Washington-Baltimore-Arlington, DC | 644 | $ 161,410,000 | $ 250,636 | $ 204,000 |
| Syracuse, NY | 642 | $ 85,620,000 | $ 133,364 | $ 112,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 627 | $ 76,505,000 | $ 122,017 | $ 94,000 |
| Reading, PA | 623 | $ 89,645,000 | $ 143,892 | $ 96,000 |
| Indianapolis-Carmel-Anderson, IN | 537 | $ 113,285,000 | $ 210,959 | $ 142,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 536 | $ 89,310,000 | $ 166,623 | $ 133,623 |
| Trenton, NJ | 533 | $ 105,265,000 | $ 197,495 | $ 149,000 |
| Lancaster, PA | 532 | $ 91,170,000 | $ 171,372 | $ 111,000 |
| Salisbury, MD-DE | 512 | $ 96,650,000 | $ 188,769 | $ 132,710 |
| Youngstown-Warren-Boardman, OH-PA | 506 | $ 51,890,000 | $ 102,549 | $ 80,824 |
| Ocean City, NJ | 494 | $ 252,480,000 | $ 511,093 | $ 292,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 481 | $ 105,725,000 | $ 219,802 | $ 137,896 |
| North Port-Sarasota-Bradenton, FL | 468 | $ 131,050,000 | $ 280,021 | $ 159,000 |
| Memphis, TN-MS-AR | 459 | $ 112,475,000 | $ 245,043 | $ 137,139 |
| Houston-The Woodlands-Sugar Land, TX | 451 | $ 154,655,000 | $ 342,915 | $ 153,000 |
| Richmond, VA | 442 | $ 93,890,000 | $ 212,420 | $ 143,000 |
| Birmingham-Hoover, AL | 438 | $ 109,060,000 | $ 248,995 | $ 146,000 |
| Omaha-Council Bluffs, NE-IA | 432 | $ 114,140,000 | $ 264,212 | $ 143,444 |
| Jacksonville, FL | 430 | $ 103,030,000 | $ 239,604 | $ 169,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 415 | $ 87,755,000 | $ 211,457 | $ 153,734 |
| Atlantic City-Hammonton, NJ | 412 | $ 104,490,000 | $ 253,616 | $ 162,000 |
| Charleston-North Charleston, SC | 399 | $ 122,525,000 | $ 307,080 | $ 186,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 394 | $ 91,380,000 | $ 231,928 | $ 142,593 |
| Dallas-Plano-Irving, TX | 378 | $ 153,430,000 | $ 405,899 | $ 173,000 |
| Louisville/Jefferson County, KY-IN | 376 | $ 86,470,000 | $ 229,973 | $ 124,625 |
| Deltona-Daytona Beach-Ormond Beach, FL | 372 | $ 76,980,000 | $ 206,935 | $ 131,000 |
| Raleigh, NC | 369 | $ 91,215,000 | $ 247,195 | $ 153,000 |
| York-Hanover, PA | 356 | $ 59,210,000 | $ 166,320 | $ 117,000 |
| East Stroudsburg, PA | 349 | $ 44,505,000 | $ 127,521 | $ 98,000 |
| Portland-South Portland, ME | 348 | $ 72,530,000 | $ 208,419 | $ 152,000 |
| St. Louis, MO-IL | 332 | $ 85,320,000 | $ 256,987 | $ 135,698 |
| Cape Coral-Fort Myers, FL | 330 | $ 90,210,000 | $ 273,363 | $ 167,000 |
| Little Rock-North Little Rock-Conway, AR | 328 | $ 82,150,000 | $ 250,457 | $ 126,000 |
| Naples-Immokalee-Marco Island, FL | 314 | $ 157,250,000 | $ 500,796 | $ 325,000 |
| State College, PA | 311 | $ 74,195,000 | $ 238,569 | $ 128,000 |
| Binghamton, NY | 309 | $ 33,545,000 | $ 108,559 | $ 88,000 |
| Dover, DE | 299 | $ 37,275,000 | $ 124,665 | $ 107,000 |
| Erie, PA | 295 | $ 32,705,000 | $ 110,864 | $ 84,000 |
| Lincoln, NE | 289 | $ 69,355,000 | $ 239,982 | $ 137,000 |
| Utica-Rome, NY | 289 | $ 32,365,000 | $ 111,989 | $ 96,000 |
| Los Angeles-Long Beach-Glendale, CA | 252 | $ 159,300,000 | $ 632,142 | $ 241,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 246 | $ 55,930,000 | $ 227,357 | $ 116,000 |
| Port St. Lucie, FL | 236 | $ 49,640,000 | $ 210,338 | $ 147,000 |
| Oklahoma City, OK | 235 | $ 40,715,000 | $ 173,255 | $ 117,000 |
| Knoxville, TN | 233 | $ 52,585,000 | $ 225,686 | $ 120,000 |
| Lakeland-Winter Haven, FL | 232 | $ 39,440,000 | $ 170,000 | $ 117,000 |
| Augusta-Richmond County, GA-SC | 227 | $ 42,085,000 | $ 185,396 | $ 144,810 |
| Burlington-South Burlington, VT | 223 | $ 40,975,000 | $ 183,744 | $ 128,000 |
| Greenville-Anderson-Mauldin, SC | 222 | $ 37,040,000 | $ 166,846 | $ 140,000 |
| Kingston, NY | 215 | $ 42,295,000 | $ 196,720 | $ 159,000 |
| Tulsa, OK | 206 | $ 38,600,000 | $ 187,378 | $ 101,000 |
| Lexington-Fayette, KY | 204 | $ 43,630,000 | $ 213,872 | $ 122,000 |
| Fort Worth-Arlington, TX | 203 | $ 71,145,000 | $ 350,467 | $ 153,000 |
| Lansing-East Lansing, MI | 203 | $ 23,245,000 | $ 114,507 | $ 113,000 |
| Palm Bay-Melbourne-Titusville, FL | 199 | $ 45,615,000 | $ 229,221 | $ 139,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 199 | $ 81,435,000 | $ 409,221 | $ 155,462 |
| Crestview-Fort Walton Beach-Destin, FL | 197 | $ 96,175,000 | $ 488,197 | $ 270,000 |
| Glens Falls, NY | 197 | $ 29,205,000 | $ 148,248 | $ 109,000 |
| Phoenix-Mesa-Scottsdale, AZ | 197 | $ 70,325,000 | $ 356,979 | $ 128,000 |
| Clarksville, TN-KY | 194 | $ 45,290,000 | $ 233,453 | $ 108,886 |
| Ann Arbor, MI | 190 | $ 35,810,000 | $ 188,473 | $ 147,000 |
| Altoona, PA | 187 | $ 23,275,000 | $ 124,465 | $ 77,000 |
| Sioux Falls, SD | 181 | $ 44,685,000 | $ 246,878 | $ 122,000 |
| Columbia, SC | 177 | $ 27,875,000 | $ 157,485 | $ 103,000 |
| Durham-Chapel Hill, NC | 176 | $ 57,170,000 | $ 324,829 | $ 186,000 |
| Grand Rapids-Wyoming, MI | 175 | $ 27,675,000 | $ 158,142 | $ 120,000 |
| Las Vegas-Henderson-Paradise, NV | 169 | $ 67,155,000 | $ 397,366 | $ 151,000 |
| Gary, IN | 168 | $ 26,990,000 | $ 160,654 | $ 100,000 |
| Chattanooga, TN-GA | 163 | $ 39,385,000 | $ 241,625 | $ 133,233 |
| Milwaukee-Waukesha-West Allis, WI | 158 | $ 43,980,000 | $ 278,354 | $ 118,000 |
| Pensacola-Ferry Pass-Brent, FL | 158 | $ 35,700,000 | $ 225,949 | $ 143,000 |
| Roanoke, VA | 156 | $ 28,700,000 | $ 183,974 | $ 101,000 |
| Dayton-Springfield-Kettering, OH | 155 | $ 25,955,000 | $ 167,451 | $ 115,000 |
| Flint, MI | 152 | $ 17,810,000 | $ 117,171 | $ 94,000 |
| Kansas City, MO-KS | 148 | $ 37,060,000 | $ 250,405 | $ 115,054 |
| Denver-Aurora-Lakewood, CO | 147 | $ 67,455,000 | $ 458,877 | $ 179,000 |
| San Antonio-New Braunfels, TX | 145 | $ 48,385,000 | $ 333,689 | $ 151,000 |
| Cleveland, TN | 144 | $ 30,930,000 | $ 214,791 | $ 93,000 |
| Elgin, IL | 142 | $ 24,730,000 | $ 174,154 | $ 137,000 |
| Huntsville, AL | 140 | $ 31,590,000 | $ 225,642 | $ 126,000 |
| Ocala, FL | 139 | $ 25,725,000 | $ 185,071 | $ 133,000 |
| Boise City, ID | 136 | $ 47,030,000 | $ 345,808 | $ 135,000 |
| Punta Gorda, FL | 135 | $ 31,945,000 | $ 236,629 | $ 122,000 |
| Savannah, GA | 133 | $ 23,995,000 | $ 180,413 | $ 134,000 |
| Monroe, MI | 131 | $ 15,875,000 | $ 121,183 | $ 96,000 |
| Riverside-San Bernardino-Ontario, CA | 130 | $ 62,340,000 | $ 479,538 | $ 188,000 |
| Greensboro-High Point, NC | 128 | $ 22,320,000 | $ 174,375 | $ 119,000 |
| Lake County-Kenosha County, IL-WI | 123 | $ 29,555,000 | $ 240,284 | $ 176,853 |
| Bowling Green, KY | 113 | $ 29,105,000 | $ 257,566 | $ 120,000 |
| Asheville, NC | 111 | $ 23,935,000 | $ 215,630 | $ 161,000 |
| Austin-Round Rock, TX | 110 | $ 46,120,000 | $ 419,272 | $ 189,000 |
| Cedar Rapids, IA | 96 | $ 19,520,000 | $ 203,333 | $ 116,000 |
| Wichita Falls, TX | 96 | $ 21,170,000 | $ 220,520 | $ 118,000 |
| Wilmington, NC | 95 | $ 24,195,000 | $ 254,684 | $ 140,000 |
| Hattiesburg, MS | 93 | $ 22,405,000 | $ 240,913 | $ 115,000 |
| Oakland-Hayward-Berkeley, CA | 91 | $ 57,905,000 | $ 636,318 | $ 207,000 |
| Winston-Salem, NC | 89 | $ 17,645,000 | $ 198,258 | $ 149,000 |
| Charlottesville, VA | 88 | $ 22,450,000 | $ 255,113 | $ 186,000 |
| Pittsfield, MA | 87 | $ 12,755,000 | $ 146,609 | $ 122,000 |
| Athens-Clarke County, GA | 83 | $ 22,325,000 | $ 268,975 | $ 143,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 83 | $ 22,605,000 | $ 272,349 | $ 162,000 |
| Saginaw, MI | 83 | $ 8,265,000 | $ 99,578 | $ 78,000 |
| Vineland-Bridgeton, NJ | 83 | $ 11,125,000 | $ 134,036 | $ 102,000 |
| Gainesville, GA | 81 | $ 16,445,000 | $ 203,024 | $ 136,000 |
| Tucson, AZ | 81 | $ 21,095,000 | $ 260,432 | $ 140,000 |
| Daphne-Fairhope-Foley, AL | 80 | $ 17,950,000 | $ 224,375 | $ 142,000 |
| Fayetteville, NC | 80 | $ 10,080,000 | $ 126,000 | $ 92,000 |
| Houma-Thibodaux, LA | 78 | $ 19,890,000 | $ 255,000 | $ 160,000 |
| Lynchburg, VA | 78 | $ 15,450,000 | $ 198,076 | $ 123,000 |
| Sioux City, IA-NE-SD | 77 | $ 13,815,000 | $ 179,415 | $ 93,272 |
| Des Moines-West Des Moines, IA | 75 | $ 17,545,000 | $ 233,933 | $ 121,000 |
| New Orleans-Metairie, LA | 75 | $ 25,025,000 | $ 333,666 | $ 196,000 |
| Lebanon, PA | 74 | $ 13,170,000 | $ 177,972 | $ 109,000 |
| Hagerstown-Martinsburg, MD-WV | 73 | $ 13,715,000 | $ 187,876 | $ 114,356 |
| San Diego-Carlsbad, CA | 72 | $ 45,000,000 | $ 625,000 | $ 226,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 71 | $ 35,715,000 | $ 503,028 | $ 211,000 |
| Tuscaloosa, AL | 71 | $ 16,275,000 | $ 229,225 | $ 140,000 |
| Seattle-Bellevue-Everett, WA | 68 | $ 32,900,000 | $ 483,823 | $ 191,000 |
| Albuquerque, NM | 66 | $ 18,730,000 | $ 283,787 | $ 128,000 |
| Hickory-Lenoir-Morganton, NC | 66 | $ 13,250,000 | $ 200,757 | $ 125,000 |
| Hot Springs, AR | 66 | $ 13,630,000 | $ 206,515 | $ 142,000 |
| Tallahassee, FL | 64 | $ 14,970,000 | $ 233,906 | $ 165,000 |
| The Villages, FL | 64 | $ 10,970,000 | $ 171,406 | $ 99,000 |
| Spokane-Spokane Valley, WA | 63 | $ 18,915,000 | $ 300,238 | $ 157,000 |
| Abilene, TX | 62 | $ 14,710,000 | $ 237,258 | $ 132,000 |
| Spartanburg, SC | 62 | $ 7,250,000 | $ 116,935 | $ 83,000 |
| Chambersburg-Waynesboro, PA | 61 | $ 7,375,000 | $ 120,901 | $ 90,000 |
| Lubbock, TX | 60 | $ 13,040,000 | $ 217,333 | $ 158,000 |
| Anaheim-Santa Ana-Irvine, CA | 59 | $ 43,035,000 | $ 729,406 | $ 335,000 |
| Kalamazoo-Portage, MI | 58 | $ 9,640,000 | $ 166,206 | $ 115,000 |
| Panama City, FL | 58 | $ 21,080,000 | $ 363,448 | $ 293,000 |
| Baton Rouge, LA | 57 | $ 16,655,000 | $ 292,192 | $ 139,000 |
| Columbus, GA-AL | 57 | $ 9,565,000 | $ 167,807 | $ 116,403 |
| Las Cruces, NM | 57 | $ 14,575,000 | $ 255,701 | $ 114,000 |
| Sebastian-Vero Beach, FL | 56 | $ 12,510,000 | $ 223,392 | $ 120,000 |
| Pocatello, ID | 55 | $ 14,345,000 | $ 260,818 | $ 121,000 |
| Lafayette, LA | 54 | $ 11,550,000 | $ 213,888 | $ 110,000 |
| Iowa City, IA | 52 | $ 15,250,000 | $ 293,269 | $ 136,000 |
| Johnstown, PA | 52 | $ 5,960,000 | $ 114,615 | $ 85,000 |
| Jackson, MS | 51 | $ 13,335,000 | $ 261,470 | $ 127,000 |
| Lake Charles, LA | 51 | $ 12,675,000 | $ 248,529 | $ 122,000 |
| Shreveport-Bossier City, LA | 51 | $ 13,055,000 | $ 255,980 | $ 129,000 |
| Jackson, TN | 48 | $ 6,660,000 | $ 138,750 | $ 82,000 |
| Jacksonville, NC | 47 | $ 9,895,000 | $ 210,531 | $ 103,000 |
| Idaho Falls, ID | 46 | $ 13,570,000 | $ 295,000 | $ 137,000 |
| Ithaca, NY | 46 | $ 7,390,000 | $ 160,652 | $ 121,000 |
| South Bend-Mishawaka, IN-MI | 46 | $ 5,010,000 | $ 108,913 | $ 83,369 |
| Watertown-Fort Drum, NY | 46 | $ 5,850,000 | $ 127,173 | $ 102,000 |
| Colorado Springs, CO | 45 | $ 18,045,000 | $ 401,000 | $ 132,000 |
| Davenport-Moline-Rock Island, IA-IL | 45 | $ 5,645,000 | $ 125,444 | $ 95,800 |
| Blacksburg-Christiansburg-Radford, VA | 43 | $ 8,065,000 | $ 187,558 | $ 107,000 |
| Elizabethtown-Fort Knox, KY | 43 | $ 8,055,000 | $ 187,325 | $ 89,000 |
| Jonesboro, AR | 43 | $ 10,465,000 | $ 243,372 | $ 113,000 |
| Mobile, AL | 43 | $ 6,745,000 | $ 156,860 | $ 123,000 |
| Cumberland, MD-WV | 41 | $ 4,915,000 | $ 119,878 | $ 71,780 |
| El Paso, TX | 41 | $ 9,405,000 | $ 229,390 | $ 104,000 |
| Johnson City, TN | 41 | $ 6,705,000 | $ 163,536 | $ 112,000 |
| Salt Lake City, UT | 41 | $ 15,825,000 | $ 385,975 | $ 129,000 |
| Gulfport-Biloxi-Pascagoula, MS | 40 | $ 10,270,000 | $ 256,750 | $ 164,000 |
| Jackson, MI | 40 | $ 5,210,000 | $ 130,250 | $ 104,000 |
| La Crosse-Onalaska, WI-MN | 40 | $ 10,180,000 | $ 254,500 | $ 130,375 |
| San Francisco-Redwood City-South San Francisco, CA | 40 | $ 46,360,000 | $ 1,159,000 | $ 1,175,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 40 | $ 29,050,000 | $ 726,250 | $ 224,000 |
| Warner Robins, GA | 39 | $ 6,105,000 | $ 156,538 | $ 100,000 |
| Florence-Muscle Shoals, AL | 38 | $ 5,340,000 | $ 140,526 | $ 100,000 |
| Morristown, TN | 37 | $ 6,165,000 | $ 166,621 | $ 97,000 |
| Tacoma-Lakewood, WA | 37 | $ 16,295,000 | $ 440,405 | $ 172,000 |
| Beaumont-Port Arthur, TX | 36 | $ 9,680,000 | $ 268,888 | $ 133,000 |
| Bismarck, ND | 36 | $ 10,500,000 | $ 291,666 | $ 122,000 |
| Rochester, MN | 36 | $ 6,470,000 | $ 179,722 | $ 107,000 |
| Homosassa Springs, FL | 35 | $ 6,645,000 | $ 189,857 | $ 95,000 |
| Fort Smith, AR-OK | 34 | $ 6,420,000 | $ 188,823 | $ 110,970 |
| Gettysburg, PA | 34 | $ 5,310,000 | $ 156,176 | $ 119,000 |
| Twin Falls, ID | 34 | $ 8,780,000 | $ 258,235 | $ 80,000 |
| Winchester, VA-WV | 34 | $ 4,930,000 | $ 145,000 | $ 111,176 |
| Elmira, NY | 33 | $ 3,395,000 | $ 102,878 | $ 82,000 |
| Harrisonburg, VA | 33 | $ 9,245,000 | $ 280,151 | $ 197,000 |
| Kingsport-Bristol-Bristol, TN-VA | 33 | $ 4,905,000 | $ 148,636 | $ 76,303 |
| Montgomery, AL | 33 | $ 3,925,000 | $ 118,939 | $ 92,000 |
| Rockford, IL | 33 | $ 4,905,000 | $ 148,636 | $ 112,000 |
| Gainesville, FL | 32 | $ 6,470,000 | $ 202,187 | $ 120,000 |
| Hinesville, GA | 32 | $ 5,070,000 | $ 158,437 | $ 91,000 |
| Mansfield, OH | 32 | $ 2,300,000 | $ 71,875 | $ 85,000 |
| Dalton, GA | 31 | $ 5,485,000 | $ 176,935 | $ 103,000 |
| Florence, SC | 31 | $ 3,845,000 | $ 124,032 | $ 110,000 |
| Grand Island, NE | 31 | $ 7,325,000 | $ 236,290 | $ 128,000 |
| Macon-Bibb County, GA | 31 | $ 3,755,000 | $ 121,129 | $ 95,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 31 | $ 20,515,000 | $ 661,774 | $ 209,000 |
| Provo-Orem, UT | 31 | $ 12,425,000 | $ 400,806 | $ 128,000 |
| Fresno, CA | 30 | $ 10,550,000 | $ 351,666 | $ 142,000 |
| Midland, TX | 30 | $ 9,430,000 | $ 314,333 | $ 128,000 |
| Texarkana, TX-AR | 30 | $ 5,810,000 | $ 193,666 | $ 95,133 |
| Bloomington, IN | 29 | $ 5,575,000 | $ 192,241 | $ 97,000 |
| Lewiston-Auburn, ME | 29 | $ 4,335,000 | $ 149,482 | $ 92,000 |
| Niles-Benton Harbor, MI | 29 | $ 4,845,000 | $ 167,068 | $ 149,000 |
| Duluth, MN-WI | 28 | $ 5,040,000 | $ 180,000 | $ 121,571 |
| Fargo, ND-MN | 28 | $ 7,900,000 | $ 282,142 | $ 136,571 |
| Joplin, MO | 28 | $ 5,190,000 | $ 185,357 | $ 96,000 |
| Springfield, MO | 28 | $ 5,000,000 | $ 178,571 | $ 75,000 |
| Weirton-Steubenville, WV-OH | 28 | $ 2,410,000 | $ 86,071 | $ 83,857 |
| Ames, IA | 27 | $ 6,215,000 | $ 230,185 | $ 103,000 |
| Auburn-Opelika, AL | 27 | $ 4,645,000 | $ 172,037 | $ 117,000 |
| Burlington, NC | 27 | $ 6,715,000 | $ 248,703 | $ 115,000 |
| Peoria, IL | 27 | $ 2,875,000 | $ 106,481 | $ 161,000 |
| Rome, GA | 27 | $ 4,415,000 | $ 163,518 | $ 93,000 |
| Bloomsburg-Berwick, PA | 26 | $ 5,520,000 | $ 212,307 | $ 120,000 |
| Brunswick, GA | 26 | $ 7,460,000 | $ 286,923 | $ 183,000 |
| Huntington-Ashland, WV-KY-OH | 26 | $ 3,170,000 | $ 121,923 | $ 94,230 |
| Coeur D'Alene, ID | 25 | $ 7,745,000 | $ 309,800 | $ 116,000 |
| Amarillo, TX | 24 | $ 5,130,000 | $ 213,750 | $ 125,000 |
| Billings, MT | 24 | $ 5,610,000 | $ 233,750 | $ 139,000 |
| Bloomington, IL | 24 | $ 3,980,000 | $ 165,833 | $ 126,000 |
| Cheyenne, WY | 24 | $ 8,840,000 | $ 368,333 | $ 130,000 |
| Decatur, AL | 24 | $ 4,470,000 | $ 186,250 | $ 105,000 |
| Muskegon, MI | 24 | $ 2,790,000 | $ 116,250 | $ 80,000 |
| Odessa, TX | 24 | $ 5,810,000 | $ 242,083 | $ 131,000 |
| New Bern, NC | 23 | $ 3,755,000 | $ 163,260 | $ 118,000 |
| Ogden-Clearfield, UT | 23 | $ 9,515,000 | $ 413,695 | $ 126,000 |
| Rapid City, SD | 23 | $ 5,315,000 | $ 231,086 | $ 109,000 |
| Staunton-Waynesboro, VA | 22 | $ 3,910,000 | $ 177,727 | $ 135,000 |
| Williamsport, PA | 22 | $ 4,310,000 | $ 195,909 | $ 92,000 |
| Casper, WY | 21 | $ 7,065,000 | $ 336,428 | $ 142,000 |
| Fort Collins, CO | 21 | $ 8,455,000 | $ 402,619 | $ 213,000 |
| Fort Wayne, IN | 21 | $ 1,835,000 | $ 87,380 | $ 90,000 |
| St. Cloud, MN | 21 | $ 3,195,000 | $ 152,142 | $ 93,000 |
| Sumter, SC | 21 | $ 2,905,000 | $ 138,333 | $ 130,000 |
| Valdosta, GA | 21 | $ 2,845,000 | $ 135,476 | $ 98,000 |
| Visalia-Porterville, CA | 21 | $ 7,645,000 | $ 364,047 | $ 119,000 |
| Corpus Christi, TX | 20 | $ 5,920,000 | $ 296,000 | $ 133,000 |
| Evansville, IN-KY | 20 | $ 1,610,000 | $ 80,500 | $ 81,150 |
| Lafayette-West Lafayette, IN | 20 | $ 3,220,000 | $ 161,000 | $ 139,000 |
| Sebring, FL | 20 | $ 2,960,000 | $ 148,000 | $ 101,000 |
| Stockton-Lodi, CA | 20 | $ 10,140,000 | $ 507,000 | $ 164,000 |
| Champaign-Urbana, IL | 19 | $ 2,865,000 | $ 150,789 | $ 122,000 |
| College Station-Bryan, TX | 19 | $ 6,205,000 | $ 326,578 | $ 146,000 |
| Parkersburg-Vienna, WV | 19 | $ 2,955,000 | $ 155,526 | $ 89,000 |
| Sherman-Denison, TX | 19 | $ 7,475,000 | $ 393,421 | $ 151,000 |
| Springfield, OH | 19 | $ 1,755,000 | $ 92,368 | $ 78,000 |
| Bakersfield, CA | 18 | $ 6,750,000 | $ 375,000 | $ 151,000 |
| Bend-Redmond, OR | 18 | $ 6,930,000 | $ 385,000 | $ 127,000 |
| Madison, WI | 18 | $ 5,920,000 | $ 328,888 | $ 204,000 |
| McAllen-Edinburg-Mission, TX | 18 | $ 3,940,000 | $ 218,888 | $ 105,000 |
| Anniston-Oxford-Jacksonville, AL | 17 | $ 2,335,000 | $ 137,352 | $ 85,000 |
| Boulder, CO | 17 | $ 9,445,000 | $ 555,588 | $ 252,000 |
| California-Lexington Park, MD | 17 | $ 3,035,000 | $ 178,529 | $ 180,000 |
| Dothan, AL | 17 | $ 2,175,000 | $ 127,941 | $ 77,000 |
| Greenville, NC | 17 | $ 2,295,000 | $ 135,000 | $ 107,000 |
| Logan, UT-ID | 17 | $ 4,855,000 | $ 285,588 | $ 111,941 |
| Reno, NV | 17 | $ 6,885,000 | $ 405,000 | $ 152,000 |
| Wichita, KS | 17 | $ 2,875,000 | $ 169,117 | $ 66,000 |
| Albany, GA | 16 | $ 1,690,000 | $ 105,625 | $ 107,000 |
| Bangor, ME | 16 | $ 2,190,000 | $ 136,875 | $ 115,000 |
| Battle Creek, MI | 16 | $ 2,050,000 | $ 128,125 | $ 79,000 |
| Beckley, WV | 16 | $ 3,080,000 | $ 192,500 | $ 94,000 |
| Prescott Valley-Prescott, AZ | 16 | $ 4,360,000 | $ 272,500 | $ 118,000 |
| Rocky Mount, NC | 16 | $ 2,020,000 | $ 126,250 | $ 99,000 |
| Tyler, TX | 16 | $ 4,630,000 | $ 289,375 | $ 127,000 |
| Bay City, MI | 15 | $ 1,315,000 | $ 87,666 | $ 110,000 |
| Monroe, LA | 15 | $ 3,835,000 | $ 255,666 | $ 117,000 |
| Morgantown, WV | 15 | $ 2,745,000 | $ 183,000 | $ 96,000 |
| Sierra Vista-Douglas, AZ | 15 | $ 2,815,000 | $ 187,666 | $ 103,000 |
| Carbondale-Marion, IL | 14 | $ 2,150,000 | $ 153,571 | $ 174,000 |
| Killeen-Temple, TX | 14 | $ 2,930,000 | $ 209,285 | $ 137,000 |
| Michigan City-La Porte, IN | 14 | $ 1,950,000 | $ 139,285 | $ 103,000 |
| Midland, MI | 14 | $ 1,390,000 | $ 99,285 | $ 110,000 |
| Appleton, WI | 13 | $ 3,415,000 | $ 262,692 | $ 114,000 |
| Gadsden, AL | 13 | $ 2,385,000 | $ 183,461 | $ 68,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 13 | $ 5,895,000 | $ 453,461 | $ 190,000 |
| Waco, TX | 13 | $ 4,115,000 | $ 316,538 | $ 194,000 |
| Columbus, IN | 12 | $ 1,860,000 | $ 155,000 | $ 131,000 |
| Elkhart-Goshen, IN | 12 | $ 1,210,000 | $ 100,833 | $ 117,000 |
| Greeley, CO | 12 | $ 5,130,000 | $ 427,500 | $ 186,000 |
| Modesto, CA | 12 | $ 4,340,000 | $ 361,666 | $ 130,000 |
| Springfield, IL | 12 | $ 1,120,000 | $ 93,333 | $ 100,000 |
| Vallejo-Fairfield, CA | 12 | $ 6,170,000 | $ 514,166 | $ 211,000 |
| Grand Junction, CO | 11 | $ 3,025,000 | $ 275,000 | $ 97,000 |
| Lawton, OK | 11 | $ 1,035,000 | $ 94,090 | $ 86,000 |
| Medford, OR | 11 | $ 3,495,000 | $ 317,727 | $ 102,000 |
| Pine Bluff, AR | 11 | $ 1,515,000 | $ 137,727 | $ 64,000 |
| San Rafael, CA | 11 | $ 11,655,000 | $ 1,059,545 | $ 805,000 |
| Santa Rosa, CA | 11 | $ 6,385,000 | $ 580,454 | $ 181,000 |
| Waterloo-Cedar Falls, IA | 11 | $ 2,165,000 | $ 196,818 | $ 124,000 |
| Wheeling, WV-OH | 11 | $ 1,155,000 | $ 105,000 | $ 95,545 |
| Chico, CA | 10 | $ 3,170,000 | $ 317,000 | $ 197,000 |
| Goldsboro, NC | 10 | $ 1,080,000 | $ 108,000 | $ 58,000 |
| Lima, OH | 10 | $ 1,360,000 | $ 136,000 | $ 193,000 |
| Manhattan, KS | 10 | $ 2,300,000 | $ 230,000 | $ 97,000 |
| Racine, WI | 10 | $ 2,130,000 | $ 213,000 | $ 123,000 |
| San Angelo, TX | 10 | $ 2,460,000 | $ 246,000 | $ 79,000 |
| Topeka, KS | 10 | $ 1,870,000 | $ 187,000 | $ 88,000 |
| Fairbanks, AK | 9 | $ 3,135,000 | $ 348,333 | $ 113,000 |
| Grand Forks, ND-MN | 9 | $ 2,295,000 | $ 255,000 | $ 105,666 |
| Hammond, LA | 9 | $ 2,685,000 | $ 298,333 | $ 130,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 2,015,000 | $ 223,888 | $ 107,000 |
| Lawrence, KS | 9 | $ 2,475,000 | $ 275,000 | $ 114,000 |
| Missoula, MT | 9 | $ 3,595,000 | $ 399,444 | $ 131,000 |
| Oshkosh-Neenah, WI | 9 | $ 1,665,000 | $ 185,000 | $ 73,000 |
| Owensboro, KY | 9 | $ 875,000 | $ 97,222 | $ 70,000 |
| Santa Maria-Santa Barbara, CA | 9 | $ 6,205,000 | $ 689,444 | $ 236,000 |
| St. George, UT | 9 | $ 3,775,000 | $ 419,444 | $ 178,000 |
| Pueblo, CO | 8 | $ 2,160,000 | $ 270,000 | $ 103,000 |
| Terre Haute, IN | 8 | $ 530,000 | $ 66,250 | $ 83,000 |
| Wenatchee, WA | 8 | $ 2,780,000 | $ 347,500 | $ 156,000 |
| Bellingham, WA | 7 | $ 2,655,000 | $ 379,285 | $ 110,000 |
| Brownsville-Harlingen, TX | 7 | $ 1,835,000 | $ 262,142 | $ 84,000 |
| Charleston, WV | 7 | $ 795,000 | $ 113,571 | $ 75,000 |
| Danville, IL | 7 | $ 305,000 | $ 43,571 | $ 57,000 |
| Eugene, OR | 7 | $ 2,385,000 | $ 340,714 | $ 137,000 |
| Green Bay, WI | 7 | $ 2,245,000 | $ 320,714 | $ 142,000 |
| Hanford-Corcoran, CA | 7 | $ 2,405,000 | $ 343,571 | $ 109,000 |
| Kokomo, IN | 7 | $ 625,000 | $ 89,285 | $ 59,000 |
| Mankato-North Mankato, MN | 7 | $ 925,000 | $ 132,142 | $ 111,000 |
| Yuba City, CA | 7 | $ 2,955,000 | $ 422,142 | $ 127,000 |
| Columbia, MO | 6 | $ 1,380,000 | $ 230,000 | $ 89,000 |
| Great Falls, MT | 6 | $ 1,310,000 | $ 218,333 | $ 95,000 |
| Kankakee, IL | 6 | $ 620,000 | $ 103,333 | $ 104,000 |
| Kennewick-Richland, WA | 6 | $ 1,870,000 | $ 311,666 | $ 312,000 |
| Laredo, TX | 6 | $ 1,390,000 | $ 231,666 | $ 136,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 2,110,000 | $ 351,666 | $ 101,000 |
| Muncie, IN | 6 | $ 430,000 | $ 71,666 | $ 83,000 |
| Salinas, CA | 6 | $ 3,520,000 | $ 586,666 | $ 174,000 |
| Yuma, AZ | 6 | $ 1,220,000 | $ 203,333 | $ 74,000 |
| Cape Girardeau, MO-IL | 5 | $ 755,000 | $ 151,000 | $ 105,600 |
| Corvallis, OR | 5 | $ 1,925,000 | $ 385,000 | $ 162,000 |
| Decatur, IL | 5 | $ 475,000 | $ 95,000 | $ 76,000 |
| Dubuque, IA | 5 | $ 1,175,000 | $ 235,000 | $ 76,000 |
| Janesville-Beloit, WI | 5 | $ 1,225,000 | $ 245,000 | $ 93,000 |
| Jefferson City, MO | 5 | $ 705,000 | $ 141,000 | $ 144,000 |
| Madera, CA | 5 | $ 1,405,000 | $ 281,000 | $ 67,000 |
| Napa, CA | 5 | $ 2,615,000 | $ 523,000 | $ 179,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 3,595,000 | $ 719,000 | $ 183,000 |
| Sheboygan, WI | 5 | $ 1,155,000 | $ 231,000 | $ 81,000 |
| Lewiston, ID-WA | 4 | $ 1,190,000 | $ 297,500 | $ 92,000 |
| Longview, TX | 4 | $ 1,050,000 | $ 262,500 | $ 107,000 |
| Salem, OR | 4 | $ 890,000 | $ 222,500 | $ 127,000 |
| Urban Honolulu, HI | 4 | $ 2,310,000 | $ 577,500 | $ 139,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,225,000 | $ 408,333 | $ 139,000 |
| Carson City, NV | 3 | $ 1,015,000 | $ 338,333 | $ 122,000 |
| Merced, CA | 3 | $ 1,465,000 | $ 488,333 | $ 953,000 |
| Olympia-Tumwater, WA | 3 | $ 745,000 | $ 248,333 | $ 87,000 |
| Santa Fe, NM | 3 | $ 985,000 | $ 328,333 | $ 113,000 |
| Albany, OR | 2 | $ 680,000 | $ 340,000 | $ 188,000 |
| Alexandria, LA | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| Anchorage, AK | 2 | $ 630,000 | $ 315,000 | $ 176,000 |
| Eau Claire, WI | 2 | $ 530,000 | $ 265,000 | $ 116,000 |
| Enid, OK | 2 | $ 90,000 | $ 45,000 | $ 26,000 |
| Farmington, NM | 2 | $ 190,000 | $ 95,000 | $ 62,000 |
| Fond Du Lac, WI | 2 | $ 490,000 | $ 245,000 | $ 64,000 |
| Redding, CA | 2 | $ 940,000 | $ 470,000 | $ 221,000 |
| Victoria, TX | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| Wausau, WI | 2 | $ 380,000 | $ 190,000 | $ 117,000 |
| Yakima, WA | 2 | $ 230,000 | $ 115,000 | $ 52,000 |
| Grants Pass, OR | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| St. Joseph, MO-KS | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Citizens Bank, NA in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 40,368 | $14,640,530,000 | $362,000 | $16,235,000 | $167,000 | $8,645,000 |
| Other Purpose | 36,568 | $4,792,880,000 | $131,000 | $5,005,000 | $136,000 | $8,999,000 |
| Home Improvement | 36,279 | $5,317,365,000 | $146,000 | $3,005,000 | $149,000 | $9,500,000 |
| Refinancing | 25,244 | $5,864,950,000 | $232,000 | $7,875,000 | $153,000 | $6,059,000 |
| Cash-out Refinancing | 5,622 | $1,305,860,000 | $232,000 | $9,105,000 | $104,000 | $3,602,000 |
| Not Applicable | 51 | $6,985,000 | $136,000 | $385,000 | $63,000 | $185,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 95,625 | $20,841,645,000 | $217,000 | $16,235,000 | $151,000 | $9,500,000 |
| Not Provided | 16,067 | $4,254,205,000 | $264,000 | $10,205,000 | $174,000 | $8,531,000 |
| Black or African American | 11,537 | $1,675,655,000 | $145,000 | $6,505,000 | $106,000 | $7,110,000 |
| Hispanic | 10,212 | $1,974,740,000 | $193,000 | $4,905,000 | $124,000 | $8,326,000 |
| Asian | 7,444 | $2,294,980,000 | $308,000 | $3,165,000 | $169,000 | $3,545,000 |
| American Indian or Alaskan Native | 810 | $120,020,000 | $148,000 | $2,005,000 | $119,000 | $2,401,000 |
| Not applicable | 396 | $139,790,000 | $353,000 | $11,005,000 | $95,000 | $725,000 |
| Native Hawaiian or Other Pacific Islander | 133 | $22,785,000 | $171,000 | $805,000 | $121,000 | $1,210,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 137,017 | $30,135,855,000 | $219,000 | $16,235,000 | $153,000 | $9,500,000 |
| FHA-insured (Federal Housing Administration) | 4,877 | $1,144,735,000 | $234,000 | $1,275,000 | $84,000 | $875,000 |
| VA-guaranteed (Veterans Administration) | 2,007 | $608,995,000 | $303,000 | $2,025,000 | $106,000 | $3,137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 231 | $38,985,000 | $168,000 | $365,000 | $67,000 | $136,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 67,520 | $15,607,830,000 | $231,000 | $11,005,000 | $171,000 | $8,999,000 |
| Application Denied By Financial Institution | 44,592 | $7,899,580,000 | $177,000 | $16,235,000 | $120,000 | $8,645,000 |
| Loan Purchased By The Institution | 17,450 | $4,992,780,000 | $286,000 | $1,455,000 | $127,000 | $8,326,000 |
| Application Withdrawn By Applicant | 7,815 | $1,954,925,000 | $250,000 | $12,005,000 | $173,000 | $9,500,000 |
| File Closed For Incompleteness | 5,005 | $1,190,515,000 | $237,000 | $7,005,000 | $168,000 | $6,909,000 |
| Application Approved But Not Accepted | 1,750 | $282,940,000 | $161,000 | $2,505,000 | $146,000 | $5,056,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 99,540 | $24,028,990,000 | $241,000 | $12,005,000 | $163,000 | $9,500,000 |
| Debt-To-Income Ratio | 22,413 | $4,208,455,000 | $187,000 | $9,005,000 | $82,000 | $4,320,000 |
| Collateral | 8,951 | $1,691,685,000 | $188,000 | $7,005,000 | $183,000 | $7,626,000 |
| Credit History | 6,749 | $749,715,000 | $111,000 | $16,235,000 | $121,000 | $8,645,000 |
| Other | 4,283 | $540,855,000 | $126,000 | $6,255,000 | $164,000 | $6,018,000 |
| Credit Application Incomplete | 1,157 | $402,095,000 | $347,000 | $1,925,000 | $154,000 | $3,137,000 |
| Unverifiable Information | 472 | $118,560,000 | $251,000 | $3,115,000 | $170,000 | $4,500,000 |
| Employment History | 361 | $66,235,000 | $183,000 | $2,605,000 | $121,000 | $828,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 206 | $121,980,000 | $592,000 | $9,995,000 | $241,000 | $1,761,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, NA's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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