Citizens Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Citizens Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank, National Association One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 144,132 |
| Total Mortgage Loan Application Amount | $31,928,570,000 |
| Average Mortgage Loan Application Amount | $206,500 |
| Highest Mortgage Loan Application Amount | $16,235,000 |
| Average Applicant Income | $128,666 |
| Highest Applicant Income | $9,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Citizens Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Citizens Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank, National Association's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 9,468 | $ 3,432,890,000 | $ 325,500 | $ 223,500 |
| NA (OUTSIDE OF MSA/MD) | 9,205 | $ 1,659,045,000 | $ 233,195 | $ 142,956 |
| PROVIDENCE-WARWICK, RI-MA | 7,204 | $ 1,214,750,000 | $ 170,000 | $ 124,500 |
| PITTSBURGH, PA | 6,281 | $ 961,995,000 | $ 153,000 | $ 105,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 5,404 | $ 1,222,580,000 | $ 226,000 | $ 158,000 |
| BOSTON, MA | 5,197 | $ 1,324,935,000 | $ 254,000 | $ 180,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 5,176 | $ 1,471,140,000 | $ 284,000 | $ 184,000 |
| NEW YORK-NEWARK, NY | 4,543 | $ 1,117,625,000 | $ 230,000 | $ 172,500 |
| PHILADELPHIA, PA | 4,266 | $ 651,380,000 | $ 152,000 | $ 104,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3,631 | $ 1,320,055,000 | $ 363,000 | $ 252,000 |
| CLEVELAND-ELYRIA, OH | 3,468 | $ 448,260,000 | $ 129,000 | $ 101,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 3,077 | $ 414,305,000 | $ 134,000 | $ 99,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3,047 | $ 463,655,000 | $ 152,000 | $ 120,000 |
| NEWARK, NJ-PA | 2,660 | $ 652,330,000 | $ 207,000 | $ 170,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2,391 | $ 274,035,000 | $ 114,000 | $ 92,000 |
| ROCHESTER, NY | 2,154 | $ 303,050,000 | $ 140,000 | $ 95,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,094 | $ 583,660,000 | $ 285,000 | $ 173,750 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,017 | $ 427,095,000 | $ 211,000 | $ 146,000 |
| CAMDEN, NJ | 1,959 | $ 320,865,000 | $ 163,000 | $ 139,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1,628 | $ 344,440,000 | $ 211,000 | $ 153,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,471 | $ 261,815,000 | $ 177,000 | $ 130,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,392 | $ 579,440,000 | $ 416,000 | $ 338,000 |
| WORCESTER, MA-CT | 1,363 | $ 248,255,000 | $ 160,000 | $ 124,000 |
| MANCHESTER-NASHUA, NH | 1,313 | $ 241,605,000 | $ 184,000 | $ 134,000 |
| NEW HAVEN-MILFORD, CT | 1,266 | $ 220,440,000 | $ 174,000 | $ 129,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,200 | $ 386,610,000 | $ 322,000 | $ 227,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1,193 | $ 175,565,000 | $ 147,000 | $ 108,000 |
| SPRINGFIELD, MA | 1,187 | $ 172,645,000 | $ 145,000 | $ 90,000 |
| CHICAGO-NAPERVILLE, IL | 1,163 | $ 227,565,000 | $ 195,000 | $ 153,000 |
| WILMINGTON, DE-MD-NJ | 1,161 | $ 170,035,000 | $ 148,000 | $ 119,333 |
| AKRON, OH | 1,116 | $ 136,050,000 | $ 121,000 | $ 96,000 |
| BARNSTABLE TOWN, MA | 1,062 | $ 245,370,000 | $ 231,000 | $ 156,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,017 | $ 336,505,000 | $ 330,000 | $ 157,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,013 | $ 236,025,000 | $ 232,000 | $ 159,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 965 | $ 236,545,000 | $ 245,000 | $ 179,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 885 | $ 307,215,000 | $ 347,000 | $ 226,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 847 | $ 156,125,000 | $ 184,000 | $ 158,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 822 | $ 187,560,000 | $ 209,500 | $ 166,000 |
| CINCINNATI, OH-KY-IN | 821 | $ 159,825,000 | $ 211,666 | $ 108,333 |
| TOLEDO, OH | 795 | $ 77,445,000 | $ 97,000 | $ 82,000 |
| HARRISBURG-CARLISLE, PA | 786 | $ 146,460,000 | $ 186,000 | $ 110,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 745 | $ 175,995,000 | $ 236,000 | $ 159,000 |
| NORWICH-NEW LONDON, CT | 718 | $ 111,660,000 | $ 155,000 | $ 119,000 |
| CANTON-MASSILLON, OH | 675 | $ 72,285,000 | $ 107,000 | $ 82,000 |
| COLUMBUS, OH | 671 | $ 141,585,000 | $ 211,000 | $ 143,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 644 | $ 161,410,000 | $ 250,000 | $ 204,000 |
| SYRACUSE, NY | 642 | $ 85,620,000 | $ 133,000 | $ 112,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 627 | $ 76,505,000 | $ 122,000 | $ 94,000 |
| READING, PA | 623 | $ 89,645,000 | $ 143,000 | $ 96,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 537 | $ 113,285,000 | $ 210,000 | $ 142,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 536 | $ 89,310,000 | $ 174,500 | $ 137,000 |
| TRENTON, NJ | 533 | $ 105,265,000 | $ 197,000 | $ 149,000 |
| LANCASTER, PA | 532 | $ 91,170,000 | $ 171,000 | $ 111,000 |
| SALISBURY, MD-DE | 512 | $ 96,650,000 | $ 168,500 | $ 132,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 506 | $ 51,890,000 | $ 102,500 | $ 81,500 |
| OCEAN CITY, NJ | 494 | $ 252,480,000 | $ 511,000 | $ 292,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 481 | $ 105,725,000 | $ 304,000 | $ 135,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 468 | $ 131,050,000 | $ 280,000 | $ 159,000 |
| MEMPHIS, TN-MS-AR | 459 | $ 112,475,000 | $ 232,000 | $ 106,666 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 451 | $ 154,655,000 | $ 342,000 | $ 153,000 |
| RICHMOND, VA | 442 | $ 93,890,000 | $ 212,000 | $ 143,000 |
| BIRMINGHAM-HOOVER, AL | 438 | $ 109,060,000 | $ 248,000 | $ 146,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 432 | $ 114,140,000 | $ 241,000 | $ 136,500 |
| JACKSONVILLE, FL | 430 | $ 103,030,000 | $ 239,000 | $ 169,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 415 | $ 87,755,000 | $ 352,500 | $ 231,500 |
| ATLANTIC CITY-HAMMONTON, NJ | 412 | $ 104,490,000 | $ 253,000 | $ 162,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 399 | $ 122,525,000 | $ 307,000 | $ 186,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 394 | $ 91,380,000 | $ 240,500 | $ 146,500 |
| DALLAS-PLANO-IRVING, TX | 378 | $ 153,430,000 | $ 405,000 | $ 173,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 376 | $ 86,470,000 | $ 218,500 | $ 114,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 372 | $ 76,980,000 | $ 206,000 | $ 131,000 |
| RALEIGH, NC | 369 | $ 91,215,000 | $ 247,000 | $ 153,000 |
| YORK-HANOVER, PA | 356 | $ 59,210,000 | $ 166,000 | $ 117,000 |
| EAST STROUDSBURG, PA | 349 | $ 44,505,000 | $ 127,000 | $ 98,000 |
| PORTLAND-SOUTH PORTLAND, ME | 348 | $ 72,530,000 | $ 208,000 | $ 152,000 |
| ST. LOUIS, MO-IL | 332 | $ 85,320,000 | $ 217,500 | $ 129,500 |
| CAPE CORAL-FORT MYERS, FL | 330 | $ 90,210,000 | $ 273,000 | $ 167,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 328 | $ 82,150,000 | $ 250,000 | $ 126,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 314 | $ 157,250,000 | $ 500,000 | $ 325,000 |
| STATE COLLEGE, PA | 311 | $ 74,195,000 | $ 238,000 | $ 128,000 |
| BINGHAMTON, NY | 309 | $ 33,545,000 | $ 108,000 | $ 88,000 |
| DOVER, DE | 299 | $ 37,275,000 | $ 124,000 | $ 107,000 |
| ERIE, PA | 295 | $ 32,705,000 | $ 110,000 | $ 84,000 |
| LINCOLN, NE | 289 | $ 69,355,000 | $ 239,000 | $ 137,000 |
| UTICA-ROME, NY | 289 | $ 32,365,000 | $ 111,000 | $ 96,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 252 | $ 159,300,000 | $ 632,000 | $ 241,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 246 | $ 55,930,000 | $ 227,000 | $ 116,000 |
| PORT ST. LUCIE, FL | 236 | $ 49,640,000 | $ 210,000 | $ 147,000 |
| OKLAHOMA CITY, OK | 235 | $ 40,715,000 | $ 173,000 | $ 117,000 |
| KNOXVILLE, TN | 233 | $ 52,585,000 | $ 225,000 | $ 120,000 |
| LAKELAND-WINTER HAVEN, FL | 232 | $ 39,440,000 | $ 170,000 | $ 117,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 227 | $ 42,085,000 | $ 178,500 | $ 131,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 223 | $ 40,975,000 | $ 183,000 | $ 128,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 222 | $ 37,040,000 | $ 166,000 | $ 140,000 |
| KINGSTON, NY | 215 | $ 42,295,000 | $ 196,000 | $ 159,000 |
| TULSA, OK | 206 | $ 38,600,000 | $ 187,000 | $ 101,000 |
| LEXINGTON-FAYETTE, KY | 204 | $ 43,630,000 | $ 213,000 | $ 122,000 |
| FORT WORTH-ARLINGTON, TX | 203 | $ 71,145,000 | $ 350,000 | $ 153,000 |
| LANSING-EAST LANSING, MI | 203 | $ 23,245,000 | $ 114,000 | $ 113,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 199 | $ 45,615,000 | $ 229,000 | $ 139,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 199 | $ 81,435,000 | $ 399,000 | $ 163,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 197 | $ 96,175,000 | $ 488,000 | $ 270,000 |
| GLENS FALLS, NY | 197 | $ 29,205,000 | $ 148,000 | $ 109,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 197 | $ 70,325,000 | $ 356,000 | $ 128,000 |
| CLARKSVILLE, TN-KY | 194 | $ 45,290,000 | $ 211,000 | $ 106,000 |
| ANN ARBOR, MI | 190 | $ 35,810,000 | $ 188,000 | $ 147,000 |
| ALTOONA, PA | 187 | $ 23,275,000 | $ 124,000 | $ 77,000 |
| SIOUX FALLS, SD | 181 | $ 44,685,000 | $ 246,000 | $ 122,000 |
| COLUMBIA, SC | 177 | $ 27,875,000 | $ 157,000 | $ 103,000 |
| DURHAM-CHAPEL HILL, NC | 176 | $ 57,170,000 | $ 324,000 | $ 186,000 |
| GRAND RAPIDS-WYOMING, MI | 175 | $ 27,675,000 | $ 158,000 | $ 120,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 169 | $ 67,155,000 | $ 397,000 | $ 151,000 |
| GARY, IN | 168 | $ 26,990,000 | $ 160,000 | $ 100,000 |
| CHATTANOOGA, TN-GA | 163 | $ 39,385,000 | $ 244,000 | $ 140,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 158 | $ 43,980,000 | $ 278,000 | $ 118,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 158 | $ 35,700,000 | $ 225,000 | $ 143,000 |
| ROANOKE, VA | 156 | $ 28,700,000 | $ 183,000 | $ 101,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 155 | $ 25,955,000 | $ 167,000 | $ 115,000 |
| FLINT, MI | 152 | $ 17,810,000 | $ 117,000 | $ 94,000 |
| KANSAS CITY, MO-KS | 148 | $ 37,060,000 | $ 255,000 | $ 117,000 |
| DENVER-AURORA-LAKEWOOD, CO | 147 | $ 67,455,000 | $ 458,000 | $ 179,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 145 | $ 48,385,000 | $ 333,000 | $ 151,000 |
| CLEVELAND, TN | 144 | $ 30,930,000 | $ 214,000 | $ 93,000 |
| ELGIN, IL | 142 | $ 24,730,000 | $ 174,000 | $ 137,000 |
| HUNTSVILLE, AL | 140 | $ 31,590,000 | $ 225,000 | $ 126,000 |
| OCALA, FL | 139 | $ 25,725,000 | $ 185,000 | $ 133,000 |
| BOISE CITY, ID | 136 | $ 47,030,000 | $ 345,000 | $ 135,000 |
| PUNTA GORDA, FL | 135 | $ 31,945,000 | $ 236,000 | $ 122,000 |
| SAVANNAH, GA | 133 | $ 23,995,000 | $ 180,000 | $ 134,000 |
| MONROE, MI | 131 | $ 15,875,000 | $ 121,000 | $ 96,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 130 | $ 62,340,000 | $ 479,000 | $ 188,000 |
| GREENSBORO-HIGH POINT, NC | 128 | $ 22,320,000 | $ 174,000 | $ 119,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 123 | $ 29,555,000 | $ 257,500 | $ 141,000 |
| BOWLING GREEN, KY | 113 | $ 29,105,000 | $ 257,000 | $ 120,000 |
| ASHEVILLE, NC | 111 | $ 23,935,000 | $ 215,000 | $ 161,000 |
| AUSTIN-ROUND ROCK, TX | 110 | $ 46,120,000 | $ 419,000 | $ 189,000 |
| CEDAR RAPIDS, IA | 96 | $ 19,520,000 | $ 203,000 | $ 116,000 |
| WICHITA FALLS, TX | 96 | $ 21,170,000 | $ 220,000 | $ 118,000 |
| WILMINGTON, NC | 95 | $ 24,195,000 | $ 254,000 | $ 140,000 |
| HATTIESBURG, MS | 93 | $ 22,405,000 | $ 240,000 | $ 115,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 91 | $ 57,905,000 | $ 636,000 | $ 207,000 |
| WINSTON-SALEM, NC | 89 | $ 17,645,000 | $ 198,000 | $ 149,000 |
| CHARLOTTESVILLE, VA | 88 | $ 22,450,000 | $ 255,000 | $ 186,000 |
| PITTSFIELD, MA | 87 | $ 12,755,000 | $ 146,000 | $ 122,000 |
| ATHENS-CLARKE COUNTY, GA | 83 | $ 22,325,000 | $ 268,000 | $ 143,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 83 | $ 22,605,000 | $ 272,000 | $ 162,000 |
| SAGINAW, MI | 83 | $ 8,265,000 | $ 99,000 | $ 78,000 |
| VINELAND-BRIDGETON, NJ | 83 | $ 11,125,000 | $ 134,000 | $ 102,000 |
| GAINESVILLE, GA | 81 | $ 16,445,000 | $ 203,000 | $ 136,000 |
| TUCSON, AZ | 81 | $ 21,095,000 | $ 260,000 | $ 140,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 80 | $ 17,950,000 | $ 224,000 | $ 142,000 |
| FAYETTEVILLE, NC | 80 | $ 10,080,000 | $ 126,000 | $ 92,000 |
| HOUMA-THIBODAUX, LA | 78 | $ 19,890,000 | $ 255,000 | $ 160,000 |
| LYNCHBURG, VA | 78 | $ 15,450,000 | $ 198,000 | $ 123,000 |
| SIOUX CITY, IA-NE-SD | 77 | $ 13,815,000 | $ 179,333 | $ 102,666 |
| DES MOINES-WEST DES MOINES, IA | 75 | $ 17,545,000 | $ 233,000 | $ 121,000 |
| NEW ORLEANS-METAIRIE, LA | 75 | $ 25,025,000 | $ 333,000 | $ 196,000 |
| LEBANON, PA | 74 | $ 13,170,000 | $ 177,000 | $ 109,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 73 | $ 13,715,000 | $ 206,500 | $ 117,500 |
| SAN DIEGO-CARLSBAD, CA | 72 | $ 45,000,000 | $ 625,000 | $ 226,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 71 | $ 35,715,000 | $ 503,000 | $ 211,000 |
| TUSCALOOSA, AL | 71 | $ 16,275,000 | $ 229,000 | $ 140,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 68 | $ 32,900,000 | $ 483,000 | $ 191,000 |
| ALBUQUERQUE, NM | 66 | $ 18,730,000 | $ 283,000 | $ 128,000 |
| HICKORY-LENOIR-MORGANTON, NC | 66 | $ 13,250,000 | $ 200,000 | $ 125,000 |
| HOT SPRINGS, AR | 66 | $ 13,630,000 | $ 206,000 | $ 142,000 |
| TALLAHASSEE, FL | 64 | $ 14,970,000 | $ 233,000 | $ 165,000 |
| THE VILLAGES, FL | 64 | $ 10,970,000 | $ 171,000 | $ 99,000 |
| SPOKANE-SPOKANE VALLEY, WA | 63 | $ 18,915,000 | $ 300,000 | $ 157,000 |
| ABILENE, TX | 62 | $ 14,710,000 | $ 237,000 | $ 132,000 |
| SPARTANBURG, SC | 62 | $ 7,250,000 | $ 116,000 | $ 83,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 61 | $ 7,375,000 | $ 120,000 | $ 90,000 |
| LUBBOCK, TX | 60 | $ 13,040,000 | $ 217,000 | $ 158,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 59 | $ 43,035,000 | $ 729,000 | $ 335,000 |
| KALAMAZOO-PORTAGE, MI | 58 | $ 9,640,000 | $ 166,000 | $ 115,000 |
| PANAMA CITY, FL | 58 | $ 21,080,000 | $ 363,000 | $ 293,000 |
| BATON ROUGE, LA | 57 | $ 16,655,000 | $ 292,000 | $ 139,000 |
| COLUMBUS, GA-AL | 57 | $ 9,565,000 | $ 155,000 | $ 111,500 |
| LAS CRUCES, NM | 57 | $ 14,575,000 | $ 255,000 | $ 114,000 |
| SEBASTIAN-VERO BEACH, FL | 56 | $ 12,510,000 | $ 223,000 | $ 120,000 |
| POCATELLO, ID | 55 | $ 14,345,000 | $ 260,000 | $ 121,000 |
| LAFAYETTE, LA | 54 | $ 11,550,000 | $ 213,000 | $ 110,000 |
| IOWA CITY, IA | 52 | $ 15,250,000 | $ 293,000 | $ 136,000 |
| JOHNSTOWN, PA | 52 | $ 5,960,000 | $ 114,000 | $ 85,000 |
| JACKSON, MS | 51 | $ 13,335,000 | $ 261,000 | $ 127,000 |
| LAKE CHARLES, LA | 51 | $ 12,675,000 | $ 248,000 | $ 122,000 |
| SHREVEPORT-BOSSIER CITY, LA | 51 | $ 13,055,000 | $ 255,000 | $ 129,000 |
| JACKSON, TN | 48 | $ 6,660,000 | $ 138,000 | $ 82,000 |
| JACKSONVILLE, NC | 47 | $ 9,895,000 | $ 210,000 | $ 103,000 |
| IDAHO FALLS, ID | 46 | $ 13,570,000 | $ 295,000 | $ 137,000 |
| ITHACA, NY | 46 | $ 7,390,000 | $ 160,000 | $ 121,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 46 | $ 5,010,000 | $ 125,000 | $ 80,500 |
| WATERTOWN-FORT DRUM, NY | 46 | $ 5,850,000 | $ 127,000 | $ 102,000 |
| COLORADO SPRINGS, CO | 45 | $ 18,045,000 | $ 401,000 | $ 132,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 45 | $ 5,645,000 | $ 127,500 | $ 96,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 43 | $ 8,065,000 | $ 187,000 | $ 107,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 43 | $ 8,055,000 | $ 187,000 | $ 89,000 |
| JONESBORO, AR | 43 | $ 10,465,000 | $ 243,000 | $ 113,000 |
| MOBILE, AL | 43 | $ 6,745,000 | $ 156,000 | $ 123,000 |
| CUMBERLAND, MD-WV | 41 | $ 4,915,000 | $ 128,000 | $ 68,000 |
| EL PASO, TX | 41 | $ 9,405,000 | $ 229,000 | $ 104,000 |
| JOHNSON CITY, TN | 41 | $ 6,705,000 | $ 163,000 | $ 112,000 |
| SALT LAKE CITY, UT | 41 | $ 15,825,000 | $ 385,000 | $ 129,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 40 | $ 10,270,000 | $ 256,000 | $ 164,000 |
| JACKSON, MI | 40 | $ 5,210,000 | $ 130,000 | $ 104,000 |
| LA CROSSE-ONALASKA, WI-MN | 40 | $ 10,180,000 | $ 233,000 | $ 107,500 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 40 | $ 46,360,000 | $ 1,159,000 | $ 1,175,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 40 | $ 29,050,000 | $ 726,000 | $ 224,000 |
| WARNER ROBINS, GA | 39 | $ 6,105,000 | $ 156,000 | $ 100,000 |
| FLORENCE-MUSCLE SHOALS, AL | 38 | $ 5,340,000 | $ 140,000 | $ 100,000 |
| MORRISTOWN, TN | 37 | $ 6,165,000 | $ 166,000 | $ 97,000 |
| TACOMA-LAKEWOOD, WA | 37 | $ 16,295,000 | $ 440,000 | $ 172,000 |
| BEAUMONT-PORT ARTHUR, TX | 36 | $ 9,680,000 | $ 268,000 | $ 133,000 |
| BISMARCK, ND | 36 | $ 10,500,000 | $ 291,000 | $ 122,000 |
| ROCHESTER, MN | 36 | $ 6,470,000 | $ 179,000 | $ 107,000 |
| HOMOSASSA SPRINGS, FL | 35 | $ 6,645,000 | $ 189,000 | $ 95,000 |
| FORT SMITH, AR-OK | 34 | $ 6,420,000 | $ 149,000 | $ 129,500 |
| GETTYSBURG, PA | 34 | $ 5,310,000 | $ 156,000 | $ 119,000 |
| TWIN FALLS, ID | 34 | $ 8,780,000 | $ 258,000 | $ 80,000 |
| WINCHESTER, VA-WV | 34 | $ 4,930,000 | $ 128,500 | $ 82,500 |
| ELMIRA, NY | 33 | $ 3,395,000 | $ 102,000 | $ 82,000 |
| HARRISONBURG, VA | 33 | $ 9,245,000 | $ 280,000 | $ 197,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 33 | $ 4,905,000 | $ 142,500 | $ 74,000 |
| MONTGOMERY, AL | 33 | $ 3,925,000 | $ 118,000 | $ 92,000 |
| ROCKFORD, IL | 33 | $ 4,905,000 | $ 148,000 | $ 112,000 |
| GAINESVILLE, FL | 32 | $ 6,470,000 | $ 202,000 | $ 120,000 |
| HINESVILLE, GA | 32 | $ 5,070,000 | $ 158,000 | $ 91,000 |
| MANSFIELD, OH | 32 | $ 2,300,000 | $ 71,000 | $ 85,000 |
| DALTON, GA | 31 | $ 5,485,000 | $ 176,000 | $ 103,000 |
| FLORENCE, SC | 31 | $ 3,845,000 | $ 124,000 | $ 110,000 |
| GRAND ISLAND, NE | 31 | $ 7,325,000 | $ 236,000 | $ 128,000 |
| MACON-BIBB COUNTY, GA | 31 | $ 3,755,000 | $ 121,000 | $ 95,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 31 | $ 20,515,000 | $ 661,000 | $ 209,000 |
| PROVO-OREM, UT | 31 | $ 12,425,000 | $ 400,000 | $ 128,000 |
| FRESNO, CA | 30 | $ 10,550,000 | $ 351,000 | $ 142,000 |
| MIDLAND, TX | 30 | $ 9,430,000 | $ 314,000 | $ 128,000 |
| TEXARKANA, TX-AR | 30 | $ 5,810,000 | $ 180,000 | $ 86,500 |
| BLOOMINGTON, IN | 29 | $ 5,575,000 | $ 192,000 | $ 97,000 |
| LEWISTON-AUBURN, ME | 29 | $ 4,335,000 | $ 149,000 | $ 92,000 |
| NILES-BENTON HARBOR, MI | 29 | $ 4,845,000 | $ 167,000 | $ 149,000 |
| DULUTH, MN-WI | 28 | $ 5,040,000 | $ 163,500 | $ 101,000 |
| FARGO, ND-MN | 28 | $ 7,900,000 | $ 261,000 | $ 119,000 |
| JOPLIN, MO | 28 | $ 5,190,000 | $ 185,000 | $ 96,000 |
| SPRINGFIELD, MO | 28 | $ 5,000,000 | $ 178,000 | $ 75,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 28 | $ 2,410,000 | $ 106,000 | $ 78,500 |
| AMES, IA | 27 | $ 6,215,000 | $ 230,000 | $ 103,000 |
| AUBURN-OPELIKA, AL | 27 | $ 4,645,000 | $ 172,000 | $ 117,000 |
| BURLINGTON, NC | 27 | $ 6,715,000 | $ 248,000 | $ 115,000 |
| PEORIA, IL | 27 | $ 2,875,000 | $ 106,000 | $ 161,000 |
| ROME, GA | 27 | $ 4,415,000 | $ 163,000 | $ 93,000 |
| BLOOMSBURG-BERWICK, PA | 26 | $ 5,520,000 | $ 212,000 | $ 120,000 |
| BRUNSWICK, GA | 26 | $ 7,460,000 | $ 286,000 | $ 183,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 26 | $ 3,170,000 | $ 125,000 | $ 96,666 |
| COEUR D'ALENE, ID | 25 | $ 7,745,000 | $ 309,000 | $ 116,000 |
| AMARILLO, TX | 24 | $ 5,130,000 | $ 213,000 | $ 125,000 |
| BILLINGS, MT | 24 | $ 5,610,000 | $ 233,000 | $ 139,000 |
| BLOOMINGTON, IL | 24 | $ 3,980,000 | $ 165,000 | $ 126,000 |
| CHEYENNE, WY | 24 | $ 8,840,000 | $ 368,000 | $ 130,000 |
| DECATUR, AL | 24 | $ 4,470,000 | $ 186,000 | $ 105,000 |
| MUSKEGON, MI | 24 | $ 2,790,000 | $ 116,000 | $ 80,000 |
| ODESSA, TX | 24 | $ 5,810,000 | $ 242,000 | $ 131,000 |
| NEW BERN, NC | 23 | $ 3,755,000 | $ 163,000 | $ 118,000 |
| OGDEN-CLEARFIELD, UT | 23 | $ 9,515,000 | $ 413,000 | $ 126,000 |
| RAPID CITY, SD | 23 | $ 5,315,000 | $ 231,000 | $ 109,000 |
| STAUNTON-WAYNESBORO, VA | 22 | $ 3,910,000 | $ 177,000 | $ 135,000 |
| WILLIAMSPORT, PA | 22 | $ 4,310,000 | $ 195,000 | $ 92,000 |
| CASPER, WY | 21 | $ 7,065,000 | $ 336,000 | $ 142,000 |
| FORT COLLINS, CO | 21 | $ 8,455,000 | $ 402,000 | $ 213,000 |
| FORT WAYNE, IN | 21 | $ 1,835,000 | $ 87,000 | $ 90,000 |
| ST. CLOUD, MN | 21 | $ 3,195,000 | $ 152,000 | $ 93,000 |
| SUMTER, SC | 21 | $ 2,905,000 | $ 138,000 | $ 130,000 |
| VALDOSTA, GA | 21 | $ 2,845,000 | $ 135,000 | $ 98,000 |
| VISALIA-PORTERVILLE, CA | 21 | $ 7,645,000 | $ 364,000 | $ 119,000 |
| CORPUS CHRISTI, TX | 20 | $ 5,920,000 | $ 296,000 | $ 133,000 |
| EVANSVILLE, IN-KY | 20 | $ 1,610,000 | $ 120,500 | $ 109,500 |
| LAFAYETTE-WEST LAFAYETTE, IN | 20 | $ 3,220,000 | $ 161,000 | $ 139,000 |
| SEBRING, FL | 20 | $ 2,960,000 | $ 148,000 | $ 101,000 |
| STOCKTON-LODI, CA | 20 | $ 10,140,000 | $ 507,000 | $ 164,000 |
| CHAMPAIGN-URBANA, IL | 19 | $ 2,865,000 | $ 150,000 | $ 122,000 |
| COLLEGE STATION-BRYAN, TX | 19 | $ 6,205,000 | $ 326,000 | $ 146,000 |
| PARKERSBURG-VIENNA, WV | 19 | $ 2,955,000 | $ 155,000 | $ 89,000 |
| SHERMAN-DENISON, TX | 19 | $ 7,475,000 | $ 393,000 | $ 151,000 |
| SPRINGFIELD, OH | 19 | $ 1,755,000 | $ 92,000 | $ 78,000 |
| BAKERSFIELD, CA | 18 | $ 6,750,000 | $ 375,000 | $ 151,000 |
| BEND-REDMOND, OR | 18 | $ 6,930,000 | $ 385,000 | $ 127,000 |
| MADISON, WI | 18 | $ 5,920,000 | $ 328,000 | $ 204,000 |
| MCALLEN-EDINBURG-MISSION, TX | 18 | $ 3,940,000 | $ 218,000 | $ 105,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 17 | $ 2,335,000 | $ 137,000 | $ 85,000 |
| BOULDER, CO | 17 | $ 9,445,000 | $ 555,000 | $ 252,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 17 | $ 3,035,000 | $ 178,000 | $ 180,000 |
| DOTHAN, AL | 17 | $ 2,175,000 | $ 127,000 | $ 77,000 |
| GREENVILLE, NC | 17 | $ 2,295,000 | $ 135,000 | $ 107,000 |
| LOGAN, UT-ID | 17 | $ 4,855,000 | $ 233,000 | $ 95,500 |
| RENO, NV | 17 | $ 6,885,000 | $ 405,000 | $ 152,000 |
| WICHITA, KS | 17 | $ 2,875,000 | $ 169,000 | $ 66,000 |
| ALBANY, GA | 16 | $ 1,690,000 | $ 105,000 | $ 107,000 |
| BANGOR, ME | 16 | $ 2,190,000 | $ 136,000 | $ 115,000 |
| BATTLE CREEK, MI | 16 | $ 2,050,000 | $ 128,000 | $ 79,000 |
| BECKLEY, WV | 16 | $ 3,080,000 | $ 192,000 | $ 94,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 16 | $ 4,360,000 | $ 272,000 | $ 118,000 |
| ROCKY MOUNT, NC | 16 | $ 2,020,000 | $ 126,000 | $ 99,000 |
| TYLER, TX | 16 | $ 4,630,000 | $ 289,000 | $ 127,000 |
| BAY CITY, MI | 15 | $ 1,315,000 | $ 87,000 | $ 110,000 |
| MONROE, LA | 15 | $ 3,835,000 | $ 255,000 | $ 117,000 |
| MORGANTOWN, WV | 15 | $ 2,745,000 | $ 183,000 | $ 96,000 |
| SIERRA VISTA-DOUGLAS, AZ | 15 | $ 2,815,000 | $ 187,000 | $ 103,000 |
| CARBONDALE-MARION, IL | 14 | $ 2,150,000 | $ 153,000 | $ 174,000 |
| KILLEEN-TEMPLE, TX | 14 | $ 2,930,000 | $ 209,000 | $ 137,000 |
| MICHIGAN CITY-LA PORTE, IN | 14 | $ 1,950,000 | $ 139,000 | $ 103,000 |
| MIDLAND, MI | 14 | $ 1,390,000 | $ 99,000 | $ 110,000 |
| APPLETON, WI | 13 | $ 3,415,000 | $ 262,000 | $ 114,000 |
| GADSDEN, AL | 13 | $ 2,385,000 | $ 183,000 | $ 68,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 13 | $ 5,895,000 | $ 453,000 | $ 190,000 |
| WACO, TX | 13 | $ 4,115,000 | $ 316,000 | $ 194,000 |
| COLUMBUS, IN | 12 | $ 1,860,000 | $ 155,000 | $ 131,000 |
| ELKHART-GOSHEN, IN | 12 | $ 1,210,000 | $ 100,000 | $ 117,000 |
| GREELEY, CO | 12 | $ 5,130,000 | $ 427,000 | $ 186,000 |
| MODESTO, CA | 12 | $ 4,340,000 | $ 361,000 | $ 130,000 |
| SPRINGFIELD, IL | 12 | $ 1,120,000 | $ 93,000 | $ 100,000 |
| VALLEJO-FAIRFIELD, CA | 12 | $ 6,170,000 | $ 514,000 | $ 211,000 |
| GRAND JUNCTION, CO | 11 | $ 3,025,000 | $ 275,000 | $ 97,000 |
| LAWTON, OK | 11 | $ 1,035,000 | $ 94,000 | $ 86,000 |
| MEDFORD, OR | 11 | $ 3,495,000 | $ 317,000 | $ 102,000 |
| PINE BLUFF, AR | 11 | $ 1,515,000 | $ 137,000 | $ 64,000 |
| SAN RAFAEL, CA | 11 | $ 11,655,000 | $ 1,059,000 | $ 805,000 |
| SANTA ROSA, CA | 11 | $ 6,385,000 | $ 580,000 | $ 181,000 |
| WATERLOO-CEDAR FALLS, IA | 11 | $ 2,165,000 | $ 196,000 | $ 124,000 |
| WHEELING, WV-OH | 11 | $ 1,155,000 | $ 109,000 | $ 121,000 |
| CHICO, CA | 10 | $ 3,170,000 | $ 317,000 | $ 197,000 |
| GOLDSBORO, NC | 10 | $ 1,080,000 | $ 108,000 | $ 58,000 |
| LIMA, OH | 10 | $ 1,360,000 | $ 136,000 | $ 193,000 |
| MANHATTAN, KS | 10 | $ 2,300,000 | $ 230,000 | $ 97,000 |
| RACINE, WI | 10 | $ 2,130,000 | $ 213,000 | $ 123,000 |
| SAN ANGELO, TX | 10 | $ 2,460,000 | $ 246,000 | $ 79,000 |
| TOPEKA, KS | 10 | $ 1,870,000 | $ 187,000 | $ 88,000 |
| FAIRBANKS, AK | 9 | $ 3,135,000 | $ 348,000 | $ 113,000 |
| GRAND FORKS, ND-MN | 9 | $ 2,295,000 | $ 223,000 | $ 95,500 |
| HAMMOND, LA | 9 | $ 2,685,000 | $ 298,000 | $ 130,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 9 | $ 2,015,000 | $ 223,000 | $ 107,000 |
| LAWRENCE, KS | 9 | $ 2,475,000 | $ 275,000 | $ 114,000 |
| MISSOULA, MT | 9 | $ 3,595,000 | $ 399,000 | $ 131,000 |
| OSHKOSH-NEENAH, WI | 9 | $ 1,665,000 | $ 185,000 | $ 73,000 |
| OWENSBORO, KY | 9 | $ 875,000 | $ 97,000 | $ 70,000 |
| SANTA MARIA-SANTA BARBARA, CA | 9 | $ 6,205,000 | $ 689,000 | $ 236,000 |
| ST. GEORGE, UT | 9 | $ 3,775,000 | $ 419,000 | $ 178,000 |
| PUEBLO, CO | 8 | $ 2,160,000 | $ 270,000 | $ 103,000 |
| TERRE HAUTE, IN | 8 | $ 530,000 | $ 66,000 | $ 83,000 |
| WENATCHEE, WA | 8 | $ 2,780,000 | $ 347,000 | $ 156,000 |
| BELLINGHAM, WA | 7 | $ 2,655,000 | $ 379,000 | $ 110,000 |
| BROWNSVILLE-HARLINGEN, TX | 7 | $ 1,835,000 | $ 262,000 | $ 84,000 |
| CHARLESTON, WV | 7 | $ 795,000 | $ 113,000 | $ 75,000 |
| DANVILLE, IL | 7 | $ 305,000 | $ 43,000 | $ 57,000 |
| EUGENE, OR | 7 | $ 2,385,000 | $ 340,000 | $ 137,000 |
| GREEN BAY, WI | 7 | $ 2,245,000 | $ 320,000 | $ 142,000 |
| HANFORD-CORCORAN, CA | 7 | $ 2,405,000 | $ 343,000 | $ 109,000 |
| KOKOMO, IN | 7 | $ 625,000 | $ 89,000 | $ 59,000 |
| MANKATO-NORTH MANKATO, MN | 7 | $ 925,000 | $ 132,000 | $ 111,000 |
| YUBA CITY, CA | 7 | $ 2,955,000 | $ 422,000 | $ 127,000 |
| COLUMBIA, MO | 6 | $ 1,380,000 | $ 230,000 | $ 89,000 |
| GREAT FALLS, MT | 6 | $ 1,310,000 | $ 218,000 | $ 95,000 |
| KANKAKEE, IL | 6 | $ 620,000 | $ 103,000 | $ 104,000 |
| KENNEWICK-RICHLAND, WA | 6 | $ 1,870,000 | $ 311,000 | $ 312,000 |
| LAREDO, TX | 6 | $ 1,390,000 | $ 231,000 | $ 136,000 |
| MOUNT VERNON-ANACORTES, WA | 6 | $ 2,110,000 | $ 351,000 | $ 101,000 |
| MUNCIE, IN | 6 | $ 430,000 | $ 71,000 | $ 83,000 |
| SALINAS, CA | 6 | $ 3,520,000 | $ 586,000 | $ 174,000 |
| YUMA, AZ | 6 | $ 1,220,000 | $ 203,000 | $ 74,000 |
| CAPE GIRARDEAU, MO-IL | 5 | $ 755,000 | $ 128,000 | $ 92,500 |
| CORVALLIS, OR | 5 | $ 1,925,000 | $ 385,000 | $ 162,000 |
| DECATUR, IL | 5 | $ 475,000 | $ 95,000 | $ 76,000 |
| DUBUQUE, IA | 5 | $ 1,175,000 | $ 235,000 | $ 76,000 |
| JANESVILLE-BELOIT, WI | 5 | $ 1,225,000 | $ 245,000 | $ 93,000 |
| JEFFERSON CITY, MO | 5 | $ 705,000 | $ 141,000 | $ 144,000 |
| MADERA, CA | 5 | $ 1,405,000 | $ 281,000 | $ 67,000 |
| NAPA, CA | 5 | $ 2,615,000 | $ 523,000 | $ 179,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 3,595,000 | $ 719,000 | $ 183,000 |
| SHEBOYGAN, WI | 5 | $ 1,155,000 | $ 231,000 | $ 81,000 |
| LEWISTON, ID-WA | 4 | $ 1,190,000 | $ 297,000 | $ 92,000 |
| LONGVIEW, TX | 4 | $ 1,050,000 | $ 262,000 | $ 107,000 |
| SALEM, OR | 4 | $ 890,000 | $ 222,000 | $ 127,000 |
| URBAN HONOLULU, HI | 4 | $ 2,310,000 | $ 577,000 | $ 139,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 1,225,000 | $ 408,000 | $ 139,000 |
| CARSON CITY, NV | 3 | $ 1,015,000 | $ 338,000 | $ 122,000 |
| MERCED, CA | 3 | $ 1,465,000 | $ 488,000 | $ 953,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 745,000 | $ 248,000 | $ 87,000 |
| SANTA FE, NM | 3 | $ 985,000 | $ 328,000 | $ 113,000 |
| ALBANY, OR | 2 | $ 680,000 | $ 340,000 | $ 188,000 |
| ALEXANDRIA, LA | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| ANCHORAGE, AK | 2 | $ 630,000 | $ 315,000 | $ 176,000 |
| EAU CLAIRE, WI | 2 | $ 530,000 | $ 265,000 | $ 116,000 |
| ENID, OK | 2 | $ 90,000 | $ 45,000 | $ 26,000 |
| FARMINGTON, NM | 2 | $ 190,000 | $ 95,000 | $ 62,000 |
| FOND DU LAC, WI | 2 | $ 490,000 | $ 245,000 | $ 64,000 |
| REDDING, CA | 2 | $ 940,000 | $ 470,000 | $ 221,000 |
| VICTORIA, TX | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| WAUSAU, WI | 2 | $ 380,000 | $ 190,000 | $ 117,000 |
| YAKIMA, WA | 2 | $ 230,000 | $ 115,000 | $ 52,000 |
| GRANTS PASS, OR | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| ST. JOSEPH, MO-KS | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Citizens Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 40,368 | $14,640,530,000 | $362,000 | $16,235,000 | $167,000 | $8,645,000 |
| Other Purpose | 36,568 | $4,792,880,000 | $131,000 | $5,005,000 | $136,000 | $8,999,000 |
| Home Improvement | 36,279 | $5,317,365,000 | $146,000 | $3,005,000 | $149,000 | $9,500,000 |
| Refinancing | 25,244 | $5,864,950,000 | $232,000 | $7,875,000 | $153,000 | $6,059,000 |
| Cash-out Refinancing | 5,622 | $1,305,860,000 | $232,000 | $9,105,000 | $104,000 | $3,602,000 |
| Not Applicable | 51 | $6,985,000 | $136,000 | $385,000 | $63,000 | $185,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 95,625 | $20,841,645,000 | $217,000 | $16,235,000 | $151,000 | $9,500,000 |
| Not Provided | 16,067 | $4,254,205,000 | $264,000 | $10,205,000 | $174,000 | $8,531,000 |
| Black or African American | 11,537 | $1,675,655,000 | $145,000 | $6,505,000 | $106,000 | $7,110,000 |
| Hispanic | 10,212 | $1,974,740,000 | $193,000 | $4,905,000 | $124,000 | $8,326,000 |
| Asian | 7,444 | $2,294,980,000 | $308,000 | $3,165,000 | $169,000 | $3,545,000 |
| American Indian or Alaskan Native | 810 | $120,020,000 | $148,000 | $2,005,000 | $119,000 | $2,401,000 |
| Not applicable | 396 | $139,790,000 | $353,000 | $11,005,000 | $95,000 | $725,000 |
| Native Hawaiian or Other Pacific Islander | 133 | $22,785,000 | $171,000 | $805,000 | $121,000 | $1,210,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 137,017 | $30,135,855,000 | $219,000 | $16,235,000 | $153,000 | $9,500,000 |
| FHA-insured (Federal Housing Administration) | 4,877 | $1,144,735,000 | $234,000 | $1,275,000 | $84,000 | $875,000 |
| VA-guaranteed (Veterans Administration) | 2,007 | $608,995,000 | $303,000 | $2,025,000 | $106,000 | $3,137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 231 | $38,985,000 | $168,000 | $365,000 | $67,000 | $136,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 67,520 | $15,607,830,000 | $231,000 | $11,005,000 | $171,000 | $8,999,000 |
| Application Denied By Financial Institution | 44,592 | $7,899,580,000 | $177,000 | $16,235,000 | $120,000 | $8,645,000 |
| Loan Purchased By The Institution | 17,450 | $4,992,780,000 | $286,000 | $1,455,000 | $127,000 | $8,326,000 |
| Application Withdrawn By Applicant | 7,815 | $1,954,925,000 | $250,000 | $12,005,000 | $173,000 | $9,500,000 |
| File Closed For Incompleteness | 5,005 | $1,190,515,000 | $237,000 | $7,005,000 | $168,000 | $6,909,000 |
| Application Approved But Not Accepted | 1,750 | $282,940,000 | $161,000 | $2,505,000 | $146,000 | $5,056,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 99,540 | $24,028,990,000 | $241,000 | $12,005,000 | $163,000 | $9,500,000 |
| Debt-To-Income Ratio | 22,413 | $4,208,455,000 | $187,000 | $9,005,000 | $82,000 | $4,320,000 |
| Collateral | 8,951 | $1,691,685,000 | $188,000 | $7,005,000 | $183,000 | $7,626,000 |
| Credit History | 6,749 | $749,715,000 | $111,000 | $16,235,000 | $121,000 | $8,645,000 |
| Other | 4,283 | $540,855,000 | $126,000 | $6,255,000 | $164,000 | $6,018,000 |
| Credit Application Incomplete | 1,157 | $402,095,000 | $347,000 | $1,925,000 | $154,000 | $3,137,000 |
| Unverifiable Information | 472 | $118,560,000 | $251,000 | $3,115,000 | $170,000 | $4,500,000 |
| Employment History | 361 | $66,235,000 | $183,000 | $2,605,000 | $121,000 | $828,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 206 | $121,980,000 | $592,000 | $9,995,000 | $241,000 | $1,761,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.