Refinance.Com Mortgage Lending & HMDA Data, 2004
In 2004, Refinance.Com of Syosset, NY reported 4,096 mortgage applications totaling $922.2 million, up 59% from 2003. The average application was for $225,156, and applicants reported an average income of $72,611. 54% of its applications resulted in an originated loan and 2% were denied. Its largest markets were New York-Wayne-White Plains, NY-NJ (803), Nassau-Suffolk, NY (579) and Baltimore-Towson, MD (92) (applications in parentheses).
| Mortgage Company & Address | Refinance.Com 60 Oak Drive Syosset, NY 11791 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2004 2003 |
| Total Number of Mortgage Applications | 4,096 |
| Total Mortgage Loan Application Amount | $922,242,000 |
| Average Mortgage Loan Application Amount | $225,156 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $72,611 |
| Highest Applicant Income | $2,300,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Refinance.Com filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens, New York | 336 | $ 102,150,000 | $ 304,017 | $ 85,000 |
| Nassau, New York | 319 | $ 90,849,000 | $ 284,793 | $ 90,000 |
| Suffolk, New York | 261 | $ 68,375,000 | $ 261,973 | $ 102,000 |
| Kings, New York | 158 | $ 44,764,000 | $ 283,316 | $ 65,000 |
| New York, New York | 84 | $ 38,616,000 | $ 459,714 | $ 113,000 |
| Broward, Florida | 81 | $ 15,897,000 | $ 196,259 | $ 83,000 |
| Prince George's, Maryland | 77 | $ 17,582,000 | $ 228,337 | $ 80,000 |
| Westchester, New York | 77 | $ 24,847,000 | $ 322,688 | $ 95,000 |
| Miami-Dade, Florida | 73 | $ 14,948,000 | $ 204,767 | $ 66,000 |
| Los Angeles, California | 68 | $ 21,952,000 | $ 322,823 | $ 84,000 |
| Richmond, New York | 68 | $ 17,595,000 | $ 258,750 | $ 68,000 |
| Palm Beach, Florida | 60 | $ 13,867,000 | $ 231,116 | $ 88,000 |
| Orange, New York | 51 | $ 9,883,000 | $ 193,784 | $ 75,000 |
| New Haven, Connecticut | 49 | $ 7,249,000 | $ 147,938 | $ 101,000 |
| Cook, Illinois | 47 | $ 8,388,000 | $ 178,468 | $ 61,000 |
| Fairfield, Connecticut | 46 | $ 13,606,000 | $ 295,782 | $ 61,000 |
| Worcester, Massachusetts | 46 | $ 9,117,000 | $ 198,195 | $ 60,000 |
| Riverside, California | 39 | $ 9,192,000 | $ 235,692 | $ 62,000 |
| Hartford, Connecticut | 37 | $ 5,614,000 | $ 151,729 | $ 58,000 |
| Bronx, New York | 37 | $ 8,359,000 | $ 225,918 | $ 71,000 |
| Hillsborough, Florida | 36 | $ 5,818,000 | $ 161,611 | $ 41,000 |
| Middlesex, Massachusetts | 35 | $ 11,103,000 | $ 317,228 | $ 116,000 |
| Dutchess, New York | 34 | $ 8,490,000 | $ 249,705 | $ 98,000 |
| San Bernardino, California | 33 | $ 6,718,000 | $ 203,575 | $ 60,000 |
| Rockland, New York | 30 | $ 8,724,000 | $ 290,800 | $ 97,000 |
| San Diego, California | 29 | $ 9,875,000 | $ 340,517 | $ 70,000 |
| Pinellas, Florida | 29 | $ 5,425,000 | $ 187,068 | $ 71,000 |
| Anne Arundel, Maryland | 27 | $ 6,612,000 | $ 244,888 | $ 52,000 |
| Essex, Massachusetts | 27 | $ 7,425,000 | $ 275,000 | $ 82,000 |
| Orange, Florida | 26 | $ 4,712,000 | $ 181,230 | $ 73,000 |
| Plymouth, Massachusetts | 26 | $ 5,686,000 | $ 218,692 | $ 72,000 |
| Brevard, Florida | 25 | $ 3,572,000 | $ 142,880 | $ 75,000 |
| Baltimore, Maryland | 25 | $ 3,835,000 | $ 153,400 | $ 102,000 |
| Wayne, Michigan | 21 | $ 2,224,000 | $ 105,904 | $ 51,000 |
| Orange, California | 19 | $ 6,078,000 | $ 319,894 | $ 83,000 |
| Bristol, Massachusetts | 19 | $ 3,878,000 | $ 204,105 | $ 99,000 |
| Ulster, New York | 19 | $ 2,909,000 | $ 153,105 | $ 52,000 |
| Erie, New York | 18 | $ 1,937,000 | $ 107,611 | $ 70,000 |
| Lee, Florida | 17 | $ 2,874,000 | $ 169,058 | $ 54,000 |
| Sarasota, Florida | 17 | $ 4,124,000 | $ 242,588 | $ 61,000 |
| Hampden, Massachusetts | 17 | $ 2,566,000 | $ 150,941 | $ 54,000 |
| Suffolk, Massachusetts | 17 | $ 3,990,000 | $ 234,705 | $ 64,000 |
| Seminole, Florida | 16 | $ 2,323,000 | $ 145,187 | $ 69,000 |
| Montgomery, Maryland | 16 | $ 4,564,000 | $ 285,250 | $ 84,000 |
| Collier, Florida | 15 | $ 3,284,000 | $ 218,933 | $ 219,000 |
| St. Lucie, Florida | 15 | $ 2,256,000 | $ 150,400 | $ 63,000 |
| Hennepin, Minnesota | 15 | $ 3,036,000 | $ 202,400 | $ 60,000 |
| Ramsey, Minnesota | 15 | $ 2,614,000 | $ 174,266 | $ 83,000 |
| Monroe, New York | 15 | $ 2,276,000 | $ 151,733 | $ 107,000 |
| Kern, California | 14 | $ 2,283,000 | $ 163,071 | $ 70,000 |
| Onondaga, New York | 14 | $ 1,332,000 | $ 95,142 | $ 68,000 |
| New London, Connecticut | 13 | $ 1,909,000 | $ 146,846 | $ 71,000 |
| Polk, Florida | 13 | $ 1,750,000 | $ 134,615 | $ 48,000 |
| Putnam, New York | 13 | $ 2,863,000 | $ 220,230 | $ 118,000 |
| Horry, South Carolina | 13 | $ 2,049,000 | $ 157,615 | $ 75,000 |
| Litchfield, Connecticut | 12 | $ 2,438,000 | $ 203,166 | $ 64,000 |
| Okaloosa, Florida | 12 | $ 2,128,000 | $ 177,333 | $ 48,000 |
| Volusia, Florida | 12 | $ 1,510,000 | $ 125,833 | $ 60,000 |
| Charles, Maryland | 12 | $ 2,562,000 | $ 213,500 | $ 62,000 |
| Harford, Maryland | 12 | $ 2,129,000 | $ 177,416 | $ 93,000 |
| Barnstable, Massachusetts | 12 | $ 2,756,000 | $ 229,666 | $ 82,000 |
| Oneida, New York | 12 | $ 1,678,000 | $ 139,833 | $ 61,000 |
| Contra Costa, California | 11 | $ 3,405,000 | $ 309,545 | $ 68,000 |
| Duval, Florida | 11 | $ 1,594,000 | $ 144,909 | $ 55,000 |
| Lake, Florida | 11 | $ 1,476,000 | $ 134,181 | $ 28,000 |
| Will, Illinois | 11 | $ 2,145,000 | $ 195,000 | $ 67,000 |
| Howard, Maryland | 11 | $ 2,549,000 | $ 231,727 | $ 62,000 |
| Bernalillo, New Mexico | 11 | $ 1,419,000 | $ 129,000 | $ 59,000 |
| Beaufort, South Carolina | 11 | $ 1,722,000 | $ 156,545 | $ 52,000 |
| Virginia Beach, Virginia | 11 | $ 1,322,000 | $ 120,181 | $ 44,000 |
| Pierce, Washington | 11 | $ 1,970,000 | $ 179,090 | $ 46,000 |
| Sacramento, California | 10 | $ 2,144,000 | $ 214,400 | $ 61,000 |
| Baltimore City, Maryland | 10 | $ 1,260,000 | $ 126,000 | $ 49,000 |
| Norfolk, Massachusetts | 10 | $ 2,621,000 | $ 262,100 | $ 76,000 |
| Broome, New York | 10 | $ 1,019,000 | $ 101,900 | $ 64,000 |
| Charleston, South Carolina | 10 | $ 2,477,000 | $ 247,700 | $ 73,000 |
| Shelby, Tennessee | 10 | $ 1,503,000 | $ 150,300 | $ 47,000 |
| King, Washington | 10 | $ 2,372,000 | $ 237,200 | $ 62,000 |
| Solano, California | 9 | $ 3,321,000 | $ 369,000 | $ 62,000 |
| Ventura, California | 9 | $ 2,145,000 | $ 238,333 | $ 148,000 |
| Lake, Illinois | 9 | $ 1,271,000 | $ 141,222 | $ 54,000 |
| St. Mary's, Maryland | 9 | $ 1,596,000 | $ 177,333 | $ 59,000 |
| Oakland, Michigan | 9 | $ 1,640,000 | $ 182,222 | $ 61,000 |
| Anoka, Minnesota | 9 | $ 1,317,000 | $ 146,333 | $ 49,000 |
| Dakota, Minnesota | 9 | $ 2,147,000 | $ 238,555 | $ 115,000 |
| Albany, New York | 9 | $ 928,000 | $ 103,111 | $ 46,000 |
| Saratoga, New York | 9 | $ 1,090,000 | $ 121,111 | $ 34,000 |
| Richland, South Carolina | 9 | $ 1,169,000 | $ 129,888 | $ 58,000 |
| York, South Carolina | 9 | $ 1,029,000 | $ 114,333 | $ 72,000 |
| San Joaquin, California | 8 | $ 1,975,000 | $ 246,875 | $ 113,000 |
| Middlesex, Connecticut | 8 | $ 1,590,000 | $ 198,750 | $ 84,000 |
| Tolland, Connecticut | 8 | $ 1,310,000 | $ 163,750 | $ 79,000 |
| Martin, Florida | 8 | $ 1,888,000 | $ 236,000 | $ 131,000 |
| Pasco, Florida | 8 | $ 1,048,000 | $ 131,000 | $ 45,000 |
| Kane, Illinois | 8 | $ 1,363,000 | $ 170,375 | $ 71,000 |
| Lake, Indiana | 8 | $ 802,000 | $ 100,250 | $ 50,000 |
| Jackson, Missouri | 8 | $ 910,000 | $ 113,750 | $ 21,000 |
| Clinton, New York | 8 | $ 741,000 | $ 92,625 | $ 40,000 |
| Niagara, New York | 8 | $ 930,000 | $ 116,250 | $ 69,000 |
| Sullivan, New York | 8 | $ 1,348,000 | $ 168,500 | $ 270,000 |
| Washington, Oregon | 8 | $ 1,269,000 | $ 158,625 | $ 61,000 |
| Fresno, California | 7 | $ 1,594,000 | $ 227,714 | $ 53,000 |
| Santa Clara, California | 7 | $ 2,345,000 | $ 335,000 | $ 73,000 |
| Bay, Florida | 7 | $ 851,000 | $ 121,571 | $ 46,000 |
| Charlotte, Florida | 7 | $ 1,713,000 | $ 244,714 | $ 66,000 |
| Clay, Florida | 7 | $ 797,000 | $ 113,857 | $ 46,000 |
| Hernando, Florida | 7 | $ 1,169,000 | $ 167,000 | $ 29,000 |
| Manatee, Florida | 7 | $ 1,095,000 | $ 156,428 | $ 55,000 |
| Hamilton, Indiana | 7 | $ 1,539,000 | $ 219,857 | $ 71,000 |
| Marion, Indiana | 7 | $ 1,267,000 | $ 181,000 | $ 81,000 |
| Calvert, Maryland | 7 | $ 1,625,000 | $ 232,142 | $ 68,000 |
| Genesee, Michigan | 7 | $ 1,081,000 | $ 154,428 | $ 71,000 |
| St. Clair, Michigan | 7 | $ 903,000 | $ 129,000 | $ 51,000 |
| St. Louis, Missouri | 7 | $ 1,074,000 | $ 153,428 | $ 64,000 |
| Greene, New York | 7 | $ 709,000 | $ 101,285 | $ 39,000 |
| Madison, New York | 7 | $ 643,000 | $ 91,857 | $ 65,000 |
| Prince William, Virginia | 7 | $ 978,000 | $ 139,714 | $ 50,000 |
| Alameda, California | 6 | $ 2,494,000 | $ 415,666 | $ 67,000 |
| Arapahoe, Colorado | 6 | $ 1,120,000 | $ 186,666 | $ 55,000 |
| Jefferson, Colorado | 6 | $ 1,707,000 | $ 284,500 | $ 300,000 |
| Escambia, Florida | 6 | $ 745,000 | $ 124,166 | $ 77,000 |
| Flagler, Florida | 6 | $ 990,000 | $ 165,000 | $ 55,000 |
| Indian River, Florida | 6 | $ 1,081,000 | $ 180,166 | $ 49,000 |
| DuPage, Illinois | 6 | $ 1,610,000 | $ 268,333 | $ 72,000 |
| Montgomery, New York | 6 | $ 542,000 | $ 90,333 | $ 65,000 |
| Warren, New York | 6 | $ 1,066,000 | $ 177,666 | $ 63,000 |
| Pickens, South Carolina | 6 | $ 1,927,000 | $ 321,166 | $ 130,000 |
| Fairfax, Virginia | 6 | $ 1,889,000 | $ 314,833 | $ 137,000 |
| Spokane, Washington | 6 | $ 599,000 | $ 99,833 | $ 33,000 |
| Tulare, California | 5 | $ 645,000 | $ 129,000 | $ 88,000 |
| Boulder, Colorado | 5 | $ 1,396,000 | $ 279,200 | $ 73,000 |
| Alachua, Florida | 5 | $ 845,000 | $ 169,000 | $ 95,000 |
| Monroe, Florida | 5 | $ 1,309,000 | $ 261,800 | $ 50,000 |
| Osceola, Florida | 5 | $ 664,000 | $ 132,800 | $ 152,000 |
| St. Johns, Florida | 5 | $ 655,000 | $ 131,000 | $ 33,000 |
| Johnson, Kansas | 5 | $ 1,213,000 | $ 242,600 | $ 180,000 |
| Carroll, Maryland | 5 | $ 774,000 | $ 154,800 | $ 80,000 |
| Kent, Michigan | 5 | $ 926,000 | $ 185,200 | $ 47,000 |
| Macomb, Michigan | 5 | $ 664,000 | $ 132,800 | $ 52,000 |
| Greene, Missouri | 5 | $ 496,000 | $ 99,200 | $ 44,000 |
| Rensselaer, New York | 5 | $ 485,000 | $ 97,000 | $ 44,000 |
| Georgetown, South Carolina | 5 | $ 2,423,000 | $ 484,600 | $ 243,000 |
| Snohomish, Washington | 5 | $ 1,071,000 | $ 214,200 | $ 80,000 |
| Stanislaus, California | 4 | $ 727,000 | $ 181,750 | $ 50,000 |
| Adams, Colorado | 4 | $ 745,000 | $ 186,250 | $ 58,000 |
| El Paso, Colorado | 4 | $ 676,000 | $ 169,000 | $ 86,000 |
| Weld, Colorado | 4 | $ 576,000 | $ 144,000 | $ 43,000 |
| Windham, Connecticut | 4 | $ 679,000 | $ 169,750 | $ 76,000 |
| Leon, Florida | 4 | $ 549,000 | $ 137,250 | $ 109,000 |
| Marion, Florida | 4 | $ 405,000 | $ 101,250 | $ 64,000 |
| McHenry, Illinois | 4 | $ 688,000 | $ 172,000 | $ 55,000 |
| Tazewell, Illinois | 4 | $ 341,000 | $ 85,250 | $ 50,000 |
| Johnson, Indiana | 4 | $ 405,000 | $ 101,250 | $ 61,000 |
| LaPorte, Indiana | 4 | $ 494,000 | $ 123,500 | $ 63,000 |
| St. Joseph, Indiana | 4 | $ 400,000 | $ 100,000 | $ 61,000 |
| Caroline, Maryland | 4 | $ 778,000 | $ 194,500 | $ 79,000 |
| Cecil, Maryland | 4 | $ 723,000 | $ 180,750 | $ 43,000 |
| Berkshire, Massachusetts | 4 | $ 656,000 | $ 164,000 | $ 40,000 |
| Kalamazoo, Michigan | 4 | $ 365,000 | $ 91,250 | $ 49,000 |
| Olmsted, Minnesota | 4 | $ 768,000 | $ 192,000 | $ 57,000 |
| St. Louis City, Missouri | 4 | $ 614,000 | $ 153,500 | $ 36,000 |
| Columbia, New York | 4 | $ 688,000 | $ 172,000 | $ 55,000 |
| Cortland, New York | 4 | $ 302,000 | $ 75,500 | $ 54,000 |
| Delaware, New York | 4 | $ 509,000 | $ 127,250 | $ 30,000 |
| Otsego, New York | 4 | $ 789,000 | $ 197,250 | $ 90,000 |
| Schenectady, New York | 4 | $ 393,000 | $ 98,250 | $ 38,000 |
| Tompkins, New York | 4 | $ 507,000 | $ 126,750 | $ 35,000 |
| Washington, New York | 4 | $ 372,000 | $ 93,000 | $ 37,000 |
| Greenville, South Carolina | 4 | $ 489,000 | $ 122,250 | $ 51,000 |
| Spartanburg, South Carolina | 4 | $ 404,000 | $ 101,000 | $ 45,000 |
| Chesterfield, Virginia | 4 | $ 500,000 | $ 125,000 | $ 63,000 |
| El Dorado, California | 3 | $ 613,000 | $ 204,333 | $ 65,000 |
| Merced, California | 3 | $ 581,000 | $ 193,666 | $ 26,000 |
| Napa, California | 3 | $ 853,000 | $ 284,333 | $ 37,000 |
| San Mateo, California | 3 | $ 1,249,000 | $ 416,333 | $ 159,000 |
| Santa Cruz, California | 3 | $ 1,685,000 | $ 561,666 | $ 240,000 |
| Denver, Colorado | 3 | $ 428,000 | $ 142,666 | $ 34,000 |
| Douglas, Colorado | 3 | $ 535,000 | $ 178,333 | $ 52,000 |
| Logan, Colorado | 3 | $ 387,000 | $ 129,000 | $ 82,000 |
| New Castle, Delaware | 3 | $ 675,000 | $ 225,000 | $ 77,000 |
| Citrus, Florida | 3 | $ 759,000 | $ 253,000 | $ 63,000 |
| McLean, Illinois | 3 | $ 252,000 | $ 84,000 | $ 43,000 |
| Allen, Indiana | 3 | $ 268,000 | $ 89,333 | $ 21,000 |
| Clark, Indiana | 3 | $ 362,000 | $ 120,666 | $ 47,000 |
| Elkhart, Indiana | 3 | $ 289,000 | $ 96,333 | $ 46,000 |
| Fayette, Indiana | 3 | $ 180,000 | $ 60,000 | $ 43,000 |
| Hendricks, Indiana | 3 | $ 394,000 | $ 131,333 | $ 56,000 |
| Steuben, Indiana | 3 | $ 582,000 | $ 194,000 | $ 66,000 |
| Vigo, Indiana | 3 | $ 291,000 | $ 97,000 | $ 42,000 |
| Frederick, Maryland | 3 | $ 744,000 | $ 248,000 | $ 75,000 |
| Washington, Maryland | 3 | $ 712,000 | $ 237,333 | $ 42,000 |
| Wicomico, Maryland | 3 | $ 354,000 | $ 118,000 | $ 93,000 |
| Worcester, Maryland | 3 | $ 832,000 | $ 277,333 | $ 123,000 |
| Franklin, Massachusetts | 3 | $ 300,000 | $ 100,000 | $ 38,000 |
| Allegan, Michigan | 3 | $ 508,000 | $ 169,333 | $ 68,000 |
| Cass, Michigan | 3 | $ 299,000 | $ 99,666 | $ 44,000 |
| Ingham, Michigan | 3 | $ 285,000 | $ 95,000 | $ 36,000 |
| Livingston, Michigan | 3 | $ 719,000 | $ 239,666 | $ 49,000 |
| Saginaw, Michigan | 3 | $ 421,000 | $ 140,333 | $ 60,000 |
| Van Buren, Michigan | 3 | $ 703,000 | $ 234,333 | $ 49,000 |
| Isanti, Minnesota | 3 | $ 395,000 | $ 131,666 | $ 33,000 |
| Otter Tail, Minnesota | 3 | $ 488,000 | $ 162,666 | $ 41,000 |
| Washington, Minnesota | 3 | $ 785,000 | $ 261,666 | $ 106,000 |
| St. Charles, Missouri | 3 | $ 557,000 | $ 185,666 | $ 28,000 |
| Valencia, New Mexico | 3 | $ 515,000 | $ 171,666 | $ 95,000 |
| Chenango, New York | 3 | $ 245,000 | $ 81,666 | $ 53,000 |
| Orleans, New York | 3 | $ 265,000 | $ 88,333 | $ 44,000 |
| Oswego, New York | 3 | $ 413,000 | $ 137,666 | $ 36,000 |
| Schoharie, New York | 3 | $ 261,000 | $ 87,000 | $ 84,000 |
| Clackamas, Oregon | 3 | $ 1,302,000 | $ 434,000 | $ 111,000 |
| Linn, Oregon | 3 | $ 506,000 | $ 168,666 | $ 44,000 |
| Aiken, South Carolina | 3 | $ 315,000 | $ 105,000 | $ 40,000 |
| Clarendon, South Carolina | 3 | $ 252,000 | $ 84,000 | $ 135,000 |
| Darlington, South Carolina | 3 | $ 276,000 | $ 92,000 | $ 42,000 |
| Florence, South Carolina | 3 | $ 475,000 | $ 158,333 | $ 40,000 |
| Jasper, South Carolina | 3 | $ 191,000 | $ 63,666 | $ 56,000 |
| Lexington, South Carolina | 3 | $ 379,000 | $ 126,333 | $ 33,000 |
| Davidson, Tennessee | 3 | $ 743,000 | $ 247,666 | $ 63,000 |
| Hardin, Tennessee | 3 | $ 292,000 | $ 97,333 | $ 40,000 |
| Montgomery, Tennessee | 3 | $ 251,000 | $ 83,666 | $ 54,000 |
| Williamson, Tennessee | 3 | $ 1,413,000 | $ 471,000 | $ 131,000 |
| Hampton, Virginia | 3 | $ 363,000 | $ 121,000 | $ 77,000 |
| Loudoun, Virginia | 3 | $ 636,000 | $ 212,000 | $ 24,000 |
| Norfolk, Virginia | 3 | $ 448,000 | $ 149,333 | $ 46,000 |
| Clallam, Washington | 3 | $ 828,000 | $ 276,000 | $ 87,000 |
| Clark, Washington | 3 | $ 544,000 | $ 181,333 | $ 114,000 |
| Cowlitz, Washington | 3 | $ 452,000 | $ 150,666 | $ 60,000 |
| Kitsap, Washington | 3 | $ 791,000 | $ 263,666 | $ 71,000 |
| Mason, Washington | 3 | $ 372,000 | $ 124,000 | $ 13,000 |
| Laramie, Wyoming | 3 | $ 273,000 | $ 91,000 | $ 44,000 |
| Del Norte, California | 2 | $ 262,000 | $ 131,000 | $ 30,000 |
| Kings, California | 2 | $ 319,000 | $ 159,500 | $ 28,000 |
| Lake, California | 2 | $ 506,000 | $ 253,000 | $ 91,000 |
| Nevada, California | 2 | $ 754,000 | $ 377,000 | $ 95,000 |
| Placer, California | 2 | $ 538,000 | $ 269,000 | $ 74,000 |
| San Luis Obispo, California | 2 | $ 580,000 | $ 290,000 | $ 106,000 |
| Santa Barbara, California | 2 | $ 762,000 | $ 381,000 | $ 29,000 |
| Yuba, California | 2 | $ 387,000 | $ 193,500 | $ 42,000 |
| Delta, Colorado | 2 | $ 206,000 | $ 103,000 | $ 42,000 |
| Mesa, Colorado | 2 | $ 209,000 | $ 104,500 | $ 32,000 |
| Morgan, Colorado | 2 | $ 238,000 | $ 119,000 | $ 68,000 |
| Columbia, Florida | 2 | $ 193,000 | $ 96,500 | $ 49,000 |
| Gulf, Florida | 2 | $ 282,000 | $ 141,000 | $ 18,000 |
| Levy, Florida | 2 | $ 157,000 | $ 78,500 | $ 35,000 |
| Putnam, Florida | 2 | $ 323,000 | $ 161,500 | $ 24,000 |
| Santa Rosa, Florida | 2 | $ 240,000 | $ 120,000 | $ 27,000 |
| Kendall, Illinois | 2 | $ 360,000 | $ 180,000 | $ 91,000 |
| Macon, Illinois | 2 | $ 144,000 | $ 72,000 | $ 65,000 |
| St. Clair, Illinois | 2 | $ 329,000 | $ 164,500 | $ 105,000 |
| Winnebago, Illinois | 2 | $ 142,000 | $ 71,000 | $ 53,000 |
| Kosciusko, Indiana | 2 | $ 191,000 | $ 95,500 | $ 45,000 |
| Porter, Indiana | 2 | $ 365,000 | $ 182,500 | $ 98,000 |
| Pulaski, Indiana | 2 | $ 134,000 | $ 67,000 | $ 39,000 |
| Tippecanoe, Indiana | 2 | $ 379,000 | $ 189,500 | $ 101,000 |
| Vanderburgh, Indiana | 2 | $ 129,000 | $ 64,500 | $ 105,000 |
| Wayne, Indiana | 2 | $ 178,000 | $ 89,000 | $ 32,000 |
| Wyandotte, Kansas | 2 | $ 276,000 | $ 138,000 | $ 41,000 |
| Boone, Kentucky | 2 | $ 127,000 | $ 63,500 | $ 53,000 |
| Daviess, Kentucky | 2 | $ 69,000 | $ 34,500 | $ 18,000 |
| Fayette, Kentucky | 2 | $ 527,000 | $ 263,500 | $ 43,000 |
| Kenton, Kentucky | 2 | $ 360,000 | $ 180,000 | $ 100,000 |
| Madison, Kentucky | 2 | $ 123,000 | $ 61,500 | $ 77,000 |
| Cumberland, Maine | 2 | $ 296,000 | $ 148,000 | $ 51,000 |
| Queen Anne's, Maryland | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| Dukes, Massachusetts | 2 | $ 744,000 | $ 372,000 | $ 91,000 |
| Hampshire, Massachusetts | 2 | $ 299,000 | $ 149,500 | $ 66,000 |
| Nantucket, Massachusetts | 2 | $ 1,000,000 | $ 500,000 | $ 180,000 |
| Bay, Michigan | 2 | $ 241,000 | $ 120,500 | $ 32,000 |
| Berrien, Michigan | 2 | $ 592,000 | $ 296,000 | $ 80,000 |
| Eaton, Michigan | 2 | $ 342,000 | $ 171,000 | $ 75,000 |
| Ionia, Michigan | 2 | $ 203,000 | $ 101,500 | $ 33,000 |
| Mackinac, Michigan | 2 | $ 182,000 | $ 91,000 | $ 17,000 |
| Muskegon, Michigan | 2 | $ 235,000 | $ 117,500 | $ 64,000 |
| Tuscola, Michigan | 2 | $ 264,000 | $ 132,000 | $ 47,000 |
| Washtenaw, Michigan | 2 | $ 317,000 | $ 158,500 | $ 30,000 |
| Clearwater, Minnesota | 2 | $ 235,000 | $ 117,500 | $ 27,000 |
| Wright, Minnesota | 2 | $ 653,000 | $ 326,500 | $ 58,000 |
| Cass, Missouri | 2 | $ 246,000 | $ 123,000 | $ 81,000 |
| Jefferson, Missouri | 2 | $ 297,000 | $ 148,500 | $ 45,000 |
| Flathead, Montana | 2 | $ 443,000 | $ 221,500 | $ 39,000 |
| Gallatin, Montana | 2 | $ 352,000 | $ 176,000 | $ 69,000 |
| Ravalli, Montana | 2 | $ 487,000 | $ 243,500 | $ 63,000 |
| Otero, New Mexico | 2 | $ 198,000 | $ 99,000 | $ 17,000 |
| Rio Arriba, New Mexico | 2 | $ 402,000 | $ 201,000 | $ 68,000 |
| San Juan, New Mexico | 2 | $ 175,000 | $ 87,500 | $ 35,000 |
| Cayuga, New York | 2 | $ 262,000 | $ 131,000 | $ 80,000 |
| Essex, New York | 2 | $ 228,000 | $ 114,000 | $ 59,000 |
| Genesee, New York | 2 | $ 217,000 | $ 108,500 | $ 44,000 |
| Herkimer, New York | 2 | $ 190,000 | $ 95,000 | $ 32,000 |
| St. Lawrence, New York | 2 | $ 214,000 | $ 107,000 | $ 45,000 |
| Tioga, New York | 2 | $ 230,000 | $ 115,000 | $ 32,000 |
| Douglas, Oregon | 2 | $ 394,000 | $ 197,000 | $ 63,000 |
| Jackson, Oregon | 2 | $ 373,000 | $ 186,500 | $ 45,000 |
| Josephine, Oregon | 2 | $ 343,000 | $ 171,500 | $ 86,000 |
| Marion, Oregon | 2 | $ 191,000 | $ 95,500 | $ 60,000 |
| Polk, Oregon | 2 | $ 165,000 | $ 82,500 | $ 44,000 |
| Berkeley, South Carolina | 2 | $ 340,000 | $ 170,000 | $ 93,000 |
| Oconee, South Carolina | 2 | $ 84,000 | $ 42,000 | $ 43,000 |
| Knox, Tennessee | 2 | $ 218,000 | $ 109,000 | $ 49,000 |
| Sevier, Tennessee | 2 | $ 268,000 | $ 134,000 | $ 42,000 |
| Arlington, Virginia | 2 | $ 703,000 | $ 351,500 | $ 101,000 |
| Campbell, Virginia | 2 | $ 237,000 | $ 118,500 | $ 22,000 |
| Hanover, Virginia | 2 | $ 318,000 | $ 159,000 | $ 62,000 |
| Henrico, Virginia | 2 | $ 286,000 | $ 143,000 | $ 150,000 |
| Stafford, Virginia | 2 | $ 523,000 | $ 261,500 | $ 101,000 |
| Chelan, Washington | 2 | $ 252,000 | $ 126,000 | $ 54,000 |
| Island, Washington | 2 | $ 260,000 | $ 130,000 | $ 84,000 |
| Skagit, Washington | 2 | $ 340,000 | $ 170,000 | $ 56,000 |
| Thurston, Washington | 2 | $ 329,000 | $ 164,500 | $ 81,000 |
| Yakima, Washington | 2 | $ 413,000 | $ 206,500 | $ 46,000 |
| Butte, California | 1 | $ 148,000 | $ 148,000 | $ 80,000 |
| Humboldt, California | 1 | $ 64,000 | $ 64,000 | $ 59,000 |
| Imperial, California | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Lassen, California | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Madera, California | 1 | $ 308,000 | $ 308,000 | $ 100,000 |
| Mendocino, California | 1 | $ 163,000 | $ 163,000 | $ 38,000 |
| Modoc, California | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Monterey, California | 1 | $ 207,000 | $ 207,000 | $ 73,000 |
| San Benito, California | 1 | $ 413,000 | $ 413,000 | $ 99,000 |
| San Francisco, California | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Shasta, California | 1 | $ 153,000 | $ 153,000 | $ 60,000 |
| Siskiyou, California | 1 | $ 294,000 | $ 294,000 | $ 65,000 |
| Tuolumne, California | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Yolo, California | 1 | $ 220,000 | $ 220,000 | $ 66,000 |
| Crowley, Colorado | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Garfield, Colorado | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Gilpin, Colorado | 1 | $ 311,000 | $ 311,000 | $ 88,000 |
| Jackson, Colorado | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Kit Carson, Colorado | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| La Plata, Colorado | 1 | $ 293,000 | $ 293,000 | $ 94,000 |
| Larimer, Colorado | 1 | $ 305,000 | $ 305,000 | $ 52,000 |
| Baker, Florida | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Calhoun, Florida | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| Gadsden, Florida | 1 | $ 119,000 | $ 119,000 | $ 61,000 |
| Hendry, Florida | 1 | $ 89,000 | $ 89,000 | $ 60,000 |
| Holmes, Florida | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Boone, Illinois | 1 | $ 144,000 | $ 144,000 | $ 43,000 |
| Champaign, Illinois | 1 | $ 82,000 | $ 82,000 | $ 62,000 |
| Hancock, Illinois | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Kankakee, Illinois | 1 | $ 116,000 | $ 116,000 | $ 103,000 |
| LaSalle, Illinois | 1 | $ 190,000 | $ 190,000 | $ 83,000 |
| Lawrence, Illinois | 1 | $ 70,000 | $ 70,000 | $ 46,000 |
| Madison, Illinois | 1 | $ 107,000 | $ 107,000 | $ 55,000 |
| Marion, Illinois | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Monroe, Illinois | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Montgomery, Illinois | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Williamson, Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Woodford, Illinois | 1 | $ 144,000 | $ 144,000 | $ 80,000 |
| Carroll, Indiana | 1 | $ 268,000 | $ 268,000 | $ 85,000 |
| Clinton, Indiana | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Dearborn, Indiana | 1 | $ 240,000 | $ 240,000 | $ 55,000 |
| DeKalb, Indiana | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| Fulton, Indiana | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
| Hancock, Indiana | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Jasper, Indiana | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Madison, Indiana | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
| Morgan, Indiana | 1 | $ 107,000 | $ 107,000 | $ 77,000 |
| Newton, Indiana | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Posey, Indiana | 1 | $ 117,000 | $ 117,000 | $ 79,000 |
| Putnam, Indiana | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Ripley, Indiana | 1 | $ 168,000 | $ 168,000 | $ 35,000 |
| Starke, Indiana | 1 | $ 69,000 | $ 69,000 | $ 43,000 |
| Tipton, Indiana | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| Washington, Indiana | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| Wells, Indiana | 1 | $ 103,000 | $ 103,000 | $ 80,000 |
| Geary, Kansas | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Leavenworth, Kansas | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| McPherson, Kansas | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| Ottawa, Kansas | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Sedgwick, Kansas | 1 | $ 134,000 | $ 134,000 | $ 54,000 |
| Shawnee, Kansas | 1 | $ 172,000 | $ 172,000 | $ 61,000 |
| Sumner, Kansas | 1 | $ 93,000 | $ 93,000 | $ 34,000 |
| Wabaunsee, Kansas | 1 | $ 103,000 | $ 103,000 | $ 31,000 |
| Clark, Kentucky | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Laurel, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Logan, Kentucky | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| McCracken, Kentucky | 1 | $ 172,000 | $ 172,000 | $ 61,000 |
| Allegany, Maryland | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
| Garrett, Maryland | 1 | $ 241,000 | $ 241,000 | $ 90,000 |
| Kent, Maryland | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Talbot, Maryland | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Antrim, Michigan | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Arenac, Michigan | 1 | $ 140,000 | $ 140,000 | $ 49,000 |
| Barry, Michigan | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Benzie, Michigan | 1 | $ 210,000 | $ 210,000 | $ 108,000 |
| Calhoun, Michigan | 1 | $ 58,000 | $ 58,000 | $ 61,000 |
| Cheboygan, Michigan | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Clinton, Michigan | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Crawford, Michigan | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| Grand Traverse, Michigan | 1 | $ 119,000 | $ 119,000 | $ 270,000 |
| Hillsdale, Michigan | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Manistee, Michigan | 1 | $ 90,000 | $ 90,000 | $ 76,000 |
| Mason, Michigan | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| Mecosta, Michigan | 1 | $ 70,000 | $ 70,000 | $ 22,000 |
| Midland, Michigan | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| Ogemaw, Michigan | 1 | $ 43,000 | $ 43,000 | $ 25,000 |
| Osceola, Michigan | 1 | $ 104,000 | $ 104,000 | $ 31,000 |
| Roscommon, Michigan | 1 | $ 99,000 | $ 99,000 | $ 28,000 |
| Shiawassee, Michigan | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Wexford, Michigan | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Big Stone, Minnesota | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Carver, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Crow Wing, Minnesota | 1 | $ 99,000 | $ 99,000 | $ 45,000 |
| Dodge, Minnesota | 1 | $ 266,000 | $ 266,000 | $ 62,000 |
| Douglas, Minnesota | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Itasca, Minnesota | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Martin, Minnesota | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| McLeod, Minnesota | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| Mille Lacs, Minnesota | 1 | $ 171,000 | $ 171,000 | $ 69,000 |
| Mower, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Pine, Minnesota | 1 | $ 143,000 | $ 143,000 | $ 42,000 |
| Sherburne, Minnesota | 1 | $ 411,000 | $ 411,000 | $ 83,000 |
| Steele, Minnesota | 1 | $ 111,000 | $ 111,000 | $ 55,000 |
| Andrew, Missouri | 1 | $ 96,000 | $ 96,000 | $ 58,000 |
| Barry, Missouri | 1 | $ 266,000 | $ 266,000 | $ 57,000 |
| Benton, Missouri | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Boone, Missouri | 1 | $ 74,000 | $ 74,000 | $ 28,000 |
| Buchanan, Missouri | 1 | $ 99,000 | $ 99,000 | $ 68,000 |
| Callaway, Missouri | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Carroll, Missouri | 1 | $ 136,000 | $ 136,000 | $ 96,000 |
| Christian, Missouri | 1 | $ 162,000 | $ 162,000 | $ 93,000 |
| Gasconade, Missouri | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Lafayette, Missouri | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
| Marion, Missouri | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Phelps, Missouri | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Polk, Missouri | 1 | $ 132,000 | $ 132,000 | $ 31,000 |
| Warren, Missouri | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Beaverhead, Montana | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Mineral, Montana | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Silver Bow, Montana | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Chaves, New Mexico | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Mora, New Mexico | 1 | $ 254,000 | $ 254,000 | $ 68,000 |
| San Miguel, New Mexico | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Sandoval, New Mexico | 1 | $ 322,000 | $ 322,000 | $ 79,000 |
| Santa Fe, New Mexico | 1 | $ 150,000 | $ 150,000 | $ 35,000 |
| Taos, New Mexico | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
| Cattaraugus, New York | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
| Chautauqua, New York | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Franklin, New York | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Fulton, New York | 1 | $ 106,000 | $ 106,000 | $ 43,000 |
| Hamilton, New York | 1 | $ 77,000 | $ 77,000 | $ 18,000 |
| Livingston, New York | 1 | $ 156,000 | $ 156,000 | $ 150,000 |
| Ontario, New York | 1 | $ 91,000 | $ 91,000 | $ 42,000 |
| Wyoming, New York | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Crook, Oregon | 1 | $ 153,000 | $ 153,000 | $ 79,000 |
| Deschutes, Oregon | 1 | $ 166,000 | $ 166,000 | $ 54,000 |
| Lincoln, Oregon | 1 | $ 240,000 | $ 240,000 | $ 116,000 |
| Multnomah, Oregon | 1 | $ 192,000 | $ 192,000 | $ 40,000 |
| Yamhill, Oregon | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Anderson, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Cherokee, South Carolina | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Chester, South Carolina | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Chesterfield, South Carolina | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Dillon, South Carolina | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| Dorchester, South Carolina | 1 | $ 214,000 | $ 214,000 | $ 120,000 |
| Edgefield, South Carolina | 1 | $ 102,000 | $ 102,000 | $ 45,000 |
| Greenwood, South Carolina | 1 | $ 99,000 | $ 99,000 | $ 27,000 |
| Lancaster, South Carolina | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| Laurens, South Carolina | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| Marlboro, South Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Newberry, South Carolina | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Orangeburg, South Carolina | 1 | $ 68,000 | $ 68,000 | $ 76,000 |
| Sumter, South Carolina | 1 | $ 66,000 | $ 66,000 | $ 50,000 |
| Williamsburg, South Carolina | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Bledsoe, Tennessee | 1 | $ 129,000 | $ 129,000 | $ 35,000 |
| Bradley, Tennessee | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Carroll, Tennessee | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Chester, Tennessee | 1 | $ 93,000 | $ 93,000 | $ 89,000 |
| Claiborne, Tennessee | 1 | $ 109,000 | $ 109,000 | $ 23,000 |
| Decatur, Tennessee | 1 | $ 98,000 | $ 98,000 | $ 28,000 |
| Grainger, Tennessee | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Greene, Tennessee | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Hamblen, Tennessee | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Hamilton, Tennessee | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Maury, Tennessee | 1 | $ 161,000 | $ 161,000 | $ 75,000 |
| Obion, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Putnam, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Roane, Tennessee | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Robertson, Tennessee | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Sullivan, Tennessee | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Sumner, Tennessee | 1 | $ 117,000 | $ 117,000 | $ 24,000 |
| Wilson, Tennessee | 1 | $ 113,000 | $ 113,000 | $ 72,000 |
| Alexandria, Virginia | 1 | $ 188,000 | $ 188,000 | $ 39,000 |
| Caroline, Virginia | 1 | $ 148,000 | $ 148,000 | $ 62,000 |
| Fauquier, Virginia | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Frederick, Virginia | 1 | $ 147,000 | $ 147,000 | $ 62,000 |
| Halifax, Virginia | 1 | $ 94,000 | $ 94,000 | $ 71,000 |
| Henry, Virginia | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| King William, Virginia | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Madison, Virginia | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Newport News, Virginia | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Pulaski, Virginia | 1 | $ 87,000 | $ 87,000 | $ 56,000 |
| Richmond City, Virginia | 1 | $ 84,000 | $ 84,000 | $ 55,000 |
| Roanoke, Virginia | 1 | $ 187,000 | $ 187,000 | $ 58,000 |
| Roanoke City, Virginia | 1 | $ 111,000 | $ 111,000 | $ 42,000 |
| Salem, Virginia | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
| Tazewell, Virginia | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Warren, Virginia | 1 | $ 116,000 | $ 116,000 | $ 62,000 |
| Grant, Washington | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Grays Harbor, Washington | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Refinance.Com in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,364 | $724,496,000 | $192,120 | $4,000,000 | $65,240 | $1,800,000 |
| Home Purchase | 716 | $194,040,000 | $184,850 | $1,750,000 | $88,000 | $2,300,000 |
| Home Improvement | 16 | $3,706,000 | $221,800 | $675,000 | $70,500 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,698 | $593,368,000 | $189,400 | $1,750,000 | $67,720 | $2,300,000 |
| Black or African American | 507 | $108,801,000 | $162,368 | $1,000,000 | $68,473 | $670,000 |
| Not Provided | 395 | $96,823,000 | $198,526 | $4,000,000 | $64,263 | $1,800,000 |
| Hispanic | 392 | $90,077,000 | $180,315 | $720,000 | $55,631 | $496,000 |
| Asian | 75 | $25,488,000 | $233,444 | $1,050,000 | $64,888 | $310,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $5,161,000 | $322,250 | $650,000 | $118,250 | $539,000 |
| American Indian or Alaskan Native | 14 | $2,524,000 | $188,555 | $350,000 | $64,111 | $118,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,054 | $912,834,000 | $181,440 | $4,000,000 | $66,360 | $2,300,000 |
| FHA-insured (Federal Housing Administration) | 42 | $9,408,000 | $178,333 | $480,000 | $59,333 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,231 | $503,628,000 | $191,750 | $1,401,000 | $67,375 | $2,300,000 |
| Application Withdrawn By Applicant | 1,487 | $331,258,000 | $176,400 | $4,000,000 | $65,240 | $1,800,000 |
| Application Approved But Not Accepted | 286 | $67,874,000 | $191,619 | $1,750,000 | $75,571 | $844,000 |
| Application Denied By Financial Institution | 92 | $19,482,000 | $181,500 | $1,050,000 | $60,222 | $319,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 53 | $11,441,000 | $191,928 | $519,000 | $63,785 | $319,000 |
| Credit History | 20 | $4,497,000 | $258,111 | $1,050,000 | $82,555 | $240,000 |
| Collateral | 11 | $2,114,000 | $162,125 | $360,000 | $58,625 | $150,000 |
| Credit Application Incomplete | 1 | $177,000 | $177,000 | $177,000 | $47,000 | $47,000 |
| Unverifiable Information | 1 | $112,000 | $112,000 | $112,000 | $54,000 | $54,000 |
| Employment History | 1 | $212,000 | $212,000 | $212,000 | $42,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Refinance.Com's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Refinance.Com's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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