Regions Bank Mortgage Lending & HMDA Data, 2014
In 2014, Regions Bank of Birmingham, AL reported 81,161 mortgage applications totaling $9.8 billion, down 22% from 2013. The average application was for $120,893, and applicants reported an average income of $84,453. 50% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Birmingham-Hoover, AL (3,956), Nashville-Davidson--Murfreesboro--Franklin, TN (3,338) and Memphis, TN-MS-AR (3,200) (applications in parentheses).
| Mortgage Company & Address | Regions Bank 1900 5th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 81,161 |
| Total Mortgage Loan Application Amount | $9,811,838,000 |
| Average Mortgage Loan Application Amount | $120,893 |
| Highest Mortgage Loan Application Amount | $35,672,000 |
| Average Applicant Income | $84,453 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Birmingham-Hoover, AL | 3,956 | $ 429,946,000 | $ 108,682 | $ 86,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3,338 | $ 442,666,000 | $ 132,614 | $ 85,000 |
| Memphis, TN-MS-AR | 3,200 | $ 265,368,000 | $ 82,927 | $ 73,120 |
| Atlanta-Sandy Springs-Roswell, GA | 3,061 | $ 509,075,000 | $ 166,310 | $ 97,000 |
| Miami-Miami Beach-Kendall, FL | 2,988 | $ 551,237,000 | $ 184,483 | $ 106,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,965 | $ 416,359,000 | $ 140,424 | $ 96,000 |
| St. Louis, MO-IL | 2,141 | $ 199,522,000 | $ 93,191 | $ 77,122 |
| Little Rock-North Little Rock-Conway, AR | 1,538 | $ 154,557,000 | $ 100,492 | $ 74,000 |
| Chattanooga, TN-GA | 1,454 | $ 159,346,000 | $ 109,591 | $ 74,172 |
| New Orleans-Metairie, LA | 1,402 | $ 170,841,000 | $ 121,855 | $ 90,000 |
| Orlando-Kissimmee-Sanford, FL | 1,369 | $ 215,895,000 | $ 157,702 | $ 109,000 |
| Mobile, AL | 1,362 | $ 113,236,000 | $ 83,139 | $ 74,000 |
| Montgomery, AL | 1,338 | $ 117,744,000 | $ 88,000 | $ 70,000 |
| Jackson, MS | 1,286 | $ 126,107,000 | $ 98,061 | $ 72,000 |
| Knoxville, TN | 1,262 | $ 143,823,000 | $ 113,964 | $ 82,000 |
| Huntsville, AL | 1,084 | $ 114,173,000 | $ 105,325 | $ 73,000 |
| Pensacola-Ferry Pass-Brent, FL | 1,066 | $ 128,032,000 | $ 120,105 | $ 89,000 |
| Panama City, FL | 1,004 | $ 147,430,000 | $ 146,842 | $ 115,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 990 | $ 187,366,000 | $ 189,258 | $ 110,000 |
| Crestview-Fort Walton Beach-Destin, FL | 988 | $ 225,467,000 | $ 228,205 | $ 172,000 |
| North Port-Sarasota-Bradenton, FL | 978 | $ 170,279,000 | $ 174,109 | $ 120,000 |
| Indianapolis-Carmel-Anderson, IN | 931 | $ 94,107,000 | $ 101,081 | $ 80,000 |
| Daphne-Fairhope-Foley, AL | 927 | $ 141,036,000 | $ 152,142 | $ 102,000 |
| Augusta-Richmond County, GA-SC | 917 | $ 87,891,000 | $ 95,846 | $ 64,369 |
| Baton Rouge, LA | 909 | $ 120,907,000 | $ 133,011 | $ 94,000 |
| Houston-The Woodlands-Sugar Land, TX | 850 | $ 157,048,000 | $ 184,762 | $ 107,000 |
| Shreveport-Bossier City, LA | 830 | $ 83,603,000 | $ 100,726 | $ 72,000 |
| Jacksonville, FL | 786 | $ 158,702,000 | $ 201,910 | $ 126,000 |
| Ocala, FL | 722 | $ 77,701,000 | $ 107,619 | $ 83,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 672 | $ 112,939,000 | $ 168,063 | $ 112,000 |
| Palm Bay-Melbourne-Titusville, FL | 522 | $ 75,396,000 | $ 144,436 | $ 95,000 |
| Charleston-North Charleston, SC | 517 | $ 124,303,000 | $ 240,431 | $ 116,000 |
| Charlotte-Concord-Gastonia, NC-SC | 515 | $ 136,745,000 | $ 265,524 | $ 127,601 |
| Cape Coral-Fort Myers, FL | 495 | $ 90,304,000 | $ 182,432 | $ 121,000 |
| Jackson, TN | 493 | $ 40,284,000 | $ 81,711 | $ 55,000 |
| Dalton, GA | 491 | $ 46,730,000 | $ 95,173 | $ 56,000 |
| Decatur, AL | 488 | $ 36,827,000 | $ 75,465 | $ 61,000 |
| Columbia, SC | 487 | $ 78,872,000 | $ 161,954 | $ 74,000 |
| Dallas-Plano-Irving, TX | 478 | $ 86,898,000 | $ 181,794 | $ 138,000 |
| Gulfport-Biloxi-Pascagoula, MS | 463 | $ 43,140,000 | $ 93,174 | $ 76,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 462 | $ 102,076,000 | $ 220,943 | $ 153,000 |
| Florence-Muscle Shoals, AL | 450 | $ 42,961,000 | $ 95,468 | $ 68,000 |
| Anniston-Oxford-Jacksonville, AL | 435 | $ 31,328,000 | $ 72,018 | $ 60,000 |
| Tuscaloosa, AL | 416 | $ 45,716,000 | $ 109,894 | $ 92,000 |
| Kingsport-Bristol-Bristol, TN-VA | 395 | $ 36,088,000 | $ 91,362 | $ 57,407 |
| Lakeland-Winter Haven, FL | 370 | $ 45,188,000 | $ 122,129 | $ 70,000 |
| Austin-Round Rock, TX | 361 | $ 109,900,000 | $ 304,432 | $ 180,000 |
| Dothan, AL | 342 | $ 28,946,000 | $ 84,637 | $ 72,000 |
| Hattiesburg, MS | 336 | $ 34,705,000 | $ 103,288 | $ 70,000 |
| Naples-Immokalee-Marco Island, FL | 336 | $ 96,634,000 | $ 287,601 | $ 163,000 |
| Homosassa Springs, FL | 323 | $ 25,276,000 | $ 78,253 | $ 50,000 |
| Texarkana, TX-AR | 301 | $ 21,135,000 | $ 70,215 | $ 63,744 |
| Lafayette-West Lafayette, IN | 285 | $ 29,347,000 | $ 102,971 | $ 66,000 |
| Clarksville, TN-KY | 279 | $ 25,727,000 | $ 92,211 | $ 62,956 |
| Johnson City, TN | 277 | $ 30,668,000 | $ 110,714 | $ 60,000 |
| Hot Springs, AR | 273 | $ 24,149,000 | $ 88,457 | $ 63,000 |
| Jonesboro, AR | 266 | $ 16,487,000 | $ 61,981 | $ 53,000 |
| Springfield, MO | 260 | $ 28,263,000 | $ 108,703 | $ 65,000 |
| Decatur, IL | 251 | $ 17,533,000 | $ 69,852 | $ 72,000 |
| Cleveland, TN | 248 | $ 22,591,000 | $ 91,092 | $ 60,000 |
| Gainesville, GA | 225 | $ 23,823,000 | $ 105,880 | $ 77,000 |
| Lafayette, LA | 223 | $ 19,692,000 | $ 88,304 | $ 80,000 |
| Punta Gorda, FL | 217 | $ 29,340,000 | $ 135,207 | $ 88,000 |
| Tyler, TX | 216 | $ 20,076,000 | $ 92,944 | $ 77,000 |
| Houma-Thibodaux, LA | 214 | $ 27,322,000 | $ 127,672 | $ 83,000 |
| Gadsden, AL | 212 | $ 16,989,000 | $ 80,136 | $ 65,000 |
| Monroe, LA | 212 | $ 19,612,000 | $ 92,509 | $ 73,000 |
| Des Moines-West Des Moines, IA | 207 | $ 21,765,000 | $ 105,144 | $ 58,000 |
| Tallahassee, FL | 201 | $ 21,513,000 | $ 107,029 | $ 80,000 |
| Fort Worth-Arlington, TX | 195 | $ 25,886,000 | $ 132,748 | $ 98,000 |
| Fort Smith, AR-OK | 194 | $ 14,379,000 | $ 74,118 | $ 57,917 |
| Cape Girardeau, MO-IL | 193 | $ 16,363,000 | $ 84,782 | $ 72,953 |
| Louisville/Jefferson County, KY-IN | 174 | $ 17,844,000 | $ 102,551 | $ 72,643 |
| Fayetteville-Springdale-Rogers, AR-MO | 173 | $ 21,603,000 | $ 124,872 | $ 81,994 |
| Jefferson City, MO | 172 | $ 15,134,000 | $ 87,988 | $ 64,000 |
| Greenville-Anderson-Mauldin, SC | 169 | $ 24,313,000 | $ 143,863 | $ 88,000 |
| Athens-Clarke County, GA | 164 | $ 23,176,000 | $ 141,317 | $ 88,000 |
| Albany, GA | 163 | $ 9,347,000 | $ 57,343 | $ 65,000 |
| Auburn-Opelika, AL | 163 | $ 18,102,000 | $ 111,055 | $ 86,000 |
| Chicago-Naperville-Arlington Heights, IL | 156 | $ 25,202,000 | $ 161,551 | $ 90,000 |
| Carbondale-Marion, IL | 155 | $ 10,359,000 | $ 66,832 | $ 69,000 |
| Morristown, TN | 146 | $ 14,495,000 | $ 99,280 | $ 64,000 |
| Raleigh, NC | 145 | $ 29,964,000 | $ 206,648 | $ 95,000 |
| Columbus, GA-AL | 144 | $ 12,465,000 | $ 86,562 | $ 74,500 |
| Hammond, LA | 141 | $ 11,025,000 | $ 78,191 | $ 99,000 |
| Alexandria, LA | 139 | $ 12,802,000 | $ 92,100 | $ 65,000 |
| Rome, GA | 133 | $ 9,505,000 | $ 71,466 | $ 67,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 130 | $ 18,218,000 | $ 140,138 | $ 108,000 |
| Bloomington, IN | 125 | $ 17,560,000 | $ 140,480 | $ 95,000 |
| Peoria, IL | 111 | $ 10,643,000 | $ 95,882 | $ 87,000 |
| Bloomington, IL | 109 | $ 9,159,000 | $ 84,027 | $ 71,000 |
| Columbia, MO | 102 | $ 8,322,000 | $ 81,588 | $ 75,000 |
| Longview, TX | 94 | $ 7,214,000 | $ 76,744 | $ 56,000 |
| Valdosta, GA | 85 | $ 8,865,000 | $ 104,294 | $ 57,000 |
| Waterloo-Cedar Falls, IA | 82 | $ 5,244,000 | $ 63,951 | $ 60,000 |
| Evansville, IN-KY | 76 | $ 8,908,000 | $ 117,210 | $ 73,842 |
| Springfield, IL | 76 | $ 4,636,000 | $ 61,000 | $ 70,000 |
| San Antonio-New Braunfels, TX | 72 | $ 12,237,000 | $ 169,958 | $ 94,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 70 | $ 11,543,000 | $ 164,900 | $ 180,257 |
| Spartanburg, SC | 64 | $ 9,071,000 | $ 141,734 | $ 68,000 |
| The Villages, FL | 61 | $ 7,122,000 | $ 116,754 | $ 77,000 |
| Champaign-Urbana, IL | 59 | $ 5,178,000 | $ 87,762 | $ 65,000 |
| Cincinnati, OH-KY-IN | 59 | $ 11,381,000 | $ 192,898 | $ 86,491 |
| Port St. Lucie, FL | 56 | $ 8,098,000 | $ 144,607 | $ 102,000 |
| Savannah, GA | 55 | $ 9,525,000 | $ 173,181 | $ 95,000 |
| Terre Haute, IN | 54 | $ 3,577,000 | $ 66,240 | $ 53,000 |
| Gainesville, FL | 44 | $ 8,491,000 | $ 192,977 | $ 83,000 |
| Durham-Chapel Hill, NC | 40 | $ 7,963,000 | $ 199,075 | $ 115,000 |
| Kokomo, IN | 40 | $ 3,259,000 | $ 81,475 | $ 59,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 40 | $ 12,832,000 | $ 320,800 | $ 126,600 |
| Kansas City, MO-KS | 34 | $ 5,302,000 | $ 155,941 | $ 98,029 |
| Winston-Salem, NC | 34 | $ 4,888,000 | $ 143,764 | $ 74,000 |
| Pine Bluff, AR | 33 | $ 2,090,000 | $ 63,333 | $ 59,000 |
| Greensboro-High Point, NC | 32 | $ 3,752,000 | $ 117,250 | $ 56,000 |
| Cedar Rapids, IA | 27 | $ 1,887,000 | $ 69,888 | $ 44,000 |
| Asheville, NC | 25 | $ 11,077,000 | $ 443,080 | $ 258,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 25 | $ 3,858,000 | $ 154,320 | $ 72,000 |
| Gary, IN | 22 | $ 2,532,000 | $ 115,090 | $ 76,000 |
| Corpus Christi, TX | 18 | $ 5,537,000 | $ 307,611 | $ 256,000 |
| Wilmington, NC | 18 | $ 3,149,000 | $ 174,944 | $ 103,000 |
| Lexington-Fayette, KY | 15 | $ 3,725,000 | $ 248,333 | $ 160,000 |
| Sebastian-Vero Beach, FL | 14 | $ 2,901,000 | $ 207,214 | $ 160,000 |
| Elgin, IL | 13 | $ 1,969,000 | $ 151,461 | $ 57,000 |
| Fayetteville, NC | 13 | $ 745,000 | $ 57,307 | $ 75,000 |
| Iowa City, IA | 12 | $ 2,100,000 | $ 175,000 | $ 130,000 |
| Oklahoma City, OK | 12 | $ 2,516,000 | $ 209,666 | $ 113,000 |
| Bowling Green, KY | 11 | $ 1,102,000 | $ 100,181 | $ 71,000 |
| Brunswick, GA | 11 | $ 3,823,000 | $ 347,545 | $ 158,000 |
| Warner Robins, GA | 11 | $ 755,000 | $ 68,636 | $ 100,000 |
| Charlottesville, VA | 10 | $ 3,655,000 | $ 365,500 | $ 156,000 |
| Denver-Aurora-Lakewood, CO | 10 | $ 3,816,000 | $ 381,600 | $ 147,000 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 1,605,000 | $ 160,500 | $ 101,000 |
| Lake County-Kenosha County, IL-WI | 10 | $ 2,016,000 | $ 201,600 | $ 114,000 |
| Owensboro, KY | 9 | $ 1,027,000 | $ 114,111 | $ 69,000 |
| Richmond, VA | 9 | $ 1,382,000 | $ 153,555 | $ 62,000 |
| Sebring, FL | 9 | $ 1,340,000 | $ 148,888 | $ 90,000 |
| El Paso, TX | 8 | $ 1,155,000 | $ 144,375 | $ 84,000 |
| Amarillo, TX | 7 | $ 2,411,000 | $ 344,428 | $ 244,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 1,078,000 | $ 154,000 | $ 112,571 |
| Greenville, NC | 7 | $ 732,000 | $ 104,571 | $ 65,000 |
| Beaumont-Port Arthur, TX | 6 | $ 872,000 | $ 145,333 | $ 77,000 |
| College Station-Bryan, TX | 6 | $ 1,117,000 | $ 186,166 | $ 226,000 |
| Goldsboro, NC | 6 | $ 716,000 | $ 119,333 | $ 54,000 |
| Macon, GA | 6 | $ 1,034,000 | $ 172,333 | $ 133,000 |
| Sumter, SC | 6 | $ 1,234,000 | $ 205,666 | $ 66,000 |
| Colorado Springs, CO | 5 | $ 1,278,000 | $ 255,600 | $ 207,000 |
| Columbus, IN | 5 | $ 567,000 | $ 113,400 | $ 78,000 |
| Fort Wayne, IN | 5 | $ 328,000 | $ 65,600 | $ 76,000 |
| Joplin, MO | 5 | $ 428,000 | $ 85,600 | $ 45,000 |
| Lake Charles, LA | 5 | $ 1,139,000 | $ 227,800 | $ 234,000 |
| Lynchburg, VA | 5 | $ 618,000 | $ 123,600 | $ 87,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 608,000 | $ 152,000 | $ 135,000 |
| Brownsville-Harlingen, TX | 4 | $ 590,000 | $ 147,500 | $ 107,000 |
| Burlington, NC | 4 | $ 352,000 | $ 88,000 | $ 113,000 |
| Kankakee, IL | 4 | $ 407,000 | $ 101,750 | $ 68,000 |
| Killeen-Temple, TX | 4 | $ 241,000 | $ 60,250 | $ 199,000 |
| Midland, TX | 4 | $ 1,286,000 | $ 321,500 | $ 215,000 |
| New York-Jersey City-White Plains, NY-NJ | 4 | $ 658,000 | $ 164,500 | $ 50,000 |
| Rockford, IL | 4 | $ 316,000 | $ 79,000 | $ 70,000 |
| Akron, OH | 3 | $ 211,000 | $ 70,333 | $ 48,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 323,000 | $ 107,666 | $ 55,000 |
| Florence, SC | 3 | $ 278,000 | $ 92,666 | $ 38,000 |
| Jacksonville, NC | 3 | $ 181,000 | $ 60,333 | $ 29,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 255,000 | $ 85,000 | $ 41,000 |
| Muncie, IN | 3 | $ 82,000 | $ 27,333 | $ 11,000 |
| Dubuque, IA | 2 | $ 122,000 | $ 61,000 | $ 49,000 |
| Elkhart-Goshen, IN | 2 | $ 354,000 | $ 177,000 | $ 61,000 |
| Grand Junction, CO | 2 | $ 1,312,000 | $ 656,000 | $ 311,000 |
| Hinesville, GA | 2 | $ 203,000 | $ 101,500 | $ 58,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 320,000 | $ 160,000 | $ 187,000 |
| Nassau County-Suffolk County, NY | 2 | $ 530,000 | $ 265,000 | $ 506,000 |
| New Bern, NC | 2 | $ 117,000 | $ 58,500 | $ 23,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| Sherman-Denison, TX | 2 | $ 643,000 | $ 321,500 | $ 162,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 287,000 | $ 143,500 | $ 48,000 |
| Springfield, OH | 2 | $ 40,000 | $ 20,000 | $ 56,000 |
| Waco, TX | 2 | $ 1,862,000 | $ 931,000 | $ 395,000 |
| Wichita Falls, TX | 2 | $ 282,000 | $ 141,000 | $ 147,000 |
| Ames, IA | 1 | $ 59,000 | $ 59,000 | $ 78,000 |
| Anchorage, AK | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Bakersfield, CA | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Boise City, ID | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Boston, MA | 1 | $ 60,000 | $ 60,000 | $ 137,000 |
| Boulder, CO | 1 | $ 260,000 | $ 260,000 | $ 278,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 389,000 | $ 389,000 | $ 600,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| Canton-Massillon, OH | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Cleveland-Elyria, OH | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Columbus, OH | 1 | $ 111,000 | $ 111,000 | $ 50,000 |
| Danville, IL | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Fort Collins, CO | 1 | $ 209,000 | $ 209,000 | $ 83,000 |
| Greeley, CO | 1 | $ 440,000 | $ 440,000 | $ 135,000 |
| Harrisonburg, VA | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 17,000 | $ 17,000 | $ 166,000 |
| Lubbock, TX | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Ogden-Clearfield, UT | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 3,000 | $ 3,000 | $ 83,000 |
| Provo-Orem, UT | 1 | $ 49,000 | $ 49,000 | $ 89,000 |
| Pueblo, CO | 1 | $ 2,000 | $ 2,000 | $ 71,000 |
| Rapid City, SD | 1 | $ 3,000 | $ 3,000 | $ 21,000 |
| Roanoke, VA | 1 | $ 272,000 | $ 272,000 | $ 195,000 |
| Rochester, NY | 1 | $ 79,000 | $ 79,000 | $ 38,000 |
| Rocky Mount, NC | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
| San Angelo, TX | 1 | $ 192,000 | $ 192,000 | $ 180,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Silver Spring-Frederick-Rockville, MD | 1 | $ 76,000 | $ 76,000 | $ 94,000 |
| Sioux City, IA-NE-SD | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| St. Joseph, MO-KS | 1 | $ 180,000 | $ 180,000 | $ 27,000 |
| Staunton-Waynesboro, VA | 1 | $ 112,000 | $ 112,000 | $ 33,000 |
| Topeka, KS | 1 | $ 90,000 | $ 90,000 | $ 192,000 |
| Victoria, TX | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 35,292 | $4,231,029,000 | $119,000 | $35,672,000 | $84,000 | $9,999,000 |
| Home Purchase | 27,879 | $5,018,764,000 | $180,000 | $4,232,000 | $95,000 | $9,999,000 |
| Home Improvement | 17,990 | $562,045,000 | $31,000 | $2,000,000 | $69,000 | $8,072,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 57,376 | $7,243,761,000 | $126,000 | $4,225,000 | $90,000 | $9,999,000 |
| Black or African American | 12,278 | $959,639,000 | $78,000 | $2,000,000 | $58,000 | $3,360,000 |
| Hispanic | 6,653 | $929,800,000 | $139,000 | $4,232,000 | $81,000 | $5,221,000 |
| Not Provided | 2,658 | $264,277,000 | $99,000 | $1,991,000 | $86,000 | $3,550,000 |
| Asian | 1,364 | $233,891,000 | $171,000 | $1,763,000 | $114,000 | $7,287,000 |
| American Indian or Alaskan Native | 410 | $41,967,000 | $102,000 | $2,264,000 | $91,000 | $1,020,000 |
| Not applicable | 290 | $123,023,000 | $424,000 | $35,672,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 132 | $15,480,000 | $117,000 | $570,000 | $75,000 | $410,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 70,206 | $8,279,300,000 | $117,000 | $35,672,000 | $88,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 6,507 | $882,710,000 | $135,000 | $456,000 | $59,000 | $1,583,000 |
| VA-guaranteed (Veterans Administration) | 2,336 | $409,607,000 | $175,000 | $1,080,000 | $73,000 | $1,440,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,112 | $240,221,000 | $113,000 | $334,000 | $42,000 | $200,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 40,763 | $5,415,096,000 | $132,000 | $35,672,000 | $91,000 | $9,999,000 |
| Application Denied By Financial Institution | 25,094 | $2,005,931,000 | $79,000 | $4,232,000 | $67,000 | $9,999,000 |
| Application Approved But Not Accepted | 5,652 | $565,908,000 | $100,000 | $2,500,000 | $92,000 | $3,983,000 |
| Application Withdrawn By Applicant | 5,459 | $1,043,018,000 | $191,000 | $4,225,000 | $106,000 | $7,287,000 |
| File Closed For Incompleteness | 2,804 | $573,024,000 | $204,000 | $2,050,000 | $109,000 | $1,836,000 |
| Preapproval Denied by Financial Institution | 973 | $137,763,000 | $141,000 | $1,600,000 | $52,000 | $1,230,000 |
| Preapproval Approved but not Accepted | 273 | $48,484,000 | $177,000 | $1,650,000 | $73,000 | $1,020,000 |
| Loan Purchased By The Institution | 143 | $22,614,000 | $158,000 | $425,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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