Regions Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Regions Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Regions Bank 1900 5Th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 81,161 |
| Total Mortgage Loan Application Amount | $9,811,838,000 |
| Average Mortgage Loan Application Amount | $110,000 |
| Highest Mortgage Loan Application Amount | $35,672,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Regions Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Regions Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Regions Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Regions Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Regions Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Regions Bank's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BIRMINGHAM-HOOVER, AL | 3,956 | $ 429,946,000 | $ 108,000 | $ 86,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3,338 | $ 442,666,000 | $ 132,000 | $ 85,000 |
| MEMPHIS, TN-MS-AR | 3,200 | $ 265,368,000 | $ 76,333 | $ 66,333 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,061 | $ 509,075,000 | $ 166,000 | $ 97,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2,988 | $ 551,237,000 | $ 184,000 | $ 106,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,965 | $ 416,359,000 | $ 140,000 | $ 96,000 |
| ST. LOUIS, MO-IL | 2,141 | $ 199,522,000 | $ 93,500 | $ 77,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1,538 | $ 154,557,000 | $ 100,000 | $ 74,000 |
| CHATTANOOGA, TN-GA | 1,454 | $ 159,346,000 | $ 105,000 | $ 70,500 |
| NEW ORLEANS-METAIRIE, LA | 1,402 | $ 170,841,000 | $ 121,000 | $ 90,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,369 | $ 215,895,000 | $ 157,000 | $ 109,000 |
| MOBILE, AL | 1,362 | $ 113,236,000 | $ 83,000 | $ 74,000 |
| MONTGOMERY, AL | 1,338 | $ 117,744,000 | $ 88,000 | $ 70,000 |
| JACKSON, MS | 1,286 | $ 126,107,000 | $ 98,000 | $ 72,000 |
| KNOXVILLE, TN | 1,262 | $ 143,823,000 | $ 113,000 | $ 82,000 |
| HUNTSVILLE, AL | 1,084 | $ 114,173,000 | $ 105,000 | $ 73,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,066 | $ 128,032,000 | $ 120,000 | $ 89,000 |
| PANAMA CITY, FL | 1,004 | $ 147,430,000 | $ 146,000 | $ 115,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 990 | $ 187,366,000 | $ 189,000 | $ 110,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 988 | $ 225,467,000 | $ 228,000 | $ 172,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 978 | $ 170,279,000 | $ 174,000 | $ 120,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 931 | $ 94,107,000 | $ 101,000 | $ 80,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 927 | $ 141,036,000 | $ 152,000 | $ 102,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 917 | $ 87,891,000 | $ 96,500 | $ 64,000 |
| BATON ROUGE, LA | 909 | $ 120,907,000 | $ 133,000 | $ 94,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 850 | $ 157,048,000 | $ 184,000 | $ 107,000 |
| SHREVEPORT-BOSSIER CITY, LA | 830 | $ 83,603,000 | $ 100,000 | $ 72,000 |
| JACKSONVILLE, FL | 786 | $ 158,702,000 | $ 201,000 | $ 126,000 |
| OCALA, FL | 722 | $ 77,701,000 | $ 107,000 | $ 83,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 672 | $ 112,939,000 | $ 168,000 | $ 112,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 522 | $ 75,396,000 | $ 144,000 | $ 95,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 517 | $ 124,303,000 | $ 240,000 | $ 116,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 515 | $ 136,745,000 | $ 254,500 | $ 121,500 |
| CAPE CORAL-FORT MYERS, FL | 495 | $ 90,304,000 | $ 182,000 | $ 121,000 |
| JACKSON, TN | 493 | $ 40,284,000 | $ 81,000 | $ 55,000 |
| DALTON, GA | 491 | $ 46,730,000 | $ 95,000 | $ 56,000 |
| DECATUR, AL | 488 | $ 36,827,000 | $ 75,000 | $ 61,000 |
| COLUMBIA, SC | 487 | $ 78,872,000 | $ 161,000 | $ 74,000 |
| DALLAS-PLANO-IRVING, TX | 478 | $ 86,898,000 | $ 181,000 | $ 138,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 463 | $ 43,140,000 | $ 93,000 | $ 76,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 462 | $ 102,076,000 | $ 220,000 | $ 153,000 |
| FLORENCE-MUSCLE SHOALS, AL | 450 | $ 42,961,000 | $ 95,000 | $ 68,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 435 | $ 31,328,000 | $ 72,000 | $ 60,000 |
| TUSCALOOSA, AL | 416 | $ 45,716,000 | $ 109,000 | $ 92,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 395 | $ 36,088,000 | $ 91,000 | $ 56,500 |
| LAKELAND-WINTER HAVEN, FL | 370 | $ 45,188,000 | $ 122,000 | $ 70,000 |
| AUSTIN-ROUND ROCK, TX | 361 | $ 109,900,000 | $ 304,000 | $ 180,000 |
| DOTHAN, AL | 342 | $ 28,946,000 | $ 84,000 | $ 72,000 |
| HATTIESBURG, MS | 336 | $ 34,705,000 | $ 103,000 | $ 70,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 336 | $ 96,634,000 | $ 287,000 | $ 163,000 |
| HOMOSASSA SPRINGS, FL | 323 | $ 25,276,000 | $ 78,000 | $ 50,000 |
| TEXARKANA, TX-AR | 301 | $ 21,135,000 | $ 70,000 | $ 64,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 285 | $ 29,347,000 | $ 102,000 | $ 66,000 |
| CLARKSVILLE, TN-KY | 279 | $ 25,727,000 | $ 98,000 | $ 82,000 |
| JOHNSON CITY, TN | 277 | $ 30,668,000 | $ 110,000 | $ 60,000 |
| HOT SPRINGS, AR | 273 | $ 24,149,000 | $ 88,000 | $ 63,000 |
| JONESBORO, AR | 266 | $ 16,487,000 | $ 61,000 | $ 53,000 |
| SPRINGFIELD, MO | 260 | $ 28,263,000 | $ 108,000 | $ 65,000 |
| DECATUR, IL | 251 | $ 17,533,000 | $ 69,000 | $ 72,000 |
| CLEVELAND, TN | 248 | $ 22,591,000 | $ 91,000 | $ 60,000 |
| GAINESVILLE, GA | 225 | $ 23,823,000 | $ 105,000 | $ 77,000 |
| LAFAYETTE, LA | 223 | $ 19,692,000 | $ 88,000 | $ 80,000 |
| PUNTA GORDA, FL | 217 | $ 29,340,000 | $ 135,000 | $ 88,000 |
| TYLER, TX | 216 | $ 20,076,000 | $ 92,000 | $ 77,000 |
| HOUMA-THIBODAUX, LA | 214 | $ 27,322,000 | $ 127,000 | $ 83,000 |
| GADSDEN, AL | 212 | $ 16,989,000 | $ 80,000 | $ 65,000 |
| MONROE, LA | 212 | $ 19,612,000 | $ 92,000 | $ 73,000 |
| DES MOINES-WEST DES MOINES, IA | 207 | $ 21,765,000 | $ 105,000 | $ 58,000 |
| TALLAHASSEE, FL | 201 | $ 21,513,000 | $ 107,000 | $ 80,000 |
| FORT WORTH-ARLINGTON, TX | 195 | $ 25,886,000 | $ 132,000 | $ 98,000 |
| FORT SMITH, AR-OK | 194 | $ 14,379,000 | $ 71,000 | $ 51,500 |
| CAPE GIRARDEAU, MO-IL | 193 | $ 16,363,000 | $ 63,000 | $ 72,500 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 174 | $ 17,844,000 | $ 119,000 | $ 80,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 173 | $ 21,603,000 | $ 125,500 | $ 81,500 |
| JEFFERSON CITY, MO | 172 | $ 15,134,000 | $ 87,000 | $ 64,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 169 | $ 24,313,000 | $ 143,000 | $ 88,000 |
| ATHENS-CLARKE COUNTY, GA | 164 | $ 23,176,000 | $ 141,000 | $ 88,000 |
| ALBANY, GA | 163 | $ 9,347,000 | $ 57,000 | $ 65,000 |
| AUBURN-OPELIKA, AL | 163 | $ 18,102,000 | $ 111,000 | $ 86,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 156 | $ 25,202,000 | $ 161,000 | $ 90,000 |
| CARBONDALE-MARION, IL | 155 | $ 10,359,000 | $ 66,000 | $ 69,000 |
| MORRISTOWN, TN | 146 | $ 14,495,000 | $ 99,000 | $ 64,000 |
| RALEIGH, NC | 145 | $ 29,964,000 | $ 206,000 | $ 95,000 |
| COLUMBUS, GA-AL | 144 | $ 12,465,000 | $ 84,000 | $ 73,000 |
| HAMMOND, LA | 141 | $ 11,025,000 | $ 78,000 | $ 99,000 |
| ALEXANDRIA, LA | 139 | $ 12,802,000 | $ 92,000 | $ 65,000 |
| ROME, GA | 133 | $ 9,505,000 | $ 71,000 | $ 67,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 130 | $ 18,218,000 | $ 140,000 | $ 108,000 |
| BLOOMINGTON, IN | 125 | $ 17,560,000 | $ 140,000 | $ 95,000 |
| PEORIA, IL | 111 | $ 10,643,000 | $ 95,000 | $ 87,000 |
| BLOOMINGTON, IL | 109 | $ 9,159,000 | $ 84,000 | $ 71,000 |
| COLUMBIA, MO | 102 | $ 8,322,000 | $ 81,000 | $ 75,000 |
| LONGVIEW, TX | 94 | $ 7,214,000 | $ 76,000 | $ 56,000 |
| VALDOSTA, GA | 85 | $ 8,865,000 | $ 104,000 | $ 57,000 |
| WATERLOO-CEDAR FALLS, IA | 82 | $ 5,244,000 | $ 63,000 | $ 60,000 |
| EVANSVILLE, IN-KY | 76 | $ 8,908,000 | $ 123,000 | $ 82,000 |
| SPRINGFIELD, IL | 76 | $ 4,636,000 | $ 61,000 | $ 70,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 72 | $ 12,237,000 | $ 169,000 | $ 94,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 70 | $ 11,543,000 | $ 208,000 | $ 346,500 |
| SPARTANBURG, SC | 64 | $ 9,071,000 | $ 141,000 | $ 68,000 |
| THE VILLAGES, FL | 61 | $ 7,122,000 | $ 116,000 | $ 77,000 |
| CHAMPAIGN-URBANA, IL | 59 | $ 5,178,000 | $ 87,000 | $ 65,000 |
| CINCINNATI, OH-KY-IN | 59 | $ 11,381,000 | $ 298,000 | $ 121,500 |
| PORT ST. LUCIE, FL | 56 | $ 8,098,000 | $ 144,000 | $ 102,000 |
| SAVANNAH, GA | 55 | $ 9,525,000 | $ 173,000 | $ 95,000 |
| TERRE HAUTE, IN | 54 | $ 3,577,000 | $ 66,000 | $ 53,000 |
| GAINESVILLE, FL | 44 | $ 8,491,000 | $ 192,000 | $ 83,000 |
| DURHAM-CHAPEL HILL, NC | 40 | $ 7,963,000 | $ 199,000 | $ 115,000 |
| KOKOMO, IN | 40 | $ 3,259,000 | $ 81,000 | $ 59,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 40 | $ 12,832,000 | $ 365,500 | $ 130,000 |
| KANSAS CITY, MO-KS | 34 | $ 5,302,000 | $ 206,000 | $ 100,500 |
| WINSTON-SALEM, NC | 34 | $ 4,888,000 | $ 143,000 | $ 74,000 |
| PINE BLUFF, AR | 33 | $ 2,090,000 | $ 63,000 | $ 59,000 |
| GREENSBORO-HIGH POINT, NC | 32 | $ 3,752,000 | $ 117,000 | $ 56,000 |
| CEDAR RAPIDS, IA | 27 | $ 1,887,000 | $ 69,000 | $ 44,000 |
| ASHEVILLE, NC | 25 | $ 11,077,000 | $ 443,000 | $ 258,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 25 | $ 3,858,000 | $ 154,000 | $ 72,000 |
| GARY, IN | 22 | $ 2,532,000 | $ 115,000 | $ 76,000 |
| CORPUS CHRISTI, TX | 18 | $ 5,537,000 | $ 307,000 | $ 256,000 |
| WILMINGTON, NC | 18 | $ 3,149,000 | $ 174,000 | $ 103,000 |
| LEXINGTON-FAYETTE, KY | 15 | $ 3,725,000 | $ 248,000 | $ 160,000 |
| SEBASTIAN-VERO BEACH, FL | 14 | $ 2,901,000 | $ 207,000 | $ 160,000 |
| ELGIN, IL | 13 | $ 1,969,000 | $ 151,000 | $ 57,000 |
| FAYETTEVILLE, NC | 13 | $ 745,000 | $ 57,000 | $ 75,000 |
| IOWA CITY, IA | 12 | $ 2,100,000 | $ 175,000 | $ 130,000 |
| OKLAHOMA CITY, OK | 12 | $ 2,516,000 | $ 209,000 | $ 113,000 |
| BOWLING GREEN, KY | 11 | $ 1,102,000 | $ 100,000 | $ 71,000 |
| BRUNSWICK, GA | 11 | $ 3,823,000 | $ 347,000 | $ 158,000 |
| WARNER ROBINS, GA | 11 | $ 755,000 | $ 68,000 | $ 100,000 |
| CHARLOTTESVILLE, VA | 10 | $ 3,655,000 | $ 365,000 | $ 156,000 |
| DENVER-AURORA-LAKEWOOD, CO | 10 | $ 3,816,000 | $ 381,000 | $ 147,000 |
| HICKORY-LENOIR-MORGANTON, NC | 10 | $ 1,605,000 | $ 160,000 | $ 101,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 10 | $ 2,016,000 | $ 201,000 | $ 114,000 |
| OWENSBORO, KY | 9 | $ 1,027,000 | $ 114,000 | $ 69,000 |
| RICHMOND, VA | 9 | $ 1,382,000 | $ 153,000 | $ 62,000 |
| SEBRING, FL | 9 | $ 1,340,000 | $ 148,000 | $ 90,000 |
| EL PASO, TX | 8 | $ 1,155,000 | $ 144,000 | $ 84,000 |
| AMARILLO, TX | 7 | $ 2,411,000 | $ 344,000 | $ 244,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 7 | $ 1,078,000 | $ 143,000 | $ 108,000 |
| GREENVILLE, NC | 7 | $ 732,000 | $ 104,000 | $ 65,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 872,000 | $ 145,000 | $ 77,000 |
| COLLEGE STATION-BRYAN, TX | 6 | $ 1,117,000 | $ 186,000 | $ 226,000 |
| GOLDSBORO, NC | 6 | $ 716,000 | $ 119,000 | $ 54,000 |
| MACON, GA | 6 | $ 1,034,000 | $ 172,000 | $ 133,000 |
| SUMTER, SC | 6 | $ 1,234,000 | $ 205,000 | $ 66,000 |
| COLORADO SPRINGS, CO | 5 | $ 1,278,000 | $ 255,000 | $ 207,000 |
| COLUMBUS, IN | 5 | $ 567,000 | $ 113,000 | $ 78,000 |
| FORT WAYNE, IN | 5 | $ 328,000 | $ 65,000 | $ 76,000 |
| JOPLIN, MO | 5 | $ 428,000 | $ 85,000 | $ 45,000 |
| LAKE CHARLES, LA | 5 | $ 1,139,000 | $ 227,000 | $ 234,000 |
| LYNCHBURG, VA | 5 | $ 618,000 | $ 123,000 | $ 87,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 608,000 | $ 152,000 | $ 135,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 590,000 | $ 147,000 | $ 107,000 |
| BURLINGTON, NC | 4 | $ 352,000 | $ 88,000 | $ 113,000 |
| KANKAKEE, IL | 4 | $ 407,000 | $ 101,000 | $ 68,000 |
| KILLEEN-TEMPLE, TX | 4 | $ 241,000 | $ 60,000 | $ 199,000 |
| MIDLAND, TX | 4 | $ 1,286,000 | $ 321,000 | $ 215,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 4 | $ 658,000 | $ 164,000 | $ 50,000 |
| ROCKFORD, IL | 4 | $ 316,000 | $ 79,000 | $ 70,000 |
| AKRON, OH | 3 | $ 211,000 | $ 70,000 | $ 48,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 323,000 | $ 107,000 | $ 55,000 |
| FLORENCE, SC | 3 | $ 278,000 | $ 92,000 | $ 38,000 |
| JACKSONVILLE, NC | 3 | $ 181,000 | $ 60,000 | $ 29,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 255,000 | $ 85,000 | $ 41,000 |
| MUNCIE, IN | 3 | $ 82,000 | $ 27,000 | $ 11,000 |
| DUBUQUE, IA | 2 | $ 122,000 | $ 61,000 | $ 49,000 |
| ELKHART-GOSHEN, IN | 2 | $ 354,000 | $ 177,000 | $ 61,000 |
| GRAND JUNCTION, CO | 2 | $ 1,312,000 | $ 656,000 | $ 311,000 |
| HINESVILLE, GA | 2 | $ 203,000 | $ 101,000 | $ 58,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 320,000 | $ 160,000 | $ 187,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 2 | $ 530,000 | $ 265,000 | $ 506,000 |
| NEW BERN, NC | 2 | $ 117,000 | $ 58,000 | $ 23,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| SHERMAN-DENISON, TX | 2 | $ 643,000 | $ 321,000 | $ 162,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 287,000 | $ 143,000 | $ 48,000 |
| SPRINGFIELD, OH | 2 | $ 40,000 | $ 20,000 | $ 56,000 |
| WACO, TX | 2 | $ 1,862,000 | $ 931,000 | $ 395,000 |
| WICHITA FALLS, TX | 2 | $ 282,000 | $ 141,000 | $ 147,000 |
| AMES, IA | 1 | $ 59,000 | $ 59,000 | $ 78,000 |
| ANCHORAGE, AK | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| BAKERSFIELD, CA | 1 | $ 74,000 | $ 74,000 | $ 0 |
| BOISE CITY, ID | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| BOSTON, MA | 1 | $ 60,000 | $ 60,000 | $ 137,000 |
| BOULDER, CO | 1 | $ 260,000 | $ 260,000 | $ 278,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 389,000 | $ 389,000 | $ 600,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| CANTON-MASSILLON, OH | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| CLEVELAND-ELYRIA, OH | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| COLUMBUS, OH | 1 | $ 111,000 | $ 111,000 | $ 50,000 |
| DANVILLE, IL | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| FORT COLLINS, CO | 1 | $ 209,000 | $ 209,000 | $ 83,000 |
| GREELEY, CO | 1 | $ 440,000 | $ 440,000 | $ 135,000 |
| HARRISONBURG, VA | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 80,000 | $ 80,000 | $ 0 |
| LANSING-EAST LANSING, MI | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1 | $ 17,000 | $ 17,000 | $ 166,000 |
| LUBBOCK, TX | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 117,000 | $ 117,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 1 | $ 74,000 | $ 74,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 3,000 | $ 3,000 | $ 83,000 |
| PROVO-OREM, UT | 1 | $ 49,000 | $ 49,000 | $ 89,000 |
| PUEBLO, CO | 1 | $ 2,000 | $ 2,000 | $ 71,000 |
| RAPID CITY, SD | 1 | $ 3,000 | $ 3,000 | $ 21,000 |
| ROANOKE, VA | 1 | $ 272,000 | $ 272,000 | $ 195,000 |
| ROCHESTER, NY | 1 | $ 79,000 | $ 79,000 | $ 38,000 |
| ROCKY MOUNT, NC | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
| SAN ANGELO, TX | 1 | $ 192,000 | $ 192,000 | $ 180,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 187,000 | $ 187,000 | $ 0 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1 | $ 76,000 | $ 76,000 | $ 94,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| ST. JOSEPH, MO-KS | 1 | $ 180,000 | $ 180,000 | $ 27,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 112,000 | $ 112,000 | $ 33,000 |
| TOPEKA, KS | 1 | $ 90,000 | $ 90,000 | $ 192,000 |
| VICTORIA, TX | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 35,292 | $4,231,029,000 | $119,000 | $35,672,000 | $84,000 | $9,999,000 |
| Home Purchase | 27,879 | $5,018,764,000 | $180,000 | $4,232,000 | $95,000 | $9,999,000 |
| Home Improvement | 17,990 | $562,045,000 | $31,000 | $2,000,000 | $69,000 | $8,072,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 57,376 | $7,243,761,000 | $126,000 | $4,225,000 | $90,000 | $9,999,000 |
| Black or African American | 12,278 | $959,639,000 | $78,000 | $2,000,000 | $58,000 | $3,360,000 |
| Hispanic | 6,653 | $929,800,000 | $139,000 | $4,232,000 | $81,000 | $5,221,000 |
| Not Provided | 2,658 | $264,277,000 | $99,000 | $1,991,000 | $86,000 | $3,550,000 |
| Asian | 1,364 | $233,891,000 | $171,000 | $1,763,000 | $114,000 | $7,287,000 |
| American Indian or Alaskan Native | 410 | $41,967,000 | $102,000 | $2,264,000 | $91,000 | $1,020,000 |
| Not applicable | 290 | $123,023,000 | $424,000 | $35,672,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 132 | $15,480,000 | $117,000 | $570,000 | $75,000 | $410,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 70,206 | $8,279,300,000 | $117,000 | $35,672,000 | $88,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 6,507 | $882,710,000 | $135,000 | $456,000 | $59,000 | $1,583,000 |
| VA-guaranteed (Veterans Administration) | 2,336 | $409,607,000 | $175,000 | $1,080,000 | $73,000 | $1,440,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,112 | $240,221,000 | $113,000 | $334,000 | $42,000 | $200,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 40,763 | $5,415,096,000 | $132,000 | $35,672,000 | $91,000 | $9,999,000 |
| Application Denied By Financial Institution | 25,094 | $2,005,931,000 | $79,000 | $4,232,000 | $67,000 | $9,999,000 |
| Application Approved But Not Accepted | 5,652 | $565,908,000 | $100,000 | $2,500,000 | $92,000 | $3,983,000 |
| Application Withdrawn By Applicant | 5,459 | $1,043,018,000 | $191,000 | $4,225,000 | $106,000 | $7,287,000 |
| File Closed For Incompleteness | 2,804 | $573,024,000 | $204,000 | $2,050,000 | $109,000 | $1,836,000 |
| Preapproval Denied by Financial Institution | 973 | $137,763,000 | $141,000 | $1,600,000 | $52,000 | $1,230,000 |
| Preapproval Approved but not Accepted | 273 | $48,484,000 | $177,000 | $1,650,000 | $73,000 | $1,020,000 |
| Loan Purchased By The Institution | 143 | $22,614,000 | $158,000 | $425,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.