Reliance First Capital, LLC Mortgage Lending & HMDA Data, 2021

In 2021, Reliance First Capital, LLC of Melville, NY reported 9,098 mortgage applications totaling $2.0 billion, down 1% from 2020. The average application was for $215,567, and applicants reported an average income of $81,711. 82% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Cleveland-Elyria, OH (501), Charlotte-Concord-Gastonia, NC-SC (496) and Nassau County-Suffolk County, NY (350) (applications in parentheses).

Mortgage Company & Address Reliance First Capital, LLC
201 Old Country Road Suite 205
Melville, NY 11747
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 9,098
Total Mortgage Loan Application Amount $1,961,230,000
Average Mortgage Loan Application Amount $215,567
Highest Mortgage Loan Application Amount $2,415,000
Average Applicant Income $81,711
Highest Applicant Income $1,220,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliance First Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Reliance First Capital, LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 346 $ 57,130,000 $ 165,115 $ 69,000
Suffolk, New York 219 $ 75,445,000 $ 344,497 $ 124,000
Mecklenburg, North Carolina 206 $ 45,130,000 $ 219,077 $ 98,000
Allegheny, Pennsylvania 163 $ 28,545,000 $ 175,122 $ 78,000
Nassau, New York 131 $ 50,725,000 $ 387,213 $ 134,000
Wake, North Carolina 88 $ 19,910,000 $ 226,250 $ 79,000
Queens, New York 82 $ 31,840,000 $ 388,292 $ 101,000
Westmoreland, Pennsylvania 81 $ 13,115,000 $ 161,913 $ 66,000
Davidson, Tennessee 81 $ 18,685,000 $ 230,679 $ 71,000
Franklin, Ohio 80 $ 14,410,000 $ 180,125 $ 77,000
Erie, New York 65 $ 12,215,000 $ 187,923 $ 80,000
Medina, Ohio 60 $ 13,490,000 $ 224,833 $ 84,000
Summit, Ohio 59 $ 11,115,000 $ 188,389 $ 83,000
Prince George's, Maryland 58 $ 16,900,000 $ 291,379 $ 104,000
Cabarrus, North Carolina 57 $ 12,355,000 $ 216,754 $ 71,000
Westchester, New York 55 $ 23,425,000 $ 425,909 $ 164,000
Hillsborough, New Hampshire 52 $ 13,570,000 $ 260,961 $ 112,000
Shelby, Tennessee 52 $ 9,600,000 $ 184,615 $ 95,000
Guilford, North Carolina 51 $ 8,515,000 $ 166,960 $ 64,000
Philadelphia, Pennsylvania 50 $ 7,540,000 $ 150,800 $ 59,000
Rutherford, Tennessee 49 $ 10,905,000 $ 222,551 $ 71,000
Plymouth, Massachusetts 48 $ 15,060,000 $ 313,750 $ 103,000
Marion, Indiana 47 $ 7,045,000 $ 149,893 $ 63,000
Rockingham, New Hampshire 47 $ 12,265,000 $ 260,957 $ 88,000
Worcester, Massachusetts 46 $ 10,520,000 $ 228,695 $ 87,000
Union, North Carolina 46 $ 11,950,000 $ 259,782 $ 99,000
Maricopa, Arizona 45 $ 9,955,000 $ 221,222 $ 62,000
Orange, New York 45 $ 11,075,000 $ 246,111 $ 85,000
Gaston, North Carolina 42 $ 8,440,000 $ 200,952 $ 67,000
Lorain, Ohio 41 $ 7,185,000 $ 175,243 $ 70,000
Knox, Tennessee 41 $ 8,215,000 $ 200,365 $ 76,000
Fulton, Georgia 40 $ 6,890,000 $ 172,250 $ 69,000
Forsyth, North Carolina 40 $ 6,090,000 $ 152,250 $ 69,000
Iredell, North Carolina 40 $ 8,750,000 $ 218,750 $ 71,000
Hamilton, Tennessee 40 $ 6,860,000 $ 171,500 $ 62,000
Baltimore, Maryland 39 $ 8,015,000 $ 205,512 $ 77,000
Richmond, New York 39 $ 15,365,000 $ 393,974 $ 111,000
Providence, Rhode Island 38 $ 8,740,000 $ 230,000 $ 72,000
Middlesex, Massachusetts 37 $ 12,325,000 $ 333,108 $ 108,000
Kings, New York 37 $ 14,405,000 $ 389,324 $ 106,000
Monroe, New York 37 $ 5,915,000 $ 159,864 $ 83,000
Gwinnett, Georgia 36 $ 7,510,000 $ 208,611 $ 68,000
York, South Carolina 36 $ 8,560,000 $ 237,777 $ 125,000
New Haven, Connecticut 35 $ 6,415,000 $ 183,285 $ 78,000
Rowan, North Carolina 35 $ 6,415,000 $ 183,285 $ 67,000
Horry, South Carolina 35 $ 6,295,000 $ 179,857 $ 65,000
Hartford, Connecticut 34 $ 6,310,000 $ 185,588 $ 86,000
Hamilton, Ohio 34 $ 5,440,000 $ 160,000 $ 64,000
Montgomery, Pennsylvania 34 $ 7,980,000 $ 234,705 $ 107,000
Fairfield, Connecticut 33 $ 9,465,000 $ 286,818 $ 92,000
Bernalillo, New Mexico 33 $ 6,895,000 $ 208,939 $ 82,000
Durham, North Carolina 33 $ 6,565,000 $ 198,939 $ 75,000
Lake, Ohio 33 $ 5,985,000 $ 181,363 $ 77,000
Delaware, Pennsylvania 33 $ 7,325,000 $ 221,969 $ 96,000
Greenville, South Carolina 33 $ 5,555,000 $ 168,333 $ 70,000
Sumner, Tennessee 32 $ 7,090,000 $ 221,562 $ 68,000
Henrico, Virginia 32 $ 6,370,000 $ 199,062 $ 69,000
Jefferson, Alabama 31 $ 5,655,000 $ 182,419 $ 77,000
Berks, Pennsylvania 31 $ 5,785,000 $ 186,612 $ 62,000
York, Pennsylvania 31 $ 6,005,000 $ 193,709 $ 79,000
Fairfax, Virginia 31 $ 12,735,000 $ 410,806 $ 111,000
DeKalb, Georgia 30 $ 6,000,000 $ 200,000 $ 63,000
Orleans, Louisiana 30 $ 5,920,000 $ 197,333 $ 93,000
Hampden, Massachusetts 30 $ 5,310,000 $ 177,000 $ 65,000
Norfolk, Massachusetts 30 $ 9,530,000 $ 317,666 $ 107,000
Bucks, Pennsylvania 30 $ 7,750,000 $ 258,333 $ 105,000
Northampton, Pennsylvania 30 $ 6,730,000 $ 224,333 $ 73,000
Jefferson, Kentucky 29 $ 6,075,000 $ 209,482 $ 80,000
Buncombe, North Carolina 29 $ 6,145,000 $ 211,896 $ 55,000
Butler, Ohio 29 $ 6,205,000 $ 213,965 $ 77,000
Chesterfield, Virginia 29 $ 7,175,000 $ 247,413 $ 75,000
Cobb, Georgia 28 $ 6,240,000 $ 222,857 $ 88,000
Bristol, Massachusetts 28 $ 7,090,000 $ 253,214 $ 82,000
Johnston, North Carolina 28 $ 5,080,000 $ 181,428 $ 60,000
Richland, South Carolina 28 $ 4,570,000 $ 163,214 $ 66,000
New Castle, Delaware 27 $ 6,295,000 $ 233,148 $ 79,000
Charleston, South Carolina 27 $ 7,325,000 $ 271,296 $ 80,000
Montgomery, Tennessee 27 $ 4,775,000 $ 176,851 $ 61,000
Prince William, Virginia 27 $ 9,375,000 $ 347,222 $ 161,000
Stark, Ohio 26 $ 4,120,000 $ 158,461 $ 66,000
Warren, Ohio 26 $ 6,290,000 $ 241,923 $ 90,000
Chester, Pennsylvania 26 $ 6,620,000 $ 254,615 $ 108,000
York, Maine 24 $ 5,580,000 $ 232,500 $ 84,000
Maury, Tennessee 24 $ 5,110,000 $ 212,916 $ 75,000
Madison, Alabama 23 $ 5,395,000 $ 234,565 $ 96,000
Cumberland, Maine 23 $ 5,095,000 $ 221,521 $ 87,000
Merrimack, New Hampshire 23 $ 6,635,000 $ 288,478 $ 111,000
Rockland, New York 23 $ 6,845,000 $ 297,608 $ 139,000
New Hanover, North Carolina 23 $ 4,515,000 $ 196,304 $ 82,000
Lucas, Ohio 23 $ 2,945,000 $ 128,043 $ 60,000
Beaver, Pennsylvania 23 $ 3,865,000 $ 168,043 $ 95,000
Berkeley, South Carolina 23 $ 4,955,000 $ 215,434 $ 72,000
Virginia Beach, Virginia 23 $ 5,705,000 $ 248,043 $ 76,000
Anne Arundel, Maryland 22 $ 6,170,000 $ 280,454 $ 99,000
Montgomery, Maryland 22 $ 7,620,000 $ 346,363 $ 113,000
Bronx, New York 22 $ 9,280,000 $ 421,818 $ 118,000
Onondaga, New York 22 $ 3,450,000 $ 156,818 $ 81,000
Portage, Ohio 22 $ 4,220,000 $ 191,818 $ 64,000
Butler, Pennsylvania 22 $ 4,490,000 $ 204,090 $ 89,000
Dallas, Texas 22 $ 4,710,000 $ 214,090 $ 90,000
Harris, Texas 22 $ 3,580,000 $ 162,727 $ 97,000
Essex, Massachusetts 21 $ 5,965,000 $ 284,047 $ 88,000
Alamance, North Carolina 21 $ 3,475,000 $ 165,476 $ 59,000
Geauga, Ohio 21 $ 5,695,000 $ 271,190 $ 96,000
Montgomery, Ohio 21 $ 3,865,000 $ 184,047 $ 76,000
Monroe, Pennsylvania 21 $ 3,635,000 $ 173,095 $ 67,000
Palm Beach, Florida 20 $ 5,260,000 $ 263,000 $ 79,000
Volusia, Florida 20 $ 3,430,000 $ 171,500 $ 55,000
Brunswick, North Carolina 20 $ 4,100,000 $ 205,000 $ 86,000
Catawba, North Carolina 20 $ 4,010,000 $ 200,500 $ 78,000
Cumberland, North Carolina 20 $ 3,100,000 $ 155,000 $ 61,000
Lancaster, Pennsylvania 20 $ 3,340,000 $ 167,000 $ 86,000
Lehigh, Pennsylvania 20 $ 4,430,000 $ 221,500 $ 80,000
Wilson, Tennessee 20 $ 5,370,000 $ 268,500 $ 89,000
Shelby, Alabama 19 $ 3,815,000 $ 200,789 $ 97,000
Polk, Florida 19 $ 3,265,000 $ 171,842 $ 64,000
Lake, Indiana 19 $ 3,505,000 $ 184,473 $ 78,000
DeSoto, Mississippi 19 $ 3,515,000 $ 185,000 $ 63,000
Dutchess, New York 19 $ 4,775,000 $ 251,315 $ 99,000
Washington, Pennsylvania 19 $ 3,505,000 $ 184,473 $ 66,000
Williamson, Tennessee 19 $ 6,575,000 $ 346,052 $ 175,000
Orange, Florida 18 $ 3,510,000 $ 195,000 $ 69,000
Pasco, Florida 18 $ 3,030,000 $ 168,333 $ 103,000
Wayne, Michigan 18 $ 2,700,000 $ 150,000 $ 69,000
Davidson, North Carolina 18 $ 2,660,000 $ 147,777 $ 63,000
Beaufort, South Carolina 18 $ 5,280,000 $ 293,333 $ 127,000
Spartanburg, South Carolina 18 $ 3,140,000 $ 174,444 $ 54,000
Pulaski, Arkansas 17 $ 2,805,000 $ 165,000 $ 67,000
Middlesex, New Jersey 17 $ 4,465,000 $ 262,647 $ 108,000
Delaware, Ohio 17 $ 5,225,000 $ 307,352 $ 120,000
Mahoning, Ohio 17 $ 2,635,000 $ 155,000 $ 85,000
Lexington, South Carolina 17 $ 3,875,000 $ 227,941 $ 61,000
Chesapeake, Virginia 17 $ 4,325,000 $ 254,411 $ 77,000
Loudoun, Virginia 17 $ 7,965,000 $ 468,529 $ 142,000
Benton, Arkansas 16 $ 2,990,000 $ 186,875 $ 69,000
Allen, Indiana 16 $ 2,410,000 $ 150,625 $ 54,000
Baltimore City, Maryland 16 $ 3,020,000 $ 188,750 $ 54,000
Suffolk, Massachusetts 16 $ 4,640,000 $ 290,000 $ 68,000
Ocean, New Jersey 15 $ 3,525,000 $ 235,000 $ 105,000
Ulster, New York 15 $ 3,765,000 $ 251,000 $ 115,000
Lincoln, North Carolina 15 $ 3,305,000 $ 220,333 $ 90,000
Fairfield, Ohio 15 $ 3,145,000 $ 209,666 $ 95,000
Sevier, Tennessee 15 $ 2,395,000 $ 159,666 $ 58,000
Middlesex, Connecticut 14 $ 3,400,000 $ 242,857 $ 88,000
Sussex, Delaware 14 $ 3,250,000 $ 232,142 $ 72,000
Henry, Georgia 14 $ 2,980,000 $ 212,857 $ 61,000
Hamilton, Indiana 14 $ 2,970,000 $ 212,142 $ 78,000
Kennebec, Maine 14 $ 2,440,000 $ 174,285 $ 71,000
Niagara, New York 14 $ 2,580,000 $ 184,285 $ 95,000
Saratoga, New York 14 $ 2,810,000 $ 200,714 $ 65,000
Cleveland, North Carolina 14 $ 1,980,000 $ 141,428 $ 55,000
Harnett, North Carolina 14 $ 2,450,000 $ 175,000 $ 86,000
Stafford, Virginia 14 $ 3,600,000 $ 257,142 $ 101,000
Windham, Connecticut 13 $ 2,605,000 $ 200,384 $ 96,000
Lake, Florida 13 $ 2,515,000 $ 193,461 $ 63,000
Miami-Dade, Florida 13 $ 3,755,000 $ 288,846 $ 96,000
Fayette, Kentucky 13 $ 2,255,000 $ 173,461 $ 65,000
Frederick, Maryland 13 $ 3,695,000 $ 284,230 $ 80,000
Sandoval, New Mexico 13 $ 2,445,000 $ 188,076 $ 76,000
Henderson, North Carolina 13 $ 2,325,000 $ 178,846 $ 65,000
Randolph, North Carolina 13 $ 2,045,000 $ 157,307 $ 72,000
Rockingham, North Carolina 13 $ 1,925,000 $ 148,076 $ 49,000
Clermont, Ohio 13 $ 2,755,000 $ 211,923 $ 73,000
Lackawanna, Pennsylvania 13 $ 1,815,000 $ 139,615 $ 64,000
Dorchester, South Carolina 13 $ 2,565,000 $ 197,307 $ 66,000
Spotsylvania, Virginia 13 $ 2,885,000 $ 221,923 $ 88,000
Pima, Arizona 12 $ 2,680,000 $ 223,333 $ 47,000
Litchfield, Connecticut 12 $ 2,550,000 $ 212,500 $ 79,000
Brevard, Florida 12 $ 1,750,000 $ 145,833 $ 51,000
Hendricks, Indiana 12 $ 2,090,000 $ 174,166 $ 63,000
St. Tammany, Louisiana 12 $ 2,290,000 $ 190,833 $ 53,000
Charles, Maryland 12 $ 3,550,000 $ 295,833 $ 95,000
Barnstable, Massachusetts 12 $ 3,380,000 $ 281,666 $ 75,000
Belknap, New Hampshire 12 $ 2,380,000 $ 198,333 $ 82,000
Cumberland, Pennsylvania 12 $ 1,960,000 $ 163,333 $ 78,000
Dauphin, Pennsylvania 12 $ 2,230,000 $ 185,833 $ 70,000
Erie, Pennsylvania 12 $ 2,040,000 $ 170,000 $ 76,000
Kent, Rhode Island 12 $ 2,740,000 $ 228,333 $ 111,000
Lancaster, South Carolina 12 $ 2,670,000 $ 222,500 $ 57,000
Cheatham, Tennessee 12 $ 2,470,000 $ 205,833 $ 71,000
Tarrant, Texas 12 $ 2,190,000 $ 182,500 $ 112,000
Portsmouth, Virginia 12 $ 2,300,000 $ 191,666 $ 91,000
King, Washington 12 $ 3,290,000 $ 274,166 $ 65,000
Pierce, Washington 12 $ 2,690,000 $ 224,166 $ 57,000
Washington, Arkansas 11 $ 2,175,000 $ 197,727 $ 83,000
Broward, Florida 11 $ 2,705,000 $ 245,909 $ 84,000
Lee, Florida 11 $ 2,795,000 $ 254,090 $ 90,000
Marion, Florida 11 $ 1,615,000 $ 146,818 $ 46,000
Clayton, Georgia 11 $ 1,835,000 $ 166,818 $ 53,000
St. Joseph, Indiana 11 $ 1,705,000 $ 155,000 $ 78,000
East Baton Rouge, Louisiana 11 $ 2,795,000 $ 254,090 $ 79,000
Jefferson, Louisiana 11 $ 1,605,000 $ 145,909 $ 65,000
Harford, Maryland 11 $ 2,505,000 $ 227,727 $ 98,000
Howard, Maryland 11 $ 3,755,000 $ 341,363 $ 132,000
Burlington, New Jersey 11 $ 1,995,000 $ 181,363 $ 97,000
Broome, New York 11 $ 1,415,000 $ 128,636 $ 55,000
Moore, North Carolina 11 $ 2,425,000 $ 220,454 $ 58,000
Wayne, North Carolina 11 $ 1,835,000 $ 166,818 $ 79,000
Clark, Ohio 11 $ 1,545,000 $ 140,454 $ 86,000
Trumbull, Ohio 11 $ 1,875,000 $ 170,454 $ 76,000
Bexar, Texas 11 $ 1,975,000 $ 179,545 $ 83,000
Richmond City, Virginia 11 $ 1,865,000 $ 169,545 $ 81,000
Baldwin, Alabama 10 $ 2,170,000 $ 217,000 $ 76,000
Tuscaloosa, Alabama 10 $ 1,530,000 $ 153,000 $ 56,000
Hernando, Florida 10 $ 2,010,000 $ 201,000 $ 76,000
Douglas, Georgia 10 $ 2,060,000 $ 206,000 $ 65,000
Kenton, Kentucky 10 $ 2,110,000 $ 211,000 $ 66,000
Lafayette, Louisiana 10 $ 1,550,000 $ 155,000 $ 85,000
Strafford, New Hampshire 10 $ 1,830,000 $ 183,000 $ 85,000
Monmouth, New Jersey 10 $ 2,550,000 $ 255,000 $ 90,000
Passaic, New Jersey 10 $ 2,310,000 $ 231,000 $ 81,000
Union, New Jersey 10 $ 2,880,000 $ 288,000 $ 103,000
Oswego, New York 10 $ 1,370,000 $ 137,000 $ 66,000
Aiken, South Carolina 10 $ 1,580,000 $ 158,000 $ 69,000
Anderson, South Carolina 10 $ 1,690,000 $ 169,000 $ 55,000
Oconee, South Carolina 10 $ 1,910,000 $ 191,000 $ 95,000
Bradley, Tennessee 10 $ 1,950,000 $ 195,000 $ 92,000
Ellis, Texas 10 $ 2,210,000 $ 221,000 $ 78,000
Snohomish, Washington 10 $ 3,150,000 $ 315,000 $ 76,000
Lee, Alabama 9 $ 1,925,000 $ 213,888 $ 77,000
Mobile, Alabama 9 $ 1,465,000 $ 162,777 $ 70,000
Saline, Arkansas 9 $ 2,035,000 $ 226,111 $ 88,000
Riverside, California 9 $ 2,875,000 $ 319,444 $ 83,000
San Bernardino, California 9 $ 1,745,000 $ 193,888 $ 67,000
Osceola, Florida 9 $ 2,005,000 $ 222,777 $ 97,000
St. Lucie, Florida 9 $ 1,495,000 $ 166,111 $ 64,000
Cherokee, Georgia 9 $ 2,065,000 $ 229,444 $ 70,000
Oxford, Maine 9 $ 1,515,000 $ 168,333 $ 73,000
Calvert, Maryland 9 $ 2,495,000 $ 277,222 $ 110,000
Harrison, Mississippi 9 $ 1,385,000 $ 153,888 $ 90,000
Carroll, New Hampshire 9 $ 2,035,000 $ 226,111 $ 69,000
Grafton, New Hampshire 9 $ 1,635,000 $ 181,666 $ 102,000
Bergen, New Jersey 9 $ 3,955,000 $ 439,444 $ 145,000
Camden, New Jersey 9 $ 1,535,000 $ 170,555 $ 87,000
Essex, New Jersey 9 $ 2,915,000 $ 323,888 $ 149,000
Columbia, New York 9 $ 2,415,000 $ 268,333 $ 88,000
Burke, North Carolina 9 $ 1,395,000 $ 155,000 $ 42,000
Onslow, North Carolina 9 $ 1,415,000 $ 157,222 $ 61,000
Pitt, North Carolina 9 $ 1,395,000 $ 155,000 $ 107,000
Adams, Pennsylvania 9 $ 1,845,000 $ 205,000 $ 63,000
Washington, Rhode Island 9 $ 2,095,000 $ 232,777 $ 77,000
Blount, Tennessee 9 $ 2,045,000 $ 227,222 $ 68,000
Franklin, Tennessee 9 $ 1,325,000 $ 147,222 $ 61,000
Newport News, Virginia 9 $ 1,625,000 $ 180,555 $ 112,000
Norfolk, Virginia 9 $ 1,255,000 $ 139,444 $ 51,000
Warren, Virginia 9 $ 2,095,000 $ 232,777 $ 104,000
Montgomery, Alabama 8 $ 1,500,000 $ 187,500 $ 71,000
Tolland, Connecticut 8 $ 1,340,000 $ 167,500 $ 76,000
Kent, Delaware 8 $ 1,730,000 $ 216,250 $ 66,000
Charlotte, Florida 8 $ 1,510,000 $ 188,750 $ 55,000
Duval, Florida 8 $ 1,690,000 $ 211,250 $ 93,000
Hillsborough, Florida 8 $ 1,580,000 $ 197,500 $ 76,000
Pinellas, Florida 8 $ 1,320,000 $ 165,000 $ 59,000
Sarasota, Florida 8 $ 1,660,000 $ 207,500 $ 80,000
Chatham, Georgia 8 $ 1,850,000 $ 231,250 $ 70,000
Fayette, Georgia 8 $ 1,740,000 $ 217,500 $ 85,000
Forsyth, Georgia 8 $ 1,750,000 $ 218,750 $ 108,000
Paulding, Georgia 8 $ 1,290,000 $ 161,250 $ 64,000
Tippecanoe, Indiana 8 $ 1,480,000 $ 185,000 $ 68,000
Oldham, Kentucky 8 $ 1,940,000 $ 242,500 $ 65,000
Wicomico, Maryland 8 $ 1,300,000 $ 162,500 $ 95,000
Kent, Michigan 8 $ 1,220,000 $ 152,500 $ 59,000
Jackson, Mississippi 8 $ 1,250,000 $ 156,250 $ 63,000
Putnam, New York 8 $ 2,640,000 $ 330,000 $ 79,000
Rensselaer, New York 8 $ 1,340,000 $ 167,500 $ 98,000
Warren, New York 8 $ 1,690,000 $ 211,250 $ 74,000
Currituck, North Carolina 8 $ 2,040,000 $ 255,000 $ 100,000
Dare, North Carolina 8 $ 1,710,000 $ 213,750 $ 120,000
Licking, Ohio 8 $ 1,660,000 $ 207,500 $ 78,000
Richland, Ohio 8 $ 1,570,000 $ 196,250 $ 78,000
Sumter, South Carolina 8 $ 1,530,000 $ 191,250 $ 74,000
Roane, Tennessee 8 $ 1,330,000 $ 166,250 $ 87,000
Collin, Texas 8 $ 2,050,000 $ 256,250 $ 88,000
Hanover, Virginia 8 $ 2,080,000 $ 260,000 $ 67,000
Powhatan, Virginia 8 $ 2,300,000 $ 287,500 $ 136,000
Suffolk, Virginia 8 $ 2,260,000 $ 282,500 $ 123,000
Pinal, Arizona 7 $ 1,085,000 $ 155,000 $ 50,000
Adams, Colorado 7 $ 1,875,000 $ 267,857 $ 52,000
New London, Connecticut 7 $ 1,405,000 $ 200,714 $ 77,000
Manatee, Florida 7 $ 2,505,000 $ 357,857 $ 146,000
Santa Rosa, Florida 7 $ 1,395,000 $ 199,285 $ 94,000
Carroll, Georgia 7 $ 1,025,000 $ 146,428 $ 69,000
Newton, Georgia 7 $ 945,000 $ 135,000 $ 57,000
Elkhart, Indiana 7 $ 1,185,000 $ 169,285 $ 65,000
LaPorte, Indiana 7 $ 1,245,000 $ 177,857 $ 83,000
Ouachita, Louisiana 7 $ 1,035,000 $ 147,857 $ 52,000
Oakland, Michigan 7 $ 1,155,000 $ 165,000 $ 56,000
Cheshire, New Hampshire 7 $ 1,205,000 $ 172,142 $ 96,000
Cape May, New Jersey 7 $ 1,985,000 $ 283,571 $ 160,000
Mercer, New Jersey 7 $ 1,655,000 $ 236,428 $ 106,000
Albany, New York 7 $ 1,385,000 $ 197,857 $ 81,000
Greene, New York 7 $ 1,665,000 $ 237,857 $ 69,000
New York, New York 7 $ 2,475,000 $ 353,571 $ 152,000
Craven, North Carolina 7 $ 1,275,000 $ 182,142 $ 79,000
Franklin, North Carolina 7 $ 1,795,000 $ 256,428 $ 78,000
Granville, North Carolina 7 $ 1,295,000 $ 185,000 $ 65,000
Orange, North Carolina 7 $ 1,485,000 $ 212,142 $ 70,000
Stanly, North Carolina 7 $ 1,325,000 $ 189,285 $ 53,000
Wilson, North Carolina 7 $ 1,505,000 $ 215,000 $ 88,000
Pickaway, Ohio 7 $ 1,535,000 $ 219,285 $ 78,000
Clearfield, Pennsylvania 7 $ 765,000 $ 109,285 $ 42,000
Franklin, Pennsylvania 7 $ 1,195,000 $ 170,714 $ 81,000
Indiana, Pennsylvania 7 $ 845,000 $ 120,714 $ 52,000
Luzerne, Pennsylvania 7 $ 795,000 $ 113,571 $ 67,000
Dickson, Tennessee 7 $ 1,175,000 $ 167,857 $ 70,000
Hawkins, Tennessee 7 $ 1,095,000 $ 156,428 $ 68,000
Macon, Tennessee 7 $ 1,145,000 $ 163,571 $ 52,000
Putnam, Tennessee 7 $ 1,505,000 $ 215,000 $ 71,000
Travis, Texas 7 $ 1,415,000 $ 202,142 $ 74,000
Chittenden, Vermont 7 $ 1,875,000 $ 267,857 $ 74,000
Caroline, Virginia 7 $ 1,405,000 $ 200,714 $ 65,000
Culpeper, Virginia 7 $ 1,535,000 $ 219,285 $ 78,000
Fauquier, Virginia 7 $ 2,135,000 $ 305,000 $ 114,000
Louisa, Virginia 7 $ 2,675,000 $ 382,142 $ 126,000
Roanoke, Virginia 7 $ 1,465,000 $ 209,285 $ 77,000
Laramie, Wyoming 7 $ 1,745,000 $ 249,285 $ 71,000
Faulkner, Arkansas 6 $ 1,180,000 $ 196,666 $ 103,000
Sebastian, Arkansas 6 $ 780,000 $ 130,000 $ 49,000
Denver, Colorado 6 $ 1,510,000 $ 251,666 $ 60,000
Collier, Florida 6 $ 1,570,000 $ 261,666 $ 103,000
Okaloosa, Florida 6 $ 1,910,000 $ 318,333 $ 53,000
Seminole, Florida 6 $ 1,220,000 $ 203,333 $ 45,000
Columbia, Georgia 6 $ 1,280,000 $ 213,333 $ 78,000
Rockdale, Georgia 6 $ 1,450,000 $ 241,666 $ 80,000
Clark, Indiana 6 $ 880,000 $ 146,666 $ 65,000
Madison, Indiana 6 $ 620,000 $ 103,333 $ 57,000
Boone, Kentucky 6 $ 1,370,000 $ 228,333 $ 108,000
Nelson, Kentucky 6 $ 900,000 $ 150,000 $ 45,000
Bossier, Louisiana 6 $ 870,000 $ 145,000 $ 83,000
St. Landry, Louisiana 6 $ 860,000 $ 143,333 $ 60,000
Tangipahoa, Louisiana 6 $ 650,000 $ 108,333 $ 64,000
Penobscot, Maine 6 $ 1,150,000 $ 191,666 $ 66,000
Sagadahoc, Maine 6 $ 1,180,000 $ 196,666 $ 93,000
Carroll, Maryland 6 $ 1,640,000 $ 273,333 $ 122,000
Franklin, Massachusetts 6 $ 1,070,000 $ 178,333 $ 71,000
Genesee, Michigan 6 $ 1,050,000 $ 175,000 $ 58,000
Dakota, Minnesota 6 $ 1,150,000 $ 191,666 $ 71,000
Atlantic, New Jersey 6 $ 950,000 $ 158,333 $ 76,000
Gloucester, New Jersey 6 $ 1,220,000 $ 203,333 $ 77,000
Dona Ana, New Mexico 6 $ 1,150,000 $ 191,666 $ 112,000
Oneida, New York 6 $ 1,210,000 $ 201,666 $ 84,000
Schenectady, New York 6 $ 1,290,000 $ 215,000 $ 106,000
Wyoming, New York 6 $ 1,090,000 $ 181,666 $ 68,000
Caldwell, North Carolina 6 $ 990,000 $ 165,000 $ 98,000
Carteret, North Carolina 6 $ 1,320,000 $ 220,000 $ 75,000
Sampson, North Carolina 6 $ 1,400,000 $ 233,333 $ 84,000
Wayne, Ohio 6 $ 1,530,000 $ 255,000 $ 95,000
Clackamas, Oregon 6 $ 1,730,000 $ 288,333 $ 77,000
Armstrong, Pennsylvania 6 $ 820,000 $ 136,666 $ 68,000
Lawrence, Pennsylvania 6 $ 960,000 $ 160,000 $ 73,000
Wayne, Pennsylvania 6 $ 1,670,000 $ 278,333 $ 85,000
Florence, South Carolina 6 $ 930,000 $ 155,000 $ 52,000
Loudon, Tennessee 6 $ 1,010,000 $ 168,333 $ 55,000
Washington, Tennessee 6 $ 780,000 $ 130,000 $ 62,000
Augusta, Virginia 6 $ 1,280,000 $ 213,333 $ 79,000
Hampton, Virginia 6 $ 1,130,000 $ 188,333 $ 83,000
Cullman, Alabama 5 $ 745,000 $ 149,000 $ 49,000
Elmore, Alabama 5 $ 1,435,000 $ 287,000 $ 90,000
Houston, Alabama 5 $ 805,000 $ 161,000 $ 70,000
St. Clair, Alabama 5 $ 905,000 $ 181,000 $ 86,000
Garland, Arkansas 5 $ 815,000 $ 163,000 $ 61,000
Jefferson, Arkansas 5 $ 685,000 $ 137,000 $ 93,000
Contra Costa, California 5 $ 1,375,000 $ 275,000 $ 80,000
Sacramento, California 5 $ 1,545,000 $ 309,000 $ 78,000
Bay, Florida 5 $ 915,000 $ 183,000 $ 59,000
Clay, Florida 5 $ 985,000 $ 197,000 $ 68,000
St. Johns, Florida 5 $ 2,725,000 $ 545,000 $ 181,000
Barrow, Georgia 5 $ 755,000 $ 151,000 $ 63,000
Coweta, Georgia 5 $ 1,155,000 $ 231,000 $ 73,000
Hall, Georgia 5 $ 975,000 $ 195,000 $ 74,000
Jackson, Georgia 5 $ 895,000 $ 179,000 $ 65,000
Laurens, Georgia 5 $ 735,000 $ 147,000 $ 76,000
Walton, Georgia 5 $ 1,025,000 $ 205,000 $ 62,000
Cook, Illinois 5 $ 725,000 $ 145,000 $ 61,000
Hancock, Indiana 5 $ 1,015,000 $ 203,000 $ 76,000
Kosciusko, Indiana 5 $ 915,000 $ 183,000 $ 67,000
Johnson, Kansas 5 $ 955,000 $ 191,000 $ 53,000
Sedgwick, Kansas 5 $ 935,000 $ 187,000 $ 77,000
Hardin, Kentucky 5 $ 885,000 $ 177,000 $ 71,000
Marshall, Kentucky 5 $ 895,000 $ 179,000 $ 55,000
Meade, Kentucky 5 $ 775,000 $ 155,000 $ 66,000
Scott, Kentucky 5 $ 685,000 $ 137,000 $ 52,000
Caroline, Maryland 5 $ 1,055,000 $ 211,000 $ 88,000
Queen Anne's, Maryland 5 $ 2,235,000 $ 447,000 $ 135,000
Washington, Maryland 5 $ 965,000 $ 193,000 $ 78,000
Worcester, Maryland 5 $ 805,000 $ 161,000 $ 102,000
Berkshire, Massachusetts 5 $ 1,165,000 $ 233,000 $ 89,000
Hampshire, Massachusetts 5 $ 1,125,000 $ 225,000 $ 76,000
Ingham, Michigan 5 $ 625,000 $ 125,000 $ 76,000
Kalamazoo, Michigan 5 $ 905,000 $ 181,000 $ 85,000
Macomb, Michigan 5 $ 945,000 $ 189,000 $ 65,000
Washtenaw, Michigan 5 $ 1,395,000 $ 279,000 $ 110,000
Hennepin, Minnesota 5 $ 985,000 $ 197,000 $ 48,000
Hudson, New Jersey 5 $ 1,015,000 $ 203,000 $ 76,000
Delaware, New York 5 $ 745,000 $ 149,000 $ 102,000
Essex, New York 5 $ 785,000 $ 157,000 $ 94,000
Ontario, New York 5 $ 1,155,000 $ 231,000 $ 111,000
Sullivan, New York 5 $ 905,000 $ 181,000 $ 97,000
Ashe, North Carolina 5 $ 1,115,000 $ 223,000 $ 69,000
Cherokee, North Carolina 5 $ 915,000 $ 183,000 $ 79,000
Davie, North Carolina 5 $ 1,585,000 $ 317,000 $ 109,000
Hoke, North Carolina 5 $ 955,000 $ 191,000 $ 79,000
Watauga, North Carolina 5 $ 1,175,000 $ 235,000 $ 98,000
Clinton, Ohio 5 $ 825,000 $ 165,000 $ 60,000
Erie, Ohio 5 $ 885,000 $ 177,000 $ 87,000
Knox, Ohio 5 $ 615,000 $ 123,000 $ 65,000
Miami, Ohio 5 $ 745,000 $ 149,000 $ 84,000
Ross, Ohio 5 $ 805,000 $ 161,000 $ 72,000
Marion, Oregon 5 $ 1,325,000 $ 265,000 $ 79,000
Multnomah, Oregon 5 $ 1,465,000 $ 293,000 $ 96,000
Washington, Oregon 5 $ 1,215,000 $ 243,000 $ 62,000
Fayette, Pennsylvania 5 $ 845,000 $ 169,000 $ 63,000
Pike, Pennsylvania 5 $ 585,000 $ 117,000 $ 92,000
Somerset, Pennsylvania 5 $ 685,000 $ 137,000 $ 43,000
Georgetown, South Carolina 5 $ 1,205,000 $ 241,000 $ 88,000
Fayette, Tennessee 5 $ 1,075,000 $ 215,000 $ 72,000
Hamblen, Tennessee 5 $ 535,000 $ 107,000 $ 27,000
Jefferson, Tennessee 5 $ 1,015,000 $ 203,000 $ 49,000
Madison, Tennessee 5 $ 835,000 $ 167,000 $ 75,000
McMinn, Tennessee 5 $ 885,000 $ 177,000 $ 81,000
Robertson, Tennessee 5 $ 1,125,000 $ 225,000 $ 72,000
Tipton, Tennessee 5 $ 875,000 $ 175,000 $ 74,000
Alexandria, Virginia 5 $ 1,755,000 $ 351,000 $ 118,000
Frederick, Virginia 5 $ 905,000 $ 181,000 $ 54,000
Montgomery, Virginia 5 $ 945,000 $ 189,000 $ 50,000
Roanoke City, Virginia 5 $ 665,000 $ 133,000 $ 55,000
Spokane, Washington 5 $ 875,000 $ 175,000 $ 46,000
Colbert, Alabama 4 $ 490,000 $ 122,500 $ 45,000
Limestone, Alabama 4 $ 630,000 $ 157,500 $ 73,000
Marshall, Alabama 4 $ 580,000 $ 145,000 $ 63,000
Morgan, Alabama 4 $ 870,000 $ 217,500 $ 82,000
Talladega, Alabama 4 $ 980,000 $ 245,000 $ 37,000
Mohave, Arizona 4 $ 660,000 $ 165,000 $ 37,000
Yavapai, Arizona 4 $ 1,220,000 $ 305,000 $ 89,000
Yuma, Arizona 4 $ 600,000 $ 150,000 $ 72,000
Craighead, Arkansas 4 $ 660,000 $ 165,000 $ 79,000
Lonoke, Arkansas 4 $ 620,000 $ 155,000 $ 53,000
Los Angeles, California 4 $ 2,100,000 $ 525,000 $ 137,000
Appling, Georgia 4 $ 680,000 $ 170,000 $ 57,000
Bibb, Georgia 4 $ 600,000 $ 150,000 $ 60,000
Catoosa, Georgia 4 $ 410,000 $ 102,500 $ 104,000
Colquitt, Georgia 4 $ 520,000 $ 130,000 $ 72,000
Effingham, Georgia 4 $ 710,000 $ 177,500 $ 53,000
Lowndes, Georgia 4 $ 730,000 $ 182,500 $ 67,000
Richmond, Georgia 4 $ 570,000 $ 142,500 $ 49,000
Dearborn, Indiana 4 $ 470,000 $ 117,500 $ 55,000
Harrison, Indiana 4 $ 590,000 $ 147,500 $ 30,000
Porter, Indiana 4 $ 580,000 $ 145,000 $ 73,000
Shelby, Indiana 4 $ 610,000 $ 152,500 $ 49,000
Daviess, Kentucky 4 $ 640,000 $ 160,000 $ 74,000
Livingston, Louisiana 4 $ 710,000 $ 177,500 $ 46,000
Androscoggin, Maine 4 $ 660,000 $ 165,000 $ 72,000
Lincoln, Maine 4 $ 880,000 $ 220,000 $ 106,000
Somerset, Maine 4 $ 710,000 $ 177,500 $ 68,000
Muskegon, Michigan 4 $ 550,000 $ 137,500 $ 61,000
Roscommon, Michigan 4 $ 460,000 $ 115,000 $ 54,000
Van Buren, Michigan 4 $ 910,000 $ 227,500 $ 120,000
Morris, New Jersey 4 $ 770,000 $ 192,500 $ 94,000
Rio Arriba, New Mexico 4 $ 1,430,000 $ 357,500 $ 20,000
San Juan, New Mexico 4 $ 850,000 $ 212,500 $ 84,000
San Miguel, New Mexico 4 $ 600,000 $ 150,000 $ 12,000
Cattaraugus, New York 4 $ 560,000 $ 140,000 $ 72,000
Chenango, New York 4 $ 490,000 $ 122,500 $ 30,000
Clinton, New York 4 $ 490,000 $ 122,500 $ 71,000
Genesee, New York 4 $ 720,000 $ 180,000 $ 103,000
Otsego, New York 4 $ 630,000 $ 157,500 $ 68,000
Tompkins, New York 4 $ 550,000 $ 137,500 $ 99,000
Haywood, North Carolina 4 $ 680,000 $ 170,000 $ 65,000
Nash, North Carolina 4 $ 500,000 $ 125,000 $ 35,000
Pender, North Carolina 4 $ 520,000 $ 130,000 $ 84,000
Scotland, North Carolina 4 $ 470,000 $ 117,500 $ 70,000
Wilkes, North Carolina 4 $ 800,000 $ 200,000 $ 58,000
Allen, Ohio 4 $ 670,000 $ 167,500 $ 98,000
Ashtabula, Ohio 4 $ 580,000 $ 145,000 $ 48,000
Columbiana, Ohio 4 $ 490,000 $ 122,500 $ 94,000
Jefferson, Ohio 4 $ 440,000 $ 110,000 $ 53,000
Morrow, Ohio 4 $ 850,000 $ 212,500 $ 79,000
Washington, Ohio 4 $ 840,000 $ 210,000 $ 97,000
Wood, Ohio 4 $ 860,000 $ 215,000 $ 65,000
Lane, Oregon 4 $ 830,000 $ 207,500 $ 67,000
Yamhill, Oregon 4 $ 960,000 $ 240,000 $ 54,000
Schuylkill, Pennsylvania 4 $ 920,000 $ 230,000 $ 41,000
Wyoming, Pennsylvania 4 $ 670,000 $ 167,500 $ 71,000
Chester, South Carolina 4 $ 870,000 $ 217,500 $ 36,000
Pickens, South Carolina 4 $ 900,000 $ 225,000 $ 62,000
Williamsburg, South Carolina 4 $ 410,000 $ 102,500 $ 38,000
Bedford, Tennessee 4 $ 560,000 $ 140,000 $ 57,000
Gibson, Tennessee 4 $ 670,000 $ 167,500 $ 93,000
Greene, Tennessee 4 $ 500,000 $ 125,000 $ 48,000
Henderson, Tennessee 4 $ 670,000 $ 167,500 $ 60,000
Lauderdale, Tennessee 4 $ 380,000 $ 95,000 $ 39,000
Lincoln, Tennessee 4 $ 730,000 $ 182,500 $ 60,000
Sullivan, Tennessee 4 $ 640,000 $ 160,000 $ 110,000
Brazoria, Texas 4 $ 590,000 $ 147,500 $ 94,000
Grayson, Texas 4 $ 740,000 $ 185,000 $ 52,000
Williamson, Texas 4 $ 1,060,000 $ 265,000 $ 122,000
Albemarle, Virginia 4 $ 1,070,000 $ 267,500 $ 74,000
Arlington, Virginia 4 $ 1,100,000 $ 275,000 $ 126,000
Cumberland, Virginia 4 $ 680,000 $ 170,000 $ 53,000
Fluvanna, Virginia 4 $ 1,160,000 $ 290,000 $ 99,000
Page:

Mortgage Loan Application Detail Totals for Reliance First Capital, LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 6,224 $1,340,330,000 $215,000 $2,415,000 $81,000 $1,220,000
Refinancing 1,800 $378,880,000 $210,000 $1,265,000 $84,000 $1,066,000
Home Purchase 1,074 $242,020,000 $225,000 $1,165,000 $82,000 $600,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,879 $1,238,115,000 $210,000 $2,415,000 $82,000 $1,220,000
Black or African American 1,366 $288,090,000 $210,000 $845,000 $76,000 $882,000
Not Provided 1,205 $279,025,000 $231,000 $1,255,000 $85,000 $1,092,000
Hispanic 434 $103,530,000 $238,000 $765,000 $78,000 $453,000
Asian 152 $39,750,000 $261,000 $925,000 $89,000 $327,000
American Indian or Alaskan Native 51 $10,245,000 $200,000 $565,000 $71,000 $290,000
Native Hawaiian or Other Pacific Islander 11 $2,475,000 $225,000 $405,000 $91,000 $190,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,877 $1,271,325,000 $216,000 $2,415,000 $89,000 $1,220,000
FHA-insured (Federal Housing Administration) 2,257 $462,335,000 $204,000 $765,000 $69,000 $403,000
VA-guaranteed (Veterans Administration) 879 $213,465,000 $242,000 $1,245,000 $67,000 $409,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 85 $14,105,000 $165,000 $415,000 $50,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,479 $1,613,195,000 $215,000 $2,415,000 $82,000 $1,220,000
Application Approved But Not Accepted 1,330 $289,640,000 $217,000 $1,265,000 $83,000 $1,047,000
Application Denied By Financial Institution 289 $58,395,000 $202,000 $665,000 $70,000 $1,067,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,809 $1,902,835,000 $216,000 $2,415,000 $82,000 $1,220,000
Collateral 71 $12,375,000 $174,000 $545,000 $76,000 $237,000
Debt-To-Income Ratio 70 $15,090,000 $215,000 $665,000 $59,000 $395,000
Credit History 63 $12,245,000 $194,000 $595,000 $67,000 $220,000
Other 31 $6,985,000 $225,000 $565,000 $103,000 $1,067,000
Employment History 24 $5,430,000 $226,000 $485,000 $44,000 $181,000
Unverifiable Information 19 $4,365,000 $229,000 $545,000 $75,000 $177,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,010,000 $168,000 $305,000 $59,000 $114,000
Credit Application Incomplete 5 $895,000 $179,000 $305,000 $66,000 $158,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Reliance First Capital, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List