Reliance First Capital, LLC Mortgage Lending & HMDA Data, 2022

In 2022, Reliance First Capital, LLC of Melville, NY reported 6,302 mortgage applications totaling $1.4 billion, down 31% from 2021. The average application was for $226,012, and applicants reported an average income of $85,237. 80% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Cleveland-Elyria, OH (332), Charlotte-Concord-Gastonia, NC-SC (260) and Nassau County-Suffolk County, NY (215) (applications in parentheses).

Mortgage Company & Address Reliance First Capital, LLC
201 Old Country Road Suite 205
Melville, NY 11747
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 6,302
Total Mortgage Loan Application Amount $1,424,330,000
Average Mortgage Loan Application Amount $226,012
Highest Mortgage Loan Application Amount $2,235,000
Average Applicant Income $85,237
Highest Applicant Income $3,246,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliance First Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Reliance First Capital, LLC by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 242 $ 47,300,000 $ 195,454 $ 83,000
Suffolk, New York 129 $ 46,775,000 $ 362,596 $ 123,000
Mecklenburg, North Carolina 98 $ 22,840,000 $ 233,061 $ 124,000
Nassau, New York 86 $ 38,770,000 $ 450,813 $ 137,000
Allegheny, Pennsylvania 81 $ 16,135,000 $ 199,197 $ 87,000
Franklin, Ohio 62 $ 11,710,000 $ 188,870 $ 71,000
Erie, New York 60 $ 10,400,000 $ 173,333 $ 73,000
Summit, Ohio 59 $ 11,645,000 $ 197,372 $ 94,000
Davidson, Tennessee 59 $ 15,815,000 $ 268,050 $ 82,000
Wake, North Carolina 58 $ 16,750,000 $ 288,793 $ 111,000
Westmoreland, Pennsylvania 49 $ 7,165,000 $ 146,224 $ 61,000
Philadelphia, Pennsylvania 46 $ 7,340,000 $ 159,565 $ 57,000
Shelby, Tennessee 38 $ 7,280,000 $ 191,578 $ 74,000
New Haven, Connecticut 36 $ 7,050,000 $ 195,833 $ 70,000
Marion, Indiana 36 $ 6,020,000 $ 167,222 $ 60,000
Monroe, New York 36 $ 5,630,000 $ 156,388 $ 82,000
Queens, New York 36 $ 14,580,000 $ 405,000 $ 107,000
Fairfield, Connecticut 35 $ 10,595,000 $ 302,714 $ 106,000
Orange, New York 35 $ 8,675,000 $ 247,857 $ 99,000
Medina, Ohio 34 $ 10,040,000 $ 295,294 $ 120,000
Cabarrus, North Carolina 33 $ 7,675,000 $ 232,575 $ 80,000
Hartford, Connecticut 32 $ 7,760,000 $ 242,500 $ 84,000
Gwinnett, Georgia 31 $ 7,705,000 $ 248,548 $ 89,000
Worcester, Massachusetts 30 $ 8,610,000 $ 287,000 $ 90,000
Kings, New York 30 $ 16,020,000 $ 534,000 $ 128,000
Maricopa, Arizona 29 $ 7,595,000 $ 261,896 $ 64,000
Jefferson, Louisiana 29 $ 5,125,000 $ 176,724 $ 67,000
Prince George's, Maryland 29 $ 9,745,000 $ 336,034 $ 108,000
Lorain, Ohio 29 $ 5,465,000 $ 188,448 $ 81,000
Greenville, South Carolina 29 $ 6,835,000 $ 235,689 $ 72,000
Horry, South Carolina 29 $ 5,615,000 $ 193,620 $ 100,000
Richland, South Carolina 29 $ 5,685,000 $ 196,034 $ 69,000
Hamilton, Tennessee 29 $ 5,465,000 $ 188,448 $ 64,000
Rutherford, Tennessee 29 $ 7,415,000 $ 255,689 $ 100,000
Palm Beach, Florida 27 $ 7,235,000 $ 267,962 $ 117,000
Polk, Florida 27 $ 5,335,000 $ 197,592 $ 67,000
Guilford, North Carolina 26 $ 5,900,000 $ 226,923 $ 86,000
Knox, Tennessee 25 $ 5,635,000 $ 225,400 $ 101,000
Montgomery, Tennessee 25 $ 5,555,000 $ 222,200 $ 69,000
Madison, Alabama 24 $ 5,700,000 $ 237,500 $ 79,000
Providence, Rhode Island 24 $ 6,000,000 $ 250,000 $ 81,000
Spartanburg, South Carolina 24 $ 4,120,000 $ 171,666 $ 65,000
York, South Carolina 24 $ 5,840,000 $ 243,333 $ 67,000
Henrico, Virginia 24 $ 4,850,000 $ 202,083 $ 57,000
Bristol, Massachusetts 23 $ 6,095,000 $ 265,000 $ 83,000
Westchester, New York 23 $ 9,695,000 $ 421,521 $ 136,000
Johnston, North Carolina 23 $ 5,455,000 $ 237,173 $ 68,000
Union, North Carolina 23 $ 6,265,000 $ 272,391 $ 78,000
Jefferson, Alabama 22 $ 3,900,000 $ 177,272 $ 57,000
Onondaga, New York 22 $ 4,150,000 $ 188,636 $ 103,000
Catawba, North Carolina 22 $ 4,040,000 $ 183,636 $ 65,000
Rowan, North Carolina 21 $ 3,515,000 $ 167,380 $ 57,000
Lancaster, Pennsylvania 21 $ 4,565,000 $ 217,380 $ 78,000
Monroe, Pennsylvania 21 $ 4,215,000 $ 200,714 $ 76,000
Charleston, South Carolina 21 $ 6,275,000 $ 298,809 $ 77,000
Lexington, South Carolina 21 $ 4,035,000 $ 192,142 $ 66,000
DeKalb, Georgia 20 $ 4,320,000 $ 216,000 $ 84,000
Middlesex, Massachusetts 20 $ 7,460,000 $ 373,000 $ 121,000
Forsyth, North Carolina 20 $ 3,950,000 $ 197,500 $ 74,000
Hamilton, Ohio 20 $ 2,970,000 $ 148,500 $ 74,000
Lake, Ohio 20 $ 3,180,000 $ 159,000 $ 67,000
Delaware, Pennsylvania 20 $ 3,400,000 $ 170,000 $ 73,000
Broward, Florida 19 $ 4,525,000 $ 238,157 $ 111,000
Duval, Florida 19 $ 3,825,000 $ 201,315 $ 76,000
Orange, Florida 19 $ 3,985,000 $ 209,736 $ 68,000
Fulton, Georgia 19 $ 3,995,000 $ 210,263 $ 112,000
Hampden, Massachusetts 19 $ 3,905,000 $ 205,526 $ 80,000
Dutchess, New York 19 $ 5,715,000 $ 300,789 $ 115,000
Gaston, North Carolina 19 $ 4,325,000 $ 227,631 $ 80,000
New Hanover, North Carolina 19 $ 4,745,000 $ 249,736 $ 83,000
Stark, Ohio 19 $ 4,475,000 $ 235,526 $ 156,000
Hillsborough, Florida 18 $ 3,960,000 $ 220,000 $ 76,000
Ulster, New York 18 $ 4,720,000 $ 262,222 $ 106,000
Cumberland, North Carolina 18 $ 3,130,000 $ 173,888 $ 84,000
Osceola, Florida 17 $ 5,395,000 $ 317,352 $ 73,000
Pasco, Florida 17 $ 3,625,000 $ 213,235 $ 64,000
Cobb, Georgia 17 $ 4,665,000 $ 274,411 $ 87,000
Essex, Massachusetts 17 $ 5,315,000 $ 312,647 $ 100,000
Hillsborough, New Hampshire 17 $ 4,925,000 $ 289,705 $ 91,000
Bronx, New York 17 $ 6,425,000 $ 377,941 $ 96,000
Chesterfield, Virginia 17 $ 4,015,000 $ 236,176 $ 81,000
Shelby, Alabama 16 $ 3,350,000 $ 209,375 $ 91,000
Lee, Florida 16 $ 3,190,000 $ 199,375 $ 79,000
Clayton, Georgia 16 $ 3,380,000 $ 211,250 $ 91,000
Norfolk, Massachusetts 16 $ 5,860,000 $ 366,250 $ 117,000
Wayne, Michigan 16 $ 2,110,000 $ 131,875 $ 71,000
Bernalillo, New Mexico 16 $ 3,070,000 $ 191,875 $ 68,000
Niagara, New York 16 $ 3,100,000 $ 193,750 $ 94,000
Richmond, New York 16 $ 6,580,000 $ 411,250 $ 123,000
Alamance, North Carolina 16 $ 3,170,000 $ 198,125 $ 58,000
Brunswick, North Carolina 16 $ 3,100,000 $ 193,750 $ 99,000
Iredell, North Carolina 16 $ 3,080,000 $ 192,500 $ 61,000
Butler, Ohio 16 $ 3,860,000 $ 241,250 $ 119,000
Portage, Ohio 16 $ 3,370,000 $ 210,625 $ 68,000
Beaver, Pennsylvania 16 $ 3,140,000 $ 196,250 $ 77,000
Sumner, Tennessee 16 $ 4,510,000 $ 281,875 $ 115,000
Virginia Beach, Virginia 16 $ 4,180,000 $ 261,250 $ 93,000
New Castle, Delaware 15 $ 4,015,000 $ 267,666 $ 74,000
Volusia, Florida 15 $ 2,775,000 $ 185,000 $ 63,000
Henry, Georgia 15 $ 3,725,000 $ 248,333 $ 86,000
Orleans, Louisiana 15 $ 3,795,000 $ 253,000 $ 101,000
Baltimore, Maryland 15 $ 3,095,000 $ 206,333 $ 69,000
Durham, North Carolina 15 $ 3,865,000 $ 257,666 $ 70,000
Pima, Arizona 14 $ 2,720,000 $ 194,285 $ 51,000
Pinellas, Florida 14 $ 2,930,000 $ 209,285 $ 118,000
St. Lucie, Florida 14 $ 4,480,000 $ 320,000 $ 99,000
Jefferson, Kentucky 14 $ 3,190,000 $ 227,857 $ 132,000
Anne Arundel, Maryland 14 $ 4,020,000 $ 287,142 $ 116,000
Cleveland, North Carolina 14 $ 2,360,000 $ 168,571 $ 56,000
Lincoln, North Carolina 14 $ 3,150,000 $ 225,000 $ 76,000
Lehigh, Pennsylvania 14 $ 2,830,000 $ 202,142 $ 71,000
Montgomery, Pennsylvania 14 $ 3,800,000 $ 271,428 $ 115,000
Manatee, Florida 13 $ 2,685,000 $ 206,538 $ 60,000
Miami-Dade, Florida 13 $ 3,265,000 $ 251,153 $ 57,000
Plymouth, Massachusetts 13 $ 4,675,000 $ 359,615 $ 96,000
Rockingham, New Hampshire 13 $ 3,965,000 $ 305,000 $ 107,000
Gloucester, New Jersey 13 $ 2,815,000 $ 216,538 $ 91,000
Ocean, New Jersey 13 $ 2,855,000 $ 219,615 $ 104,000
Saratoga, New York 13 $ 3,515,000 $ 270,384 $ 105,000
Bucks, Pennsylvania 13 $ 4,405,000 $ 338,846 $ 119,000
Mobile, Alabama 12 $ 1,890,000 $ 157,500 $ 68,000
Lake, Florida 12 $ 3,770,000 $ 314,166 $ 97,000
Paulding, Georgia 12 $ 3,000,000 $ 250,000 $ 88,000
York, Maine 12 $ 3,600,000 $ 300,000 $ 109,000
DeSoto, Mississippi 12 $ 3,190,000 $ 265,833 $ 80,000
Merrimack, New Hampshire 12 $ 3,010,000 $ 250,833 $ 83,000
Monmouth, New Jersey 12 $ 4,130,000 $ 344,166 $ 151,000
Buncombe, North Carolina 12 $ 2,330,000 $ 194,166 $ 71,000
Mahoning, Ohio 12 $ 1,730,000 $ 144,166 $ 61,000
Montgomery, Ohio 12 $ 2,050,000 $ 170,833 $ 83,000
York, Pennsylvania 12 $ 2,570,000 $ 214,166 $ 98,000
Beaufort, South Carolina 12 $ 3,460,000 $ 288,333 $ 204,000
Berkeley, South Carolina 12 $ 3,240,000 $ 270,000 $ 94,000
Maury, Tennessee 12 $ 3,490,000 $ 290,833 $ 83,000
Sevier, Tennessee 12 $ 2,600,000 $ 216,666 $ 83,000
Williamson, Tennessee 12 $ 4,490,000 $ 374,166 $ 139,000
Harris, Texas 12 $ 1,930,000 $ 160,833 $ 69,000
Windham, Connecticut 11 $ 2,115,000 $ 192,272 $ 53,000
Sussex, Delaware 11 $ 3,705,000 $ 336,818 $ 77,000
Marion, Florida 11 $ 2,165,000 $ 196,818 $ 57,000
Cherokee, Georgia 11 $ 2,215,000 $ 201,363 $ 104,000
St. Tammany, Louisiana 11 $ 2,755,000 $ 250,454 $ 54,000
Androscoggin, Maine 11 $ 2,105,000 $ 191,363 $ 71,000
Montgomery, Maryland 11 $ 3,965,000 $ 360,454 $ 138,000
Barnstable, Massachusetts 11 $ 3,685,000 $ 335,000 $ 134,000
Davidson, North Carolina 11 $ 2,075,000 $ 188,636 $ 70,000
Berks, Pennsylvania 11 $ 1,965,000 $ 178,636 $ 79,000
Butler, Pennsylvania 11 $ 2,465,000 $ 224,090 $ 107,000
Luzerne, Pennsylvania 11 $ 2,105,000 $ 191,363 $ 71,000
Washington, Pennsylvania 11 $ 2,815,000 $ 255,909 $ 94,000
Tuscaloosa, Alabama 10 $ 1,890,000 $ 189,000 $ 86,000
Brevard, Florida 10 $ 2,100,000 $ 210,000 $ 61,000
Hernando, Florida 10 $ 1,400,000 $ 140,000 $ 57,000
Elkhart, Indiana 10 $ 1,530,000 $ 153,000 $ 64,000
Lake, Indiana 10 $ 1,740,000 $ 174,000 $ 72,000
Harford, Maryland 10 $ 2,300,000 $ 230,000 $ 91,000
Camden, New Jersey 10 $ 1,760,000 $ 176,000 $ 73,000
Essex, New Jersey 10 $ 2,760,000 $ 276,000 $ 109,000
Albany, New York 10 $ 2,150,000 $ 215,000 $ 81,000
Putnam, New York 10 $ 2,580,000 $ 258,000 $ 112,000
Lucas, Ohio 10 $ 1,250,000 $ 125,000 $ 57,000
Trumbull, Ohio 10 $ 1,070,000 $ 107,000 $ 57,000
Wayne, Ohio 10 $ 1,900,000 $ 190,000 $ 65,000
Chester, Pennsylvania 10 $ 2,080,000 $ 208,000 $ 69,000
Blount, Tennessee 10 $ 2,060,000 $ 206,000 $ 48,000
Fairfax, Virginia 10 $ 3,690,000 $ 369,000 $ 128,000
Norfolk, Virginia 10 $ 1,790,000 $ 179,000 $ 72,000
Baldwin, Alabama 9 $ 2,395,000 $ 266,111 $ 115,000
Benton, Arkansas 9 $ 1,565,000 $ 173,888 $ 58,000
Faulkner, Arkansas 9 $ 2,375,000 $ 263,888 $ 254,000
Sarasota, Florida 9 $ 4,615,000 $ 512,777 $ 133,000
Douglas, Georgia 9 $ 1,905,000 $ 211,666 $ 91,000
Muscogee, Georgia 9 $ 865,000 $ 96,111 $ 86,000
East Baton Rouge, Louisiana 9 $ 1,295,000 $ 143,888 $ 90,000
Kent, Michigan 9 $ 1,895,000 $ 210,555 $ 60,000
Bergen, New Jersey 9 $ 3,235,000 $ 359,444 $ 160,000
Burlington, New Jersey 9 $ 1,505,000 $ 167,222 $ 128,000
Sandoval, New Mexico 9 $ 1,835,000 $ 203,888 $ 77,000
Rockland, New York 9 $ 3,125,000 $ 347,222 $ 155,000
Schenectady, New York 9 $ 2,005,000 $ 222,777 $ 111,000
Harnett, North Carolina 9 $ 1,795,000 $ 199,444 $ 79,000
Ashtabula, Ohio 9 $ 1,605,000 $ 178,333 $ 53,000
Cumberland, Pennsylvania 9 $ 1,455,000 $ 161,666 $ 69,000
Dauphin, Pennsylvania 9 $ 1,425,000 $ 158,333 $ 89,000
Erie, Pennsylvania 9 $ 1,545,000 $ 171,666 $ 54,000
Anderson, South Carolina 9 $ 1,655,000 $ 183,888 $ 82,000
Dallas, Texas 9 $ 2,265,000 $ 251,666 $ 154,000
Prince William, Virginia 9 $ 2,775,000 $ 308,333 $ 100,000
Montgomery, Alabama 8 $ 1,280,000 $ 160,000 $ 123,000
Washington, Arkansas 8 $ 1,600,000 $ 200,000 $ 65,000
Charlotte, Florida 8 $ 1,520,000 $ 190,000 $ 67,000
Fayette, Kentucky 8 $ 1,580,000 $ 197,500 $ 77,000
Kenton, Kentucky 8 $ 1,340,000 $ 167,500 $ 66,000
Belknap, New Hampshire 8 $ 1,730,000 $ 216,250 $ 68,000
Atlantic, New Jersey 8 $ 1,640,000 $ 205,000 $ 108,000
Middlesex, New Jersey 8 $ 2,060,000 $ 257,500 $ 96,000
Wayne, New York 8 $ 1,000,000 $ 125,000 $ 56,000
Clark, Ohio 8 $ 1,450,000 $ 181,250 $ 80,000
Lancaster, South Carolina 8 $ 2,230,000 $ 278,750 $ 98,000
Hampton, Virginia 8 $ 1,370,000 $ 171,250 $ 71,000
Loudoun, Virginia 8 $ 3,720,000 $ 465,000 $ 104,000
Portsmouth, Virginia 8 $ 1,490,000 $ 186,250 $ 69,000
Pierce, Washington 8 $ 2,960,000 $ 370,000 $ 90,000
Lee, Alabama 7 $ 1,245,000 $ 177,857 $ 100,000
Saline, Arkansas 7 $ 1,655,000 $ 236,428 $ 86,000
Tolland, Connecticut 7 $ 1,175,000 $ 167,857 $ 71,000
Collier, Florida 7 $ 1,435,000 $ 205,000 $ 59,000
Leon, Florida 7 $ 1,525,000 $ 217,857 $ 103,000
Chatham, Georgia 7 $ 1,375,000 $ 196,428 $ 112,000
Clarke, Georgia 7 $ 1,545,000 $ 220,714 $ 67,000
Hardin, Kentucky 7 $ 1,555,000 $ 222,142 $ 85,000
Penobscot, Maine 7 $ 1,295,000 $ 185,000 $ 61,000
Baltimore City, Maryland 7 $ 1,245,000 $ 177,857 $ 85,000
Charles, Maryland 7 $ 2,555,000 $ 365,000 $ 90,000
Suffolk, Massachusetts 7 $ 3,185,000 $ 455,000 $ 184,000
Oneida, New York 7 $ 1,225,000 $ 175,000 $ 87,000
Caldwell, North Carolina 7 $ 1,435,000 $ 205,000 $ 88,000
Craven, North Carolina 7 $ 1,465,000 $ 209,285 $ 69,000
Nash, North Carolina 7 $ 1,035,000 $ 147,857 $ 66,000
Onslow, North Carolina 7 $ 1,905,000 $ 272,142 $ 75,000
Wilson, North Carolina 7 $ 1,335,000 $ 190,714 $ 54,000
Fairfield, Ohio 7 $ 1,685,000 $ 240,714 $ 104,000
Geauga, Ohio 7 $ 1,675,000 $ 239,285 $ 94,000
Knox, Ohio 7 $ 1,065,000 $ 152,142 $ 56,000
Miami, Ohio 7 $ 1,315,000 $ 187,857 $ 73,000
Kent, Rhode Island 7 $ 1,435,000 $ 205,000 $ 62,000
Oconee, South Carolina 7 $ 1,895,000 $ 270,714 $ 53,000
Tipton, Tennessee 7 $ 1,045,000 $ 149,285 $ 59,000
Wilson, Tennessee 7 $ 1,415,000 $ 202,142 $ 86,000
Tarrant, Texas 7 $ 1,755,000 $ 250,714 $ 115,000
Chesapeake, Virginia 7 $ 1,695,000 $ 242,142 $ 81,000
Frederick, Virginia 7 $ 1,655,000 $ 236,428 $ 55,000
Richmond City, Virginia 7 $ 1,305,000 $ 186,428 $ 58,000
Rockingham, Virginia 7 $ 1,335,000 $ 190,714 $ 64,000
Houston, Alabama 6 $ 910,000 $ 151,666 $ 65,000
Morgan, Alabama 6 $ 1,370,000 $ 228,333 $ 67,000
St. Clair, Alabama 6 $ 980,000 $ 163,333 $ 51,000
Cochise, Arizona 6 $ 650,000 $ 108,333 $ 50,000
Pinal, Arizona 6 $ 1,960,000 $ 326,666 $ 87,000
Los Angeles, California 6 $ 1,940,000 $ 323,333 $ 105,000
Litchfield, Connecticut 6 $ 1,220,000 $ 203,333 $ 98,000
New London, Connecticut 6 $ 1,260,000 $ 210,000 $ 63,000
Kent, Delaware 6 $ 1,430,000 $ 238,333 $ 121,000
Alachua, Florida 6 $ 870,000 $ 145,000 $ 48,000
Bay, Florida 6 $ 1,140,000 $ 190,000 $ 72,000
Escambia, Florida 6 $ 1,340,000 $ 223,333 $ 65,000
Barrow, Georgia 6 $ 1,220,000 $ 203,333 $ 77,000
Bibb, Georgia 6 $ 910,000 $ 151,666 $ 69,000
Camden, Georgia 6 $ 990,000 $ 165,000 $ 76,000
Fayette, Georgia 6 $ 1,520,000 $ 253,333 $ 85,000
Newton, Georgia 6 $ 1,220,000 $ 203,333 $ 66,000
Cook, Illinois 6 $ 1,240,000 $ 206,666 $ 145,000
Allen, Indiana 6 $ 730,000 $ 121,666 $ 50,000
Hendricks, Indiana 6 $ 1,180,000 $ 196,666 $ 63,000
Johnson, Indiana 6 $ 1,440,000 $ 240,000 $ 89,000
Caddo, Louisiana 6 $ 600,000 $ 100,000 $ 34,000
Kennebec, Maine 6 $ 1,180,000 $ 196,666 $ 85,000
Calvert, Maryland 6 $ 2,320,000 $ 386,666 $ 117,000
Washtenaw, Michigan 6 $ 1,340,000 $ 223,333 $ 123,000
Grafton, New Hampshire 6 $ 1,270,000 $ 211,666 $ 75,000
Mercer, New Jersey 6 $ 1,460,000 $ 243,333 $ 103,000
Union, New Jersey 6 $ 1,830,000 $ 305,000 $ 120,000
Columbia, New York 6 $ 1,930,000 $ 321,666 $ 116,000
Madison, New York 6 $ 860,000 $ 143,333 $ 73,000
Ontario, New York 6 $ 1,080,000 $ 180,000 $ 73,000
Oswego, New York 6 $ 930,000 $ 155,000 $ 109,000
Rensselaer, New York 6 $ 1,130,000 $ 188,333 $ 48,000
Beaufort, North Carolina 6 $ 1,020,000 $ 170,000 $ 54,000
Burke, North Carolina 6 $ 580,000 $ 96,666 $ 36,000
Henderson, North Carolina 6 $ 1,090,000 $ 181,666 $ 58,000
Moore, North Carolina 6 $ 1,210,000 $ 201,666 $ 51,000
Person, North Carolina 6 $ 950,000 $ 158,333 $ 99,000
Pitt, North Carolina 6 $ 920,000 $ 153,333 $ 79,000
Rockingham, North Carolina 6 $ 740,000 $ 123,333 $ 47,000
Stanly, North Carolina 6 $ 1,460,000 $ 243,333 $ 68,000
Clermont, Ohio 6 $ 1,000,000 $ 166,666 $ 76,000
Greene, Ohio 6 $ 1,010,000 $ 168,333 $ 79,000
Aiken, South Carolina 6 $ 770,000 $ 128,333 $ 55,000
Putnam, Tennessee 6 $ 1,100,000 $ 183,333 $ 62,000
Sequatchie, Tennessee 6 $ 1,080,000 $ 180,000 $ 47,000
Sullivan, Tennessee 6 $ 930,000 $ 155,000 $ 51,000
Franklin, Virginia 6 $ 1,040,000 $ 173,333 $ 81,000
Montgomery, Virginia 6 $ 1,140,000 $ 190,000 $ 59,000
Newport News, Virginia 6 $ 920,000 $ 153,333 $ 58,000
Lauderdale, Alabama 5 $ 605,000 $ 121,000 $ 61,000
Mohave, Arizona 5 $ 685,000 $ 137,000 $ 33,000
Garland, Arkansas 5 $ 915,000 $ 183,000 $ 104,000
Riverside, California 5 $ 2,085,000 $ 417,000 $ 148,000
San Diego, California 5 $ 2,085,000 $ 417,000 $ 126,000
Citrus, Florida 5 $ 1,375,000 $ 275,000 $ 84,000
Indian River, Florida 5 $ 1,145,000 $ 229,000 $ 64,000
Santa Rosa, Florida 5 $ 855,000 $ 171,000 $ 57,000
St. Johns, Florida 5 $ 2,375,000 $ 475,000 $ 134,000
Bartow, Georgia 5 $ 935,000 $ 187,000 $ 70,000
Porter, Indiana 5 $ 805,000 $ 161,000 $ 78,000
Sedgwick, Kansas 5 $ 1,105,000 $ 221,000 $ 92,000
Ascension, Louisiana 5 $ 985,000 $ 197,000 $ 108,000
St. John the Baptist, Louisiana 5 $ 995,000 $ 199,000 $ 81,000
Berkshire, Massachusetts 5 $ 1,015,000 $ 203,000 $ 74,000
Oakland, Michigan 5 $ 1,455,000 $ 291,000 $ 89,000
Jackson, Mississippi 5 $ 775,000 $ 155,000 $ 67,000
Morris, New Jersey 5 $ 1,445,000 $ 289,000 $ 163,000
Passaic, New Jersey 5 $ 1,425,000 $ 285,000 $ 58,000
Salem, New Jersey 5 $ 865,000 $ 173,000 $ 73,000
Valencia, New Mexico 5 $ 955,000 $ 191,000 $ 81,000
Montgomery, New York 5 $ 595,000 $ 119,000 $ 48,000
Currituck, North Carolina 5 $ 1,315,000 $ 263,000 $ 65,000
Granville, North Carolina 5 $ 995,000 $ 199,000 $ 56,000
Orange, North Carolina 5 $ 1,075,000 $ 215,000 $ 86,000
Randolph, North Carolina 5 $ 765,000 $ 153,000 $ 57,000
Stokes, North Carolina 5 $ 905,000 $ 181,000 $ 54,000
Richland, Ohio 5 $ 705,000 $ 141,000 $ 54,000
Warren, Ohio 5 $ 1,165,000 $ 233,000 $ 89,000
Wood, Ohio 5 $ 1,065,000 $ 213,000 $ 101,000
Carbon, Pennsylvania 5 $ 1,025,000 $ 205,000 $ 82,000
Northampton, Pennsylvania 5 $ 1,435,000 $ 287,000 $ 139,000
Washington, Rhode Island 5 $ 1,835,000 $ 367,000 $ 118,000
Dorchester, South Carolina 5 $ 1,275,000 $ 255,000 $ 70,000
Greenwood, South Carolina 5 $ 905,000 $ 181,000 $ 99,000
Pickens, South Carolina 5 $ 1,185,000 $ 237,000 $ 79,000
Hickman, Tennessee 5 $ 925,000 $ 185,000 $ 44,000
Jefferson, Tennessee 5 $ 665,000 $ 133,000 $ 56,000
Washington, Tennessee 5 $ 915,000 $ 183,000 $ 46,000
Bexar, Texas 5 $ 855,000 $ 171,000 $ 77,000
Ellis, Texas 5 $ 1,475,000 $ 295,000 $ 109,000
Amelia, Virginia 5 $ 1,165,000 $ 233,000 $ 79,000
Bedford, Virginia 5 $ 935,000 $ 187,000 $ 66,000
Louisa, Virginia 5 $ 865,000 $ 173,000 $ 56,000
Suffolk, Virginia 5 $ 1,885,000 $ 377,000 $ 130,000
King, Washington 5 $ 2,195,000 $ 439,000 $ 99,000
Elmore, Alabama 4 $ 640,000 $ 160,000 $ 76,000
Marshall, Alabama 4 $ 790,000 $ 197,500 $ 64,000
Russell, Alabama 4 $ 520,000 $ 130,000 $ 107,000
Craighead, Arkansas 4 $ 910,000 $ 227,500 $ 107,000
Miller, Arkansas 4 $ 650,000 $ 162,500 $ 64,000
Arapahoe, Colorado 4 $ 1,210,000 $ 302,500 $ 88,000
Flagler, Florida 4 $ 690,000 $ 172,500 $ 89,000
Columbia, Georgia 4 $ 1,170,000 $ 292,500 $ 104,000
Forsyth, Georgia 4 $ 610,000 $ 152,500 $ 83,000
Hancock, Indiana 4 $ 850,000 $ 212,500 $ 82,000
Montgomery, Indiana 4 $ 510,000 $ 127,500 $ 49,000
Vanderburgh, Indiana 4 $ 560,000 $ 140,000 $ 71,000
Vigo, Indiana 4 $ 470,000 $ 117,500 $ 52,000
Campbell, Kentucky 4 $ 600,000 $ 150,000 $ 43,000
Madison, Kentucky 4 $ 620,000 $ 155,000 $ 88,000
Pulaski, Kentucky 4 $ 540,000 $ 135,000 $ 64,000
Lafayette, Louisiana 4 $ 540,000 $ 135,000 $ 49,000
St. Landry, Louisiana 4 $ 720,000 $ 180,000 $ 70,000
Cumberland, Maine 4 $ 1,300,000 $ 325,000 $ 101,000
Somerset, Maine 4 $ 530,000 $ 132,500 $ 74,000
Frederick, Maryland 4 $ 1,210,000 $ 302,500 $ 103,000
Howard, Maryland 4 $ 1,250,000 $ 312,500 $ 123,000
Hampshire, Massachusetts 4 $ 1,090,000 $ 272,500 $ 70,000
Calhoun, Michigan 4 $ 520,000 $ 130,000 $ 64,000
Genesee, Michigan 4 $ 580,000 $ 145,000 $ 54,000
Macomb, Michigan 4 $ 460,000 $ 115,000 $ 56,000
Missoula, Montana 4 $ 850,000 $ 212,500 $ 106,000
Carroll, New Hampshire 4 $ 1,060,000 $ 265,000 $ 121,000
Cheshire, New Hampshire 4 $ 700,000 $ 175,000 $ 79,000
Hunterdon, New Jersey 4 $ 1,400,000 $ 350,000 $ 117,000
Warren, New Jersey 4 $ 990,000 $ 247,500 $ 76,000
Chautauqua, New York 4 $ 570,000 $ 142,500 $ 58,000
Clinton, New York 4 $ 600,000 $ 150,000 $ 54,000
Essex, New York 4 $ 650,000 $ 162,500 $ 68,000
Jefferson, New York 4 $ 850,000 $ 212,500 $ 136,000
Sullivan, New York 4 $ 810,000 $ 202,500 $ 114,000
Chatham, North Carolina 4 $ 770,000 $ 192,500 $ 132,000
Franklin, North Carolina 4 $ 910,000 $ 227,500 $ 57,000
Haywood, North Carolina 4 $ 680,000 $ 170,000 $ 58,000
Rutherford, North Carolina 4 $ 530,000 $ 132,500 $ 41,000
Columbiana, Ohio 4 $ 560,000 $ 140,000 $ 69,000
Licking, Ohio 4 $ 680,000 $ 170,000 $ 55,000
Madison, Ohio 4 $ 880,000 $ 220,000 $ 86,000
Pickaway, Ohio 4 $ 690,000 $ 172,500 $ 62,000
Washington, Ohio 4 $ 440,000 $ 110,000 $ 48,000
Jackson, Oregon 4 $ 870,000 $ 217,500 $ 69,000
Indiana, Pennsylvania 4 $ 430,000 $ 107,500 $ 71,000
Lawrence, Pennsylvania 4 $ 580,000 $ 145,000 $ 60,000
Lebanon, Pennsylvania 4 $ 820,000 $ 205,000 $ 71,000
Somerset, Pennsylvania 4 $ 400,000 $ 100,000 $ 52,000
Georgetown, South Carolina 4 $ 1,160,000 $ 290,000 $ 100,000
Kershaw, South Carolina 4 $ 600,000 $ 150,000 $ 53,000
Orangeburg, South Carolina 4 $ 630,000 $ 157,500 $ 60,000
Bedford, Tennessee 4 $ 660,000 $ 165,000 $ 61,000
Coffee, Tennessee 4 $ 730,000 $ 182,500 $ 52,000
Dickson, Tennessee 4 $ 1,010,000 $ 252,500 $ 79,000
Lincoln, Tennessee 4 $ 710,000 $ 177,500 $ 81,000
McMinn, Tennessee 4 $ 620,000 $ 155,000 $ 82,000
Collin, Texas 4 $ 1,150,000 $ 287,500 $ 85,000
Denton, Texas 4 $ 810,000 $ 202,500 $ 113,000
Fort Bend, Texas 4 $ 500,000 $ 125,000 $ 71,000
McLennan, Texas 4 $ 710,000 $ 177,500 $ 108,000
Travis, Texas 4 $ 980,000 $ 245,000 $ 76,000
Orange, Vermont 4 $ 870,000 $ 217,500 $ 114,000
Amherst, Virginia 4 $ 560,000 $ 140,000 $ 39,000
Isle of Wight, Virginia 4 $ 1,090,000 $ 272,500 $ 122,000
Orange, Virginia 4 $ 1,100,000 $ 275,000 $ 101,000
Pittsylvania, Virginia 4 $ 480,000 $ 120,000 $ 43,000
Stafford, Virginia 4 $ 1,610,000 $ 402,500 $ 102,000
Mason, Washington 4 $ 1,650,000 $ 412,500 $ 92,000
Snohomish, Washington 4 $ 1,620,000 $ 405,000 $ 93,000
Autauga, Alabama 3 $ 535,000 $ 178,333 $ 72,000
Coffee, Alabama 3 $ 715,000 $ 238,333 $ 98,000
Covington, Alabama 3 $ 485,000 $ 161,666 $ 82,000
Limestone, Alabama 3 $ 505,000 $ 168,333 $ 59,000
Walker, Alabama 3 $ 335,000 $ 111,666 $ 76,000
Boone, Arkansas 3 $ 395,000 $ 131,666 $ 51,000
Crittenden, Arkansas 3 $ 535,000 $ 178,333 $ 84,000
Pope, Arkansas 3 $ 325,000 $ 108,333 $ 36,000
Pulaski, Arkansas 3 $ 725,000 $ 241,666 $ 98,000
Kern, California 3 $ 675,000 $ 225,000 $ 79,000
Adams, Colorado 3 $ 785,000 $ 261,666 $ 57,000
Jefferson, Colorado 3 $ 845,000 $ 281,666 $ 74,000
Clay, Florida 3 $ 775,000 $ 258,333 $ 70,000
Highlands, Florida 3 $ 375,000 $ 125,000 $ 38,000
Putnam, Florida 3 $ 595,000 $ 198,333 $ 101,000
Catoosa, Georgia 3 $ 555,000 $ 185,000 $ 73,000
Coweta, Georgia 3 $ 855,000 $ 285,000 $ 69,000
Dawson, Georgia 3 $ 515,000 $ 171,666 $ 38,000
Dougherty, Georgia 3 $ 455,000 $ 151,666 $ 63,000
Effingham, Georgia 3 $ 595,000 $ 198,333 $ 83,000
Hall, Georgia 3 $ 525,000 $ 175,000 $ 56,000
Houston, Georgia 3 $ 505,000 $ 168,333 $ 84,000
Oglethorpe, Georgia 3 $ 605,000 $ 201,666 $ 101,000
Rockdale, Georgia 3 $ 625,000 $ 208,333 $ 43,000
Spalding, Georgia 3 $ 545,000 $ 181,666 $ 65,000
Walton, Georgia 3 $ 455,000 $ 151,666 $ 42,000
Winnebago, Illinois 3 $ 445,000 $ 148,333 $ 52,000
Boone, Indiana 3 $ 575,000 $ 191,666 $ 80,000
LaPorte, Indiana 3 $ 495,000 $ 165,000 $ 54,000
Madison, Indiana 3 $ 455,000 $ 151,666 $ 67,000
Tippecanoe, Indiana 3 $ 505,000 $ 168,333 $ 80,000
Shawnee, Kansas 3 $ 465,000 $ 155,000 $ 60,000
Boone, Kentucky 3 $ 435,000 $ 145,000 $ 90,000
Bullitt, Kentucky 3 $ 695,000 $ 231,666 $ 78,000
Nelson, Kentucky 3 $ 765,000 $ 255,000 $ 81,000
Scott, Kentucky 3 $ 1,025,000 $ 341,666 $ 102,000
Warren, Kentucky 3 $ 465,000 $ 155,000 $ 39,000
Calcasieu, Louisiana 3 $ 575,000 $ 191,666 $ 29,000
St. Bernard, Louisiana 3 $ 685,000 $ 228,333 $ 65,000
St. Charles, Louisiana 3 $ 775,000 $ 258,333 $ 66,000
Lincoln, Maine 3 $ 625,000 $ 208,333 $ 81,000
Washington, Maryland 3 $ 695,000 $ 231,666 $ 81,000
Wicomico, Maryland 3 $ 465,000 $ 155,000 $ 38,000
Worcester, Maryland 3 $ 355,000 $ 118,333 $ 51,000
Franklin, Massachusetts 3 $ 555,000 $ 185,000 $ 52,000
Bay, Michigan 3 $ 315,000 $ 105,000 $ 67,000
Ingham, Michigan 3 $ 515,000 $ 171,666 $ 50,000
Muskegon, Michigan 3 $ 345,000 $ 115,000 $ 63,000
Ottawa, Michigan 3 $ 925,000 $ 308,333 $ 119,000
Saginaw, Michigan 3 $ 635,000 $ 211,666 $ 89,000
Van Buren, Michigan 3 $ 645,000 $ 215,000 $ 53,000
Coos, New Hampshire 3 $ 625,000 $ 208,333 $ 61,000
Cumberland, New Jersey 3 $ 465,000 $ 155,000 $ 54,000
Somerset, New Jersey 3 $ 945,000 $ 315,000 $ 94,000
Sussex, New Jersey 3 $ 865,000 $ 288,333 $ 146,000
Dona Ana, New Mexico 3 $ 725,000 $ 241,666 $ 72,000
Los Alamos, New Mexico 3 $ 935,000 $ 311,666 $ 103,000
San Juan, New Mexico 3 $ 525,000 $ 175,000 $ 85,000
Taos, New Mexico 3 $ 995,000 $ 331,666 $ 36,000
Broome, New York 3 $ 315,000 $ 105,000 $ 29,000
Cayuga, New York 3 $ 435,000 $ 145,000 $ 71,000
Genesee, New York 3 $ 415,000 $ 138,333 $ 75,000
Livingston, New York 3 $ 405,000 $ 135,000 $ 79,000
New York, New York 3 $ 1,195,000 $ 398,333 $ 98,000
Schoharie, New York 3 $ 485,000 $ 161,666 $ 101,000
Alexander, North Carolina 3 $ 455,000 $ 151,666 $ 99,000
Caswell, North Carolina 3 $ 545,000 $ 181,666 $ 93,000
Dare, North Carolina 3 $ 975,000 $ 325,000 $ 88,000
Halifax, North Carolina 3 $ 385,000 $ 128,333 $ 111,000
Lee, North Carolina 3 $ 425,000 $ 141,666 $ 61,000
Lenoir, North Carolina 3 $ 335,000 $ 111,666 $ 58,000
Polk, North Carolina 3 $ 555,000 $ 185,000 $ 65,000
Surry, North Carolina 3 $ 305,000 $ 101,666 $ 57,000
Wayne, North Carolina 3 $ 665,000 $ 221,666 $ 70,000
Wilkes, North Carolina 3 $ 455,000 $ 151,666 $ 62,000
Delaware, Ohio 3 $ 1,085,000 $ 361,666 $ 130,000
Erie, Ohio 3 $ 385,000 $ 128,333 $ 56,000
Huron, Ohio 3 $ 375,000 $ 125,000 $ 65,000
Ross, Ohio 3 $ 515,000 $ 171,666 $ 52,000
Shelby, Ohio 3 $ 545,000 $ 181,666 $ 97,000
Marion, Oregon 3 $ 1,045,000 $ 348,333 $ 75,000
Crawford, Pennsylvania 3 $ 305,000 $ 101,666 $ 70,000
Venango, Pennsylvania 3 $ 485,000 $ 161,666 $ 97,000
Cherokee, South Carolina 3 $ 325,000 $ 108,333 $ 44,000
Chester, South Carolina 3 $ 585,000 $ 195,000 $ 69,000
Laurens, South Carolina 3 $ 495,000 $ 165,000 $ 57,000
Sumter, South Carolina 3 $ 475,000 $ 158,333 $ 44,000
Anderson, Tennessee 3 $ 445,000 $ 148,333 $ 74,000
Cumberland, Tennessee 3 $ 645,000 $ 215,000 $ 53,000
Dyer, Tennessee 3 $ 365,000 $ 121,666 $ 60,000
Franklin, Tennessee 3 $ 425,000 $ 141,666 $ 52,000
Greene, Tennessee 3 $ 465,000 $ 155,000 $ 69,000
Hamblen, Tennessee 3 $ 435,000 $ 145,000 $ 53,000
Hawkins, Tennessee 3 $ 595,000 $ 198,333 $ 83,000
Lawrence, Tennessee 3 $ 565,000 $ 188,333 $ 87,000
Macon, Tennessee 3 $ 695,000 $ 231,666 $ 64,000
Madison, Tennessee 3 $ 465,000 $ 155,000 $ 52,000
Marshall, Tennessee 3 $ 1,135,000 $ 378,333 $ 119,000
Morgan, Tennessee 3 $ 425,000 $ 141,666 $ 54,000
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Mortgage Loan Application Detail Totals for Reliance First Capital, LLC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 5,109 $1,127,285,000 $220,000 $1,505,000 $81,000 $1,382,000
Home Purchase 887 $231,165,000 $260,000 $2,235,000 $108,000 $3,246,000
Refinancing 306 $65,880,000 $215,000 $1,515,000 $90,000 $702,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,807 $839,815,000 $220,000 $2,235,000 $85,000 $1,382,000
Black or African American 1,108 $247,600,000 $223,000 $995,000 $84,000 $3,246,000
Not Provided 928 $218,980,000 $235,000 $1,055,000 $84,000 $679,000
Hispanic 321 $80,395,000 $250,000 $975,000 $84,000 $562,000
Asian 86 $26,670,000 $310,000 $825,000 $101,000 $379,000
American Indian or Alaskan Native 45 $9,095,000 $202,000 $605,000 $58,000 $134,000
Native Hawaiian or Other Pacific Islander 7 $1,775,000 $253,000 $385,000 $99,000 $180,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,475 $787,525,000 $226,000 $2,235,000 $93,000 $3,246,000
FHA-insured (Federal Housing Administration) 2,041 $437,785,000 $214,000 $905,000 $74,000 $398,000
VA-guaranteed (Veterans Administration) 751 $192,535,000 $256,000 $995,000 $80,000 $376,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $6,485,000 $185,000 $515,000 $60,000 $137,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,056 $1,137,480,000 $224,000 $1,505,000 $86,000 $3,246,000
Application Approved But Not Accepted 938 $212,610,000 $226,000 $2,235,000 $81,000 $1,234,000
Application Denied By Financial Institution 308 $74,240,000 $241,000 $1,145,000 $80,000 $868,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,994 $1,350,090,000 $225,000 $2,235,000 $85,000 $3,246,000
Credit History 85 $17,495,000 $205,000 $1,145,000 $73,000 $337,000
Debt-To-Income Ratio 79 $20,545,000 $260,000 $745,000 $59,000 $246,000
Collateral 64 $15,570,000 $243,000 $905,000 $111,000 $868,000
Other 22 $5,280,000 $240,000 $555,000 $94,000 $323,000
Unverifiable Information 19 $4,685,000 $246,000 $485,000 $76,000 $295,000
Employment History 18 $4,490,000 $249,000 $685,000 $59,000 $168,000
Insufficient Cash (Downpayment, Closing Cost) 17 $5,245,000 $308,000 $815,000 $103,000 $282,000
Credit Application Incomplete 4 $930,000 $232,000 $285,000 $71,000 $97,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Reliance First Capital, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

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