Reliance First Capital, LLC Mortgage Lending & HMDA Data, 2010
In 2010, Reliance First Capital, LLC of Melville, NY reported 37,517 mortgage applications totaling $8.4 billion, up 173% from 2009. The average application was for $222,926, and applicants reported an average income of $58,228. 6% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Philadelphia, PA (2,095), Los Angeles-Long Beach-Glendale, CA (995) and Pittsburgh, PA (877) (applications in parentheses).
| Mortgage Company & Address | Reliance First Capital, LLC 201 Old Country Road Suite 205 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 37,517 |
| Total Mortgage Loan Application Amount | $8,363,519,000 |
| Average Mortgage Loan Application Amount | $222,926 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $58,228 |
| Highest Applicant Income | $7,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliance First Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 2,095 | $ 468,302,000 | $ 223,533 | $ 70,000 |
| Los Angeles-Long Beach-Glendale, CA | 995 | $ 362,522,000 | $ 364,343 | $ 68,000 |
| Pittsburgh, PA | 877 | $ 152,205,000 | $ 173,551 | $ 66,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 765 | $ 156,097,000 | $ 204,048 | $ 50,000 |
| Phoenix-Mesa-Glendale, AZ | 760 | $ 178,333,000 | $ 234,648 | $ 51,000 |
| Indianapolis-Carmel, IN | 682 | $ 123,860,000 | $ 181,612 | $ 62,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 682 | $ 159,453,000 | $ 233,802 | $ 74,000 |
| Riverside-San Bernardino-Ontario, CA | 616 | $ 166,832,000 | $ 270,831 | $ 43,000 |
| Baltimore-Towson, MD | 573 | $ 143,356,000 | $ 250,184 | $ 63,000 |
| Cleveland-Elyria-Mentor, OH | 554 | $ 101,287,000 | $ 182,828 | $ 62,000 |
| Charleston-North Charleston-Summerville, SC | 509 | $ 110,314,000 | $ 216,726 | $ 55,000 |
| Little Rock-North Little Rock-Conway, AR | 499 | $ 95,658,000 | $ 191,699 | $ 54,000 |
| Cincinnati-Middletown, OH-KY-IN | 473 | $ 92,549,000 | $ 195,663 | $ 72,902 |
| Portland-Vancouver-Hillsboro, OR-WA | 469 | $ 112,475,000 | $ 239,818 | $ 58,266 |
| Columbia, SC | 459 | $ 81,380,000 | $ 177,298 | $ 53,000 |
| Seattle-Bellevue-Everett, WA | 453 | $ 133,703,000 | $ 295,150 | $ 60,000 |
| Albuquerque, NM | 433 | $ 89,243,000 | $ 206,103 | $ 56,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 413 | $ 84,379,000 | $ 204,307 | $ 62,000 |
| Atlanta-Sandy Springs-Marietta, GA | 406 | $ 80,913,000 | $ 199,293 | $ 56,000 |
| Portland-South Portland-Biddeford, ME | 406 | $ 87,364,000 | $ 215,182 | $ 56,000 |
| Memphis, TN-MS-AR | 398 | $ 79,219,000 | $ 199,042 | $ 53,077 |
| Hartford-West Hartford-East Hartford, CT | 389 | $ 83,814,000 | $ 215,460 | $ 53,000 |
| San Diego-Carlsbad-San Marcos, CA | 386 | $ 135,657,000 | $ 351,443 | $ 57,000 |
| Columbus, OH | 362 | $ 65,104,000 | $ 179,845 | $ 53,000 |
| Oakland-Fremont-Hayward, CA | 362 | $ 135,325,000 | $ 373,825 | $ 71,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 343 | $ 73,189,000 | $ 213,379 | $ 62,000 |
| Gary, IN | 342 | $ 62,268,000 | $ 182,070 | $ 55,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 341 | $ 97,466,000 | $ 285,824 | $ 47,000 |
| Louisville-Jefferson County, KY-IN | 333 | $ 69,590,000 | $ 208,978 | $ 58,399 |
| Santa Ana-Anaheim-Irvine, CA | 325 | $ 139,318,000 | $ 428,670 | $ 78,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 320 | $ 80,604,000 | $ 251,887 | $ 58,815 |
| Harrisburg-Carlisle, PA | 303 | $ 57,564,000 | $ 189,980 | $ 56,000 |
| Greenville-Mauldin-Easley, SC | 293 | $ 52,608,000 | $ 179,549 | $ 49,000 |
| New Orleans-Metairie-Kenner, LA | 278 | $ 58,353,000 | $ 209,902 | $ 51,000 |
| Rockingham County-Strafford County, NH | 269 | $ 60,191,000 | $ 223,758 | $ 54,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 265 | $ 52,870,000 | $ 199,509 | $ 42,000 |
| New Haven-Milford, CT | 262 | $ 58,623,000 | $ 223,751 | $ 56,000 |
| Tucson, AZ | 261 | $ 57,252,000 | $ 219,356 | $ 50,000 |
| Tampa-St. Petersburg-Clearwater, FL | 257 | $ 54,389,000 | $ 211,630 | $ 68,000 |
| York-Hanover, PA | 255 | $ 49,678,000 | $ 194,815 | $ 58,000 |
| Scranton--Wilkes-Barre, PA | 253 | $ 43,793,000 | $ 173,094 | $ 58,000 |
| Bridgeport-Stamford-Norwalk, CT | 244 | $ 85,723,000 | $ 351,323 | $ 81,000 |
| Knoxville, TN | 243 | $ 49,150,000 | $ 202,263 | $ 62,000 |
| Manchester-Nashua, NH | 243 | $ 54,807,000 | $ 225,543 | $ 60,000 |
| Bethesda-Rockville-Frederick, MD | 238 | $ 70,618,000 | $ 296,714 | $ 62,000 |
| Miami-Miami Beach-Kendall, FL | 238 | $ 55,370,000 | $ 232,647 | $ 74,000 |
| Orlando-Kissimmee-Sanford, FL | 230 | $ 53,020,000 | $ 230,521 | $ 69,000 |
| Lancaster, PA | 225 | $ 44,864,000 | $ 199,395 | $ 54,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 215 | $ 40,629,000 | $ 188,972 | $ 47,623 |
| San Jose-Sunnyvale-Santa Clara, CA | 208 | $ 93,520,000 | $ 449,615 | $ 84,000 |
| San Francisco-San Mateo-Redwood City, CA | 194 | $ 96,320,000 | $ 496,494 | $ 69,000 |
| Reading, PA | 191 | $ 35,613,000 | $ 186,455 | $ 63,000 |
| Akron, OH | 188 | $ 37,180,000 | $ 197,765 | $ 68,000 |
| Tacoma, WA | 187 | $ 47,369,000 | $ 253,310 | $ 48,000 |
| Baton Rouge, LA | 172 | $ 35,860,000 | $ 208,488 | $ 54,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 171 | $ 43,499,000 | $ 254,380 | $ 61,000 |
| Jacksonville, FL | 165 | $ 35,272,000 | $ 213,769 | $ 71,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 159 | $ 42,251,000 | $ 265,729 | $ 69,000 |
| Chattanooga, TN-GA | 156 | $ 28,437,000 | $ 182,288 | $ 49,916 |
| Spartanburg, SC | 147 | $ 26,854,000 | $ 182,680 | $ 45,000 |
| Birmingham-Hoover, AL | 145 | $ 33,022,000 | $ 227,737 | $ 64,000 |
| Dayton, OH | 144 | $ 25,774,000 | $ 178,986 | $ 74,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 137 | $ 51,893,000 | $ 378,781 | $ 55,000 |
| Chicago-Joliet-Naperville, IL | 134 | $ 31,536,000 | $ 235,343 | $ 59,000 |
| Youngstown-Warren-Boardman, OH-PA | 124 | $ 21,221,000 | $ 171,137 | $ 49,959 |
| Augusta-Richmond County, GA-SC | 118 | $ 22,221,000 | $ 188,313 | $ 40,898 |
| Toledo, OH | 118 | $ 22,611,000 | $ 191,618 | $ 75,000 |
| Norwich-New London, CT | 117 | $ 27,361,000 | $ 233,854 | $ 71,000 |
| Cape Coral-Fort Myers, FL | 114 | $ 26,989,000 | $ 236,745 | $ 58,000 |
| Spokane, WA | 113 | $ 20,775,000 | $ 183,849 | $ 47,000 |
| Santa Fe, NM | 112 | $ 28,091,000 | $ 250,812 | $ 53,000 |
| Lexington-Fayette, KY | 108 | $ 22,798,000 | $ 211,092 | $ 52,000 |
| Salem, OR | 105 | $ 23,843,000 | $ 227,076 | $ 42,000 |
| North Port-Bradenton-Sarasota, FL | 104 | $ 25,140,000 | $ 241,730 | $ 122,000 |
| Florence, SC | 103 | $ 18,252,000 | $ 177,203 | $ 42,000 |
| Fort Wayne, IN | 102 | $ 16,014,000 | $ 157,000 | $ 54,000 |
| Fresno, CA | 101 | $ 24,223,000 | $ 239,831 | $ 38,000 |
| Bakersfield-Delano, CA | 99 | $ 23,672,000 | $ 239,111 | $ 45,000 |
| Anderson, SC | 97 | $ 18,288,000 | $ 188,536 | $ 62,000 |
| South Bend-Mishawaka, IN-MI | 94 | $ 17,190,000 | $ 182,872 | $ 96,000 |
| Evansville, IN-KY | 90 | $ 15,157,000 | $ 168,411 | $ 60,688 |
| Clarksville, TN-KY | 89 | $ 14,357,000 | $ 161,314 | $ 44,235 |
| Stockton, CA | 88 | $ 23,502,000 | $ 267,068 | $ 39,000 |
| Prescott, AZ | 83 | $ 19,661,000 | $ 236,879 | $ 52,000 |
| Olympia, WA | 82 | $ 21,005,000 | $ 256,158 | $ 55,000 |
| Omaha-Council Bluffs, NE-IA | 82 | $ 14,900,000 | $ 181,707 | $ 67,000 |
| Hot Springs, AR | 81 | $ 16,365,000 | $ 202,037 | $ 52,000 |
| Eugene-Springfield, OR | 78 | $ 15,421,000 | $ 197,705 | $ 39,000 |
| Shreveport-Bossier City, LA | 76 | $ 15,131,000 | $ 199,092 | $ 38,000 |
| Canton-Massillon, OH | 75 | $ 12,598,000 | $ 167,973 | $ 59,000 |
| Fort Smith, AR-OK | 75 | $ 13,509,000 | $ 180,120 | $ 43,453 |
| Lewiston-Auburn, ME | 75 | $ 12,834,000 | $ 171,120 | $ 57,000 |
| Elkhart-Goshen, IN | 74 | $ 11,811,000 | $ 159,608 | $ 34,000 |
| Las Cruces, NM | 74 | $ 15,621,000 | $ 211,094 | $ 72,000 |
| Pensacola-Ferry Pass-Brent, FL | 73 | $ 13,624,000 | $ 186,630 | $ 45,000 |
| Huntsville, AL | 71 | $ 14,611,000 | $ 205,788 | $ 59,000 |
| Visalia-Porterville, CA | 71 | $ 15,954,000 | $ 224,704 | $ 36,000 |
| Lebanon, PA | 70 | $ 12,067,000 | $ 172,385 | $ 53,000 |
| Santa Rosa-Petaluma, CA | 68 | $ 26,316,000 | $ 387,000 | $ 54,000 |
| Bremerton-Silverdale, WA | 66 | $ 15,705,000 | $ 237,954 | $ 67,000 |
| Erie, PA | 65 | $ 10,377,000 | $ 159,646 | $ 52,000 |
| Rochester, MN | 65 | $ 13,397,000 | $ 206,107 | $ 57,000 |
| Palm Bay-Melbourne-Titusville, FL | 64 | $ 12,886,000 | $ 201,343 | $ 72,000 |
| Bloomington, IN | 63 | $ 11,044,000 | $ 175,301 | $ 75,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 63 | $ 13,321,000 | $ 211,444 | $ 40,000 |
| Kennewick-Pasco-Richland, WA | 63 | $ 10,406,000 | $ 165,174 | $ 55,000 |
| Lafayette, IN | 63 | $ 9,433,000 | $ 149,730 | $ 59,000 |
| Lake Havasu City-Kingman, AZ | 62 | $ 11,995,000 | $ 193,467 | $ 56,000 |
| Lakeland-Winter Haven, FL | 62 | $ 11,652,000 | $ 187,935 | $ 57,000 |
| Michigan City-La Porte, IN | 60 | $ 10,444,000 | $ 174,066 | $ 43,000 |
| Bangor, ME | 59 | $ 10,135,000 | $ 171,779 | $ 68,000 |
| Modesto, CA | 59 | $ 12,732,000 | $ 215,796 | $ 29,000 |
| Newark-Union, NJ-PA | 59 | $ 11,507,000 | $ 195,033 | $ 59,000 |
| Sumter, SC | 55 | $ 8,655,000 | $ 157,363 | $ 41,000 |
| Tallahassee, FL | 55 | $ 11,008,000 | $ 200,145 | $ 64,000 |
| Johnson City, TN | 54 | $ 10,261,000 | $ 190,018 | $ 50,000 |
| Kingsport-Bristol-Bristol, TN-VA | 53 | $ 8,834,000 | $ 166,679 | $ 30,000 |
| Port St. Lucie, FL | 53 | $ 11,736,000 | $ 221,433 | $ 53,000 |
| San Luis Obispo-Paso Robles, CA | 53 | $ 19,889,000 | $ 375,264 | $ 56,000 |
| Bend, OR | 52 | $ 13,798,000 | $ 265,346 | $ 166,000 |
| Ocala, FL | 51 | $ 10,033,000 | $ 196,725 | $ 86,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 51 | $ 10,461,000 | $ 205,117 | $ 49,000 |
| Redding, CA | 50 | $ 10,236,000 | $ 204,720 | $ 39,000 |
| Vallejo-Fairfield, CA | 50 | $ 13,072,000 | $ 261,440 | $ 42,000 |
| Chico, CA | 49 | $ 10,829,000 | $ 221,000 | $ 33,000 |
| State College, PA | 48 | $ 9,279,000 | $ 193,312 | $ 72,000 |
| Duluth, MN-WI | 47 | $ 9,548,000 | $ 203,148 | $ 51,000 |
| Lafayette, LA | 47 | $ 8,413,000 | $ 179,000 | $ 54,000 |
| Montgomery, AL | 47 | $ 9,932,000 | $ 211,319 | $ 49,000 |
| Naples-Marco Island, FL | 47 | $ 15,496,000 | $ 329,702 | $ 74,000 |
| Yakima, WA | 47 | $ 9,512,000 | $ 202,382 | $ 71,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 46 | $ 16,786,000 | $ 364,913 | $ 38,000 |
| Bellingham, WA | 45 | $ 10,202,000 | $ 226,711 | $ 63,000 |
| Farmington, NM | 44 | $ 8,670,000 | $ 197,045 | $ 56,000 |
| Jonesboro, AR | 44 | $ 8,410,000 | $ 191,136 | $ 49,000 |
| Medford, OR | 44 | $ 11,146,000 | $ 253,318 | $ 49,000 |
| Mobile, AL | 44 | $ 8,346,000 | $ 189,681 | $ 36,000 |
| Morristown, TN | 44 | $ 9,264,000 | $ 210,545 | $ 34,000 |
| Cleveland, TN | 42 | $ 6,992,000 | $ 166,476 | $ 38,000 |
| Salinas, CA | 42 | $ 15,015,000 | $ 357,500 | $ 43,000 |
| Altoona, PA | 41 | $ 6,434,000 | $ 156,926 | $ 54,000 |
| Williamsport, PA | 41 | $ 7,634,000 | $ 186,195 | $ 42,000 |
| Anderson, IN | 39 | $ 6,452,000 | $ 165,435 | $ 48,000 |
| Flagstaff, AZ | 39 | $ 10,840,000 | $ 277,948 | $ 47,000 |
| St. Cloud, MN | 39 | $ 7,047,000 | $ 180,692 | $ 50,000 |
| Madera-Chowchilla, CA | 38 | $ 8,483,000 | $ 223,236 | $ 78,000 |
| Hagerstown-Martinsburg, MD-WV | 37 | $ 7,530,000 | $ 203,513 | $ 52,000 |
| Yuma, AZ | 36 | $ 7,768,000 | $ 215,777 | $ 66,000 |
| Kokomo, IN | 34 | $ 4,954,000 | $ 145,705 | $ 79,000 |
| Lake Charles, LA | 34 | $ 6,294,000 | $ 185,117 | $ 54,000 |
| Lincoln, NE | 34 | $ 5,893,000 | $ 173,323 | $ 64,000 |
| Cheyenne, WY | 33 | $ 6,990,000 | $ 211,818 | $ 22,000 |
| Elizabethtown, KY | 33 | $ 5,657,000 | $ 171,424 | $ 37,000 |
| Wilmington, DE-MD-NJ | 33 | $ 6,827,000 | $ 206,878 | $ 43,000 |
| Pine Bluff, AR | 32 | $ 6,313,000 | $ 197,281 | $ 48,000 |
| Sandusky, OH | 32 | $ 5,403,000 | $ 168,843 | $ 48,000 |
| Savannah, GA | 32 | $ 6,433,000 | $ 201,031 | $ 46,000 |
| Springfield, OH | 32 | $ 5,386,000 | $ 168,312 | $ 57,000 |
| Terre Haute, IN | 32 | $ 5,604,000 | $ 175,125 | $ 66,000 |
| Longview, WA | 31 | $ 6,480,000 | $ 209,032 | $ 34,000 |
| Yuba City, CA | 31 | $ 6,511,000 | $ 210,032 | $ 42,000 |
| Gainesville, FL | 30 | $ 5,955,000 | $ 198,500 | $ 59,000 |
| Houma-Bayou Cane-Thibodaux, LA | 30 | $ 5,396,000 | $ 179,866 | $ 48,000 |
| Santa Cruz-Watsonville, CA | 30 | $ 14,821,000 | $ 494,033 | $ 97,000 |
| Muncie, IN | 29 | $ 4,910,000 | $ 169,310 | $ 47,000 |
| Punta Gorda, FL | 29 | $ 5,658,000 | $ 195,103 | $ 43,000 |
| Columbus, IN | 28 | $ 4,356,000 | $ 155,571 | $ 69,000 |
| Salisbury, MD | 28 | $ 5,418,000 | $ 193,500 | $ 58,000 |
| Hanford-Corcoran, CA | 27 | $ 5,676,000 | $ 210,222 | $ 32,000 |
| Napa, CA | 27 | $ 11,796,000 | $ 436,888 | $ 70,000 |
| Crestview-Fort Walton Beach-Destin, FL | 26 | $ 7,761,000 | $ 298,500 | $ 163,000 |
| Wenatchee-East Wenatchee, WA | 26 | $ 8,051,000 | $ 309,653 | $ 77,000 |
| Casper, WY | 25 | $ 3,924,000 | $ 156,960 | $ 22,000 |
| St. Louis, MO-IL | 25 | $ 4,037,000 | $ 161,480 | $ 55,800 |
| Jackson, TN | 24 | $ 4,192,000 | $ 174,666 | $ 23,000 |
| Merced, CA | 24 | $ 5,205,000 | $ 216,875 | $ 33,000 |
| Mount Vernon-Anacortes, WA | 24 | $ 7,370,000 | $ 307,083 | $ 94,000 |
| Monroe, LA | 23 | $ 4,104,000 | $ 178,434 | $ 54,000 |
| Johnstown, PA | 22 | $ 3,451,000 | $ 156,863 | $ 60,000 |
| Mansfield, OH | 22 | $ 3,608,000 | $ 164,000 | $ 48,000 |
| Bowling Green, KY | 21 | $ 3,322,000 | $ 158,190 | $ 49,000 |
| Palm Coast, FL | 21 | $ 4,003,000 | $ 190,619 | $ 49,000 |
| Sebastian-Vero Beach, FL | 21 | $ 4,930,000 | $ 234,761 | $ 89,000 |
| Lima, OH | 20 | $ 3,166,000 | $ 158,300 | $ 53,000 |
| El Centro, CA | 18 | $ 4,072,000 | $ 226,222 | $ 24,000 |
| Texarkana, Tx-Texarkana, AR | 18 | $ 3,129,000 | $ 173,833 | $ 70,000 |
| Tuscaloosa, AL | 18 | $ 3,470,000 | $ 192,777 | $ 37,000 |
| Columbus, GA-AL | 17 | $ 3,115,000 | $ 183,235 | $ 62,352 |
| Huntington-Ashland, WV-KY-OH | 17 | $ 2,800,000 | $ 164,705 | $ 33,176 |
| Alexandria, LA | 16 | $ 2,602,000 | $ 162,625 | $ 50,000 |
| Owensboro, KY | 15 | $ 2,805,000 | $ 187,000 | $ 72,000 |
| Auburn-Opelika, AL | 14 | $ 2,716,000 | $ 194,000 | $ 39,000 |
| Decatur, AL | 14 | $ 2,378,000 | $ 169,857 | $ 28,000 |
| Florence-Muscle Shoals, AL | 14 | $ 2,607,000 | $ 186,214 | $ 77,000 |
| Corvallis, OR | 13 | $ 3,506,000 | $ 269,692 | $ 58,000 |
| Cumberland, MD-WV | 13 | $ 2,279,000 | $ 175,307 | $ 49,000 |
| Lake County-Kenosha County, IL-WI | 13 | $ 4,064,000 | $ 312,615 | $ 75,000 |
| Dothan, AL | 12 | $ 2,443,000 | $ 203,583 | $ 20,000 |
| Macon, GA | 12 | $ 2,645,000 | $ 220,416 | $ 33,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 12 | $ 1,948,000 | $ 162,333 | $ 42,000 |
| Dalton, GA | 11 | $ 1,620,000 | $ 147,272 | $ 76,000 |
| Athens-Clarke County, GA | 10 | $ 1,602,000 | $ 160,200 | $ 71,000 |
| Kansas City, MO-KS | 10 | $ 1,428,000 | $ 142,800 | $ 63,000 |
| Mankato-North Mankato, MN | 10 | $ 1,949,000 | $ 194,900 | $ 64,000 |
| Warner Robins, GA | 10 | $ 1,578,000 | $ 157,800 | $ 55,000 |
| Fargo, ND-MN | 9 | $ 1,594,000 | $ 177,111 | $ 52,000 |
| Gadsden, AL | 9 | $ 1,815,000 | $ 201,666 | $ 27,000 |
| Gainesville, GA | 9 | $ 1,169,000 | $ 129,888 | $ 33,000 |
| Rockford, IL | 9 | $ 1,517,000 | $ 168,555 | $ 37,000 |
| Steubenville-Weirton, OH-WV | 8 | $ 1,179,000 | $ 147,375 | $ 52,000 |
| Valdosta, GA | 8 | $ 1,371,000 | $ 171,375 | $ 80,000 |
| Wheeling, WV-OH | 8 | $ 1,377,000 | $ 172,125 | $ 33,000 |
| Albany, GA | 7 | $ 1,422,000 | $ 203,142 | $ 94,000 |
| Anniston-Oxford, AL | 7 | $ 1,037,000 | $ 148,142 | $ 37,000 |
| Brunswick, GA | 5 | $ 1,312,000 | $ 262,400 | $ 75,000 |
| Hinesville-Fort Stewart, GA | 5 | $ 657,000 | $ 131,400 | $ 49,000 |
| La Crosse, WI-MN | 5 | $ 1,351,000 | $ 270,200 | $ 47,400 |
| Lewiston, ID-WA | 5 | $ 1,069,000 | $ 213,800 | $ 46,000 |
| Bloomington-Normal, IL | 4 | $ 487,000 | $ 121,750 | $ 49,000 |
| Kankakee-Bradley, IL | 4 | $ 570,000 | $ 142,500 | $ 67,000 |
| Springfield, MO | 4 | $ 723,000 | $ 180,750 | $ 39,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 549,000 | $ 183,000 | $ 48,000 |
| Grand Forks, ND-MN | 3 | $ 533,000 | $ 177,666 | $ 0 |
| Nassau-Suffolk, NY | 3 | $ 582,000 | $ 194,000 | $ 0 |
| Peoria, IL | 3 | $ 641,000 | $ 213,666 | $ 18,000 |
| Champaign-Urbana, IL | 2 | $ 220,000 | $ 110,000 | $ 74,000 |
| Danville, IL | 2 | $ 342,000 | $ 171,000 | $ 82,000 |
| Decatur, IL | 2 | $ 374,000 | $ 187,000 | $ 75,000 |
| New York-White Plains-Wayne, NY-NJ | 2 | $ 474,000 | $ 237,000 | $ 0 |
| Rome, GA | 2 | $ 227,000 | $ 113,500 | $ 105,000 |
| Sioux City, IA-NE-SD | 2 | $ 295,000 | $ 147,500 | $ 94,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 458,000 | $ 229,000 | $ 0 |
| Appleton, WI | 1 | $ 136,000 | $ 136,000 | $ 120,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 1 | $ 214,000 | $ 214,000 | $ 140,000 |
| Camden, NJ | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 212,000 | $ 212,000 | $ 55,000 |
| Des Moines-West Des Moines, IA | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Edison-New Brunswick, NJ | 1 | $ 139,000 | $ 139,000 | $ 57,000 |
| Joplin, MO | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Las Vegas-Paradise, NV | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Peabody, MA | 1 | $ 229,000 | $ 229,000 | $ 60,000 |
| Raleigh-Cary, NC | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Springfield, IL | 1 | $ 149,000 | $ 149,000 | $ 34,000 |
| Tulsa, OK | 1 | $ 265,000 | $ 265,000 | $ 0 |
Mortgage Loan Application Detail Totals for Reliance First Capital, LLC in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 36,564 | $8,176,814,000 | $223,000 | $4,000,000 | $58,000 | $7,000,000 |
| Home Purchase | 946 | $185,096,000 | $195,000 | $1,200,000 | $67,000 | $1,920,000 |
| Home Improvement | 7 | $1,609,000 | $229,000 | $570,000 | $68,000 | $166,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 23,441 | $5,369,904,000 | $229,000 | $4,000,000 | $45,000 | $7,000,000 |
| White | 11,827 | $2,526,158,000 | $213,000 | $2,560,000 | $81,000 | $5,300,000 |
| Black or African American | 1,201 | $214,661,000 | $178,000 | $800,000 | $64,000 | $1,148,000 |
| Hispanic | 646 | $144,618,000 | $223,000 | $1,083,000 | $74,000 | $1,200,000 |
| Asian | 332 | $90,093,000 | $271,000 | $1,800,000 | $93,000 | $1,520,000 |
| American Indian or Alaskan Native | 35 | $8,115,000 | $231,000 | $816,000 | $85,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 35 | $9,970,000 | $284,000 | $896,000 | $82,000 | $233,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,793 | $4,433,059,000 | $235,000 | $4,000,000 | $64,000 | $5,300,000 |
| FHA-insured (Federal Housing Administration) | 18,232 | $3,833,669,000 | $210,000 | $960,000 | $51,000 | $7,000,000 |
| VA-guaranteed (Veterans Administration) | 478 | $94,687,000 | $198,000 | $640,000 | $61,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,104,000 | $150,000 | $292,000 | $39,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 16,852 | $3,894,700,000 | $231,000 | $4,000,000 | $35,000 | $7,000,000 |
| Application Approved But Not Accepted | 14,340 | $3,163,440,000 | $220,000 | $2,560,000 | $78,000 | $3,840,000 |
| Application Withdrawn By Applicant | 4,163 | $898,788,000 | $215,000 | $1,555,000 | $72,000 | $4,520,000 |
| Loan Originated | 2,162 | $406,591,000 | $188,000 | $730,000 | $75,000 | $1,395,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 6,008 | $1,489,557,000 | $247,000 | $1,838,000 | $34,000 | $7,000,000 |
| Credit History | 4,597 | $934,626,000 | $203,000 | $1,212,000 | $31,000 | $2,663,000 |
| Other | 3,064 | $702,868,000 | $229,000 | $4,000,000 | $49,000 | $6,500,000 |
| Debt-To-Income Ratio | 1,935 | $473,685,000 | $244,000 | $1,763,000 | $32,000 | $720,000 |
| Unverifiable Information | 830 | $204,448,000 | $246,000 | $1,450,000 | $23,000 | $480,000 |
| Employment History | 409 | $88,063,000 | $215,000 | $900,000 | $27,000 | $744,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $831,000 | $138,000 | $192,000 | $76,000 | $126,000 |
| Credit Application Incomplete | 3 | $622,000 | $207,000 | $325,000 | $52,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliance First Capital, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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