Renasant Bank Mortgage Lending & HMDA Data, 2009

In 2009, Renasant Bank of Johns Creek, GA reported 6,907 mortgage applications totaling $1.0 billion, up 1% from 2008. The average application was for $150,652, and applicants reported an average income of $81,795. 81% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Birmingham-Hoover, AL (869), Huntsville, AL (644) and Memphis, TN-MS-AR (523) (applications in parentheses).

Mortgage Company & Address Renasant Bank

Johns Creek, GA 30097
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 6,907
Total Mortgage Loan Application Amount $1,040,560,000
Average Mortgage Loan Application Amount $150,652
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $81,795
Highest Applicant Income $5,118,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Renasant Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Renasant Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison, Alabama 578 $ 113,443,000 $ 196,268 $ 99,000
Jefferson, Alabama 449 $ 86,995,000 $ 193,752 $ 80,000
Lee, Mississippi 404 $ 44,232,000 $ 109,485 $ 67,000
Shelby, Tennessee 325 $ 60,278,000 $ 185,470 $ 117,000
Shelby, Alabama 269 $ 52,350,000 $ 194,609 $ 86,000
Davidson, Tennessee 234 $ 52,048,000 $ 222,427 $ 121,000
Morgan, Alabama 210 $ 32,203,000 $ 153,347 $ 67,000
Pontotoc, Mississippi 169 $ 12,209,000 $ 72,242 $ 68,000
Etowah, Alabama 167 $ 27,505,000 $ 164,700 $ 78,000
DeSoto, Mississippi 158 $ 23,168,000 $ 146,632 $ 69,000
Monroe, Mississippi 154 $ 10,396,000 $ 67,506 $ 76,000
Winston, Mississippi 144 $ 10,286,000 $ 71,430 $ 69,000
Grenada, Mississippi 134 $ 10,799,000 $ 80,589 $ 72,000
Caddo, Louisiana 123 $ 20,732,000 $ 168,552 $ 82,000
Bossier, Louisiana 113 $ 22,182,000 $ 196,300 $ 79,000
Mobile, Alabama 107 $ 13,978,000 $ 130,635 $ 50,000
Alcorn, Mississippi 104 $ 9,007,000 $ 86,605 $ 66,000
St. Clair, Alabama 99 $ 17,425,000 $ 176,010 $ 70,000
Yalobusha, Mississippi 89 $ 5,919,000 $ 66,505 $ 59,000
Union, Mississippi 88 $ 6,694,000 $ 76,068 $ 67,000
Jackson, Alabama 85 $ 10,931,000 $ 128,600 $ 54,000
Prentiss, Mississippi 82 $ 5,341,000 $ 65,134 $ 62,000
Tishomingo, Mississippi 77 $ 4,206,000 $ 54,623 $ 67,000
Tuscaloosa, Alabama 75 $ 15,685,000 $ 209,133 $ 86,000
Williamson, Tennessee 67 $ 19,242,000 $ 287,194 $ 119,000
Limestone, Alabama 66 $ 14,197,000 $ 215,106 $ 110,000
Houston, Alabama 65 $ 9,518,000 $ 146,430 $ 72,000
Lafayette, Mississippi 65 $ 10,579,000 $ 162,753 $ 122,000
Panola, Mississippi 65 $ 5,689,000 $ 87,523 $ 74,000
Itawamba, Mississippi 53 $ 3,507,000 $ 66,169 $ 58,000
Rankin, Mississippi 53 $ 9,561,000 $ 180,396 $ 64,000
Pike, Alabama 51 $ 7,352,000 $ 144,156 $ 68,000
Calcasieu, Louisiana 51 $ 6,404,000 $ 125,568 $ 56,000
Harrison, Mississippi 48 $ 8,885,000 $ 185,104 $ 63,000
Baldwin, Alabama 45 $ 9,779,000 $ 217,311 $ 112,000
Montgomery, Alabama 43 $ 5,843,000 $ 135,883 $ 56,000
Chickasaw, Mississippi 43 $ 1,734,000 $ 40,325 $ 60,000
Hinds, Mississippi 43 $ 8,379,000 $ 194,860 $ 86,000
Montgomery, Mississippi 43 $ 2,173,000 $ 50,534 $ 64,000
DeKalb, Alabama 41 $ 6,220,000 $ 151,707 $ 66,000
East Baton Rouge, Louisiana 41 $ 7,746,000 $ 188,926 $ 71,000
Colbert, Alabama 40 $ 5,453,000 $ 136,325 $ 95,000
Marion, Alabama 40 $ 4,450,000 $ 111,250 $ 56,000
Lee, Alabama 38 $ 8,334,000 $ 219,315 $ 131,000
Jackson, Mississippi 38 $ 6,216,000 $ 163,578 $ 52,000
Calhoun, Mississippi 37 $ 1,204,000 $ 32,540 $ 76,000
Clay, Mississippi 36 $ 2,807,000 $ 77,972 $ 66,000
Warren, Mississippi 36 $ 5,369,000 $ 149,138 $ 62,000
Marshall, Alabama 30 $ 6,206,000 $ 206,866 $ 94,000
Elmore, Alabama 29 $ 6,335,000 $ 218,448 $ 102,000
Lafayette, Louisiana 29 $ 4,820,000 $ 166,206 $ 95,000
Lawrence, Alabama 26 $ 3,276,000 $ 126,000 $ 53,000
Neshoba, Mississippi 26 $ 3,512,000 $ 135,076 $ 76,000
Copiah, Mississippi 25 $ 4,273,000 $ 170,920 $ 90,000
Sumner, Tennessee 25 $ 4,798,000 $ 191,920 $ 97,000
Wilson, Tennessee 25 $ 4,020,000 $ 160,800 $ 150,000
Adams, Mississippi 24 $ 2,985,000 $ 124,375 $ 70,000
Barbour, Alabama 23 $ 3,722,000 $ 161,826 $ 71,000
Talladega, Alabama 23 $ 4,184,000 $ 181,913 $ 93,000
Carroll, Mississippi 23 $ 1,263,000 $ 54,913 $ 80,000
Lincoln, Mississippi 23 $ 3,667,000 $ 159,434 $ 80,000
Pike, Mississippi 23 $ 2,802,000 $ 121,826 $ 78,000
Attala, Mississippi 20 $ 2,000,000 $ 100,000 $ 76,000
Franklin, Tennessee 20 $ 3,718,000 $ 185,900 $ 105,000
Lawrence, Tennessee 20 $ 2,048,000 $ 102,400 $ 43,000
Cullman, Alabama 19 $ 2,413,000 $ 127,000 $ 85,000
Lauderdale, Alabama 18 $ 3,258,000 $ 181,000 $ 302,000
Autauga, Alabama 17 $ 2,682,000 $ 157,764 $ 65,000
Coffee, Alabama 17 $ 2,331,000 $ 137,117 $ 76,000
Ouachita, Louisiana 16 $ 2,076,000 $ 129,750 $ 56,000
Marshall, Mississippi 16 $ 1,405,000 $ 87,812 $ 52,000
Oktibbeha, Mississippi 16 $ 2,604,000 $ 162,750 $ 69,000
Coffee, Tennessee 16 $ 2,832,000 $ 177,000 $ 102,000
Fayette, Tennessee 16 $ 3,517,000 $ 219,812 $ 77,000
Walker, Alabama 15 $ 2,007,000 $ 133,800 $ 61,000
Simpson, Mississippi 15 $ 2,064,000 $ 137,600 $ 67,000
Tippah, Mississippi 15 $ 982,000 $ 65,466 $ 61,000
Chilton, Alabama 14 $ 2,029,000 $ 144,928 $ 58,000
Benton, Arkansas 14 $ 2,129,000 $ 152,071 $ 69,000
Livingston, Louisiana 14 $ 2,633,000 $ 188,071 $ 79,000
Lamar, Mississippi 14 $ 2,607,000 $ 186,214 $ 84,000
Lowndes, Mississippi 14 $ 2,884,000 $ 206,000 $ 79,000
Maury, Tennessee 13 $ 1,944,000 $ 149,538 $ 48,000
Bibb, Alabama 12 $ 1,650,000 $ 137,500 $ 45,000
Hardin, Tennessee 12 $ 1,677,000 $ 139,750 $ 51,000
McNairy, Tennessee 12 $ 821,000 $ 68,416 $ 74,000
Rutherford, Tennessee 12 $ 1,851,000 $ 154,250 $ 35,000
Blount, Alabama 11 $ 1,389,000 $ 126,272 $ 43,000
Calhoun, Alabama 11 $ 2,354,000 $ 214,000 $ 96,000
Franklin, Alabama 11 $ 1,317,000 $ 119,727 $ 68,000
Henry, Alabama 11 $ 1,849,000 $ 168,090 $ 68,000
Tallahatchie, Mississippi 11 $ 652,000 $ 59,272 $ 53,000
Tallapoosa, Alabama 10 $ 3,147,000 $ 314,700 $ 135,000
St. Martin, Louisiana 10 $ 1,422,000 $ 142,200 $ 59,000
Forrest, Mississippi 10 $ 1,351,000 $ 135,100 $ 66,000
George, Mississippi 10 $ 1,428,000 $ 142,800 $ 71,000
Lewis, Tennessee 10 $ 1,146,000 $ 114,600 $ 59,000
Escambia, Alabama 9 $ 1,185,000 $ 131,666 $ 71,000
Fayette, Alabama 9 $ 1,493,000 $ 165,888 $ 75,000
Geneva, Alabama 9 $ 996,000 $ 110,666 $ 51,000
Giles, Tennessee 9 $ 874,000 $ 97,111 $ 39,000
Ascension, Louisiana 8 $ 1,618,000 $ 202,250 $ 73,000
St. Tammany, Louisiana 8 $ 1,973,000 $ 246,625 $ 77,000
Union, Louisiana 8 $ 892,000 $ 111,500 $ 65,000
Henderson, Tennessee 8 $ 1,646,000 $ 205,750 $ 132,000
Lamar, Alabama 7 $ 563,000 $ 80,428 $ 50,000
Miller, Arkansas 7 $ 1,204,000 $ 172,000 $ 124,000
Seminole, Georgia 7 $ 936,000 $ 133,714 $ 69,000
Webster, Louisiana 7 $ 708,000 $ 101,142 $ 52,000
Choctaw, Mississippi 7 $ 572,000 $ 81,714 $ 93,000
Madison, Mississippi 7 $ 1,714,000 $ 244,857 $ 66,000
Tate, Mississippi 7 $ 822,000 $ 117,428 $ 193,000
Winston, Alabama 6 $ 749,000 $ 124,833 $ 93,000
Hempstead, Arkansas 6 $ 599,000 $ 99,833 $ 51,000
Phillips, Arkansas 6 $ 394,000 $ 65,666 $ 48,000
Rapides, Louisiana 6 $ 1,285,000 $ 214,166 $ 80,000
Amite, Mississippi 6 $ 1,188,000 $ 198,000 $ 87,000
Lawrence, Mississippi 6 $ 613,000 $ 102,166 $ 62,000
Newton, Mississippi 6 $ 807,000 $ 134,500 $ 67,000
Stone, Mississippi 6 $ 1,078,000 $ 179,666 $ 55,000
Gibson, Tennessee 6 $ 532,000 $ 88,666 $ 39,000
Humphreys, Tennessee 6 $ 730,000 $ 121,666 $ 42,000
Montgomery, Tennessee 6 $ 866,000 $ 144,333 $ 36,000
Wayne, Tennessee 6 $ 1,112,000 $ 185,333 $ 96,000
Butler, Alabama 5 $ 588,000 $ 117,600 $ 66,000
Crenshaw, Alabama 5 $ 744,000 $ 148,800 $ 95,000
Dale, Alabama 5 $ 559,000 $ 111,800 $ 64,000
Dallas, Alabama 5 $ 652,000 $ 130,400 $ 78,000
Bay, Florida 5 $ 886,000 $ 177,200 $ 169,000
Santa Rosa, Florida 5 $ 605,000 $ 121,000 $ 60,000
Walton, Florida 5 $ 1,313,000 $ 262,600 $ 255,000
Acadia, Louisiana 5 $ 484,000 $ 96,800 $ 46,000
Tangipahoa, Louisiana 5 $ 1,003,000 $ 200,600 $ 54,000
Decatur, Tennessee 5 $ 475,000 $ 95,000 $ 53,000
Randolph, Alabama 4 $ 837,000 $ 209,250 $ 85,000
Washington, Alabama 4 $ 567,000 $ 141,750 $ 67,000
Early, Georgia 4 $ 442,000 $ 110,500 $ 57,000
De Soto, Louisiana 4 $ 765,000 $ 191,250 $ 88,000
Jefferson, Louisiana 4 $ 1,398,000 $ 349,500 $ 264,000
Jefferson Davis, Louisiana 4 $ 366,000 $ 91,500 $ 59,000
Natchitoches, Louisiana 4 $ 469,000 $ 117,250 $ 101,000
Franklin, Mississippi 4 $ 515,000 $ 128,750 $ 70,000
Leake, Mississippi 4 $ 623,000 $ 155,750 $ 137,000
Fentress, Tennessee 4 $ 271,000 $ 67,750 $ 58,000
Hamilton, Tennessee 4 $ 644,000 $ 161,000 $ 77,000
Knox, Tennessee 4 $ 860,000 $ 215,000 $ 88,000
Lincoln, Tennessee 4 $ 298,000 $ 74,500 $ 73,000
Robertson, Tennessee 4 $ 322,000 $ 80,500 $ 103,000
Bowie, Texas 4 $ 615,000 $ 153,750 $ 108,000
Chambers, Alabama 3 $ 385,000 $ 128,333 $ 65,000
Cherokee, Alabama 3 $ 416,000 $ 138,666 $ 47,000
Pickens, Alabama 3 $ 294,000 $ 98,000 $ 57,000
Bienville, Louisiana 3 $ 353,000 $ 117,666 $ 57,000
Lincoln, Louisiana 3 $ 306,000 $ 102,000 $ 98,000
Morehouse, Louisiana 3 $ 480,000 $ 160,000 $ 158,000
Orleans, Louisiana 3 $ 1,038,000 $ 346,000 $ 286,000
Hancock, Mississippi 3 $ 474,000 $ 158,000 $ 87,000
Kemper, Mississippi 3 $ 478,000 $ 159,333 $ 76,000
Lauderdale, Mississippi 3 $ 425,000 $ 141,666 $ 45,000
Leflore, Mississippi 3 $ 504,000 $ 168,000 $ 107,000
Marion, Mississippi 3 $ 378,000 $ 126,000 $ 81,000
Webster, Mississippi 3 $ 24,000 $ 8,000 $ 36,000
Mecklenburg, North Carolina 3 $ 587,000 $ 195,666 $ 72,000
Cheatham, Tennessee 3 $ 373,000 $ 124,333 $ 57,000
Dickson, Tennessee 3 $ 327,000 $ 109,000 $ 57,000
Marshall, Tennessee 3 $ 512,000 $ 170,666 $ 81,000
Cass, Texas 3 $ 637,000 $ 212,333 $ 90,000
Choctaw, Alabama 2 $ 472,000 $ 236,000 $ 63,000
Clarke, Alabama 2 $ 223,000 $ 111,500 $ 71,000
Covington, Alabama 2 $ 328,000 $ 164,000 $ 80,000
Macon, Alabama 2 $ 302,000 $ 151,000 $ 62,000
Cleburne, Arkansas 2 $ 350,000 $ 175,000 $ 82,000
Jackson, Florida 2 $ 327,000 $ 163,500 $ 66,000
Fulton, Georgia 2 $ 371,000 $ 185,500 $ 67,000
Allen, Louisiana 2 $ 196,000 $ 98,000 $ 48,000
Beauregard, Louisiana 2 $ 335,000 $ 167,500 $ 66,000
Concordia, Louisiana 2 $ 315,000 $ 157,500 $ 65,000
East Feliciana, Louisiana 2 $ 304,000 $ 152,000 $ 63,000
Iberia, Louisiana 2 $ 373,000 $ 186,500 $ 64,000
Pointe Coupee, Louisiana 2 $ 446,000 $ 223,000 $ 145,000
Richland, Louisiana 2 $ 250,000 $ 125,000 $ 63,000
Sabine, Louisiana 2 $ 354,000 $ 177,000 $ 195,000
Vermilion, Louisiana 2 $ 300,000 $ 150,000 $ 52,000
Benton, Mississippi 2 $ 185,000 $ 92,500 $ 82,000
Bolivar, Mississippi 2 $ 351,000 $ 175,500 $ 73,000
Covington, Mississippi 2 $ 222,000 $ 111,000 $ 47,000
Walthall, Mississippi 2 $ 145,000 $ 72,500 $ 44,000
Richland, South Carolina 2 $ 509,000 $ 254,500 $ 215,000
Bedford, Tennessee 2 $ 244,000 $ 122,000 $ 0
Hardeman, Tennessee 2 $ 134,000 $ 67,000 $ 43,000
Madison, Tennessee 2 $ 254,000 $ 127,000 $ 44,000
Sevier, Tennessee 2 $ 361,000 $ 180,500 $ 73,000
Stewart, Tennessee 2 $ 289,000 $ 144,500 $ 40,000
Sullivan, Tennessee 2 $ 409,000 $ 204,500 $ 42,000
Dallas, Texas 2 $ 546,000 $ 273,000 $ 125,000
Coosa, Alabama 1 $ 417,000 $ 417,000 $ 360,000
Hale, Alabama 1 $ 71,000 $ 71,000 $ 51,000
Lowndes, Alabama 1 $ 82,000 $ 82,000 $ 114,000
Marengo, Alabama 1 $ 413,000 $ 413,000 $ 80,000
Russell, Alabama 1 $ 77,000 $ 77,000 $ 49,000
Wilcox, Alabama 1 $ 142,000 $ 142,000 $ 94,000
Baxter, Arkansas 1 $ 228,000 $ 228,000 $ 95,000
Crittenden, Arkansas 1 $ 132,000 $ 132,000 $ 34,000
Van Buren, Arkansas 1 $ 74,000 $ 74,000 $ 28,000
Washington, Arkansas 1 $ 207,000 $ 207,000 $ 49,000
White, Arkansas 1 $ 150,000 $ 150,000 $ 95,000
San Bernardino, California 1 $ 207,000 $ 207,000 $ 173,000
Alamosa, Colorado 1 $ 206,000 $ 206,000 $ 120,000
Escambia, Florida 1 $ 220,000 $ 220,000 $ 280,000
Lee, Florida 1 $ 69,000 $ 69,000 $ 49,000
Nassau, Florida 1 $ 70,000 $ 70,000 $ 46,000
Orange, Florida 1 $ 172,000 $ 172,000 $ 118,000
Calhoun, Georgia 1 $ 245,000 $ 245,000 $ 51,000
Clay, Georgia 1 $ 100,000 $ 100,000 $ 122,000
Cobb, Georgia 1 $ 129,000 $ 129,000 $ 55,000
Coweta, Georgia 1 $ 120,000 $ 120,000 $ 99,000
Decatur, Georgia 1 $ 68,000 $ 68,000 $ 54,000
Gwinnett, Georgia 1 $ 179,000 $ 179,000 $ 89,000
Jasper, Georgia 1 $ 311,000 $ 311,000 $ 84,000
Miller, Georgia 1 $ 118,000 $ 118,000 $ 44,000
Randolph, Georgia 1 $ 215,000 $ 215,000 $ 114,000
Walker, Georgia 1 $ 100,000 $ 100,000 $ 24,000
Ada, Idaho 1 $ 204,000 $ 204,000 $ 49,000
Cameron, Louisiana 1 $ 158,000 $ 158,000 $ 50,000
Iberville, Louisiana 1 $ 128,000 $ 128,000 $ 43,000
Madison, Louisiana 1 $ 204,000 $ 204,000 $ 74,000
St. John the Baptist, Louisiana 1 $ 129,000 $ 129,000 $ 26,000
West Baton Rouge, Louisiana 1 $ 131,000 $ 131,000 $ 80,000
West Feliciana, Louisiana 1 $ 336,000 $ 336,000 $ 69,000
Clarke, Mississippi 1 $ 298,000 $ 298,000 $ 158,000
Greene, Mississippi 1 $ 69,000 $ 69,000 $ 22,000
Holmes, Mississippi 1 $ 31,000 $ 31,000 $ 39,000
Jefferson, Mississippi 1 $ 60,000 $ 60,000 $ 39,000
Jones, Mississippi 1 $ 417,000 $ 417,000 $ 249,000
Noxubee, Mississippi 1 $ 137,000 $ 137,000 $ 77,000
Pearl River, Mississippi 1 $ 152,000 $ 152,000 $ 58,000
Quitman, Mississippi 1 $ 27,000 $ 27,000 $ 34,000
Smith, Mississippi 1 $ 140,000 $ 140,000 $ 55,000
New York, New York 1 $ 500,000 $ 500,000 $ 888,000
Macon, North Carolina 1 $ 95,000 $ 95,000 $ 359,000
Randolph, North Carolina 1 $ 85,000 $ 85,000 $ 29,000
Rutherford, North Carolina 1 $ 92,000 $ 92,000 $ 70,000
Scotland, North Carolina 1 $ 95,000 $ 95,000 $ 25,000
Vance, North Carolina 1 $ 112,000 $ 112,000 $ 26,000
Charleston, South Carolina 1 $ 1,092,000 $ 1,092,000 $ 0
Georgetown, South Carolina 1 $ 383,000 $ 383,000 $ 241,000
Blount, Tennessee 1 $ 1,000,000 $ 1,000,000 $ 372,000
Bradley, Tennessee 1 $ 308,000 $ 308,000 $ 66,000
Cannon, Tennessee 1 $ 98,000 $ 98,000 $ 26,000
Carroll, Tennessee 1 $ 240,000 $ 240,000 $ 84,000
DeKalb, Tennessee 1 $ 417,000 $ 417,000 $ 980,000
Dyer, Tennessee 1 $ 79,000 $ 79,000 $ 35,000
Hickman, Tennessee 1 $ 208,000 $ 208,000 $ 145,000
Houston, Tennessee 1 $ 55,000 $ 55,000 $ 17,000
Marion, Tennessee 1 $ 119,000 $ 119,000 $ 44,000
McMinn, Tennessee 1 $ 168,000 $ 168,000 $ 53,000
Moore, Tennessee 1 $ 159,000 $ 159,000 $ 97,000
Pickett, Tennessee 1 $ 179,000 $ 179,000 $ 44,000
Sequatchie, Tennessee 1 $ 259,000 $ 259,000 $ 176,000
Warren, Tennessee 1 $ 106,000 $ 106,000 $ 51,000
Harrison, Texas 1 $ 294,000 $ 294,000 $ 156,000
Arlington, Virginia 1 $ 205,000 $ 205,000 $ 95,000

Mortgage Loan Application Detail Totals for Renasant Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,752 $615,624,000 $164,000 $2,500,000 $92,000 $5,118,000
Home Purchase 2,853 $417,324,000 $146,000 $1,534,000 $71,000 $2,942,000
Home Improvement 302 $7,612,000 $25,000 $256,000 $57,000 $419,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,876 $904,828,000 $153,000 $2,500,000 $87,000 $5,118,000
Black or African American 712 $77,259,000 $108,000 $980,000 $55,000 $456,000
Not applicable 156 $33,012,000 $211,000 $1,534,000 $0 $11,000
Hispanic 62 $9,098,000 $146,000 $417,000 $63,000 $266,000
Asian 51 $8,716,000 $170,000 $650,000 $83,000 $503,000
Not Provided 36 $5,800,000 $161,000 $350,000 $69,000 $203,000
American Indian or Alaskan Native 11 $1,419,000 $129,000 $325,000 $54,000 $124,000
Native Hawaiian or Other Pacific Islander 3 $428,000 $142,000 $182,000 $44,000 $52,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,838 $740,939,000 $153,000 $2,500,000 $93,000 $5,118,000
FHA-insured (Federal Housing Administration) 1,430 $204,130,000 $142,000 $440,000 $56,000 $441,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 360 $41,566,000 $115,000 $291,000 $43,000 $122,000
VA-guaranteed (Veterans Administration) 279 $53,925,000 $193,000 $417,000 $63,000 $230,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,566 $860,852,000 $154,000 $2,500,000 $83,000 $5,118,000
Application Denied By Financial Institution 623 $76,491,000 $122,000 $650,000 $74,000 $3,838,000
Loan Purchased By The Institution 458 $69,917,000 $152,000 $446,000 $71,000 $461,000
Application Approved But Not Accepted 208 $22,232,000 $106,000 $1,061,000 $72,000 $600,000
Application Withdrawn By Applicant 52 $11,068,000 $212,000 $1,300,000 $86,000 $673,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Renasant Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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