Renasant Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Renasant Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Renasant Bank
209 Troy St., P.O. Box 709
Tupelo, MS 38802
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,907
Total Mortgage Loan Application Amount $1,040,560,000
Average Mortgage Loan Application Amount $111,666
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $73,333
Highest Applicant Income $5,118,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Renasant Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Renasant Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Renasant Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Renasant Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Renasant Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Renasant Bank's mortgage activity for 2009.

Mortgage Loan Application Totals for Renasant Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison County Alabama 578 $ 113,443,000 $ 196,000 $ 99,000
Jefferson County Alabama 449 $ 86,995,000 $ 193,000 $ 80,000
Lee County Mississippi 404 $ 44,232,000 $ 109,000 $ 67,000
Shelby County Tennessee 325 $ 60,278,000 $ 185,000 $ 117,000
Shelby County Alabama 269 $ 52,350,000 $ 194,000 $ 86,000
Davidson County Tennessee 234 $ 52,048,000 $ 222,000 $ 121,000
Morgan County Alabama 210 $ 32,203,000 $ 153,000 $ 67,000
Pontotoc County Mississippi 169 $ 12,209,000 $ 72,000 $ 68,000
Etowah County Alabama 167 $ 27,505,000 $ 164,000 $ 78,000
DeSoto County Mississippi 158 $ 23,168,000 $ 146,000 $ 69,000
Monroe County Mississippi 154 $ 10,396,000 $ 67,000 $ 76,000
Winston County Mississippi 144 $ 10,286,000 $ 71,000 $ 69,000
Grenada County Mississippi 134 $ 10,799,000 $ 80,000 $ 72,000
Caddo County Louisiana 123 $ 20,732,000 $ 168,000 $ 82,000
Bossier County Louisiana 113 $ 22,182,000 $ 196,000 $ 79,000
Mobile County Alabama 107 $ 13,978,000 $ 130,000 $ 50,000
Alcorn County Mississippi 104 $ 9,007,000 $ 86,000 $ 66,000
St. Clair County Alabama 99 $ 17,425,000 $ 176,000 $ 70,000
Yalobusha County Mississippi 89 $ 5,919,000 $ 66,000 $ 59,000
Union County Mississippi 88 $ 6,694,000 $ 76,000 $ 67,000
Jackson County Alabama 85 $ 10,931,000 $ 128,000 $ 54,000
Prentiss County Mississippi 82 $ 5,341,000 $ 65,000 $ 62,000
Tishomingo County Mississippi 77 $ 4,206,000 $ 54,000 $ 67,000
Tuscaloosa County Alabama 75 $ 15,685,000 $ 209,000 $ 86,000
Williamson County Tennessee 67 $ 19,242,000 $ 287,000 $ 119,000
Limestone County Alabama 66 $ 14,197,000 $ 215,000 $ 110,000
Houston County Alabama 65 $ 9,518,000 $ 146,000 $ 72,000
Lafayette County Mississippi 65 $ 10,579,000 $ 162,000 $ 122,000
Panola County Mississippi 65 $ 5,689,000 $ 87,000 $ 74,000
Itawamba County Mississippi 53 $ 3,507,000 $ 66,000 $ 58,000
Rankin County Mississippi 53 $ 9,561,000 $ 180,000 $ 64,000
Pike County Alabama 51 $ 7,352,000 $ 144,000 $ 68,000
Calcasieu County Louisiana 51 $ 6,404,000 $ 125,000 $ 56,000
Harrison County Mississippi 48 $ 8,885,000 $ 185,000 $ 63,000
Baldwin County Alabama 45 $ 9,779,000 $ 217,000 $ 112,000
Montgomery County Alabama 43 $ 5,843,000 $ 135,000 $ 56,000
Chickasaw County Mississippi 43 $ 1,734,000 $ 40,000 $ 60,000
Hinds County Mississippi 43 $ 8,379,000 $ 194,000 $ 86,000
Montgomery County Mississippi 43 $ 2,173,000 $ 50,000 $ 64,000
DeKalb County Alabama 41 $ 6,220,000 $ 151,000 $ 66,000
East Baton Rouge County Louisiana 41 $ 7,746,000 $ 188,000 $ 71,000
Colbert County Alabama 40 $ 5,453,000 $ 136,000 $ 95,000
Marion County Alabama 40 $ 4,450,000 $ 111,000 $ 56,000
Lee County Alabama 38 $ 8,334,000 $ 219,000 $ 131,000
Jackson County Mississippi 38 $ 6,216,000 $ 163,000 $ 52,000
Calhoun County Mississippi 37 $ 1,204,000 $ 32,000 $ 76,000
Clay County Mississippi 36 $ 2,807,000 $ 77,000 $ 66,000
Warren County Mississippi 36 $ 5,369,000 $ 149,000 $ 62,000
Marshall County Alabama 30 $ 6,206,000 $ 206,000 $ 94,000
Elmore County Alabama 29 $ 6,335,000 $ 218,000 $ 102,000
Lafayette County Louisiana 29 $ 4,820,000 $ 166,000 $ 95,000
Lawrence County Alabama 26 $ 3,276,000 $ 126,000 $ 53,000
Neshoba County Mississippi 26 $ 3,512,000 $ 135,000 $ 76,000
Copiah County Mississippi 25 $ 4,273,000 $ 170,000 $ 90,000
Sumner County Tennessee 25 $ 4,798,000 $ 191,000 $ 97,000
Wilson County Tennessee 25 $ 4,020,000 $ 160,000 $ 150,000
Adams County Mississippi 24 $ 2,985,000 $ 124,000 $ 70,000
Barbour County Alabama 23 $ 3,722,000 $ 161,000 $ 71,000
Talladega County Alabama 23 $ 4,184,000 $ 181,000 $ 93,000
Carroll County Mississippi 23 $ 1,263,000 $ 54,000 $ 80,000
Lincoln County Mississippi 23 $ 3,667,000 $ 159,000 $ 80,000
Pike County Mississippi 23 $ 2,802,000 $ 121,000 $ 78,000
Attala County Mississippi 20 $ 2,000,000 $ 100,000 $ 76,000
Franklin County Tennessee 20 $ 3,718,000 $ 185,000 $ 105,000
Lawrence County Tennessee 20 $ 2,048,000 $ 102,000 $ 43,000
Cullman County Alabama 19 $ 2,413,000 $ 127,000 $ 85,000
Lauderdale County Alabama 18 $ 3,258,000 $ 181,000 $ 302,000
Autauga County Alabama 17 $ 2,682,000 $ 157,000 $ 65,000
Coffee County Alabama 17 $ 2,331,000 $ 137,000 $ 76,000
Ouachita County Louisiana 16 $ 2,076,000 $ 129,000 $ 56,000
Marshall County Mississippi 16 $ 1,405,000 $ 87,000 $ 52,000
Oktibbeha County Mississippi 16 $ 2,604,000 $ 162,000 $ 69,000
Coffee County Tennessee 16 $ 2,832,000 $ 177,000 $ 102,000
Fayette County Tennessee 16 $ 3,517,000 $ 219,000 $ 77,000
Walker County Alabama 15 $ 2,007,000 $ 133,000 $ 61,000
Simpson County Mississippi 15 $ 2,064,000 $ 137,000 $ 67,000
Tippah County Mississippi 15 $ 982,000 $ 65,000 $ 61,000
Chilton County Alabama 14 $ 2,029,000 $ 144,000 $ 58,000
Benton County Arkansas 14 $ 2,129,000 $ 152,000 $ 69,000
Livingston County Louisiana 14 $ 2,633,000 $ 188,000 $ 79,000
Lamar County Mississippi 14 $ 2,607,000 $ 186,000 $ 84,000
Lowndes County Mississippi 14 $ 2,884,000 $ 206,000 $ 79,000
Maury County Tennessee 13 $ 1,944,000 $ 149,000 $ 48,000
Bibb County Alabama 12 $ 1,650,000 $ 137,000 $ 45,000
Hardin County Tennessee 12 $ 1,677,000 $ 139,000 $ 51,000
McNairy County Tennessee 12 $ 821,000 $ 68,000 $ 74,000
Rutherford County Tennessee 12 $ 1,851,000 $ 154,000 $ 35,000
Blount County Alabama 11 $ 1,389,000 $ 126,000 $ 43,000
Calhoun County Alabama 11 $ 2,354,000 $ 214,000 $ 96,000
Franklin County Alabama 11 $ 1,317,000 $ 119,000 $ 68,000
Henry County Alabama 11 $ 1,849,000 $ 168,000 $ 68,000
Tallahatchie County Mississippi 11 $ 652,000 $ 59,000 $ 53,000
Tallapoosa County Alabama 10 $ 3,147,000 $ 314,000 $ 135,000
St. Martin County Louisiana 10 $ 1,422,000 $ 142,000 $ 59,000
Forrest County Mississippi 10 $ 1,351,000 $ 135,000 $ 66,000
George County Mississippi 10 $ 1,428,000 $ 142,000 $ 71,000
Lewis County Tennessee 10 $ 1,146,000 $ 114,000 $ 59,000
Escambia County Alabama 9 $ 1,185,000 $ 131,000 $ 71,000
Fayette County Alabama 9 $ 1,493,000 $ 165,000 $ 75,000
Geneva County Alabama 9 $ 996,000 $ 110,000 $ 51,000
Giles County Tennessee 9 $ 874,000 $ 97,000 $ 39,000
Ascension County Louisiana 8 $ 1,618,000 $ 202,000 $ 73,000
St. Tammany County Louisiana 8 $ 1,973,000 $ 246,000 $ 77,000
Union County Louisiana 8 $ 892,000 $ 111,000 $ 65,000
Henderson County Tennessee 8 $ 1,646,000 $ 205,000 $ 132,000
Lamar County Alabama 7 $ 563,000 $ 80,000 $ 50,000
Miller County Arkansas 7 $ 1,204,000 $ 172,000 $ 124,000
Seminole County Georgia 7 $ 936,000 $ 133,000 $ 69,000
Webster County Louisiana 7 $ 708,000 $ 101,000 $ 52,000
Choctaw County Mississippi 7 $ 572,000 $ 81,000 $ 93,000
Madison County Mississippi 7 $ 1,714,000 $ 244,000 $ 66,000
Tate County Mississippi 7 $ 822,000 $ 117,000 $ 193,000
Winston County Alabama 6 $ 749,000 $ 124,000 $ 93,000
Hempstead County Arkansas 6 $ 599,000 $ 99,000 $ 51,000
Phillips County Arkansas 6 $ 394,000 $ 65,000 $ 48,000
Rapides County Louisiana 6 $ 1,285,000 $ 214,000 $ 80,000
Amite County Mississippi 6 $ 1,188,000 $ 198,000 $ 87,000
Lawrence County Mississippi 6 $ 613,000 $ 102,000 $ 62,000
Newton County Mississippi 6 $ 807,000 $ 134,000 $ 67,000
Stone County Mississippi 6 $ 1,078,000 $ 179,000 $ 55,000
Gibson County Tennessee 6 $ 532,000 $ 88,000 $ 39,000
Humphreys County Tennessee 6 $ 730,000 $ 121,000 $ 42,000
Montgomery County Tennessee 6 $ 866,000 $ 144,000 $ 36,000
Wayne County Tennessee 6 $ 1,112,000 $ 185,000 $ 96,000
Butler County Alabama 5 $ 588,000 $ 117,000 $ 66,000
Crenshaw County Alabama 5 $ 744,000 $ 148,000 $ 95,000
Dale County Alabama 5 $ 559,000 $ 111,000 $ 64,000
Dallas County Alabama 5 $ 652,000 $ 130,000 $ 78,000
Bay County Florida 5 $ 886,000 $ 177,000 $ 169,000
Santa Rosa County Florida 5 $ 605,000 $ 121,000 $ 60,000
Walton County Florida 5 $ 1,313,000 $ 262,000 $ 255,000
Acadia County Louisiana 5 $ 484,000 $ 96,000 $ 46,000
Tangipahoa County Louisiana 5 $ 1,003,000 $ 200,000 $ 54,000
Decatur County Tennessee 5 $ 475,000 $ 95,000 $ 53,000
Randolph County Alabama 4 $ 837,000 $ 209,000 $ 85,000
Washington County Alabama 4 $ 567,000 $ 141,000 $ 67,000
Early County Georgia 4 $ 442,000 $ 110,000 $ 57,000
De Soto County Louisiana 4 $ 765,000 $ 191,000 $ 88,000
Jefferson County Louisiana 4 $ 1,398,000 $ 349,000 $ 264,000
Jefferson Davis County Louisiana 4 $ 366,000 $ 91,000 $ 59,000
Natchitoches County Louisiana 4 $ 469,000 $ 117,000 $ 101,000
Franklin County Mississippi 4 $ 515,000 $ 128,000 $ 70,000
Leake County Mississippi 4 $ 623,000 $ 155,000 $ 137,000
Fentress County Tennessee 4 $ 271,000 $ 67,000 $ 58,000
Hamilton County Tennessee 4 $ 644,000 $ 161,000 $ 77,000
Knox County Tennessee 4 $ 860,000 $ 215,000 $ 88,000
Lincoln County Tennessee 4 $ 298,000 $ 74,000 $ 73,000
Robertson County Tennessee 4 $ 322,000 $ 80,000 $ 103,000
Bowie County Texas 4 $ 615,000 $ 153,000 $ 108,000
Chambers County Alabama 3 $ 385,000 $ 128,000 $ 65,000
Cherokee County Alabama 3 $ 416,000 $ 138,000 $ 47,000
Pickens County Alabama 3 $ 294,000 $ 98,000 $ 57,000
Bienville County Louisiana 3 $ 353,000 $ 117,000 $ 57,000
Lincoln County Louisiana 3 $ 306,000 $ 102,000 $ 98,000
Morehouse County Louisiana 3 $ 480,000 $ 160,000 $ 158,000
Orleans County Louisiana 3 $ 1,038,000 $ 346,000 $ 286,000
Hancock County Mississippi 3 $ 474,000 $ 158,000 $ 87,000
Kemper County Mississippi 3 $ 478,000 $ 159,000 $ 76,000
Lauderdale County Mississippi 3 $ 425,000 $ 141,000 $ 45,000
Leflore County Mississippi 3 $ 504,000 $ 168,000 $ 107,000
Marion County Mississippi 3 $ 378,000 $ 126,000 $ 81,000
Webster County Mississippi 3 $ 24,000 $ 8,000 $ 36,000
Mecklenburg County North Carolina 3 $ 587,000 $ 195,000 $ 72,000
Cheatham County Tennessee 3 $ 373,000 $ 124,000 $ 57,000
Dickson County Tennessee 3 $ 327,000 $ 109,000 $ 57,000
Marshall County Tennessee 3 $ 512,000 $ 170,000 $ 81,000
Cass County Texas 3 $ 637,000 $ 212,000 $ 90,000
Choctaw County Alabama 2 $ 472,000 $ 236,000 $ 63,000
Clarke County Alabama 2 $ 223,000 $ 111,000 $ 71,000
Covington County Alabama 2 $ 328,000 $ 164,000 $ 80,000
Macon County Alabama 2 $ 302,000 $ 151,000 $ 62,000
Cleburne County Arkansas 2 $ 350,000 $ 175,000 $ 82,000
Jackson County Florida 2 $ 327,000 $ 163,000 $ 66,000
Fulton County Georgia 2 $ 371,000 $ 185,000 $ 67,000
Allen County Louisiana 2 $ 196,000 $ 98,000 $ 48,000
Beauregard County Louisiana 2 $ 335,000 $ 167,000 $ 66,000
Concordia County Louisiana 2 $ 315,000 $ 157,000 $ 65,000
East Feliciana County Louisiana 2 $ 304,000 $ 152,000 $ 63,000
Iberia County Louisiana 2 $ 373,000 $ 186,000 $ 64,000
Pointe Coupee County Louisiana 2 $ 446,000 $ 223,000 $ 145,000
Richland County Louisiana 2 $ 250,000 $ 125,000 $ 63,000
Sabine County Louisiana 2 $ 354,000 $ 177,000 $ 195,000
Vermilion County Louisiana 2 $ 300,000 $ 150,000 $ 52,000
Benton County Mississippi 2 $ 185,000 $ 92,000 $ 82,000
Bolivar County Mississippi 2 $ 351,000 $ 175,000 $ 73,000
Covington County Mississippi 2 $ 222,000 $ 111,000 $ 47,000
Walthall County Mississippi 2 $ 145,000 $ 72,000 $ 44,000
Richland County South Carolina 2 $ 509,000 $ 254,000 $ 215,000
Bedford County Tennessee 2 $ 244,000 $ 122,000 $ 0
Hardeman County Tennessee 2 $ 134,000 $ 67,000 $ 43,000
Madison County Tennessee 2 $ 254,000 $ 127,000 $ 44,000
Sevier County Tennessee 2 $ 361,000 $ 180,000 $ 73,000
Stewart County Tennessee 2 $ 289,000 $ 144,000 $ 40,000
Sullivan County Tennessee 2 $ 409,000 $ 204,000 $ 42,000
Dallas County Texas 2 $ 546,000 $ 273,000 $ 125,000
Coosa County Alabama 1 $ 417,000 $ 417,000 $ 360,000
Hale County Alabama 1 $ 71,000 $ 71,000 $ 51,000
Lowndes County Alabama 1 $ 82,000 $ 82,000 $ 114,000
Marengo County Alabama 1 $ 413,000 $ 413,000 $ 80,000
Russell County Alabama 1 $ 77,000 $ 77,000 $ 49,000
Wilcox County Alabama 1 $ 142,000 $ 142,000 $ 94,000
Baxter County Arkansas 1 $ 228,000 $ 228,000 $ 95,000
Crittenden County Arkansas 1 $ 132,000 $ 132,000 $ 34,000
Van Buren County Arkansas 1 $ 74,000 $ 74,000 $ 28,000
Washington County Arkansas 1 $ 207,000 $ 207,000 $ 49,000
White County Arkansas 1 $ 150,000 $ 150,000 $ 95,000
San Bernardino County California 1 $ 207,000 $ 207,000 $ 173,000
Alamosa County Colorado 1 $ 206,000 $ 206,000 $ 120,000
Escambia County Florida 1 $ 220,000 $ 220,000 $ 280,000
Lee County Florida 1 $ 69,000 $ 69,000 $ 49,000
Nassau County Florida 1 $ 70,000 $ 70,000 $ 46,000
Orange County Florida 1 $ 172,000 $ 172,000 $ 118,000
Calhoun County Georgia 1 $ 245,000 $ 245,000 $ 51,000
Clay County Georgia 1 $ 100,000 $ 100,000 $ 122,000
Cobb County Georgia 1 $ 129,000 $ 129,000 $ 55,000
Coweta County Georgia 1 $ 120,000 $ 120,000 $ 99,000
Decatur County Georgia 1 $ 68,000 $ 68,000 $ 54,000
Gwinnett County Georgia 1 $ 179,000 $ 179,000 $ 89,000
Jasper County Georgia 1 $ 311,000 $ 311,000 $ 84,000
Miller County Georgia 1 $ 118,000 $ 118,000 $ 44,000
Randolph County Georgia 1 $ 215,000 $ 215,000 $ 114,000
Walker County Georgia 1 $ 100,000 $ 100,000 $ 24,000
Ada County Idaho 1 $ 204,000 $ 204,000 $ 49,000
Cameron County Louisiana 1 $ 158,000 $ 158,000 $ 50,000
Iberville County Louisiana 1 $ 128,000 $ 128,000 $ 43,000
Madison County Louisiana 1 $ 204,000 $ 204,000 $ 74,000
St. John the Baptist County Louisiana 1 $ 129,000 $ 129,000 $ 26,000
West Baton Rouge County Louisiana 1 $ 131,000 $ 131,000 $ 80,000
West Feliciana County Louisiana 1 $ 336,000 $ 336,000 $ 69,000
Clarke County Mississippi 1 $ 298,000 $ 298,000 $ 158,000
Greene County Mississippi 1 $ 69,000 $ 69,000 $ 22,000
Holmes County Mississippi 1 $ 31,000 $ 31,000 $ 39,000
Jefferson County Mississippi 1 $ 60,000 $ 60,000 $ 39,000
Jones County Mississippi 1 $ 417,000 $ 417,000 $ 249,000
Noxubee County Mississippi 1 $ 137,000 $ 137,000 $ 77,000
Pearl River County Mississippi 1 $ 152,000 $ 152,000 $ 58,000
Quitman County Mississippi 1 $ 27,000 $ 27,000 $ 34,000
Smith County Mississippi 1 $ 140,000 $ 140,000 $ 55,000
New York County New York 1 $ 500,000 $ 500,000 $ 888,000
Macon County North Carolina 1 $ 95,000 $ 95,000 $ 359,000
Randolph County North Carolina 1 $ 85,000 $ 85,000 $ 29,000
Rutherford County North Carolina 1 $ 92,000 $ 92,000 $ 70,000
Scotland County North Carolina 1 $ 95,000 $ 95,000 $ 25,000
Vance County North Carolina 1 $ 112,000 $ 112,000 $ 26,000
Charleston County South Carolina 1 $ 1,092,000 $ 1,092,000 $ 0
Georgetown County South Carolina 1 $ 383,000 $ 383,000 $ 241,000
Blount County Tennessee 1 $ 1,000,000 $ 1,000,000 $ 372,000
Bradley County Tennessee 1 $ 308,000 $ 308,000 $ 66,000
Cannon County Tennessee 1 $ 98,000 $ 98,000 $ 26,000
Carroll County Tennessee 1 $ 240,000 $ 240,000 $ 84,000
DeKalb County Tennessee 1 $ 417,000 $ 417,000 $ 980,000
Dyer County Tennessee 1 $ 79,000 $ 79,000 $ 35,000
Hickman County Tennessee 1 $ 208,000 $ 208,000 $ 145,000
Houston County Tennessee 1 $ 55,000 $ 55,000 $ 17,000
Marion County Tennessee 1 $ 119,000 $ 119,000 $ 44,000
McMinn County Tennessee 1 $ 168,000 $ 168,000 $ 53,000
Moore County Tennessee 1 $ 159,000 $ 159,000 $ 97,000
Pickett County Tennessee 1 $ 179,000 $ 179,000 $ 44,000
Sequatchie County Tennessee 1 $ 259,000 $ 259,000 $ 176,000
Warren County Tennessee 1 $ 106,000 $ 106,000 $ 51,000
Harrison County Texas 1 $ 294,000 $ 294,000 $ 156,000
Arlington County Virginia 1 $ 205,000 $ 205,000 $ 95,000

Mortgage Loan Application Detail Totals for Renasant Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,752 $615,624,000 $164,000 $2,500,000 $92,000 $5,118,000
Home Purchase 2,853 $417,324,000 $146,000 $1,534,000 $71,000 $2,942,000
Home Improvement 302 $7,612,000 $25,000 $256,000 $57,000 $419,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,876 $904,828,000 $153,000 $2,500,000 $87,000 $5,118,000
Black or African American 712 $77,259,000 $108,000 $980,000 $55,000 $456,000
Not applicable 156 $33,012,000 $211,000 $1,534,000 $0 $11,000
Hispanic 62 $9,098,000 $146,000 $417,000 $63,000 $266,000
Asian 51 $8,716,000 $170,000 $650,000 $83,000 $503,000
Not Provided 36 $5,800,000 $161,000 $350,000 $69,000 $203,000
American Indian or Alaskan Native 11 $1,419,000 $129,000 $325,000 $54,000 $124,000
Native Hawaiian or Other Pacific Islander 3 $428,000 $142,000 $182,000 $44,000 $52,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,838 $740,939,000 $153,000 $2,500,000 $93,000 $5,118,000
FHA-insured (Federal Housing Administration) 1,430 $204,130,000 $142,000 $440,000 $56,000 $441,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 360 $41,566,000 $115,000 $291,000 $43,000 $122,000
VA-guaranteed (Veterans Administration) 279 $53,925,000 $193,000 $417,000 $63,000 $230,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,566 $860,852,000 $154,000 $2,500,000 $83,000 $5,118,000
Application Denied By Financial Institution 623 $76,491,000 $122,000 $650,000 $74,000 $3,838,000
Loan Purchased By The Institution 458 $69,917,000 $152,000 $446,000 $71,000 $461,000
Application Approved But Not Accepted 208 $22,232,000 $106,000 $1,061,000 $72,000 $600,000
Application Withdrawn By Applicant 52 $11,068,000 $212,000 $1,300,000 $86,000 $673,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Renasant Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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